Experience
Gateway One Lending & Finance   May 2015 - Present
Gateway One Lending & Finance   December 2013 - April 2015
Gateway One Lending & Finance   July 2013 - November 2013
Bruxie  October 2011 - July 2013
Cortina's Italian Market   August 2007 - October 2011

Skills
Taleo, Human Resources, Recruiting, Payroll, Employee Benefits, Microsoft Office, Event Planning, Restaurant Management, Time Management, Customer Retention

Education
California State Polytechnic University-Pomona   2008 — 2012
Bachelor of Science (BS), Hospitality Management

Rosary High School   2004 — 2008
High School Diploma

Experience
Gateway One Lending & Finance   September 2014 - Present
Gateway One Lending & Finance   October 2013 - August 2014
Gateway One Lending & Finance   March 2012 - September 2013
Adconion Direct  November 2011 - February 2012
Adconion Direct  October 2010 - October 2011

Skills
Business Analysis, Data Analysis, Financial Analysis, Risk Analytics, Executive Reporting, Marketing Strategy, Online Advertising, Tableau, SQL, Advertising, Email Marketing, Analytics, Leadership, Competitive Analysis

Education
University of California, Los Angeles - The Anderson School of Management   2013 — 2016
Master of Business Administration (MBA), Finance, Venture Capital & Private Equity

Arizona State University, W. P. Carey School of Business   2005 — 2009
Bachelor of Science (BS), Marketing, Mathematics Minor

Experience
Gateway One Lending & Finance   April 2014 - Present
Santander Consumer USA  June 2008 - March 2014
Capital One Auto Finance  January 2006 - February 2008
Onyx Acceptance Corporation  April 2004 - January 2006
Enterprise Rent-A-Car  June 2000 - March 2004

Skills
Relationship Management, Credit, Sales Management, Account Management, Sales, New Business Development, Loans, Finance, Customer Satisfaction, Team Building, Team Leadership, Training, Credit Analysis, Credit Risk, Banking, Customer Service, Management, Profit, Sales Operations, Consumer Lending, Salesforce.com, Leadership, Negotiation, Customer Retention, Call Centers, Marketing, Forecasting, Risk Management, Loss Mitigation, Coaching, B2B, Sales Presentations, Outlook, Microsoft Excel, Employee Training

Education
California State University-Sacramento   1998 — 2000
Bachelor's Degree, Organizational Communication, General

San Joaquin Delta College   1996 — 1998
Associate's Degree, General Education

Experience
Gateway One Lending & Finance   2011 - Present
Capital One Auto Finance  2011 - 2011
Citifincial Auto   2008 - 2008
Wells Fargo Auto Finance  1998 - 2007

Skills
Financial Analysis, Consumer Lending, Finance, Credit, Credit Analysis, Underwriting, Credit Risk, Loans, Loan Origination, Management, Sales, Customer Service, Banking, Relationship Management

Education
College of the Desert   1997 — 1998
Associate of Arts (AA), Sociology

University of California, Los Angeles   1996 — 1997

Experience
Gateway One Lending & Finance   August 2014 - Present
Causeology   October 2013 - Present
Bank of America Merrill Lynch  June 2013 - August 2014
Bank of America  August 2011 - May 2013
Bank of America  June 2007 - September 2011
CENTURY 21®  June 2004 - June 2006
City of Newport Beach  June 2001 - September 2005

Skills
Financial Analysis, Credit, Banking, Strategic Planning, Cash Management, Budgets, New Business Development, Business Process..., Negotiation, Leadership, Forecasting, Strategy, Analysis, Marketing, Finance, Customer Service, Relationship Management, Business Strategy, Investments, Online Marketing, Management

Education
Biola University   2008 — 2011
MBA, Masters in Business Administration

California State University-Fullerton   2005 — 2007
Bachelor's of Arts in Business Administration, Business Finance

Fullerton College   2002 — 2005
AA, Business Administration and Management, General

Experience
Gateway One Lending & Finance   December 2010 - Present
Gateway One Lending & Finance   August 2007 - December 2010

Skills
Credit, Consumer Lending, Credit Risk, Loans, Credit Analysis

Education
Kennesaw State University   2004 — 2008

Experience
Skopos Financial  December 2012 - Present
Gateway One Lending & Finance   September 2010 - December 2012
Manheim  May 2008 - September 2010
CitiFinancial Auto  July 2006 - April 2008
Wells Fargo Financial Acceptance  July 2002 - May 2006
Onyx Acceptance Corporation  May 2001 - July 2002
Wells Fargo Financial Acceptance  February 1999 - May 2001

Skills
Sales Management, Credit, Account Management, Strategic Planning, Client Relations, Customer Service, Contract Negotiations, Forecasting, Product Marketing, Sales Development, New Business Development, Event Coordination, Presentations, Consultative Sales, Business Intelligence, Productivity Improvement, Marketing Program..., Performance Improvement, Territory Startup and..., Staff Development, Customer Segmentation, Data Mining, Data Processing, Oral Communication, Data Analysis, Dealer Product Services, Strategic Profit..., Area Training Management, Cost Reductions, Operations Improvement, Automotive Consulting, Auto Finance, Auto Lending, Subprime Auto Finance, Subprime Auto Lending, Indirect Auto Lending, Indirect Auto Finance, Subprime Automotive..., Subprime Automotive..., Indirect Automotive..., Indirect Automotive..., Nonprime Auto Finance, Nonprime Auto Lending, Nonprime Automotive..., Nonprime Automotive..., Automotive, Business Development, Contract Negotiation, Customer Retention, Dealers

Education
Southeast Missouri State University   1994 — 1997
Bachelor of Science, Business Administration

East Central Community College   1992 — 1994
Associate of Arts, Accounting

Jefferson City High School   1988 — 1992
High School Diploma

Experience
Hotel Irvine  July 2015 - Present
Gateway One Lending & Finance   August 2014 - July 2015
Trinet Internet Solutions  June 2014 - August 2014
Special Olympics Southern California  May 2013 - November 2013
SoCal Catch Baseball   May 2013 - July 2013
Biola Chimes Newspaper   October 2012 - April 2013
Brown & Hobbs   September 2012 - January 2013
Kindred Community   July 2012 - August 2012

Skills
Social Media, Public Relations, Event Planning, Social Networking, Sports Writing, Public Speaking, Journalism, Microsoft Excel, Community Outreach, Writing, Nonprofits, Microsoft Word, Final Cut Pro, Marketing, PowerPoint, Leadership, Power Point, Wordpress, Receptionist Duties, Prezi, Press Releases, Executive Calendar...

Education
Biola University   2010 — 2014
Bachelor of Arts (B.A.), Journalism/Public Relations

Biola University   2010 — 2014
Bachelor of Arts (B.A.), Journalism; Public Relations

Villa park high school   2006 — 2010

Experience
Aurora IT Consulting   June 2015 - Present
Gateway One Lending & Finance   May 2014 - June 2015
Volkswagen of Garden Grove   November 2012 - May 2014
Law Offices of Solange Kea   January 2011 - February 2013
South Coast Mitsubishi   August 2010 - November 2012

Skills
Computers, Windows 7, Help Desk Support, Windows Server, Networking, Network Administration, Customer Satisfaction, LAN-WAN, Citrix, Microsoft Office, Computer Hardware, Remote Desktop, Software Installation, Server Monitoring, Protocols TCP/IP, Reynolds & Reynolds, ADP, Customer Retention, Inventory Management, Wholesale, Computer Repair, Time Management, Inventory Control, Technical Support, Computer Maintenance, Windows Vista, SQL, Troubleshooting, Servers, Active Directory, System Administration, Testing, Dealers, Automotive

Education
DeVry University-California   2010 — 2014
Bachelor's Degree, Network and Communications Management

Experience
California Republic Bank - Auto Division   April 2015 - Present
Gateway One Lending & Finance   November 2011 - November 2014
Folsom Lake Ford  2004 - 2011
Folsom Lake Ford/ Toyota   1998 - 2004

Skills
Credit, Finance, Loans, Portfolio Management, Credit Analysis, Mortgage Lending, Loan Origination, Underwriting, Certified Mortgage..., Funding, Consumer Lending, FHA financing, Banking, Credit Risk, Dealers, Mortgage Banking, Profit, Customer Retention, Sales, Sales Operations, Sales Management, CRM, Relationship Management, Commercial Lending, Loss Mitigation, Refinance, FHA, Commercial Banking, Financial Risk, Risk Management, Customer Satisfaction, Selling, Management, Training, Business Planning, Forecasting, Customer Service, Negotiation, Team Building, Automotive, Account Management, Sales Process, Marketing Strategy, Leadership, Strategic Planning, Automobile, Business Development, Vehicles, Marketing, Financial Analysis

Education
SRJC   1988 — 1991
Math, Liberal Arts and Sciences, General Studies and Humanities

Sonoma State University
Bachelor of Arts (BA), Mathematics / liberal arts

Experience
Gateway One Lending & Finance   May 2014 - Present
Exeter Finance Corp  June 2011 - May 2014
Bank of New England  2007 - 2011
Wallboard Supply Company   2005 - 2007
Citizens Bank  2002 - 2005

Skills
Banking, Credit, Leadership, Loans, Finance, Accounting, Analysis, Customer Service, Financial Analysis, Risk Management, Credit Analysis, Consumer Lending, Mortgage Lending, Relationship Management, Underwriting

Education
Southern New Hampshire University

Experience
Gateway One Lending & Finance   May 2014 - Present
Exeter Finance Corp  July 2013 - December 2013
CashCall  September 2011 - May 2013
Countywide Coll   February 2005 - June 2011
Care Ambulance Services   January 2001 - January 2004

Skills
Skip Tracing, Private Investigations, Repossessions, Special Collections, Microsoft Excel, Network Security, Network Engineering, FDCPA, Red Flags, Corporate Law, Loan Servicing, Leadership, Management, Accounts Receivable, Finance, Loss Mitigation

Education
Golden West College   2008 — 2010
Associate of Science (A.S.), Computer Science

Experience
Gateway One Lending & Finance   December 2007 - Present
Graypoint Auto Finance  March 2007 - June 2008
Capital One Auto Finance  January 2006 - February 2007
Onyx Acceptance Corporation  May 1997 - December 2006

Education
Riverside City College   1995 — 1996
Business Admin

University of California, Riverside   1993 — 1995
Business Admin

Experience
Gateway One Lending & Finance   September 2013 - Present
Parsons Brinckerhoff  May 2011 - August 2013
US Real Estate Services  July 2010 - March 2011
Ross Stores  May 2009 - July 2010
MetLife  February 2007 - January 2009
Fremont Investment and Loan  August 2005 - February 2007
Forever 21  2003 - 2005

Skills
Onboarding, Employee Relations, New Hire Orientations, College Recruiting, Employee Engagement, Human Resources, Recruiting, Interviews, Applicant Tracking..., Team Building, Leadership, Coaching, Background Checks, Personnel Management, Deferred Compensation, Training, FMLA, Organizational..., Employee Benefits, Benefits Administration, PeopleSoft, ADP Payroll, Employment Law, Payroll, Screening, Workforce Planning, New Hire Orientation, Oracle, Employee Surveys, Metrics, Talent Management, Talent Acquisition, Management, Organizational..., Leadership Development, HRIS, HR Policies, Interviewing, ADP, Full-cycle Recruiting, Hiring, Taleo, Screening Resumes, Exit Interviews

Education
Brandman University-SHRM   2011 — 2011
Certificate-Essentials of HR Management, Human Resources

Chapman University   2009 — 2011
M.A., Organizational Leadership

University of Phoenix   2006 — 2009
BS, Business Management

Fashion Institute of Design & Merchandising   1999 — 2001
AA, Merchandise Marketing

Experience
ExpoCredit   September 2015 - Present
Gateway One Lending & Finance   March 2014 - Present
BB&T  May 2007 - March 2014
Vic Bailey VW   July 2005 - May 2007
Piedmont Honda   August 2003 - March 2004
Vic Bailey Honda   June 2001 - August 2003

Skills
Relationship Management, Account Management, Portfolio Management, Underwriting, Credit Analysis, Credit, Loans, Finance, Sales, Negotiation, Econometrics, Banking, Sales Management, Leadership, Loan Origination, Business Development, Financial Risk, Financial Analysis, Forecasting, Management, Analysis, Financial Modeling, Risk Management, Business Analysis, Strategic Planning, Cross Selling, Credit Risk, Process Improvement, Customer Satisfaction

Education
University of South Carolina - The Moore School of Business
MBA, economics, finance and business development

Clemson University
BS, Economics

Experience
Gateway One Lending & Finance   November 2013 - Present
Spyglass Dance Company   November 2012 - Present
Amrapur Overseas, Inc.   March 2012 - July 2013
NuCare Pharmaceuticals   December 2010 - March 2012
Paramount Can   August 2007 - November 2008
GMAC dba Ditech.com   January 2007 - August 2007

Skills
Voice Acting, Voiceovers, Accents and Dialects, Character Development, Commercials, Voice Over, Industrial Narration, Entertainment, Performance Art, Fire Performance, Fire Safety, Flow Art, Improvisation, Sketch Comedy, Podcasting, Music Production, Audio Post Production, Video Editing, Marketing, Permit Applications, Live Event Producer, Writing, Small Business, Client Relations, Scheduling, Team Leadership, Bookkeeping, Customer Service, Project Management, Accounts Payable, Accounts Receivable, Payroll, Journal Entries, Account Reconciliation, Accounting, Microsoft Office

Education
Fullerton College   2014 — 2017
Bachelor of Arts (B.A.) Business Administration, Accounting and Finance

Orange Lutheran High School   1997 — 2001
High School Diploma, Graduate with Honors

Del Mar Media Arts   2015 — 2016
Voice Acting Level 2 Certification, Voice Acting - Animation, Commercial, Narration, Audiobook, Promo, Industrial

Experience
Gateway One Lending & Finance   June 2013 - March 2014
United States Army Reserve  September 2010 - September 2011
Westcliff Medical Labs  April 2009 - May 2009
US Army  October 2005 - March 2009

Skills
Editing/Proofreading, Writing, Microsoft Office, Java, C++, C#, XHTML, CSS, XML, JavaScript, PHP, MySQL, Visio, Visual Studio, Eclipse, Windows XP, Windows Vista, Windows 7, Windows Server, RedHat, Ubuntu

Education
DeVry University-California   2011 — 2013
Computer Information Systems, Web Development & Administration

Experience
Gateway One Lending & Finance   August 2013 - Present
Rehab Financial Group, LP   2009 - August 2013
Rehab Investments, L.P.   January 2004 - August 2013
Reinhart Ford   2002 - 2003
Onyx Acceptance Corporation  January 2000 - 2002

Skills
Credit, Account Management, Risk Management, Financial Analysis, Loans, Mortgage Lending, Analysis, Credit Analysis, Sales Management, Investment Properties, FHA, Sales, Customer Service, Management, Due Diligence, Real Estate, Finance, Loan Origination

Education
Montgomery County Community College   1998 — 2000
General Studies

Experience
Gateway One Lending & Finance   June 2009 - Present
Onyx Acceptance Corporation  1997 - 2008
Union Acceptance Corp  1992 - 1997
Ray Skillman  1988 - 1992

Education
Indiana University-Purdue University at Indianapolis   1984 — 1988
yes, Finance

Experience
Gateway One Lending & Finance   January 2012 - Present
Capital One Auto Finance  January 2005 - December 2011

Skills
Credit Analysis, Loans, Banking, Business Development, Business Planning, Consumer Lending, Credit, Credit Risk, Customer Retention, Customer Satisfaction, Finance, Financial Analysis, Financial Risk, Financial Services, Loan Origination, Negotiation, Relationship Management, Sales, Sales Process, Underwriting, Sales Management, Account Management, Automotive, Cold Calling, Customer Service, Dealers, Forecasting

Education
Southern Illinois University, Carbondale   1997 — 2000
Bachelor of Science (B.S.), Finance

Experience
Gateway One Lending & Finance   October 2012 - Present
AmeriQuest Transportation Services  March 2012 - October 2012
Assurant Solutions  June 2005 - August 2012
Onyx Acceptance Corporation  April 2004 - June 2005

Skills
New Business Development, Sales Management, Sales Process, Account Management, Building Relationships, Profit

Education
Catawba College   1979 — 1983
Bachelors, Business Administration

Experience
Gateway One Lending & Finance   April 2015 - Present
Exeter Finance Corp  February 2012 - April 2015
Capital One Auto Finance  June 2011 - January 2012
DealerCentric   August 2009 - June 2011
Graypoint Auto Finance  May 2007 - June 2008
Onyx Acceptance Corporation / Capital One Auto Finance   April 1994 - May 2007

Skills
Account Management, Customer Service, B2B, Change Management, Credit, Credit Analysis, Loans, Underwriting, Consumer Lending, Finance, Banking, Relationship Management, Sales Management, Credit Risk, Negotiation, New Business Development, Strategic Planning, Profit, Team Building, Sales, Business Development, Customer Retention, Leadership, Automotive, Mergers & Acquisitions, CRM, Sales Process, Management, Customer Satisfaction

Education
Orange Coast College   1995 — 1996
Accounting/Finance

Appleton West   1988 — 1991

Experience
Army NG   April 2013 - Present
Gateway One Lending & Finance   June 2012 - Present
Cyber-Teks   January 2008 - Present
DISYS  January 2011 - June 2012
US Army  October 2000 - October 2009

Skills
Service Desk, A+ Certified, NET+, Remote Desktop, Customer Service, CompTIA, Hardware, Networking, Active Directory, Troubleshooting, Technical Support, System Deployment, TCP/IP, Integration, Information Technology, Software Installation, Windows

Education
Keller School of Graduate   2010 — 2014
MIS, Information Systems

DeVry University   2006 — 2010
NCM, Network Communications

University of Hawaii at Manoa   2004 — 2005
Gen Ed/Engineering, Information Technology

University of California, Berkeley   1997 — 1999
GE, Military Science / Criminal Justice

Experience
ATS Workholding Inc   April 2015 - Present
Gateway One Lending & Finance   November 2013 - April 2015
Staples  February 2012 - July 2012

Skills
Customer Service, Customer Satisfaction, Sales Process, Troubleshooting, Active Directory, Windows Server, Windows 7, System Administration, Computer Hardware, VMware, Technical Support

Education
Stanbridge College   2012 — 2013
Diploma in Information Technology, Information Technology

Experience
Gateway One Lending & Finance   April 2013 - Present
Gateway One Lending & Finance   February 2012 - March 2013
HISNA  2003 - 2012
Keane  2002 - 2003
CIBER, Inc. (Decision Consultants, Inc.)   1999 - 2002
SunGard Financial Systems (formerly System Access, Pte Ltd) Privately Held; 10,001+ employees; Finan   1996 - 1999
Security Bank Corporation  1992 - 1996

Skills
SDLC, Requirements Analysis, Integration, Data Warehousing, Software Project..., Business Analysis, Business Intelligence, Oracle, Microsoft SQL Server, PL/SQL, SQL, Enterprise Architecture, Solution Architecture, Data Modeling, SOA, ETL, Requirements Gathering, Unix, Data Migration, Agile Methodologies, DB2, Databases, Systems Analysis, Visio, Database Design

Education
Polytechnic University of the Philippines   1988 — 1992
Bachelor in Information Technology

Victorino Mapa High School   1984 — 1988

Experience
Ultimate Software  May 2015 - Present
Gateway One Lending & Finance   August 2014 - May 2015
Gateway One Lending & Finance   September 2013 - August 2014
Gateway One Lending & Finance   December 2012 - September 2013
Gateway One Lending & Finance   November 2011 - December 2012

Education
Chapman University, The George L. Argyros School of Business and Economics   2013 — 2014
Master of Business Administration (MBA)

Chapman University, The George L. Argyros School of Business and Economics   2010 — 2013
Finance, Computer Science

Experience
Gateway One Lending & Finance   August 2015 - Present
The Walt Disney Company  February 2013 - August 2015
Angel Staffing  June 2012 - June 2013
StandOUT Global Internships   March 2012 - November 2012
Fry's Electronics  June 2011 - September 2011
RadioShack  October 2010 - June 2011

Skills
Windows, Apps, Computer Hardware, Mac, Word, PowerPoint, Computer Hardware...

Education
DeVry University   2010 — 2015
Bachelor's degree, Computer Systems Networking and Telecommunications

DeVry University

Experience
Gateway One Lending & Finance   June 2015 - Present
Hyundai Capital America  July 2012 - May 2015
Hyundai AutoEver America  December 2009 - July 2012
Capital One Auto Finance  2001 - 2007
Capital One Auto Finance  2001 - 2007
Optum  2000 - 2001

Education
University of California, Irvine
Master’s Degree

Experience
Concur  November 2014 - Present
Dealertrack Technologies  January 2014 - December 2014
Gateway One Lending & Finance   April 2012 - January 2014
ADP Dealer Services  March 2008 - April 2012
Onyx Acceptance Corp/WFS Financial/LBAC/Americredit   April 1999 - March 2008

Skills
SaaS, Sales Process, Sales Management, Salesforce.com, Account Management, CRM, Automotive, Selling, Dealers, Sales Operations, Customer Retention, New Business Development, Sales, Social Networking, Social Media, Loans, B2B, System Administration, Team Building, Management, Negotiation, Document Management, SEM, Business Development, Leadership, Customer Satisfaction, Database Administration, Marketing, SEO, Advertising, Training, Retail, Profit, Email Marketing, Cold Calling, Sales Presentations, Competitive Analysis, Social Media Marketing, Online Advertising, Automotive Sales, Automotive Indirect..., DMS, Systems Administration

Education
New Horizons of Tech Valley   2004 — 2006
MCSA/MCDBA, Networking

Nazareth College   1992 — 1992
Business Administration

Experience
Gateway One Lending & Finance   July 2007 - Present
Capital One Auto Finance  September 2005 - May 2007
Onyx Acceptance Corporation  July 1997 - September 2005

Skills
Negotiation, Credit Risk, Sales, Credit Analysis, Sales Management, Operations Management, Relationship Management, New Business Development, Sales Operations, Training, Financial Risk, Credit, Account Management, Loans, Finance, Recruiting, Underwriting, Management, Consumer Lending, Banking, Risk Management, Business Planning, Forecasting, Leadership, Customer Satisfaction, Customer Retention

Education
De Anza College   1986 — 1987
Sales & Marketing

Bell High School   1980 — 1983

Experience
Gateway One Lending & Finance   July 2015 - Present
Gateway One Lending & Finance   October 2014 - June 2015
Griffin Pest Management   August 2013 - October 2014
Impact Learning Systems  September 2012 - December 2012
CI Solutions   June 2012 - August 2012
P&P Construction   June 2011 - September 2011
Trench Shoring   June 2009 - September 2009

Skills
Word, Excel, Access, SPSS, PowerPoint, Hootsuite, Blog Marketing, Microsoft Word, Microsoft Excel, Photoshop, InDesign, Facebook, Public Speaking, Social Networking, Time Management, Blogging, Social Media

Education
California Polytechnic State University-San Luis Obispo   2009 — 2013
Bachelor of Business Administration, Marketing, 4th Year

Experience
Gateway One Lending & Finance   December 2013 - Present
Graypoint Auto Finance  January 2007 - July 2008

Skills
Customer Service, Sales, Management, B2B, Negotiation, Automotive, Sales Operations, Account Management, Customer Satisfaction, Profit, Customer Retention, New Business Development, Sales Management, Sales Process, Team Building

Education
Central Oregon Community College   2000 — 2002

Experience
Gateway One Lending & Finance   2011 - Present
Costa Mesa Playhouse   2011 - Present
Pacific Coast Academy of Dance   2011 - Present
Michaels Arts and Crafts  2006 - 2011

Skills
Event Planning, Corporate Events, Project Management, Executive Management, Organizational..., Musical Theatre, Acting, Singing, Shakespeare, Fundraising, Entertainment, Performing Arts, Nonprofits, Theatre, Music, Dance, Creative Writing, Improvisation, Drama, Stage, Film, Sales, Customer Service, Leadership, Management, Marketing, Team Building

Education
California State University-Fullerton   2006 — 2010
Bachelor of Arts (B.A.), Theatre/Theater

California State University-Fullerton   2006 — 2010
Bachelor of Arts (B.A.), English

Experience
Gateway One Lending & Finance   July 2014 - Present
Gateway One Lending & Finance   May 2009 - Present

Skills
Financial Analysis, Finance, Data Analysis, Business Analysis, Forecasting, Access, Risk Management, Business Intelligence, Tableau, SQL, Microsoft Excel, Business Strategy, Salesforce.com, Strategic Planning, Microsoft SQL Server, Business Planning, Mergers & Acquisitions, Budgets, Credit

Education
Chapman University, The George L. Argyros School of Business and Economics   2009 — 2011
Master of Business Administration (MBA), Business Administration and Management, General

Arizona State University, W. P. Carey School of Business   2005 — 2009
Bachelor of Science (BS), Computer and Information Sciences, Business

Experience
CRIF Lending Solutions  August 2015 - Present
Community and Southern Bank  2014 - 2015
Community and Southern Bank  2014 - 2015
Community and Southern Bank  2014 - 2015
Gateway One Lending & Finance   May 2013 - January 2014
JP Morgan Chase  October 2007 - May 2013
Americredit  2006 - 2007
Ford Motor Credit Company  March 1994 - November 2005

Skills
Profit, New Business Development, Banking, Mortgage Lending, Loans, Customer Satisfaction, Selling, Credit, Account Management, Credit Analysis, Dealers, Loss Mitigation, Sales Management, Consumer Lending, Underwriting, Customer Retention, Commercial Lending, Sales Process, Sales Operations, Management, Finance, Negotiation, Financial Statement..., Loan Origination, Leadership, Financial Services, Automotive, Sales, Team Building, Risk Management, Relationship Management, Credit Risk, Portfolio Management, Forecasting

Education
Middle Tennessee State University   1987 — 1994
BS, Political Science

Middle Tennessee State University   1987 — 1993
BS, Political Science

Experience
Veros Credit  April 2015 - Present
Gateway One Lending & Finance   May 2014 - April 2015
Rounds & Sutter LLP   January 2014 - May 2014
U.S. Bankruptcy Court   December 2013 - May 2014
Legal Aid Foundation of Santa Barbara County  October 2013 - February 2014
The Honorable Patricia C. Williams   August 2012 - May 2013
ALPHA TITANS, LLC   May 2012 - August 2012
ALPHA TITANS LLC   May 2011 - August 2011
UC Irvine  September 2009 - June 2010
UC Irvine  April 2008 - December 2008

Skills
Research, Legal Research, Litigation, Data Entry, Statistics, Interviews, Employment Law, PowerPoint, Microsoft Excel, Microsoft Office, Social Media, Public Speaking, Microsoft Word, Securities Regulation, Personal Bankruptcy, Mediation

Education
Gonzaga University School of Law   2010 — 2013
Juris Doctor

University of California, Irvine   2006 — 2010
B.A, Business Economics

Brea Olinda High   2002 — 2006

Experience
Gateway One Lending & Finance   August 2014 - Present
Advance Auto Parts  June 2012 - Present
FedEx Ground  June 2010 - January 2013
Aon Hewitt  September 2009 - March 2010

Skills
Cycle Counting, Microsoft Excel, SAS programming, Derivatives, Fixed Annuities, Inventory Control, Microsoft Word, JavaScript, FrontPage, Calculus, Sales, Customer Service, Customer Satisfaction, Call Centers

Education
University of North Carolina at Charlotte   2006 — 2008
Bachelor of Arts (B.A.), Actuarial Science/Business Mathematics

Williamsburg Technical College   2000 — 2002
Associate of Science (A.S.), Business

Experience
Gateway One Lending & Finance   November 2013 - Present
SCGi   June 2007 - October 2013
Hewlett-Packard  July 2006 - May 2007
HP Consulting and Integration   May 2000 - July 2006
Ceridian Tax Services   1999 - 2000
Hewlett-Packard  January 1993 - December 1999
Hewlett-Packard  July 1980 - December 1992

Skills
IT Strategy, Program Management, Solution Architecture, Business Analysis, Workshop Design, Enterprise Architecture, IT Management, Change Management, IT Governance, PMO, Business Process..., Management Consulting, Project Portfolio..., Business Architecture, Consultancy, Enterprise Software, Governance, Process Improvement, Pre-sales, Strategy, SDLC, ERP, CRM, Consulting

Education
UCLA   1977 — 1980
Bachelor of Science

Experience
Gateway One Lending & Finance   July 2012 - Present
EFCSW   March 1997 - May 2012
ESRI  1995 - 1997
Riverside Personnel Service  1994 - 1995

Skills
Administration, Leadership Development, Project Management, Small Business, Coaching, Training, Leadership, Public Speaking, System Administration, Business Planning

Education
Barclay College   1992 — 1994
Bachelor of Science, Business, Christian Theology, Minor in Missions

Southern Oregon University   1985 — 1987
Associates, Administrative Office Management

George Fox University   1984 — 1985

Experience
Gateway One Lending & Finance   June 2009 - Present
Friends Church  June 2001 - October 2008

Skills
Strategic Planning, Finance, Credit Analysis

Education
Hope International University   2009 — 2013
MBA, Masters in Business Management

California State University-Fullerton, Mihaylo College of Business and Economics
BA, Management Information Systems

Experience
Gateway One Lending & Finance   July 2009 - Present
Zurich Financial Services  July 2008 - July 2009
Graypoint Auto Finance  April 2007 - June 2008
Capital One Auto Finance  July 2006 - April 2007
Onyx Acceptance Corporation  August 1998 - July 2006
Larry Miller Group   July 1994 - July 1998

Education
Kansas State University   1988 — 1992
MBA, Business / Finance

Experience
Gateway One Lending & Finance   November 2013 - February 2015
Our Community Credit Union   October 2012 - September 2013
CU Dealer Direct   September 2007 - August 2012

Skills
Credit, Cold Calling, Credit Risk, Credit Analysis, Customer Satisfaction, Forecasting, Loan Origination, Banking, Finance, Relationship Management, Sales Management, Consumer Lending, Loans, Mortgage Lending, Public Relations, Sales

Education
Hawaii Pacific University
Business

Tacoma Community College   1997 — 2000
Associate's degree

Experience
Gateway One Lending & Finance   November 2013 - Present
Liberty Title Company  December 2011 - February 2014
Dallas Dodge Chrysler Jeep   2008 - 2010
RUSH ENTERPRISES  October 2005 - January 2008

Skills
Sales Management, New Business Development, Cold Calling, Forecasting, Marketing, Vehicles, Automotive, Microsoft Office, Real Estate, Loans, Outlook, Credit, Title Insurance

Education
Georgia Highlands College

Experience
Gateway One Lending & Finance   March 2012 - Present
Capital One Auto Finance  January 2006 - March 2012
ONYX ACCEPTANCE CORP  December 2002 - January 2006
TRUE GREEN CHEM LAWN   January 1997 - January 2002
BULLDOG FORESTRY   January 1995 - January 1997

Skills
Loans, Business Planning, Credit, Leadership, Finance, Sales, Management

Education
Georgia Southern University

Middle Georgia State University
Architectural Design

Statesboro High School

Experience
Gateway One Lending & Finance   November 2012 - Present
Gateway One Lending & Finance   March 2010 - November 2012
Clean Energy  June 2008 - February 2010
Graypoint Auto Finance  July 2006 - June 2008
Onyx Acceptance Corporation  2000 - 2006
Onyx Acceptance Corporation  January 1993 - January 2000
Ernst & Young  September 1989 - 1993

Education
California State University-Long Beach - College of Business Administration   1985 — 1989

Experience
Global Lending Services  January 2013 - August 2015
Gateway One Lending & Finance   April 2012 - January 2013
Wells Fargo  2011 - April 2012
State National Companies  February 2009 - August 2011
Wells Fargo  January 2006 - August 2008
Wells Fargo  February 2005 - December 2005
WFS Financial  June 2003 - February 2005
Member One Federal Credit Union  September 2001 - June 2003
SunTrust Bank  July 1998 - September 2001

Skills
Management, Sales, Loans, Prime, Credit Analysis, Credit, Leadership, Consumer Lending, Microsoft Word, Underwriting, Team Building, Collaboration, Breakdance, Selling, Finance, Mortgage Lending, Banking, Business Development, Portfolio Management, Sales Operations, New Business Development, Customer Retention, Sales Management, Relationship Management, Customer Satisfaction, Call Centers, Financial Services, Sales Process, Risk Management, Loan Origination, Commercial Lending, Account Management, Credit Cards, Coaching, Insurance, Cross Selling, Profit, Executive Management, Credit Risk, Loss Mitigation, CRM, Forecasting, Financial Analysis, Time Management, Small Business Lending

Education
James Madison University   1994 — 1998
BBA, Business Management

Experience
Gateway One Lending & Finance   January 2013 - Present
Universal Music Group  November 2011 - August 2012
Napster  August 2008 - November 2011

Education
Northwestern University   1992 — 1996

Experience
Gateway One Lending & Finance   May 2012 - Present
CapitalOne Auto Finance  January 2005 - October 2011
Capital One  2005 - October 2011

Skills
Credit Analysis, Credit, Consumer Lending, Loans, Underwriting, Relationship Management, Finance, Credit Risk, Banking, Financial Analysis, Risk Management, Loan Origination, Portfolio Management, Financial Risk, Sales, Customer Retention, Business Development, Subprime, Customer Satisfaction, Leadership, Team Building, Coaching, Cold Calling, Business Planning, Commercial Lending, Financial Services, Mortgage Lending, Negotiation, Profit, Sales Management, Sales Operations, Sales Process

Education
Elmhurst College   1998 — 2002
Bachelor's degree, Finance, General

Experience
Gateway One Lending & Finance   2013 - Present
Ally Financial Inc.  January 2011 - January 2012
GM Financial/AmeriCredit  December 2009 - January 2011

Skills
NJ Licensed Notary..., Credit Analysis, Underwriting, Finance, Credit, Loans, Credit Risk, Consumer Lending, Portfolio Management, Loan Origination, Relationship Management, Banking, Risk Management, Loss Mitigation, Training, Management, Sales, Financial Services, Commercial Lending, Funding, Financial Risk

Education
Middlesex County College   2001 — 2003
Business Administration, Business, 2nd

Experience
Gateway One Lending & Finance   January 2014 - Present
Wells Fargo  January 2012 - January 2014
Silvia Tennis Academy   February 2009 - October 2013
University of Georgia  August 2005 - May 2007

Skills
Budget, Microsoft Excel, PowerPoint, Research, Microsoft Office, Statistics, Microsoft Word, Investments, Quantitative Analytics, Data Analysis, Financial Analysis, Customer Service, Time Series Analysis

Education
The University of Georgia   2003 — 2008
Bachelor of Arts (B.A.), Spanish

University of Georgia - Terry College of Business   2003 — 2007
BBA, International Business with concentration in Finance

Experience
Gateway One Lending & Finance   December 2013 - Present
Exeter Finance Corp  February 2012 - September 2013
Ventura's CARSTAR Collision   November 2009 - January 2012
Americiredit Financial Services   February 2006 - July 2008
Jim Ball Pontiac Buick GMC   2003 - 2006
WFS Financial  January 2001 - May 2004

Skills
Credit Analysis, Credit, Loans, Underwriting, Credit Risk, Process Improvement, Portfolio Management, Financial Analysis, Banking, Sales, Consumer Lending, Finance, Customer Retention, Customer Satisfaction, Relationship Management, Negotiation, Loan Origination, Pricing, Team Building, Funding, Training, Automobile, Subprime, Salesforce.com, CRM, Outlook, B2B, Dealers, Dealer Management, Microsoft Word, Marketing

Education
Buffalo State College

Experience
Gateway One Lending & Finance   August 2013 - Present
Gateway One Lending & Finance   October 2010 - July 2013
Capital One Auto Finance  January 2006 - March 2009
Onyx Acceptance Corporation  July 2004 - January 2006
Enterprise Rent-A-Car  September 2001 - July 2004

Skills
Credit, Analysis, Sales, Marketing, Training, Loans, Automotive, Credit Analysis, Sales Management, Team Building, Consumer Lending, Underwriting

Education
State University of New York College at Brockport   1996 — 2000
Bachelor of Science, Mathematics

Experience
Gateway One Lending & Finance   April 2014 - Present
Westlake Financial Services  October 2013 - March 2014
Farmers Insurance  April 2009 - August 2011
Wells Fargo  August 2005 - February 2008
Aramark Uniform Services  August 2004 - August 2005
Forest Pharmaceuticals  June 2003 - July 2004

Skills
New Business Development, Sales, Sales Operations, Account Management, Recruiting, Team Building, Insurance, Cold Calling, Sales Management, Customer Service, Leadership, Employee Relations, Human Resources, Customer Retention, Management, Customer Satisfaction, Marketing, Sales Process, Training, Negotiation, Coaching, Strategic Planning, Small Business, Direct Sales, Contract Negotiation

Education
Arkansas State University   1995 — 1997
Bachelor, Marketing

Experience
Gateway One Lending & Finance   December 2012 - Present
Nicholas Financial Inc.  July 2010 - December 2012
ACC Consumer Finance  May 2007 - June 2010
Centrix Financial  July 2002 - May 2007
Onyx Acceptance Corporation  April 2001 - June 2002

Skills
Sales, Retail, Business Planning, Market Planning, Program Management, B2B, Sales Management, Strategy, Direct Sales, Account Management, Customer Satisfaction, Marketing, Loans, Management, New Business Development, Customer Retention, Training, Marketing Strategy, Team Building, Sales Process, Customer Service, Negotiation, Automotive

Education
Illinois State University   1990 — 1992

Experience
Gateway One Lending & Finance   September 2015 - Present
Gateway One Lending & Finance   February 2012 - Present
The Home Depot  March 2010 - June 2012
T&T Communications, INC   September 2005 - February 2012
Wal Mart  April 2004 - May 2005

Skills
Customer Service, Sales, Customer Satisfaction, Leadership

Education
Southern Polytechnic State University   2004 — 2011
Bachelor of Science in Mathematics, Mathematics

Experience
GM Financial  December 2014 - Present
Pastosa Inc   May 2007 - December 2014
Gateway One Lending & Finance   July 2013 - September 2013
Gateway One Lending & Finance   October 2012 - July 2013
Manalapan Township Recreational Center   January 2012 - June 2012
Diversified Quality Services   May 2005 - June 2007

Skills
Management, Hiring Practices, Operations Management, Development Of Employees, Negotiation, Training, Marketing, Client Relations Skills

Education
Rutgers University   2008 — 2012
Bachelor of Science (BS), Sports and Exercise Science, Sports Management, Graduate

Experience
Gateway One Lending & Finance   2013 - Present
washington mutual  2003 - 2007
WM Financial Services(Washington Mutual Investment Division)   1996 - 2003
Wells Fargo Securities  1994 - 1996
Wells Fargo Bank, Commercial Banking   1990 - 1994

Skills
Loans, Banking, Mortgage Lending, Credit, Risk Management, Mortgage Banking, AML, Securities, Financial Services, Investments, Mutual Funds, Asset Management, Series 63, Series 7, Financial Analysis, Real Estate, Process Improvement, Commercial Banking

Education
California State University-Fullerton - College of Business and Economics
Bachelor of Business Administration (B.B.A.), Finance, General

Experience
Gateway One Lending & Finance   February 2008 - Present
Dick's Sporting Goods  November 2007 - February 2008
The Golf Club of Georgia  February 2003 - October 2007
Sea Island Company  June 2002 - December 2002

Education
Georgia Perimeter College   2009 — 2009
Bachelor of Arts, History

Cumberland College   2001 — 2002

Experience
Gateway One Lending & Finance   May 2012 - Present
Vie Retreat   June 2008 - August 2012
Capital One Auto Finance  January 2007 - May 2008
Onyx Acceptance Corporation  March 2003 - January 2007
Western Financial Services   March 2001 - March 2003
Onyx Acceptance Corporation  January 1998 - March 2001

Skills
Financial Managment, Credit Analysis, Account Management, Credit, Credit Risk, Consumer Lending, Loans, Underwriting, Banking, Risk Management, Funding, Finance, Financial Analysis, Relationship Management, Commercial Lending, Loan Origination, Small Business Lending, Portfolio Management

Education
University of Arkansas at Little Rock   1988 — 1991

University of Arkansas at
Bachelor, Accounting andFinance

Experience
Gateway One Lending & Finance   March 2013 - Present
Enterprise Rent-A-Car  February 2011 - February 2013

Skills
Sales&Marketing, Networking, Management, Customer Service, Customer Satisfaction, Sales, Sales Operations

Education
Penn State University   2000 — 2005
Bachelor of Business Administration (B.B.A.), Marketing

Experience
Gateway One Lending & Finance   September 2013 - Present
TD Service Company  September 2008 - April 2012

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Leadership, Training, Team Building, Customer Service, English, Finance, Financial Analysis, Negotiation, Banking, Financial Risk

Education
Cuesta College
Associate of Arts (A.A.)