Experience
Lakeside Bank   2013 - Present
Citi  January 2009 - 2012
Citi  June 1995 - January 2009
Citi  June 1993 - June 1995

Skills
Transaction Processing, Payment Systems, Banking, Electronic Payments, Microsoft Desktop..., MS SQL with Database..., Windows server 2008 r2, Vmware vSphere 5.0, Citrix XenApp 6.5, Citrix Xen Desktop 5, Fiserv, FileMaker, RightFax, Software Project..., Connect Direct NDM..., RDP, Risk Management

Education
Quincy University   1978 — 1983
Bachelor of Arts, Sociology, Specialization in Criminal Justice with a Business Certification.

Bob Virzi
Bachelor's degree

Experience
Lakeside Bank   June 2014 - Present
JPMorgan Chase  April 2012 - Present
Bank of America  January 2010 - April 2012
Bank of America  July 2009 - January 2010

Skills
Credit, Loans, Risk Analysis, Credit Analysis, Consumer Lending, Retail Banking, Banking, Mortgage Banking, Loan Origination, Commercial Banking, Fraud Detection, Customer Service, Compliance, Credit Risk, Lines Of Credit, Credit Cards, Payments, Loss Mitigation, AML, Relationship Management

Education
The Ohio State University   2002 — 2005
Bachelor of Arts (BA), Social Psychology

Experience
PNC  September 2015 - Present
PNC  February 2015 - September 2015
BCU  November 2014 - January 2015
Fresenius Kabi USA  June 2014 - August 2014
Lakeside Bank   October 2013 - June 2014
Guaranteed Rate  October 2012 - October 2013
Silvercreek Finance Corp   July 2011 - October 2012
HFR Asset Management  November 2011 - March 2012
Morgan Stanley Smith Barney  July 2011 - November 2011
US Navy  August 2003 - September 2008

Skills
Financial Analysis, Banking, Portfolio Management, Mortgage Lending, Loans, Credit, Credit Analysis, Sales, Loan Origination, Leadership, Strategic Planning, Risk Management, Management, Accounting, Customer Service, Microsoft Excel, PowerPoint, Microsoft Office, Mortgage Banking, Residential Mortgages, Underwriting, Microsoft Word, Budgets, Real Estate, Investment Properties, Coaching, Business Planning, Financial Modeling, Financial Reporting, Data Analysis, Cash Flow Analysis, Tax Returns, C&I Financial Analysis, Commercial Underwriting, Sageworks Financial...

Education
DePaul University   2009 — 2012
Bachelor of Science (B.S.), Finance

Harper College   2008 — 2009

Experience
Lakeside Bank   April 2006 - Present
Federal Reserve Bank of Chicago  January 1980 - December 2000

Skills
Banking, Risk Management, Business Analysis

Education
DeVry University-Illinois   1990 — 1993
Bachelor of Science (B.S.), Accounting and Finance, GPA 3.18

Experience
MassMutual Chicago  March 2015 - Present
Lakeside Bank   April 2014 - December 2014
Associated Bank  September 2010 - March 2014
Global Capital   2004 - July 2010

Skills
Loans, Credit, Small Business Lending, Banking, Underwriting, Mortgage Lending, Financial Analysis, Commercial Lending, Commercial Banking, Retail Banking, Lines Of Credit, Credit Analysis, Consumer Lending, Sales Management, Risk Management, Financial Modeling, Sales, Customer Service, New Business Development, Finance, Real Estate, Treasury Management, Loan Origination, Business Development, SBA, Asset Based Lending, Commercial Mortgages, Refinance

Education
DePaul University   2002 — 2006
Finance & Political Science / Finance

Experience
Lakeside Bank   July 2014 - Present
Winnetka Hockey Club   September 2014 - Present
Lakeside Bank   April 2014 - July 2014
Guardian Capital, LLC   August 2013 - April 2014
Groupon  August 2012 - June 2013
AirRun   September 2011 - May 2012
Sterling Capital Partners  June 2011 - August 2011
Regent Title  June 2010 - August 2010

Skills
Team Leadership, Microsoft Excel, Tech. savvy, PowerPoint, Team-oriented, entrepreneurial, Competitive, People-oriented, Creative Writing, Underwriting, Entrepreneurship, Financial Modeling, Marketing, Analysis, Leadership, Salesforce.com, Investments, Mainframe Testing, Social Networking, Social Media, Teamwork, Marketing Strategy

Education
Miami University   2008 — 2012
Bacherlor's, Finance

Experience
Lakeside Bank   January 2014 - Present
Chicago Chinatown Chamber of Commerce  January 2013 - Present
Chicago Chinatown Chamber of Commerce  June 2012 - Present
Southside Builders Association   January 2012 - Present
Near South Planning Board   October 2010 - Present
Valentine's Girls and Boys Club of Chicago   September 2007 - Present
Lakeside Bank   February 2006 - Present
Real Estate  October 1983 - Present

Skills
Licensed State of..., Loans, Commercial Lending, Credit Analysis, Commercial Mortgages, Loan Origination, Commercial Banking, Credit, Underwriting, Mortgage Lending, Mortgage Banking, Real Estate Financing, Banking

Education
Purdue University - Krannert School of Management   1971 — 1975
Bachelor's degree, Agricultural Economics

Experience
FIS (Formally Metavante)   1989 - Present
Lakeside Bank   1989 - 1991

Education
Northeastern Illinois University   1980 — 1983
Accounting, accounting

Experience
Lakeside Bank   January 2012 - Present
Cameron State Bank  September 1994 - January 2012

Skills
Risk Management, Portfolio Management, Mortgage Lending, Loans, Series 7, Financial Analysis, Mutual Funds, Retirement Planning, Commercial Lending, Commercial Banking, FHA, Credit Analysis, Investments, Real Estate, Finance, Underwriting, Strategic Financial..., Credit, Commercial Mortgages, Financial Planning

Education
LaGrange Sr High School

McNeese State University

Experience
Lakeside Bank   January 1998 - Present
Elgin Sweeping Services   January 1999 - February 2015
Jos. Cacciatore & Co. Real Estate   January 1999 - February 2015
Jos. Cacciatore & Co. Insurance   January 1999 - February 2015

Skills
Private..., Real Estate, Loans, Real Estate Development, Corporate Finance, Finance, Credit, Commercial Lending, Commercial Banking, Commercial Mortgages, Disposition, Investment Properties, Commercial Real Estate, Residential Mortgages, Leases, Risk Management, Business Development, Underwriting, Credit Risk, Financial Structuring, Mortgage Lending, Loan Origination, Credit Analysis, Financial Modeling, Portfolio Management, Financial Analysis, Mergers & Acquisitions, Banking, Real Estate Economics, Real Estate Financing, Asset Management, Valuation, Due Diligence, Management, Sales, Strategy, Negotiation, Contract Negotiation, Customer Service, Marketing, Property Management, Dispositions

Education
Stonier Graduate School for Banking at Georgetown University   2000 — 2003
Graduate Degree, Banking

DePaul University College of Law   1991 — 1999
J.D., B.A., B.S., Psychology, Finance, Law, Aviation

Providence College   1990 — 1991

Experience
American Metro Bank  September 2013 - Present
Succession Planning Services Inc.   September 2010 - September 2013
Heritage Bank n/k/a Old Second National Bank   2003 - 2010
Lakeside Bank   2001 - 2003
Standard Bank & Trust Co.   1977 - 2001

Skills
Strategic Planning, Negotiation, Retirement Planning, Financial Planning, Investments, Insurance, Estate Planning, Long Term Care, Annuities, Financial Analysis, Wealth Management, Retirement, Disability Insurance, Mutual Funds, Asset Management, Risk Management, Succession Planning, Commercial Lending, Insurance Planning, Wealth Accumulation, Wealth, Annuity, Wealth Preservation, Financial Advisory, Asset Managment, Fixed Annuities, Banking, Mortgage Lending, Strategic Financial..., Portfolio Management, Loans, Commercial Mortgages, Series 7, Underwriting, Finance, Commercial Banking, Loan Origination

Education
Arizona State University

St. Xavier University

Experience
Russell Investments  July 2012 - Present
BMO Harris Bank / The Salem Group   May 2012 - June 2012
The City of Naperville / Manpower Office Professionals   November 2011 - February 2012
Morgan Stanley Dean Witter  January 2005 - February 2007
Chicago Technologies & Solutions, Inc.   September 2001 - December 2004
The Chicago Board of Trade  December 1998 - September 2001
Lakeside Bank   November 1995 - December 1998
Law Offices of James A. Kurotsuchi   November 1995 - December 1998

Skills
MS Office Suite, MS Project, CAPM, SharePoint, Adobe Creative Suite, HP Openview, Remedy, FrontPage, AS400, Quickbooks, Quicken, Visio, Committment, Motivated self-starter, IBM iSeries, Loyal, Microsoft Office, QuickBooks, BMC Remedy, Leadership, Software Documentation, Access, System Administration, Troubleshooting, Project Management, Administrative..., Administration, Management, Analysis, Project Planning, Outlook, Microsoft Excel, Training, Time Management, Administrative..., Microsoft Project, Customer Service, Public Speaking, Human Resources, Sales, PowerPoint, Team Building, Process Improvement, Coaching, Spreadsheets, Problem Solving, Microsoft Word, Documentation

Education
Microtrain Technologies   2011 — 2012
Preparatory Certification courses in the following studies:, MOS (Microsoft Office Specialist - Master Certification) CAPM (Certified Associate Project Manager)

Truman College   2000 — 2001
Preparatory Certification course for CCNA

DePaul University   1998 — 2001
Business Administration and Management, Computer Science, Telecommunications & Information Systems, 3.5

Experience
First Bank Texas  January 2015 - Present
Urban Partnership Bank  April 2014 - December 2014
Lakeside Bank   June 2012 - June 2013
CenTrust Bank  May 2011 - June 2012
Harris Bank  April 2006 - March 2011
Marquette Bank  2003 - 2006

Skills
Credit, Commercial Credit, Analysis, Problem Solving, Credit Analysis, Portfolio Management, Finance, Banking, Loans, Risk Management, Accounting, Credit Risk, Construction Loans, Lines Of Credit, Consumer Lending, Asset Based Lending, Commercial Mortgages, Financial Risk, Cash Flow, Real Estate Economics

Education
North Central College   1996 — 1999
B.A., Finance

Morton East High School

Experience
eSutures.com   March 2000 - Present
Lakeside Bank   January 2015 - Present
Davis & Geck  July 1996 - February 2000
Mallinckrodt  July 1994 - July 1996

Skills
FDA, Strategic Planning, Medical Devices, Marketing Strategy, Cross-functional Team..., Sales Management, New Business Development, Product Development, Marketing, Budgets, Sales, Start-ups, Sales Operations, Market Development, Product Launch, Surgeons, Selling

Education
University of Illinois at Urbana-Champaign   1990 — 1994
Bachelor of Science (BS), Biology, Pre Med

University of Illinois at Urbana-Champaign   1990 — 1994
BS, Biology, General

Experience
Lakeside Bank   July 2014 - Present
First Federal Bank of LA  August 2008 - June 2014

Skills
Banking, Loans, Credit, Commercial Banking, Credit Analysis, Financial Analysis, Risk Management, Mortgage Lending, Finance, Loan Origination, Microsoft Office, Customer Service, Branch Banking

Education
University of Louisiana at Lafayette   2004 — 2008
Bachelor's Degree, Business, Management, Marketing, and Related Support Services

Experience
Lakeside Bank   July 2012 - Present
Federal Reserve Bank of Chicago  March 2011 - January 2012
Chase  November 2006 - March 2011

Skills
Banking, Teamwork, Sales, Human Resources, Recruiting, Interviews, Employee Benefits, HRIS, Payroll, New Hire Orientations

Education
DePaul University   2006 — 2010
Bachelor of Science, Finance and Management (HR Concentration)

Experience
Cornerstone National Bank & Trust Company  June 2012 - Present
BMO Harris Bank, NA  June 2011 - November 2011
Midwest Bank and Trust Company  August 2007 - October 2010
Lakeside Bank   May 2005 - August 2007
Standard Federal Bank (F/K/A Michigan National Bank)   January 1988 - January 2004
Michigan National Bank  1979 - 2004
Michigan National Bank  January 1979 - January 1988

Skills
Funding, Customer Service, Loans, Documentation, Operations Management, Process Improvement, Excel, Team Building, Problem Solving, Coaching, Word, Team Leadership, Staff Development, Banking, Microsoft Excel, Leadership, Risk Management, Microsoft Word

Education
Macomb Community College
A.A, Credit and Finance

Experience
Lakeside Bank   August 2010 - Present
chicago merchantile exchange  August 1982 - January 2011

Education
Bucknell University

Experience
The Creative Group  August 2015 - Present
ADVANTIS Global Inc.  September 2014 - 2015
ADVANTIS Global Inc.  April 2014 - September 2014
Lakeside Bank   November 2013 - February 2014
Stirling Associates   July 2012 - November 2012
Women's Aid Shelter   May 2012 - June 2012
Mid-Michigan Highland Dance Academy   April 2007 - May 2012
Gratiot Community Senior Center   January 2012 - April 2012
Alma College  September 2011 - April 2012
Alma College  2011 - April 2012

Skills
Microsoft Office, Intercultural..., Building Relationships, Research, PowerPoint, Public Speaking, Event Planning, Public Relations, Social Media, Social Networking, Event Management, Mac, Counseling, Teamwork, Problem Solving, Dual Citizenship, Teaching, Fundraising, Microsoft Word, Editing, Customer Service, Management, Yodeling, Leadership, Whitewater Kayaking, Jump Rope, Dance, EDM, Bump, Roller Skating

Education
Alma College   2008 — 2012
Bachelor of Arts (B.A.), Interpersonal Communication, Senior

Zion Benton Township

Zion Benton Township

Zion Benton Township

Zion Benton Township Highschool

Zion Benton Township Highschool

Experience
Lakeside Bank   June 2014 - Present
U.S. Bank   November 2009 - June 2014
Park National Bank  February 2002 - October 2009
Chicago Blackhawks  September 2001 - May 2002
Lexington Capital Corporation   2001 - 2002
Shoreline Sightseeing  April 1996 - September 2000

Skills
Loans, Portfolio Management, Credit, Workout, Financial Reporting, Cash Flow, Restructuring, Commercial Banking, Underwriting, Banking, Asset, Commercial Lending, Real Estate, Small Business Lending, Financial Analysis, Due Diligence, Finance, Credit Analysis, Credit Risk, Commercial Mortgages, Loan Origination, Asset Managment, Negotiation, Commercial Real Estate, Risk Management, Management, Mortgage Lending

Education
Quinlan School of Business, Loyola University Chicago   1998 — 2000
MBA

Loyola University Chicago   1993 — 1997
BS

Fenwick High School   1989 — 1993
High School Diploma

Experience
Spence Consulting, LLC   PresidentLakeside Bank2010 - Present
Lakeside Bank   2010 - Present

Education
Louisiana State University, Paul M. Hebert Law Center   1958 — 1964

Experience
Mondelez International  October 2012 - Present
Kraft foods  April 2012 - October 2012
Kraft Foods  September 2009 - March 2012
Lakeside Bank   September 1985 - August 1988

Skills
Grocery, Shopper Marketing, Consumer Products, Nielsen, Categorization, Customer Insight, Key Account Development, Direct Store Delivery, Forecasting, Cross-functional Team..., Sales, IRI, AC Nielsen, Food Industry, Spectra, FMCG

Education
Illinois State University   1980 — 1984

Downers Grove North High School   1978 — 1980

Experience
Lakeside Bank   October 1993 - Present

Skills
Commercial Lending, Loans, Financial Analysis, Banking Law, Arbitration, Risk Management, Underwriting

Education
University of Michigan Law School   1971 — 1974
J.D.

University of Chicago   1967 — 1971

Experience
Lakeside Bank   June 2011 - Present
The Management Association of Illinois  May 2006 - June 2011
Liberty Federal Bank  1994 - 2001
Cragin Federal Bank  1984 - 1994

Skills
SPHR CERTIFICATION, CCP Certification, Human Resources, Recruiting, Personnel Management, HR Consulting, Strategy, Temporary Placement, Mergers & Acquisitions, Succession Planning, HRIS, Employee Relations, Onboarding, Workforce Planning, Performance Management, Talent Management, SPHR, FLSA, Deferred Compensation, Benefits Administration, Labor Relations, Employee Engagement, FMLA

Education
DePaul University
MBA, Human Resource Management

Loyola University Chicago   1978 — 1982
BA, Organizational Communications

Experience
Forest Capital Management   June 2014 - Present
Forest Financial Group, Inc.   January 2014 - Present
ACRON USA   September 2012 - January 2014
Sonnenschein Capital, LLC   January 2010 - October 2012
Maverick Capital  June 2008 - December 2009
Lakeside Bank   December 2005 - May 2008
Rosenthal Collins Group  August 2003 - June 2005

Skills
Series 7, Equities, Options, Brokerage, Due Diligence, Finance, Wealth Management, Capital Markets, Loans, Fixed Income

Education
Indiana University Bloomington   2001 — 2003
Bachelors Degree, Finance

Villanova University   1998 — 2000

Loyola Academy   1994 — 1998
High School

Experience
dbHMS Design Build Engineering  July 2012 - Present
Skin Care and Spa Institute   September 2011 - May 2012
James McHugh Construction Co.  September 2006 - May 2010
Cortiva Institute  April 2008 - June 2009
Bank of America  August 2006 - June 2007
Bank of America, Connecticut   February 2004 - July 2006
Titans Inc.   July 2002 - July 2006
Lakeside Bank   January 1999 - January 2001

Skills
Payroll, Microsoft Office, Microsoft Excel, Outlook, Accounts Payable, Accounts Receivable, Accounting, General Ledger, Financial Reporting, Microsoft Word, QuickBooks, Therapeutic Massage, Chair Massage, Pregnancy Massage, Body Massage, Facials, Waxing, Ear Candling, Chemical Peels, Acne Treatment, Eyebrow Shaping, Threading, Paraffin Treatment, Ajera, Sales, Customer Service

Education
Skin Care and Spa Institute   2011 — 2012
Diploma, Skin Care Technician

Cortiva Institute - School of Massage Therapy   2008 — 2009
Diploma, Massage Therapy

University of Illinois at Chicago   1998 — 2003
Bachelor, Liberal Arts and Science-Communications

Experience
Lakeside Bank   January 2015 - Present
National Republic Bank of Chicago  February 2014 - October 2014
BMO Harris Bank  October 2010 - February 2014
Harris Bank  May 2007 - September 2010
Fifth Third Bank  April 2005 - May 2007
Merrill Lynch  2004 - 2005
Kraft Foods  2003 - 2004

Skills
Credit, Loans, Commercial Lending, Commercial Banking, Credit Risk, Banking, Portfolio Management, Credit Analysis, Risk Management, Finance, Financial Risk, Management, Financial Analysis, Underwriting, Financial Modeling, Small Business Lending

Education
Elmhurst College   2000 — 2003
B.S., Finance, Accounting

CFA Institute
Passed Level I of the CFA Program

Experience
Golub Capital  August 2011 - Present
Bank of America  May 2007 - August 2011
The Northern Trust Company  August 2005 - May 2007
Lakeside Bank   August 2000 - March 2005

Skills
Investments

Education
Robert Morris University - Illinois
Bachelor of Business Administration, Accounting

St. Ignatius College Prep

Experience
Lakeside Bank   March 2011 - Present
A J Smith Federal Savings Bank   March 2010 - October 2010
Prairie Bank & Trust   May 2000 - May 2007
Bridgeview Bank  April 1996 - July 1999
Old Kent Bank  April 1988 - October 1994

Skills
Microsoft Word, Bookkeeping, Banking, Payroll, Customer Service, Account Reconciliation, QuickBooks, Credit, Telephone Skills, Loans, Financial Statements, Payments, Credit Analysis, Mortgage Lending, Commercial Banking, Commercial Lending

Education
Moraine Valley Community College
A.A, Liberal Arts

Experience
Kempler & Co., Inc.   May 2012 - Present
HFF  June 2011 - April 2012
Guaranty National Title Company   March 2010 - June 2011
Lakeside Bank   May 2009 - August 2009

Skills
Finance, Valuation, Risk Management, Due Diligence, Real Estate, Leadership, Financial Risk, Loans, Microsoft Excel, Analysis, CRM, Accounting, New Business Development, PowerPoint, Financial Modeling, Financial Analysis, Capital Markets, Software Documentation, Derivatives, Market Analysis

Education
University of Miami - School of Business   2010 — 2012
Master of Business Administration, Finance

University of Miami   2005 — 2008
Bachelors of Business Administration, International Finance and Marketing

Carthage College   2004 — 2005

Experience
Lakeside Bank   July 2008 - April 2012

Skills
Commercial Lending, Process Improvement

Education
Illinois State University   1975 — 1980
Bachelor's degree, Business Administration and Management, General

Experience
home  January 2012 - Present
West Suburban Bank  August 2009 - January 2012
Lakeside Bank   August 2005 - April 2008

Skills
Microsoft Word, Customer Service

Education
City Colleges of Chicago-Harry S Truman College   2008 — 2009
credit classes, Early Childhood Education and Teaching

Plovdivski universitet 'Paisii Hilendarski'   1992 — 1997
Master of Arts (M.A.), English and Bulgarian Languages, Literatures and Linguistics

Experience
Central Federal Savings & Loan   May 2015 - Present
NTS CREDIT UNION   June 2012 - April 2013
Lakeside Bank   2008 - 2012

Skills
CREDIT AND COLLECTIONS..., Commercial Banking, Loans, Banking, Financial Analysis, Finance, Credit Analysis, Credit, Commercial Lending, Mortgage Lending, Portfolio Management, Credit Risk, Risk Management, Leadership

Education
Illinois State University   1975 — 1980
Bachelor of Science (BS), Business Administration and Management, General

Experience
Lakeside Bank   December 2011 - Present
Cameron State Bank  December 2002 - November 2011
US Unwired  April 1997 - November 2002

Skills
Microsoft Excel, Microsoft Word, PowerPoint, English, Windows, Research, Outlook, Teaching, Microsoft Office, Finance, Strategic Planning, Financial Reporting, Customer Service, Commercial Lending

Education
McNeese State University   1979 — 1983
Bachellor's Degree, Accounting