Home Financing Center
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Home Financing Center Employees
Home Financing Center February 2013 - Present
Banco Santander August 2001 - December 2012
Skills
Banking, Mortgage Banking, Mortgage Lending, Residential Mortgages, Secondary Mortgage..., Capital Markets, Finance, Mortgage Underwriting, Refinance, Secondary Market, Underwriting, Risk Management, Financial Analysis, Customer Service, Financial Services, Investments, Management, Mortgage Servicing, Process Improvement, Real Estate, Relationship Management
Education
Inter-American University of Puerto Rico-Metropolitan Campus
Master of Business Administration (MBA), Finance
University of Puerto Rico
Bachelor of Business Administration (BBA), Marketing
Home Financing Center October 2011 - Present
Xcellence Realty llc June 2010 - Present
Xcellence Realty June 2010 - Present
A1 Mortgage Consultants September 2007 - Present
A1 Mortgage Consultants Corp May 2007 - Present
A1 Mortgage Consultant May 2005 - December 2010
Strydio Mortgage Corp September 2005 - September 2009
Tropical Financial Credit Union May 2001 - September 2005
Strydio Realty April 1998 - May 2001
Happy Face Auto Sales, Inc January 1995 - January 1998
Skills
Residential Homes, Real Estate, Sellers, Mortgage Lending, Listings, Investment Properties, FHA, Finance, Credit, First Time Home Buyers, Foreclosures, Investors, Loans, Luxury, New Home Sales, New Homes, Property, Leases, Commercial Real Estate, Real Estate Economics, REO, Referrals, Real Property, Relocation, Sales, Selling, Brokerage, Buyers, Condos, Property Management, Real Estate Transactions, Rentals, Short Sales, Buyer Representation, Single Family Homes, HUD, Vacation Homes, SFR, Townhomes, Real Estate License, Waterfront
Education
Barry University 2000 — 2005
Bachelor, Liberal Studies
Barry University - Dwayne O. Andreas School of Law 2000 — 2005
Law
Licensed Real Estate
Miami Dade Community College
High School Diploma
Home Financing Center January 2013 - April 2013
Richards & Associates, P.A. November 2012 - December 2012
Bayview Asset Management June 2012 - September 2012
The Continental Group November 2009 - May 2012
Miami Dade College August 2008 - December 2009
Credit Union Capital Business, LLC February 2009 - June 2009
Silver Hill Financial July 2004 - April 2008
Bayview Financial Trading Group, LP February 2002 - July 2004
Coconut Grove Bank September 2000 - February 2002
Skills
Microsoft Office, Credit, Financial Analysis, Loans, Mortgage, Microsoft Excel, Microsoft Word, Contract Negotiation, Customer Service, Problem Solving, Teamwork, Work Ethic, Building Relationships, Mortgage Lending, Training, Analysis, Budgets, Accounting, Banking, Negotiation, Strategic Planning, Finance
Education
Nova Southeastern University 2003 — 2004
MBA, Business Administration
Florida International University - College of Business 1997 — 1999
BA, Finance
The Ohio State University September 2014 - Present
University of Miami August 2009 - August 2014
Department of Education, Science and Training September 2006 - November 2008
The International Bank of Miami January 2005 - June 2006
America Coming Together August 2004 - December 2004
Home Financing Center May 2004 - August 2004
Skills
English, Spanish, Curriculum Design, French, Research, Teaching, Public Speaking, Fundraising, Data Analysis, SPSS, Higher Education, Non-profits, Training, Qualitative Research
Education
University of Miami 2009 — 2012
PhD, Language and Literacy Learning in Multilingual Settings
Fordham University 2006 — 2008
Master, Bilingual Education
University of Florida 2000 — 2004
Bachelor, Political Science & French
Institut Universitaire Américain 2002 — 2003
Coursework Completed, French & Political Science
Home Financing Center March 2011 - Present
Terra Group January 2007 - February 2011
Skills
Loan Origination, Loans, Customer Service
Education
Miami Dade College
SunTrust Mortgage November 2007 - Present
DHI Mortgage May 2005 - August 2007
Home Financing Center June 2001 - April 2005
Skills
FHA, Refinance, Mortgage Banking, Loans, Mortgage Lending, Selling, Banking, Loan Origination, Underwriting, Residential Mortgages, FHA financing, Construction Lending, VA loans, USDA, Investment Properties, Construction Loans, Finance, Credit, Sales
Education
Queens College 1970 — 1975
BA, History
Queens College
M.E.T.S. Charter School August 2012 - Present
Accountemps August 2011 - August 2012
Youth Co-op Charter School - Hialeah August 2009 - June 2011
Charter School August 2009 - June 2011
New Life After School Program, Inc. May 2006 - July 2009
The Learning Corner January 2003 - May 2006
Magic Cut - Miami November 2001 - August 2005
Home Financing Center October 1998 - August 2001
Del Monte Fresh February 1993 - September 1998
Mat Chemicals, Inc July 1985 - December 1992
Skills
Accounting, Computer Literate, Bilingual-Spanish, Classroom, PowerPoint, Account Reconciliation, QuickBooks, Accounts Payable, Data Entry, Journal Entries, Microsoft Excel, Bookkeeping, Financial Statements, General Ledger, Invoicing, Accounts Receivable, Payroll Taxes, Sales Tax, Microsoft Office, Employee Benefits, Nonprofits, Expenses, Cash Flow, Fixed Assets, Bank Reconciliation, Payroll
Education
Nova Southeastern University 2011 — 2013
Masters, Math Education
Thomas Edison State College 2011 — 2012
Bachelors, Accounting
Briarcliffe College
A.S, Business Administration
Elementary EducationTrinity International University
B.A
UNITED MORTGAGE CORP. June 2015 - Present
Columbus Capital Lending, LLC. 2014 - 2015
AMERICAN BANCSHARES MORTGAGE LLC 2011 - 2014
HOME FINANCING CENTER 2010 - 2011
INDEPENDENT CONTRACTOR 2008 - 2010
J.A.C. OIL INC 1995 - 2008
Skills
Loans, Sales, New Business Development, Mortgage Lending, Management, CRM, Customer Service, Sales Process, Loan Origination, Budgets, FHA financing, Residential Mortgages, FHA, Reverse Mortgages, VA loans, Mortgage Banking, Refinance
Education
Miami Dade College
Associates in Arts, Business Administration and Management, General
Nova Southeastern University
BankUnited October 2014 - Present
MortgageFlex Systems, Inc. August 2013 - July 2014
Home Financing Center January 2013 - July 2013
BankUnited March 2005 - December 2012
BankUnited February 2003 - March 2005
Convergys June 2002 - December 2002
TradeStation Group January 2000 - May 2002
TradeStation Group January 1998 - December 1999
TradeStation Group December 1995 - December 1998
Skills
Business Analysis, Requirements Analysis, Functional..., Software Documentation, Process Improvement, Financial Services, SDLC, Software Project..., Serena Changeman, Banking, Vendor Management, Risk Management, Visio, SharePoint, Change Management, Agile Methodologies, Project Management, Management, Microsoft SQL Server, Loans, Testing, Analysis, Project Portfolio..., Databases, Consulting, Project Delivery, PMP, Quality Assurance, Business Requirements, Program Management, Systems Analysis, User Acceptance Testing, Disaster Recovery, Software Development, PMO, Analytics, Integration, SQL, MS Project, Business Process..., System Administration, ITIL, Mortgage Lending, Requirements Gathering, IT Management, Training, Information Technology, Data Analysis, IT Strategy, Business Process
Education
University of Miami 1990 — 1993
MIS, Business
Bronx High School of Science 1986 — 1990
Graduate, Class of '90
Home Financing Center March 2014 - Present
Equity Loans, LLC October 2011 - October 2012
Leadership for Mortgage Secondary Marketing and Risk Management 2011 - November 2011
Generation Mortgage Company March 2009 - December 2010
AME Financial 2006 - 2007
Urban Trust Bank 2006 - 2007
Sunshine Mortgage Corporation July 2002 - March 2006
Home Mortgage Corp. 2000 - 2002
Republic Bank 1995 - 2000
CUNA Mortgage Corp. May 1989 - June 1995
Skills
Financial Analysis, Process Reengineering, Budgeting, Cost Control, Sttrategic Planning, Risk Management, Turnarounds, Contract Negotiation, Business Development, Marketing, Mortgage Lending, Budgets, Mortgage Banking, Business Process..., Credit, FHA, Residential Mortgages, Loan Origination, Refinance, Loans, Banking, Sales, Real Estate, Turn Around Management, Leadership, Financial Services, Management, Executive Management, Analysis, Loan Servicing, Finance, Underwriting, Investments, Secondary Market, Credit Risk, Hedging, Credit Analysis, Funding, Mortgage Servicing, Portfolio Management, Loss Mitigation, Investor Relations, Real Estate Financing
Education
University of Detroit Mercy 1978 — 1982
MBA, Finance
University of Detroit Mercy 1970 — 1973
BS, Marketing
Home Financing Center January 2013 - Present
SMG Tax Center & Selling South Florida January 2010 - Present
Advantium Capital 2012 - 2013
Pacific National Bank January 2005 - January 2008
MortgageIT January 2004 - January 2005
ABN AMRO Bank N.V. January 2001 - January 2004
Mellon Bank June 1998 - January 2001
Education
Florida International University - College of Business 2003 — 2005
Bachelor of Business Administration (BBA), Business Administration and Management, General
Wells Fargo June 2015 - Present
Stewart Lender Services June 2014 - June 2015
Lipshaw Real Estate Services, Inc. November 2013 - June 2014
Home Financing Center May 2013 - November 2013
Bank of America November 2011 - March 2013
Hall Underwriting and Consulting, LLC June 2011 - October 2011
Fannie Mae September 2010 - June 2011
One World Realty June 2010 - September 2010
Appraisal Masters June 1978 - June 1995
Skills
Appraisals, REO, Real Estate, Foreclosures, FHA, Short Sales, Investment Properties, Mortgage Lending, Loss Mitigation, Residential Homes, Valuation, Single Family Homes, Underwriting, Real Estate Economics, Refinance, Investors, HUD, Commercial Real Estate
Education
Florida International University 1980 — 1982
Miami Dade College 1977 — 1980
AA, Real Estate
Simplify Contract Compliance Solutions July 2014 - Present
PRGX April 2013 - June 2014
Home Financing Center August 2012 - March 2013
PricewaterhouseCoopers (PwC) March 2008 - September 2012
KPMG Advisory 1998 - 2008
KPMG 1998 - 2008
Education
Cleburn
Cleburn
Grove City College
Bachelor's degree
Home Financing Center March 2012 - Present
Coastal States Mortgage Corporation February 2000 - March 2012
Skills
Mergers & Acquisitions, Microsoft Office, Microsoft Excel, Loan Servicing, Loan Modifications, Mortgage Servicing, Residential Mortgages, Mortgage Banking, Customer Service, Long-term Customer..., Foreclosures, REO, Delinquency Management, Loan Closings, Post Closing, Closing Contracts, Quality Auditing, Office Administration, Mortgage Compliance, Mortgage Consulting, Interior Design, Mortgage Lending, Certified Short Sales, Investor Relations, Investor Reporting, Investor Liaison, Business Strategy, Testing
Education
Barry University
Home Financing Center December 2012 - Present
Ocean Bank August 2011 - December 2012
Home Financing Center, Inc. December 2002 - August 2010
Home Financing Center, Inc. May 2001 - December 2002
Prime Mortgage Investors, Inc. January 1993 - January 1997
Skills
Mortgage Lending, Credit, Loans, Refinance, Underwriting, VA loans, USDA, Residential Mortgages, Real Estate, Mortgage Banking, Loss Mitigation, Loan Servicing, Loan Origination, Investment Properties, First Time Home Buyers, FHA, Credit Analysis, Banking
Education
Florida International University - College of Business 1998 — 2001
Home Financing Center July 2011 - Present
Burger King Corporation July 1991 - December 2010
Burger King Corporation 2001 - 2009
Education
Barry University 2000 — 2008
Benefit Life Corporation January 2015 - Present
Home Financing Center January 2015 - Present
Filer Insurance, Inc. July 2012 - December 2014
BenefitMall (Formerly known as Compupay) May 2006 - September 2012
Paychex September 2001 - May 2006
Skills
Workers Compensation, Cold Calling, Sales Presentations, PEO, Sales Process, Commercial Insurance, Property & Casualty..., Flood Insurance, Marketing, Training, Insurance, Account Management, Small Business, Recruiting, Legal Liability, Coaching, B2B, Human Resources, Lead Generation, Professional Liability, New Business Development, Solution Selling, Time & Attendance, Payroll, Customer Retention, Building Relationships, Team Building, Qualifying Prospects
Education
Florida State University 1993 — 1997
Communications
Digital Risk, LLC January 2015 - Present
Digital Risk, LLC June 2014 - December 2014
Lakeview Loan Servicing, LLC. December 2013 - May 2014
Equity Mortgage Bankers,LLC September 2013 - November 2013
Home Financing Center November 2012 - August 2013
BankUnited January 2010 - May 2012
SB Processing, LLC November 2006 - January 2010
Washington Mutual Bank March 2003 - October 2006
American Residential Funding January 2002 - March 2003
Vision Mortgage Bank January 2001 - January 2002
Skills
Loans, Conventional, FHA, Mortgage Lending, Credit, Documentation, Customer Service, Outlook, Excel, Word, Supervisory Skills, Team Leadership, Teamwork, Compliance, General Office Duties, Coordination, Foreclosures, Key Performance..., Contract Negotiation, Office Management, Problem Solving, Strategic Planning, Mortgage Underwriting, Residential Mortgages, Loss Mitigation, Microsoft Excel, Short Sales, Microsoft Word, Refinance, Loanquest, Encompass, Underwriting, Mortgage Banking, Loan Modifications, Mortgage Servicing, Banking
Education
Miami Dade College 2001 — 2006
Business Management & Supervision, Loan Underwriting, Loan Processing.
Quisqueya University 1995 — 2000
Education
Sacre Coeur 1987 — 1995
High School Diploma
FEMBI / First Equity Mortgage Bankers, Inc. October 2008 - Present
MetLife Home Loans August 2007 - August 2008
Home Financing Center August 1996 - August 2007
Rojo-Nicolai Associates August 1993 - August 1996
Kilims Corp. August 1987 - August 1993
Popeyes Chicken & Biscuits January 1985 - August 1987
Skills
Mortgage Lending, VA loans, FHA, Reverse Mortgages, First Time Home Buyers, Investment Properties, Residential Homes, Underwriting, Residential Mortgages, Refinance, Real Estate, Loans, Finance, Investors, Mortgage Marketing, Debt Consolidation, Referrals, Customer Service, VA Loans
Education
The Catholic University of America 1981 — 1985
Bachelor of Arts & Science, Managerial Finance & Economics
Georgetown University 1981 — 1981
Languages, English
Colegio Marista 1978 — 1981
high school
Belen Jesuit Prep School 1976 — 1978
Paramount Residential Mortgage Group Inc. (PRMG Inc.) May 2015 - Present
Primary Residential Mortgage, Inc. April 2014 - May 2015
Home Financing Center December 2013 - April 2014
Bank of America August 2013 - October 2013
Wells Fargo May 2008 - July 2013
First American February 2008 - May 2008
Saxon Home Mortgage, A Morgan Stanley Company April 2006 - February 2008
Chase Home Finance March 2004 - February 2006
Baytrust Capital Corp. January 2002 - March 2004
Centurion Mortgage Inc. September 2000 - January 2002
Skills
Credit, Customer Service, FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Management, Real Estate, Refinance, Residential Mortgages, Time Management, Underwriting, VA loans
Education
Texas Woman's University 2010 — 2013
Bachelors, Business Management / Administration
Tarrant County College 2007 — 2008
Associates, Business
Miami Dade College 2003 — 2005
Business
La Salle High School 1994 — 1997
Tabor Mortgage Group, a Division of ResMac June 2015 - Present
Regional Management Corp / Regional Finance of Charleston, SC 2011 - May 2015
BankUnited October 2003 - 2010
Home Financing Center October 2002 - October 2003
Skills
Loss Mitigation, Mortgage Lending, Credit, Loans, Financial Services, Loan Servicing, Real Estate, Mortgage Servicing, Commercial Lending, REO, Banking, Consumer Lending, Loan Origination, Mortgage Banking, Credit Analysis, Finance, FHA, Residential Mortgages, Underwriting, Retail Banking, AML, Portfolio Management, Small Business Lending, Bank Secrecy Act, Commercial Banking, Investments, Cash Management, Risk Management
Education
Florida State University
FEMBI First Equity Mortgage Bankers, Inc. August 2012 - Present
Home Financing Center October 2011 - August 2012
City 1st Mortgage Services June 2011 - December 2011
J.I. Kislak Mortgage LLC February 2011 - June 2011
Hayhurst Mortgage, Inc. January 2008 - January 2011
Gateway Mortgage Bankers Inc. January 2000 - January 2008
Skills
FHA financing, Reverse Mortgages, First Time Home Buyers, FHA, Mortgage Lending, VA loans, Mortgage Banking, Refinance, Residential Mortgages, USDA, Loan Origination, Government Loans, Real Estate, Finance, Credit, Commercial Lending, Construction Loans
Education
Florida State University
Bachelor of Science
Miami Dade College
Associates in Arts
Christopher Columbus
SR Technologies Inc. February 2012 - Present
Vertice Technologies 2011 - 2011
JPMorgan Chase 2007 - 2008
Home Financing Center 2002 - 2006
Skills
Credit, Data Analysis, Microsoft SQL Server, Microsoft Office, SharePoint, Microsoft Excel, SSRS, Business Intelligence, Software Development, PowerPoint, New Business Development, Microsoft Word, Outlook, JavaScript, Research, Java, Management
Education
Florida International University 2010 — 2011
BS, Information Technology
Florida International University - College of Business Administration 1997 — 2002
BA, Finance
TotalBank April 2013 - Present
Bayview Asset Management September 2010 - March 2013
Home Financing Center December 1999 - September 2010
Peninsula Mortgage Bankers Corp February 1994 - November 1999
Unitower Mortgage Corporation May 1992 - February 1994
AmeriFirst Federal Savings & Loan February 1981 - May 1992
Skills
Loan Servicing, Loans, Mortgage Servicing, Mortgage Banking, Foreclosures, Investor Reporting, Leadership, Loss Mitigation, Default, Cash Management, Management
Education
Grinnell College 1976 — 1980
BA, Economics and Russian
Phillips Exeter Academy 1974 — 1976
Home Financing Center December 2013 - Present
RSP Appraisal Solutions, Inc. August 2010 - Present
CoreLogic April 2012 - December 2013
Pietras and Associates August 2004 - August 2010
Skills
Valuation, Appraisals, REO, Real Estate Economics, Real Estate, Commercial Real Estate, Due Diligence, Foreclosures, Single Family Homes, Loss Mitigation, Underwriting, Finance, Market Analysis, Property, Residential Homes, Investment Properties
Education
Nova Southeastern University 2010 — 2012
MBA, Finance
University of Central Florida 1999 — 2004
Bachelor of Science (BS)
Paramount Residential Mortgage Group Inc. (PRMG Inc.) June 2015 - Present
Caliber Home Loans December 2013 - June 2015
Primary Residential Mortgage March 2013 - December 2013
Home Financing Center August 2010 - March 2013
PREFFERED TRUST HOME LOANS June 2010 - August 2010
BANK OF AMERICA July 2009 - April 2010
Primerica Financial Services April 2008 - June 2009
ATLAS CONCRETE AND PAVEMENT January 2008 - June 2009
BRIGHTSTAR LENDING CORPORATION May 2004 - December 2008
Sunny Mortgage LLC 2002 - 2004
Skills
Real Estate, Marketing, Banking, Business Development, Mortgage Lending, Loans, Refinance, Credit, Mortgage Banking, Loan Origination, Training, First Time Home Buyers, Management, New Business Development, Selling, Residential Homes, Leadership, Small Business, Investment Properties, Sales, Referrals, FHA, Commercial Real Estate, Sellers, Analysis, Portfolio Management, Real Estate Transactions, Underwriting, Investments, Finance, Foreclosures, Investors, VA loans, Property, Insurance, REO, Condos, Short Sales, Single Family Homes, Reverse Mortgages, Real Estate Development, New Home Sales, Relocation, Commercial Lending, Debt Consolidation, Residential Mortgages, FHA financing, USDA, Certified Mortgage..., Real Estate Financing
Education
Miami International University of Art and Design
Bachelor of Fine Arts (BFA), Interior Design
Miami Dade Community College 1984 — 1986
Associates of Art, Marketing
Barry University 1990 — 1992
Marketing
Barry University 2009 - Present
Wells Fargo Bank April 2008 - July 2009
First Horizon Bank March 2007 - April 2008
Wells Fargo Bank May 2004 - March 2007
Home Financing Center November 2001 - May 2004
State Attorney's Office August 1998 - October 2001
Education
Nova Southeastern University 2010 — 2013
PhD, Conflict Resolution
Barry University
Master of Administration
Barry University
Bachelor, Professional Studies
Home Financing Center April 2013 - Present
Bank of America January 2010 - March 2013
Skills
Credit Analysis, Loans, Credit, Credit Risk, Mortgage Lending, Loan Origination, Consumer Lending, Financial Analysis, Underwriting, Mortgage Underwriting, FHA, Leadership, Refinance, Residential Mortgages, Loss Mitigation, Banking, VA loans, Mortgage Banking
Education
Miami Dade College 1982 — 1984
Associate's degree, Accounting and Finance
Caliber Home Loans July 2013 - July 2014
Home Financing Center March 2009 - February 2011
Northwestern Mutual September 2007 - January 2009
Skills
Media Relations, Public Relations, Strategic Communications, Corporate Communications, Internal Communications, Communications Planning, Newsletters, Marketing Communications, Social Media, Press Releases, New Media, Investment Properties, Mortgage Banking, Public Speaking, Leadership
Education
Alejandro Garcia Vado 1984 — 1988
Miami Dade College
Trust Lending January 2015 - Present
PRMG, Inc. March 2014 - August 2014
FEMBI First Equity Mortgage Bankers, Inc. October 2012 - January 2014
Home Financing Center April 2011 - October 2012
Source Consulting Group January 2010 - April 2011
Flick Mortgage Investors 2004 - 2007
Skills
Microsoft Office, Loan Modifications, Loan Origination, Loan Quest, LandTech, Excel, Social Media, Management, Social Networking, Spanish, Organizing, PowerPoint, Photoshop, Customer Relations, Real Estate, Word, Writing, Web Development, Wordpress, Wireless, YouTube, Yahoo, First Time Home Buyers, VA loans, Loans, REO, Credit, Loan Servicing, Listings, Investors, Marketing, Residential Homes, FHA, Referrals, Microsoft Word, Brokerage, Short Sales, Residential Mortgages, Mortgage Lending, Microsoft Excel, Real Estate Economics, Foreclosures, Process Scheduler, Buyers, Notary Public, WordPress, HUD, Condos, Underwriting, Outlook
Education
Florida International University 2010 — 2011
Masters, Management
Florida International University 2006 — 2010
Bachelors, Management