Heritage Bank & Trust
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Heritage Bank & Trust Employees
Employee
Years
Job
Industry
Mark Cushing Mark Cushing's Heritage Bank & Trust Experience January 1980 - August 1985
Job Operations Analyst at Time Customer Service, Inc.
Industry Publishing
Experience
Time Customer Service August 1985 - Present
Heritage Bank & Trust January 1980 - August 1985
Skills
Disaster Recovery, Software Documentation, Process Improvement, Access, Project Management, Business Analysis, Microsoft Word, Training, Vendor Management, Budgets, Customer Service, Project Planning, Analysis, Program Management, SDLC, Management, Outlook, Visio, Leadership, MS Project, Business Continuity..., Troubleshooting, Team Building, Microsoft Excel, Team Leadership, Crystal Reports, PowerPoint, Change Management, Business Process..., Customer Satisfaction, Call Centers
Education
University of Illinois at Chicago 1979 — 1985
BA, Education
Quigley Preparatory Seminary South 1975 — 1979
High School Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Time Customer Service August 1985 - Present
Heritage Bank & Trust January 1980 - August 1985
Skills
Disaster Recovery, Software Documentation, Process Improvement, Access, Project Management, Business Analysis, Microsoft Word, Training, Vendor Management, Budgets, Customer Service, Project Planning, Analysis, Program Management, SDLC, Management, Outlook, Visio, Leadership, MS Project, Business Continuity..., Troubleshooting, Team Building, Microsoft Excel, Team Leadership, Crystal Reports, PowerPoint, Change Management, Business Process..., Customer Satisfaction, Call Centers
Education
University of Illinois at Chicago 1979 — 1985
BA, Education
Quigley Preparatory Seminary South 1975 — 1979
High School Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Kim Livingston Kim Livingston's Heritage Bank & Trust Experience 2007 - 2010
Job Mortgage Sales Manager Fairway Independent Mortgage Corp.
Industry Financial Services
Experience
Fairway Independent Mortgage Corporation February 2014 - Present
Envoy Mortgage December 2013 - February 2014
Envoy Mortgage Ltd. September 2011 - February 2014
F&M Bank January 2011 - August 2011
Reliant Bank August 2010 - January 2011
Heritage Bank & Trust 2007 - 2010
Skills
Residential Mortgages, Property Management, Loan Origination, VA, FHA, Mortgage Lending, Refinance, Mortgage Banking, Purchase, First Time Home Buyers, Mortgage, First Time Buyers, USDA, Conventional, VA loans, FHA financing, Conforming, Mortgage Industry, Assisting First Time..., Investment Properties, Residential Homes, Home Equity Lines of..., Real Estate, Credit, Real Estate Financing, Finance, Mortgage Underwriting, Reverse Mortgages, Loans, Referrals, Consumer Lending, Home Equity Loans, HUD, Government Loans, Certified Mortgage..., Loss Mitigation, Underwriting, Construction Loans, Foreclosures, REO, HomePath, 203K, Super Jumbo, VA Loans, FHA Financing
Education
Ashford University 2011 — 2015
Early Childhood Education
Gulf Comprehensive High School 1984 — 1985
Fairway Independent Mortgage Corporation February 2014 - Present
Envoy Mortgage December 2013 - February 2014
Envoy Mortgage Ltd. September 2011 - February 2014
F&M Bank January 2011 - August 2011
Reliant Bank August 2010 - January 2011
Heritage Bank & Trust 2007 - 2010
Skills
Residential Mortgages, Property Management, Loan Origination, VA, FHA, Mortgage Lending, Refinance, Mortgage Banking, Purchase, First Time Home Buyers, Mortgage, First Time Buyers, USDA, Conventional, VA loans, FHA financing, Conforming, Mortgage Industry, Assisting First Time..., Investment Properties, Residential Homes, Home Equity Lines of..., Real Estate, Credit, Real Estate Financing, Finance, Mortgage Underwriting, Reverse Mortgages, Loans, Referrals, Consumer Lending, Home Equity Loans, HUD, Government Loans, Certified Mortgage..., Loss Mitigation, Underwriting, Construction Loans, Foreclosures, REO, HomePath, 203K, Super Jumbo, VA Loans, FHA Financing
Education
Ashford University 2011 — 2015
Early Childhood Education
Gulf Comprehensive High School 1984 — 1985
Phil Kraemer Phil Kraemer's Heritage Bank & Trust Experience 1977 - 1990
Job Owner of Kraemer Accounting Services
Industry Accounting
Experience
Church Financial Services 2001 - Present
Kraemer Travel Corp. 1993 - 2001
New East Bancorp 1990 - 1993
Independent Banks of Virgina, Inc. 1983 - 1990
Heritage Bank & Trust 1977 - 1990
Skills
QuickBooks, Fundraising, Accounts Receivable, Financial Reporting, Accounts Payable, Financial Analysis, Account Reconciliation, Microsoft Word, Marketing Strategy, General Ledger, Strategic Planning, Trust Services, Small Business Lending, Auditing, Investments, Banking, Mergers & Acquisitions, Management, Sales, Finance
Education
Davidson College
Bachelor of Arts (BA), Psychology
Northwestern University
American Bankers Association National Graduate Trust School, Graduate
Church Financial Services 2001 - Present
Kraemer Travel Corp. 1993 - 2001
New East Bancorp 1990 - 1993
Independent Banks of Virgina, Inc. 1983 - 1990
Heritage Bank & Trust 1977 - 1990
Skills
QuickBooks, Fundraising, Accounts Receivable, Financial Reporting, Accounts Payable, Financial Analysis, Account Reconciliation, Microsoft Word, Marketing Strategy, General Ledger, Strategic Planning, Trust Services, Small Business Lending, Auditing, Investments, Banking, Mergers & Acquisitions, Management, Sales, Finance
Education
Davidson College
Bachelor of Arts (BA), Psychology
Northwestern University
American Bankers Association National Graduate Trust School, Graduate
Kelly Gasko's Heritage Bank & Trust Experience 2000 - 2003
Job Mortgage Loan Officer at Navy Federal Credit Union
Industry Insurance
Experience
Navy Federal Credit Union August 2013 - Present
Genworth Financial May 2008 - April 2013
Genworth Financial January 2003 - May 2008
Heritage Bank & Trust 2000 - 2003
Republic Mortgage Insurance Company January 1997 - January 1999
GE Mortgage Insurance January 1995 - January 1997
GE Mortgage Insurance January 1991 - January 1995
Right Mortgage Raleigh NC 1987 - 1989
First Union 1986 - 1988
Skills
Mortgage Lending, Banking, Loan Origination, Loans, Employee Training, Loss Mitigation, VA Loans, Credit, Program Management, Loan Servicing, Cold Calling, Mortgage Banking, Mortgage Underwriting, Six Sigma, Leadership, Mortgage Marketing, Refinance, Selling, Sales, Financial Risk, Sales Management, Business Development, Negotiation, Risk Management, Analysis, Operational Due..., Quality Assurance, Credit Risk, Strategic Leadership, Software Project..., Public Speaking, Credit Analysis, Real Estate, Management, Conventional Financing, FHA Financing, 100% Financing, FHA, Underwriting, Residential Mortgages, Finance, First Time Home Buyers, Investment Properties
Education
Tidewater Community College 1978 — 1980
Horticulture
Navy Federal Credit Union August 2013 - Present
Genworth Financial May 2008 - April 2013
Genworth Financial January 2003 - May 2008
Heritage Bank & Trust 2000 - 2003
Republic Mortgage Insurance Company January 1997 - January 1999
GE Mortgage Insurance January 1995 - January 1997
GE Mortgage Insurance January 1991 - January 1995
Right Mortgage Raleigh NC 1987 - 1989
First Union 1986 - 1988
Skills
Mortgage Lending, Banking, Loan Origination, Loans, Employee Training, Loss Mitigation, VA Loans, Credit, Program Management, Loan Servicing, Cold Calling, Mortgage Banking, Mortgage Underwriting, Six Sigma, Leadership, Mortgage Marketing, Refinance, Selling, Sales, Financial Risk, Sales Management, Business Development, Negotiation, Risk Management, Analysis, Operational Due..., Quality Assurance, Credit Risk, Strategic Leadership, Software Project..., Public Speaking, Credit Analysis, Real Estate, Management, Conventional Financing, FHA Financing, 100% Financing, FHA, Underwriting, Residential Mortgages, Finance, First Time Home Buyers, Investment Properties
Education
Tidewater Community College 1978 — 1980
Horticulture
Jeanine (Jolly) Denney's Heritage Bank & Trust Experience October 2005 - Present
Job Vice President at Heritage Bank & Trust
Industry Banking
Experience
Heritage Bank & Trust October 2005 - Present
Training, Consulting, and adjunct college instructor 1997 - 2005
First Tennessee Bank 1988 - 1989
UMIC, Inc. January 1983 - August 1988
Skills
Finance, Leadership, Management, Financial Analysis, Financial Reporting, Customer Relations, Process Improvement, Public Relations, Financial Literacy..., Marketing, Training & Development, Strategic Planning, Project Management
Education
Lipscomb University 2000 — 2002
Master of Business Administration (M.B.A.)
Tennessee Technological University 1980 — 1982
B.S., Finance
Heritage Bank & Trust October 2005 - Present
Training, Consulting, and adjunct college instructor 1997 - 2005
First Tennessee Bank 1988 - 1989
UMIC, Inc. January 1983 - August 1988
Skills
Finance, Leadership, Management, Financial Analysis, Financial Reporting, Customer Relations, Process Improvement, Public Relations, Financial Literacy..., Marketing, Training & Development, Strategic Planning, Project Management
Education
Lipscomb University 2000 — 2002
Master of Business Administration (M.B.A.)
Tennessee Technological University 1980 — 1982
B.S., Finance
Anne Hoyer's Heritage Bank & Trust Experience April 1988 - February 1994
Job Relationship Manager, Asset Advisors LLC
Industry Financial Services
Experience
Asset Advisors, LLC October 2013 - Present
Kaspick & Company April 2013 - September 2013
Wetherby Asset Management March 2010 - October 2012
Brouwer & Janachowski April 2001 - February 2010
Caton Financial February 2000 - April 2001
Westamerica Bank April 1994 - February 2000
Heritage Bank & Trust April 1988 - February 1994
Skills
Investments, Portfolio Management, Financial Services, Asset Allocation, Mutual Funds, Asset Managment, Wealth Management, Retirement Planning, Equities, Alternative Investments, Securities
Education
College of Marin 2004 — 2007
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies
Asset Advisors, LLC October 2013 - Present
Kaspick & Company April 2013 - September 2013
Wetherby Asset Management March 2010 - October 2012
Brouwer & Janachowski April 2001 - February 2010
Caton Financial February 2000 - April 2001
Westamerica Bank April 1994 - February 2000
Heritage Bank & Trust April 1988 - February 1994
Skills
Investments, Portfolio Management, Financial Services, Asset Allocation, Mutual Funds, Asset Managment, Wealth Management, Retirement Planning, Equities, Alternative Investments, Securities
Education
College of Marin 2004 — 2007
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies
Stacy Adams's Heritage Bank & Trust Experience October 2005 - August 2011
Job Director of Human Resources at Ghertner & Company
Industry Automotive
Experience
Ghertner & Company Training & Development, succession planning, establishing benefit structure, recruitment and selection, strategic planning, management developmentAdjunct FacultyAthens State UniversityAugust 2014 - Present
Bethel University 2005 - Present
NISSAN TRADING CORPORATION AMERICAS November 2012 - July 2015
Peoples Bank August 2011 - November 2012
Heritage Bank & Trust October 2005 - August 2011
Duck River SHRM 2005 - 2011
US Air Force May 1982 - March 2003
Skills
Workforce Planning, Training, Benefits Administration, Change Management, Coaching, Customer Service, Deferred Compensation, Employee Benefits, Employee Engagement, Employee Relations, Fundraising, Hiring, Human Resources, Leadership, Leadership Development, Management, Onboarding, Organizational..., Performance Management, Personnel Management, Recruiting, Strategic Planning, Succession Planning, Talent Acquisition, Talent Management, Teaching, Team Building
Education
Webster University 2000 — 2002
MHRM, Human Resources
Park University 1994 — 1996
BS, Management
Central High School
Ghertner & Company Training & Development, succession planning, establishing benefit structure, recruitment and selection, strategic planning, management developmentAdjunct FacultyAthens State UniversityAugust 2014 - Present
Bethel University 2005 - Present
NISSAN TRADING CORPORATION AMERICAS November 2012 - July 2015
Peoples Bank August 2011 - November 2012
Heritage Bank & Trust October 2005 - August 2011
Duck River SHRM 2005 - 2011
US Air Force May 1982 - March 2003
Skills
Workforce Planning, Training, Benefits Administration, Change Management, Coaching, Customer Service, Deferred Compensation, Employee Benefits, Employee Engagement, Employee Relations, Fundraising, Hiring, Human Resources, Leadership, Leadership Development, Management, Onboarding, Organizational..., Performance Management, Personnel Management, Recruiting, Strategic Planning, Succession Planning, Talent Acquisition, Talent Management, Teaching, Team Building
Education
Webster University 2000 — 2002
MHRM, Human Resources
Park University 1994 — 1996
BS, Management
Central High School
Count Riddick's Heritage Bank & Trust Experience August 2005 - Present
Job Riddick Photography
Industry Photography
Experience
Self-employed April 2007 - Present
Heritage Bank & Trust August 2005 - Present
Skills
Photogaphy, Computers
Education
Randolph-Macon College 1969 — 1974
Bachelor of Arts (B.A.), Psychology
Suffolk High School 1968 — 1969
High School
Self-employed April 2007 - Present
Heritage Bank & Trust August 2005 - Present
Skills
Photogaphy, Computers
Education
Randolph-Macon College 1969 — 1974
Bachelor of Arts (B.A.), Psychology
Suffolk High School 1968 — 1969
High School
Jacob Love's Heritage Bank & Trust Experience January 2015 - Present
Job CFO at Heritage Bank & Trust
Industry Banking
Experience
Heritage Bank & Trust January 2015 - Present
Heritage Bank & Trust June 2008 - January 2015
Skills
Customer Service, Cash Management
Education
Freed-Hardeman University 1995 — 1999
Bachelor of Business Administration (B.B.A.), Finance, General
Heritage Bank & Trust January 2015 - Present
Heritage Bank & Trust June 2008 - January 2015
Skills
Customer Service, Cash Management
Education
Freed-Hardeman University 1995 — 1999
Bachelor of Business Administration (B.B.A.), Finance, General