Experience
KeyBank  March 2014 - Present
Citizens Bank  June 2010 - March 2014
HSBC Mortgage Corporation   August 2007 - June 2010
HSBC  2007 - 2010
JPMorgan Chase  June 2006 - October 2007

Skills
VA loans, FHA financing, Conventional Loan..., Mortgage Lending, Loans, Credit Analysis, Risk Management, Underwriting, Finance, Real Estate Transactions, Consumer Lending, Commercial Lending, Banking, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, FHA, Credit, Small Business Lending, USDA, Investments

Education
New England College of Business and Finance   1997 — 2000
Financial Certificate, Banking and Financial Support Services

St. Bonaventure University   1991 — 1995
Bachelor's degree

Experience
CitiFinancial  January 2008 - June 2012
OneMain Financial  October 2005 - June 2012
CitiFinancial  October 2006 - January 2008
BANK UNITED  February 2005 - October 2006
HSBC Mortgage Corporation   October 2000 - February 2005
Old Kent Mortgage  July 1999 - October 2000

Skills
Credit Risk, Credit, Credit Analysis, Banking, Portfolio Management, Mortgage Lending, Loans, Risk Management, Financial Analysis, Underwriting, Funding, Corporate Finance, Financial Modeling, Financial Risk, Financial Services, Due Diligence, Mergers, Finance, Business Planning, Loan Origination

Education
Essex Community College
Business

Experience
KeyBank  May 2014 - Present
HSBC Mortgage Corporation   September 2006 - February 2011
Bank of America  2011 - 2011

Education
State University of New York College at Buffalo   2001 — 2005
Bachelors of Science, Business Studies

Experience
M&T Bank (via GlobalQuest)   May 2015 - Present
Citi  May 2011 - Present
Citigroup  January 2007 - May 2011
HSBC Mortgage Corporation   April 2006 - January 2007
HSBC  September 2004 - April 2006
Lenahan Law Offices, PC   October 2003 - April 2004
SUNY  October 1998 - April 2000
Village of Brocton   January 1996 - January 1998
Brocton Central School District   January 1991 - January 1998

Skills
Loans, Customer Service, Training, Access, Data Entry, Mortgage Lending, Security, Banking, Financial Analysis, Underwriting, Microsoft Excel, Risk Management, Sales, Bloomberg, Management, Microsoft Office, Business Analysis

Education
Brocton Central High School   1994 — 1998

State University of New York College at Fredonia
BS, Business

Experience
HSBC Mortgage Corp  March 2010 - Present
HSBC Mortgage Corporation   June 2008 - Present
HSBC  2011 - 2012
HSBC Mortgage Corp  July 2009 - March 2010
HSBC Mortgage Corp  June 2008 - July 2009
Goldberg Segalla LLP  April 2007 - January 2008
Goldberg Segalla, LLP  April 2007 - January 2008
Wegmans Food, Inc   January 2001 - January 2007
Niagara University Admissions Office   January 2001 - January 2005

Education
Niagara University   2001 — 2007

Niagara University
Master of Science, Criminal Justice Administration

Niagara University
Bachelor of Arts, Political Science

Experience
PNC Mortgage  May 2014 - Present
PNC Mortgage  May 2011 - May 2014
HSBC Mortgage Corporation   March 2010 - May 2011
HSBC Mortgage Corporation   December 2005 - March 2010
HSBC Mortgage Corporation   January 2004 - December 2005

Skills
Mortgage Lending, Risk Management, Project Management, Management, Mortgage Banking, Credit, Business Strategy, SDLC, Coaching, Team Building, Banking, Leadership, Process Improvement

Education
Graduate School of Retail Bank Management   2008 — 2010
Graduate, Retail Bank Management

Saint Bonaventure University   1993 — 1997
Bachelors, Business/Marketing

Experience
Fulton Financial Corporation  September 2014 - Present
First Niagara Bank  July 2012 - May 2014
Bank of America  May 2011 - July 2012
HSBC Mortgage Corporation   November 2004 - April 2010
-  March 2002 - October 2004
Bank One Corporation  January 1999 - January 2002
Fleet Financial Group  January 1996 - January 1999
Shawmut Bank  December 1993 - January 1996
The MAC Group  May 1982 - December 1993

Skills
Strategy, CRM, Risk Management, Analytics, Analysis, Process Improvement, Management, Leadership, Banking, Data Analysis, Business Strategy, Forecasting, Program Management, Financial Modeling, Mergers & Acquisitions, Credit, Finance

Education
University of Pennsylvania - The Wharton School   1986 — 1988
MBA, Decision Science & Marketing

Harvard University   1980 — 1982
Doctoral Study, Economics

Ohio University   1974 — 1978
B.S., Economics, Mathematics

Experience
Nervve  August 2015 - Present
JLBJ Media & Consulting   January 2011 - Present
Nervve  March 2015 - August 2015
The GIs of Comedy: Standup Comics. All Veterans. Still Serving. One Joke at A Time.   August 2013 - March 2015
99-Echo Productions   September 2013 - January 2015
Coca-Cola Bottling Company of Buffalo  September 2014 - November 2014
Citi Bank Canada   September 2011 - September 2012
WKBW-TV  November 2009 - January 2011
HSBC Mortgage Corporation   October 2007 - November 2008
HSBC Bank USA, N.A.   July 2005 - October 2007

Skills
Broadcast Journalism, Television, Social Media Consulting, Broadcast, Television Producing, Public Relations, Video Editing, Editing, Video Production, Creative Writing, Video, Social Media Marketing, InDesign, Social Media, Adobe Creative Suite, Illustrator, Final Cut Pro, Photoshop, Voice Over, Sound Track Pro, Accounting, Account Management, IRAs, Mutual Funds, Mortgage Servicing, Investment Banking, Edius, iPhone, Social Networking, Internal Communications, Internal & External..., Marketing Communications, ENPS, Digital Media, Copy Editing, Event Planning, Press Releases, Media Relations, Journalism, Radio, Professional Services, Customer Loyalty, Leadership, Public Speaking, Customer Service, Facebook, Event Management, Management, Blogging

Education
Kent State University   2014 — 2016
Master's Degree, Journalism Mass Communication: Public Relations, 3.67 Cumulative

State University of New York College at Buffalo   2011 — 2014
Bachelor's Degree, Media and Film/Video Production, 4.0 GPA, graduated summa cum laude

State University of New York College at Buffalo   2011 — 2013
Bachelor's Degree, Arts & Letters: Communication & English, 4.0 GPA, graduated summa cum laude

Erie Community College   2009 — 2011
Associate Degree, Science - Communication and Media Arts

McKinley High School   1998 — 2002
High School Diploma, Computer Information System Technology

Experience
Mortgage Master  September 2015 - Present
Wells Fargo Private Bank  October 2011 - Present
HSBC Mortgage Corporation   December 2007 - May 2011

Skills
Mortgage Lending, Loans, Banking, Loan Origination, Mortgage Banking, Sales, Credit, Real Estate, Residential Mortgages, Investment Properties, Budgets, Commercial Mortgages, Credit Analysis, Credit Risk, Customer Service, Equities, FHA, FHA financing, Finance, Investments, Lines Of Credit, Management, Mortgage Underwriting, Real Estate Financing, Real Estate Transactions, Refinance, Sales Management, VA loans, Options, Portfolio Management, Private Banking, Relationship Management, Retail Banking, Strategic Planning, Syndications, Underwriting, USDA, Wealth Management, FHA Financing

Education
George Mason University   1990 — 1995
BA, Political Science

Experience
New York State department of financial services  July 2015 - Present
Hudson Heritage FCU   October 2014 - June 2015
Hudson United Mortgage   February 2014 - September 2014
Walden Savings Bank  October 2013 - February 2014
Lakeland Bank  August 2011 - October 2013
HSBC Mortgage Corporation   2003 - 2010

Skills
Loans, Mortgage Lending, Commercial Lending, Small Business Lending, Credit, Credit Analysis, Real Estate Transactions, Underwriting, Loan Origination, Consumer Lending, Mortgage Banking, Lines Of Credit, Banking, Commercial Banking, Residential Mortgages, FHA, Construction Loans, VA loans, Refinance, Commercial Mortgages, USDA, FHA financing

Education
Siena College   1987 — 1991
Bachelors, Finance

Experience
Aspire Lending  August 2013 - Present
Wells Fargo  July 2008 - August 2012
Countrywide Bank  October 2007 - July 2008
American Brokers Conduit  April 2005 - July 2007
HSBC Mortgage Services  January 1990 - March 2005
HSBC Mortgage Corporation   1990 - 2005

Skills
FHA, Mortgage Lending, Underwriting, Loans, Mortgage Banking, Credit, Residential Mortgages, Refinance, Credit Analysis, Banking, USDA, FHA financing, Financial Analysis, Mortgage Underwriting, Financial Risk, VA loans, Real Estate, Government Loans, Construction Loans, Non-Conforming, Home Equity Loans, Reverse Mortgages, Certified Mortgage..., Consumer Lending, Loan Servicing, Mortgage Servicing, FHA Financing, VA Loans

Education
University of Maryland University College   2007 — 2008

Experience
Winchester Capital   November 2008 - Present
Genworth Financial  August 2006 - November 2008
HSBC Mortgage Corporation   May 2004 - August 2005

Skills
Mergers & Acquisitions, Financial Modeling, Valuation, Private Equity, Due Diligence, Investment Strategies, Investment Banking, Credit Analysis, Financial Analysis, Process Improvement, Investments, Strategy, Project Management, Relationship Management, Economics, Alternative Investments, Finance

Education
Quinnipiac University - School of Business   2005 — 2007
MBA, Finance

State University of New York at Buffalo   2003 — 2004
BS, Economics

Loyola College in Maryland   1999 — 2003
Bachelor of Business Administration, General Business

Experience
Treliant Risk Advisors  July 2015 - Present
Sunset Realty Of Broward   September 2013 - June 2015
DIGITALRISK - Mphasis Company   April 2013 - August 2013
Solomon Edwards Group  October 2011 - January 2013
J.P. Morgan - Chase   February 2011 - September 2011
Merrill Lynch  September 2008 - January 2011
HSBC MORTGAGE CORPORATION   July 2007 - August 2008
AMERITRUST HOME MORTGAGE   January 2003 - June 2007
Bank of America  January 2000 - December 2002

Skills
Loans, Loan Servicing, Credit Risk, Underwriting, Mortgage Lending, Training, Finance, Due Diligence, Mortgage Banking

Education
Florida International University - College of Business

Experience
K9 Lawn Pals   April 2013 - Present
EG Tax Service  January 2013 - Present
Niagara Froniter Wrestling Officials Association   October 2005 - Present
M&T Bank, Commerce Drive Center   May 2012 - October 2013
Prestige Delivery Systems  August 2010 - September 2012
HSBC Center   November 2009 - January 2010
HSBC Mortgage Corporation   July 2008 - July 2009
Buffalo State College  May 2007 - May 2008

Skills
Lotus Notes, Loans, Invoicing, Financial Analysis, Strategic Planning, Microsoft Office, Microsoft Excel, Leadership, Microsoft Word, PowerPoint, Research, Team Building, Customer Service

Education
Canisius College   2009 — 2011
Master of Business Administration (M.B.A.), Finance

Buffalo State College   2004 — 2008
Bachelor of Science, Economics

Experience
JPMorgan Chase & Co.   May 2015 - Present
Corvisa  January 2014 - June 2015
Northeastern Appraisal Associates   2013 - 2014
Pro Teck Valuation Services  October 2007 - January 2013
HSBC Mortgage Corporation   July 2006 - July 2007
Mortgage Settlement Network Innovations   February 2004 - September 2006
Countrywide Home Loans  January 2005 - October 2005
Morgan Stanley Credit Corp/Discover Home Loans   January 1994 - January 2004
Pinnacle Bank Group   January 1991 - September 1994

Skills
Mortgage Lending, Loan Origination, Loans, FHA, Credit, Underwriting, Banking, Credit Risk, Real Estate, Refinance, Valuation, Vendor Management, Due Diligence, Mortgage Banking, Management, Sales, Loss Mitigation, Mortgage Marketing, Government Loans, Portfolio Management, Mortgage Servicing, Capital Markets, Project Management, Start-ups, New Business Development, CRM, Finance, Executive Management

Education
Eastern Illinois University   1983 — 1986
Bachelor of Science (B.S.), Finance

Eastern Illinois University   1983 — 1986
Bachelor of Arts, Economics

University of New Orleans   1981 — 1982

Experience
Curbell Electronics Inc  November 2010 - Present
Notre Dame Computer Store   September 2006 - May 2010
Sienna Environmental Technologies  May 2009 - August 2009
Boncraft Printing Group   July 2008 - August 2008
HSBC Mortgage Corporation   June 2007 - August 2007
Orchard Park Town Supervisor's Office   December 2005 - January 2006

Education
University of Notre Dame   2006 — 2010
Bachelor of Science, Science Business

Experience
First Niagara Bank  June 2014 - Present
Rich Products Corporation  March 2010 - June 2014
HSBC Mortgage Corporation   March 2007 - March 2010
Rich Products Corporation  2003 - 2007
M&T Bank  2000 - 2003
Ivoclar Vivadent AG  1998 - 2000
Leica Microsystems  1994 - 1998

Skills
Competitive Analysis, Product Management, Marketing, Market Research, Segmentation, Leadership, International Business, Product Development, Pricing, Management, Strategic Planning, Forecasting, Marketing Strategy, Marketing Research, Cross-functional Team..., Strategy, Sales, Product Marketing, Taking New Products to..., Strategic Business..., Business Strategy, Introducing New Products

Education
University at Buffalo   1990 — 1997
MA and BS, Spanish and International Business and World Trade

Experience
State Farm Bank  September 2015 - Present
Mohawk Valley Community College  October 2008 - August 2011
HSBC Mortgage Corporation (USA)   September 2006 - March 2008
Rome Area Chamber of Commerce   June 2005 - May 2006
Excellus BlueCross BlueShield  June 2002 - March 2006
HSBC Mortgage Corporation   June 2001 - June 2002
Pizzazz Communications & Event Management   August 2000 - June 2002
City of Rome  September 2000 - June 2001
Mohawk Valley EDGE  April 1994 - September 2000
Rome Savings Bank  February 1988 - March 1994

Skills
Public Speaking, Social Media, Economic Development, Marketing Communications, Entrepreneurship, Higher Education, Community Development, Customer Service, Social Networking, Event Management, Team Building, Social Media Marketing, Editing, Budgets, Leadership Development, Blogging

Education
Utica College   1985 — 1988
B.S., Business Administration

Mohawk Valley Community College   1982 — 1985
AAS, Banking & Insurance

Rome Free Academy

Experience
HSBC Bank USA  June 2011 - Present
HSBC  January 2010 - June 2011
HSBC Mortgage Corporation   April 1993 - January 2010

Skills
Wealth Management, Retail Banking, Loans, Mortgage Lending, Credit, Banking, Portfolio Management, Commercial Banking, Mortgage Banking, Series 63, Management, Financial Services, Insurance, Underwriting, Risk Management, Investments, Relationship Management, Series 7, Finance, Cross Selling, Credit Analysis, Credit Risk, Credit Cards, Commercial Lending, Residential Mortgages, Consumer Lending, Private Banking, Financial Risk, Branch Management, Small Business Lending, Loan Origination, Cash Management, Commercial Mortgages, Lines Of Credit, Mutual Funds, Retirement Planning, Securities

Education
Rochester Institute of Technology   1985 — 1990

Experience
Buffalo Fire Department  April 2015 - Present
Citi Global Markets  April 2014 - Present
Citi Global Markets  April 2010 - March 2014
Citi Global Markets  April 2007 - March 2010
HSBC Mortgage Corporation   January 2007 - April 2007
HSBC Mortgage Corporation   July 2006 - January 2007

Skills
Account Reconciliation, Accounting, Banking, Bonds, Credit Risk, Customer Service, Derivatives, Finance, Loans, Management, Microsoft Word, Mortgage Lending, Portfolio Management, Options, PowerPoint, Time Management, Sales, Trading, FX Options

Education
Canisius College   1997 — 2001
MCIS, Managing Computer Information Systems

Experience
First Niagara Bank  November 2014 - Present
First Niagara Bank  April 2014 - November 2014
First Niagara Bank  December 2011 - June 2014
First Niagara Bank  February 2010 - December 2011
HSBC Mortgage Corporation   June 2005 - February 2010
HealthNow New York Inc.  November 2002 - May 2005
Aon Consulting  1996 - 2001
Pension Resource Group  1995 - 1996

Skills
Actuarial Science, Commercial Banking, Credit, Performance Management, Quantitative Analytics, Financial Analysis, Banking, Portfolio Management, Credit Risk, Commercial Lending, Loans, Risk Management, Financial Risk, Credit Analysis

Education
Leadership Buffalo Class of 2011   2011 — 2011

State University of New York at Buffalo - School of Management   2006 — 2008
EMBA, Executive Masters of Business Administration

State University of New York College at Buffalo   1989 — 1994
BS, Mathematics

Experience
Epiq Systems  2012 - Present
Janak Law Firm, PA   April 2003 - November 2012
Jordan Price Wall Gray Jones & Carlton, PLLC   2000 - 2003
Contract Employment October 1997 and July 2000   1999 - 2000
HSBC Mortgage Corporation   1997 - 1998
Volunteer Lawyers Project / Consumer Bankruptcy Assistance Project   1995 - 1998

Skills
Litigation, Courts, Real Estate, Public Speaking, Microsoft Excel, Microsoft Word, Microsoft Office, Customer Service

Education
Rutgers University School of Law - Camden   1994 — 1997
Doctor of Law (JD), Law

University at Buffalo   1989 — 1994
Bachelor of Arts (BA), Major: Economics/Minor: Political Science

Experience
Seneca Mortgage Servicing LLC  July 2014 - Present
Seneca Mortgage Servicing LLC  March 2013 - July 2014
Pentalpha Surveillance   January 2007 - March 2013
M&T Mortgage Corporation  December 2003 - December 2006
HSBC Mortgage Corporation   July 1998 - December 2003
NationsBanc Mortgage Corporation  March 1997 - July 1998

Skills
Bankruptcy, Mortgage Servicing, Mortgage Lending, Foreclosures, Default, Due Diligence, Loss Mitigation, Loans, Quality Control, Compliance

Education
Canisius College   1991 — 1995
BS, Finance

Experience
CVS Pharmacy  November 2012 - Present
Genesee Community College  August 2011 - Present
Genesee Community College Computer Repair Clinic   September 2010 - December 2010
HSBC Mortgage Corporation   September 2008 - October 2009
Mercy Outreach   January 2008 - May 2008
Old Country Buffet  July 2005 - January 2008

Skills
Research, Operating Systems, Troubleshooting, Software, Lotus Notes, MS Office Suite, HTML, Photoshop, Dreamweaver, Flash, Basic Linux, Hardware/Software...

Education
Genesee Community College   2010 — 2012
Associate in Applied Science, Computer Systems and Network Technology

SUNY College at Brockport   2005 — 2008
Bachelor's, Communication Studies, Computer Information System

Genesee Community College   2002 — 2004
Associate's, Computer Information Systems

Experience
Needham Risk Management Resources Group, LLC   2012 - Present
Keller Williams Realty  2009 - 2013
MGIC  2002 - 2004
HSBC Mortgage Corporation   1998 - 2002
PMI Mortgage Insurance Co.  1998 - 1998
Rondout Savings Bank  1994 - 1998
Ulster Savings Bank  1993 - 1994

Skills
Mortgage Lending, Credit, Real Estate, Loans, Banking, Sellers, Relocation, Investment Properties, Analysis, Condos, Residential Homes, Selling, Single Family Homes, Sales

Education
Fairfield University   1995 — 1997
National School of Banking

SUNY Plattsburgh   1988 — 1992
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Experience
Bank of America  May 2015 - Present
Citi  September 2013 - May 2015
Citi  August 2011 - September 2013
HSBC Mortgage Corporation   December 2010 - August 2011
PlasticWeld Systems, Inc.   June 2005 - December 2010

Skills
Technical Analysis, Trading Systems, Analytical Skills, Foreign Exchange, Technical Support, Analysis, Financial Services, Investments

Education
State University of New York at Buffalo   2006 — 2010
Bachelor of Science, Financial Analysis

Experience
Moog Inc.  October 2012 - Present
First Niagara Bank  May 2010 - October 2012
HSBC Mortgage Corp  July 2005 - April 2010
HSBC, Mortgage Corporation  July 2005 - April 2010
Ingram Micro, Inc  January 1994 - July 2005
Ingram Micro, Inc  January 1994 - July 2005
Westwood Squibb Pharmaceuticals  July 1993 - December 1993
Computer Task Group, Inc  January 1992 - April 1993
Computer Task Group, Inc  January 1992 - April 1993
Computer Task Group  March 1985 - April 1993

Skills
Training, Management, Customer Service, Process Improvement, Leadership, Human Resources, Sales, Budgets, Software Documentation, Analysis, Team Building, Time Management, Finance, Marketing, Program Management, Event Planning, Event Management, Vendor Management, Access, Administrative..., Inventory Management, Supervisory Skills, System Administration, PowerPoint, Employee Training, Supplier Negotiation, Travel Management, Business Travel, Travel Arrangements, International Business, Outlook, Microsoft Word, Cross-functional Team..., Employee Relations, Administration, Budgeting, Special Events, Training & Development, Training Skills, Lean Tools, Lean Management

Education
Lean Enterprise Institute   2015 — 2015
Certificate of Training, Lean Management

Empire State College (SUNY)   2011 — 2014
Bachelor's degree, Business Management and Economics, 4.0

SUNY Empire State College   2008 — 2011
Associate of Science (AS), Business Studies, 4.0

IBM Education Center   1989 — 1990

Erie Community College   1983 — 1984
AS, Secretarial Science

Experience
HSBC Bank USA  February 2011 - Present
HSBC Mortgage Corporation   August 2008 - February 2011
HSBC Mortgage Corporation   April 2006 - August 2008
HSBC Mortgage Corporation   September 2003 - April 2006
Dunkin Donuts  June 2002 - August 2003
Target  September 1998 - May 2002

Skills
Customer Satisfaction, Performance Management, Policy, Customer Service, Team Building, Business Operations..., Mortgage Banking, Middle Office, Leadership Development, Goal Oriented, Organizational..., Visio, Microsoft Office, CIF, Citrix, Strategic Planning, Internal Communications, Morale Builder, Listener, Public Speaking, Conflict Management, Project Planning, Project Coordination, Quality Management, Balance, Leadership, Capacity Planning, Oral & Written..., Resume Writing, Credit Cards, Premier, Globalization, Employee Relations, Employee Training, Morale, Operations Management, Mortgage Lending, Risk Management, Recruiting, Management, Banking, Coaching, Training, Process Improvement, Relationship Management, Project Management, Change Management

Education
Medaille College   2006 — 2007
MS) Masters, Organizational Leadership

State University College at   2002 — 2004
BA) Bachelor of Art, Public Communications; Advertising/Public Relations

Niagara Community College
Associates Degree, Media Arts; Communications

Experience
Victoria's Secret  September 2012 - Present
Books A Million  November 2011 - September 2012
Pier 1 Imports  September 2011 - November 2011
Borders Books  May 2010 - September 2011
Craig Wolf Appraisals   May 2008 - May 2010
American Homebuyer Mortgage   November 2004 - May 2008
HSBC Mortgage Corporation   May 2006 - June 2007
Guess  October 2000 - January 2003
Chelsea Cambell   July 1999 - June 2000
Gymboree  January 1997 - January 1999

Skills
Retail, Loss Prevention, Store Management, Merchandising, Visual Merchandising, Team Building, Management, Customer Experience, Leadership, Sales Management, Driving Results, Sales, Inventory Control, Inventory Management, Big Box, Profit, Store Operations

Education
Jefferson Community College   1987 — 1988
General

Experience
HSBC Retail Banking and Wealth Management  May 2015 - Present
HSBC Retail Banking and Wealth Management  July 2014 - Present
HSBC Retail Banking and Wealth Management  March 2010 - July 2014
HSBC Mortgage Corporation   October 2008 - March 2010
M&T Bank Corporation  January 2008 - October 2008
M&T Bank Corporation  November 2006 - January 2008
M&T Bank Corporation  April 2006 - November 2006
M&T Bank Corporation  January 2002 - April 2006

Skills
Banking, Financial Analysis, Financial Modeling, Portfolio Management, Project Management, Business Analysis, Retail Banking, Leadership, Finance

Education
University at Buffalo   2009 — 2012
Masters; Bachelor of Science, Business Administration; Marketing

University at Buffalo   2004 — 2006
BA, Marketing

Experience
Paychex  December 2014 - Present
Wells Fargo Home Mortgage  2012 - 2014
Wells Fargo Home Mortgage  2010 - 2012
HSBC Mortgage Corporation   2006 - 2010
HSBC Mortgage Corporation   2004 - 2006

Skills
Mortgage Lending, Underwriting, Mortgage Underwriting, Credit Risk, Relationship Management, Mortgage Banking, Loans, Refinance, Loan Origination, Credit Analysis, Residential Mortgages, Quality Improvement, Process Improvement, Credit, Banking

Education
University at Buffalo
Bachelor of Arts (B.A.), Social Sciences