Home Savings Mortgage
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Home Savings Mortgage Employees
Dignified Home Loans, LLC February 2015 - Present
Mega Capital Funding Inc May 2013 - February 2015
Pacific Oaks Federal Credit Union March 2011 - January 2013
The Science of Violence- Talk Radio Show January 2011 - September 2011
PMC BanCorp April 2009 - March 2011
Wells Fargo Bank February 2008 - April 2009
Home Savings Mortgage October 2006 - September 2007
No Red Tape Mortgage January 2006 - September 2006
Countrywide Home Loans January 2003 - November 2005
Skills
Banking, Customer Service, Marketing, Sales, Training, Credit Analysis, Loans, Underwriting, Mortgage Lending, FHA, Credit, Microsoft Excel, Investments, Team Leadership, Mortgage Banking, Sales Management, Team Building, Strategic Planning, Negotiation, Microsoft Office
Education
University of Phoenix 1998 — 2000
Masters of Arts, Organizational Management
University of La Verne 1989 — 1993
B.S., Business
NuStar Energy L.P. June 2014 - Present
NuStar Energy L.P. March 2014 - May 2014
Gravity Five Strategies August 2009 - February 2014
Green Link Tech LLC June 2008 - July 2009
Norwood Promotional Products May 2007 - December 2007
Home Savings Mortgage March 2003 - April 2007
DolphinSearch, Inc. September 2000 - January 2003
Adams Trade Press April 2000 - August 2000
Cate School July 1996 - March 2000
Skills
Networking, Routers, Switches, Cisco Technologies, VoIP, Troubleshooting, Network Administration, Network Security, Wireless Networking, Linux, Cloud Computing, Information Technology, Windows Server, Servers, Windows, OS X, Security, Active Directory, Technical Support, Software Installation, Virtualization, Training, Remote Desktop, Python, Mac OS X, Maintenance & Repair, Social Media Marketing, WordPress, Web Design, Content Marketing, Social Networking, Copywriting, Cisco VoIP
Education
Rackspace Open Cloud Academy 2013 — 2014
Graduated, Network Operations
IT University Online 2013 — 2014
Cisco Certification Learning
Cearian, Inc. 2008 — 2008
Apple Server Administration, Pass
Trainingcamp.com 2006 — 2006
CCNA/CCDA Boot Camp, Pass
Intense School (InfoSec Institute) 2003 — 2003
Security+ / TICSA BootCamp, Pass
Learning Tree University 1998 — 1998
Certificate, Unix System Administration, Pass
Santa Barbara City College 1994 — 1998
Computer Science
Carpinteria High School 1990 — 1993
High School Diploma, Computer Science
Soldiers Far From Home December 2003 - Present
Home Savings Mortgage October 2002 - 2008
Bright Development July 1997 - February 2001
Skills
Insurance, Mortgage Lending, Fundraising, Notary Public, Real Estate, Loan Siging Agent, Working with troops, New Home Escrow..., Telephony Sales, Loan Origination, Loans, Foreclosures, Sales, Team Building, Leadership, Small Business, Negotiation, Management, Marketing, New Home Sales, Marketing Strategy, Nonprofits, Customer Service, Sellers, Budgets, Online Marketing, Investment Properties, Training, Public Speaking, Mortgage Banking, Buyers, FHA, Selling, Strategic Planning, Short Sales, First Time Home Buyers, Refinance, Investments, Real Estate Financing, Credit, Investors, REO
Education
Modesto Junior College 1982 — 1983
Modesto Junior College 1981 — 1982
Unfinished, Business/Office Automation/Technology/Data Entry, 3.8
Solutions 4Earth July 2015 - Present
Western Plant Health Association November 2011 - June 2015
California FarmLink December 2010 - October 2011
San Joaquin Farm Bureau January 2009 - December 2010
Restaurant and Bar April 2008 - January 2009
Countrywide Home Loans July 2007 - January 2008
Home Savings Mortgage August 2006 - July 2007
Skills
Meeting Planning, Communication, Board Development, Fundraising, Regulatory Affairs, Grants, Grant Writing, Event Management, Event Planning, Coordination, Project Management, Contract Negotiation, Leadership, Nonprofits, Sustainable Agriculture, Program Management, Public Speaking, Agriculture, Research, Marketing, Community Outreach, Community Development, Sustainability, Training, Management, Program Development
Education
California State University Stanislaus 2006 — 2008
BA, Agricultural Studies
California State University-Fresno 2004 — 2006
Agriculture Business
Manteca High School 2000 — 2004
High School Diploma
InterLinc Mortgage Services, LLC October 2012 - Present
Total Safety US, Inc. April 2012 - October 2012
First Lenders Alliance, LLC. July 2004 - April 2012
Home Savings Mortgage March 2002 - July 2004
AGIA June 2000 - March 2002
Skills
Customer Service, Team Building, Project Management, Process Improvement, Microsoft Office, Strategic Planning, Business Strategy, Software Documentation, Troubleshooting, System Administration, Business Analysis, Analysis, Team Management, Management, PowerPoint, Team Leadership, Coaching, Change Management, Recruiting, Outlook, Operations Management
Education
Stephen F. Austin State University 1995 — 1999
Bachelor of Business Administration (B.B.A.), Management Information Systems, General
Kaiser Permanente January 2013 - Present
The Hartford June 2009 - Present
IRP Audits, DMV, State of California September 2007 - June 2009
Home Savings Mortgage January 2005 - August 2007
Skills
Leadership, Data Analysis, Research, Microsoft Office, PowerPoint, Microsoft Word, Process Improvement, Financial Analysis, Finance, Analysis, Business Analysis, Financial Modeling, Banking, Russian, Project Management, Risk Management, Coaching, Microsoft Excel, Leadership Development, Teamwork, Public Relations, Policy, Time Management, Excel, Word, Business Development, Insurance, Real Estate, Fundraising, Financial Reporting, Auditing, Community Outreach, Budgets, Outlook
Education
California State University-Sacramento 2007 — 2009
BS, Finance, Risk Management
American River College 2002 — 2007
transfer to University, Business Administration and Management, General
Facility Merchandising Inc. September 2013 - Present
Dougherty Laser Vision January 2011 - August 2012
Tempest Telecom Solutions January 2010 - July 2010
Private National Mortgage Acceptance Company, LLC November 2008 - December 2009
Natren, Inc September 2007 - October 2008
Home Savings Mortgage September 1998 - August 2007
Skills
Payroll, Accounts Receivable, Accounting, Accounts Payable, General Ledger, Financial Statements, Account Reconciliation, Cash Flow, Finance, Expenses, Auditing, Accruals, Financial Reporting, Bank Reconciliation, QuickBooks, Journal Entries, Microsoft Excel, Budgets, Microsoft Office, Process Improvement, Banking, Financial Analysis, Management, Fixed Assets, Cash Management, Balance Sheet, Microsoft Word, Employee Benefits, Human Resources, Year-end Close, ERP, Financial Accounting, Forecasting, Sarbanes-Oxley Act, Managerial Finance, Inventory Management, Budget, Microsoft Dynamics GP, NetSuite
Education
Moorpark College 2013 — 2015
Associate's degree - In Process, Accounting and Business/Management
Oxnard Community College 1997 — 1998
Cochise College 1990 — 1992
kollin altomare architects December 2010 - Present
Build-Ma Design, Construction & Engineering, Kustendil, Bulgaria June 2007 - September 2007
MRC Design & Engineering June 2005 - July 2006
Home Savings Mortgage April 2003 - June 2004
Streamline Mortgage January 1999 - April 2003
Skills
Architecture, Residential Design, Commercial Design, Hospitality Design, Product Design, Project Management, Sustainable Strategies, LEED, Construction Drawings, Contemporary..., Design-Build, Teamwork, Self-driven, Time Management, Design Strategy, Architectural Design, Design Research, Submittals, AutoCAD, SketchUp, Revit, ArchiCAD
Education
California State Polytechnic University-Pomona 2006 — 2010
B. of Arch., Architecture, GPA - 3.6
Kyushu University 2008 — 2009
Architecture, Environmental Design
Orange Coast College 2002 — 2006
Certificate of Architecture, Architecture, GPA - 3.8
Newport Harbor High School
Cornerstone Mortgage November 2011 - Present
Westchester Mortgage December 2010 - November 2011
Direct Home Mortgage Lending June 2009 - December 2010
The Mortgage House, INC. April 2007 - June 2009
Home Savings Mortgage November 2003 - December 2006
Bank of America May 2002 - November 2003
Skills
Refinance, Mortgage Lending, First Time Home Buyers, Loans, Construction Loans, VA loans, FHA financing, HARP Refinance, Real Estate, Real Estate Transactions, FHA, Investments, Mortgage Underwriting, Investors, Commercial Lending, Finance, Foreclosures, Mortgage Servicing, USDA, Residential Homes, Real Estate Economics, Home Equity Loans, Property, Loan Origination, Residential Mortgages, REO, Real Estate Financing, Investment Properties
Education
California State University-Chico 1991 — 1995
Bachelors of Science, Business/Finance
West High School 1988 — 1991
Nasdaq 2015 - Present
Los Angeles Times March 2015 - June 2015
Xstream March 2014 - February 2015
NUVOtv February 2011 - March 2014
The Grantsmanship Center November 2007 - February 2011
Azteca America June 2010 - September 2010
LoanXL Funding July 2006 - July 2007
Home Savings Mortgage June 2002 - June 2004
Skills
Marketing, Digital Media, Affiliate Marketing, New Media, Sales, Entertainment, Television, Strategic Partnerships, Partnership Marketing, Broadcast, Mobile Marketing, Advertising Sales, Spanish, Fundraising, B2B, Social Media, Management, Social Media Marketing, Sales Presentations, Integrated Marketing, Public Relations, Budgets, Marketing Strategy, Affiliate Relations, Media Planning, Digital Marketing, Leadership, VOD, Sponsorship, Nonprofits, Business Development, Brand Awareness, Marketing Mix, Acquisition Campaigns, Newsletters, Brand Development, New Business Development, Lead Generation, Bilingual, Sales Management
Education
California State University-Los Angeles
BS, Marketing Management
HHS
HHS
Pacific Trust Mortgage January 2012 - Present
The Press Democrat December 2012 - Present
RohnertPark.Patch.com November 2010 - December 2012
Contract Underwriter (self-employed) June 2009 - January 2012
San Luis Capital, Inc. August 2005 - July 2008
Home Savings Mortgage 2001 - 2005
North American Mortgage 1999 - 2001
Skills
Management, Leadership, Microsoft Office, Social Media, Microsoft Word, Customer Service, Microsoft Excel, Budgets, Finance, Time Management, Team Building, Mortgage Underwriting, Residential Mortgages, Mortgage Lending, Mortgage Industry, Credit Analysis
Education
Santa Rosa Junior College 2008 — 2009
Certificate, Accounting/Bookkeeping
Private Practice Solutions LLC June 2012 - Present
Cynosure Palomar Medical Technologies, Inc. December 2010 - May 2012
Edge Systems Corporation August 2009 - December 2010
Home Savings Mortgage August 2004 - August 2009
Oce Printing Systems May 1997 - May 2000
Skills
Medical Devices, Business Development, E-commerce Consulting, Sales Management, Marketing Strategy, Maintenance & Repair, Aquisition, Healthcare Consulting, Leadership, Entrepreneurship, New Business Development, Sales, Customer Service
Education
University of California, Berkeley 1992 — 1994
Bachelor of Arts (B.A.), Rhetoric (Persuasive Discussion)
Saint Mary's College of California 1990 — 1992
General Education
The American Film Institute Conservatory
Master of Fine Arts (MFA), Mass Communication/Media Studies
Dealmoon.com March 2014 - Present
Dealmoon.com February 2014 - March 2014
Commission Junction, a division of ValueClick Inc August 2012 - February 2014
Commission Junction, a division of ValueClick Inc. January 2011 - August 2012
Commission Junction, a division of ValueClick Inc. July 2008 - January 2011
National Equity Exchange 2008 - 2008
Searle Creative Group 2007 - 2008
Quality Home Loans 2006 - 2007
Home Savings Mortgage January 2006 - October 2006
Baby Chronicles 1993 - 1995
Skills
Affiliate Marketing, Affiliate Management, Salesforce.com, Advertising, Marketing Strategy, Marketing, Account Management, Online Advertising, SEM, Lead Generation, Social Networking, Start-ups, Business Development, PPC, E-commerce, Strategy, Email Marketing, SEO, Ad Networks, Online Marketing, Mobile Marketing, Digital Marketing, Media Buying, Digital Strategy, Social Media Marketing, Web Analytics, Management, Sales, Strategic Partnerships, Social Media, Digital Media, Customer Acquisition, Direct Marketing, Analytics
Education
San Jose State University 1984 — 1986
BA, Advertising/ Minor in Graphic Design
Westridge Market June 2013 - August 2014
Brooks Institute of Photography February 2013 - June 2013
Starbucks May 2012 - February 2013
Farmers Insurance June 2006 - August 2007
Home Savings Mortgage July 2005 - May 2006
US Army March 2003 - June 2005
Youngstown State University January 1996 - January 2002
Psychology Club January 1997 - January 2000
Education
Santa Barbara City College 2014 — 2015
Associate's Degree, International Business, 4.0
Youngstown State University 2000 — 2002
M.B.A, Finance
Youngstown State University 1997 — 2000
B.A., Psychology
Union Bank August 2013 - Present
Bank of America Home Loans July 2009 - August 2013
Home Savings Mortgage June 2003 - June 2007
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Refinance, Credit, Residential Mortgages, VA loans, Banking, FHA financing, Consumer Lending
Education
California State University-Northridge 1985 — 1990
B.A., Communications
Tritay property investments LLC May 2009 - Present
Home Savings Mortgage June 1992 - August 2006
Skills
Investors, Loans, Real Estate, Short Sales, Relocation, Investment Properties, Listings, Residential Mortgages, Sellers, Mortgage Lending, REO, Negotiation, First Time Home Buyers
Education
Pepperdine University 1987 — 1991
BS, Business Administration
Rio Mesa High School
Moji Technologies 2009 - Present
Moji Technologies 2009 - Present
Solid Networks, Inc. 2007 - 2009
Adtech It Solutions May 2005 - May 2007
Blinc Information Systems May 1997 - December 2005
Home Savings Mortgage May 2003 - October 2005
Prudential California Realty January 1999 - December 2003
2MuchDesign February 2001 - October 2003
Skills
Cisco, Windows, Disaster Recovery, Linux, VMware, Windows Server 2008, HIPAA, HP, Dell, SEO, Web, Web Design, Web Development, Website Development, Website Building, Server Administration, Managed Services, Business Management, Business Process, Open Source, Debian, Backup, Backup Solutions, Online Backup, Cisco Technologies, Management, Networking, Cloud Computing, Virtualization, Customer Service, Technical Support
Education
California State University Stanislaus 2003 — 2007
Business Administration
Affirma Consulting July 2002 - Present
Quality Home Loans 2006 - 2007
Home Savings Mortgage 2003 - 2007
Education
Carnegie Mellon University - Tepper School of Business 1989 — 1991
MBA, Finance and Manufacturing
California State University-Northridge 1985 — 1988
BS, Finance and Accounting
First California Bank February 2009 - Present
Quality Home Loans September 2006 - June 2008
Home Savings Mortgage July 2005 - January 2007
Education
California State University-Northridge 2002 — 2006
Augusta Financial November 2010 - Present
imortgage corporation June 2009 - November 2010
First Mortgage Corp May 2007 - May 2009
Home Savings Mortgage 2002 - 2007
Skills
Loans, FHA, Credit, VA, Mortgage Lending, Conventional, Refinance, Mortgage, Residential, First Time Home Buyers, Real Estate, Purchase, USDA, Home, Mortgage Planning, Negotiation, Investments, VA loans, Sellers, Conforming, Mortgage Industry, Government Loans, Construction Loans, Non-Conforming, Mortgage Banking, Underwriting, Commercial Mortgages, Sales Management, Rates, Banking, Budgeting, Investment Properties, Payments, Investors, Real Estate Finance, Property Management, REO, Reverse Mortgages, Certified Mortgage..., Residential Mortgages, Short Sales, FHA financing, Single Family Homes, Real Estate Financing, Mortgage Underwriting, FHA Financing, Residential Homes, Real Estate Economics
Education
California State University-Long Beach 1988 — 1993
Bachelor of Arts, Psychology
Woodrow Wilson High School
Kenworth Truck Co. September 2014 - Present
Harbor System Integrators, Inc. (HarborSI) June 2013 - February 2014
Check Six Systems September 2007 - June 2013
Quality Home Loans 2002 - 2007
Home Savings Mortgage 2002 - 2005
marchFIRST/USWeb 1999 - 2001
Nutley Systems, Inc. 1997 - 2001
Skills
Account Management, Project Management, Team Leadership, Leadership, Program Management, SaaS, Cloud Computing, Business Development, CRM, New Business Development, Sales, Strategic Planning, Business Intelligence, Customer Service, Process Improvement, Management, Microsoft Office, Team Building, Troubleshooting, Consulting, Business Analysis, Networking, Microsoft Excel, Integration, Telecommunications, Analysis, IT Management, System Administration, Security, Cross-functional Team..., SharePoint, Enterprise Software, Salesforce.com, Software Documentation, Requirements Analysis, Software Development, Software Project...
Education
Seattle Pacific University 1976 — 1987
BS, Engineering Science, English Literature
Rose State College 1984 — 1986
Engineering
All Vegas Valley Realty October 2014 - Present
Home Savings Mortgage April 2009 - July 2010
Century 21 June 2006 - July 2009
Skills
First Time Home Buyers, Investors, Real Estate, Home, Short Sales, REO, Single Family Homes, Move Up Buyers, SFR, Selling, Foreclosures, FHA, Condos, Finance, Real Property, Townhomes, Investment Properties, Real Estate Financing, New Home Sales, Loans, Mortgage Banking, Vacation Homes, New Homes, HUD, 1031 Exchanges, Relocation Buyers, Income Properties, ABR, Referrals, Buyers, Listings, Waterfront, Seniors, National Association of..., Buyer Representation, e-PRO, Sellers, Rentals, Relocation, Seller Representation, Resellers, Home Staging
Education
Chabot College 1970 — 1971
AA, Psychology
Hayward, CA
AA, Psychology
Arbonne International 2013 - Present
The Morabito Group Real Living Napolitano Real Estate August 2012 - Present
Vella Properties June 2011 - August 2012
Staton Financial Group September 2009 - January 2010
Choy and Tashima January 2009 - August 2009
Northwestern Mutual July 2008 - November 2008
First Team Real Estate April 2006 - May 2008
Home Savings Mortgage 2005 - 2005
Courtesy Mortgage Company December 2003 - October 2004
Northwestern Mutual April 2002 - December 2003
Skills
Loans, VA loans, Negotiation, Real Estate Development, Real Estate Transactions, Technology, Short Sales, REO, Foreclosures, Military, First Time Home Buyers, Move Up Buyers, Condos, Restructuring, Accounting, Finance, FHA financing, Real Estate, Brokerage, Investment Properties, Property Management, Real Estate Economics, Sales, Sellers, Selling, Commercial Real Estate, Investors
Education
University of San Diego 1999 — 2000
Paralegal Degree, Legal Assistant/Paralegal
University of Denver - Daniels College of Business 1995 — 1999
BSBA, Finance
Resource Pro May 2015 - Present
Reverse Mortgage Solutions, Inc. August 2014 - May 2015
Homeowners Funding March 2014 - August 2014
American Financial Network Inc. May 2011 - September 2013
Resource Pro January 2011 - May 2011
Castle & Cooke Mortgage, LLC March 2010 - February 2011
WJ Bradley Mortgage Capital Corporation March 2009 - January 2010
Home Savings Mortgage January 1999 - September 2007
Skills
Loans, USDA, Credit, Sales, Mortgage Banking, VA Loans, FHA, Banking, Loan Origination, Marketing Strategy, Mortgage Lending, Social Media Marketing, Investment Properties, Refinance, Sales Management, Residential Mortgages, Real Estate, Leadership
Education
San Diego Mesa College
Heritage Oaks Bank 2010 - Present
Home Savings Mortgage 1995 - 2007
Skills
Loan Origination, Due Diligence, Financial Reporting, Commercial Lending, Banking, Credit Analysis, Underwriting, Credit, Management, Mortgage Lending, Loans, FHA, Portfolio Management, Team Building, Accounting, Mortgage Banking, Small Business Lending, Investments, Cash Management, Real Estate Financing, Consumer Lending, Budgets, USDA, Leadership, Refinance, Strategic Planning, Process Improvement, Microsoft Office, Microsoft Excel, Lines Of Credit, Financial Services, Negotiation, Commercial Banking, Microsoft Word, Project Management, Sales Management, Strategic Financial..., Sales, Retail Banking, Financial Analysis, Credit Risk, Relationship Management, Residential Mortgages, First Time Home Buyers, Customer Service, VA loans, Commercial Mortgages, Mergers & Acquisitions, Real Estate, FHA financing
Education
Cal Poly San Luis Obispo 1968 — 1972
Bachelors, Business Administration
AudioQuest July 2007 - Present
Meritage Homes January 2006 - June 2007
Meritage Homes 2004 - 2006
Home Savings Mortgage January 2003 - April 2004
Quantum Technologies October 2000 - December 2002
First Financial Resources March 1998 - September 2000
LifePlans Financial & Insurance Services, Inc. November 1993 - January 1998
Michaels Arts and Crafts August 1989 - June 1993
Education
Cal State Fullerton
AdvantEdge Technology, Inc. February 2013 - Present
Northrop Grumman Information Systems March 2012 - Present
AdvantEdge Technology, Inc. December 2007 - March 2012
Home Savings Mortgage February 2001 - November 2007
Education
University of La Verne 2009 — 2011
Bachelor of Science, Organization and Management
Ventura County Credit Union July 2012 - Present
Wells Fargo Financial 2011 - 2012
Trans Aid September 2009 - January 2011
Home Savings Mortgage June 2003 - August 2009
Skills
Adaptability, Solid computer skills, Eager Learner, Outlook, Smiling, Customer Service, Microsoft Office 2007, Front to Back Office
Education
Moorpark College 2004 — 2006
AA, Associates of Arts
Moorpark College
AA; B, Liberal Arts
Islands Restaurants April 2013 - Present
Campos Restaurant October 2009 - Present
Truffles Cafe February 2006 - September 2009
Home Savings Mortgage February 2003 - February 2006
Countrywide Home Loans September 1999 - January 2003
Bank of America August 1996 - September 1999
Skills
Real Estate, MS Word, MS Excel,..., Buyer Representation, Short Sales, Sellers, First Time Home Buyers, Listings, New Home Sales, Relocation, Foreclosures, Single Family Homes, REO, Move Up Buyers, Condos, SFR, ABR, Townhomes, Investors, Referrals, Investment Properties, Relocation Buyers, Access, POS Systems
Education
Santa Monica College 2012 — 2014
Business Administration and Management, General
Royal High School 1993 — 1996
Signature Real Estate Group July 2015 - Present
Wardley Real Estate May 2014 - July 2015
Lincoln Heritage December 2013 - June 2015
COUNTRY Financial® September 2012 - December 2013
Ameriprise Financial Services, Inc. April 2012 - September 2012
Home Savings Mortgage January 2002 - January 2011
Skills
Series 7, Series 66, Life and Health, Property and Casualty, Retirement Planning, Saving for Education, Commercial Insurance, Investments, Sales, Uniform Combined State..., Real Estate Financing, Mortgage Lending, Real Estate, FHA, Selling, REO, Foreclosures, Short Sales, Investment Properties, Condos, Commercial Real Estate, First Time Home Buyers, Vacation Homes, HUD, Property Management, Real Property, Buyers, Referrals, New Home Sales, Real Estate Transactions, Brokerage, VA loans, Refinance, Property, Real Estate Economics, New Homes, Sellers, Loan Origination, Residential Mortgages, Reverse Mortgages, Loans, Mortgage Banking, Investors, Finance, USDA, FHA financing, Certified Mortgage..., Commercial Mortgages, Underwriting, Credit
Education
West Los Angeles College 1994 — 1996
Associate of Arts (A.A.), Psychology
Los Angeles City College 1976 — 1979
Music