First Rate Mortgage

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First Rate Mortgage Employees

Employee
Years
Job
Industry
Melissa Luna Melissa Luna Greater Chicago Area Details
Melissa Luna's First Rate Mortgage Experience August 2008 - November 2009
Job Real Estate Broker | The Luna Team at RE/MAX Partners
Industry Real Estate
Experience
Illinois Secretary of State  September 2015 - Present
RE/MAX Partners  March 2014 - Present
Luna and Prado Contractors   January 2007 - Present
@properties  February 2013 - October 2013
McEwen Marketing Chicago Group   February 2013 - October 2013
Luna Homes Realty   January 2010 - June 2012
First Rate Mortgage   August 2008 - November 2009
Law Office of Robert A. Cheely   June 2007 - July 2008

Skills
Real Estate, Sales, Marketing, Public Relations, Team-oriented..., English & Spanish..., Negotiation, Sales Management, Finance, Loans, Investments, Management, Investment Properties, Real Estate Transactions, Condos, Leases, Commercial Real Estate, First Time Home Buyers, Property, Short Sales, Foreclosures, Social Media, Residential Homes, Sellers, Advertising, Property Management, Brokerage, Buyer Representation, Relocation, Investors, REO

Education
DePaul University   2008 — 2012
Bachelor of Business Administration (B.B.A.)

Illinois Association of REALTORS®
Real Estate Broker License

Nazareth Academy   2004 — 2008
High School Diploma

E. Dean Cole E. Dean Cole Charlotte, North Carolina Details
E. Dean Cole's First Rate Mortgage Experience 2008 - 2010
Job Wells Fargo Home Mortgage Consultant
Industry Financial Services
Experience
Wells Fargo  January 2013 - Present
Vantage Point Bank and Financial Services  August 2012 - January 2013
Bench Craft Company  July 2011 - January 2013
Full Gospel Baptist Church Fellowship  2011 - 2013
Home Savings of America  2010 - 2011
First Rate Mortgage   2008 - 2010
Ace Mortgage Funding  2007 - 2008
Integral Choice, Inc  2006 - 2007
New World Mortgage  2004 - 2007
MCI World Com  1998 - 2004

Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Sales Management, Refinance, FHA financing, VA loans, Residential Mortgages, Investment Properties, Real Estate, First Time Home Buyers, Loan Origination, Loans, Reverse Mortgages, Certified Mortgage..., Banking, Construction Loans, Commercial Mortgages, Credit Analysis, Credit, Residential Homes, REO, Foreclosures, Short Sales, Investments, Brokerage, Sellers, Real Estate Transactions, Real Estate Economics, HUD, Real Estate Financing, Referrals, Non-Conforming, Government Loans, Investors, Home Equity Loans, Loss Mitigation, New Home Sales, Single Family Homes, Consumer Lending, Condos, Listings, Seniors, Home Equity Lines of..., Mortgage Underwriting, Mortgage Servicing, Underwriting, Real Estate License, Real Property

Education
Georgia State University

Kevin A. Jones Kevin A. Jones Atlanta, Georgia Details
Kevin A. Jones's First Rate Mortgage Experience October 2001 - December 2009
Job Georgia's #1 Trusted Home Loan Expert Fidelity Bank NMLS#221245 Cell: 404/5799802
Industry Banking
Experience
Fidelity Bank  April 2013 - Present
Southeast Mortgage  December 2009 - April 2013
First Rate Mortgage   October 2001 - December 2009

Skills
FHA, Investors, Conventional, Mortgage Lending, Refinance, Mortgage, Loans, Purchase, Investment Properties, Mortgage Banking, Residential, First Time Home Buyers, VA, Conforming, USDA, Mortgage Industry, Real Estate, Credit, Home, Condos, Loan Origination, Short Sales, VA loans, Residential Mortgages, Residential Homes, HomePath, FHA financing, Certified Mortgage..., REO, HUD, Credit Analysis, Government Loans, Mortgage Marketing, Home Equity Loans, Real Estate Financing, Home Equity Lines of..., Mortgage Underwriting, Vacation Homes, Real Estate Economics

Education
University of Arkansas at Fayetteville   1983 — 1988
Bachelor of Business Administration (BBA), Marketing

Georgia State University   1990 — 1992
Master of Business Administration (M.B.A.), Finance, General

Ron Neal Ron Neal San Francisco Bay Area Details
Ron Neal's First Rate Mortgage Experience 2003 - 2005
Job Director of Business Development at Cloud Cruiser, Inc
Industry Internet
Experience
Cloud Cruiser, Inc  2014 - Present
AlephCloud Systems, Inc.   2013 - February 2014
Dynmark USA   January 2012 - December 2012
Gridiron Systems  September 2011 - November 2012
PacketMotion (Aquired by VMware)   2007 - 2011
VERISIGN  2004 - 2007
First Rate Mortgage   2003 - 2005
Sony Electronics  1997 - 2003

Skills
PaaS, Information Security, Sales Management, Marketing Automation, Cloud Computing, Mobile Marketing, Demand Generation, Salesforce.com, Performance Management, Lead Generation, Mid-Market Solutions, Government compliance, Cloud Security, Go-to-market Strategy, Sales, SaaS, Strategic Planning, Start-ups, CRM, Selling, Business Development, Strategic Partnerships, Business Strategy, Process Improvement

Education
DeVry University-California
Bachelor of Business Administration (B.B.A.), Sales & Marketing

Washington High School

Chris Langford Chris Langford Louisville, Kentucky Area Details
Chris Langford's First Rate Mortgage Experience February 2003 - June 2005
Job President/Owner
Industry Logistics and Supply Chain
Experience
World Buying Service   August 2008 - Present
The Courier-Journal  June 2005 - August 2008
First Rate Mortgage   February 2003 - June 2005
Brookstone  September 2002 - January 2003
World Buying Service   June 2001 - September 2002
US Bank  September 1996 - June 2001

Skills
Product Development, Purchasing, Team Building, Forecasting, Project Planning, Product Management, Logistics, Supply Chain Management, Management, Strategic Planning, Continuous Improvement, Manufacturing, Supply Chain, Operations Management, Business Development, Sourcing, Lean Manufacturing, Process Improvement, B2B, Inventory Management

Education
Sullivan University   1986 — 2002
MBA, Business

Richie Fairfax Richie Fairfax Louisville, Kentucky Area Details
Richie Fairfax's First Rate Mortgage Experience September 2001 - Present
Job loan officer/branch manager at first rate mortgage
Industry Real Estate
Experience
first rate mortgage   September 2001 - Present

Skills
Refinance, Mortgage Lending, Mortgage Banking, FHA, Loan Origination, FHA financing, Loans, Sales Management, Investment Properties, Residential Mortgages, Customer Service, First Time Home Buyers, VA loans, Real Estate, Referrals, Reverse Mortgages, Government Loans

Education
University of Louisville   1983 — 1987
BA, communication

Dawn Self Dawn Self Louisville, Kentucky Area Details
Dawn Self's First Rate Mortgage Experience July 2014 - Present
Job Senior Loan Consultant at first rate mortgage
Industry Banking
Experience
first rate mortgage   July 2014 - Present
Old Colonial Mortgage LLC   August 2012 - July 2014
Royal United Mortgage  July 2011 - July 2012
Smith Broady & Associates, Inc.   September 2009 - July 2011
Genesis One Home Loans   May 2007 - September 2009
First Citizens Financial   July 2004 - May 2007

Skills
Loan Origination, Mortgage Lending, FHA financing, VA loans, USDA, Mortgage Banking, Residential Mortgages, First Time Home Buyers, Real Estate, Credit Analysis, Underwriting, Loans, Refinance, Investment Properties, Reverse Mortgages, Mortgage Underwriting, Certified Mortgage..., Government Loans, VA Loans, FHA Financing

Education
Jefferson Community College   1989 — 1990

Kathryn Kochersperger Kathryn Kochersperger Louisville, Kentucky Area Details
Kathryn Kochersperger's First Rate Mortgage Experience July 2005 - January 2006
Job Agent Support, Humana
Industry Insurance
Experience
Humana  July 2013 - Present
Riverview Village   September 2010 - Present
Clark Rehabilitation and Skilled Nursing   January 2012 - October 2012
American Senior Communities  September 2010 - December 2011
Riverview Village   September 2010 - December 2011
Macy's Department Store  July 2010 - January 2011
Green Meadows Healthcare   October 2009 - May 2010
Wedgewood Healthcare Center   April 2008 - October 2009
Regency Rehab and Nursing   January 2006 - April 2008
First Rate Mortgage   July 2005 - January 2006

Skills
Customer Service, Long-term Care, Strategic Planning, Sales, Medicare, Healthcare, Medicaid, Elder Care, Public Relations, Insurance, Data Entry, Account Management, Management

Education
Campbellsville University   2005 — 2008
BS, Social Ministries

Campbellsville University   2005 — 2008
Bachelors of Science, Social

E.Pluribus Massey E.Pluribus Massey Greater Seattle Area Details
E.Pluribus Massey's First Rate Mortgage Experience January 2004 - September 2004
Job Seminar Leader at Executive Performance Conditioning
Industry Information Services
Experience
Executive Performance Conditioning   July 2015 - Present
Seattle Worklife   June 2013 - Present
Seattle Worklife   2009 - Present
Mass (Motivation Action Self Success) Business Systems   September 2001 - Present
First Rate Mortgage   January 2004 - September 2004
NEWBODYS FITNESS & Weight Management Studio Inc.   September 1996 - January 2001
E.P’s FITNESS Training   September 1991 - November 1996
Dynamic Science Inc.  August 1989 - June 1991
1981-1989: Search and Rescue United States Air force   August 1981 - August 1989

Skills
Social Media Marketing, Strategic Planning, Social Networking, Event Management, Public Speaking, QuickBooks, Customer Service, Sales Management, Contract Negotiation, Non-profits, Budget, Marketing Communications, Facebook, Public Relations, Personal Development, Entrepreneurship, Marketing, Nonprofits, Training, Start-ups, Budgets, Retail, Online Marketing, Leadership, Strategic Partnerships, Marketing Strategy, New Business Development, Business Development, Advertising, Strategy, Market Research, CRM, Account Management, Event Planning, Management, Team Leadership, B2B, Selling, Business Strategy, Direct Sales, Consulting, Sales, Online Advertising, Fundraising, Email Marketing, Lead Generation, Leadership Development, Salesforce.com, Organizational..., Management Consulting

Education
Spokane Falls Community College   1982 — 1984

Joseph Barmaan Joseph Barmaan Los Angeles, California Details
Joseph Barmaan's First Rate Mortgage Experience August 2006 - August 2007
Job Financial Services Professional
Industry Financial Services
Experience
Self-employed  2013 - Present
New world Financial Group   September 2007 - June 2009
First Rate Mortgage   August 2006 - August 2007

Skills
I enjoy networking and...

Education
California State University-Northridge   2009 — 2013
Bachelor of Applied Science (BASc), Business Administration and Management, General

Martha Urueta Martha Urueta Lafayette, Louisiana Area Details
Martha Urueta's First Rate Mortgage Experience May 2004 - October 2007
Job Accounting Payroll/AR
Industry Oil & Energy
Experience
The NACHER Corporation member of Mistras   December 2014 - Present
International Paper  January 2009 - December 2014
SunTrust Mortgage  October 2007 - September 2008
First Rate Mortgage   May 2004 - October 2007
United Auto Group  September 2003 - April 2004
Mercedes Benz USA  April 1996 - September 2003

Skills
Sales, Management, Credit, Marketing, Customer Service, Social Media, Public Speaking, Pricing, Process Improvement, Strategic Planning, Sales Management, Social Media Marketing, Inventory Management, Negotiation, Analysis, Project Management, Inventory Control, Vendor Relationship..., Budgeting, Mortgage Lending, Financial Analysis, Account Management, Payroll, Accounts Receivable, Invoicing, SAP, ISO 9000, ISO 9001, Bilingual Communications, Spanish, Microsoft Office

Education
East Tennessee State University   1991 — 1994
BA Business, Business and Foreign Languages

Ken Helton Ken Helton Louisville, Kentucky Area Details
Ken Helton's First Rate Mortgage Experience September 2013 - October 2014
Job Account Executive at Time Warner Cable Business Class ~Helping businesses run more efficiently today and tomorrow!
Industry Telecommunications
Experience
Time Warner Cable Business Class  April 2015 - Present
EKVC   2012 - Present
Windstream  April 2014 - April 2015
First Rate Mortgage   September 2013 - October 2014
Chase  June 2012 - September 2013
JPMorgan Chase  July 2009 - September 2013
hhgregg  February 2002 - April 2009
Midas Auto Service Experts (Katz Franchise)   2009 - 2009
Duro Tire and Wheel   February 2000 - February 2002
Roberds Inc.   February 1995 - September 1998

Skills
Leadership, Selling, Customer Satisfaction, Sales, Sales Management, Training, Management, Customer Service, Customer Retention, Loans, Retail, Mortgage Lending, Profit, Loan Origination, Banking, Coaching, FHA, Negotiation, Logistics, Operations Management, Merchandising, Marketing, Customer Experience, Recruiting, Credit, Investment Properties, First Time Home Buyers, Finance, Hiring, Budgets, P&L, Purchasing, Market Planning, Inventory Management, Forecasting, VA loans, Mortgage Banking, Strategic Partnerships, Building Strategic..., New Business Development, Team Leadership, Solution Selling, Sales Operations, Team Building, Account Management, Strategic Planning, Marketing Strategy, Contract Negotiation, Networking

Education
Miami University   1993 — 1995
Business Administration, Marketing

Hondros College   1993 — 1993
Real Estate Pre-Licensing Course, Real Estate

Ohio Christian University   1992 — 1993
Teacher Education

West Carrollton High School   1989 — 1992
Diploma, General Studies Emphasis in Sciences, 3.8 GPA

Pam Schubert 920-410-2646 Pam Schubert 920-410-2646 Oshkosh, Wisconsin Details
Pam Schubert 920-410-2646's First Rate Mortgage Experience 2005 - 2005
Job Mortgage Loan Officer with Peoples Home Equity 269649 and Lender Affiliate with Homes for Heroes
Industry Facilities Services
Experience
Peoples Home Equity Mortgage Lending   February 2013 - Present
American Portfolio Mortgage Corp  October 2012 - February 2013
Peoples Home Equity Mortgage Lending   May 2011 - October 2012
Patriot Mortgage Services, Inc.   October 2007 - May 2011
Fox Cities Mortgage   April 2001 - May 2007
First Rate Mortgage   2005 - 2005
MGIC  August 1997 - September 1999
MGIC  August 1981 - August 1995

Skills
FHA, USDA, VA, Conventional, Mortgage Industry, Mortgage Lending, Mortgage, Loan Origination, FHA financing, Refinance, First Time Home Buyers, Purchase, VA loans, Conforming, Mortgage Planning, Residential Mortgages, Home, First Time Buyers, Single Family Homes, HUD, Investment Properties, Loans, Finance, Mortgage Banking, Credit, Real Estate Transactions, Underwriting, Real Estate, Reverse Mortgages, Certified Mortgage..., Loan Servicing, Foreclosures, Mortgage Underwriting, Government Loans, Real Estate Financing, Construction Loans, Sellers, VA Loans, FHA Financing

Education
University of Phoenix   2008 — 2009
Bachelor, Bachelor of Science in Health Administration, Healthcare

University of Phoenix   2006 — 2007
Associate, Associate of Arts in Health Administration

Oak Creek High

Sean Beck Sean Beck Pensacola, Florida Area Details
Sean Beck's First Rate Mortgage Experience January 2002 - March 2006
Job Director Client Relations at Norse corporation
Industry Banking
Experience
Norse Corporation  January 2012 - June 2013
Cynergydata   October 2010 - November 2011
Card Processing Consultants   December 2008 - September 2010
Pay By Touch  March 2006 - March 2008
First Rate Mortgage   January 2002 - March 2006
First Data Corporation  January 1998 - January 2001
Unified Merchant Services (First Data Corporation / NationsBank)   January 1993 - January 1998

Skills
Credit Cards, Payments, Sales Management, New Business Development, Merchant Services, Sales, Start-ups, Operations Management, Strategic Planning, Payment Card Processing, Electronic Payments, Debit Cards, Acquiring, Building Relationships, E-commerce, ACH, Relationship Management, Credit, Portfolio Management, Banking, CRM, Management, Payment Gateways

Education
Auburn University, College of Business   1986 — 1990
Bachelor's of Science, Finance

Angie Seidt Angie Seidt Louisville, Kentucky Area Details
Angie Seidt's First Rate Mortgage Experience November 2007 - June 2008
Job Transaction Coordinator Real Estate
Industry Real Estate
Experience
KELLER WILLIAMS REALTY LOUISVILLE EAST  October 2012 - Present
Keller Williams Realty, Inc.   2012 - Present
Default Servicing, Inc.   September 2009 - March 2011
Assumption High School  June 2008 - September 2009
first rate mortgage   November 2007 - June 2008
Ace Mortgage Funding  June 2007 - November 2007
The CIT Group/Consumer Finance, Inc.   February 2006 - June 2007

Education
Indiana University-Southeast
Bachelors, Psychology

Holy Cross High School

Janeé Capaz Janeé Capaz Tampa/St. Petersburg, Florida Area Details
Janeé Capaz's First Rate Mortgage Experience June 2005 - December 2010
Job Foreclosure Supervisor at the Law Offices of Daniel C. Consuegra, P.L.
Industry Legal Services
Experience
Law Offices of Daniel C. Consuegra, P.L.   July 2012 - July 2014
First Rate Mortgage   June 2005 - December 2010
Verizon  November 1999 - May 2005

Skills
Customer Service, Microsoft Office, Office Management, Social Media, Small Business, Invoicing, Team Building, Leadership, Sales, Microsoft Excel, Management, Organizational..., Organizational..., Negotiation, Marketing Strategy, New Business Development, Social Networking, Strategic Planning, Training, Team Leadership, Microsoft Word, Time Management, Legal Research, Customer Satisfaction, Coaching, Process Improvement

Education
Sanford-Brown Institute-Tampa   2012 — 2014

Niles McKinley

Art Page Art Page Greater Seattle Area Details
Art Page's First Rate Mortgage Experience December 2000 - July 2008
Job at
Industry Facilities Services
Experience
ServiceMaster of Seattle  December 2013 - Present
Towne Park  October 2010 - July 2012
First Rate Mortgage   December 2000 - July 2008

Skills
Sales, Management, Leadership, Customer Service, Team Building, Microsoft Office, Cold Calling, Training, Budgets, Microsoft Excel, Sales, Management,...

Education
Highline Community College   1980 — 1983
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, AA Degree

john alvey john alvey Louisville, Kentucky Details
john alvey's First Rate Mortgage Experience January 2013 - September 2013
Job Medicare Work Content Specialist at Humana
Industry Insurance
Experience
Humana  October 2013 - Present
Bluegrass Valet   January 2000 - Present
Kentuckiana Baseball Umpire Association   March 1998 - Present
First Rate Mortgage   January 2013 - September 2013
rawlings company  September 2001 - October 2012
Citifinancial Consumer Finance India Ltd  February 1999 - September 2001
The Title Company  June 1995 - August 1997

Skills
Coaching, Team Building, Leadership, Claim, Workers Compensation, Liability, Managed Care, Microsoft Excel, Healthcare, Microsoft Office, Claims Management, Microsoft Word, Management, Mortgage Lending

Education
University of Louisville   1995 — 1998
Kinesiology and Exercise Science

Campbellsville University   1992 — 1995
Health and Physical Education/Fitness

South Oldham High School   1989 — 1992

Goshen Elementary

Jerome Marcus Jones Jerome Marcus Jones Louisville, Kentucky Details
Jerome Marcus Jones's First Rate Mortgage Experience June 2014 - Present
Job Mortgage Loan Officer at First Rate Mortgage
Industry Financial Services
Experience
First Rate Mortgage   June 2014 - Present
Discover Home Loans  June 2012 - December 2013
Home Loan Center  March 2011 - June 2012
Surepoint Lending  January 2008 - March 2011

Skills
Financial Analysis, Requirements Analysis, Requirements Gathering, Market Analysis, Internal Communications, Credit Analysis, Critical Thinking, Interpersonal Skill, Organizational..., Mortgage Lending

Education
University of Louisville   2000 — 2005
Bachelor of Arts (BA), Communication and Media Studies