Experience
On Q Financial, Inc.   May 2014 - Present
PrimeLending  July 2011 - May 2014
WR Starkey Mortgage  2008 - July 2011
WR Starkey   2008 - 2009
JP Morgan Chase  2007 - 2008
GMAC Mortgage  2005 - 2007
First Independence Mortgage Corporation   2004 - 2005
Charter One Mortgage  2002 - 2004
First Horizon Home Loans  1995 - 2001

Skills
New Business Development, Strategic Planning, Territory Management, Employee Training, Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Refinance, Loans, Residential Mortgages, Credit, USDA, Underwriting, Banking, Sales Management, VA loans, Real Estate, Credit Analysis, FHA financing, Sales, Finance, Management, Real Estate Financing, Business Development, Marketing, First Time Home Buyers, Foreclosures, Forecasting, Investment Properties, Real Estate Economics, FHA Financing, VA Loans

Education
University of Maryland College Park   1988 — 1990
Bachelor of Science, Finance

Bishop McNamara

Experience
On Q Financial, Inc.   February 2010 - Present
Rapid One Mortgage   June 2008 - March 2010
First National Bank  December 2007 - January 2008
First National Bank of Arizona  January 2000 - December 2007
Ahearn Realty   April 1997 - January 1999

Education
California Polytechnic State University-San Luis Obispo   1994 — 1998

Archbishop Mitty

Experience
On Q Financial, Inc.   August 2015 - Present
On Q Financial, Inc.   August 2015 - Present
Private Label Realty of Tenura Holdings  January 2015 - Present
Keller Williams Realty Southwest  July 2013 - January 2015
Tableaux Interior Design   October 2010 - June 2012
Tableaux Interior Design   October 2009 - June 2012

Skills
Interior Design, Space-planning, Renovation, Event Planning, New Business Development, Customer Service, Social Networking, Interior Architecture, Residential Design, Furniture, Architectural Design, Sustainable Design, Space planning, Furnishings, Home Staging, Residential Homes

Education
My Mortgage Trainer   2015 — 2015
MLO - Mortgage licensed Officer

Real Estate   2012 — 2015
Realtor

California Culinary Academy   1983 — 1984
culinary

Experience
On Q Financial, Inc.   April 2014 - Present
Sterling Savings Bank  February 2009 - February 2014
JP Morgan Chase  February 2001 - February 2009

Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, Credit Analysis, Refinance, VA loans, Loan Origination, USDA, Consumer Lending, Lines Of Credit, Credit, Certified Mortgage..., Government Loans, Residential Mortgages, Construction Loans, Small Business Lending, FHA financing, Investment Properties, First Time Home Buyers, FHA Financing

Education
University of Hawaii at Manoa   1998 — 2001

University of Hawaii at Manoa

Experience
On Q Financial, Inc.   November 2011 - Present
Alpha Mortgage  March 2011 - November 2011
Advanced Mortgage Services  June 2007 - March 2011

Skills
My two loves are VA..., Mortgage Lending, Mortgage Banking, Marketing, Referrals, Leadership, Refinance, USDA, FHA, Loans, Residential Mortgages, Real Estate Financing, HUD, Investors, REO, FHA financing, Government Loans, Banking, Relocation, Loan Origination, Selling, Residential Homes, Investments, New Home Sales, First Time Home Buyers, Construction Loans, Credit, Real Estate Economics, Underwriting, Sales, Real Estate, Credit Analysis, Single Family Homes, Investment Properties, Condos, Reverse Mortgages, Sellers, Foreclosures, Certified Mortgage..., Mortgage Underwriting, Real Estate Transactions, Short Sales, VA loans, VA Loans, FHA Financing, Investment Property...

Education
East Tennessee State University   2003 — 2007
Bachelor's degree, Major in Communications with a Concentration in Public Relations and a Minor in Marketing, A

Lake Brantley High School

Mortgage Trainer

Mortgage Trainer

Experience
HomeStreet Bank  August 2015 - Present
On Q Financial, Inc.   October 2014 - August 2015
Chase  February 2013 - October 2014
Chase Bank  July 2007 - February 2013
Sterling Savings Bank  February 2005 - July 2007
Sterling Savings Bank  September 2003 - February 2005
US Bank  August 2001 - September 2003

Skills
Jumbos, Conventional Financing, Investment Properties, FHA, First Time Home Buyers, VA Loans, USDA, 203K, Mortgage Lending, Management, Sales Operations, Home Equity Lines of..., Home Equity Loans, FHA Financing, Credit Analysis, Commercial Lending, Refinance, Referrals, Real Estate, non-warrantable condos, foreign nationals loans, Investors, Sales

Education
Eastern Washington University   1993 — 1995

Experience
JPMorgan Chase  June 2014 - Present
On Q Financial, Inc.   December 2011 - June 2014
JPMorgan Chase  1989 - 2011
Dime Savings Bank  1984 - 1989

Skills
Mortgage Lending, Risk Management, Quality Auditing, Risk Assessment, Privacy Law, Credit, Insurance, Due Diligence, Policy, Leadership, Fraud, AML, Banking, Enterprise Risk..., Financial Risk, Financial Services, Loans, Mortgage Banking, Underwriting, Credit Analysis, Loan Origination, Residential Mortgages

Education
DeVry University Phoenix   2011 — 2012
BS, Business/Healthcare Management

Hofstra University   1986 — 1987
Business Administration

Suffolk County Community College   1982 — 1985
Business Adimistration

Experience
On Q Financial, Inc.   April 2015 - Present
Jefferson Bank of Florida  September 2013 - April 2015
Coldwell Banker Wallace & Wallace  October 2011 - July 2013
Commercial Bank  August 2011 - June 2013
Commercial Bank  August 2011 - June 2013
Realty Executives Associates  March 2000 - October 2011
Title Services, Inc.   April 2004 - July 2010
Prudential Volunteer Realy   January 1998 - March 2000
Volunteer Realty   July 1989 - December 1997
Security Trust Savings Bank   July 1988 - July 1989

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, Negotiation, Real Estate, ABR, Buyer Representation, Condos, Relocation, Customer Satisfaction, First Time Home Buyers, Investment Properties, Foreclosures, Referrals, Sellers, Short Sales, Single Family Homes, Residential Homes, Residential Mortgages

Education
University of Tennessee-Knoxville

Belmont University   1974 — 1975

Aquinas College   1975 — 1976

Middle Tennessee State University

Experience
Envoy Mortgage  April 2014 - Present
On Q Financial, Inc.   April 2013 - March 2014
AmeriPro Funding  November 2012 - April 2013
W.J. Bradley Company   May 2011 - November 2012
PrimeLending  January 2010 - May 2011
IBM  1974 - 2005

Skills
Project Portfolio..., Electronics, Residential Mortgage..., Residential Homes, FHA, USDA, Refinance, Residential Mortgages, Loan Origination, Contract Negotiation, Real Estate, Negotiation, Building Relationships, Selling, Mortgage Banking, VA loans, Finance, FHA financing, Credit, VA Loans, Loans, Mortgage Lending, Sales

Education
Central Michigan University   1982 — 1983
Masters Degree, Management

Shaw University   1980 — 1982
BS, Business Management

Wayne Community College   1972 — 1974
AAS Electronic Engineering Technology, Electrical and Electronics Engineering

Experience
On Q Financial, Inc.   July 2014 - Present
Sterling Bank  July 2012 - July 2014
Lacamas Community Credit Union  February 2012 - July 2012
H&R Block  January 2012 - April 2012
Chase Bank  July 2008 - April 2011
Fred Meyer Employees Credit Union   2011 - 2011
RTL Financial, Inc   December 2007 - July 2008
Choice Equities, Inc   December 2003 - December 2007

Skills
Mortgage Lending, Customer Relations, Tax Preparation, Financial Analysis, Team Building, Credit, Outlook, Microsoft Excel, PowerPoint, Microsoft Office, Payroll, Loans, Process Scheduler, File Management, Accounting, Banking, Microsoft Word, Public Speaking, Analysis, QuickBooks, Budgets, Sales, Real Estate

Education
H&R Block   2011 — 2011
Certification, Tax Preparation

Clackamas Community College   2002 — 2003
Associate of Arts (A.A.), accounting/finance

NMLS
License, Mortgage lending

Clark College
Associate's business/accounting, (WSU-Transfer)

Experience
On Q Financial, Inc.   August 2009 - Present
Chase Home Finance  January 1990 - August 2009
American Residential Mortgage  1990 - 1993
First Union Mortgage  1987 - 1989

Skills
FHA, First Time Home Buyers, Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages, Refinance, USDA, VA loans, FHA financing, Loans, Certified Mortgage..., Investment Properties, Government Loans, Credit, Jumbo Mortgage

Education
Arizona State University   1983 — 1987
Bachelors, Finance

Westfield Senior High School Westfield NJ   1978 — 1982
diploma, College Prep

Experience
Land Home Financial Services  October 2014 - Present
Axia Home Loans  March 2014 - August 2014
On Q Financial, Inc.   September 2013 - February 2014
The Lending Company  February 2010 - September 2013

Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Servicing, Refinance, Residential Mortgages, Competitive Analysis, Sellers, FHA, Loan Origination, USDA, Credit, Financial Analysis, Investment Properties, VA loans, First Time Home Buyers, Short Sales

Education
Orange Coast College

Orange Coast College

Experience
On Q Financial inc.  January 2015 - Present
On Q Financial, Inc.   June 2014 - December 2014
YMCA  December 2012 - June 2014
YMCA  April 2011 - August 2012

Skills
Cpr Certified, Research, French, First Aid, Bloodborne Pathogens, Child Sexual Abuse, Microsoft Office, Teaching, PowerPoint, Social Media, Interpersonal Skills, Critical Thinking, Time Management, Editing, Communication, Social Networking, CPR Certified, Program Development

Education
Arizona State University   2011 — 2014
Bachelor of Arts (B.A.), European History, 3.75 GPA

Experience
Pixona   April 2015 - Present
Zion & Zion  January 2015 - April 2015
On Q Financial, Inc.   May 2014 - January 2015
American Marketing Association  January 2013 - January 2015
G/O Digital  August 2013 - May 2014
The Link Group  February 2014 - February 2014
City Events-Tucson   September 2011 - December 2012

Skills
Content Development, Email Marketing, Brand Management, Marketing Communications, Google Adwords, Digital Marketing, Market Research, Social Media, Marketing, Sales, Microsoft Office, Customer Service, Lead Generation, Social Media Marketing, Salesforce.com, Brand Awareness, Business Etiquette, Communication, Microsoft Excel, Interviews, Market Analysis, Business Writing, Marketing Compliance, Content Management, Journalism, Promotions, Etiquette, Yahoo Search Marketing, Marketo, Google+, Google Analytics, Adobe Acrobat, SMARSH, Qualtrics, SharePoint, MailChimp, Facebook, Advertising, Bing Ads

Education
Arizona State University - W. P. Carey School of Business   2013 — 2014
Bachelor of Science (BS), Marketing, Cum Laude (3.56), Major GPA 4.09

Pima Community College   2009 — 2012
Associate of Arts (A.A.), Liberal Sciences, 3.50

Experience
Tether Tools   July 2015 - Present
On Q Financial, Inc.   October 2014 - July 2015
Vemma  October 2012 - September 2014
LifeLock  April 2007 - July 2012
Countrywide Home Loans  May 2002 - April 2007

Skills
Marketing Communications, Internal Communications, Media Relations, Social Media, Corporate Communications, Crisis Communications, Press Releases, Editing, Integrated Marketing, Strategic Communications, Event Planning, Digital Marketing, Interviews, Copywriting, Publicity, Leadership, Newsletters, Event Management, Blogging, Social Networking, Marketing, Content Strategy, Advertising, Speech Writing, Online Marketing, New Media, Facebook, Email Marketing, Web Content, Copy Editing, Marketing Strategy, Management, Creative Writing, Message Development, Spokesperson, Social Media Marketing, Public Relations, Strategy, Public Speaking, SEO, Writing

Education
Arizona State University   2003 — 2007

Experience
State of Arizona  January 2015 - April 2015
National PEO  April 2014 - January 2015
On Q Financial, Inc.   November 2012 - September 2013
First Arizona Savings  1998 - 2011
Paraiso Construction   November 1996 - May 1998
First Interstate Bank (Wells Fargo)   January 1992 - September 1996

Skills
General Ledger, Tax, Accounting, Journal Entries, Financial Analysis, Fixed Assets, GAAP, Account Reconciliation, Accruals, Corporate Tax, Financial Statements, Tax Preparation, Payroll

Education
Institute of Financial Education
Lending

Paradise Valley Community College
Accounting

Experience
Wilshire Bank  October 2013 - Present
Bank of Manhattan N.A.   October 2013 - February 2015
On Q Financial, Inc.   December 2011 - September 2013
Bank of America  May 2005 - November 2011
Wells Fargo Bank  January 1993 - May 2005

Skills
Mortgage Banking, Home Equity Lines of..., Loan Origination, Mortgage Lending, Loans, Mortgage Planning, Certified Mortgage..., Sellers, VA loans, FHA financing, Government Loans, FHA, USDA, Real Estate Financing, Refinance, Residential Mortgages, VA Loans, FHA Financing

Education
University of California, Irvine   2004 — 2007
Certificate, Personal Financial Planning

California State University-Fullerton, Mihaylo College of Business and Economics   1996 — 1999
Bachelor, Finance and Banking Institutions

Experience
On Q Financial, Inc.   January 2015 - Present
White Moonshine, LLC   2013 - Present
Vintage Hospitality Group, LLC   July 2010 - Present
Castlestream Recruiting   February 2011 - January 2015
WR Starkey Mortgage  January 2008 - March 2011
Chase Home Finance  August 2006 - January 2008
GMAC Mortgage  2004 - 2006
First Horizon  2000 - 2002

Skills
Sales Recruitment, Executive Search, Recruitment Operations, Management Consulting, Training & Development, Strategic Planning, Market Planning, Business Expansion, Channel Expansion, Developing New Markets, Banking, Cold Calling, Competitive Analysis, Consulting, Executive Management, Finance, Management, Mergers, Talent Management, Selling, Sales Operations, Recruiting, Negotiation, Employee Training, Credit, Training, Mortgage Banking, Mortgage Lending, Mortgage Marketing, Sales, Mergers & Acquisitions, FHA, USDA, Residential Mortgages, Underwriting, VA loans, Refinance, FHA financing, Mortgage Underwriting, REO, FHA Financing, VA Loans

Education
University of North Carolina at Chapel Hill   1994 — 1998
BA, Industrial Relations/Econ

East Burke High School

Experience
DriveTime  August 2014 - Present
On Q Financial, Inc.   November 2012 - August 2014
Apollo Group  April 2011 - November 2012
Apollo Group  June 2008 - March 2011
Apollo Group  May 2006 - September 2006

Skills
Data Analysis, Access Management, Identity Management, Program Management, SQL, Product Management, PCI Standards, Sarbanes-Oxley Act, Software Development, Systems Analysis, Siteminder, SDLC, Quality Assurance, Business Analysis, Security

Education
Arizona State University   2008 — 2011
Bachelor of Science (B.S.), Sociology

Experience
On Q Financial, Inc.   April 2012 - Present
MetLife Home Loans  October 2010 - April 2012
Wells Fargo  July 2009 - September 2010
American Sterling Bank  March 2008 - November 2008
First National Bank of Arizona  1998 - 2008

Skills
Credit Risk, Underwriting Management, Credit Policy, FHA Direct Endorsement, VA SAR, Credit, FHA, Underwriting, Mortgage Lending, Investments, Due Diligence, Portfolio Management, Refinance, Loans, Mortgage Underwriting, Loan Origination, Credit Analysis, Risk Management, Banking, VA loans, Mortgage Banking, Loan Servicing, USDA, Management, FHA financing, Residential Mortgages, Commercial Lending, Loss Mitigation, Construction Loans, Real Estate Economics, Real Estate Financing, Financial Services, Government Loans, Reverse Mortgages, Consumer Lending, Commercial Mortgages, Financial Structuring, Finance, Financial Risk, Mortgage Servicing

Education
Institute of Financial Education
Finance

Scottsdale Community College
Business / Finance

Experience
On Q Financial, Inc.   August 2014 - Present
Keller Williams Professional Partners  September 2013 - March 2014
USAA  May 2013 - August 2013
Helzberg Diamonds  October 2012 - April 2013

Skills
Customer Service

Education
Grand Canyon University   2008 — 2012
Bachelor of Arts (BA), Communication and Media Studies

Experience
Academy Mortgage Corporation  April 2015 - Present
On Q Financial, Inc.   March 2009 - March 2015
State Mortgage  March 2004 - March 2009
First National Bank of Arizona  March 2003 - March 2004

Skills
Residential Mortgages, Jumbo Mortgage, Mortgage Lending, Certified Mortgage..., VA loans, Loans, Refinance, Mortgage Banking

Education
Park College   1993 — 1995
Bachelor of Applied Science (B.A.Sc.), Human Resources Management and Services

Leeward Community College   1986 — 1989

Eastern Michigan University   1984 — 1986

Milford High School   1980 — 1984

Experience
Guaranteed Rate  January 2015 - Present
Joseph Cowart School of Real Estate   July 2014 - Present
On Q Financial, Inc.   October 2011 - January 2015
Bank of America  February 2011 - October 2011
Chase Home Finance  September 2002 - January 2011

Skills
FHA, Mortgage Lending, VA, Conventional, Purchase, First Time Home Buyers, Refinance, Loan Origination, Referrals, Mortgage, Investors, Home, Loans, REO, Mortgage Industry, Residential, Conforming, Mortgage Banking, Credit, Underwriting, Residential Mortgages, Reverse Mortgages, Real Estate, Foreclosures, New Home Sales, Single Family Homes, VA loans, USDA, Banking, Real Estate Financing, Short Sales, Investment Properties, FHA financing, Rates, Construction Loans, Certified Mortgage..., Government Loans, Financial Structuring, Mortgage Underwriting, Non-Conforming, Commercial Lending, Mortgage Marketing, Commercial Mortgages, Mortgage Servicing, HUD, Real Estate Economics, Real Estate Transactions, Finance, Investments, HomePath

Education
Brigham Young University
Bachelor, Spanish, Finance

Experience
On Q Financial, Inc.   August 2013 - Present
Primary Residential Mortgage, Inc.   January 2010 - August 2013

Skills
Mortgage Lending, Retail, Refinance, Real Estate, Loan Origination, Mortgage Banking, Residential Homes, First Time Home Buyers, Property, Sales Management, Loans, FHA, Single Family Homes, Investment Properties, USDA, Sales, Public Speaking, Financial Analysis, Negotiation, Mortgage Marketing, Finance, Credit, Short Sales, VA loans, Residential Mortgages, FHA financing

Education
Appalachian State University   1987 — 1992
BS, History

Experience
UAMC  May 2011 - Present
AmeriFirst Financial, Inc.   November 2010 - March 2011
On Q Financial, Inc.   February 2009 - November 2010
Chase Home Finance  April 1999 - February 2009

Skills
FHA, Loans, Loan Origination, Credit, USDA, Investment Properties, VA Loans

Education
Loyola Marymount University, College of Business Administration   1987 — 1992
Bachelor's, Business Administration, Marketing, Management

The Fashion Institute of Design
Associate of Arts Degree, Merchandising/Marketing/Management

Experience
On Q Financial, Inc.   May 2013 - Present
Allonhill  August 2012 - May 2013
JPMorgan Chase  March 2012 - August 2012
Wells Fargo Home Equity Solutons   January 2011 - March 2012
McKesson Specialty  November 2007 - January 2011
Transnational Financial/Hamilton Mortgage/The Lending Company   January 1998 - January 2007
Sears, Roebuck and Co.   January 1987 - January 1998

Skills
Recruiting, Human Resources, Call Center, Finance, Sales, Credit, Leadership, Payroll, Outlook, Coaching, Software Documentation, Microsoft Excel, Loans, Vendor Management, Management, Training

Education
Arizona State University   1986 — 1990
BA, Political Science

Experience
On Q Financial, Inc.   March 2010 - Present

Skills
Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning

Education
Arizona State University   1990 — 1994

Experience
On Q Financial, Inc.   April 2013 - Present
Medallion Mortgage  January 2012 - April 2013
On Q Financial, Inc.   September 2011 - December 2011
On Q Financial, Inc.   July 2010 - September 2011
Bank of America  June 2007 - July 2010

Skills
Tax return analysis, Encompass, Optimal Blue, Loan Origination, Point, DU/LP, Microsoft Office, Correspondent Lending, Mortgage Lending, Correspondent Banking, Tax, Marketing, FHA, Mortgage Banking, Refinance, Finance, Investors, Sellers, Mortgage Marketing, Funding

Education
University of California, Santa Barbara   2003 — 2007
Bachelor of Arts

Bullard High School   2000 — 2003

Experience
Skyline Financial Corp  September 2015 - Present
PixelInk Solutions   September 2008 - Present
On Q Financial, Inc.   April 2014 - August 2015
Phoenix Country Day School  May 2004 - April 2014

Skills
Social Media, Adobe Creative Suite, Creative Direction, PowerPoint, Graphic Design

Education
Arizona State University   2001 — 2005
B.S., Graphic Design, Summa Cum Laude

Lassiter High School

Experience
Skyline Financial Corp  August 2015 - Present
On Q Financial, Inc.   May 2014 - July 2015
Marketing 3.0 - The Evolution of Marketing   October 2013 - December 2014
TriWest Healthcare Alliance  October 2004 - October 2013
GoDaddy.com  2003 - 2004
Corporate Strategies Group, Inc.   2000 - 2003
WAVO Technologies   1999 - 2000
Vodavi Technology (Now Vertical Communications)   1994 - 1999
Microtest, Inc. (Now Fluke Networks)   1989 - 1994

Skills
Marketing Strategy, Marketing Communications, Social Media Marketing, Public Relations, Corporate Branding, Brand Management, Brand Awareness, Corporate Communications, Communication, Strategic Planning, Business Strategy, Digital Strategy, Digital Marketing, Media Relations, Digital Media, Website Creation, Web Content, Content Marketing, Content Strategy, Community Outreach, Public Affairs, Internal Communications, Email Marketing, Product Marketing, Product Management, Product Development, Event Management, Event Planning, Event Producing, Leadership, Team Leadership, Writing, Editing, Executive Positions, Management, Program Management, Project Management, Strategic Consulting, Marketing Research, Social Media, Press Releases, Marketing, Advertising, Strategic Communications, Crisis Communications, Online Advertising, Newsletters, Creative Direction

Education
Phoenix College

Experience
Palmetto Heritage Bank & Trust   August 2014 - Present
On Q Financial, Inc.   March 2014 - August 2014
Bank of America Home Loans  September 2013 - February 2014
Wells Fargo Home Mortgage  February 2012 - September 2013
SunTrust Mortgage  April 2010 - January 2012
Bank of America Mortgage  January 1998 - March 2010

Skills
Mortgage Lending, Loans, First Time Home Buyers, Investment Properties, Residential Homes, Mortgage Banking, FHA, Loan Origination, Credit, Refinance, Mortgage Marketing, Condos, Construction Loans, Credit Analysis, FHA financing, Real Estate, Real Estate Financing, Real Estate Transactions, Referrals, Residential Mortgages, Sales, Short Sales, USDA, VA loans, Vacation Homes, Government Loans, REO, FHA Financing, VA Loans

Education
University of South Carolina-Columbia   1985 — 1989
BA, History

Experience
Vanguard  July 2015 - Present
On Q Financial, Inc.   January 2015 - June 2015
Merrill Edge  August 2014 - December 2014
On Q Financial, Inc.   April 2013 - August 2014
Quicken Loans  June 2011 - June 2012
SharpShine Automobile Detailing   September 2010 - June 2011
Citi Bank  March 2010 - August 2010
H&R Block  December 2009 - March 2010

Skills
Leadership, Management, Customer Service, Payroll, Marketing, Program Management, Credit, Banking, Financial Analysis, Investments, Strategic Financial..., FHA, VA loans, Accounting, Finance, Sales, Residential Mortgages, VA Loans

Education
Park University   2006 — 2008
Bachelors of Arts, Business Administration / Marketing

Experience
On Q Financial, Inc.   July 2012 - Present
Bank of America Home Loans, Correspondent Lending   2002 - 2011
Marcus & Millichap  1998 - 2000
Automatic Data Processing (ADP)   1994 - 1998

Skills
Mortgage Banking, MBS Trading, Hedging Analytics, Counterparty..., Business Development, Financial Markets, Advanced Microsoft Excel

Education
University of California, Los Angeles   1990 — 1994
Bachelor of Arts, Economics

Experience
On Q Financial, Inc.   September 2015 - Present
Monarch Mortgage  June 2014 - July 2015
Clear Vision Funding   2012 - June 2014
The Conlon Companies LLC   May 2011 - October 2012
Residential Mortgage Center  April 2000 - February 2011

Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, Loan Origination, USDA, FHA financing, Loans, Investment Properties, Real Estate, Residential Mortgages, Credit, First Time Home Buyers, VA loans, Mortgage Underwriting, Underwriting, Certified Mortgage..., Reverse Mortgages, Construction Loans, Referrals, Finance, Banking, Home Equity Loans, Real Estate Financing, Foreclosures, Leadership, Mortgage Marketing, Commercial Mortgages, Sales, Business Development, Credit Analysis, Loss Mitigation, Closings, Funding, Loan Servicing, Rates, Title Insurance, Debt Consolidation, REO, Real Estate Economics, HUD, Residential Homes, Short Sales, Condos, Real Property, Real Estate Transactions, Relocation, Financial Services, Real Estate Development, Credit Risk

Education
University of Minnesota-Twin Cities   1989 — 1993

Experience
On Q Financial, Inc.   October 2010 - February 2015
Regent Park Community Owners Association   May 2009 - March 2014
ProNet Charlotte  2010 - 2010
Chase Home Finance  January 2006 - August 2009
Chase Home Finance  1998 - January 2006
Chase Home Finance  1994 - 1998
Chase Home Finance  1991 - 1994

Skills
Process Improvement, Recruiting, Training, Mortgage Lending, Loans, Management, Customer Satisfaction, Sales, Human Resources, Budgets, Team Management, Interviews, Coaching, Insurance, Mortgage Banking, Sales Management, Loan Origination, Banking

Education
Central Piedmont Community College   2010 — 2010

Experience
On Q Financial, Inc.   April 2015 - Present
Timberland Bank  May 2014 - April 2015

Education
Centralia College   2011 — 2014
Associate’s Degree

Experience
On Q Financial, Inc.   March 2015 - Present
1st Security Bank of Washington  May 2014 - November 2014
Umpqua Bank  June 2013 - November 2013

Education
University of Washington, Michael G. Foster School of Business   2014 — 2016
Bachelor’s Degree, Finance and Financial Management Services

Edmonds Community College   2011 — 2013
Associate’s Degree, Accounting and Business/Management

Mountlake Terrace High School   2005 — 2009
High School Diploma

Experience
On Q Financial, Inc.   July 2015 - Present
Bank of America  July 2011 - July 2015
Nordstrom  April 2010 - July 2011
Happening Marketing   November 2009 - July 2011
Macy's  October 2009 - December 2010
U-Haul International, Inc.   July 2005 - November 2009
Xerox  September 2004 - July 2005
Wells Fargo  June 1998 - August 2004

Skills
Public Speaking, Negotiation, Critical Thinking, System Monitoring, Coordination, Strategic Planning, Process Improvement, New Business Development, Social Media Marketing, Budgets, Project Planning, Business Strategy, Entrepreneurship, Small Business, Coaching, Leadership, Marketing, Customer Service, Sales, Marketing Strategy, Program Management, Microsoft Office, Advertising, Strategy, Management, Project Management, Business Planning, CRM, Microsoft Excel, Public Relations, Financial Analysis, Social Media, Finance, Team Building, Microsoft Word, Leadership Development, Cold Calling, Online Marketing, Training, Change Management, Blogging, Team Leadership, Analysis, PowerPoint, Market Planning, Email Marketing, Sales Presentations, Direct Sales, Banking, Inventory Management

Education
Arizona State University   2000 — 2004
Bachelor's Degree, Marketing

Arizona State University - W. P. Carey School of Business   2000 — 2004
Bachelor of Science, Marketing

Experience
Wells Fargo Home Mortgage  March 2013 - Present
On Q Financial, Inc.   February 2012 - February 2013
Wells Fargo Home Mortgage  April 2005 - February 2012
DR Horton  2002 - 2004
The Harwood Group of Coldwell Banker  1998 - 2002

Skills
Real Estate, Loans, Customer Service, Mortgage, Mortgage Lending, Residential Mortgages, Refinance, Banking, Credit, Mortgage Banking, Loan Origination, FHA, Commercial Lending, Credit Analysis, Underwriting, VA loans, Investment Properties

Education
San Diego State University-California State University   1992 — 1994

Experience
On Q Financial, Inc.   March 2015 - Present
JPMorgan Chase  November 2013 - February 2015
Bank of America  December 2012 - November 2013
Landmark Real Estate Group   January 2012 - November 2012

Skills
Mortgage Lending, Real Estate, Sales, Organizational..., Team-oriented, Self-driven, Customer Service, Solution Selling, Call Centers, FHA financing, VA loans, FHA Financing, FHA, First Time Home Buyers, Foreclosures, Home Equity Loans, Investment Properties, Loans, Residential Homes, Short Sales, Single Family Homes, USDA, VA Loans, Referrals, REO, Investors, Sellers, Real Estate Transactions, Refinance, Mortgage Banking, Relocation, New Home Sales, Residential Mortgages

Education
Peace College
Business Administration and Management, General

Peace College
Business Administration, Management and Operations

Experience
On Q Financial, Inc.   August 2015 - Present
Starwood Hotels & Resorts Worldwide, Inc.   June 2015 - August 2015
ParentwoRx Counseling and Consultation   August 2010 - June 2015

Education
Grand Canyon University   2015 — 2016
Master of Business Administration (MBA), Business Administration and Management, General

Arizona State University   2008 — 2012
Bachelor of Arts (BA), Psychology

Arizona State University   2008 — 2012
Bachelor of Science (BS), Human Development and Family Studies, General

Experience
VEREIT, Inc.   March 2015 - Present
American Realty Capital Properties  September 2013 - March 2015
On Q Financial, Inc.   April 2012 - August 2013
Fester & Chapman P.C.   January 2011 - January 2012
Sam's Club  November 2006 - March 2011

Skills
Accounting, Finance, Microsoft Excel, Auditing, General Ledger, Bank Reconciliation, Account Reconciliation, Process Improvement, Internal Controls, Mergers & Acquisitions, Process Automation, Journal Entries, Interest Rate Swaps, Mortgage Debt..., Supervisory Skills, Financial Analysis, Financial Statements

Education
Arizona State University, W. P. Carey School of Business   2007 — 2011
Bachelor of Science (B.S.), Accounting

Experience
Charter One Bank  April 2013 - Present
On Q Financial, Inc.   October 2012 - April 2013
SunTrust Mortgage  August 2007 - October 2012
HOMEBANC MORTGAGE CORPORATION  January 2006 - August 2007
CAROLINA BG  January 2003 - January 2006

Skills
Banking, Real Estate, Finance, Portfolio Management, Mortgage Lending, Financial Analysis, Refinance, Credit, Business Development, Loans, Credit Analysis, FHA, Underwriting, Marketing, Customer Satisfaction, Loan Origination, Residential Mortgages, Sales, Mortgage Banking

Education
BABCOCK GRADUATE SCHOOL OF MANAGEMENT, WAKE FOREST UNIVERSITY   2008 — 2010
Master of Business Administration, 2010

University of North Carolina at Charlotte   1999 — 2002
BACHELOR OF SCIENCE IN BUSINESS ADMINISTRATION, FINANCE

Experience
Sierra Pacific Mortgage Company, Inc.   April 2015 - Present
On Q Financial, Inc.   February 2014 - April 2015
Academy Mortgage Corporation  June 2013 - February 2014
Movement Mortgage fmr NAM   December 2012 - May 2013
Bank of North Carolina  October 2011 - December 2012
Bank of America  November 2010 - October 2011
Fifth Third Bank  November 2009 - January 2011
Bank of America Home Loans  January 2007 - November 2009
Irwin Mortgage  January 2000 - January 2003

Skills
Mortgage Lending, USDA, FHA, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, Credit, First Time Home Buyers, Loans, Credit Analysis, Credit Scoring, Jumbo Mortgage, Down Payment Assistance, Purchasing Power, Investment Properties, Banking, Residential Homes, Home Equity Loans, Investments, Real Estate, Mortgage Marketing, Referrals, VA loans, Construction Loans, FHA financing, Finance, Customer Service, Sales, Underwriting, Reverse Mortgages, Government Loans, Mortgage Underwriting, Consumer Lending, Commercial Lending, Mortgage Servicing, Home Equity Lines of..., Commercial Mortgages, Home Equity, Loss Mitigation, Funding, Credit Optimization, Small Business Lending, Real Estate Financing, FHA Financing, VA Loans, Foreclosures, Short Sales, REO, Single Family Homes

Education
University of North Carolina at Chapel Hill   1990 — 1993

Experience
On Q Financial, Inc.   January 2013 - Present
Team Olive, LLC dba DHarmony   July 2008 - Present
Snell & Wilmer  December 2007 - August 2012
Big Brothers Big Sisters of Central Arizona  November 2007 - December 2007
W/R Group, Inc.   July 2006 - October 2007

Skills
Accounting, Accounts Payable, Accounts Receivable, Bookkeeping, Account Reconciliation, Journal Entries, General Ledger, Bank Reconciliation, E-commerce, Global E-commerce, Petty Cash, 1099 Preparation, Billing Process, Credit Card Transaction..., Chargebacks, Cash Receipts, Credit Card Fraud, Collections, Invoicing, Monthly Close Process, Microsoft Excel, Microsoft Word, Microsoft Office, Internet Explorer, Outlook, PowerPoint, Access, Adobe Acrobat, 10 Key, legal accounting, QuickBooks, Macola, ACT!, Paymentech, Authorize.net, Linkpoint, Orbital, FOROB, AVAIL, Website Development, Start-ups

Education
University of Arizona   1981 — 1982

Plaza Three Academy
Associate of Arts and Sciences (A.A.S.), Interior Design

Experience
Longboard Asset Management  2014 - Present
The Coca-Cola Company  March 2014 - March 2015
On Q Financial, Inc.   March 2013 - March 2014

Skills
Social Media, Sales, Marketing Strategy, Microsoft Office, Marketing, Social Networking, Leadership, Time Management, Market Research, Public Speaking, Business Communications, Advertising, Email Marketing, Brand Management, Lead Generation, Entrepreneurship, WordPress, Liquid Alternatives

Education
Arizona State University
W.P. Carey School of Business

Experience
Equity Prime Mortgage  July 2014 - Present
On Q Financial, Inc.   June 2014 - July 2014
Equity Loans, LLC  September 2010 - May 2014
Wells Fargo Home Mortgage  June 2001 - September 2010
Best Buy  June 2000 - June 2001
Charter One Bank  January 1996 - June 2000

Skills
Credit, Mortgage Lending, Loans, Refinance, Finance, Funding, Loan Origination, Reverse Mortgages, Investment Properties, Mortgage Banking, Residential Mortgages, FHA, Home Equity Loans, VA loans

Education
Georgia State University   2001 — 2004
Business Management

Experience
On Q Financial, Inc.   November 2011 - Present
Advanced Mortgage Services  June 2007 - March 2011

Education
East Tennessee State University   2003 — 2007
Bachelor of Science, Communications

Experience
J.G. Wentworth Home Lending, Inc.   April 2014 - Present
All Western Mortgage  September 2013 - April 2014
On Q Financial, Inc.   March 2012 - August 2013
Quicken Loans  February 2011 - February 2012
CCi/Everest College   December 2007 - October 2010
University of Phoenix  November 2004 - July 2007
US Army  May 1992 - November 2002

Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Loans, First Time Home Buyers, Refinance, Investment Properties, Leadership, VA loans, Foreclosures, Training, FHA financing, USDA, REO, Residential Mortgages, Sales, Investors, Management, Government Loans, Finance, Credit, Banking, Credit Analysis, Recruiting, Reverse Mortgages, Mortgage Underwriting, Construction Loans, Certified Mortgage..., Mortgage Marketing, Underwriting, Loss Mitigation, Loan Servicing, Military, Military Leadership, Military Operations, Military Experience, VA Loans, FHA Financing

Education
Ashford University   2007 — 2009
MBA, Finance

University of Phoenix   2004 — 2007
BS/Business Mgt, Business Administration and Management, General

Experience
On Q Financial, Inc.   August 2015 - Present
Wintrust Mortgage  December 2013 - August 2015
Wells Fargo Home Mortgage  August 1998 - December 2013

Education
Cleveland State University   1994 — 1998
Bachelor's Degree, Finance

Experience
HomeBridge Financial Services, Inc.   December 2014 - Present
On Q Financial, Inc.   May 2013 - December 2014
Bank of America  January 2011 - April 2013
Bank of America  July 2007 - January 2011
New Century Mortgage  February 2007 - May 2007
Mortgage Lenders Network  2005 - 2007
Sports and Entertainment Services  2004 - 2004

Skills
Mortgage Lending, Credit, Mortgage Banking, FHA, Underwriting, Loan Origination, Refinance, Loans, Banking, Residential Mortgages, VA loans, FHA financing, Credit Analysis, Portfolio Management, Certified Mortgage..., Insurance, Life Insurance, Risk Management, Mortgage Underwriting, Mortgage Servicing, Consumer Lending, Investments, Wealth Management, Credit Risk, Retail Banking, Construction Loans, Commercial Lending, Relationship Management, Loss Mitigation, Business Development, Lines Of Credit, USDA, Finance, CRM, Real Estate Economics, Government Loans, Financial Structuring, Strategic Financial..., Real Estate, Investment Properties, Financial Analysis, First Time Home Buyers, VA Loans, FHA Financing

Education
University of Arizona   2001 — 2005
Bachelor of Science (B.S.), Business Management

University of Arizona, Eller College of Management   2001 — 2005

Experience
On Q Financial, Inc.   February 2010 - Present
America's Mortgage Alliance Inc   June 2006 - February 2010
Legacy Home Mortgage, Inc.   2000 - 2004

Skills
Mortgage Lending, Loans, Real Estate, Mortgage Marketing, Financial Services, FHA, Refinance, VA loans, Mortgage Banking, Residential Mortgages, Loan Origination, USDA

Education
Arizona State University   1996 — 2000
Business Finance

Experience
On Q Financial, Inc.   November 2013 - Present

Skills
VA loans, Mortgage Banking, FHA, Refinance, Credit, Loans, Consumer Lending, Mortgage Lending, Loan Origination, FHA financing, Construction Loans, Residential Mortgages, First Time Home Buyers, Insurance, Banking, Underwriting, Certified Mortgage..., Investments, Investment Properties, Management, USDA, Credit Analysis, Real Estate, Government Loans, FHA Financing, VA Loans

Education
The University of Texas at Austin   1989 — 1991

Experience
On Q Financial, Inc.   June 2014 - Present
Sterling Savings Bank  February 2008 - June 2014

Skills
Loans, Credit, Mortgage Lending, Loan Origination, Banking, Credit Analysis, Mortgage Banking, Commercial Lending, Refinance, FHA, Small Business Lending, Consumer Lending, Branch Banking, Residential Mortgages, USDA, VA loans, Underwriting, Retail Banking, Commercial Banking, Lines Of Credit, Construction Loans, FHA financing, Leadership

Education
California State University-Chico   1989 — 1992

Experience
Grace Community Church  January 2014 - Present
DataSphere Technologies Inc.  September 2013 - December 2013
On Q Financial, Inc.   May 2012 - August 2013
JPMorgan Chase  February 2009 - April 2012
Aflac  July 2008 - January 2009
Countrywide Home Loans  2007 - 2008
JPMorgan Chase  June 2005 - July 2007
JPMorgan Chase  July 2003 - July 2005
Kid Zone  October 2000 - May 2003
Bank One  June 1998 - June 2000

Skills
Banking, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, Underwriting, Residential Mortgages, FHA, Refinance, Risk Management, Financial Analysis, Asset Managment, Insurance, Call Center, First Time Home Buyers, USDA, VA loans, Mortgage Underwriting, Credit Analysis, Reverse Mortgages, Home Equity Lines of..., Government Loans, FHA financing, Non-Conforming, Consumer Lending

Education
Scottsdale Community College   2002 — 2003
General

Mesa Community College   1999 — 2002
General

Arizona State University   1998 — 1999
General

Experience
Oasis Financial  September 2014 - Present
University Lock & Security   December 2013 - August 2014
On Q Financial  July 2011 - September 2013
On Q Financial, Inc.   September 2010 - July 2011
JP Morgan Chase Bank N.A  December 2009 - September 2010
JP Morgan Chase Bank N.A. Tempe, AZ   February 2009 - December 2009
Reo Secured Investments   September 2008 - January 2009
Wells Fargo Home Mortgage  August 2005 - September 2008
Aqua Pool Co Cleaning & Repair   March 2003 - August 2005
Safeway Corporate Office   September 2000 - February 2003

Skills
FHA, Loans, Mortgage Lending, Investment Properties, Refinance, First Time Home Buyers, Process Improvement, Mortgage Processor, Accounts Payable, Accounts Receivable, Training and..., FHA financing, Customer Service Support, Real Estate, Residential Mortgages, Create Job Aids, Sales Process, Infusionsoft, Website Aid, Infusionsoft Products, Training

Education
University of Phoenix   2003 — 2006
Bachelors, Business Management

Gilbert High School

Gilbert High School

Experience
On Q Financial, Inc.   September 2013 - Present
USAA  June 2012 - September 2013

Skills
Mortgage Banking, Financial Analysis, Credit, Mortgage Lending, Loans, Loan Origination, Credit Analysis, Underwriting, Banking, Consumer Lending, Credit Risk, Commercial Lending, Retail Banking, Portfolio Management, Finance, Investments, Risk Management, Financial Services

Education
University of South Florida   2002 — 2008
Bachelors in Science, Management

Embry Riddle Aeronautical University-Worldwide
Master of Science (MS), Business Administration and Management, General

Experience
On Q Financial, Inc.   May 2015 - Present
New American Funding  October 2014 - May 2015
iMortgage.com, Inc.   September 2011 - September 2014
Pacific Mercantile Bank  November 2010 - September 2011
Gold Coast Glass and Mirror, Inc.   August 2007 - November 2010
Bristol Home Loans  1999 - 2005
Tricor Mortgage   1997 - 2001
Tricor Mortgage   1997 - 2001

Skills
Refinance, Mortgage Lending, Human Resources, Mortgage Banking, Loans, Portfolio Management, Residential Mortgages, FHA, Foreclosures, REO, Loan Origination, Credit

Education
Golden West College   2008 — 2009
In Process, Psychology

Experience
On Q Financial, Inc.   June 2009 - Present
Investors Mortgage Holdings- IMH Real Estate Financiers   September 2007 - May 2009
Great Southwest Mortgage  March 2006 - August 2007
Great Southwest Mortgage  August 2000 - February 2006

Education
Grossmont College
Associates, Math/Economics

Experience
On Q Financial, Inc.   August 2013 - Present
SunTrust Mortgage  May 1996 - July 2013

Skills
Loan Origination, FHA, Mortgage Lending, Residential Mortgages, Real Estate, Credit, Refinance, Investors, First Time Home Buyers, Mortgage Banking, Finance, Loans, Banking, VA loans, FHA financing, FHA Financing, VA Loans

Education
Saint Leo University   1994 — 1998
Bachelor of Business Administration (B.B.A.), Business, Management, Marketing, and Related Support Services

Experience
On Q Financial, Inc.   August 2013 - May 2014
On Q Financial, Inc.   March 2013 - August 2013
Discover Media   April 2012 - March 2013
Wells Fargo Bank  February 2010 - March 2012
SunTrust Bank  June 2006 - June 2009
Accenture  May 1998 - June 2006

Skills
Banking, Project Management, Integration, Change Management, Mergers, Mergers & Acquisitions, MIS, IT Project Leadership, Business Process..., Business Strategy, Process Improvement, Process Optimization, Mortgage Banking, IT Strategy, IT Management, IT Solutions, IT Operations, IT Project & Program..., Management, PMO, Business Process, CRM

Education
University of Georgia - Terry College of Business   1993 — 1998
BBA, Management Information Systems

Experience
Fairway Independent Mortgage of the Carolinas  April 2014 - Present
Summit Funding, Inc.   October 2013 - March 2014
On Q Financial, Inc.   July 2013 - October 2013
goodmortgage.com  April 2012 - July 2013
First Trust Bank  October 2008 - February 2011
Bank of Commerce  December 2006 - October 2008

Skills
Credit, Loans, Banking, Commercial Lending, Credit Analysis, Strategic Planning, Relationship Management, Coaching, Credit Risk, HMDA, Finance, Loan Origination, Small Business Lending, Cash Management, Mortgage Banking, Investment Properties, Sales, Mortgage Lending, Refinance, Residential Mortgages, Small Business

Education
University of North Carolina at Chapel Hill   1979 — 1983
BA, History

Charlotte Latin School   1972 — 1979
HS Diploma, High School/Secondary Diplomas and Certificates

Experience
On Q Financial, Inc.   June 2010 - Present
Bank of America  March 2009 - May 2010
JPMorgan Chase  November 2004 - March 2009

Education
California State University-San Marcos
BS, Psychology

Experience
Angel Oak Home Loans LLC  June 2015 - Present
Englewood Mortgage   January 2012 - May 2015
On Q Financial, Inc.   June 2011 - January 2012
Regions Bank  August 2009 - May 2011
Regions Mortgage  August 2009 - May 2011
Oak Residential Finance Inc   October 2003 - August 2009
Atlanta Interest Mortgage   March 2008 - July 2009
Georgia Mortgage   June 1999 - October 2003
Parsons Mortgage Group   January 1996 - January 1999

Skills
I am a great people..., Mortgage Lending, Mortgage Banking, Loans, FHA, Underwriting, Credit, Business Development, Non-Conforming, Payroll, Microsoft Office, Management, Recruiting, Commercial Real Estate, Customer Satisfaction

Education
Reinhardt University   1993 — 1995

North Atlanta High School   1989 — 1993
High School Diploma

North Atlanta High School

Reinhardt University
Business Administration

Experience
On Q Financial, Inc.   March 2012 - Present
JPMorgan Chase  June 2010 - March 2012
NIA Consulting   August 2008 - June 2010
DHI Mortgage  2006 - 2007

Education
Richard Bland College of the College of William and Mary   1979 — 1982
Associate's degree, Business Administration and Management, General

Hopewell High School   1976 — 1979
Diploma, General Studies