First Rate Mortgage
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First Rate Mortgage Employees
Illinois Secretary of State September 2015 - Present
RE/MAX Partners March 2014 - Present
Luna and Prado Contractors January 2007 - Present
@properties February 2013 - October 2013
McEwen Marketing Chicago Group February 2013 - October 2013
Luna Homes Realty January 2010 - June 2012
First Rate Mortgage August 2008 - November 2009
Law Office of Robert A. Cheely June 2007 - July 2008
Skills
Real Estate, Sales, Marketing, Public Relations, Team-oriented..., English & Spanish..., Negotiation, Sales Management, Finance, Loans, Investments, Management, Investment Properties, Real Estate Transactions, Condos, Leases, Commercial Real Estate, First Time Home Buyers, Property, Short Sales, Foreclosures, Social Media, Residential Homes, Sellers, Advertising, Property Management, Brokerage, Buyer Representation, Relocation, Investors, REO
Education
DePaul University 2008 — 2012
Bachelor of Business Administration (B.B.A.)
Illinois Association of REALTORS®
Real Estate Broker License
Nazareth Academy 2004 — 2008
High School Diploma
Wells Fargo January 2013 - Present
Vantage Point Bank and Financial Services August 2012 - January 2013
Bench Craft Company July 2011 - January 2013
Full Gospel Baptist Church Fellowship 2011 - 2013
Home Savings of America 2010 - 2011
First Rate Mortgage 2008 - 2010
Ace Mortgage Funding 2007 - 2008
Integral Choice, Inc 2006 - 2007
New World Mortgage 2004 - 2007
MCI World Com 1998 - 2004
Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Sales Management, Refinance, FHA financing, VA loans, Residential Mortgages, Investment Properties, Real Estate, First Time Home Buyers, Loan Origination, Loans, Reverse Mortgages, Certified Mortgage..., Banking, Construction Loans, Commercial Mortgages, Credit Analysis, Credit, Residential Homes, REO, Foreclosures, Short Sales, Investments, Brokerage, Sellers, Real Estate Transactions, Real Estate Economics, HUD, Real Estate Financing, Referrals, Non-Conforming, Government Loans, Investors, Home Equity Loans, Loss Mitigation, New Home Sales, Single Family Homes, Consumer Lending, Condos, Listings, Seniors, Home Equity Lines of..., Mortgage Underwriting, Mortgage Servicing, Underwriting, Real Estate License, Real Property
Education
Georgia State University
Fidelity Bank April 2013 - Present
Southeast Mortgage December 2009 - April 2013
First Rate Mortgage October 2001 - December 2009
Skills
FHA, Investors, Conventional, Mortgage Lending, Refinance, Mortgage, Loans, Purchase, Investment Properties, Mortgage Banking, Residential, First Time Home Buyers, VA, Conforming, USDA, Mortgage Industry, Real Estate, Credit, Home, Condos, Loan Origination, Short Sales, VA loans, Residential Mortgages, Residential Homes, HomePath, FHA financing, Certified Mortgage..., REO, HUD, Credit Analysis, Government Loans, Mortgage Marketing, Home Equity Loans, Real Estate Financing, Home Equity Lines of..., Mortgage Underwriting, Vacation Homes, Real Estate Economics
Education
University of Arkansas at Fayetteville 1983 — 1988
Bachelor of Business Administration (BBA), Marketing
Georgia State University 1990 — 1992
Master of Business Administration (M.B.A.), Finance, General
Cloud Cruiser, Inc 2014 - Present
AlephCloud Systems, Inc. 2013 - February 2014
Dynmark USA January 2012 - December 2012
Gridiron Systems September 2011 - November 2012
PacketMotion (Aquired by VMware) 2007 - 2011
VERISIGN 2004 - 2007
First Rate Mortgage 2003 - 2005
Sony Electronics 1997 - 2003
Skills
PaaS, Information Security, Sales Management, Marketing Automation, Cloud Computing, Mobile Marketing, Demand Generation, Salesforce.com, Performance Management, Lead Generation, Mid-Market Solutions, Government compliance, Cloud Security, Go-to-market Strategy, Sales, SaaS, Strategic Planning, Start-ups, CRM, Selling, Business Development, Strategic Partnerships, Business Strategy, Process Improvement
Education
DeVry University-California
Bachelor of Business Administration (B.B.A.), Sales & Marketing
Washington High School
World Buying Service August 2008 - Present
The Courier-Journal June 2005 - August 2008
First Rate Mortgage February 2003 - June 2005
Brookstone September 2002 - January 2003
World Buying Service June 2001 - September 2002
US Bank September 1996 - June 2001
Skills
Product Development, Purchasing, Team Building, Forecasting, Project Planning, Product Management, Logistics, Supply Chain Management, Management, Strategic Planning, Continuous Improvement, Manufacturing, Supply Chain, Operations Management, Business Development, Sourcing, Lean Manufacturing, Process Improvement, B2B, Inventory Management
Education
Sullivan University 1986 — 2002
MBA, Business
first rate mortgage September 2001 - Present
Skills
Refinance, Mortgage Lending, Mortgage Banking, FHA, Loan Origination, FHA financing, Loans, Sales Management, Investment Properties, Residential Mortgages, Customer Service, First Time Home Buyers, VA loans, Real Estate, Referrals, Reverse Mortgages, Government Loans
Education
University of Louisville 1983 — 1987
BA, communication
first rate mortgage July 2014 - Present
Old Colonial Mortgage LLC August 2012 - July 2014
Royal United Mortgage July 2011 - July 2012
Smith Broady & Associates, Inc. September 2009 - July 2011
Genesis One Home Loans May 2007 - September 2009
First Citizens Financial July 2004 - May 2007
Skills
Loan Origination, Mortgage Lending, FHA financing, VA loans, USDA, Mortgage Banking, Residential Mortgages, First Time Home Buyers, Real Estate, Credit Analysis, Underwriting, Loans, Refinance, Investment Properties, Reverse Mortgages, Mortgage Underwriting, Certified Mortgage..., Government Loans, VA Loans, FHA Financing
Education
Jefferson Community College 1989 — 1990
Humana July 2013 - Present
Riverview Village September 2010 - Present
Clark Rehabilitation and Skilled Nursing January 2012 - October 2012
American Senior Communities September 2010 - December 2011
Riverview Village September 2010 - December 2011
Macy's Department Store July 2010 - January 2011
Green Meadows Healthcare October 2009 - May 2010
Wedgewood Healthcare Center April 2008 - October 2009
Regency Rehab and Nursing January 2006 - April 2008
First Rate Mortgage July 2005 - January 2006
Skills
Customer Service, Long-term Care, Strategic Planning, Sales, Medicare, Healthcare, Medicaid, Elder Care, Public Relations, Insurance, Data Entry, Account Management, Management
Education
Campbellsville University 2005 — 2008
BS, Social Ministries
Campbellsville University 2005 — 2008
Bachelors of Science, Social
Executive Performance Conditioning July 2015 - Present
Seattle Worklife June 2013 - Present
Seattle Worklife 2009 - Present
Mass (Motivation Action Self Success) Business Systems September 2001 - Present
First Rate Mortgage January 2004 - September 2004
NEWBODYS FITNESS & Weight Management Studio Inc. September 1996 - January 2001
E.P’s FITNESS Training September 1991 - November 1996
Dynamic Science Inc. August 1989 - June 1991
1981-1989: Search and Rescue United States Air force August 1981 - August 1989
Skills
Social Media Marketing, Strategic Planning, Social Networking, Event Management, Public Speaking, QuickBooks, Customer Service, Sales Management, Contract Negotiation, Non-profits, Budget, Marketing Communications, Facebook, Public Relations, Personal Development, Entrepreneurship, Marketing, Nonprofits, Training, Start-ups, Budgets, Retail, Online Marketing, Leadership, Strategic Partnerships, Marketing Strategy, New Business Development, Business Development, Advertising, Strategy, Market Research, CRM, Account Management, Event Planning, Management, Team Leadership, B2B, Selling, Business Strategy, Direct Sales, Consulting, Sales, Online Advertising, Fundraising, Email Marketing, Lead Generation, Leadership Development, Salesforce.com, Organizational..., Management Consulting
Education
Spokane Falls Community College 1982 — 1984
Self-employed 2013 - Present
New world Financial Group September 2007 - June 2009
First Rate Mortgage August 2006 - August 2007
Skills
I enjoy networking and...
Education
California State University-Northridge 2009 — 2013
Bachelor of Applied Science (BASc), Business Administration and Management, General
The NACHER Corporation member of Mistras December 2014 - Present
International Paper January 2009 - December 2014
SunTrust Mortgage October 2007 - September 2008
First Rate Mortgage May 2004 - October 2007
United Auto Group September 2003 - April 2004
Mercedes Benz USA April 1996 - September 2003
Skills
Sales, Management, Credit, Marketing, Customer Service, Social Media, Public Speaking, Pricing, Process Improvement, Strategic Planning, Sales Management, Social Media Marketing, Inventory Management, Negotiation, Analysis, Project Management, Inventory Control, Vendor Relationship..., Budgeting, Mortgage Lending, Financial Analysis, Account Management, Payroll, Accounts Receivable, Invoicing, SAP, ISO 9000, ISO 9001, Bilingual Communications, Spanish, Microsoft Office
Education
East Tennessee State University 1991 — 1994
BA Business, Business and Foreign Languages
Time Warner Cable Business Class April 2015 - Present
EKVC 2012 - Present
Windstream April 2014 - April 2015
First Rate Mortgage September 2013 - October 2014
Chase June 2012 - September 2013
JPMorgan Chase July 2009 - September 2013
hhgregg February 2002 - April 2009
Midas Auto Service Experts (Katz Franchise) 2009 - 2009
Duro Tire and Wheel February 2000 - February 2002
Roberds Inc. February 1995 - September 1998
Skills
Leadership, Selling, Customer Satisfaction, Sales, Sales Management, Training, Management, Customer Service, Customer Retention, Loans, Retail, Mortgage Lending, Profit, Loan Origination, Banking, Coaching, FHA, Negotiation, Logistics, Operations Management, Merchandising, Marketing, Customer Experience, Recruiting, Credit, Investment Properties, First Time Home Buyers, Finance, Hiring, Budgets, P&L, Purchasing, Market Planning, Inventory Management, Forecasting, VA loans, Mortgage Banking, Strategic Partnerships, Building Strategic..., New Business Development, Team Leadership, Solution Selling, Sales Operations, Team Building, Account Management, Strategic Planning, Marketing Strategy, Contract Negotiation, Networking
Education
Miami University 1993 — 1995
Business Administration, Marketing
Hondros College 1993 — 1993
Real Estate Pre-Licensing Course, Real Estate
Ohio Christian University 1992 — 1993
Teacher Education
West Carrollton High School 1989 — 1992
Diploma, General Studies Emphasis in Sciences, 3.8 GPA
Peoples Home Equity Mortgage Lending February 2013 - Present
American Portfolio Mortgage Corp October 2012 - February 2013
Peoples Home Equity Mortgage Lending May 2011 - October 2012
Patriot Mortgage Services, Inc. October 2007 - May 2011
Fox Cities Mortgage April 2001 - May 2007
First Rate Mortgage 2005 - 2005
MGIC August 1997 - September 1999
MGIC August 1981 - August 1995
Skills
FHA, USDA, VA, Conventional, Mortgage Industry, Mortgage Lending, Mortgage, Loan Origination, FHA financing, Refinance, First Time Home Buyers, Purchase, VA loans, Conforming, Mortgage Planning, Residential Mortgages, Home, First Time Buyers, Single Family Homes, HUD, Investment Properties, Loans, Finance, Mortgage Banking, Credit, Real Estate Transactions, Underwriting, Real Estate, Reverse Mortgages, Certified Mortgage..., Loan Servicing, Foreclosures, Mortgage Underwriting, Government Loans, Real Estate Financing, Construction Loans, Sellers, VA Loans, FHA Financing
Education
University of Phoenix 2008 — 2009
Bachelor, Bachelor of Science in Health Administration, Healthcare
University of Phoenix 2006 — 2007
Associate, Associate of Arts in Health Administration
Oak Creek High
Norse Corporation January 2012 - June 2013
Cynergydata October 2010 - November 2011
Card Processing Consultants December 2008 - September 2010
Pay By Touch March 2006 - March 2008
First Rate Mortgage January 2002 - March 2006
First Data Corporation January 1998 - January 2001
Unified Merchant Services (First Data Corporation / NationsBank) January 1993 - January 1998
Skills
Credit Cards, Payments, Sales Management, New Business Development, Merchant Services, Sales, Start-ups, Operations Management, Strategic Planning, Payment Card Processing, Electronic Payments, Debit Cards, Acquiring, Building Relationships, E-commerce, ACH, Relationship Management, Credit, Portfolio Management, Banking, CRM, Management, Payment Gateways
Education
Auburn University, College of Business 1986 — 1990
Bachelor's of Science, Finance
KELLER WILLIAMS REALTY LOUISVILLE EAST October 2012 - Present
Keller Williams Realty, Inc. 2012 - Present
Default Servicing, Inc. September 2009 - March 2011
Assumption High School June 2008 - September 2009
first rate mortgage November 2007 - June 2008
Ace Mortgage Funding June 2007 - November 2007
The CIT Group/Consumer Finance, Inc. February 2006 - June 2007
Education
Indiana University-Southeast
Bachelors, Psychology
Holy Cross High School
Law Offices of Daniel C. Consuegra, P.L. July 2012 - July 2014
First Rate Mortgage June 2005 - December 2010
Verizon November 1999 - May 2005
Skills
Customer Service, Microsoft Office, Office Management, Social Media, Small Business, Invoicing, Team Building, Leadership, Sales, Microsoft Excel, Management, Organizational..., Organizational..., Negotiation, Marketing Strategy, New Business Development, Social Networking, Strategic Planning, Training, Team Leadership, Microsoft Word, Time Management, Legal Research, Customer Satisfaction, Coaching, Process Improvement
Education
Sanford-Brown Institute-Tampa 2012 — 2014
Niles McKinley
ServiceMaster of Seattle December 2013 - Present
Towne Park October 2010 - July 2012
First Rate Mortgage December 2000 - July 2008
Skills
Sales, Management, Leadership, Customer Service, Team Building, Microsoft Office, Cold Calling, Training, Budgets, Microsoft Excel, Sales, Management,...
Education
Highline Community College 1980 — 1983
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, AA Degree
Humana October 2013 - Present
Bluegrass Valet January 2000 - Present
Kentuckiana Baseball Umpire Association March 1998 - Present
First Rate Mortgage January 2013 - September 2013
rawlings company September 2001 - October 2012
Citifinancial Consumer Finance India Ltd February 1999 - September 2001
The Title Company June 1995 - August 1997
Skills
Coaching, Team Building, Leadership, Claim, Workers Compensation, Liability, Managed Care, Microsoft Excel, Healthcare, Microsoft Office, Claims Management, Microsoft Word, Management, Mortgage Lending
Education
University of Louisville 1995 — 1998
Kinesiology and Exercise Science
Campbellsville University 1992 — 1995
Health and Physical Education/Fitness
South Oldham High School 1989 — 1992
Goshen Elementary
First Rate Mortgage June 2014 - Present
Discover Home Loans June 2012 - December 2013
Home Loan Center March 2011 - June 2012
Surepoint Lending January 2008 - March 2011
Skills
Financial Analysis, Requirements Analysis, Requirements Gathering, Market Analysis, Internal Communications, Credit Analysis, Critical Thinking, Interpersonal Skill, Organizational..., Mortgage Lending
Education
University of Louisville 2000 — 2005
Bachelor of Arts (BA), Communication and Media Studies