Howard Savings Bank
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Howard Savings Bank Employees
Employee
Years
Job
Industry
Marilyn Minsk Marilyn Minsk's Howard Savings Bank Experience October 1985 - January 1999
Job Men’s Selling Specialist at Bloomingdales, Short Hills, NJ
Industry Executive Office
Experience
L&S Furniture Service September 2002 - Present
Pier Aug'e January 1985 - August 1999
Howard Savings Bank October 1985 - January 1999
Maury’s Childrenswear, New York, NY August 1979 - February 1985
Skills
Microsoft Word, PowerPoint, Data Entry, Spreadsheets, Administrative..., Microsoft Office, Account Reconciliation, ● Account Development ..., Fundraising, Marketing, Customer Service, Office Management, Administration, Time Management, Process Scheduler, Access, Invoicing, Business Development, Microsoft Excel, New Business Development, Human Resources, Inventory Management, Bookkeeping, Lotus Notes, Employee Relations, Management, Customer Satisfaction, Nonprofits, System Administration, Analysis, Data Analysis, Teamwork, Sales, Leadership, Sales Management, Retail, Training, Merchandising
Education
National Academy Of Fine Art And Design
Portraiture and Still Life
New York University 1973 — 1976
Art History, Business
Upsala College, East Orange, New Jersey 1976 — 1978
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
L&S Furniture Service September 2002 - Present
Pier Aug'e January 1985 - August 1999
Howard Savings Bank October 1985 - January 1999
Maury’s Childrenswear, New York, NY August 1979 - February 1985
Skills
Microsoft Word, PowerPoint, Data Entry, Spreadsheets, Administrative..., Microsoft Office, Account Reconciliation, ● Account Development ..., Fundraising, Marketing, Customer Service, Office Management, Administration, Time Management, Process Scheduler, Access, Invoicing, Business Development, Microsoft Excel, New Business Development, Human Resources, Inventory Management, Bookkeeping, Lotus Notes, Employee Relations, Management, Customer Satisfaction, Nonprofits, System Administration, Analysis, Data Analysis, Teamwork, Sales, Leadership, Sales Management, Retail, Training, Merchandising
Education
National Academy Of Fine Art And Design
Portraiture and Still Life
New York University 1973 — 1976
Art History, Business
Upsala College, East Orange, New Jersey 1976 — 1978
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Chan Singh, CPA, CFSA, CGMA Chan Singh, CPA, CFSA, CGMA's Howard Savings Bank Experience 1985 - 1986
Job Director of Internal Audit at Pen Air Federal Credit Union
Industry Banking
Experience
Pen Air Federal Credit Union October 2014 - Present
Federal Deposit Insurance Corporation September 2009 - April 2014
Eastern Financial Florida Credit Union October 1989 - April 2009
Centrust Savings Bank 1986 - 1988
Howard Savings Bank 1985 - 1986
Skills
Internal Audit, Banking, Internal Controls, Due Diligence, Analysis, Accounting, Loans, Account Reconciliation, Mergers & Acquisitions, Process Improvement, Fraud, Credit, Financial Risk, Cash Management, Credit Analysis, Commercial Banking, Tax Preparation, Small Business Lending, Compliance, Risk Assessment, Team Leadership, Bank Secrecy Act, Business Strategy
Education
St. Thomas University
Pen Air Federal Credit Union October 2014 - Present
Federal Deposit Insurance Corporation September 2009 - April 2014
Eastern Financial Florida Credit Union October 1989 - April 2009
Centrust Savings Bank 1986 - 1988
Howard Savings Bank 1985 - 1986
Skills
Internal Audit, Banking, Internal Controls, Due Diligence, Analysis, Accounting, Loans, Account Reconciliation, Mergers & Acquisitions, Process Improvement, Fraud, Credit, Financial Risk, Cash Management, Credit Analysis, Commercial Banking, Tax Preparation, Small Business Lending, Compliance, Risk Assessment, Team Leadership, Bank Secrecy Act, Business Strategy
Education
St. Thomas University
Linda Pepe's Howard Savings Bank Experience August 1991 - September 1992
Job Vice President of Finance at Planned Parenthood of Central and Greater Northern New Jersey
Industry Nonprofit Organization Management
Experience
Planned Parenthood of Central and Greater Northern New Jersey September 2014 - Present
Planned Parenthood of Central and Greater Northern New Jersey July 2012 - September 2014
Accounting Industry July 2011 - July 2012
County College of Morris December 1998 - July 2011
County College of Morris December 1998 - January 2006
Party City June 1994 - December 1998
Planned Parenthood of Greater Northern New Jersey September 1992 - June 1994
Howard Savings Bank August 1991 - September 1992
Nisivoccia LLP June 1989 - August 1991
Skills
Financial Reporting, Accounting, Internal Controls, Payroll, GAAP, Auditing, Forecasting, Microsoft Excel, Leadership, Financial Analysis, Budgets, General Ledger, Financial Accounting, Managerial Finance, Financial Statements, Cash Management, US GAAP, Sarbanes-Oxley Act, Cost Accounting, Variance Analysis
Education
Seton Hall University 1987 — 1989
BS, Accounting
County College of Morris 1985 — 1987
AS, Business
Jefferson Township High School 1981 — 1985
Planned Parenthood of Central and Greater Northern New Jersey September 2014 - Present
Planned Parenthood of Central and Greater Northern New Jersey July 2012 - September 2014
Accounting Industry July 2011 - July 2012
County College of Morris December 1998 - July 2011
County College of Morris December 1998 - January 2006
Party City June 1994 - December 1998
Planned Parenthood of Greater Northern New Jersey September 1992 - June 1994
Howard Savings Bank August 1991 - September 1992
Nisivoccia LLP June 1989 - August 1991
Skills
Financial Reporting, Accounting, Internal Controls, Payroll, GAAP, Auditing, Forecasting, Microsoft Excel, Leadership, Financial Analysis, Budgets, General Ledger, Financial Accounting, Managerial Finance, Financial Statements, Cash Management, US GAAP, Sarbanes-Oxley Act, Cost Accounting, Variance Analysis
Education
Seton Hall University 1987 — 1989
BS, Accounting
County College of Morris 1985 — 1987
AS, Business
Jefferson Township High School 1981 — 1985
William Turano William Turano's Howard Savings Bank Experience January 1986 - January 1991
Job NJ Licensed Senior Loan Officer NMLS #247196
Industry Banking
Experience
Mortgage Master, Inc. February 2010 - Present
Select Mortgage January 1990 - January 2010
Howard Savings Bank January 1986 - January 1991
Skills
Mortgage Lending, Loans, FHA, Real Estate Transactions, VA loans, Banking, Mortgage Banking, Investors, Sellers, Loan Origination, Short Sales, Residential Mortgages, Refinance, USDA, First Time Home Buyers, FHA financing, Certified Mortgage..., Government Loans, Reverse Mortgages, Mortgage Underwriting, Real Estate Financing, Commercial Mortgages, Investment Properties, Construction Loans, Loss Mitigation, Credit, Customer Service, Real Estate, VA Loans, FHA Financing
Education
Rowan University 1982 — 1986
Bachelor of Arts (BA), Communication and Media Studies
Mortgage Master, Inc. February 2010 - Present
Select Mortgage January 1990 - January 2010
Howard Savings Bank January 1986 - January 1991
Skills
Mortgage Lending, Loans, FHA, Real Estate Transactions, VA loans, Banking, Mortgage Banking, Investors, Sellers, Loan Origination, Short Sales, Residential Mortgages, Refinance, USDA, First Time Home Buyers, FHA financing, Certified Mortgage..., Government Loans, Reverse Mortgages, Mortgage Underwriting, Real Estate Financing, Commercial Mortgages, Investment Properties, Construction Loans, Loss Mitigation, Credit, Customer Service, Real Estate, VA Loans, FHA Financing
Education
Rowan University 1982 — 1986
Bachelor of Arts (BA), Communication and Media Studies
Vincent Fazio Vincent Fazio's Howard Savings Bank Experience 1986 - 1987
Job Executive Vice President and CFO at Seneca Federal
Industry Banking
Experience
Patriot Federal Bank 2005 - 2012
Central National Bank a Division of NBT Bank 2003 - 2004
Liberty Enterprise 2002 - 2003
Central National Bank 1990 - 2002
Albany Savings Bank 1987 - 1989
Howard Savings Bank 1986 - 1987
Berkley Federal Savings and Loan 1984 - 1986
Skills
M&A Modeling, Hyperion HFM, Credit Analysis, Banking, Budgets, Activity Based Costing, 10 Key, Financial Reporting, P&L Analysis, Credit, Financial Analysis, Commercial Banking, Commercial Lending, Credit Risk, Cash Flow, Loans, Accounting
Education
The Sage Colleges-Sage Graduate School 1993 — 2001
MBA, Finance
Franciscan University of Steubenville 1980 — 1984
BS Accounting
Patriot Federal Bank 2005 - 2012
Central National Bank a Division of NBT Bank 2003 - 2004
Liberty Enterprise 2002 - 2003
Central National Bank 1990 - 2002
Albany Savings Bank 1987 - 1989
Howard Savings Bank 1986 - 1987
Berkley Federal Savings and Loan 1984 - 1986
Skills
M&A Modeling, Hyperion HFM, Credit Analysis, Banking, Budgets, Activity Based Costing, 10 Key, Financial Reporting, P&L Analysis, Credit, Financial Analysis, Commercial Banking, Commercial Lending, Credit Risk, Cash Flow, Loans, Accounting
Education
The Sage Colleges-Sage Graduate School 1993 — 2001
MBA, Finance
Franciscan University of Steubenville 1980 — 1984
BS Accounting
GALIA Barlow GALIA Barlow's Howard Savings Bank Experience May 1985 - February 1988
Job PRESIDENT at TRI STATE SALES
Industry Luxury Goods & Jewelry
Experience
TRI STATE SALES February 2008 - Present
Self-employed January 2008 - Present
TRI STATE FAIRS December 1984 - January 2008
HOWARD SAVINGS BANK May 1985 - February 1988
Skills
Marketing Communications, Trade Shows, Advertising, Marketing, Event Planning, Sales, Photography, Strategic Planning
Education
Hunter College 1982 — 1985
Bachelor of Applied Science (B.A.Sc.), Computer Science
Hunter College
TRI STATE SALES February 2008 - Present
Self-employed January 2008 - Present
TRI STATE FAIRS December 1984 - January 2008
HOWARD SAVINGS BANK May 1985 - February 1988
Skills
Marketing Communications, Trade Shows, Advertising, Marketing, Event Planning, Sales, Photography, Strategic Planning
Education
Hunter College 1982 — 1985
Bachelor of Applied Science (B.A.Sc.), Computer Science
Hunter College
Joe Stein's Howard Savings Bank Experience 1977 - 1980
Job President and CEO ★ Speaker ★ Author ★ Fitness Trainer ★ Health & Lifestyle Coach ★ Columnist
Industry Health, Wellness and Fitness
Experience
Trainer Joe Speaks 2005 - Present
Renaissance Fitness & Wellness, Inc. 1997 - Present
NCR Corporation 1991 - 1997
NCR Corporation 1984 - 1991
First Fidelity Bank 1980 - 1984
Howard Savings Bank 1977 - 1980
Skills
Public Speaking, Fitness, Leadership, Management, Marketing, Nutrition, Strategic Planning, New Business Development, Sales, Training, Small Business, Marketing Strategy, Program Management, Entrepreneurship, Wellness, Fitness Training, Customer Service, Personal Training, Public Relations, Advertising, Account Management, Social Media
Education
Fairleigh Dickinson University-Metropolitan Campus 1978 — 1980
MBA, Business Administration, Economics, Marketing
Seton Hall University 1975 — 1977
B.S., Economics, Business Management
Trainer Joe Speaks 2005 - Present
Renaissance Fitness & Wellness, Inc. 1997 - Present
NCR Corporation 1991 - 1997
NCR Corporation 1984 - 1991
First Fidelity Bank 1980 - 1984
Howard Savings Bank 1977 - 1980
Skills
Public Speaking, Fitness, Leadership, Management, Marketing, Nutrition, Strategic Planning, New Business Development, Sales, Training, Small Business, Marketing Strategy, Program Management, Entrepreneurship, Wellness, Fitness Training, Customer Service, Personal Training, Public Relations, Advertising, Account Management, Social Media
Education
Fairleigh Dickinson University-Metropolitan Campus 1978 — 1980
MBA, Business Administration, Economics, Marketing
Seton Hall University 1975 — 1977
B.S., Economics, Business Management
Diane Gelfand's Howard Savings Bank Experience 1986 - 1988
Job Realtor at Century 21 Crest Real Estate
Industry Real Estate
Experience
Century 21 Crest Real Estate May 2003 - Present
Century 21 Crest Real Estate July 2012 - May 2015
Weight Watchers 2004 - 2010
Pinnacle Communities 1991 - 1994
Garden Homes March 1992 - March 1993
White & Case 1990 - 1991
Hannoch Weisman 1989 - 1991
Howard Savings Bank 1986 - 1988
Skills
Short Sales, Sellers, First Time Home Buyers, Listings, Relocation, Condos, Marketing, Marketing Strategy, Real Estate, Townhomes, Sales, REO, Single Family Homes, Move Up Buyers, Resellers, Investment Properties, Referrals, Residential Homes, Real Property, Selling, New Home Sales, Real Estate Transactions, Foreclosures, Buyer Representation, Contract Negotiation
Education
Montclair State University 1991 — 1992
Marketing
Katherine Gibbs School 1985 — 1986
Business Administration and Management, General
Century 21 Crest Real Estate May 2003 - Present
Century 21 Crest Real Estate July 2012 - May 2015
Weight Watchers 2004 - 2010
Pinnacle Communities 1991 - 1994
Garden Homes March 1992 - March 1993
White & Case 1990 - 1991
Hannoch Weisman 1989 - 1991
Howard Savings Bank 1986 - 1988
Skills
Short Sales, Sellers, First Time Home Buyers, Listings, Relocation, Condos, Marketing, Marketing Strategy, Real Estate, Townhomes, Sales, REO, Single Family Homes, Move Up Buyers, Resellers, Investment Properties, Referrals, Residential Homes, Real Property, Selling, New Home Sales, Real Estate Transactions, Foreclosures, Buyer Representation, Contract Negotiation
Education
Montclair State University 1991 — 1992
Marketing
Katherine Gibbs School 1985 — 1986
Business Administration and Management, General
Bill Scanlon's Howard Savings Bank Experience May 1979 - January 1991
Job National Account Executive at Search Consultants of Northern Jersey
Industry Pharmaceuticals
Experience
Search Consultants of Northern Jersey May 1992 - Present
Howard Savings Bank May 1979 - January 1991
Skills
Sales Operations, Sales, Healthcare, Pharmaceutical Sales, Account Management, Marketing, Managed Care, Contract Negotiation, Endocrinology, Strategic Planning, Pharmaceutical Industry, Sales Management, Direct Sales, Selling, Management, Salesforce.com, Business Planning, Cardiology, Strategy, B2B, Neurology, New Business Development, Gastroenterology, Sales Process, Training, Marketing Strategy, Cold Calling, Solution Selling, Business Development, Negotiation, Competitive Analysis, Sales Presentations, Lead Generation, CRM, Key Account Development, Key Account Management, Product Launch, Sales Force Development, Customer Retention, SaaS, Selling Skills, Recruiting
Education
University of Delaware - Lerner College of Business and Economics 1974 — 1978
Search Consultants of Northern Jersey May 1992 - Present
Howard Savings Bank May 1979 - January 1991
Skills
Sales Operations, Sales, Healthcare, Pharmaceutical Sales, Account Management, Marketing, Managed Care, Contract Negotiation, Endocrinology, Strategic Planning, Pharmaceutical Industry, Sales Management, Direct Sales, Selling, Management, Salesforce.com, Business Planning, Cardiology, Strategy, B2B, Neurology, New Business Development, Gastroenterology, Sales Process, Training, Marketing Strategy, Cold Calling, Solution Selling, Business Development, Negotiation, Competitive Analysis, Sales Presentations, Lead Generation, CRM, Key Account Development, Key Account Management, Product Launch, Sales Force Development, Customer Retention, SaaS, Selling Skills, Recruiting
Education
University of Delaware - Lerner College of Business and Economics 1974 — 1978
Elaine Trusio's Howard Savings Bank Experience 1983 - 1995
Job SAP Senior Technical Architect
Industry Health, Wellness and Fitness
Experience
Becton Dickinson January 2008 - Present
Midlantic Bank 2006 - 2007
Midlantic Bank 2006 - 2007
SAP 1994 - 2002
SAP America Inc. 1994 - 2002
Howard Savings Bank 1983 - 1995
Skills
SAP BW, SAP BPC 7.5, SOX 404, SAP Implementation, SAP R/3, SAP, SAP Netweaver, Sarbanes-Oxley Act, Business Process, SAP ERP, ABAP, ERP, ECC, Business Intelligence, SAP BI, SAP HR, SD, Master Data Management, Integration, SAP Portal, Business Process Design, Business Process..., Data Migration, Data Warehousing, Consulting, EDI
Education
Mount Saint Dominic Academy
Seton Hall University
Bachelor's Degree, Accounting
Becton Dickinson January 2008 - Present
Midlantic Bank 2006 - 2007
Midlantic Bank 2006 - 2007
SAP 1994 - 2002
SAP America Inc. 1994 - 2002
Howard Savings Bank 1983 - 1995
Skills
SAP BW, SAP BPC 7.5, SOX 404, SAP Implementation, SAP R/3, SAP, SAP Netweaver, Sarbanes-Oxley Act, Business Process, SAP ERP, ABAP, ERP, ECC, Business Intelligence, SAP BI, SAP HR, SD, Master Data Management, Integration, SAP Portal, Business Process Design, Business Process..., Data Migration, Data Warehousing, Consulting, EDI
Education
Mount Saint Dominic Academy
Seton Hall University
Bachelor's Degree, Accounting
Barbara Ernst's Howard Savings Bank Experience 1986 - 1988
Job Vice President, Marketing at Prudential Financial
Industry Financial Services
Experience
Prudential Financial March 2009 - Present
Prudential Financial August 1999 - March 2009
The Lunar Group 1996 - 1999
Summit Bank 1988 - 1996
Howard Savings Bank 1986 - 1988
Skills
Financial Services, Marketing Communications, Direct Marketing, Marketing Strategy, Integrated Marketing, Segmentation
Education
Seton Hall University
Prudential Financial March 2009 - Present
Prudential Financial August 1999 - March 2009
The Lunar Group 1996 - 1999
Summit Bank 1988 - 1996
Howard Savings Bank 1986 - 1988
Skills
Financial Services, Marketing Communications, Direct Marketing, Marketing Strategy, Integrated Marketing, Segmentation
Education
Seton Hall University
Herbert Haynes's Howard Savings Bank Experience April 1977 - April 1993
Job Director of IT Financial Systems at Scholastic Inc
Industry Publishing
Experience
Scholastic Inc Director of IT Financial SystemsFriends of Scholastic Crew, Inc1994 - 2009
Howard Savings Bank April 1977 - April 1993
Education
Seton Hall University 1971 — 1974
Attended 3 years, Nurscing
Scholastic Inc Director of IT Financial SystemsFriends of Scholastic Crew, Inc1994 - 2009
Howard Savings Bank April 1977 - April 1993
Education
Seton Hall University 1971 — 1974
Attended 3 years, Nurscing
Howard Hawks's Howard Savings Bank Experience August 1986 - June 1988
Job Broker at NAI Piedmont Triad
Industry Real Estate
Experience
NAI Piedmont Triad December 2007 - Present
Hawks & Hawks, Inc. June 2003 - Present
Classic Hosiery, Inc August 1988 - June 2003
Howard Savings Bank August 1986 - June 1988
Skills
Brokerage, Disposition, Investment Properties, Real Estate, Real Estate Development, Location Intelligence, Leases, Real Estate Transactions, Sellers, Investors, Foreclosures, Relocation, Selling, Tenant, Real Property, Buyer Representation, Listings
Education
University of North Carolina at Chapel Hill 1982 — 1986
Bachelor of Science (BS), Business Administration
NAI Piedmont Triad December 2007 - Present
Hawks & Hawks, Inc. June 2003 - Present
Classic Hosiery, Inc August 1988 - June 2003
Howard Savings Bank August 1986 - June 1988
Skills
Brokerage, Disposition, Investment Properties, Real Estate, Real Estate Development, Location Intelligence, Leases, Real Estate Transactions, Sellers, Investors, Foreclosures, Relocation, Selling, Tenant, Real Property, Buyer Representation, Listings
Education
University of North Carolina at Chapel Hill 1982 — 1986
Bachelor of Science (BS), Business Administration
Patrick Di Meola's Howard Savings Bank Experience 1981 - 1985
Job Controller
Industry Financial Services
Experience
Community Financial Services October 2013 - Present
County Educators Federal Credit Union July 2008 - September 2013
McGraw-Hill Employees Federal Credit Union October 1999 - February 2008
Proponent Federal Credit Union May 1987 - October 1999
Proponent Federal Credit Union 1987 - 1992
Proponent Federal Credit Union 1987 - 1987
First Fidelity Bank 1985 - 1987
Howard Savings Bank 1981 - 1985
Skills
General Ledger, Word, Budgeting, Cash Management, Outlook, Financial Analysis, Account Reconciliation, Accruals, Accounts Payable, Accounts Receivable, Accounting, Financial Reporting, Budgets, Financial Statements
Education
St. John's University, The Peter J. Tobin College of Business 1977 — 1981
Bachelor, Business Management
Community Financial Services October 2013 - Present
County Educators Federal Credit Union July 2008 - September 2013
McGraw-Hill Employees Federal Credit Union October 1999 - February 2008
Proponent Federal Credit Union May 1987 - October 1999
Proponent Federal Credit Union 1987 - 1992
Proponent Federal Credit Union 1987 - 1987
First Fidelity Bank 1985 - 1987
Howard Savings Bank 1981 - 1985
Skills
General Ledger, Word, Budgeting, Cash Management, Outlook, Financial Analysis, Account Reconciliation, Accruals, Accounts Payable, Accounts Receivable, Accounting, Financial Reporting, Budgets, Financial Statements
Education
St. John's University, The Peter J. Tobin College of Business 1977 — 1981
Bachelor, Business Management
Judy Orlando's Howard Savings Bank Experience October 1975 - August 1982
Job DFA at Marriott International
Industry Hospitality
Experience
Marriott International August 1982 - Present
Howard Savings Bank October 1975 - August 1982
Skills
Resorts, Financial Reporting, Tourism, Hotel Management, Hotels, Forecasting, Hospitality, Internal Controls, Food & Beverage, Revenue Analysis, Budgets, Hospitality Industry, Accounting
Education
Seton Hall University 1975 — 1979
BS, Accounting
Marriott International August 1982 - Present
Howard Savings Bank October 1975 - August 1982
Skills
Resorts, Financial Reporting, Tourism, Hotel Management, Hotels, Forecasting, Hospitality, Internal Controls, Food & Beverage, Revenue Analysis, Budgets, Hospitality Industry, Accounting
Education
Seton Hall University 1975 — 1979
BS, Accounting
Bryant K. Alford's Howard Savings Bank Experience 1974 - 1985
Job Vice President Senior Trust Officer at PeapackGladstone Bank
Industry Banking
Experience
Peapack-Gladstone Bank November 1992 - Present
First Fidelity Bank (now Wachovia) September 1985 - November 1992
Howard Savings Bank 1974 - 1985
Education
Baldwin Wallace University 1965 — 1969
BA, English
Peapack-Gladstone Bank November 1992 - Present
First Fidelity Bank (now Wachovia) September 1985 - November 1992
Howard Savings Bank 1974 - 1985
Education
Baldwin Wallace University 1965 — 1969
BA, English
Lisa Erlbacher Taylor's Howard Savings Bank Experience 1989 - 1989
Job Independent Accounting Professional
Industry Accounting
Experience
Heathcare Staff Resources 1989 - 1997
Howard Savings Bank 1989 - 1989
Dun & Bradstreet 1986 - 1989
ConAm Management 1985 - 1986
Brandies 1983 - 1985
First National Bank of Omaha 1981 - 1982
Skills
Recruiting, Accounting, Financial Reporting, Microsoft Excel, Customer Service, Strategy
Education
University of Nebraska at Omaha 1980 — 1985
BSBA, Banking and Finance
Heathcare Staff Resources 1989 - 1997
Howard Savings Bank 1989 - 1989
Dun & Bradstreet 1986 - 1989
ConAm Management 1985 - 1986
Brandies 1983 - 1985
First National Bank of Omaha 1981 - 1982
Skills
Recruiting, Accounting, Financial Reporting, Microsoft Excel, Customer Service, Strategy
Education
University of Nebraska at Omaha 1980 — 1985
BSBA, Banking and Finance
Stephanie Casano's Howard Savings Bank Experience 1988 - 1991
Job Vice President at PNC Bank
Industry Banking
Experience
JP Morgan Chase 1991 - July 2012
Howard Savings Bank 1988 - 1991
Skills
Banking, Team Building, Small Business Lending, Management, Coaching, Income Statement
Education
Fairleigh Dickinson University 1984 — 1988
BS, Business Management, Economics
JP Morgan Chase 1991 - July 2012
Howard Savings Bank 1988 - 1991
Skills
Banking, Team Building, Small Business Lending, Management, Coaching, Income Statement
Education
Fairleigh Dickinson University 1984 — 1988
BS, Business Management, Economics
Allen Szaroleta's Howard Savings Bank Experience 1986 - 1992
Job Senior Accountant
Industry Financial Services
Experience
Auriga USA LLC March 2009 - Present
Edison Mortgage Decisioning Solutions January 2007 - September 2008
Hanover Capital Partners LTD May 1998 - January 2007
First Fidelity Bank NA / First Union Mortgage Corp. 1992 - 1998
First Union Mortgage Corporation 1992 - 1998
Howard Savings Bank 1986 - 1992
Jersey Mortgage Company 1981 - 1986
Skills
Portfolio Management, Forecasting, Account Reconciliation, Mortgage Lending, Financial Reporting, Accounting, Investments, Loans, MBS, Mortgage Banking, Variance Analysis, Finance
Education
University of Scranton 1972 — 1977
BS, Accounting
St. Joseph's High School Metuchen, NJ 1969 — 1972
High School Diploma
Auriga USA LLC March 2009 - Present
Edison Mortgage Decisioning Solutions January 2007 - September 2008
Hanover Capital Partners LTD May 1998 - January 2007
First Fidelity Bank NA / First Union Mortgage Corp. 1992 - 1998
First Union Mortgage Corporation 1992 - 1998
Howard Savings Bank 1986 - 1992
Jersey Mortgage Company 1981 - 1986
Skills
Portfolio Management, Forecasting, Account Reconciliation, Mortgage Lending, Financial Reporting, Accounting, Investments, Loans, MBS, Mortgage Banking, Variance Analysis, Finance
Education
University of Scranton 1972 — 1977
BS, Accounting
St. Joseph's High School Metuchen, NJ 1969 — 1972
High School Diploma
Cynthia Waer's Howard Savings Bank Experience 1988 - 1990
Job Senior Manager, Policy & Compliance
Industry Financial Services
Experience
Deloitte Services LP July 2010 - Present
Deloitte Services August 1994 - July 2010
Morris County Employees Federal Credit Union 1990 - 1994
Howard Savings Bank 1988 - 1990
Macy's 1984 - 1988
Garden State National Bank 1979 - 1981
Citizens First National Bank 1976 - 1979
Skills
Leadership, Policy, Business Process..., Change Management, Internal Controls, Organizational Design, Business Analysis, Auditing, Process Improvement, Strategy, Management, Employee Training, Compliance, Project Management
Education
Lehigh University - College of Business and Economics 1971 — 1975
BS, Major: Marketing
Wyomissing High School
Deloitte Services LP July 2010 - Present
Deloitte Services August 1994 - July 2010
Morris County Employees Federal Credit Union 1990 - 1994
Howard Savings Bank 1988 - 1990
Macy's 1984 - 1988
Garden State National Bank 1979 - 1981
Citizens First National Bank 1976 - 1979
Skills
Leadership, Policy, Business Process..., Change Management, Internal Controls, Organizational Design, Business Analysis, Auditing, Process Improvement, Strategy, Management, Employee Training, Compliance, Project Management
Education
Lehigh University - College of Business and Economics 1971 — 1975
BS, Major: Marketing
Wyomissing High School
Louis Ricchione's Howard Savings Bank Experience 1987 - 1992
Job VP / Director
Industry Banking
Experience
Capital One March 2009 - Present
Wachovia October 1992 - March 2009
First Union National Bank 1996 - 2001
Howard Savings Bank 1987 - 1992
Skills
Underwriting, Credit Analysis, Appraising, Commercial Real Estate..., Portfolio Management, Loans, Credit Risk, Commercial Mortgages, Commercial Real Estate, Commercial Lending, Real Estate Economics, Real Estate Financing, Loan Origination, Credit, Structured Finance, Small Business Lending, Mortgage Lending, Financial Structuring, Commercial Banking, Valuation, Consumer Lending, Capital Markets, Banking, Asset Management, Financial Risk
Education
Monmouth University 2007 — 2011
Commercial Real Estate Certificate, Commercial Real Estate Institute
Kean University
BS, Business
Capital One March 2009 - Present
Wachovia October 1992 - March 2009
First Union National Bank 1996 - 2001
Howard Savings Bank 1987 - 1992
Skills
Underwriting, Credit Analysis, Appraising, Commercial Real Estate..., Portfolio Management, Loans, Credit Risk, Commercial Mortgages, Commercial Real Estate, Commercial Lending, Real Estate Economics, Real Estate Financing, Loan Origination, Credit, Structured Finance, Small Business Lending, Mortgage Lending, Financial Structuring, Commercial Banking, Valuation, Consumer Lending, Capital Markets, Banking, Asset Management, Financial Risk
Education
Monmouth University 2007 — 2011
Commercial Real Estate Certificate, Commercial Real Estate Institute
Kean University
BS, Business
Manuela Sanchez-Barrows's Howard Savings Bank Experience 1984 - 1991
Job Trial Attorney
Industry Law Practice
Experience
... January 2004 - Present
Nationwide Mutual Insurance 1991 - 2003
Howard Savings Bank 1984 - 1991
Skills
Litigation, Commercial Litigation, Civil Litigation, Legal Research, Personal Injury, Accident, Courts, Appeals, Public Liability, Product Liability, Automobile Accidents
Education
Rutgers University School of Law - Newark 1993 — 1997
J.D., Law
... January 2004 - Present
Nationwide Mutual Insurance 1991 - 2003
Howard Savings Bank 1984 - 1991
Skills
Litigation, Commercial Litigation, Civil Litigation, Legal Research, Personal Injury, Accident, Courts, Appeals, Public Liability, Product Liability, Automobile Accidents
Education
Rutgers University School of Law - Newark 1993 — 1997
J.D., Law
mary ann kiczek's Howard Savings Bank Experience 1975 - 1984
Job Principal at MAK Communications
Industry Writing and Editing
Experience
Novartis Pharmaceutical Corp. 1997 - Present
MAK Communications June 1984 - Present
CCM 2004 - 2009
Novartis 1997 - 2009
Howard Savings Bank 1975 - 1984
Skills
Managed Care, Pharmaceutical Industry
Education
County College of Morris
Rutgers, The State University of New Jersey-Newark
BA
William Paterson University of New Jersey
MA, Communications
Novartis Pharmaceutical Corp. 1997 - Present
MAK Communications June 1984 - Present
CCM 2004 - 2009
Novartis 1997 - 2009
Howard Savings Bank 1975 - 1984
Skills
Managed Care, Pharmaceutical Industry
Education
County College of Morris
Rutgers, The State University of New Jersey-Newark
BA
William Paterson University of New Jersey
MA, Communications
Mark Koscinski's Howard Savings Bank Experience February 1986 - October 1992
Job Chairman of the Board of Directors at MOCEANS Center for Independent Living, Inc.
Industry Executive Office
Experience
MOCEANS Center for Independent Living, Inc. October 2014 - Present
Mark Koscinski CPA November 2008 - Present
Eparchy of Passaic 2004 - 2010
Butler International June 2005 - October 2008
Pressman Toy Corporation April 2000 - April 2005
SolomonEdwardsGroup LLC 2005 - 2005
Kent Financial Services Inc 1993 - April 2000
Howard Savings Bank February 1986 - October 1992
Howard Savings Bank 1986 - 1992
KPMG September 1979 - 1986
Skills
SAP, Accounting, Sarbanes-Oxley Act, SEC filings, Financial Reporting, Internal Controls, Financial Analysis, GAAP, Process Improvement, Mergers, Finance, Forecasting, Auditing, Risk Management, Budgets, Consolidation, Sarbanes-Oxley, Financial Accounting, Mergers & Acquisitions, Start-ups, Management, Business Planning, Managerial Finance, Payroll, ERP
Education
Drew University 2001 — 2011
D. Litt, LIberal Arts
Rutgers, The State University of New Jersey-Newark 1978 — 1979
MBA, Professional Accounting
Rutgers University-New Brunswick 1975 — 1978
BA, Economics
MOCEANS Center for Independent Living, Inc. October 2014 - Present
Mark Koscinski CPA November 2008 - Present
Eparchy of Passaic 2004 - 2010
Butler International June 2005 - October 2008
Pressman Toy Corporation April 2000 - April 2005
SolomonEdwardsGroup LLC 2005 - 2005
Kent Financial Services Inc 1993 - April 2000
Howard Savings Bank February 1986 - October 1992
Howard Savings Bank 1986 - 1992
KPMG September 1979 - 1986
Skills
SAP, Accounting, Sarbanes-Oxley Act, SEC filings, Financial Reporting, Internal Controls, Financial Analysis, GAAP, Process Improvement, Mergers, Finance, Forecasting, Auditing, Risk Management, Budgets, Consolidation, Sarbanes-Oxley, Financial Accounting, Mergers & Acquisitions, Start-ups, Management, Business Planning, Managerial Finance, Payroll, ERP
Education
Drew University 2001 — 2011
D. Litt, LIberal Arts
Rutgers, The State University of New Jersey-Newark 1978 — 1979
MBA, Professional Accounting
Rutgers University-New Brunswick 1975 — 1978
BA, Economics
Christine Raab's Howard Savings Bank Experience December 1986 - July 1988
Job Vice President/Office Manager
Industry Mechanical or Industrial Engineering
Experience
C & A Industries, LLC 1988 - Present
Howard Savings Bank December 1986 - July 1988
National Community Bank June 1983 - December 1986
Hudson United Bank April 1981 - June 1983
Miller, Montgomery, Sogi and Brady, P.C. January 1980 - April 1981
Skills
Microsoft Excel, Microsoft Word, Microsoft Office, Customer Service, PowerPoint, Sales, Finance
Education
Rutgers, The State University of New Jersey-New Brunswick
BA, American Studies
Cedar Crest College
Certificate, Healthcare Management
Adelphi University
Certificate, Lawyer's Assistant
C & A Industries, LLC 1988 - Present
Howard Savings Bank December 1986 - July 1988
National Community Bank June 1983 - December 1986
Hudson United Bank April 1981 - June 1983
Miller, Montgomery, Sogi and Brady, P.C. January 1980 - April 1981
Skills
Microsoft Excel, Microsoft Word, Microsoft Office, Customer Service, PowerPoint, Sales, Finance
Education
Rutgers, The State University of New Jersey-New Brunswick
BA, American Studies
Cedar Crest College
Certificate, Healthcare Management
Adelphi University
Certificate, Lawyer's Assistant
Sandra Gaskill's Howard Savings Bank Experience October 1987 - June 1990
Job Payroll Manager at Esurance
Industry Insurance
Experience
Esurance October 2004 - Present
Accountemps Salaried Professional Service February 2002 - October 2004
Accountants on Call June 2001 - February 2002
SoftNet Systems Inc October 2000 - June 2001
Accountans On Call November 1998 - October 2000
Foote, Cone & Belding February 1997 - November 1998
The Application Group, LLC September 1996 - February 1997
Howard Johnson Hotel June 1992 - August 1996
Howard Savings Bank October 1987 - June 1990
Skills
Payroll, Financial Reporting, Payroll Tax Accounting, Account Reconciliation, Accounts Payable, Accounts Receivable, Bookkeeping
Education
Montclair State University
Parsippany High School
Esurance October 2004 - Present
Accountemps Salaried Professional Service February 2002 - October 2004
Accountants on Call June 2001 - February 2002
SoftNet Systems Inc October 2000 - June 2001
Accountans On Call November 1998 - October 2000
Foote, Cone & Belding February 1997 - November 1998
The Application Group, LLC September 1996 - February 1997
Howard Johnson Hotel June 1992 - August 1996
Howard Savings Bank October 1987 - June 1990
Skills
Payroll, Financial Reporting, Payroll Tax Accounting, Account Reconciliation, Accounts Payable, Accounts Receivable, Bookkeeping
Education
Montclair State University
Parsippany High School
Michael R. Bowden's Howard Savings Bank Experience December 1988 - November 1989
Job Sr. Property Manager at NAI / Merin Hunter Codman
Industry Real Estate
Experience
NAI / Merin Hunter Codman March 2014 - Present
MIchael R. Bowden, Broker January 1999 - Present
Wholesale Mortgage - Subprime January 1997 - December 1998
Ocwen Financial Corporation April 1994 - June 1996
Ocwen Financial Corporation April 1994 - March 1995
HSBC / Marine Midland Bank October 1991 - February 1994
Mutual Benefit Life December 1988 - September 1991
Howard Savings Bank December 1988 - November 1989
Drexel Burnham Lambert November 1986 - November 1987
Skills
Real Estate, Foreclosures, REO, Investment Properties, Listings, Sellers, Short Sales, Investors, Buyer Representation, New Home Sales, Single Family Homes, Residential Homes, Property, Disposition, Valuation, Commercial Real Estate, Loans, Leases, Negotiation
Education
New York University 1990 — 1991
Diploma in Real Estate - Concentration in Investment Analysis, Real Estate
Villanova University 1982 — 1986
BS, Accounting
CBA, Lincroft NJ 1978 — 1982
NAI / Merin Hunter Codman March 2014 - Present
MIchael R. Bowden, Broker January 1999 - Present
Wholesale Mortgage - Subprime January 1997 - December 1998
Ocwen Financial Corporation April 1994 - June 1996
Ocwen Financial Corporation April 1994 - March 1995
HSBC / Marine Midland Bank October 1991 - February 1994
Mutual Benefit Life December 1988 - September 1991
Howard Savings Bank December 1988 - November 1989
Drexel Burnham Lambert November 1986 - November 1987
Skills
Real Estate, Foreclosures, REO, Investment Properties, Listings, Sellers, Short Sales, Investors, Buyer Representation, New Home Sales, Single Family Homes, Residential Homes, Property, Disposition, Valuation, Commercial Real Estate, Loans, Leases, Negotiation
Education
New York University 1990 — 1991
Diploma in Real Estate - Concentration in Investment Analysis, Real Estate
Villanova University 1982 — 1986
BS, Accounting
CBA, Lincroft NJ 1978 — 1982
Lisa Sheil's Howard Savings Bank Experience July 1988 - September 1992
Job Treasury Management Sales Analyst at Wells Fargo
Industry Banking
Experience
Wells Fargo March 2011 - Present
Wachovia, A Wells Fargo Company October 1992 - March 2010
Howard Savings Bank July 1988 - September 1992
Skills
Wealth Management
Education
University of Delaware 1984 — 1988
B.S., Business Administration - Finance
Wells Fargo March 2011 - Present
Wachovia, A Wells Fargo Company October 1992 - March 2010
Howard Savings Bank July 1988 - September 1992
Skills
Wealth Management
Education
University of Delaware 1984 — 1988
B.S., Business Administration - Finance
Nancy Siciliano's Howard Savings Bank Experience January 1989 - August 1993
Job Insurance Professional
Industry Insurance
Experience
J&K Nutrition, LLC October 2005 - August 2009
Prudential Financial September 1996 - September 2005
Howard Savings Bank January 1989 - August 1993
Cross Marketing, Inc January 1989 - August 1993
Education
Thomas Edison State College 2002 — 2003
Business
J&K Nutrition, LLC October 2005 - August 2009
Prudential Financial September 1996 - September 2005
Howard Savings Bank January 1989 - August 1993
Cross Marketing, Inc January 1989 - August 1993
Education
Thomas Edison State College 2002 — 2003
Business
Maria Liloia's Howard Savings Bank Experience 1984 - 1991
Job Claims Admin Assistant at Bollinger Insurance
Industry Medical Practice
Experience
Bollinger Insurance January 2012 - Present
Personal Care Medical Transport March 2004 - December 2010
Spencer Savings Bank January 1994 - January 2000
HOWARD SAVINGS BANK 1984 - 1991
HOWARD SAVINGS BANK 1984 - 1991
HOWARD SAVINGS BANK 1984 - 1991
HOWARD SAVINGS BANK 1984 - 1991
Skills
Medical Billing, CPT, Coaching, ICD-9, Credentialing, Medical Coding, HCPCS, Medisoft, Medical Manager, Medical Terminology, Practice Management
Education
Seton Hall University 1983 — 1985
Mount Saint Dominic Academy 1979 — 1983
Diploma, Business
Bollinger Insurance January 2012 - Present
Personal Care Medical Transport March 2004 - December 2010
Spencer Savings Bank January 1994 - January 2000
HOWARD SAVINGS BANK 1984 - 1991
HOWARD SAVINGS BANK 1984 - 1991
HOWARD SAVINGS BANK 1984 - 1991
HOWARD SAVINGS BANK 1984 - 1991
Skills
Medical Billing, CPT, Coaching, ICD-9, Credentialing, Medical Coding, HCPCS, Medisoft, Medical Manager, Medical Terminology, Practice Management
Education
Seton Hall University 1983 — 1985
Mount Saint Dominic Academy 1979 — 1983
Diploma, Business
Dominique Israel, CFP's Howard Savings Bank Experience 1989 - 1999
Job Financial Consultant at M&T Bank
Industry Financial Services
Experience
M&T Bank April 2013 - Present
HSBC 2012 - 2013
HSBC 2012 - 2013
Capital One December 2007 - August 2012
M&T Securities December 2007 - August 2012
Howard Savings Bank 1989 - 1999
Howard Savings Bank 1989 - 1999
Howard Savings Bank 1989 - 1999
Wells Fargo Advisors 1993 - 1995
Education
Rutgers University-New Brunswick
Bachelor's degree, Sociology
M&T Bank April 2013 - Present
HSBC 2012 - 2013
HSBC 2012 - 2013
Capital One December 2007 - August 2012
M&T Securities December 2007 - August 2012
Howard Savings Bank 1989 - 1999
Howard Savings Bank 1989 - 1999
Howard Savings Bank 1989 - 1999
Wells Fargo Advisors 1993 - 1995
Education
Rutgers University-New Brunswick
Bachelor's degree, Sociology
Joan Shaw-Maingrette's Howard Savings Bank Experience 1983 - 1986
Job AVP, Premium Accounting Unit Manager, CPCU
Industry Insurance
Experience
Chubb Insurance 2001 - Present
Chubb Insurance 1989 - 2001
West America Mortgage company 1987 - 1989
Howard Savings Bank 1983 - 1986
Skills
Liability, Casualty, Property & Casualty..., Commercial Insurance, Manager-Premium..., Team Building, Training, Management, Analysis, Insurance, Casualty Insurance
Education
Rutgers, The State University of New Jersey-New Brunswick
BS, Economics
Chubb Insurance 2001 - Present
Chubb Insurance 1989 - 2001
West America Mortgage company 1987 - 1989
Howard Savings Bank 1983 - 1986
Skills
Liability, Casualty, Property & Casualty..., Commercial Insurance, Manager-Premium..., Team Building, Training, Management, Analysis, Insurance, Casualty Insurance
Education
Rutgers, The State University of New Jersey-New Brunswick
BS, Economics
Norma Pascual's Howard Savings Bank Experience 1987 - 1989
Job AVP Branch Manager at Crown Bank
Industry Banking
Experience
Crown Bank June 2010 - Present
Capital One Bank April 2007 - June 2010
Rock Community Bank January 2001 - January 2004
Howard Savings Bank 1987 - 1989
Skills
Property/Casualty and..., Series 6 and 63..., Loans, Banking, Mortgage Lending, Portfolio Management, Cross Selling, Leadership, Training, Management, Customer Service, Sales, Analysis, Customer Retention, Branch Banking, Credit, CRM, Commercial Lending, Retail Banking
Education
The HoHoKus School of Business
Business Administration/Computerized Accounting
Fairleigh Dickinson University
Crown Bank June 2010 - Present
Capital One Bank April 2007 - June 2010
Rock Community Bank January 2001 - January 2004
Howard Savings Bank 1987 - 1989
Skills
Property/Casualty and..., Series 6 and 63..., Loans, Banking, Mortgage Lending, Portfolio Management, Cross Selling, Leadership, Training, Management, Customer Service, Sales, Analysis, Customer Retention, Branch Banking, Credit, CRM, Commercial Lending, Retail Banking
Education
The HoHoKus School of Business
Business Administration/Computerized Accounting
Fairleigh Dickinson University
Daniel Pucek's Howard Savings Bank Experience June 1989 - November 1990
Job Owner, Advantage Home Services LLC
Industry Construction
Experience
Advantage Home Services LLC August 2005 - Present
Earnings Performance Group February 1993 - July 2004
Howard Savings Bank June 1989 - November 1990
First Fidelity Bank, NA, North Jersey July 1986 - November 1988
Skills
Construction, Strategic Planning, Business Analysis, Marketing Strategy, Budgets, Microsoft Excel, Team Building, Cross-functional Team..., Leadership, Business Development, Integration, Construction Management
Education
Chubb Institute 1992 — 1992
Diploma, Computer Programming
University of South Florida 1983 — 1985
Bachelor of Arts (BA), Economics
County College of Morris 1980 — 1982
Associate of Arts (AA), Business/Commerce, General
Advantage Home Services LLC August 2005 - Present
Earnings Performance Group February 1993 - July 2004
Howard Savings Bank June 1989 - November 1990
First Fidelity Bank, NA, North Jersey July 1986 - November 1988
Skills
Construction, Strategic Planning, Business Analysis, Marketing Strategy, Budgets, Microsoft Excel, Team Building, Cross-functional Team..., Leadership, Business Development, Integration, Construction Management
Education
Chubb Institute 1992 — 1992
Diploma, Computer Programming
University of South Florida 1983 — 1985
Bachelor of Arts (BA), Economics
County College of Morris 1980 — 1982
Associate of Arts (AA), Business/Commerce, General
Charles Traflet's Howard Savings Bank Experience January 1981 - January 1993
Job IT Consultant
Industry Computer Software
Experience
Traflet Consulting October 2012 - Present
Grinnell Inc. March 2005 - October 2012
Cardinal Software and Systems January 1993 - January 2005
Howard Savings Bank January 1981 - January 1993
Education
Kean University 1985 — 1989
Bachelor of Science, Computer Science
Morris County College
Associates, Applied Science
Traflet Consulting October 2012 - Present
Grinnell Inc. March 2005 - October 2012
Cardinal Software and Systems January 1993 - January 2005
Howard Savings Bank January 1981 - January 1993
Education
Kean University 1985 — 1989
Bachelor of Science, Computer Science
Morris County College
Associates, Applied Science
Angela Anselmo's Howard Savings Bank Experience April 1984 - March 1987
Job President
Industry Restaurants
Experience
Self-employed May 1988 - May 2013
Self-employed 1988 - May 2013
Verex Private Mortgage Insurance March 1987 - January 1988
Howard Savings Bank April 1984 - March 1987
Skills
Patient Care,..., Howard Savings Bk...., Patient Care, Inc...., Completed college..., Restaurants, Advertising, Hiring, Accounts Payable, Mortgage Lending, Inventory Management, Customer Satisfaction, Time Management, Customer Service, Food Service
Education
Seton Hall University 1975 — 1978
Bachelor of Arts (B.A.), Modern Language/Business
Self-employed May 1988 - May 2013
Self-employed 1988 - May 2013
Verex Private Mortgage Insurance March 1987 - January 1988
Howard Savings Bank April 1984 - March 1987
Skills
Patient Care,..., Howard Savings Bk...., Patient Care, Inc...., Completed college..., Restaurants, Advertising, Hiring, Accounts Payable, Mortgage Lending, Inventory Management, Customer Satisfaction, Time Management, Customer Service, Food Service
Education
Seton Hall University 1975 — 1978
Bachelor of Arts (B.A.), Modern Language/Business
Joseph Attanasi's Howard Savings Bank Experience September 1989 - March 1991
Job Insurance Sales
Industry Insurance
Experience
(Self Employed) 1994 - Present
Mutual of Omaha July 1991 - February 1993
Howard Savings Bank September 1989 - March 1991
Colonial Savings & Loan September 1986 - September 1989
First Atlantic Savings & Loan December 1983 - July 1986
Skills
Health Insurance, Long-term Care, Disability Insurance, Insurance, Life Insurance, Underwriting, Sales, Property & Casualty..., Team Building, Employee Benefits, Risk Management
Education
Seton Hall University 1978 — 1982
Bachelor of Science (B.S.), Business Administration (Accounting)
Cranford High School 1975 — 1978
(Self Employed) 1994 - Present
Mutual of Omaha July 1991 - February 1993
Howard Savings Bank September 1989 - March 1991
Colonial Savings & Loan September 1986 - September 1989
First Atlantic Savings & Loan December 1983 - July 1986
Skills
Health Insurance, Long-term Care, Disability Insurance, Insurance, Life Insurance, Underwriting, Sales, Property & Casualty..., Team Building, Employee Benefits, Risk Management
Education
Seton Hall University 1978 — 1982
Bachelor of Science (B.S.), Business Administration (Accounting)
Cranford High School 1975 — 1978