Goleta National Bank
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Goleta National Bank Employees
Wells Fargo SBA Lending April 2014 - Present
CBC National Bank 2011 - April 2014
BankFIRST 2009 - 2011
Popular Small Business Capital 2002 - 2008
Goleta National Bank 2000 - 2002
CNLBank 2000 - 2000
AT&T Capital Corp. 1996 - 2000
Liberty National Bank 1989 - 1996
Southeast Bank 1984 - 1988
Skills
Commercial Lending, Small Business Lending, Loans, SBA, Credit, Real Estate, Commercial Real Estate, Funding, Banking, SBA 504, Underwriting, Finance, Refinance, Financial Analysis, Small Business, Real Estate Economics, Commercial Mortgages, Business Development, Credit Analysis, Real Estate Financing, Commercial Banking, Mortgage Lending, Real Estate Transactions, Loan Servicing, Investments, Negotiation, Mergers & Acquisitions, Lines Of Credit, Asset Based Lending, Portfolio Management, Mortgage, Business Acquisition, Factoring, Credit Risk, Loan Origination, Financial Structuring, USDA, Due Diligence, Risk Management, Cross Selling, Training, Construction Loans, Valuation
Education
State University of New York College at Fredonia 1977 — 1983
BS & BA, Business-Finance and Economics-Money & Banking
Westfield May 2012 - Present
REAL ESTATE INVESTMENT GROUP January 2008 - June 2012
HSBC Group February 2007 - October 2007
HSBC (HFC BANK) May 2006 - February 2007
HSBC BANK NORTH AMERICA December 2002 - May 2006
Household International May 1996 - December 2002
GOLETA NATIONAL BANK May 1991 - February 1996
Skills
Strategic Planning
Education
UCLA ANDERSON SCHOOL OF MANAGEMENT 2008 — 2010
M.B.A, Real Estate and International Business; Real Estate
UCSB 1988 — 2003
B.A, Psychology
Marine Well Containment Company through Brunel Energy December 2013 - Present
Corpus Christi Symphony Orchestra July 2008 - October 2014
Texas A&M University-Corpus Christi January 2004 - July 2008
P/T January 2001 - January 2004
Big Sky Contracting May 2003 - December 2003
University of California August 1994 - July 1997
Goleta National Bank January 1992 - January 1997
Santa Barbara Bank & Trust January 1991 - January 1992
Santa Barbara Bank & Trust January 1983 - January 1991
Skills
Marketing, Public Speaking, Community Outreach, Event Planning, Non-profits, Spanish, Fundraising, Research, Higher Education, Management, Project Management, Time Management, Nonprofits, Training, Analysis, Access, Event Management, Customer Service, Teaching
Education
Texas A&M University-Corpus Christi 2000 — 2013
Bachelor of Science, Mathematics
Texas A&M University-Corpus Christi 2000 — 2013
Bachelor of Arts, Spanish
Del Mar College 1998 — 1999
none, study toward transfer, Mathematics and Spanish
Santa Barbara Community College 1983 — 1995
transfer to 4-yr university, Mathematics and Spanish
M.A.C. Insurance Services May 2009 - Present
Burch Insurance Agency November 2007 - March 2009
Baratto, Sullivan & Co. Insurance Agency, Inc. September 2000 - October 2007
Goleta National Bank September 1999 - September 2000
Skills
Property & Casualty..., Insurance Law, Customer Service, Outlook, Microsoft Office, Insurance, Legal Liability, Workers Compensation, Professional Liability, Employee Benefits, Commercial Insurance, Underwriting, General Insurance, Health Insurance, Long-term Care, Commercial Lines, Casualty, D
Education
California Department of Insurance 2000 — 2001
Fire and Casualty Broker-Agent, Insurance
Santa Barbara City College 1999 — 2001
Various Business Courses, Various Business Administration Courses
Dos Pueblos Senior High School 1996 — 1999
Highschool, Highschool
M.A.C. Insurance Services May 2009 - Present
Burch Insurance Agency November 2007 - March 2009
Baratto, Sullivan & Co. Insurance Agency, Inc. January 1999 - November 2008
Goleta National Bank December 1998 - December 1999
Education
A.D. Banker Insurance Professional School
State of California Insurance License
Santa Barbara City College
Prospect Mortgage, LLC May 2002 - Present
Metrocities Mortgage January 2001 - April 2009
Goleta National Bank January 1994 - June 2002
Skills
FHA, 203K, Loan Origination, Mortgage Banking, Government Loans, Real Estate Financing, Certified Mortgage..., FHA financing, First Time Home Buyers, Investment Properties, Loans, Mortgage Lending, Refinance, Residential Mortgages, VA Loans, VA loans, Sales, Mortgage Marketing, Real Estate, Sellers, Selling, FHA Financing, USDA, Mortgage Underwriting, Reverse Mortgages, Credit, Home Equity Loans, Short Sales, REO, Single Family Homes, Negotiation, Wholesale Lending, Residential Homes, Construction Loans, Loss Mitigation, Underwriting, Relocation
Education
California State University-Chico 1988 — 1991
Business
Kula Consulting, Inc. October 2014 - Present
Robert Half Finance & Accounting July 2010 - July 2014
Hutchinson Business Valuation, Inc. June 2008 - July 2010
Robert Half October 2005 - June 2008
Harley Davidson Financial Services, Inc. December 2003 - October 2005
Kinko's March 2001 - December 2003
Goleta National Bank 1998 - 2001
Skills
Sarbanes-Oxley Act, Accounting, Recruiting, Financial Reporting, General Ledger, GAAP, SEC filings, Auditing, Payroll, Internal Controls, Financial Analysis, QuickBooks, Account Reconciliation, Accounts Receivable, Financial Accounting, Managerial Finance, Financial Statements, Revenue Recognition, CPA, PeopleSoft, Accounts Payable, Fixed Assets, Journal Entries, Tax Preparation, Cost Accounting, Peachtree, US GAAP, Accountants, Finance, Variance Analysis, Tax, Internal Audit, Cash Flow, Sarbanes-Oxley, Cash Management, Great Plains Software, Accruals, Bank Reconciliation, SEC Filings
Education
California State University-Northridge 1998 — 2000
Bachelor of Science, Accounting
University of Wyoming 1994 — 1998
University of Missouri-Columbia 1991 — 1993
USCB Finance Department January 2006 - Present
Goleta National Bank January 2001 - March 2005
HSBC Singapore 1996 - 2000
Education
Université Paris Dauphine 1998 — 2000
Master II Finance, Finance
University of California, Berkeley 1994 — 1997
Bachelor of Arts, Business Economics
Cochran Investment Company June 2015 - Present
Bernie Merry January 2008 - Present
Community West Bank June 2001 - July 2007
Goleta National Bank January 1998 - June 2001
Skills
Commercial Lending, Loans
Education
Fullerton College 1965 — 1968
Washington Mutual (now part of JP Morgan Chase) December 2003 - August 2008
Goleta National Bank June 2001 - June 2003
Santa Barbara Bank and Trust February 1998 - April 2000
St. Bernard High School August 1985 - June 1995
Skills
Microsoft Office 2007, Adobe Photo Shop CS5, Adobe Flashprofessional..., Adobe Dreamweaver CS5, Adobe Illustrator CS5, Adobe Acrobat Pro, Web Design, Adobe InDesign CS5, Adobe Flash Catalyst, Adobe, Dreamweaver, Adobe Acrobat, InDesign, Software Documentation, Loan Origination, Mortgage Lending, Illustrator, Training, Consumer Lending, Financial Services, Banking, Microsoft Office, Project Management, Risk Management
Education
University of California, Los Angeles 1976 — 1979
Bachelor of Arts (BA), Spanish Liturature
Allan Hancock College 2010 — 2012
Associate of Science (A.S.), Applied Design/Media: Graphics
Allan Hancock College 2010 — 2012
Certificate of Accomplishment, Applied Design/Media: Website Design
Eagle Home Mortgage August 2009 - Present
Pinnacle Mortgage Group, Inc. 2009 - April 2014
Nationwide Lending Corp March 2000 - July 2009
Goleta National Bank June 1999 - March 2000
United Lending Group March 1997 - January 1999
Skills
Mortgage Lending, Mortgage Banking, Refinance, Loans, FHA, Credit, Negotiation, Loan Origination, Underwriting, Banking, Residential Mortgages, USDA, VA loans, FHA financing, Mortgage Underwriting, Credit Analysis, Certified Mortgage..., Loan Servicing, Reverse Mortgages, Mortgage Servicing, Government Loans, Commercial Lending, Consumer Lending, Construction Loans, Real Estate Financing, Funding, Home Equity Loans, First Time Home Buyers, Home Equity Lines of..., Investment Properties, Loss Mitigation, Commercial Mortgages, Mortgage Marketing, REO, Non-Conforming, Investors, 203K, Finance, Foreclosures, Real Estate, VA Loans, FHA Financing
Education
California State University-Fullerton, Mihaylo College of Business and Economics 1984 — 1990
BA, Finance, Real Estate
Bank of Sacramento June 2013 - Present
Community Business Bank October 2010 - June 2013
First Financial Bank September 2009 - May 2010
Irwin Union Bank October 2004 - September 2009
Comerica Bank January 2000 - January 2004
Goleta National Bank January 1998 - January 1999
Skills
Loans, Credit, Commercial Banking, Banking, Commercial Lending, Credit Analysis, Finance, Financial Analysis, Mortgage Lending, Portfolio Management, Small Business Lending, Underwriting
Education
University of California, Santa Barbara 1996 — 1998
BA, Business Economics
Comerica Credit College
Bachelor of Arts, Business Economics