First State Bank of the Florida Keys

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First State Bank of the Florida Keys Employees

Employee
Years
Job
Industry
Louis Mariscal Louis Mariscal Tampa/St. Petersburg, Florida Area Details
Louis Mariscal's First State Bank of the Florida Keys Experience June 1999 - November 2001
Job Florida Medical Clinic
Industry Hospital & Health Care
Experience
Florida Medical Clinics   November 2014 - Present
BayCare Health System  November 2003 - November 2014
Easter Seals  January 2001 - December 2004
First State Bank of the Florida Keys   June 1999 - November 2001

Skills
Non-profits, Medical Billing, Healthcare, Training, PowerPoint, Invoicing, Software Documentation, HIPAA, Process Improvement, Outlook, Management, Payroll, Accounting, Accounts Receivable, Medical Terminology, Leadership, Hospitals, Healthcare Information..., Budgets, Financial Reporting, Microsoft Excel, Data Entry, Microsoft Word, Customer Service, Healthcare Management, QuickBooks, Access, Team Building

Education
Florida Metropolitan University   2005 — 2007
MIBC, Medical Billing

Barbara Goleman Senior High   1996 — 1999
High School

Joyce Loparo Joyce Loparo Key West, Florida Details
Joyce Loparo's First State Bank of the Florida Keys Experience October 2012 - Present
Job Loan Closer at First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   October 2012 - Present
Lawyers Title Insurance Corporation  March 1988 - September 2008

Skills
Commercial Real Estate, Mortgage Lending, Loans, Loan Origination, Real Estate, Referrals, Real Estate Financing

Education
Lorain County Community College   1985 — 1990
Real Estate

Tim Dunn 1st State Bank FL Keys Tim Dunn 1st State Bank FL Keys Key West, Florida Details
Tim Dunn 1st State Bank FL Keys's First State Bank of the Florida Keys Experience October 2014 - Present
Job Business Analyst in Risk Management at First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   October 2014 - Present
Leeward Isle Condominium Association of Key West   June 2012 - Present
Independent Consultant  December 2008 - Present
First State Bank of the Florida Keys   October 2010 - October 2014

Skills
Banking, Credit Analysis, Retail Banking, Loans, Team Building, Leadership, Loan Origination, Commercial Lending, Strategic Planning, Sales Management, Sales, Mortgage Lending, Consumer Lending, Small Business Lending, Real Estate, Financial Analysis, Credit, Loan Servicing, Finance, Accounting, Underwriting, Deposits, Real Estate Financing, Cash Management, Commercial Banking, Investments, Commercial Mortgages, SBA, Residential Mortgages, Construction Loans, Asset Based Lending, Portfolio Management, Analysis, Real Estate Lending, Commercial Real Estate, Home Equity Loans, Middle Market

Education
Saint Leo University   2012 — 2014
in progress, Business Administration, Accounting

Austin Peay State University   2000 — 2003
Transferred, Corporate Communications

William Estenoz William Estenoz Key West, Florida Details
William Estenoz's First State Bank of the Florida Keys Experience July 1983 - Present
Job Vice President, Loan Administration, CRA and S.A.F.E. Act Officer, First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   July 1983 - Present

Skills
Consumer Lending, Residential Mortgages, Commercial Lending, Community Reinvestment..., Quality Control, Compliance, Credit Analysis, Loans, Mortgage Lending, Credit, Banking, Retail Banking, Small Business Lending, Financial Analysis, Loan Origination, Real Estate, Financial Services, Underwriting, Commercial Banking, Deposits, Cash Management, Portfolio Management, Commercial Real Estate, Risk Management, Credit Risk, Mortgage Servicing

Education
University of South Florida - College of Business Administration   1972 — 1975
Bachelor of Arts in Business Administration and Management, Business Administration and Management

Marlen Perez Marlen Perez Miami/Fort Lauderdale Area Details
Marlen Perez's First State Bank of the Florida Keys Experience June 2014 - Present
Job Loan Operations Assistant Manager
Industry Banking
Experience
First State Bank of the Florida Keys   June 2014 - Present
JGB Bank  May 2012 - Present
Sabadell United Bank  April 2011 - January 2012
Great Florida Bank  December 2004 - December 2010
Great Florida Bank  2004 - December 2010
Mother of Our Redeemer Catholic School   2009 - 2010
BankUnited  1999 - 2004

Skills
Consumer Lending, Banking, Loans, Retail Banking, Commercial Lending, Customer Service, Credit Analysis, Bank Secrecy Act, Microsoft Office, Team Leadership, Refinance, Mortgage Lending, Mortgage Banking, Loan Origination, Lines Of Credit, Commercial Mortgages, Portfolio Management

Education
Miami Dade College   1993 — 1996
AS, Business Administration

Brian Trible Brian Trible Miami/Fort Lauderdale Area Details
Brian Trible's First State Bank of the Florida Keys Experience May 2005 - August 2009
Job Realtor at Coldwell Banker Schmitt Real Estate Co.
Industry Real Estate
Experience
Coldwell Banker Schmitt Real Estate Co.  September 2009 - Present
First State Bank of the Florida Keys   May 2005 - August 2009
Mortgage Lenders Network, USA  September 2003 - May 2005
Central Hudson Gas & Electric  May 2002 - May 2003

Skills
Real Estate, Loans, Short Sales, Single Family Homes, Condos, Sellers, Foreclosures, REO, Luxury, Vacation Homes, Selling, Commercial Real Estate, Negotiation, Marketing, Customer Service, Sales, Contract Negotiation, Mortgage Lending, First Time Home Buyers, Relocation

Education
Marist College   1999 — 2003
Information Technology

Robert Murrell Robert Murrell Key West, Florida Details
Robert Murrell's First State Bank of the Florida Keys Experience August 1999 - Present
Job Vice President / Loan Administration Officer at First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   August 1999 - Present
TIB Bank  April 1994 - August 1999
Barnett Bank  January 1989 - April 1994

Skills
Commercial Lending, Small Business Lending, Credit Analysis, Loans, Commercial Banking, Banking, Credit, Retail Banking, Loan Origination, Mortgage Lending, Consumer Lending, Underwriting, Lines Of Credit, Cash Management

Education
Southeast Missouri State University   1984 — 1988
Bachelor of Science (B.S.), Management / Finance

Harry Teaford Harry Teaford Islamorada, Florida Details
Harry Teaford's First State Bank of the Florida Keys Experience December 2005 - October 2006
Job Media and Event Consultant at Radio A1A™
Industry Broadcast Media
Experience
Radio A1A   March 2013 - Present
Radio A1A™, TV A1A™, A1A Productions™   March 2013 - Present
Moneywize Commercial and Investment Company/Bayou Investors, LLC   June 2008 - March 2013
CrediWize Finance, LLC   August 2011 - January 2012
American Advantage Mortgage   August 2008 - January 2009
Indymac Bank  July 2007 - January 2008
American Home Mortgage  2007 - 2008
First State Bank of the Florida Keys   December 2005 - October 2006
Walter Mortgage Company (Division of Walter Industries and Jim Walter Homes)   August 2004 - September 2005
The Jubilation Band   January 1978 - February 2005

Skills
Mortgage Lending, Loan Origination, Loans, Investment Properties, Reverse Mortgages, Credit, Finance, Mortgage Banking, Foreclosures, Refinance, FHA, Public Speaking, Loss Mitigation, Investors, REO, Investments, Sales, Residential Mortgages, Commercial Real Estate, Financial Structuring, Real Estate Financing, Due Diligence, Real Estate Economics, Financial Services, Commercial Lending, Sales Management, New Business Development, Problem Solving, Marketing Strategy, Radio, Leadership, Marketing, Real Estate Transactions, Radio Broadcasting, Radio Producing, Radio Promotions, Radio Programming, Radio Advertising, Radio Host, Musicians, Entertainment, Jazz Band, Band, Music Production, Musical Direction, Musical Directing, Broadcast, Audio Engineering, Vocalist, Bass Guitar

Education
Industry Specific Continuing Education and Training   1997 — 2009
Cirtification, Business, Sales and Licensing Continuing Education

University of Mobile   1971 — 1975
Bachelor's Degree, Business Adninistration and Economics... Political Science... Minor in English Composition, Deans List

Jon D. Boley Jon D. Boley Canton, Ohio Details
Jon D. Boley's First State Bank of the Florida Keys Experience December 2011 - July 2015
Job Owner at Paragon Home Inspections
Industry Real Estate
Experience
Paragon Home Inspections   September 2015 - Present
First State Bank of the Florida Keys   December 2011 - July 2015
First State Bank of the Florida Keys   December 2006 - December 2011
Key West Bank   August 2006 - December 2006
Key West Bank   June 2004 - August 2006
National Cash Advance  June 2003 - June 2004
Western-Southern Life Insurance Company  October 2000 - October 2001
The Killbuck Savings Bank Co.   August 1982 - June 2000

Skills
Financial Analysis, Banking, Loans, Accounting, Financial Reporting, Accounts Payable, Cash Management, Microsoft Excel, Microsoft Office, Customer Service, Budgets, Financial Institutions, Balance Sheet, Deposits, Mortgage Lending, Management, Commercial Lending, Cash Flow, Account Reconciliation, Analysis, Auditing, Commercial Banking, Data Entry, Credit, Financial Services, Portfolio Management

Education
Malone College   1980 — 1982
BA, Business Administration

The University of Akron   1979 — 1980
Business Administration

John Detwiler John Detwiler Austin, Texas Area Details
John Detwiler's First State Bank of the Florida Keys Experience August 2007 - Present
Job Loan Mitigation Specialist Commercial Lending at UFCU
Industry Banking
Experience
University Federal Credit Union  September 2015 - Present
First State Bank of the Florida Keys   August 2007 - Present
First State Bank  August 2004 - December 2014
Paradise Discount, Inc   November 1998 - December 2004
Prudential Financial  May 1988 - August 2002

Skills
Start-ups, Credit, Banking, Commercial Credit..., Commerecial Health..., Account Management adn..., Sales management, Operations senior..., B2B sales and account..., Management, Sales, Mortgage Lending, Financial Analysis, Leadership, Financial Services, Loans, Business Development, Commercial Banking, Credit Analysis, Special Asset Management, Commercial Credit Dept..., Real Estate Transactions, Sales Management, Commercial Lending

Education
University of Illinois at Urbana-Champaign
BS - Accounting, Accounting

Susan Patrick Susan Patrick West Palm Beach, Florida Area Details
Susan Patrick's First State Bank of the Florida Keys Experience August 2010 - May 2012
Job User Interface Engineer at eBay Enterprise
Industry Internet
Experience
eBay Enterprise  May 2012 - Present
6ToeJam.com   January 2011 - Present
Susie Comet   May 2010 - Present
Keys Island Properties, LLC   October 2010 - May 2012
First State Bank of the Florida Keys   August 2010 - May 2012
American Modern Insurance Group  January 2003 - March 2010
International World of Vacations   August 2005 - June 2008
Webfandango, Ltd.   September 1999 - June 2003

Skills
CSS, HTML, JavaScript, PHP, Visio, Photoshop, Dreamweaver, XHTML, Wireframes, SEO, ASP, Requirements Gathering, User Interface Design, Web Development, Graphic Design, Usability Testing, Singing, Songwriting, Bass Guitar, Acoustic Guitar, Entrepreneurship, E-commerce, Adobe Fireworks, Information Architecture, HTML 5, User Experience, Front-end, Google Analytics, MySQL, Web Applications, SQL, Web Services, Web Analytics, Programming, Agile Methodologies, User-centered Design, Accessibility, Web Content Management, Database Design, Web Design, Web Standards, Heuristic Evaluation, Social Media Marketing, WordPress, User Interface, Usability

Education
University of Cincinnati   2000 — 2006
Associate of Arts

Jacqueline Luhta Jacqueline Luhta Key West, Florida Details
Jacqueline Luhta's First State Bank of the Florida Keys Experience September 2007 - June 2013
Job Officer / Banking Center Manager II at Bank of America
Industry Banking
Experience
Capital Bank  August 2015 - Present
Bank of America  June 2013 - August 2015
First State Bank of the Florida Keys   September 2007 - June 2013
Partners Trust Bank  2004 - 2007
Partners Trust Bank  2002 - 2004
Eddie Bauer  1998 - 2002
Lerner NY   1996 - 1998
Findlay Publishing Co.   1991 - 1993

Skills
Customer Service, Banking, Strategic Planning, Public Speaking, Budgets, Research, Credit, Loans, Microsoft Office, Project Management, Commercial Lending, Sales, Microsoft Excel, PowerPoint, Financial Analysis, Staff Development, Non-profits, Inventory Management, Outlook, Process Improvement, Leadership, Training, Marketing, Management, Nonprofits

Education
State University of New York Institute of Technology at Utica/Rome   2005 — 2007
MBA, Technology Management / Marketing

Utica College   1993 — 1995
BA, Speech, Communication & Dramatic Arts

Bluffton University   1991 — 1993
BA, Communication

Ani Medina Ani Medina Key West, Florida Details
Ani Medina's First State Bank of the Florida Keys Experience August 2010 - Present
Job Assistant Branch Manager at First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   August 2010 - Present
The Inn at Key West   May 2007 - August 2010

Skills
Customer Service, Operational Efficiency, Management, Computer Proficiency, Multilingual, Teamwork, Operations Management, At Multitasking, Outlook, Customer Satisfaction, Banking, Sales, Microsoft Office, Credit, Microsoft Excel, Microsoft Word, Retail Banking, Time Management

Education
Yerevani Komitasi Anvan Petakan Conservatoria   2003 — 2005
Classical Piano

School 55 after A. P. Chekhov - Yerevan - Armenia
High School

Randy Okum Randy Okum Orlando, Florida Area Details
Randy Okum's First State Bank of the Florida Keys Experience 1999 - 2004
Job Technology Architect at Seminole County Government
Industry Information Technology and Services
Experience
Seminole County Government  July 2014 - Present
FHM Insurance Services   August 2010 - February 2014
TechKEYS   January 2001 - September 2010
Keys Federal Credit UnionKey   April 2006 - July 2010
Keys Energy Services  February 2005 - April 2006
First State Bank of the Florida Keys   1999 - 2004
First State Bank of the Florida Keys   1999 - 2004
First State Bank of the Florida Keys   1999 - 2004
Historic Tours of America  1996 - 2000
Whitlock  1990 - 1993

Skills
Microsoft Windows..., Microsoft Clients DOS,..., Microsoft AD, DHCP,..., System Administration, Virtualization, Network Administration, Group Policy, Microsoft Exchange, Backup Exec, IIS, Hyper-V, Microsoft Certified..., Servers, Active Directory, Windows Server, DNS, Computer Security, Help Desk Support, DHCP, HP, System Deployment, WAN, VPN, Server Administration, Information Security, IT Management, Cloud Computing, Windows 7, Troubleshooting, Windows XP, Antivirus, XP, Information Technology, Network Security, OS X, Computer Hardware, Solution Selling, Storage, Dell Computers, Networking, Cluster, WSUS, Windows, Wireless Networking, vSphere

Education
ECPI University   1990 — 1991
Diploma

Hopewell High School   1984 — 1988
Diploma

Saint Leo University

Microsoft SMB Tech Session
Certificate of Completion

Microsoft SMB Tech Session

Tony Romano Tony Romano West Palm Beach, Florida Area Details
Tony Romano's First State Bank of the Florida Keys Experience January 2008 - October 2012
Job Executive Senior Management, Sales & Marketing Administration and Financial/Banking/Business Consulting Services
Industry Financial Services
Experience
Romano Consulting   November 2012 - Present
First State Bank of the Florida Keys   January 2008 - October 2012
Bristol Home Mortgage Lending dba LendingOne   January 2005 - December 2007
ASA Real Estate Services, an affiliate of Apraisal Services of America, Inc.   November 2003 - December 2004
HomeSource Capital Mortgage Company, LTD   February 2003 - November 2003
Marketplace Bank (Amicus Holding, Co., subsidiary of Canadian Imperial Bank of Commerce N.A.)   February 2001 - January 2003
Verizon Wireless Messaging Services ( formerly AirTouch Communications)   April 2000 - January 2001
FNC Inc.  January 1999 - December 1999
U.S. Appraisal, Inc (USA)   May 1997 - December 1998
KeyBank  August 1987 - May 1997

Skills
Results Oriented, Delivering Results, Sales Coach, Staff Mentoring, Leadership Mentoring, Task Management Oriented, Sales Management, Sales Process, Brand Consistency, Good Listener, Process Oriented, Bottom Line Driven, Attention To Detail, Sales, Goal Oriented, Retail Banking, Mortgage Lending, Management, Banking, Loans, Marketing, Leadership, Executive Management, Financial Services, Strategic Planning, Vendor Management, Training, Customer Satisfaction, Loan Origination, Commercial Lending, Customer Service, Credit Analysis, Consumer Lending, Credit, Commercial Banking, Financial Analysis, Sales Operations, Real Estate, Portfolio Management, Residential Mortgages, Risk Management, Management Consulting, Cash Management, Triple Bottom Line

Education
Hobart and William Smith Colleges   1980 — 1984
BA, Economics & Minor - Art History

New Hampton School   1976 — 1980
High School Diploma, History

Shane Briening Shane Briening Key West, Florida Details
Shane Briening's First State Bank of the Florida Keys Experience July 2012 - September 2012
Job VP/Commercial Loan Officer at Capital Bank
Industry Banking
Experience
Capital Bank  September 2012 - Present
First State Bank of the Florida Keys   July 2012 - September 2012
First State Bank of the Florida Keys   September 2010 - July 2012
First State Bank of the Florida Keys   March 2007 - September 2010
First State Bank of the Florida Keys   January 2007 - March 2007

Skills
Commercial Lending, Cash Flow, Financial Services, Underwriting, Portfolio Management, Small Business Lending

Education
East Stroudsburg University of Pennsylvania   2001 — 2005

PMHS

PMHS

Cherie Sheley Cherie Sheley Dania, Florida Details
Cherie Sheley's First State Bank of the Florida Keys Experience May 2008 - July 2014
Job Operations Manager and Trainer
Industry Banking
Experience
First State Bank of the Florida Keys   May 2008 - July 2014
Turnberry Bank  September 2003 - May 2008
Turnberry Bank  July 1999 - August 2003
Turnberry Bank  October 1998 - June 1999
Turnberry Bank  June 1995 - September 1998
Savings of America  April 1990 - May 1995

Skills
Banking, Retail Banking, Training, Operations Management, Risk Management, Debit Cards, Fraud, Customer Service, ACH, Financial Risk, Commercial Banking, Management, Loans, Accounting

Education
Broward College
Finance, General

Federal Reserve

Kirby Chambers Kirby Chambers Greater Atlanta Area Details
Kirby Chambers's First State Bank of the Florida Keys Experience 2003 - 2004
Job Systems Manager
Industry Information Technology and Services
Experience
Starwood Hotels & Resorts Worldwide, Inc.   August 2010 - Present
H2Flo   July 2009 - Present
Le Meridien  2005 - 2008
Starwood Hotels & Resorts Worldwide, Inc.   2004 - 2008
Sunrise Rotary of the Conch Republic   2002 - 2005
First State Bank of the Florida Keys   2003 - 2004

Education
University of Louisville   1982 — 1985
Fianace and Marketing

Mark Batzel, CMP Mark Batzel, CMP Key West, Florida Details
Mark Batzel, CMP's First State Bank of the Florida Keys Experience February 2015 - Present
Job Branch Manager First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   February 2015 - Present
American Cancer Society  August 2014 - February 2015
Remington Hotels  August 2013 - August 2014
Universal Orlando  August 2006 - August 2013
Universal Orlando  February 2000 - August 2006
GES Exposition Services  November 2003 - November 2005
Hewitt Associates  February 1999 - April 2000
Bank of America  March 1995 - February 1999

Skills
Trade Shows, Meeting Planning

Education
Penn State University   1979 — 1983
BS, Marketing

George Mason University - School of Management   1990 — 1993
MBA

Clay Savoy Clay Savoy Miami/Fort Lauderdale Area Details
Clay Savoy's First State Bank of the Florida Keys Experience May 2003 - February 2012
Job Realtor, Broker Associate SFR, TRC at Berkshire Hathaway Home Services Florida Realty
Industry Financial Services
Experience
Berkshire Hathaway Home Services Florida Realty  September 2012 - Present
The Savoy Financial Group, LLC   May 2012 - Present
First State Bank of the Florida Keys   May 2003 - February 2012
Xansa  January 2001 - April 2003
JPMorgan Chase  May 1993 - December 2001
Hibernia National Bank  1985 - 1987

Skills
Banking, Risk Management, Financial Services, Retail Banking, IT Management, Financial Analysis, Process Improvement, Management, Loans, Business Analysis, Executive Management, Vendor Management, Business Process..., Leadership, Strategic Planning, Analysis, Credit, Sales, Financial Risk, Credit Analysis, Portfolio Management, Commercial Banking, Commercial Lending, Internet Banking, Disaster Recovery, Project Management, Commercial and..., Core Banking, Cash Management, Consumer Lending, Mortgage Lending

Education
Louisiana State University   1977 — 1982
BS, Management and Economics

Louisiana State University
Bachelor of Science (B.S.), Management and Economics

Ben Daniels Ben Daniels Marathon, Florida Details
Ben Daniels's First State Bank of the Florida Keys Experience November 2006 - May 2009
Job Real Estate Sales Remax All Keys
Industry Real Estate
Experience
Remax All Keys Real Estate   March 2015 - Present
First State Bank of the Florida Keys   November 2006 - May 2009

Education
Florida Atlantic University   1987 — 1989
Business, Human Resources

Don Lanman Don Lanman West Palm Beach, Florida Details
Don Lanman's First State Bank of the Florida Keys Experience October 2006 - April 2013
Job Principal at IMC
Industry Marketing and Advertising
Experience
IMC  May 2013 - Present
Integrated Marketing Communications-IMC   May 2013 - Present
First State Bank of the Florida Keys   October 2006 - April 2013

Skills
Advertising, Strategic Planning, Business Strategic..., Strategic Market..., Corporate Branding, Executive Coaching, Business Performance..., Integrated..., Database Marketing, Fundraising, Social Media Marketing, Power Public Relations, New Business Development, Sales Management, Sales Operations, Direct Sales, Business Process..., Business Operations, Non-profit Program..., Website Promotion, Website Development, Telemarketing, Direct Response..., Interactive Media, Video Production, Civic & Community..., Non-profit Board..., Volunteer Management, Marketing Strategy, Strategy, Public Speaking, Marketing Communications, Public Relations

Education
University of Nevada-Reno
Bachelor of Arts (BA), Journalism

Saint Mary's College of California
MBA

Desiree Crespo Desiree Crespo West Palm Beach, Florida Details
Desiree Crespo's First State Bank of the Florida Keys Experience August 1996 - July 2000
Job Office Manager/Administrative Assistant at Pinnacle Financial Advisors, LLC
Industry Financial Services
Experience
Pinnacle Financial Advisors LLC   January 2013 - Present
Pinnacle Kids   October 2013 - Present
GE Supply Logistics, LLC (formerly Questron Technology, Inc.)   August 2000 - November 2002
First State Bank of the Florida Keys   August 1996 - July 2000

Skills
Microsoft Office, Insurance, PowerPoint, Employee Benefits, Access, Outlook, Office Management, Microsoft Excel, Customer Service, Microsoft Word, Accounts Payable, Invoicing, Data Entry, Administrative..., Spreadsheets, Budgets, Leadership

Education
Florida State University   1993 — 1996
Bachelor's degree, Finance & Accounting, Magna Cum Laude

Florida Keys Community College   1992 — 1993
Associate's degree, Accounting and Business/Management, President's List

Key West High School   1988 — 1992
Academic Diploma with Honors

Stacey Hattaway, CPA Stacey Hattaway, CPA Windsor, Colorado Details
Stacey Hattaway, CPA's First State Bank of the Florida Keys Experience October 2005 - November 2006
Job Business Manager
Industry Accounting
Experience
Anheuser-Busch  May 2015 - Present
Anheuser-Busch  April 2014 - 2015
Anheuser-Busch  May 2012 - April 2014
PwC  July 2011 - May 2012
Allergy Tampa   December 2006 - July 2011
First State Bank of the Florida Keys   October 2005 - November 2006

Skills
Accounting, Customer Service, CPA, Quality Assurance, Analysis, SharePoint, Access, Financial Reporting, Microsoft Excel, Internal Controls

Education
University of South Florida   2010 — 2011
M.Acc., Accounting

University of South Florida   2007 — 2010
B.S, Accounting

Kansas State University   2003 — 2005
General Education

Marta Verissimo Marta Verissimo Olympia, Washington Details
Marta Verissimo's First State Bank of the Florida Keys Experience April 2010 - March 2014
Job Banking Professional
Industry Banking
Experience
First State Bank of the Florida Keys   April 2010 - March 2014
First State Bank of the Florida Keys   June 2008 - March 2010
HSBC  May 2006 - May 2008

Education
Escola de Marketing - Sorech
Marketing

Universidade Federal de Pernambuco
Psychology

Jack Spottswood Jack Spottswood Key West, Florida Details
Jack Spottswood's First State Bank of the Florida Keys Experience December 1987 - Present
Job Partner at Spottswood, Spottswood & Spottswood
Industry Law Practice
Experience
First State Bank of the Florida Keys   December 1987 - Present
Spottswood Spottswood & Spottswood   May 1975 - Present
Spottswood, Spottswood & Spottswood   May 1975 - Present

Skills
Real Estate Transactions, Business Strategy, Negotiation, Contract Negotiation, Strategic Planning, Mergers & Acquisitions, Real Estate, Sales, Budgets, Financial Analysis, New Business Development, Marketing, Entrepreneurship, Business Planning, Management Consulting, Team Building, Social Media, Customer Service, Management

Education
Florida State University College of Law   1972 — 1975
Doctor of Law (JD)

Tulane University   1968 — 1972
Bachelor of Arts (B.A.), Economics

Jeanne Brooks Jeanne Brooks Cherry Hill, New Jersey Details
Jeanne Brooks's First State Bank of the Florida Keys Experience July 2001 - December 2004
Job Senior Buyer, Corrugate Packaging at Campbell Soup Company
Industry Food & Beverages
Experience
Campbell Soup Company  May 2014 - Present
Campbell Soup Company  April 2013 - April 2014
Campbell Soup Company  March 2011 - March 2013
Campbell Soup Company  November 2007 - March 2011
Fidelity National Financial  August 2005 - October 2007
First State Bank of the Florida Keys   July 2001 - December 2004

Skills
Self-motivated Team..., Management, Analytics, Cost Projections, Strategic Planning, Operational Planning, Financial Reporting, Microsoft Office, SAP, RSA enVision, SAP BPC, Account Reconciliation, Risk Management, Lotus Notes, AS400 system, JD Edwards, Accounts Payable, Fixed Asset Management, Balance Sheet Review, Revenue Recognition, SG&A, CRM, 10Q, 10K, Financial Statements, Journal Entries, GAAP, Sarbanes-Oxley, D&B, Project Management, Cost Accounting, Cost Management, Financial Systems, Cross-functional Team..., Business Acumen, Enjoy Challenges, Presenting to Senior..., Multi Tasking, Think On My Feet

Education
Keller Graduate School of Management of DeVry University   2009 — 2011
Master of Business Administration (M.B.A.), Accounting and Business/Management

Saint Leo University   1999 — 2001
Bachelor of Arts (BA), Accounting, Senior

Teresa Walker Teresa Walker Fort Myers, Florida Area Details
Teresa Walker's First State Bank of the Florida Keys Experience 1994 - 2002
Job AVP/Supervisor Mortgage Construction Admininstrator at Florida Community Bank
Industry Nonprofit Organization Management
Experience
Florida Community Bank  February 2015 - Present
Habitat for Humanity of Lee and Hendry County   March 2014 - January 2015
SunTrust Mortgage  April 2005 - February 2014
Chase Home Finance  January 2004 - April 2005
Fifth Third Bank  2002 - 2004
First State Bank of the Florida Keys   1994 - 2002

Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Banking, Refinance, Loan Origination, FHA, USDA, Reverse Mortgages, FHA financing, Residential Mortgages, VA loans, Government Loans, Mortgage Underwriting, REO, Finance, Funding, Credit Analysis, Investment Properties, Underwriting, Financial Structuring, Consumer Lending, Certified Mortgage..., Mortgage Marketing, Relationship Management, Commercial Real Estate, Construction Loans, Commercial Lending, Short Sales, Selling, Loss Mitigation, Residential Homes, HUD, Single Family Homes, Referrals, Home Equity Lines of..., Lines Of Credit, Financial Services, Real Estate Financing, VA Loans, Risk Management, FHA Financing, Wealth Management, Condos, Commercial Banking, Sellers, Investments, Commercial Mortgages, Investors

Education
Longwood University   1979 — 1982
BS, Business

Bishop Denis J O'Connell HS

Linda Randazzo Linda Randazzo Key West, Florida Details
Linda Randazzo's First State Bank of the Florida Keys Experience September 2015 - Present
Job Business Analyst at First State Bank of the Florida Keys
Industry Financial Services
Experience
First State Bank of the Florida Keys   September 2015 - Present
BrightStar Credit Union  February 2008 - September 2015
BankAtlantic  2004 - 2008
Bank of America  June 1998 - April 2004
RRI  January 1976 - October 1997

Skills
Strategic Communications, Creative Problem Solving, Technical Understanding, Trusts, Credit, IRA's, Probate, Powers of Attorney, Roth IRA, Estate Planning, Loans, Banking, Retirement Planning, Living Trusts, Guardianship, LLC, Rollovers, Credit Analysis, Commercial Banking, 401k Rollovers, Underwriting, Business Formation, Business, IRAs, Coaching, Technical Analysis, Retail Banking, Deposits, Training, CRM, Leadership, Cash Management, Team Building, Management, Learning Management, Needs Analysis, Leadership Development, Portfolio Management, Cross Selling, Mortgage Lending, Consumer Lending, Small Business Lending, Program Management, Commercial Lending, Risk Management, Finance, Credit Unions, Financial Risk, Relationship Management, Succession Planning

Education
Florida Atlantic University   2009 — 2013
Ongoing continuing education to maintain CES certification, Estate and Trust Specialist

Institute of Business and Finance   2010 — 2012
Board Certified Estate Planner, Estate Planning

Ascensus   2009 — 2012
IRA Certification-IRA Specialist (CIS) IRA Professional (CIP), IRA

Nova Southeastern University   2006 — 2008
Instructional Design, Instructional Design

Gold Coast School of Insurance   2004 — 2005
Life and Variable Annuity License, Annuities

J. Jon Ashby J. Jon Ashby Miami/Fort Lauderdale Area Details
J. Jon Ashby's First State Bank of the Florida Keys Experience July 2012 - Present
Job Bank Legal Counsel at First State Bank of the Florida Keys
Industry Law Practice
Experience
First State Bank of the Florida Keys   July 2012 - Present
Sanchez & Ashby, P.A.   September 2003 - Present

Skills
Landlord, Commercial Real Estate, Residential Homes, Sales, Leases, Wills, Foreclosure Defense, Family Law, Powers of Attorney

Education
University of Florida - Fredric G. Levin College of Law   2000 — 2002

University of Florida   1993 — 1997
B.S., Public Relations

Martin Kelleher Martin Kelleher Miami/Fort Lauderdale Area Details
Martin Kelleher's First State Bank of the Florida Keys Experience May 2014 - Present
Job Assistant Vice President, Manager Consumer Loans at First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   May 2014 - Present
CoreLogic  January 2013 - February 2014
CoreLogic  December 2010 - January 2013
Right Management  August 2010 - December 2010
BankAtlantic  April 2002 - July 2010
BankAtlantic  March 2000 - April 2002
BankAtlantic  April 1998 - March 2000
Barnett Bank  January 1997 - April 1998
Great Western Bank  August 1993 - January 1997
First Banking Services   May 1992 - June 1993

Skills
RESPA, Loans, Banking, Credit Analysis, Mortgage, Credit Risk, Credit, Compliance, Risk, Fraud, Risk Management, Policy, Portfolio Management, Customer Relations, Process Improvement, Process Engineering, Customer Service, Product Development, Debt, Strategic Planning, Forecasting, Real Estate, Operations Management, Negotiation, AML, Mortgage Lending, Financial Risk, Finance, Underwriting, Consumer Lending, Program Management, Small Business Lending, Budgets, Retail Banking, Deposits, Management, Leadership, Due Diligence, Commercial Lending

Education
Florida International University   1987 — 1989
Bachelor of Science (B.S.), Economics

Miami Dade College   1984 — 1986
Associates, Business

Miami Christopher Columbus High School   1972 — 1976
High School Diploma, General Academic Studies

Susan Gore Susan Gore Greater Memphis Area Details
Susan Gore's First State Bank of the Florida Keys Experience March 2010 - July 2012
Job President at Oxford Gift Company LLC
Industry Retail
Experience
Oxford Gift Company LLC   November 2012 - Present
First State Bank of the Florida Keys   March 2010 - July 2012

Skills
Loans, Mortgage Lending, Sales Management, Commercial Lending, Strategic Planning, Cancer, Marketing, Public Speaking, Banking, Credit Analysis, Customer Service, Sales, Real Estate

Education
University of Mississippi   1983 — 1986
MBA, Business Administration

Mississippi State University   1976 — 1978

Laurie Dunigan Laurie Dunigan Orlando, Florida Area Details
Laurie Dunigan's First State Bank of the Florida Keys Experience June 2004 - September 2006
Job Owner at D & S Payroll and Bookkeeping
Industry Accounting
Experience
BridgeView Marketing   2007 - Present
D & S Payroll and Bookkeeping   June 2004 - Present
First State Bank of the Florida Keys   June 2004 - September 2006
Liberty Mutual Insurance  July 2002 - June 2004
Cabletron  April 1997 - June 2001
Cabletron Systems  1994 - 2001

Skills
Accounting, Financial Analysis, Cost Accounting, Microsoft Office, Forecasting, Customer Service, Strategic Planning, Account Management, Finance, Invoicing, Credit, Financial Reporting, Administration, Small Business, Budgets, Insurance, Start-ups, Due Diligence, Process Improvement, Accounts Receivable, Cash Flow, Payroll, Accounts Payable, Payroll Taxes

Education
SNHU   2002 — 2004

Mount Washington College   1994 — 2001
BA, Business Admin/Accounting

Jenni McMillan Jenni McMillan Lakeland, Florida Area Details
Jenni McMillan's First State Bank of the Florida Keys Experience August 1996 - November 1998
Job Director of Human Resources at
Industry Human Resources
Experience
YMCA of West Central Florida  December 2009 - Present
First Services Administrators Inc. (FSAI)   September 2007 - December 2008
Lakeland Surgical & Diagnostic Center, LLP   July 2004 - September 2007
Peterson & Myers, PA   January 2001 - January 2004
ICT Group  April 1999 - December 2000
First State Bank of the Florida Keys   August 1996 - November 1998

Education
Saint Leo University   1996 — 1998
Bachelor's Degree, Human Resources Management

Polk State College   1995 — 1995
Associates in Arts, Liberal Arts

Angela Finney Angela Finney Miami/Fort Lauderdale Area Details
Angela Finney's First State Bank of the Florida Keys Experience January 2010 - November 2011
Job Accountant at First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   January 2010 - November 2011
BI-LO Winn Dixie Stores  September 2006 - October 2009
Regency Centers Inc   July 2005 - September 2006

Skills
Accounting, Auditing, Budgets, Cash Flow, Management, Financial Reporting, Financial Analysis, Cash Management

Education
University of Florida - Warrington College of Business Administration   2001 — 2005
Finance

Sheila Macrohon Sheila Macrohon Miami/Fort Lauderdale Area Details
Sheila Macrohon's First State Bank of the Florida Keys Experience January 2012 - Present
Job Deposit Operations Support Representative at First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   January 2012 - Present

Skills
Accounting, Auditing, Banking, Cash Flow, Cash Management, Customer Service, Financial Analysis, Retail Banking

Education
Florida Atlantic University
Accounting

Courtney Threadgill Courtney Threadgill United States Details
Courtney Threadgill's First State Bank of the Florida Keys Experience February 2015 - Present
Job Marketing Coordinator
Industry Marketing and Advertising
Experience
First State Bank of the Florida Keys   February 2015 - Present
Metropolis Performing Arts Centre  September 2011 - April 2014
Collaboraction  March 2012 - November 2012
Two Birds Casting   January 2012 - June 2012
Actors Gymnasium   September 2011 - May 2012
University of Illinois at Urbana-Champaign  September 2009 - May 2011
Collaboraction  June 2010 - September 2010
June, Prodehl, Renzi & Lynch, LLC   May 2010 - September 2010
University of Illinois at Urbana-Champaign  January 2010 - May 2010
One Talent Management   June 2005 - August 2005

Skills
Event Planning, Theatre, Social Media, Public Speaking, Non-profits, Event Management, Editing, Performing Arts, Creative Writing, Social Networking, Public Relations, Arts Administration, Research, Community Outreach

Education
University of Illinois at Urbana-Champaign   2008 — 2011
B.A., Communication

Gary Carney Gary Carney Key West, Florida Details
Gary Carney's First State Bank of the Florida Keys Experience May 2006 - Present
Job Executive Vice President at First State Bank of the Florida Keys
Industry Banking
Experience
First State Bank of the Florida Keys   May 2006 - Present
Charter One Bank  November 1986 - November 2004

Education
Kent State University   1980 — 1984
Bachelor of Business Administration (B.B.A.)

Regis University
Master of Business Administration (M.B.A.)

Carla Casamayor Carla Casamayor Pittsburgh, Pennsylvania Details
Carla Casamayor's First State Bank of the Florida Keys Experience August 1998 - November 1998
Job Human Resources Management
Industry Food Production
Experience
Big Heart Pet Brands (formerly Del Monte Foods)   June 2013 - July 2014
UPMC Corporate Services Office of Diversity and Inclusion   2009 - 2011
UPMC Corporate Staffing & Development   May 2006 - June 2009
UPMC Temporary Services / UPMC Supply Chain Management   August 2005 - May 2006
UPMC Temporary Services / UPMC Health Plan   February 2005 - July 2005
Florida Department of Environmental Health   April 2002 - May 2003
Historic Tours of America  November 1998 - September 2001
First State Bank of the Florida Keys   August 1998 - November 1998
Key West Housing Authority   September 1995 - August 1998

Skills
PeopleSoft, Deferred Compensation, Interviews, Microsoft Office, HRIS, Recruiting, Microsoft Publisher, SharePoint, Database Administration, Training, New Hire Orientations, Employee Relations, Project Management, Windows NT, Database Admin, LAN-WAN, Network Administration, Workforce Development, MS Project, Novell, Relational Databases, Programming, Compensation, Recruitment, Diversity & Inclusion, WorkDay, Program Management, Event Planning, Onboarding, Human Resources, Process Improvement, Management

Education
La Roche College   2007 — 2012
Master of Science, Human Resources Management

Robert Morris University   1991 — 1994
Bachelor of Science (BS), Computer Information Systems/Programming

Martina C. McKenzie Martina C. McKenzie Oklahoma City, Oklahoma Details
Martina C. McKenzie's First State Bank of the Florida Keys Experience August 1990 - April 1993
Job Vice President Credit Risk Specialist at Bank of Oklahoma
Industry Banking
Experience
Bank of Oklahoma  November 2012 - Present
Bank of Oklahoma  2008 - November 2012
Bank of Oklahoma  July 1999 - 2008
Bank of Oklahoma  May 1993 - July 1999
First State Bank of the Florida Keys   August 1990 - April 1993

Skills
Loans, Banking, Credit, Commercial Banking, Portfolio Management, Mortgage Lending, Finance, Financial Analysis, Credit Analysis, Commercial Lending, Loan Origination, Underwriting, Risk Management

Education
University of Central Oklahoma
Bachelor of Science (B.S.), Finance

University of Maryland, European Division

Christopher Rivett Christopher Rivett Key West, Florida Details
Christopher Rivett's First State Bank of the Florida Keys Experience May 2014 - Present
Job Residential Loan Manager, Underwriter and Officer of First State Bank of the Florida Keys
Industry Financial Services
Experience
First State Bank of the Florida Keys   May 2014 - Present
JPMorgan Chase  March 2012 - December 2013
JPMorgan Chase  July 2011 - March 2012
MGIC  February 2001 - June 2011
GMAC Mortgage  1997 - 2000

Skills
Underwriting, Mortgage Lending, Risk Management, Banking, Loans, Loan Origination, Credit Risk, Leadership, Financial Risk, Credit, Process Improvement, Insurance, Training, CRM, Software Documentation, Team Management, Residential Mortgages, Compliance, Customer Service, Communication, Computer Proficiency, Microsoft Office

Education
Central Michigan University   1995 — 1997
Bachelor of Business Administration (BBA), Finance, General

Oakland Community College   1993 — 1995
Business Administration and Management, General