NetMore America, Inc
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NetMore America, Inc Employees
Cascade Equity Group, Inc. January 2011 - Present
NetMore America, Inc February 2010 - June 2010
Quadrant Home Loans May 2008 - January 2009
Skills
FHA, Real Estate, Investments, Mortgage Lending, First Time Home Buyers, Investment Properties, Loans, Financial Analysis, Refinance, VA loans, Credit, USDA, Residential Mortgages, Loan Origination, Underwriting, Retirement Planning, Referrals, Short Sales, Certified Mortgage..., Residential Homes, Customer Service, Investors, Asset Management, Foreclosures, Real Estate Transactions, Home Equity Loans, FHA financing, Single Family Homes, Reverse Mortgages, Banking, Small Business, Commercial Lending, Mortgage Banking, Insurance, Real Estate Economics, Real Property, Condos, Commercial Mortgages, Small Business Lending, Commercial Real Estate, Credit Analysis, Credit Risk, Property, Selling, REO, Strategic Financial..., Finance, Portfolio Management, Mortgage Marketing, VA Loans
Education
Bellevue Community College 1987 — 1987
General Studies
Mercer Island High School 1982 — 1986
High School Diploma, General Studies
Wells Fargo July 2014 - Present
Wells Fargo Home Mortgage July 2012 - October 2013
NetMore America, Inc October 2008 - March 2011
Skills
Credit, Loan Origination, FHA, Loans, Mortgage Banking, Mortgage Lending, Banking, Customer Service, Refinance, Credit Analysis, Finance, Residential Mortgages
Education
Central Washington University 1990 — 1992
Bachelor of Arts (BA), Criminal Justice
Grays Harbor College 1988 — 1990
Associate of Arts (AA), Business Administration and Management, General
LotsteinLegal PLLC February 2011 - Present
NetMore America, Inc July 2009 - March 2011
Frontier Investment Co. October 2006 - October 2008
SELCO Mortgage Company LLC October 2006 - October 2008
Countrywide Home Loans June 2003 - October 2006
Framework Inc. October 1999 - June 2003
Federal Reserve Board Consumer Advisory Council 1998 - 2000
Frontier Investment Co. June 1987 - October 1999
HUD Negotiated Rulemaking Committee 1995 - 1996
Skills
Loan Origination, Loan Servicing, Start-ups, Mortgage Lending, Mortgage Banking, Loans, Credit, Underwriting, Banking, Business Analysis, Strategic Planning, Executive Management, Legal Compliance, Finance, Management, Financial Services, Risk Management, Residential Mortgages, Refinance, Financial Risk
Education
University of Oregon School of Law
Juris Doctor (J.D.)
Corban College
MBA
Oregon State University
California State University-Northridge
Eugene Bible College
BA
Wheatland Bank July 2013 - Present
Primary Residential Mortgage January 2011 - October 2011
NetMore America, Inc August 2009 - January 2011
Woodland Home Lending March 2005 - August 2009
Washington Mutual Bank February 1992 - March 2005
Skills
FHA, Mortgage Lending, Mortgage, Credit, VA, Conventional, Banking, Refinance, Loans, Real Estate, VA loans, Conforming
Education
Spokane Community College 2008 — 2010
AAS Accounting, Accounting
Mortgage Master September 2012 - Present
TMS Funding April 2011 - September 2012
NetMore America, Inc 2009 - March 2011
Wells Fargo Home Mortgage February 2009 - October 2009
Vertice September 2007 - February 2009
American Brokers Conduit 2002 - 2007
Skills
Mortgage Banking, FHA, Mortgage Lending, Sales Management, Loan Origination
Education
Towson University 1998 — 2000
B.S., English Literature
NVR, Inc. March 2014 - Present
Newbold Advisors October 2013 - February 2014
McLean Mortgage Corporation September 2012 - September 2013
Pinnacle Capital Mortgage April 2011 - September 2012
NetMore America, Inc February 2009 - February 2011
World Alliance Financial, dba Senior Lending Network February 2008 - November 2008
American Brokers Conduit May 2002 - January 2008
Washington Mutual June 2000 - May 2002
Bank of America 1997 - 2000
TMC Mortgage 1989 - November 1997
Skills
Policy, Executive Management, Leadership, Strategic Planning, Real Estate Financing, Account Management, Process Improvement, Government Loans, Process Design, Banking, Business Analysis, Due Diligence, FHA, Loan Origination, Loans, Management, Microsoft Excel, Mortgage Banking, Mortgage Lending, Negotiation, New Business Development, Operations Management, Residential Homes, Residential Mortgages, Start-ups, Team Building, Training, VA loans, Management Consulting, Financial Services, Consulting
Education
University of Maryland University College 1981 — 1983
Business Administration
Western Michigan University 1975 — 1978
Business Administration
Flint Central High School 1973 — 1975
US Bank June 2015 - Present
Homeowners Financial Group USA, LLC February 2015 - April 2015
CMG Financial October 2014 - February 2015
Highline Community College January 2011 - May 2013
(PHH Mortgage) June 2010 - June 2012
NetMore America, Inc 2009 - 2010
Sydian Mortgage Corp 2009 - 2009
Washington Financial Group March 2007 - December 2007
Chase Home Finance January 2006 - July 2006
TRIAD MORTGAGE COMPANY 2000 - 2006
Skills
Mortgage Lending, Loans, FHA, Due Diligence, VA loans, Auditing, Mortgage Banking, Underwriting, Refinance, Mortgage Underwriting, Loan Origination, Residential Mortgages, Credit, Credit Analysis, USDA, FHA financing, Banking, Credit Risk, Construction Loans, FNMA, Non-Conforming, Real Estate, FHLMC, Financial Analysis, Risk Management, Real Estate Financing, Loan Servicing, Finance, Mortgage Servicing, Government Loans, Loss Mitigation, Reverse Mortgages, Certified Mortgage..., Consumer Lending, Home Equity Lines of..., Commercial Lending, Investment Properties, Wholesale Lending, Mortgage Marketing, Funding, VA Loans, FHA Financing
Education
Highline Community College 2011 — 2013
Computer Science Forensics - Data Recovery, 3.5
Wenatchee High School 2011 — 2013
Dipolma, general
Highline Community College
Computer Science- data recovery -forensics
South Seattle Community College
Barclays Capital 2011 - March 2015
Wells Fargo Home Mortgage 2009 - 2011
NetMore America, Inc 2008 - 2009
World Alliance Financial fka Senior Lending Network (a KBC Bank subidiary) September 2008 - December 2008
American Home Mortgage 2005 - 2008
E*TRADE Financial 2003 - 2005
US Small Business Administration 2002 - 2003
Microchip Computers, Inc. May 2001 - October 2001
Dell Computer Corporation May 2000 - April 2001
EverythingOffice.com November 1999 - April 2000
Skills
Team Leadership, Leadership, Management, Business Analysis, Business Requirements, Risk Management, Requirements Analysis, Project Management, Functional..., Gap Analysis, Regulatory Reporting, Use Case Analysis, Test Cases, Functional Requirements, Non-Functional..., SDLC, Customer Service, Product/service..., Operational Streamlining, Financial Services, Mortgage Lending, Loans, Finance, Visio, Sales, Loan Servicing, Banking, Credit, Loan Origination, Portfolio Management, Mortgage, Training/Mentoring, Onboarding, Customer Relations, Youth Soccer Coach, Fixed Income, Derivatives, Investment Banking, Data Reconciliation, Trading Systems, User Acceptance Testing, Financial Risk
Education
Austin Community College
General Studies
The University of Texas at Austin
General Studies
ESI International
Project Management
Ethos Lending LLC May 2015 - Present
PMAC Lending Services Inc. January 2015 - May 2015
AmeriSave Mortgage Corporation December 2013 - August 2014
Stearns Lending February 2013 - January 2014
InterBank Mortgage Company March 2012 - February 2013
Caliber Funding August 2011 - March 2012
Envoy Mortgage January 2011 - August 2011
NetMore America, Inc February 2010 - January 2011
SunTrust March 2004 - February 2010
Commonwealth United (A Division of National City) April 2002 - March 2004
Skills
Sales, Lead Generation, Mortgage Lending, Mortgage Banking, Loans, Business Development, New Business Development, Leadership, Residential Mortgages, Marketing, Strategy, VA loans, USDA, Refinance, Business Networking, FHA financing, Reverse Mortgages, Customer Service, Real Estate, Mortgage Underwriting, Loan Origination, Credit, Sales Management, Cold Calling, Sales Operations, Government Loans, Retail, Selling, Banking, Investments, Wholesale Lending, Finance, Investment Properties, Credit Risk, Residential Homes, Loan Servicing, Credit Analysis, Real Estate Financing, Commercial Lending, Negotiation, Recruiting, Account Management, Consumer Lending, Team Building, Funding, Project Management, Career Counseling, FHA Financing, VA Loans
Education
University of Oregon
BS, Exercise and Movement Science
Directors Mortgage January 2013 - April 2014
Self-employed February 2011 - January 2013
Darwin Animal Doctors June 2011 - September 2011
NetMore America, Inc November 2009 - January 2011
NetMore America, Inc July 2009 - November 2009
Law Office of Karstan Lovorn December 2005 - December 2008
Skills
Legal Research, Legal Writing, Research, Litigation, Appeals, Training, Criminal Defense, Small Business, Non-profits, Microsoft Word, Microsoft Excel, Courts, Trials, Problem Solving, Microsoft Office, Word, Analysis, Excel, Mediation, Nonprofits
Education
Lewis & Clark Law School 2000 — 2003
JD
York College of Pennsylvania 1996 — 2000
BA, History, Political Science
Portland Community College 2007 — 2009
Engineering
Stephens Margolin P.C. July 2011 - Present
NetMore America, Inc October 2010 - March 2011
Oregon Department of Justice May 2009 - May 2010
Washington County Courthouse October 2007 - March 2009
CSR Personnel September 2004 - August 2007
Skills
Research, Legal Research, Litigation, Legal Writing, Real Estate, Public Speaking, Family Law, Domestic Relations, Mortgage Compliance, Residential Mortgages, Regulatory Requirements, Child Custody, Child Support, Divorce
Education
Lewis & Clark Law School 2007 — 2010
J.D
New York University 2000 — 2004
B.A, History
Paramount Equity Mortgage 2011 - Present
NetMore America, Inc 2008 - 2011
Genworth Financial 2007 - 2008
Central Pacific Mortgage 1992 - 2007
Pacific Stock Exchange October 1989 - September 1991
Lehman Brothers 1987 - 1989
Arthur Young 1986 - 1987
Skills
Mortgage Banking, Portfolio Management, Business Strategy, Management, Mortgage Lending, Loan Origination, Loans, Executive Management, Residential Mortgages, Capital Markets, Credit, Refinance, Banking, FHA, Underwriting, Finance
Education
Bucknell University 1983 — 1987
BSBA, Accounting
NetMore America, Inc October 2007 - Present
NetMore America, Inc 2006 - 2011
Education
University of Oregon 1974 — 1979
Plaza Home Mortgage November 2013 - Present
Baytree National Bank & Trust Co. December 2012 - November 2013
Northwest Flyers June 2012 - December 2012
GCA Services Group July 2011 - March 2012
NetMore America, Inc January 2008 - November 2010
HLB Mortgage Div of American Home Mortgage 2001 - 2007
EMJ Company 1987 - 2001
Skills
Sales, Sales Management, Operations Management, Leadership, Operating Budgets, P&L Responsibility, Cash Flow, Cold Calling, Supply Chain Management, Vendor Management, Sales Operations, Mortgage Lending, Marketing, New Business Development, Selling, Customer Service, Training, Business Development, Strategic Planning, P&L Management, Banking, Management, Credit, Team Building, Loans, Time Management
Education
Texas A&M University 1981 — 1986
BS, Economics and Finance
OnPoint Community Credit Union February 2010 - Present
NetMore America, Inc February 2008 - September 2009
New Century Mortgage April 2004 - May 2007
Long Beach Mortgage Company June 2001 - April 2004
Summit Mortgage Corp June 1998 - June 2001
Skills
FHA, Mortgage Lending, Loans, Refinance, Credit, Mortgage Banking, Loan Origination, Residential Mortgages, First Time Home Buyers, Investment Properties, Sales, Customer Service, Real Estate, FHA Financing, VA Loans, Credit Analysis, Strategic Planning, Banking, USDA
Education
Oregon State University 1993 — 1997
Bachelor of Science (BS), Marketing/Marketing Management, General
Jesuit High School 1989 — 1993
College Prep
Ellie Mae November 2012 - Present
Lender Service Provider, LLC May 2012 - November 2012
NetMore America, Inc June 2009 - May 2012
Vertice-a Wachovia Securities Company 2008 - November 2009
American Home Mortgage 2002 - 2007
Bank of America August 1998 - August 2002
Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Management, Residential Mortgages, Customer Service, FHA, Refinance, Underwriting, Team Building, Leadership, Banking, Loan Origination
Education
Brookdale Community College 1991 — 1994
Associate's degree, Commercial Music
NetMore America, Inc July 2008 - March 2010
NetMore America, Inc October 2007 - July 2008
Northwest Mortgage Group, Inc October 2005 - September 2007
Mann Financial, Inc September 2000 - October 2005
Education
Clackamas Community College
Gesa Credit Union January 2015 - Present
Windermere Mortgage Services May 2014 - January 2015
Gesa Credit Union January 2011 - May 2014
Netmore America Inc. July 2003 - October 2010
Mann Mortgage, LLC 2003 - 2007
Skills
Mortgage Lending, Refinance, Credit Unions, Loans, Mortgage Marketing, Mortgage Banking, FHA, Residential Mortgages, Credit Analysis, USDA, VA loans, Credit, Loan Origination, Government Loans, Real Estate
Education
City University of Seattle 2009 — 2012
BS, Accounting
Walla Walla Community College 1999 — 2004
Associate of Arts (A.A.)
Envoy Mortgage May 2015 - Present
CMG Financial September 2014 - December 2014
US Bank Home Mortgages May 2014 - August 2014
Sterling Savings Bank September 2012 - September 2013
Opus Capital Markets Consultants October 2011 - September 2012
Allonhill September 2010 - October 2011
Fannie Mae - Vendor; Princeton Information Services July 2010 - September 2010
Envoy Mortgage August 2009 - January 2010
NetMore America, Inc December 2008 - May 2009
Envoy Mortgage July 2008 - November 2008
Skills
Underwriting, Mortgage Lending, Mortgage Underwriting, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Banking, Team Management, Operations Management, Direct Endorsement..., VA LAPP (1990), Servicing
Education
Clark College 2009 — 2010
University of Colorado Denver 1982 — 1984
Animal Legal Defense Fund September 2015 - Present
U.S. Court of Appeals for the D.C. Circuit August 2014 - July 2015
Animal Legal Defense Fund March 2014 - May 2014
Tonkon Torp LLP 2012 - 2013
Oregon Humane Society June 2006 - August 2010
NetMore America, Inc July 2009 - March 2010
Skills
Research, Legal Research, Community Outreach, Nonprofits, Public Speaking, Legal Writing, Editing, Public Policy, Advocacy, Westlaw, Microsoft Office, Writing, Social Media, LexisNexis, Event Planning, Policy Analysis, Animal Welfare, Litigation
Education
UC Irvine School of Law 2011 — 2014
Doctor of Law (J.D.)
Tufts Cummings School of Veterinary Medicine 2010 — 2011
MS, Animals & Public Policy
Harvard University 2004 — 2008
BA, Anthropology
CMG Financial August 2014 - Present
Shelter Mortgage August 2010 - August 2014
NetMore America, Inc June 2009 - August 2010
Guaranty Bank FSB February 2008 - June 2009
Guaranty Bank FSB April 2003 - February 2008
The Mortgage Professionals March 2001 - April 2003
Steamboat Ski & Resort Corporation 1999 - 2000
Christy Sports/SportStalker 1997 - 1998
Skills
Mortgage Lending, Banking, Loans, Mortgage Banking, Training, Customer Service, FHA, Management, Loan Origination, Residential Mortgages, Credit, Refinance, Financial Risk, Underwriting, Mortgage Servicing, Credit Analysis, Commercial Lending
Education
Linfield College 1991 — 1995
BA, Business
Plaza Home Mortgage March 2010 - Present
Get Reel Guide Service 2008 - Present
NetMore America, Inc 2008 - 2009
NetMore America, Inc 2008 - 2009
American Sterling Bank 2007 - 2008
MortgageIT 2003 - 2007
Skills
Banking, Microsoft Excel, Residential Mortgages, Outlook, Credit, Loans, Mortgage Lending, Sales, Negotiation, Marketing, Mortgage Banking, Insurance, Loan Origination, FHA, Customer Service, Real Estate, Underwriting
Education
Santa Ana College 1991 — 1994
business
imortgage December 2013 - Present
AmeriFirst Financial, Inc. March 2011 - September 2013
NetMore America Inc October 2007 - January 2011
Home Loan Center February 2006 - October 2007
AmeriChoice Home Loans July 2004 - January 2006
Credit Union June 2004 - July 2004
Wells Fargo May 2003 - June 2004
Gesa Credit Union December 1998 - May 2003
Skills
Mortgage Lending, VA loans, Underwriting, FHA financing, Loans, Sellers, FHA, Mortgage Banking, Credit, Refinance, USDA, Funding, Residential Mortgages, Real Estate, Investment Properties, Loan Origination, Mortgage Underwriting
Education
Columbia Basin College
Associates of Arts and Sciences, Business Administration; General Business
Washington State University
Business/Finance
Willamette Valley Bank - Home Loan Division July 2014 - Present
Cobalt Mortgage August 2012 - October 2013
NetMore America, Inc October 2010 - February 2011
Education
Clover Park Technical College