Habersham Bank
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Habersham Bank Employees
Employee
Years
Job
Industry
Dulcie Ariail Dulcie Ariail's Habersham Bank Experience March 1997 - January 2010
Job Principal at Advantage Insurers Inc
Industry Insurance
Experience
Advantage Insurers Inc January 2010 - Present
Habersham Bank March 1997 - January 2010
Cotton States Insurrance 1987 - 1997
Skills
Underwriting, Loans, Financial Analysis, Commercial Lending, Strategic Planning, Banking, Credit, Credit Analysis, Portfolio Management, Customer Service, Strategic Financial..., Negotiation
Education
Illinois Wesleyan University 1977 — 1981
BS, Business Administration and Management, General
Palatine High School 1974 — 1977
Advantage Insurers Inc January 2010 - Present
Habersham Bank March 1997 - January 2010
Cotton States Insurrance 1987 - 1997
Skills
Underwriting, Loans, Financial Analysis, Commercial Lending, Strategic Planning, Banking, Credit, Credit Analysis, Portfolio Management, Customer Service, Strategic Financial..., Negotiation
Education
Illinois Wesleyan University 1977 — 1981
BS, Business Administration and Management, General
Palatine High School 1974 — 1977
Josh Schlieman Josh Schlieman's Habersham Bank Experience January 2002 - January 2003
Job Partner and Wealth Advisor at Sullivan & Schlieman Wealth Management, LLC
Industry Financial Services
Experience
Sullivan & Schlieman Wealth Management, LLC July 2008 - Present
SunTrust Investment Services June 2003 - July 2008
Habersham Bank January 2002 - January 2003
Skills
Asset Protection, Financial Management, Portfolio Analysis, Performance Assessment, Revenue Generation, Entrepreneurial Spirit..., High Integrity and..., Series 7, Series 24, Series 66, Asset Allocation, Wealth Management, Strategic Financial..., Portfolio Management, Investments, Financial Planners, Wealth, Finance, FINRA, Series 63, Retirement Planning, Financial Advisory, Personal Finance, Retirement
Education
The University of Georgia 1998 — 2002
Bachelor’s Degree, Finance
Oglethorpe University
Certified Financial Planner
Sullivan & Schlieman Wealth Management, LLC July 2008 - Present
SunTrust Investment Services June 2003 - July 2008
Habersham Bank January 2002 - January 2003
Skills
Asset Protection, Financial Management, Portfolio Analysis, Performance Assessment, Revenue Generation, Entrepreneurial Spirit..., High Integrity and..., Series 7, Series 24, Series 66, Asset Allocation, Wealth Management, Strategic Financial..., Portfolio Management, Investments, Financial Planners, Wealth, Finance, FINRA, Series 63, Retirement Planning, Financial Advisory, Personal Finance, Retirement
Education
The University of Georgia 1998 — 2002
Bachelor’s Degree, Finance
Oglethorpe University
Certified Financial Planner
Amanda Groover, MBA Amanda Groover, MBA's Habersham Bank Experience 1999 - 2001
Job Digital Marketing Specialist| Product Manager| Specialist in transforming traditional marketing into a digital era.
Industry Marketing and Advertising
Experience
North Georgia Community Marketing a division of The Times, Gainesville, GA March 2013 - Present
Elliott Wave International December 2013 - July 2014
Make It Loud Web Design February 2013 - December 2013
The Paper of Flowery Branch and The Times, Gainesville, GA February 2012 - March 2013
Holiday Inn Hotel & Suites September 2010 - February 2012
AmeriPride Services November 2009 - August 2010
Habersham Bank 1999 - 2001
Skills
Advertising, Customer Service, Marketing, Social Media, Account Management, Sales, Microsoft Office, Public Relations, Event Planning, Social Media Marketing, Email Marketing, Negotiation, Fundraising, Budgets, Social Networking, Event Management, PowerPoint, Microsoft Word, Marketing Strategy, Outlook, Microsoft Excel, Coaching, Online Marketing, SEO, Digital Marketing, Time Management, Training, Leadership, Facebook, New Business Development, Strategic Planning, Graphic Design, Management, Online Advertising, Public Speaking, Marketing Communications, Salesforce.com, Project Management, PPC, Blogging, Direct Marketing, Team Building, Small Business, Lead Generation, Business Development, Press Releases, B2B, SEM, Market Research, Trade Shows
Education
Ashford University 2012 — 2014
Master of Business Administration (M.B.A.), Marketing, 4.0
University of North Georgia - Mike Cottrell College of Business 2002 — 2004
Bachelor of Business Administration (BBA), Business Administration and Management, General
Gainesville State College 1999 — 2001
Associates of Arts, Business Administration and Management, General
Habersham Central High 1995 — 1999
High School Diploma
North Georgia Community Marketing a division of The Times, Gainesville, GA March 2013 - Present
Elliott Wave International December 2013 - July 2014
Make It Loud Web Design February 2013 - December 2013
The Paper of Flowery Branch and The Times, Gainesville, GA February 2012 - March 2013
Holiday Inn Hotel & Suites September 2010 - February 2012
AmeriPride Services November 2009 - August 2010
Habersham Bank 1999 - 2001
Skills
Advertising, Customer Service, Marketing, Social Media, Account Management, Sales, Microsoft Office, Public Relations, Event Planning, Social Media Marketing, Email Marketing, Negotiation, Fundraising, Budgets, Social Networking, Event Management, PowerPoint, Microsoft Word, Marketing Strategy, Outlook, Microsoft Excel, Coaching, Online Marketing, SEO, Digital Marketing, Time Management, Training, Leadership, Facebook, New Business Development, Strategic Planning, Graphic Design, Management, Online Advertising, Public Speaking, Marketing Communications, Salesforce.com, Project Management, PPC, Blogging, Direct Marketing, Team Building, Small Business, Lead Generation, Business Development, Press Releases, B2B, SEM, Market Research, Trade Shows
Education
Ashford University 2012 — 2014
Master of Business Administration (M.B.A.), Marketing, 4.0
University of North Georgia - Mike Cottrell College of Business 2002 — 2004
Bachelor of Business Administration (BBA), Business Administration and Management, General
Gainesville State College 1999 — 2001
Associates of Arts, Business Administration and Management, General
Habersham Central High 1995 — 1999
High School Diploma
Molly Nicholson Molly Nicholson's Habersham Bank Experience September 1978 - January 2008
Job Branch Manager at Homestar Financial Corporation
Industry Banking
Experience
Homestar Financial Corporation January 2008 - Present
Habersham Bank September 1978 - January 2008
Skills
It is my pleasure to..., Refinance, Mortgage Banking, Mortgage Lending, Loan Origination, USDA, FHA, Loans, Residential Mortgages
Education
University of Georgia, School of Banking 1987 — 1990
Piedmont College 1984 — 1988
Homestar Financial Corporation January 2008 - Present
Habersham Bank September 1978 - January 2008
Skills
It is my pleasure to..., Refinance, Mortgage Banking, Mortgage Lending, Loan Origination, USDA, FHA, Loans, Residential Mortgages
Education
University of Georgia, School of Banking 1987 — 1990
Piedmont College 1984 — 1988
Teresa Shirley Teresa Shirley's Habersham Bank Experience October 1986 - December 2010
Job Senior Product Training Specialist at Fiserv
Industry Information Technology and Services
Experience
Fiserv December 2010 - Present
Habersham Bank October 1986 - December 2010
Skills
Employee Training, College Teaching, Financial Accounting, Instructor-led Training, Strategic Financial..., Software Implementation, Customer Service, Process Improvement, Analysis, Financial Analysis, Management Consulting, Business Analysis, Training, Banking, Team Leadership, Team Building, Management, Microsoft Office, Public Speaking, Business Planning
Education
Stonier Graduate School of Banking 1993 — 1995
Accounting
Piedmont College 1982 — 1985
Bachelor's degree, Accounting
Fiserv December 2010 - Present
Habersham Bank October 1986 - December 2010
Skills
Employee Training, College Teaching, Financial Accounting, Instructor-led Training, Strategic Financial..., Software Implementation, Customer Service, Process Improvement, Analysis, Financial Analysis, Management Consulting, Business Analysis, Training, Banking, Team Leadership, Team Building, Management, Microsoft Office, Public Speaking, Business Planning
Education
Stonier Graduate School of Banking 1993 — 1995
Accounting
Piedmont College 1982 — 1985
Bachelor's degree, Accounting
Jim Bullard Jim Bullard's Habersham Bank Experience 2006 - 2006
Job Risk Management Consultant at CUNA Mutual Group
Industry Financial Services
Experience
CUNA Mutual Group July 2012 - Present
Allegiant Consulting, LLC July 2010 - July 2012
First Citizens Bank of Georgia August 2006 - June 2009
American Trust Bank June 2004 - April 2006
Habersham Bank 2006 - 2006
BB&T 1997 - 2004
First National Bank of Gainesville/Regions Bank 1990 - 1996
Skills
Asset Management, Banking, Cash Flow, Client Service Oriented, Commercial Lending, Commercial Real Estate, Credit Analysis, Due Diligence, Financial Analysis, Financial Risk, Goal Oriented, Mortgage Lending, Portfolio Management, Real Estate, Risk Management, Teamwork
Education
LSU 2002 — 2004
General Banking Certification, Graduate School of Banking
University of Georgia - Terry College of Business 1984 — 1986
BBA-Finance, Concentration-Banking
Brunswick Jr. College 1981 — 1983
Assoc. of Science, Accounting
CUNA Mutual Group July 2012 - Present
Allegiant Consulting, LLC July 2010 - July 2012
First Citizens Bank of Georgia August 2006 - June 2009
American Trust Bank June 2004 - April 2006
Habersham Bank 2006 - 2006
BB&T 1997 - 2004
First National Bank of Gainesville/Regions Bank 1990 - 1996
Skills
Asset Management, Banking, Cash Flow, Client Service Oriented, Commercial Lending, Commercial Real Estate, Credit Analysis, Due Diligence, Financial Analysis, Financial Risk, Goal Oriented, Mortgage Lending, Portfolio Management, Real Estate, Risk Management, Teamwork
Education
LSU 2002 — 2004
General Banking Certification, Graduate School of Banking
University of Georgia - Terry College of Business 1984 — 1986
BBA-Finance, Concentration-Banking
Brunswick Jr. College 1981 — 1983
Assoc. of Science, Accounting
Edward D. Ariail Edward D. Ariail's Habersham Bank Experience July 1984 - October 2009
Job
Industry Financial Services
Experience
Raymond James Financial Inc. April 2012 - Present
Morgan Stanley Smith Barney January 2010 - April 2012
Habersham Bank July 1984 - October 2009
Piedmont College 1982 - 1988
First National Bank of Gainesville 1982 - 1984
Skills
Commercial Lending, Financial Analysis, Banking, Finance, Portfolio Management, Loans, Mortgage Lending, Wealth Management, Credit, Investments, Credit Analysis, Retirement Planning, Series 7, Commercial Banking, Securities, Strategic Financial..., Underwriting, Investment Strategies, Real Estate, Small Business, Sales, Strategic Planning, Business Development, Uniform Combined State..., Sales Management, Asset Management, Insurance, Financial Advisory
Education
University of Georgia - Terry College of Business 1980 — 1982
MBA
Piedmont College 1977 — 1980
BA
Raymond James Financial Inc. April 2012 - Present
Morgan Stanley Smith Barney January 2010 - April 2012
Habersham Bank July 1984 - October 2009
Piedmont College 1982 - 1988
First National Bank of Gainesville 1982 - 1984
Skills
Commercial Lending, Financial Analysis, Banking, Finance, Portfolio Management, Loans, Mortgage Lending, Wealth Management, Credit, Investments, Credit Analysis, Retirement Planning, Series 7, Commercial Banking, Securities, Strategic Financial..., Underwriting, Investment Strategies, Real Estate, Small Business, Sales, Strategic Planning, Business Development, Uniform Combined State..., Sales Management, Asset Management, Insurance, Financial Advisory
Education
University of Georgia - Terry College of Business 1980 — 1982
MBA
Piedmont College 1977 — 1980
BA
Corey Cantrell Corey Cantrell's Habersham Bank Experience September 2004 - January 2008
Job Branch Manager at Homestar Financial Corporation
Industry Financial Services
Experience
Homestar Financial Corporation January 2008 - Present
Habersham Bank September 2004 - January 2008
Family Mortgage and Investments August 2003 - September 2004
Community Bank and Trust September 2002 - August 2003
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Refinance, FHA, Residential Mortgages, Credit, USDA, Credit Analysis, Banking, Commercial Lending, Certified Mortgage..., VA loans, Home Equity Loans
Education
Habersham Central High School
Truett-McConnell College
The University of Georgia
Homestar Financial Corporation January 2008 - Present
Habersham Bank September 2004 - January 2008
Family Mortgage and Investments August 2003 - September 2004
Community Bank and Trust September 2002 - August 2003
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Refinance, FHA, Residential Mortgages, Credit, USDA, Credit Analysis, Banking, Commercial Lending, Certified Mortgage..., VA loans, Home Equity Loans
Education
Habersham Central High School
Truett-McConnell College
The University of Georgia
David Stovall David Stovall's Habersham Bank Experience January 1979 - February 2011
Job PartnerNorton Commercial & Acreage, Director Commercial Sales at The Norton Agency
Industry Real Estate
Experience
The Norton Agency October 2011 - Present
Habersham Bank January 1979 - February 2011
Skills
Commercial Real Estate, Real Estate, Real Estate Transactions, Sellers, Investment Properties, Strategic Planning, Loans, Leadership, Public Speaking, Commercial Lending, Negotiation, Investors, Brokerage, Foreclosures, Short Sales, First Time Home Buyers, REO, Location Intelligence, Disposition, Buyer Representation, Real Estate Economics, Real Property, 1031 Exchanges, Listings, Leases, HUD, Real Estate Development, Property Management, Property, Real Estate Financing, Relocation, New Home Sales, Seniors, Condos, Townhomes, Referrals, Tenant, Single Family Homes
Education
North Georgia College and State University 1977 — 1980
Bachelor of Business Administration (B.B.A.), Accounting
Rutgers University
Graduate Studies, Banking, Corporate, Finance, and Securities Law
University of Delaware
Graduate School of Banking, Banking, Corporate, Finance, and Securities Law
The Norton Agency October 2011 - Present
Habersham Bank January 1979 - February 2011
Skills
Commercial Real Estate, Real Estate, Real Estate Transactions, Sellers, Investment Properties, Strategic Planning, Loans, Leadership, Public Speaking, Commercial Lending, Negotiation, Investors, Brokerage, Foreclosures, Short Sales, First Time Home Buyers, REO, Location Intelligence, Disposition, Buyer Representation, Real Estate Economics, Real Property, 1031 Exchanges, Listings, Leases, HUD, Real Estate Development, Property Management, Property, Real Estate Financing, Relocation, New Home Sales, Seniors, Condos, Townhomes, Referrals, Tenant, Single Family Homes
Education
North Georgia College and State University 1977 — 1980
Bachelor of Business Administration (B.B.A.), Accounting
Rutgers University
Graduate Studies, Banking, Corporate, Finance, and Securities Law
University of Delaware
Graduate School of Banking, Banking, Corporate, Finance, and Securities Law
Lisa Thurmond Lisa Thurmond's Habersham Bank Experience 1985 - 1989
Job Budget Analyst/Finance AthensClarke County
Industry Government Administration
Experience
Athens Clarke County Government June 2013 - Present
The Magistrate Court of Athens-Clarke County May 2011 - June 2013
The Magistrate Court of Athens-Clarke County May 2011 - August 2012
Good Hope Transportation May 2010 - November 2010
Georgia Federal Credit Union November 2007 - May 2010
Georgia Power Northeast Credit Union March 1989 - October 2007
Habersham Bank 1985 - 1989
Skills
Financial Analysis, Customer Service, Loans, Public Relations, Credit, Banking, Microsoft Excel, Process Improvement, Human Resources, Leadership, Analysis, Budgets, Management, Public Speaking, Accounting
Education
The University of Georgia
Business of Administration - Finance
Athens Clarke County Government June 2013 - Present
The Magistrate Court of Athens-Clarke County May 2011 - June 2013
The Magistrate Court of Athens-Clarke County May 2011 - August 2012
Good Hope Transportation May 2010 - November 2010
Georgia Federal Credit Union November 2007 - May 2010
Georgia Power Northeast Credit Union March 1989 - October 2007
Habersham Bank 1985 - 1989
Skills
Financial Analysis, Customer Service, Loans, Public Relations, Credit, Banking, Microsoft Excel, Process Improvement, Human Resources, Leadership, Analysis, Budgets, Management, Public Speaking, Accounting
Education
The University of Georgia
Business of Administration - Finance
Michael T. Underwood Michael T. Underwood's Habersham Bank Experience May 1989 - August 2006
Job Executive Vice President
Industry Banking
Experience
Foothills Community Bank August 2006 - Present
Habersham Bank May 1989 - August 2006
First National Bank of Gainesville August 1981 - May 1989
Skills
Credit Analysis, Commercial Lending, Commercial Banking, Lines Of Credit, Construction Loans
Education
University of South Carolina 2000 — 2001
Bank Investments and Financial Management, Graduate School of Bank Investments and Financial Management
Graduate School of Retail Bank Management 1984 — 1987
Retail Bank Management, Graduate School of Retail Bank Management
North Georgia College and State University 1979 — 1981
Finance, Business
Foothills Community Bank August 2006 - Present
Habersham Bank May 1989 - August 2006
First National Bank of Gainesville August 1981 - May 1989
Skills
Credit Analysis, Commercial Lending, Commercial Banking, Lines Of Credit, Construction Loans
Education
University of South Carolina 2000 — 2001
Bank Investments and Financial Management, Graduate School of Bank Investments and Financial Management
Graduate School of Retail Bank Management 1984 — 1987
Retail Bank Management, Graduate School of Retail Bank Management
North Georgia College and State University 1979 — 1981
Finance, Business
Abby Ramsey's Habersham Bank Experience April 2007 - August 2008
Job Assistant Manager at David's Bridal
Industry Retail
Experience
David's Bridal May 2014 - Present
David's Bridal November 2010 - Present
North GA Stars August 2003 - May 2011
David's Bridal November 2008 - November 2010
Habersham Bank April 2007 - August 2008
Banana Republic / Gap Inc. November 2004 - February 2007
Skills
Customer Service, Store Management, Retail, Visual Merchandising, Merchandising, Payroll Management, High Organizational..., Long-term Customer..., Sales, Customer Satisfaction, Retail Sales, Inventory Management, Fashion, Customer Experience
Education
The University of Georgia 2009 — 2011
Bachelor of Arts (B.A.), History
Gainesville State College 2007 — 2008
Associate's degree, Social Studies Education
David's Bridal May 2014 - Present
David's Bridal November 2010 - Present
North GA Stars August 2003 - May 2011
David's Bridal November 2008 - November 2010
Habersham Bank April 2007 - August 2008
Banana Republic / Gap Inc. November 2004 - February 2007
Skills
Customer Service, Store Management, Retail, Visual Merchandising, Merchandising, Payroll Management, High Organizational..., Long-term Customer..., Sales, Customer Satisfaction, Retail Sales, Inventory Management, Fashion, Customer Experience
Education
The University of Georgia 2009 — 2011
Bachelor of Arts (B.A.), History
Gainesville State College 2007 — 2008
Associate's degree, Social Studies Education
Ann Sutton Ann Sutton's Habersham Bank Experience September 1991 - February 2000
Job Assistant to EVP of Institutional Resources at Piedmont College
Industry Higher Education
Experience
Piedmont College August 2013 - Present
Piedmont College June 2012 - August 2013
Piedmont College May 2011 - June 2012
Habershham Bank January 2004 - October 2010
Piedmont College 2010 - 2010
Habersham Bank September 1991 - February 2000
Skills
Microsoft Office, Event Planning, Higher Education, Customer Service, Public Relations
Education
Piedmont College 2010 — 2012
Master of Business Administration (MBA), Business Administration and Management, General
Piedmont College 2008 — 2010
Bachelor of Arts, Business Administration
Gainesville State College & University 2004 — 2007
Associate, Business Administration
Piedmont College August 2013 - Present
Piedmont College June 2012 - August 2013
Piedmont College May 2011 - June 2012
Habershham Bank January 2004 - October 2010
Piedmont College 2010 - 2010
Habersham Bank September 1991 - February 2000
Skills
Microsoft Office, Event Planning, Higher Education, Customer Service, Public Relations
Education
Piedmont College 2010 — 2012
Master of Business Administration (MBA), Business Administration and Management, General
Piedmont College 2008 — 2010
Bachelor of Arts, Business Administration
Gainesville State College & University 2004 — 2007
Associate, Business Administration
Joshua Brackett Joshua Brackett's Habersham Bank Experience 2005 - 2011
Job Chief Financial Officer at Access to Capital for Entrepreneurs
Industry Financial Services
Experience
Access to Capital for Entrepreneurs February 2012 - Present
Hamilton State Bank 2011 - 2012
Habersham Bank 2005 - 2011
Skills
Financial Analysis, Loans, Credit, Strategic Planning, Budgets, Commercial Lending, Microfinance, Banking, Business Planning, Small Business Lending, Credit Analysis, Underwriting, Financial Modeling, Leadership, Commercial Banking, Portfolio Management, Small Business, Executive Management, Due Diligence, Risk Management
Education
Berry College - Campbell School of Business 1998 — 2002
Bachelor of Science (BS), Business Administration and Management, General
Community Banking Association Consumer Lending School
Consumer Lending Certificate
Access to Capital for Entrepreneurs February 2012 - Present
Hamilton State Bank 2011 - 2012
Habersham Bank 2005 - 2011
Skills
Financial Analysis, Loans, Credit, Strategic Planning, Budgets, Commercial Lending, Microfinance, Banking, Business Planning, Small Business Lending, Credit Analysis, Underwriting, Financial Modeling, Leadership, Commercial Banking, Portfolio Management, Small Business, Executive Management, Due Diligence, Risk Management
Education
Berry College - Campbell School of Business 1998 — 2002
Bachelor of Science (BS), Business Administration and Management, General
Community Banking Association Consumer Lending School
Consumer Lending Certificate
Michelle (Wilkinson) Likins Michelle (Wilkinson) Likins's Habersham Bank Experience January 2000 - August 2002
Job Instructor at North Georgia Technical College
Industry Higher Education
Experience
North Georgia Technical College September 2001 - Present
Habersham Bank January 2000 - August 2002
Skills
Educational Technology, Curriculum Development, Teaching, Higher Education, Public Speaking, Program Development, Research, Leadership, Instructional Technology, Microsoft Office, Classroom, Event Planning
Education
The University of Georgia 2004 — 2005
M.Ed.
Piedmont College 1997 — 2000
BA
North Georgia Technical College September 2001 - Present
Habersham Bank January 2000 - August 2002
Skills
Educational Technology, Curriculum Development, Teaching, Higher Education, Public Speaking, Program Development, Research, Leadership, Instructional Technology, Microsoft Office, Classroom, Event Planning
Education
The University of Georgia 2004 — 2005
M.Ed.
Piedmont College 1997 — 2000
BA
Buddy Bennett's Habersham Bank Experience Comercial Banking ManagerRegions Bank1996 - 2005
Job Cherokee Market President at Habersham Bank
Industry Banking
Experience
Habersham Bank Comercial Banking ManagerRegions Bank1996 - 2005
Education
The University of Texas at Arlington 1972 — 1980
Habersham Bank Comercial Banking ManagerRegions Bank1996 - 2005
Education
The University of Texas at Arlington 1972 — 1980
Frank Felker's Habersham Bank Experience 2006 - 2008
Job Special Assets Manager at Bank of the Ozarks
Industry Banking
Experience
Bank of the Ozarks 2010 - Present
Unity National Bank December 2008 - March 2010
Alpha Bank / FDIC as Receiver 2008 - 2008
Habersham Bank 2006 - 2008
Skills
Commercial Lending, Credit, Banking, Loans, Credit Analysis, Commercial Mortgages, Lines Of Credit, Small Business Lending, Commercial Banking, Credit Risk, Construction Loans, Underwriting, Consumer Lending, SBA, Mortgage Lending, Loan Origination, Retail Banking, Asset Based Lending, Mortgage Banking, Treasury Management, Portfolio Management, Cash Management, Refinance, Loan Servicing
Education
University of Georgia - Terry College of Business
BBA, Accounting / Finance
WRHS & UGA
WRHS & UGA
Bank of the Ozarks 2010 - Present
Unity National Bank December 2008 - March 2010
Alpha Bank / FDIC as Receiver 2008 - 2008
Habersham Bank 2006 - 2008
Skills
Commercial Lending, Credit, Banking, Loans, Credit Analysis, Commercial Mortgages, Lines Of Credit, Small Business Lending, Commercial Banking, Credit Risk, Construction Loans, Underwriting, Consumer Lending, SBA, Mortgage Lending, Loan Origination, Retail Banking, Asset Based Lending, Mortgage Banking, Treasury Management, Portfolio Management, Cash Management, Refinance, Loan Servicing
Education
University of Georgia - Terry College of Business
BBA, Accounting / Finance
WRHS & UGA
WRHS & UGA
Michael Santowski, Jr.'s Habersham Bank Experience June 2006 - February 2010
Job Vice President, Atlanta Business Banking Group, MBA Candidate Goizueta Business School
Industry Banking
Experience
Wells Fargo March 2010 - Present
Habersham Bank June 2006 - February 2010
Skills
Commercial Lending, Credit, Credit Analysis, Commercial Banking, Banking, Loans, Finance, Capital Markets, Lines Of Credit, Financial Analysis, Asset Based Lending, Loan Origination, Risk Management, Underwriting, Portfolio Management, Financial Risk, Cash Flow, Credit Risk, Cross Selling, Asset Management, Cash Management, Treasury Management
Education
Piedmont College 2002 — 2006
Emory University - Goizueta Business School
2015 - 2018 (expected)
Wells Fargo March 2010 - Present
Habersham Bank June 2006 - February 2010
Skills
Commercial Lending, Credit, Credit Analysis, Commercial Banking, Banking, Loans, Finance, Capital Markets, Lines Of Credit, Financial Analysis, Asset Based Lending, Loan Origination, Risk Management, Underwriting, Portfolio Management, Financial Risk, Cash Flow, Credit Risk, Cross Selling, Asset Management, Cash Management, Treasury Management
Education
Piedmont College 2002 — 2006
Emory University - Goizueta Business School
2015 - 2018 (expected)
Chuck Frederick's Habersham Bank Experience 2006 - 2009
Job Regional Sales Manager at Midland States Bank
Industry Banking
Experience
Midland States Bank May 2015 - Present
US Bank June 2010 - May 2015
Habersham Bank 2006 - 2009
Citigroup 1999 - 2005
Equity Plus Realty 1989 - 1999
Skills
Loans, Credit, Cross Selling, Commercial Lending, Banking, Sales Coach, P&L Management, Sales Management, Sales Process, Credit Analysis, Small Business Lending, Mortgage Lending, Consumer Lending, Sales, Loan Origination, Retail Banking, Finance, Management, Credit Cards, Business Development, Risk Management, Selling, CRM, Coaching, Team Building, Customer Service, Commercial Banking, Leadership, Financial Analysis, Relationship Management, Lines Of Credit, Portfolio Management, Mortgage Banking, Training, Investments, Underwriting, Financial Services, Refinance, Small Business, Branch Banking, Credit Risk, Cash Management, Residential Mortgages, Treasury Management, Strategic Planning, Financial Risk, Customer Satisfaction, FHA
Education
University of Phoenix 2009 — 2012
B.S., Business Administration / Management, 3.49
Black Hawk College 1992 — 1993
Certificate, Emergency Medicine / Paramedic, 4.0
Black Hawk College 1992 — 1993
Certificate, OSHA Compliance
Black Hawk College 1990 — 1992
AAS, Criminal Justice, Law Enforcement
Midland States Bank May 2015 - Present
US Bank June 2010 - May 2015
Habersham Bank 2006 - 2009
Citigroup 1999 - 2005
Equity Plus Realty 1989 - 1999
Skills
Loans, Credit, Cross Selling, Commercial Lending, Banking, Sales Coach, P&L Management, Sales Management, Sales Process, Credit Analysis, Small Business Lending, Mortgage Lending, Consumer Lending, Sales, Loan Origination, Retail Banking, Finance, Management, Credit Cards, Business Development, Risk Management, Selling, CRM, Coaching, Team Building, Customer Service, Commercial Banking, Leadership, Financial Analysis, Relationship Management, Lines Of Credit, Portfolio Management, Mortgage Banking, Training, Investments, Underwriting, Financial Services, Refinance, Small Business, Branch Banking, Credit Risk, Cash Management, Residential Mortgages, Treasury Management, Strategic Planning, Financial Risk, Customer Satisfaction, FHA
Education
University of Phoenix 2009 — 2012
B.S., Business Administration / Management, 3.49
Black Hawk College 1992 — 1993
Certificate, Emergency Medicine / Paramedic, 4.0
Black Hawk College 1992 — 1993
Certificate, OSHA Compliance
Black Hawk College 1990 — 1992
AAS, Criminal Justice, Law Enforcement
Britt Henderson's Habersham Bank Experience May 2002 - March 2005
Job Pres and CEO at Covenant Financial Consultants
Industry Financial Services
Experience
Covenant Financial Consultants May 2008 - Present
Bank of Ellijay March 2005 - May 2008
Habersham Bank May 2002 - March 2005
Skills
Executive Management, Executive Coaching, Strategic Planning, Sales Process, Sales & Leadership, Leadership Development, Conflict Resolution, Team Management, Management, Customer Satisfaction, Leadership, Time Management, Credit, Strategy, Change Management, Portfolio Management, Financial Analysis, Commercial Lending, Sales Management, Recruitments, Corporate Recruiting
Education
The University of Georgia 1982 — 1986
Bachelor of Business Administration (B.B.A.), Marketing
Covenant Financial Consultants May 2008 - Present
Bank of Ellijay March 2005 - May 2008
Habersham Bank May 2002 - March 2005
Skills
Executive Management, Executive Coaching, Strategic Planning, Sales Process, Sales & Leadership, Leadership Development, Conflict Resolution, Team Management, Management, Customer Satisfaction, Leadership, Time Management, Credit, Strategy, Change Management, Portfolio Management, Financial Analysis, Commercial Lending, Sales Management, Recruitments, Corporate Recruiting
Education
The University of Georgia 1982 — 1986
Bachelor of Business Administration (B.B.A.), Marketing
Buddy Bennett's Habersham Bank Experience 2005 - 2009
Job SVP, Market President, Cartersville/Rome, Georgia at Wells Fargo Bank
Industry Banking
Experience
Wells Fargo Bank April 2009 - Present
Wachovia bank/Wells Fargo 2009 - Present
Wells Fargo Bank 2009 - Present
Wells Fargo Bank 2009 - Present
Habersham Bank 2005 - 2009
Habersham Bank 2005 - 2009
Skills
Commercial Banking, Bank Management, Commercial Lending, Small Business Lending, Lines Of Credit, Loans, Credit Analysis, Agricultural Lending, Credit, Cash Flow Lending, Asset Based Lending, Deposits, Consumer Lending, Middle Market, Underwriting, Cross Selling, Wealth Management, Commercial Mortgages, Cash Flow, Loan Origination, Mortgage Servicing, Investments, SBA 504, Branch Banking, Residential Mortgages, Internet Banking, Banking, Relationship Management, Banking Relationships, Strategic Financial..., Loan Servicing, Construction Loans, Treasury Management, Financial Analysis, Private Banking, Credit Risk, Retail Banking, Mortgage Lending, Mortgage Banking, Treasury Services, Risk Management, USDA, SBA, Loss Mitigation, Portfolio Management, Cash Management, Branch Management, Home Equity Loans, Trade Finance, Financial Institutions
Education
Graduate School of BAnking at LSU 1998 — 2000
Diploma, Banking
The University of Texas at Arlington 1972 — 1980
BS, Microbiology, General
Wells Fargo Bank April 2009 - Present
Wachovia bank/Wells Fargo 2009 - Present
Wells Fargo Bank 2009 - Present
Wells Fargo Bank 2009 - Present
Habersham Bank 2005 - 2009
Habersham Bank 2005 - 2009
Skills
Commercial Banking, Bank Management, Commercial Lending, Small Business Lending, Lines Of Credit, Loans, Credit Analysis, Agricultural Lending, Credit, Cash Flow Lending, Asset Based Lending, Deposits, Consumer Lending, Middle Market, Underwriting, Cross Selling, Wealth Management, Commercial Mortgages, Cash Flow, Loan Origination, Mortgage Servicing, Investments, SBA 504, Branch Banking, Residential Mortgages, Internet Banking, Banking, Relationship Management, Banking Relationships, Strategic Financial..., Loan Servicing, Construction Loans, Treasury Management, Financial Analysis, Private Banking, Credit Risk, Retail Banking, Mortgage Lending, Mortgage Banking, Treasury Services, Risk Management, USDA, SBA, Loss Mitigation, Portfolio Management, Cash Management, Branch Management, Home Equity Loans, Trade Finance, Financial Institutions
Education
Graduate School of BAnking at LSU 1998 — 2000
Diploma, Banking
The University of Texas at Arlington 1972 — 1980
BS, Microbiology, General
Dusti Casey's Habersham Bank Experience August 2005 - February 2009
Job 10 yrs Banking Experiance, Administrative and Office work
Industry Banking
Experience
Southern Bank & Trust February 2009 - September 2013
Habersham Bank August 2005 - February 2009
Longhorn Steakhouse 1999 - 2004
Skills
Banking, Retail Banking, Loans, Credit, Credit Analysis, Cross Selling, Cash Management, Branch Banking
Education
North Georgia Technical College 2004 — 2005
Diploma, Applied Business Technology and Managment
North Georgia Technical College 2004 — 2005
Technical Certificate of Credit, Managment Specialist
Southern Bank & Trust February 2009 - September 2013
Habersham Bank August 2005 - February 2009
Longhorn Steakhouse 1999 - 2004
Skills
Banking, Retail Banking, Loans, Credit, Credit Analysis, Cross Selling, Cash Management, Branch Banking
Education
North Georgia Technical College 2004 — 2005
Diploma, Applied Business Technology and Managment
North Georgia Technical College 2004 — 2005
Technical Certificate of Credit, Managment Specialist
Gentri Wilbanks's Habersham Bank Experience May 2006 - October 2010
Job Receptionist at Northeast Georgia Moving
Industry
Experience
Northeast Georgia Moving January 2014 - Present
Self November 2011 - Present
Allied Home Mortgage Capital Corporation October 2010 - November 2011
Habersham Bank May 2006 - October 2010
Skills
Loans, Credit, Banking, Underwriting, Customer Service, Credit Analysis, Commercial Lending, Budgets, Portfolio Management, Microsoft Excel, Financial Analysis, Negotiation, Deposits, Cross Selling, Microsoft Office, Team Leadership, Strategic Planning, Coaching, Sales Management, Direct Sales
Education
Piedmont College 2002 — 2006
Bachelor of Business Administration (BBA)
Northeast Georgia Moving January 2014 - Present
Self November 2011 - Present
Allied Home Mortgage Capital Corporation October 2010 - November 2011
Habersham Bank May 2006 - October 2010
Skills
Loans, Credit, Banking, Underwriting, Customer Service, Credit Analysis, Commercial Lending, Budgets, Portfolio Management, Microsoft Excel, Financial Analysis, Negotiation, Deposits, Cross Selling, Microsoft Office, Team Leadership, Strategic Planning, Coaching, Sales Management, Direct Sales
Education
Piedmont College 2002 — 2006
Bachelor of Business Administration (BBA)
Hank Grimes's Habersham Bank Experience June 2004 - July 2005
Job Credit Portfolio Manager
Industry Banking
Experience
Stock Loan Services, LLC October 2005 - May 2011
Habersham Bank June 2004 - July 2005
Bank of North Georgia January 2001 - January 2004
Wachovia, A Wells Fargo Company January 1997 - January 2001
Wachovia Bank, A Wells Fargo Company January 1991 - January 1997
Wachovia Bank June 1988 - January 1991
Skills
Commercial Lending, Construction Lending, Credit Administration, Credit Underwriting, Special Assets..., Staff Management, Consumer Lending, Collections Management, Account Receivable..., Busines to Business..., Underwriting, Commercial Banking, Loans, Portfolio Management, Mortgage Lending, Finance, Credit Analysis
Education
Georgia State University
BBA, Management/Finance
winter park high school
Stock Loan Services, LLC October 2005 - May 2011
Habersham Bank June 2004 - July 2005
Bank of North Georgia January 2001 - January 2004
Wachovia, A Wells Fargo Company January 1997 - January 2001
Wachovia Bank, A Wells Fargo Company January 1991 - January 1997
Wachovia Bank June 1988 - January 1991
Skills
Commercial Lending, Construction Lending, Credit Administration, Credit Underwriting, Special Assets..., Staff Management, Consumer Lending, Collections Management, Account Receivable..., Busines to Business..., Underwriting, Commercial Banking, Loans, Portfolio Management, Mortgage Lending, Finance, Credit Analysis
Education
Georgia State University
BBA, Management/Finance
winter park high school
Kelli Edwards's Habersham Bank Experience August 2004 - December 2005
Job
Industry Accounting
Experience
McKibbon Hotel Group February 2015 - Present
North American Automotive Group, Inc. February 2014 - February 2015
PETCO Animal Supplies, Inc. August 2013 - February 2014
McKibbon Hotel Group March 2007 - August 2013
CBSmith July 2006 - March 2007
Henry & Company LLP December 2005 - July 2006
Habersham Bank August 2004 - December 2005
Skills
Budgets, Revenue Analysis, Financial Analysis, GAAP, Forecasting, Accounts Receivable, Fixed Assets, Variance Analysis, Invoicing, Cost Accounting, Sarbanes-Oxley Act, Cash Flow, Internal Controls, QuickBooks, Payroll, Team Building, Customer Service
Education
Walden University 2011 — 2013
MS Accounting and Management, Accounting and Management, 3.8
North Georgia College and State University 2004 — 2006
Bachelor of Business Administration (BBA), Accounting
Truett-McConnell College 2002 — 2004
Associate's degree, Business
McKibbon Hotel Group February 2015 - Present
North American Automotive Group, Inc. February 2014 - February 2015
PETCO Animal Supplies, Inc. August 2013 - February 2014
McKibbon Hotel Group March 2007 - August 2013
CBSmith July 2006 - March 2007
Henry & Company LLP December 2005 - July 2006
Habersham Bank August 2004 - December 2005
Skills
Budgets, Revenue Analysis, Financial Analysis, GAAP, Forecasting, Accounts Receivable, Fixed Assets, Variance Analysis, Invoicing, Cost Accounting, Sarbanes-Oxley Act, Cash Flow, Internal Controls, QuickBooks, Payroll, Team Building, Customer Service
Education
Walden University 2011 — 2013
MS Accounting and Management, Accounting and Management, 3.8
North Georgia College and State University 2004 — 2006
Bachelor of Business Administration (BBA), Accounting
Truett-McConnell College 2002 — 2004
Associate's degree, Business
Kim Downs's Habersham Bank Experience 1990 - 2010
Job Application Support Analyst at South State Bank, Cornelia, GA
Industry Banking
Experience
South State Bank August 1990 - Present
Habersham Bank 1990 - 2010
Skills
Credit, Loans, Commercial Banking, Commercial Lending, Banking, Credit Analysis, Underwriting, Mortgage Banking, Loan Origination
Education
Piedmont College 1991 — 1994
Bachelor's degree, Business Administration
South State Bank August 1990 - Present
Habersham Bank 1990 - 2010
Skills
Credit, Loans, Commercial Banking, Commercial Lending, Banking, Credit Analysis, Underwriting, Mortgage Banking, Loan Origination
Education
Piedmont College 1991 — 1994
Bachelor's degree, Business Administration
Michelle Ortlauf's Habersham Bank Experience June 2005 - June 2011
Job Banking Professional
Industry Banking
Experience
Habersham Bank June 2005 - June 2011
Habersham Bank 1999 - 2011
Habersham Bank September 2002 - June 2005
Habersham Bank September 1999 - September 2002
Skills
Commercial Lending, Credit, Loans, Credit Analysis, Cross Selling, Financial Analysis, Portfolio Management, Underwriting, Cash Flow, Remittances
Education
Lanier Technology College
Lanier Technical College 2011 — 2011
Accounting Specialist Certificate, Accounting
Lanier Technology College
Associate of Applied Technology Degree, Banking and Finance
Lanier Technical College
Associates in Banking and Finance
Habersham Bank June 2005 - June 2011
Habersham Bank 1999 - 2011
Habersham Bank September 2002 - June 2005
Habersham Bank September 1999 - September 2002
Skills
Commercial Lending, Credit, Loans, Credit Analysis, Cross Selling, Financial Analysis, Portfolio Management, Underwriting, Cash Flow, Remittances
Education
Lanier Technology College
Lanier Technical College 2011 — 2011
Accounting Specialist Certificate, Accounting
Lanier Technology College
Associate of Applied Technology Degree, Banking and Finance
Lanier Technical College
Associates in Banking and Finance