Experience
JAMS Marketing   July 2013 - Present
First Mortgage Corporation   June 2013 - October 2014
IMPAC MORTGAGE  June 2012 - June 2013
Insphere Insurance Solutions  October 2009 - December 2011
Shell Vacations Club  November 2003 - October 2009

Skills
Sales, Marketing, B2B, B2C, Closing Deals, Presentations, Team Building, Training, Insurance, Real Estate, Cold Calling, Direct Sales, Business, Account Management, Event Planning, Marketing Strategy, New Business Development, Sales Management, Social Media Marketing, Strategic Planning

Education
California State University-Long Beach

Orange Coast College

Experience
V.I.P. Mortgage, Inc.   June 2014 - Present
Fairway Independent Mortgage Corporation  May 2013 - June 2014
First Mortgage Corporation   June 2008 - October 2009
Vision Mortgage Capital  2005 - 2008

Skills
Customer Service, First Time Home Buyers, Mortgage Lending, Single Family Homes, Loan Origination, Loans, Referrals, Real Estate, Residential Mortgages, Investment Properties, Refinance, FHA, Home, Short Sales, Specialist Services, Credit, Banking, Condos, REO, VA loans, Investors, Mortgage Banking, Residential Homes, Selling, Smart Working, Loan Servicing, Options, Foreclosures, Sweet

Education
Fullerton College
English

Experience
First Capital  2014 - Present
Prospect Mortgage, LLC  December 2013 - 2014
Wells Fargo Home Mortgage  July 2012 - 2013
First Mortgage Corporation   August 2009 - January 2012
Wells Fargo Home Mortgage  January 2001 - August 2009

Skills
Mortgage Lending, Loans, Financial Structuring, VA loans, FHA, Refinance, FHA financing, Government Loans, Mortgage Banking, Loan Origination, Mortgage Underwriting, USDA, Residential Mortgages, First Time Home Buyers, VA Loans, FHA Financing

Education
American River College

James Marshall High School

Experience
Self  January 2014 - Present
LES INC   November 2011 - January 2014
American Financial Services  June 2009 - October 2011
PMAC Lending Services Inc.  June 2008 - June 2009
First Mortgage Corporation   September 2007 - May 2008
GEM Mortgage, Inc  July 2002 - June 2007
GEM Mortgage, Inc  November 2001 - June 2002
Residential Mortgage Inc   February 1999 - October 2001
Countrywide Home Loans  November 1996 - February 1999

Skills
Loan Origination, Real Estate Financing, Customer Satisfaction, Know-how, Getting The Job Done, Get Along Well with..., Funding, Residential Homes, Loans, FHA, Residential Mortgages, Mortgage Banking, Commercial Real Estate

Education
California State University-Dominguez Hills   1994 — 1996
Bachelor of Science (BS), Finance and Financial Management Services

Experience
Golden Empire Mortgage-Alhambra   October 2012 - Present
FIRST MORTGAGE CORPORATION   April 2012 - September 2012
First Mortgage Corporation   December 2009 - April 2012
Kondaur Capital Corporation  October 2009 - December 2009
GEM Mortgage, Inc  June 2006 - April 2009
AVENUE MORTGAGE   August 2004 - April 2006

Skills
FHA, VA, First Time Home Buyers, Conventional, Mortgage, Loans, Mortgage Lending, Credit, Home, Refinance, REO, Purchase, Residential, Investment Properties, USDA, VA loans, Short Sales, Mortgage Industry, Mortgage Banking, Conforming, Loan Origination, Condos, Underwriting, Customer Service, Foreclosures, Rates, Real Estate, Banking, FHA financing, Certified Mortgage..., Credit Analysis, Residential Homes, Funding, Reverse Mortgages, Investors, Government Loans, Residential Mortgages

Education
California State University-Los Angeles   1994 — 1996
CRIMINAL JUSTICE

CATHEDRAL HIGH SCHOOL   1990 — 1994

Experience
MetroPCS  February 2015 - Present
Sprint  January 2014 - November 2014
Sprint  September 2010 - January 2014
First Mortgage Corporation   August 2009 - May 2010
Supreme Lending  November 2008 - July 2009
DFW Affiliates (JRG)   August 2008 - November 2008
YTB  October 2007 - November 2008
Debt Settlement of America   April 2007 - October 2007
Nationstar Mortgage, LLC  September 2005 - April 2007
Primary Residential Mortgage, Inc  April 2005 - September 2005

Skills
Sales, Marketing, Leadership, B2B, Small Business, Account Management, Direct Sales, Mortgage Lending, Wireless, Customer Retention, Loans, Product Management, Real Estate, Retail, Finance, Fleet Management, Mobile Devices, Mobile Applications, Business Process..., Asset Management, M2M, Google Apps, Telecommunications

Education
The Johns Hopkins University - Carey Business School   2000 — 2003
MBA, Management

Albright College   1992 — 1996
Bachelor of Science, Accounting

Experience
Balboa Capital  February 2015 - Present
Suntek Systems, INC.   November 2014 - January 2015
Balboa Capital  May 2014 - October 2014
Balboa Capital  January 2014 - May 2014
First Mortgage Corporation   October 2012 - January 2014
David Mckenna for City Attorney   July 2011 - October 2011
Michael Scaffidi for Board of Governors   January 2011 - July 2011

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Social Media, Public Speaking, English, Social Networking, Event Planning, Photoshop, Leadership, Time Management, Recruiting

Education
Cal State San Bernardino   2008 — 2012
Bachelor of Arts (BA), Political Science and Government

Experience
Eagle Home Mortgage  October 2014 - Present
First Mortgage Corporation   March 2014 - October 2014
First National Finance & Equity   October 2012 - March 2014
Primary Residential Mortgage  April 2012 - November 2012
W.J. Bradley Company   May 2008 - April 2012
Meridias Capital & Envision Lending Group   January 2005 - May 2008
Soma Financial  November 2005 - May 2006
Wells Fargo Bank  February 2004 - November 2005
Alert Cellular  March 2002 - 2004
State Farm Insurance  January 2000 - February 2002

Skills
FHA, USDA, FHA financing, Residential Mortgages, Conventional Mortgages, Jumbo Loans, VA loans, Certified Mortgage..., Mortgage Lending, Credit Analysis, First Time Home Buyers, Credit, Foreclosures, Short Sales, Loans, Referrals, Reverse Mortgages, Refinance, Loan Origination, Rates, Finance, Mortgage Banking, Government Loans, Construction Loans, Mortgage Underwriting, Real Estate Financing, Loss Mitigation, Home Equity Loans, VA Loans, FHA Financing

Education
University of Utah - David Eccles School of Business   2002 — 2005
BS, Finance

Salt Lake Community College   1999 — 2002
BA, Business

Colegio Britanico de Cartagena
High School Diploma

Experience
New orange hills rehab   September 2012 - Present
First Mortgage Corporation   May 2007 - September 2012

Skills
Microsoft Excel, Customer Service, Process Improvement

Education
Pacific College
LVN

Riverside Community College
Associate of Science (A.S.)

Experience
Vectorform  July 2014 - August 2014
Vectorform  June 2014 - August 2014
Vectorform  June 2013 - August 2013
First Mortgage Corporation   June 2011 - August 2011

Skills
Public Speaking, Arts, Film, Directing, Voice Acting, Editing, Singing, Songwriting, Guitar, Music Production, YouTube, Writing, Creative Writing, Musical Theatre, Logo Design, Engaging Speaker, Fun, Rap, Geometry, Algebra, impromptu poetry, Final Cut Pro, Microsoft Excel, Microsoft Office, Social Media, Sound Editing, Theatre, Customer Service, PowerPoint, Social Media Marketing

Education
Kalamazoo College   2014 — 2018
Computer Science

Seaholm High School   2010 — 2014

Experience
DHI Mortgage  August 2012 - Present
First Mortgage Corporation   June 2012 - July 2012
Cost Effective Financial   January 2006 - June 2010
Five Star Mortgage, LLC  November 2004 - January 2006

Skills
Mortgage Lending, FHA, Refinance, Loans, Mortgage Banking, Loan Origination, VA loans, Residential Mortgages, Credit, FHA financing, Certified Mortgage..., Reverse Mortgages, Banking, First Time Home Buyers, Underwriting, Government Loans, Investment Properties, Real Estate, Real Estate Financing, REO, Mortgage Underwriting, Foreclosures, Construction Loans, Condos, Non-Conforming, Short Sales, Investors, Residential Homes, Real Estate Economics, Sellers, HUD, Title Insurance, Single Family Homes, Real Estate Transactions, HomePath, Debt Consolidation, Referrals, New Home Sales, Home Equity, Consumer Lending, Financial Structuring, Funding, Mortgage Servicing, Closings, Loan Servicing, Mortgage Marketing, Vacation Homes, Commercial Mortgages, Home Equity Loans, Default

Education
College of Southern Nevada

Experience
UWorld  August 2013 - Present
San Japan   August 2007 - Present
Carrollton-Farmers Branch ISD  January 2013 - May 2013
First Mortgage Corporation   June 2012 - November 2012
Telenetwork Inc  May 2011 - February 2012
Dallas Children's Theatre   May 2010 - August 2010
Point Break Bar & Grill   January 2008 - January 2009
Stage Left Productions   May 2007 - August 2007

Skills
Copy Editing, Draping, Stitching, Patterns, Creative Writing, Theatrical Production, Photoshop, Microsoft Office, Dreamweaver, Sewing, Information Technology, Theatre, Design Patterns, Costume Design, Journalism, Public Speaking, Blogging, Final Cut Pro, Acting, Technical Writing

Education
Adelphi University   2007 — 2011
B.A., English - Creative Writing

Experience
Workforce Investment Board of Solano County  February 2015 - Present
Master Techs, GP   October 2014 - Present
Napa Valley Unified School District  August 2013 - September 2014
Wells Fargo Home Mortgage  April 2012 - August 2013
First Priority Financial  December 2007 - April 2012
E-LOAN  March 2003 - May 2005
Cables Unlimited  September 2001 - November 2002
Wells Fargo  October 1999 - January 2001
First Mortgage Corporation   April 1996 - October 1999
Mare Island Naval Shipyard  June 1987 - April 1996

Skills
Presenter, Engaging Public Speaker, Secondary Education, Published Author, Selling, Public Speaking, Teaching

Education
United States Merchant Marine Academy   1983 — 1987
Bashelor of Science, Engineering

Experience
Allied First Bank  June 2015 - Present
DEVITO SALVADORE FUNERAL HOME   May 1997 - Present
West Town Bank & Trust  November 2013 - May 2015
Emery Federal Credit Union  August 2011 - November 2013
First Mortgage Corporation   October 2008 - August 2011
The Mortgage Zone  May 2005 - September 2008
fgm  2002 - 2004
Source One  1998 - 1999
Source One  1998 - 1999

Skills
Credit, Loans, Loan Origination, Microsoft Office, Residential Mortgages, Banking, VA loans, FHA, Mortgage Banking, Refinance, Mortgage Lending, USDA, Reverse Mortgages, FHA financing, Government Loans, Mortgage Underwriting, Construction Loans, Commercial Mortgages, Commercial Lending, Consumer Lending, Credit Analysis, Rates, Real Estate Financing, Investment Properties, First Time Home Buyers, Branch Management, Sales Management, Credit Unions, Branch Banking, Finance, Customer Satisfaction, Debt Consolidation, Residential Homes, Investors, Short Sales, Mortgage Servicing, Financial Analysis, Certified Mortgage..., VA Loans, FHA Financing

Education
Hudson Valley Community College   1994 — 1996
Associate of Science (A.S.), Funeral Service and Mortuary Science, 4.0

Western New England College   1991 — 1993
Business

Ulster County Community College   1990 — 1991
Associate's degree, Business Administration and Management, General, 4.0

Mechanicville

Mechanicville

Experience
Aspire Lending  December 2014 - Present
Service First Mortgage  August 2014 - December 2014
New American Funding  December 2013 - August 2014
Great Plains National Bank  July 2013 - December 2013
First Mortgage Corporation   February 2013 - July 2013
Wells Fargo Home Mortgage  February 2011 - July 2012
Red Hot Properties   January 2008 - February 2011
Countrywide Home Loans  March 2002 - June 2008

Skills
Mortgage, Home Equity Loans, VA loans, FHA financing, Mortgage Planning, Government Loans, Jumbo, FHA, Refinance, Non-Conforming, Prime, Alt-A, Home Equity, Mortgage Lending, Certified Mortgage..., Loan Origination, Mortgage Banking, Loss Mitigation, Loans, Mortgage Underwriting, Home Equity Lines of..., USDA, Real Estate Financing, Reverse Mortgages, Mortgage Marketing, Construction Loans, Consumer Lending, Commercial Mortgages, Credit, Loan Servicing, Mortgage Servicing, Residential Mortgages, Rates, Underwriting, Debt Consolidation, Real Estate Economics, First Time Home Buyers, Small Business Lending, Investment Properties, Banking, HUD, Financial Structuring, VA Loans, FHA Financing

Education
University of North Texas   1985 — 1989

Experience
First Mortgage Corporation   October 2011 - Present
Streamline Marketing dba Veterans Loan Service   2000 - June 2009
Metrofund Mortgage   1999 - 2000
Oakmont Mortgage  1998 - 1999
Countrywide Home Loans  1997 - 1998
Tri-State Mortgage Inc.   1996 - 1997
Equity Lending & Investments/Lanz America   1996 - 1996
American City Mortgage   1995 - 1996
BSC Mortgage, Sterling Bank   1994 - 1995
First Mortgage  1992 - 1994

Skills
Mortgage Lending, Loan Origination, FHA, Refinance, Loans, Investment Properties, Mortgage Banking, Due Diligence, Finance, Mortgage Marketing, Credit, Funding, Real Estate Economics, Real Estate, VA Loans, Loss Mitigation, Underwriting

Education
Riverside City College   1987 — 1990
Real Estate/Business

Experience
Wells Fargo Home Mortgage  August 2013 - Present
PNC Mortgage  March 2012 - April 2013
First Mortgage Corporation   February 2009 - January 2010
Washington Mutual Home Loans  2000 - 2008

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, First Time Home Buyers, Loan Origination, REO, Real Estate, Investment Properties, Residential Mortgages, Short Sales, Credit, Refinance, Foreclosures, Sellers, FHA financing, VA loans, USDA, Residential Homes, Property Management, Investors, Certified Mortgage..., Government Loans

Education
California State University-Northridge   1978 — 1985
BS, Real Estate - Financing

Experience
Horizon Bank  May 2015 - Present
Chase  Home Mortgage ConultantWells FargoJune 2007 - March 2012
First Mortgage Corporation   March 2005 - June 2007

Skills
Banking, Loans, Credit, Finance, Customer Service, Financial Analysis, Investments, Mortgage Banking, Credit Analysis, Sales, Commercial Lending

Education
Governors State University   1985 — 1987
Bachelor of Arts (B.A.), Marketing/Business Administration

Experience
Movement Mortgage, LLC  July 2015 - Present
djbanker.com   August 2011 - Present
San Diego Community College District  2006 - Present
Mortgage Banker  January 2012 - July 2015
First Mortgage Corporation   June 2011 - January 2012
San Diego Funding   July 2010 - August 2011
East County Board of Realtors   2011 - 2011
San Diego East County Chamber of Commerce  2008 - 2011
Guild Mortgage Company  January 2008 - July 2010
East County Chamber of Commerce   2007 - 2010

Skills
Real Estate, Mortgage, FHA, Mortgage Banking, Conventional, Residential, Investment Properties, First Time Home Buyers, Home, VA, Mortgage Lending, First Time Buyers, Purchase, Investors, Foreclosures, Short Sales, Refinance, Condos, Loans, Loan Origination, Public Speaking, Relocation, FHA financing, USDA, Non-Conforming, HomePath, VA loans, Real Estate Financing, FNMA, New Home Sales, Government Loans, Residential Homes, FNMA HomePath Renovation, HomeStyle Renovation, Investor Cash Out..., REO, Sellers, Buyer Representation, Selling, Small Business, Referrals, Property, Sales, Buyers, Finance, Residential Mortgages, Real Estate Economics, Credit, Single Family Homes, Real Estate Transactions

Education
University of Redlands   1995 — 1997
MBA, Business

San Diego State University-California State University   1975 — 1978
BA, US History

Grossmont College   1973 — 1975
AA, General

granite hills high school   1968 — 1972

Experience
Citizens Bank  October 2014 - Present
Benchmark Bank  March 2014 - October 2014
Affiliated Mortgage Company  July 2013 - March 2014
Affiliated Mortgage Company  December 2012 - March 2014
Chase  May 2010 - December 2012
First Mortgage Corporation   January 2009 - October 2009
Capital Mortgage Lending, LLC   January 2005 - December 2008

Skills
Mortgage Banking, Residential Mortgages, Construction Loans, Refinance, FHA financing, Customer Service, Investment Properties, Loan Origination, First Time Home Buyers, VA loans, Underwriting, Finance, Real Estate, Government Loans, USDA, Referrals, REO, Consumer Lending, Residential Homes, Negotiation, Recruiting, Condos, Credit, Mortgage Underwriting, Credit Analysis, Real Estate Financing, Home Equity Loans, Certified Mortgage..., HUD, Commercial Lending, USDA Rural Housing, Investors, Mortgage Servicing, Banking, Foreclosures, Short Sales, Appraisals, Mortgage Marketing, Real Estate Transactions, Non-Conforming, Fannie Mae, Home Equity Lines of..., Small Business Lending, VA Loans, FHA Financing

Education
Franklin University
Bachelor of Business Administration (B.B.A.)

Experience
Highlands Residential Mortgage, Ltd.   October 2014 - Present
Wilbanks Securities, d.b.a. Bridgers Financial   August 2004 - Present
First Mortgage Corporation   August 2012 - September 2014
Magna Bank  May 2008 - August 2011
Professional Lending Group   August 2004 - April 2008
A.G. Edwards   June 2001 - August 2004
Merrill Lynch  October 1993 - May 2001

Education
University of Central Arkansas   1989 — 1993
Bachelor of Science (B.S.), Finance and Financial Management Services

Experience
Open Mortgage, LLC  December 2014 - Present
360 Mortgage Group  August 2014 - December 2014
1st Reverse Mortgage USA, a division of Cherry Creek Mortgage Company, Inc.   September 2013 - August 2014
Axia Home Loans-Reverse Division   May 2012 - September 2013
Reverse Mortgage Specialist   May 2010 - September 2013
Guild Mortgage  September 2010 - May 2012
First Mortgage Corporation   April 2005 - September 2010
Security Financial   September 1995 - April 2005

Skills
Reverse Mortgages, Reverse Mortgage..., Reverse Mortgage Lead..., Reverse Mortgage Expert, Senior Services, Reverse Mortgage..., FHA, Investment Properties, Refinance, Loan Origination, USDA, Mortgage Banking, Computer Program, Lead Generation, Mortgage Lending, REO, Real Estate, Short Sales, Sellers, Foreclosures

Education
Mt. San Antonio College
Business

Experience
Central District Consumer Bankruptcy Attorney Association   February 2011 - Present
The Law Office of David B. Lally   November 2010 - Present
First Mortgage Corporation   July 2012 - July 2014
Pepper Hamilton LLP  2006 - 2010
Field Expert, Inc.   2006 - 2010
ProTech Professional Technical Services, Inc.   1998 - 2004

Skills
Courts, Customer Service, Training, Receptionist Duties, Business Analysis, Account Management, Sales, Contract Negotiation, Document Preparation, Marketing, Bankruptcy, Negotiation, Litigation, Public Speaking, Legal Issues, Westlaw, Trials, Arbitration, Appeals, Real Estate Transactions, Commercial Litigation, Dispute Resolution, Alternative Dispute..., Mediation, Family Law, Corporate Law, Criminal Law, Small Business

Education
Institut de Touraine in Tours, France
French

State University of New York at Albany
MS, Teaching English as a Second Language

State University of New York at Potsdam
BA, French/Secondary Education Certification

Experience
Wells Fargo Home Mortgage  November 2012 - Present
Platinum Home Mortgage  August 2009 - October 2012
First Mortgage Corporation   August 2004 - August 2010

Skills
FHA, USDA, First Time Home Buyers, Purchase, VA, Conventional, Refinance, Mortgage Lending, Loan Origination, Loans, Short Sales

Education
University of Arizona   1980 — 1984
BS, Finance / Real Estate

University of Arizona   1980 — 1984
Bachelor's degree, Finance / Real estate

Experience
First Mortgage Corporation   January 2009 - Present
L H Capital Management, LLC   April 2008 - December 2009
Accredited Home Lenders  March 2007 - April 2008
Fremont Investment & Loan  2004 - 2007
Centex Home Equity  2001 - 2003

Education
Palomar College   1985 — 1989
Business Management

Experience
New American Funding  June 2013 - Present
First Mortgage Corporation   August 2009 - Present

Skills
Loans, Residential Homes, Mortgage Banking, FHA, Refinance, Real Estate, Loan Origination, Mortgage Lending, Home, Sales, REO, Real Estate Transactions, Residential Mortgages, First Time Home Buyers, Real Estate Development, USDA, Condos, Marketing, Contract Negotiation, Investment Properties, FHA financing, Real Estate Financing, Investors, Foreclosures, Referrals, Real Estate Economics, Sellers, Property Management, Short Sales, VA loans, VA Loans

Education
Jamestown Community College   1972 — 1976
BAA, Science

Experience
Full Gorilla Apparel   March 2012 - Present
Mortgage Alliance Group   December 2010 - March 2012
Ashford University  June 2010 - December 2010
The Pollakov Financial Group, Inc.   January 2006 - June 2010
Valley Vista Mortgage  June 2004 - December 2005
First Mortgage Corporation   June 2001 - June 2004
Temecula Valley USD   January 1993 - June 2001

Skills
Financial Analysis, Strategic Planning, Sales, Marketing, Budgets, CRM, Sales Process, Email Marketing, Customer Satisfaction, Real Estate, Finance, Program Management, Mortgage Lending, Customer Service, Team Building, Loans, Leadership, Training, Sales Management, Strategy, Negotiation, Entrepreneurship, Start-ups, Business Planning, Retail, Small Business, Social Media, Coaching, Banking, Customer Retention, Executive Management, Insurance, Management, Financial Services, Selling, New Business Development, Networking, Direct Sales, Marketing Strategy, Business Development, Cold Calling, Account Management, Employee Benefits, Team Leadership, Salesforce.com, Social Networking, Online Marketing, Time Management, Lead Generation, Strategic Partnerships

Education
Azusa Pacific University   1995 — 1996
Educational Adminstration

Linfield College   1990 — 1993
Bachelor of Science (BS), Physical Education/Athletic Training

Experience
Freedom Mortgage  July 2015 - September 2015
First Mortgage Corporation   March 2009 - July 2015
RGI Insurance   2008 - 2009
First Franklin Financial  1991 - 2008

Skills
Mortgage Banking, Mortgage Lending, Credit, Refinance, FHA, Loan Origination, USDA, Residential Mortgages, Underwriting, Loans, Sellers, VA loans, Short Sales, Real Estate, First Time Home Buyers, VA Loans

Education
San Diego State University-California State University
Business

Experience
Lawyers Title DFW   July 2014 - Present
Highlands Residential Mortgage, Ltd.   September 2013 - July 2014
First Mortgage Corporation   July 2012 - September 2013
First United Bank  October 2011 - July 2012
Nationstar Mortgage  2010 - September 2011
DHI Mortgage  2009 - 2010
CTX Mortgage  2002 - 2008

Skills
FHA, USDA, Refinance, Mortgage Banking, Mortgage Lending, VA loans, Residential Mortgages, Loan Origination, FHA financing, Loans, Government Loans, First Time Home Buyers, Construction Loans, HUD, Home Equity Loans, Investment Properties, Mortgage Underwriting, Non-Conforming, REO, Residential Homes, Underwriting, Foreclosures, Loss Mitigation, Certified Mortgage..., Real Estate Financing, Commercial Mortgages, VA Loans, Finance, FHA Financing, Credit, Credit Analysis, Banking, Real Estate, Mortgage Marketing, Short Sales

Education
Lamar University   1997 — 2001
BBA Marketing, Business Administration and Management, General

Experience
Fountain of youth academy   July 2014 - Present
Connor/Sage/June   December 2001 - April 2013
First Mortgage Corporation   April 2010 - January 2012
Eagle Nationwide Mortgage Company  April 2010 - December 2010
Fidelity Mortgage  April 2002 - September 2006

Skills
Mortgage Lending, FHA, Loans, Refinance, Mortgage Banking, Credit, Banking, Residential Mortgages, Real Estate, Underwriting, First Time Home Buyers, Loan Origination, Sales Management, Reverse Mortgages, Finance, New Business Development, Negotiation, Customer Service, USDA, Cold Calling

Education
Fountain of Youth Academy   2014 — 2016
Licensed, Cosmotology

Slippery Rock University of Pennsylvania   1996 — 2000
BSBA, Marketing

Riverside High School   1992 — 1995
Diploma

Experience
Primary Residential Mortgage  2008 - Present
First Mortgage Corporation   2007 - 2008
Charter Funding/First Magnus Financial   2005 - 2007
Countrywide Home Loans  2003 - 2005
Wells Fargo Home Mortgage/Norwest Mortgage   1995 - 2003

Skills
Leadership Development, Financial Management, Strategic Communications, Mortgage Banking, Mortgage, Mortgage Industry, Residential Mortgages, Mortgage Lending, Managerial Finance, Team Building, Finance, Real Estate Financing, USDA, Credit, Investors, Investment Properties, Leadership, REO, Management, Loans, FHA, Organizational..., Recruiting, VA loans, Loan Origination, Underwriting, FHA financing, Reverse Mortgages, Certified Mortgage..., Government Loans, Mortgage Underwriting, Loss Mitigation, Construction Loans, Commercial Mortgages, Mortgage Marketing, Branch Management, Credit Analysis, Loan Servicing, Commercial Lending, Referrals, Mortgage Servicing, First Time Home Buyers, Home Equity Loans, Real Estate Economics, Funding, HUD, Residential Homes, Home Equity Lines of..., Banking, Financial Structuring

Education
College for Financial Planning   1981 — 1983
Certified Financial Planner

California State University-Fresno   1976 — 1980
BS, AG. Business

Experience
The Lending Partners, LLC  March 2014 - Present
Premier Nationwide Lending  January 2012 - November 2013
Town Square Financial  November 2011 - January 2012
Mortgages USA  August 2011 - November 2011
Nations Reliable Lending  April 2011 - August 2011
The Almega Group   December 2009 - January 2011
HLP Solutions  September 2009 - December 2009
First Mortgage Corporation   May 2009 - August 2009
Certified Funding, L.P.   April 2008 - April 2009

Skills
FHA, Refinance, Mortgage Banking, Investment Properties, Mortgage Lending, Loans, USDA, Mortgage Underwriting, Residential Homes, Title Insurance, VA loans, Underwriting, FHA financing, Residential Mortgages, Loan Origination, Reverse Mortgages, Government Loans, Credit, Calyx Point, Construction Loans, Home Equity Loans, Commercial Real Estate, Appraisals, REO, Mortgage Servicing, Credit Analysis, Mortgage Marketing, First Time Home Buyers, Real Estate Financing, Foreclosures, Real Estate, Commercial Mortgages, Real Estate Economics, Referrals, Short Sales, HUD, Banking, Investors, Data Trac, Loan Servicing, Customer Service, NMLS Licensed, Closings, Non-Conforming, Home Equity Lines of..., Wholesale Lending, Condos, Single Family Homes, Encompass, USDA Rural Housing

Education
Collin County Community College   2012 — 2013
Mortgage Banking

Collin County Community College   2012 — 2013
Mortgage Banking

Collin County Community College   2004 — 2005
General Psychology

North Central Texas College   2003 — 2004
Equine Science

Experience
First Mortgage Corporation   May 2013 - Present
AMG Capital Mortgage   June 2006 - August 2015
Promontory LLC   December 2011 - January 2013
Aegis Funding Inc   January 2003 - June 2007
Entrepreneurial Achievements   January 1998 - December 2005
Countrywide Home Loans  May 1988 - May 1995
United States Marines Corps  May 1982 - May 1988

Skills
Mortgage Lending, FHA, Loans, Loan Origination, Loss Mitigation, Real Estate, Mortgage Banking, Loan Servicing, Foreclosures, Short Sales, REO, Investment Properties, Mortgage Servicing, Investors, Risk Management, Underwriting, Finance, Referrals, Loan Modifications, Residential Homes, Listings, Loan Servicing, Loan..., Default, Lotus Notes, Calyx..., Credit, Banking, VA Loans, Residential Mortgages, Management, Refinance, Leadership, Sales, Customer Service, First Time Home Buyers, Credit Analysis, Real Estate Economics

Education
University of Phoenix   2013 — 2016
Bachelor of Business Administration (B.B.A.), Banking, Corporate, Finance, and Securities Law, 3.40 expected to graduate 4/2016

Licensed Realtor   2008 — 2014
License 1714707, Real Estate, License

Chaffey College

Experience
Endeavor America Loan Services  October 2015 - Present
Freedom Mortgage  July 2015 - September 2015
FIrst Mortgage Corporation   March 2012 - July 2015
Verizon Wireless  April 2007 - February 2012
Nationpoint Mortgage   February 2006 - March 2007

Skills
FHA Financing, VA Loans, Conventional Financing, Correspondent Lending, Wholesale Lending, Sales, New Business Development, Customer Service, Marketing Strategy, Product Training

Education
Arizona State University
Business Administration and Management, General

Pasadena City College
Business Administration and Management, General

Royal Oak High School

Experience
Neubauer Perkins   May 2009 - Present
Enterprise Rent-A-Car  January 2007 - May 2009
Great Lakes Bank  May 2003 - May 2004
First Mortgage Corporation   September 2002 - April 2003

Skills
Sales Process, Sales Operations, Cold Calling, Medical Devices, New Business Development, Product Launch, Training, Marketing Strategy, Customer Service, Retail, Time Management, Market Development, Selling, Sales Management, Sales Presentations, Account Management, Surgery

Education
University of Iowa
Bachelor of Business Administration (BBA)

Experience
Fairway Independent Mortgage Corporation  July 2015 - Present
First Mortgage Corporation   April 2015 - July 2015
Cornerstone Mortgage  August 2014 - March 2015
Wells Fargo Home Mortgage  August 2012 - August 2014

Skills
Consumer Lending, Mortgage Lending, Refinance, Residential Mortgages, Mortgage Banking, Credit, FHA, FHA financing, Loan Origination, Loan Servicing, Loans, Mortgage Underwriting, Credit Analysis, Reverse Mortgages, Mortgage Servicing, Home Equity Loans, Loss Mitigation, Government Loans, VA loans, Construction Loans, Home Equity Lines of..., USDA, Underwriting, Funding, Finance, Home Equity, FHA Financing, VA Loans, First Time Home Buyers, Investment Properties, Foreclosures, Real Estate Transactions, Single Family Homes

Education
UT San Antonio   1995 — 1999
Bachelor of Arts (B.A.), Psychology

The University of Texas at San Antonio   1994 — 1999
Bachelor of Arts (B.A.), Psychology

Experience
Dow Chemical  July 2015 - Present
E.E. Pauley Plastic   February 2014 - March 2015
First Mortgage Corporation   August 2012 - November 2013
MCF Services   June 2010 - January 2012
Phoenix Management  June 2009 - March 2010
Equity Management  July 2005 - April 2009
Transpacific Management   September 2001 - July 2005

Skills
Sales, Sales Management, New Business Development, Customer Service, Strategic Planning, Account Management, Manufacturing, Project Management, Business Strategy, Team Building, Marketing Strategy, Contract Negotiation, Negotiation, Management, Purchasing, Direct Sales, Building Materials, Budgets, Operations Management, Sales Presentations, Pricing

Education
ITT Technical Institute-West Covina   1986 — 1989
Bachelor's Degree, Manufacturing Engineering

Experience
W.J. Bradley Mortgage Capital, LLC   November 2012 - Present
CalCon Mutual Mortgage  May 2012 - November 2012
First Mortgage Corporation   September 2009 - May 2012
FLAGSTAR BANK  September 2006 - November 2009
Morgan Financial  February 2003 - September 2006

Skills
FHA, VA loans, Refinance, Residential Mortgages, Credit, First Time Home Buyers, USDA, Real Estate Economics, Mortgage Underwriting, Commercial Mortgages, Real Estate Financing, Real Estate, Selling, Government Loans, Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Residential Homes, Investment Properties, Underwriting, Investors, Mortgage Marketing, Referrals, Loss Mitigation, REO, Reverse Mortgages, FHA financing, New Home Sales, Certified Mortgage..., Home Equity Loans, HUD, Investments, Credit Analysis, Non-Conforming, Foreclosures, Home Equity Lines of..., Mortgage Servicing, Construction Loans, Consumer Lending, Commercial Lending, Short Sales, Rates, Financial Analysis, HomePath, Loan Servicing, Banking, Funding, Down Payment Assistance, 203K

Education
Santa Monica College   1987 — 1992
BA, Child Psychology

Experience
Nationstar Mortgage  April 2015 - Present
Fannie Mae  June 2013 - March 2015
First Mortgage Corporation   November 2012 - June 2013
Ally Financial Inc.  February 2010 - November 2012
Ally Financial Inc.  July 2007 - February 2010

Skills
Customer Service, Leadership, Underwriting, Risk Management, Loan Servicing, Credit, Mortgage Servicing, Loss Mitigation, Mortgage Banking, Default, Microsoft Office, LPS, AS400 system, Microsoft Excel, Microsoft Word, MIS, Equator, Operations Management, Office Management, Foreclosures, Xnet, Point, Desktop Underwriter, FHA Connection, Appraisals, Fraudguard, Residential Mortgages, Loss Prevention, Loan Score Card, LSAMS, Customer, Customer Satisfaction, Commercial Mortgages, Loan Modifications, Mortgage Underwriting, MERS, FHA, FNMA, HAMP, Project+, Procurement, Analysis, Portfolio Management, Financial Risk, Conventional/Government, GSE, Encompass, Calyx

Education
Keller Graduate School of Management of DeVry University   2013 — 2015
Master of Business Administration (M.B.A.), Business Administration and Management, Project Management, 3.4

Illinois State University   2002 — 2004
Bachelor of Arts (B.A.), Political Science and Government, 3.3

University of Illinois at Urbana-Champaign   1999 — 2002
Bachelor's degree, Speech Communication and Rhetoric, 3.5

Experience
Lenox Financial  July 2015 - Present
PHH Mortgage  March 2015 - July 2015
Power Choice Mortgage Advisors   November 2013 - March 2015
First Mortgage Corporation   September 2013 - October 2013
Network Capital Funding Corporation  2013 - September 2013
Pacific Mercantile Bank  2012 - 2012
PRMG, Inc.   2008 - 2010
Lend Tech Mortgage   January 2003 - January 2007
First Capital Mortgage  1999 - 2002
Marina Mortgage   January 1996 - January 1998

Skills
Bilingual, FHA, Refinance, Loans, Down Payment Assistance, Mortgage Banking, VA loans, FHA financing, Residential Mortgages, Customer Service, Investment Properties, First Time Home Buyers, Mortgage Lending, Microsoft Office, Real Estate Financing, Foreclosures, USDA, Loan Origination, Government Loans, Finance, HUD, Investors, Referrals, Home Equity Loans, Credit, Single Family Homes, Credit Analysis, Sales, Leadership, Property, Microsoft Word, PowerPoint, Outlook, Microsoft Excel, Real Estate, Short Sales, Selling, Sellers, REO, Certified Mortgage..., Non-Conforming, Residential Homes, Investments, 203K, FNMA, HomePath, Home Equity Lines of..., NMLS, Wholesale Lending, Escrow

Education
La Sierra

Riverside Community College

Experience
American Pacific Mortgage  August 2015 - Present
New American Funding  February 2013 - August 2015
First Mortgage Corporation   February 2012 - February 2013
AppleOne  July 2010 - February 2012
Pardee Homes  June 2005 - January 2009

Skills
Mortgage Lending, Onboarding, FHA, Credit, Loans, Investment Properties, Sales, Marketing, Refinance, Customer Service, Talent Acquisition, Leadership, Mortgage Banking, Residential Mortgages, Banking, VA loans, Sellers, Referrals, Loan Origination, FHA financing, Finance, Management, Foreclosures, New Home Sales, Applicant Tracking..., Training, Executive Management, Recruiting, Team Building, Mortgage Underwriting, First Time Home Buyers, Negotiation, Cold Calling, Selling, Underwriting, Coaching, USDA, Financial Services, Real Estate, Loss Mitigation, Loan Servicing, FHA Financing, VA Loans

Education
Cal State San Bernardino

Chaffey College

Etiwanda high school

Experience
Stonegate Mortgage Corporation  September 2013 - Present
ServiceLink  October 2012 - August 2013
Fifth Third Bank  July 2011 - October 2012
Capital One Home Loans  August 2010 - July 2011
RBS Citizens Bank  January 2010 - July 2010
CITIBank  August 2008 - December 2009
St. John's University   January 2008 - December 2009
First Mortgage Corporation   April 2006 - March 2008
GMAC Bank  October 2004 - March 2006

Skills
Business Analysis, Mortgage Lending, Financial Analysis, Corporate Finance, Data Analysis, Banking, Financial Modeling, Valuation, Auditing, User Acceptance Testing, Risk Management, SDLC, Cross-functional Team..., Business Requirements, Agile Methodologies, Finance, Requirements Analysis, Project Management, SharePoint, Integration, Management, Analysis, CRM, Requirements Gathering

Education
Saint John's University - Peter J. Tobin College of Business   2008 — 2009
MBA, Finance

South Gujarat University   2001 — 2004
Master, Computer Science

South Gujarat University   1998 — 2001
Bachelor, Advance Accounting & Auditing

Experience
American Portfolio Mortgage Corporation  November 2012 - Present
First Mortgage Corporation   January 1998 - November 2012

Skills
Marketing Management, Segmentation, Direct Marketing, Loans, Leadership, Mortgage Lending, Marketing, Customer Insight, B2B Marketing, Management, Competitive Analysis, Customer Retention, Multi-channel Marketing, Lead Generation

Education
Eastern Illinois University   1987 — 1991
Bachelor of Science (B.S.), Home Economics & Business

Experience
AVAD Technologies   November 2003 - Present
AVAD Technologies   2002 - Present
Gerbing´s Heated Clothing   2005 - 2014
Wausau Mortgage Corporation   February 2004 - January 2006
First Mortgage Corporation   February 1997 - January 2004
Citibank  July 1984 - June 1996

Skills
Small Business VoIP, Hosted VoIP, Hosted PBX, VoIP, Telecommunications, Call Center, IP Networking, Unified Communications, Telephony, IP, Small Business, Call Centers, Cloud Computing, Strategic Partnerships, Direct Sales, Sales, Start-ups, Solution Selling, SaaS, PABX, Management, Leadership

Education
University of Miami - School of Business   1980 — 1981
MBA, Concentration in Finance

University of Maryland College Park   1975 — 1979
BS, Business & Management

Experience
Alpine Mortgage Planning  August 2015 - Present
Self-employed  October 2014 - Present
Alpine Mortgage Planning  December 2014 - July 2015
New American Funding  May 2014 - September 2014
Golden Empire Mortgage  November 2011 - November 2013
First Mortgage Corporation   December 2010 - September 2011
Bank of America  May 2007 - December 2010
City National Mortgage   March 2001 - April 2007
North American Mortgage Company  October 1999 - February 2001
The Columbus Group   January 1984 - September 1999

Skills
Customer Service, Public Speaking, FHA, Sales, Strategic Planning, Marketing, Entrepreneurship, Leadership, Marketing Strategy, Investment Properties, Budgets, Coaching, Real Estate Financing, First Time Home Buyers, Project Management, Small Business, Fundraising, Strategic Public..., Mortgage Lending, Loans, VA Loans, FHA Financing, Referrals, Investors

Education
Cross Point Church Bible Institute   2013 — 2015
Heaven, Christianity

University of Phoenix   2010 — 2011
Business Administration and Management, General

University of Southern California - Marshall School of Business   1986 — 1987
Bachelor's Degree, Business Administration and Management, General

Mercy College   1980 — 1982
Bachelor's Degree, Business Administration General

Experience
MSI Credit Solutions  July 2014 - Present
Bank of The West  March 2011 - June 2013
First Mortgage Corporation   October 2005 - March 2011

Skills
Credit, Mortgage Lending, Loans, FHA, First Time Home Buyers, Credit Analysis, Team Building, Refinance, Mortgage Banking, Foreclosures, Loan Origination, Credit Scoring, VA Loans, FHA Financing, Debt Consolidation, Government Loans, Reverse Mortgages, USDA, Residential Mortgages

Education
ITT Technical Institute-Richardson   2007 — 2009
Associate's Degree, Information Technology, A

Richardson Highschool   1985 — 1989
General studies

Experience
JMT Consulting LLC   2011 - Present
Prestige Imports LLC   2006 - 2013
First Mortgage Corporation   March 2003 - August 2011

Skills
Finance, Strategic Planning, Risk Management, Financial Analysis, Small Business, New Business Development, Sales Management, Analysis, Start-ups, Budgets, Leadership, Marketing Strategy, Marketing, Team Building, Customer Service, Coaching, Management, Operations Management, Negotiation, Accounting

Education
Macomb Community College

Experience
Crystal Prism World   October 2011 - Present
First Mortgage Corporation   March 2009 - Present
Saxon Mortgatge, Inc. A Morgan-Stanley Company   2002 - 2008

Skills
Real Estate Transactions, Mortgage Banking, Loss Mitigation

Education
Saddleback College   2000 — 2002

Experience
First Mortgage Corporation   2009 - Present
New Dominion Holdings, LLC   2007 - Present
PMAC Lending Services Inc.  January 2008 - March 2009
Washington Mutual  March 2003 - December 2007
Countrywide Home Loans/ Full Spectrum Lending   September 2002 - March 2003

Skills
Loan Origination, Mortgage Lending, FHA, Investment Properties, Loans, Mortgage Banking, Real Estate, Real Estate Financing, Refinance, Residential Mortgages, First Time Home Buyers, REO, Real Estate Economics, Credit, Investors, Sales, Foreclosures, Short Sales, Real Estate Transactions, VA Loans, Investments, Sellers, FHA Financing, Residential Homes, USDA, Banking, Underwriting, Management, Marketing, Single Family Homes, New Home Sales, Strategic Planning, Finance, Mortgage Underwriting, Contract Negotiation, Portfolio Management, Leadership, Financial Analysis, Real Estate Development

Education
University of California, Los Angeles   1996 — 2001
BA, Spanish and Linguistics

Garces Memorial

Experience
First Mortgage Corporation   March 2011 - Present
Prospect Mortgage, LLC  September 2009 - February 2011
Aerotek Engineering and Environmental   May 2008 - August 2009
Unisource Screening and Information   January 2005 - March 2008

Education
California State University-San Bernardino   2005 — 2007
Business, Entrepreneur Management

Experience
Freedom Mortgage  June 2015 - Present
First Mortgage Corporation   August 2007 - June 2015
Mission Hills Mortgage  May 2004 - July 2007
various real estate offices in Tracy, Ca   2000 - 2004

Skills
FHA financing, FHA/Access - down..., Conventional, Jumbo Mortgage, VA, 203K, Low Credit Financing, Flip Properties, Marketing, VA loans, Real Estate Financing, HUD, Loan Origination, Referrals, USDA, Sellers, Credit, Finance, Single Family Homes, Loans, Residential Homes, Refinance, Mortgage Banking, Mortgage Lending, Residential Mortgages, REO, Property Flipping, Rates, Loan Servicing, Harp, Investment Properties, Listings, Condos, HomePath, FHA, NMLS Licensed, Credit Analysis, Property, Real Estate Economics, New Home Sales, Down Payment Assistance, Non-Conforming, Calyx Point, SFR, Government Loans, Move Up Buyers, Investors, VA Loans, FHA Financing

Education
San Jose State University
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies

San Pedro High School

Experience
First Mortgage Corporation   Account ExecutiveWachoviaMarch 2002 - October 2008

Skills
FHA, Banking

Education
California State University-Fullerton   1986 — 1988
Bachelor of Arts, Communication

Experience
Curtis 1000  May 2005 - Present
First Mortgage Corporation   July 2003 - February 2005

Skills
Print Management, Digital Printing, Offset Printing, Print On Demand, Company Brochures, Marketing, Envelopes, Promotional Products, Corporate Stationary

Education
California State University-Fresno   1999 — 2004
Bachelor of Science (BS), Business Administration, Marketing Option

Experience
Georgetown Mortgage LLC  January 2015 - Present
Choice Lending Corp   September 2014 - January 2015
Banc of California  November 2013 - January 2014
Wall Financial Inc.   August 2011 - October 2013
First Mortgage Corporation   February 2011 - July 2011
Prime Lending  November 2009 - January 2011
Chase Home Loans  March 2008 - July 2009
Countrywide Home Loans  December 2006 - February 2008
First Magnus / Charter Funding   October 2005 - December 2006
Countrywide Home Loans  May 2004 - October 2005

Skills
Consumer Lending, Loans, FHA, Loan Origination, Investment Properties, Non-Conforming, Credit, Mortgage Banking, First Time Home Buyers, Refinance, Residential Mortgages, Real Estate, Mortgage Marketing, Certified Mortgage..., Construction Loans, Government Loans, Finance, REO, Real Estate Financing, Referrals, Residential Homes, Investors, Real Estate Transactions, Single Family Homes, Home Equity Loans, Credit Analysis, HUD, Funding, VA Loans, Underwriting, Home Equity Lines of..., Mortgage Lending, Rates, FHA Financing, Real Estate Economics

Education
University of Southern California   2012 — 2013
Master’s Degree, Elementary Education and Teaching

Argosy University Los Angeles   2004 — 2006
Masters Degree, Business Administration (Marketing)

Asian Institute of Management   1995 — 1995
Strategic Marketing Management Course, Marketing

University of Santo Tomas   1976 — 1980
Bachelor of Science, Commerce; Economics

paco catholic school   1972 — 1976

Experience
JPMorgan Chase  May 2011 - Present
First Mortgage Corporation   April 2009 - April 2010
Bank of America  December 2007 - March 2009
Bank of America  September 2005 - November 2007
Integrity Group Financial (IGF)   May 2003 - August 2005

Skills
Loan Origination, Mortgage Lending, FHA, Mortgage Banking, Loans, Refinance, Residential Mortgages, Credit, Investment Properties, USDA, VA loans, FHA financing, Selling, First Time Home Buyers

Education
California State University-Dominguez Hills   2007 — 2009
BS, Business Management & Human Resources

Rio Hondo College   2003 — 2005
AA, Business Administration

Experience
Primary Residential Mortgage  December 2013 - Present
First Mortgage Corporation   August 2011 - November 2013
Primary Residential Mortgage  August 2009 - September 2011

Skills
Refinance, Mortgage Lending, Mortgage Banking, VA loans, FHA, Loan Origination, Real Estate, FHA financing, USDA, Sellers, Short Sales, Loans, Reverse Mortgages, Residential Mortgages, Government Loans, FHA Financing, VA Loans

Education
California State University-Fresno   1994 — 1995
No Degree, History/ Sociology

University of Northern Colorado   1993 — 1994
No Degree, History

Experience
Mastermind Financial Consultants   December 2013 - Present
One Trust Home Loans  July 2015 - Present
PrimeSource Mortgage, Inc.   September 2014 - June 2015
Residential Bancorp  February 2014 - September 2014
H&R Block  December 2009 - December 2013
Provident Bank Mortgage  December 2012 - September 2013
First Mortgage Corporation   April 2011 - April 2012
WFG World Group Securities  November 2007 - February 2012

Skills
Bilingual-Spanish, Credit, Real Estate, Refinance, Financial Analysis, Finance, Tax, Mortgage Lending, Loans, Microsoft Excel, Strategic Planning, Budgets, Payroll, Real Estate Financing, Investments, Marketing, Strategic Financial..., Sellers, Loan Origination, Residential Mortgages, FHA, Small Business, Leadership, Real Estate Transactions, Mortgage Underwriting, Mortgage Banking, Process Improvement, Short Sales, Insurance, Credit Analysis, Banking, First Time Home Buyers, Funding

Education
Sawyer Business College   1983 — 1984
Accounting Diploma, Accounting and Business/Management, A

Citrus College   1979 — 1983
AA degrees, Humanities (music) and Math

Glendora High School   1976 — 1979
Diploma, General Education

Experience
BMO Harris Bank  September 2014 - Present
Bank of America  May 2008 - September 2014
BMO Harris Bank  August 2007 - May 2008
First Mortgage Corporation   June 2006 - July 2007
formerly LaSalle National Bank, N.A.   1996 - 1999

Education
Roosevelt University
Bachelor of Business Administration (B.B.A.), Accounting

Roosevelt University
BSBA, Accounting

Experience
RVS South   2010 - Present
Lender Processing Services, Inc. (LPS)   1992 - 2010
TRW RELS   1986 - 1992
First Mortgage Corporation   1982 - 1986

Skills
Estate, Probate and..., High End and Complex..., Pre-Listing Appraisals, Forensic Analysis, Traditional Desk and..., Quality Control and..., Management, Product Development, Sellers, Business Development, Real Estate, Market Analysis, Valuation, Selling, Disposition, Appraisals, Brokerage, Real Estate Economics, Real Estate Financing, Land Acquisition, Sales

Education
California State University-Fullerton   1977 — 1981
BA, Finance/Real Estate

Appraisal Institute - Designated Member of the Appraisal Institute (SRA)

California Real Estate Broker

Experience
First Mortgage Corporation   March 2009 - Present

Skills
Real Estate, FHA, Loan Origination, Refinance, Mortgage Banking, Mortgage Lending, Credit, Management, Short Sales, First Time Home Buyers, Microsoft Excel, USDA, Single Family Homes, VA loans, FHA financing, Certified Mortgage..., Negotiation, Residential Mortgages, Investments, Government Loans, Residential Homes, Referrals, Contract Negotiation, Construction Loans, REO, Foreclosures, Selling, Condos, Finance, Investors, Underwriting, New Home Sales, Loans, Mortgage Underwriting, Real Estate Transactions, Loan Servicing, Banking, Investment Properties, Credit Analysis, Sales

Education
California State University-Long Beach
Master of Business Administration (MBA), Business Administration and Management, General

University of California, Irvine
Bachelor of Arts (B.A.), Psychology

Experience
First Mortgage Corporation   May 2014 - Present
Wells Fargo Home Mortgage  June 1995 - May 2014
First California Mortgage Company  June 1990 - June 1995

Skills
Banking, Credit Analysis, FHA financing, FHA, HUD, Investments, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, USDA, Government Loans, VA loans

Education
San Diego State University-California State University   1984 — 1988
Bachelor of Applied Science (B.A.Sc.), Real Estate

Experience
Freedom Mortgage (formerly First Mortgage Corporation)   March 2014 - Present
Nations Direct Mortgage  November 2012 - November 2013
First Mortgage Corporation   December 2010 - December 2012

Skills
Certified Mortgage..., USDA, Calyx Point, Commercial Mortgages, Reverse Mortgages, Mortgage Servicing, Loss Mitigation, 203K, FHA, Mortgage Lending, VA Loans, Loans, Credit, Loan Origination, Refinance, Residential Mortgages, Mortgage Banking

Education
University of Phoenix   2002 — 2016
Business, management and real estate

Mt. San Antonio College   1978 — 1981
Business

Northview High School   1974 — 1978
college prep & general educational, General Studies

Experience
First Mortgage Corporation   Legal AssistantLyle H. Faith, A Law CorporationDecember 1992 - August 2009

Skills
Mortgage Lending, Real Estate, Foreclosures, Loans, Legal Writing, Investment Properties, Legal Documents, Legal Assistance, Pleadings, Loan Origination, First Time Home Buyers, Real Estate Transactions, FHA, REO

Education
Cerritos College
Court Reporting/Court Reporter

Experience
First Mortgage Corporation  

Skills
Mortgage Banking, Loan Origination, FHA, Mortgage Lending, Residential Mortgages, Refinance, Loans, VA Loans, Credit, Investment Properties

Education
California State University-San Bernardino
Master's degree, Accounting

Experience
Great Plains National Bank  2013 - Present
First Mortgage Corporation   April 2011 - October 2013
Vantage Point Bank and Financial Services  September 2011 - February 2013

Skills
Conforming, VA, USDA, Mortgage Lending, VA loans, Sales Skills Training, Excel, Timeline Management, MS Word, Adobe Acrobat, Sales Management, Interviews/business, HARP, FHA, Loan Origination, Refinance, Investment Properties, Mortgage Banking, Harp, Loans, Selling Skills, Investments, Training, Management, Sales, Team Building, Real Estate, Microsoft Excel, Residential Mortgages, FHA financing

Education
Paul Smith's College   2001 — 2003
Bachelor of Applied Science (BASc)

Experience
Peoples Home Equity  January 2015 - Present
First Mortgage Corporation   February 2014 - December 2014
Greenlight Loans  June 2013 - November 2013
Emery Federal Credit Union  December 2012 - March 2013
Web Design Solutions Ltd   July 2012 - November 2012
Business Financial Services  June 2011 - July 2012
Wells Fargo  March 2010 - May 2011

Skills
E-commerce Optimization, Account Management, Mortgage Lending, Underwriting, Loans, Mortgage Banking, Credit, Residential Mortgages, Refinance, Loan Origination, FHA, Banking, Investments, Real Estate, Real Estate Economics, Business Development, FHA financing

Education
CSUDH   1981 — 1984
Bachelor of Arts (B.A.), Economics

Experience
Woodside Homes  February 2006 - February 2011
Temps Plus, Inc.   July 2005 - February 2006
Real Estate Temps, Inc.   October 2004 - July 2005
First Mortgage Corporation   May 2003 - August 2004
Heartland Financial  September 2002 - May 2003
Volk & Co   May 2002 - September 2002
Infinity Insurance  May 2000 - May 2002

Skills
Sales, Mortgage Lending, Negotiation, Real Estate, Insurance, Finance, FHA, Loans, New Home Sales, Property, Selling, Analysis

Education
Summit College   2011 — 2012
Vocational Nursing, Honors

National University   1995 — 1996
MBA, Financial Management

Humboldt State University   1989 — 1992
Bachelor of Science (B.S.), Business Administration/Marketing

Experience
First Mortgage Corporation   August 2009 - Present
First Mortgage Corporation   August 2009 - Present
North South Mortgage   August 1995 - August 2009
South Pacific Financial Corp  1993 - August 1995

Skills
Loans, Mortgage Lending, VA loans, Loan Origination, Mortgage Banking, FHA, Refinance, Residential Mortgages

Education
Cal Poly Pomona
N/A

Experience
First Mortgage Corporation   May 2012 - Present

Skills
Management, Research, Sales, Leadership, Training, Photoshop, Customer Service

Education
University of the Rockies   2014 — 2015
Master's Degree, Psychology

Ashford University   2012 — 2014
Bachelor's Degree, Education

Mt. San Antonio College

Experience
Paramount Residential Mortgage Group  October 2012 - Present
Stearns Lending  April 2010 - October 2012
First Mortgage Corporation   April 2008 - October 2010

Education
El Camino College   1994 — 1995

American consumer loan institue   1984 — 1985
Certificate of completion

Experience
3S Business Corporation Inc   Sr Business AnalystTexas Community BankNovember 2014 - Present
MetLife  April 2013 - November 2014
Baxter International Inc.  June 2012 - March 2013
AG Edwards  October 2011 - May 2012
First Mortgage Corporation   January 2011 - September 2011
Aruba Petroleum, Inc.   August 2009 - December 2010
Indian Oil Corporation Limited  June 2008 - August 2009

Skills
Business Analysis, Business Planning, Java, .NET, C, Toad 9.0, Team Management, Requirements Analysis, Requirements Gathering, Microsoft SQL Server, Microsoft Office, Project Management, Microsoft Project, Visio, ALM, JIRA

Education
Acharya Nagarjuna University   2004 — 2008
Bachelor of Technology (B.Tech.)