Guaranteed Home Mortgage Company, Inc.
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Guaranteed Home Mortgage Company, Inc. Employees
AmeriFirst Financial, Inc. June 2012 - Present
Guaranteed Home Mortgage Company, Inc. April 2012 - June 2012
Home Savings of America May 2010 - March 2012
Cal State Home Loans December 2001 - May 2010
Home Equity Mortgage 1998 - 2001
Mortgage Capital Resource 1995 - 1998
CFC Mortgage 1994 - 1995
CFC Mortgage 1992 - 1994
Lakeview Financial Services 1990 - 1992
Skills
Mortgage Lending, Reverse Mortgages, Real Estate Finance, Loans, Credit, Sellers, Mortgage Banking, FHA, VA, Conventional, Mortgage, First Time Home Buyers, Purchase, Underwriting, VA loans, Real Estate Financing, Investment Properties, Residential, Real Estate, Investors, REO, Loan Structuring, Loan Origination, Government Loans, Real Estate Transactions, Refinance, USDA, Referrals, Real Estate Economics, Residential Homes, Residential Mortgages, Construction Loans, Mortgage Underwriting, Commercial Mortgages, Certified Mortgage..., FHA financing, VA Loans
Education
Cal State San Bernardino 1995 — 1997
Certificate of Mortgage Banking, Mortgage Banking
VVC 1990 — 1992
Associates of Arts, Fine Art
Memphis City Schools 2010 - 2012
Shelby County Schools January 2010 - May 2010
Citi 2005 - 2009
Guaranteed Home Mortgage Company, Inc. 2003 - 2005
National Bank of Commerce 1994 - 1999
Skills
Customer Service, Customer Oriented, Self-motivated..., Individual Counselling, Small Group Counseling, Student Development, Student Engagement, Resourceful..., Program Facilitation, Organization &..., Communication Skills, Team Effectiveness, Team Leadership, Performance Analysis, Sales Management, Branch Banking, Coordinating Events, Community Outreach, Employee Training, Behavior Modification
Education
Cambridge College 2008 — 2010
Master's degree, Counselor Education/School Counseling and Guidance Services
Louisiana Tech University 1987 — 1992
Bachelor of Arts (B.A.), Apparel and Textile Merchandising
Merrimack Mortgage Company, Inc. January 2015 - Present
Guaranteed Home Mortgage Company, Inc. February 2012 - Present
Mortgage Master, Inc. August 2013 - August 2014
Guaranteed Home Mortgage Company, Inc. February 2012 - August 2013
Black Bear Mortgage Inc January 2001 - December 2008
Skills
Mortgage Banking, Mortgage Lending, FHA, Loans, Loan Origination, VA loans, Residential Mortgages, Reverse Mortgages, FHA financing, Refinance, Real Estate, Government Loans, USDA, First Time Home Buyers, Investment Properties, Condos, Single Family Homes, Foreclosures, Construction Loans, Mortgage Underwriting, VA Loans
Education
University of Southern Maine 2013 — 2014
Currently Attending, Finance and Financial Management Services
Central Maine Community College 2010 — 2012
Guaranteed Home Mortgage Company, Inc. May 2012 - August 2013
Mortgage Capital Associates March 2010 - May 2012
Financial Resources May 2002 - September 2009
Worldwide Financial Resources January 1991 - April 2002
Skills
Mortgage Banking, FHA, Mortgage Lending, Loans, Real Estate, Sales Management, Financial Analysis, Strategic Planning, Banking, Credit, Loan Origination, Risk Management, Refinance, Sales, Negotiation
Education
Hofstra University 1979 — 1983
Accounting and Business/Management
Guaranteed Home Mortgage Company, Inc. 2010 - 2011
JPMorgan Chase April 2000 - April 2010
Citi June 1993 - April 2000
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Loans, FHA financing, Finance, Underwriting, Real Estate, Credit Risk, Referrals, Credit
Education
NEW YORK STATE REAL ESTATE LICENSE 1986
License required to sell properties in New York state, Real Estate
New York State Mortgage Loan Origination License
License required for mortgage origination in New York state
Pace University
B.A. in Business Administration, Concentration in Management Studies and Marketing
First Meridian Mortgage January 2014 - Present
Guaranteed Home Mortgage Company, Inc. 2011 - December 2013
Intercontinental Capital Group January 2010 - January 2012
Lend America April 2007 - October 2011
Old Merchants Mortgage Bankers May 2001 - April 2007
Skills
Mortgage Lending, Loans, FHA, Refinance, Loan Origination, Mortgage Banking, Residential Mortgages, FHA financing, VA loans, Credit, Mortgage Underwriting, Credit Analysis, Consumer Lending, Real Estate Financing, Investment Properties, First Time Home Buyers, Real Estate, Investments, Real Estate Transactions, Residential Homes, REO, Short Sales, Condos, Referrals, Foreclosures, Underwriting, Reverse Mortgages, Commercial Mortgages, Certified Mortgage..., Investors, Finance, Funding, Construction Loans, Home Equity Loans, Mortgage Marketing, Real Estate Economics, Selling, Commercial Lending, Debt Consolidation, Mortgage Servicing, Government Loans, Property, Sellers, HUD, Credit Risk, Relocation, Single Family Homes, Financial Structuring, USDA, Commercial Real Estate
Education
Brooklyn College 2001 — 2005
Genesee Regional Bank November 2013 - Present
First Rochester Mortgage May 2013 - November 2013
Guaranteed Home Mortgage Company, Inc. March 2012 - May 2013
HSBC January 2011 - March 2012
Waddell & Reed April 2009 - January 2011
Skills
Investments, Financial Analysis, Mortgage Lending, Management, Contract Negotiation, Commercial Lending, Finance, Loan Origination, Mortgage Banking, Residential Mortgages, Refinance, FHA, VA loans, Investment Properties, Credit Analysis, Loans, First Time Home Buyers
Education
Saint John Fisher College 2009 — 2010
Master of Business Administration (M.B.A.), Management
Saint John Fisher College 2007 — 2009
Bachelor's degree, Corporate Finance
Monroe Community College 2005 — 2007
Associate's degree, Accounting
Finance of America Mortgage LLC September 2012 - Present
North Coast Settlement Company, Inc. February 2009 - Present
Guaranteed Home Mortgage Company, Inc. September 2010 - August 2012
Ameriquest 2002 - 2005
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Loans, FHA financing, Credit, Real Estate, Refinance, USDA, FHA, Reverse Mortgages, VA loans, Residential Mortgages, Commercial Lending, Investment Properties, Strategic Planning, Team Building, Commercial Mortgages, Credit Analysis, Residential Homes, Real Estate Transactions, Short Sales, Construction Loans, Negotiation, REO, Foreclosures, Investors, First Time Home Buyers, Certified Mortgage..., Real Estate Financing, Loss Mitigation, Real Estate Economics, Finance, Commercial Real Estate, Investments, Underwriting, VA Loans, Sales, Single Family Homes, Relocation, Sellers, Management, Condos, Customer Service, New Home Sales
Education
Florida Atlantic University 1997 — 2002
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Florida Atlantic University 1997 — 2002
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Morgan Stanley July 2013 - Present
HSBC June 2012 - July 2013
Wells Fargo Home Mortgage September 2010 - June 2012
Sutherland's Office Centre February 2008 - September 2010
HSBC April 2007 - February 2008
Triumph Funding Corp June 2004 - February 2007
Guaranteed Home Mortgage Company, Inc. March 2003 - June 2004
Fidelity Mortgage Inc. June 2001 - March 2003
Sony Style Store November 1999 - June 2001
Stereo Advantage September 1994 - September 1999
Skills
Mortgage Lending, Loss Mitigation, Sales Skills Training, Word, FHA, Excel, PowerPoint, FrontPage, Microsoft Excel, Customer Service, Selling Skills, Training, Technical Writing, Marketing, Captivate, Hands-on Training, Leadership, Software Documentation, Microsoft Word, Process Improvement, Management, Sales, Business Analysis, Banking
Education
State University of New York at Buffalo 1995 — 1999
Bachelors of Art, Philosophy
Residential Home Funding February 2013 - Present
Franklin First Financial February 2012 - February 2013
Guaranteed Home Mortgage Company, Inc. February 2009 - February 2012
Topdot Mortgage January 2007 - June 2008
Skills
Conforming, Mortgage Banking, Loan Origination, FHA, 203k, Fannie Mae Homepath, DU Refi Plus, 203K, VA loans, Reverse Mortgages, Loans, Residential Mortgages, Financial Structuring, Real Estate Transactions, Residential Homes, USDA, Underwriting, Mortgage Underwriting, Credit, Mortgage Lending, Refinance, FHA financing, Government Loans, Credit Analysis, Certified Mortgage..., Investment Properties, HUD, Commercial Mortgages, Home Equity Lines of..., Construction Loans, First Time Home Buyers, Home Equity Loans, Banking, Commercial Lending, Funding, Loss Mitigation, Real Estate Financing, Sellers, FHA Financing, VA Loans
Education
Career Institute of Health and Technology 1999 — 2001
Certificate of Completion, Computers
Briarcliffe College 1997 — 1998
Liberal Arts
Wells Fargo Home Mortgage-NMLSR-61411 August 2012 - Present
Guaranteed Home Mortgage Company, Inc. March 2008 - August 2012
Homescapes Funding July 2005 - March 2008
Crossroad Capital January 2003 - July 2005
Emerson Bennett June 2000 - October 2001
Skills
Mortgage, Loans, First Time Home Buyers, Credit, Investment Properties, Investments, Condos, Real Estate, Banking, Residential, Home, First Time Buyers, FHA, REO, Short Sales, VA, Refinance, USDA, Reverse Mortgages, Construction Loans, FHA financing, Commercial Mortgages, Mortgage Lending, Residential Mortgages, Sellers, Loan Origination, Residential Homes, VA loans
Education
City University of New York City College 1995 — 1999
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General
Hudson Valley Community College 1985 — 1987
Associates, Electrical Construction
Fifth Third Bank November 2012 - Present
Guaranteed Home Mortgage Company, Inc. November 2011 - November 2012
Integrity Home Loan of Central Florida, Inc January 2009 - November 2011
East Coast Mortgage & Financial Solutions, Inc January 2006 - January 2009
First Florida Financial January 2005 - January 2006
Skills
Mortgage Lending, Credit, Real Estate, Sales Management, FHA, Loans, Mortgage, Refinance, Conventional, VA, Mortgage Banking, Conforming, Loan Origination, Mortgage Industry, VA loans, Commercial Lending, Purchase, USDA, Reverse Mortgages, Real Estate Financing, FHA financing, Residential Mortgages, Investors, Real Estate Transactions, Investment Properties, Financial Services
Education
Florida Atlantic University 2010 — 2012
MBA, International Business
State University of New York at Buffalo 2001 — 2003
BA, PSY
Home Point Financial May 2015 - Present
Odyssey Funding, LLC September 2014 - April 2015
Prosper Mortgage Funding January 2014 - September 2014
Guaranteed Home Mortgage Company, Inc. October 2012 - October 2013
Guaranteed Home Mortgage Company, Inc. September 2011 - October 2013
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, FHA, Reverse Mortgages, USDA, Refinance, Loans, Investment Properties, Residential Mortgages, Credit, Government Loans, FHA financing, WaLk foR D.E.S....
Education
University of Delaware
Webster Bank October 2014 - Present
Luxury Mortgage Corp April 2014 - October 2014
GFI Mortgage Bankers, Inc. April 2013 - April 2014
Guaranteed Home Mortgage Company, Inc. January 2011 - April 2013
HSBC January 2009 - December 2010
Patriot Home Funding, Inc. 2005 - 2009
Countrywide Home Loans 2005 - 2005
Countrywide Home Loans 2005 - 2005
Citizens Bank 2001 - 2004
Union State Bank 1998 - 2001
Skills
Loans, Management, Sellers, Mortgage Lending, Leadership, Sales, Residential Homes, FHA, Mortgage Banking, Credit, Commercial Lending, Customer Service, Banking, Marketing, Entrepreneurship, FHA financing, Recruiting, First Time Home Buyers, Customer Satisfaction, Sales Management, Finance, Sales Process, Residential Mortgages, Reverse Mortgages, Commercial Banking, New Business Development, Refinance, Portfolio Management, Strategic Planning, Team Building, Loan Origination, Negotiation, Real Estate
Education
University of Dayton 1981 — 1986
BA, Political Science
Harrison High School
Charter One Bank February 2015 - Present
Lenders First Choice Processing, LLC February 2013 - Present
Realty Mogul July 2014 - October 2014
American Advisors Group May 2012 - February 2013
Guaranteed Home Mortgage Company, Inc. July 2011 - April 2012
Leesa Byrnes Realty October 2009 - November 2011
InterContinental Capital Group June 2010 - June 2011
Law Office of Brett Margolin March 2010 - June 2010
Vengroff Williams & Associates November 2009 - June 2010
Senior Lending Network October 2006 - September 2009
Skills
Reverse Mortgages, FHA, Credit, Loans, Residential Mortgages, Loan Origination, Mortgage Lending, Real Estate, Finance, FHA financing, Refinance, Mortgage Banking, Underwriting, VA loans, Mortgage Underwriting, Negotiation, Customer Service, USDA, Banking, Investors, Certified Mortgage..., Consumer Lending, Credit Analysis, Loan Servicing, HUD, Government Loans, Real Estate Financing, Commercial Mortgages, Investment Properties, Home Equity Loans, First Time Home Buyers, FHA Financing, Funding
Education
Suffolk County Community College 2010 — 2011
Business Management
Community Association Banking & CondoCerts a Division of Mutual of Omaha Bank April 2010 - Present
Franklin First Financial August 2008 - April 2010
Guaranteed Home Mortgage Company, Inc. May 2008 - December 2009
1st National Bank of Arizona 2004 - 2007
First Madison Mortgage 2002 - 2004
TMP Directional Marketing 2000 - 2002
Skills
Mortgage Banking, Mortgage Lending, Loans, FHA, Refinance, Management, Credit, Sales, Loan Origination, Commercial Lending, Real Estate, Banking, Selling, Residential Mortgages, Business Development, Credit Analysis, Commercial Mortgages, Investments, Real Estate Financing
Education
University of Delaware 1994 — 1998
Greenway Mortgage Funding Corp February 2015 - Present
UntouchableBand.com May 2007 - March 2015
Wells Fargo Home Mortgage December 2010 - December 2014
Guaranteed Home Mortgage Company, Inc. January 2009 - December 2010
OverNight Funding Inc. March 1999 - 2010
Skills
FHA financing, Commercial Lending, Leadership, Sales, Real Estate, Sales Operations, Mortgage Banking, Loans, Loan Origination, Mortgage Lending, FHA, Credit, Residential Mortgages, Underwriting, Credit Analysis, Banking, Investment Properties, Refinance, Investments, VA loans, USDA, Finance, Social Networking, Consulting, Negotiation, Team Building, Sellers, Residential Homes, Financial Services, Sales Management, Marketing, Management, Business Development
Education
City University of New York Graduate Center 1995 — 1997
MA, Educational Leadership and Administration, General
University of Massachusetts, Amherst 1982 — 1987
BA, Sociology
Coro
Civic Leadership
Landmark Ed
Ontology
Vanguard Funding August 2013 - Present
Guaranteed Home Mortgage Company, Inc. March 2012 - August 2013
InterContinental Capital Group September 2011 - January 2012
GMI Home Loans LLC December 2005 - August 2011
Quintum Technologies October 2001 - May 2005
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, Credit, FHA, Refinance, Real Estate, Reverse Mortgages, Residential Mortgages, FHA financing, Finance, VA loans, Commercial Lending, Business Development, USDA, Investment Properties, Underwriting, Sales, First Time Home Buyers, Residential Homes, Foreclosures, Commercial Mortgages, Referrals, Non-Conforming, Encompass, Team Building, Financial Analysis, Risk Management, Investors, RESPA, Team Leadership, REO, Mortgage Insurance, Residential Purchases, Refinance Transactions, Compliance, Condos, Cooperative, New Home Construction, Realtor Relations, Social Media Marketing
Education
Monmouth University 1999 — 2003
BA, Business
United Mortgage Corp. February 2014 - Present
NYC Marketing Partners September 2013 - Present
Vanguard Funding LLC May 2012 - Present
Mortgage Enterprise Ltd. January 2012 - May 2012
Guaranteed Home Mortgage Company, Inc. August 2011 - January 2012
InterContinental Capital Group January 2010 - August 2011
Skills
Loan Origination, FHA, Real Estate Financing, Real Estate Transactions, Financial Analysis, Business Relationship..., Referral Networking
Education
State University of New York at Albany 2006 — 2010
Business Administration
Homestead Funding Corp. September 2014 - Present
Guaranteed Home Mortgage Company, Inc. November 2011 - Present
Prospect Mortgage, LLC October 2013 - September 2014
Bank of America September 2010 - November 2011
Seneca Park Zoo Society 2007 - 2011
RE/MAX 2009 - 2010
Skills
FHA, Mortgage Lending, USDA, Loans, Reverse Mortgages, First Time Home Buyers, Residential Mortgages, Loan Origination, Mortgage Banking, Mortgage Marketing, Real Estate, Refinance, Short Sales, Investments, VA loans, FHA financing, Credit, Investment Properties, Condos, Real Estate Transactions, Government Loans, Residential Homes, Foreclosures, Banking, Sellers, Construction Loans, REO, Underwriting, Referrals, Customer Service, Certified Mortgage..., Finance, Single Family Homes, Financial Analysis, Investors, Relocation, Sales, Real Estate Financing, Team Building, Commercial Mortgages, Selling, HUD, Marketing, Strategic Planning, Negotiation, Microsoft Excel
Education
Nazareth College of Rochester
Masters, Special Education
suny potsdam
BS, Education
Wells Fargo Home Mortgage February 2013 - Present
Guaranteed Home Mortgage Company, Inc. November 2009 - February 2013
Bank of America November 2008 - November 2009
Home Buyers Source January 2000 - January 2008
US Army January 1988 - July 1996
Skills
Mortgage, Home, Loans, Real Estate, Credit, Mortgage Industry, Realty, Purchase, First Time Home Buyers, Refinance, Investment Properties, VA, Residential, FHA, Mortgage Lending, First Time Buyers, REO, Mortgage Banking, Investors, VA loans, Conventional, Short Sales, Condos, Loan Origination, Residential Mortgages, Single Family Homes, New Home Sales, Banking, Referrals, Conforming
Education
Mercy College 2001 — 2003
Buisness Management
US ARMY 1988 — 1996
Specialist, Telecommunications
Syracuse Securities Inc. August 2011 - Present
Syracuse Securities Inc. August 2011 - Present
Guaranteed Home Mortgage Company, Inc. August 2008 - August 2011
The Funding Source LLC 1997 - 2005
Skills
FHA, Conventional, USDA, Refinance, Purchase, VA loans, VA, Mortgage, Residential Mortgages, Residential, First Time Home Buyers, Loan Origination, Mortgage Industry, Banking, Investment Properties, Mortgage Lending, Conforming, Construction Loans, Government Loans, Loans, FHA financing, Real Estate Transactions, Residential Homes
Education
Essex Community College
business, Accounting
Jobspring Partners September 2015 - Present
Jobspring Partners January 2014 - September 2015
Jobspring Partners November 2013 - December 2013
Vanguard Funding January 2013 - May 2013
Guaranteed Home Mortgage Company, Inc. October 2011 - December 2012
Dream Careers May 2011 - August 2011
Dream Careers August 2010 - May 2011
Escalate Marketing May 2010 - August 2010
Skills
Leadership, Event Planning, Social Networking, Sales, Social Media Marketing, Facebook, Social Media, Marketing, PowerPoint, Public Relations, Customer Service, Outlook
Education
Florida State University 2006 — 2011
Bachelor, Communications & Media Studies Education; Science
Valente Law Group, P.C. August 2008 - Present
Guaranteed Rate, Inc. February 2015 - Present
Odyssey Funding, LLC January 2014 - February 2015
Guaranteed Home Mortgage Company, Inc. 1999 - 2013
Valente & Klein, P.C. December 1999 - August 2008
Law Office of Douglas Valente February 1996 - December 1999
Valente & Delmont, Esqs. February 1995 - February 1996
Law Office of Douglas Valente June 1993 - February 1995
Law office of Richard Cunningham April 1992 - June 1993
Skills
Real Estate, Residential Homes, Reverse Mortgages, Real Estate Financing, Banking, Mortgage Lending, Residential Mortgages, Mortgage Banking, Refinance, FHA, Loans, Loan Origination, Real Estate Transactions, Real Estate Economics, Commercial Mortgages, Investment Properties, Public Speaking, Risk Management, Credit, VA loans, USDA, Funding, Commercial Lending, Foreclosures, Commercial Real Estate, Underwriting, Financial Structuring, First Time Home Buyers, Investors, Condos, Finance, Investments, Title Insurance, Short Sales, HUD, Referrals, Property, REO, Real Property, Credit Analysis, Sellers, Small Business, FHA financing
Education
New York University 1993 — 1995
M.A., Philosophy
Touro College Jacob D. Fuchsberg Law Center 1988 — 1991
J.D., Law
Stony Brook University 1984 — 1988
B.A., Philosophy & Journalism
AnnieMac Home Mortgage October 2013 - Present
BNI August 2012 - Present
Vanguard Funding August 2013 - October 2013
Guaranteed Home Mortgage Company, Inc. August 2012 - August 2013
Washington Township Chamber of Commerce 2010 - 2013
BCB Community Bank December 2011 - August 2012
Equity Loans, LLC January 2011 - December 2011
Equity Source Home Loans, LLC August 2009 - January 2011
Choice Mortgage, LLC October 2007 - August 2009
American Mortgage Inc April 2007 - September 2007
Skills
Residential Mortgages, Financial Planning, Cash Flow Management, Management, Outside Sales, Telemarketing, Mortgage Lending, Loans, Credit, Series 7, Mutual Funds, Loan Origination, Investments, Refinance, FHA, Reverse Mortgages, Mortgage Banking, Finance, 203k, VA loans, Real Estate, Selling, USDA, First Time Home Buyers, Sales, Residential Homes, Investors, Leadership, Retirement Planning, Real Estate Financing, 203K, Strategic Financial...
Education
Cornell University 1994 — 1998
BS, Business Management and Marketing
Saint Augustine Prep 1990 — 1994
High School, High School
Caleca Real Estate Development September 2012 - Present
Guaranteed Home Mortgage Company, Inc. September 2010 - January 2012
Guaranteed Home Mortgage Company, Inc. 2010 - 2011
Education
Rockland Community College 2005 — 2008
Business Administration
Century 21 Beggins Enterprises February 2013 - Present
Guaranteed Home Mortgage Company, Inc. March 2012 - January 2013
Home Savings of America July 2008 - February 2012
Wachovia, A Wells Fargo Company February 1993 - August 2007
Skills
Mortgage Lending, Loans, Underwriting, Mortgage Banking, Banking, FHA, Loan Origination, Mortgage Underwriting, Refinance, VA loans, USDA, Reverse Mortgages, FHA financing, Sales Management, Investment Properties, Real Estate, Selling, Investments, Credit, Residential Mortgages, Credit Analysis, Sales, Foreclosures, First Time Home Buyers, REO, VA Loans, FHA Financing
Education
Keller Graduate School of Management of DeVry University 1996 — 1998
MBA, Business
The University of Kansas 1982 — 1987
BA, Business and Communication Studies
Westerman Ball Ederer Miller Zucker & Sharfstein, LLP August 2015 - Present
Eial Girtz PC December 2012 - July 2015
Guaranteed Home Mortgage Company, Inc. February 2012 - November 2012
Advantage Title April 2011 - January 2012
Skills
Real Estate, Real Estate Transactions
Education
Albany Law School of Union University 2007 — 2010
The College of Saint Rose 2002 — 2006
Bachelor's degree, History
Free Agent August 2015 - Present
Vanguard Funding June 2011 - January 2012
Intercontinental Capitol Group April 2010 - May 2011
Manhattan Mitigation/ U. S. Mitigatinon Corp. April 2008 - November 2009
Guaranteed Home Mortgage Company, Inc. May 2002 - January 2008
Skills
Sales Management, Operations Management, Analytics, FHA, Refinance, Banking, Real Estate, Loans, Mortgage Banking, FHA financing, Real Estate Financing, Mortgage Lending, Leadership, Loan Origination, Management, Residential Mortgages, VA loans, Underwriting, USDA, Selling, Credit, Investment Properties, First Time Home Buyers, Reverse Mortgages, Credit Analysis, Investments, Sales
Education
Suffolk County Community College 1998 — 2001
Associates, Business Management
Federation Early Learning Services December 2013 - Present
Caliber Home Loans June 2013 - September 2013
Guaranteed Home Mortgage Company, Inc. February 2012 - June 2013
Milton Enterprises, Inc. January 2009 - January 2013
Penn Children's Center January 1990 - July 2007
KinderCare Learning Center June 1988 - January 1990
Skills
Experience Working with..., Early Childhood..., Child Advocacy, Outstanding..., Organizational..., Marketing, Multi Tasking
Education
Arcadia University 1980 — 1981
Master's degree, Early Childhood Education
Arcadia University 1979 — 1980
Teacher Training Certificate, Montessori Teacher Training
University of Mumbai 1974 — 1978
Bachelor's degree, Psychology
Total Wine and More March 2015 - Present
Guaranteed Home Mortgage Company, Inc. July 2011 - December 2011
Skills
Computer Literate, Microsoft Office, Microsoft Word, Customer Service, PowerPoint, Time Management, Research, Public Speaking, Social Media, Data Entry, Spanish
Education
Southern Connecticut State University 2011 — 2012
Political Science
Norwalk High School 2007 — 2011
Diploma, General Education
Manasquan Savings Bank March 2015 - Present
Greenway Mortgage - Spring Lake December 2013 - March 2015
Vanguard Funding, LLC August 2013 - December 2013
Guaranteed Home Mortgage Company, Inc. May 2012 - July 2013
Mortgage Capital Associates February 2010 - March 2012
NJ Lenders Corp 2005 - 2008
NJ Lenders Corp 2005 - 2008
Russo, Delaura & Bielski 1984 - 1987
Russo, Delaura & Bielski 1984 - 1987
Skills
FHA Lending, Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Refinance, Credit, Residential Mortgages, USDA, VA loans, Credit Analysis, Investment Properties, Banking, FHA financing, First Time Home Buyers, Reverse Mortgages, Commercial Lending, Finance, FHA, Government Loans, Real Estate Transactions, Residential Homes, Certified Mortgage...
Education
Seton Hall University 1982 — 1986
Accounting
Seton Hall Preparatory School 1978 — 1982
PlanSource October 2014 - Present
Aon Hewitt April 2013 - October 2014
Self Employed 2012 - April 2013
C3i February 2013 - February 2013
Home Savings of America August 2010 - May 2011
Guaranteed Home Mortgage Company, Inc. August 2009 - August 2010
Skills
Data Management, Systems Analysis, Data Analysis, SAS Programming, JCL Programming, Programming, EDI, C#, Technical Writing, Analysis, CSS, Software Documentation, Microsoft Office, Networking, Microsoft Excel, Outlook, Microsoft Word, Troubleshooting, Web Development, Time Management, HTML, Information Technology, C++, Java, JavaScript, Web Design, Priority Management, Project Analysis, Project Planning, Project Implementation, Business Systems, Software Architecture, Communication, Test Planning, Test Execution, Project Management, Process Improvement, Testing, SQL
Education
University of Phoenix 2011 — 2013
Bachelors, Computer Software Engineering, 3.86
University of Phoenix 2009 — 2011
Associates, Information Technology, 3.95
Northwest Florida State College 2007 — 2008
Law Enforcement Certification, Law Enforcement, 3.85
Campbellsville University 2002 — 2003
N/A, General Studies, 3.23
Top Tier Marketing November 2009 - Present
PNT/TiDom, Inc March 2014 - Present
WhoIsSteveHawk.com November 2009 - Present
MLSP November 2009 - August 2014
Guaranteed Home Mortgage Company, Inc. March 2007 - August 2009
MortgageIT November 2006 - March 2007
Ameriquest Capital Group June 2003 - May 2006
Aegis Communications Group April 1995 - July 2001
Mutual Of New York March 1989 - September 1992
Skills
Online Lead Generation, Blogging, Sales & Marketing, Natural SEO, Web Marketing, Lead Generation, Online Marketing, SEO, Team Building, Network Marketing, Social Networking, Sales, Email Marketing, Direct Sales, Social Media Marketing, Marketing Strategy, Home Based Business, Coaching, Network Marketing..., Small Business, Online Advertising, Entrepreneurship, Leadership, Facebook, Attraction Marketing, Social Media, Marketing, Advertising, Affiliate Marketing, Direct Marketing, New Business Development, PPC, Personal Branding, SEM, Public Speaking, Mobile Marketing, Start-ups, Strategic Planning, Team Leadership, Sales Management, Business Networking, Social Marketing, Public Relations, WordPress, Leadership Development, Blog Marketing, Marketing Communications, Training, Personal Development, Account Management
Education
University of Scranton 1982 — 1986
Bachelor of Science (B.S.), Criminal Justice
Vanguard Funding November 2014 - Present
Aspire Consulting (Pvt) Ltd 2009 - Present
Menlo Park Funding November 2013 - November 2014
Guaranteed Home Mortgage Company, Inc. April 2012 - May 2013
MOULANA – PETRALLIA DEVELOPMENT COORDINATION (PRIVATE) LIMITED March 2009 - March 2013
Aspire March 2009 - January 2013
NMLS # 219361 July 2011 - March 2012
Aspire Financial LLC dba: Aspire Home Loans July 2008 - June 2011
Aames Home Loans / Accredited Home Loans May 2004 - June 2008
Ameriquest Mortgage Company November 1999 - April 2004
Skills
Residential Homes, Outlook, Mortgage Lending, Mortgage Banking, Finance, Underwriting, Customer Service, Sales, Loans, New Business Development, Refinance, Loan Origination, Real Estate, Entrepreneurship, Management, Sales Management, Luxury, First Time Home Buyers, Program Management, Mortgage Underwriting, Training, Strategic Planning, Real Estate Economics, Mortgage Marketing, Investments, Business Development, Foreclosures, Investment Properties, Investors, Selling, Real Estate Transactions, Home Equity Loans, Credit, Funding, Negotiation, Referrals, Sellers, Capital Markets, Property, FHA
Education
Rutgers, The State University of New Jersey-Newark 1993 — 2004
BA, Political Science / History
St Peters College - Sri Lanka 1985 — 1988
DHS
dumont high school
L & M Company, a div of Nieto Contractors, Inc. August 2015 - Present
L & M Company, a div of Nieto Contractors, Inc. October 2012 - March 2014
STARelief and Pet Assistance October 2012 - January 2014
Bully Breed Rescue, Inc. 2011 - February 2013
Guaranteed Home Mortgage Company, Inc. August 2006 - October 2012
Ridge Door Sales July 2006 - July 2007
National Professional Resources, Inc. July 2000 - June 2005
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Credit, Expense Reports, FHA financing, Funding, Investment Properties, Management, Real Estate, Real Estate Transactions, Refinance, Residential Mortgages, USDA, Underwriting, VA loans, Microsoft Office, Credit Analysis, Reverse Mortgages, Customer Service, Finance, Banking, Loan Origination
Education
Norwalk Community College 2009 — 2013
General
Berkeley College 1999 — 2000
N/A, Fashion Management/Design
Blind Brook High School 1995 — 1999
General, High School Diploma
Advisors Mortgage Group, LLC - NMLS #33041 December 2014 - Present
The Money Store August 2014 - December 2014
US Mortgage Corporation April 2013 - August 2014
Meadowbrook Financial Mortgage Bankers January 2013 - April 2013
Emery Federal Credit Union April 2012 - January 2013
NJ Lenders Corp March 2011 - April 2012
Guaranteed Home Mortgage Company, Inc. October 2007 - February 2011
Freedom Mortgage February 2006 - October 2007
Precision Financial 2005 - 2006
Mortgage Line Financial 2004 - 2005
Skills
Refinance, Purchase, Residential, FHA, Mortgage, Loans, VA, Mortgage Lending, Conventional, Loan Origination, First Time Home Buyers, Investment Properties, Home, Mortgage Industry, Conforming, Reverse Mortgages, Mortgage Banking, Credit, Sellers, Residential Homes, Underwriting, Foreclosures, Residential Mortgages, FHA financing, Certified Mortgage..., Commercial Lending, Real Estate, Finance, USDA, Condos, REO, Short Sales, Investments, Mortgage Underwriting, Consumer Lending, Commercial Mortgages, Real Estate Economics, Funding, Banking, Investors, VA loans, Referrals, Loss Mitigation, Real Estate Transactions, Credit Analysis, Construction Loans, Government Loans, Financial Services, Real Estate Financing, HUD
Education
Baruch College, City University of New York (CUNY) 1987 — 1991
Economics and Psychology
Vanguard Funding February 2013 - Present
Apex7marketing January 2009 - Present
Guaranteed Home Mortgage Company, Inc. September 2012 - January 2013
Accountable Financial Management Corp January 2010 - April 2012
Chase 2010 - July 2010
Rapid Realty March 2009 - January 2010
Skills
Sales, Real Estate, Finance, Financial Analysis, Microsoft Excel, Banking, Real Estate Transactions, Customer Service, Leadership, Property Management, Outlook, Real Estate Economics, Internet Entrepreneur, Mortgage Lending, Training, Negotiation, Residential Mortgages, Referrals, Marketing, Management, Small Business, Retail, Reverse Mortgages, Market Research, Strategic Planning, Funding, Business Development, SketchUp, 203K, 3D Modeling
Education
Howard University 2004 — 2008
Bachelor of Business Administration (BBA), Finance
Self-Employed May 2015 - Present
HUB International January 2015 - April 2015
Intercare Insurance Solutions, a HUB International Company March 2014 - December 2014
(self-employed) July 2013 - March 2014
Guaranteed Home Mortgage Company, Inc. May 2012 - June 2013
Home Savings of America January 2009 - February 2012
self-employed March 2006 - March 2008
Fairfield Residential 2000 - 2008
Outreach Marketing Inc. October 2004 - March 2006
Fairfield Properties 1994 - 1999
Skills
Press Releases, Online Marketing, Email Marketing, Marketing Strategy, Newsletters, Advertising, Market Planning, Promotions, Social Media, Public Relations, Event Management, Mortgage Lending, Facebook, Marketing, Copywriting, Market Research, Team Building, Web Content, Web Marketing, SEO copywriting, Webinars, Inbound Marketing, Marketing Communications, Blogging, Brand Development, Sales, Lead Generation, Management, Loan Origination, Real Estate, Direct Marketing, Budgets, Loans, Online Advertising, Mortgage Banking, B2B, Creative Writing, Social Media Marketing
Education
The University of Texas at Austin 1974 — 1977
Journalism, Public Relations & Marketing, 3.7 gpa
Contour Mortgage Corp May 2014 - Present
Franklin First Financial January 2012 - May 2014
Contour Select Partners November 2010 - December 2011
Guaranteed Home Mortgage Company, Inc. May 2006 - October 2010
Skills
Loan Origination, Mortgage Lending, FHA, Residential Mortgages, Loans, Credit Analysis, Underwriting, Funding, Sales, Financial Structuring, Leadership, Mortgage Banking, Management, Refinance, Reverse Mortgages, FHA financing, VA loans, USDA, Credit
Education
Hofstra University 1991 — 1993
Business, Psychology
Royal Bank of Scotland May 2012 - Present
Royal Bank of Scotland August 2011 - May 2012
Credit Suisse September 2010 - January 2011
Guaranteed Home Mortgage Company, Inc. May 2010 - October 2010
Credit Suisse AG April 2007 - January 2010
Argent Mortgage Co April 2002 - March 2007
GreenPoint Mortgage January 2001 - January 2002
Conseco Finance January 2000 - January 2001
Skills
Investments, Credit, Loans, Process Improvement, Financial Risk, Asset Managment, Equities, Finance, Portfolio Management, Internal Audit, Training, Alternative Investments, Underwriting, AML, Private Equity, Mortgage Lending, Operational Risk..., Cash Management, Business Development, Insurance, Management, Asset Management, Auditing, Hedge Funds
Education
State University of New York at Albany 1994 — 1998
Bachelor of Science, Biology
Sente Mortgage May 2010 - Present
Guaranteed Home Mortgage Company, Inc. April 2009 - April 2010
Mecca Mortgage January 2005 - June 2008
Skills
FHA, Mortgage Lending, Conventional, VA, Mortgage Industry, Refinance, Loans, Mortgage, Credit, Purchase, First Time Home Buyers, Conforming, Residential, Compliance, Excel, Word, Funding, Insurance, Real Estate, Customer Service, Problem Solving, Investment Properties, Financial Analysis, Microsoft Office, Customer Relations, PowerPoint, Retail, VA loans, Customer Satisfaction, Mortgage Banking, Loan Origination, Residential Homes, Foreclosures, Residential Mortgages, Investors, Construction Loans, Reverse Mortgages, Government Loans, Mortgage Underwriting, Certified Mortgage..., Home Equity Loans, Mortgage Marketing, Credit Analysis, Non-Conforming, Underwriting, Real Estate Financing, Loss Mitigation, Consumer Lending, Banking, Mortgage Servicing
Education
American InterContinental University-Houston 2011 — 2011
MBA, Management
University of Bohol 1993 — 1997
Bachelor of Science, Pharmacy
NYC Department of Education March 2012 - Present
Mercy College July 2010 - March 2012
ACDP February 2007 - June 2010
Guaranteed Home Mortgage Company, Inc. April 2006 - February 2007
Ameriquest Capital Corporation July 2003 - April 2006
Skills
Mortgage Lending, Loans, Real Estate, Credit, Credit Analysis, Customer Service, Management, Coaching, Underwriting
Education
City University of New York City College 2012 — 2014
Master's degree, Special Education and Teaching
Mercy College 2009 — 2012
MBA, Business Administration and Management, General
State University of New York at New Paltz 1998 — 2003
BS, Finance
InterContinental Capital Group October 2008 - Present
Guaranteed Home Mortgage Company, Inc. June 2011 - October 2011
Lend America August 2008 - October 2008
Countrywide Home Loans January 2006 - August 2008
Mortgage Source July 2005 - November 2005
Skills
FHA, Mortgage Banking, Loan Origination, VA loans, FHA financing, Underwriting, Account Management, Mortgage Lending, Investment Properties, Credit, Real Estate Financing, Credit Analysis, Loans, Sales, Marketing, USDA, Investments, Operations Management, Real Estate, Refinance, Customer Service, Mortgage Underwriting, Commercial Mortgages, Residential Mortgages, First Time Home Buyers, Banking, Construction Loans, Consumer Lending, Commercial Lending, Cold Calling, Finance, Financial Analysis, Direct Sales, Selling, Business Development, Reverse Mortgages, Investors, Real Estate Transactions, New Business Development, Residential Homes, Management, Sales Management, Negotiation, Certified Mortgage..., Team Building, Leadership, Risk Management, B2B, Government Loans, Sales Process
Education
Nassau Community College
Associates, Fashion- Merchandising and Buying
AnnieMac Home Mortgage February 2013 - Present
Absolute Home Mortgage Corp. November 2012 - February 2013
Gateway Funding/Infinity Home Mortgage January 2012 - November 2012
Wells Fargo June 2010 - January 2012
Guaranteed Home Mortgage Company, Inc. April 2009 - June 2010
Countrywide Home Loans May 2007 - April 2009
LNB Capital August 2005 - May 2007
New Century Mortgage Corp. September 2004 - August 2005
EquiFirst Mortgage January 2004 - September 2004
American Mortgage Express January 1998 - January 2004
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Conventional, Refinance, Mortgage, Conforming, VA loans, Loans, First Time Home Buyers, Mortgage Industry, VA, Purchase, Banking, Real Estate, Reverse Mortgages, Residential Mortgages, Sales Management, Investment Properties, New Business Development, Commercial Mortgages, Construction Loans, USDA, Strategic Planning, Coaching, Negotiation, Real Estate Finance, B2B, Selling, Funding, Residential, Team Building, 203K, Certified Mortgage..., Condos, Credit Analysis, FHA financing, Finance, Foreclosures, Government Loans, Investments, Investors, Loss Mitigation, REO, Real Estate Economics, Real Estate Transactions, Referrals, Residential Homes, Sellers
Education
Sterling Regional High School 1991 — 1995
Drexel University
Oceanside Mortgage Company August 2013 - Present
Residential Finance February 2013 - August 2013
Guaranteed Home Mortgage Company, Inc. April 2012 - January 2013
MCS Mortgage Bankers Inc. February 2012 - April 2012
InterContinental Capital Group January 2011 - February 2012
National Home Managament Solutions, Inc. May 2008 - December 2010
SCHULER ROOFING COMPANY November 2004 - August 2008
Harrisburg Lunatics September 2002 - November 2004
Camp Greylock June 1996 - June 2003
Skills
FHA, Mortgage Lending, Refinance, IRRRL, VA Loans, Loans, Real Estate, Mortgage Banking, Sales, Customer Service, Residential Mortgages, Sales Management, First Time Home Buyers, Investment Properties, Computer Repair, Loan Origination, Credit, Banking, Marketing, Microsoft Excel, Credit Analysis, Underwriting, Business Development, Finance, Reverse Mortgages, Fixed Rate Mortgages, VA loans, Management
Education
Rowan University 1994 — 2001
Bachelor of Arts (B.A.), History
Isaac's Moving and Storage 1991 - Present
UnitedHealth Group 2013 - January 2015
Guaranteed Home Mortgage Company, Inc. 2007 - 2011
Aegis Mortgage 2002 - 2007
Hi-Tech Professionals 1999 - 2001
Skills
•Fluent in Spanish, •Inside Sales, ..., •Account Management,..., •Customer Service,..., •Microsoft Word,..., •Leader, Competitor, &..., Leadership, Management, Sales, Selling, Team Building, Customer Service, Marketing, Strategic Planning, Account Management, Sales Management, Business Development, Contract Negotiation
Education
University of Massachusetts at Lowell 1986 — 1990
Business, Marketing
Winchester High School 1982 — 1986
SKYFORD Construction Inc.-Construction Project Management Services August 2013 - Present
REOverhaul March 2010 - Present
EquitySource Home Loans LLC January 2009 - May 2010
Gulf Coast Property Group LLC January 2009 - May 2010
Guaranteed Home Mortgage Company, Inc. June 2006 - January 2009
Skills
Property, Short Sales, Mortgage Banking, Trash Outs, FHA, FHA financing, Leases, Loans, VA loans, First Time Home Buyers, Foreclosures, Mortgage Lending, Real Estate, USDA, Refinance, Investment Properties, Sellers, Referrals, Brokerage, Government Loans, Investors, Relocation, Finance, Debt Consolidation, Condos, Certified Mortgage..., Non-Conforming, Evictions, Loan Origination, Luxury, Investments, Banking, Appraisals, Credit, Commercial Mortgages, Loss Mitigation, REO, New Home Sales, Residential Homes, Single Family Homes, Mortgage Servicing, Real Estate Financing, Selling, Residential Mortgages, Real Estate Economics, Commercial Real Estate, Reverse Mortgages, Property Management, HUD, Real Estate Transactions
Education
St. Petersburg College 1997 — 2001
Associate Degree, Marketing/Marketing Management, General
Legacy Insurance Agency of NJ, LLC a member of FMJ Agency Alliance October 2010 - Present
Guaranteed Home Mortgage Company, Inc. October 2008 - October 2010
Country Funding, CFI March 2006 - September 2008
First American Title September 2002 - February 2006
Merrill Lynch February 1999 - March 2002
Skills
Commercial Insurance, Property & Casualty..., Workers Compensation, Umbrella Insurance, Underwriting, Mortgage Lending, Mortgage Marketing, Investments, Loans, Financial Analysis, Mortgage Banking, Real Estate, FHA, Refinance, Banking, Insurance, Risk Management, Series 63, Financial Services, Portfolio Management, Credit, Reverse Mortgages, Loan Origination, Finance, Mortgage Underwriting, Sales, Management, Strategy, Strategic Planning, Real Estate Transactions
Education
Villanova University 1993 — 1997
BSBA, Finance
Seton Hall University 1997 — 1998
MBA, Finance
Ridgewood 1989 — 1993
High School Diploma, Business/Commerce, General
Unity Bank September 2010 - Present
Guaranteed Home Mortgage Company, Inc. March 2009 - September 2010
Peoples Choice Home Loans January 2006 - March 2007
GE Money Bank/ WMC Mortgage 2004 - 2006
New Century 1999 - 2004
Skills
Real Estate, Underwriting, Loans, Residential Mortgages, Mortgage Lending, Refinance, Mortgage Banking, Reverse Mortgages, Loan Origination, Commercial Mortgages, Sales Management, First Time Home Buyers, Commercial Lending, FHA, Credit, FHA financing, Banking, Credit Analysis
Education
Kean University 1987 — 1991
Bachelor of Science (B.S.), Finance/Management Science
Residential Home Funding November 2013 - Present
Professional Consultant August 2013 - Present
Hudson Heritage FCU August 2012 - August 2013
JPMorgan Chase June 2011 - August 2012
Response Companies January 2009 - June 2011
Guaranteed Home Mortgage Company, Inc. September 2008 - January 2009
GE Money Bank dba WMC Mortgage March 2004 - October 2007
Citimortgage October 2001 - September 2002
Citimortgage January 1998 - October 2001
Cityscape February 1996 - January 1998
Skills
Credit, Risk Management, Leadership, FHA, Training, Project Management, Mortgage Lending, Loan Origination, Loans, Underwriting, Marketing, Negotiation, Management, Credit Risk, Account Management, Analysis, Team Building, Recruiting, Real Estate, Mortgage Banking, Customer Satisfaction, Financial Structuring, Auditing, Fraud, Credit Analysis, Performance Management, Banking, Refinance, Customer Service
Education
Mercy College 1978 — 1979
Business
Westchester Business Inst.
Guaranteed Home Mortgage Company, Inc. July 2009 - Present
Education
Liberty University 1989 — 1993
Cedar Grove Academy 1985 — 1989
High School
Digital Risk February 2013 - Present
Wells Fargo Home Mortgage August 2012 - February 2013
JVI Appraisal Division 2009 - August 2012
Guaranteed Home Mortgage Company, Inc. 2006 - 2009
Nationstar Mortgage 2003 - 2006
Skills
FHA, Residential Homes, Loans, Financial Analysis, Loss Mitigation, VA loans, Valuation, Selling, Loan Origination, Sales, Customer Service, Residential Mortgages, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Appraisals, Underwriting, Credit Analysis, Credit, REO, Banking, Investment Properties, USDA, Negotiation, Mortgage Underwriting, FHA financing, Foreclosures, Cold Calling, Sales Management
Education
University of Central Florida 1999 — 2003
Guaranteed Home Mortgage Company, Inc. March 2012 - November 2012
Home Savings of America February 2010 - March 2012
REO Sales and Associates February 2009 - February 2010
Wachovia Bank 2006 - November 2008
Wachovia Bank 2006 - 2008
World Savings 1979 - 2006
Skills
Mortgage Lending, Loan Origination, Management, Mortgage Banking, Loans, Banking, Credit, FHA, Financial Services, Real Estate Financing, Construction Loans, Risk Management, Loss Mitigation, Finance, Business Development, Leadership, Sales, Real Estate, Refinance, Investments, Residential Mortgages, Sales Management, Underwriting, Customer Service, Credit Analysis, Commercial Lending, VA loans, USDA, Mortgage Underwriting, Commercial Mortgages
Education
Kansas State University 1974 — 1977
BS, Business Management
Major League Baseball August 2014 - Present
Guaranteed Home Mortgage Company, Inc. September 2008 - January 2014
Eppinger, Reingold & Korder, Esqs. April 2000 - December 2007
Skills
Spanish, Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Loans, Refinance, First Time Home Buyers, Construction Loans, FHA Financing, Residential Mortgages, Investment Properties, Credit Analysis, Finance, Financial Accounting, Banking, Credit
Education
Monroe College 2004 — 2006
AAS, Computer Information Systems
Jane Addams Vocational HS 1993 — 1997
HS Diploma, Medical Assistant
Vanguard Funding February 2013 - Present
Guaranteed Home Mortgage Company, Inc. July 2011 - February 2013
ICG February 2009 - June 2011
Refinance.com April 2007 - February 2009
People's Choice Home Loan January 2006 - April 2007
WMC Mortgage January 2005 - June 2006
Washington Mutual May 2002 - January 2005
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Credit, VA loans, Reverse Mortgages, FHA financing, Underwriting, Credit Analysis, Investment Properties, First Time Home Buyers, Commercial Mortgages, Risk Management, Credit Risk
Education
American University
Law, Criminal Justice
Guaranteed Home Mortgage Company, Inc. February 2009 - Present
Guaranteed Home Mortgage Company, Inc. March 2001 - February 2009
First National Funding Corp of America 1998 - 2001
Household Finance 1995 - 1998
Enterprise Rent-A-Car 1994 - 1995
Enterprise Rent-A-Car 1994 - 1995
Enterprise Rent-A-Car 1994 - 1995
Skills
Credit, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Refinance, Commercial Mortgages, Commercial Real Estate, Commercial Lending, VA loans, Real Estate, Residential Homes, FHA financing, FHA, Finance, Residential Mortgages, Credit Risk, Banking, USDA, Credit Analysis, Mortgage Underwriting, Underwriting, Consumer Lending, Funding, Investments, Financial Services, First Time Home Buyers, Reverse Mortgages, Investment Properties, Real Estate Economics, Real Estate Financing, Portfolio Management, FHA Financing, VA Loans
Education
Mount Saint Mary's College 1989 — 1993
Bachelor of Applied Science (B.A.Sc.), Economics
mount saint marys college
Dex Media July 2014 - Present
Sports Collectibles of Kalamazoo March 2002 - July 2014
Farm Bureau of Michigan 2012 - March 2014
Dex Media 2014 - 2014
Guaranteed Home Mortgage Company, Inc. April 2004 - September 2007
Indigo Financial Group/EF Mortgage Inc February 2002 - April 2004
Associated Investments Inc 1995 - 2002
Skills
Mortgage Lending, Insurance, Property Management, Notary Public, Entrepreneurship, Business Development, Successful Business..., Management, Sales Management, Sales, Marketing Strategy, New Business Development
Education
Indiana Wesleyan University 2011 — 2014
Bachelor of Business Administration (BBA), Accounting and Business/Management, 3.7 GPA-Current
Indiana Institute of Technology 1996 — 1999
Business, Business
Morgan Stanley September 2013 - Present
Morgan Stanley January 2013 - September 2013
Morgan Stanley November 2011 - January 2013
Guaranteed Home Mortgage Company, Inc. May 2009 - November 2011
Fidelity National Financial June 2008 - March 2009
Angiuli Katkin & Gentile, LLP March 2007 - December 2007
Skills
Mortgage Lending, Real Estate, RESPA, Title Insurance, Residential Mortgages, Loan Origination, Consumer Lending, Credit, FHA, Finance, Investments, Loans, Management, Mortgage Banking
Education
New York Law School 2004 — 2008
JD, Law
University of Maryland College Park 1998 — 2002
B.A., English
Montclair High School 1994 — 1998
Guaranteed Home Mortgage Company, Inc. July 2009 - Present
Mortgage Now July 2006 - July 2009
Real Estate Mortgage Corp April 1989 - May 2006
Real Estate Mortgage Corp 1990 - 2005
Education
Cleveland State University 1982 — 1986
BBA, Finance and Accounting
Lane and Associates November 2006 - Present
Guaranteed Home Mortgage Company, Inc. 2010 - 2011
Horizon Home Mortgage, LLC 2007 - 2010
Skills
Mergers, Mortgage Lending, Portfolio Management, Real Estate, Finance, Management, Mergers & Acquisitions, Loans, Commercial Real Estate, Investments, Residential Mortgages, Investment Properties, Loan Origination, Real Estate Transactions, Real Estate Financing, Foreclosures, Refinance, Mortgage Banking, Short Sales, Real Estate Economics, Investors, Sales, Real Estate Development, Banking, REO
Education
Southern Connecticut State University
MIS, Economics
Vanguard Funding August 2013 - Present
Shields Funding Corp January 2005 - Present
Guaranteed Home Mortgage Company, Inc. October 2012 - August 2013
Gateway Funding June 2010 - May 2012
Fort Funding Corp 2004 - 2008
Skills
Residential Mortgages, Business Planning, Reverse Mortgages, Loan Modifications, FHA, Mortgage Lending, Refinance, Mortgage Banking, Home Owners, Loans, Underwriting, Loan Origination, First Time Home Buyers, Real Estate Financing, Residential Homes, USDA, Credit Analysis, Referrals, FHA financing, Credit, Home Equity Loans, Banking, Construction Loans, Loss Mitigation, Mortgage Servicing, Real Estate, Funding, REO, Mortgage Underwriting, Commercial Mortgages, Debt Consolidation, Mortgage Marketing, Real Estate Economics, Finance, Foreclosures, Real Estate Transactions, Condos, Investment Properties, Home Equity Lines of..., Short Sales, Investments, VA loans, Investors, HUD, Government Loans, Certified Mortgage..., Commercial Lending, Consumer Lending, Rates, Loan Servicing
Education
City University of New York 1999 — 2003
WB INSURANCE SOLUTIONS BROKERAGE CORP 2011 - Present
Realty Executives 2010 - 2012
Kaplan Insurance Agency 2009 - 2012
Guaranteed Home Mortgage Company, Inc. 2006 - 2010
Primerica 2005 - 2006
Bernal General Wholesale 2002 - 2005
Corning Incorporated 2000 - 2002
Corning Incorporated 1998 - 2000
Skills
Insurance, Real Estate, Real Estate Transactions, Contract Negotiation, Property & Casualty..., Bilingual-English/Spanis..., Negotiation, Selling, Investment Properties, Brokers, Strategic Planning, First Time Home Buyers, Sellers, Management, Property, Customer Service, Mortgage Lending, Sales
Education
Pontificia Universidad Católica Madre y Maestra 1991 — 1993
Bachelor of Engineering (BE), Industrial Engineering
Pontificia Universidad Católica Madre y Maestra 1988 — 1991
Electrical Engineering Technology, Industrial Engineering
Morgan Stanley August 2015 - Present
Morgan Stanley May 2014 - February 2015
WorldQuant LLC November 2011 - December 2013
PwC April 2011 - October 2011
Town Sports International October 2010 - April 2011
Miller Tabak December 2008 - December 2009
Guaranteed Home Mortgage Company, Inc. November 2004 - December 2008
James Madison University March 2001 - May 2004
Search for Common Ground June 2003 - July 2003
Skills
Microsoft Office, QuickBooks, Research, PowerPoint, Management, Training, Interviews, Recruiting, Human Resources, Onboarding, Project Management, Microsoft Excel, Finance, Hiring
Education
James Madison University - College of Business 2000 — 2004
BBA, Finance
Greenway Mortgage Funding Corp July 2014 - Present
Vanguard Funding August 2013 - December 2013
Guaranteed Home Mortgage Company, Inc. May 2012 - August 2013
BCB Community Bank September 2011 - May 2012
First Choice Bank Mortgage Division September 2006 - September 2011
Skills
Financial Analysis, Portfolio Management, Investments, Commercial Lending, USDA, Customer Service, VA loans, Management, Credit Risk, Reverse Mortgages, Loss Mitigation, Attrition, Commercial Mortgages, Consumer Lending
Education
Monmouth University 1987 — 1990
Bachelor of Science (BS), Marketing/Finance
Oceanfront Realty June 2004 - Present
Guaranteed Home Mortgage Company, Inc. May 2012 - Present
Skills
Financial Analysis, First Time Home Buyers, VA loans, Investors, Condos, FHA, Refinance, Relocation, Loans, Mortgage Lending, Investment Properties, Team Building, Brokerage, Residential Mortgages, REO, Investments, Encompass, FHA financing, Mortgage Banking, Negotiation, Finance, Sales Management, Property Management, Real Estate, Residential Homes, New Home Sales, USDA, Loan Origination, Short Sales, Customer Service, Sellers, Strategic Planning, Single Family Homes, Foreclosures, Real Estate Transactions, Referrals, Townhomes, Commercial Mortgages, Commercial Lending, Selling, Real Estate Economics, Property, Luxury, Commercial Real Estate, HUD, Real Estate Financing, Real Property, Reverse Mortgages, Sales
Education
Newbury College 1993 — 1997
Bachelor's degree, Business Administration and Management, General
Guaranteed Home Mortgage Company, Inc. DirectorWizcom corporation2009 - 2011
Education
University of Rhode Island
Business Adminstration
Guaranteed Home Mortgage Company, Inc. January 2013 - November 2013
Countrywide June 2005 - December 2008
Bank of America March 2001 - May 2005
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Residential Mortgages, Credit, VA loans, FHA financing, USDA, Banking
Education
Universidad del Sagrado Corazón 1995 — 1999
Associate's degree, Fine/Studio Arts, General
Brown Brothers Harriman January 2013 - Present
Guaranteed Home Mortgage Company, Inc. April 2012 - September 2012
Education
Northeastern University 2011 — 2016
Literacy Partners May 2013 - Present
Albert Einstein College of Medicine August 2012 - May 2013
Designtex August 2010 - August 2012
NYC Department of Finance November 2007 - August 2010
Guaranteed Home Mortgage Company, Inc. January 2005 - August 2006
New York City Economic Development Corporation June 2001 - March 2002
Skills
Microsoft Office, Excel, Customer Service, Customer Relations, Windows 7, Mac OS X, Mac OS, HTML, CSS, Adobe Creative Suite, JavaScript, PHP, MySQL, RSA SecurID, Blackberry, iPhone, Avaya, Website Development, AS400, iOS, Web Design, Web Development, Sonicwall, Windows Server, Android, Google Apps, Nortel, Active Directory, Windows XP, Technical Support, Help Desk Support, Servers, Troubleshooting, Computer Hardware, VPN, Networking, Hardware, Printers, Remote Desktop, Vendor Management, Desktop Computers, Management
Education
NYU 2007 — 2007
Certificate, Web Development
SUNY Albany 1998 — 2002
Bachelor's degree, Information Technology
InterContinental Capital Group February 2013 - Present
Vanguard Funding October 2012 - February 2013
Guaranteed Home Mortgage Company, Inc. June 2011 - October 2012
InterContinental Capital Group February 2009 - June 2011
Skills
FHA, Mortgage Underwriting, Mortgage Banking, Refinance, Mortgage Lending, Residential Mortgages, Non-Conforming, Encompass, VA loans, FHA financing, Government Loans, Loan Origination, Loans, Real Estate Financing, Underwriting
Education
Dowling College
Bachelor of Arts (BA)
Hudson Valley Bank July 2014 - Present
Quorum Federal Credit Union April 2006 - July 2014
Guaranteed Home Mortgage Company, Inc. 2004 - 2006
India Comnet 1997 - 2000
Skills
Credit, Credit Analysis, Banking, Credit Risk, Underwriting, Residential Mortgages, Refinance, Portfolio Management, Consumer Lending, Mortgage Banking, Credit Cards, Risk Management, Loans, Mortgage Lending, Loan Origination, Retail Banking, Management, Financial Analysis
Education
Crescent Engineering College
Master of Computer Applications (M.C.A.)
Madras Christian College
Bachelor of Science (B.Sc.), Mathematics
CMG Financial January 2015 - Present
Guaranteed Home Mortgage Company, Inc. 2007 - 2013
Pacific Capital Mortgage October 2004 - May 2007
GreenPoint Mortgage 2003 - 2004
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Funding, Quality Control, Underwriting, Loans, Real Estate, Banking, VA, 1031 Exchanges, Escorted Tours, Escrow and Title, Post Close Audits, VA loans
Education
College of Marin 1981 — 1982
Business Education