Experience
Insyte CPAs, LLC   May 2015 - Present
Warren Averett, LLC  February 2000 - May 2015
New South Federal Savings Bank   March 1998 - February 2000
PwC  December 1995 - March 1998

Skills
Risk Management, Design & Implementation..., Business Process..., Management Consulting, Accounting Management, Financial Analysis, Forensic Accounting, Business Profitability, Information System Audit, Information Technology..., Internal Controls, Financial Reporting

Education
University of Alabama at Birmingham   1992 — 1995
Bachelor's degree, Accounting

Gaston High School

Experience
Medtronic Spine & Biologics  2002 - Present
New South Federal Savings Bank   April 2008 - November 2008
Medtronic Spine & Biologics  October 2002 - March 2008

Skills
Market Development, Spine, Product Launch, Medical Devices, Surgeons, Surgery, Operating Room, Marketing, Neurosurgery, Program Management, Management, Sales Process, Training, Sales, Orthopedic, Surgical Instruments, Capital Equipment, Human Resources, Selling Skills, Minimally Invasive..., Urology, Cross-functional Team..., Pharmaceutical Sales, Global Marketing, Biotechnology, Design Control, Commercialization, Disposables, ISO 13485, Hospitals, FDA, Cold Calling, OB/GYN, Neurology, Healthcare, Vascular, Interventional Radiology, Biomedical Engineering, Sales Presentations, Cardiology, Sales Operations, Sales Effectiveness, Sales Force Development, Selling, Interventional...

Education
Samford University   1990 — 1994
BA, Major in Journalism & Mass Communications, Minor in Business Management

Experience
Universal American Mortgage Company (UAMC)   October 2014 - Present
Universal American Mortgage Company, LLC   June 2012 - September 2014
Desert 2 Mountain Realty   June 2011 - June 2012
The Janus Real Estate Company   June 2009 - June 2011
New South Federal Savings Bank   December 2003 - October 2008
Captial Pacific Mortgage   January 2000 - December 2003
Intel Corporation  March 1997 - December 1999

Skills
REO, FHA, Finance, First Time Home Buyers, Foreclosures, Investment Properties, Loan Origination, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, VA loans, FHA financing, Negotiation

Education
Arizona State University
Bachelor of Science (B.S.), Psychology

Experience
Northwest Resources   2012 - 2013
CRST Malone  August 2010 - July 2012
New South Federal Savings Bank   November 2006 - January 2010

Skills
Customer Service, Microsoft Office, Logistics, Microsoft Excel, Recruiting, Team Building, Negotiation, Inventory Management, Operations Management, Training, Account Management, New Business Development, Purchasing, Microsoft Word, Leadership, Sales, Contract Negotiation

Education
University of Alabama at Birmingham   2014 — 2017
Business Administration and Management, General

Gadsden State Community College   2005 — 2006

Jacksonville State University   2002 — 2003

Experience
First Tennessee Bank  July 2009 - Present
New South Federal Savings Bank   March 2007 - July 2009
Northwest Georgia Bank  September 2006 - March 2007

Skills
Loan Work-outs, Collections, Risk Management, Credit Analysis, Commercial Banking, Loan Modifications, Loss Mitigation, Foreclosures, Debt Restructuring, Debt Management, Credit, Loans, Banking, Portfolio Management, Commercial Lending, Credit Risk, Consumer Lending, Loan Servicing, Financial Risk, Relationship Management, Financial Analysis, Default, Assets Recovery

Education
Jacksonville State University

Jefferson State Community College

Lyman Ward Military Acad.
Advanced diploma

Experience
Southeast Financial Credit Union  December 2014 - Present
Southeast Financial Credit Union  May 2014 - December 2014
First Tennessee Bank  July 2009 - December 2013
New South Federal Savings Bank   March 2007 - July 2009

Skills
Risk Management, Loss Mitigation, Credit Analysis, Commercial Banking, Banking, Loan Modifications, Foreclosures, Loan Work-outs, Collections, Debt Restructuring, Debt Management, Credit, Loans, Portfolio Management, Commercial Lending, Credit Risk, Consumer Lending, Loan Servicing, Financial Risk, Relationship Management, Financial Analysis, Default, Assets Recovery, Commercial Mortgages, Retail Banking, Mortgage Banking, Finance, Underwriting, Small Business Lending, Mortgage Lending, Loan Origination, Refinance, Asset Based Lending, Financial Services, Lines Of Credit, Construction Loans, Customer Service, Management, Leadership, Commercial Real Estate, Residential Mortgages, Asset Management, Cash Management

Education
Jacksonville State University

Jefferson State Community College

Experience
Mordecai Sporting Goods   May 2014 - Present
Professional Speech Services of AL, P.C.   June 2012 - May 2014
The Prism Group, LLC / Career Partners International   June 2012 - May 2014
Cahaba Government Benefit Administrators   October 2011 - May 2012
Express Oil Change LLC (Corporate Office)   November 2010 - October 2011
Equity Resources   December 2009 - October 2010
New South Federal Savings Bank   November 2001 - December 2009
O'Neal Steel  August 1999 - January 2001

Skills
Employee Relations, Human Resources, Recruiting, Personnel Management, HRIS, Onboarding, Benefits Administration, Talent Management, Performance Management, Payroll, Training, Leadership Development, Coaching, Employment Law, Process Improvement, Employee Training, Management, Sourcing, Applicant Tracking...

Education
Birmingham-Southern College   1995 — 1999
BS, Human Resource Management

Experience
Capstone Real Estate Investments  March 2014 - Present
BBVA Compass Bank  September 2012 - March 2014
BBVA Compass Bank  November 2010 - September 2012
Collateral Properties   February 2007 - August 2010
New South Federal Savings Bank   February 2009 - December 2009
Collateral Properties   February 2007 - February 2009

Skills
Commercial Real Estate, Real Estate, Commercial Real Estate..., Commercial Real Estate..., Real Estate Transactions, Real Estate Lending, Financial Analysis, Credit Risk, Credit Analysis, Commercial Banking, Leases, Real Estate Financing

Education
Samford University   2010 — 2012
MBA, Business

University of Montevallo   2003 — 2005
B.S., Communications, Business

University of Montevallo
B.S, Communication Studies

Samford University
Masters, Business

Experience
S.S. Nesbitt & Company, Inc.   July 2011 - Present
Regions Bank  January 2010 - June 2011
New South Federal Savings Bank   August 2008 - January 2010

Skills
Banking, Risk Management, Underwriting, Operations Management, Finance, Portfolio Management, Financial Analysis, Property & Casualty..., Consumer Lending, Credit, Commercial Lending, Loans, Team Building, Credit Risk, Commercial Banking, Financial Risk, Auditing, Financial Modeling, Customer Service, Sales Management, Asset Management, Credit Analysis, Microsoft Excel, Mortgage Lending, Retail Banking, Strategic Planning, Investments, Strategic Financial..., Insurance, New Business Development

Education
University of Alabama   2004 — 2008
Bachelor of Business Administration (BBA), Finance, General

Experience
Eustis Mortgage  October 2011 - Present
NOLA Lending Group  November 2009 - August 2011
New South Federal Savings Bank   June 2008 - November 2009
Capital One  August 1998 - September 2008

Education
University of New Orleans   1993 — 1997
BS, Business Administration

Experience
CTS, Inc.   May 2010 - Present
C D Mitchell & Company   December 2009 - April 2010
New South Federal Savings Bank   July 2008 - December 2009
UmbrellaBank.com   August 2004 - July 2008
New South Federal Savings Bank   October 1998 - July 2008
Hemispheres  July 1992 - October 1998

Skills
Data Warehousing, Business Intelligence, Data Modeling, Microsoft SQL Server, Databases, SSIS, Java, PHP, MySQL, CSS, Business Intelligence..., SQL, Web Development, Informatica, Software Development, Access, JavaScript, VBScript, .NET, T-SQL, Visual Studio, PL/SQL, Linux, VB.NET, Oracle, SDLC, SharePoint, SSRS, Database Design, Requirements Analysis, Apache, Web Services, ETL, IIS, ASP.NET MVC, Visio, SOA, ASP.NET, ASP, XML, Visual Basic, Software Project..., C#, TFS, Crystal Reports, Web Applications, Analysis Services, Requirements Gathering

Education
University of Alabama at Birmingham
BS, Computer Science

Nossi College of Art

University of Montevallo

Experience
TeaHouseArtWorks   January 2004 - Present
New South Federal Savings Bank   January 1996 - October 2006
AmSouth Mortgage   1988 - 1994

Skills
Painting, Acrylic, Art Exhibitions, Art, Fine Art, Drawing, Studio Art, Art History, Curating, Collage, Contemporary Art, Galleries, Art Education, Visual Arts, Printmaking, Oil Painting, Portrait Painting, Acrylic Painting, Figurative Art, Portraits

Education
University of Alabama at Birmingham   1964 — 1966
French

Elon School   1944 — 1950

Experience
Guild Mortgage Company  July 2015 - Present
Element Funding  August 2009 - July 2015
Colonial Bank, Mortgage Division   December 2008 - August 2009
New South Federal Savings Bank   July 2008 - December 2008
Market Street Mortgage  August 2005 - August 2007

Skills
Mortgage Lending, Leadership, Loans, FHA, Mortgage Banking, Refinance, USDA, VA loans, Customer Service, FHA financing, Loan Origination, Residential Mortgages, Government Loans, Credit Analysis, First Time Home Buyers, Credit, Foreclosures, HUD, Condos, Short Sales, Certified Mortgage..., Mortgage Marketing, FHA Financing, VA Loans

Education
Capstone Institue   2007 — 2007
Certificate Banking & Finance, Mortgage

Dalton State College

Experience
Regions Financial Corporation  January 2012 - Present
Regions Financial Corporation  May 2009 - December 2011
Regions Financial Corporation  July 2007 - May 2009
Regions Financial Corporation  June 2003 - June 2007
The Survey Companies, LLC   December 2001 - June 2003
New South Federal Savings Bank   June 2000 - September 2000

Skills
Credit Analysis, Small Business Lending, Credit Risk, Underwriting, Credit, Banking, Risk Management, Financial Analysis, Loans, Cash Flow, Asset Based Lending, Lines Of Credit, Loan Origination, Commercial Real Estate

Education
University of Alabama   1999 — 2001
MBA - Manderson Graduate School of Business, Entrepreneurship/Entrepreneurial Studies

Consortium International MBA Program   2000 — 2000
Enterprise Resource Planning and Innovation/Global Management of Technology

Auburn University   1995 — 1999
Bachelor's degree, Finance, General

Vestavia Hills High School   1991 — 1995

Experience
Hess Corporation  August 2015 - Present
Hess Corporation  August 2011 - August 2015
Hess Corporation  May 2008 - August 2011
New South Federal Savings Bank   May 2007 - September 2007
US Steel  May 2004 - September 2004

Skills
Offshore Drilling, Oil & Gas Industry, Negotiation, Energy, Onshore, Business Development, Mergers & Acquisitions, Joint Ventures, Upstream, Financial Modeling, Natural Gas, Analysis, Portfolio Management

Education
University of Alabama, Manderson Graduate School of Business
Master of Business Administration (M.B.A.), Finance

University of Alabama
Bachelor of Science, Mechanical Engineering; m. Mathematics

Experience
WR Starkey Mortgage  February 2014 - Present
New South Federal Savings Bank   May 1993 - December 2009
bni  2009 - 2009

Skills
FHA, VA, Conventional, Mortgage Banking, Loans, Mortgage, USDA, First Time Home Buyers, Mortgage Lending, Refinance, Mortgage Industry, Credit, Underwriting, Credit Analysis, Conforming, Loan Origination, Real Estate, Purchase, Investment Properties, VA loans, Construction Loans, FHA financing, Government Loans, Residential Mortgages, Certified Mortgage..., Commercial Lending, Reverse Mortgages, Home Equity Loans, Mortgage Underwriting, Consumer Lending, Non-Conforming, Real Estate Financing, Loss Mitigation, Commercial Mortgages, Small Business Lending, Mortgage Servicing, Banking, Mortgage Marketing, FHA Financing, VA Loans

Education
University of Houston   1989 — 1993
ba, acct. / fina

Experience
Cadence Bank, N.A.   August 2014 - Present
Jr. Board Alabama Wildlife Center   May 2013 - Present
Cadence Bank, N.A.   August 2011 - August 2014
Cadence Investment Services   August 2011 - August 2014
State Farm Ken Taylor Agency   May 2007 - August 2011
Exclusively Ballet   February 2010 - February 2011
New South Federal Savings Bank   2003 - 2007
First Commercial Bank  2002 - 2003

Skills
Banking, Retail Banking, Loans, Loan Servicing, Deposits, Portfolio Management, Credit, Customer Service, Credit Analysis, Sales Management, Consumer Lending, Small Business Lending, Cross Selling, Insurance, Sales, Training, Loan Origination, Branch Management, Payments, Relationship Management, Internet Banking, Credit Cards, Finance, Branch Banking, Call Centers, Customer Retention, Leadership, Lines Of Credit, Cash Management, Treasury Management, Residential Mortgages, Commercial Mortgages, Risk Management, Credit Risk, Refinance, Private Banking, AML, Financial Risk, Financial Services, Bank Secrecy Act, Wealth Management, Strategic Financial..., Microsoft Excel, Asset Based Lending, Management, OFAC, USA PATRIOT Act, Financial Institutions

Education
Auburn University   2010 — 2010
Paralegal Certificate, Paralegal Studies

The American Bankers Association   2004 — 2005
Sales Manager Certificate, General Sales, Merchandising and Related Marketing Operations

Thompson High School   2001 — 2003
Advanced Academic Diploma

Oak Mountain High School   2000 — 2003
Advanced Academic Diploma

Experience
Seeking Opportunity  July 2012 - Present
Aliant Bank  September 2010 - July 2012
New South Federal Savings Bank   May 2008 - December 2009
Wachovia Bank  December 2004 - May 2008
SouthTrust Bank  July 2000 - December 2004
SouthTrust Bank  July 1998 - July 2000
SouthTrust Bank  February 1992 - July 1998

Skills
Credit, Banking, Consumer Lending, Customer Service, Commercial Banking, Small Business Lending, Microsoft Excel, Organizational..., Employee Relations, Employee Engagement, Employee Management, Coaching, Behavioral Interviewing, Interviewing Skills, Competency Based..., Mergers, Acquisitions, Strategic Planning, Strategic Thinking, Troubleshooting, Expense Management, Presentations, Solid computer skills, Training, Process Improvement, Sales Management, Retail Banking, Finance, Sales, Credit Analysis, Mortgage Lending, Commercial Lending, Team Building, Management, Lines Of Credit, Portfolio Management, Commercial Mortgages

Education
Samford University
Master of Business Administration (MBA), Business Administration and Management, General

University of Alabama at Birmingham
Bachelor's degree, Business, Management, Marketing, and Related Support Services

University of South Alabama
Certification, Alabama Banking School

Walker

Experience
FBC Mortgage LLC  February 2012 - Present
MetLife Home Loans  2004 - February 2012
First Horizon Home Loans  2004 - 2008
New South Federal Savings Bank   1994 - 2004

Skills
Mortgage Banking, USDA, Leadership, Sales, Mortgage Lending, Loans, Loan Origination, FHA, Refinance, Referrals, Residential Mortgages, FHA financing, VA loans, Construction Loans

Education
University of Florida - Warrington College Of Business   1990 — 1993
BSBA, FINANCE & REAL ESTATE

Experience
CLMG - Beal Bank  December 2009 - Present
New South Federal Savings Bank   February 2009 - May 2010
Falling Water, Inc.   1998 - 2008
First National Bank, San Diego, CA   1996 - 1998
Probursa International, Inc.   1993 - 1996
Homeland Communities, Inc.   1990 - 1993
Citibank  1982 - 1990

Skills
Credit Risk, Asset Management, Risk Management, Negotiation, Underwriting, New Business Development, International Relations, Interpersonal Skill, Leadership, Building Relationships, Asset Managment, Banking

Education
Thunderbird School of Global Management   1980 — 1981
MIM, International Management

University of Denver   1977 — 1980
B.S., Business Administration

Experience
BB&T  April 2011 - Present
New South Federal Savings Bank   September 2009 - October 2009
New South Federal Savings Bank   June 2009 - September 2009
New South Federal Savings Bank   January 2009 - June 2009
New South Federal Savings Bank   August 2000 - May 2009
New South Federal Savings Bank   July 1997 - August 2000
New South Federal Savings Bank   January 1994 - July 1997

Skills
Real Estate, Strategic Planning, CRM

Education
University of South Alabama   2006 — 2009
Alabama Banking School (3 year program)

Georgia Southern University   1985 — 1990
BBA, Finance

Experience
WellStar Health System  January 2014 - Present
University of Mississippi Medical Center  December 2012 - December 2013
University of Mississippi Medical Center  December 2010 - December 2012
AmSher Receivables Management  December 2002 - February 2011
New South Federal Savings Bank   March 1999 - December 2002
NationsCredit Financial Services   1994 - March 1999

Skills
Compliance, Billing, Documentation, Customer Service, Process Engineering, Team Leadership, Auditing, Process Improvement, Workflow, Revenue Cycle Management, Hospital Revenue Cycle, Software Documentation, Invoicing, Banking, Human Resources, Quality Assurance, Time Management, Accounts Receivable, Strategy, Credit, Analysis, Sales, Team Building, Leadership, Risk Management, Operations Management, Vendor Management, Executive Management, Strategic Planning, Training, Analytics, Revenue Cycle, Project Management, Personnel Management, Business Process..., Epic Systems, Epic Single Billing..., Epic Resolute Hospital..., Hospitals

Education
University of Alabama at Birmingham   1992 — 1998
MPA, Public Administration, History, Political Science

Auburn University   1990 — 1992
History

Experience
Synovus Mortgage Corporation   January 2010 - Present
New South Federal Savings Bank   February 2008 - November 2009
MortgageAmerica, Inc.   June 2000 - February 2008
Norwest Financial  June 1989 - June 2000

Skills
Mortgage Lending, Banking, Credit, Customer Service, FHA, Finance, Financial Services, First Time Home Buyers, Foreclosures, Investment Properties, Leadership, Loan Origination, Loans, Mortgage Banking, Real Estate, Recruiting, Refinance, Residential Mortgages, Sales, Sales Management, Underwriting, USDA, VA loans, Management, VA Loans

Education
School Of Mortgage Banking, Washington, D.C.   2011 — 2013
SOMB I, II, III - Certified Mortgage Banker, Mortgage Lending, 2012 Willis Bryant Award Winner

Drake University   1993 — 1995
Masters of Business Administration, Finance

Iowa State University   1985 — 1989
B.B.A., Finance

Experience
TJC Mortgage, Inc.   November 2014 - Present
TJC Mortgage, Inc.   November 2014 - Present
Ojeda Business Consulting   February 2014 - October 2014
Black Knight Financial Services  February 2010 - January 2014
New South Federal Savings Bank   May 2009 - December 2009
New South Federal Savings Bank - Collateral International   June 2005 - May 2009
New South Federal Savings Bank   March 2001 - May 2005

Skills
Mortgage Lending, Mortgage Banking, Loan Servicing, Loans, Financial Services, Finance, Loss Mitigation, Refinance, Underwriting, Banking, Foreclosures, REO, Residential Mortgages, Credit, Mortgage Servicing, Loan Origination, LPS, Servicing, Mortgage, Loan Modifications, Funding, Compliance

Education
University of Maryland College Park
Bachelor of Science, Business Admistration, Psychology

Woodward High School

Experience
Cadence Bank, N.A.   December 2010 - Present
Superior Bank  April 2010 - December 2010
New South Federal Savings Bank   October 1998 - March 2010
Tekshop, Inc   January 1994 - January 1998
Carraway Methodist Medical Center  1990 - 1993
Birmingham Barons  1983 - 1993
Carraway Methodist Medical Center  1985 - 1990
Carraway Methodist Medical Center  1980 - 1985

Skills
Auditing, Network Security, Loans, Banking, Mortgage Lending, Credit, Portfolio Management, Underwriting, Risk Management, Loan Servicing, Financial Analysis, Networking, Call Centers

Education
University of Alabama at Birmingham   1982 — 1985

Experience
www.MyDirndl.com   May 2005 - Present
Montamaica   November 2003 - Present
Mortgage Industry  November 1998 - May 2007
New South Federal Savings Bank   1998 - 1999

Skills
Marketing Strategy, Strategic Planning, Social Media Marketing, E-commerce, Marketing, Blogging, Team Building, German, Social Media, Operations Management, Entrepreneurship

Education
University of Montana   1989 — 1993
BA, Political Science

Experience
Corporate America Credit Union  October 2013 - Present
Corporate America Credit Union  September 2012 - September 2013
Crowe Horwath LLP  June 2002 - September 2012
Crowe Chizek and Company LLP  June 2002 - September 2008
PricewaterhouseCoopers  1996 - 2002
New South Federal Savings Bank   1998 - 2000

Skills
Internal Controls, Auditing, Sarbanes-Oxley Act, Internal Audit, Enterprise Risk..., Accounting, Financial Reporting, Financial Accounting, Risk Management, Big 4, Banking, Financial Risk, Financial Institutions, CPA, SEC filings, Sarbanes-Oxley, SOX 404

Education
Auburn University   1996 — 1997
Master of Accountancy, Accounting

Auburn University   1992 — 1996
Bachelor of Science, Business Administration-Accounting

Experience
New South Federal Savings Bank   1999 - 2003

Education
University of South Alabama

Experience
Synovus Mortgage  February 2010 - Present
Superior Bank  December 2009 - May 2010
New South Federal Savings Bank   March 2008 - December 2009

Skills
FHA, Mortgage Lending, Mortgage Banking, Credit, First Time Home Buyers, Refinance, USDA, VA loans, FHA financing, Financial Analysis, Residential Mortgages

Education
Birmingham-Southern College   2001 — 2005

Experience
Hamilton Group Funding  September 2011 - Present
JP Morgan Chase  June 2009 - September 2011
FirstNLC Financial Services   March 1997 - March 2008
New South Federal Savings Bank   1995 - 1997

Education
Southern Illinois University, Edwardsville
BS, Education

Experience
Fairway Independent Mortgage Corporation  July 2015 - Present
Wells Fargo Home Mortgage  February 2013 - November 2014
Management Advisors   June 2011 - January 2013
Envoy Mortgage  January 2011 - September 2011
New South Federal Savings Bank   October 2007 - December 2009
Market Street Mortgage  April 1989 - July 2007

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, FHA, Construction Loans

Education
The University of Georgia   1967 — 1971
1971, Journalism

Gordon High School

Experience
Synovus Mortgage  2009 - Present
New South Federal Savings Bank   January 1998 - December 2009
New South Federal Savings Bank   1999 - 2009
Wells Fargo  May 1996 - January 1998

Skills
Mortgage Banking, Loans, Mortgage Lending, Customer Service, Sales, Banking, FHA

Education
University of Alabama   1992 — 1996
BS, Business

Grissom High School   1988 — 1992
Advanced Diploma

Experience
Jay Electric   September 2011 - Present
Regions Financial Corporation  May 2009 - August 2011
New South Federal Savings Bank   2008 - 2009
Ernst & Young  September 2001 - February 2008

Skills
Auditing, Banking, Financial Analysis, Financial Reporting, SEC filings, Cash Management

Education
University of Alabama at Birmingham
BS, Accounting

Experience
Bay Area Food Bank  February 2015 - Present
BBVA Compass  April 2011 - July 2014
Navy Federal Credit Union  September 2010 - April 2011
Caliber Funding, LLC  January 2010 - June 2010
Midtown Mortgage, Inc.   October 2008 - January 2010
CitiMortgage  November 2007 - December 2008
Countrywide Bank  June 2003 - November 2007
New South Federal Savings Bank   August 1998 - June 2003
SouthTrust Bank  January 1990 - August 1998

Skills
Management, Mortgage Lending, Loans, USDA, FHA, Residential Mortgages, Refinance, Loan Origination, Mortgage Banking, VA loans, Loan Servicing, Credit Analysis, Commercial Mortgages, Home Equity Lines of..., Relationship Management, Underwriting, Loss Mitigation, Real Estate Financing, Home Equity Loans, Commercial Lending, Real Estate, Wholesale Lending, Certified Mortgage..., Mortgage Marketing, Portfolio Management, Real Estate Economics, Finance, FHA financing, Investment Properties, Mortgage Underwriting, Construction Loans, Banking, Investments, Mortgage Servicing, Investors, Closings, REO, Title Insurance, Foreclosures, Cross Selling, Government Loans, Consumer Lending, Asset Based Lending, Small Business Lending

Education
University of Alabama   1985 — 1989
B.S., Corporate Finance and Investment Management

VHHS

Experience
Wells Fargo Dealer Services  December 2011 - Present
Wells Fargo  August 2009 - December 2011
New South Federal Savings Bank   January 2006 - August 2009
Ford Motor Credit Company  August 2001 - January 2006
John Crump Mazda-Mitsubishi   January 2001 - July 2001
Picklesimer & Limbaugh Ford-Mercury   June 1996 - January 2001

Skills
Commercial Lending, Credit, Asset Managment, Mortgage Lending, Portfolio Management, Finance, Customer Retention, Underwriting, Financial Analysis, CRM, Leadership, Business Planning, Loans, Risk Management, Banking

Education
University of Alabama at Birmingham   1999 — 2001
BS, Finance

Sylacauga High School   1991 — 2000

Experience
World Financial Group (WFG)   2012 - Present
DMP International Bussines Development   2008 - February 2012
New South Federal Savings Bank   December 2006 - April 2008

Skills
Estate Planning, Wealth Management, Retirement, IRAs, Social Networking, Financial Services, Financial Analysis, Strategic Planning, Insurance, Customer Service, Strategic Financial..., Mortgage Lending, Loans, Portfolio Management, Credit, Mutual Funds, Small Business, Underwriting, Investments, 401k, Public Speaking, Team Building, Management, Risk Management, Business Planning, Financial Advisory, Financial Planning, Fixed Annuities, Retirement Planning

Education
California State University-Long Beach
Bachelor's of Science, Criminal Justice

Experience
Landmark Bancshares, Inc.   July 2015 - Present
First Landmark Bank  September 2007 - Present
First Landmark Bank  September 2011 - October 2014
New South Federal Savings Bank   June 2003 - August 2007
CapitalSouth Bank  October 2001 - May 2003
Collegiate Sports Partners   1998 - 2001
Cadence Bank  March 1990 - July 1998

Skills
Banking, Loans, Strategic Financial..., Financial Reporting, Cash Management, Small Business Lending, Retail Banking, Mergers & Acquisitions, Commercial Banking, Corporate Finance, Credit, Financial Services, Portfolio Management, Executive Management, Accounting, Credit Analysis, Risk Management, Financial Analysis, Commercial Lending, Finance, Underwriting

Education
University of Alabama   1979 — 1983
B.S., Accounting

Experience
BB&T  September 2012 - Present
Regions Bank  January 2011 - September 2012
Regions Bank  2009 - January 2011
Regions Bank  August 2009 - October 2010
New South Federal Savings Bank   February 2008 - July 2009
Regions Bank  September 2003 - February 2008
Regions Bank  July 2000 - August 2003
Regions Bank  August 1997 - July 2000
GMAC  October 1986 - July 1997

Skills
Lines Of Credit, Loans, Credit, Commercial Banking, Underwriting, Consumer Lending, Customer Service, Risk Management, Portfolio Management, New Business Development, Credit Analysis, Financial Analysis, Customer Relations, Loan Servicing, Microsoft Office, Credit Risk, Commercial Lending, Negotiation

Education
Auburn University   1982 — 1986
BS, Finance

Experience
Regions Bank  August 2010 - Present
Regions Bank  November 2009 - August 2010
New South Federal Savings Bank   May 2005 - May 2010
Regions Bank  April 2004 - May 2005
Regions Bank  July 1998 - April 2004
World Omni Finance   November 1996 - June 1998

Skills
Loans, Banking, Commercial Banking, Finance, Real Estate, Asset, Underwriting, Credit Analysis, Credit, Portfolio Management, Mortgage Lending, Consumer Lending, Financial Risk, Loan Origination, Sales Management, Commercial Lending, Financial Services, Small Business Lending, Mortgage Banking, Credit Risk, Lines Of Credit, Cross Selling, Relationship Management, Loss Mitigation, Retail Banking, Risk Management

Education
Samford University   1976 — 1980
BS in Business Administration, Finance

Ensley High School   1972 — 1976

Experience
Home Mortgage of America, Inc.   July 2011 - Present
First Federal Mortgage  August 2008 - July 2011
SunTrust Mortgage  September 2005 - July 2008
New South Federal Savings Bank   April 1995 - August 2005
AmSouth Mortgage   April 1990 - April 1995

Skills
Mortgage Lending, First Time Home Buyers, Mortgage Banking, USDA, FHA, Refinance, Loans, VA loans, Loan Origination, FHA financing, Credit, Investment Properties, Real Estate, Residential Mortgages, HUD, Mortgage Underwriting, Branch Banking, Certified Mortgage..., Residential Homes, Uniform Combined State..., Sellers, Qualifying Prospects, Commercial Real Estate, Small Business, Non-Conforming, Government Loans, Underwriting, VA Loans

Education
University of West Alabama   1979 — 1981
Bs, Business Administration

Auburn University   1977 — 1979
Business

Experience
Blue Cross and Blue Shield  COB Inquiry AnalystBlue Cross and Blue ShieldJune 2003 - Present
New South Federal Savings Bank   February 2000 - June 2003
Southern Progress Corporation  February 1997 - February 2000

Education
University of Alabama at Birmingham   1998 — 1999
Accounting

Pinson Valley High School   1994 — 1998
Diploma

Experience
Fidelity Information Services  March 2008 - Present
Fidelity Information Services  May 2008 - March 2009
Superior Bank 2006   June 2006 - March 2008
Stallworth Consulting Services   January 1997 - January 2004
New South Federal Savings Bank   January 1986 - January 1996

Skills
Banking, Budgets, Project Planning, IT Management, Call Center, Software Development, Process Engineering, Technical Support, Risk Assessment, Six Sigma, Management, Telecommunications, Management Engineering, Voice Solutions, Financial Regulation, Regulatory Projects, PMP, Financial Services, CRM, SDLC, Leadership, Business Analysis, Project Management, MS Project, Call Centers, Microsoft Project

Education
Samford University   1999 — 2001
MIS, Management Information Systems, General

Samford University   1995 — 1998
BS, Business Management; Information Systems

American Institute of Banking   1980 — 1982
Banking

Experience
Hancock Bank  December 2013 - Present
Regions Financial Corporation  October 2009 - December 2013
New South Federal Savings Bank   November 2006 - October 2009
Ford Motor Credit Company  June 2000 - November 2006

Skills
Credit, Credit Analysis, Risk Management, Financial Analysis, Risk Assessment, Financial Risk, Mortgage Lending, Underwriting, Credit Risk, Portfolio Management, Commercial Banking, Loans, Consumer Lending, Banking, Finance, Commercial Lending, Relationship Management, Fraud, Financial Services, Loan Origination, Retail Banking, Mortgage Banking, Call Centers

Education
University of Alabama   1997 — 2000
Bachelor of Science in Commerce and Business Administration

Experience
Young Living Essential Oils Independent Distributor  September 2013 - Present
Nsoro  August 2010 - February 2011
New South Federal Savings Bank   August 2009 - January 2010
New South Federal Savings Bank   June 2005 - July 2009

Skills
Software Documentation, Credit, Banking, Loans, Customer Service, Sales, Auditing, Human Resources, Insurance, Risk Management, Mortgage Lending, Mortgage Banking, Credit Analysis, Call Centers, Loan Origination

Education
Samford University   2004 — 2004
Certificate, NALS

Woodlawn High School   1963 — 1968
Diploma, General - Business

Experience
New South Federal Savings Bank   November 1989 - Present
Regions Bank  May 1987 - November 1989
Regions Bank  May 1987 - November 1987

Skills
Mortgage Banking, Banking, Management, Loans, Loan Modifications, Leadership, Loan Servicing, Loss Mitigation, Loan Origination, Team Building, Business Planning

Education
Samford University   1980 — 1985
BS, Counseling/ Business

Experience
Quarles Law Firm LLC   May 2009 - Present
HealthSouth Corporation  September 2001 - May 2009
Compass Bank  January 2001 - September 2001
New South Federal Savings Bank   1998 - 2000
SouthTrust Bank  1995 - 1998
university of alabama  1994 - 1995

Skills
Civil Litigation, Divorce (Uncontested..., Child Support, Retail Banking, Healthcare Operations, Contract Negotiation, Business Transactions, Adoption Law, Preparation of Wills, Financial Transactions, Legal Advice, Legal Documents, Courts, Interdisciplinary..., Administration of..., Certified Guardian Ad..., Legal Issues, Guardianship, Medical Staff Relations, Financial Tran, Residential Mortgages

Education
University of Alabama   1986 — 1989
J.D., Law

University of Alabama   1979 — 1983
BA, Advertising

Experience
Southern Trust Mortgage Company   January 2010 - Present
Toastmasters International  2004 - Present
New South Federal Savings Bank   October 1991 - January 2010
First Family Financial Services  January 1991 - October 1991

Education
Harding University   1971 — 1974
BS, Art/Business

Experience
Non-Profit Organization  April 2010 - September 2011
New South Federal Savings Bank   December 2006 - September 2009
Saks Incorporated  July 2004 - October 2006
Rescue Technology   1992 - 1995
Rescue Technology   1992 - 1995
Rescue Technology   1992 - 1995

Skills
Customer Service, Budgets, Microsoft Word, Human Resources, Training, PowerPoint, Microsoft Excel, Nonprofits, Microsoft Office, Outlook, Time Management

Education
Colorado State University   1987 — 1991
Bachelor, Accounting

The University of Queensland   1989 — 1989
International Studies

Experience
SWBC Mortgage  September 2009 - Present
New South Federal Savings Bank   September 2007 - September 2009
Market Street Mortgage Company   August 2005 - September 2007
Guarantee Bank   June 2003 - August 2005
Wells Fargo  March 2001 - August 2003
CTX Mortgage  March 1991 - March 2001
Commonwealth Capital Mortgage Company   February 1989 - June 1991

Skills
Mortgage Banking, Residential Mortgages, Assisting First Time..., VA loans, Construction Loans, Jumbo Loans, 203K, FHA Loans, Caring for Customers, FHA, Branch Banking, Mortgage Lending, Real Estate, USDA, Residential Homes, Refinance, Loans, Selling, Loan Origination, Mortgage Underwriting, Government Loans, Underwriting, First Time Home Buyers, Sales, VA Loans

Education
The University of Akron   1978 — 1981
Bachelor of Arts (B.A.)

Experience
US Bank  May 2013 - Present
Promontory Financial Group, LLC  August 2012 - May 2013
Bank of America  April 2011 - August 2012
Marion Mitsubishi Subaru Toyota   December 2008 - April 2011
IMS  August 2007 - December 2008
Citi  September 2005 - August 2007
New South Federal Savings Bank   April 2001 - September 2005
Alabama Auto Adjusters   March 1997 - April 2001
AmSouth Bank  April 1993 - March 1997

Skills
Credit Risk, Mortgage Lending, Banking, Loans, Portfolio Management, Underwriting, Credit, Finance, Risk Management, Credit Analysis, Financial Risk, FHA, Loss Mitigation, Loan Servicing, Funding, Loan Modifications, Consumer Lending

Education
Ashford University   2014 — 2015
Master of Business Administration (M.B.A.), Accounting and Finance

Ashford University   2010 — 2013
Bachelor of Arts (B.A.), Accounting and Finance, 3.75

Herzing University-Birmingham   1981 — 1986
None, Computer Science

California School of Law
JD, Law

Experience
Nuve,Inc   2015 - Present
ManattJones (subsidiary of Manatt Phelps & Phillips)   April 2014 - Present
MITA Ventures   January 2012 - 2015
Ministry of Finance and Public Credit (SHCP_MX)   June 2010 - December 2011
Móvil México, S. de R.L.   December 2010 - August 2011
Massachusetts House of Representatives  2011 - 2011
University of Alabama  January 2010 - June 2010
DINE (Grupo DESC/KUO)   2006 - January 2010
Silvergate Bank  July 2005 - September 2006
New South Federal Savings Bank   March 2003 - July 2005

Skills
Financial Analysis, Strategic Planning, Spanish, Microsoft Office, Diplomacy, Public Policy, Real Estate Development, Real Estate Investment, International Real..., Mobile..., International Relations, International..., International Trade, International Management, Government Affairs, Corporate Branding, Government, Investment Properties, Economic Development, Analysis, Policy, Business Development, Entrepreneurship, Leadership, Venture Capital, Management, Start-ups, Business Strategy, Strategy

Education
Harvard University   2010 — 2012
Master of Liberal Arts, Government

University of Alabama   1998 — 2002
B.A., International Studies/Business

Experience
KBR, Inc.   June 2014 - Present
KBR, Inc.   2012 - 2014
New South Federal Savings Bank   2006 - 2007
Halliburton  April 2005 - August 2005
Halliburton  September 2004 - April 2005
Halliburton - Rio Division   February 2004 - September 2004
National Evangelical Church of Kuwait (N.E.C.K.)   2000 - 2004
Raytheon - Kuwait   February 2001 - August 2001
U.S. Zinc / Gulf Reduction Corporation   1988 - 1999
Finger Furniture Company   1985 - 1988

Skills
Microsoft Office, Customer Service, Research, Social Media, Public Speaking, Microsoft Excel, Microsoft Word, PowerPoint, Editing, Management, Contract Management, Budgets, Project Planning, Procurement, Training, Leadership, Supervisory Skills, Administration, Construction, Process Scheduler

Education
Allied School   2008 — 2011
Medical Terminology

Integrity Selling, Birmingham, Alabama   2005 — 2005
No degree, Company sent for this week of training.

International School of Kuwait   2000 — 2002
No, Women's Ministry, GPA 4.0

Women's Success Conference - Houston, Texas   1998 — 1998
No, Skill Psth, None Given

North Harris County Community College, Houston, Texas   1997 — 1997
No degree, Labor Relations & Export Documentation, GPA 4.0

Kingwood College, Kingwood, Texas   1995 — 1996
No degree, Business Administration and Management, General

Negotiating Skills & Salesmanship   1995 — 1995

Dunn & Bradstreet Class In Business Writing & Records Managements   1993 — 1994
No degree

San Jacinto College   1985 — 1988
No degree, Psychology & General Studies, 4.0 on all Classes

Experience
Lawrence & Lawrence, PLLC   December 2011 - Present
Chattanooga Lookouts  April 2005 - November 2011
New South Federal Savings Bank   May 2001 - May 2003

Skills
Office Administration, Customer Service, Microsoft Excel, Administrative..., Outlook

Education
Northeast Alabama Community College   2011 — 2012
AAS, Paralegal Office Administration

University of Maryland University College   1986 — 1987
Bachelor's degree, Business

Experience
Williams Lea  June 2011 - Present
Olan Mills  January 2010 - May 2011
New South Federal Savings Bank   February 2006 - February 2009
Behavioral Health, Inc.   November 2002 - December 2005

Skills
Management, Customer Service, Project Management, Leadership, Team Management, Process Improvement, Training, Vendor Management, Accounting, Reprographics, Archival Processing, Digital Archiving, IT and MIS, Database Administration, Microsoft Office, Oracle, TCL, OPUS, OASIS, LSI, Deltek, Peachtree, QuickBooks

Education
University of Alabama at Birmingham   2012 — 2016
Bachelor of Applied Science (BASc), Accounting and Finance, 3.85

Virginia College-Birmingham   2006 — 2008
Bachelor of Business Administration (BBA), Business Administration and Management, General, 4.0

Experience
New South Federal Savings Bank   February 1981 - October 2005
New South Federal Savings Bank   1981 - 2005

Education
Jefferson State Community College   2013 — 2014

A. G. Parrish, Selma, Al   1966 — 1970