Experience
NFM Lending   March 2015 - Present
NLC Loans  January 2014 - March 2015
Wells Fargo Home Mortgage  February 2013 - October 2013
The New America School  August 2009 - January 2013
Aventa Learning  July 2010 - July 2011

Skills
Classroom Management, Educational Leadership, Classroom, Teacher Training, Program Development, Public Speaking, Teaching, Credit Analysis, Credit Risk, Mortgage Underwriting, Mortgage Banking, Customer Satisfaction, Organization, Team-oriented, Refinance, New Home Purchase, Harp, Fannie Mae, DU Refi Plus, Real Estate, Mortgage Lending

Education
University of New England
Master of Science (MS), Education/K-12 Literacy

University of Colorado Boulder   1995 — 1998
Bachelor of Arts (BA), English/Language Arts Teacher Education

Experience
NFM Lending   January 2013 - Present
PHH Home Loans  January 2001 - December 2013

Skills
USDA, FHA, VA, Conventional, VA loans, Mortgage Lending, Mortgage Planning, Loan Origination, Mortgage Industry, Purchase, Residential Mortgages, Conforming, First Time Home Buyers, Government Loans, Investment Properties, Construction Loans, Wholesale Lending, Rehab Loans, First Time Buyers, Second Homes, Residential, Commercial Mortgages, Home Equity Loans, Real Estate Financing, Refinance, Communication Skills, Home Loans, Contract Negotiation, Credit Score for home..., Southern Maryland home..., Mortgage Underwriting, Mortgage Servicing, FHA financing, VA Loans

Education
Old Dominion University

Virginia Wesleyan College

Experience
NFM Lending   October 2014 - Present

Skills
Customer Service, Market Research, Sales, Social Media, Event Planning, Microsoft Excel, Leadership, Public Speaking, Time Management

Education
Jacksonville University   2009 — 2013
B/S, Business Managment

Experience
Home Point Financial  August 2014 - Present
Franklin First Financial  January 2013 - March 2014
NFM Lending   March 2010 - January 2013

Skills
FHA, Refinance, Loans, VA loans, Mortgage Lending, Mortgage Banking, Credit, Reverse Mortgages, Credit Analysis, Loan Origination, Residential Mortgages, Government Loans, FHA financing, USDA, Certified Mortgage..., Customer Service, VA Loans

Education
Susquehanna University
Bachelor's Degree, Finance/Management

Susquehannock High School
High School, Business Administration and Management, General

Experience
NFM Lending   April 2007 - Present
Champion Mortgage  August 2004 - April 2007
Casella Vendette Group   June 1991 - August 2004

Skills
USDA, Credit, Loans, Refinance, Mortgage Lending, FHA, Finance, Banking, Certified Mortgage..., Equities, FHA financing, Investment Properties, Loan Origination, Mortgage Underwriting, Real Estate, Residential Mortgages, VA loans, Reverse Mortgages, FHA Financing, Mortgage Banking, Referrals, VA Loans

Education
Rowan University   1989 — 1991
B.S., Finance

Experience
NFM Lending   September 2015 - Present
First Heritage Mortgage  July 2014 - September 2015
Sierra Pacific Mortgage Company, Inc.   April 2014 - July 2014
Tidewater Home Mortgage Group, Inc  May 2012 - April 2014
Radford University  September 2011 - May 2012
Firebirds Restaurants  September 2007 - May 2012

Skills
PowerPoint, Microsoft Office, Customer Service, Microsoft Word, Event Planning, Microsoft Excel, Social Media, Time Management, Public Speaking, Social Networking, Facebook, Outlook, Research, Sales, Teamwork, Public Relations, Marketing, Social Media Marketing, Cold Calling, Photoshop, Account Management, Leadership, Loans, Training, Mortgage Lending, Refinance

Education
Radford University - College of Business and Economics   2008 — 2012
Bachelor of Administration, College of Buisness and Economics- Marketing

Deep Run High School   2004 — 2008

Experience
NFM Lending   July 2015 - Present
Franklin American Mortgage Company  June 2010 - November 2014
Joy Real Estate  March 2007 - June 2010

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, Relocation, Real Estate, Data Entry, First Time Home Buyers, Investment Properties, Short Sales, Sellers

Education
Spartanburg Community College
Real Estate License, Real Estate

Experience
Aviation Adventures  August 2015 - Present
NFM Lending   January 2015 - July 2015
Shapiro Negotiations Institute  June 2014 - September 2014
Chi Psi Fraternity  December 2012 - May 2013
Student Painters  October 2011 - August 2012

Skills
Microsoft Office, Business Planning, Microsoft Excel, Leadership Development, Sports Management, Proposal Production, Entrepreneurship, Relationship Management, Social Media

Education
University of South Carolina - The Moore School of Business   2010 — 2014
Bachelor's Degree, Global Supply Chain & Operations Mgmt

Experience
NFM Lending   March 2015 - Present
Direct Mortgage Loans  November 2014 - April 2015
WCS Funding Group   January 2013 - November 2014
WCS Funding Group, home of the Happy Mortgage   September 2011 - January 2013
CirclePix  July 2007 - November 2011
Prudential Insurance Company  1989 - 1996

Skills
Real Estate, Sellers, Marketing, Residential Homes, Investment Properties, Social CRM, Blogging, Human Resources, Operations Management, Credit, Foreclosures

Education
Elizabethtown College   1982 — 1986
Bachelor of Science (BS), Psychology

Morris Catholic High School   1978 — 1982
High School Diploma

Experience
NFM Lending   July 2015 - Present
Raymond James Bank  April 2011 - July 2015
Fifth Third Bank  September 2008 - April 2011
Wells Fargo Home Mortgage  August 2007 - September 2008
HomeBanc Mortgage Corporation  September 1998 - May 2007

Skills
Wealth Management, Certified Mortgage..., Mortgage Lending, Lending Solutions, Sales&Marketing, Sales Growth, Retail Sales Experience, Portfolio Management, Loans

Education
Florida State University - College of Business   1992 — 1997
Bachelor of Science (B.S.), Business, Management, Marketing, and Related Support Services, B+

Experience
NFM Lending   January 2005 - Present

Skills
Mortgage Banking, Loan Origination, Mortgage Underwriting, Mortgage Lending, FHA, Loans, Residential Mortgages, USDA, Refinance, Credit, Risk Management, Banking, Mortgage Servicing, Underwriting, Credit Analysis, Project Management, Analysis, Change Management, Cross-functional Team..., VA loans, Legal Compliance, Site Investigation, Fraud, Quality Control, Encompass, Collateral Management, Financial Risk, ECOA, Fannie Mae, Financial Regulation, Fair Housing Law, Financial Accounting

Education
Morgan State University   1999 — 2003
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Experience
NFM Lending   July 2008 - Present
Academy for Educational Development  September 2006 - July 2008
Robert half  June 2006 - September 2006
Ace of Diamonds Chimney Sweeps   August 2005 - June 2006
Quest Diagnostics  February 2004 - August 2005
Hawks Cay Resort  June 2002 - January 2004

Skills
Employee Relations, Recruiting, HRIS, Performance Management, Human Resources, Employee Benefits, Talent Acquisition, Project Management, Training, Talent Management, New Hire Orientations, Team Building, Social Media, Social Media Marketing, Marketing Management, Marketing Budget..., Business Strategy, HR Policies, Procedure Development, Teamwork, Team Leadership, Benefits Administration, Benefits Negotiation, Benefits Design, Compensation Structures, 401k, Event Planning, Corporate Events, Charity Work, Volunteering, Employee Engagement, Employee Handbooks, Employee Recognition, Employee Wellness, Employee Surveys, Sourcing, Interviews, Payroll, Temporary Placement, Personnel Management

Education
Capella University   2006 — 2009
Working towards PhD, Human Resource Management

Notre Dame of Maryland University   2004 — 2006
Masters, Human Resource Management

American University - Kogod School of Business   1998 — 2002
BA, Finance

Elmira College   1997 — 1998

Experience
NFM Lending   April 2015 - Present
Richmond American Homes  March 2013 - April 2015
Craftstar Homes  May 2011 - March 2013
Richmond American Homes  May 2007 - May 2011
Caruso Homes  October 2006 - May 2007

Skills
Marketing, Microsoft Office, Selling, Real Estate, Outlook, New Business Development, Event Planning, Marketing Communications, Buyers, Home, PowerPoint, Investment Properties, Recruiting, Social Networking, Retail, Customer Service, Team Building, Team Leadership, Sales, Sales Management, Leadership, Social Media, Microsoft Word, Project Planning, Contract Negotiation, First Time Home Buyers, Sales Operations, Forecasting, Time Management, Event Management, Social Media Marketing, Training, New Home Sales, Public Relations, Negotiation, Account Management, Fundraising, Advertising, Strategic Planning, Inventory Management, Public Speaking, Photoshop, Project Management, Marketing Strategy, Microsoft Excel, Management, Coaching, Budgets, Business Planning, Customer Satisfaction

Education
Frostburg State University   2004 — 2006
Political Science

Potomac State College   2002 — 2004
Criminal Justice

Experience
NFM Lending   September 2015 - Present
Cazenovia College  February 2012 - May 2015
347 Design   June 2014 - January 2015
Girl Scouts of the USA  April 2011 - August 2013

Skills
Social Media, Microsoft Office, PowerPoint, Photoshop, Microsoft Excel, Microsoft Word, Customer Service, Teamwork, Social Media Marketing, Facebook, Advertising, Event Planning, Marketing Communications, Public Speaking, HTML, Marketing, Leadership

Education
Cazenovia College   2011 — 2015
Bachelor of Professional Studies, Business Management

Experience
NFM Lending   March 2015 - Present

Skills
Mortgage Lending, Customer Service, Banking, Loans, Strategic Planning, Credit, Finance, Selling, Training, Risk Management, Real Estate, Mortgage Banking, Process Improvement

Education
State University of New York College at Oswego
Bachelor's Degree, Business Administration and Management, General

Experience
NFM Lending   June 2015 - Present
Benchmark Home Loans  September 2011 - June 2015
Waterstone Mortgage Corporation  February 2011 - September 2011
Gibraltar Mortgage  October 2000 - January 2011
Layden Real Estate   July 1989 - May 1992

Skills
Mortgage Lending, Residential Mortgages, Mortgage Planning, Certified Mortgage..., FHA, USDA, Real Estate, Small Business Lending, Referrals, Credit, Investments, Sellers, Investors, Brokerage, Commercial Mortgages, Mortgage Banking, Loan Origination, Loans, First Time Home Buyers, Underwriting, Marketing, Finance, Mortgage Underwriting, Condos, Foreclosures, Commercial Lending, Construction Loans, Leadership, Short Sales, Home Equity Loans, Single Family Homes, Refinance, New Home Sales, VA loans, Investment Properties, REO, Relocation, Reverse Mortgages, FHA financing, Real Estate Transactions, Selling, Residential Homes, Real Estate Financing, HUD, Credit Analysis, Debt Consolidation, Mortgage Marketing, Financial Risk, Banking, Consumer Lending

Education
University of North Texas   1977 — 1980

UCLA Anderson School of Management
Real Estate and Finance