Harmony Bank
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Harmony Bank Employees
Harmony Bank May 2013 - Present
Kearny Federal Savings Bank January 2011 - December 2012
TD Bank November 2004 - November 2009
Progress Realty Advisors 2001 - 2004
PNC Bank 1993 - 1999
Skills
Real Estate, Real Estate Finance, Real Estate Financing, Real Estate Economics, Commercial Mortgages, Due Diligence, Loan Origination, CMBS, Underwriting, Credit, Investment Properties, Loans, Real Estate Development, Real Estate Lending, Commercial Real Estate, Commercial Lending, Credit Analysis, Investments, Small Business Lending, Mortgage Lending, Refinance, Mortgage Banking, Commercial Banking, Portfolio Management, Construction Loans, Residential Mortgages, Financial Structuring, SBA, Asset Based Lending, Lines Of Credit, Consumer Lending, Disposition, Credit Risk, Brokerage, Banking, Asset Management, Finance, FHA
Education
Monmouth University 1991 — 1993
MBA, Finance
Rutgers, The State University of New Jersey-New Brunswick 1983 — 1987
Bachelor of Arts (B.A.), Economics
Harmony Bank April 2013 - Present
St. Joseph Grade School August 1999 - July 2011
Krementz & Co September 1985 - October 1988
Skills
Office Management, Administrative..., Outlook, Customer Service, Microsoft Office, Microsoft Excel, Insurance, Microsoft Word, Data Entry, Office Administration, PowerPoint, Event Planning, Employee Benefits
Education
Berkeley College-Woodland Park 1982 — 1983
Associate's Degree, Marketing/Marketing Management, General
Berkeley College
Harmony Bank June 2012 - Present
First Financial Federal Credit Union May 2010 - May 2011
Creative Financial Group of NJ January 2009 - June 2010
Innovative Property Solutions March 2005 - February 2010
Federal Reserve Bank of New York October 1995 - September 2008
Skills
Loans, Financial Analysis, Credit, Mortgage Lending, Underwriting, Risk Management, Strategic Planning, Real Estate, Due Diligence, Loan Origination, Entrepreneurship, Mortgage Banking, Small Business, Refinance, Investments, Business Development, Series 7, Banking, Management, Leadership, Strategy, Portfolio Management, Investment Properties, Finance
Education
Monmouth University 2000 — 2003
MBA, Business Administration
Dickinson College 1990 — 1994
Penn State University 1990 — 1994
Bachelor of Arts (B.A.), Administration of Justice
First Commerce Bank April 2014 - Present
Patricia Downs Notary Closing Services January 2014 - Present
Harmony Bank July 2008 - January 2014
Crown Bank 2002 - 2008
PNC Bank 1996 - 2002
Garden State Bank - Jackson, NJ 1981 - 1996
Skills
Real Estate, Mortgage Lending, Financial Reporting, Accounting, Small Business Lending, Credit, Investment Properties, Commercial Banking, Mortgage Banking, Commercial Lending, Real Estate Lending, Internal Audit, Banking
Education
Monmouth University 1984 — 1986
Certificate, Paralegal Studies
Ocean County College 1968 — 1969
Nursing
Savoy Bank March 2011 - Present
P & G Associates July 2010 - December 2010
Harmony Bank July 2008 - June 2010
MoreBank December 2005 - July 2008
Abacus Federal Savings Bank July 2002 - October 2005
Skills
Internal Audit, Auditing, Financial Analysis, Accounting, Account Reconciliation, General Ledger, Accounts Payable, AML, External Audit, Core Banking, Internet Banking, Outsourcing, Internal Controls, Bank Secrecy Act, Risk Management, Sarbanes-Oxley, Banking, IT Audit, Enterprise Risk..., Risk Assessment, CISA, Operational Risk..., ACH, Cash Management, Financial Risk
Education
NYU 2009 — 2012
Accounting Certificate
Queens College 1997 — 2001
Master, Computer Science
Harmony Bank September 2013 - Present
NJM Bank, FSB 2003 - 2013
Fleet Bank 1989 - 2003
Skills
Underwriting, Portfolio Management, New Business Development, Multifamily Properties, Office Buildings, Retail Centers, Owner Occupied..., Construction Loans, NJEDA Financing, Loan Participations, Environmental Issues, Working with Bank..., Argus Modeling, Regulatory Affairs, Appraisal Review, Lines Of Credit, Term Loans, Letters of Credit, Residential Mortgages, Loan Modifications, Loan Work-outs, Foreclosures, Loan Closings, Loan Origination, Employee Training, Management, Contract Negotiation, Insurance, Commercial Lending, Business Analysis, Budgets, Real Estate Lending, Strategic Planning, Credit Analysis, Relationship Management, Risk Management, Credit, Real Estate, Team Building, Commercial Real Estate, Small Business Lending, Loans, Consumer Lending, Strategic Financial..., Financial Structuring
Education
Rider University
Master of Business Administration (M.B.A.)
University of Delaware
Bachelor of Science (B.S.), Business Administration
Harmony Bank April 2015 - Present
TD June 2013 - February 2015
Wells Fargo April 2009 - June 2013
Wachovia Bank January 2006 - April 2009
Wachovia Bank July 2003 - January 2006
Wachovia Bank January 2001 - July 2003
First Union September 1998 - January 2001
Skills
Mortgage Banking, Loans, Mortgage Lending, Loan Origination, Credit, Commercial Lending, Banking, Portfolio Management
Education
Indiana University of Pennsylvania
Bachelor of Science (BS), Accounting
Harmony Bank July 2010 - Present
Education
University of Scranton 2006 — 2010
Bachelor of Business Administration (BBA)
Harmony Bank February 2014 - Present
First Commerce Bank December 2012 - February 2014
Harmony Bank July 2012 - December 2012
Roma Bank November 2011 - July 2012
PNC October 2008 - November 2011
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, English, Outlook, Credit, Underwriting, Commercial Lending, Banking, Credit Risk, Credit Analysis, New Business Development, Portfolio Management, Due Diligence, Compliance, Commercial Real Estate...
Education
Rider University
Bachelor of Science (BS), Finance