First Nations Home Finance
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First Nations Home Finance Employees
First Nations Home Finance July 2012 - Present
Weststar Mortgage Corporation January 2011 - July 2012
Cabrillo Mortgage and Realty Services January 2001 - January 2011
Skills
FHA, VA loans, Residential Mortgages, Refinance, Mortgage Banking, Loans, Loan Origination, Mortgage Lending, FHA financing, Reverse Mortgages, VA Loans, Construction Loans, USDA, Government Loans
Education
UCLA 1991 — 1993
Master of Business Administration (MBA), Banking, Corporate, Finance, and Securities Law
California State University-Northridge 1983 — 1988
BA, History
YP Marketing Solutions April 2013 - Present
YP, formerly AT&T Ad Solutions May 2012 - April 2013
AT&T Advertising Solutions May 2010 - May 2012
TFM Associates August 2007 - May 2010
Wells Fargo October 2004 - January 2007
First Nations Home Finance August 2001 - October 2004
Skills
Advertising, Online Marketing, Account Management, New Business Development, Sales Management, Interactive Marketing, SEM, SEO, Mobile Advertising, Direct Mail, Behavioral Targeting, Advertising Sales, Online Advertising, Mobile Marketing, Web Analytics, Digital Media, Cold Calling, Consultative Selling..., Relationship Management, Growing Accounts, Retaining Customers, Sales, Lead Generation, Google Adwords, Local Search, Search Advertising, Digital Marketing, Media Planning, Media Buying, Salesforce.com, Direct Marketing, Email Marketing
Education
University of Maryland College Park 1994 — 1998
Bachelor of Arts (B.A.), Communication and Media Studies
First Nations Home Finance March 2012 - Present
Independent Financial Broker June 2011 - Present
University of California, Irvine September 2007 - June 2011
Education
University of California, Irvine 2007 — 2011
Bachelors, Economics
Milholland Electric and Solar Inc October 2014 - Present
SunCraft Solar December 2013 - September 2014
Sullivan Solar Power March 2012 - December 2013
Horizon Energy Systems May 2010 - March 2012
Horizon Energy Systems September 2007 - November 2010
First Nations Home Finance May 2006 - September 2007
Academic Loan Group November 2005 - May 2006
Skills
Project Management, Solar Energy, Customer Service, Sustainability, Management, Marketing, Renewable Energy, CRM, Photovoltaics, Alternative Energy, Business Development, Business Strategy, Energy Efficiency, Sustainable Energy, Construction, Sales, Start-ups
Education
San Diego State University-California State University 2001 — 2005
B.S., Psychology
NABCEP
Certified PV Installation Professional
OneTrust Home Loans and OneTrust Senior Lending November 2012 - Present
JPMorgan Chase February 2011 - November 2012
First Nations Home Finance February 2010 - February 2011
Plaza Home Mortgage February 2009 - January 2010
Countrywide April 2006 - January 2009
McMillin Real Estate & Mortgage January 2004 - January 2006
First Advantage Financial 2003 - 2004
Home Funding 2002 - 2003
American Mortgage Express Financial 1997 - 2002
Mical Mortgage 1995 - 1997
Skills
Referrals, Mortgage Lending, Mortgage Banking, Accounting, Sales, FHA, Loans, Refinance, Loan Origination, Real Estate, VA loans, Residential Mortgages, Real Estate Financing, Financial Services, Loan Servicing, Negotiation, Underwriting, Training, Banking, Management, Credit, Mortgage Servicing, Investment Properties, Investments, Reverse Mortgages, Residential Homes, Portfolio Management, Finance, Customer Service, Business Planning, Funding, CRM, Leadership, Investors, Home Equity Loans, Mortgage Marketing, Credit Analysis, Business Development, Commercial Real Estate, VA Loans
Education
University of California, San Diego 1990 — 1994
Professional Certificate, Accounting
San Diego State University-California State University 1984 — 1987
BS, Business/Marketing
Granada Hills High School 1979 — 1982
County of San Diego June 2011 - Present
Crothall Healthcare Inc April 2007 - July 2011
First Nations Home Finance March 1999 - March 2007
Western Municipal Water District February 1980 - December 1998
Skills
Accounts Payable, Project Management, Accounting, Leadership, Nonprofits, Auditing, PeopleSoft, Public Speaking, Journal Entries, Human Resources, Budgets, Microsoft Word, Accounts Receivable, SAP, Process Improvement, Supervisory Skills, Payroll, Management, Customer Service, General Ledger
Education
University of Phoenix 2002 — 2004
BS, Accounting
Norco High School 1975 — 1977
Honor List
U.S. Bank Home Mortgage July 2014 - Present
Wells Fargo Home Mortgage August 2011 - March 2014
Wells Fargo Home Mortgage December 2010 - August 2011
Bank of America Home Loans January 2010 - December 2010
Bank of America October 2007 - March 2009
First Nations Home Finance February 1998 - September 2007
MICAL Mortgage October 1995 - January 1998
UBS Wealth Management (formerly known as Paine Webber) June 1993 - October 1995
Morgan Stanley Wealth Management (formerly known as Shearson Lehman Brothers) November 1991 - June 1993
Skills
Mortgage Lending, Loans, Reverse Mortgages, Sales Management, FHA, FHA financing, Leadership, Credit Analysis, Sales, Investment Properties, Team Building, Banking, Investments, Mortgage Banking, Credit, Management, VA loans, Financial Services, Residential Mortgages, Loan Origination, Refinance, Underwriting, Strategy, FHA Financing
Education
The University of Connecticut 1985 — 1991
BA, Economics
First Nations Home Finance April 2009 - Present
San Diego County Credit Union November 2002 - April 2009
Skills
Down Payment Assistance, Finance, Mortgage Lending, Loan Origination, Loans, FHA, Refinance, Mortgage Banking, Reverse Mortgages, Credit, VA loans, FHA financing, Government Loans, First Time Home Buyers, USDA, Certified Mortgage..., Investment Properties, Residential Mortgages, Underwriting, REO, Foreclosures
Education
Palomar College 1999 — 2001
Associates of Arts, General/Real Estate Finance
Orange Glen High School 1994 — 1998
Diploma, General
Eagle Home Mortgage July 2015 - Present
MG Mortgage April 2015 - June 2015
Sonora Mortgage August 2014 - March 2015
Prime Source Commercial Lending March 2014 - October 2014
Trinity Title of Texas, LLC June 2013 - March 2014
Lawyers Title March 2011 - June 2013
All Home Lending, Inc December 2010 - February 2011
First Nations Home Finance September 2010 - December 2010
First Horizon Home Loans/MetLife 2006 - 2010
Washington Mutual Bank 2001 - 2005
Skills
Real Estate, Title Insurance, Escrow, Short Sales, Investment Properties, REO, Referrals, Refinance, Real Estate Economics, Mortgage Lending, Loans, Residential Homes, Foreclosures, Relocation, FHA, Selling, First Time Home Buyers, Sellers, Real Estate Transactions, Residential Mortgages, Marketing, Real Estate Financing, Mortgage Banking, Loan Servicing, Condos, Single Family Homes, Commercial Real Estate, Reverse Mortgages, Loan Origination, Property, Loss Mitigation, Finance, Buyers, Underwriting, Sales
Education
Palomar Junior College 1977 — 1977
MiraCosta College 1976 — 1976
Liberal Arts
Carlsbad High School 1971 — 1975
Diploma, General Studies
First Nations Home Finance November 2009 - Present
American Sterling Bank December 2007 - December 2009
SCME Mortgage Bankers 1997 - 2007
Skills
VA, Refinance, Conventional, Mortgage, FHA, Purchase, Loans, Credit, First Time Home Buyers, Mortgage Banking, Loan Origination, Investment Properties, Mortgage Lending, Real Estate, Sellers, Residential Homes, VA loans, Banking, USDA, FHA financing, Residential Mortgages, Finance, Reverse Mortgages, Mortgage Underwriting, Government Loans, Underwriting, Real Estate Financing, Construction Loans, Home Equity Loans, Certified Mortgage..., HomePath, Loss Mitigation, Debt Consolidation, Property, Referrals, REO, VA Loans, FHA Financing
Education
San Diego State University-California State University
Bachelor Of Science, Finance
First Nations Home Finance July 2010 - Present
First Nations Home Finance 2010 - 2011
Mission Home Loans, Inc. 1999 - July 2010
HUD/FHA-Office of Business Development 1991 - July 2010
Skills
Refinance, Mortgage Lending, Loan Origination, FHA, Mortgage Banking, USDA, Residential Mortgages, Loans, First Time Home Buyers, Investment Properties, VA loans, Credit, Real Estate, Leadership, REO, Short Sales, Reverse Mortgages, Certified Mortgage..., Foreclosures, FHA financing, Referrals, Real Estate Financing, HUD, Loss Mitigation, Sellers, Underwriting, Buyers, Loan Servicing, Investors, Escrow, Residential Homes, Government Loans, Real Estate Economics, Real Estate Transactions, Condos, Selling, Single Family Homes, Mortgage Underwriting, VA Loans
Education
LA COUNTY/USC SCHOOL OF NURSING 1977 — 1991
Registered Nurse, Nursing
Los Angeles City College 1972 — 1974
Adobe August 2009 - Present
optionsXpress January 2006 - August 2009
SIRVA February 2003 - December 2005
First Nations Home Finance April 2000 - February 2003
Skills
CSS, User Experience, JavaScript, User Interface Design, HTML, Web Design, Web Analytics, Omniture, Usability, Graphic Design, DHTML, SEO, Email Marketing, Adobe Analytics, Adobe Target, A/B Testing, Tag Management, Adobe DTM, Adobe Marketing Cloud, Project Management, Software Project..., Software Development
Education
San Diego State University-California State University 2000 — 2002
BS
Trinity International University 1998 — 1999
First Nations Home Finance August 2009 - Present
Education
California State University-San Bernardino - College of Business and Public Administration 1999 — 2001
All Home Lending, Inc November 2010 - June 2011
First Nations Home Finance 2009 - 2010
Mortgage Partners Inc 2000 - 2010
United Mortgage Services April 2008 - September 2008
First Horizon Home Loans 2003 - 2004
Skills
Mortgage Lending, Loans, Finance, FHA, Refinance, First Time Home Buyers, Loan Origination, Mortgage Banking, Investment Properties, Residential Mortgages, Real Estate, Short Sales
Education
San Diego State University-California State University 1988 — 1992
BS, Finance
Torrey Pines High School 1979 — 1983
Torrey Pines High School
Torrey Pines High School
First Nations Home Finance May 2009 - Present
American Sterling Bank July 2007 - May 2008
Winstar Mortgage Partners February 2004 - July 2007
American Brokers Conduit February 2003 - February 2004
Physician Offices April 1991 - February 2003
Skills
Mortgage Underwriting, Loans, Credit, Mortgage Lending, Financial Analysis, Real Estate, Mortgage Banking, Finance, Credit Analysis, Residential Mortgages, Refinance, Underwriting, FHA, Investment Properties, USDA, First Time Home Buyers, VA Loans, New Home Purchase
Education
Grossmont College
A.S., General Sciences
Union Bank November 2013 - Present
Bank of America December 2011 - November 2013
Bank of America July 2008 - December 2011
Countrywide Financial July 2006 - July 2008
Countrywide Financial May 2005 - July 2006
Balboa Insurance June 2001 - May 2005
First Nations Home Finance June 1998 - June 2001
Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Credit Risk, Banking, Loan Origination, Capital Markets, Mortgage Servicing, Credit Analysis, Portfolio Management, Risk Management, Analysis, Corporate Finance, Finance, Financial Risk, Financial Services, Innovation Management, Leadership, Strategic Planning, Loan Pricing
Education
Syracuse University - Martin J. Whitman School of Management 1997 — 1998
MSC, Finance
University of Saskatchewan 1992 — 1997
BComm, Finance & Computer Science
First Nations Home Finance June 2009 - Present
Skills
FHA, Mortgage, Mortgage Lending, Refinance, VA, Conventional, VA loans, Residential Mortgages, Mortgage Banking, Mortgage Underwriting, Certified Mortgage..., Loans, FHA financing, Investment Properties, First Time Home Buyers, Non-Conforming, Reverse Mortgages, VA Loans, USDA, Loan Origination, FHA Financing
Education
MiraCosta College 1967 — 1970
Liberal Arts AA, History & Finance
Maryland Department of Housing and Communty Development 2012 - Present
City of Baltimore 2008 - 2012
consultant and free lancer May 2008 - August 2008
D1 BP Fuel Crops November 2005 - March 2008
2008 National AIDS Council 2006 - 2008
2006 United Sates Peace Corps 2005 - 2006
First Nations Home Finance 2000 - 2005
MF Global 1995 - 1999
Skills
Program Management, Nonprofits, Leadership, Proposal Writing, Analysis, Policy, Sustainability, Community Development, Grants, Community Outreach, Energy Efficiency, Management, Grant Writing, Economics, Government, Financial Analysis, Risk Management, Strategy, Training
Education
The Johns Hopkins University - Carey Business School 2009 — 2011
Masters of Science, Finance, 3.7
Wake Forest University 1989 — 1994
Bachelor of Science, Business
Wake Forest University 1989 — 1994
Bachelor of Arts, German
First Nations Home Finance April 2013 - Present
First Nations Home Finance Corp. July 2012 - April 2013
Mortgage Loan Processor October 2007 - 2012
Mervyns February 2002 - September 2007
Banco Latino - Peru October 1997 - January 2001
Banco Latino - Peru October 1994 - September 1997
L & N Engineers - Consultant 1991 - 1994
Peruinvest - Promotion & Investment 1989 - 1991
Peruinvest - Promotion & Investment 1986 - 1989
Ministerio de Agricultura - PEPMI 1982 - 1986
Skills
Accounting, Risk Management, Excel, Credit, Customer Service, Spreadsheets, Access, PowerPoint, Word, Banking, Financial Analysis, Microsoft Office, Cash Management, Budgeting, Quickbooks, Microsoft Word, Finance, Strategic Planning, Loans, Credit Risk, Spanish, Financial Accounting, Small Business, Financial Modeling, Economics, Cash Flow, Residential Mortgages, FHA, Refinance, Financial Reporting, Loan Origination, Mortgage Banking, Budgets, Real Estate, Microsoft Excel, Strategic Financial..., Mortgage Lending, Credit Analysis, Investments, Investment Properties
Education
Pontificia Universidad Católica del Perú 1979 — 1980
Licensed, Economics
Pontificia Universidad Católica del Perú 1975 — 1976
Bachellor Social Sciences, Economics
Pontificia Universidad Católica del Perú 1973 — 1974
Associate of Arts and Sciences (A.A.S.), Social Sciences-Accounting-Administration
San Antonio de Padua - Jesus Maria-Lima, Peru 1968 — 1972
GED, High School/Secondary Diploma
First Nations Home Finance May 2009 - Present
Education
Bloomsburg University of Pennsylvania
Higher Education Authority September 2013 - Present
First Nations Home Finance June 1994 - August 2001
Skills
Microsoft Office, Microsoft Excel, Customer Service, PowerPoint, English, Windows, Research, Photoshop, Public Speaking
Education
University of Ottawa
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General