Mountain West Financial, Inc.
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Mountain West Financial, Inc. Employees
Mountain West Financial, Inc. January 2014 - Present
United Lending Partners, Inc June 2013 - December 2013
Limelight Cardroom December 2004 - December 2013
Managed Risk Medical Insurance Board May 2012 - June 2013
Sierra Mortgage February 2002 - May 2003
Sacramento Credit Union June 1999 - May 2000
Skills
Microsoft Office, Personnel Management, Operations Management, Financial Analysis, Management, Training, Strategy, Marketing, Customer Service, Outlook, Time Management, Microsoft Excel, Accounting, Banking, Data Analysis, Teamwork, QuickBooks, Budgets, Project Management, Leadership, Strategic Planning, Analysis, Team Building, Policy, Mortgage Lending, FHA, First Time Home Buyers, Investment Properties, Real Estate
Education
CSU Sacramento 1998 — 2005
Bachelor of Science (BS), International Business/Spanish
Instituto Tecnológico y de Estudios Superiores de Monterrey 2003 — 2004
International Programs, Spanish Language and Literature
University of Technology, Sydney 2001 — 2001
Bachelor of Business Administration (B.B.A.), International Business/Trade/Commerce
Sacramento High School 1994 — 1998
Graduated with honors, People skills
Wells Fargo Home Mortgage September 2014 - Present
Mountain West Financial, Inc. December 2013 - August 2014
Carrington Mortgage Services June 2011 - November 2013
Skills
Loan Origination, Referrals, First Time Home Buyers, Mortgage Lending, Investment Properties, Real Estate, Investors, Foreclosures, REO, Short Sales, Loans, FHA, Single Family Homes, Condos
Education
Santa Monica College 1996 — 1999
Business Administration and Management, General
Santa Monica High School 1991 — 1995
High School
Mountain West Financial, Inc. October 2014 - Present
Mountain West Financial, Inc. May 2013 - October 2014
BJ's Restaurants, Inc. March 2009 - September 2012
Spreen Honda June 2009 - August 2009
Toyota of Redlands June 2008 - October 2008
Skills
Mortgage Lending, Loans, Credit, FHA, Loan Origination, Banking, Refinance
Education
California State University-San Bernardino 2009 — 2012
Bachelor of Arts (B.A.), Mathematics
Crafton Hills College 2008 — 2008
LoanStar Home Lending September 2014 - Present
Mountain West Financial, Inc. January 2014 - August 2014
iServe Residential Lending July 2012 - October 2013
Pacific Union Financial March 2011 - June 2012
Essex Mortgage 2009 - March 2011
O’Leary and Partners Advertising April 2008 - October 2008
Union Fidelity Mortgage 2007 - 2007
People's Choice Home Loan 2004 - 2006
IndyMac Bank 1999 - 2004
FIRSTPLUS Bank 1994 - 1999
Skills
Budgets, Telemarketing, Email Marketing, Direct Marketing, Marketing Strategy, Lead Generation, B2B, Online Advertising, CRM, Marketing, Advertising, Credit, Strategy, Customer Acquisition, Competitive Analysis, Direct Mail, SEO, Mortgage Banking, Mortgage Marketing, Residential Mortgages, Jumbo Mortgage, Reverse Mortgages, FHA financing, FNMA, FHLMC, Mortgage Lending, Commercial Lending, Consumer Lending, Real Estate Financing, Real Estate Transactions, Sales Management, Team Management, Short Sales, Sales Operations, Executive Management, Refinance, Branch Management, Branch Operation, Branch Administration, real estate, Appraisals, Banking, SEM, Leadership, Sales, Customer Retention, B2B Marketing, Social Media Marketing, Brand Management, Real Estate
Education
California State University-Fullerton
Mt. San Antonio College
Dignified Home Loans, LLC November 2014 - Present
Mountain West Financial, Inc. January 2014 - Present
Skills
Foreclosures, Investment Properties, REO, Short Sales, FHA, Relocation, VA loans, Certified Mortgage..., FHA financing, Mortgage Banking, Condos, Government Loans, Finance, Investors, Construction Loans, Reverse Mortgages, USDA, Residential Mortgages, Vacation Homes, Loan Modifications, Home Equity Loans, Real Estate Financing, VA Loans, Refinance, Loans, Real Estate
Education
Humboldt State University
State of California June 2014 - Present
Mountain West Financial, Inc. July 2012 - November 2013
USPS OIG August 2009 - June 2012
Skills
Microsoft Office
Education
California State University-Hayward 2007 — 2011
Bachelor's degree, Criminal Justice/Law Enforcement Administration
Dunn Premier Inc. July 2014 - Present
Mountain West Financial, Inc. May 2013 - July 2014
Nations Direct Mortgage May 2012 - May 2013
Pacific Union Financial September 2011 - September 2012
Fixed Rate Funding May 2008 - September 2011
Equity Financial Group Inc. October 2001 - May 2008
Trinity Broadcasting Network January 1999 - January 2002
Skills
Mortgage Banking, Mortgage Lending, Loans, Real Estate, Investment Properties, Credit, FHA, Loan Origination, Negotiation, Asset Managment, Strategic Planning, Real Estate Transactions, Underwriting, REO, First Time Home Buyers, Refinance, Investments, FHA financing, Residential Mortgages, VA loans, Banking, Finance, USDA, Real Estate Financing, Asset Management, FHA Financing
Education
Vanguard University of Southern California 2000 — 2002
Management Information Systems, Programming
University of Arizona 1996 — 1998
Finance
New Start Credit Consulting, LLC December 2014 - Present
Mountain West Financial, Inc. October 2014 - Present
SAFE Credit Union June 2011 - October 2014
SAFE Credit Union June 2011 - October 2014
SAFE Credit Union June 2011 - October 2014
Golden 1 Credit Union March 2010 - June 2011
Raley's March 2007 - March 2010
Skills
Team Building, Public Speaking, Customer Service, Leadership, Sales, Sales Prospecting, Cross Selling, Networking, New Client Prospecting, Relationship Building, Relationship Management, Banking, Retail Banking, Finance, Credit, Credit Analysis, Loans, Credit Cards, Loan Servicing, Loan Origination, Consumer Lending, SharePoint, Microsoft Word, Microsoft Excel, Microsoft Project, Mortgage Lending, Risk Management, Deposits, Marketing, Mortgage Banking, Underwriting, Sales Management
Education
American River College 2008 — 2010
Horizon Charter School 2004 — 2007
High School, High School Diploma
Banc of California April 2015 - Present
MyAssetManager.com August 2007 - Present
Mountain West Financial, Inc. January 2015 - April 2015
American Financial Network Inc. October 2012 - December 2014
eMac Lending 2004 - 2007
Century 21 2000 - 2004
Skills
Retirement Planning, Fixed Annuities, Estate Planning, IRAs, Asset Management, Asset Protection, 401k Rollovers, Business Development, Employee Benefits, Tax Free Income, Wealth Accumulation..., Wealth Preservation..., Financial Risk..., Asset Managment, Small Business..., Diversification, Life Insurance, Small Business, Financial Services, Pensions, Financial Advisory, Retirement, Wealth, 401k, Wealth Management, Wealth Accumulation, Term Life Insurance, Investments, Wealth Management..., Strategic Financial..., Life Insurance WITH..., Real Estate, Real Estate Development, Real Estate Transactions, Commercial Real Estate, Real Estate Financing, Finance, Loans, Loan Origination, Project Management, Leadership, Residential Homes, Residential Mortgages, Mortgage Lending, Mortgage Banking, Mortgage Underwriting, Certified Mortgage..., Reverse Mortgages, Jumbo Mortgage, FHA financing
Education
California State University-Long Beach
Bachelor's degree, Political Science and Government
Prospect Mortgage, LLC May 2015 - Present
LENOX FINANCIAL MORTGAGE CORPORATION DBA WESLEND FINANCIAL NMLS #3304 September 2014 - April 2015
Mortgage Master, Inc. April 2014 - June 2014
Land Home Financial Services October 2013 - April 2014
Mountain West Financial, Inc. February 2013 - September 2013
Self Employed October 2010 - February 2013
24 Hour Fitness June 2008 - October 2010
Pacific Life October 2006 - March 2008
Fujiwa Aqua Tile January 2006 - August 2006
Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, Credit, Credit Analysis, Loans, Real Estate Financing, Finance, Referrals, HUD, First Time Home Buyers, Underwriting, Real Estate, Mortgage Marketing, Real Estate Economics, Loan Servicing, Investments, USDA, Investment Properties, Banking, Customer Service, Analysis, Foreclosures, REO, Consumer Lending, FHA financing, VA loans, Funding, Investors, Portfolio Management, Cash Management, Credit Risk, Real Estate Transactions, Financial Structuring, Cross Selling, Financial Analysis, Residential Homes, Selling, Financial Risk, Relationship Management, Financial Services, Risk Management, Strategic Financial..., Retirement Planning, Series 63, Lines Of Credit, Asset Management
Education
University of California, San Diego
Bachelor’s Degree, Economics
Stonegate Mortgage Corporation (NYSE: SGM) April 2015 - Present
Dignified Home Loans, LLC December 2014 - April 2015
Mountain West Financial, Inc. February 2014 - December 2014
Peoples Bank, "Banking Unusual" December 2012 - January 2014
Kinecta Federal Credit Union September 2011 - September 2012
My ePlatinum April 2010 - September 2011
Ditech.com February 2004 - July 2009
Skills
Bilingual, Highly skilled..., Ability to implement..., Skilled at negotiating..., Strategic thinker with..., Success oriented..., Great problem solver..., Experience working..., Proficient in MS Word,..., Proficient in SEO/SEM,..., Experience in customer..., Management, Sales, Customer Service, Strategic Planning, Training, Employee Training, Mortgage Lending, Outlook, Call Centers, Operations Management, Microsoft Office, Microsoft Excel, Social Networking, Leadership, Refinance, Residential Mortgages, Mortgage Banking
Education
Platt College-Los Angeles 2001 — 2004
Associate's degree, Graphic Design
Wells Fargo Home Mortgage October 2014 - Present
Mountain West Financial, Inc. August 2013 - October 2014
Springleaf Financial Services February 2009 - January 2013
Quikrete Concrete Companies May 2008 - February 2009
University of Colorado Denver May 2004 - May 2008
Skills
Mortgage Loan..., DORA Insurance Sales..., Microsoft Excel, Financial Analysis, Public Speaking, Coaching, Customer Service, Team Building, Leadership, Account Management, Nonprofits, Training, Operations Management, Mortgage Banking, Management, Time Management, Sales, Spanish-English, Mortgage Lending, FHA, Residential Mortgages, Spanish to English
Education
University of Colorado at Denver 2004 — 2008
Bachelor of Science (B.S.), Business Management
Mountain West Financial, Inc. May 2014 - Present
Lender Processing Services, Inc. (LPS) May 2010 - August 2013
Lender Processing Services, Inc. (LPS) April 2011 - January 2013
Lender Processing Services, Inc. (LPS) September 2009 - May 2010
Lender Processing Services, Inc. (LPS) April 2008 - September 2009
Land America Default Services December 2004 - September 2006
Express Medicaid Billing Service January 2002 - January 2004
Skills
Supervisory Experience, Staff Mentor, Internal Audit, Procedure Creation, Daily Operations, Daily Reports, Escalation Resolution, Foreclosures, Financial Calculations, Bankruptcy, Workflow Management, Loan Servicing, Mortgage Banking, Loss Mitigation, Mortgage Servicing, Process Improvement, FHA
Education
Sage College
Mountain West Financial, Inc. May 2015 - Present
New American Funding October 2014 - April 2015
California Cartage Company May 2009 - February 2010
Trilogy Financial Services February 2008 - May 2009
Primerica Financial Services, Rancho Cucamonga, CA July 2004 - August 2006
LA County Sheriff's Department April 1985 - August 2004
Skills
VA Loans, Mortgage Lending, FHA Financing, Refinance, USDA Rural Housing, Reverse Mortgages, Finance, Investments, Loans, Strategic Planning, Public Speaking, Management, Sales, Team Building, Leadership, Project Management, Research, Microsoft Word, Microsoft Office, Enforcement, Public Safety, First Time Home Buyers, Investment Properties, FHA, Short Sales, Foreclosures, Real Estate, Sellers, REO, Investors
Education
California State University-Los Angeles 2000 — 2002
Post grad work, Organizational Leadership, 4.0
Southern Illinois University, Carbondale 1997 — 2000
Bachelor's Degree, Workforce Education, 3.875
Mountain West Financial Inc. - Westminster, CO February 2014 - Present
Mountain West Financial, Inc. 2014 - Present
Vision Global Development LLC January 1995 - Present
Colorado Mountain Mortgage LLC January 1998 - January 2008
Skills
First Time Home Buyers, Investment Properties, Short Sales, Relocation, Customer Service, Strategic Planning, Residential Homes, Mortgage Lending, Real Estate, Investors, Single Family Homes, Loans, Real Estate Transactions, Foreclosures, Sellers
Education
University of Colorado Colorado Springs
Mountain West Financial, Inc. October 2013 - Present
Boulder County Smiles August 2011 - September 2013
Skills
Internal Communications, Customer Service, Office Management, Social Networking, Microsoft Office, First Time Home Buyers, Project Coordination, Research, Real Estate, Mortgage Lending, Referrals, Sales, Loan Origination, Loans
Education
Front Range Community College 2006 — 2009
Associate of Arts and Sciences (A.A.S.)
Pomona High School 2000 — 2005
American Financial Network, Inc. October 2014 - Present
Cavanaugh Group January 2000 - Present
Mountain West Financial, Inc. January 2013 - September 2014
VersaChannel February 2011 - 2012
Loan Link Financial Services March 2000 - July 2009
Skills
Mortgage Banking, Refinance, FHA, Loans, USDA, Loan Origination, FHA financing, Reverse Mortgages, Mortgage Lending, Residential Mortgages, VA loans, Credit, Real Estate Financing, Real Estate Economics, Certified Mortgage..., FHA Financing
Education
California State University-Fullerton 1974 — 1979
SolarCity September 2014 - Present
Mountain West Financial, Inc. January 2013 - September 2014
Sterling Infosystems, Inc. February 2012 - January 2013
Nationwide Financial Center July 2010 - January 2012
Win Financial October 2007 - June 2010
Skills
Applicant Tracking..., Sales, Background Checks, Onboarding, Compliance, Salesforce.com, Account Management, Cold Calling, Management, Sourcing, Leadership, Program Management, Time Management, Mortgage Lending, Finance, Solar Energy, Solar Industry, Solar Power, Sales Management
Education
University of California, Santa Barbara 1993 — 1997
Bachelor of Arts, Psychology
College Park High School 1990 — 1993
Diploma, AP / College Prep
Hutchinson Elementary School
Mountain West Financial, Inc. October 2014 - Present
Guild Mortgage January 2014 - September 2014
Carrington Mortgage Services October 2011 - December 2013
Mortgage Broker September 2008 - October 2011
Countrywide Home Loans July 2001 - September 2008
Household Finance August 1996 - July 2001
Skills
Refinance, Mortgage Lending, Mortgage Banking, Loans, Banking, FHA, Residential Mortgages, Credit, Loan Origination, VA loans, USDA, Reverse Mortgages, FHA financing, Underwriting, Certified Mortgage..., Construction Loans, FHA Financing, VA Loans
Education
California State University-Long Beach
Victor Valley College
Mountain West Financial, Inc. August 2013 - Present
Creative Housing Group February 2011 - August 2013
Mountain West Financial, Inc. February 2009 - February 2011
Skills
Advertising, Social Media, Media Relations, Press Releases, Corporate Communications, Internal Communications, Public Relations, Strategic Communications, Public Speaking, Marketing Communications, Newsletters, Copywriting, Publicity, Social Media Marketing, Microsoft Office, Strategic Planning, Management, Leadership
Education
California State University-Long Beach 2004 — 2008
Bachelor of Science, Business, Emphasis in Marketing
Cinematic Adventure Club April 2014 - Present
Mountain West Financial, Inc. 2015 - 2015
Scenic Oaks Funding 2004 - 2013
Skills
Microsoft Office, Customer Service, Microsoft Excel, Management, Microsoft Word, PowerPoint, Public Speaking, Research, Project Management, Leadership, Sales, Social Media Marketing, Social Media, Real Estate, Finance, Investment Properties, First Time Home Buyers, Strategic Planning
Education
University of California, Davis - Graduate School of Management 2014 — 2018
Master of Business Administration (M.B.A.), Cinematography and Film/Video Production
University of the Pacific - McGeorge School of Law 2005 — 2010
Juris Doctor (J.D.)
University of California, Santa Barbara 1999 — 2004
Bachelor's degree, Film/Cinema/Video Studies
Mountain West Financial, Inc. March 2014 - Present
Carrington Mortgage Services 2011 - 2014
Eagle Home Mortgage 2009 - 2011
GMAC ResCap 2007 - 2008
R-Mac & Associates 2000 - 2006
American Express 1988 - 2000
Skills
VA, Mortgage Lending, Conventional, Mortgage, Loans, First Time Home Buyers, USDA, Purchase, Real Estate, Credit, Conforming, Loan Origination, Investment Properties, Referrals, Foreclosures, FHA, Mortgage Industry, REO, Non-Conforming, Commercial Mortgages, Short Sales, Real Estate Economics, Refinance, Relocation, Sellers, Real Estate Transactions, Residential Homes, Investments, Loan Servicing, Home Equity Loans, Commercial Lending
Education
Handelsschule KV Thun, Switzerland
Associate of Arts (AA), Business Administration
Diablo Valley College 1990 — 1993
Continued Education Courses, Business/Commerce, General, Real Estate Finance
Private Travel School, in Walnut Creek , CA. 1988 — 1988
Certificate, Tourism and Travel Services Management
Freedom Mortgage June 2014 - Present
Regent Finance August 2013 - June 2014
Mountain West Financial, Inc. November 2011 - August 2013
Skills
FHA, Refinance, Mortgage Lending, VA loans, Mortgage Banking, USDA, FHA financing, Loan Origination, Residential Mortgages, Loans, First Time Home Buyers, Investment Properties, Reverse Mortgages, Government Loans, Mortgage Underwriting
Education
Universidad de Belgrano
Accounting
Mountain West Financial, Inc. May 2014 - Present
Hallmark Home Mortgage June 2013 - May 2014
Shane Co. June 2010 - June 2013
The Appliance Center April 2006 - April 2010
IHOP Restaurant July 2005 - April 2006
Federal Fruit and Produce August 2004 - April 2005
Skills
Sales, Leadership, Inventory Management, Loss Prevention, Microsoft Word, PowerPoint, Recruiting, Management, Microsoft Excel, Coaching, Teamwork, Microsoft Office, Direct Sales, Selling, Logistics, Account Management, Employee Relations, Negotiation, Marketing, Leadership Development, Refinance, FHA financing, USDA Rural Housing, Veterans Affairs, Social Networking, Contract Negotiation, First Time Home Buyers, Real Estate, Mortgage Lending, Residential Mortgages, New Business Development, Strategic Planning, Public Speaking, Social Media Marketing, Customer Service, Investment Properties
Education
Fort Lewis College 2003 — 2004
Criminal Justice/Law Enforcement Administration
Legacy High School 2000 — 2003
Kaplan
Mountain West Financial, Inc. June 2014 - Present
Rushmore Loan Management Services LLC March 2014 - May 2014
Freedom Mortgage January 2013 - November 2013
TRG Lender Services October 2011 - December 2012
Lender Processing Services, Inc. (LPS) July 2008 - August 2011
Ameriquest Mortgage Company July 2004 - August 2006
Ameriquest Mortgage Company December 2002 - June 2004
BNY Mellon January 2001 - December 2001
United States Marine Corps August 1996 - August 2000
Skills
Teaching, Public Speaking, Educational Leadership, Staff Development, Classroom, Classroom Management, Microsoft Office, Lesson Planning, Customer Service, Research
Education
Cantwell Sacred Heart of Mary High School 1992 — 1996
High School Diploma
Mt. San Antonio College
Mountain West Financial, Inc. August 2012 - Present
Mountain West Financial, Inc. August 2012 - Present
Forever 21 November 2010 - February 2012
Skills
loan processing
Education
Antelope Valley College 2008 — 2010
Photography
Mountain West Financial, Inc. July 2014 - Present
Provident Bank Mortgage March 2012 - July 2014
Majestic Home Loan February 2012 - September 2012
M power Mortgage January 2008 - February 2012
PMRG January 2007 - December 2008
Royal Alliance Mortgage January 1999 - June 2006
Skills
Mortgage Lending, Loans, First Time Home Buyers, Short Sales, Investment Properties, FHA, Certified Mortgage..., Commercial Mortgages, Construction Loans
Education
Mt. San Antonio College 1978 — 1980
Chaffey College
Mountain West Financial, Inc. November 2013 - Present
Skills
Real Estate, Mortgage Lending, Loans, Real Estate Transactions, Sales, Management, Customer Service, First Time Home Buyers, Short Sales, Investment Properties, Sellers, Investors, Sales Process, REO, Single Family Homes, Residential Homes, Selling, FHA, Buyer Representation, Referrals, Relocation
Education
Diablo Valley College 2003 — 2010
Business Real Estate/ Finance
Optimal Blue July 2014 - Present
Mountain West Financial, Inc. 2013 - June 2014
National Creditors Connection Inc. 2010 - 2013
Plaza Home Mortgage 2009 - 2010
Freedom Mortgage 2007 - 2009
First Franklin 2003 - 2008
Skills
New Business Development, Account Management, Underwriting, Consultative Selling, Credit, Mortgage Lending, Loans, Selling, Business Development, Sales, Mortgage Banking, Sales Management, FHA, Refinance, Residential Mortgages, Competitive Analysis, Loan Origination, Training, Management, Loss Mitigation, Business to Business..., Vertical Sales, C-Level Sales, Loan Servicing, Marketing, Leadership, Call Centers, Financial Services, Mortgage Servicing, Vertical Marketing, Sales Operations, CRM, Cold Calling, Process Improvement, Customer Satisfaction, Banking, Insurance, Coaching, Credit Analysis, Executive Management, Finance, Real Estate, Risk Management, Time Management, Relationship Management, Customer Retention, Portfolio Management, Credit Risk, Mortgage Underwriting, Business Planning
Education
University of Arizona 1989 — 1994
BA, Spanish
St.Mary's High School 1984 — 1989
Mountain West Financial, Inc. December 2013 - Present
Carrington Mortgage Services April 2012 - December 2013
Pacific Funding Mortgage Division January 2010 - April 2012
YMCA 2011 - 2012
BowHaus Inc. May 2009 - January 2010
Skills
Technical Writing, Speech Writing, Creative Writing, Customer Service, Analytical Skills, Team-oriented, Independent Thinking, Public Speaking, Microsoft Office, Fitness, Mortgage Lending, Communication, Marketing, Reading, Hatha Yoga, Long Distance Running, Event Planning, Training, FHA, Loan Origination, Refinance, Loans, PowerPoint, Mortgage Underwriting, Residential Mortgages, Mortgage Banking, Real Estate, Finance, Government Loans, Loss Mitigation, Mortgage Servicing, Consumer Lending, Wholesale Lending, Home Equity Loans, Loan Officers
Education
CSUN 2010 — 2013
Master's degree; Graduated with Honors, English Language and Literature, General
UCLA 2007 — 2009
Bachelor's degree; Graduated with Honors, American Literature (United States)
Dignified Home Loans, LLC October 2014 - Present
Mountain West Financial, Inc. December 2013 - October 2014
Carrington Mortgage Services April 2011 - December 2013
U.S. Funding February 2007 - March 2011
Countrywide/Bank of America December 2001 - February 2007
Beneficial 1989 - 2001
Education
Cal State Univ Los Angeles
BS, Finance
University of San Diego
Mountain West Financial, Inc. September 2011 - Present
AMERICAN FINANCIAL NETWORK 2010 - 2011
Loan Network LLC 2009 - 2011
MortgageTemecula.com 1997 - 2010
Skills
Investment Properties, Asset, First Time Home Buyers, Real Estate, Refinance, Short Sales, Loans, REO, FHA, Investors, Single Family Homes, Real Estate Transactions, Referrals, Residential Homes, Mortgage Lending, Finance, HUD, Mortgage Banking, Foreclosures, Strategy, Loan Origination, E-commerce, USDA, SFR, Social Media, Brokerage, Selling, Listings, PPC, Investments, Real Estate Economics, Commercial Real Estate, Luxury, Move Up Buyers, Sellers, Rentals, Property, Relocation, Vacation Homes
Education
University of Essex 1988 — 1991
B.Sc, Chemistry
Young Men Christian Association August 2011 - Present
Farmers Insurance & Financial Services April 2010 - Present
Mountain West Financial, Inc. April 2007 - November 2010
Skills
Term Life Insurance, Life Insurance, Commercial Insurance, Health Insurance, Insurance, Property & Casualty..., Disability Insurance, Workers Compensation, RV, Watercraft, Renters, Flood Insurance, Homeowners, ATV, Universal Life, Whole Life, Agents, Customer Service, Umbrella Insurance, Motorcycle, Property, Long-term Care
Education
Cal State San Bernardino 2010 — 2012
Bachelor of Arts (B.A.), Psychology
CSU Sacramento 2007 — 2009
Mountain West Financial, Inc. July 2011 - Present
Mortgage Capital Management November 2010 - June 2011
Apex Analytics May 2010 - November 2010
Mountain West Financial, Inc. March 2008 - May 2010
South Pacific Financial Corp September 2000 - February 2008
Skills
Mortgage Banking, Loans, Residential Mortgages, FHA, Mortgage Lending, Loan Origination, USDA, Credit, Underwriting, Refinance, VA loans, Mortgage Underwriting, FHA financing, Loss Mitigation
Education
Siena College 1988 — 1991
BS, Finance
Siena College 1987 — 1991
Mountain West Financial, Inc. July 2014 - Present
Bay Equity, LLC May 2012 - May 2014
Stearns Lending June 2011 - May 2012
PrimeLending December 2009 - June 2011
MetLife Home Loans July 2007 - December 2009
First Horizon 2007 - 2008
Lenders Direct September 2005 - August 2007
American Home Mortgage April 1999 - September 2005
Skills
Mortgage Banking, Mortgage Lending, FHA, Conventional, Loans, Mortgage, Retail, Leadership, Team Leadership, Strategic Leadership, Sales Management, Executive Management, Recruiting, Training, Professional Mentoring, Team Mentoring, Sales, Jumbo Mortgage, Building Relationships, Business Strategy, Sales Process, Strategic Financial..., Lead Generation, FHA financing, VA loans, Underwriting, Loan Origination, USDA, Residential Mortgages, Management, Banking, Credit, Commercial Lending, Finance, Investment Properties, First Time Home Buyers, Real Estate, Real Estate Financing, Refinance, Credit Analysis, Strategy, Selling, Reverse Mortgages, Construction Loans, Commercial Mortgages, Real Estate Economics, Government Loans, Mortgage Underwriting, Loan Servicing, Certified Mortgage...
Education
University of California, Riverside 1990 — 1992
Business Admin
Bullard High School 1986 — 1990
Mountain West Financial, Inc. April 2014 - Present
Hallmark Home Mortgage January 2014 - April 2014
Fairway Independent Mortgage Corporation November 2012 - January 2014
New York Life Insurance Company October 2009 - October 2012
North Suburban Mortgage Corporation October 1993 - December 2008
Skills
Retirement, Mutual Funds, IRAs, Strategic Financial..., Life Insurance, Investments, Estate Planning, Long-term Care, Wealth Management, Wealth Accumulation, Long Term Care Insurance, Disability Insurance, Insurance, Business Developement, Commercial Lending, Commercial Banking, wholesale Lending, Title Insurance, Reverse Mortgages, Mortgage Banking, Residential Mortgages, Commercial Mortgages, Mortgage Underwriting, Jumbo Mortgage, Real Estate Transactions, Real Estate Development, Real Estate Financing, Bookkeeping, Commercial Real Estate, Series 6, Title Searches, Mortgage Lending, Financial Services, Investment Properties, VA loans, Loans, FHA, USDA, Refinance, Underwriting, Loan Origination, Credit Analysis, VA Loans
Education
Metropolitan State College of Denver
three years, Business Administration and Management, General
Mountain West Financial, Inc. December 2012 - Present
Stearns Lending October 2011 - December 2012
UHS America April 2010 - February 2012
Stearns Lending 2004 - 2010
Radian 2003 - 2004
Radian 2003 - 2004
Skills
Mortgage Underwriting, Jumbo Mortgage, USDA Rural Housing, Supervising, Quality Management, Team Leadership, Mortgage Lending, Customer Service, Customer Satisfaction
Education
University of Phoenix Online 2000 — 2002
Business Management
Chaffey College 1987 — 1993
AA, General Education
CMG Financial August 2015 - Present
Mountain West Financial, Inc. November 2013 - August 2015
Carrington Mortgage Services July 2011 - November 2013
First Prioirty financial August 2007 - July 2009
Valley Financial/RBC Mortgage/Home123 1997 - 2007
NBR Mortgage 1990 - 1995
Skills
Refinance, Mortgage Lending, Loans, Real Estate, Foreclosures, Residential Homes, Loan Origination, FHA, FHA financing, Mortgage Banking, VA loans, Residential Mortgages, USDA, Certified Mortgage..., Government Loans, Non-Conforming, Reverse Mortgages, Jumbo Mortgage, First Time Home Buyers, Investment Properties, Credit
Education
Sonoma State University 1983 — 1985
Master, Finance/Marketing
University of Colorado Boulder 1973 — 1978
BS, Recreation
New American Funding September 2015 - Present
Mountain West Financial, Inc. March 2013 - February 2015
U.S Navy June 1999 - June 2003
Skills
Mortgage Lending
Education
California State Polytechnic University-Pomona 2009 — 2012
Bachelor of Business Administration (B.B.A.), Finance
East Los Angeles College
Mountain West Financial, Inc. October 2015 - Present
Cherry Creek Mortgage March 2015 - Present
JP MORGAN CHASE October 2012 - Present
ALL STATE INSURANCE May 2008 - October 2011
Skills
Visual Merchandising, Merchandising, Retail, Store Management, Fashion, Sales, Cashiering, Customer Service, Inventory Management, Retail Sales, Customer Satisfaction, Sales Management, Loss Prevention, Cash Register, Store Operations, Microsoft Excel, Microsoft Office, Microsoft Word, Facebook, PowerPoint, Loans, Leadership, Management, Marketing, Team Building
Education
University of Phoenix 2012 — 2015
Bachelor of Science (BS), Health/Health Care Administration/Management
Attorneys Funding Group, Inc. May 2015 - Present
Aflac October 2012 - Present
Mountain West Financial, Inc. December 2014 - April 2015
Skills
Financial Services, Loan Origination, Customer Service, Sales, Team Building, Leadership, Marketing, Public Speaking, Insurance, Sales Management, Reverse Mortgages, Mortgage Lending, FHA Financing, VA Loans, Conventional Financing, Making Coffee, Creative Strategy, Account Management, Coaching, Social Media, Social Networking, Marketing Strategy, Problem Solving, Employee Benefits, Training, Small Business, Makeup Artistry, Inspiration, Referrals
Education
California State University-Monterey Bay 2011 — 2012
Marine Biology and Biological Oceanography
Esparto High School 2006 — 2010
High School, 4.0
Mountain West Financial, Inc. March 2015 - Present
First Priority Financial Inc. December 2013 - March 2014
VITEK Mortgage Group August 2013 - November 2013
Scenic Oaks Funding August 2004 - July 2013
Skills
First Time Home Buyers, Short Sales, REO, Foreclosures, Investors, New Home Sales, Relocation, Buyer Representation, SFR, FHA, HUD, Single Family Homes, Listings, Referrals, Residential Homes, Real Property, Real Estate Economics, Investment Properties, FHA financing, VA loans, Move Up Buyers, Refinance, Mortgage Lending, Mortgage Banking, Second Home, Investment Property..., Self-Employed Borrowers, Investment Property..., Assisting First Time..., Existing Home Sales, Real Estate Transactions, Real Estate Financing, Loans, Residential Mortgages, Customer Service, 1031 Exchanges, Real Estate, Investments, Condos, Sellers, Property, Escrow, Birthday Celebrations, VA Loans
Education
University of the Pacific - McGeorge School of Law 2006 — 2010
Juris Doctorate, Law
UC Santa Barbara 2000 — 2004
Bachelor of Arts (B.A.), Law and Society
American Pacific Mortgage August 2013 - Present
American Pacific Mortgage May 2010 - August 2013
Mountain West Financial, Inc. May 2009 - May 2010
Mortgage Magic September 2005 - May 2009
Skills
Customer Service, Training, Leadership, Credit, Mortgage Banking, First Time Home Buyers, Loan Origination, Management, Time Management, Finance, Real Estate Economics, Sales, Selling, Residential Homes, Real Estate, FHA Financing
Education
Sierra College 2012 — 2014
Blue Mountain Construction Services August 2013 - Present
Placer Title Company April 2013 - July 2013
Mountain West Financial, Inc. 2012 - 2013
Adams Ashby Group July 2011 - April 2012
LSI Title & Escrow September 2010 - February 2011
Genworth Financial February 2009 - August 2010
Kimball Hill Homes September 2008 - December 2008
Lennar March 2001 - March 2008
Skills
Real Estate, Mortgage Lending, Loans, FHA, First Time Home Buyers, Training, Foreclosures, Mortgage Banking, Data Entry, Sellers, Customer Service, Sales, Underwriting, Time Management, Marketing, Program Management, Insurance, Property Management, Title Insurance
Education
Butte College 1997 — 1998
General Studies
CSU Chico 1995 — 1997
N/A, General Studies
Century 21 Rose Realty February 2015 - Present
Solcius December 2014 - Present
Millennium Alarm Systems July 2014 - Present
N/A-Self Employed August 2000 - Present
Mountain West Financial, Inc. August 2012 - August 2013
Mountain West Financial August 2008 - August 2012
Skills
VA loans, Notary, Loan Servicing, Microsoft Office, Microsoft Excel, Government Loans, Wordperfect, File Management, PowerPoint, Microsoft Word, 10 Key, Mortgage Servicing, Mortgage Lending, Loans, Residential Mortgages, First Time Home Buyers, Referrals, Loss Mitigation, Notary Public, Real Estate Financing, Refinance, FHA financing, Real Estate, FHA, Investment Properties, Reverse Mortgages, Mortgage Banking, Loan Origination, Short Sales, FHA Financing
Education
Mt. San Antonio College 1988 — 1994
AA, Liberal Arts
Mountain West Financial, Inc. November 2012 - Present
AllRegs Academy January 2008 - January 2013
Docu Prep, Inc June 2008 - November 2012
Law Office of Ann Savage April 2006 - June 2008
Select Portfolio Servicing May 2004 - April 2006
Callister Nebeker & McCullough September 2003 - February 2004
Irwin Union Bank, Home Equity Division July 2000 - December 2003
First Union Bank, N.A. September 1997 - July 2000
Bankers Systems Inc January 1995 - September 1997
United States Bankruptcy Court September 1993 - January 1994
Skills
Privacy Law, Training, Mortgage Lending, Corporate Governance, KYC, OFAC, Risk Management, Litigation, Intellectual Property, Consumer Law, Loans, RESPA, FCRA, Consumer Lending, Sarbanes-Oxley Act, Bankruptcy, Bank Secrecy Act, Program Management, Mortgage Banking, AML, Legal Issues, Mortgage Servicing, Due Diligence, Foreclosures, Enterprise Risk..., Banking, Licensing, Policy, Litigation Management, HMDA, Financial Regulation, Contract Negotiation, Regulations, Budgets, Loan Origination, Joint Ventures, Financial Institutions, Loan Servicing, Credit, Banking Law, TILA, Legal Advice, Legal Compliance, Corporate Law, Cross-functional Team..., Management, Real Estate, Securities, Employment Law, Fraud
Education
University of Minnesota Law School 1991 — 1994
Juris Doctor
The College of St. Scholastica
B.A, Business Administration
Mountain West Financial, Inc. April 2009 - Present
JPMorgan Chase November 1999 - July 2008
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Operations Management, Mortgage Lending, Event Planning, Training, Investment Properties, Refinance, Residential Mortgages, FHA, First Time Home Buyers, Management, Loans, Mortgage Banking, Real Estate
Education
California State University-Sacramento
Elk Grove High School
Mountain West Financial, Inc. May 2014 - Present
Mountain West Financial, Inc. May 2003 - Present
Pizza Hut January 2001 - May 2003
Cal Skate Grand Terrace January 2000 - May 2002
Skills
FHA Underwriter, VA Underwriter, VA SAR, FHA 203k Full and..., FHA, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Underwriting, Mortgage Underwriting, VA loans, FHA financing, Loans, Credit, First Time Home Buyers, Investment Properties, Real Estate, Government Loans, Mortgage Servicing, FHA Financing, VA Loans
Education
Crafton Hills College 2002 — 2003
Basics
Colton High School 1999 — 2002
High School Gradudate, Standard
Finance of America Mortgage LLC August 2015 - Present
Broadview Mortgage Corporation January 2015 - August 2015
Mountain West Financial, Inc. January 2014 - January 2015
Caliber Home Loans July 2013 - January 2014
First Priority Financial June 2009 - May 2013
WaterMark Capital Inc. December 2008 - June 2009
Marketplace Funding July 2006 - December 2008
Equity Plus 2004 - 2006
Transwestern Publishing 2003 - 2004
Precision Litho 2003 - 2003
Skills
First Time Home Buyers, FHA, Mortgage Lending, Loans, USDA, Investment Properties, Foreclosures, Short Sales, Sellers, VA loans, FHA financing, Refinance, Residential Mortgages, Mortgage Banking, Certified Mortgage..., Loan Origination, Credit Analysis, Credit, Real Estate Financing, Sales, Finance, Home Equity Loans, Government Loans, Mortgage Underwriting, Building Strong..., Mortgage Marketing, Funding, Social Networking, VA Loans, FHA Financing
Education
San Jose State University 1991 — 1993
BA, I/O Psychology
United States International University 1988 — 1991
Bachelor of Arts (B.A.), Psychology
Anoka Sr. High 1986 — 1988
Mountain West Financial, Inc. April 2012 - Present
Mama Ganache (previously Sweet Earth Chocolates) October 2009 - October 2011
Forest Home Christian Camp June 2011 - September 2011
Allstate Insurance Agency June 2007 - September 2009
Skills
Outlook, Excel,..., Market Research
Education
California Polytechnic University 2008 — 2012
BS, Business Administration-Entrepreneurship (Emphasis in Marketing)
Universidad de Granada 2010 — 2010
Spanish
Keller Williams Central Valley Realty July 2015 - Present
J & J Bookkeeping December 2014 - Present
Upon This Rock Ministries Incorporated November 2006 - Present
Mountain West Financial, Inc. November 2012 - June 2013
American Home Real Estate January 2006 - October 2012
J & J Bookkeeping May 2011 - May 2012
Northern Pacific Latin American District Assemblies of God September 2006 - December 2011
J&J Financial Services January 2008 - May 2011
Americana Realty & Mortgage January 2002 - November 2006
Skills
Operational Planning, Training & Development, Logistics Planning, Bilingual, Real Estate Financing, Sales Management, Project Planning, Project Implementation, Project Coordination, Payroll Administration, Tax Preparation, Sales, Management, Public Speaking, Team Building, Team Leadership, Leadership, Business Development, Payroll, Real Estate, Employee Training, PowerPoint, Customer Service, Process Improvement, Microsoft Excel, Strategic Planning, Marketing, Military Logistics, Microsoft Office
Education
Consumnes River College 1993 — 1994
San Joaquin Delta College
Mountain West Financial, Inc. May 2015 - Present
United Regency Realty 2012 - 2014
Neighborhood Assistance Corporation of America February 2009 - December 2010
Tarbell Realtors October 2005 - February 2009
BBVA Bancomer, S.A. International Banking Branch September 1989 - August 2004
Skills
Insurance, Finance, Mortgage Lending, Financial Services, Sales, Investments, Loans, Real Estate, First Time Home Buyers, FHA, Refinance, Referrals, Loan Origination, Foreclosures, Asset Managment, Banking, Short Sales, Underwriting, Residential Homes, Residential Mortgages
Education
National Mortgage Licensing System - NMLS 2014 — 2015
Mortgage Loan Originator - License No.1232693
California Department of Real Estate 2008 — 2008
Salesperson License
Department of Insurance 2004 — 2004
Centro Interamericano de Estudios de la Seguridad Social (C.I.E.S.S.) 1978 — 1980
Master's Degree
Guilford College 1973 — 1975
Bachelor's Degree
O Primeiro de Janeiro Information Systems AnalystOregon Dept of ForestryFebruary 2005 - Present
Mountain West Financial, Inc. September 2004 - February 2005
SP Newsprint March 2001 - July 2004
Skills
Microsoft Office, English, Quantitative Research
Education
Oregon Institute of Technology 1989 — 1993
Mountain West Financial, Inc. July 2013 - Present
Continental Credit February 2007 - June 2013
JPMorgan Chase October 2005 - March 2007
Skills
Mortgage Lending, Mortgage Banking, Sales Management, Management, Hiring, Credit, Real Estate, Commercial Real Estate, Sales, Leadership, Entrepreneurship, FHA, Negotiation, Refinance, Training, Investment Properties
Education
Miami University 1998 — 2002
Bachelor, Management and Marketing
Bryn Athyn College of the New Church
Bryn Athyn College of the New Church
Ultimate Software September 2014 - Present
Mountain West Financial, Inc. May 2013 - September 2014
Everest College January 2012 - May 2013
Everest College January 2008 - January 2012
ADP January 2006 - April 2007
Sears Credit/Citi Cards September 1995 - January 2005
Skills
Profit Maximization, Call Centers, Mortgage Lending, Operations Management, Business Coaching, Project Management, Training Delivery, Loss Mitigation, Staff Development, Public Speaking, Leadership Development, Higher Education..., Student Financial Aid, Admissions, CampusVue, Career Counseling, Coaching, Higher Education, Management, Performance Management, Recruiting, Enrollment Management, Resume Writing, Student Recruiting, Training
Education
University of La Verne 2003 — 2006
Master of Business Administration (MBA), Organizational Leadership
University of La Verne 2001 — 2003
Bachelor of Arts (BA), Business Administration and Management, General
Mountain West Financial, Inc. July 2015 - Present
Opes Advisors February 2014 - June 2015
Mason McDuffie Mortgage Corporation November 2010 - January 2014
Mason-McDuffie Mortgage July 2009 - November 2010
Aerotek January 2009 - July 2009
First NLC Financial Services, LLC February 2005 - June 2007
Ameriquest Mortgage Company August 2004 - January 2005
US Army November 2000 - December 2003
Skills
Mortgage Lending, FHA, Loans, Underwriting, Investment Properties, Refinance, Mortgage Banking, USDA, FHA financing, VA loans, Loan Origination, Mortgage Underwriting, Government Loans, Reverse Mortgages, Residential Mortgages
Education
San Joaquin Delta College 2004 — 2008
AA, Business
Central Texas College 2003 — 2003
Mountain West Financial, Inc. March 2015 - Present
comCables August 2010 - March 2015
Aiello Public Relations & Marketing August 2010 - November 2010
Academy of Art University May 2009 - August 2010
D.O.G. Development, LLC August 2006 - September 2008
ECHO Geophysical Corporation 2003 - 2007
Skills
Telecommunications, Unified Communications, Solution Selling, Product Marketing, VoIP, Telephony, Security, Data Center, Customer Retention, Network Design, Structured Cabling, New Business Development, Managed Services, Fiber Optics, Account Management, IP, Channel Partners, Sales Process, Sales Operations, Business Development, Cloud Computing, Co-location, Networking, Selling, Sales, Direct Sales, Strategy, Professional Services, Product Management, Start-ups, Optical Fiber, Strategic Partnerships, Salesforce.com, MPLS, Cabling, Sales Management
Education
Arapahoe Community College 1998 — 1999
Smoky Hill High School 1994 — 1998
Mountain West Financial, Inc. October 2014 - Present
Alpine Mortgage Planning August 2014 - October 2014
Envoy Mortgage April 2014 - July 2014
Bay Equity, LLC August 2012 - April 2014
Davis Design Innovations, LLC August 2010 - May 2012
Mortgage Search & Acquisition (MSA) July 2010 - August 2010
W.J. Bradley Company 2008 - 2009
First Horizon Home Loans 2005 - 2007
California State University, Chancellor's Office June 2000 - July 2001
Ernst & Young January 1994 - June 2000
Skills
Retail, B2B, Mortgage Lending, Loans, Mortgage Banking, Marketing, Recruiting, Sales Management, Account Management, Relationship Management, Business Development, Credit, Training, Loan Origination, Real Estate Economics, Management, Process Improvement, Mergers & Acquisitions, Finance, Call Centers, Investment Properties, Interviews, Human Resources, Sales, Refinance, Real Estate, Advertising, Executive Search, Customer Retention, Start-ups, Negotiation, Entrepreneurship, Investments, Underwriting, Team Building, Banking, Selling, Leadership, Cold Calling, Hiring, Residential Mortgages, FHA, Funding, Lead Generation, Mortgage Marketing, Credit Analysis, Executive Management, Building Relationships, New Business Development, Small Business
Education
California Baptist University 1996 — 1998
Master of Business Administration (M.B.A.)
California Baptist University 1988 — 1993
Bachelor's degree
Mountain West Financial, Inc. December 2011 - Present
Guild mortgage co January 2000 - July 2011
Skills
Resellers, FHA, Certified Mortgage..., Real Estate, Sellers, Investors, Short Sales, Investment Properties, Refinance, REO, First Time Home Buyers, Foreclosures, Loan Origination, Investments, VA loans, Single Family Homes, HUD, Real Estate Financing, Mortgage Banking, Relocation, Real Estate Transactions, Construction Loans, New Home Sales, Selling, Residential Homes, Referrals, Credit, Commercial Real Estate, Brokerage, FHA financing, Listings, Loans, Mortgage Lending, New Homes, Rentals, VA Loans, Title Insurance, SFR, Property, Move Up Buyers, Condos, Buyer Representation, Residential Mortgages, Finance, Mortgage Marketing, Real Estate Economics, Sales
Education
Biola University
Master of Business Administration (M.B.A.), Business Administration and Management, General
Mountain West Financial, Inc. May 2015 - Present
Paramount Residential Mortgage Group Inc. (PRMG Inc.) February 2015 - May 2015
PRMG, Inc. July 2013 - February 2015
PRMG, Inc. June 2013 - July 2013
PRMG, Inc. February 2010 - May 2013
Skills
FHA, VA loans, USDA, Refinance, Mortgage Banking, FHA financing, REO, Mortgage Lending, Short Sales, Residential Mortgages, Loan Origination, Loans, Mortgage Underwriting, Government Loans, Wholesale Lending, Condos, Single Family Homes, FNMA, 203K, Funding, HomePath, Compliance, Credit, First Time Home Buyers, Underwriting, Credit Analysis
Education
California State University-San Bernardino 1990 — 1992
Mountain West Financial, Inc. Mortgage Loan OriginatorMid America Mortgage, IncJanuary 2015 - August 2015
ReNew Lending Mortgage Banker March 2013 - December 2014
ELM July 2010 - October 2012
Montreux Golf and Country Club September 2007 - March 2010
Pittsburgh Pirates June 2008 - August 2009
Skills
FHA, Loans, Finance, Customer Service, Real Estate, Mortgage Banking, Mortgage Lending, Residential Mortgages, Investment Properties, Credit, Banking, Event Management, FHA Financing, Loan Origination, Sales, Social Media Marketing, VA Loans, Marketing Strategy, Marketing, Facebook
Education
Texas Tech University 2008 — 2008
Graduate School, Business
University of Nevada-Reno 2003 — 2007
Bachelor of Science (BS), Business Management
Carson High School
Mountain West Financial August 2012 - Present
Primary Residential Mortgage June 2011 - July 2012
Mountain West Financial, Inc. March 2009 - June 2011
LA FINANCIAL CREDIT UNION January 2008 - March 2009
First Bank May 2006 - December 2007
Indymac Bank November 2004 - April 2006
Skills
First Time Home Buyers, Investment Properties, Real Estate, FHA, Refinance, USDA, Loans, CONVENTIONAL, Down Payment Assistance, Loan Origination, Mortgage Banking, FHA Financing, Mortgage Underwriting, Residential Mortgages, Underwriting
Education
University of California, Los Angeles 1999 — 2003
Bachelor of Arts (B.A.), WORLD LITERATURE W/ FRENCH MINOR
Orion Lending April 2015 - Present
Mountain West Financial, Inc. July 2013 - April 2015
Luther Burbank Savings September 2011 - February 2013
Bank of America January 2011 - October 2011
Great Western Mortage September 2010 - January 2011
Bank of America May 2008 - September 2010
Standard Pacific Mortgage January 2005 - May 2008
Metrocities Mortgage 2001 - 2004
Metrocities Mortgage 2001 - 2004
Directors Mortgage 1991 - 1994
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, Loan Origination, Mortgage Underwriting, VA, Loans, Certified Mortgage..., FHA financing, Risk Management, Construction Loans, Credit Risk, Portfolio Management, Reverse Mortgages, Commercial Banking, VA loans, Banking, Mortgage Servicing, Commercial Lending, Loan Servicing, Residential Mortgages, Underwriting, Real Estate Economics, Government Loans, Financial Analysis, Credit Analysis, Consumer Lending, USDA, Credit
Education
Orange Coast College
Business Administration and Management, General
Mountain West Financial, Inc. HR AdministratorEsterline Engineered Materials2005 - 2007
Education
California State University-Fullerton 1997 — 2003
Communications, Advertising
St.Lucy's
Mountain West Financial Inc., Sacramento, Ca. March 2002 - Present
Mountain West Financial, Inc. March 2001 - Present
Skills
Mortgage Lending, FHA, Mortgage Banking, First Time Home Buyers, Sales, Microsoft Office, Management, Customer Service, Investment Properties, Real Estate Transactions, Refinance
Education
California State University-Sacramento 1986 — 1989
Bachelor of Applied Science (BASc), Management
California State University Sacramento
BS/ Management, Management