MLNUSA Company
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MLNUSA Employees
First American Title May 2013 - Present
CB Richard Ellis March 2008 - March 2010
GMAC ResCap March 2007 - November 2007
MLNUSA May 2004 - February 2007
Skills
•Ability to manage..., •Ability to close..., •Highly effective at..., •Ability to identify..., •Highly proficient at..., •Exceptional..., •Ability to establish..., •Demonstrated ability..., •Skilled at generating..., •Proficient in all..., Real Estate, Business Development, Investment Properties, Loans, Sales, Refinance, Mortgage Lending, New Business Development, Banking, Marketing, Negotiation, FHA, Management, First Time Home Buyers, Strategy, Financial Analysis
Education
Arizona State University, W. P. Carey School of Business 2000 — 2004
Bachelor of Science (B.S.), Marketing & Communication, Cum Laude Honors
University of Melbourne
Bachelor's degree, International Business
MassMutual Federal Credit Union February 2014 - Present
Freedom Credit Union June 2013 - February 2014
Hartford Baking Company April 2013 - June 2013
The Great Harvest Bread Company October 2012 - April 2013
Business Lenders March 2007 - June 2012
Business Lenders March 2007 - June 2012
Business Lenders March 2007 - June 2012
Business Lenders March 2007 - June 2012
MLNUSA July 2004 - January 2007
United Rentals May 2001 - June 2004
Skills
Customer Service, Finance, Strategic Planning, Accounts Receivable, Management, Negotiation, Microsoft Office, Accounting, Insurance, pastry arts, Foreclosures, Loss Mitigation, Commercial Mortgages, Mortgage Lending, Pastry, Baking, Budgets, Microsoft Excel, System Administration, Budgeting, Customer Relations, Problem Solving, Excel, Research, Administration, Writing, mortgages, SBA 7A loans, Collections, Debt Collection, Liquidation, Commercial Litigation, General Business..., collection, Consumer Debt, Mortgage Servicing, Loan Servicing, Credit Card Debt, Repossessions, Short Sales, Debt Restructuring, Debt Management, Debt Settlement, Bad Debt, Loan Modifications, Chapter 13 Bankruptcy, Personal Bankruptcy, Bankruptcy, Credit, Portfolio Management
Education
Springfield Technical Community College 2015 — 2017
Engineering and Science Transfer, Biology/Biological Sciences, General
Westfield State University
Biology with Teacher Licensure, Biology/Biological Sciences, General
Manchester Community College 2011 — 2013
Associate of Science (A.S.), General Studies, 3.5
Manchester Community College 2000 — 2013
Professional Baker Certificate, Culinary Arts/Chef Training, 3.5
Capital Community College 1999 — 1999
Certificate, Small Business Management
Capital Community College 1998 — 1998
Certificate, Business Microsoft Office 97
State of Conn Department of Property & Casualty 1998 — 1998
Producer License
Dunn & Bradstreet Business Ed Services 1995 — 1995
Certificate, A/R & Collections
National Puerto Rican Forum 1987 — 1987
Certificate, Bilingual Clerical Skills Traning
Springfield Technical Community College
Pre Med/PreDent/PreVet Transfer - MDVT.AS, Pre-Medicine/Pre-Medical Studies
New Penn Financial, LLC July 2012 - Present
American Red Cross, Southeastern Pennsylvania Chapter 2010 - Present
GMAC / Ally Financial September 2010 - June 2012
Keystone Asset Management June 2008 - September 2010
Lehman Brothers/BNC mortgage 2007 - 2007
MLNUSA 2003 - 2007
Household Finance February 2002 - January 2003
Wells Fargo Financial January 2000 - January 2002
Skills
Mortgage Lending, Loans, Mortgage Banking, Residential Mortgages, Credit, Refinance, Loan Origination, Underwriting, Loan Servicing, Investments, FHA, Credit Analysis, Portfolio Management, Asset Management, REO, Loss Mitigation, USDA, Real Estate, Short Sales, Mortgage Underwriting, Mortgage Servicing, Real Estate Economics, Real Estate Financing, Consumer Lending, Investment Properties, Commercial Lending
Education
Rutgers, The State University of New Jersey-Camden 2000 — 2005
BS, Finance
School District of Philadelphia September 2011 - Present
"Between the Cracks" Tutoring for Dyslexia September 2008 - Present
Private School System March 2007 - July 2008
Wilmington Finance May 2000 - March 2008
MLNUSA August 2005 - January 2007
Wilmington Finance 2000 - 2005
BNC Mortgage December 1997 - April 2000
Skills
Mortgage Lending, Management, Program Management
Education
Temple University 1988 — 1992
B.A in Public Adminstration, Management
Cardinal Dougherty High School 1983 — 1987
Princeton Mortgage Company September 2009 - Present
LANSDALE SCHOOL OF BUSINESS February 2012 - Present
Prestige Home Mortgage LLC November 2007 - September 2009
BNC Mortgage a Lehman Company February 2007 - October 2007
MLNUSA January 1997 - January 2007
ContiMortgage Corporation January 1990 - December 1997
Norwest Financial 1978 - 1988
Skills
Refinance, VA, Conventional, Retail, FHA, PHFA, NJMFA
Education
Temple University 1981 — 1985
MBA, Management
West Chester University of Pennsylvania 1973 — 1977
BS, Accounting
Springer Realty Group August 2009 - Present
Aetna February 2008 - Present
Long & Foster Companies January 2008 - August 2009
BNC Mortgage March 2007 - October 2007
MLNUSA May 2005 - January 2007
Option One Mortgage 2002 - 2005
Skills
Real Estate, Health Insurance, Underwriting, Negotiation, Mortgage, Insurance, Customer Relations, Strategic Planning, Financial Analysis, Pricing, Microsoft Office, Selling, Employee Benefits, Contract Negotiation, Investment Properties, Credit, First Time Home Buyers, Sales, Customer Service, Disability Insurance, Leadership, Process Improvement, Life Insurance, Mortgage Lending, Loans, Investments, Team Building, Risk Management, Mortgage Banking
Education
Penn State University 1996 — 2001
ChemScope Inc. July 2011 - Present
Creative Dimensions September 2007 - January 2009
Mortgage Lenders 2005 - 2007
MLNUSA 2004 - 2007
Mortgage Lenders Network 2004 - 2007
Mortgage Lenders Network USA, Inc. / MLNUSA 2004 - 2007
Skills
Project Management, Customer Service, Microsoft Office, Risk Management, Strategic Planning, Data Analysis, Account Management, Microsoft Excel, Process Improvement
Education
New England Institute of Technology 2001 — 2003
Associate of Science (A.S.), Architecture
Naugatuck Valley Community College 1990 — 1993
AA, Environmental engineering
PAREXEL February 2015 - Present
Philips October 2013 - January 2015
CIRCOR International, Inc. January 2010 - October 2013
Ernst & Young May 2004 - December 2009
United Technologies May 2003 - August 2003
MLNUSA May 2002 - August 2002
Skills
Financial Reporting, Auditing, Internal Audit, Sarbanes-Oxley Act, Financial Analysis, Internal Controls, SEC filings, US GAAP, Finance, GAAP, Sarbanes-Oxley, Financial Accounting, Consolidation, Accounting, Process Improvement
Education
University of Virginia 2004 — 2005
MS, Accountancy
Bentley University 2000 — 2004
BS, Corp Finance & Accounting
Optum Analytics December 2014 - Present
Humedica April 2011 - December 2014
McKesson January 2010 - April 2011
GE Healthcare March 2007 - January 2010
MLNUSA July 2005 - January 2007
Skills
Healthcare Information..., EHR, Clinical Research, Healthcare, Strategy, Data Analysis, Business Development, Training, Analytics, Sales Operations, Analysis, Market Research, Sales, EMR, Healthcare Consulting, Informatics, Hospitals, HIPAA, Healthcare Management, Managed Care, Revenue Cycle, Databases, Medical Devices, Process Improvement, HL7, Healthcare Industry, Cross-functional Team..., Health Information...
Education
University of Notre Dame 2001 — 2005
Saint Joseph's High School 1997 — 2001
Tallan January 2000 - Present
Microsoft 2005 - 2010
MLNUSA September 2006 - December 2006
CIT Group October 2005 - May 2006
Oakwood June 2004 - February 2005
Talbots January 2004 - February 2005
Bank of America January 2004 - February 2005
FedEx Kinko's March 2000 - February 2005
Haemoscope Corporation September 2003 - April 2004
Fleet Credit Card Services November 2001 - November 2003
Skills
Project Management, Enterprise Architecture, Quality Assurance, Business Strategy, Operations Management, Process Engineering, Agile Methodologies, Business Intelligence, Project Planning, Strategic Planning, CRM
Education
Carnegie Mellon 1993 — 1997
BS, Social and Decision Sciences, Information Systems
Guilford High School 1989 — 1993
ADP June 2015 - Present
Automatic Data Processing, Inc. July 2011 - June 2015
ADP May 2009 - May 2011
One Source Visual Marketing Solutions October 2007 - May 2009
BNC Mortgage May 2007 - September 2007
MLNUSA July 2005 - January 2007
Wells Fargo Financial December 2002 - July 2005
Skills
Consultative Selling, Salesforce.com, Cold Calling, Solution Selling, Contract Negotiations, Business Process..., Business Strategy, New Business Development, Building Relationships, ADP Payroll, Workforce Management, Human Resources, Leadership, Performance Management, Recruiting, Selling, Training, BPO, Employee Relations, Employee Benefits, Contract Negotiation
Education
Temple University - Fox School of Business and Management 1998 — 2002
BS, Finance, Economics
Holy Ghost Preparatory 1994 — 1998
inContact May 2014 - Present
M&L International, LLC January 2013 - May 2014
Siemens Enterprise Communications April 2007 - December 2012
SER 2007 - 2010
MLNUSA 2003 - 2007
Skills
SDLC, Banking, Vendor Management, Software Development, SQL, Project Management, Loans, Access, Data Analysis, Loss Mitigation, Mortgage Servicing, Risk Management, VB.NET, Strategic Planning, Account Management, Team Building, Business Development, Mortgage Banking, Call Centers, Business Analysis, Call Center..., Process Improvement, HTML, Mortgage Lending, Professional Services, Business Strategy, Strategic Partnerships, Analysis, Loan Origination, Management, Leadership, SharePoint, CTI, Cloud Computing
Education
The University of Connecticut 1988 — 1992
Bachelor of Arts (B.A.), Economics
MLNUSA 2005 - 2007
Mortgage Lenders Network , USA Inc 2004 - 2007
Education
University of Hartford 2004 — 2008
Allied Mortgage Group August 2009 - Present
Mortgage Access Corporation January 2009 - July 2009
Public Savings Bank May 2008 - November 2008
Chase Home Finance March 2007 - March 2008
MLNUSA June 2006 - January 2007
Allied Capital June 1999 - June 2006
New Jersey Mortgage & Investment Corp./ Federal Leasing Corp. 1999 - 1999
IMC of Tampa September 1993 - September 1998
IMC Mortgage Company 1993 - 1998
AFC of Tampa September 1991 - September 1993
Skills
Mortgage Lending
Education
Temple University 1985 — 1987
RE Finance
Temple University - Fox School of Business and Management 1985 — 1987
Penn State Ogontz 1983 — 1985
biz
Drexel University - LeBow College of Business 1981 — 1983
Springfield Twp High School 1977 — 1981
Montecito Village Travel June 2011 - Present
New American Funding September 2012 - February 2013
Pacific Mercantile Bank April 2011 - November 2012
Maverick Funding July 2010 - April 2011
Essex Mortgage May 2009 - July 2010
Client First Commercial July 2008 - February 2009
First Federal Bank September 2007 - March 2008
New Century Mortgage February 2007 - May 2007
MLNUSA 2006 - 2007
Mandalay Mortgage 2003 - 2006
Skills
FHA, Mortgage Banking, Mortgage Lending, Refinance, USDA, Loans, Loan Origination, VA loans, Credit, Sales, Management
Education
California State University-Long Beach 1988 — 1994
Bachelor of Arts, Communications
Southwest Airlines October 2007 - Present
MLNUSA 2005 - Present
Mortgage Lenders Network 2005 - 2006
Skills
Account Management, Recruiting, Sales Management
Education
Northern Illinois University 1978 — 1982
Wachovia FSB April 2008 - October 2008
Countrywide Home Loans April 2007 - April 2008
MLNUSA October 2002 - January 2007
Education
Joliet Junior College
Associates, Accounting
Keystone Asset Management 2008 - 2013
BNC Mortgage 2007 - 2007
MLNUSA 2001 - 2007
Skills
Mortgage Lending, Foreclosures, Real Estate, FHA, Investment Properties, REO, Mortgage Banking, Loss Mitigation, Sellers, Investors, HUD, Loans
Education
Penn State University 1984 — 1988
MaturoDesigns June 2009 - Present
The Timken Company October 2007 - June 2010
BNC Mortgage February 2007 - October 2007
Mortgage Lenders Network 1999 - 2006
MLNUSA 1998 - 2006
Skills
Loans, Mortgage Underwriting, Leadership, Insurance, FHA financing, Reverse Mortgages, Real Estate, USDA, Strategic Planning, First Time Home Buyers, VA loans, Sales Management, Marketing, Negotiation, Cold Calling, Customer Service
Education
Georgia Southwestern State University
Palm Beach County School District September 2011 - Present
The Language Academy May 2011 - September 2011
TALK International September 2010 - April 2011
Go-Hyun Elementary School April 2009 - April 2010
Berlitz November 2008 - April 2009
Caledonian School February 2008 - November 2008
Kent English İngilizce Öğretir January 2007 - August 2007
Instituto Europeo de Lenguas Modernas September 2006 - November 2006
Open School of Languages April 2006 - August 2006
MLNUSA January 2002 - February 2006
Skills
Writing, Ap Style, Teaching, AP Style, Creative Writing, Spanish, ESL, Tutoring, English, Curriculum Development, Teaching English as a..., Proofreading, Research
Education
Sarah Lawrence College 1996 — 2000
BA, Russian
AirWatch by VMware September 2013 - Present
AirWatch by VMware September 2012 - Present
Airgas Refrigerants, Inc. December 2007 - September 2012
BNC Mortgage June 2007 - November 2007
Accredited Home Lenders February 2007 - May 2007
MLNUSA January 2006 - January 2007
Skills
Account Management, Cold Calling, Sales Management, Salesforce.com, Sales, Sales Presentations, New Business Development, Mortgage Lending, Direct Sales, Business Development, Solution Selling, Lead Generation, B2B, Negotiation, Marketing, Loans, Sales Process, Customer Service, Strategic Planning, Credit
Education
Georgia State University - J. Mack Robinson College of Business 2001 — 2005
Bachelors of Business Administration, Marketing and Managerial Science
CHFA July 2007 - Present
MLNUSA 2004 - 2007
Fiserv 2001 - 2004
Webster Bank 1990 - 2001
Skills
Accounting, Financial Analysis, Financial Reporting, Banking, Internal Controls, Credit, Microsoft Excel, Loans, Mortgage Lending, Outlook, Process Improvement, Microsoft Word, Customer Service, Microsoft Office, Business Analysis, Commercial Lending
Education
Central Connecticut State University 1984 — 1986
Accounting
Briarwood College 1983 — 1984
Accounting
St Thomas Aquinas High School