Land Home Financial Services
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Land Home Financial Services Employees
Western Bancorp August 2014 - Present
Land Home Financial Services May 2013 - August 2014
InterBank Mortgage Company July 2012 - May 2013
Luther Burbank Savings May 2012 - July 2012
Kinecta Federal Credit Union December 2006 - April 2012
Commercial Capital Bank April 2001 - December 2006
East West Bank January 1997 - April 2001
US Bank January 1996 - January 1997
Comerica Bank January 1985 - January 1996
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, FHA, Refinance, Underwriting, Credit, Residential Mortgages, Banking, Credit Analysis, Mortgage Underwriting, Wholesale Lending, Commercial Lending, Real Estate, REO, Real Estate Economics, Commercial Mortgages, Loss Mitigation, Portfolio Management, USDA, Real Estate Financing
Education
El Camino College
Finance
Land Home Financial Services February 2013 - Present
Land Home Financial Services February 2012 - Present
Starbucks February 2006 - February 2012
Skills
Microsoft Office, Customer Service, Time Management, Outlook, Microsoft Excel, Mortgage Banking, Microsoft Word, Leadership, PowerPoint, Mortgage Lending, Loan Origination, Investment Properties, Analysis, Problem Solving
Education
UCSB
Bachelor of Arts (B.A.), Political Science and Government
Land Home Financial Services June 2014 - Present
Crowne Plaza Hotel, Concord CA. June 2011 - June 2014
Holiday Inn July 2004 - October 2010
Commodore Events September 2003 - March 2004
Chateau La Cresta at the Mountain Winery June 1993 - September 2003
Lockheed Employee Recreation Association 1993 - 1993
Geodynamics 1987 - 1993
Skills
Hospitality Industry, Hospitality, Meeting Planning, Hotels, Catering, Banquets, Event Planning, Corporate Events, Restaurants, Wedding Planning, Event Management, Sales, Sales Management, OnQ, Yield Management, Revenue Analysis, Property Management..., Hospitality Management, Convention Services, Hotel Management, Menu Development, Tourism, Food & Beverage, Marketing
Education
De Anza College
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies
San Jose State University
Bachelor of Applied Science (BASc), Parks, Recreation and Leisure Studies
Digital Realty July 2015 - Present
Cushman & Wakefield July 2014 - July 2015
Mimis Cafe 2010 - 2014
Land Home Financial Services 2008 - 2010
Financial Funding LLC. 2005 - 2008
Alliance Financial 2003 - 2005
Skills
Real Estate, Mortgage Lending, Residential Homes, Sales, Proficient in Microsoft..., Marketing, Scrupulously vigilant..., Referrals, Property, Sellers, Online Marketing, Event Planning, Great Communication..., Self-motivated with..., Finance, Strategic Financial..., Quality Assurance, Proven ability to..., Ability to achieve..., Productive and..., Commercial Real Estate, Risk Management, Customer Service, Microsoft Excel
Education
San Francisco State University 2011 — 2014
Bachelor's Degree (B.S.), Business Finance
San Francisco State University 2011 — 2014
BOMA Certificate, Commercial Real Estate
Chabot College 2009 — 2011
Associate in Arts (A.A.), Business Administration and Management, General
College of San Mateo 2007 — 2009
Associate of Arts (A.A.), Real Estate
PNC Mortgage February 2014 - Present
Land Home Financial Services March 2011 - January 2014
Wells Fargo Home Mortgage December 2004 - February 2011
Education
University of California, Berkeley
Land Home Financial Services July 2013 - Present
Land Home Financial Services June 2012 - Present
Land Home Financial Services May 2012 - Present
AGM Capital Mortgage Corp. August 2006 - June 2012
Skills
Real Estate Economics, Mortgage Lending, Loans, Mortgage Banking, FHA, Refinance, Credit, Loan Origination, Residential Mortgages, Banking, VA loans, USDA, FHA financing, Underwriting, Finance, Credit Analysis, Financial Analysis, Credit Risk, First Time Home Buyers, Investment Properties
Education
Upper Iowa University 1997 — 1998
Bachelor of Arts (B.A.), Communication, General
American River College 1994 — 1996
Associate of Arts (AA), Communication and Media Studies
US Bank Home Mortgages March 2014 - Present
Land Home Financial Services May 2013 - February 2014
24 Hour Fitness January 2013 - May 2013
OpenWorks November 2011 - December 2012
Catwalk Boutique June 2009 - November 2011
Catwalk Boutique May 2008 - June 2009
Skills
Sales, Sales Management, Account Management, Leadership, Merchandising, Contract Negotiation, Microsoft Excel, Training, CRM, Telephone Skills, Customer Service, Management, Customer Retention, Retail, Marketing, Microsoft Office, Team Building, Time Management
Education
California State University-Long Beach 2006 — 2010
Bachelor of Arts (B.A.), English/Language Arts Teacher Education
Sherman E. Burroughs High School
Mason McDuffie Mortgage March 2012 - Present
Mary Kay Cosmetics June 2008 - Present
Land Home Financial Services April 2009 - September 2011
UPG Financial May 2006 - April 2009
National City Mortgage November 2003 - May 2006
First Horizon Home Loans June 2002 - November 2003
Wells Fargo Home Mortgage 2000 - 2002
Ameristar Financial 2000 - 2001
Directors Mortgage / Norwest Mortgage / Wells Fargo Home Mtg 1992 - 2000
Skills
Mortgage Lending, Refinance, Mortgage Banking, First Time Home Buyers, Loans, Loan Origination, FHA, Investment Properties, VA loans, Residential Mortgages, FHA financing, Credit, Mortgage Underwriting, REO, HUD, USDA, Funding, Short Sales, Referrals, Loss Mitigation, Investors, Real Estate Financing, Finance, Certified Mortgage..., Foreclosures, Construction Loans, Reverse Mortgages, Sellers, Real Estate, Underwriting, Single Family Homes, Real Estate Transactions, Condos, Residential Homes, Real Estate Economics, Selling, VA Loans, Sales
Education
University of California, Santa Barbara 1986 — 2000
Bachelor of Arts, English
Magnifi Group, Inc. July 2015 - Present
Magnifi Group, Inc. February 2015 - Present
Freelance Social Media Strategy July 2012 - Present
Survey Of Communication Study 2nd ed. September 2014 - December 2014
Measure R Campaign January 2014 - November 2014
Vip Host App June 2012 - December 2013
Land Home Financial Services September 2012 - November 2013
United Indian Health Services September 2012 - December 2012
Skills
Social Media Marketing, Viral Marketing, Web Content, Graphic Design, Film Production, TV Production, Screenwriting, Creative Writing, Blogging, Digital Marketing, Customer Engagement, Public Speaking, Photoshop, After Effects, HootSuite, Google Analytics, Facebook Marketing, Digital Photography, Social Media, Editing
Education
Humboldt State University 2012 — 2014
Bachelor's Degree, Communication and Media Studies
The Caddy Girls September 2015 - Present
Welk Resort Group September 2015 - Present
Union Choice Mortgages & Real Estate June 2014 - Present
White Rabbit Group, Inc. January 2015 - May 2015
Land Home Financial Services August 2013 - June 2014
Skills
Marketing, Sales, Customer Service, Management, Finance, Mortgage Lending, Credit
Education
Norco College
Pacific Bay Mortgage Branch Manager / Mortgage ConsultantPacific Bay Mortgage2014 - Present
Land Home Financial Services 2009 - 2013
Countrywide Mortgage Services 2006 - 2009
Golden 1 Credit Union 2003 - 2006
Skills
FHA, Mortgage Lending, Investment Properties, Refinance, First Time Home Buyers, Real Estate, Mortgage Banking, Residential Mortgages, Loan Origination, VA loans, Loans, USDA, Residential Homes, FHA financing, Short Sales
Education
Sacramento City College
Land Home Financial Services June 2013 - January 2014
Bay Equity, LLC September 2012 - June 2013
LaSalle Financial Services June 2008 - September 2010
Nationwide Processing 2002 - 2007
Eloan 1999 - 2001
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Banking, Commercial Lending, Consumer Lending, Investments, Commercial Banking, Small Business Lending, Underwriting, FHA, Credit Analysis, Lines Of Credit, Credit Risk, Funding, HomePath
Education
Los Medanos College 1995 — 1997
Land Home Financial Services July 2014 - Present
Robert Half January 2014 - June 2014
Parkside Lending August 2013 - November 2013
Pacific Union Financial July 2009 - July 2013
Wells Fargo Home Mortgage/Aerotek March 2008 - July 2009
Paul Financial 2005 - 2007
Irwin Home Equity April 2003 - July 2005
Skills
Mortgage Lending, Underwriting, Credit, Loan Origination, Outlook, Mortgage Banking, FHA, Loans, Mortgage Servicing
Education
Solano Community College 1999 — 2001
Vallejo Sr. High School 1995 — 1998
High School Diploma, General Education
Prospect Mortgage, LLC May 2015 - Present
LENOX FINANCIAL MORTGAGE CORPORATION DBA WESLEND FINANCIAL NMLS #3304 September 2014 - April 2015
Mortgage Master, Inc. April 2014 - June 2014
Land Home Financial Services October 2013 - April 2014
Mountain West Financial, Inc. February 2013 - September 2013
Self Employed October 2010 - February 2013
24 Hour Fitness June 2008 - October 2010
Pacific Life October 2006 - March 2008
Fujiwa Aqua Tile January 2006 - August 2006
Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, Credit, Credit Analysis, Loans, Real Estate Financing, Finance, Referrals, HUD, First Time Home Buyers, Underwriting, Real Estate, Mortgage Marketing, Real Estate Economics, Loan Servicing, Investments, USDA, Investment Properties, Banking, Customer Service, Analysis, Foreclosures, REO, Consumer Lending, FHA financing, VA loans, Funding, Investors, Portfolio Management, Cash Management, Credit Risk, Real Estate Transactions, Financial Structuring, Cross Selling, Financial Analysis, Residential Homes, Selling, Financial Risk, Relationship Management, Financial Services, Risk Management, Strategic Financial..., Retirement Planning, Series 63, Lines Of Credit, Asset Management
Education
University of California, San Diego
Bachelor’s Degree, Economics
Pacific Coast Entertainment December 2013 - Present
Land Home Financial Services September 2013 - December 2013
Rcom Creative, LLC December 2011 - June 2012
Skills
Film Production, Video Production, Cinematography, Video Editing, Digital Photography, Portrait Photography, Motion Graphics, Adobe Creative Suite, Photoshop, adobe Premier, Production Development, Final Cut Pro, Avid Media Composer, Adobe Audition, Audacity, Camera Operating, Studio Lighting, Lighting Design, Multi-camera Directing, Directing, Event Producing, Producing, Audio Post Production, Audio Recording, Premiere, Camera Operation, Video, Film, Videography, Camera, Multimedia, DVD Studio Pro, HD Video, Music Videos, Lighting, Film Editing, Pro Tools, Avid, Canon DSLR, DVD, DVD Authoring, Sound Design, Media Production, Web Video, Non-linear Editing, Digital Video, Documentaries, Sound, After Effects, Short Films
Education
The Art Institute of California-Orange County 2011 — 2014
Bachelor of Arts (BA), Digital Film and Video Production, Current GPA 3.7
Raido Recording and Film Connection 2009 — 2012
Certificate, Film Production
University of Phoenix 2003 — 2003
Certification, Sales and marketing
NAHT Inc January 2010 - Present
OCMBC, INC. July 2014 - May 2015
Fortis Core Lending July 2014 - January 2015
Fortis Core Lending (A division of American Pacific Mortgage) April 2014 - June 2014
Land Home Financial Services November 2013 - March 2014
Xentec Advanced Automotive Lighting Systems December 2010 - February 2012
Eastern Koi & Waterscapes January 2004 - December 2009
Skills
Social Media, Microsoft Office, Social Media Marketing, PowerPoint, Customer Service, Microsoft Word, Microsoft Excel, Photoshop, Marketing Strategy, Marketing Communications, Digital Marketing, Shipping, Logistics, Illustrator, POS, International Shipping, UPS Shipping, FedEx, USPS, Marketing Management, Online Marketing, Email Marketing, Ticketing Systems, Competitive Analysis, Corporate Branding, Branding & Identity, Entrepreneurship, Business Development, New Business Development
Education
University of California, Riverside 2008 — 2012
Bachelor of Science, Business Admin; Operations & Supply Chain Mgmt
Marina High School 2004 — 2008
Land Home Financial Services October 2013 - Present
Record Searchlight September 2010 - October 2013
Valley Yellow Pages January 2008 - April 2010
Skills
Marketing, Marketing Strategy, Social Media Marketing, Email Marketing, Customer Retention, Customer Service, New Customer..., Microsoft Excel, Microsoft Office, Time Management, PowerPoint, Access, Microsoft Word, Social Networking, Social Media, Training, Salesforce.com, Event Planning, Sales, Contract Negotiation, Account Management, Contract, Teaching, cust, Sales Presentations, Presentation Development, plan, Lesson Planning
Education
Califonia State University - Sacramento 1999 — 2002
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies
Shasta College 1996 — 1999
Associate's degree, Liberal Arts and Sciences/Liberal Studies
YDesign Group March 2015 - Present
LHJS Invetments May 2012 - Present
YDesign Group May 2014 - March 2015
The Wizards of OZtechs April 2013 - April 2014
Land Home Financial Services November 2011 - December 2012
Land Home Financial Services January 2009 - November 2011
Skills
Help Desk Support, Operating Systems, Management, Security, Leadership, Networking, Databases
Education
California State University-Sacramento
BS with Honors - Computer Science
Land Home Financial Services June 2011 - Present
Stanford Mortgage June 2002 - June 2011
Skills
FHA, Investors, First Time Home Buyers, Loans, Mortgage Lending, Investment Properties, Social Media, Real Estate, REO, Short Sales, Foreclosures, Referrals, Single Family Homes, Real Estate Transactions, VA loans, Sales
Education
University of California, Los Angeles 1987 — 1991
BA, History
Home 2008 - Present
Burton Real Estate/Tri Group Properties 2006 - 2008
Land Home Financial Services 2004 - 2006
Diablo Funding Group 2002 - 2004
American Family Funding 2000 - 2001
KPST Channel 66/ Golden Link TV Inc 1999 - 2000
KTSF Channel 26 1998 - 1999
KTVU Channel 2, Retail Service Department 1997 - 1998
Skills
Loans, Advertising, Press Releases, Television, Mortgage Lending
Education
San Francisco State University 1996 — 1998
Master of Arts (M.A.), Broadcast and Electronic Communication of Arts
National Chengchi University 1992 — 1996
Bachelor of Arts (B.A.)
Land Home Financial Services September 2012 - Present
Wells Fargo Home Mortgage March 2009 - September 2012
Wachovia, A Wells Fargo Company June 2006 - April 2009
World Savings and Loan March 2006 - June 2006
Skills
FHA, Mortgage Lending, Refinance, USDA, Mortgage Banking, Residential Mortgages, Loans, FHA financing, VA loans, First Time Home Buyers, Loan Origination, Investment Properties, Home Equity Loans, Short Sales, HUD, Credit, Real Estate, Government Loans, Foreclosures, Debt Consolidation, Insurance, Mortgage Underwriting, Referrals, Selling, Underwriting, Finance, Banking, Investments, Non-Conforming
Education
California State University-Sacramento 2000 — 2005
BA, Public Relations
Next 10 September 2015 - Present
CafePress Inc. April 2014 - September 2015
Kimpton Hotels & Restaurants September 2013 - January 2014
Land Home Financial Services March 2013 - June 2013
U.S. Congressman Brad Sherman's District Office April 2012 - August 2012
Skills
Teamwork, Social Media, Marketing, International Relations, Spanish, Market Research, Leadership, Finance, Analysis, Customer Service, Financial Analysis, Facebook, Present ideas clearly..., Work in a team and..., Sales, Public Speaking, Entrepreneurship, Quick at learning new..., Microsoft Excel, Analytical Skills, Research, Public Relations, PowerPoint, Microsoft Office, Marketing Strategy, Event Planning, Blogging, Online Marketing, Management, Social Networking, Marketing Communications
Education
Hult International Business School 2012 — 2013
Master's degree, International Business, 3.6 GPA
University of California, Los Angeles 2008 — 2012
Bachelor of Arts (B.A.), Political Science
Movement Mortgage, LLC April 2015 - Present
Caliber Home Loans August 2014 - April 2015
Land Home Financial Services February 2014 - August 2014
Stonegate Mortgage Corporation (NYSE: SGM) August 2013 - February 2014
JPMorgan Chase May 2004 - July 2013
Washington Mutual November 1996 - April 2004
Skills
Loans, Refinance, Recruiting, Investment Properties, Mortgage Banking, Mortgage Lending, Loan Origination, FHA, Management, FHA financing, Training, Residential Mortgages, Credit, Business Planning, Credit Analysis, Consumer Lending, Referrals, Customer Service, VA loans, USDA, Mortgage Underwriting, Government Loans, Certified Mortgage..., Construction Loans, Home Equity Loans, Reverse Mortgages, Loss Mitigation, Commercial Mortgages, Mortgage Servicing, Underwriting, Commercial Lending, Home Equity Lines of..., Small Business Lending, Lines Of Credit, Real Estate Financing, Loan Servicing, Cross Selling, Real Estate Economics, Finance, Credit Risk, Retail Banking, FHA Financing, VA Loans, Leadership
Education
Cal Poly San Luis Obispo 1994 — 1996
BS, Business
NCTI 2010 — 2010
EMT-B, Emergency response
Sierra Pacific Mortgage Company, Inc. October 2014 - Present
HomeStreet Bank March 2014 - October 2014
Guaranteed Rate September 2013 - March 2014
Land Home Financial Services August 2012 - August 2013
MetLife Home Loans August 2011 - January 2012
WELLS FARGO & COMPANY 2010 - July 2011
Diversified Capital Funding October 2007 - May 2010
J Rockcliff Realtors 2009 - 2010
Mortgage Market January 1999 - September 2007
Skills
FHA, Real Estate Development, Mortgage Banking, Refinance, Mortgage Lending, First Time Home Buyers, Loan Origination, Cash Management, Residential Mortgages, REO, Government Loans, Foreclosures, VA loans, USDA, Reverse Mortgages, Referrals, FHA financing, Loans, HUD, Condos, Underwriting, Investment Properties, Funding, Financial Services, Selling, Investments, Short Sales, Sellers, Real Estate Economics, Real Estate Financing, Single Family Homes, Finance, Real Estate, Relocation, Leadership, Investors, Credit, Certified Mortgage..., Real Estate Transactions, Residential Homes, Mortgage Underwriting, Home Equity Loans, Loss Mitigation, Construction Loans, Commercial Mortgages, Mortgage Marketing, Home Equity Lines of..., Non-Conforming, Financial Structuring, Credit Analysis
Education
San Diego State University-California State University
Wells Fargo Corporate January 2014 - Present
WCS Lending March 2013 - August 2013
Land Home Financial Services August 2012 - March 2013
JPMorgan Chase May 2009 - June 2012
Skills
Loan Origination, Credit, Banking, Microsoft Excel, Microsoft Office, Data Entry, Retail Banking, Customer Service, Customer Satisfaction, Customer Experience, 10 Key, 50 WPM, Highly detail oriented, Minimal Supervision, Training, Supervisory Skills, Dependable Team Player, Positive Team Player, Cash Management
Education
San Francisco State University 2001 — 2005
Bachelor's degree, Psychology
Pittsburg Senior HIgh School 1997 — 2001
Diploma
Pacific Union Land Company January 2014 - Present
Land Home Financial Services May 2009 - September 2013
Pacific Union Homes April 2006 - May 2009
Lennar Communities - Urban Division February 2004 - March 2006
Sony Computer Entertainment America 2000 - 2002
Skills
Accounting, Microsoft Excel, Credit, Accounts Payable, Real Estate, Banking, Invoicing, Loans, Budgets, Financial Analysis, Finance, Financial Statements
Education
University of Phoenix 2002 — 2009
Bachelor of Science, Business Administration
All Western Mortgage January 2014 - Present
Land Home Financial Services May 2012 - June 2013
Sierra Pacific Mortgage September 2011 - January 2012
Integrated Mortgage Captial Inc September 2009 - August 2011
Better Business Bureau July 2008 - August 2011
Phoenix Financial March 2005 - June 2008
Reliance Lending Group 2003 - 2005
Skills
Mortgage, Mortgage Lending, Loan Origination, Loan processing, Loan Structuring, Loan Documentation, Loans, Financial Structuring, FHA, Real Estate, Mortgage Banking, Credit Analysis, Investment Properties
Education
Cabrillo College
AA in Theatre arts, Thearte Arts
Stephens College
BFA, Theatre Arts\Minor Business Marketing
Land Home Financial Services October 2014 - Present
Axia Home Loans March 2014 - August 2014
On Q Financial, Inc. September 2013 - February 2014
The Lending Company February 2010 - September 2013
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Servicing, Refinance, Residential Mortgages, Competitive Analysis, Sellers, FHA, Loan Origination, USDA, Credit, Financial Analysis, Investment Properties, VA loans, First Time Home Buyers, Short Sales
Education
Orange Coast College
Orange Coast College
Sterling Administration September 2014 - Present
Jumpin' at the Sun Dance Company October 2013 - Present
Connect Benefit Solutions September 2012 - September 2014
Land Home Financial Services October 2011 - September 2012
lululemon athletica January 2009 - October 2011
Skills
Exceptional People..., Flexible, Close Attention to..., Organized Multi-tasker, Leader, Positive Team Player, Access Database, Microsoft Excel, Management, Coaching, Account Management, Organization, Analysis, Microsoft Office, Choreography, Conflict Resolution, Project Management, Outlook, Time Management, Goal Oriented, Work Well Independently, Highly motivated..., Self-confidence, Dance, Employee Benefits, Social Media, Data Analysis, Fitness, Leadership, Teamwork
Education
Saint Mary's College of California
Bachelor of performing arts with an emphasis on dance, Dance, Magna Cum Laude
The Alvin Ailey School for Dance
Land Home Financial Services September 2014 - Present
PH Staffing September 2010 - May 2014
Onyx MD October 2008 - August 2010
Foothills Financial Group May 2006 - October 2008
Home 123 May 2005 - May 2006
Skills
Recruiting, Management, Management Consulting, Sales, Business Development, Key Account Management, Client Relations, Sales Cycle Management, Team Leadership, Marketing, Training, Customer Service, Tenant Retention, Refinance, FHA, First Time Home Buyers, Residential Mortgages, Investment Properties, Loan Origination, VA Loans
Education
Colorado State University 2000 — 2005
Land Home Financial Services June 2013 - Present
Bank of America June 2012 - June 2013
NuView Financial Services January 2011 - June 2012
Mortgage Outreach Services August 2010 - January 2011
American Home Mortgage Servicing, Inc November 2002 - October 2010
Option One Mortgage November 2004 - November 2006
Option One Mortgage February 2003 - November 2003
Orange County Social Services Agency April 2000 - August 2003
Skills
Training, Leadership, Management, Call Center, Access, Mortgage Lending, Mortgage Banking, Loans, Credit, Loss Mitigation, Vendor Management, Mortgage Servicing, Call Centers, Loan Servicing, Risk Management, Process Improvement, Banking, Underwriting, Portfolio Management, Financial Services, IT Development, Executive Management, Application Architecture, Finance, Collections, Default, Asset Management, Credit Risk, Relationship Management, Business Analysis, Financial Risk, Business Process..., Credit Cards, Analysis, SDLC, Business Requirements
Education
University of Phoenix 2004 — 2005
AA, Business Management
Land Home Financial Services January 2014 - Present
Sagamore Home Mortgage August 2013 - December 2013
Skills
Microsoft Excel, Outlook, USDA, Mortgage Lending, FHA financing, USDA Rural Housing, Microsoft Office, Microsoft Word, Customer Service, PowerPoint, Research, Teaching, Public Speaking, Loans, VA loans, VA Loans, FHA Financing
Education
Indiana University-Southeast
B.S., Elementary Education and Teaching
Land Home Financial Services December 2014 - Present
Primary Residential Mortgage March 2013 - December 2014
Sun West Mortgage Company, Inc May 2011 - March 2013
GMAC Mortgage December 2010 - May 2011
AmeriFirst Financial, Inc. May 2009 - December 2010
Security Home Mortgage May 2008 - May 2009
Artisan Mortgage May 2007 - May 2008
Carnegie First September 2000 - June 2005
Alternative Lending Solutions 2003 - 2004
Banc One 1997 - 2000
Skills
Sales, Great People Skills, FHA, Public Speaking, VA, Loans, Refinance, Conventional, First Time Home Buyers, Reverse Mortgages, Mortgage Lending, Mortgage, Mortgage Banking, USDA, Loan Origination, Credit, Purchase, Residential, VA loans, Residential Mortgages, Construction Loans, Real Estate, Investment Properties, Mortgage Industry, Home, Underwriting, Foreclosures, Sales Management, Short Sales, Investments, Banking, Customer Service, FHA financing, Investors, Team Building, Customer Relations, Problem Solving, Retail, REO, Conforming, New Business Development, Coaching, Negotiation, Compliance, Mortgage Planning, Strategic Planning, Commercial Mortgages, Credit Analysis, Financial Analysis, Residential Homes
Education
Columbus State Community College 1993 — 1994
Business
Whetstone 1984 — 1988
SunTrust Bank February 2014 - Present
Cornerstone Home Lending, Inc. January 2013 - February 2014
Bank of Hawaii January 2012 - January 2013
Wells Fargo Bank March 2005 - January 2012
Shadowood Homeowners Association (S-W HOA) 2006 - 2010
Long Beach Mortgage/Washington Mutual January 2004 - March 2005
California Department of Justice June 2001 - January 2004
The Money Store April 1996 - March 2001
Land Home Financial Services 2000 - 2000
Vision Service Plan October 1988 - April 1996
Skills
Mortgage Lending, Mortgage Banking, Financial Risk, Loans, Credit, Banking, Risk Management, AML, Credit Analysis, Credit Risk, Auditing, Loan Origination, Internal Audit, USA PATRIOT Act, Residential Mortgages, Consumer Lending, Operational Risk..., Financial Services, Risk Assessment, Analysis, Leadership, Training, Insurance, Fraud, Commercial Lending, Operational Risk, Loss Mitigation, Executive Management, Bank Secrecy Act, Underwriting, Due Diligence, OFAC, Mortgage Servicing, Loan Servicing, Credit Cards, FHA, KYC, Management, Finance, Refinance, Mortgage Underwriting, Anti Money Laundering
Education
University of Phoenix 1998 — 2000
BS, Business Management
Institute of Certified Bankers 2008 — 2008
Certification, Certified Regulatory Compliance Manager
Barclay College 1989 — 1990
Certificate, Paralegal
CampusMBA
Elementary School Friends
Pacific Funding Group/ GEM Mortgage, Inc February 2013 - Present
Land Home Financial Services January 2012 - February 2013
WJ Bradley September 2010 - January 2012
Omni Funding February 2003 - September 2010
Skills
Fluent in Spanish, Customer Service, Government Loans, VA loans, Microsoft Office, Credit Analysis, First Time Home Buyers, FHA, Mortgage Lending, FHA financing, Refinance, USDA, Mortgage Banking, Loan Origination, Residential Mortgages, Loans, Investment Properties
Education
Antioch High 1989 — 1992
Los Medanos College
Land Home Financial Services March 2013 - Present
U.S. Bank October 2011 - December 2012
Comerica Bank 2010 - 2011
Downeys Chocolate 2009 - 2010
MyClubScene.com 2008 - 2008
Skills
Personal Finance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loans, Refinance, Credit Analysis, Credit, FHA, USDA, Loan Origination, Banking
Education
Cal State Fullerton
Land Home Financial Services November 2012 - Present
Bank of America January 2010 - September 2012
Skills
Mortgage Lending, Outlook, Loans, Microsoft Excel, Banking, Customer Service, Mortgage Banking, Notary Public, Time Management, Microsoft Office, PowerPoint, Finance, FHA, Microsoft Word
Education
Green River Community College 2000 — 2002
Associate's degree, Business Administration and Management, General
PrimeSource Mortgage, Inc. January 2014 - Present
Land Home Financial Services April 2013 - January 2014
Catalyst Lending, Inc. January 2012 - April 2013
Wholesale Mortgage Source October 2004 - January 2012
Gold Shield Realty Group 2009 - 2011
Community Lending 2000 - 2004
Fallbrook Mortgage 1987 - 2003
Skills
Mortgage Lending, FHA, Reverse Mortgages, Real Estate, Options, Refinance, First Time Home Buyers, Condos, VA loans, Residential Mortgages, Real Estate Transactions, Investment Properties, REO, Real Estate Financing, FHA financing, Loans, USDA, Finance, Short Sales, Loan Origination, Foreclosures, Mortgage Banking, Investors, Investments, Referrals, Certified Mortgage..., HUD, Mortgage Underwriting, VA Loans
Education
California State University-Northridge 1984 — 1987
bachelor of Arts, Economics
Nelson Companies (Solairus Aviation) December 2014 - January 2015
Land Home Financial Services August 2013 - September 2014
Panamax LLC March 2013 - April 2013
UCSF Medical Center October 2012 - February 2013
Brayton Purcell LLP February 2012 - May 2012
UC Davis Health System September 2011 - December 2011
Design Within Reach May 2010 - October 2010
Goodwill Industries of San Francisco, San Mateo and Marin Counties July 2009 - December 2009
Eidos April 2005 - May 2009
BioMarin April 2004 - February 2005
Skills
ADP Payroll, Payroll, Benefits Administration, Human Resources, Employee Benefits, Ceridian Payroll System, Paychex, Typing 59 wpm, Microsoft Office, Accounting Fundamentals, Microsoft Word 2013, Microsoft Excel 2013, HR Fundamentals, Management Principles, Business, Management, Training, Onboarding, Applicant Tracking..., New Hire Orientations, ADP HRB
Education
Solano Community College 2012 — 2016
Business Management AS ('in progress)
Vallejo Adult School District 2011 — 2011
Accounting Fundamentals
City College of San Francisco 1982 — 1992
General ed
RE/MAX Accord July 2015 - Present
CALREHP March 2012 - Present
Corporate Benefit EDU 2006 - Present
Better Homes and Gardens Tri-Valley Realty May 2013 - May 2015
Service 1st Realty May 2012 - May 2013
Absolute Real Estate Solutions September 2011 - May 2012
Land Home Financial Services 2008 - 2009
Diablo Funding 2000 - 2001
Skills
Short Sale negotiation, REAL Estate Buyer and..., Foreclosure..., Investors, Real Estate, First Time Home Buyers, National Association of..., Listings, Short Sales, Mortgage Lending, Foreclosures, Relocation, Referrals, Relocation Buyers, USDA, Residential Homes, Buyer Representation, REO, Investment Properties, VA loans, Condos, Single Family Homes, Sellers, Negotiation, FHA, Mortgage Banking, FHA financing, SFR, Real Estate Transactions, New Home Sales, Luxury, HUD
Education
Heald College-San Francisco 1990 — 1992
Associate of Arts and Sciences (AAS), Business, Management, Marketing, and Related Support Services, 3.5
Heald Institute of Business
Mason-McDuffie Mortgage April 2014 - Present
Land Home Financial Services July 2012 - April 2014
First American Title September 1987 - February 2012
Tipp Realty October 1980 - September 1987
Skills
Real Estate, REO, Mortgage Lending, Real Estate Transactions, Investment Properties, First Time Home Buyers, Mortgage Banking, Residential Mortgages, Loans, Referrals, FHA, Refinance, Finance, Loan Origination, Credit
Education
Diablo Valley College
Business
Napa High School 1969 — 1971
Terramar Retail Centers, LLC December 2014 - June 2015
Safeway, Inc. April 2011 - December 2014
Land Home Financial Services 2009 - 2011
Pacific Union Homes 2004 - 2009
Tier Technologies 2002 - 2004
Amdocs 2001 - 2002
manageStar 2000 - 2001
Telecare Corporation 1987 - 2000
Skills
Contract Management, Contract Negotiation, Facilities Management, Project Management, Management, Human Resources, Team Building, Negotiation, Team Leadership, Construction, Budgets, Strategic Planning, Marketing, Procurement, Leadership, Contracts Administrators, Customer Service, Employee Training, Research, Purchase Orders
Education
California State University-East Bay
Tony Bagliore Concrete December 2011 - Present
Texas Farm Bureau Insurance Companies July 2011 - November 2011
Land Home Financial Services August 2009 - April 2011
Bank of America Home Loans 2009 - 2009
Countrywide Home Loans 2000 - 2009
Wells Fargo Home Mortgage 2000 - 2000
Education
Liberty University 2011 — 2013
Computer Management Information Services
American River College 1995 — 1997
Shasta College 1992 — 1995
Shasta High School 1991 — 1992
Vacaville 1989 — 1992
Anthony Robbins
Land Home Financial Services 2012 - Present
Independent Mortgage Loan Advisor June 2005 - November 2012
Bank of the West February 2001 - July 2004
Skills
FHA, VA, Mortgage Lending, Conventional, Refinance, USDA, VA loans, Mortgage, Conforming, Mortgage Industry, Loan Origination, FHA financing, Reverse Mortgages, First Time Home Buyers, Short Sales, Loans, Mortgage Banking, Mortgage Underwriting, Government Loans, REO, Certified Mortgage..., Foreclosures, Real Estate, Residential Homes, Investment Properties, Residential Mortgages, Sellers, Home Equity Loans, Condos, Real Estate Financing, Referrals, Investors, Construction Loans, Real Estate Transactions, Non-Conforming, Investments, Home Equity Lines of..., Down Payment Assistance, Single Family Homes, 203K, Sales, Relocation
Education
College of Marin
Intertech Flooring May 2014 - Present
Land Home Financial Services June 2013 - February 2014
First Mortgage Corporation January 2013 - June 2013
School Spirit Pays January 2012 - January 2013
loanDepot December 2009 - December 2011
Farmers Insurance March 2008 - August 2009
Skills
Mortgage Banking, Mortgage Lending, Banking, Underwriting, Real Estate, Fixed Annuities, FHA, Refinance, Portfolio Management, Loan Origination, Loans, Residential Mortgages, Insurance, Financial Analysis, FHA financing, Risk Management, Credit, VA loans, Retirement Planning, Retirement
Education
Orange Coast College 1995 — 2012
Land Home Financial Services August 2012 - Present
FPF WHOLESALE/Sterns Lending April 2012 - July 2012
Home Savings of America March 2010 - March 2012
Home saving of America 2010 - 2012
Bay Area Title Services October 2005 - April 2008
Bay Area Title Services October 2005 - April 2008
Concentra Integrated Services February 1999 - October 2005
Bay Area Title Services October 1996 - February 1999
Skills
1Experience answering..., 2Ability to..., 4Ability to work..., Worked in Datatrac,..., Access, Customer Service, Data Entry, Invoicing, Office Management, Process Scheduler, Time Management, Loans, Call Centers, Software Documentation, Telephone Skills, Outlook, Microsoft Excel, System Administration
Education
Business Occupation Training, MT. Diablo Adult Education 2009 — 2009
Certificate in Business, Business Administration and Management, General
Martinez Adult Education 2009 — 2009
Certifcate in Medical Coding and Billing, Medical/Clinical Assistant
Miramont High school 1981 — 1985
Land Home Financial Services August 2013 - Present
Caliber Funding March 2013 - August 2013
Prostaff Mortgage June 2012 - March 2013
Real Estate Mortgage Network April 2011 - January 2012
JPMorgan Chase November 2008 - March 2011
Wachovia Mortgage, FSB May 2005 - October 2008
Wachovia 2002 - 2008
Wachovia Mortgage Corporation May 2004 - May 2005
Wachovia Mortgage Corporation June 2002 - May 2004
Zee Enterprizes 2001 - 2003
Skills
Mortgage Lending, Mortgage Banking, Training, Mergers & Acquisitions, Credit Analysis, Banking, Refinance, Underwriting, Loans, Loan Origination, Marketing, Residential Mortgages, Credit, VA loans, FHA
Education
Arizona State University 2000 — 2002
Bachelors of Science, Global Business; Marketing
Arizona State University West 2000 — 2002
global business, marketing
Land Home Financial Services December 2008 - Present
Countywide Home Loans, Inc April 2001 - December 2008
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA financing, FHA, USDA, Loans, VA loans, First Time Home Buyers, Investors, HomePath, Finance, Investment Properties, Credit, REO, Real Estate Transactions, Reverse Mortgages, Government Loans, Investments, HUD, Single Family Homes, New Home Sales, Credit Analysis, Mortgage Marketing, Financial Analysis, Condos, Certified Mortgage..., Residential Homes, Foreclosures, Short Sales, Residential Mortgages, Underwriting, Sellers, Sales, Referrals, Real Estate Financing, Mortgage Underwriting, Property, Construction Loans, Loss Mitigation, Real Estate, Home Equity Loans, Real Estate Economics, Loan Origination, Commercial Mortgages, Relocation, VA Loans
Education
University of California, Davis 1996 — 2000
BS, Psychology
Reliant Mortgage & Realty, Inc. June 2015 - Present
West Coast Funding July 2014 - June 2015
Land Home Financial Services September 2012 - July 2014
First California Mortgage Company June 2012 - September 2012
Golden Equity Mortgage September 2011 - June 2012
Rice Church Financial 1993 - 2011
Western Financial Savings 1990 - 1991
Education
Humboldt State University 1985 — 1998
B.S., Business Administration
Monte Vista High School 1976 — 1980
High School Diploma
Land Home Financial Services 2013 - Present
Granite Loan Solutions 2013 - 2013
Granite Loan Solutions 2012 - 2013
Iridium Sports Agency 2011 - 2012
Kondaur Capital Corporation 2009 - 2011
NEW AMERICAN FUNDING 2008 - 2009
American Benefit Mortgage 2004 - 2008
Skills
Mortgage Lending, REO, Loss Mitigation, Sellers, Residential Mortgages, Loan Origination, Short Sales, Real Estate, Investment Properties, Loans, Investors, Portfolio Management, Foreclosures, FHA, Mortgage Banking, Banking, Real Estate Financing, Refinance, Due Diligence, Commercial Mortgages, Investments, Real Estate Transactions, Real Estate Economics, Asset Management, Loan Servicing, Default, Mortgage Servicing
Education
California State University-Fullerton, Mihaylo College of Business and Economics
Finance
Land Home Financial Services July 2012 - Present
Mark Scott Construction Inc September 2007 - July 2012
Land Home Financial Services October 2006 - September 2007
Cornerstone Mortgage February 2006 - October 2006
Skills
New Hire Paperwork, Administrative..., Employee Benefits, Organization, New Hire Processes, Human Resources, Teamwork, Benefits Administration, Executive..., Accounts Receivable, Marketing, Corporate Events, Hiring Employees, Background Checks, New Hire Orientations, HR Policies, Employee Handbooks, Employee Wellness..., COBRA, Workers Compensation, Microsoft Excel, Outlook, Office Management, Invoicing, ADP Payroll, Construction, Interior Design, Strategic Negotiations, Administrative..., Residential Mortgages, Loans, Management, Sales, Customer Service, Mortgage Lending, Investment Properties, Credit, Refinance, Mortgage Banking, Loan Origination
Education
Los Medanos College 2004 — 2005
General Education
Concord High 2000 — 2004
High School Diploma
Beer Belly BBQ Company June 2009 - Present
Academy Mortgage Corporation February 2015 - Present
Land Home Financial Services July 2013 - January 2015
United Trustee Services March 2012 - July 2013
M Pacheco Appraisals March 2011 - October 2011
HomesMax Homesellers.... SOLD September 2009 - January 2011
DHI Mortgage March 2003 - October 2006
RPM Mortgage Inc 2001 - 2002
LoanCity.com June 2000 - December 2001
E-LOAN 1998 - 2001
Skills
Budgets, Administrative..., Invoicing, Office Management, Notary Public, Data Entry, Social Media, Sellers, Software Documentation, REO, Property Management, Mortgage Banking, Residential Mortgages, Short Sales, Investors, Real Estate, Customer Service, FHA, Mortgage Lending, Loans, Finance, Outlook, Refinance, Real Estate Transactions, Selling, VA loans, First Time Home Buyers, FHA financing, Intelligence, Due Diligence, Foreclosures, Underwriting, Highly Dedicated, USDA, Loan Origination, Sales, Real Estate Financing, Training, Mortgage Underwriting, Banking
Education
Diablo Valley College 1993 — 1997
Alhambra Senior Highschool Martinez CA 94553 1989 — 1993
Diploma, general ed
from Land Home Financial August 2012 - Present
Land Home Financial Services 2009 - 2012
Norwest Mortgage/Wells Fargo January 1995 - January 2001
Skills
FHA financing, Refinance, FHA, VA loans, Mortgage Banking, USDA, Residential Mortgages, Mortgage Lending, First Time Home Buyers, Loans, Real Estate Financing, Investment Properties, Credit, Short Sales, Real Estate, Government Loans
Education
San Jose State University 1961 — 1966
Creative Transportation Services June 2009 - Present
Land Home Financial Services October 2010 - October 2013
Experience Unlimited February 2010 - October 2010
Volt Delta Resources, LLC 2006 - 2009
Volt Delta Resources, LLC 2004 - 2006
Volt Delta Resources, LLC 1999 - 2004
Volt Delta Resources, LLC 1996 - 1999
Skills
Account Management, Project Management, Team Building, CRM, Customer Service, Training, Project Planning, Process Improvement, Management, Budgets
Education
Diablo Valley College
Associate of Arts, Business
Land Home Financial Services January 2014 - Present
CMG Financial March 2012 - January 2014
AmeriFirst Financial, Inc. May 2009 - March 2012
State Mortgage January 2001 - May 2009
Skills
Loan Origination, FHA, Mortgage Banking, USDA, Refinance, Mortgage Lending, VA loans, Residential Mortgages, Real Estate, Loans, FHA financing, First Time Home Buyers, Investors, REO, Short Sales, Investment Properties, Residential Homes, Real Estate Transactions, Foreclosures, Brokerage, Single Family Homes, Certified Mortgage..., Commercial Real Estate, Reverse Mortgages, Real Estate Financing, Sellers, Mortgage Marketing, Real Estate Economics, Construction Loans, Credit, Mortgage Underwriting, Government Loans, HUD, Rates, Commercial Mortgages, Credit Analysis, Investments, Financial Structuring, Condos, Finance, Referrals, Loss Mitigation, Underwriting, FHA Financing
Education
Arizona State University 1985 — 1990
Business, Finance
Land Home Financial Services August 2012 - Present
Land Home Financial Services June 2011 - Present
Broadview Mortgage Corporation June 2010 - June 2011
Cobalt Finanical Corporation March 2008 - June 2010
Home Equity Group, Inc. 2006 - 2007
FluidIQs 2002 - 2003
DESCON Engineering 2001 - 2002
Transdyn 1999 - 2001
Bailey Controls 1997 - 1999
Westin Engineering 1993 - 1997
Skills
First Time Home Buyers, Real Estate, Mortgage Lending, FHA, Investment Properties, Loan Origination, Residential Homes, Refinance, Short Sales, USDA, Loans, VA loans, Residential Mortgages, Real Estate Financing, Certified Mortgage..., Government Loans, FHA financing, Construction Loans, Mortgage Underwriting, Home Equity Loans, Loss Mitigation, Credit
Education
CMPS Institute
Certified Mortgage Planning Specialist
University of California, Davis 1985 — 1990
B.S., Mechanical Engineering; English Minor
Norcal Helpdesk April 2008 - Present
Intrax Cultural Exchange August 2011 - Present
Renascence IT Consulting, Inc. April 2013 - Present
ProxyIT Inc August 2012 - Present
Bay Area Beverage January 2012 - Present
Office Perfect January 2013 - Present
Nelson Technology June 2011 - June 2013
Skype June 2010 - February 2011
Norcal Helpdesk 2008 - 2011
Land Home Financial Services February 2010 - August 2010
Skills
Nagios, Apache, CSS, Active Directory, XP, Ubuntu, Desktop Support, Linux, PHP, MySQL, HTML, RedHat, Microsoft Servers, VMware, Windows Server, Servers, VPN, Windows, TCP/IP, System Administration, Operating Systems, Mac OS X, Unix, Virtualization, Databases, Windows Server 2003, Computer Hardware, Administration, Firewalls, IIS, Network Administration, Web Development, CentOS, Backup Exec, Linux Server, Cloud Computing, Troubleshooting, Red Hat Linux, Windows 7, VMware ESX, FTP, Microsoft Exchange, Shell Scripting, Linux System..., SaaS, Citrix, Server Administration, Networking, Wordpress, Technical Support
Education
Heald College 1994 — 1996
AAS, Electronics
California High School 1987 — 1991
Diploma
VSP Vision Care August 2013 - Present
Lenscrafters December 2012 - August 2013
Pacific West Security September 2010 - November 2012
Milpitas Optometric Group 2008 - 2010
Land Home Financial Services April 2005 - November 2008
Dr. Fred Slater, O.D. 1998 - 2005
Skills
Customer Service, New Business Development, Sales, Marketing, Contract Negotiation, Real Estate, Research, Public Speaking, Microsoft Excel, Social Networking, Account Management, Business Development, Direct Sales, People Skills, Psychology, Philosophy, Spanish, English, French, Recruiting, Management, Coaching Staff, Training
Education
De Anza College 1999 — 2003
Fashion, Business Administration and Management, General
Broughton High School 1995 — 1998
OCMBC, INC. April 2014 - March 2015
American Pacific Mortgage April 2014 - July 2014
Land Home Financial Services September 2013 - April 2014
Enterprise Rent-A-Car August 2011 - July 2013
Skills
Sales, Account Management, Marketing, Sales Management, Marketing Strategy, Sales Operations, Market Research, Sales Presentations, Lead Generation, Customer Satisfaction, Salesforce.com, Cold Calling, Recruiting, Sales Process, Customer Retention, PowerPoint, Time Management, Customer Service, Microsoft Excel, Microsoft Office, Real Estate, Microsoft Word, Outlook, Investment Properties, Management
Education
California State University-Fullerton 2008 — 2011
Bachelor's degree, Business Administration and Management, General
Land Home Financial Services, Inc. July 2015 - Present
Land Home Financial Services January 2009 - Present
WACHOVIA CORPORATION January 2005 - October 2008
Omega Marketing 2004 - 2005
Skills
Customer Service, Operating Systems, Database Administration, Technical Support, Web Site Production, Training, Computer Hardware, System Administration, Sales, Technical Writing, Marketing, Help Desk Support, Content Management, Executive Management, Human Resources, Cabling, Maintenance & Repair, Advertising, Graphic Design, Coaching, Project Management, Vendors, Vendor Relationships, Process Improvement, Credit, Software Documentation, Banking
Education
California Polytechnic State University
General Education
DeVry University
Bachelor of Science (B.S.), Business Administration; Project Management
Siemens Industry USA November 2014 - Present
Nardini Fire Equipment Co. Inc. April 2012 - November 2014
Nardini Fire Equipment Co. December 2007 - May 2012
Land Home Financial Services May 2006 - December 2007
Skills
Fire Alarm, Fire Protection, Troubleshooting, Fire Safety, Fire Suppression Systems, Process Scheduler, Life Safety, Project Planning, Project Management, Microsoft Office, Team Building, Strategic Planning, Code Enforcement, Computer Hardware, Supervisory Skills, Construction, Microsoft Excel, Networking, Time Management, Outlook, Team Leadership, Management
Education
Dakota County Technical College 2005 — 2007
Associate's degree w/honors, Electrician
Wells Fargo Home Mortgage June 2014 - Present
Bank of America April 2013 - April 2014
Land Home Financial Services May 2012 - March 2013
Bank of America October 2010 - May 2012
PMI Group August 2008 - October 2010
Wells Fargo Home Mortgage May 2005 - May 2008
Bank of America April 2003 - May 2005
GE Mortgage Insurance March 2001 - April 2002
PMI Mortgage Insurance Co June 2000 - February 2001
Finet.com aka Monument Mortgage August 1999 - June 2000
Skills
Underwriting, Mortgage Lending, Mortgage Banking, Loans, Mortgage Underwriting, FHA, Credit, Loan Origination, Real Estate, Banking, Credit Analysis, Credit Risk, FHA financing, Financial Risk, Fraud, Government Loans, Loss Mitigation, Mortgage Insurance, Mortgage Servicing, Passion for Helping..., Refinance, Residential Mortgages, Risk Management, VA loans
Education
Florida State University 1973 — 1977
Ditech Financial LLC August 2015 - Present
Clear Choice Mortgage April 2015 - August 2015
Land Home Financial Services October 2014 - April 2015
West Star Pacific Mortgage June 2010 - January 2014
Integrity First Mutual Mortgage April 2008 - April 2010
Abacus Mortgage Inc. January 2006 - July 2008
Pierce Commercial Bank Home Loans/Home Lending Group March 2002 - January 2006
West Coast Bank January 2001 - March 2002
Skills
Mortgage Lending, Refinance, FHA, Certified Mortgage..., Reverse Mortgages, FHA financing, Mortgage Marketing, Single Family Homes, Investment Properties, Sellers, Credit Analysis, VA loans, REO, First Time Home Buyers, Loans, Sales, USDA, Real Estate, Credit, Mortgage Banking, Loan Origination, Short Sales, Insurance, Construction Loans, Underwriting, Residential Mortgages, Non-Conforming, Finance, Commercial Lending, Real Estate Financing, Residential Homes, Mortgage Underwriting, Government Loans, Home Equity Lines of..., Home Equity Loans, Debt Consolidation, FHA Financing, VA Loans
Education
US ARMY INFANTRY - 7TH ID - FORT ORD, CA 1987 — 1991
Honorable Discharge, Combat Infantry
Monterey Peninsula College 1988 — 1989
Certified, FireFighter 1A - 1B, Award Certificate
Central Washington University 1984 — 1986
Business and English
Right Start Mortgage, Wholesale July 2015 - Present
DeCosta Vineyards December 2010 - Present
Paramount Equity July 2014 - July 2015
Calone & Harrel Law Group, LLP April 2014 - July 2014
Land Home Financial Services June 2013 - April 2014
Paramount Equity Mortgage - Direct (Formerly Voyage Financial Group, Inc.) July 2012 - June 2013
The Golden 1 Credit Union December 2011 - July 2012
Land Home Financial Services December 2009 - March 2011
Retail Bank of America March 2008 - December 2009
Garcia & Gurney Law Group October 2007 - March 2008
Skills
FHA, Mortgage Lending, Refinance, VA loans, Mortgage Banking, FHA financing, Down Payment Assistance, Residential Mortgages, Loans, First Time Home Buyers, Real Estate Financing, Credit, Investment Properties, Real Estate, Short Sales, Finance, Financial Analysis, Residential Homes, Customer Service, Reverse Mortgages, USDA, Credit Analysis, Underwriting, Real Estate Transactions, Banking, HUD, Time Management, Investments, Funding, REO, Selling, Investors, Government Loans, Foreclosures, Certified Mortgage..., Construction Loans, Condos, VA Loans, FHA Financing, Sales
Education
Humphreys College Laurence Drivon School of Law 2013 — 2018
Doctor of Law (J.D.), Banking, Corporate, Finance, and Securities Law
MTI College 2011 — 2013
Certified Legal Assistant, Paralegal Studies, Deans List: 3.67
Land Home Financial Services January 2013 - September 2013
CashCall February 2012 - November 2012
Bank of America November 2010 - April 2011
Atkinson, Andelson, Loya, Ruud & Romo April 2008 - November 2010
NationPoint (Merrill Lynch) April 2004 - August 2007
LaFollette, Johnson, DeHaas, Fesler & Ames May 1988 - July 2002
Skills
Credit, Mortgage Lending, FHA, Loans, Refinance, Underwriting, Training, Credit Risk, Financial Risk, Analysis, Mortgage Banking, Residential Mortgages, Real Estate, Real Estate Financing, Loss Mitigation
Education
Pasadena City College 2013 — 2015
Associate of Arts (A.A.) English, Critical Theory
Pasadena City College 2013 — 2015
Associate of Arts (A.A.) Humanities, Philosophy / Epistemology
33rd Company, Inc. January 2015 - Present
Land Home Financial Services June 2014 - January 2015
Pinnacle Family of Companies February 2012 - June 2014
Hoglund, Chwialkowski & Mrozik PLLC 2011 - January 2013
Harmony Homes 2010 - 2011
Resident Assistant 2008 - 2010
Skills
Marketing, Accounts Receivable, Accounts Payable, Management, Sales, Collections, Payroll, Data Entry, Computer Proficiency, Leasing, Receptionist Duties, Problem Solving, Banking, Event Planning, Negotiation
Education
Century College 2007 — 2010
Associate's degree, Marketing
AMC Alameda Mortgage Corporation Since 1968 December 2014 - Present
Land Home Financial Services January 2014 - November 2014
3 Point Asset Management January 2013 - September 2013
Stearns Lending March 2012 - September 2012
Arch Bay Capital November 2010 - March 2012
Option One Mortgage Corporation October 2001 - June 2008
California Credit Union February 1995 - August 2001
Arthur Andersen and Co October 1990 - August 1994
Skills
Financial Reporting, GAAP, Financial Analysis, Accounting, Team Management, Process Improvement, Forecasting, Auditing, Internal Controls, Budgets, Banking, Financial Accounting, Mergers & Acquisitions, Finance, Internal Audit, Account Reconciliation, Mortgage Banking, Mortgage Lending, Sarbanes-Oxley Act, Cross-functional Team..., Valuation, Strategic Financial..., Credit, Analytics, Variance Analysis, PeopleSoft, Leadership, Analysis, Executive Management, Investments, Coaching, Cash Management, Management, Strategic Planning, Business Process..., Loans, Financial Services, Business Analysis, General Ledger, Due Diligence, Change Management, Financial Modeling, Asset Management, Mortgage Servicing, Risk Management, Financial Statements, Portfolio Management, Loss Mitigation, Loan Servicing, Credit Analysis
Education
Loyola Marymount University 1987 — 1990
BS, Accounting
Land Home Financial Services June 2011 - Present
Guild Mortgage Company February 2008 - June 2011
Skills
Refinance, FHA
Education
San Diego State University-California State University
BS, Business Administration and Management, General
Pacific Funding Group December 2014 - Present
Land Home Financial Services 2008 - 2014
Skills
DRE Licensed, NMLS Licensed, CalHFA Certified, Real Estate, CalHFA, Mortgage Lending, Mortgage Banking, USDA, Refinance, FHA, VA loans, Loans, Investments, Residential Mortgages, Real Estate Financing, Loan Origination, Financial Structuring, Investors, Certified Mortgage..., FHA financing, First Time Home Buyers, Short Sales, Government Loans, Referrals, Reverse Mortgages, Finance, Construction Loans, Real Estate Transactions, Investment Properties, Foreclosures, Credit, Loss Mitigation, Mortgage Marketing, Real Estate Economics, Mortgage Underwriting, Sellers, HUD, Selling, Home Equity Loans, Non-Conforming, REO, Residential Homes
Education
UC Davis 2000 — 2004
Economics, Economics and Communications
UC Davis 2000 — 2004
Bachelor of Arts, Economics
Land Home Financial Services May 2013 - August 2015
NuView Financial Services July 2011 - May 2013
2008-2010 First Choice Debt Relief January 2009 - May 2010
2006-2008 Web Us Mail October 2006 - April 2008
Epic Financial Management January 2006 - August 2006
2005-2006 Pay Check Now August 2005 - January 2006
2003-2005 Financial Solutions Consultants June 2003 - August 2005
Education
Golden West College 2003 — 2006
TV Production and Operation, Gen Ed and Real Estate Principles
Delta Lending Group October 2014 - Present
Land Home Financial Services August 2012 - October 2014
U.S. Bank September 2008 - January 2011
Brentwood Mortgage Specialist 2004 - 2008
E-LOAN February 2001 - June 2006
BNC Mortgage 1999 - February 2001
Pacific Thrift and Loan 1995 - 1998
Skills
FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Loans, First Time Home Buyers, Real Estate, Investment Properties, Credit, Residential Mortgages, Short Sales, REO, Foreclosures, VA loans, Real Estate Financing, Reverse Mortgages, Mortgage Underwriting, FHA financing, Investments, Mortgage Marketing, Real Estate Economics, Underwriting, Investors, USDA, Credit Analysis, Government Loans, HUD, Referrals, FHA Financing, VA Loans
Education
College of San Mateo 1990 — 1992
The Bon Ton Stores Inc. March 2015 - Present
Boles Consulting Group November 2014 - February 2015
Buena Vida Coffee August 2014 - December 2014
Sodexo September 2013 - November 2014
Spinal Kinetics May 2014 - August 2014
Urban Darling May 2013 - August 2013
Land Home Financial Services May 2013 - August 2013
Skills
Fashion, Microsoft Office, Creative Writing, Report Writing, Fashion Blogging, Social Media, Blogging, Apparel, Keyboard Skills, Event Planning, Public Relations, Copywriting, Customer Service, Management, Marketing, Instagram, Microsoft Excel, PowerPoint, Facebook
Education
Marquette University 2012 — 2016
Public Relations & Marketing, Senior
Presentation High School 2008 — 2012
High School Diploma
WJ Bradley Mortgage Capital October 2014 - Present
Summit Funding January 2012 - December 2014
Land Home Financial Services April 2011 - January 2012
Land Home Financial Services October 2009 - December 2010
Fremont Bank February 2008 - August 2008
E-LOAN July 2004 - January 2008
Dublin Buick Pontiac GMC / Fremont Pontiac Olds GMC January 2002 - June 2004
Oakland Truck Center D.B.A. GMC Truck Center / Marina Pontiac GMC / Hayward Pontiac Buick GMC March 1999 - December 2001
Skills
Mortgage Lending, Finance, Coaching, Refinance, Time Management, FHA, Credit, Loans, Real Estate, Sales Management, Mortgage Banking, Loan Origination, Sales, Business Development, Marketing, Customer Service, Online Advertising, Team Building, Account Management, Negotiation, Financial Analysis, Residential Mortgages, Investment Properties, Foreclosures, Underwriting, REO, First Time Home Buyers, FHA financing, USDA, Funding, VA loans, Certified Mortgage..., Referrals, Government Loans, Mortgage Underwriting, Reverse Mortgages, Home Equity Loans, Home Equity Lines of..., Real Estate Financing, Credit Analysis, Mortgage Marketing, Debt Consolidation, Banking, Loss Mitigation, FHA Financing
Education
Chabot College 1998 — 2000
Business, General Education, Business
Arroyo High School 1994 — 1998
24 Hour Fitness May 2013 - Present
Creekview Senior Community October 2014 - June 2015
Toyota September 2013 - October 2014
Land Home Financial Services January 2013 - June 2013
Discover Financial Services July 2012 - December 2012
Golden Tan October 2011 - June 2012
Macy's May 2010 - September 2010
Skills
Customer Service, Teamwork, Retail Sales, Reception Areas, Call Centers, Back Office, Social Media, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Marketing, Fitness Center, Experience Working with..., Data Entry, Leadership, Management, Public Speaking, Social Networking
Education
Scuola di Italiano Dante Alighieri 2014 — 2014
Corsi di Lingua e Cultura Italiana
University of Utah 2010 — 2012
Bachelor of Science (B.S.), Sociology
Santa Barbara City College 2008 — 2010
Associate's degree
Monte Vista High School 2004 — 2008
diploma, academic
Land Home Financial Services August 2014 - Present
Timios, Inc. May 2013 - August 2014
Land Home Financial Services October 2012 - May 2013
First California Mortgage Company February 2011 - October 2012
CMG Financial December 2009 - February 2011
Pacific Funding Group December 2006 - December 2009
Countrywide Home Loans December 2005 - December 2007
Omni Funding Services June 2002 - December 2006
Irwin Home Equity January 1999 - March 2002
Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Loans, Credit, Residential Mortgages, Refinance, FHA financing, Mortgage Underwriting, VA loans, USDA, Banking, Reverse Mortgages, Underwriting, Real Estate, Short Sales, REO, Sellers, First Time Home Buyers, Selling, Certified Mortgage..., Referrals, Investment Properties, Loss Mitigation, Government Loans, Construction Loans, HUD, Sales, VA Loans, FHA Financing
Education
Heald College 1997 — 1998
AA, Computer Business Administration
A.C. Auto Detailing Services November 2014 - Present
Land Home Financial Services January 2013 - Present
Land Home Financial Services, Inc. January 2013 - Present
Gerrato property management June 2009 - July 2011
Skills
Marketing, Loan Origination, FHA, Refinance, Real Estate, Residential Mortgages, First Time Home Buyers
Education
Liberty University 2007 — 2008
Liberty University
Beavers Digest Oregon State University January 2015 - June 2015
Land Home Financial Services June 2014 - September 2014
Skills
InDesign, Illustrator, Photoshop, Lightroom
Education
California College of the Arts 2015 — 2017
Bachelor’s Degree, Graphic Design
Oregon State University 2013 — 2015
Graphic Design
Land Home Financial Services September 2010 - Present
Skills
Construction Lending, Manufactured Housing, Site Built Homes, Chattel Lending, Construction Loans, FHA Financing, Investment Properties, Refinance, Residential Mortgages
Education
Inver Hills Community College 1991 — 1993
Harding High School
Skyline Financial Corp January 2015 - Present
Land Home Financial Services July 2013 - January 2015
Land Home Financial Services April 2013 - June 2013
Self-employed August 2012 - February 2013
Cruiser's Classic CarWash September 2011 - July 2012
Skills
Sales, Music Production, Social Media Marketing, Negotiation, Training, Leadership, Loans, Finance, Microsoft Word, Public Speaking, Refinance
Education
Azusa Pacific University 2009 — 2012
Commercial Music Business, 3.6 GPA
Forest Lake Christian Highschool 2005 — 2009
HS Diploma, Highschool GED, 3.5 GPA
Land Home Financial Services January 2014 - Present
RW Lynch July 2013 - December 2013
RW Lynch June 2012 - August 2012
North American League May 2011 - August 2011
Skills
Financial Analysis, Forecasting, Mortgage Banking, Microsoft Office, Google Analytics, Marketing, Advertising, Analysis, Social Media, Facebook
Education
Gonzaga University - School of Business Administration 2009 — 2013
B.B.A., Finance, 3.51
Gonzaga University
Land Home Financial Services July 2014 - Present
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Financial Analysis, Banking
Education
UCLA
Marketing, Business Administration and Management, General
Land Home Financial Services August 2014 - Present
W.J. Bradley Mortgage Capital, LLC November 2012 - August 2014
Colorado Home Mortgage June 2010 - October 2012
Meridian Mortgage Financial Corporation October 1996 - June 2010
Cherry Creek Mortgage October 1994 - October 1998
Skills
Mortgage Lending, First Time Home Buyers, Refinance, Customer Service, Mortgage Banking, Public Speaking, Loan Origination, VA loans, Investment Properties, FHA financing, Vacation Homes, Down Payment Assistance, CHFA, Aurora HOAP, Mortgage Credit..., Credit, Sellers, Real Estate Transactions, Foreclosures, Short Sales, Residential Homes, Relocation, Investments, Finance, USDA, Residential Mortgages, Real Estate Financing, Referrals, REO, Investors, Construction Loans, Home Equity Loans, Mortgage Underwriting, Loans, Sales, HUD, Loss Mitigation, Real Estate Economics, Non-Conforming, Mortgage Marketing, Home Equity Lines of..., Underwriting, Credit Analysis, Mortgage Servicing, FHA, FHA Financing, VA Loans
Education
The University of Texas at Austin 1977 — 1982
Marketing & Management
Southern Methodist University 1989 — 1990
None, Partial completing of Masters Degree program in finance.
University of North Texas 1979 — 1982
Bachelor of Business Administration (B.B.A.), Marketing
Western Hills High School 1973 — 1977
Summit Funding October 2011 - Present
Land Home Financial Services August 2010 - October 2011
Mission Hills Mortgage January 2009 - August 2010
Wells Fargo Home Mortgage July 2004 - December 2008
Education
CSU Chico
B.S., Business Administration
Land Home Financial Services June 2013 - Present
NuView Financial Services January 2007 - June 2013
InformationLogix 2005 - 2006
Fidelity National Default Solutions 2003 - 2005
First American Default Technologies 2002 - 2003
London Bridge Group 2000 - 2002
Option One Mortgage 1995 - 2000
Law Offices of Wittrig & Dalsimer 1990 - 1995
Skills
Loss Mitigation, SDLC, Operations Management, PMO, Team Building, Business Development
Education
California State Bar Association Mentor Program 1994 — 1995
Cypress College 1993 — 1994
San Bernardino Valley College 1991 — 1993
Meltwater June 2015 - Present
NameCoach Inc. June 2014 - September 2014
First Republic Bank January 2014 - January 2014
Land Home Financial Services June 2013 - October 2013
Sunnyside Resort May 2012 - September 2012
Kinders Meats and Deli May 2011 - August 2011
Skills
Teamwork, Time Management, Public Speaking, Microsoft Office, Social Media, Microsoft Excel, PowerPoint, Microsoft Word, Event Planning, Photoshop, Social Networking, Marketing, Facebook, Customer Service, Leadership, Social Media Marketing, Public Relations, Research, International Business, International Management, Cross-functional Team..., Multi-Cultural Team..., Team Leadership, Sales Consulting, Consultative Sales..., Sales, Sales Process, Group Presentations, Presentation Skills, Management, Advertising, Event Management, Fundraising
Education
University of Arizona 2011 — 2015
Bachelor's Degree, Business, Management, Marketing, and Related Support Services, 3.45 / 4.0
University of Virginia 2014 — 2014
Study Abroad Program, International Business, 3.5 / 4.0
Alliance Financial Resources September 2011 - Present
Land Home Financial Services November 2010 - September 2011
Coastal Credit Solutions November 2009 - November 2010
LaSalle St. Securities November 2000 - May 2007
Barron Chase September 1990 - October 2000
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, Residential Mortgages, Loans, First Time Home Buyers, Investment Properties, Loan Origination, VA loans, Real Estate Transactions, Portfolio Management, Investments, Sales, Credit, Finance, Real Estate, Real Estate Financing, Reverse Mortgages, FHA financing, USDA, FHA Financing, VA Loans
Education
DeVry University 1986 — 1989
BS, Business Operations
Skyline Financial Corp May 2015 - Present
Land Home Financial Services June 2012 - May 2015
Better Homes and Gardens Mason-McDuffie Real Estate June 2012 - January 2013
RPM Mortgage Inc August 2011 - July 2012
Summit Funding June 2010 - September 2011
AEON Capital Consultants March 2007 - August 2010
Prospect Mortgage, LLC August 2009 - June 2010
CAPITAL MARKET FUNDING March 2009 - August 2009
CMG Mortgage January 2007 - March 2009
Skills
Refinance, VA loans, FHA, Mortgage Lending, Mortgage Banking, Loans, Residential Homes, Sellers, Customer Service, Credit, First Time Home Buyers, Loan Origination, FHA financing, Residential Mortgages, HUD, Investment Properties, Real Estate Transactions, Funding, Commercial Real Estate, Finance, Luxury, Real Property, Condos, Investors, REO, Short Sales, Property, Real Estate Financing, Buyer Representation, Property Management, Real Estate, Relocation, Referrals, Negotiation, Foreclosures, Engaging Public Speaker, Real Estate Lending, Small Business Lending, Consumer Lending, FHA Financing, VA Loans, Social Media Blogging, Blogger, Financial Analysis, Financial Reporting, Blog Marketing
Education
California State University-East Bay
Citibank, N.A. September 2009 - Present
Land Home Financial Services 2008 - 2009
Indymac Bank 2005 - January 2008
NovaStar Mortgage 2001 - 2005
Household Finance 1995 - 2000
Household Finance 1995 - 2000
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Underwriting, VA loans, Residential Mortgages, Loans, Loan Origination, Credit, Finance, Real Estate, Banking, FHA financing, Credit Analysis, USDA, Mortgage Underwriting, Loss Mitigation, Reverse Mortgages, Mortgage Servicing, Loan Servicing
Education
California State University-Long Beach
Bachelors, Finance Investments
El Camino College
Leuzinger High
Kaiser Permanente March 2015 - Present
Nerd Crossing September 2014 - March 2015
Transcept Pharmaceuticals, Inc. August 2007 - November 2013
Land Home Financial Services August 2006 - August 2007
CBCInnovis October 2004 - July 2006
Lenders Solutions, LLC March 2001 - October 2004
Skills
ITIL Certified, Software Documentation, SAS 70, SSAE 16, Technical Support, Troubleshooting, Operating Systems, Servers, Active Directory, Security, System Deployment, Change Management, Disaster Recovery, IT Operations, Hardware, Microsoft Office, Blackberry, IT Management, SOX Compliancy, IT Control Objectives..., Computer Software..., Computer Maintenance, Mobile Devices, Computer Repair, MCSA, iOS, Android, ITSM, SysAid, IT Service Management
Education
Heald College 1999 — 2001
Associate in Applied Science
U.S. Bank May 2015 - Present
Land Home Financial Services March 2014 - May 2015
Chase December 2012 - November 2013
JPMorgan Chase August 2007 - December 2012
EMC Mortgage January 2008 - May 2008
EMC Mortgage Corporation August 2007 - January 2008
Option One Mortgage September 2006 - August 2007
Option One Mortgage September 2005 - September 2006
Option One Mortgage August 2004 - September 2005
GMAC Financial Services January 2002 - January 2004
Skills
Loss Mitigation, Loan Servicing, Mortgage Servicing, Mortgage Lending, Mortgage Banking, Loans, Credit, Call Center, Default, FHA, Loan Modifications, Banking, Credit Analysis, LPS, Mortgage Underwriting, Loan Origination, Residential Mortgages, Call Centers, FHA financing, Refinance
Education
Mt. San Antonio College 2002 — 2004
Associates Degree, General Studies
Chaffey High School 1996 — 2000
College Prep
Carrington Mortgage Holdings, LLC April 2014 - Present
Land Home Financial Services September 2013 - April 2014
LAN International January 2013 - August 2013
Equator, LLC August 2011 - October 2012
Springboard December 2010 - August 2011
Springboard August 2010 - December 2010
MOS Group, Inc. July 2009 - June 2010
Union Bank of California August 2007 - July 2009
InformationLogix, Inc. April 2007 - August 2007
AMC Mortgage Services September 2005 - May 2007
Skills
SDLC, Program Management, Waterfall, Scrum, Agile Methodologies, RUP, Visio, SharePoint, IT Service Management, PMBOK, Projects, Project Server, Business Analysis, Software Project..., PMO, Project Management, Agile Project Management, Change Management, Project Portfolio..., Process Improvement, Requirements Analysis, Software Development, Microsoft Office, Quality Assurance, IT Strategy, Project Delivery, Requirements Gathering, Integration, Resource Management, IT Management, Team Building, Business Process..., MS Project, Release Management, Web Services, Cross-functional Team..., ITIL, Product Management, Project Planning, Leadership, Microsoft SQL Server, Software Documentation, CRM, Disaster Recovery, Enterprise Architecture, Business Intelligence, SOA, Enterprise Software, Databases, Oracle
Education
University of Phoenix 2004 — 2006
MBA, Business Administration
University of Phoenix 2000 — 2003
BS, Business Management
Riverside Community College 1995 — 1997
AS, Business
Mega Capital Funding Inc August 2015 - Present
Land Home Financial Services February 2013 - May 2015
Greenlight Mortgage Partners December 2011 - January 2013
US Bank August 2010 - September 2011
Home Savings of America June 2008 - July 2010
Washington Mutual Bank 1995 - June 2008
Directors Mortgage/Courtesy Funding April 1993 - April 1995
Statewide Capital Funding January 1991 - April 1993
Western Financial Bank January 1990 - February 1991
Home Savings of America - HF Ahmanson January 1989 - January 1990
Skills
Mortgage Lending, Sales Management, Construction Loans, Loans, Mortgage Banking, Loan Origination, Credit, Underwriting, Refinance, FHA, Banking, Credit Analysis, Portfolio Management, Finance, Recruiting, VA loans, Residential Mortgages, Financial Services, Leadership, Sales, Management, Commercial Lending, Sales Operations, Relationship Management, Analysis, Consumer Lending, Real Estate Economics, Investments, Mortgage Underwriting, Credit Risk, USDA, Loss Mitigation
Education
California State University-Northridge 1986 — 1988
Bachelors of Science, Business Administration - double Major Finance and Real Estate
BlueGold Premium Purified Drinking Water August 2011 - Present
Brickyard Asset Management Group June 2008 - Present
Treadwell & Rollo, Inc. (A Langan Company) June 1998 - Present
Volunteer Camotes June 2011 - 2012
Engineers Without Borders - San Francisco Professional Chapter (Appropriate Technology Design Team) January 2010 - 2012
Land Home Financial Services July 2007 - 2009
Diablo Funding Group November 2004 - July 2007
Rivalution Network Center, Inc. June 2003 - April 2005
Santa Clara University Athletics Departments October 1996 - March 2000
Skills
Project Management, Microsoft Excel, Construction, Management, Entrepreneurship, Product Development, Water, Environmental Awareness, AutoCAD, Microsoft Office, Nonprofits, PowerPoint, Microsoft Word, Highways, Investment Properties, Windows, Financial Modeling, Social Media, Customer Service, Team Leadership, Program Management, Marketing Strategy, Data Analysis
Education
Santa Clara University 1996 — 2000
B.S. Civil Engineering, Geotechnical and Environmental Engineering
Investools Investor Education 2004 — 2006
Masters, Options Trading
Guild Mortgage June 2015 - Present
Land Home Financial Services May 2014 - June 2015
Skills
Strategic Planning, Mortgage Lending, Marketing, Marketing Strategy, Real Estate, Customer Service, Strategic Financial..., Microsoft Office, Negotiation, Business Development, Sales Management, Investments, Management, Sales, Social Networking, Financial Planning
Education
University of San Francisco 2010 — 2012
Master of Arts (MA), Education
San Jose State University 2008 — 2010
Bachelor of Arts (BA), Social Sciences
Land Home Financial Services February 1998 - Present
American Liberty Bank 1988 - 1995
Skills
FHA, Loan Origination, Loans, Mortgage Lending, Banking, Reverse Mortgages, Mortgage Banking, Underwriting, HUD, First Time Home Buyers, Residential Mortgages, Real Estate, Investment Properties, Investors, Credit, Credit Analysis, Refinance, FHA financing, USDA
Education
San Diego State University-California State University 1979 — 1982
San Diego State University-California State University
AmeriFirst Financial, Inc. December 2014 - Present
First California Mortgage Company May 2012 - December 2014
Prospect Mortgage, LLC August 2009 - May 2012
Land Home Financial Services June 2007 - August 2009
Skills
Mortgage Banking, Loans, FHA financing, Loan Origination, Refinance, Residential Mortgages, Government Loans, Construction Loans, Mortgage Lending, First Time Home Buyers, Investment Properties, Real Estate Financing, Investors, REO, Credit, Foreclosures, Condos, VA loans, Investments, Real Estate Transactions, FHA Financing
Education
California State University-Sacramento 1999 — 2002
Bachelor's of Science, Business / Management Information Systems, Magna Cum Laude
Santa Rosa Junior College 1993 — 1996
American Pacific Mortgage May 2014 - Present
Guarantee Mortgage January 2012 - May 2014
First California Mortgage Company September 2011 - December 2011
Land Home Financial Services June 2010 - September 2011
Greenpoint Mortgage (a Capital One company) April 2006 - October 2007
Paul Financial LLC June 2005 - March 2006
Greenpoint Mortgage July 2001 - June 2005
GreenPoint Mortgage August 1998 - July 2001
Skills
Mortgage Lending, Process Improvement, Loans, FHA, Mortgage Banking, Refinance, Management, Leadership, Analysis, Underwriting, Credit, Loan Origination, Agile Methodologies, Real Estate, Training
Education
Sonoma State University 2009 — 2010
Single Subject Teaching Credential, Mathematics
University of Minnesota-Duluth 1990 — 1992
BBA, Management
Petaluma High School
VITEK Mortgage Group April 2015 - Present
Land Home Financial Services June 2012 - April 2015
Commerce Title Company December 2010 - February 2015
Commerce Titlle December 2010 - January 2015
First American Title May 2009 - September 2010
Commerce Title April 2007 - September 2008
PHH Mortgage 2000 - 2007
Benevest Escrow 1984 - 1987
Skills
Short Sales, First Time Home Buyers, Foreclosures, Investment Properties, Real Estate, Refinance, Residential Homes, Escrow, REO, Title Insurance, Mortgage Lending, Sellers, Notary Public, Closings, Real Property, Real Estate Transactions, FHA, HUD, Reverse Mortgages, Investors, Residential Mortgages, Loan Origination, Mortgage Banking
Education
Palomar College 1974 — 1977
Certification Escrow/Real Estate, Escrow/Real Estate
Palomar College 1974 — 1977
Land Home Financial Services January 2014 - Present
Mortgage Enterprises, Inc. October 2007 - December 2013
Skills
Mortgage Lending, Loans, FHA, Credit, Mortgage Banking, Loan Origination, VA Loans, Credit Analysis, Investment Properties, Residential Mortgages, Reverse Mortgages, FHA Financing, Refinance, USDA, Sales, Real Estate
Education
Lakeland College 1960 — 1964
NVISION Laser Eye Centers August 2014 - Present
Land Home Financial Services October 2013 - December 2013
Western Dental August 2012 - October 2013
En Pointe Technologies October 2011 - August 2012
Super Color Digital November 2009 - September 2010
Trustin Technology March 2008 - May 2009
Brookdale Senior Living December 2006 - February 2008
BAE Systems IT September 2005 - January 2006
ADAPT Software Applications Inc. April 2004 - September 2005
Rand Technology September 1999 - September 2003
Skills
Blackberry Enterprise..., Network Administration, Citrix Metaframe, Outlook, Active Directory, Voss, Troubleshooting, Windows, Customer Relations, Microsoft Office, Administration, XP, Servers, Windows Server 2003, Windows 7, Windows Server 2008, System Administration, Windows Server, Operating Systems, Computer Hardware, Hardware, Desktop Support, Documentation, Laptops, Software Installation, Antivirus, A+ Certified, Technical Support, Microsoft Exchange, Software Documentation, Networking, Customer Service, Windows XP, Citrix, Server Administration, Information Technology
Education
Saddleback College 1997 — 2000
IT / Networking
Wingate University
Land Home Financial Services June 2013 - June 2015
Pinnacle Capital Mortgage, Inc., DBA Quality Funding March 2012 - June 2013
Renewal by Andersen April 2010 - September 2011
Home One Mortgage August 2008 - March 2010
Black Oak Mortgage October 2006 - August 2008
Skills
Mortgage Banking, Mortgage Lending, Refinance, Investment Properties, Real Estate, Loans, Loan Origination, Government Loans, Selling, Training, Property, Sales, Referrals, Residential Mortgages, FHA, VA loans, USDA, Foreclosures, Real Estate Financing, First Time Home Buyers, FHA financing, Residential Homes, Real Estate Economics, HUD, Certified Mortgage..., REO, Mortgage Underwriting, Credit, FHA Financing, VA Loans
Education
California State University-East Bay 1991 — 1994
BS, Business - Marketing
Land Home Financial Services June 2014 - Present
PMI Mortgage Insurance Co. April 2010 - March 2014
PMI Mortgage Insurance Co. November 2007 - April 2010
GreenPoint Mortgage February 1992 - August 2007
Greenpoint Mortgage 1992 - 2007
Skills
Mortgage Lending, Underwriting, Mortgage, Credit, Financial Analysis, Loans, Analysis, Financial Risk, Mortgage Banking, Management, Fraud, Credit Risk, Software Documentation, Insurance, Loan Origination, Mortgage Servicing, Banking, Residential Mortgages
Education
Sonoma State University 1986 — 1989
BA, Psychology
Land Home Financial Services 2008 - Present
Saxon Mortgage March 2007 - February 2008
Saxon Mortgage, Inc. A Morgan Stanley Company 2007 - 2008
Fremont Investment and loan 2001 - 2007
The Associates October 1981 - May 2001
Education
University of Montana 1977 — 1981
Resource Action Programs 2015 - Present
Resource Action Programs 2014 - 2015
Resource Action Programs 2011 - 2014
Better Homes and Gardens Real Estate Mason McDuffie 2009 - 2011
Job Connections 2009 - 2010
Land Home Financial Services 2008 - 2009
Fremont Investment and Loan 2004 - 2007
Fremont Investment and Loan 2002 - 2004
Fremont Investment and Loan 1998 - 2002
Pacific Thrift and Loan April 1996 - October 1998
Skills
Sales Management, Mortgage Lending, Recruiting, Strategic Planning, Mortgage Banking
Education
California State University-Sacramento 1981 — 1985
Business Administration, Concentration in Finance
Land Home Financial Services December 2008 - Present
MortgageIT April 2002 - February 2008
Deutsche Bank MortgageIT, Inc. April 2002 - February 2008
MortgageIT, a Subsidiary of Deutsche Bank 2002 - 2008
North American Mortgage March 2000 - March 2002
Western Sunrise Mortgage May 1995 - March 2000
Education
City College of San Francisco 1974 — 1977
Summit Funding, Inc. December 2013 - Present
Summit Funding, Inc. December 2013 - Present
Land Home Financial Services August 2008 - November 2013
Skills
First Time Home Buyers, Mortgage, Loans, Residential, Purchase, Credit, Investment Properties, FHA, Refinance, Loan Origination, Short Sales, Mortgage Lending, Residential Homes, Real Estate, Mortgage Banking, Residential Mortgages, Finance, Investments, Real Estate Financing, Portfolio Management, Sellers, Negotiation, Banking
Education
Case Western Reserve University
Bachelor of Science (BS), Chemical Engineering
Pratt Institute
Bachelor of Fine Arts (B.F.A.), Fashion Merchandising and Management
Land Home Financial Services October 2011 - Present
Mason McDuffie Mortgage September 2010 - July 2011
2009 - 2010 ISGN January 2009 - April 2010
Diablo Funding Group July 2006 - October 2008
Chase Home Finance September 2003 - August 2006
JP Morgan Chase Home Finance - Wholesale & Retail Mortgage Division September 2003 - August 2006
Skills
FHA, REO, Underwriting, Refinance, Real Estate Transactions, Mortgage Lending, Funding, Real Estate, Loans, First Time Home Buyers
Education
UC Berkeley 1996 — 1998
Business
Land Home Financial Services March 1988 - Present
Skills
Mortgage Lending, Mortgage Banking, FHA, Residential Mortgages, VA loans, Loan Origination, USDA, Credit, Refinance, Investment Properties, Certified Mortgage..., FHA financing
Education
University of California, Santa Barbara 1978 — 1983
Total Risk Management May 2015 - Present
KBM Group March 2012 - May 2015
Total Risk Management 2015 - 2015
ADM November 2010 - February 2012
Blue Cross Blue Shield of Kansas City August 2009 - December 2010
DH Pace March 2008 - December 2008
Mediware Information Systems October 2006 - March 2008
Land Home Financial Services May 2004 - July 2006
Accenture August 2000 - September 2002
Sectorbase.com February 2000 - July 2000
Skills
System Administration, Troubleshooting, Active Directory, SCCM, Technical Support, Digital Imaging, Remote Administration, Windows Server, Windows, Servers, VMware, Help Desk Support, SharePoint, XP, Microsoft SQL Server, VBScript, Network Administration, Windows 7, Integration, Data Center, Blackberry Enterprise..., System Deployment, Disaster Recovery, Visio, Blackberry, Wireless Networking, Microsoft Certified..., Server Administration, Hardware, Microsoft Exchange, Operating Systems, Software Documentation, Networking, VPN, Computer Hardware, Windows XP
Education
Diablo Valley College 1994 — 1999
Computer Science
Land Home Financial Services
Skills
FHA, Loans, Mortgage Lending, Refinance, Mortgage Banking
Education
University of Denver 1987 — 1991
Land Home Financial Services August 2014 - Present
Pacific Funding Group March 2013 - July 2014
Land Home Financial Services, Inc. August 2012 - March 2013
C2 Financial Corporation, formerly Cobalt Financial Corporation September 2010 - August 2012
Cobalt Financial Corporation August 2009 - August 2010
BNI CityCenter Oakland December 2008 - March 2010
Windsor Capital Mortgage September 2003 - August 2009
Women's Council of Realtors 2007 - 2008
HotJobs, a Yahoo Company May 1999 - January 2005
Jadeon, Reseller of Aloha Point of Sales Software January 2003 - October 2004
Skills
Mortgage Lending, Sellers, Selling, Business Development, Leadership, Certified Mortgage..., Investment Properties, Customer Service, Loans, Refinance, FHA, Real Estate, FHA financing, USDA, Loan Origination, Mortgage Banking, Reverse Mortgages, VA loans, Mortgage Marketing, First Time Home Buyers, Online Advertising, Residential Mortgages, Real Estate Financing, Government Loans, Non-Conforming, Mortgage Underwriting, Referrals, Real Estate Economics, Foreclosures, Home Equity Loans, Commercial Mortgages, Financial Structuring, Single Family Homes, Mortgage Servicing, Loan Servicing, HomePath, Home Equity Lines of..., Construction Loans, HUD, REO, Credit, Investors, Short Sales, Property, Loss Mitigation, Underwriting, VA Loans, FHA Financing, Sales
Education
San Francisco State University, College of Business 1994 — 1998
Fremont Bank April 2015 - Present
Land Home Financial Services May 2013 - April 2015
Reunion Mortgage, Inc. August 2008 - February 2012
Reunion Mortgage, Inc. February 2006 - August 2008
Law Records & Student Records June 2001 - June 2005
Skills
Excel, Access, Data Analysis, Risk Management, Risk Analysis, Training & Development, Team Leadership, Marketing Strategy, Pricing Analysis, Pricing Negotiation, Product Marketing, Database Management, Database Admin, Microsoft Excel, Analysis, Program Management, Marketing, Strategic Planning, Finance, Training, Financial Risk
Education
Santa Clara University 2001 — 2005
Bachelor of Science in Commerce Degree, Finance & Minor in Economics
Land Home Financial Services October 2002 - Present
Skills
Loan Origination, Loans, Mortgage Lending, Loan Servicing, FHA, Mortgage Banking, Customer Retention, Credit, Marketing, Refinance, Sales, Real Estate, Investment Properties, Strategic Planning, Underwriting, Residential Mortgages, Banking, Finance, First Time Home Buyers, Credit Analysis, FHA Financing, Investments, VA Loans, Residential Homes, Real Estate Financing
Education
University of Minnesota-Twin Cities
The Center for Health Design November 2009 - Present
Land Home Financial Services February 2009 - July 2009
United Mortgage Group December 2004 - August 2008
Skills
Project Management, Program Management, Leadership Development, Customer Service, Project Planning, Public Speaking, Leadership, Healthcare, Management, Research, Strategic Planning, Nonprofits, Process Improvement, Community Outreach, Team Building, Budgets, Sustainability, Fundraising
Education
University of California, Davis 2000 — 2004
Bachelors of Arts, Economics, Minor Managerial Economics
Land Home Financial Services 2002 - Present
AT&T (formerly SBC & Pacific Bell) January 1984 - December 2000
Education
California State University-Sacramento
BS, Marketing
The George Washington University
Masters Certificate, Government Contracting
Land Home Financial Services April 2013 - Present
Wells Fargo Home Mortgage August 2009 - April 2013
Wells Fargo Financial October 2007 - September 2009
GreenPoint Mortgage October 2004 - October 2007
Mortgage Pros January 2002 - October 2004
Skills
Loans, Mortgage Banking, FHA, Loss Mitigation, Credit, Loan Origination, Refinance, Investment Properties, First Time Home Buyers, Commercial Lending, Real Estate Transactions, Residential Homes, Mortgage Servicing, FHA financing, Finance, VA loans, Financial Services, Residential Mortgages, Government Loans, Loan Servicing, USDA, Reverse Mortgages, Home Equity Loans, Home Equity Lines of..., Credit Analysis, Mortgage Lending, VA Loans
Education
The University of Kansas 1995 — 1998
School of Fine Arts
Land Home Financial Services October 2013 - Present
Security One Lending October 2007 - January 2011
Synergy One Lending May 2006 - October 2007
The Lenders Group 1998 - 2006
Washington Mutual 1995 - 1998
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Refinance, FHA, VA loans, Residential Mortgages, FHA financing, USDA, Reverse Mortgages, Credit, Certified Mortgage..., Banking, Construction Loans, First Time Home Buyers, Real Estate Financing, Credit Analysis
Education
University of Southern California 1972 — 1976
Bachelor of Science (BS), Public Administration, Psychology and Administrative Law
Long Beach High School, New York 1969 — 1972
High Schoool Diploma
RPM Mortgage Inc March 2010 - January 2011
Land Home Financial Services April 2009 - January 2010
JLE Properties March 2008 - December 2009
Codifiant November 2007 - April 2009
Codifiant November 2007 - April 2009
Contract Services Providers April 2007 - November 2007
Adecco Employment Agency at Bank of America May 2007 - August 2007
Adecco Employment Agency at Bank of America May 2007 - August 2007
Downey Savings, Wholesale Mortgage Division February 2002 - March 2007
RPM Mortgage in March 2001 - January 2007
Skills
Mortgage Lending, Banking, Loans, Refinance
Education
Sonoma State University 1997 — 2001
International Studies
Diablo Valley College
General Curriculum
Diablo Valley College
General Curriculum
San Francisco State University
San Ramon Valley High School
San Ramon Valley High School
Sonoma State
s, Studies
Sonoma State
s, Studies
Dublin Hills Realty Order ProcessingAlere Home Monitoring2010 - Present
Alere, Inc. 2010 - 2010
Toll Brothers April 2002 - August 2006
Land Home Financial Services 1999 - 2006
Skills
Selling, Negotiation, Real Estate, Referrals, Customer Service
Education
John F. Kennedy University 1993 — 1998
Juris Doctor, law
Saint Mary's College of California 1990 — 1992
Business, Management
JH Mortgage Resolution, LLC July 2015 - Present
Porthos Portfolio Trading June 2014 - Present
Land Home Financial Services May 2009 - June 2015
NuView Financial May 2009 - June 2013
MOS Group, Inc. May 2009 - May 2010
Meltex Inc February 2000 - May 2009
QST Industries 1988 - 1997
Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Real Estate Transactions, Real Estate Financing, Asset Management, Underwriting, Real Estate, Commercial Real Estate, Investors, Mortgage Servicing, Loan Origination, Loan Servicing, Real Estate Economics, FHA, Residential Mortgages, Foreclosures, Refinance, Loss Mitigation, Investment Properties, REO, Short Sales, Selling, Investments, Commercial Lending, Real Estate Development, Brokerage, Sales
Education
California State University-Northridge 1982 — 1985
BA, Journalism
Sanford Studio September 2015 - Present
Two-Eight Photography August 1998 - Present
The Walt Disney Company August 2014 - April 2015
Land Home Financial Services October 2013 - March 2014
Barnes & Noble August 2011 - October 2013
SupJustin.com August 2009 - December 2011
Barnes & Noble May 2010 - August 2011
FriendsOrEnemies.com March 2009 - August 2011
Apple Retail November 2005 - April 2010
Herman Leonard Photography October 2009 - December 2009
Skills
Lightroom, Photoshop, Mac OS X, Aperture, iWork, Lighting, InDesign, Camera, Flash, Dreamweaver, Adobe Acrobat, iLife, OS X, Still Photography, Headshots, Social Networking, Photography, Video Editing, Final Cut Pro, Mac, Portrait Photography, Photos, Blogging, Event Photography, Digital Photography, Art, Image Editing, Adobe Creative Suite, Film, Magazines, Commercial Photography, Image Manipulation, Portraits, Wedding Photography, Studio Lighting
Education
Brooks Institute of Photography 2007 — 2009
Bachelor of Arts, Professional Photography
Land Home Financial Services March 2013 - Present
Real Estate Mortgage Network November 2011 - March 2013
Icon Residential Lenders March 2011 - November 2011
SunTrust Mortgage (STM) November 2006 - March 2011
US Bank Home Mortgage 2005 - 2007
M & T Mortgage Corporation 2002 - 2005
Banner Bank 2001 - 2002
Skills
Mortgage Banking, Mortgage Lending, Business Development, Prospecting Skills, Relationship Building, Presentation Skills, Strategic Planning, Strong Business Acumen, Loan Origination, Investment Properties, FHA, Refinance, USDA Rural Housing, Reverse Mortgages
Education
California State University-Sacramento 1986 — 1991
Bachelor of Science, Business Administration
Land Home Financial Services May 2015 - September 2015
Education
Community College of Aurora 1992 — 1994
Associate of Arts with Business courses too
Attorneys Funding Group January 2015 - Present
Alpine Mortgage Planning December 2013 - December 2014
Land Home Financial Services November 2012 - July 2013
Bank of America February 2012 - November 2012
veritas loan audits January 2010 - May 2010
ProCity Mortgage June 2009 - December 2009
Green Tree LendingLoss Mitigation November 2008 - June 2009
HomEq Servicing February 2008 - November 2008
Indymac Bank March 2005 - November 2007
Home Funds Direct May 2003 - March 2005
Skills
Mortgage Lending, Loans, Credit, Loan Origination, Real Estate, Customer Service, Loss Mitigation, Mortgage Banking, Foreclosures, Negotiation, Banking, Data Entry, Analysis, Refinance, Training, Credit Analysis, Loan Servicing, FHA, Residential Mortgages
Education
American River College 1998 — 2006
Campus Verde High School 1999 — 2000
GED
Foothill High School 1994 — 1998
Diploma
Greenhome Solutions LLC July 2012 - Present
Outside Sales at Green Depot February 2011 - June 2012
Ecohaus March 2008 - February 2011
Land Home Financial Services August 2007 - March 2008
First Magnus Financial January 2007 - August 2007
Skills
Green Building, Sales Management, Sales, Green, Marketing Strategy, Strategic Planning, Sustainability, Team Building, Marketing, New Business Development, Public Speaking, Project Management, Building Materials, Sales Operations, Construction, Budgets, B2B, Residential Homes, Interior Design, Leadership, Contract Negotiation, Business Development, Negotiation
Education
Antioch University Seattle 2008 — 2010
Liberal Studies, Leadership and Organizational Studies
Kalamazoo College 1996 — 1998
English, History, Latin
Mt Rainier
Altruasia August 2013 - Present
Eve by Eve's April 2014 - October 2014
Burberry September 2011 - April 2014
Land Home Financial Services April 2013 - September 2013
MaxMara June 2009 - August 2010
Skills
Fashion, Apparel, Merchandising, Retail, Luxury Goods, Visual Merchandising, Trend, Styling, Wholesale, Microsoft Office, Customer Service, Social Media, Inventory Management, Social Media Marketing, Event Planning, Sales, Social Networking, Marketing Strategy, Marketing, Public Relations, Store Management, Facebook, Advertising, Retail Sales, Brand Management, Brand Development, Trend Forecasting, Loss Prevention, Fashion Shows
Education
Irvine Valley College 2009 — 2012
Fashion Institute of Design & Merchandising 2009 — 2011
Visual Communication
University High School
Law Office of Peter L. Kutrubes December 2012 - Present
Land Home Financial Services June 2012 - Present
American Pro Auditors LLC February 2011 - October 2011
Morrison & Foerster LLP January 2011 - January 2011
First Republic Bank July 2010 - August 2010
Selman Breitman LLP April 2010 - June 2010
Freedom Mortgage May 2009 - March 2010
Freedom Mortgage 2009 - 2009
Skills
Legal Research, Legal Writing, Statutory Interpretation, Drafting Business..., Mortgage Lending, Cite Checking, Mortgage Banking, FHA, Refinance, Loans, Loan Origination, Credit, Residential Mortgages, USDA, Credit Analysis, Client Intake, Drafting legal..., Banking
Education
San Francisco State University College of Extended Learning 2010 — 2012
Paralegal Certificate, Corporate Law
San Francisco State University 2004 — 2008
Bachelor of Arts (B.A.), Pre-Law Studies
Las Lomas
Land Home Financial Services October 2007 - Present
Darrin Matthews/Land Home Financial Services 2007 - 2010
Land Home Financial Services October 2007 - January 2009
Diablo Funding Group January 2005 - September 2007
American Financial 2003 - 2004
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loan Origination, Loans, Real Estate, VA loans, Residential Mortgages, USDA, Investment Properties, First Time Home Buyers, FHA financing, Reverse Mortgages, Certified Mortgage..., Short Sales, Real Estate Financing, Referrals, Government Loans, HomePath, Down Payment Assistance, HUD, Finance, REO, Notary Public, Credit, Investors, Selling, Foreclosures, Banking, Residential Homes, Mortgage Underwriting, Credit Analysis, Sellers, Underwriting, Construction Loans, Loss Mitigation, Real Estate Economics, Condos, Home Equity Loans, Non-Conforming, Commercial Mortgages, Investments, Mortgage Marketing, USDA Rural Housing, NMLS, Commercial Lending, Funding, Title Insurance, Super Jumbo
Education
Diablo Valley College
Land Home Financial Services January 2014 - Present
CMG Financial May 2012 - December 2013
AmeriFirst Financial, Inc. October 2008 - May 2012
Education
Texas Tech University
Bachelor of Business Administration (B.B.A.), Finance
Land Home Financial Services August 2014 - Present
Primary Residential Mortgage December 2000 - August 2014
First Capital Lending December 2000 - March 2009
Trust America Mortgage December 1996 - May 1999
Skills
Mortgage Planning, VA, Refinance, Mortgage Lending, Realtor Business..., Mortgage Consultant, FHA, Conventional Financing, Loan Officer, Senior Loan Officer, Residential Mortgages, Mortgage Banking, Mortgage, VA loans, Conventional, Conforming, Mortgage Industry, Loan Origination, Real Estate Financing, Investment Properties, Real Estate Finance, FHA financing, Government Loans
Education
Shippensburg University of Pennsylvania 1989 — 1993
BSBA, Marketing
Land Home Financial Services May 2012 - Present
Bridge It Live November 2009 - June 2011
PowerSportsCenter LLC October 2004 - February 2010
West Provident Financial Services February 1999 - November 2007
Skills
Team Building, Marketing, Customer Service, Sales Process, Sales, Investment Properties, Business Development
Education
Cal State San Marcos 1991 — 1993
BA, Business
Land Home Financial Services January 2013 - March 2014
OCM Bancorp March 2012 - August 2012
TipJar4u October 2009 - March 2012
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Banking, FHA, Marketing, Loan Origination, Refinance, Social Media Marketing, Marketing Strategy, Residential Mortgages
Education
Orange Coast College 2008 — 2012
Coastline Community College 2009 — 2011
Land Home Financial Services June 2011 - Present
Stanford Mortgage June 2002 - May 2011
Santa Clara Unified School District 1995 - 2001
Education
UCLA 1987 — 1991
Bachelor of Arts (BA), History
National University
Land Home Financial Services July 2012 - Present
Education
University of California, Berkeley
Land Home Financial Services April 2014 - Present
Land Home Financial Services, Inc. April 2014 - Present
Skills
Banking, Finance, Loans, Credit, Investments, Real Estate, Credit Analysis, Management, Mortgage Banking
Education
University of Wisconsin-Madison 1968 — 1970
University of Wisconsin/Madison, Banking and Financial Support Services
Roosevelt University 1959 — 1964
Accounting and Finance