Experience
SECURITY PACIFIC BANK - IN RECEIVERSHIP   August 2008 - June 2009
ALLIANT ASSET MANAGEMENT  May 2006 - March 2008
METROCITIES MORTGAGE  January 2005 - March 2006
FREMONT INVESTMENT & LOAN   December 2003 - January 2005
ARCS COMMERCIAL MORTGAGE  October 2000 - November 2003
MARCUS & MILLICHAP  February 1998 - October 2000

Skills
Financial Modeling, Loans, Real Estate, Underwriting, Credit, Finance, Portfolio Management, Investments, Loan Origination, Refinance, Commercial Lending, Commercial Real Estate, FHA, Investment Properties, Construction Loans, Real Estate Economics

Education
California State University-Northridge
Finance & Real Estate

Experience
Madison Credit Management Services   April 2014 - Present
Retreat Capital Management, Inc.   August 2011 - April 2014
Staff One, Inc.   April 2010 - December 2011
Retreat Capital Management Group  2008 - 2011
Residential Credit Solutions, Inc  August 2008 - August 2010
Morgan Stanley US Residential Home Loans   June 2007 - May 2008
Saxon Mortgage  2007 - 2008
Fremont Investment & Loan   June 2006 - June 2007
Aames Financial  2004 - 2006
Kinecta Federal Credit Union  1994 - 2004

Skills
Cash Management, Key Performance..., Accounting, Finance, Analysis, Essbase, Project Planning, Microsoft Office, Oracle, Billing Systems, Capital Allocation, Financial Analysis, Treasury, Corporate Banking, Covenant Compliance, Warehouse Loan..., Forecasting, Corporate Governance, Commercial Banking, Business Strategy, Loans, Financial Reporting, Management, Process Improvement, Strategy, Business Analysis, Strategic Financial..., Managerial Finance, Executive Management, Portfolio Management, Budgets, Risk Management, Leadership, Credit, Financial Services, Cash Flow, Banking, Performance Management, Financial Modeling, Mergers & Acquisitions, Due Diligence, Variance Analysis, Mortgage Lending, Sarbanes-Oxley Act, Pricing, Treasury Management, Financial Risk, Insurance, Credit Risk, Investor Relations

Education
California State University-Long Beach - College of Business Administration   2001 — 2003
MBA, Organizational Development

California State University-Dominguez Hills   1996 — 2000
B.S., Business Administration - Finance

El Camino College   1990 — 1995
A.S., Business Administration

University of Phoenix   2009 — 2010
Business, Accounting

Experience
Consolidated Analytics, Inc.   February 2015 - Present
Retreat Capital Management, Inc.   April 2008 - Present
Retreat Capital Management, Inc  April 2008 - January 2014
Morgan Stanley  June 2006 - June 2008
MORGAN STANLEY; US Residential Business   June 2005 - April 2008
Fremont Investment & Loan   June 2003 - June 2006
TRANSGLOBAL CONSULTING   November 1999 - June 2003
NATIONAL INVESTORS FINANCIAL, INC   September 1995 - November 1999
The Epoxylite Corporation   April 1994 - August 1995
THE BRENT WALKER GROUP, PLC   January 1992 - November 1993

Skills
Risk Management, Process Improvement, Strategic Planning, Leadership, Due Diligence, Debt, Capital Markets, Financial Modeling, Investor Relations, Asset Managment, Executive Management, Portfolio Management, Valuation, Real Estate Economics, Loans, Analysis, Asset Management, Banking, Business Strategy, Change Management, Credit, Finance, Financial Analysis, Financial Risk, Financial Services, Forecasting, Investments, Loan Origination, Loan Servicing, Management, Mergers, Mergers, Mortgage Banking, Outsourcing, Mortgage Lending, Private Equity, Project Management, Real Estate, Start-ups, Sales, Strategic Financial..., Strategy, Underwriting

Education
Chapman University, The George L. Argyros School of Business and Economics   2001 — 2003
2003, EMBA

London Business School   1989 — 1992
CIMA, Accounting

London School Of Accountancy   1989 — 1992
CIMA, Chartered Institute of Management Accountants

Experience
Sunrun  February 2014 - Present
SolarCity  August 2011 - November 2013
LightHouse Tax & Financial   March 2010 - June 2011
Freedom Financial  January 2008 - March 2010
Wells Fargo  May 2007 - December 2007
Fremont Investment & Loan   July 2005 - March 2007
American Best Financial   January 2004 - January 2006

Skills
Finance, Tax, New Business Development, Solar PV, Salesforce.com, Business Development, Solar Power, Solar Energy, Sales, Financial Analysis, Credit, Selling, Cold Calling, Pipeline Management, Time Management, Closing Business, Sales Operations, Customer Retention, Process Improvement

Education
University of Phoenix   2007 — 2009
Bachelor of Science (BS), Business Management

Diablo Valley College
Business Management

Experience
JD Rye & Associates, LP   September 2007 - Present
Burrtec Waste Industries, Inc  April 2011 - July 2012
Hitachi Consulting  May 2010 - March 2011
RevShare / LG Technologies   February 2008 - January 2010
Fremont Investment & Loan   February 2005 - September 2007
Wipro Gallagher Solutions  February 2002 - February 2005

Skills
Start-ups, Entrepreneurship, Web Development, Software Development, PHP, SEO, E-commerce, New Business Development, CSS, Web Design, Marketing Strategy, JavaScript, ASP.NET, SDLC, jQuery, Web Services, Microsoft SQL Server, C#, SQL, Visual Studio, Web Applications, AJAX, VB.NET, WCF, MVC, Mobile Applications, Consulting

Education
Austin Peay State University   1997 — 2002
Bachelors of Science, Computer Science

Clarksville High School

Experience
Venture West Funding  July 2013 - Present
Marcus & Millichap Capital Corporation  February 2011 - June 2013
Benjamin Management Group   June 2010 - January 2011
Marcus & Millichap  June 2008 - January 2010
Fremont Investment & Loan   April 2000 - May 2007
Long Beach Mortgage Wholesale   December 1996 - April 2000

Skills
Real Estate, Investment Properties, Loans, Mortgage Lending, Real Estate Economics, Real Estate Financing, Refinance, First Time Home Buyers, Investors, Commercial Real Estate, Finance, Loan Origination, Valuation, Credit, Underwriting, Real Estate Transactions

Education
College of the Sequoias

Experience
Kelley Blue Book  October 2013 - Present
Kelley Blue Book  May 2010 - September 2013
Kelley Blue Book  March 2008 - May 2010
Fremont Investment & Loan   October 2004 - December 2007
New Horizons Computer Learning Center  May 2002 - October 2004
Knowledge Alliance  2000 - 2002
Linfinity Microelectronics Inc.   1996 - 1998

Skills
PPC, SEM, Online Marketing, E-commerce, Analytics, Google Adwords, Business Analysis, Omniture, SEO, Social Media, Social Media Marketing, Agile Methodologies, Team Leadership, Team-oriented, Problem Solving, Technical Writing, HTML, SQL, Visual Basic, Microsoft SQL Server, Online Advertising, Training, Web Analytics, MSN AdCenter, Statistical Data..., Data Analysis, SPSS, Google Analytics, Collaboration, Technical Trainers, Troubleshooting, Writing, Technically Competent, Internet Technologies, Visual C++, Online Research, Web-based Surveys, CompTIA A+ Certification, Software Quality..., Eye for Details, Oral & Written..., Positive Can-do Attitude, Fast Learner, Web Design, Interactive Marketing, Mobile Marketing, Search Advertising, Marketing, Conversion Optimization, Lead Generation

Education
Chapman University, The George L. Argyros School of Business and Economics   2006 — 2008
MBA, Business Administration and Management, General

University of California, Irvine   1990 — 1994
BA, Economics

UC Irvine, Extension   2010 — 2012
Specialized Studies Program, Search Engine Optimization

Experience
Cherry Creek Properties, LLC  November 2013 - Present
Weichert Realtors  July 2008 - Present
Fremont Investment & Loan   2003 - March 2007
Fremont Investment  2003 - 2007

Skills
Mortgage Lending, VA, Mortgage, FHA, Loans, Underwriting, Negotiation, Short Sales, Purchase, Credit, Loan Origination, Sellers, REO, Foreclosures, First Time Buyers, Mortgage Banking, Investors, Customer Relations, Customer Service, Real Estate, Investment Properties, First Time Home Buyers, Commercial Real Estate, Relocation, Single Family Homes, Condos, Buyers, Residential Homes, Real Estate Transactions, Property, New Home Sales, Referrals, Real Property, Listings, Selling, Buyer Representation, Sales

Education
Colorado State University   1998 — 2002
Bachelorof Arts, Speech Communication

University of Hawaii at Manoa   1998 — 1999
Bachelor of Arts, Theology

Experience
Bank of America  June 2012 - Present
Bank of America  April 2010 - May 2012
Fremont Investment & Loan   January 2008 - August 2009
MetWest Commercial Lender  February 2004 - December 2006

Skills
REO, Foreclosures, Property, Short Sales, Loan Modifications

Education
California State University-Fullerton

Experience
Harwood International  November 2012 - Present
Commercial Real Estate Consulting Services   January 2009 - Present
Jefferson Bank  November 2010 - August 2011
First National Bank Southwest  September 2007 - December 2009
Capital One Bank  2006 - 2007
Fremont Investment & Loan   1998 - 2006
MetLife Capial Corporation   1993 - 1998

Skills
Real Estate Finance, Real Estate, Loans, Underwriting, Credit, REO, Asset Management, Foreclosures, Commercial Lending, New Business Development, Negotiation, Team Leadership, Asset Managment, Real Estate Economics

Education
Central Washington University
B.S., Finance

Experience
NYC Department of Education  August 2013 - Present
The Hallen School  July 2013 - August 2013
Private Tutor  September 2009 - August 2013
Nanny  January 2008 - August 2013
Mt. Pleasant Blythedale School   March 2013 - May 2013
Immaculate Conception School  January 2013 - March 2013
Studypoint  September 2008 - July 2010
iStar Financial  July 2007 - 2008
Fremont Investment & Loan   February 2004 - June 2007
Reliable Tempo Productions   March 2004 - 2007

Skills
Event Planning, Editing, Spanish, Marketing, Microsoft Excel, Research, Training, Data Analysis, Analysis, Teamwork, Public Speaking, Microsoft Office, Creative Writing, PowerPoint, Video Production, Teaching, Writing, Reading, Special Education, NY State Certified..., NY State Certified..., NYS Notary Public, Community Outreach, Tutoring, Interviews

Education
Mercy College   2010 — 2013
Masters of Science, Education

Fordham University   2002 — 2003
Masters, Public Communication

College of Mount Saint Vincent   1997 — 2001
Bachelors, Communications

Experience
Pacific Western Bank  April 2014 - Present
Capital Source Bank   July 2008 - April 2014
Fremont Investment & Loan   April 2006 - July 2008
Iconma, LLC  January 2006 - April 2006
Supreme Legends USA   February 2005 - January 2006
FEPA S.A.   May 1999 - January 2003
SC Capsa SRL   December 1996 - April 1999

Skills
General Ledger, Finance, Accounting, Financial Reporting, Financial Analysis, Forecasting, Internal Controls, Auditing, Banking, Cash Flow, Cash Management, Account Reconciliation, Financial Statements, Variance Analysis, Accounts Payable, Accounts Receivable, Journal Entries, Microsoft Excel, Treasury, GAAP, Microsoft Word, Cost Accounting, Cost Management, Month End Close, Fixed Assets, Sales & Use Tax, Property Tax, Backup Withholding, Internal Audit, Team Leadership, Mergers & Acquisitions, Invoicing

Education
"Alexandru I. Cuza" Iasi University   1991 — 1996
Bachelor's degree, Accounting and Computer Management

"Alexandru I. Cuza" Iasi University   1996 — 1997
Master's degree, Audit and Managerial Accounting

Fullerton College   2009 — 2009
Transcripts, Microsoft Excel 2007

Fullerton College   2010 — 2010
Transcripts, Auditing

Fullerton College   2008 — 2009
Other, Managerial and Cost Accounting

Cypress College   2004 — 2004
Other, Intermediate & Payroll Accounting

Cypress College   2004 — 2007
Other, ESL and English 100

Southeast ROP   2003 — 2004
Transcripts, Accounting Level 1, AR/AP, Microcomputer Accounting

"Gheorghe R. Codreanu" Barlad   1987 — 1991
High School Diploma, Mechanical Engineering

Experience
National Instruments  November 2014 - Present
Azusa Pacific University  October 2011 - November 2014
GreatWest GMAC Residential Real Estate   March 2009 - October 2011
Prelude Systems Inc  May 2008 - October 2008
Valeant Pharmaceuticals  January 2008 - May 2008
Fremont Investment & Loan   March 2005 - January 2008
Intuit  August 2004 - March 2005

Skills
Project Management, SQL, SDLC, Business Analysis, Systems Analysis, Management, Vendor Management, Business Process..., Analysis, Data Analysis, Requirements Gathering, Team Building, Process Improvement, Visio, Software Documentation, Business Intelligence, Requirements Analysis, IT Management, Integration, Change Management, Business Process, ITIL, Software Project..., Access, MS Project, Information Technology, ERP, Databases, PeopleSoft, Microsoft SQL Server, Oracle, Consulting, Leadership, Cross-functional Team..., Strategy, Software Development, Data Warehousing, Enterprise Architecture, Analytics

Education
Azusa Pacific University   2006 — 2008
MBA, Business Administration

University of California, Irvine   2007 — 2007
N/A, Business Analysis

Azusa Pacific University   2001 — 2005
BA, Business Administration

Experience
Impac Mortgage Corp.  May 2014 - Present
Rushmore Loan Management Services LLC  June 2013 - April 2014
JADASFinancial Corp.   December 2009 - June 2013
ICF International  February 2008 - April 2009
Saxon Mortgage, Inc., A Morgan Stanley Co.   March 2007 - February 2008
Fremont Investment & Loan   November 2005 - March 2007
HomeFirst Mortgage  July 2004 - November 2005
United States Air Force  August 1994 - July 2004

Skills
Account Management, Risk Management, New Business Development, Mortgage, Loan Origination, Residential, Credit, Mortgage Lending, Mortgage Banking, Customer Relations, Loans, Sales Management, Customer Service, Compliance, FHA, VA, Conventional, Problem Solving, Coaching, Excel, Team Building, PowerPoint, Outlook, Training, Insurance, Security, Management, Investments, Sales, Recruiting, Financial Services, Residential Mortgages, Portfolio Management, Microsoft Excel, Banking, Selling, Refinance, Residential Homes, Business Development, Leadership, Finance, Reverse Mortgages, Real Estate Financing, Underwriting, Real Estate, Cold Calling, Consumer Lending, Time Management, Executive Management, USDA

Education
University of Maryland University College   1999 — 2002
B.S., Computer Science

Central Texas College   1996 — 1998
Associate of Applied Science, Criminal Justice

Community College of the Air Force   1994 — 1996
Applied Science, Security Administration

Experience
Professional Real Estate Services  September 2012 - Present
Residential Mortgage Solution   August 2008 - August 2012
Bear Stearns / Encore Credit Residential Lending   January 2003 - November 2008
Fremont Investment & Loan   January 1997 - January 2003

Skills
Property Asset Manager, Mortgage Lending, Investment Properties, Real Estate, Bulk Purchase..., Loss Mitigation, Disaster Evaluation, EPA, Loans, FHA, Residential Homes, REO, Asset Managment, Appraisals, Mortgage Banking, Due Diligence, General Building..., Portfolio Analysis, USPAP, Asset, Listings, Selling, Property, Buyers, Foreclosures, Asset Management, Commercial Real Estate, Short Sales, Real Property, Single Family Homes, Sellers, Portfolio Management, Investors, Rentals, Valuation, Real Estate Transactions, HUD, Buyer Representation, Brokerage, Contractors, Negotiation, Loan Servicing, Property Management, Leadership, Real Estate Development, Condos, Default, First Time Home Buyers, Income Properties, Investments

Education
California State University-Long Beach
Bachelor's Degree, Industrial Education

California State University-Fullerton
Bachelor of Arts (B.A.), Industrial Education

Experience
Olympus America  September 2013 - Present
Verathon  December 2012 - Present
Philips  April 2008 - December 2012
Morgan Stanley  February 2007 - February 2008
FREMONT INVESTMENT & LOAN   June 2002 - January 2007
Tour Golf Professional   January 2001 - March 2002

Skills
Sales Operations, Selling, Cold Calling, Sales Management, Sales, Medical Devices, New Business Development, Trade Shows, Cardiology, Training, Customer Service, Selling Skills

Education
Bellarmine University   1996 — 2000
B.A., Business Administration, 3.4 GPA

Experience
HRK Accounting Services   September 2009 - Present
Johnson & Johnson  June 2008 - August 2009
Valeant Pharmaceuticals  November 2007 - June 2008
Fremont Investment & Loan   June 2006 - December 2007
ACC Capital Holdings Corporation   2005 - 2006
GreenPoint Bank  2004 - 2005
GMAC-RFC  2003 - 2004

Skills
Financial Modeling, Financial Reporting, Financial Analysis, Forecasting, Risk Management, Banking, Strategic Financial..., Analysis, Finance, Sarbanes-Oxley Act, Management, Accounting, Budgets, Corporate Finance, Due Diligence, Managerial Finance, Mergers, Valuation, Variance Analysis

Education
California State University San Marcos
MBA

San Diego State University-California State University
BS, Business Management

Experience
Angel Oak Mortgage Solutions  October 2014 - Present
Boston National Title  August 2013 - Present
Advantage Technical Resourcing  October 2012 - July 2013
Southscape Landscaping   November 2009 - March 2012
GMAC ResCap  May 2009 - November 2009
BB&T  April 2007 - July 2008
Fremont Investment & Loan   August 2003 - March 2007
Gevityhr   June 2002 - March 2003
North American Staffing/PRA Executive Search Consultants   May 1996 - April 2002

Skills
Problem Solving, B2B, Business Planning, Relationship Marketing, Negotiation, New Business Development, Market Penetration, Hiring, Consultative Selling, Account Management, Financial Analysis, Analysis, Salesforce.com, Outlook, Start-ups, Banking, Business Analysis, Excel, Credit, Insurance, Project Management, Selling, Mortgage Lending, Sales Management, Leadership, Management, Loans, Marketing, Sales, Training, Customer Service, Strategic Planning, Cold Calling, Project Planning, Entrepreneurship, CRM, Outsourcing, Contract Negotiation, Recruiting, Team Building, Direct Sales, Vendor Management, Sales Operations, Strategy, Solution Selling, Retail, Operations Management, Sales Process, Consulting, Microsoft Excel

Education
University of North Carolina at Charlotte   1985 — 1992
BSME, Mechanical Engineering

Central Piedmont Community College   2011 — 2011
Business Analysis Plus, Business Analyst - Project Management

Southern Piedmont Community College   2011 — 2011
Green Alternative Energy Certificate, Solar & Wind Green Energy Program

Experience
St. Joseph Heritage Healthcare  August 2013 - Present
Edison Mission Energy  August 2011 - May 2013
ASTD Orange County Chapter   January 2011 - December 2011
Lamonte Consulting   March 2008 - August 2011
Healthcare Management Partners / Zotec Partners   February 2006 - February 2008
Fremont Investment & Loan   2004 - 2006
AT&T Wireless  June 1999 - May 2004
LA Cellular  February 1996 - June 1999
InterVarsity  August 1988 - December 1994

Skills
Instructional Design, Leadership Development, Organizational..., Instructor-led Training, Needs Analysis, Coaching, Training Delivery, Performance Improvement, E-Learning, Talent Management, Learning Transfer, Training, Management Development, Workshop Facilitation, Team Building, Strategic Planning, Organizational..., Performance Management, Staff Development, Onboarding, Change Management, Leadership, Executive Coaching, Employee Training, Program Management, Strategy, Human Resources

Education
Brandman University   2010 — 2010
Certificate

California State University-Fullerton   1981 — 1986
BA

Canyon High School   1978 — 1981
High School Diploma

Experience
City of Bellflower, California   September 2015 - Present
Lake Home Services   March 2008 - Present
Fremont Investment & Loan   March 2004 - May 2007
IndyMac Bank  2000 - 2004
American Bankers Association  1997 - 2000
Bank of America  1992 - 1997
Security Pacific Bank  1978 - 1992

Skills
Project Implementation, Aging In Place, Universal Design, Facilitator, Instructor, Training Delivery, Home Modifications..., Licensed Contractor, Team Building, Home, Customer Service, Public Speaking, Coaching, Real Estate, Customer Relations, Contractors, Renovation, Construction, Project Management, Small Business, PowerPoint, Training, Residential Homes, Microsoft Office, Change Management, Aging in Place, Talent Management, Succession Planning, Management, Process Improvement, Employee Engagement, Performance Management, Employee Training, Strategic Planning, Organizational..., Leadership, Negotiation, Operations Management, Contract Negotiation, Recruiting, Budgets, Team Leadership, Employee Relations, Project Planning, New Business Development

Education
California State University-Long Beach   1972 — 1978
Bachelor of Science, Business Management

Pius X High School   1968 — 1972

Experience
Xerox  February 2015 - Present
University of Redlands  March 2010 - Present
Xerox  November 2014 - February 2015
Xerox  March 2012 - October 2014
ACS, a Xerox Company  January 2008 - March 2012
University of Phoenix  October 2006 - February 2009
Fremont Investment & Loan   March 2006 - January 2008
ACS  January 2003 - March 2006
ACS  1998 - January 2003

Skills
Process Improvement, Vendor Management, Change Management, SDLC, Project Management, Business Process..., Program Management, Business Analysis, Team Building, Strategic Planning, Team Leadership, MS Project, Operations Management, PMP, Cross-functional Team..., Visio, Risk Management, Integration, IT Management, Project Portfolio..., Analysis, Management, PMO, IT Strategy, Leadership, Strategy, Budgets, Requirements Analysis

Education
Project Management Professional   2010 — 2010
PMP

University of Redlands   2003 — 2005
MBA

California State University-Fullerton, Mihaylo College of Business and Economics
BA

Experience
IntelePeer, Inc.   October 2010 - Present
Visa  May 2010 - October 2010
Weyerhaeuser Realty Investors  May 2007 - August 2009
Fremont Investment & Loan   July 2005 - May 2007
Fremont Investment & Loan   December 2004 - June 2005
Trilogy Financial Services  August 2004 - November 2004

Skills
Financial Modeling, Asset Management, Analysis, Finance, Financial Analysis, Valuation, Project Management, Process Improvement, Leadership, Executive Management, Investments, Banking

Education
Chapman University, The George L. Argyros School of Business and Economics   2008 — 2010
MBA, Business Administration and Management, General

California State University-Fullerton, Mihaylo College of Business and Economics   2003 — 2005
BA, Finance

California State University-Fullerton   1997 — 2002
BA, Communications

Experience
MassMutual Financial Group  April 2009 - October 2010
Northwestern Mutual-SFG   June 2007 - April 2009
Fremont Investment & Loan   September 2005 - May 2007
American Woodmark  October 2003 - September 2005
Hilti  October 2002 - September 2005
Conseco Finance Service Corp  May 1995 - September 2002

Skills
Recruiting, Marketing, Talent Acquisition, Sales, Customer Service, Applicant Tracking..., Human Resources, Technical Recruiting, College Recruiting

Education
California State University-Long Beach - College of Business Administration   1997 — 2001
BS, Marketing

Experience
Air Tech Screen Products Inc.   March 2012 - Present
Mountain West Financial  February 2012 - March 2015
PMAC Lending Services INC  October 2010 - December 2011
Fremont Investment & Loan   1998 - 2007
Associates  1990 - 1998

Skills
Analysis, Banking, Business Process, Contract Negotiation, Credit, Credit Analysis, FHA, Leadership, Process Improvement

Education
College of DuPage

Senn High School Chicago, IL

Experience
Meguiar's  August 2007 - Present
Colonial Bank  February 2006 - July 2007
Fremont Investment & Loan   June 2002 - July 2005
Sobul, Primes & Schenkel   October 2000 - June 2002
Keyes Automotive Group  October 1996 - October 2000

Skills
Product Marketing, Competitive Analysis, Automotive, Sales, Sales Management, Product Development, Marketing Strategy, Cross-functional Team..., Strategic Planning, Client Service Oriented, Management, Budgets, Event Planning, Customer Satisfaction, Negotiation, CRM, Leadership, Event Management, Marketing, New Business Development, Account Management, Customer Service, B2B, Team Building

Education
Arizona State University   2013 — 2015
Bachelor of Arts (BA), Psychology

Experience
Pure Financial Advisors, Inc.   February 2015 - Present
Charles Schwab  June 2013 - February 2015
One Capital Management, LLC   February 2011 - June 2013
DAAT Asset Management   June 2008 - January 2011
Fremont Investment & Loan   September 2002 - December 2007
Charles Schwab & Co., Inc.   February 1994 - September 2002

Education
California State University-Fullerton   1988 — 1992
Bachelor of Arts, Financial Management

Canyon High School

Experience
NASA Safety Center via Alphaport, Inc. Technical Contract   January 2014 - Present
VMV Management   January 2013 - January 2014
R & M Supply, Inc.   June 2012 - January 2013
TJR Holdings   2013 - 2013
The Creative Group  April 2012 - June 2012
SouthWest Medical Resources  March 2008 - March 2012
Internap Network Services  October 2007 - March 2008
Fremont Investment & Loan   January 2003 - October 2006

Skills
Brand Development, Creative Direction, Strategic Planning, Public Relations, Dreamweaver, Adobe Acrobat, Photoshop, Email Marketing, CMS, Corporate Branding, Adobe Creative Suite, HTML 5, Illustrator, InDesign, OS X, Corporate Communications, HTML5, Wordpress, Microsoft Word, Microsoft Excel, PHP, Brand Developement, Strategic Communications, Marketing Event Planning, CSS3, Advanced CSS, HTML, XHTML, Coda, SharePoint Designer, SharePoint, MS Office Suite, Mac OS X, Drupal, osCommerce, Joomla, MAMP, CRM, xTuple, Transmit, MySQL, Acquia Dev, iContact, Silverpop, Constant Contact, MailChimp, LESS, Sitefinity, Bootstrap, Visual Studio

Education
California State University-Fullerton   2005 — 2009
Bachelor's degree, Business, Management, Marketing, and Related Support Services

California State University-Fullerton - College of Business and Economics   2005 — 2009
Bachelor of Arts (B.A.), Marketing, 3.875

Souther New Hampshire University
Bachelor’s Degree, Web Deveopment and Database Architecture, Junior

Experience
Ventas, Inc.   May 2012 - Present
U.S. Bank   2007 - May 2012
Fremont Investment & Loan   December 2004 - April 2007

Skills
Asset Managment, Loans, Portfolio Management, Commercial Real Estate, Valuation, Finance, Asset Management, Real Estate, Analysis, Financial Modeling, Real Estate Economics, Due Diligence, Management, Process Improvement, Investments, Financial Analysis, Corporate Finance

Education
Chapman University, The George L. Argyros School of Business and Economics   2009 — 2011
Masters, Business Administration

California State University-Fullerton, Mihaylo College of Business and Economics   2002 — 2004
BA-Business Administration, Finance

Experience
Carrington Real Estate Services  January 2014 - Present
Carrington Real Estate Services  April 2012 - Present
Atlantic & Pacific Real Estate  May 2009 - April 2012
Saxon Mortgage, a Morgan Stanley Company  March 2007 - February 2008
Fremont Investment & Loan   July 2005 - February 2007

Skills
Short Sales, Real Estate, Foreclosures, REO, Real Estate Transactions, FHA, Investment Properties, Condos, Relocation, Investors, Single Family Homes, First Time Home Buyers, Listings, Sellers, New Home Sales, Buyer Representation, SFR, Buyers, Referrals, HUD, Income Properties, Move Up Buyers

Education
California State University-Fullerton   2001 — 2005
Bachelors, Finance

Experience
Alameda Superior Court  January 2015 - Present
Alameda Superior Court  March 2014 - January 2015
Contra Costa County  August 2011 - February 2014
Contra Costa County  May 2011 - August 2011
Kaiser Permanente  January 2011 - March 2011
Contra Costa County  March 2010 - January 2011
Macias Gini & O'Connell LLP   January 2008 - February 2010
Wells Fargo Home Mortgage  June 2007 - December 2007
Fremont Investment & Loan   September 2005 - March 2007
Bio-Rad Laboratories  February 2002 - September 2005

Skills
Typing, Proposal Writing, Customer Service, Event Planning, Oral & Written..., Newsletters, Travel Arrangements, Microsoft Office, Adobe Acrobat, Taleo, Telephone, Proofreading, Training, Recruiting

Education
California State University-East Bay   2015 — 2017
Master of Public Administration (MPA)

University of Phoenix   2007 — 2009
Bachelor of Science, Human Services Management

Experience
SchoolsFirst Federal Credit Union  February 2006 - Present
OCTFCU  February 2001 - October 2003
Fremont Investment & Loan   January 1996 - January 2000

Skills
SPSS, Notary Public, Outlook, Budgets, Loans, Microsoft Word, Management, Credit, Community Outreach, Microsoft Office, Consumer Lending, Banking, Data Analysis, Mortgage Lending, Risk Management, Financial Analysis, Leadership, Credit Unions, Finance, Credit Cards, Strategic Planning, Credit Analysis, Public Speaking, Financial Reporting

Education
Western Cuna Management school   2014 — 2016

California Baptist University   2010 — 2011
MPA, Public Administration

California Baptist University   2008 — 2009
Bachelors, Political Science

Experience
Exact Fit Exteriors / K. Nicosia Consulting   January 2009 - Present
Indymac Bank  May 2007 - March 2008
FREMONT INVESTMENT & LOAN   May 2002 - March 2007
Sovereign Bank  April 1999 - February 2001
GREENPOINT/HEADLANDS MORTGAGE   January 1998 - January 1999
American Home Mortgage  January 1995 - January 1998
MERCANTILE MORTGAGE BANKER, LTD   January 1992 - January 1995
CLASSIC APPRAISAL CORPORATION   January 1985 - January 1992

Skills
Mortgage Lending, Mortgage Banking, Banking, Loan Origination, Loans, Sales, Commercial Lending, Forecasting, Selling, Sales Management, Recruiting, Refinance, Relationship Management, Residential Mortgages, Training, Financial Analysis, Commercial Real Estate, Project Management, Residential Roofing, Commercial Roofing, Business Development, Finance, Investors, Credit Analysis, Portfolio Management, Roofs, Underwriting, Management, Executive Management, Real Estate Economics

Education
Concordia College   1982 — 1984
Business Management

NEW ROCHELLE ACADEMY

Concordia College
Business Administration

Experience
County of Orange Social Services Agency / Sierra Cybernetics, Inc.   January 2008 - December 2010
Fremont Investment & Loan   February 2004 - January 2008
Prandium, Inc  October 1992 - February 2003

Skills
Business Continuity, Disaster Recovery, Vendor Management, Administrative Support, Process Analysis, MS Office Suite, Adobe Acrobat, LDRPS, MS Access, Access, Administrative..., Analysis, Business Analysis, Business Continuity..., Business Process..., Change Management, Databases, Enterprise Software, Employee Benefits, Government, Human Resources, Information Security, Integration, Leadership, Management, Microsoft Excel, Microsoft Office, Policy, PowerPoint, Process Improvement, Program Management, Project Planning, Risk Assessment, Risk Management, Security, SharePoint, Software Documentation, System Administration, Technical Writing, Time Management, Training, Visio

Education
California State University-Fullerton, Mihaylo College of Business and Economics   2000 — 2011
B.A., Business Admin/Mgmt Science

Experience
Bridgeview Bank Mortgage  January 2015 - Present
Fifth Third Bank  March 2008 - June 2011
CIMCO Communications  2007 - 2008
Fremont Investment & Loan   March 2004 - May 2007
Wells Fargo Financial  March 2001 - March 2004

Skills
Loan Origination, Loans, Underwriting, Mortgage Lending, Real Estate, Consumer Lending, Customer Service, Team Building, Sales Management, Sales Process, Credit, Negotiation, Selling, Account Management, Customer Satisfaction, Management, Sales, New Business Development, Investments, Marketing, Business Development, Coaching, Strategic Planning, Insurance, Forecasting, Customer Retention, Direct Sales, Leadership, Salesforce.com

Education
American InterContinental University   2013 — 2014
Master of Business Administration (M.B.A.), International Business

Trinity International University   1996 — 2001
Bachelor's Degree in Business Management., Business Administration and Management, General

Experience
Advocare  March 2014 - Present
US Navy Reserve  March 2012 - Present
Transform FX Fitness   October 2013 - November 2014
Women's Initiative  August 2009 - June 2010
Pension Dynamics Corporation  January 2008 - October 2009
Fremont Investment & Loan   December 2003 - April 2006
Long Beach Mortgage Company  July 2002 - December 2003

Skills
Creative Problem Solving, Skilled Relationship..., Effective Time..., Training and Managing..., Nonprofits, Program Management, BLS, Event Planning, Medical Records, Analysis

Education
University of Southern California   2015 — 2016
Master’s Degree, Social Work, 4.0 GPA

California State University-Hayward   2008 — 2009
Bachelor of Arts (B.A.), Sociology

Experience
loanDepot  March 2014 - Present
QBE FIRST  November 2007 - March 2014
Fremont Investment & Loan   August 2006 - November 2007
Fremont Investment and Loan  May 2004 - August 2006
Option One Mortgage  September 2003 - May 2004
Ameriquest Mortgage  2000 - 2003
Ameriquest Mortgage  1998 - 2000
Ameriquest Mortgage  1994 - 1998

Education
California State University-Long Beach   1978 — 1983
Bachelor of Science, Finance and Accounting

Experience
Resources Global Professionals & Independent Consultant   May 2009 - Present
Rothstein Kass  2007 - 2009
Stonefield Josephson  2006 - 2007
GMAC Mortgage Company  2005 - 2006
Fremont Investment & Loan   2003 - 2004
Pacific Life Insurance Company  2000 - 2003
RSM McGladrey / McGladrey & Pullen   1993 - 2000

Skills
Sarbanes-Oxley Act, Internal Audit, @Risk, Banking, Internal Controls, Auditing, Accounting, Sarbanes-Oxley, US GAAP, Financial Risk, Enterprise Risk..., Process Improvement, Risk Assessment, COSO, SOX 404, SEC filings, CPA, Financial Audits, SEC Filings

Education
Bucknell University   1989 — 1993
BSBA

Experience
Nuveen Investments  April 2012 - Present
Ronin Capital  April 2009 - February 2012
Citadel Solutions  April 2008 - March 2009
Citadel Investment Group  May 2006 - April 2008
General Employee   1999 - 2007
Fremont Investment & Loan   February 2004 - April 2006
Columbia College Chicago  2003 - 2004
August, Bishop & Meier Inc   February 2000 - October 2003

Skills
Excel, PowerPoint, Computer Literate, Adobe Acrobat, Visio, Quickbooks, Word, Microsoft Office, Mac OS, Outlook, Windows, MS Project, Internet Explorer, English, Research, Scheduling, Administration, Administrative Support, Spreadsheets, Telephone Skills, Typing, Photography, Final Cut Pro, Mac, Access, Accounting, Legal Services, Notary Public, Software Project..., Team Leadership, Business Travel, Presentation Development, Website Administration, System Administration, Microsoft Word, Microsoft Excel, Management, Equities, Fixed Income, Asset Management, Investments

Education
Columbia College Chicago   2003 — 2004
Masters - Classes, Management, 4.0

Denison University   1995 — 1999
BA & BFA

McDonogh   1991 — 1995

Experience
Fremont Investment & Loan   February 2005 - October 2007
Argent  May 2003 - February 2005
FLUOR DANIEL CORPORATION  February 1966 - May 2003
Russell Information Sciences   January 1995 - February 1996

Education
Adelphi University

Experience
World Financial Group  2008 - 2008
Fremont Investment & Loan   2004 - 2007

Education
California State University-Fullerton

Experience
Careers Spark   April 2015 - Present
American Career College  October 2012 - January 2015
American First Credit Union  2011 - 2015
University of California, Riverside  August 2011 - October 2012
CAGE, Inc  January 2009 - July 2011
Fremont Investment & Loan   January 2006 - October 2008
Ameriquest Mortgage  March 2005 - January 2006
Fidelity National Financial  April 2003 - March 2005
ADP  January 1999 - April 2003
California State University, Fullerton  1996 - 2001

Skills
Capital Projects, Month End Close, Process Improvement, Valuation, Budgets, Real Estate, Financial Analysis, Financial Reporting, Forecasting, Customer Service, Management, Fund Accounting, Financial Modeling, Leadership, Analysis, Strategic Planning, Variance Analysis, Strategy, Sarbanes-Oxley Act, Credit, Project Management, Accounting, Income Statement, Business Planning, Corporate Finance, Project Planning, Strategic Financial..., Negotiation, Internal Controls, Mergers & Acquisitions, Software, Risk Management, Human Resources, Finance, Time Management, Business Analysis, Fixed Assets, Business Process..., P&L Management, Executive Management, GAAP, Banking, Financial Forecasting, Cash Management, Managerial Finance, General Ledger, Due Diligence, Portfolio Management, Essbase, Cash Flow

Education
California State University-Fullerton   1991 — 1994
MBA, Business Administration

California State University-Fullerton   1985 — 1988
BA, Finance

Experience
Fremont Investment & Loan   Senior Application SupportFremont Investment2006 - 2007

Education
California State Polytechnic University-Pomona   2000 — 2004

Experience
CapitalSource Bank  October 2010 - Present
CapitalSource Bank  July 2008 - October 2010
Fremont Investment & Loan   March 1997 - July 2008
Great Western Bank  September 1992 - March 1997

Skills
Loans, Mortgage Lending, Banking, Executive Management, Consumer Lending, Cash Management, Risk Management, Strategy, Leadership, Wealth Management, Retail Banking, Investments, Financial Analysis, Budgets, Financial Modeling, Due Diligence, Asset Management, Mergers, Treasury Management, Portfolio Management, Vendor Management, Management, Finance, Financial Services, Mergers, Mergers & Acquisitions

Education
California State University-Long Beach - College of Business Administration   1983 — 1988
Bachelor of Science (B.S.), Finance

Experience
iStar Financial  June 2007 - Present
Fremont Investment & Loan   November 2005 - June 2007
Fremont Investment & Loan   June 2002 - November 2005

Education
California State University-Fullerton, Mihaylo College of Business and Economics   1996 — 2002

Experience
Torchmark Corporation  August 2014 - Present
Servicelink, A Black Knight Financial Services Company  September 2013 - February 2014
REDC  March 2012 - August 2013
ICAP Mortgage Services   October 2010 - March 2012
Exigen Mortgage Asset Management   June 2009 - June 2010
Sixth Gear  February 2008 - October 2008
Fremont Investment & Loan   July 2006 - January 2008
Unisys  July 2005 - July 2006
Capital One Auto Finance  December 2001 - July 2005
Technical Resource Group  November 2000 - October 2001

Skills
Business Analysis, Team Building, Customer Support, System Administration, Vendor Management, Security, Disaster Recovery, Risk Management, ITIL, Software Documentation, SDLC, Strategy, Infrastructure, Access, Leadership, Servers, Active Directory, Information Security, Team Leadership, Information Technology, Software Development, Business Process, Call Centers, Enterprise Software, Visio, Business Intelligence, Integration, IT Management, Process Improvement, Start-ups

Education
University of Phoenix   2000 — 2002
Business Administration

Dallas County Community College   1994 — 1997
Business Administration

Experience
Fremont Investment & Loan   Branch ManagerCapitalSource Bank1996 - Present

Education
Citrus College   1974 — 1975

Experience
GEM Mortgage  May 2007 - Present
Fremont Investment & Loan   February 2006 - March 2007
Fremont Investment & Loan   September 2003 - February 2006

Skills
Loan Origination, Mortgage Lending, Makeovers, Refinance, Credit, FHA, Leadership, Team Building, Mortgage Banking, Management, Residential Mortgages, Sales, VA loans, Customer Service

Education
California State University-Long Beach   1998 — 2002

Experience
Avery Products Corporation  May 2014 - Present
Personnel Concepts  October 2008 - March 2014
Personnel Concepts  October 2008 - December 2010
Fremont Investment & Loan   January 2006 - June 2008
Fremont Investment & Loan   2006 - 2008
Sears Credit  1995 - 2004

Skills
Coaching, Call Center, Customer Service, Excel, Word, Access, Writing, Windows, SAP, Customer Relations, Quality Assurance, Team Building, Microsoft Office, Problem Solving, Negotiation, Change Management, Process Improvement, Mentoring, Hiring, Account Management, PowerPoint, Team Management, Customer Satisfaction, Sales Management, Administration, Outlook, Team Leadership, Public Speaking, Forecasting, Supervisory Skills, Leadership Development, Microsoft Excel, B2B, Call Centers, Training, Employee Training, Salesforce.com, System Administration, Microsoft Word, Performance Management, Vendor Management, Sales Operations, Sales Process, Direct Sales, Sales, Management, Recruiting

Education
California State University-San Bernardino   1994 — 1996

Damien High School

University of Phoenix
Human Resources Management and Services

Experience
Robert Half  March 2015 - Present
Robert Half  March 2012 - Present
Atlantic & Pacific Real Estate  September 2010 - April 2012
Robert Half  June 2008 - September 2010
Morgan Stanley  February 2007 - March 2008
Fremont Investment & Loan   April 2002 - March 2007
Citi  1992 - 2002

Skills
Loans, Underwriting, Mortgage Lending, Credit, Loss Mitigation, Mortgage Banking, Leadership, Banking, Business Development, Credit Analysis, Consumer Lending, Credit Risk, Executive Management, FHA, Finance, Financial Services, Loan Origination, Loan Servicing, Management, Marketing, Mortgage Servicing, Operational Due..., Portfolio Management, REO, Real Estate, Real Estate Transactions, Recruiting, Refinance, Relationship Management, Residential Mortgages, SDLC, Selling, Sales, Short Sales, Strategic Leadership, Temporary Placement

Education
Brigham Young University   1987 — 1991
BA, Communications - Business Sales

Experience
OneWest Bank  June 2014 - Present
CapitalSource  July 2008 - April 2014
Fremont Investment & Loan   May 1997 - July 2008

Skills
Banking, Retail Banking, Risk Management, Commercial Banking, Financial Services, Fraud Detection, Mortgage Lending, Loan Origination, Credit, Commercial Lending, Loans, Leadership, Business Process, Mortgage Banking, Mergers & Acquisitions, Financial Risk, Financial Analysis, Credit Analysis

Education
California State University-Northridge
Bachelor's degree, Business/Finance

Experience
Carrington Mortgage Services, Mortgage Lending Division  March 2015 - Present
Carrington Mortgage Services  July 2007 - Present
Fremont Investment & Loan   2003 - 2007
The Associates  1988 - 2003
Citi Financial / Associates Financial   1988 - 2003
The Associate Financial Services   1988 - 2000

Skills
Loan Origination, Loss Mitigation, Mortgage Banking, Refinance, FHA, Leadership, Residential Mortgages, Credit Risk, Loan Servicing, Mortgage Lending, Real Estate, Loans, Management, Finance, Credit, Underwriting, Financial Services, Executive Management, Mortgage Servicing, Relationship Management, Mortgage Underwriting, VA loans, Consumer Lending, Credit Analysis, Home Equity Loans, Financial Structuring, Real Estate Economics, USDA

Education
Ball State University - College of Business   1984 — 1988
Business, Finance, Math

Experience
Pacific Union Financial, LLC  December 2014 - Present
WJ Bradley Mortgage Capital, LLC  June 2003 - December 2014
BancCap Funding, LLC   May 2002 - June 2003
Household Financial Services   October 2000 - May 2002
The Mortgage Conduit, Inc.   February 2000 - October 2000
Fremont Investment & Loan   January 1999 - February 2000
AMRESCO Residential Credit Corporation   December 1996 - November 1998
MIS  September 1989 - December 1996

Skills
Analysis, Securities, Mortgage Lending, Banking, Credit, Financial Services, Mortgage Banking, Risk Management, Sales, Refinance, Finance, Portfolio Management, Loan Origination, Residential Mortgages, Loans, FHA

Education
Chaffey College   1993 — 1995

Experience
Carrington Holding Company, LLC  2014 - Present
J.P. Morgan   January 2009 - Present
Fremont Investment & Loan   January 1997 - October 2007
Commercial Credit Corporation  February 1992 - January 1997

Skills
Loans, Mortgage Lending, Credit, Loan Origination, Mortgage Banking, Due Diligence, Residential Mortgages, FHA, Refinance, Credit Analysis, Underwriting, Loss Mitigation, Financial Analysis, Processing, Closing, Funding, Loan Servicing, Delinquency, Foreclosure, Quality Assurance, Customer Service, Escrow Analysis, Private Banking, Escrow, First Time Home Buyers, Investment Properties, Real Estate, Sellers, Short Sales

Education
Western State University College of Law   2005 — 2006
Criminal Law

California State University-Fullerton   2002 — 2005
Bachelor of Arts (B.A.), Criminal Justice/Police Science

Fullerton College   2000 — 2002
Associate of Science (A.S.), Administration of Justice

Experience
PrimeLending  March 2012 - Present
Bank of America  February 2010 - February 2012
Saxon Mortgage  March 2007 - January 2008
Fremont Investment & Loan   March 2005 - May 2007
Fremont Investment  2005 - 2007
Homefield Financial  April 2003 - March 2005

Skills
Mortgage Banking, Underwriting, Loans, Mortgage Underwriting, Mortgage Lending, Residential Mortgages, Refinance, Loss Mitigation, FHA, FHA financing, Mortgage Servicing, Loan Servicing, Credit, Government Loans, VA loans, Investment Properties, FHA Financing, Real Estate Financing

Education
California State University-Long Beach   2012 — 2014
Business Finance

Orange Coast College   2007 — 2011
Associate of Arts (AA), Business Finance

Experience
Wells Fargo Dealer Services  May 2011 - Present
Fremont Investment & Loan   August 2002 - December 2006

Skills
Outlook

Education
California State University-Fullerton

Experience
Bay Area Primary Care   February 2010 - Present
America's Mortgage Broker  July 2007 - July 2008
Fremont Investment & Loan   August 2001 - May 2007

Skills
Mortgage Lending, Bilingual-English/Spanis..., Medical Terminology, EMR, Certified Billing and..., Customer Service, Data Entry, Health Insurance, Healthcare, Insurance, Managed Care, Management, Office Management, Outlook, Real Estate, Strategic Planning, Team Building

Education
Concorde Career Institute-Tampa   2008 — 2009

Santa rosa   1986 — 1990

Experience
Independent Consultant  July 2012 - Present
AdamsGrayson  August 2011 - June 2012
Freddie Mac (VisionIT)   October 2009 - September 2011
Fannie Mae (Clayton)   August 2008 - September 2009
US Real Estate Services  May 2008 - August 2008
Goldman Sachs (Clayton)   May 2007 - August 2007
Homefield Financial, Inc   May 2006 - May 2007
Fremont Investment & Loan   February 2003 - September 2004
Bayview Financial (Bayview Portfolio Services)   2000 - 2001

Skills
Fraud, Escrow, Start-ups, Loss Mitigation, Mortgage Servicing, Operational Process..., Compliance, Investor Repurchase..., Compensatory Fees..., Vendor Management, HAMP, Loan Servicing, Financial Risk, Risk Management, Asset Management, Loan Origination, Residential Mortgages, Credit, Loans, Banking, REO, Process Improvement, Foreclosures, Real Estate Due..., Real Estate, Bankruptcy, Deed in Lieu, Loan Modifications, Repurchase..., Regulatory Compliance, MHA Programs: HAMP,..., Breach of Reps and..., Interim Servicing, Credit Risk Management, Operational Risk..., Life of Loan Mortgage..., Pre-Foreclosure (Short..., Credit Risk, Regulatory Analysis

Education
American Public University System   2013 — 2015
Bachelor of Business Administration (BBA), Business Administration and Management, Business Analysis

Orange Coast College   1997 — 2000
Associate of Arts, Humanities, Business Administration

Irvine Valley College   2005 — 2006

Newbridge College-Santa Ana   2008 — 2008
Surgical Technology/Technologist

Experience
Wine Country Gift Baskets  November 2011 - December 2013
U.S. Census Bureau   April 2010 - June 2010
Fremont Investment & Loan   December 2005 - August 2008
Bank of America  March 1979 - January 2005

Skills
Microsoft Word, Microsoft Excel, Microsoft Publisher, PowerPoint, Visio, Credit Cards, Customer Service, Mortgage Servicing, Banking, Sales, Team Building, Team Leadership

Education
California State University-Los Angeles
Business Administration

Rio Hondo College
Business Administration - Accounting

Experience
Rabobank N.A.   February 2012 - Present
BBCN Bank  October 2008 - February 2012
Fremont Investment & Loan   2006 - 2008
Union Bank  2003 - 2006
Bank of the West  January 1997 - January 2003
Home Savings of America  December 1991 - January 1997

Skills
Financial Risk, Risk Management, IT Audit, AML, Sarbanes-Oxley Act, Internal Audit, Banking, COSO, Enterprise Risk..., Internal Controls, CISA, Operational Risk, Risk Assessment, Sarbanes-Oxley, Auditing, Mergers, Operational Risk..., Business Process..., Commercial Banking, Credit Risk, Process Improvement, Due Diligence

Education
California State Polytechnic University-Pomona

Experience
FDIC  April 1992 - Present
Federal Deposit Insurance Corporation (FDIC)   April 1992 - Present
Fremont Investment & Loan   September 2004 - May 2008

Skills
Mortgage Banking, Credit, Banking, Commercial Lending, Mortgage Lending, Risk Management, Loans, Financial Analysis, Credit Analysis, Financial Risk, Portfolio Management, Loan Origination, Underwriting, Credit Risk, Commercial Banking

Education
California State University-San Bernardino - College of Business and Public Administration   1984 — 1987
BA, Business Economics

Upland High School

Experience
California State University, Chancellor's Office   January 2008 - Present
California State University, Chancellor's Office   April 2007 - January 2008
Fremont Investment & Loan   2005 - 2006
AMC Mortgage, LLC  2004 - 2005
LaSalle Bank  2003 - 2004
LaSalle Bank  2001 - 2003
LaSalle Bank  1998 - 2001
Deutsche Bank  1996 - 1998

Skills
Analysis, Banking, Portfolio Management, Financial Modeling, Financial Analysis, PeopleSoft, Financial Reporting, Microsoft Excel, Access, Project Management, Business Analysis, Loans, Visio, Internal Audit, Customer Service, Policy

Education
California State University-Long Beach   2007 — 2012
Master's of Public Administration, Finance

University of California, Irvine   1992 — 1995
Bachelor of Arts, Political Science

University of California, Irvine   1992 — 1995
Bachelor of Arts, Social Ecology

Experience
Makosi  September 2013 - Present
UBS Investment Bank  January 2013 - September 2013
UBS Investment Bank  March 2011 - December 2012
UBS Investment Bank  April 2010 - March 2011
Fremont Investment & Loan   September 2005 - March 2007

Skills
Fixed Income, Investment Banking, Credit Derivatives, Bloomberg, Mandatory Clearing, Swaps, Interest Rate..., Derivatives, Middle Office, Bloomberg Terminal, Interest Rate Swaps, Operational Risk..., Emerging Markets, Rates, Operational Risk, Trading Systems, Prime Brokerage, Microsoft Office, CDS, Banking, Credit, Risk Management, Bonds, Trading, Settlement

Education
Manhattanville College   2009 — 2013
Master's degree, Finance, General

Manhattanville College School of Business   2009 — 2013
Master's degree, Finance, General

SUNY Albany   2000 — 2004
Bachelor of Science (B.S.), Finance, General

Experience
BOLD DESIGN   January 2009 - Present
CONSULTANT  January 2011 - January 2013
Royal Prestige  January 2010 - December 2010
Solato   May 2007 - July 2008
Fremont Investment & Loan   May 2006 - April 2007

Skills
Information Systems, VBA, Microsoft Excel, Branding & Identity, Graphic Design, Marketing, Web Development, Web Design, Sales, InDesign, Advertising, Entrepreneurship, Logo Design, Graphics, Employee Training, Business Cards, Sales Management, Direct Sales, Account Management

Education
College of Southern Nevada
Business, Management, Finance

Glendale College
Business, Management, Finance

Experience
Allied Refrigeration   AS400 RPG Programmer / OperatorIndepent ContractorJuly 2010 - April 2014
BakerCorp  2012 - 2014
CapitalSource Bank  July 2008 - January 2010
Fremont Investment & Loan   March 1993 - July 2008

Skills
OS/400, RPG III, RPG, IBM iSeries, IBM AS/400, Oracle, Integration, FTP, SQL, AS400 system, Access, Disaster Recovery, Query Writing

Education
Cerritos College   1983 — 1986
Associate of Arts, Data Processing Programming and Operations

Experience
NCO Financial Systems  March 2012 - Present
Orange County Gospel Fellowship   August 2009 - Present
Rockland Child Development Services – The Mentor Network   May 2007 - February 2010
Here's Help Staffing   January 2007 - May 2007
Mortgage IT  May 2006 - July 2006
Fremont Investment & Loan   August 2003 - November 2005
Argent Mortgage Company  October 2001 - August 2003
Port Authority of NY/NJ  May 1995 - August 2001

Skills
Outlook, Microsoft Excel, Microsoft Office, Microsoft Word, Customer Service, Accounts Payable, PowerPoint, QuickBooks, Data Entry, Administrative..., PeopleSoft, Accounts Receivable

Education
City University of New York-Herbert H. Lehman College
Bachelor of Arts, Sociology

Experience
Antionette Anne-London Brand Start-up   January 2000 - Present
Deborah Anne-London Brand   2004 - December 2014
Quiksilver  June 2005 - October 2005
Fremont Investment & Loan   November 1999 - June 2004
Sony Pictures Entertainment  September 1991 - November 1997

Skills
Agile Methodologies, Vendor Management, Training, Sales

Education
California State University-Fullerton
ISDS - Senior, Information Systems

Fullerton College
Associate Degree, Business

Preparatory
Math and Computer Science, A

Experience
CapitalSource  May 2009 - Present
Fremont Investment & Loan   September 2001 - November 2007

Skills
Data Entry, Microsoft Excel, Outlook, Microsoft Office, Spreadsheets, Document Imaging, Accounting, Windows, Records, Microsoft Word, English, Research, Reports, Highly detail oriented, Quality Control, 10 Key, QuickBooks, Mas 90, Peachtree, Banking, Credit, Business Analysis

Education
California State University-Fullerton   1999 — 2001
Bachelor of Arts (BA), Accounting

Experience
WintenAmerica   November 2009 - Present
Macquarie Group  May 2006 - November 2009
Fremont Investment & Loan   December 2002 - February 2006

Education
California State University-Long Beach   1999 — 2001
Bachelor of Science (B.S.), Business Administration, International Business

Experience
Del Does Pools   January 2012 - Present
RW Painting   2011 - Present
Fremont Investment & Loan   January 2003 - 2007
Citi Financial  2000 - 2003

Skills
Underwriting, Management, Team Building, Sales, Leadership, Financial Analysis, Customer Service, Training, New Business Development, Payroll, Banking, Loans, Retail, Outlook

Education
College of San Mateo
Criminal Justice/Police Science

Sterling Heights High School