Experience
NVR Mortgage   June 2015 - Present
T. Rowe Price  July 2013 - June 2015
Alcoa  June 2012 - August 2012
Alcoa  May 2011 - May 2012

Skills
Bloomberg Terminal, Microsoft Excel, PowerPoint, HTML, Morningstar, Financial Analysis, Microsoft Word, Microsoft Office, Accounting, Social Networking, Access, SharePoint, Finance, Public Speaking, Data Analysis, Analysis, Customer Service, Time Management, Leadership, Teamwork

Education
Duquesne University   2009 — 2013
BSBA, Finance, Information Systems Management, Senior

Experience
Plaza Home Mortgage  March 2014 - Present
Amerisave Mortgage Corporation  May 2013 - February 2014
Fifth Third Bank  October 2011 - April 2013
Citi  May 2006 - October 2011
Rocky Mountain Mortgage Specialists, Inc.   October 2000 - May 2006
First National Security Corp   March 1997 - September 2000
NVR Mortgage   January 1995 - January 1996
Medallion Mortgage  November 1993 - January 1995
United New Mexico Bank   1991 - 1992
Texas Commerce Bank  1990 - 1991

Skills
Loans, Mortgage Lending, Credit Analysis, Underwriting, Loan Origination, Credit, Risk Management, Refinance, Banking, Financial Services, Executive Management, Mortgage Banking, Real Estate, USDA, Investments, Relationship Management, FHA, Sales, Business Development, Sales Management, Finance, Insurance, Residential Mortgages, Commercial Lending, Funding, Investment Properties, Loan Servicing, Management, Credit Risk, Loss Mitigation, Consumer Lending, Mortgage Underwriting, Portfolio Management, Mortgage Servicing, Small Business Lending, Real Estate Financing, Financial Analysis, Financial Risk, Commercial Banking, Rates, Cross Selling, VA loans, Financial Structuring, Commercial Mortgages, Asset Based Lending, FHA financing, Construction Loans, Reverse Mortgages, Real Estate Economics, FHA Financing

Education
University of Washington   1975 — 1977
BA, Communications

Northwest Nazarene University   1973 — 1975
AA, Broadcasting

King's Garden High School   1969 — 1973

Experience
Pike Creek Mortgage Services Inc   September 2010 - Present
NVR Mortgage   June 2004 - September 2010
Ryan Homes  June 1996 - June 2004

Skills
FHA financing, VA financing, New Home Sales, First Time Home Buyers, FHA, Mortgage, VA, Mortgage Lending, Conventional, Refinance, Loan Origination, Real Estate, Residential Mortgages, VA loans, Mortgage Banking, Investment Properties, USDA, Loans, Sales, Credit, Single Family Homes, Real Estate Financing, Reverse Mortgages, Government Loans, VA Loans, FHA Financing, Residential Homes, Customer Service, Real Estate Transactions, Mortgage Industry, Mortgage Marketing

Education
Goldey Beacom College   1988 — 1992
Bachelor, Business Management

Experience
Deephaven Mortgage LLC  March 2014 - Present
NVR Mortgage   October 2013 - March 2014
Fifth Third Bank  April 2012 - September 2013
Avelo Mortgage a Goldman Sachs Company   November 2007 - March 2012
PMI Mortgage Insurance Co.  June 2007 - October 2007
Countrywide Home Loans  August 2006 - April 2007
Wells Fargo  August 2004 - June 2006
Second National Bank  February 2001 - June 2004
Security Dollar Bank   September 1994 - February 2001
Banc One Mortgage  July 1993 - September 1994

Skills
FHA DE Underwriter..., Underwriting, FHA, Conventional, VA, Due Diligence, Credit Analysis, Mortgage Industry, Compliance, Residential Mortgages, Conforming, Analysis, Wholesale, Fraud, Mortgage Lending

Education
Gannon University   1973 — 1975
Medical Technology

John Carroll University   1972 — 1973
Psychology

Experience
Fulton Mortgage Company, A Division of Fulton Bank of New Jersey   February 2011 - Present
Habitat for Humanity  June 2011 - Present
PrimeLending, A PlainsCapital Company  December 2009 - February 2011
Cape School   November 2009 - February 2011
Pike Creek Mortgage Services, Inc.   October 2009 - December 2009
Mortgage Master, Inc.   October 2008 - October 2009
Warrington Mortgage Corporation   May 1996 - July 2008
GMAC Mortgage  September 1995 - August 1996
NVR Mortgage   1992 - 1995
First American Savings   1988 - 1992

Skills
Team Building, Selling Skills, Referrals, Leadership, Mortgage Banking, Mortgage Lending, FHA, Residential Mortgages, Refinance, Loan Origination, Reverse Mortgages, USDA, Loans, Credit, Finance, Portfolio Management, Real Estate Transactions, VA loans, Construction Loans, Mortgage Underwriting, Banking, Investment Properties, Mortgage Marketing, Sales, Loss Mitigation, Real Estate, REO, FHA financing, Business Development, Sales Management, Underwriting, New Business Development, Investments, Commercial Mortgages, Residential Homes, First Time Home Buyers, Investors, Real Estate Financing, Management, Certified Mortgage..., Funding, Strategic Planning, Customer Service, FHA Financing, VA Loans

Education
Drexel University
Bachelor of Science

Experience
RE/MAX Affiliates, Inc.   1991 - Present
Vintage Title Agency   1991 - 1994
NVR Mortgage   1989 - 1991
Internal Revenue Service  1985 - 1989

Skills
Foreclosures, First Time Home Buyers, Short Sales, Single Family Homes, Condos, Investment Properties, Real Estate, Townhomes, Luxury, Listings, New Homes, Selling, Buyers, Buyer Representation, Relocation, ABR, Referrals, New Home Sales

Education
Northern Kentucky University

Experience
Defense Contract Audit Agency  July 2007 - May 2015
NVR Mortgage   May 2001 - June 2007
US Army  January 2004 - June 2006

Skills
Auditing, Internal Controls, GAAP, US GAAP, Financial Accounting, Sarbanes-Oxley Act, Financial Statements, General Ledger, Account Reconciliation

Education
Montgomery College   2003 — 2007
Bachelor's degree, Accounting and Business/Management

University of Maryland College Park   2002 — 2007
Bachelor's degree, Accounting and Finance

Experience
Regions Bank  January 2012 - Present
WR Starkey Mortgage  September 2009 - January 2012
Cornerstone Mortgage Company  2005 - 2009
Countrywide Home Loans  September 2003 - September 2005
Sunshine Mortgage  December 1999 - September 2003
NVR Mortgage   April 1997 - December 1999
Ryan Homes  February 1992 - April 1997

Skills
Refinance, First Time Home Buyers, FHA, USDA, Residential Mortgages, Mortgage Lending, Residential Homes, Mortgage Banking, New Home Sales, Loans, Loan Origination, VA loans, Credit

Education
University of North Carolina at Charlotte   1987 — 1991
BS, Business; Sociology

Western Carolina University   1982 — 1984
bachelor of Arts, Business

Experience
NVR Mortgage   March 2013 - Present
Nvr mortgage   March 2005 - Present
Heartland Home Finance  February 1996 - September 2001

Skills
Customer Service, Management, Leadership, Sales, Marketing

Education
Miami University
Associate's degree, Finance and Financial Management Services

Wright State University
Finance and Financial Management Services

Experience
Bernie Moreno Companies  February 2012 - Present
Five Seasons Family Sports Club  September 2010 - February 2012
CBS Radio - Cleveland   2010 - September 2010
NVR Mortgage   December 2004 - January 2009

Education
Baldwin Wallace University   1998 — 2001

Experience
DHI Mortgage  July 2015 - Present
Mary Kay Inc.  October 2012 - Present
Flores & Associates  January 2013 - July 2015
Opera Carolina  January 2005 - June 2015
NVR Mortgage   January 2010 - January 2013
Janie and Jack  November 2010 - May 2011
The Disney Store  February 1995 - October 2010
New York Life Insurance Company  January 2009 - November 2009
NVR Mortgage Finance, Inc  October 2006 - January 2009
SunTrust Mortgage  June 2005 - September 2006

Skills
Customer Service, Customer Satisfaction, Public Speaking, Loans, Time Management, Public Relations, Entertainment, Musical Theatre, Event Planning, Microsoft Office, Mortgage Lending, Sales, Event Management, Singing, Performing Arts, Opera, Leadership, Fundraising, Management, Music, Acting, Editing, Facebook, Social Media, Social Networking, Stage, Team Building, Theatre, Training, Advertising, Blogging

Education
Salem College   1995 — 1999
Bachelor of Music, Vocal Performance

Experience
Avenue Bank  June 2015 - Present
F&M Mortgage: A Division of F&M Bank   November 2013 - Present
Avenue Bank  March 2010 - October 2013
Regions Mortgage  June 2009 - March 2010
Countrywide Home Loans  2007 - 2009
JPMorgan Chase  November 2000 - December 2004
NVR Mortgage   1998 - 2001
United Parcel Service  August 1987 - January 1996

Skills
FHA, Mortgage Lending, Mortgage Banking, Loans, USDA, Refinance, VA loans, FHA financing, First Time Home Buyers, Construction Loans, Credit, Loan Origination, Government Loans, Residential Mortgages, Banking, Commercial Lending, Consumer Lending, Finance, Mortgage Marketing, Certified Mortgage..., Branch Management, Home Equity Loans, Underwriting, Real Estate, Loan Servicing, Real Estate Financing, Commercial Banking, Closings, Small Business Lending, Reverse Mortgages, Mortgage Underwriting, Credit Analysis, Investment Properties

Education
Belmont University - Jack C. Massey Graduate School of Business   1994 — 1997
MBA, Small Business

Cumberland University   1991 — 1994
B.B.A., Business Administration with a minor in Accounting

Experience
American Bank  September 2014 - Present
Noblesville Chamber of Commerce   September 2013 - Present
Fishers Chamber of Commerce  March 2013 - Present
Ameriana Bank  August 2012 - September 2014
NVR Mortgage   March 2012 - August 2012
M&I Bank  October 2009 - March 2012
DeVry University  May 2008 - October 2009
Wells Fargo Financial  December 2004 - March 2008

Skills
Loans, Banking, Commercial Banking, Credit, Credit Analysis, Mortgage Lending, Retail Banking, Small Business Lending, Consumer Lending, Sales Management, Networking, Sales, Leadership, Loan Origination, Customer Service, Management, Relationship Management, Team Building, Lines Of Credit

Education
Purdue University   2000 — 2004
Bachelors, Organizational Leadership and Supervision

Harrison High School   1996 — 2000
Core 40, Management

Experience
Dominant Innovations LLC   October 2014 - Present
Cision Inc  October 2014 - Present
Aurora Mortgage LLC   May 2012 - June 2013
NVR Mortgage   April 2009 - October 2011

Skills
Real Estate, Investment Properties, Foreclosures, Condos, Relocation, Property, Townhomes, Appraisals, Move Up Buyers, HUD, Investors, First Time Home Buyers, Customer Service, Training, Mortgage Banking, Refinance, Sales, Negotiation, Residential Mortgages, Microsoft Office, Short Sales, Leadership, Property Management, Microsoft Excel, PowerPoint, Team Building

Education
University of Maryland University College
Master of Business Administration (M.B.A.)

Trinity University-Washington
Bachelor's degree, Psychology

Experience
Fidelity Direct Mortgage  February 2015 - Present
AmCap Mortgage, LTD  January 2015 - February 2015
Proficio Mortgage Ventures, LLC  June 2014 - December 2014
Homestead Funding Corp.  May 2012 - June 2014
Southern Trust Mortgage  January 2000 - May 2012
C & F Mortgage Corporation   March 1995 - December 1999
First Town Mortgage Corporation   January 1992 - April 1994
NVR Mortgage   January 1990 - December 1991
BancSmith Mortgage   July 1989 - December 1989
The 51st American Presidential Inaugural Committee   November 1988 - February 1989

Skills
Research, Mortgage Banking, Loans, Mortgage Lending, Investment Properties, FHA, Refinance, First Time Home Buyers, Real Estate, Reverse Mortgages, USDA, Residential Homes, Team Building, Negotiation, Credit, VA loans, Residential Mortgages, Short Sales, Banking, Investments, Loan Origination, Real Estate Financing, FHA financing, Underwriting, Construction Loans, Government Loans, Mortgage Marketing, Certified Mortgage..., Mortgage Underwriting, 203K, Home Equity Lines of..., Finance, Commercial Mortgages, Sellers, Credit Analysis, Referrals, Commercial Lending, FHA Financing, VA Loans

Education
Frostburg State University   1973 — 1978
Bachelor of Science (BS), Triple Major - History, Political Science, and Social Science

Experience
Self Employed - Tutor  October 2011 - Present
Charlotte Mecklenburg Schools  November 2010 - June 2015
Choice Translating  2009 - 2010
Saqsaywaman   September 2009 - December 2009
NVR Mortgage   June 2003 - January 2007

Skills
Microsoft Office, Tutoring, French, Spanish, History, English, Language Teaching, Translation, Lesson Planning, Educational Technology, Editing, Public Speaking, Event Planning, Teaching, Languages, Italian, Research, PowerPoint, Spanish Literature, Literature, English Literature, Culture, PLC Leadership, Magnet Programs, Instructional Technology, Higher Education, tutor

Education
The George Washington University   2015 — 2017
Master’s Degree, International Relations and Affairs

Universidad de Salamanca   2015 — 2016
Master’s Degree, Spanish Language and Culture

Loyola University of Chicago   2007 — 2009
BA, International Studies, Political Science, French and Anthropology

University of North Carolina at Charlotte   2003 — 2006
International Relations and Affairs

Experience
Howard Bank  June 2015 - Present
First Home Mortgage  June 2013 - May 2015
First Home Mortgage  May 2011 - June 2013
Primary Residential Mortgage  September 2009 - June 2011
ADV Mortgage Direct   January 2005 - September 2009
1st Primacy, Old Kent Mortgage & Bank Street Mortgage   August 1997 - December 2004
NVR Mortgage   September 1984 - April 1996

Skills
VA loans, Underwriting, Credit, Loans, FHA, Customer Service, Government Loans, Mortgage Lending, Residential Mortgages, Mortgage Banking, Refinance, Construction Loans, USDA, Loan Origination, Reverse Mortgages, FHA financing

Education
Indiana University of Pennsylvania
BA

Experience
Third Federal Savings  December 1998 - Present
Union Savings Bank  1995 - 1998
NVR Mortgage   1988 - 1995

Skills
Loans, Real Estate, First Time Home Buyers, Residential Homes, Credit, Negotiation, Banking, Mortgage Lending, Sales, Sales Management, Business Development, Loan Origination, Investment Properties

Education
The Ohio State University   1974 — 1978
B.S., Natural Resources Management

Experience
Sumner County Schools  August 2013 - Present
Delta Gamma Fraternity  July 2009 - June 2013
Sumner County Schools  January 2013 - May 2013
Chico's FAS Inc.   October 2009 - February 2013
United Way of Sumner County   April 2008 - August 2009
Michelin North America, Inc.   November 2004 - August 2006
Michelin North America, Inc.   August 1997 - November 2004
Westinghouse Electric Corporation  April 1994 - July 1997
Eckert Seamans  1990 - 1992
NVR Mortgage   1989 - 1990

Skills
Management, Customer Service, Event Management, Training, Leadership, Purchasing, Negotiation, Advertising, Social Media, Project Management, Event Planning, Public Relations, Editing, Marketing, Marketing Communications, Microsoft Office, Microsoft Word, Nonprofits, Outlook, PowerPoint, Public Speaking, Research, Sales, Time Management, Strategic Planning, Social Networking, Social Media Marketing

Education
University of Pittsburgh   1992 — 1996
MPA, Environmental Management & Pollicy

Washington and Jefferson College   1983 — 1987
BA, Political Science

Experience
Freddie Mac  January 1996 - Present
MGIC  June 1993 - January 1996
Credit Union Mortgage Association   1992 - 1993
NVR Mortgage   April 1986 - June 1992

Skills
Risk Management, Financial Risk, Credit Risk, Financial Analysis, Credit, Risk, Financial Regulation, Organizational..., Internal Controls, Operational Controls, Corporate Governance, Change Management, Policy, Policy Analysis, People Development, Project Implementation, Organizational Structure, Organization &..., Analysis, Underwriting, Management, Mortgage Lending

Education
Penn State University   1982 — 1985
B.A

Experience
NVR Mortgage   March 2015 - Present
NVR Mortgage   April 2006 - Present
NVR Mortgage   December 2003 - March 2006
NVR Mortgage   February 1996 - December 2003

Skills
FHA, Mortgage Lending, USDA, Refinance, Loan Origination, Loans, Mortgage Banking, Real Estate Financing, First Time Home Buyers, Budgets, Credit, Real Estate, Customer Service, Financial Analysis, Investment Properties

Education
Finger Lakes Community College   1987 — 1989
BS, Business Administration and Management, General

Experience
NVR Mortgage   February 2013 - Present
NVR Mortgage   June 2011 - February 2013
NVR Mortgage   January 2006 - December 2009
NVR Mortgage   February 1999 - December 2005

Skills
Operations Management, Quality Control Manager, Customer Service, Budgets, Negotiation, Training, Strategic Planning, Microsoft Excel, Microsoft Word, Business Strategy, Financial Analysis, New Business Development, Real Estate, Account Management

Education
Waynesburg University   1974 — 1975

Robert Morris College

Experience
NVR Mortgage   February 2015 - Present
Prosperity Mortgage  October 2013 - Present
NVR Mortgage   October 2011 - September 2013
Lupin Pharmaceuticals  March 2011 - October 2012
Pedinol Pharmacal, Inc.   January 2010 - August 2010
Ryan Homes  August 2007 - January 2010

Skills
Single Family Homes, Real Estate, Marketing, Sales, Condos, Selling, Buyers, Townhomes, First Time Home Buyers, Residential Homes, Contract Negotiation, Foreclosures, Sales Management, Investment Properties, Referrals, Investors, REO, Residential Mortgages, Real Estate Transactions, Mortgage Lending, Sellers, Short Sales, Loan Origination, FHA, Small Business, Buyer Representation, Listings, New Home Sales, Cold Calling, Market Planning

Education
Virginia Commonwealth University   2000 — 2003
M.T., English Education

East Carolina University   1996 — 2000
B.A., Psychology

Monacan

Monacan

Experience
Kettlebell AMPD   May 2013 - Present
You Rock Fitness   July 2011 - Present
NVR Mortgage   2005 - August 2012
NVR, Inc.   May 2005 - February 2011
Dominion Homes  2004 - 2006

Skills
Fitness, Kettlebells, Fitness Training, Social Networking, Cardio, Small Business, Zumba, Personal Training, Fitness Instruction, BOSU, Strength Training, Fitness Center, Weight Training, Yoga, Wellness, Wellness Coaching, Exercise Physiology, Lifestyle, Public Speaking, Customer Service

Education
Pennsylvania State University-Erie Campus   1995 — 1999
BS, Management Information Systems

Experience
RMC Mortgage Corporation   March 2005 - Present
Wells Fargo Home Mortgage  February 2013 - February 2014
Monocacy Home Mortgage   July 2012 - February 2013
Adobe Builders, LTD   March 2009 - July 2012
Ryland Mortgage Company  March 1998 - October 2008
NVR Mortgage   1991 - 1993

Skills
Real Estate, FHA, Investment Properties, Residential Homes, Sellers, Short Sales, Mortgage Lending, First Time Home Buyers, Microsoft Office, Foreclosures, Property Management, Marketing Strategy, Buyer Representation, REO, Single Family Homes

Education
University of Baltimore   1989 — 1991
MBA, Merrick School of Business

The University of Texas at Arlington   1984 — 1989
B.SC., Mechanical Engineering

Experience
NVR Mortgage   June 1999 - Present

Skills
FHA, Mortgage Lending, Real Estate, VA loans, Refinance, USDA, Loans, Mortgage Banking, Loan Origination, Strategic Planning

Education
Pfeiffer University
Bachelor of Science, Management Information Systems

Experience
Victorian Finance, LLC  February 2013 - Present
TriState Capital Bank  August 2009 - February 2013
National City  July 2008 - August 2009
National City Mortgage  July 2007 - December 2007
2006-2007  May 2006 - June 2007
Washington Mutual Bank, FA/PNC Mtg   April 1993 - April 2006
Washington Mutual  1993 - 2006
NVR MORTGAGE   October 1979 - April 1993

Skills
Operations Management, Loan Origination, Credit, Banking, Underwriting, Credit Analysis, Loss Mitigation, Commercial Lending, Small Business Lending, Risk Management, Microsoft Excel, Mortgage Underwriting, USDA, Process Improvement, Portfolio Management, Credit Risk, Funding, VA loans, VA Loans

Education
Robert Morris University   1980 — 1988
BS, Business Administration; management and business

Robert Morris University   1980 — 1988
BS, Business Administration; management and business

Mt Lebanon Sr. High School   1974 — 1978
High School Diploma, High School Diploma

Experience
Property Dealers Inc.   August 2014 - Present
Nerium International  March 2012 - Present
Only Way Realty, LLC  November 2011 - Present
Volunteer  1980 - 2009
RE/MAX Foothills  August 2005 - August 2008
Central Carolina Bank  November 1999 - August 2005
NVR Mortgage   1997 - 1999
Communicaids Inc.   January 1984 - December 1995
Young Republican National Federation  1979 - 1981

Skills
Organizational..., Project Coordination, Event Management, Event Planning, Real Estate, Public Speaking, Negotiation, Customer Relations, Marketing Strategy, Team Building, Training, Customer Service, Public Relations, Management, Contract Negotiation, Business Development, Marketing, Budgets, Strategic Planning, Sales

Education
Gonzaga University   2010 — 2013
Masters Candidate, Organizational Leadership

University of North Carolina at Chapel Hill   1975 — 1979
BA

Gainesville High School

Experience
Alexandria City Public Schools  August 2002 - Present
NVR Mortgage   January 1999 - August 2007

Skills
Curriculum Design, Curriculum Development, Classroom, Educational Technology, Educational Leadership, Lesson Planning, Tutoring, Teaching, Staff Development, Classroom Management, K-12, Teacher Training

Education
George Mason University   1997 — 2002
Master of Education (MEd), Second Language Learning

George Mason University   1997 — 2002
Bachelor of Arts (BA), Spanish Language and Literature

Experience
BNY Mellon  March 2008 - September 2014
Thermo Fisher Scientific  January 1997 - June 2008
NVR Mortgage   January 1987 - December 1996

Skills
XP, VMware, Technical Support, Windows Server, Servers, Active Directory, Windows, Windows 7, Operating Systems, Disaster Recovery, Citrix, Microsoft Exchange, System Deployment, Blackberry Enterprise..., VMware ESX, ITIL, Group Policy, SharePoint, DNS, Virtualization, VBScript, VPN, IT Operations, IT Management, SAN, IIS, Windows XP, IT Service Management, Data Center, Firewalls, Troubleshooting, Security, Network Security, Infrastructure, VMware Infrastructure, Networking, SCCM, Visio, Microsoft SQL Server, Solaris, Altiris, Vendor Management

Education
Point Park College   2003 — 2003
Continued Education, Computer and Information Sciences and Support Services

School of Computer Technology   1985 — 1987
Bachelor's degree, Applied Business Programming

Experience
NVR Mortgage   February 2014 - Present
J.P. Enterprises Unlimited   October 2013 - January 2014

Skills
Creative Writing, Leadership, Team Leadership, Customer Service, Sales, Time Management, Social Networking, Social Media, Social Media Marketing, Microsoft Word, Event Planning, PowerPoint, Marketing, Editing, Microsoft Office, Microsoft Excel, Public Speaking, Marketing Communications, Advertising, Event Management, Retail, Merchandising, Public Relations

Education
California University of Pennsylvania   2009 — 2013
Bachelor's degree, Creative Writing