Michigan Heritage Bank
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Michigan Heritage Bank Employees
Employee
Years
Job
Industry
Lisa Rozmarniewicz Lisa Rozmarniewicz's Michigan Heritage Bank Experience 2001 - 2005
Job Director of Marketing Affiliated Businesses
Industry Insurance
Experience
Real Estate One Family of Companies May 2015 - Present
Real Estate One Charitable Foundation October 2014 - Present
LoveINC January 2014 - Present
Capital Title Insurance Agency May 2010 - Present
Baker College October 2009 - Present
Cleary University November 1997 - Present
Board of Directors for Love INC 2014 - 2014
Capital Title Insurance Agency May 2010 - November 2010
Liberty Title May 2006 - February 2010
Michigan Heritage Bank 2001 - 2005
Skills
Short Sales, Foreclosures, Qualifying Prospects, Land Contracts, Real Estate, Public Speaking, Negotiation, Marketing, Customer Service, Sales, Selling, Leadership, Online Advertising, Strategic Planning, Team Building, Microsoft Office, Coaching, Microsoft Excel, Training, Event Planning, Sales Management, Marketing Strategy, Social Media Marketing, Contract Negotiation
Education
Eastern Michigan University
Master's Degree
Spring Arbor University
B.A.
Real Estate One Family of Companies May 2015 - Present
Real Estate One Charitable Foundation October 2014 - Present
LoveINC January 2014 - Present
Capital Title Insurance Agency May 2010 - Present
Baker College October 2009 - Present
Cleary University November 1997 - Present
Board of Directors for Love INC 2014 - 2014
Capital Title Insurance Agency May 2010 - November 2010
Liberty Title May 2006 - February 2010
Michigan Heritage Bank 2001 - 2005
Skills
Short Sales, Foreclosures, Qualifying Prospects, Land Contracts, Real Estate, Public Speaking, Negotiation, Marketing, Customer Service, Sales, Selling, Leadership, Online Advertising, Strategic Planning, Team Building, Microsoft Office, Coaching, Microsoft Excel, Training, Event Planning, Sales Management, Marketing Strategy, Social Media Marketing, Contract Negotiation
Education
Eastern Michigan University
Master's Degree
Spring Arbor University
B.A.
Irene Tillman Irene Tillman's Michigan Heritage Bank Experience September 2007 - July 2009
Job Retail Credit Analyst
Industry Financial Services
Experience
TD Auto Finance July 2012 - February 2014
Michigan Heritage Bank September 2007 - July 2009
University Bank January 2007 - September 2007
Comerica Bank December 2005 - January 2007
Skills
Microsoft Office, Mas 90, Commercial Lending, Underwriting, Loans, Cash Flow, Accounts Receivable, Credit Analysis, Credit, Accounts Payable, Consumer Lending, Credit Risk, Financial Statement..., Financial Analysis, Customer Service, Commercial Banking, Retail Banking, Microsoft Excel, Mortgage Underwriting, Commercial Mortgages, Financial Statements, Personal Income Tax..., Accounting, Financial Risk
Education
Madonna University 2010 — 2014
Bachelor of Science, Criminal Justice
Marygrove College 2003 — 2005
Bachelor, Business Administration
Wayne County Community College 1998 — 2003
Associate's Degree, Liberal Arts
TD Auto Finance July 2012 - February 2014
Michigan Heritage Bank September 2007 - July 2009
University Bank January 2007 - September 2007
Comerica Bank December 2005 - January 2007
Skills
Microsoft Office, Mas 90, Commercial Lending, Underwriting, Loans, Cash Flow, Accounts Receivable, Credit Analysis, Credit, Accounts Payable, Consumer Lending, Credit Risk, Financial Statement..., Financial Analysis, Customer Service, Commercial Banking, Retail Banking, Microsoft Excel, Mortgage Underwriting, Commercial Mortgages, Financial Statements, Personal Income Tax..., Accounting, Financial Risk
Education
Madonna University 2010 — 2014
Bachelor of Science, Criminal Justice
Marygrove College 2003 — 2005
Bachelor, Business Administration
Wayne County Community College 1998 — 2003
Associate's Degree, Liberal Arts
Nick Delegram Nick Delegram's Michigan Heritage Bank Experience December 1998 - April 2009
Job Experienced Retail Banking Manager and Investment Consultant
Industry Banking
Experience
Michigan Securities, Inc. August 2011 - Present
Level One Bank May 2009 - August 2010
Michigan Heritage Bank December 1998 - April 2009
Skills
Banking, Financial Services, Management
Education
Michigan State University 1981 — 1985
BA, Economics
Michigan Securities, Inc. August 2011 - Present
Level One Bank May 2009 - August 2010
Michigan Heritage Bank December 1998 - April 2009
Skills
Banking, Financial Services, Management
Education
Michigan State University 1981 — 1985
BA, Economics
Marcella Smith Marcella Smith's Michigan Heritage Bank Experience November 2005 - February 2009
Job Senior Teller at Bank of America
Industry Banking
Experience
Bank of America July 2009 - Present
Michigan Heritage Bank November 2005 - February 2009
Sam's Club January 2005 - November 2005
Charter One Bank October 2001 - May 2004
BET Music April 1999 - November 2001
Skills
Customer Service, Data Entry, Customer Satisfaction, Inventory Management, Cross Selling, Leadership, Process Scheduler, Time Management, Microsoft Excel, Deposits, Team Building, Management, Microsoft Office, Consumer Lending, Microsoft Word, PowerPoint, Access, Outlook, Lotus Notes, Coaching, Sales
Education
Southern New Hampshire University 2012 — 2015
Bachelors of Science in Organizational Leadership, Business, Management, Marketing, and Related Support Services
Kaplan University 2009 — 2011
Bachelors of Science, Organizational Management
University of Phoenix 2004 — 2009
Bachelors of Science, Business Management
University of Phoenix
Bachelors of Science, Business Management
Bank of America July 2009 - Present
Michigan Heritage Bank November 2005 - February 2009
Sam's Club January 2005 - November 2005
Charter One Bank October 2001 - May 2004
BET Music April 1999 - November 2001
Skills
Customer Service, Data Entry, Customer Satisfaction, Inventory Management, Cross Selling, Leadership, Process Scheduler, Time Management, Microsoft Excel, Deposits, Team Building, Management, Microsoft Office, Consumer Lending, Microsoft Word, PowerPoint, Access, Outlook, Lotus Notes, Coaching, Sales
Education
Southern New Hampshire University 2012 — 2015
Bachelors of Science in Organizational Leadership, Business, Management, Marketing, and Related Support Services
Kaplan University 2009 — 2011
Bachelors of Science, Organizational Management
University of Phoenix 2004 — 2009
Bachelors of Science, Business Management
University of Phoenix
Bachelors of Science, Business Management
Bill Vance Bill Vance's Michigan Heritage Bank Experience February 2003 - April 2007
Job Owner / Proprietor at O'Hare's Pub & Restaurant
Industry Food & Beverages
Experience
O'Hare's Pub & Restaurant November 2013 - Present
US Bank March 2012 - April 2013
NELiX TransaX, LLC August 2008 - April 2012
Franklin Bank April 2007 - April 2008
Michigan Heritage Bank February 2003 - April 2007
Keybank National Association February 2001 - February 2003
Michigan National Corporation July 1995 - February 2001
Michigan National Bank January 1993 - July 1995
Michigan National Bank January 1989 - January 1993
Michigan National Bank January 1986 - January 1989
Skills
Client Relationship..., Personality, Customer Retention, Value Based Selling, Sales Pipeline..., Identifying New..., New Business Generation, Cross Selling, Banking, Commercial Banking, Credit, Commercial Lending, Small Business, Loans, Teamwork, Portfolio Management, Credit Analysis, Financial Analysis, Customer Relations, Small Business Lending, Sales Management, Business Development, Customer Service, New Business...
Education
Eastern Michigan University 1986 — 1988
Bachelors, Finance
Western Michigan University 1977 — 1979
Finance
O'Hare's Pub & Restaurant November 2013 - Present
US Bank March 2012 - April 2013
NELiX TransaX, LLC August 2008 - April 2012
Franklin Bank April 2007 - April 2008
Michigan Heritage Bank February 2003 - April 2007
Keybank National Association February 2001 - February 2003
Michigan National Corporation July 1995 - February 2001
Michigan National Bank January 1993 - July 1995
Michigan National Bank January 1989 - January 1993
Michigan National Bank January 1986 - January 1989
Skills
Client Relationship..., Personality, Customer Retention, Value Based Selling, Sales Pipeline..., Identifying New..., New Business Generation, Cross Selling, Banking, Commercial Banking, Credit, Commercial Lending, Small Business, Loans, Teamwork, Portfolio Management, Credit Analysis, Financial Analysis, Customer Relations, Small Business Lending, Sales Management, Business Development, Customer Service, New Business...
Education
Eastern Michigan University 1986 — 1988
Bachelors, Finance
Western Michigan University 1977 — 1979
Finance
Richard Hollowell Richard Hollowell's Michigan Heritage Bank Experience April 2002 - September 2004
Job Managing Director at Campus360, LLC
Industry Commercial Real Estate
Experience
Campus360, LLC June 2013 - Present
Valiente College Preparatory November 2014 - Present
Coldwell Banker Commercial January 2014 - Present
First Horizon National Corporation January 2007 - January 2009
BankUSA June 2006 - August 2007
Michigan Heritage Bank April 2002 - September 2004
Sterling Bank and Trust June 1997 - June 2002
Michigan National Bank June 1995 - June 1997
United States Marine Corps 1990 - 1995
Skills
ROI development, New Business Development, Risk Management, Corporate Finance, NPV, Business Development, Accounting, IRR, Mergers, Brokerage, Forecasting, Due Diligence, Commercial Lending, Valuation, Asset Managment, Portfolio Management, Underwriting, Finance
Education
University of Arizona, Eller College of Management 2010 — 2011
MBA, Finance
University of Michigan 1990 — 1995
BS-Finance, Finance/Real Estate
Campus360, LLC June 2013 - Present
Valiente College Preparatory November 2014 - Present
Coldwell Banker Commercial January 2014 - Present
First Horizon National Corporation January 2007 - January 2009
BankUSA June 2006 - August 2007
Michigan Heritage Bank April 2002 - September 2004
Sterling Bank and Trust June 1997 - June 2002
Michigan National Bank June 1995 - June 1997
United States Marine Corps 1990 - 1995
Skills
ROI development, New Business Development, Risk Management, Corporate Finance, NPV, Business Development, Accounting, IRR, Mergers, Brokerage, Forecasting, Due Diligence, Commercial Lending, Valuation, Asset Managment, Portfolio Management, Underwriting, Finance
Education
University of Arizona, Eller College of Management 2010 — 2011
MBA, Finance
University of Michigan 1990 — 1995
BS-Finance, Finance/Real Estate
Tracy Polasek Tracy Polasek's Michigan Heritage Bank Experience June 2006 - March 2007
Job President, Lakeeffect Marketing
Industry Marketing and Advertising
Experience
Lake-effect Marketing April 2007 - Present
Girl Scouts Heart of Michigan 2005 - Present
Michigan Heritage Bank June 2006 - March 2007
Ford Motor Company January 2004 - January 2006
Ford Motor Company October 2001 - January 2004
Ford Motor Company July 1998 - October 2001
Oakwood Healthcare System September 1994 - July 1998
St. Joseph Mercy Hospital 1989 - 1991
Michigan National Bank 1989 - 1991
Skills
Market Planning, PPC, Web Marketing, Website Development, Sales Management, Data Analysis, Marketing Research, Marketing Strategy, Marketing Communications, Marketing, Writing, Product Development, Market Research, Leadership, Segmentation, Marketing Management, SEO, Business Development, Strategic Communications, Integrated Marketing, Brand Management, Direct Marketing, Brand Development, Social Media Marketing, Online Marketing, Competitive Analysis
Education
University of Michigan 1984 — 1988
B.A.
Michigan State University - The Eli Broad College of Business 1990 — 1992
MBA
Lake-effect Marketing April 2007 - Present
Girl Scouts Heart of Michigan 2005 - Present
Michigan Heritage Bank June 2006 - March 2007
Ford Motor Company January 2004 - January 2006
Ford Motor Company October 2001 - January 2004
Ford Motor Company July 1998 - October 2001
Oakwood Healthcare System September 1994 - July 1998
St. Joseph Mercy Hospital 1989 - 1991
Michigan National Bank 1989 - 1991
Skills
Market Planning, PPC, Web Marketing, Website Development, Sales Management, Data Analysis, Marketing Research, Marketing Strategy, Marketing Communications, Marketing, Writing, Product Development, Market Research, Leadership, Segmentation, Marketing Management, SEO, Business Development, Strategic Communications, Integrated Marketing, Brand Management, Direct Marketing, Brand Development, Social Media Marketing, Online Marketing, Competitive Analysis
Education
University of Michigan 1984 — 1988
B.A.
Michigan State University - The Eli Broad College of Business 1990 — 1992
MBA
Laura Droze's Michigan Heritage Bank Experience February 1997 - March 1999
Job Executive Assistant at The Ave Maria Foundation
Industry Nonprofit Organization Management
Experience
Ave Maria Foundation October 2001 - Present
Franco Public Relations Group May 1999 - February 2001
Michigan Heritage Bank February 1997 - March 1999
Skills
Microsoft Office 2007, Budgets, Process Improvement, Strategic Planning, Financial Analysis, Administrative..., Outlook, Office Administration, Calendaring, Confidentiality, Data Entry, Spreadsheets, Travel Arrangements, Nonprofits, Newsletters
Education
Central Michigan University
Schoolcraft College
Associates Degree, Business
Ave Maria Foundation October 2001 - Present
Franco Public Relations Group May 1999 - February 2001
Michigan Heritage Bank February 1997 - March 1999
Skills
Microsoft Office 2007, Budgets, Process Improvement, Strategic Planning, Financial Analysis, Administrative..., Outlook, Office Administration, Calendaring, Confidentiality, Data Entry, Spreadsheets, Travel Arrangements, Nonprofits, Newsletters
Education
Central Michigan University
Schoolcraft College
Associates Degree, Business
Richard Zamojski's Michigan Heritage Bank Experience February 1997 - February 2006
Job President & COO at First Independence Bank
Industry Banking
Experience
First Independence Bank March 2007 - Present
Michigan Heritage Bank February 1997 - February 2006
Sterling Bank & Trust January 1990 - May 1996
Whirlpool Financial 1984 - 1989
Skills
Commercial Lending, Banking, Loans, Mortgage Lending, FHA, Credit, Risk Management, Real Estate, Strategic Planning, New Business Development, Team Building, Auditing
Education
University of Michigan 1973 — 1975
Master of Business Administration (MBA), Finance
Central Michigan University 1969 — 1973
Bachelor of Science (BS), Accounting
First Independence Bank March 2007 - Present
Michigan Heritage Bank February 1997 - February 2006
Sterling Bank & Trust January 1990 - May 1996
Whirlpool Financial 1984 - 1989
Skills
Commercial Lending, Banking, Loans, Mortgage Lending, FHA, Credit, Risk Management, Real Estate, Strategic Planning, New Business Development, Team Building, Auditing
Education
University of Michigan 1973 — 1975
Master of Business Administration (MBA), Finance
Central Michigan University 1969 — 1973
Bachelor of Science (BS), Accounting
Cheryl Parent's Michigan Heritage Bank Experience 1997 - 2003
Job Loan Operations Specialist at Level One Bank
Industry Banking
Experience
Level One Bank January 2013 - Present
First Independence Bank April 2010 - March 2011
Main Street Bank May 2007 - April 2010
Bank of Birmingham June 2006 - May 2007
New Liberty Bank January 2004 - June 2006
Michigan Heritage Bank 1997 - 2003
Skills
Loans, Mortgage Lending, Credit, Banking, Loan Servicing, Commercial Banking, Credit Analysis, Mortgage Banking, Loan Origination
Education
Eastern Michigan University 1978 — 1981
B.A., Education
Schoolcraft College 1976 — 1978
Assoc. in Arts, Liberal Arts
Livonia Stevenson High School 1973 — 1976
Diploma, General Studies
Level One Bank January 2013 - Present
First Independence Bank April 2010 - March 2011
Main Street Bank May 2007 - April 2010
Bank of Birmingham June 2006 - May 2007
New Liberty Bank January 2004 - June 2006
Michigan Heritage Bank 1997 - 2003
Skills
Loans, Mortgage Lending, Credit, Banking, Loan Servicing, Commercial Banking, Credit Analysis, Mortgage Banking, Loan Origination
Education
Eastern Michigan University 1978 — 1981
B.A., Education
Schoolcraft College 1976 — 1978
Assoc. in Arts, Liberal Arts
Livonia Stevenson High School 1973 — 1976
Diploma, General Studies
Corey Ruthig's Michigan Heritage Bank Experience April 1999 - March 2004
Job Assitant Vice President Commercial Lending at The State Bank
Industry Financial Services
Experience
The State Bank August 2011 - Present
Credit Acceptance November 2010 - August 2011
C. Ruthig Insurance Agency 2008 - 2010
Brighton Commerce Bank April 2004 - April 2009
Michigan Heritage Bank April 1999 - March 2004
Skills
Commercial Lending, Loans, Credit Analysis, Credit, Underwriting, Commercial Banking, Lines Of Credit, Funding, Commercial Real Estate, Portfolio Management, Business Development, Small Business Lending, Banking, Mortgage Lending, SBA
Education
Central Michigan University 1992 — 1996
B.S. in B.A., Finance
The State Bank August 2011 - Present
Credit Acceptance November 2010 - August 2011
C. Ruthig Insurance Agency 2008 - 2010
Brighton Commerce Bank April 2004 - April 2009
Michigan Heritage Bank April 1999 - March 2004
Skills
Commercial Lending, Loans, Credit Analysis, Credit, Underwriting, Commercial Banking, Lines Of Credit, Funding, Commercial Real Estate, Portfolio Management, Business Development, Small Business Lending, Banking, Mortgage Lending, SBA
Education
Central Michigan University 1992 — 1996
B.S. in B.A., Finance
Bob Lennox, CPA's Michigan Heritage Bank Experience 2001 - 2009
Job Controller
Industry Banking
Experience
Lapeer County Bank & Trust Co. November 2010 - Present
First Independence Bank February 2009 - November 2010
Michigan Heritage Bank 2001 - 2009
Skills
Accounting, Auditing, Banking, Budgets, Cash Management, Commercial Banking, Commercial Lending, Consumer Lending, Credit, Credit Analysis, Finance, Financial Accounting, Financial Analysis, Financial Reporting, Financial Statements, GAAP, Internal Audit, Internal Controls, Loans, Risk Management, Sarbanes-Oxley Act, Small Business Lending, US GAAP, Underwriting, CPA, Due Diligence, Enterprise Risk..., Financial Modeling, Financial Risk, Executive Management
Education
University of Central Florida 1989 — 1992
Bachelor of Business Administration (B.B.A.), Accounting
Walsh College
Master of Business Administration (MBA)
Lapeer County Bank & Trust Co. November 2010 - Present
First Independence Bank February 2009 - November 2010
Michigan Heritage Bank 2001 - 2009
Skills
Accounting, Auditing, Banking, Budgets, Cash Management, Commercial Banking, Commercial Lending, Consumer Lending, Credit, Credit Analysis, Finance, Financial Accounting, Financial Analysis, Financial Reporting, Financial Statements, GAAP, Internal Audit, Internal Controls, Loans, Risk Management, Sarbanes-Oxley Act, Small Business Lending, US GAAP, Underwriting, CPA, Due Diligence, Enterprise Risk..., Financial Modeling, Financial Risk, Executive Management
Education
University of Central Florida 1989 — 1992
Bachelor of Business Administration (B.B.A.), Accounting
Walsh College
Master of Business Administration (MBA)
Michael Teaney's Michigan Heritage Bank Experience May 2008 - October 2009
Job Founder, El Shaddei Services, Inc
Industry Management Consulting
Experience
First National Bank of America May 2014 - Present
El Shaddei Services, Inc. March 2014 - Present
Bank of Alpena March 2012 - February 2014
Banner Bank October 2009 - December 2011
Michigan Heritage Bank May 2008 - October 2009
Cobb Financial, INc September 2003 - May 2008
Comerica Bank August 1998 - September 2003
Old Kent Bank April 1996 - August 1998
NBD Bank October 1987 - April 1996
Skills
Loans, Asset Based Lending, Financial Analysis, Commercial Lending, Portfolio Management, Credit, Investments, Finance, Factoring, Small Business Lending, Commercial Banking, Banking, Budgets, Credit Analysis, Corporate Finance, New Business Development
Education
Penn State University 1984 — 1986
MBA, Finance
Ithaca College 1979 — 1984
Bachelor of Science, Business/Marketing
First National Bank of America May 2014 - Present
El Shaddei Services, Inc. March 2014 - Present
Bank of Alpena March 2012 - February 2014
Banner Bank October 2009 - December 2011
Michigan Heritage Bank May 2008 - October 2009
Cobb Financial, INc September 2003 - May 2008
Comerica Bank August 1998 - September 2003
Old Kent Bank April 1996 - August 1998
NBD Bank October 1987 - April 1996
Skills
Loans, Asset Based Lending, Financial Analysis, Commercial Lending, Portfolio Management, Credit, Investments, Finance, Factoring, Small Business Lending, Commercial Banking, Banking, Budgets, Credit Analysis, Corporate Finance, New Business Development
Education
Penn State University 1984 — 1986
MBA, Finance
Ithaca College 1979 — 1984
Bachelor of Science, Business/Marketing
Sheri Sarate's Michigan Heritage Bank Experience 2000 - 2005
Job Vice President, Loan Administration at First National Bank in Howell
Industry Financial Services
Experience
First National Bank in Howell August 2008 - Present
First Independence Bank June 2007 - August 2008
Oakland Commerce Bank December 2005 - May 2007
Michigan Heritage Bank 2000 - 2005
Education
Madonna University 1994 — 1999
BSBA, Business Administration
Schoolcraft College 1984 — 1988
Associates Degree, Marketing/Marketing Management, General
First National Bank in Howell August 2008 - Present
First Independence Bank June 2007 - August 2008
Oakland Commerce Bank December 2005 - May 2007
Michigan Heritage Bank 2000 - 2005
Education
Madonna University 1994 — 1999
BSBA, Business Administration
Schoolcraft College 1984 — 1988
Associates Degree, Marketing/Marketing Management, General
Lynne Rossier's Michigan Heritage Bank Experience October 2003 - June 2005
Job RN, BSN. OCN Certified.
Industry Medical Practice
Experience
Henry Ford Health System August 2015 - Present
Cancer Care Associates May 2011 - March 2015
Karmanos Cancer Institute; Alexander Walt Breast Center May 2009 - May 2011
Michigan Heritage Bank October 2003 - June 2005
St. Joseph's Mercy Hospital January 1995 - January 1997
Skills
Nursing, IV, Healthcare, Acute Care, Phlebotomy, Chemotherapy, Ambulatory, Quality Patient Care, Healthcare Management, Healthcare Information..., Oncology Nursing, Patient Education, HIPAA, BLS, Telephone Triage, Infusions, Medication..., Wellness, Nursing Documentation, Nursing Process, Medical Terminology, Palliative Care, Ambulatory Care, Patient Advocacy, Medical Devices, Nursing Education, Patient Safety, Home Care, Wound Care, Nursing Care, Inpatient, EMR, Hospitals, Medicare, Clinical Research, Home Infusion, Surgery, Treatment
Education
Ohio University 2010 — 2012
Bachelor's degree, Nursing
Macomb Community College
Associates Degree, Applied Science
Henry Ford Health System August 2015 - Present
Cancer Care Associates May 2011 - March 2015
Karmanos Cancer Institute; Alexander Walt Breast Center May 2009 - May 2011
Michigan Heritage Bank October 2003 - June 2005
St. Joseph's Mercy Hospital January 1995 - January 1997
Skills
Nursing, IV, Healthcare, Acute Care, Phlebotomy, Chemotherapy, Ambulatory, Quality Patient Care, Healthcare Management, Healthcare Information..., Oncology Nursing, Patient Education, HIPAA, BLS, Telephone Triage, Infusions, Medication..., Wellness, Nursing Documentation, Nursing Process, Medical Terminology, Palliative Care, Ambulatory Care, Patient Advocacy, Medical Devices, Nursing Education, Patient Safety, Home Care, Wound Care, Nursing Care, Inpatient, EMR, Hospitals, Medicare, Clinical Research, Home Infusion, Surgery, Treatment
Education
Ohio University 2010 — 2012
Bachelor's degree, Nursing
Macomb Community College
Associates Degree, Applied Science