Experience
Bayview Asset Management, LLC  June 2014 - Present
Clayton  February 2013 - July 2013
Bank of America  June 2012 - January 2013
JCIII & Associates   May 2009 - August 2011
Guaranteed Home Mortgage  February 2007 - April 2009

Skills
Mortgage Lending, Credit, Loans, Real Estate, Software Documentation, Financial Risk, Default, Due Diligence, Customer Service, Foreclosures, Mortgage Banking, Investments, Mortgage Underwriting, Residential Mortgages, Loan Origination, Public Speaking, Analysis

Education
University of Pennsylvania   2013 — 2015
Bachelor's degree, Political Science and Economic Policy, Junior

Hillsborough Community College   2010 — 2012
Associate of Arts, Economics

United States Navy: Fire Controlman   1997 — 2000
Certificate of Completion, Advanced Electronics & Computer Field (AECF)

Experience
Comfort Keepers  February 2014 - February 2015
Stewart Lender Services  August 2013 - January 2014
Med Express Inc.   August 2013 - January 2014
National Title Network   April 2012 - April 2013
JCIII & Associates   October 2011 - March 2012
Wells Fargo  February 2009 - February 2011

Skills
Insurance, Mortgage Lending, Onboarding, Customer Service, Loans, Credit, Outlook, Resume Writing, Banking, Talent Acquisition, Refinance, Employee Relations, Customer Satisfaction, Loan Origination, FHA, Time Management, Microsoft Excel, Temporary Staffing, Microsoft Word, Microsoft Office, Sales Management, Account Management, Payroll, Leadership, Management, Sales, Training, Mortgage Banking, Cold Calling, Coaching, Human Resources, Team Building, Hiring, Marketing, First Time Home Buyers, Leadership Development, Retail, Interviews, Team Leadership, Social Networking, Employee Training, Building Relationships, Mortgage Underwriting, PowerPoint, New Hire Orientations, Performance Management, Residential Mortgages

Education
Keiser University-Tampa, FL
Associate's Degree, Legal Assistant/Paralegal

Florida Career College-Clearwater   2013 — 2014
Diploma, Nursing Assistant/Aide and Patient Care Assistant/Aide

Florida Career College-Clearwater   2012 — 2012
Certificate, Medical/Clinical Assistant

Johnson and Wales University   1987 — 1991
Bachelor's degree, Marketing

Experience
MetLife  February 2014 - Present
JCIII & Associates   October 2013 - January 2014
Movement Mortgage  August 2012 - September 2013
Accurate Installations   January 2012 - August 2012
ActionLink  January 2011 - January 2012
Coldwell Banker Hartung & Noblin, Inc.   August 2009 - July 2011
Your Mortgage People, A Numerica Company   January 2009 - August 2009

Skills
Financial Analysis, Loans, Loan Origination, Mortgage Banking, Refinance, Mortgage Lending, FHA financing, VA loans, International Relations, Sales, Corporate Training, Marketing, Customer Service, Social Media, Certified Mortgage..., Leadership, Social Networking, Selling, Fundraising, Investment Properties, Residential Homes, First Time Home Buyers, Real Estate, Foreclosures, Small Business, REO, Single Family Homes, FHA, Short Sales, Condos, Investors, Sellers, New Home Sales, Referrals, Real Estate Economics, Sales Management, Real Estate Transactions, Training, Marketing Strategy, Finance, Listings, Event Planning, Townhomes, Budgets, Property Management, Brokerage, Relocation, Real Estate Financing, Advertising, Time Management

Education
Florida State University   2009 — 2010
Master's degree, International Relations and Affairs

University of Central Florida   2004 — 2008
Bachelor's degree, International Relations and Affairs

Koc University   2010 — 2010
Comparative Turkish Politics

Experience
Universal American Mortgage Company  February 2013 - Present
JCIII & Associates   September 2011 - February 2013
JP Morgan Chase & Co  July 2010 - September 2011
Bank of America  October 2009 - July 2010
Numerica Mortgage, LLC   September 2008 - October 2009
Kemper Mortgage, Inc.   March 2007 - September 2008

Skills
401k, Accounting, Brokers, Commercial Insurance, Credit, Customer Service, Disability Insurance, Employee Benefits, Estate Planning, Expenses, FHA, Finance, Financial Planners, Financial Risk, Financial Services, Fixed Annuities, Funding, General Insurance, Health Insurance, IRAs, Indemnity, Insurance, Interviews, Investments, Lead Generation, Leadership, Life Insurance, Loan Origination, Loans, Long Term Care Insurance, Long-term Care, Management, Marketing, Medicare, Mortgage Lending, Mutual Funds, Networking, Property, Property & Casualty..., Recruiting, Retirement, Retirement Planning, Sales, Sales Management, Selling, Small Business, Software Documentation, Strategic Financial..., Term Life Insurance, Terminology

Education
University of South Florida   1996 — 2005
Bachelor of Science (B.S.), English (Creative Writing)

Experience
JCIII & Associates   July 2014 - Present
Planet Lending Services   February 2014 - May 2014
Chase  February 2011 - September 2013
Charles Bliss Wholesale Produce Inc   January 2009 - February 2011
Golfside Lending2006- 2009   January 2006 - November 2009
Marketplace Financial2005-2006   April 2005 - January 2006
Jackson Funding Group   January 1999 - January 2005
Ford Consumer Finance  February 1991 - October 1999

Skills
Finance, Mortgage Underwriting, Credit Analysis, Loans, Real Estate Financing, Mortgage Lending, Credit, FHA, Loss Mitigation, Quality Assurance, Emerging Markets, Public Speaking, Real Estate Development, Mortgage Compliance, Residential Mortgages, Consumer Lending, Timely Decision Making, Underwriting, VA loans, Real Estate, Loan Origination, Mortgage Banking, Mortgage Servicing, Marketing, Time Management, Communication, Mitigation Strategies, Foreclosures, USDA, Training, Loan Servicing, Refinance, Analysis, Credit Risk, Executive Management, Financial Risk, FHA financing, Loan Modifications, Leadership, Default, HAMP, Management, Senior Executive..., Executive Development, Business Development, Operating Budgets, Annual Reports, Organizational..., VA Loans

Education
University of South Florida   1987 — 1991
Bachelor of Arts, Speech Communication

Experience
JCIII & Associates   August 2012 - Present
Nemeth Consulting   October 2006 - September 2012
Jefferson Wells  October 2008 - January 2011
Steven Douglas Associates  2011 - 2011
Tower Records  December 2004 - October 2006
Jones & Stokes Associates  December 2003 - December 2004
KPMG and Arthur Andersen   May 2001 - November 2003

Education
University of South Florida
MBA, USF EMBA

California State University-Sacramento
BS, Business Administration- Accountancy

Experience
JCIII & Associates   May 2013 - Present
Sandstone Association Management, LLC   September 2012 - February 2013
JPD - Unified Tools   January 2010 - July 2012
Fidelity Mortgage  June 2008 - November 2009
RBC Bank  May 2006 - May 2008
S&L Capital Group, Inc. D/B/A Sunstate Lenders   August 2004 - June 2006
RJ Lending, Inc   December 2001 - April 2003
Global Organic Specialty Source, Inc   September 2000 - March 2001
Carefree Design Center of Sarasota   January 2000 - August 2000
Long Property Group, Inc   July 1996 - December 1999

Skills
Real Estate, Marketing, Contract Negotiation, Business Development, Sales, Mortgage Lending, Loans, Finance, Negotiation, Residential Homes, Public Relations, Social Networking, Loan Origination, Banking, Budgets, Customer Service, Leadership, Portfolio Management, Real Estate Transactions, Management, Refinance, Investments, Small Business, Mortgage Banking, Real Estate Development

Education
University of South Florida - College of Business Administration   1994 — 1996
B.A, Economics & Political Science

Manatee Community College   1992 — 1994
Associate of Science (A.S.), Business Administration and Management, General

State College of Florida-Manatee-Sarasota   1992 — 1994
Associate of Arts, Legal Assisting

Experience
JCIII & Associates   June 2013 - October 2013
Clayton  March 2013 - June 2013
Aerotek  March 2012 - January 2013
Albertelli Law  April 2011 - March 2012
Shapiro, Fishman, & Gache   January 2009 - March 2011
Lowe's Home Improvement  February 2006 - October 2008
Airline Training Academy   October 2002 - April 2003
United States Air Force  March 1987 - October 2000

Skills
Software Documentation, Leadership

Education
Southern Illinois University, Carbondale   2000 — 2008
Bachelor's degree, Workforce Development and Training

Experience
JCIII & Associates   February 2012 - August 2013
Addison & Howard, P.A.   June 2006 - July 2007
Sound & Screen Designs, Inc.   June 2006 - August 2006

Skills
Due Diligence, Residential Mortgages, Business Analysis, Interpersonal Skill, Computer Proficiency, Customer Service, Loans, Credit

Education
University of Central Florida   2006 — 2011
Bachelor of Science (BS), Business Administration and Management, General

Experience
JCIII & Associates   August 2014 - Present
Stonegate Mortgage Corporation  September 2013 - May 2014
Wells Fargo Home Mortgage  2011 - September 2013
Oxford Lending Group  2008 - 2011
Horizon Mortgage Group   2006 - 2008
Global One Mortgage   2001 - 2006
Florida Mortgage Funding  1998 - 2001

Skills
FHA, Government Loans, Mortgage Lending, VA, Conforming, Conventional, Refinance, VA loans, Mortgage Banking, FHA financing, Mortgage Industry, Mortgage, Mortgage Planning, Loans, Residential Mortgages, Purchase, First Time Home Buyers, Real Estate Financing, Certified Mortgage..., Credit, Investment Properties, Reverse Mortgages, Loan Origination, Home Equity Loans, USDA, Construction Loans, Commercial Mortgages, Loss Mitigation, Debt Consolidation, Mortgage Underwriting, Underwriting, Mortgage Servicing, Referrals, Banking, Finance, Home Equity Lines of..., Real Estate Economics, HUD, REO, Real Estate

Education
Indiana University-Purdue University at Indianapolis   1986 — 1991
Bachelor of Science (BS), Marketing

Experience
NIIT Technologies Limited  2015 - 2015
Burnett Specialists / Choice Specialists  2014 - 2015
Towers Watson's OneExchange  2014 - 2014
Regal Staffing Services  2014 - 2014
US Small Business Administration  2012 - 2013
JCIII & Associates   January 2012 - February 2012
Choice Staffing   October 2011 - December 2011
Johnson Service Group, Inc  June 2011 - June 2011
PDS Tech, Inc.   May 2010 - July 2010
Johnson Service Group, Inc  November 2009 - February 2010

Skills
Customer Service, Administrative..., Microsoft Office, Budgets, Administration, Outlook, Access, Project Management, Process Scheduler, PowerPoint, Calendars, Microsoft Word, Excel, Word, Administrative Support, Event Management, Scheduling, Coordination, SharePoint, Visio, Microsoft Excel, Administrative..., Interviews, Temporary Placement, Human Resources, Leadership, Training, Management, Analysis

Education
Villanova University   2005 — 2006
Master Certificate, Project Management

University of Phoenix   2003 — 2005
MBA, Business, Technology Management

Experience
Chase  January 2014 - Present
Chase  January 2013 - December 2013
Bank of America  September 2012 - December 2012
JCIII & Associates   2009 - 2012
CVS Health  August 2008 - February 2009
Rock Spring Country Club  2006 - 2009
Rock Spring Country Club  2004 - 2006
Trans World Entertainment  2003 - 2004

Education
County College of Morris   2003 — 2007
Liberal Arts and Sciences, General Studies and Humanities

West Orange High School   1999 — 2003
High School Diploma

Experience
JCIII & Associates   July 2013 - Present
Law Firm of James J. Quinlan   February 2012 - July 2013
DMS, Inc.   February 2011 - February 2012
Genesis Direct  November 2007 - February 2011
ACE Group  2004 - 2007
T. LYNN ASSOCIATES, INC   2002 - 2004
LIst Technology Systems, Inc.   January 2001 - January 2002
Thomson Reuters - Medical Economics   January 1996 - January 2001
Thomson Reuters - Medical Economics   January 1996 - January 1998
Lebhar-Friedman - CSG Information Services   January 1991 - January 1996

Skills
Integrated Marketing..., Strategic Planning, Executive Management, Direct Marketing, Direct Mail, Customer Acquisition, Email Marketing, Telemarketing, Sales Management, Client Services, Analytics, P&L, Social Media, Copywriting, Vendor Management, Product Development, Customer Relations, Contract Negotiation, Operations Management, Publishing, Call Center, Product Management, Cross Selling, Production, Insurance, Response Analysis, Databases, PURLs, Database Marketing, Lead Generation, Campaign Management, Integrated Marketing, B2B Marketing, Demand Generation, Interactive Marketing, Multi-channel Marketing, Marketing Strategy, Customer Retention, B2B, Marketing Management, Segmentation, Marketing Communications, Online Marketing, Social Media Marketing, Budget Management, Relationship Marketing, Market Planning, Trade Shows, Account Management, Channel Marketing

Education
Central Connecticut State University
Liberal Arts/Business

Pasco Hernando Community College
Associate of Arts

Experience
Clayton  2013 - 2013
JCIII & Associates   June 2008 - September 2012

Education
International Academy of Design

Experience
Universal American Mortgage Company (UAMC)   March 2015 - Present
Bank of America  May 2014 - March 2015
PennyMac  September 2012 - November 2013
Aerotek (PennyMac)   May 2012 - September 2012
JCIII & Associates   July 2011 - May 2012
Opus CMC  August 2009 - July 2011
American Mortgage Consultants  June 2005 - August 2009
HSBC Mortgage Services  January 1997 - June 2005
Oxford Health Plans  June 1999 - June 2000
Casper's Company  November 1992 - November 1996

Skills
Mortgage Lending, Loan Origination, Banking, Portfolio Management, Auditing, Microsoft Excel, Financial Reporting, Microsoft Word, Analysis, Due Diligence, Cash Management, Customer Service, Outlook, Access, Microsoft Office, Negotiation, Mortgage Servicing, Finance, Loan Modifications, Foreclosures, Call Centers, Short Sales, FHA, Residential Mortgages, USDA, FHA financing, VA loans, Real Estate, Non-Conforming, Fraud, Default, Government Loans, Home Equity Lines of..., FNMA, FHLMC, Mortgage Banking, PowerPoint

Education
Saint Leo University   2009 — 2012
Bachelor of Business Administration (B.B.A.)

Hillsborough Community College   2008 — 2009
Business

University of South Florida   1994 — 1996

Pasco-Hernando Community College   1992 — 1994
A.A., Liberal Arts

Experience
USAA  March 2013 - Present
USAA  January 2011 - March 2013
JCIII & Associates   June 2008 - November 2010
Clayton Holdings LLC  April 2005 - May 2008
UBS Home Finance  May 2007 - November 2007
Lydian Trust Company   August 2004 - April 2005
Washington Mutual  January 2004 - August 2004
Bank of America  May 2001 - January 2004

Skills
Credit, Banking, Risk Management, Mortgage Lending, Loans, Credit Risk, Portfolio Management, Loan Origination, Mortgage Banking, Underwriting, Financial Risk, Credit Analysis, Analysis

Education
Southwestern Illinois College   1995 — 1997

Experience
Florida Executive Realty  March 2014 - Present
JCIII & Associates   October 2013 - January 2014
Bank of America  April 2013 - October 2013
Sharpe Professional Roofing, LLC   July 2012 - April 2013
Integrated Marketing Solutions, Inc.   June 1999 - January 2010
Golden Rule Financial, Inc.   February 2002 - November 2009

Skills
Mortgage Lending, Loan Origination, Banking, Loans, Sales Management, Real Estate, Sales, Credit, Investment Properties, Risk Management, Relationship Management, Finance, Credit Analysis, Executive Management, Small Business, Mortgage Banking, Residential Mortgages, Refinance

Education
St. Petersburg College   1978 — 1980

Experience
JCIII & Associates   2014 - Present
Chase  2011 - 2013
ProVest  2009 - 2011

Skills
Mortgage Banking, Loans, Foreclosures, Default, Mortgage Servicing, Analysis, Customer Service, Mortgage Underwriting, Team Leadership, Loss Mitigation, Sales, Residential Mortgages, Private Investigations, Legal Research, Credit, Mortgage Lending, Loan Servicing, Loan Modifications, Banking, Skip Tracing, Operations, Account Management, Leadership, Outlook, Loan Origination, FHA, Refinance, Microsoft Office, Microsoft Word, Microsoft Excel, LPS Desktop, Perfect Practice, Risk Analysis, Underwriting, Notary Public

Education
Florida International University   2014 — 2015
Graduate Certification, FIBA AMLCA

University of Central Florida   2003 — 2006
B.A., History

Oklahoma State University   2002 — 2003
N/A, N/A

Experience
JCIII & Associates   September 2013 - Present
JPMorgan Chase  February 2009 - September 2013
JPMorgan Chase  November 2002 - February 2009
Century 21 Realty  2000 - 2002
Home Shopping Network  1998 - 2002

Skills
Relationship Management, Sales Presentations, Financial Analysis, Project Management, Loss Mitigation, Market Research, Legal Compliance, Bilingual-English/Spanis..., Real Estate Transactions, Property Management, Lead Generation, Recruiting, Payroll, Mortgage Servicing, Microsoft Office, Training, Leadership, Sales

Education
University of South Florida   1986 — 1989
BA, Marketing, Accounting

St. Petersburg College   1984 — 1986
A.A., Business Administration

Bob Hogue School of Real Estate   2000 — 2000
License, Real Estate

Experience
JCIII & Associates   September 2014 - Present
Bank of America  May 2013 - September 2014
Bank of America  January 2011 - May 2013
Bank of America  June 2010 - January 2011
Bank of America  September 2009 - June 2010
Bank of America  October 2008 - September 2009

Skills
Training, Mortgage Lending, Loan Servicing, CRM, Customer Retention, Banking, Customer Service, Credit, Leadership, Loans, Management, Microsoft Office, Mortgage Banking, Process Improvement, Risk Management, Team Building, Microsoft Word, Analysis, Call Centers, Relationship Management, Credit Analysis

Education
State University of New York College at Buffalo   2005 — 2009
Baccalaureate of Arts, Political Science

Experience
Foreign Language Services   December 2014 - Present
Hillsborough County Public Schools  October 2013 - November 2014
JCIII & Associates   July 2013 - October 2013
Bank of America  July 2012 - January 2013
Ronald R. Wolfe & Associates   September 2009 - October 2011
Kay Jewelers  February 2008 - May 2009
KPMG  September 2007 - February 2008

Skills
Financial Analysis, Finance, Real Estate Transactions, Foreclosures, HUD, Clerical Skills, Editing, Legal Assistance, Legal Compliance, Spanish-English, Residential Mortgages, Marketing, Sales, Microsoft Office, Team Leadership, Productivity, Report Writing, Credit, Customer Service, Management, PowerPoint, Banking, Microsoft Excel, Leadership, Team Building, Mortgage Banking, Outlook

Education
Faulkner University   1999 — 2005
Bachelor of Arts (B.A.), English Language and Literature, General

Experience
JCIII & Associates   May 2011 - Present

Skills
Credit, Microsoft Office, Microsoft Excel, Microsoft Word, Business Development, Business, Financial Risk, Front-end, Quality Auditing, Underwriting, Mortgage Lending, Fraud, Analysis, Time Management, Training

Education
Minneapolis Community and Technical College
Financial Business Management

University of St. Thomas
Finance, English

Experience
JCIII & Associates   April 2015 - Present
JCIII & Associates   October 2011 - April 2015
Lazydays  July 2011 - September 2011
Medco  February 2006 - October 2010

Skills
Windows Server, Servers, Disaster Recovery, Citrix, Technical Support, Help Desk Support, Laptops, Printers, Windows XP, Software Installation, Windows 7, Group Policy, System Deployment, Customer Service, System Administration, Call Centers, Microsoft Office

Education
University of South Florida   2000 — 2001
Masters, Business Administration

Experience
Verifone  October 2014 - Present
ProVest LLC  February 2014 - October 2014
JCIII & Associates   November 2012 - February 2014
Clayton Holdings  January 2012 - November 2012
HSBC  April 2011 - January 2012
Bank of America  August 2008 - August 2011
Citi  August 2010 - April 2011

Skills
Credit, Accounting, Internal Audit, Auditing, Loans, Portfolio Management, Analysis, Financial Risk, AML, Credit Risk, Ability to analyze..., Reliability and..., Maturity and honesty, Continue to uphold..., comprehensive knowledge..., Microsoft Excel, Research, Banking, Risk Management, Business Analysis, Microsoft Office, Problem Solving, Asset Management, Analytics, Data Analysis, Data Entry, Mortgage Banking, Mortgage Underwriting, Anti Money Laundering, Fraud Claims, Corporate Fraud..., Fraud Detection, Electronic Engineering, Computer Hardware, Compliance, comp, Computer Science, Computer Proficiency, Computer Repair, Computer Network..., Help Desk Support, Customer Service, Customer Support, Customer Retention, Fraud, Finance, Financial Analysis, Microsoft Word, Mortgage Lending

Education
Hillsborough Community College   2010 — 2015
Bachelor of Arts (B.A.), Network and System Administration/Administrator

ITT Technical Institute-Tampa   1997 — 1999
Associate Science Engineering, Electronic Engineering