First Mortgage
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First Mortgage Employees
American First Home Mortgage July 2014 - Present
Fairway Independent Mortgage Corporation 2008 - July 2014
First Mortgage January 2004 - January 2009
Skills
FHA, Refinance, Loan Origination, USDA, First Time Home Buyers, VA loans, Investment Properties, Loans, Real Estate, Investors, Mortgage Banking, Finance, Mortgage Lending, Residential Mortgages, Mortgage Marketing, RENOVATION MORTGAGES, FHA 203K, FNMA HOMESTYLE, VA Loans, FHA Financing
Education
University of Oklahoma 1971 — 1975
Bachelor's degree, Finance, General
University of Oklahoma
Bachelor's degree, Finance
Regis House, Inc. June 2012 - Present
Regis House, Inc. March 2012 - June 2012
Sunstate Bank February 2010 - October 2010
2006-2009 November 2006 - April 2009
Terrabank, N.A. October 2001 - July 2006
Terrabank, N.A. October 2001 - July 2006
First Mortgage January 2000 - January 2001
Skills
Banking, Credit, Mortgage Lending, Loans, Elementary Education, Education, Leadership, Team Building, Team Leadership, Teamwork, Team Management, Construction Loans, Accounting, Customer Service, Data Entry, Financial Analysis, Management, Networking, Policy, Program Management, Real Estate, Recruiting, Risk Management, Software Documentation, Microsoft Office
Education
Miami Senior High School - High School 1995 — 1999
Carlos Albizu University
a Bachelors Degree
Miami Dade College
Mercer April 2015 - Present
www.nimastocks.com July 2011 - Present
Mercer June 2014 - August 2014
Vios Asset Management May 2013 - August 2013
First Mortgage May 2011 - July 2011
Skills
Quantitative Finance, Equity Research, Website Development, Website Creation, Financial Modeling, Statistics
Education
University of California, Berkeley 2010 — 2014
Statistics
University of California, Berkeley
BA, Statistics
H&R Block October 2010 - January 2013
US Census Bureau February 2010 - May 2010
Arbitron January 2008 - January 2009
Chevy Chase Bank February 2007 - December 2008
Nations Equity Mortgage July 2005 - December 2007
First Mortgage July 2004 - July 2005
Skills
Sales, Leadership, Data Entry, Budgets, Recruiting, Customer Service, Management, Training, Time Management, Interviews, Loans, Credit, Spreadsheets, Microsoft Office, Social Media, Microsoft Excel, Research, Mortgage Lending, Team Building, Marketing, Social Networking, Account Management, Tax, Advertising
Education
University of Maryland Eastern Shore 1999 — 2003
Music Education/Communications
Keller Williams Realty Newark September 2007 - Present
Advocate Health Care April 2013 - January 2015
Brookside Labs January 2007 - January 2012
First Mortgage January 2005 - January 2008
Christiana Healthcare Center September 2005 - September 2007
American Red Cross July 2001 - June 2005
Skills
Customer Service, Residential, Rentals, Real Estate, Short Sales, Relocation, First Time Home Buyers, Sellers, Buyer Representation, Listings, Investment Properties, Purchase, Home Staging, Office Management, Contract Negotiation, Administration, Customer Relations, Excel, Microsoft Office, PowerPoint, Word, Single Family Homes, Supervisory Skills, Residential Homes
Education
American InterContinental University 2009 — 2014
Master of Business Administration (MBA), Health/Health Care Administration/Management
American InterContinental University 2009 — 2011
BA, HUMAN RESOURCES
American InterContinental University 2009 — 2010
AA, BUSINESS ADMIN
Nordstrom February 2015 - Present
Demure Vixen March 2014 - Present
Coty November 2013 - March 2014
ArtFuze June 2012 - November 2012
GTA Strategic Marketing Firm May 2012 - November 2012
Wink Boutique March 2009 - November 2009
First Mortgage May 2008 - July 2008
Skills
Social Media Marketing, Advertising, Social Media, Creative Direction, Event Planning, Market Research, Public Relations, Fashion, Writing, Merchandising, Visual Merchandising, Marketing, Marketing Communications, Product Marketing, Direct Marketing
Education
Universidad del Sagrado Corazón 2008 — 2012
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Universidad de Salamanca
Marketing
Academia Maria Reina 2003 — 2008
High School Diploma
Flagstar Bank June 2009 - Present
Flagstar Bank July 2009 - March 2012
First Mortgage May 2006 - June 2009
Skills
Accounts Payable, Accounts Receivable, Team Leadership, Accounting, Mortgage Banking, Residential Mortgages, Data Entry, Check Processing, Invoicing, Invoice Processing, Payment Processing, Financial Analysis, Auditing, Customer Service, PeopleSoft, Excel, Servicing, Lotus Notes, Word, Outlook, Microsoft Office, Administration, Teamwork, Analysis, Training
Education
University of Phoenix 2008 — 2009
Accounting Associates, Accounting
Macomb Community College
General Studies
The Mortgage Phoenix Group January 2013 - Present
Academy Mortgage Corporation October 2009 - January 2013
First Mortgage July 2008 - October 2009
First Funding Mortgage August 2002 - July 2008
Skills
FHA, Loans, Reverse Mortgages, Mortgage Lending, Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, USDA, VA loans, Customer Service, FHA financing
Education
Chaffey College 2001 — 2002
Business
Hyatt Vacation Ownership, Inc. February 2013 - Present
Hyatt vacation 2006 - February 2013
Hyatt Time Share Loan Servicing July 2006 - August 2007
First Mortgage September 2004 - April 2006
Skills
Analysis, Account Reconciliation, Accounts Receivable, Hotels, Hospitality, Hospitality Management, Hospitality Industry, Hotel Management, Corporate Finance, Revenue Analysis, Food & Beverage, Front Office, Resorts, Pre-opening, Restaurants, Micros, Banquets, Tourism, Rooms Division, Yield Management, Customer Satisfaction, Time Management, MICROS
Education
Inter-American University of Puerto Rico-Metropolitan Campus 2001 — 2005
Master of Business Administration (M.B.A.), Finance, General
Universidad de Puerto Rico 1995 — 2001
Bachelor of Arts (B.A.), Economics
First Mortgage Corporation October 2011 - Present
Streamline Marketing dba Veterans Loan Service 2000 - June 2009
Metrofund Mortgage 1999 - 2000
Oakmont Mortgage 1998 - 1999
Countrywide Home Loans 1997 - 1998
Tri-State Mortgage Inc. 1996 - 1997
Equity Lending & Investments/Lanz America 1996 - 1996
American City Mortgage 1995 - 1996
BSC Mortgage, Sterling Bank 1994 - 1995
First Mortgage 1992 - 1994
Skills
Mortgage Lending, Loan Origination, FHA, Refinance, Loans, Investment Properties, Mortgage Banking, Due Diligence, Finance, Mortgage Marketing, Credit, Funding, Real Estate Economics, Real Estate, VA Loans, Loss Mitigation, Underwriting
Education
Riverside City College 1987 — 1990
Real Estate/Business
Oxley Cabinet Warehouse, Inc. March 2005 - Present
Self-Employed 2002 - Present
Synovus Mortgage November 2013 - December 2013
Bank of America March 2012 - July 2013
Lighthouse Lending Group September 2001 - March 2004
First Mortgage August 1999 - August 2001
Preferred Lending Group June 1997 - August 1999
Harbour Mortgage February 1995 - June 1997
US Navy April 1991 - July 1994
The Florida Times Union June 1986 - December 1990
Skills
Sales, Marketing Strategy, Selling, Blogging, Online Marketing, Advertising, Social Media Marketing, Start-ups, Customer Service, Business Development, Training, Building Relationships, Reliability, Work Ethic, Motivated self-starter, Personal Care, Investment Properties, Finance, Budgets, Analysis, Sales Operations, Real Estate Economics, Product Development, Mortgage Banking, First Time Home Buyers, Foreclosures, Management
Education
Florida State University 1988 — 1990
Bachelor of Science (B.S.), Communications
University of Miami 1988 — 1988
Communications
Florida Community College at Jacksonville 1984 — 1987
B.S. in Communications, General Studies
Gateway Mortgage Group, LLC April 2015 - Present
First Mortgage March 2012 - March 2015
BuildOKC August 2008 - March 2012
4 Corners Homes March 2011 - December 2011
Keeney Healthcare Center March 2010 - January 2011
Root & Madison, LLC April 2009 - December 2010
Harlandale Mortgage, VA Loan Program September 2005 - June 2006
Skills
Marketing, Communications, Public Relations, Publicity, Direct Marketing, Press Kits, Communication Tools, Professional Networking, Mortgage Banking, Real Estate Economics, Real Estate Financing, Mortgage Lending, Real Estate Development, Business Networking, Email Marketing, Direct Mail Campaigns, FHA, Social Media, Online Marketing, Sales, Real Estate, Strategic Communications, Refinance, Referrals, Residential Homes, Selling, Single Family Homes, New Home Sales, Short Sales, Sellers, Investors, Investment Properties, Relocation, First Time Home Buyers, Real Estate Transactions, Residential Mortgages, Credit, FHA financing, USDA, Loan Origination, Loans, VA loans, Small Business, Reverse Mortgages, Integrated Marketing, Blogging, Government Loans, Finance, Strategy, Mortgage Marketing
Education
Advanced Education Systems 2012 — 2012
Training Pro, NMLS Mortgage Education
Champion School of Real Estate 2005 — 2006
Real estate training, Texas Licensing
University of Central Oklahoma 2002 — 2005
BA, Mass Communications with concentration in Public Relations
Ponca City High School
DMSS Consulting November 2009 - Present
Doral Insurance Agency, subsidiary of Doral Financial Corp February 2009 - November 2009
Doral Mortgage LCC, subsidiary of Doral Bank Puerto Rico October 2007 - November 2009
First Mortgage June 2006 - October 2007
First Bank October 1999 - May 2006
Direct ResponSource Inc July 1998 - October 1999
Elizabeth Arden International October 1991 - July 1998
Estee Lauder Caribbean May 1983 - September 1991
Skills
Call Centers, Commercial Real Estate, Credit, Cross-functional Team..., Customer Service, Financial Services, Insurance, Leadership, Loans, Management, Market Research, Marketing, Marketing Strategy, Mortgage Lending, New Business Development, Portfolio Management, Project Management, Residential Homes, Retail, Sales, Sales Management, Social Media, Strategic Planning
Education
Harvard Business School 2008 — 2008
GMP5, Executive Education
Universidad del Sagrado Corazón 1983 — 1987
BBA, Marketing Management
LendSmart Mortgage July 2006 - Present
LendSmart Mortgage 2006 - Present
CommonSense Mortgage January 1999 - July 2006
First Mortgage September 1998 - January 1999
Bally Total Fitness 1994 - 1996
Skills
Mortgage Banking, FHA, Residential Mortgages, Loans, Refinance, Mortgage Lending, Investment Properties, Banking, Investments, Management, Credit Analysis, Credit, Reverse Mortgages, First Time Home Buyers, Loan Origination, Residential Homes, Portfolio Management, VA loans, REO, Real Estate, Underwriting, USDA, Foreclosures, Single Family Homes, Short Sales, Commercial Mortgages, Real Estate Economics, Referrals, Sales Operations, Team Leadership, Business Development, Funding
Education
Bemidji State University 1990 — 1994
BS, Business Administration
Hibbing Community College 1990 — 1992
Associates Degree
Movement Mortgage, LLC September 2013 - Present
Wells Fargo April 2013 - September 2013
Carrington Mortgage Services 2010 - 2012
First Mortgage December 2008 - August 2009
Fremont Investment and Loan May 2003 - May 2007
Long Beach Mortgage July 2000 - May 2003
Skills
Mortgage Lending, Mortgage Banking, Wholesale Lending, Loans, Loan Origination, FHA, Refinance, FHA financing, VA loans, Residential Mortgages, USDA, Reverse Mortgages, Investment Properties, Loss Mitigation, Mortgage Underwriting, New Home Purchase, Purchase Financing, First Time Home Buyers, 203K, VA Loans, FHA Financing
Education
Freedom High School 1979 — 1982
North Carolina Wesleyan College
First Mortgage & Real Estate Services March 2005 - Present
First Mortgage 2005 - Present
First Real Estate Services 2005 - Present
Education
Cal Poly Pomona 2000 — 2003
B.S., Computer Science
First Mortgage October 2014 - Present
First Mortgage 2014 - 2014
Western Mutual Funding April 1994 - January 2010
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop
Education
University of California, Los Angeles 1979 — 1984
Bachelor of Arts (B.A.), Political Science and Government
AmeriHealth Caritas June 2013 - Present
AMERIHEALTH MERCY HEALTH PLAN August 2000 - Present
FIRST MORTGAGE May 2003 - December 2007
H&H FURNITURE STORE May 1995 - July 2000
Skills
Microsoft Acess, Rational Robot, Microsoft Excel, Healthcare, Citrix, Analysis, Research, Customer Relations, Jiva, Operating Systems, Spreadsheets, Visio, Outlook, Word, PowerPoint, Business Analysis, Insurance, Teamwork, Call Center, Process Improvement, Supervisory Skills, Access, Windows, Data Analysis, Problem Solving, Customer Satisfaction, Microsoft Office, Customer Service, Billing, Policy, SharePoint, HIPAA, Health Insurance, Managed Care, Medicare, Medicaid, Data Entry, Training, Call Centers
Education
Kaplan University 2007 — 2010
Bachelor of Science, Information Technology
Saint Maria Goretti High School 1977 — 1981
Diploma, Academics course
First Mortgage July 2013 - Present
Flagstar Bank June 2005 - Present
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Refinance, Loan Origination, Credit, Residential Mortgages, USDA, VA loans, FHA financing, Credit Analysis, Banking, Commercial Lending, Consumer Lending
Education
Schoolcraft College
Criminal Justice and Corrections
Cross mark January 2010 - Present
First Mortgage March 2005 - March 2010
Popular Mortgage February 1999 - January 2005
American Express February 1999 - April 1999
Amtel Cellulars January 1996 - January 1998
Skills
Customer Service, Compliance, Team Leadership, Training & Development, Advertising, Analysis, Risk Management, Employee Relations
Education
Berlitz 2010 — 2010
University of Phoenix 2010 — 2010
Master Degree, Global Management
University of Phoenix 2004 — 2009
16, Marketing
University of Phoenix 2004 — 2009
Bachelor in Business of Science, Marketing 2004
University of Sacred Heart 1998 — 2004
Bachelor, Communications
CTS-Aerostar Temporary Employment January 2014 - March 2014
First Mortgage 2005 - 2010
Skills
Microsoft Office, Administración y..., Microsoft Excel, Microsoft Word, Microsoft PowerPoint, Ventas, Liderazgo, Entrenamiento, Customer Service, Outlook, Team Leadership, Process Improvement
Education
University of Phoenix 2004 — 2009
Bachelor's degree, Marketing
University of Phoenix 2004 — 2009
Bachelor's degree, Business of Science, Marketing