Experience
Horizon Bank   April 2012 - Present
Fifth Third Bank  January 2000 - April 2012

Skills
Financial Services, Trusts, Trust Management, Sales Management, Account Management, Wealth Management, Mutual Funds, Investment Management, Commercial Banking, Management, Credit Analysis, Consumer Lending, Financial Analysis, Retirement, Loans, Private Banking, Mortgage Lending, Small Business Lending, Retirement Planning, Commercial Lending, Credit, Investment Strategies, Investments, Banking

Education
Albion College
Bachelor of Arts (B.A.)

DePaul University College of Law
Master of Laws (LLM)

The John Marshall Law School
Doctor of Law (JD)

Experience
Horizon Bank   May 2014 - Present
Opportunity Enterprises, Inc.   2007 - May 2014
Opportunity Enterprises, Inc.   October 2006 - May 2007
Blue Chip Casino, LLC   September 1999 - October 2006

Education
Indiana University Bloomington   1987 — 1988
MPH, Public Health

Indiana University Bloomington   1983 — 1987
B.S,, Physical Education and Sport Science

Experience
Rogue Credit Union  March 2014 - Present
Home Federal Bank  June 2008 - March 2014
Washington Trust Bank  September 2004 - May 2008
Horizon Bank   January 2001 - August 2004

Skills
Team Leadership, Sales, Bank Operations, Client Service Oriented, Consumer Lending, Cash Handling Experience, Ten Key, Community Outreach, Computer Proficiency, Dependable Team Player, Goal Oriented, Prompt, Reliability, Proactive self-starter, Coaching, Banking, Client Services, Loans, Leadership, Call Centers, Retail Banking, Customer Service

Education
Boise State University

Experience
Horizon Bank   March 2014 - Present
Horizon Bank   March 2010 - March 2014
JPMorgan Chase  2007 - 2010
Gurley Leep Automotive - Team Honda / Hyundai   2004 - 2007

Skills
Commercial Lending, Commercial Banking, Small Business Lending, Leadership, Banking Relationships, Networking, Banking, Motivational Speaking, New Business Development, Business Relationship..., Maintaining Strong..., Sales, Management, Finance, Indirect Sales Channels

Education
International Business College   1997 — 1998
Diploma

Experience
Fuller Theological Seminary  March 2014 - Present
ANN INC.  August 2010 - September 2014
OneWest Bank  October 2013 - February 2014
Horizon Bank   August 2010 - August 2013
Gull Lake Ministries  August 2008 - May 2009

Skills
Sales, Customer Service, Microsoft Excel, Microsoft Office, Teamwork, Conference Coordination

Education
Bethel College   2005 — 2009
Bachelor of Business Administration (B.B.A.), Minor in Finance

Experience
Horizon Bank   September 2013 - Present
Heartland Community Bank  September 2013 - Present
Heartland Community Bank  August 2010 - September 2013
Klesk Family   February 2010 - August 2010
Ivy Tech Community College  August 2007 - August 2010
University Heights Health and Living Community   August 2008 - February 2010
Papa John’s Pizza  March 2007 - July 2008
Old Time Pottery  May 2006 - December 2006

Skills
Customer Service, Marketing, Microsoft Office, Sales, Team Building

Education
Indiana Wesleyan University
Master of Business Administration, Health Care Administration

Indiana University
Bachelor of Science, Tourism, Conventions, Event Management

Ball State University
Hospitality and Restaurant Management

Experience
Sarah Postma Photography LLC   January 2006 - Present
Chicago Botanic Garden  January 2011 - December 2013
Horizon Bank   February 2005 - November 2007
Donette Studio   August 2003 - February 2005

Skills
Social Networking, Social Media, Wedding Photography, Lifestyle Photography, Portrait Photography, Wedding Photojournalism, Photos, Portraits, Photography, Digital Photography, Photoshop, Customer Service, Blogging

Education
Aquinas College   1999 — 2003
Bachelor of Arts (B.A.), Sociology and Spanish

Experience
Apptio  May 2012 - Present
Vertafore  February 2011 - May 2012
JPMorgan Chase  December 2008 - February 2011
Accenture  April 2005 - December 2008
Horizon Bank   November 2001 - April 2004
US Bank  April 1999 - December 2000

Skills
Business Analysis, Organizational..., Management, Training, Coaching, Training Delivery, Leadership, Business Intelligence, Business Process..., Change Management, Consulting, Enterprise Software, Human Resources, Process Improvement, Product Development, Program Management, Project Management, SaaS, Vendor Management

Education
Antioch University Seattle   1999 — 2001
MA, Organizational Development

Experience
Horizon Bank   January 2014 - August 2014

Skills
Organization Skills, Strategic Planning, Problem Solving, Leadership, Microsoft Excel, Microsoft Word, Microsoft Office, Event Planning, Public Speaking, Social Networking

Education
Indiana University Bloomington   2014 — 2018
Finance, General

Experience
Aiva Décor & Remodeling   September 2009 - Present
Fifth Third Mortgage  January 2005 - June 2010
Fifth Third Bank  January 1998 - March 2004
Daisy Fresh Cleaning Services   January 1995 - December 1997
Bank One  September 1994 - December 1994
Horizon Bank   April 1994 - September 1994
GMAC Mortgage  October 1993 - April 1994
National City Bank  June 1985 - October 1993
The Art Works   June 1984 - May 1985

Skills
Interior Design, Home Decor, Custom Remodeling, Kitchen & Bath Design, Bathrooms, Bedrooms, Color Theory, Color Schemes, Furniture, Cabinetry, Plumbing, Home Accessories, Style Guides, Style Consulting, Flooring, Floor Plans, Lighting Design, Wall Decor, Wallpaper, Painting, Texture Painting, Tiling, Home Staging, Cost Management, Construction, Demolition, Customer Service, Public Speaking, Real Estate, Leadership, Management, Investment Properties, Team Building, Marketing, Entrepreneurship, Renovation, Mortgage Lending, Residential Homes

Education
Ohio Institute of Photography and Technology   2003 — 2004
Associate's degree

Long Beach City College   1982 — 1984
Associate of Arts (A.A.)

Experience
Pines Village Retirement Communities   October 2013 - Present
Horizon Bank   June 2002 - May 2013
Horizon Bank   August 1997 - June 2002
Spiegel Outlet   June 1995 - June 1997
Bugle Boy Outlet   June 1994 - June 1995
The Wackenhut Corporation  June 1993 - June 1994

Skills
Risk Management, Operations Management, Management, Process Improvement, Budgets, Team Leadership, Banking, Team Building, Customer Service, Change Management, Leadership, Portfolio Management, Account Management, Business Development, Facilities Management, Sales, Training, Negotiation, Security, Time Management, Process Scheduler, Strategic Planning, Analysis, Project Management, Administration, CRM, Performance Management, Employee Relations, Facilities Operations, Employee Training, Business Planning, Coaching, Building Maintenance, Contract Management

Education
California State University-Fullerton
Bachelor's degree, Criminal Justice/Law Enforcement Administration

Experience
AT&T  January 2015 - Present
City of Gary  October 2013 - January 2015
City of Gary  March 2012 - October 2013
Horizon Bank   July 2011 - March 2012
The New Day Task Force   July 2011 - December 2011
Civic Consulting Alliance  August 2010 - January 2011
Institute for Justice Clinic on Entrepreneurship  January 2010 - June 2010
Neal, Gerber & Eisenberg LLP   June 2009 - August 2009
Federal Community Defenders, ND-Indiana   July 2008 - September 2008
McDermott Will and Emery  June 2008 - July 2008

Skills
Non-profits, Strategic Planning, Research, Public Policy, Legal Research, Public Speaking, Mergers, Legal Writing, Policy Analysis, Microsoft Office, Employee Benefits, Policy, Microsoft Excel, Mediation, Insurance, Valuation, Government, Due Diligence, Analysis, Risk Management, Nonprofits, Leadership, Entrepreneurship, Mergers & Acquisitions, Budgets, Negotiation, Management, Investments, Accounting, Consulting, Finance, Fundraising

Education
University of Chicago Law School   2007 — 2010
Juris Doctor

Butler University   1999 — 2003
BA

Experience
Horizon Bank   July 2014 - Present
REAL Help Foundation   August 2014 - Present
Bridges out of Poverty  September 2012 - Present
Lake Michigan College  January 2011 - Present
Midwest Family Broadcasting  August 1997 - Present
Siena Heights University  August 2011 - Present
United Way of Southwest Michigan  August 1995 - Present
Various  January 1980 - Present
First Church of God  1994 - Present
Northcentral University  2012 - 2015

Skills
Leadership Development, Leadership, Program Development, Organizational..., Training, Strategic Planning, Team Building, Nonprofits, Customer Service, Public Speaking, Non-profits, Management, Teaching, Change Management, Marketing, Recruiting, Workshop Facilitation, Research, Career Development, Public Relations, Time Management, Advertising, Coaching, Employee Engagement, Event Planning, Analysis, Business Development, Problem Solving, Community Outreach, Process Improvement, Social Media, Social Networking, Management Consulting, Higher Education, Small Business, Staff Development, Writing, Executive Coaching, Mortgage Lending, Mentoring, Employee Relations, Administration, Education, System Administration, Conflict Resolution, Sales, Large Group Facilitation, Customer Relations, Engagement, Interviews

Education
Northcentral University   2013 — 2016
Doctor of Business Administration (PhD), Industrial and Organizational Psychology, 4.0

Siena Heights University   2008 — 2011
MA, Organizational Leadership

Grand Valley State University   1980 — 1982
Improvisational Theatre

Experience
Horizon Bank   March 2013 - Present
Horizon Bank, SSB   May 2011 - March 2013
Wells Fargo  January 2010 - May 2011
Wachovia Bank  November 2007 - January 2010

Skills
Commercial Lending, Loans, Banking, Commercial Banking, Lines Of Credit, Loan Origination, Credit, Consumer Lending, Small Business Lending, Commercial Mortgages, Retail Banking

Education
Amarillo College   1981 — 1982

Experience
Independent Bank of Austin   July 2013 - Present
Joseph Companies   January 2006 - Present
Green Bank NA   October 2010 - July 2013
Horizon Bank   December 2007 - September 2010
Horizon Bank   December 2007 - September 2010

Skills
Banking, Business Development, Commercial Banking

Education
Baylor University - Hankamer School of Business   2007 — 2009
MBA, Business Administration and Management, General

The University of Texas at Austin   2000 — 2004
Bachelor of Arts (BA), Economics

Experience
1st Source Bank  December 2011 - Present
Horizon Bank   2010 - December 2011
Hewitt Associates  2006 - 2008
Old Kent Bank/Fifth Third   1979 - 2004

Education
Aquinas College   1981 — 1983
Masters, Business management

Hillsdale College   1972 — 1976
BLS, History

Saint Joseph High School   1969 — 1972
college prep

Experience
Principal Financial Group  December 2011 - Present
Morgan Stanley Smith Barney  July 2010 - November 2011
Morgan Stanley  July 2007 - September 2010
Horizon Bank   2007 - 2007
M&I Home Lending Solutions  2002 - 2005

Education
Colorado Technical University   2008 — 2009
Bachelors, Business Management (Finance)

Colorado Technical University   2006 — 2008
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General

East Greene High School   1998 — 2001
High School Diploma, High School/Secondary Diplomas and Certificates

Experience
Target Enviro Products   May 1998 - Present
Horizon Bank   February 2003 - September 2005
Whirlpool Corporation  August 1987 - November 1994
Corporation  August 1965 - July 1984
Whirlpool Corporation  July 1957 - August 1965

Skills
New Business Development, Business Development, Product Development, Sales Operations, Sales, Account Management, Business Strategy, Strategic Planning, Strategy, Contract Negotiation, Management, Salesforce.com, Negotiation

Education
Central Michigan University   1984 — 1988
Bachelor of Business Administration (BBA), Management Science, Graduated with Honors.

Benton Harbor High School   1954 — 1957
Math and Science, Pre-Engineering

Experience
Horizon Bank   August 2014 - Present
Home Bank SB  April 2013 - August 2014
First Financial Bank  July 2012 - April 2013
BMO Harris Bank  December 2011 - July 2012
M&I Bank  July 2006 - December 2011

Skills
Small Business Lending, Treasury Management, Banking, Credit, Loans, Cross Selling, Small Business, Commercial Lending, Business Relationship..., SBA, Business Development, Mortgage Lending, Lines Of Credit, Commercial Banking, Credit Cards, Leadership, Sales, Customer Service, Consumer Lending, Branch Banking, Credit Analysis, Retail Banking, Deposits, Loan Origination, Commercial Mortgages, Relationship Management, Mortgage Banking, Credit Risk, Underwriting, Cash Management, Refinance, Home Equity Lines of..., Construction Loans, Portfolio Management, Branch Management, Home Equity Loans

Education
Indiana University-Purdue University at Indianapolis   2002 — 2006

HSE

Hamilton Southeastern

University of Phoenix
Management, Business, Management, Marketing, and Related Support Services

Experience
Aequor Technologies  January 2011 - Present
Professional Services Group Central New Jersey   November 2009 - January 2011
Johnson and Johnson  July 2010 - August 2010
Starpoint Solutions  February 2006 - October 2009
Corporate Search, Morristown NJ   June 1988 - February 2006
Horizon Bank   January 1984 - June 1988

Skills
Staffing Augmentation, Information Technology, Customer Loyalty, Brand Loyalty, Retail, Staff Augmentation, Pharmaceutics, Finance, Technical Recruiting, Talent Acquisition, Screening, Recruiting, Applicant Tracking..., Sourcing, Temporary Placement, Onboarding, Networking, Interviews, Benefits Negotiation, Human Resources, Vendor Management, SDLC, Management, Training, Contract Recruitment, Staffing Services, Internet Recruiting, Hiring, Resume Writing, Business Analysis, Consulting, Talent Management, Workforce Planning, Screening Resumes, IT Recruitment, Search, Cold Calling

Education
Fairleigh Dickinson University   2005 — 2005
Certificate, Human Reources Professional Development

Bloomfield College   1980 — 1982
BS, Business Administration

Experience
Horizon Bank   February 2013 - Present
Star Fleet Trucking Inc.   January 2011 - January 2013
Sullair Corporation  September 1987 - April 2009
Sullair Corportaion   September 1987 - April 2009
Viking Foods (Now - Roundy's Supermarkets, Muskegon, MI   July 1980 - September 1987
Jones Transfer Company   April 1978 - July 1980

Skills
MS Project, JD Edwards, ERP, RPG, SQL, Microsoft SQL Server, Analysis, Manufacturing, Troubleshooting, Program Management, Visual Studio, Project Management, Visual Basic, Testing, Access, Windows

Education
Bowling Green State University   1975 — 1978
Associates, Business Administration, Computer Science Technology

Experience
Comfort Keepers of LaPorte   April 2014 - Present
Golden Living  June 1999 - April 2013
Horizon Bank   April 1997 - May 1999
Quality Auto Stop, Inc.   1990 - 1998

Skills
Managed Care, Healthcare, Home Care, Marketing Strategy, Team Building, Medicare, Elder Care, Physicians, Strategic Planning, Cardiology, Medicaid, Nursing, Healthcare Information..., Patient Education, Critical Care, EMR, Epic Systems, EHR, Patient Safety, Wound Care, Healthcare Management, Healthcare Consulting, Medicine, Account Management, Strategic Communications, Public Relations, Sales, Physician Relations

Education
Indiana University South Bend   1993 — 1995
General Studies, Psychology and Women's Issues

Experience
FDIC for Great Southern Bank   June 2014 - October 2014
River Valley Bancorp   August 2013 - July 2014
Valley Bank, Freedom Bank, and Valley Bank Florida   April 2008 - July 2014
Horizon Financial Services Corporation (Horizon Bank)   April 2008 - June 2012
Horizon Bank   May 2003 - April 2008
Glaco Inc   April 2000 - May 2003
Horizon Federal Savings Bank   May 1994 - April 2000

Skills
Banking, Management, Customer Service, Process Improvement, Strategic Planning, Team Building, Cash Management, Disaster Recovery, Retail Banking, Accounting, Microsoft Office, Portfolio Management, Finance, Budgets, Program Management, Vendor Management, Human Resources, HR Policies, Team Leadership, Office Management, Compliance, Project Management, Mergers & Acquisitions, Facilities Management, Information Security, Information Technology, Executive Management, Senior Executive..., Vendor Contracts, IT Management, IT Operations, Information Security..., Data Processing, Regulatory Requirements, Regulatory Examinations

Education
William Penn University   2006 — 2008
BA, Business Management

Indian Hills Community College   1992 — 1994
AA, Business Admin

Knoxville High School   1989 — 1992

Experience
Horizon Bank   December 2013 - Present
Greater Pittsburgh Area  August 2012 - December 2013
Mizrahi, Inc.   March 2013 - October 2013
Fifth Third Bank  June 2005 - 2012
Fifth Third Bank  December 1995 - June 2005
Fifth Third Bank  1989 - 1995
Fifth Third Bank  June 1987 - April 1989

Skills
Sales Management, Strategic Planning, Talent Developer, Customer Experience, Non-profit Leadership, Employee Recognition, Talent Acquisition, Customer Acquisition, Building High..., Team Building, Entrepreneurship, Relationship Developer, Building Relationships, Consumer Lending, Change Management, Retail Banking, Collaborative Leadership, Credit, Small Business Lending, Loans, Banking, Management, Customer Service, Start-ups, Commercial Lending, Leadership, Finance, Small Business, Advertising, Commercial Banking, New Business Development, Marketing, Sales, Coaching, Relationship Management, Recruiting, Leadership Development, Marketing Communications, Program Management, Online Marketing

Education
Xavier University   1989 — 1993
MBA, Tax

DePauw University   1983 — 1987
BA, Economics & Spanish

Leadership Pittsburgh Inc. XXII
Greater Pittsburgh

Experience
Smith Donovan Marketing & Communications   2011 - Present
Mindbend, Inc.   August 1997 - December 2010
Horizon Bank   1994 - 1997

Skills
Adobe Creative Suite, Outdoor Advertising, Direct Mail, Editing, Marketing Strategy, Creative Strategy, Digital Strategy, Direct Marketing, Marketing Communications, Video Production, Advertising, Media Strategy, Copywriting, Video, Entertainment

Education
Indiana University-Northwest   1990 — 1993
Bachelor of Arts (BA), Fine Arts, Anthropology

Experience
Horizon Bank   April 2006 - Present
MFB Financial n/k/a Mutual Bank   April 2003 - April 2006
Environmental Test Systems, a division of Hach, a Danaher Company   June 1995 - March 2003

Skills
Credit, Leadership, Commercial Lending, Banking, Consumer Lending, Strategic Planning, Financial Analysis, Program Management, Loans, Sales, Investments, Business Development, Real Estate, Cash Management, Small Business Lending, Portfolio Management, Commercial Real Estate, Mortgage Lending, Underwriting, Management, Negotiation, Credit Analysis, Public Speaking, FHA

Education
Indiana University

Indiana University Bloomington
Bachelor of Science (Finance), Finance

Experience
Verizon Wireless @ All Budgets Cellular   October 1994 - October 2014
Transcapital Fiscal Systems   1984 - 1993
Horizon Bank   1979 - 1984
Beneficial Finance Company  1976 - 1979

Skills
Account Management, Customer Retention

Education
County College of Morris   1973 — 1980
Various Certifications, Business Adminstration & Banking

Experience
Umpqua Bank  November 2014 - Present
Landmark Professional Mortgage - LPMC NMLS 856735   December 2011 - November 2014
Ovation Home Loans  December 2010 - November 2011
Paramount Equity Mortgage  February 2010 - January 2011
Horizon Bank   January 2009 - January 2010
Republic Mortgage  March 2008 - January 2009
Accredited Home Lenders  2007 - 2007
First Horizon Home Loans  February 2005 - September 2006

Skills
Mortgage Lending, FHA, USDA, VA, Purchase, Conventional, Credit, First Time Home Buyers, Reverse Mortgages, Investment Properties, HUD, Jumbo Mortgage, Loans, HomePath, FHA financing, VA loans, Residential Mortgages, Mortgage Banking, Financial Services, Residential Homes, Financial Structuring, Refinance, Finance, Credit Analysis, Debt Consolidation, Construction Loans, 203K, Loan Origination, Certified Mortgage..., Real Estate Economics, Home Equity Loans, Real Estate, Investors, Government Loans, Mortgage Marketing, Underwriting, Investments, Banking, Mortgage Underwriting, Real Estate Financing, Consumer Lending, Commercial Lending, Commercial Mortgages, FHA Financing, Loss Mitigation, VA Loans

Education
State University of New York at Binghamton   1986 — 1990
BA

Experience
Ruoff Home Mortgage  July 2015 - Present
Horizon Bank   November 2013 - July 2015
PNC Mortgage  April 2011 - November 2013
PNC Financial Services Group  June 2009 - April 2011
Bank of America Home Loans  November 2007 - June 2009
Bank of America  April 2005 - November 2007
Limited Brands - Express Men   1998 - 2005

Skills
Loans, Mortgage Lending, Banking, Refinance, Credit Analysis, Loan Origination, Investment Properties, Sales, Marketing, Finance, Strategic Financial..., Social Media, Creative Problem Solving, Leadership, Credit Cards, Real Estate, Entrepreneurship, Credit, FHA, Mortgage Banking, Residential Mortgages, Financial Services, VA loans, USDA, Referrals, Small Business, Training, FHA financing, Consumer Lending, Government Loans, FHA Financing, VA Loans

Education
Florida Atlantic University   1998 — 2004
BA, Marketing, Management

Experience
Centier Bank  June 2007 - Present
BMO Harris Bank  November 2001 - June 2007
Horizon Bank   December 1997 - October 2001

Skills
Financial Analysis, Private Banking, High Net Worth..., Investment Management, Trust Services, Trust Management, Strategic Financial..., Asset Management, Budgets, Retail Banking, Investments, Estate Planning, Trusts, Mutual Funds, Asset Allocation, Securities

Education
Indiana University - Kelley School of Business   1987 — 1991
BS, Accounting

ABA National Graduate Trust School
Certified Trust & Financial Advisor, Trust Administration

Experience
Interra Credit Union  September 2015 - Present
Horizon Bank   October 2014 - September 2015
Lake City Bank  November 2013 - October 2014
Lake City Bank  May 2012 - November 2013
KeyBank  August 2011 - May 2012

Skills
Credit Analysis, Customer Service, Credit Risk, Commercial Banking, Branch Banking, Credit, Banking, Retail Banking, Commercial Lending, Small Business Lending, Cross Selling, Loans, Financial Analysis, Lines Of Credit, Commercial Mortgages

Education
Indiana University South Bend   2012 — 2017
Master of Business Administration (MBA), Concentration in Finance

Purdue University   2007 — 2011
Bachelor of Arts (B.A.), Philosophy

Experience
Horizon Bank   August 2015 - Present
NeighborWorks Waco   September 2012 - July 2015
Wells Fargo  January 2011 - May 2012
BCBG MAXAZRIA GROUP  September 2010 - January 2011
BCBG MAXAZRIA GROUP  May 2008 - September 2010

Skills
Marketing Communications, Marketing, Marketing Strategy, Social Media, Social Media Marketing, Advertising, Management, Strategic Planning, Customer Service, Branding & Identity, Adobe Creative Suite, Event Planning, Art Direction, Public Relations, Public Speaking, Market Research, Creative Strategy, Operating Budgets, Digital Marketing, Photography, Communication, Analytical Skills, Sales, Wacom Tablet, Graphic Design, Grassroots Marketing, Guerrilla Marketing, Content Development, Website Administration

Education
Baylor University   2006 — 2010
Bachelor of Business Administration (B.B.A.), Marketing, Corporate Communication concentration

Experience
First Midwest Financial Network   May 2006 - Present
Horizon Bank   June 2003 - October 2005
Fifth Third Bank  April 2002 - June 2003
Fidelity Investments  September 1996 - April 2002
The Times of Northwest Indiana  1990 - 1992

Skills
Investment Advisory..., Wealth Management, Retirement Planning, Fixed Income, Municipal Bonds, Stocks, Life Insurance, Mutual Funds, Financial Markets

Education
Loyola University of Chicago
Master of Business Administration (M.B.A.), Marketing/Marketing Management, General

Purdue University Calumet
Bachelor of Science (B.S.), Business Administration and Management, General

Thornton Community College
Associate's degree, Biology, General

Thornton Fractional South HS / Lansing Illinois   1979 — 1982
Diploma, College Prep

Experience
Horizon Bank   September 2014 - Present
First Financial Bank  2009 - 2014
First Financial Bank  2007 - 2009
Strack & Van Til  November 2006 - July 2007
Citizens Financial Bank  August 2004 - November 2006
Bank Calumet  June 2000 - August 2004

Skills
Retail Banking, Customer Service, Sales, Consumer Lending, Coaching, Finance, Cross Selling, Credit Analysis

Education
Brown Mackie College-Merrillville
Associate's degree, Business Management

Experience
Horizon Bank   November 2014 - Present
Royal United Mortgage  February 2013 - November 2014
Blu Moon Cafe   March 2010 - February 2013
Pac Marketing   March 2009 - June 2009
Enterprise Rent-A-Car  May 2007 - February 2009
CG Painters, LLC   September 2006 - March 2007

Skills
Sales, Event Management, Customer Service, Team Leadership, Marketing Strategy, Daily Operations..., Problem Solving, Goal Oriented, Territory..., Networking, Strategic Planning, New Business Development, Loans, Account Management, Customer Satisfaction, Leadership, Sales Management, Management

Education
Indiana University Bloomington   2001 — 2005
Bachelor of Arts (B.A.), Criminal Justice

Indiana University Bloomington   2001 — 2005
Bachelor of Arts (B.A.), Biology, General

Experience
Horizon Bank   April 2014 - Present
Lansing Regional Chamber of Commerce  July 2014 - Present
Summit Community Bank of Michigan  February 2009 - March 2014
First National Bank of America  May 2007 - January 2009

Skills
Loans, Credit, Commercial Lending, Credit Analysis, Commercial Banking, Mortgage Lending, Banking, Small Business Lending, Portfolio Management, Financial Analysis, Loan Origination, Commercial Mortgages, Risk Management, Refinance, FHA, Underwriting

Education
Michigan State University   2003 — 2007
Bachelor of Arts, Finance

Experience
The Boeing Company  April 2007 - Present
Wing Chun Washington   July 1999 - Present
KeyBank  April 2003 - December 2006
Horizon Bank   December 2001 - March 2003

Skills
Aerospace, Aircraft, Aircraft Maintenance, Aviation, Airworthiness, Composites, Banking, Retail Banking, Investment Banking, Martial Arts, Project Management

Education
Edmonds Community College   2008 — 2011
Associate's degree, Business Administration and Management, General

Waipahu High School   1979 — 1983
Diploma, General Studies

Experience
PrimeLending, A PlainsCapital Company  June 2015 - Present
Devon Title Agency  December 2013 - May 2015
Horizon Bank   May 2012 - November 2013
Fifth Third Bank  April 2007 - March 2012
AmeriFirst Home Mortgage  2002 - 2007
First American Title  2004 - 2005

Skills
Mortgage Lending, Residential Mortgages, Refinance, Mortgage Banking, FHA, Loan Origination, USDA, Loans

Education
Kalamazoo Valley Community College   2000 — 2002

Kalamazoo Christian High School   1996 — 2000

Experience
Horizon Bank   March 2013 - Present

Skills
Liability, Claim, Casualty, Insurance, Microsoft Office, Workers Compensation, Structured Settlements, Fixed Annuities, Legal Liability, Claims Management, Life Insurance, Risk Management, Underwriting, Customer Service, Loans, Mortgage Lending, Banking, Credit

Education
Kaplan College-Hammond   2006 — 2007
Associate's degree

Experience
Horizon Bank   1999 - Present

Skills
Marketing, Social Media Marketing, Digital Marketing, Marketing Strategy, Social Media, Advertising

Education
Ball State University - College of Business   1986 — 1990
Bachelors Degree, Business

Jimtown High School   1983 — 1986
Diploma, Business, Marketing

Experience
MidFirst Bank  October 2014 - Present
Horizon Bank   August 2008 - July 2014
Harris Bank  July 2007 - August 2008
Fifth Third Bank  2005 - 2007
Fifth Third Bank  2004 - 2005

Skills
Banking, Cash Management, Treasury Management, Remote Deposit Capture, ACH, Merchant Services, Internet Banking, Consumer Lending, Cross Selling

Education
Indiana University Bloomington   1986 — 1990
B.A., Journalism, Political Science

North High School

Experience
Horizon Bank   September 2009 - Present
Bank Of America  December 1998 - September 2009

Skills
Refinance, Mortgage Lending, Finance, Short Sales, FHA, Loan Origination, Loans, Mortgage Banking, USDA, FHA financing, Commercial Lending, VA loans, Credit, Construction Loans, Residential Mortgages

Education
Alfred University   1989 — 1993
Business Administration

Experience
Horizon Bank   June 2010 - Present
Michigan Commerce Bank  February 2001 - June 2010

Skills
Small Business Lending, Commercial Lending, Loans, Commercial Banking, Credit, Construction Loans, Banking, Mortgage Lending, Commercial Mortgages, Cash Management, Credit Analysis, Underwriting, Financial Analysis, Refinance, Treasury Management, Consumer Lending, SBA, Credit Unions, Lines Of Credit, Loan Origination, Real Estate, Branch Management, Mortgage Banking, Retail Banking, Cross Selling, Portfolio Management, FHA, Leadership

Education
Adrian College   1984 — 1988
Bachelor of Arts (B.A.), International Business-Finance

Flushing High School   1981 — 1983

Experience
Gurley Leep Honda   January 2015 - Present
Horizon Bank   April 2014 - January 2015
Old National Bank  December 2012 - April 2014
KeyBank  January 2007 - December 2012
Preferred Pontiac Chevrolet   January 2005 - January 2007

Skills
Sales Management, Management, Banking, Commercial Banking, Automotive, Employee Training, Finance, Credit, Cash Management, Sales, Portfolio Management, Commercial Lending

Education
Goshen College   1996 — 1997
Communication, General

Glen Oaks Community College   1993 — 1995
Associate’s Degree, Business Administration and Management, General

Experience
Heritage Bank NW  May 2014 - Present
Whidbey Island Bank  May 2013 - May 2014
Whidbey Island Bank  November 2010 - April 2013
Washington Federal Savings  January 2010 - November 2010
Horizon Bank   May 2003 - January 2010
Brigham Young University Office of IT  September 2002 - May 2003
Brigham Young University Office of IT  January 2002 - September 2002
Brigham Young University Student Life Computer Support   April 1995 - January 2002
Brigham Young University, University Computing Services   January 1993 - April 1995

Skills
VMware, SQL, Active Directory, Linux, Troubleshooting, Windows, System Administration, Microsoft Exchange, Network Security, Servers, Network Administration, Perl, Security, Operating Systems, HTML, Cisco VoIP, Cisco Technologies, Databases, Network Monitoring Tools, Telecommunications..., Telecommunications...

Education
Brigham Young University   1987 — 1999
BS

Experience
Honor Credit Union  November 2014 - Present
Horizon Bank   June 2014 - September 2014
Doherty Administrative Services   2009 - June 2014
Northwestern Bank  February 2009 - September 2009
nueflor   March 2008 - February 2009
Fifth Third Bank  June 1987 - June 2007

Skills
Mortgage Lending, Strategic Planning, Banking, Team Building, Management, Leadership, Budgets, Public Speaking, Customer Service, Finance, Coaching, New Business Development, Sales

Education
Western Michigan University - Haworth College of Business   1989 — 1993
MBA, Finance

Michigan State University   1978 — 1982
BS, Animal Science

Alma High School   1975 — 1978

Experience
First Financial Bank  May 2015 - Present
Horizon Bank   July 2013 - April 2015
KeyBank  December 2003 - July 2013
Union Planters Bank  January 1993 - January 2003

Skills
Commercial Banking, Financial Structuring, Mergers & Acquisitions, Strategy, Cash Flow, Credit, Strategic Planning, Finance, Small Business, Loans, Banking, Real Estate, Financial Analysis, Management, Sales, Negotiation, Small Business Lending

Education
Anderson University   2001 — 2003
Masters Degree, Business Administration

Wabash College   1988 — 1992
Bachelor of Arts, Economics

Experience
Peoples Bank SB  September 2013 - Present
Standard Bank and Trust  October 2010 - August 2013
Horizon Bank   May 2004 - October 2010
Charles J. Gries & Company LLP   1994 - 1995

Skills
FHA, Mortgage Lending, Loans

Education
DePaul University   1992 — 1994
BA, Accounting

Eastern Illinois University   1990 — 1992

Experience
1st Source Bank  March 2000 - Present
Horizon Bank   September 1998 - February 2000

Skills
Banking, Loans, Financial Analysis, Cash Management, Risk Management, Finance, Financial Modeling

Education
Indiana University South Bend

Experience
Opus Bank  July 2011 - July 2012
Horizon Bank   May 2009 - April 2010
Washington Mutual  1989 - 2008

Skills
Consumer Lending, Small Business Lending, Loans, Credit, Mortgage Lending, Banking, Mortgage Banking, Loan Origination, Commercial Lending, Credit Analysis, Retail Banking, Commercial Banking, Refinance, Branch Management

Education
Everett Community College   1985 — 1987
Associates, Liberal Arts

Experience
Horizon Bank   January 2012 - Present
Horizon Bank   June 2010 - March 2012
Michigan Commerce Bank  March 2009 - July 2010
Portage Commerce Bank   February 2005 - March 2009
National City Bank  1984 - 2004

Skills
Credit, Commercial Banking, Underwriting, Commercial Lending, Credit Administration, Credit Analysis, Small Business Lending, Middle Market, Portfolio Management, Banking, Real Estate, Loans, Treasury Management, SBA, Loan Origination, Commercial Mortgages, Consumer Lending, Mortgage Lending, Refinance, Lines Of Credit, Cash Management, Construction Loans, Credit Risk, Mortgage Banking, Asset Based Lending, Cross Selling

Education
Michigan State University   1978 — 1982
BA, Financial Administration

Western Michigan University
MBA, Finance

Experience
Frontier Bank  March 2004 - Present
Horizon Bank   October 2002 - March 2004

Education
Boise State University   1969 — 1973
B.A., English & Secondary Education

Experience
Horizon Bank   June 2009 - Present
Keilman Business Consulting   January 2008 - January 2009
United Fixtures Interlake  April 2000 - December 2007
United Fixtures Company  April 2000 - December 2007
Towne Air Freight  October 1996 - April 2000

Skills
Windows Server, Project Management, Networking, Unix, Computer Hardware, Routers, Security, VoIP, WAN, Infrastructure, System Administration, Windows, Troubleshooting, Blackberry Enterprise..., Data Center, Management, Switches, LAN-WAN, Information Technology, Windows Administration, Cisco Technologies, Disaster Recovery, Network Design

Education
University of Phoenix   2005 — 2007
Bachelor of Science - Not Completed, Computer Science

Andrews University   1993 — 1996
Bachelor of Science - Not Completed, Computer Science

Experience
Jamberry  August 2015 - Present
Dr. Margarethe McLeod, ND   October 2012 - September 2014
Natural Wellness Center, Honolulu HI   September 2011 - September 2012
Bastyr University  January 2011 - March 2011
PCC Natural Markets  June 2004 - June 2006
Community Food Co-op  March 2000 - June 2004
Horizon Bank   May 1997 - January 2000

Skills
Alternative Medicine, Customer Service, Holistic Health, Chronic Illness, Teamwork, Public Speaking, Diabetes, Clinical Research, Cpr Certified, Nutritional Counseling, Medical Diagnostics, Patient Counseling, Sleep Disorders, Headaches, Fibromyalgia, Chronic Fatigue, Energy Healing, Phlebotomy, CPT, Vital Signs, Pain Management, Wellness, Prevention, Supplements, Healing, Nutrition

Education
Bastyr University   2006 — 2011
Bachelor of Science (BS), Psychology and Human Biology

Bastyr University   2004 — 2011
Doctor of Naturopathic Medicine, Naturopathic Medicine/Naturopathy

Experience
Arvest Bank  May 2013 - Present
First Fidelity Bank  May 2011 - April 2013
City National Bank  February 2010 - June 2011
Merrill Lynch  April 2004 - September 2005
JPMorgan Chase  April 1996 - April 2004
Horizon Bank   July 1992 - December 1995
Horizon Bank   March 1989 - April 1991

Skills
Banking, Loans, Insurance, Financial Planning, Sales Management, Credit, Investments, Credit Analysis, Strategic Financial..., Cash Management, Commercial Lending, Series 7, Investment Advisory, Consumer Lending, Commercial Banking, Customer Service, Finance, Leadership, Mortgage Lending, Retail Banking, Small Business Lending, Treasury Management

Education
Indiana Wesleyan University   1999 — 2001
Bachelor of Science, Business Administration

Duncan High School

Experience
Horizon Bank   June 2012 - Present
Indiana Bank & Trust Company  October 2007 - June 2012
Fifth Third  2001 - 2007
Wells Fargo Bank  January 1998 - August 2001
Banc One Corporation  May 1975 - September 1997

Skills
Treasury Management, Commercial Banking, Sales Management, Finance, Banking, Treasury, Financial Services, Strategy, Product Management, Customer Service, Management, Merchant Services, Cash Management, Pricing, Risk Management, Credit Analysis, Net New Revenue..., Consultative Sales, Product Management and..., Stellar Customer..., Non Profit Commercial..., Foreign Exchange..., Trade Finance, Credit, Commercial Lending

Education
Indiana University - Kelley School of Business   1973 — 1975
M.B.A., Finance

Taylor University   1969 — 1973
B.A., Business Administration

Experience
Horizon Bank   March 2015 - Present
Macy's  March 2011 - March 2015
Chase  April 2006 - December 2009
Horizon Bank   December 2004 - April 2006
Fifth Third Bank  February 2004 - December 2004
Wells Fargo  January 1994 - March 2003

Skills
Customer Satisfaction, Team Leadership, Retail Banking, Hiring, Training, Customer Service, Retail, Inventory Control, Customer Retention, Customer Experience, Inventory Management, Loans, Credit, Operations Management, Time Management, Credit Scoring, Auditing, Merchandising, Employee Training, Management

Education
Howard Community College   1988 — 1990
Certification, Microcomputer Applications

Howard Community College

Experience
Northwest Plan Services, Inc.   May 2015 - Present
Reischling Press Incorporated  October 2014 - January 2015
Alaska Liquor Store   April 2014 - September 2014
Reischling Press Incorporated  October 2013 - December 2013
Amazon  May 2011 - June 2013
Stork Craft Manufacturing Inc.  January 2011 - May 2011
T-Mobile  October 2010 - December 2010
La Junta de Extremadura   October 2009 - May 2010
Horizon Bank   July 2008 - September 2009
Children's House International   June 2008 - August 2008

Skills
Spanish, Management, Customer Service, Translation, Microsoft Office, Inventory Management, Public Speaking, Leadership, Sales, Training, Retail, German, Typing, PowerPoint, Microsoft Word, Microsoft Excel, Event Planning, Data Entry, Team Leadership, Social Media, Research, Analysis, Marketing Strategy, Team Building, Recruiting, Project Management

Education
Western Washington University   2005 — 2009
Bachelor of Arts; Bachelor of Arts, Business Administration; International Business; German and Spanish

Green River Community College   2004 — 2004
High School Diploma, High School Education

Tahoma Senior High School   2000 — 2003
N/A, High School Education

Experience
Unique Truck Equipment   January 2014 - Present
Unique Truck Equipment   August 2003 - December 2013
DFCU Financial  2001 - 2003
Horizon Bank   1997 - 2001
CIT  1995 - 1997

Skills
Leadership Development, Strategic Planning, Team Leadership, Sales, Marketing, Negotiation, Product Management, Financial Reporting, Business Process..., Financial Risk, Cross Selling, Finance, Leadership, Business Development, Human Resources

Education
Calvin College   1991 — 1995
B.A., Business Administration

South Christian High School   1988 — 1991
College Prep

Experience
Horizon Bank   July 2014 - Present
C&M Liquors   October 2010 - July 2014
ABN AMRO Bank N.V.   1994 - 2009

Skills
Banking, Commercial Banking, Customer Service, Customer Support, Teamwork, Microsoft Office, Managed Money, Accounting, Time Management, Financial Analysis, Microsoft Word, Finance, Coaching, Accounts Receivable

Education
Indiana Wesleyan University   2015 — 2017
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Ivy Tech Community College-Northwest   2014 — 2015
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General

Experience
Contemporary Design, LLC   Design ConsultantDivco ConstructionOctober 1999 - April 2004
Horizon Bank   July 1988 - August 1996

Education
University of Illinois at Chicago   1984 — 1986
MBA, Accounting

Chicago State University
BA, Art Education

Experience
Manasota Group   September 2010 - Present
Horizon Bank   February 2005 - September 2010

Skills
Financial Analysis

Education
Cleary University
BBA, Accounting

University of Michigan
AB ED

Experience
Cornerstone Home Lending  February 2010 - Present
Bank of America  May 2009 - February 2010
Horizon Bank   October 2007 - November 2008
First Horizon Wholesale   April 2004 - November 2008
Coastal Community Bank  March 2001 - December 2003
Washington Mutual  April 1996 - February 2001

Education
Lake Washington Institute of Technology

Experience
Horizon Bank   November 2014 - Present
Swanson Center  June 2013 - November 2014
Michigan City Area Schools  March 2008 - June 2012
Family & Comunity Services/Madison Center   1999 - 2006
Sprague Devices   1998 - 1999

Skills
Microsoft Excel, RDS, Microsoft Word, 10 Key, Microsoft Office, Human Resources, Accounts Payable, Invoicing, Time Management, Payroll, Accounting, Amazon RDS, Spreadsheets, Conflict Resolution, Interviews

Education
Purdue University-North Central Campus   1998 — 2006
Certifcate, Human Resources/Organizational Leadership

University of Indianapolis   1989 — 1993
Bachelor of Arts (BA), Social Work

Lancaster University   1991 — 1992

Experience
San Jacinto Methodist Hospital  November 2011 - Present
Horizon Bank   January 2005 - May 2010
Bank of America  December 1992 - January 2005
Macy's (formerly Bon Marche)   1990 - 1992
Afterthoughts  1989 - 1990

Skills
Customer Service, Microsoft Office, Supervisory Skills, Employee Training, Staff Scheduling, Retail Banking, Commercial Banking, Financial Statement..., Personal Banking, health insurance..., Physical Inventory, Retail Sales, Phone Etiquette, 10 Key, Multi-line Phone, At Multitasking, Merchandising, ACH, Wire Transfers, Product Demonstration, Home Based Business

Education
Bellingham Technical College   1987 — 1988
Marketing and Retail Sales

Ferndale High School   1984 — 1988
High School, High School/Secondary Diplomas and Certificates

Whatcom Community College
Adult and Continuing Education and Teaching

Whatcom Community College
Home Schooling Certificate, Adult and Continuing Education and Teaching

Experience
School Specialty, Inc.   July 2012 - Present
School Specialty, Inc.   July 2007 - May 2012
Horizon Bank   August 2003 - May 2007
Peoples State Bank  April 1994 - December 1997

Skills
Account Management, Sales, Customer Service, Sales Management, Team Building, Salesforce.com, Sales Process, Cold Calling, Direct Sales, Marketing Strategy

Education
Ashford University   2010 — 2013

Ferndale High School   1984 — 1988

Experience
Ally Financial Inc.  June 2008 - Present
American General Financial Services, Inc.   June 2003 - June 2008
Horizon Bank   April 2001 - June 2003

Skills
Credit, Risk Management, Portfolio Management, Commercial Banking, Loans, Strategic Planning, Consumer Lending, Analytics, Commercial Lending, Financial Services, Process Improvement, Finance, Relationship Management, Operational Risk, Forecasting, Credit Risk, Financial Modeling, Banking, New Business Development, Credit Analysis, Underwriting, Financial Analysis

Education
Purdue University   2006 — 2008
Master of Business Administration (M.B.A.), Business Administration, Management and Operations

Indiana University-Northwest   1993 — 1997
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Experience
Horizon Bank   May 2013 - Present
Horizon Bank, N.A.   2013 - Present
Bank Calumet/First Midwest Bank   July 1987 - April 2013

Skills
Strategic Planning, Customer Service, Mortgage Lending, Loans, Commercial Lending, Commercial Banking, Banking, Credit Analysis, Credit, Financial Analysis, Small Business Lending

Education
Indiana University Bloomington   1982 — 1987
BS, School of Public and Environmental Affairs

Indiana University Bloomington   1982 — 1986
BS, Spea - Publice Finance

Experience
Lake Ridge School Corporation   August 2010 - Present
Horizon Bank   August 1998 - September 2009
Peoples Bank SB  April 1992 - October 1996

Education
Indiana University Bloomington   1988 — 1992
Accounting