Integrated Capital Group
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Integrated Capital Group Employees
Merrill Lynch December 2012 - Present
Integrated Capital Group January 2012 - November 2012
Lab Support, a division of On Assignment April 2012 - September 2012
Maynard's Restaurant September 2011 - May 2012
CIMA Labs June 2011 - August 2011
Medtronic September 2010 - May 2011
Skills
Microsoft Excel, Data Analysis, Customer Service, Microsoft Office, Leadership, PowerPoint, Microsoft Word, Research, Process Improvement, Analysis, Portfolio Management, Public Speaking
Education
Bethel University 2007 — 2011
Chemistry (B.A), Chemistry & Business
Sun and Slope April 2014 - Present
Gear West Adrenaline November 2012 - March 2014
Integrated Capital Group September 2009 - November 2012
DCA, Inc. January 1987 - October 1990
Skills
Strategic Planning, Marketing Strategy, Financial Modeling, Marketing, Event Planning, Project Management, Financial Analysis, Microsoft Office, Leadership, Marketing Communications, Market Research, Advertising, Email Marketing, Social Media, Account Management
Education
St. Olaf College 1979 — 1983
Bachelor of Arts (B.A.), Mathematics
Minnetonka High School 1975 — 1979
Union Bank September 2013 - Present
California Consumer Lending December 2007 - August 2013
GreenPoint Mortgage November 1996 - November 2007
Integrated Capital Group April 1992 - October 1996
Skills
Mortgage Lending, FHA, Refinance, Loans, Mortgage Banking, Residential Mortgages, Loan Origination, USDA, VA loans, Credit, FHA financing, Mortgage Underwriting, Underwriting, Banking, Construction Loans, Credit Analysis, Financial Analysis, Calyx Point, Mortgage Servicing, Reverse Mortgages
Education
Portland State University 1987 — 2000
Bachelor of Arts (B.A.), Marketing
Concordia University-Portland 1986 — 1987
Risk Management Solutions (RMS) February 2005 - Present
Lendex/Determine Inc. June 2001 - January 2005
Integrated Capital Group 1998 - 2001
Skills
Testing, Quality Assurance, Software Quality..., Requirements Gathering, Defect Tracking, Functional Testing, Black Box Testing, SQL, Agile Methodologies, Software Development, Microsoft SQL Server, Requirements Analysis, SDLC, Integration, Software Project..., Databases, Scrum, XML, Cloud Computing, Business Process
Education
University of California, Berkeley 1993 — 1998
A Division of PNC Bank, National Association November 2010 - Present
Mitogenx November 2009 - Present
San Francisco District Attorney Bureau November 2007 - July 2008
Financial Title Company August 2004 - March 2007
First American Title Company June 2003 - July 2004
Fidelity National Title Company January 1999 - January 2003
First American Title Company January 1994 - January 1999
Fidelity National Title Company January 1991 - January 1994
Integrated Capital Group January 1988 - January 1991
Skills
REO, Real Estate, Investment Properties, Short Sales, Foreclosures, Sellers, Residential Homes, Investors, First Time Home Buyers, Relocation, Real Estate Transactions, Escrow, Single Family Homes, Mortgage Lending, Loans, Refinance, Condos, Property Management, Referrals, FHA, Loan Origination, Asset Management, USDA, Residential Mortgages, Property, Mortgage Banking, Mortgage Underwriting, Credit, Investments, VA loans, FHA financing, Real Estate Financing
Education
USC Marshall School of Business School of Policy
Planning and Development Lusk Center Bay Area Ross Program
University of California, Berkeley
University of the Philippines
Bachelor of Arts, Philosophy/ English Literature
SJCS83
Valligent 2002 - Present
Primis, Inc. 1999 - 2001
Hacienda Property Valuation 1998 - 1999
Pacific Thrift and Loan 1996 - 1998
Integrated Capital Group 1992 - 1996
Vogel Appraisal Corporation 1989 - 1992
Homestead Savings 1987 - 1989
Skills
Real Estate, Operations Management, Sales, Appraisals, Mortgage Lending, Mortgage Banking, Executive Management, Valuation, Cultural Transformation, Due Diligence, Risk Management, Operational Turnaround, P&L Ownership, Strategic Human..., Change Management
Education
Saint Mary's College of California 1997 — 1999
MBA, Business Administration
University of Nebraska-Lincoln 1982 — 1985
Bachelor of Science, Business Administration - Finance
Union College (NE) 1981 — 1982
Business Administration
Umpqua Bank June 2014 - Present
Wells Fargo Home Mortgage 1998 - June 2014
Integrated Capital Group 1988 - 1998
Skills
Credit Analysis, Loan Origination, Mortgage Lending, Banking, Commercial Banking, Loans, Financial Analysis, Credit, Mortgage Banking, Retail Banking, Real Estate, FHA, Refinance, Financial Services, Commercial Lending, Underwriting, Consumer Lending, Investments, Relationship Management, REO, Residential Mortgages, Portfolio Management, Residential Homes, Brokerage, Real Estate Transactions, Sales, Short Sales, Investors, Referrals, Foreclosures, Loan Servicing, Funding, Asset Management, Financial Risk, Branch Management, Private Banking, Real Estate Economics, Construction Loans, Finance, Lines Of Credit, Cross Selling, FHA financing, VA loans, Commercial Mortgages, Small Business Lending
Education
San Jose State University 1985 — 1988
Bachelor of Science (B.S.), Industrial and Systems Engineering
Golden Gate University, San Francisco; California State University, Hayward
Real Estate Development and Mortgage Banking
Parkside Lending September 2007 - Present
Alliance Bancorp September 2000 - July 2007
Integrated Capital Group / TMS / First Union August 1996 - August 2000
Integrated Capital Group 1996 - 2000
Skills
Capital Markets, Secondary Market, Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Credit, Residential Mortgages, Banking, Credit Analysis, Underwriting, Loss Mitigation, Risk Management, FHA, Financial Modeling, Financial Analysis, Securitization, Real Estate, Structured Finance, Portfolio Management, Credit Risk, Financial Structuring, Secondary Mortgage...
Education
University of California, Davis 1992 — 1996
BA, Sociology, Organizational Studies, History
Bank of America Home Loans September 2008 - Present
Indymac Bank December 1999 - September 2008
Integrated Capital Group 1992 - 1999
Skills
Mortgage Lending, Program Management, Mortgage Banking, Credit, Management, Credit Risk, Banking, Leadership, Underwriting, Loan Origination, Financial Risk, Executive Management, Loans, Product Development, FHA
Education
De La Salle University 1978 — 1980
Bachelors Degree, Business Administration Major in Marketing
Washington State Housing Finance Commission January 2007 - Present
California Housing Finance Agency June 2003 - December 2006
The Money Store 1998 - 2003
Integrated Capital Group 1998 - 2000
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Customer Service, Public Speaking, Microsoft Office, Underwriting, Loss Mitigation, Appraisals, Fraud, Non-profits, Real Estate, Risk Management, Financial Risk, Loan Servicing, Residential Mortgages, Loan Origination, Community Development, Nonprofits, Outlook, Refinance
Education
University of California, San Diego 1988 — 1991
BA, Urban Studies & Planning
St. Francis