Experience
CertusBank  July 2005 - Present
First Georgia Banking Company   July 2005 - May 2011
Regions Bank  April 2001 - July 2005

Skills
Loans, Cash Flow, Commercial Lending, Underwriting, New Business Development, Portfolio Management, Management, Wealth Management, Credit, Loan Origination, Mortgage Lending, Credit Analysis, Banking, Small Business Lending, Commercial Banking, Retail Banking, Consumer Lending, Asset Based Lending, Finance, Leadership

Education
Dalton State College   1976 — 1979
Business Administration

Experience
Norton Mountain Properties   December 2012 - Present
Mainstreet Technologies, Inc.   June 2010 - May 2011
First Georgia Banking Company   December 2005 - June 2010
Regions Bank  1996 - 2005

Skills
Banking, Loans, Credit Analysis, Finance, Credit Risk, Risk Management, Customer Service, Financial Analysis, Portfolio Management, Relationship Management, Strategic Planning, Accounting, Marketing, Team Building, New Business Development, Real Estate, Investment Properties, Sales, Property, Selling, Commercial Real Estate, Investments, Commercial Lending, Foreclosures, Property Management, Insurance, Real Estate Transactions, Financial Services, First Time Home Buyers, Sellers, REO, Short Sales, Investors, Small Business

Education
UNIVERSITY OF VIRGINIA GRADUATE SCHOOL OF BANK MANAGEMENT   1986 — 1988

Georgia Southern University   1971 — 1975
BBA, Accounting

Georgia Southern University - College of Business Administration   1971 — 1975
BBA, Accounting

Elbert County High School   1966 — 1971

Experience
United Community Bank  March 2010 - Present
First Georgia Banking Company   December 2006 - November 2009
Northeast Georgia Bank  March 2006 - December 2006
Honeywell International  March 1998 - November 2006
MEDAES - Hillenbrand Industries   February 1995 - March 1998
W.S. Badcock Corporation   August 1990 - December 1995

Skills
Credit

Education
Euromoney PLC   2005 — 2005
Certification, Advanced Syndications

Export Import Bank   1999 — 1999
Certification, Ex-Im Bank Guaranty's

Hirschfield Law Firm   1998 — 1998
Certification, Advanced Legal Documentation Training

Honeywell Advanced Management School   1998 — 1998
Certification, Advanced Management Training

The University of Georgia   1992 — 1996
Bachelor of Arts

Dale Carnegie Institute of Business   1983 — 1983
Certification, Management

Experience
Jordan Hart Commercial Services   September 2014 - Present
Wagon Wheel Sporting Club   October 2013 - Present
Scotts Lawn Service  October 2010 - August 2013
First Georgia Banking Company   February 2005 - December 2010
Regions Financial Corporation  February 2000 - February 2005

Skills
Loans, Finance, Real Estate, Commercial Real Estate, Sales, REO, Residential Homes, Business, Mortgage Lending, Portfolio Management, Investments, Credit, Loan Origination, Credit Analysis, Accounting, Financial Reporting, Financial Analysis, Commercial Lending, Banking

Education
Auburn University   1980 — 1986
Finance, General

Experience
Hamilton State Bank  March 2012 - Present
First Georgia Banking Company   July 2007 - March 2012
Bank of North Georgia  September 2006 - July 2007
Summit National Bank  January 2004 - September 2006
Regions Financial Corporation  October 1997 - January 2004
Gwinnett County Department of Finance   June 2001 - March 2002
Resided in Nantes, France   August 1996 - August 1997

Skills
Financial Analysis, Data Science, Quantitative Risk, Databases, Data Warehousing, Presentations, Visual Basic, Adobe, Access, Excel, Excel Pivot, Commercial and Consumer..., Project Management, Variance Analysis, Corporate Budgeting, Credit Analysis, Microsoft Excel, Retail Banking, Banking, Commercial Banking, Commercial Lending, Credit Risk

Education
Southern Polytechnic State University   2001 — 2003
Master of Science (M.S.), Information Technology

Investment Institute of Atlanta, NY
Financial Modeling and Valuation (Buy-Sell Side)

LSU Graduate School of Banking   2006 — 2008

Brenau University   1988 — 1992
Bachelor of Science (B.S.), Dual Degrees in Business and Criminal Justice

Experience
Union University  August 2014 - Present
FirstBank  December 2007 - Present
First Georgia Banking Company   2005 - 2007
Regions Financial Corporation  2001 - 2005
Sterling Bank  2000 - 2001

Skills
Strategic Planning, Budgeting, Customer Service, Credit, Financial Analysis, Non-profits, Microsoft Office, Contract Negotiation, Excel, Public Relations, Cash Management, Negotiation, Financial Reporting, Cash Flow, Public Speaking, Accounting, Underwriting, Banking, Problem Solving, Real Estate, Portfolio Management, Analysis, Budgets, Process Improvement, Risk Management, Time Management, Nonprofits, Commercial Lending, Loans, Financial Modeling, Leadership, Finance, Strategy, Business Strategy, Commercial Banking, Financial Risk, Executive Management, Small Business Lending, Consumer Lending, Lines Of Credit, Treasury Management, Mortgage Lending, Loan Origination, Asset Based Lending, Management, Credit Risk

Education
Kennesaw State University - Michael J. Coles College of Business   2006 — 2007
MBA, Business Administration and Management, General

Union University   1997 — 1999
BS, Finance

Faulkner University   1995 — 1997
AA, Business Administration

Experience
Rabren General Contractors  July 2011 - Present
First Georgia Banking Company   September 2003 - November 2008

Skills
Financial Reporting, Strategic Financial..., Financial Analysis, Strategic Planning, Process Improvement, Credit Analysis, Finance, Accounting

Education
Auburn University   1982 — 1986
BS, Finance

Carrollton High School   1979 — 1982
High School

Carrollton High School

Experience
Columbus State University  February 2012 - Present
First Georgia Banking Company   July 2005 - February 2011
Regions Bank  1980 - 2005
Central Bank of the South  1973 - 1980
Fulton National Bank   1970 - 1973
US Army  1967 - 1970

Skills
Public Speaking, Leadership Development, Strategic Planning, Coaching, Team Building, Entrepreneurship, Customer Service, Business Strategy, Sales Management, Marketing Strategy, Employee Relations, Problem Solving, Budgets, Start-ups, Staff Development, Small Business, Healthcare, Project Planning, Microsoft Office, Fundraising, Microsoft Word, PowerPoint, Social Media, Management, Research, Public Relations, Nonprofits, Insurance, Banking, Sales, Microsoft Excel, Leadership, Event Planning, Business Planning, Commercial Lending, Loans, Marketing, Finance, Social Networking, Training, Event Management, Strategy, Customer Satisfaction, New Business Development, Program Management, Team Leadership, Business Development, Credit, Contract Negotiation, Online Marketing

Education
Rutgers, The State University of New Jersey-New Brunswick   1979 — 1983
Masters, Banking

Georgia State University - J. Mack Robinson College of Business   1971 — 1973
MBA, Management

Mercer University   1965 — 1967
BS, Physics, Math

Richmond Academy   1961 — 1963
Graduated, Physical Sciences

Columbus State University