Merrimack Mortgage
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Merrimack Mortgage Employees
GlobaFone December 2013 - Present
GlobaFone January 2011 - Present
East Coast Satellite Communications August 2011 - Present
Aspen Financial Management September 2000 - December 2012
Presidential Mortgage April 2009 - January 2011
Merrimack Mortgage October 2002 - March 2009
Skills
Mortgage Banking, Mortgage Lending, Loans, Residential Mortgages, Credit Analysis, Commercial Lending, Residential Homes, Sales, Small Business, New Business Development, Business Development, Entrepreneurship, Sales Management, Start-ups, Selling, Finance, Marketing, Team Building, Insurance, Customer Service, Sellers, Negotiation, Strategic Partnerships, Investments, Strategic Planning, Business Planning
Education
University of New Hampshire - Whittemore School of Business and Economics 1980 — 1984
Bachelor of Science (BS), Business Administration, Management and Operations
BMA LOTL
Wells Fargo Home Mortgage November 2014 - Present
Keystone Funding, Inc. August 2012 - November 2014
Merrimack Mortgage November 2011 - July 2012
Wells Fargo Home Mortgage February 2004 - October 2011
Skills
Mortgage Lending, FHA, USDA, Loans, Refinance, Reverse Mortgages, Home Equity Loans, Customer Service, Underwriting, Credit Analysis, Mortgage Banking, Credit, Mortgage Marketing, First Time Home Buyers, Construction Loans, Wholesale, Banking, Loan Origination, Residential Mortgages, Real Estate Financing, Mortgage Underwriting, Home Equity Lines of..., Mortgage, VA, Conventional, Residential, Mortgage Industry, Conforming, Investment Properties, Purchase, VA loans, Certified Mortgage..., Commercial Lending, VA Loans, Residential Homes
Education
Temple University 1995 — 1997
Landscape Architecture
Penn State University 1988 — 1990
Business Administration / Real Estate
Exeter High School
Northwestern Mutual June 2014 - Present
Adviser Investments May 2013 - June 2014
Fidelity Investments September 2011 - May 2013
Fidelity Investments August 2010 - September 2011
Fidelity Investments December 2009 - August 2010
Merrimack Mortgage February 2009 - December 2009
Skills
Series 7, Mutual Funds, Uniform Combined State..., Retirement, Retirement Planning, FINRA, Securities, Investments, Strategic Financial..., Fixed Income, Relationship Management, Equities, Trading, Options, Insurance, Mortgage Lending, Investment Advisory, Financial Services, 401k, Bonds, Wealth, Wealth Management..., Stocks, 529 Plans, 401k Rollovers, High Net Worth..., Roth IRA, Finance, Electronic Trading, IRAs, Equity Research, Loans, College Savings Plans, Derivatives, ETFs, Series 65, Asset Allocation, Series 63, Wealth Management, Life Insurance, Long Term Care Insurance
Education
Merrimack College 2010 — 2011
Certificate in Financial Planning
Southern New Hampshire University 2005 — 2009
B.S. Business Studies - International Management, Cum Laude
Residential Mortgage Services, Inc. --NMLS# 1760 March 2012 - Present
Hampshire First Bank February 2011 - March 2012
Merrimack Mortgage May 2006 - January 2011
Regency Mortgage Corp July 2001 - May 2006
Homeowners Assistance Mortgage January 1999 - December 2001
Prudential Crain Realty January 1990 - December 1999
Partridge Berry Hills Condominium Association October 1995 - September 1997
CENTURY 21 Mortgage Corporation January 1986 - February 1990
First Northern Bank January 1985 - December 1986
CENTURY 21 Fawn Realty January 1981 - December 1985
Skills
FHA, Refinance, Mortgage Lending, Loans, USDA, Residential Mortgages, Mortgage Brokers, Real Estate, Mortgage Marketing, First Time Home Buyers, VA Loans, Credit, Reverse Mortgages, Condos, Loan Origination, Investment Properties, Mortgage Banking, Finance, Credit Analysis, Government Loans, FHA financing, Microsoft Excel, FHA Financing
Education
University of Massachusetts, Amherst 1974 — 1979
BS
Service Credit Union August 2015 - Present
Wells Fargo Home Mortgage May 2012 - August 2015
Merrimack Mortgage June 2004 - May 2012
Skills
Management, Mortgage Lending, Loans, FHA, Loan Origination, USDA
Education
Southern New Hampshire University 1997 — 1999
Associate's degree, Business/Commerce, General
Empire Beauty School 1994 — 1995
Cosmetology/Cosmetologist, General
Blue Water Mortgage August 2007 - Present
Merrimack Mortgage 2003 - 2007
Skills
Mortgage Lending, FHA, Residential Mortgages, USDA, Reverse Mortgages, REO, Refinance, Referrals, Loans, Underwriting, Mortgage Banking, VA loans, Investment Properties, Construction Loans, FHA financing, Mortgage Underwriting, Government Loans, Loan Origination, Banking, Short Sales, First Time Home Buyers, Finance, Real Estate, Cross Selling, Closings, Credit, Mortgage Marketing, VA Loans
Education
Southern New Hampshire University 1991 — 1991
Primary Residential Mortgage 2012 - Present
Merrimack Mortgage 2010 - 2012
Education
University of Rhode Island 1985 — 1990
Mitsubishi Gas Chemical America October 2013 - Present
Consulate General of Japan March 2011 - October 2013
New England JET Alumni Association June 2011 - May 2013
Boston University December 2010 - February 2011
Japan Exchange and Teaching Program(me) (JET) August 2007 - August 2010
Merrimack Mortgage November 2002 - July 2007
Skills
Japanese, International Relations, Translation, Teaching, Public Speaking
Education
Boston University 1998 — 2002
BA, International Relations
Merrimack Mortgage September 2009 - Present
Family Choice Mortgage Corp February 1997 - July 2009
Wells Fargo Home Mortgage 1992 - 1997
Boston Five Cent Savings Bank 1988 - 1992
Skills
FHA, 203K, FNMA, USDA, Mortgage Banking, Government Loans, VA loans, Refinance, Mortgage Lending, Loans, FHA financing, Loan Origination, Residential Mortgages, Reverse Mortgages, First Time Home Buyers, Non-Conforming, Certified Mortgage..., Investment Properties, Residential Homes, Home Equity Loans, Mortgage Underwriting, HUD, VA Loans, FHA Financing
Education
John Carroll University 1983 — 1988
1988, History
Residential Mortgage Services July 2014 - Present
Wells Fargo Home Mortgage October 2013 - July 2014
Terminix January 2012 - October 2013
Merrimack Mortgage January 2010 - April 2011
Wells Fargo Home Mortgage April 1997 - December 2009
Skills
Leadership, Mortgage Lending, Investment Properties, FHA, Refinance, Mortgage Banking, Negotiation, USDA, Customer Service, Loans, FHA financing, Renovation Financing, Union Plus, First Time Home Buyers, Loan Origination, Credit
Education
Berlin High School 1979 — 1982
Graduated HS with Honors, Business Administration and Management, General
Nashua Community College
Associates, Business Administration
Retired and enjoying Life. November 2014 - Present
Guild Mortgage Company 2013 - 2014
Brand Mortgage Group August 2012 - November 2013
New Penn Financial, LLC March 2011 - August 2012
Preferred Trust June 2010 - March 2011
Merrimack Mortgage November 2008 - June 2010
MGIC January 1998 - August 2007
United Guaranty Corporation 1991 - 1998
Skills
Sales, Operations, Underwriting, Mortgage Banking, First Time Home Buyers, Refinance, Mortgage Lending, Loan Origination, Real Estate, Foreclosures, Credit, Finance, Residential Homes, Investment Properties, VA loans, Loans, Customer Service, FHA, Sellers, Marketing, Selling, Credit Analysis, Residential Mortgages, Referrals, Real Estate Financing, FHA financing, USDA, Commercial Lending, Banking, Reverse Mortgages, Financial Services, Certified Mortgage..., Consumer Lending, Government Loans, REO, Mortgage Underwriting, Loan Servicing, Construction Loans, Financial Structuring, Short Sales, Investors, Mortgage Marketing, Home Equity Loans, Real Estate Economics, Home Equity Lines of..., Condos, Mortgage Servicing, Real Estate Transactions, Single Family Homes, Non-Conforming
Education
University of South Carolina-Columbia 1976 — 1980
BS, Computer Science
iReverse Home Loans, LLC December 2013 - Present
Maverick Funding Corp June 2012 - September 2013
Merrimack Mortgage October 2011 - June 2012
Wells Fargo Home Mortgage November 2001 - August 2011
State of Vermont June 1997 - June 1999
US Probation and Pretrial Services, District of Vermont 1976 - 1997
Skills
Customer Advocacy, Patient Advocacy, Criminal Justice
Education
John Jay College of Criminal Justice 1972 — 1975
MA, Criminal Justice
Stonehill College 1964 — 1968
BA, Philosophy
Merrimack Mortgage February 2010 - Present
Wells Fargo Home Mortgage January 2000 - February 2010
Skills
USDA, FHA, Mortgage Banking, Loan Origination, Mortgage Lending, VA loans, Refinance, Residential Mortgages, Credit, Underwriting, FHA financing, Reverse Mortgages, Government Loans, First Time Home Buyers, Loans, Construction Loans, Mortgage Underwriting
Education
Western New England University 1979 — 1981
BSBA, Business
Springfield Technical Community College 1977 — 1979
Associate's Degree, Business
Northpoint Mortgage January 2014 - Present
Wells Fargo June 2011 - January 2014
Merrimack Mortgage July 2003 - May 2011
Running Wireless November 2002 - May 2005
CHEN PR June 1999 - October 2002
Cabletron Systems March 1998 - May 1999
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA financing, FHA, Refinance, Loans, Loan Origination, USDA, First Time Home Buyers, Reverse Mortgages, VA loans, Credit, Real Estate, Investment Properties, Construction Loans, Analysis, Sales, Management, Financial Analysis, Selling, Sellers, Finance, Real Estate Transactions, Underwriting, Mortgage Underwriting, Government Loans, Commercial Lending, Credit Analysis, Banking, Certified Mortgage..., Real Estate Financing, Small Business, Home Equity Loans, Consumer Lending, Foreclosures, Referrals, Strategy, Commercial Mortgages, Investments, Short Sales, Residential Homes, REO, Small Business Lending, Mortgage Marketing, Title Insurance, Single Family Homes, Investors, HUD, Condos
Education
University of New Hampshire 1995 — 1999
Liberal Arts, Political Science, Business Administration and Computer Science
Bishop Guertin High School 1991 — 1995
Merrimack Mortgage August 2010 - Present
Merrimack Mortgage Company April 2002 - July 2010
Merrimack Mortgage Company April 1998 - April 2002
Skills
Loan Origination, Refinance, USDA, VA loans, Mortgage Lending, Mortgage Banking, Loans, FHA, Credit, Residential Mortgages, FHA financing, Banking, LOS Administration, Crystal Reports, Mortgage Operations, Post Closing, MERS, VA Loans, Government Loans, FHA Financing
Education
Anna Maria College
Bachelor of Arts (B.A.), Paralegal
BitFlow, Inc. July 2015 - Present
Merrimack Mortgage June 2012 - July 2015
Jafra Cosmetics International January 2010 - January 2015
Brookstone September 2011 - February 2012
Full Time August 2008 - August 2010
Skills
Microsoft Excel, Sales, Retail, Microsoft Office, Social Media, Time Management, Customer Service, Marketing, Outlook, Microsoft Word, Analysis, Social Media Marketing, Salesforce.com, Recruiting, Team Building
Education
Bryant University 2007 — 2011
Bachelor of Science, Business Administration; Marketing and Spanish
Merrimack Mortgage May 2011 - Present
Wells Fargo Home Mortgage April 2009 - May 2011
Allied Home Mortgage Capital Corporation 2005 - 2009
Skills
FHA, First Time Home Buyers, VA loans, Refinance, Investment Properties, USDA, REO, HUD, Buyer Representation, Foreclosures, Real Estate, FHA financing, Short Sales, Non-Conforming, Mortgage Marketing, VA, Conventional, First Time Buyers, Real Estate Financing, Credit Analysis, Residential Mortgages, Mortgage Lending, Loans, Mortgage Banking, Referrals, VA Loans, FHA Financing
Education
Daniel Webster College 1988 — 1992
Bachelor's degree, Aviation/Airway Management and Operations
Merrimack Mortgage August 2010 - Present
Wells Fargo Home Mortgage August 2000 - August 2010
Skills
First Time Home Buyers, Mortgage Lending, FHA, Loans, FHA financing, Real Estate, Short Sales, Underwriting, Refinance, Referrals, Investment Properties, Property
Education
Ohio University
Bachelor of Applied Science (B.A.Sc.)
Merrimack Mortgage August 2004 - Present
Education
Thomas College 1999 — 2001
Merrimack Mortgage Branch ManagerLoan OriginatorSecurity Home MortgageJanuary 1993 - January 1994
Primerica January 1986 - January 1993
Skills
Mortgage Lending, Mortgage Banking, USDA, Refinance, FHA, Loan Origination, Government Loans, VA loans, FHA financing, Reverse Mortgages, Loans, First Time Home Buyers, Credit, Construction Loans, Residential Mortgages, Certified Mortgage..., Non-Conforming, 203K, Home Equity Loans, FHA Financing, VA Loans
Education
University of Maine 1976 — 1980
Bachelor's degree, Major - Psychology Minor - Business
Springfield College
Master Program in Family Counseling
Citizens Bank April 2011 - Present
Merrimack Mortgage April 2008 - October 2008
National City Mortgage January 2007 - March 2008
Chevy Chase Bank March 2002 - December 2006
North American Mortgage 1994 - 2002
Dime/North American Mortgage Co. 1994 - 2002
Skills
Wholesale, Mortgage Lending, Loans, Cold Calling, Mortgage Banking, Sales, Loan Origination, Recruiting, Credit
Education
University of Massachusetts Dartmouth 1980 — 1985
Bachelor of Science, Marketing
Merrimack Mortgage March 2008 - Present
Homeowners Assistance 2004 - March 2008
Skills
USDA, Loans, Mortgage Lending, FHA, Loan Origination, Mortgage Banking, FHA financing, Residential Mortgages
Education
Southern New Hampshire University 2000 — 2003
MBA, Management
Ball State University - College of Business 1983 — 1987
BS, Finance
Retired from Mortgage Lending Industry July 2012 - Present
Merrimack Mortgage November 2008 - Present
Drew Mortgage Company June 2006 - November 2008
MGIC July 1980 - March 2006
Skills
Mortgage Lending, Mortgage Banking, Banking
Education
Bryant University 1973 — 1975
MBA, Finance
Northeastern University 1963 — 1968
BS, Business Management
Waltham High School 1959 — 1963
Londonderry NH School District August 2015 - Present
Southern New Hampshire University November 2014 - Present
Villa Augustina School February 2014 - June 2014
St. Mary's Bank June 2013 - January 2014
Lake Sunapee Bank July 2011 - March 2013
Merrimack Mortgage June 2010 - February 2011
Unitil Service Corp. May 2010 - June 2010
Bank of America May 2009 - March 2010
TD Bank 2002 - 2009
Oxford Health Plans October 2000 - February 2002
Skills
Customer Service, Mortgage Lending, Microsoft Word, Microsoft Office, Outlook, Employee Benefits, Loans, Banking, Credit, Financial Analysis, Insurance, Real Estate, Refinance, Sales, Team Building, Home Equity Loans, Access, Process Improvement, VA loans, Mortgage Banking, Microsoft Excel, Residential Mortgages
Education
Southern New Hampshire University 2014 — 2016
Master of Education (M.Ed.), Secondary Education and Teaching
Texas Woman's University 1992 — 1995
Bachelors of Science, History
Houston Community College 1991 — 1992
Bachelor of Science, History
Texas A&M University at Galveston 1990 — 1991
Bachelor of Science (B.S.), History
Merrimack Mortgage Company Inc - Profile Mortgage Branch October 2011 - Present
Merrimack Mortgage October 2011 - Present
Bank of American Mortgage November 2008 - October 2011
Wells Fargo Home Mortgage July 1993 - November 2008
Skills
Mortgage Banking
Education
Boston University 1978 — 1982
Ste Genevieve Senior High School 1974 — 1978