Golden Empire Mortgage

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Golden Empire Mortgage Employees

Employee
Years
Job
Industry
David L. Perez David L. Perez Greater Los Angeles Area Details
David L. Perez's Golden Empire Mortgage Experience October 2001 - October 2006
Job Business Development at SFS Chemical Safety
Industry Investment Banking
Experience
SFS Chemical Safety   December 2014 - Present
Landmark Dividend  July 2011 - October 2014
American HealthCare Capital  November 2007 - June 2011
Pure Smoke   October 2006 - November 2007
Golden Empire Mortgage   October 2001 - October 2006
Courtyard by Marriott  October 2000 - September 2001
Perez Enterprises   January 1996 - August 2000

Skills
Negotiation, Sales, Mergers & Acquisitions, Real Estate Transactions, Investment Properties, Direct Sales, Business Valuation, Corporate Finance, Finance, New Business Development, Customer Retention, Sales Operations, Business Analysis, Real Estate Financing, Site Investigation, Business Acquisition, Business Development, Selling, Small Business, Business Strategy, Sales Management, Salesforce.com, Account Management, Healthcare Consulting, Financial Analysis, Structured Finance, Loan Origination, Real Estate Economics, Real Estate Investor, Healthcare Industry, Investment Banking, Martial Arts, Valuation, M, Credit, CRM, Management, Customer Relations, BJJ, Muay Thai, Boxing

Education
University of California, Los Angeles   2011 — 2011

Emily Minton Emily Minton Bakersfield, California Details
Emily Minton's Golden Empire Mortgage Experience December 2010 - January 2011
Job Authorizations Clerk at Medical Associates of Bakersfield
Industry Medical Practice
Experience
Medical Associates of Bakersfield   April 2012 - April 2015
Golden Empire Mortgage   December 2010 - January 2011
San Joaquin Valley Pulmonary Medical Group   April 2009 - November 2010

Skills
Microsoft Office, Mac OS, Organization, Prior Authorization, Data Entry, ICD-9, CPT, Health Insurance, Referrals, Leadership, Medical Records, Appointment Scheduling, Customer Service, HIPAA, Healthcare, Medical Terminology

Education
Kaplan College-Bakersfield   2008 — 2009
Certification, Medical/Clinical Assistant

Liberty High School   2002 — 2006
High School Diploma

Alyson Lloyd Alyson Lloyd Orange County, California Area Details
Alyson Lloyd's Golden Empire Mortgage Experience April 2014 - February 2015
Job Mortgage Specialist
Industry Banking
Experience
Reverse Mortgage Educators   February 2015 - August 2015
Golden Empire Mortgage   April 2014 - February 2015
TelePacific Communications  April 2012 - September 2013
Equity Wave Lending   2010 - 2012
Wells Fargo Home Mortgage  2006 - 2010
Epoch Internet  March 1998 - March 2004
Epoch Internet  1999 - 2004
Netiface Communications   1998 - 2004

Skills
Marketing Strategy, Business Strategy, Account Management, Solution Selling, Direct Sales, MPLS, Colocation, Telecommunications, Telephony, Voice & Data Convergence, Data Backup Solutions, IPv6, Managed Security..., Co-location, Sales Management, Lead Generation, Strategic Partnerships, Managed Services, Vendor Management, Sales Operations, Call Centers, Salesforce.com, Selling, Enterprise Software, Hosted Services, Sales, SIP Trunking, VoIP, Cloud Computing, Wireless, Long Distance, Professional Services, PRI, Sales Process, Customer Satisfaction, Channel Partners, T1, Mobile Devices, Cold Calling, Business Development, Private Line, Data Center, Small Business, Sales Presentations, Customer Retention, Metro Ethernet, Ethernet, B2B, Unified Communications, SIP

Education
University of California, Berkeley   1984 — 1987
Bachelor of Arts (B.A.), Economics & Political Science

Semester at Sea   1984 — 1984
Marketing, Sociology, and History Courses, Course Curriculum Integrated Travel Experience in 3rd World Countries

Ed Fontes Ed Fontes Sacramento, California Area Details
Ed Fontes's Golden Empire Mortgage Experience August 2007 - March 2011
Job Branch Manager at Primary Residential Mortgage, Inc.Your Savior of Home Loans
Industry Financial Services
Experience
Primary Residential Mortgage  January 2015 - Present
Prospect Mortgage, LLC  January 2014 - January 2015
PrimeLending  August 2013 - January 2014
Platinum Home Mortgage Corporation  March 2011 - August 2013
Golden Empire Mortgage   August 2007 - March 2011
American Home Loans  May 1996 - August 2007

Skills
USDA, Mortgage Banking, Mortgage Lending, Refinance, FHA, Loss Mitigation, Underwriting, Loan Origination, Real Estate, VA loans, Reverse Mortgages, Mortgage Underwriting, FHA financing, Home Equity Lines of..., First Time Home Buyers, Commercial Real Estate, REO, Real Estate Financing, Investment Properties, Credit, Real Estate Transactions, Loans, Residential Mortgages, Residential Homes, Finance, Sellers, HUD, Foreclosures, Investments, Single Family Homes, Investors, Short Sales, Mortgage Marketing, Certified Mortgage..., Construction Loans, FHA Financing, Referrals, Sales, Banking, Condos, VA Loans

Education
East Los Angeles College

San Bernardino Valley College

U.S. Army Veteran

colegio internacional de caracas

Maria Adela Piña Maria Adela Piña Greater Los Angeles Area Details
Maria Adela Piña's Golden Empire Mortgage Experience May 2003 - February 2004
Job Administrative Management Professional
Industry Executive Office
Experience
Bedrock Financial Services   August 2014 - April 2015
Alternatives Unlimited  August 2008 - July 2012
Self Contractor  April 2004 - August 2008
Golden Empire Mortgage   May 2003 - February 2004
First Household Alliance   April 2000 - May 2003

Skills
Customer Service, Business Development, Office Administration, Education, Real Estate Financing, Strategic Planning, Translation, Underwriting, Microsoft Excel, Banking, Spanish, Administrative..., Microsoft Word, Mortgage Lending, Recruiting, Leadership, Administrative..., Microsoft Office, Loans, Team Building, Advertising, Management, New Business Development

Education
National Education Center   1994 — 1996
Secretarial Science

Rio Hondo College   1992 — 1994
General Studies

Annette Marie Beaulieu Annette Marie Beaulieu Saint Paul, Minnesota Details
Annette Marie Beaulieu's Golden Empire Mortgage Experience 2007 - 2009
Job Marketing Distributor at SendOutCards
Industry Internet
Experience
Send Out Cards  October 2008 - Present
Discovery Club, St Paul Schools   2009 - 2015
Discovery Club, St Paul Schools   2009 - 2015
Send Out Cards  2008 - 2013
Wells Fargo Home Mortgage  2007 - 2009
Golden Empire Mortgage   2007 - 2009

Skills
Business Networking, Small Business, Social Networking, Relationship Marketing, Social Media Marketing, Marketing, Entrepreneurship, Online Advertising, Email Marketing, Sales, Leadership, Time Management, Online Marketing, Public Speaking, Lead Generation, Advertising, Facebook, Direct Sales, Social Media, Network Marketing, Marketing Strategy, Home Based Business, Team Building, SEO, Direct Marketing, Coaching, Marketing Communications

Education
American University
Masters, Film Production

Carleton College
Bachelor of Arts, Geology, Minor in French

Matt Guerrero Matt Guerrero Orange County, California Area Details
Matt Guerrero's Golden Empire Mortgage Experience February 2008 - February 2009
Job Retail Branch Manager
Industry Financial Services
Experience
Lincoln Mutual Home Mortgage   August 2015 - Present
American Financial Network  December 2012 - August 2015
Affiliated Funding Corp.   February 2009 - November 2012
Golden Empire Mortgage   February 2008 - February 2009
Countrywide Home Loans  January 2005 - November 2008
Peregrine Financial Group  January 2000 - January 2005
Concord Trading Group   March 1998 - January 2000

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning, Negotiation, C++, Editing, C, Java, Real Estate, Investment Properties, Refinance, Marketing, FHA, Home Equity Loans, VA loans, Mortgage Banking

Education
Biola University   2007 — 2010

Whittier High School   1989 — 1992

Jose Villafan Jose Villafan Greater Los Angeles Area Details
Jose Villafan's Golden Empire Mortgage Experience August 2014 - Present
Job Mortgage Planner at Golden Empire Mortgage
Industry Financial Services
Experience
Golden Empire Mortgage   August 2014 - Present
Zabe Mortgage Group   August 2004 - July 2014
Bank of America  July 2002 - August 2004
Valley Oak Credit Union   June 2001 - August 2002

Skills
Refinance, Loans, Credit, Consumer Lending, Banking

Education
California State University-Fresno   2005 — 2010
Public Relations, Mass Communication & Journalism

Michael Gilmore Michael Gilmore Fresno, California Area Details
Michael Gilmore's Golden Empire Mortgage Experience August 2000 - March 2002
Job Branch Manager at Primary Residential Mortgage, Inc.
Industry Financial Services
Experience
Primary Residential Mortgage, Inc.   October 2014 - Present
HomeBridge Financial Services, Inc.   April 2014 - October 2014
Banc Home Loans, A Division of Banc of California  February 2011 - April 2014
Royal Charter Mortgage   June 2008 - February 2011
PHH Mortgage  December 2007 - June 2008
The Mortgage Professionals   March 2002 - December 2007
California Dreamin' Realty   December 2005 - August 2007
Golden Empire Mortgage   August 2000 - March 2002
National City Mortgage  August 1996 - August 2000
Capital Pacific Mortgage   April 1995 - August 1996

Skills
FHA, Mortgage Lending, Loans, Refinance, Conventional, VA, USDA Rural Housing, Portfolio Loan Products, Mortgage Banking, Business Development, Training, Recruiting, Short Sales, Real Estate, Investors, REO, VA loans, Loan Origination, Management, Banking, First Time Home Buyers, Negotiation, Sales Management, Investment Properties, USDA, Finance, Government Loans, Investments, Residential Mortgages, FHA financing, Certified Mortgage..., Foreclosures, Mortgage Underwriting, Construction Loans, Reverse Mortgages, Residential Homes, Mortgage Marketing, Home Equity Loans, Credit, Real Estate Financing, Loss Mitigation, HUD, Commercial Lending, Loan Servicing, Underwriting, Sales, 203K, Sellers, Commercial Mortgages, Debt Consolidation

Education
University of Southern California
Bachelor of Science (BS), Business Administration - Major studies in Marketing & minor in the Entreprenuer Program

Sarra Schneller Sarra Schneller Lake Havasu City, Arizona Details
Sarra Schneller's Golden Empire Mortgage Experience June 2014 - Present
Job Mortgage Consultant at Golden Empire Mortgage
Industry Marketing and Advertising
Experience
Golden Empire Mortgage   June 2014 - Present
Join A Firm   July 2013 - 2013
IMPACT International Marketing   January 2013 - 2013
Northwestern Mutual  November 2009 - September 2012
Palms Casino Resort  2007 - 2009

Skills
Recruiting, Coaching, Building Relationships, Cold Calling, Training, Integration, Financial Services, Marketing Strategy, Management, Leadership, Direct Marketing, Strategic Partnerships, Strategy, Marketing, Lead Generation, Sales, Start-ups, New Business Development, Strategic Planning, Sales Process, Retail, Networking, Business Development, CRM

Education
College of Southern Nevada   2006 — 2009
ford corporate office, Finance and Financial Management Services

Salt Lake Community College   2004 — 2006
Architectural and Building Sciences/Technology

FREDDY BOZZO FREDDY BOZZO Greater Los Angeles Area Details
FREDDY BOZZO's Golden Empire Mortgage Experience February 2006 - June 2009
Job OFFICE MANAGER AT JACKSON HEWITT
Industry Marketing and Advertising
Experience
Jackson Hewitt Tax Service Inc.  January 2010 - Present
Golden Empire Mortgage   February 2006 - June 2009

Skills
Reverse Mortgages, Finance, Real Estate, FHA, Marketing, Residential Mortgages, VA loans, First Time Home Buyers, Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Investment Properties, Social Media Marketing, Microsoft Excel, USDA, Loans

Education
East Los Angeles College   1991 — 1993
LIBERAL ARTS, Business Administration and Management, General

Debora Leffler Debora Leffler Orange County, California Area Details
Debora Leffler's Golden Empire Mortgage Experience October 2008 - November 2009
Job Real Property Valuation Expert.............................. Producer of the TV Variety Show "Sizzle!"
Industry Real Estate
Experience
Appraisers Network   January 2005 - Present
Auction.com  November 2012 - December 2012
Old Republic Title Company  July 2011 - November 2012
Golden Empire Mortgage   October 2008 - November 2009
Office of the Orange County Assessors Department of Real Property   February 2005 - October 2005
Value Network   January 1998 - February 2005

Skills
REO, Real Estate, Mortgage, Loans, Insurance, Sales, Property, Strategic Planning, Relocation, Investors, Mortgage Lending, Appraisals, New Home Sales, Management, Finance, Selling, Residential Homes, Foreclosures, Listings, Short Sales, FHA, Property Management, Valuation, Sellers, Banking, Real Property, Investments, Training, Budgets, Single Family Homes, Condos, Real Estate Financing, Analysis, Mortgage Banking, Loan Origination, Refinance, Real Estate Economics, HUD, Residential Mortgages, Asset Management, Real Estate Development, Investment Properties, Commercial Real Estate, Brokerage, Real Estate Transactions, First Time Home Buyers

Education
USC   1987 — 1989
Bachelor of Arts (BA), Philosphy of Ethics

Pacific West College of Law
Juris Doctor, Law

Orange Coast College
Associate of Arts (AA), General Ed, Music, Dance, Theatre, Orchestra, Singer

Cheyanne Terracciano Cheyanne Terracciano Greater Los Angeles Area Details
Cheyanne Terracciano's Golden Empire Mortgage Experience May 2001 - June 2004
Job Broker/Owner at RE/MAX AllPro and RE/MAX Consultants
Industry Real Estate
Experience
RE/MAX All-Pro and RE/MAX Consultants   January 2009 - Present
RE/MAX All-Pro  June 2004 - Present
Re/Max All Pro  August 2004 - Present
Golden Empire Mortgage   May 2001 - June 2004

Skills
Short Sales, First Time Home Buyers, Sellers, Real Estate, REO, ABR, CDPE, National Association of..., Listings, Buyer Representation, Council of Residential..., FHA, Foreclosures, Investment Properties, Mortgage Lending, Move Up Buyers, Property, Real Estate Economics, Referrals, Relocation, SFR, Senior Real Estate, Single Family Homes, Townhomes, Buyers

Education
California State University-Long Beach   1997 — 2001
BA

Roman Stallone Roman Stallone Brooklyn, New York Details
Roman Stallone's Golden Empire Mortgage Experience January 2013 - June 2014
Job Administrative account specialist
Industry Hospital & Health Care
Experience
Brook Plaza Ambulatory Surgical Center   July 2014 - Present
Tri-County Medical Billing   January 2008 - August 2014
Golden Empire Mortgage   January 2013 - June 2014
T.M. Kalra, M.D   March 2012 - January 2013
Albrecht Chiropractic Inc   April 2011 - March 2012

Skills
Medical Billing, HIPAA, Invoicing, CPT, Accounts Receivable, ICD-9, Medical Terminology, Medical Coding, Medical Records, Finance, HCPCS, Medisoft, EMR, Healthcare, Family Medicine, eClinical Works, Gastroenterology, Chiropractic, Mental Health, Software Documentation, Medical Practice..., Medical Group Management, Sales Management, Public Speaking, Insurance, Microsoft Office, Training, Customer Service, EHR, Practice Management, Outlook, Anesthesia Billing, Ophthalmic Billing, Facility Billing, Gastroenterological..., AdvantX, Clearing Houses, Appeals, Health Insurance, Commercial Insurance, Management, Medicare, Microsoft Excel, Microsoft Word, Sales, Medicaid, Healthcare Management, Leadership, PowerPoint, Team Building

Education
University of Phoenix   2015 — 2020
Bachelor of Business Administration (BBA), Business Administration, Management and Operations, 3.9 GPA

Allied School NMLS Safe Course   2012 — 2012
Certificate of Completion, Loan Origination, B

Access High School   2007 — 2009
Diploma, General Education

Amy Kendall Amy Kendall Greater Seattle Area Details
Amy Kendall's Golden Empire Mortgage Experience January 2011 - October 2011
Job Senior Underwriter at WSECU
Industry Financial Services
Experience
WSECU  October 2011 - Present
Golden Empire Mortgage   January 2011 - October 2011
Washington State Employees Credit Union  October 2010 - December 2010
National City Mortgage  March 2009 - October 2009
The Mutual Fund Store  December 2007 - March 2009
National City Mortgage  August 2005 - October 2007
BNC Mortgage  July 2002 - July 2005
Wells Fargo Home Mortgage  September 2001 - July 2002
Aames Home Loan  October 1999 - September 2001

Skills
Underwriting, Mortgage Lending, Loans, Credit, Mortgage, Mortgage Banking, Home Equity Loans, Training, Customer Service, Risk Management, Loan Origination, Management, Financial Risk, Consumer Lending, Sales, Credit Analysis, Banking, Refinance, Mortgage Underwriting, Credit Risk, Loss Mitigation, Residential Mortgages

Education
Tacoma Community College   2010 — 2010
AAS, Accounting

Pierce College
Coursework, Accounting and Business Management

Lowell Semans Lowell Semans Greater Los Angeles Area Details
Lowell Semans's Golden Empire Mortgage Experience November 2008 - August 2011
Job Senior Loan Officer at Provident Bank Mortgage
Industry Banking
Experience
Provident Bank Mortgage  September 2011 - Present
Golden Empire Mortgage   November 2008 - August 2011
CTX Mortgage  February 1990 - November 1998

Skills
Real Estate, Construction Loans, First Time Home Buyers, Investment Properties, Debt Consolidation, HUD, Credit, REO, Investors, Referrals, Residential Homes, Condos, Customer Satisfaction, Construction, Contract Negotiation, Mortgage Underwriting

Education
University of California, Davis
BA, Individual and Group Guidance, Education

Fresno State University
Drivers Education Certification, Drivers Education Trainer Instructor

California State University-Fullerton
Secondary Admistrative Credential, Education

Darryl King, 6σBB Darryl King, 6σBB Riverside, California Details
Darryl King, 6σBB's Golden Empire Mortgage Experience May 2015 - Present
Job Corporate Underwriting Manager at Golden Empire Mortgage Corporation
Industry Banking
Experience
Golden Empire Mortgage   May 2015 - Present
Reliance First Capital  May 2012 - April 2015
Fifth Third Bank  2009 - May 2012
Freedom Financial Mortgage Corp   November 2008 - 2009
Secure American Mortgage, Inc   January 2008 - July 2008
Delta Funding Corp / Fidelity Mortgage   1996 - 2007
Fidelity Mortgage  1996 - 2007
Delta Funding  1996 - 2007
Delta Funding/Fidelity   1996 - 2007
Resolution Trust Corporation  1989 - 1995

Skills
Mortgage, Compliance, Underwriting, Team Building, Customer Relations, Strategic Planning, Credit, Process Improvement, Real Estate, Banking, Coaching, Operations Management, Six Sigma, Leadership Development, Portfolio Management, Budgeting, Change Management, Risk Management, Account Management, Team Leadership, Excel, Process Engineering, Financial Analysis, Management Consulting, Program Management, Forecasting, Business Process..., Executive Management, Social Media, Microsoft Office, Problem Solving, Customer Service, FHA, Leadership, Loans, Management, Microsoft Excel, Mortgage Lending, Refinance, Mortgage Banking

Education
University of Louisville   1982 — 1985
Management / Finance

Paul Zintel Paul Zintel Orange County, California Area Details
Paul Zintel's Golden Empire Mortgage Experience March 2009 - Present
Job Financial Strategist
Industry Banking
Experience
Golden Empire Mortgage   March 2009 - Present
Pacific View Funding, Inc   January 2005 - January 2009
Intercoastal Funding Corp   2000 - 2009

Skills
Loans, FHA, Mortgage Lending, Credit, Refinance, Mortgage Banking, Loan Origination, Investment Properties, Banking, Real Estate, Financial Analysis, Investments, Strategic Planning, FHA financing, Residential Mortgages, Risk Management, Certified Mortgage..., REO, Real Estate Economics, Strategic Financial..., Finance, Property, Real Estate Financing, Reverse Mortgages, Selling, First Time Home Buyers, Investors, Commercial Lending, VA loans, Funding, Credit Analysis, USDA, Short Sales, Underwriting, Mortgage Marketing, Commercial Mortgages, Government Loans, Construction Loans, Loan Servicing, Consumer Lending, Mortgage Underwriting, Financial Structuring, Referrals, Loss Mitigation, Foreclosures, Sellers, Financial Advisory, Portfolio Management, Brokerage, Wealth

Education
California State University-Fullerton   1976 — 1980
BA, Management

Jessica Mattinson Jessica Mattinson Tehachapi, California Details
Jessica Mattinson's Golden Empire Mortgage Experience February 2005 - July 2006
Job Executive Assistant at ICON Aircraft
Industry Aviation & Aerospace
Experience
ICON Aircraft  December 2013 - Present
Self-Employed  May 2002 - Present
Kaweah Delta Medical Center  April 2013 - February 2014
Bear Valley Community Services District   September 2010 - April 2013
Golden Empire Mortgage   February 2005 - July 2006
Countrywide Home Loans  August 2002 - February 2005

Skills
Strategic Planning, Government, Customer Service, Microsoft Office, Project Management, Outlook, Event Planning, Data Analysis, Microsoft Word, Human Resources, Research, Healthcare, Policy, Data Entry, Teamwork, Operations Management, Microsoft Excel, Training, Program Management, Management, Process Improvement

Education
Bakersfield College   2007 — 2016
Business Administration

Lu Ross Academy   2002 — 2002
Massage Therapy/Therapeutic Massage

Ventura College   2001 — 2002
General Studies

Santa Paula High School   1998 — 2001
High School Diploma, General Studies

Enrique Espejel Enrique Espejel Rancho Cucamonga, California Details
Enrique Espejel's Golden Empire Mortgage Experience January 2013 - February 2015
Job Marketing / Advertising at ATG Electronics
Industry Investment Management
Experience
ATG Electronics   March 2015 - Present
Golden Empire Mortgage   January 2013 - February 2015
Abstract Evolution   June 2010 - June 2014
TCI  February 2011 - November 2011
Ryder LTD   June 2008 - December 2010
Penske LTD   June 2006 - October 2009

Skills
Management, Marketing, Customer Service, Sales, Sales Management, Team Building, Social Media, New Business Development, Budgets, Business Development, Customer Satisfaction, Logistics, Inventory Management, Operations Management, Account Management, Negotiation, Supply Chain Management, 3PL, Purchasing, Forecasting, Transportation, Contract Negotiation, Graphic Design, Web Design, Adobe Design Programs, Illustrator, Photoshop, InDesign, Marketing Strategy, Email Marketing, Advertising, Online Advertising, Magazine Design

Education
California State University of San Bernardino   2013 — 2014
Bachelor of Business Administration (BBA), Cyber/Computer Forensics and Counterterrorism

California State University-San Bernardino - College of Business and Public Administration   2005 — 2010
BA, Marketing

Christian Sargent Christian Sargent Bakersfield, California Area Details
Christian Sargent's Golden Empire Mortgage Experience May 2007 - August 2007
Job Sr. Credit Analyst at Mission Bank
Industry Banking
Experience
Mission Bank  November 2012 - Present
United Security Bank  May 2008 - November 2012
Golden Empire Mortgage   May 2007 - August 2007
Home123  June 2006 - May 2007
Ameriquest Mortgage  March 2005 - May 2006

Skills
Loans, Banking, Credit, Commercial Banking, Mortgage Lending, Credit Analysis, Loan Origination, Small Business Lending, Commercial Lending, Consumer Lending, Financial Analysis, Lines Of Credit, Retail Banking, Refinance

Education
California State University-Bakersfield   2007 — 2010
BS, Business Administration with a concentration in Management Information Systems

Annette Frese Annette Frese Greater Los Angeles Area Details
Annette Frese's Golden Empire Mortgage Experience February 2006 - September 2008
Job Processing Director at loanDepot
Industry Banking
Experience
loanDepot  February 2010 - Present
Lincoln Capital   September 2008 - Present
Golden Empire Mortgage   February 2006 - September 2008

Skills
Mortgage Banking, Refinance, FHA, Loan Origination, Mortgage Lending, Loans, Residential Mortgages, Investments, VA loans, REO, Mortgage Underwriting, Credit, Credit Analysis, Short Sales, Real Estate, Finance, First Time Home Buyers, Real Estate Financing, Management, Operations Management, Time Management, Government Loans, Loan Processing, Pipeline Management, Pipeline Integrity, Employee Engagement, Employee Training

Education
Santa Ana College

Katherina Aguirre Katherina Aguirre Bakersfield, California Area Details
Katherina Aguirre's Golden Empire Mortgage Experience April 2015 - Present
Job Student at Everest UniversityNorth Orlando
Industry Financial Services
Experience
Golden Empire Mortgage   April 2015 - Present

Education
Everest University-North Orlando   2012 — 2014

Nelly Freyre Nelly Freyre Rancho Cucamonga, California Details
Nelly Freyre's Golden Empire Mortgage Experience February 2000 - September 2009
Job FINE ARTIST ILLUSTRATOR at MISTIQUE INC.
Industry Arts and Crafts
Experience
MISTIQUE INC.   2006 - Present
X Plus Real Estate   1997 - June 2012
Golden Empire Mortgage   February 2000 - September 2009

Skills
Marketing, Customer Service, Microsoft Excel, Strategic Planning, Public Speaking, Leadership, Sales, First Time Home Buyers

Education
Chaffey College   1993 — 1997
Associate's Degree, Liberal Arts and Sciences/Liberal Studies

Chaffey College   1992 — 1997
Associate's Degree, Liberal Arts and Sciences/Liberal Studies

Art Center College of Design
Illustration

Adrian J. Twombley Adrian J. Twombley Orange County, California Area Details
Adrian J. Twombley's Golden Empire Mortgage Experience February 2005 - April 2006
Job Director of Corporate Development
Industry Banking
Experience
Lenox Financial  September 2014 - Present
Lenox Financial  November 2012 - September 2014
Prudential California Real Estate  July 2009 - November 2012
New Spirit, New Spirit Mortgage, New Spirit Vacation Rentals   2006 - 2009
Golden Empire Mortgage   February 2005 - April 2006
Pacific Western Mortgage   December 2003 - January 2005
California Prudential Real Estate   March 2002 - February 2003

Skills
Sales, Business Development, Recruiting, Real Estate, FHA, Investment Properties, Mortgage Lending, Management, Mortgage Banking, First Time Home Buyers, Loan Origination, Loans, Entrepreneurship, Selling, Referrals, Leadership, Customer Service, Credit, Refinance, Underwriting, Lead Generation, Investments, Residential Mortgages, Building Relationships, Team Building, Helping Clients Succeed, Helping Others Succeed, Cold Calling, Executive Development, Contract Negotiation, Retention Management, Staff Development, Recruitment, Trust, Listening to customers, High Trust Selling

Education
University of Missouri-Columbia   2013 — 2015
M.A., Human Development, Family Studies, and Related Services

Washburn University   1993 — 2012
A.A.S-B.A.S.c, Bachelor of Applied Science, Human Services

Leffingwell Christian High School   1986 — 1988
High School Diploma

The University of Kansas   1994 — 1996
N/A, Army JROTC/ROTC

John Demian John Demian Orange County, California Area Details
John Demian's Golden Empire Mortgage Experience June 2007 - February 2013
Job Crediting your buyers Title, Escrow and Lender fee's!!
Industry Real Estate
Experience
W.J. Bradley Mortgage Capital, LLC   February 2013 - Present
Golden Empire Mortgage   June 2007 - February 2013

Skills
FHA, Mortgage Lending, Mortgage, Conventional, VA, USDA, Income calculation, DU and LP, Refinance, Loan Origination, Investment Properties, Real Estate, Loans

Education
California State University-Northridge   2002 — 2007

Kassandra Ledford-Travis Kassandra Ledford-Travis Fairbanks, Alaska Details
Kassandra Ledford-Travis's Golden Empire Mortgage Experience October 2002 - August 2003
Job Membership/Product Sales Manager
Industry Nonprofit Organization Management
Experience
University of Alaska Fairbanks  January 2015 - Present
Farthest North Girl Scout Council   February 2014 - Present
Girl Scouts of Western Washington  December 2012 - January 2014
Marmon Keystone  December 2011 - September 2012
SofTec Solutions  February 2010 - June 2011
SCS Refrigerated Services  February 2007 - August 2009
SanMar Corporation  October 2003 - August 2006
Golden Empire Mortgage   October 2002 - August 2003
Old Navy  June 2001 - September 2002

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Administrative..., Data Entry, Printers, Fax, Outlook, Customer Satisfaction, Customer Retention, PowerPoint, Lotus Notes, Problem Solving, Inventory Management, Business Development, Marketing Strategy, Social Media, Customer Service, Front-end, Cashiering, Depository Operations, Account Management, Sales, Internet, Leadership, New Business Development, Transportation, Windows

Education
Enumclaw High School   1998 — 2002
Diploma, General Studies

Clover Park Technical College
Business Management

Eric Tai Eric Tai Greater San Diego Area Details
Eric Tai's Golden Empire Mortgage Experience December 2010 - May 2011
Job Production Assistant at iMortgage
Industry Financial Services
Experience
imortgage, a division of loanDepot, LLC, NMLS ID 174457   August 2015 - Present
Home and Loan Finders   May 2015 - August 2015
Pacific Marine Credit Union  October 2014 - May 2015
Tai Consulting   August 2013 - August 2014
Global Equity Finance, Inc.   August 2013 - September 2013
W.J. Bradley Mortgage Capital, LLC   June 2013 - August 2013
BluFi Lending Corporation   May 2011 - May 2013
Golden Empire Mortgage   December 2010 - May 2011

Skills
Encompass, Calyx Point, Optimal Blue, Microsoft Office, Sales Management, Sales Management..., Sales Operations, Sales Leads, Internet Leads, Customer Service, Team Building, Team Leadership, Telemarketing, NMLS Licensed, Credit Analysis, Fannie Mae, Loan Origination, FHA, Conventional Mortgages, Home Refinances, Home Purchases, Financial Analysis, Nile, Informative Research, AUS, FHA financing, Refinance, Mortgage Lending, Funding

Education
CSU Sacramento

Sacramento City College

Eric Tai Eric Tai Greater San Diego Area Details
Eric Tai's Golden Empire Mortgage Experience December 2010 - May 2011
Job Senior Retail Mortgage Banker at BluFi Lending
Industry Financial Services
Experience
BluFi Lending  May 2011 - Present
Golden Empire Mortgage   December 2010 - May 2011
Hunter Financial Group  August 2010 - December 2010

Skills
Loan Origination, Mortgage Lending, Residential Mortgages, Encompass, Calyx Point, Optimal Blue, Microsoft Office, Sales, Sales Management, Sales Operations, Customer Service, Customer Retention, Team Management, FHA financing, Telemarketing, NMLS Licensed, Top Producer, Credit Analysis

Education
CSU Sacramento

Justin Sorsabal Justin Sorsabal Greater Los Angeles Area Details
Justin Sorsabal's Golden Empire Mortgage Experience January 2008 - August 2009
Job Loan Officer at Frost Mortgage Lending Group
Industry Real Estate
Experience
Frost Mortgage Lending Group  August 2009 - Present
Golden Empire Mortgage   January 2008 - August 2009

Education
California State University, Fresno   2003 — 2004
Anthropology

California State University, Fresno   2000 — 2003
Anthropology

Antelope Valley College   1999 — 2000

Ruth Pacheco Ruth Pacheco United States Details
Ruth Pacheco's Golden Empire Mortgage Experience November 2011 - November 2013
Job Mortgage Advisor at Alpine Mortgage Planning
Industry Financial Services
Experience
Alpine Mortgage Planning  August 2015 - Present
Self-employed  October 2014 - Present
Alpine Mortgage Planning  December 2014 - July 2015
New American Funding  May 2014 - September 2014
Golden Empire Mortgage   November 2011 - November 2013
First Mortgage Corporation  December 2010 - September 2011
Bank of America  May 2007 - December 2010
City National Mortgage   March 2001 - April 2007
North American Mortgage Company  October 1999 - February 2001
The Columbus Group   January 1984 - September 1999

Skills
Customer Service, Public Speaking, FHA, Sales, Strategic Planning, Marketing, Entrepreneurship, Leadership, Marketing Strategy, Investment Properties, Budgets, Coaching, Real Estate Financing, First Time Home Buyers, Project Management, Small Business, Fundraising, Strategic Public..., Mortgage Lending, Loans, VA Loans, FHA Financing, Referrals, Investors

Education
Cross Point Church Bible Institute   2013 — 2015
Heaven, Christianity

University of Phoenix   2010 — 2011
Business Administration and Management, General

University of Southern California - Marshall School of Business   1986 — 1987
Bachelor's Degree, Business Administration and Management, General

Mercy College   1980 — 1982
Bachelor's Degree, Business Administration General

Stefanie Angel Stefanie Angel Apple Valley, California Details
Stefanie Angel's Golden Empire Mortgage Experience May 2003 - April 2015
Job Realtor at United California Realty
Industry Financial Services
Experience
United California Realty   July 2006 - Present
Golden Empire Mortgage   May 2003 - April 2015

Skills
FHA, Refinance, First Time Home Buyers, Investment Properties, Real Estate, Insurance, Mortgage Lending, Customer Service, Negotiation, Social Media, Social Media Marketing, Investments, Loans, Foreclosures, Investors, Loan Origination, Mortgage Banking, Short Sales, Anniversaries

Education
California Baptist University   1998 — 2002

Jeff Tobias Jeff Tobias Van Nuys, California Details
Jeff Tobias's Golden Empire Mortgage Experience December 1989 - December 1999
Job Getting back to my roots...Real Estate Loans
Industry Financial Services
Experience
Pacific First Equity Services   March 2014 - Present
Aerotek - Anthem Blue Cross   August 2013 - February 2014
The Holman Group  August 2012 - May 2013
Select Staffing  April 2012 - July 2012
Jeff Tobias Insurance   August 2009 - March 2012
Pacific Oak Realty   April 2007 - March 2012
First Security Thrift   September 2007 - December 2008
AmeriCorp Funding  August 2001 - September 2007
Metrociti Mortgage   December 1999 - June 2001
Golden Empire Mortgage   December 1989 - December 1999

Skills
Real Estate, Mortgage Lending, Investment Properties, REO, FHA, Small Business, Credit, Underwriting, Banking, Loans, Credit Analysis, Residential Homes, Real Estate Economics, Commercial Mortgages, Insurance, Commercial Lending, Sales

Education
University of Phoenix
Business

American Banking Institute   1982 — 1984
Business Science

John F. Kennedy High School   1975 — 1978

Jaime Butcherine Jaime Butcherine Sacramento, California Area Details
Jaime Butcherine's Golden Empire Mortgage Experience January 2009 - September 2011
Job Underwriting Manager ( Lending Officer)
Industry Banking
Experience
Wells Fargo Home Mortgage  September 2011 - Present
Golden Empire Mortgage   January 2009 - September 2011

Skills
Leadership, First Time Home Buyers, Mortgage Lending, Credit, Refinance, Financial Risk, Loans, Mortgage Banking, Analysis, FHA, Marketing, Loan Origination, Residential Mortgages, VA loans

Education
Clayton State University
Masters of Science

San Diego State University-California State University
Bachelor of Science, Psychology

Craig Lyle, AMP Craig Lyle, AMP Medford, Oregon Area Details
Craig Lyle, AMP's Golden Empire Mortgage Experience 2006 - 2009
Job Account Executive at CMG Mortgage Insurance
Industry Real Estate
Experience
CMG Mortgage Insurance  September 2007 - Present
Golden Empire Mortgage   2006 - 2009
National Pacific mortgage  1995 - 2009
Pacific Republic mortgage  1995 - 2009
GEM Mortgage  February 2006 - August 2007
Pacific Rebublic Mortgage   February 1994 - November 2005
Cal Fed Bank  February 1990 - October 1994
Mission Hills Mortgage  February 1982 - September 1989

Skills
Mortgage Banking, Selling, Mortgage Lending, Loans, Sales, Credit, Consumer Lending, Underwriting

Education
California State University-Fullerton, Mihaylo College of Business and Economics   1978 — 1984
MBA, Finance

Dina Sipin Dina Sipin Greater San Diego Area Details
Dina Sipin's Golden Empire Mortgage Experience January 2009 - August 2013
Job Home Mortgage Consultant NMLSR ID: 258914
Industry Financial Services
Experience
Wells Fargo Home Mortgage  August 2013 - Present
Golden Empire Mortgage   January 2009 - August 2013
Home Loan Consultants  April 2007 - January 2009
Nationstar Mortgage Retail  January 2006 - October 2006

Skills
Credit, Investment Properties, First Time Home Buyers, VA loans, Real Estate, Refinance, Credit Counseling, Home Equity Lines of..., Relocation Buyers, Jumbo Mortgage, Customer Satisfaction, REO, FHA, FHA financing, USDA, Finance, Loan Origination, Mortgage Banking

Education
University of San Diego

Jessica Wegman Jessica Wegman San Jose, California Details
Jessica Wegman's Golden Empire Mortgage Experience June 2008 - September 2010
Job Marketing Consultant
Industry Marketing and Advertising
Experience
Bay Street Apartments by Windsor   June 2012 - May 2013
Bay Inc.  September 2011 - May 2012
Golden Empire Mortgage   June 2008 - September 2010
Pet Paths   March 2006 - 2008

Skills
Microsoft Office, PowerPoint, Social Media, Public Relations, Microsoft Word, Events, Community Outreach

Education
California State University-Bakersfield   2008 — 2011
Bachelor of Science (B.S.), Business Administration, Management

Bakersfield College   2004 — 2005
Transfer Courses, General Education

Jim Gavitte Jim Gavitte Greater Los Angeles Area Details
Jim Gavitte's Golden Empire Mortgage Experience October 1998 - July 2006
Job Vice President at Choice Lending Corp
Industry Financial Services
Experience
Choice Lending Corp   VP ConstructionChoice Lending Corp.1998 - 2011
Golden Empire Mortgage   October 1998 - July 2006

Skills
Investment Properties, Loans, Home, Mortgage, FHA, Refinance, Purchase, First Time Home Buyers, Mortgage Lending, Residential Mortgages, Property Management, Loan Origination, Selling, FHA financing, Mortgage Banking, Real Estate Financing, Residential Homes, Certified Mortgage..., VA loans, Real Estate, Reverse Mortgages, Sales, VA Loans, FHA Financing

Education
UC Riverside

Ted Whetsel Ted Whetsel Greater San Diego Area Details
Ted Whetsel's Golden Empire Mortgage Experience April 2010 - Present
Job Funding Manager at Golden Empire Mortgage
Industry Financial Services
Experience
Golden Empire Mortgage   April 2010 - Present
Prospect Mortgage, LLC  April 2009 - March 2010

Education
San Francisco State University   1993 — 1998
Psychology, Abnormal Psych

margaret swanner margaret swanner Greater Los Angeles Area Details
margaret swanner's Golden Empire Mortgage Experience July 2012 - Present
Job Corporate Funder at Golden Empire Mortgage
Industry Banking
Experience
Golden Empire Mortgage   July 2012 - Present
CUSO Mortgage - temp job   February 2012 - June 2012
IMPAC  November 2011 - January 2012
Pacific Mercantile Bank  September 2009 - February 2011
Prospect Mortgage, LLC  August 2008 - September 2009

Skills
FHA, Conventional, VA, Funding, Mortgage Lending, Mortgage, Loans, Banking, Refinance, Mortgage Banking

Education
El Camino College

Redondo Union High School
High School Diploma

Brian Tully Brian Tully Bakersfield, California Area Details
Brian Tully's Golden Empire Mortgage Experience August 1999 - February 2001
Job Enteprise Resource Planning Analyst at Kern Community College District
Industry Higher Education
Experience
Kern Community College District  February 2001 - Present
Golden Empire Mortgage   August 1999 - February 2001
Pinnacle Software Inc.   August 1997 - June 1999

Skills
Oracle SQL, C, Unix Shell Scripting, VBScript, Oracle Discoverer, SunGardHE Banner..., Technical Documentation, System Administration, Microsoft Excel, Access, Shell Scripting, HTML, PL/SQL, Operating Systems, Software Documentation, Troubleshooting, Databases

Education
California State University-Bakersfield   1994 — 1997
BS, Computer Science

California State University-Bakersfield   1993 — 1997
BA, Fine Arts

Jessica Lout Jessica Lout Bakersfield, California Area Details
Jessica Lout's Golden Empire Mortgage Experience December 2004 - January 2006
Job Accounting Professional
Industry Accounting
Experience
Gottstein Corporation   2014 - Present
Gottstein Corporation   2014 - Present
Premier Equipment Rentals   January 2012 - January 2013
Paramount Citrus Farming   September 2009 - July 2011
United Rentals  July 2006 - February 2009
United Rentals Central Coast District   June 2006 - February 2009
Golden Empire Mortgage   December 2004 - January 2006

Skills
Excel, Word, Oracle, Accounts Payable, Accounts Receivable, Data Entry, Spreadsheets, Accounting, Invoicing, Account Reconciliation, QuickBooks, Bookkeeping, General Ledger, Outlook, Office Management, Administrative..., Office Administration, Windows, PowerPoint, Microsoft Office, Customer Service, Time Management, Telephone Skills, Teamwork, Inventory Management

Education
Bakersfield College   2001 — 2003
continuing, Accounting/Bookkeeping

Bakersfield College   2001 — 2003
Accounting and Business/Management

University of Phoenix
English and Sociology

Robert (Rob) Winberg Robert (Rob) Winberg Covina, California Details
Robert (Rob) Winberg's Golden Empire Mortgage Experience March 2010 - February 2012
Job Real Estate Loan Broker at South Pointe Financial
Industry Financial Services
Experience
South Pointe Financial   February 2012 - Present
Golden Empire Mortgage   March 2010 - February 2012
Guaranteed Funding Solutions   August 2004 - February 2010
NewWest Funding   July 1999 - July 2004
Mortgage Capital Resource  September 1997 - July 1999
CTX Mortgage Company a division of Centex Corporation   November 1995 - September 1997
AccuBanc Mortgage Corporation  April 1993 - November 1995
Great Western Bank  October 1983 - October 1993

Skills
Real Estate, First Time Home Buyers, Investment Properties, Financial Analysis, Mortgage Lending, Valuation, Customer Service, Negotiation, Loans, Short Sales, Foreclosures, Residential Homes, FHA, Refinance

Education
University of Hawaii at Manoa
Bachelor of Science (BS), Business Administration and Management, General

Anita Riden Anita Riden Las Vegas, Nevada Details
Anita Riden's Golden Empire Mortgage Experience 1996 - 1996
Job Property Manager at Anza Management
Industry Real Estate
Experience
Anza Management   February 2010 - Present
North American Mortgage  1997 - 1999
Golden Empire Mortgage   1996 - 1996

Skills
Mortgage Lending, Accounting, Management, Communication, Mortgage Underwriting, FNMA, FHLMC, FHA financing, VA

Education
Ventura College   1978 — 2001
Associate of Arts (A.A.), Business Administration and Management, General

Bakersfield College   1985 — 1987
None, Real Estate

KAREN SALDATE KAREN SALDATE Fresno, California Area Details
KAREN SALDATE's Golden Empire Mortgage Experience June 2008 - November 2010
Job UNDERWRITER at RADIAN GUARANTY
Industry Insurance
Experience
Radian  September 2011 - Present
Golden Empire Mortgage   June 2008 - November 2010

Skills
Mortgage Lending, Underwriting, Loans, Credit

Education
California State University, Fresno

tricia beavers tricia beavers Bakersfield, California Area Details
tricia beavers's Golden Empire Mortgage Experience November 2011 - June 2012
Job Notary Public at Self Employed
Industry Financial Services
Experience
Self Employed  1994 - Present
Golden Empire Mortgage   November 2011 - June 2012
First Guaranty   April 2010 - February 2011

Skills
Close Attention to..., Excellent Customer..., Hard working

Education
Bakersfield College   1988 — 1990