KfW Company
Industry: Bank
DescriptionThe KfW, formerly KfW Bankengruppe, is a German government-owned development bank, based in Frankfurt. Its name originally comes from Kreditanstalt für Wiederaufbau. It was formed in 1948 after World War II as part of the Marshall Plan. As of 2018, it is Germany’s third largest bank by balance sheet. Headquarters: Frankfurt, Germany CEO: Günther Bräunig (Jan 1, 2018–) Revenue: 74.1 billion EUR (2014) Number of employees: 6,104 (2016) Founder: Otto Schniewind Subsidiaries: German Investment Corporation, Railpool,
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KfW Employees
Employee
Years
Job
Industry
Manuel Lorenzana Manuel Lorenzana's KfW Experience May 2009 - Present
Job Representante Local KfW en Guatemala
Industry Investment Banking
Experience
KfW May 2009 - Present
Ministerio de Relaciones Exteriores Guatemala July 2003 - May 2009
Secretaria de Análisis Estratégico May 2000 - July 2003
Librería SOPHOS October 1998 - May 2000
Skills
International Relations, Research, International..., English, Public Relations, Spanish, Microsoft Office, Negotiation, Strategic Planning, Public Speaking, Fundraising, Microsoft Excel, Team Leadership, Event Management, International Project..., Teaching
Education
Escuela Diplomática de Madrid 2005 — 2006
Maestría en Diplomacia y Relaciones Internacionales, Diplomacia
Universidad Francisco Marroquín 1997 — 2002
Relaciones Internacionales & Comercio Internacional, Relaciones Internacionales
Colegio Alemán de Guatemala 1981 — 1990
Bachiller, Ciencias y Letras
KfW May 2009 - Present
Ministerio de Relaciones Exteriores Guatemala July 2003 - May 2009
Secretaria de Análisis Estratégico May 2000 - July 2003
Librería SOPHOS October 1998 - May 2000
Skills
International Relations, Research, International..., English, Public Relations, Spanish, Microsoft Office, Negotiation, Strategic Planning, Public Speaking, Fundraising, Microsoft Excel, Team Leadership, Event Management, International Project..., Teaching
Education
Escuela Diplomática de Madrid 2005 — 2006
Maestría en Diplomacia y Relaciones Internacionales, Diplomacia
Universidad Francisco Marroquín 1997 — 2002
Relaciones Internacionales & Comercio Internacional, Relaciones Internacionales
Colegio Alemán de Guatemala 1981 — 1990
Bachiller, Ciencias y Letras
Tim Stumhofer Tim Stumhofer's KfW Experience February 2015 - June 2015
Job Senior Program Associate, Sustainable Finance at ClimateWorks Foundation
Industry Philanthropy
Experience
ClimateWorks Foundation July 2015 - Present
KfW February 2015 - June 2015
Robert Bosch Stiftung July 2014 - June 2015
German Federal Environment Ministry (BMUB) October 2014 - January 2015
Greenhouse Gas Management Institute February 2009 - June 2014
Climate Clean, Inc September 2007 - September 2008
Education
The London School of Economics and Political Science (LSE)
MSc, Environmental Policy and Regulation
Willamette University
BA, Politics, Economics, Classical Studies
ClimateWorks Foundation July 2015 - Present
KfW February 2015 - June 2015
Robert Bosch Stiftung July 2014 - June 2015
German Federal Environment Ministry (BMUB) October 2014 - January 2015
Greenhouse Gas Management Institute February 2009 - June 2014
Climate Clean, Inc September 2007 - September 2008
Education
The London School of Economics and Political Science (LSE)
MSc, Environmental Policy and Regulation
Willamette University
BA, Politics, Economics, Classical Studies
Alexander Abdel Gawad Alexander Abdel Gawad's KfW Experience May 2015 - August 2015
Job Graduate Student, Columbia University
Industry International Trade and Development
Experience
KfW May 2015 - August 2015
European Parliament June 2014 - August 2014
Konrad Adenauer Foundation September 2013 - May 2014
Institute for Peace Research and Security Policy, University of Hamburg July 2013 - August 2013
Deutsche Bundesbank August 2010 - August 2010
Skills
Public Policy, Research, Policy, Policy Analysis, Economics, International Relations, Politics, French, English, Political Science
Education
Columbia University - School of International and Public Affairs 2014 — 2016
Master's Degree, International Affairs
Sciences Po 2014 — 2016
Master's Degree, International Affairs
American University of Beirut 2013 — 2014
Graduate Studies in Arabic and Middle Eastern Studies, GPA: 4.0/4.0
Sciences Po 2011 — 2014
Bachelor's Degree, Cum Laude
Lancing College 2009 — 2011
GCE A-Levels, A*, A*, A*, A
KfW May 2015 - August 2015
European Parliament June 2014 - August 2014
Konrad Adenauer Foundation September 2013 - May 2014
Institute for Peace Research and Security Policy, University of Hamburg July 2013 - August 2013
Deutsche Bundesbank August 2010 - August 2010
Skills
Public Policy, Research, Policy, Policy Analysis, Economics, International Relations, Politics, French, English, Political Science
Education
Columbia University - School of International and Public Affairs 2014 — 2016
Master's Degree, International Affairs
Sciences Po 2014 — 2016
Master's Degree, International Affairs
American University of Beirut 2013 — 2014
Graduate Studies in Arabic and Middle Eastern Studies, GPA: 4.0/4.0
Sciences Po 2011 — 2014
Bachelor's Degree, Cum Laude
Lancing College 2009 — 2011
GCE A-Levels, A*, A*, A*, A
Mahmoud Sarhan Mahmoud Sarhan's KfW Experience August 2014 - Present
Job Project Management Consultant (Virtual Position) at KfW
Industry Nonprofit Organization Management
Experience
KfW August 2014 - Present
United Nations Development Programme - Global Environment Facility August 2012 - September 2013
Plus Egypt Consulting and Services January 2006 - December 2012
United Nations Development Programme - Global Environment Facility January 2008 - June 2012
USAID January 2007 - December 2007
UNDP January 2006 - December 2006
Dolphin House, Red Sea Marine Parks April 2004 - December 2006
USAID October 2000 - December 2003
Skills
Sustainable Development, Biodiversity, Environmental Awareness, Environmental Impact..., Environmental Economics, Fundraising, Protected Areas, Socio-economic, Cost Benefit, Project Design,..., Project Evaluation, NGOs, Developmental Projects, Environmental Consulting, Climate Change, Capacity Building, International..., Research, Environmental..., Sustainability
Education
Cornell University 2014 — 2015
Master's Degree, International Development
University of York 2013 — 2014
Master's Degree, Environmental Management and Environmental Economics
Turin School of Local Regulation, Turin, Italy 2012 — 2012
International Summer School on regulation of local public services, Public utilities, local regulatory issues, charges regulation of local public services
International Finance Corporation (IFC) 2010 — 2010
Managing Environmental and Social Performance, Environmental and Social Performance
The World Bank Institute 2009 — 2009
Gender, Economic Development, and Poverty Reduction, Gender, Economic Development, and Poverty Reduction
Virgin Islands, U.S.A 2002 — 2002
Park Management Internship, Protected Areas Management, Human Resource Management
KfW August 2014 - Present
United Nations Development Programme - Global Environment Facility August 2012 - September 2013
Plus Egypt Consulting and Services January 2006 - December 2012
United Nations Development Programme - Global Environment Facility January 2008 - June 2012
USAID January 2007 - December 2007
UNDP January 2006 - December 2006
Dolphin House, Red Sea Marine Parks April 2004 - December 2006
USAID October 2000 - December 2003
Skills
Sustainable Development, Biodiversity, Environmental Awareness, Environmental Impact..., Environmental Economics, Fundraising, Protected Areas, Socio-economic, Cost Benefit, Project Design,..., Project Evaluation, NGOs, Developmental Projects, Environmental Consulting, Climate Change, Capacity Building, International..., Research, Environmental..., Sustainability
Education
Cornell University 2014 — 2015
Master's Degree, International Development
University of York 2013 — 2014
Master's Degree, Environmental Management and Environmental Economics
Turin School of Local Regulation, Turin, Italy 2012 — 2012
International Summer School on regulation of local public services, Public utilities, local regulatory issues, charges regulation of local public services
International Finance Corporation (IFC) 2010 — 2010
Managing Environmental and Social Performance, Environmental and Social Performance
The World Bank Institute 2009 — 2009
Gender, Economic Development, and Poverty Reduction, Gender, Economic Development, and Poverty Reduction
Virgin Islands, U.S.A 2002 — 2002
Park Management Internship, Protected Areas Management, Human Resource Management
Karl-Anton Fischer Karl-Anton Fischer's KfW Experience July 1980 - Present
Job Banking Officer at KfW
Industry Banking
Experience
KfW July 1980 - Present
Deutsche Bank January 1965 - June 1980
Skills
Credit Analysis, Corporate Finance, Credit Risk, Credit, Loans, Project Management, Commercial Banking, Retail Banking, Banking, Customer Service
Education
Humboldt-Universität zu Berlin 1958 — 1964
Bachelor of Commerce (B.Com.), Banking, Corporate, Finance, and Securities Law, Summa Cumm Laude
KfW July 1980 - Present
Deutsche Bank January 1965 - June 1980
Skills
Credit Analysis, Corporate Finance, Credit Risk, Credit, Loans, Project Management, Commercial Banking, Retail Banking, Banking, Customer Service
Education
Humboldt-Universität zu Berlin 1958 — 1964
Bachelor of Commerce (B.Com.), Banking, Corporate, Finance, and Securities Law, Summa Cumm Laude
Martin Kerres's KfW Experience February 2010 - August 2012
Job Expert in Adaptation to Climate Change, Water and Sanitation
Industry International Trade and Development
Experience
Inter American Development Bank (IDB) October 2012 - Present
KfW February 2010 - August 2012
The World Bank January 2008 - February 2008
Skills
Climate Change..., Integrated Water..., Climate Change, International..., Water Resources, Water Management, Water, Research, Hydrology, GIS, Policy Analysis, Environmental Policy, Non-profits, Sustainable Development, ArcGIS, Sustainability, Public Policy, Capacity Building, Stakeholder Engagement, Environmental Awareness, Governance, Environmental Impact..., Rural Development
Education
Univerity of Jordan / Cologne University of Applied Sciences 2008 — 2010
Master of Science (M.Sc.), Integrated Water Resources Management (IWRM)
University of Cologne 2002 — 2007
Diploma (comparable to Master's degree), Regional Sciences of Latin America
IWW Institute at University of Hagen 2013 — 2013
9 Months Certificate, Business Management
Inter American Development Bank (IDB) October 2012 - Present
KfW February 2010 - August 2012
The World Bank January 2008 - February 2008
Skills
Climate Change..., Integrated Water..., Climate Change, International..., Water Resources, Water Management, Water, Research, Hydrology, GIS, Policy Analysis, Environmental Policy, Non-profits, Sustainable Development, ArcGIS, Sustainability, Public Policy, Capacity Building, Stakeholder Engagement, Environmental Awareness, Governance, Environmental Impact..., Rural Development
Education
Univerity of Jordan / Cologne University of Applied Sciences 2008 — 2010
Master of Science (M.Sc.), Integrated Water Resources Management (IWRM)
University of Cologne 2002 — 2007
Diploma (comparable to Master's degree), Regional Sciences of Latin America
IWW Institute at University of Hagen 2013 — 2013
9 Months Certificate, Business Management
Nelly Dux Nelly Dux's KfW Experience July 2012 - August 2012
Job Boston University
Industry Human Resources
Experience
HUK-COBURG September 2013 - 2014
KfW July 2012 - August 2012
Skills
German, English, French, Polish, Spanish, Arts, Culture Change, Translation, Microsoft Excel, Data Analysis, Microsoft Office, Public Speaking, Project Management, Microsoft Word
Education
Boston University 2015 — 2016
International Business Management
International School of Management 2014 — 2016
Master of Arts (M.A.), Psychology and Management
Johann Wolfgang Goethe-Universität Frankfurt am Main 2013 — 2016
Bachelor's degree, Wirtschaftswissenschaften (Science of Economy)
The University of Glasgow 2010 — 2013
Masters of Arts (Social Science), Psychologie, With Merit
HUK-COBURG September 2013 - 2014
KfW July 2012 - August 2012
Skills
German, English, French, Polish, Spanish, Arts, Culture Change, Translation, Microsoft Excel, Data Analysis, Microsoft Office, Public Speaking, Project Management, Microsoft Word
Education
Boston University 2015 — 2016
International Business Management
International School of Management 2014 — 2016
Master of Arts (M.A.), Psychology and Management
Johann Wolfgang Goethe-Universität Frankfurt am Main 2013 — 2016
Bachelor's degree, Wirtschaftswissenschaften (Science of Economy)
The University of Glasgow 2010 — 2013
Masters of Arts (Social Science), Psychologie, With Merit
Mona Hussein's KfW Experience June 2013 - August 2013
Job Summer Associate at PwC
Industry
Experience
Georgetown University January 2014 - Present
PwC June 2015 - Present
Georgetown University January 2015 - August 2015
Georgetown University's McDonough School of Business Technology Center January 2014 - February 2015
KfW June 2013 - August 2013
Education
Georgetown University 2012 — 2016
Bachelor of Science (B.S.), Computer Science and Economics
Ramallah Friends School 2008 — 2012
International Baccalaureate Diploma
Georgetown University January 2014 - Present
PwC June 2015 - Present
Georgetown University January 2015 - August 2015
Georgetown University's McDonough School of Business Technology Center January 2014 - February 2015
KfW June 2013 - August 2013
Education
Georgetown University 2012 — 2016
Bachelor of Science (B.S.), Computer Science and Economics
Ramallah Friends School 2008 — 2012
International Baccalaureate Diploma
Samantha Helen Witte's KfW Experience June 2014 - August 2014
Job Energy Consultant at the World Bank
Industry Renewables & Environment
Experience
The World Bank April 2015 - Present
Johns Hopkins SAIS BC August 2013 - January 2015
KfW June 2014 - August 2014
Greenheart Project July 2012 - July 2013
U.S. Department of State August 2012 - September 2012
SOAS Global Brigades October 2011 - June 2012
Skills
Economics, Econometrics, EViews, International..., Renewable Energy, Energy Policy, Sub-Saharan African..., International Relations, Microfinance, Corporate Finance, French, Community Development, Policy Analysis, Project Finance, Stata, Informal Financial..., German, Modern Standard Arabic, Public Policy
Education
The Johns Hopkins University - Paul H. Nitze School of Advanced International Studies (SAIS) 2013 — 2015
MA International Relations, Energy, Recources and Environment Concentration, 3.78
School of Oriental and African Studies, U. of London 2010 — 2013
Bachelor of Science (BSc), Economics, First Class Honours
The World Bank April 2015 - Present
Johns Hopkins SAIS BC August 2013 - January 2015
KfW June 2014 - August 2014
Greenheart Project July 2012 - July 2013
U.S. Department of State August 2012 - September 2012
SOAS Global Brigades October 2011 - June 2012
Skills
Economics, Econometrics, EViews, International..., Renewable Energy, Energy Policy, Sub-Saharan African..., International Relations, Microfinance, Corporate Finance, French, Community Development, Policy Analysis, Project Finance, Stata, Informal Financial..., German, Modern Standard Arabic, Public Policy
Education
The Johns Hopkins University - Paul H. Nitze School of Advanced International Studies (SAIS) 2013 — 2015
MA International Relations, Energy, Recources and Environment Concentration, 3.78
School of Oriental and African Studies, U. of London 2010 — 2013
Bachelor of Science (BSc), Economics, First Class Honours
Christian Natusch Christian Natusch's KfW Experience May 2002 - December 2004
Job Director Product at LightSide Games
Industry Computer Games
Experience
LightSide Games October 2011 - Present
Lightside Games March 2010 - October 2011
Cellfire March 2009 - March 2010
Johnson & Johnson August 2005 - March 2009
KfW May 2002 - December 2004
EcoSystems East Africa May 2002 - December 2004
TACK April 2002 - June 2002
Hapag Lloyd August 1997 - September 2000
Hapag-Lloyd Jamaica September 1999 - December 1999
Sikhulise School (SOWETO/South Africa) May 1996 - November 1996
Skills
Strategy, Management, Project Management, Quality Assurance, Start-ups, Product Management, Game Design, Mobile Devices, Business Strategy, Business Development, Entrepreneurship, Cross-functional Team..., Strategic Partnerships, Product Marketing, Social Games, Marketing, Analytics, Leadership, Mobile Applications, Consulting, User Experience, Strategic Planning, Video Games, Marketing Strategy, Product Development, Competitive Analysis, New Business Development, International Business, CRM
Education
University of Cape Town 2001 — 2002
MBA
Project Management Institute 2007 — 2007
PMP
American Society for Quality 2007 — 2007
CQE
BA - WAH (Hamburg Business School) 1997 — 2000
BA
LightSide Games October 2011 - Present
Lightside Games March 2010 - October 2011
Cellfire March 2009 - March 2010
Johnson & Johnson August 2005 - March 2009
KfW May 2002 - December 2004
EcoSystems East Africa May 2002 - December 2004
TACK April 2002 - June 2002
Hapag Lloyd August 1997 - September 2000
Hapag-Lloyd Jamaica September 1999 - December 1999
Sikhulise School (SOWETO/South Africa) May 1996 - November 1996
Skills
Strategy, Management, Project Management, Quality Assurance, Start-ups, Product Management, Game Design, Mobile Devices, Business Strategy, Business Development, Entrepreneurship, Cross-functional Team..., Strategic Partnerships, Product Marketing, Social Games, Marketing, Analytics, Leadership, Mobile Applications, Consulting, User Experience, Strategic Planning, Video Games, Marketing Strategy, Product Development, Competitive Analysis, New Business Development, International Business, CRM
Education
University of Cape Town 2001 — 2002
MBA
Project Management Institute 2007 — 2007
PMP
American Society for Quality 2007 — 2007
CQE
BA - WAH (Hamburg Business School) 1997 — 2000
BA
Eddie Shapiro Eddie Shapiro's KfW Experience January 2015 - June 2015
Job Associate at Kasowitz, Benson, Torres & Friedman LLP
Industry Law Practice
Experience
Kasowitz, Benson, Torres & Friedman LLP September 2012 - Present
KfW January 2015 - June 2015
Skills
Litigation, Legal Research, Civil Litigation, Commercial Litigation
Education
New York University School of Law 2010 — 2012
Juris Doctor, Law
State University of New York at Binghamton 2004 — 2007
Bachelor of Arts (BA), English Language and Literature, General
Kasowitz, Benson, Torres & Friedman LLP September 2012 - Present
KfW January 2015 - June 2015
Skills
Litigation, Legal Research, Civil Litigation, Commercial Litigation
Education
New York University School of Law 2010 — 2012
Juris Doctor, Law
State University of New York at Binghamton 2004 — 2007
Bachelor of Arts (BA), English Language and Literature, General
Nikola Jelicic Nikola Jelicic's KfW Experience May 2010 - February 2011
Job Manager at zeb
Industry Management Consulting
Experience
zeb July 2015 - Present
zeb June 2014 - June 2015
Roland Berger Strategy Consultants January 2014 - May 2014
Roland Berger Strategy Consultants August 2012 - December 2013
Roland Berger Strategy Consultants March 2011 - July 2012
KfW May 2010 - February 2011
Deutsche Bank 2009 - 2009
Beta Systems Software AG 2007 - 2007
Siemens 2005 - 2005
Skills
Management Consulting, Business Strategy, Economics, Financial Modeling, Financial Analysis, Banking, Investments, Managerial Finance, Change Management, Business Process..., Finance, Forecasting, Strategic Financial..., Management, Capital Markets, Strategy, Restructuring, Asset Management
Education
Universität zu Köln 2006 — 2009
Diplom-Kaufmann, Finance, Business Economics
"Singidunum" University - Faculty of Economics, Finance and Administration 2003 — 2006
Bachelor, Economics
III beogradska gimnazija 1999 — 2003
High-School Graduation, Social Sciences
zeb July 2015 - Present
zeb June 2014 - June 2015
Roland Berger Strategy Consultants January 2014 - May 2014
Roland Berger Strategy Consultants August 2012 - December 2013
Roland Berger Strategy Consultants March 2011 - July 2012
KfW May 2010 - February 2011
Deutsche Bank 2009 - 2009
Beta Systems Software AG 2007 - 2007
Siemens 2005 - 2005
Skills
Management Consulting, Business Strategy, Economics, Financial Modeling, Financial Analysis, Banking, Investments, Managerial Finance, Change Management, Business Process..., Finance, Forecasting, Strategic Financial..., Management, Capital Markets, Strategy, Restructuring, Asset Management
Education
Universität zu Köln 2006 — 2009
Diplom-Kaufmann, Finance, Business Economics
"Singidunum" University - Faculty of Economics, Finance and Administration 2003 — 2006
Bachelor, Economics
III beogradska gimnazija 1999 — 2003
High-School Graduation, Social Sciences
Kara Headley's KfW Experience April 2011 - October 2011
Job at Kasowitz
Industry Law Practice
Experience
Kasowitz, Benson, Torres & Friedman LLP March 2006 - Present
KfW April 2011 - October 2011
White & Case September 2001 - March 2006
Skills
Arbitration, Commercial Litigation, Corporate Law, Courts, Legal Research, Litigation, Securities Litigation, Civil Litigation, Appeals, Intellectual Property, Corporate Governance
Education
Rutgers University School of Law - Newark 1998 — 2001
JD, Law
Vanderbilt University 1994 — 1998
B.A., Psychology, Italian
The Peddie School
Kasowitz, Benson, Torres & Friedman LLP March 2006 - Present
KfW April 2011 - October 2011
White & Case September 2001 - March 2006
Skills
Arbitration, Commercial Litigation, Corporate Law, Courts, Legal Research, Litigation, Securities Litigation, Civil Litigation, Appeals, Intellectual Property, Corporate Governance
Education
Rutgers University School of Law - Newark 1998 — 2001
JD, Law
Vanderbilt University 1994 — 1998
B.A., Psychology, Italian
The Peddie School
Rebecca Hagenson's KfW Experience December 2011 - July 2012
Job Associate at Kasowitz, Benson, Torres & Friedman LLP
Industry Law Practice
Experience
Kasowitz, Benson, Torres & Friedman LLP September 2006 - Present
KfW December 2011 - July 2012
Education
Yeshiva University 2003 — 2006
J.D., Law
University of Illinois at Urbana-Champaign 2000 — 2003
BA
Kasowitz, Benson, Torres & Friedman LLP September 2006 - Present
KfW December 2011 - July 2012
Education
Yeshiva University 2003 — 2006
J.D., Law
University of Illinois at Urbana-Champaign 2000 — 2003
BA
Kate Hand's KfW Experience June 2015 - Present
Job Vice President, Business Development at KfWIPEX
Industry Banking
Experience
KfW June 2015 - Present
Intesa Sanpaolo July 2014 - June 2015
Intesa Sanpaolo September 2006 - July 2014
Education
New York University 2004 — 2008
BA, History
KfW June 2015 - Present
Intesa Sanpaolo July 2014 - June 2015
Intesa Sanpaolo September 2006 - July 2014
Education
New York University 2004 — 2008
BA, History
Andrea Vermehren's KfW Experience 1996 - 1999
Job Lead Social Protection Specialist at The World Bank
Industry International Trade and Development
Experience
The World Bank April 1999 - Present
KfW 1996 - 1999
GTZ 1991 - 1996
Skills
People Management, Program Management, Technical Leadership, Governance, International..., Public Policy, International Relations, Management, Policy, Proposal Writing, Software Project..., Capacity Building, Social Protection, Economic Development, Government, Project Planning, Team Leadership, Strategy, NGOs, Project Management, Management Consulting, Policy Analysis, Analysis, Nonprofits, Organizational..., Strategic Planning
Education
German Institute for Development Policy, Berlin 1989 — 1990
Post-Graduate, Development Policy, Economics, Latin American Studies
University of Hamburg 1986 — 1989
Master, Economics, Macroeconomics, Political Sciences
University of Tuebingen 1983 — 1986
Bachelor, Economics, Economics, Latin American Studies
The World Bank April 1999 - Present
KfW 1996 - 1999
GTZ 1991 - 1996
Skills
People Management, Program Management, Technical Leadership, Governance, International..., Public Policy, International Relations, Management, Policy, Proposal Writing, Software Project..., Capacity Building, Social Protection, Economic Development, Government, Project Planning, Team Leadership, Strategy, NGOs, Project Management, Management Consulting, Policy Analysis, Analysis, Nonprofits, Organizational..., Strategic Planning
Education
German Institute for Development Policy, Berlin 1989 — 1990
Post-Graduate, Development Policy, Economics, Latin American Studies
University of Hamburg 1986 — 1989
Master, Economics, Macroeconomics, Political Sciences
University of Tuebingen 1983 — 1986
Bachelor, Economics, Economics, Latin American Studies
Citizens Bank
Indymac Bank
MBNA
First Union National Bank
Prudential Securities
SunTrust Mortgage
Federal Reserve Board
Zions Bancorporation