Open Mortgage LLC
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Open Mortgage LLC Employees
City Wide Home Loans 2014 - Present
BMO Harris June 2013 - April 2014
Open Mortgage, LLC September 2012 - June 2013
Meridian Bank July 2010 - September 2012
Meridian Bank July 2010 - July 2012
Open Mortgage, LLC 2012 - June 2012
JPMorgan Chase January 2009 - July 2010
Bankers Life and Casualty 2006 - 2006
Bank of America 2001 - 2005
PNC 2001 - 2005
Skills
Loans, Mortgage, Credit, Banking, Commercial Banking, Loan Origination, Mortgage Banking, Mortgage Lending, Refinance, Commercial Lending, USDA, Residential Mortgages, Underwriting, FHA, Leadership, Small Business Lending, Credit Analysis, Credit Risk, Coaching, Real Estate Financing, Lines Of Credit, Commercial Mortgages, Consumer Lending, VA loans, Branch Management, Reverse Mortgages, Home Equity Loans, Construction Loans, FHA financing, Home Equity Lines of..., Government Loans, Certified Mortgage..., Mortgage Underwriting, Loss Mitigation, Finance, Investments, Investment Properties, Financial Structuring, Portfolio Management, Funding, VA Loans, FHA Financing
Education
Northeastern Illinois University 1998 — 2003
Bachelor of Science, Finance
Open Mortgage, LLC September 2014 - Present
Hamilton Group Funding, Inc. June 2011 - August 2013
Skills
Management, Microsoft Office, Customer Service, Microsoft Excel, Leadership, Microsoft Word, Loans, Research, Credit Analysis, Loan Origination, Mortgage Banking, Mortgage Lending
Education
University of Central Florida 2013 — 2014
Registered Nursing/Registered Nurse
Broward College 2012 — 2013
Associate of Science (A.S.), Registered Nursing/Registered Nurse
Dover High School 2007 — 2011
IBC Mortgage January 2015 - Present
Open Mortgage, LLC December 2011 - December 2014
Highlands Residential Mortgage November 2010 - December 2011
Equity Loans, LLC (Formerly Home Source Mortgage & Alethes, LLC) August 2007 - August 2010
American Mortgage Loan Processing, Inc 2000 - 2007
NorthStar Mortgage 2000 - 2002
SunTrust Bank 1998 - 1999
OnBank 1997 - 1998
Skills
Mortgage Lending, USDA, FHA, Mortgage Banking, Reverse Mortgages, Refinance, Loans, Residential Mortgages, VA loans, Loan Origination, Credit, FHA financing, Underwriting, Banking, Loss Mitigation, Certified Mortgage..., Credit Analysis, Mortgage Servicing, Funding, Real Estate Financing, Government Loans, First Time Home Buyers, Investments, Finance, Loan Servicing, Mortgage Underwriting, Real Estate, Investment Properties, Residential Homes, REO, Short Sales, Construction Loans, Commercial Mortgages, Home Equity Loans, Investors, Mortgage Marketing, Home Equity Lines of..., Financial Structuring, Consumer Lending, Foreclosures, Branch Management, Appraisals, Real Estate Economics, FHA Financing, VA Loans
Education
The University of Texas at Arlington 1994 — 1997
Bachelor of Business Administration (BBA), Finance
Syndeo October 2014 - Present
Open Mortgage, LLC August 2014 - October 2014
Fort Hays State University August 2012 - May 2014
Astra Bank December 2011 - May 2014
Skills
Event Planning, Banking, PowerPoint, Microsoft Excel, Teamwork, Microsoft Office, Microsoft Word, Customer Service, Leadership, Time Management, Marketing, Team Leadership, Strategic Planning, Budgets, English, Team Building, Training, Professional...
Education
Fort Hays State University 2012 — 2014
Master of Business Administration (M.B.A.), Finance
Fort Hays State University 2009 — 2012
Bachelor of Business Administration (BBA), Tourism and Hospitality Management
Open Mortgage, LLC August 2014 - Present
Gateway Funding October 2013 - August 2014
Open Mortgage, LLC 2011 - 2013
Regent Financial Group May 2009 - January 2011
State Farm October 2007 - May 2009
Regent Financial Group November 2002 - October 2007
Hearthside Lending August 1998 - November 2002
Altegra Credit Company February 1996 - August 1998
Commercial Credit February 1995 - February 1996
Skills
Mortgage Lending, FHA, Credit, Mortgage Banking, Loans, Investment Properties, Consumer Lending, Loan Origination, Mortgage Marketing, Refinance, Commercial Mortgages, Residential Mortgages, Real Estate, USDA, VA loans, Credit Analysis, FHA financing, Construction Loans, Home Equity Loans, Reverse Mortgages, Mortgage Underwriting, Government Loans, Underwriting, First Time Home Buyers, Finance, Home Equity Lines of..., Mortgage Servicing, Banking, Loss Mitigation, Commercial Lending, Investments, Certified Mortgage..., Sales Management, Real Estate Financing
Education
University of Nebraska-Lincoln 1990 — 1994
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
Nebraska Wesleyan University
Supreme Lending August 2013 - Present
Georgetown Mortgage LLC November 2010 - August 2013
Open Mortgage, LLC March 2010 - May 2010
Alethes February 2000 - March 2009
Irwin Mortgage February 1996 - February 2000
Skills
Credit, Interest Rate Risk..., Mortgage Banking, Mortgage Lending, Underwriting, Secondary Market, Project Management, First Time Home Buyers, Real Estate, Refinance, Residential Mortgages, Loan Origination, Government Loans, Credit Analysis, Sales, VA loans, USDA, FHA, FHA financing, Mortgage Marketing, Real Estate Financing, Finance, Loans, Mortgage Underwriting, Rates, Analysis, Reverse Mortgages, Banking, Certified Mortgage..., FHA Financing, VA Loans
Education
The University of Texas at Austin - Red McCombs School of Business 1990 — 1992
BBA, Finance
Loan Simple, Inc January 2013 - Present
Open Mortgage, LLC August 2005 - July 2012
Victory Home Mortgage November 1998 - August 2002
Skills
Residential Mortgages, FHA financing, VA loans, USDA, Loan Origination, Refinance, Mortgage Banking, Accounting, Financial Accounting, Banking, Credit Analysis, Commercial Lending, Portfolio Management, Loans, Commercial Mortgages, Finance, Credit, FHA, Mortgage Lending, Investment Properties, First Time Home Buyers, Management, Investments, Real Estate, VA Loans
Education
Texas A&M University
The University of Texas at Arlington
Bachelor of Business Administration (BBA), Accounting
Weststar Mortgage Corporation May 2014 - Present
Gateway Funding August 2013 - May 2014
Open Mortgage, LLC May 2012 - June 2013
Amstar 2002 - 2007
Skills
Mortgage Banking, Mortgage Lending, USDA, Reverse Mortgages, Residential Mortgages, FHA, VA loans, First Time Home Buyers, Refinance, Sales, Loans, Mortgage Underwriting, Finance, FHA financing, Loan Origination, Credit, Investment Properties, Mortgage Servicing, Loss Mitigation, Short Sales, Underwriting, Real Estate, Cold Calling, REO, Credit Analysis, Loan Servicing, Consumer Lending, Recruiting, VA Loans, FHA Financing
Education
Southwest Baptist University
Open Mortgage, LLC May 2011 - Present
Self April 1994 - Present
Primary Residential Mortgage March 2006 - May 2011
Aurora Loan Services 2005 - 2007
Primerica April 1997 - May 2004
Skills
Financial Services, Problem Solving, Creative Problem Solving, Result Oriented, Mortgage Lending, FHA financing, USDA Rural Housing, VA lending, Independent Thinking, Real Estate Transactions, Coaching, Leadership, Credit, Refinance, Finance, FHA, Loans, Mortgage Banking, VA loans, Loan Origination, VA Loans, Sales, Residential Mortgages, FHA Financing
Education
University of Nebraska at Omaha 1992 — 1994
Engineering
Missouri State University 1990 — 1992
General Studies
Elkhorn High School 1986 — 1990
Alpine Mortgage Planning June 2015 - Present
Open Mortgage, LLC January 2015 - Present
The Federal Savings Bank 2014 - January 2015
All Western Mortgage 2011 - 2014
Spotlight Senior Services 2013 - 2013
Senior Industry Network Group 2009 - 2013
Wells Fargo Reverse Mortgage 2008 - September 2011
Genworth Financial 2008 - 2009
Island Mortgage Consultants Inc. July 1984 - December 2007
Century 21 Elisse Realty Inc. 1973 - 2007
Skills
Reverse Mortgages, Investment Properties, Real Estate, Referrals, Real Estate Broker, Seniors, Social Security, Senior Relocation, Relocation Buyers, Movers, Financial Planners, Downsizing, Senior Services, Senior Real Estate, Residential Mortgages, Investment Strategies, Senior Communities, FHA, SFR, Retirement Homes, Retirement Planning, Credit, Mortgage Lending, Sellers, Residential Homes, Financial Planning, First Time Home Buyers
Education
Hofstra University 1978 — 1980
BBA, Finance
Open Mortgage, LLC January 2015 - September 2015
Crescent Mortgage January 2009 - January 2015
Crescent Mortgage September 2000 - December 2007
Homrich Berg September 1998 - January 2000
Skills
FHA, Microsoft Excel, Loans, Customer Service, Credit Unions, Microsoft Word, PowerPoint, Securities, Financial Institutions, Mortgage Banking, Mortgage Lending, Microsoft Office, Residential Mortgages, Credit, Banking, Credit Analysis, Refinance, VA Loans
Education
Georgia State University 1993 — 1998
Bachelor of Science (B.S.), Finance
Georgia Tech 1995 — 1996
Minor, Japanese Language and Writing
Georgetown University
Open Mortgage, LLC August 2014 - Present
Gateway Funding October 2013 - August 2014
Open Mortgage, LLC January 2011 - October 2013
Skills
USDA, Mortgage Lending, Mortgage Banking, FHA, Reverse Mortgages, Refinance, Residential Mortgages, VA loans, Loans, Loan Origination, Credit, Underwriting, Banking, First Time Home Buyers, Real Estate, Home Equity Loans, Debt Consolidation, FHA financing, Mortgage Underwriting, Government Loans, Credit Analysis, Investment Properties, Finance, Consumer Lending, Residential Homes, Financial Analysis, Funding, Real Estate Economics, Appraisals, Branch Management, Sales Management, Banking Relationships, Mortgage Servicing, Real Estate Transactions, Risk Management, Credit Unions, Loan Servicing, Real Estate Financing, Home Equity Lines of..., USDA Rural Housing, Mortgage Marketing, Commercial Lending, Construction Loans, Certified Mortgage..., Commercial Mortgages, Financial Structuring, Loss Mitigation, Closings, HUD, Small Business Lending
Education
Friends University 2005 — 2007
Butler County Community College 2000 — 2002
Finance, General
GMFS LLC. September 2015 - Present
Guardian Mortgage Company, Inc. June 2014 - September 2015
Newbold Advisors October 2013 - August 2014
Newbold Advisors June 2013 - September 2013
Newbold Advisors January 2013 - June 2013
Newbold Advisors June 2012 - January 2013
Morgan Stanley (Saxon Mortgage) August 2011 - May 2012
Morgan Stanley / Saxon February 2011 - August 2011
Morgan Stanley (Saxon Mortgage) July 2009 - February 2011
Open Mortgage, LLC 2007 - 2009
Skills
Underwriting, Legal Research, FHA, Mediation, Cost Analysis, Loans, Mortgage, Documentation, Litigation, Compliance, Mortgage Lending, HAMP, Risk Management, Mortgage Underwriting, Finance, Refinance, Mortgage Banking, Loss Mitigation, Foreclosures, Credit, Bankruptcy, Real Estate, Loan Servicing, Cost Benefit, Software Documentation, Mortgage Servicing, Residential Mortgages
Education
Texas Tech University
South Plains College
Open Mortgage, LLC August 2012 - Present
Main Street Financial, Inc December 2009 - August 2012
Lawson Processing 2007 - 2011
ET Processing 2006 - 2007
Cirrus Mortgage 2001 - 2006
Wasabi Marketing 2001 - 2006
Ameritech / SBC 1994 - 2001
Millward Brown Research 1992 - 1994
Skills
FHA, USDA, Refinance, Residential Mortgages, VA loans, Loans, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Outlook, Nitro, Calyx Point, Encompass, Quality Assurance Call..., Typing 72+, Government Loans, Mortgage Underwriting, Certified Mortgage..., Banking, Residential Homes, Loan Servicing, Real Estate, Short Sales, REO, Finance, Investment Properties, VA Loans, Real Estate Economics, Appraisals, Credit Analysis, Foreclosures, HUD, Mortgage Servicing, Funding, Referrals, Real Estate Financing, Loss Mitigation, Closings, Investors, Home Equity Loans, Mortgage Marketing, Commercial Mortgages, Construction Loans, Investments
Education
St. Ambrose University 2000 — 2001
Teikyo Marycrest University 1999 — 2000
American Institute of Commerce College 1991 — 1992
Accounting Diploma, Accounting
Open Mortgage, LLC July 2015 - Present
American Campus Communities 2014 - 2015
American Campus Communities 2012 - 2014
Personal Administrators 2011 - 2012
Bull & Associates 2009 - 2011
Teegardin & Associates 2008 - 2011
The Dial Corporation 2002 - 2004
Deloitte 1999 - 2002
KPMG LLP 1998 - 1998
Skills
Auditing, Internal Audit, Sarbanes-Oxley, Tax, Tax Preparation, Tax Accounting, QuickBooks, Lacerte, Financial Reporting, SEC Financial Reporting, Corporate Accounting
Education
University of Connecticut 1996 — 1999
BA, Accounting
New Fairfield High School 1992 — 1996
Open Mortgage, LLC January 2013 - Present
Crosscountry Mortgage, Inc. February 2012 - June 2013
Premier Home Mortgage, Inc. November 2011 - March 2012
Allied Home Mortgage March 2010 - January 2012
Trainer/Consultant FHA and USDA RD April 2009 - April 2010
Allied Home Mortgage Capital Corp July 1999 - April 2009
Skills
USDA, VA, FHA, Loans, Mortgage, Loan Origination, First Time Home Buyers, Rural Development, Mortgage Lending, VA loans, Government Loans, FHA financing, Mortgage Banking, Mortgage Marketing, Loss Mitigation, Residential Mortgages, Reverse Mortgages, Banking, Residential Homes, Refinance, Real Estate, Credit, 203K, REO, HUD, Finance, Construction Loans, Certified Mortgage..., Mortgage Underwriting, Home Equity Loans, Real Estate Financing, Underwriting, Home Equity Lines of..., Credit Analysis, Commercial Mortgages, Commercial Lending, Mortgage Servicing, Debt Consolidation, Loan Servicing, Consumer Lending, Non-Conforming, Funding, Rates, HomePath, Financial Structuring, Real Estate Economics, USDA Rural Housing, FHA Financing, VA Loans
Education
Ball State University 1977 — 1981
Bachelor of Science (B.S.), Finance
Open Mortgage, LLC January 2015 - Present
First Federal Bank of Florida October 2013 - December 2014
Stonegate Mortgage Corporation June 2013 - September 2013
American Southwest Mortgage Corp May 2010 - June 2013
Intel Lab January 2004 - June 2009
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, FHA, Refinance, Loans, Residential Mortgages, USDA, Credit, VA loans, FHA financing, Underwriting, Banking, Credit Analysis, Mortgage Underwriting, First Time Home Buyers, Sales Management, Real Estate, Sales, Government Loans, Construction Loans, Investment Properties, FHA Financing, VA Loans, Reverse Mortgages
Education
Texas A&M University
University of Houston
Senior Freedom Inc. September 2014 - Present
Credit Score Secrets April 2013 - Present
Open Mortgage, LLC September 2013 - September 2014
Loan Simple Mortgage December 2012 - August 2013
ReMax Hometown September 2011 - November 2012
National Residental Mortgage January 2001 - May 2011
Remax Realty Associates April 2008 - January 2010
National MortgageLink January 1996 - January 2001
America's Home Mortgage November 1988 - February 1995
Western Ag Financial June 1985 - July 1988
Skills
Real Estate Broker, Accredited Luxury Home ..., First Time Sellers, Accredited Luxury Home, Single Family Homes, First Time Home Buyers, Foreclosures, Sellers, Buyer Representation, Investment Properties, Reverse Mortgages, USDA, Real Property, Brokerage, Refinance, REO, SFR, Resellers, HUD, Real Estate Financing, Selling, Real Estate Transactions, New Homes, VA loans, Condos, Investors, Move Up Buyers, Mortgage Lending, Vacation Homes, Relocation Buyers, FHA, Relocation, Short Sales, Referrals, FHA financing, Property, Real Estate, Credit Scoring, Loans, Finance, Credit, Luxury, Residential Mortgages, Loan Origination, Residential Homes, Mortgage Banking, Buyers, Investments, Construction Loans, New Home Sales
Education
Champions School of Real Estate 2008 — 2011
Mortgage and Real Estate BROKER Licenses, Mortgage and Real Estate Brokerage
California Polytechnic State University-San Luis Obispo 1967 — 1971
Bachelor of Science, Finance, Accounting
Aging in Place Consultants August 2014 - Present
All Reverse Mortgage Comapny June 2014 - Present
Open Mortgage, LLC October 2013 - June 2014
High Tech Lending January 2013 - September 2013
Senior American Funding June 2005 - January 2013
Embassy Financial Services June 1997 - May 2005
Skills
Reverse Mortgages, Financial Planners, Real Estate Financing, Senior Real Estate, Investment Properties, Real Estate, Mortgage Lending, Real Estate Transactions, Finance, First Time Home Buyers, REO, Foreclosures, Short Sales, Sellers, Single Family Homes, Commercial Real Estate, Residential Mortgages, Refinance, FHA financing, Stand-up Comedy, USDA, FHA Financing, Financial Planning
Education
UCLA
Open Mortgage, LLC August 2014 - Present
VanDyk Mortgage January 2007 - August 2014
Star Mortgage February 1988 - December 2006
Skills
Microsoft Office, Microsoft Excel, Customer Service, Outlook, Microsoft Word, PowerPoint, English, Windows, Teaching, Public Speaking, Budgets, Loan Origination, Residential Mortgages, Mortgage Banking, Credit, Real Estate, Finance, Refinance, Banking, FHA Financing, Underwriting, Reverse Mortgages, VA & FHA Loans
Education
University of Mount Union 1967 — 1971
Bachelor of Science (BS), Business Administration and Management, General
Open Mortgage, LLC January 2012 - Present
Hereford house 2006 - 2013
Skills
Mortgage Underwriting, USDA, VA loans, Government Loans, Commercial Lending, Reverse Mortgages, FHLMC, Investment Properties, Residential Homes, Home Equity, 203K, Certified Mortgage..., Underwriting, Real Estate, FNMA, Construction Loans, NMLS, REO, Credit Analysis, Short Sales, USDA Rural Housing, First Time Home Buyers, Non-Conforming, Home Equity Lines of..., Home Equity Loans, Down Payment Assistance, Wholesale Lending, NMLS Licensed, Banking, Foreclosures, HomePath, Mortgage Marketing, Real Estate Financing, Loan Servicing, Rates, Finance, Bridge Loans, Encompass, Second Mortgages, RESPA, Investors, Calyx Point, New Home Purchase, Fixed Rate Mortgages, Loss Mitigation, Investments, Debt Consolidation, Secondary Market, Mortgage Servicing, Commercial Mortgages
Education
Johnson County Community College 2004 — 2006
Culinary Arts/Chef Training
Kansas City Kansas Community College 1998 — 2000
Computer Technology/Computer Systems Technology
Court Of Master Sommeliers
Court Of master Sommeliers Introductory Course Examination
SAFE Comprehensive Mortgage Originator License
Mortgage Loan Originator License
Open Mortgage, LLC August 2014 - Present
VanDyk Mortgage January 2007 - August 2014
Star Mortgage Inc. February 1988 - December 2006
Skills
VA, FHA, Mortgage Lending, Mortgage, Credit, Mortgage Industry, Sales Management, Conventional, USDA, Mortgage Planning, VA loans, Refinance, Reverse Mortgages, Loan Origination, Loans, Purchase, First Time Home Buyers, Investment Properties, Certified Mortgage..., FHA financing, Residential Mortgages, Government Loans, Mortgage Banking, Mortgage Underwriting, Construction Loans, Home Equity Loans, Debt Consolidation, Commercial Mortgages, Home Equity Lines of..., Real Estate Financing, Consumer Lending, Loss Mitigation
Education
Mount Union College 1967 — 1971
bachelor of arts
Castle & Cooke Mortgage, LLC May 2012 - Present
Griffin Capital Funding October 2011 - Present
Open Mortgage, LLC July 2011 - May 2012
Wells Fargo February 2005 - July 2011
Bank of America Home Loans July 2002 - February 2005
Bank of America June 2001 - July 2002
Bank of America November 1996 - July 2001
US Navy August 1987 - August 1993
Skills
Team Motivator, Customer Focus, Spokesperson, Recruitment/Retention, Social Networking, Negotiation, Team Building, Revenue Management, Inspiration, Residential, Mortgage, Real Estate, FHA, VA, Refinance, Mortgage Lending, Church Financing, Commercial Finance, Customer Oriented, Residential Homes, Finance, Commercial Mortgages, Revenue Analysis, Selling, Credit Analysis, Banking, Underwriting, Customer Acquisition, Loans, Reverse Mortgages, Small Business, Mortgage Banking, VA loans, USDA, Investment Properties, Sales, First Time Home Buyers, Referrals, Residential Mortgages, FHA financing, Certified Mortgage..., REO, Management, HUD, Leadership, Loan Origination, Real Estate Financing, Foreclosures, Construction Loans, Sales Management
Education
The University of Texas at El Paso 1993 — 1996
United States Navy 1987 — 1993
Completed, Recruiting / Classifying
El Paso Community College
Studied, Liberal Arts
International School of Ministry
Graduated, Christian Biblical Ministry
Golden State Mortgage Solutions May 2014 - Present
Open Mortgage, LLC June 2007 - May 2014
GF Mortgage 2003 - 2007
Greystone Financial 1997 - 2002
CSC 1988 - 1993
Skills
Conventional, Mortgage Lending, VA, FHA, Refinance, Reverse Mortgages, USDA, VA loans, Mortgage Banking, Residential Mortgages, FHA financing, Loan Origination, Loans, Investment Properties, Government Loans, Home Equity Loans, Finance, Credit, Sellers, Real Estate Financing, Mortgage Marketing, Short Sales, Home Equity Lines of..., Loss Mitigation, First Time Home Buyers, Sales, Construction Loans, Certified Mortgage..., Mortgage Underwriting, Real Estate, REO, Underwriting, Referrals, Commercial Lending, Mortgage Servicing, Commercial Mortgages, Credit Analysis, Loan Servicing, Real Estate Transactions, Foreclosures, HUD, Branch Management, Funding, Investors, Real Estate Economics, Banking, Closings, Residential Homes, Financial Structuring, Investments
Education
College of DuPage 1987 — 1988
Associates, Business Administration and Management, General
Glenbard West High School 1983 — 1987
Highschool
Liberty Home Equity Solutions July 2013 - Present
Open Mortgage, LLC August 2012 - July 2013
Security 1 Lending April 2011 - August 2012
Bank of America March 2010 - April 2011
Sun Valley Financial February 2005 - April 2010
Skills
Reverse Mortgages, Home Equity, Mortgage Industry, Mortgage Lending, Loan Origination, Loan Orignation, Home..., New Home Purchase, Real Estate Financing, Realtor Relations, Foreclosures, First Time Home Buyers, Mortgage Banking, VA loans
Education
University of Illinois at Chicago
Business
Peoples Bank & Trust May 2013 - Present
Vantage Point Bank and Financial Services September 2012 - April 2013
Peoples Bank & Trust Co. May 2012 - September 2012
Flagship Financial Group March 2011 - April 2012
Open Mortgage LLC February 2010 - February 2011
Wells Fargo Home Mortgage April 1993 - August 2009
Skills
FHA, Refinance, First Time Home Buyers, VA loans, Loan Origination, Mortgage Banking, Mortgage Lending, Loans, USDA, Residential Mortgages, Foreclosures, Investment Properties, Sellers, Residential Homes, Real Estate, Investments, FHA financing, Buyers, Credit, Single Family Homes, Real Estate Transactions, Condos, Short Sales, HUD, Finance, Real Estate Financing, Reverse Mortgages, Referrals, REO, Investors, Relocation, New Home Sales, Underwriting, Training, Commercial Real Estate, Real Estate Economics, Selling, Property, Brokerage, Certified Mortgage..., Real Property, Financial Structuring, Commercial Lending, Rates, Credit Analysis, Government Loans, Construction Loans, Banking, Funding, Loan Servicing
Education
Fort Hays State University
Business, Communications, Finance
Chicago Vocational High school 1972 — 1976
Electronics
Open Mortgage, LLC December 2014 - Present
AmeriPro Funding August 2013 - August 2014
Open Mortgage, LLC February 2011 - August 2013
Benchmark Mortgage February 2010 - February 2011
Legacy Reverse Mortgage October 2005 - January 2010
Countrywide Financial Corp September 2001 - October 2005
Matrix Integration Technology, Inc November 1994 - April 2000
Sunbelt National Mortgage Corp April 1991 - November 1994
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Reverse Mortgages, FHA financing, Loans, Refinance, Government Loans, Certified Mortgage..., USDA, Funding, VA loans, Home Equity Loans, Credit, Mortgage Underwriting, FHA Financing, Sales
Education
The University of Texas at Austin 1985 — 1989
Bachelor of Business Administration (BBA), Finance
Homecoming Healthcare Inc. 2009 - Present
Stepan Company January 2006 - Present
Open Mortgage, LLC 2008 - 2010
AmeriCorp Mortgage Funding, Inc. 2000 - 2002
Skills
Credit, Customer Service, Project Management, Cross-functional Team..., Leadership, Team Leadership, Strategic Planning, Management, Analysis, Budgets, Team Building
Education
Northern Illinois University 1987 — 1991
B.A., Public Administration
Enterprise Rental Company May 2013 - Present
COMPLETE HOMEWORKS, INC. February 2012 - November 2012
Lmn Enterprises, Inc 2006 - February 2012
Open Mortgage, LLC 2012 - 2012
Geneva 2003 - 2005
Skills
Access, Excel, Teaching, Customer Relations, Strategic Planning, Mortgage Lending, Financial Analysis, Microsoft Excel, Customer Service, Banking, Budgets, Negotiation, Team Building, Sales Management, Real Estate, Investment Properties, Small Business, Finance, Credit, Investments, Refinance, FHA, Loans, Mortgage Banking, Residential Homes, Loan Origination, Residential Mortgages
Education
University of Alabama
Bachelor's degree, Banking, Corporate, Finance, and Securities Law
Perfection Servo Hydraulics January 2013 - Present
BTD CAPITAL January 2010 - January 2013
Open Mortgage, LLC January 2008 - December 2009
First Security Mortgage February 1993 - December 2007
Skills
Residential Homes, Commercial Mortgages, Loans, Customer Service, Sales Management, Sales, Account Management, Microsoft Office, Financial Analysis, New Business Development, Management, Leadership, Marketing, Team Leadership, Customer Satisfaction, Credit, Cold Calling, Finance, Mortgage Lending, Banking, Outlook, Inventory Management, B2B, Selling, Small Business, Structured Finance, FHA, Commercial Lending, Microsoft Excel, Investment Properties, Negotiation, Microsoft Word, Commercial Real Estate, Mortgage Banking, First Time Home Buyers, Real Estate, Residential Mortgages, Loan Origination, Credit Analysis, Refinance, Foreclosures, Troubleshooting, Strategic Planning, FHA Financing, Real Estate Economics, PowerPoint, Project Management, Referrals
Education
Oakton Community College
Associate's Degree, Business Administration and Management, General
Pallotti High School
Diploma
Open Mortgage, LLC June 2015 - Present
1st Financial Reverse Mortgages April 2014 - June 2015
Reverse Mortgage of Texas/The Valdez Group November 2012 - December 2013
Skills
Reverse Mortgages, Mortgage Lending, Loans, Credit, Mortgage Banking, Refinance, Consumer Lending, FHA, Loan Origination, Credit Analysis, Investment Properties, FHA financing, Residential Mortgages, Finance, VA loans, VA Loans, FHA Financing
Education
Texas Tech University 1992 — 1995
Bachelor of Arts (B.A.), Psychology
OVCDC March 2008 - Present
Open Mortgage, LLC May 2005 - March 2008
Ace Financial Corporation May 2004 - May 2005
Skills
Rentals, Property Management, Investment Properties, Real Estate Investment, Home, Renters, Leases, Single Family Homes, Residential, Residential Homes, Referrals, Real Estate Transactions, Investors, REO, Real Property, FHA, First Time Home Buyers
Education
California State University-Bakersfield
Bachelor of Science (B.S.), Business Administration, Management and Operations
Caliber Home Loans August 2015 - Present
Nerium International February 2015 - Present
Notary Signing Agent September 2014 - Present
Open Mortgage, LLC November 2014 - August 2015
American Advisors Group (AAG Reverse Mortgage) April 2014 - 2014
Associated Mortgage Bankers, Inc September 2013 - 2014
Skills
Customer Service, Loan Origination, Reverse Mortgages, Investment Properties, Public Speaking, Social Networking, PowerPoint, First Time Home Buyers, Graphic Design, Microsoft Excel, FHA, Investors, Refinance, Web Design, Sales, People Skills, Creative Writing, Photoshop, Nutrition, InDesign, Microsoft Publisher, Creative Marketer, USDA, Social Media Marketing, Health, Organization, Marketing, Fitness, Foreclosures, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Creative Design, Professional...
Education
Everett Community College 2010 — 2013
Pre-Nursing, Nutrition Sciences
Skagit Valley College 2004 — 2007
Associate of Arts (AA), Art/Art Studies, General
Anacortes High School 2003 — 2006
High School Diploma
Affiliated Bank September 2015 - Present
Open Mortgage LLC January 2013 - September 2015
Mid America Mortgage Services April 2009 - January 2013
The Mortgage Processing Company / Cendera Funding October 2005 - April 2009
Skills
Real Estate, Loans, Mortgage Lending, Refinance, FHA, Short Sales, Residential Mortgages, Credit, Loan Origination, Mortgage Banking, VA loans, REO, USDA, FHA financing, Mortgage Underwriting, Investment Properties, Loan Servicing, Mortgage Servicing, Real Estate Financing, First Time Home Buyers, Reverse Mortgages, Certified Mortgage..., Government Loans, Home Equity Lines of..., Construction Loans, Home Equity Loans, Non-Conforming, Mortgage Marketing, Loss Mitigation, Commercial Mortgages, Closings, USDA Rural Housing, Commercial Lending, Credit Analysis, Underwriting, Rates, Title Insurance, 203K, FNMA, Escrow, HUD, FHLMC, Calyx Point, RESPA, Post Closing, Wholesale Lending, HomePath, NMLS, VA Loans, FHA Financing
Education
The University of Texas at Arlington
Open Mortgage, LLC June 2012 - Present
Main Street Financial, Inc October 2009 - June 2012
A Plus Mortgage Inc March 2004 - September 2009
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, VA loans, Residential Mortgages, USDA, FHA financing, Loan Origination, Reverse Mortgages, Loans, Government Loans, Credit, Certified Mortgage..., Construction Loans, Credit Analysis, USDA Rural Housing, Mortgage Underwriting, Underwriting, Commercial Lending, Banking, Loss Mitigation, Home Equity Loans, Mortgage Marketing, Home Equity Lines of..., Non-Conforming, Real Estate Financing, Mortgage Servicing, FHA Financing, VA Loans
Education
Southeast Community College
Associate's degree
Open Mortgage, LLC May 2013 - Present
Network Funding, LP December 2012 - May 2013
Open Mortgage, LLC July 2011 - December 2012
OneWest Bank/Financial Freedom April 2008 - June 2011
Indymac Bank/Financial Freedom October 2005 - April 2008
Lehman Brothers/ Financial Freedom April 2003 - October 2005
Financial Freedom April 2001 - May 2003
Skills
FHA, Mortgage Lending, Loan Origination, Mortgage Banking, Loans, Credit, Underwriting, Credit Analysis, Mortgage Underwriting, Government Loans, Reverse Mortgages, Refinance, Training, Closings, Appraisals, Customer Service, FHA financing, Banking, Finance, Insurance, Loan Servicing, Management, Real Estate, Residential Mortgages, Sales, USDA, Loss Mitigation, Portfolio Management, VA loans, Mortgage Servicing, Investments, First Time Home Buyers, Post Closing, VA Loans, FHA Financing
Education
Broward Community College 1994 — 1997
Associates, Business
Security National Mortgage January 2012 - Present
Open Mortgage, LLC July 2010 - January 2012
America's Mortgage Broker August 2008 - August 2010
Genesis Mortgage Services, Inc. 2006 - 2008
Atlantic Mortgage Loans 2001 - 2006
Statewide Mortgage 2000 - 2001
Skills
Mortgage Lending, FHA, FNMA, FHLMC, FHA financing, VA loans, USDA Rural Housing, Mortgage Marketing, USDA, Home Equity Loans, Loans, Mortgage Brokers, Sales, Sales&Marketing, Sales Growth, Sales Operations, Sales Workshops, Loan Origination, Credit, Mortgage Banking, Reverse Mortgages, Refinance, Residential Mortgages, Real Estate, Referrals, Construction Loans, Mortgage Underwriting, Real Estate Financing, Certified Mortgage..., Home Equity Lines of..., Debt Consolidation, Loss Mitigation, FHA Financing, VA Loans
Education
Purdue University 1987 — 1988
Commercial & Investment Networks of S FL (CIN) June 2013 - Present
Several companies over the last 24 years. January 2000 - June 2013
Open Mortgage, LLC August 2012 - January 2013
Christensen Financial Inc. January 2011 - September 2012
America's Mortgage Broker October 2007 - January 2011
Benchmark Mortgage January 2005 - October 2007
Capital & Financial Centre 2003 - 2004
Mortgage Lending Centers April 1997 - February 2000
Skills
Financial Structuring, Problem Solving, pool of investors, Mortgage Lending, FHA, Investment Properties, First Time Home Buyers, Investors, Residential Homes, Real Estate, Loans, Commercial Real Estate, Finance, Commercial Mortgages, Loan Origination, Referrals, Investments, Sales, REO
Education
Quinsigamond Community College 1984 — 1985
Law Enforcement, EMT Course Program
Worcester State College 1979 — 1984
Psychology and Criminal Justice
Mortgages & More, Inc. a Division of PREMIER HOME MORTGAGE March 2011 - Present
Open Mortgage, LLC 2007 - December 2010
THE HOME LENDING CENTER December 2006 - December 2010
Skills
Mortgage, Loans, FHA, VA, Mortgage Lending, USDA, Conventional, Refinance, Mortgage Banking, Reverse Mortgages, First Time Home Buyers, Loan Origination, Mortgage Industry, Residential Mortgages, FHA 203K loans, FHA loans for FICO 580..., VA loans, Real Estate, FHA financing, Certified Mortgage..., Mortgage Underwriting, Government Loans, Real Estate Financing, Home Equity Loans, Mortgage Marketing, Commercial Mortgages, Construction Loans, Loss Mitigation, VA Loans, FHA Financing
Education
Angelo State University 1974 — 1977
AMERICAN INSTITUTE FOR FOREIGN STUDY 1975 — 1976
BUSINESS MANAGEMENT
Open Mortgage LLC September 2015 - Present
ibs of az 1996 - Present
glendale az 2012 - 2015
Skills
Reverse Mortgages, Insurance, Strategic Planning, Loans, Asset Management
Education
University of Nebraska at Omaha 1962 — 1965
Business Administration, Accounting, Real Eslate, and Marketing
Iowa State University 1959 — 1961
Architectural Engineering
Open Mortgage, LLC December 2012 - Present
Skills
Compliance, FHA, Loan Origination, Mortgage Lending, Outlook, Mortgage Banking, Residential Mortgages, Refinance, Loans, Loss Mitigation, USDA, VA loans, Mortgage Underwriting, Credit, Mortgage Servicing, Underwriting, Credit Analysis, Non-Conforming, Banking, Commercial Lending, Reverse Mortgages, Loan Servicing, Funding, Consumer Lending, Government Loans, Branch Management, Certified Mortgage..., First Time Home Buyers, Home Equity Loans, Finance, Construction Loans, Investment Properties, Mortgage Marketing, Home Equity Lines of..., VA Loans
Education
Texas A&M University-Kingsville
BS in Education
McGladrey September 2013 - Present
GNP Realty Partners, LLC November 2010 - September 2013
INBALANCE, LLC May 2010 - October 2010
CP Management March 2008 - January 2010
Open Mortgage LLC June 2007 - June 2008
Skills
Project Management, Consulting, Microsoft Office, Microsoft Excel, Customer Service, Yardi Property..., QuickBooks, Accounting, Account Management, Strong Tax 2013, ProSystem fx Tax, Superforms, Portfolio Management, Accounts Payable, Team Leadership, Sales, Finance, Leadership, Analysis, Management, Financial Analysis, Time Management
Education
Dominican University 2011 — 2013
Master of Science in Accounting, Accounting
University of Illinois at Chicago 2006 — 2010
Bachelor of Science – College of Business Administration, Finance Major
Open Mortgage, LLC December 2014 - Present
360 Mortgage Group August 2014 - December 2014
1st Reverse Mortgage USA, a division of Cherry Creek Mortgage Company, Inc. September 2013 - August 2014
Axia Home Loans-Reverse Division May 2012 - September 2013
Reverse Mortgage Specialist May 2010 - September 2013
Guild Mortgage September 2010 - May 2012
First Mortgage Corporation April 2005 - September 2010
Security Financial September 1995 - April 2005
Skills
Reverse Mortgages, Reverse Mortgage..., Reverse Mortgage Lead..., Reverse Mortgage Expert, Senior Services, Reverse Mortgage..., FHA, Investment Properties, Refinance, Loan Origination, USDA, Mortgage Banking, Computer Program, Lead Generation, Mortgage Lending, REO, Real Estate, Short Sales, Sellers, Foreclosures
Education
Mt. San Antonio College
Business
Open Mortgage, LLC June 2012 - Present
MetLife Home Loans March 2010 - June 2012
Wells Fargo Home Mortgage 2008 - 2010
Homeland Mortgage June 1997 - May 2005
Skills
Reverse Mortgages, Home Equity Conversion..., HECM, Senior Retirement..., Marketing, Life Insurance, Business Development, Strategic Planning, Small Business, Training, New Business Development, Management, Negotiation, Fixed Annuities, Closings, Executive Management, Mortgage Lending
Education
University of North Alabama 1982 — 1985
BS, Economics/Finance
John C Calhoun State Community College 1980 — 1981
Open Mortgage, LLC August 2012 - Present
First National Bank of Layton Utah August 2011 - August 2012
Generation Mortgage Co. June 2006 - July 2011
Morris Consulting September 2005 - July 2006
Financial Freedom/Unity Mortgage December 1986 - December 2002
Morris Mortgage Corp. March 1976 - September 1986
Skills
Building companies or..., Risk Management, Investor Relations, Banking Relationships, FHA financing, Managing Managers, Team Building, Team Leadership, Reverse Mortgages, Mortgage Underwriting, Mortgage Servicing, Seniors, Sales Management, Mergers and Acquisitions
Education
Georgia Institute of Technology 1966 — 1970
Bachelor of Science (BS), Industrial Management
LeaderOne Financial January 2012 - Present
Open Mortgage, LLC August 2005 - January 2012
Probity National Mortgage August 2003 - August 2005
Commercial Federal Bank December 1997 - January 2002
Norwest Financial November 1996 - December 1997
Skills
Residential Mortgages, Mortgage Lending, Refinance, FHA, Mortgage, VA, USDA, Conventional, First Time Home Buyers, Mortgage Banking, Banking, Certified Mortgage..., Construction Loans, Credit, Credit Analysis, FHA financing, Investment Properties, Loan Origination, Loans, Reverse Mortgages, VA Loans, VA loans
Education
Oklahoma State University 1991 — 1995
Bachelor of Science in Business Administration, Marketing, Finance
Open Mortgage, LLC February 2013 - Present
Open Mortgage, LLC April 2012 - January 2013
Pine Cove Christian Camps May 2010 - August 2010
Pine Cove Christian Camps May 2009 - July 2009
Zenith Insurance May 2007 - August 2007
Skills
Leadership, Microsoft Excel, Finance, Accounting, Mortgage Lending, Loan Origination, Project Management, Customer Service, Team Building, Public Speaking, Teaching, Banking, Underwriting, Management, Financial Analysis
Education
Dallas Theological Seminary 2011 — 2015
Masters of Theology
Pine Cove Forge 2010 — 2011
Leadership and Discipleship Training
Texas A&M University 2006 — 2010
Bachelor of Business Administration, Finance
Waterstone Mortgage Corporation January 2014 - Present
Wells Fargo Home Mortgage May 2011 - December 2013
Open Mortgage LLC December 2010 - June 2011
Triple J Mortgage Group 2001 - November 2010
Skills
Loan Origination, Credit, Mortgage Banking, Mortgage Lending, Home Equity Loans, Real Property, Referrals, Home Equity, First Time Home Buyers, Real Estate, FHA, Refinance, FHA financing, USDA, Reverse Mortgages, Buyers, Residential Homes, VA loans, Investment Properties, Selling, Rates, Home Equity Lines of..., Insurance, Access, Customer Service, Loans, Residential Mortgages, Certified Mortgage..., Real Estate Financing, Foreclosures
Education
University of South Florida 1989 — 1993
BA, Mass Communications
Director of Mortgage Lending at Brighton Bank June 2015 - Present
Structured Products Group (SPC) May 2014 - June 2015
REMS International, Inc. April 2014 - November 2014
Proven Business Consulting 2012 - March 2013
Open Mortgage, LLC 2011 - 2012
REO Capital Assets, LLC 2009 - 2012
San Jacinto College 2008 - 2009
Arise Mortgage, LLC 2007 - 2009
AMSTAR MORTGAGE CORPORATION 2002 - 2007
COUNTRY HOME MORTGAGE, INC 1994 - 2002
Skills
Sales Management, Management Consulting, Managerial Finance, Strategic Planning, Business Planning, Business Development, Entrepreneurship, Problem Solving, Marketing, Executive Coaching, Executive Management, Recruiting, Sales, Budgets, Contract Management, Mortgage Marketing, Mortgage Originations, Mortgage Underwriting, Health Insurance, Licensed Life & Health..., Leadership, Loan Origination, Loans, Credit, Real Estate, Management, Mortgage Lending, Underwriting, Banking, Strategy, Investment Properties, Team Building, Refinance, Residential Mortgages, Customer Service, Coaching, FHA, Finance, Mortgage Banking, Financial Analysis, Training, Human Resources, Small Business, Negotiation, Mergers & Acquisitions, Start-ups, Investments, Risk Management, Insurance, Real Estate Financing
Education
Lamar University 2008 — 2009
Master of Business Administration (M.B.A.), MBA, 4.0
Southwestern Baptist Theological Seminary 1998 — 1999
Masters, Divinity/Ministry
University of Houston 1977 — 1981
Bachelor of Science, Geography
Blueprint Properties, Inc April 2007 - Present
Open Mortgage, LLC September 2009 - February 2010
Primary Residential Mortgage November 2007 - November 2009
Skills
Short Sales, Foreclosures, Real Estate, Buying, Investors, Sellers, Selling, REO, Investment Properties, Residential, Realty, Residential Homes, Real Estate Financing, Real Estate Transactions, Loans, Property Management, Mortgage Lending, First Time Home Buyers, Real Property, Marketing, FHA, Property, Investments, Real Estate Investor, Rentals, Referrals, Negotiation, Real Estate Economics, HUD
Education
Kansas State University
Consultant May 2014 - Present
Ally Financial Inc. October 2012 - January 2014
Carolina Premier Bank January 2011 - September 2012
Open Mortgage, LLC August 2010 - December 2010
1st Metropolitan Mortgage January 2008 - August 2010
Skills
FHA, Mortgage Lending, Mortgage Banking, Loans, USDA, VA loans, Refinance, Credit, Residential Mortgages, First Time Home Buyers, FHA financing, Loan Origination, Construction Loans, Residential Homes, Reverse Mortgages, Certified Mortgage...
Education
Francis Marion University 1994 — 1998
BS
Mauldin High School 1991 — 1994
Independent Author June 2014 - Present
Open Mortgage, LLC April 2010 - June 2014
Milestone Mortgage May 2006 - April 2010
Cardinal Health 1997 - 2006
Skills
Real Estate, Selling, Process Improvement, Vendor Management, Investment Properties, Mortgage Lending, Leadership, Project Management, Software Documentation, Marketing, Business Analysis, FHA
Education
Keller Graduate School of Management of DeVry University 1997 — 2000
MBA, Business Management
California State University-East Bay 1988 — 1991
BS, Business
Open Mortgage LLC January 2011 - Present
Pro-Edge Services August 2010 - February 2011
Southwest Funding, LP January 2009 - August 2010
Republic State Mortgage August 2008 - January 2009
Ron Litt Consulting January 2008 - January 2009
Market Kinetix November 2006 - January 2008
Advantage Credit October 2005 - November 2006
MortgageIT October 2004 - October 2005
Allied Home Mortgage September 1998 - October 2004
Allied Home Mortgage Capital Corporation 1998 - 2003
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, FHA, Loans, Credit Analysis, Commercial Mortgages, Credit, Residential Mortgages, Residential Homes, USDA, FHA financing
Education
New York University 1958 — 1963
BEE & BA, Math, Electrical Engineering
Open Mortgage, LLC Reverse Mortgage SpecialistSecurity 1 LendingJanuary 1997 - Present
Open Mortgage, LLC 1997 - Present
Skills
Mortgage Lending, Mortgage Banking, Refinance, Loans, Investment Properties, Real Estate, Residential Homes, Customer Service, Credit, Underwriting, Banking, Financial Analysis, Insurance, Sales Management, Team Building, Finance, Strategic Planning, Reverse Mortgage...
Education
University of Redlands 1979 — 1984
Bachelor's degree, Management
National University
Open Mortgage, LLC July 2011 - Present
Southwest Funding July 2010 - July 2011
MORTEX LENDING February 2003 - June 2010
Skills
Mortgage Lending, FHA, Marketing, Real Estate, Refinance, REO, Short Sales, Loan Origination, Loans, VA loans, Credit, Investment Properties, Credit Analysis, FHA financing, Residential Mortgages, USDA, VA Loans, Government Loans, Loss Mitigation, Real Estate Financing, FHA Financing, Commercial Mortgages, Reverse Mortgages, Certified Mortgage..., Home Equity Loans, Commercial Lending, Construction Loans, Mortgage Underwriting, Mortgage Banking
Education
The University of Texas at Arlington 2000 — 2003
Bachelor of Business Administration (BBA), Finance, General, Magna Cum Laude
GMFS, LLC December 2013 - Present
Open Mortgage, LLC December 2012 - November 2013
Equity Loans, LLC April 2012 - November 2012
Jackson Healthcare October 2008 - July 2010
Your Mortgage Source May 2007 - August 2008
LSI MORTGAGE PLUS November 2004 - April 2007
Financial Freedom 2002 - 2004
Skills
Mortgage Lending, Loans, Hospitals, Marketing, Customer Service, Team Building, Credit, Healthcare, Physicians, Recruiting, Strategic Planning, New Business Development, Investment Properties, Refinance, Mortgage Banking, Reverse Mortgages, Sales, FHA, Real Estate, Outlook, Loan Origination, Residential Mortgages, Microsoft Excel, Time Management, Leadership, Credit Analysis, Banking, Finance, Selling
Education
University of North Texas 1999 — 2002
Computer Science
University of North Texas
Applied Technology and Performance Improvement
Landmark National Bank May 2011 - Present
Stonebridge National Lending January 2010 - April 2011
Open Mortgage, LLC 2006 - 2010
Skills
FHA, Selling, VA loans, Loans, Leadership, USDA, Mortgage Lending, Refinance, Loan Origination, Mortgage Banking, Sales, Commercial Lending, Credit, Finance, Coaching, Residential Mortgages, New Business Development, Credit Analysis, FHA financing, Mortgage Underwriting, Banking, Small Business Lending, Real Estate, Underwriting, Sales Management, Insurance, Reverse Mortgages, Loan Servicing, Mortgage Servicing
Education
Kansas State University 1996 — 1999
Johnson County Community College 1993 — 1995
St. Thomas Aquinas 1990 — 1993
Holy Trinity 1981 — 1990
Open Mortgage, LLC July 2015 - Present
Oak Hill Appliance 2006 - June 2015
Oerlikon Leybold Vacuum 1994 - 2006
Skills
Inventory Management, Purchasing, Operations Management, Office Management, Customer Service, Shipping & Receiving, Logistics, Outlook, Invoicing, Data Entry, Spreadsheets, SAP, Project Management, Account Management, Microsoft Excel, Sales
Education
Angelo State University 1989 — 1991
Agribusiness/Agricultural Business Operations
Austin Community College
Se7en, LLC May 2014 - Present
Endeavor Capital, LLC November 2014 - August 2015
LendSmart Mortgage May 2014 - October 2014
Open Mortgage, LLC June 2013 - April 2014
USA Mortgage February 2011 - March 2013
@ Home Mortgage June 2001 - February 2011
Skills
FHA, USDA, VA loans, Refinance, Mortgage Lending, FHA financing, Mortgage Banking, Loans, First Time Home Buyers, Residential Mortgages, Loan Origination, Real Estate Financing, Reverse Mortgages, Government Loans, Investment Properties, Foreclosures, Commercial Mortgages, Residential Homes, Short Sales, Referrals, Investors, Credit, REO, Construction Loans, Mortgage Underwriting, Real Estate
Education
Northern Illinois University
Meteorology
Peoples Home Equity May 2015 - Present
US Bank Home Mortgage October 2007 - May 2015
Open Mortgage, LLC 2002 - 2006
AIG January 2001 - January 2003
Skills
Customer Service, Insurance, Mortgage, Loans, Mortgage Lending, FHA, Refinance, First Time Home Buyers, Real Estate Financing, Construction Loans, FHA financing, VA loans, Residential Mortgages, Mortgage Banking, Home Equity Loans, Investment Properties, Real Estate, Loan Origination, Residential Homes, Mortgage Underwriting, Property, Finance, Referrals, Sales, Strategic Financial..., Real Estate Transactions, Financial Services, Lines Of Credit, Retirement, VA Loans, Home Equity Lines of..., Down Payment Assistance, Underwriting, USDA, Time Management, Selling, Reverse Mortgages, Real Estate Economics, REO, Negotiation, Management, Loss Mitigation, Investments, Consumer Lending, Commercial Banking, Small Business, Financial Analysis, Business Strategy, Commercial Mortgages
Education
University of Iowa
Liberal Arts, Economics/Small Biz - Minor
Willow Bend Mortgage Company June 2015 - Present
Open Mortgage, LLC September 2012 - May 2015
Hometown Lenders March 2012 - September 2012
Skills
USDA, FHA, VA loans, Refinance, Mortgage Lending, Reverse Mortgages, Loan Origination, Mortgage Banking, Residential Mortgages, FHA financing, Loans, Mortgage Marketing, Government Loans, Credit, Home Equity Loans, Mortgage Underwriting, First Time Home Buyers, Credit Analysis, Commercial Lending, Underwriting, Certified Mortgage..., Finance, REO, HUD, Residential Homes, Investment Properties, Loss Mitigation, Home Equity Lines of..., Mortgage Servicing, Debt Consolidation, Consumer Lending, Referrals, Real Estate Financing, Commercial Mortgages, Loan Servicing, Foreclosures, Real Estate, Closings, Funding, Short Sales, Investors, FHA Financing, Real Estate Economics, VA Loans
Education
Jacksonville State University 1971 — 1972
Business Administration and Management, General
Snead State Community College 1969 — 1970
Arab High School 1965 — 1969
Assured Capital Funding, Inc December 2011 - Present
American Education Systems, LC July 2011 - Present
Park Place Real Estate June 2009 - Present
Fortuna & Associates September 2004 - Present
RDL (Romeo District Library) July 2011 - June 2015
Romeo Community Schools January 2011 - December 2014
Open Mortgage, LLC March 2008 - December 2011
Hamlin Mortgage Company August 2004 - January 2008
Rock Financial January 2000 - February 2004
Quicken Loans - Livonia, MI 2002 - 2002
Skills
Residential Mortgages, Short Sales, Small Business, Loss Mitigation, First Time Home Buyers, Real Estate, Residential, First Time Buyers, Home, Buyer Representation, New Home Sales, Single Family Homes, SFR, Sellers, Foreclosures, REO, Debt, Loan Modifications, Settlements, Mortgage, FHA, Conventional, Refinance, Investment Properties, Credit, Purchase, Negotiation, Selling, Mortgage Lending, Sales Management, Team Building, Coaching, Strategic Planning, Referrals, Public Speaking, Budgeting, Mortgage Banking, Management Consulting, Sales, Training, Banking, Leadership, Budgets, FHA financing, Residential Homes, Marketing, Highly personable, Reverse Mortgages, Real Estate Economics, Insurance
Education
Central Michigan University 1993 — 1997
Bachelor or Science, Psychology
Chippewa Valley High School 1989 — 1995
University Federal Credit Union April 2013 - Present
OneWest Bank October 2010 - April 2013
Security National Mortgage December 2009 - November 2010
AMCAP Mortgage Bank July 2009 - October 2009
AMCAP Mortgage Bank June 2009 - October 2009
Open Mortgage, LLC October 2008 - June 2009
Pathfinder Mortgage June 2004 - October 2008
Skills
extensive loan..., FHA/VA/USDA lending, Mortgage Lending, FHA, Refinance, Loan Origination, Loans, VA loans, First Time Home Buyers, Investment Properties, Referrals, Mortgage Banking, Residential Mortgages, Credit, USDA, Real Estate, Foreclosures, Single Family Homes, Real Estate Financing, Mortgage Underwriting, Home Equity Lines of..., FHA financing, Home Equity Loans, FHA Financing, Cross-functional Team...
Education
Florida State University 1998 — 2001
Florida State University 1998 — 2001
Liberal Arts and Sciences, General Studies and Humanities
Suprema Real Estate Group October 2014 - Present
Alliance Investments Real Estate Group, Stockdale June 2011 - November 2014
Miramar International Real Estate 2011 - 2012
Casita Realty 2010 - 2011
Open Mortgage LLc 2008 - 2010
Skills
REO, Short Sales, Sellers, Investors, FHA, Foreclosures, Real Estate, Referrals, Residential Homes, Loans, Buyers, Buyer Representation, Relocation, Investment Properties, First Time Home Buyers, Real Estate Transactions, Listings, New Home Sales, Single Family Homes
Education
Bakersfield College 2000 — 2003
Business Administration, Finance
Bakersfield College
Buisness
Open Mortgage, LLC October 2014 - Present
American Advisors Group (AAG Reverse Mortgage) February 2014 - September 2014
Genworth Financial/Liberty Home Equity June 2012 - December 2013
MetLife Home Loans April 2011 - May 2012
Bank of America January 2008 - March 2011
Skills
Reverse Mortgages, Mortgage Industry, Loan Origination, Mortgage Lending, Refinance, Home Equity, FHA financing, FHA, Residential Mortgages, Mortgage Banking, Mortgage Marketing, Loans, Home Equity Lines of..., Certified Mortgage..., Construction Loans, VA loans, Government Loans, Home Equity Loans, Mortgage Underwriting, FHA Financing
Education
University of California, Davis 1982 — 1986
Bachelor's degree, Human Physiology
De Anza College 1980 — 1982
Associate's degree, General Studies
Adams Technology Solutions January 2014 - May 2015
Open Mortgage, LLC August 2013 - June 2014
Mid America Mortgage, Inc August 2011 - December 2012
Cendera Funding July 2009 - September 2010
American Eagle Outfitters July 2009 - October 2009
Blue Cross and Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas October 2008 - July 2009
Convergys February 2008 - October 2008
Sitel October 2007 - February 2008
Skills
Computer Hardware, Social Media, Computer Security, Computer Science, Cellular Communications, Wireless Networking, Mobile Phone Industry, Mobile Phone Repair, Mortgage Lending, Troubleshooting, Invoicing, Customer Service, Management, Residential Mortgages, Refinance, FHA, Loan Origination, USDA, VA loans, Technical Support, Software Installation, Real Estate Financing, Call Centers, Windows, Networking, Microsoft Office 2007, Closings, Loans, Office Management, Mortgage Banking, Loan Servicing, Mortgage Servicing, Fax, Microsoft Office, Microsoft Excel, Sales
Education
Kilgore College 2013 — 2017
Associates of Computer Science, Cyber Security
Overton High School 2003 — 2007
High School Diploma, General Studies
Workhorse Marketing June 2014 - Present
FRAMED Magazine August 2012 - Present
Open Mortgage, LLC April 2013 - March 2014
Texas Senate January 2013 - May 2013
PORTAFOLIO Magazine December 2010 - April 2013
Attorneys Online, Inc November 2012 - December 2012
Shippensburg University January 2011 - May 2012
Shippensburg University May 2011 - August 2011
Shippensburg University February 2011 - May 2011
Skills
WordPress, Web Design, Web Development, Adobe Creative Suite, Web Content, HTML 5, CSS, Ruby on Rails, PHP, Branding & Identity, Photoshop, InDesign, Art Direction, Logo Design, Creative Direction, Social Media Integration, Digital Design, Graphic Design, Project Management, Integrated Marketing, Marketing, Advertising, Newsletters, Video Editing, Social Media, Email Marketing, Compliance, Publishing, Magazines, Copy Editing, Editing, Publications, Press Releases, JavaScript, jQuery, jQuery Mobile, Lightroom, OS X, Windows, Ektron Content..., Public Relations, SEO, AP Style, Photography, Microsoft Office, HTML5
Education
Shippensburg University of Pennsylvania 2011 — 2012
M.S., Communication Studies, 3.94
Lock Haven University of Pennsylvania 2008 — 2010
B.A., English (Writing concentration), 3.2
Open Mortgage, LLC August 2014 - Present
BOSS sports December 2013 - Present
Self-Employed December 2007 - Present
Self Employed July 2014 - August 2014
san marcos consolidated school district February 2013 - June 2014
Gotchamovies.com January 2014 - May 2014
N&S Domestics March 2013 - June 2013
Leverage Management January 2013 - January 2013
ResCare Premier August 2009 - December 2012
BCL of Texas May 2012 - August 2012
Skills
Social Networking, Video Editing, Blogging, Creative Writing, Social Media, Music Production, Social Media Marketing, Radio, Public Speaking, Songwriting, New Media, Recording, Journalism, Customer Service, Facebook, Entertainment, Audio Post Production, Copy Editing, Event Management, Radio Promotions, Personality, Vocal Production, Video Blogging, Social Media Relations, Videography, Press Releases, Studio Recording, Video Production, WordPress, Music, Advertising Copy, Multimedia Journalism, Radio Broadcasting, Sports Writing, Speech Writing, Humor Writing, Live Events, Coordinating Events, Songs, Live Performer, YouTube, HTML, CSS
Education
Graduate Student - Texas State University 2011 — 2014
Master of Arts (M.A.), Mass Communications - New Media
Texas State University 2004 — 2009
Bachelor of Arts, Mass Communications - Electronic Media
Reverse Market Insight April 2015 - Present
Open Mortgage, LLC January 2015 - March 2015
icanmakeitbetter May 2014 - February 2015
FocusVision April 2013 - April 2014
Survey Sampling International January 2012 - March 2013
Survey Sampling International June 2011 - February 2012
Genworth Financial May 2010 - May 2011
MetLife Home Loans December 2009 - May 2010
Genworth Financial December 2008 - November 2009
World Alliance Financial/Lender Lead Solutions January 2008 - December 2008
Skills
Sales Management, Mortgage Lending, Mortgage, Loans, FHA, Customer Relations, Refinance, Account Management, New Business Development, Team Building, Marketing Strategy, Coaching, Market Research, Banking, Team Leadership, B2B, Excel, Outlook, Marketing Research, Sales, Salesforce.com, Management, Segmentation, Team Management, Cold Calling, CRM, Consultative Approach, Quantitative Research, Healthcare, Sales Prospecting, Overcome Objections, Self-motivated Team..., Growth Strategies, Reverse Mortgages, Change Management, Culture Change, Customer Insight, Integrity, Online Research, Start-ups, Leadership, Direct Sales, Business Development, Selling, Competitive Analysis, Customer Service
Education
Abilene Christian University 1999 — 2003
Bachelor of Science, Pre-Medicine/Pre-Medical Studies
Midwestern State University 1998 — 1999
Undergraduate course-work
Rider High School
Open Mortgage, LLC June 2012 - Present
Culberson Construction, Inc. June 2011 - May 2012
Kastner Land Services August 2010 - May 2011
Millsap I.S.D. August 2008 - July 2010
Skills
Real Estate, Mortgage Lending, Investment Properties, Customer Service, Microsoft Excel, Microsoft Office, Loans, Strategic Planning, First Time Home Buyers, Sales Management, Project Management, Residential Mortgages, Credit, Loan Origination, Refinance, VA loans, FHA, Short Sales, USDA, Certified Mortgage..., Marketing, REO, Mortgage Underwriting, Sales, Banking, Commercial Lending, Construction Loans, Credit Analysis, Finance, Financial Analysis, Investments, Loan Servicing, Mortgage Banking, Real Estate Financing, Underwriting
Education
Tarleton State University 2004 — 2008
Bachelor of Science, Administrative Systems
Yakka Acquisitions April 2014 - Present
Open Mortgage, LLC March 2013 - July 2013
National Default Servicing June 2011 - March 2013
Austin Loan Corp. April 1998 - April 2004
Advantage Mortgage Network 1993 - 1996
Skills
Loans, Short Sales, Mortgage Lending, FHA, Real Estate, Residential Mortgages, USDA, Mortgage Banking, Credit, Sellers, Title Insurance, Credit Analysis, Refinance, Loan Origination, Investment Properties, REO, Mortgage Servicing, Loan Servicing, Salesforce.com, Marketing, Sales, Residential Homes, Foreclosures, Customer Service, Processing, HUD, Underwriting, Real Estate Transactions, First Time Home Buyers, Loss Mitigation, Single Family Homes, Referrals, Real Estate Financing, Real Estate Economics, Negotiation, VA loans, Mortgage Marketing, Outlook, Management, Customer Satisfaction, Contract Negotiation, Training, Cold Calling, VA Loans
Education
Austin Community College 2006 — 2007
Texas Real Estate License, Real Estate
Austin Community College 1987 — 1996
Associate of Science (A.S.), Business Administration
Bishop Lynch High School 1980 — 1984
High School Diploma, Academics
Open Mortgage, LLC April 2002 - Present
U.S. Filter 1989 - 2002
State of Missouri 1988 - 1989
Forthian Corporation 1981 - 1988
American Productivity Center 1979 - 1988
Arthur Young 1974 - 1979
Brown & Root 1973 - 1974
Boeing 1967 - 1973
Bell Aerospace Services Inc 1966 - 1967
NASA 1963 - 1966
Education
The University of Texas at Austin 1958 — 1963
Bachelor of Engineering (BE), Mechanical Engineering
Wolf Stuntworks, Inc. June 2005 - Present
Open Mortgage, LLC January 2003 - Present
Open Lending, Inc 2001 - Present
Green City Finance, LLC June 2009 - 2009
Vumasco 2007 - 2008
HelioVolt 2001 - 2008
Integratus June 1998 - July 2002
CreditMinders.com 2001 - 2002
Brava Services, LLC 1993 - 2002
VERITAS Software 1992 - 1999
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, Residential Mortgages, Start-ups, Credit, Finance, Real Estate, Investment Properties, Strategic Planning, Team Building, Investments, USDA, FHA, Entrepreneurship, Refinance, Reverse Mortgages, Banking, VA loans, Residential Homes, FHA financing, Management, Financial Analysis, Sales, Funding, Investors, Leadership, First Time Home Buyers, Real Estate Financing
Education
Arizona State University 1979 — 1982
BSE, Software Engineering
Yodle February 2010 - Present
Carson Energy, Inc. July 2008 - February 2010
Open Mortgage, LLC March 2003 - June 2007
Ameriquest Mortgage June 2002 - February 2003
MCI Worldcom June 1999 - March 2002
Skills
Solution Selling, Fundraising, Selling, Salesforce.com, Account Management, Sales Management, Direct Sales, CRM, Social Media Marketing, Advertising, Sales, Online Marketing, Sales Presentations, Search Advertising, Customer Service, Leadership, Management, SEM, Google Adwords, Customer Retention, Social Media, Sales Process, B2B, Marketing, Customer Acquisition, Digital Marketing, Marketing Strategy, Cold Calling, SEO, New Business Development, PPC, SaaS, Sales Operations, Email Marketing, Social Networking, Google Analytics, Lead Generation, Online Advertising, Business Development, Time Management, Mobile Marketing, Advertising Sales, Online Lead Generation, Display Advertising, Start-ups, Local Search, Strategic Partnerships, B2B Marketing, E-commerce, Direct Marketing
Education
The University of Texas-Pan American
LA Home Lending, LLC March 2014 - Present
American Nationwide Mortgage Company (Official Page) October 2013 - March 2014
Open Mortgage, LLC April 2012 - October 2013
Network Funding, LP January 2009 - August 2011
Century Mortgage September 1999 - October 2007
Skills
FHA, Loans, Mortgage Lending, Mortgage Banking, Loan Origination, VA loans, Refinance, Residential Mortgages, Branch Banking, USDA, Credit, Mortgage Underwriting, FHA financing, Certified Mortgage..., Investment Properties, Credit Analysis
Education
Nicholls State University 1969 — 1974
Open Mortgage, LLC May 2011 - Present
Bank of America 1988 - 2010
Skills
FHA, Loans, VA loans, Mortgage Lending, Real Estate Transactions, Credit, Real Estate, Mortgage Banking, USDA, Refinance, Loan Origination, Reverse Mortgages, Investors, FHA financing, First Time Home Buyers, Sellers, Underwriting, Mortgage Underwriting, Investment Properties, Certified Mortgage..., Residential Mortgages, Construction Loans, Commercial Lending, Credit Analysis, Government Loans, VA Loans, FHA Financing
Education
American InterContinental University
Master of Business Administration (M.B.A.), Finance/Accounting
Boise State University
Bachelor of Business Administration (BBA), Accounting
Supreme Lending May 2012 - Present
Supreme Lending February 2010 - May 2012
Open Mortgage LLC October 2008 - January 2010
Prodigy Mortgage September 2007 - October 2008
All United Mortgage March 2006 - September 2007
Mortgage Direct June 2003 - February 2006
Skills
Mortgage Lending, Mortgage Banking, Credit, Banking, Investments, Finance, Underwriting, Real Estate Transactions, FHA, Loans, Refinance, First Time Home Buyers, Residential Mortgages, Loan Origination, VA Loans, Investment Properties, FHA Financing, USDA, Customer Service, Account Management, Financial Services, Sales Management, Management, Selling
Education
Texas A&M University-Commerce 1999 — 2002
Education
On Assignment, Inc. July 2013 - Present
Eventfully Yours, Creations by Karen May 1996 - Present
Open Mortgage, LLC February 2014 - May 2015
Amgen (Contract Position) April 2012 - August 2012
Ryland Homes July 2005 - October 2011
CSUN September 2003 - June 2005
Pacific Helicopters 2000 - July 2003
Blue Hawaiian Helicopters 1996 - 2000
Grand Hyatt Wailea 1991 - 1996
Sagebrush Catina 1982 - 1987
Skills
Event Planning, Word, Excel, Customer Service, Outlook, Microsoft Office, Microsoft Word, Team Building, Microsoft Excel, Budgets, Administrative..., Process Scheduler, Recruiting, Hiring, Human Resources, Training, Leadership, Payroll, Management, Contract Negotiation, Invoicing, Real Estate, Negotiation, Customer Satisfaction, PowerPoint, Interviews, Event Management, Account Management, Employee Benefits, Social Media, Social Networking, Forecasting, Inventory Management, Accounts Payable, Accounting, Purchasing, Coordination, Marketing, Employee Relations, Supervisory Skills
Education
Pierce College 1981 — 1983
Open Mortgage, LLC December 2014 - Present
360 Mortgage Group, LLC (Acquired by Open Mortgage, LLC) July 2014 - December 2014
United Northern Mortage Bankers Ltd., dba Senior Security Advisors December 2013 - June 2014
Security One Lending, Retail Lending Division of RMS May 2012 - December 2013
MetLife Home Loans December 2009 - June 2012
Abode Mortgage Services, Inc. May 2004 - December 2009
Delta Home Loans April 2002 - May 2004
Capital Mortgage Services August 1998 - August 2001
Education
The Ohio State University 1994 — 1998
Bachelor's Degree, Hospitality Management, Finance
Beachwood High School 1990 — 1994
Arizona Wholesale Mortgage Inc. NMLS #19254 in AZ & National Wholesale Mortgage Inc. NMLS 165243 July 2015 - Present
Geneva Financial LLC April 2014 - July 2015
Pinnacle Capital Mortgage Corp December 2012 - April 2014
Open Mortgage, LLC July 2012 - December 2012
W. J. Bradley Mortgage May 2011 - July 2012
Alliance Financial Resources, LLC July 2010 - April 2011
United First Financial October 2007 - April 2011
Send Out Cards March 2003 - April 2011
Pacific Coast Mortgage, Inc. March 2009 - April 2010
Prospect Mortgage, LLC January 2008 - December 2008
Skills
VA, Military, Conventional, VA Loans, Referrals, Reverse Mortgages, Customer Service, Purchase, Residential Homes, Investors, Coaching, First Time Home Buyers, USDA, Financial Analysis, Credit, Sales Management, Strategic Planning, Residential Mortgages, Residential, Mentoring, Banking, Investments, Marketing Strategy, Insurance, Customer Relations, Foreclosures, Mortgage, Budgeting, Finance, Financial Planning, Entrepreneurship, New Business Development, Compliance, Video Marketing, Contract Negotiation, Short Sales, REO, Loan Origination, Mortgage Banking, Mortgage Lending, Loans, Real Estate, Refinance, Marketing, Small Business, FHA, Sellers, Team Building, Management, Investment Properties
Education
Northern State University 2001 — 2002
BS, Business Management/Accounting/Computer Sciences
Southwestern Assemblies of God University 2000 — 2001
AA, General Business
Northern State University 1970 — 1974
BS Business Admin/Accounting/Marketing, Bus. Administration, Accounting, Marketing, International Finance, Computer Science
Southwestern Assemblies of God University 1968 — 1970
Business, Accounting, Computer Sciences, Missions
The Inland Real Estate Group of Companies, Inc. September 2014 - Present
Bridgeview Bank Mortgage July 2012 - September 2014
Open Mortgage, LLC August 2009 - August 2012
Amerisave Mortgage Corporation May 2008 - July 2009
Apex Lending June 2005 - May 2008
Georgia Family Mortgage, LLC April 2000 - May 2005
Skills
Refinance, Reverse Mortgages, FHA, Mortgage Banking, Mortgage Lending, VA loans, Loans, Investment Properties, USDA, Real Estate, Credit, Banking, Loan Origination, FHA financing, Residential Mortgages, Government Loans, First Time Home Buyers, Mortgage Underwriting, Certified Mortgage..., Underwriting, Construction Loans, Finance, Investments, Home Equity Loans, Credit Analysis, Real Estate Financing, Loss Mitigation, Commercial Lending, Commercial Mortgages, Debt Consolidation, Referrals, Funding, Residential Homes, REO, Investors, Mortgage Marketing, Single Family Homes, Mortgage Servicing, Loan Servicing, Consumer Lending, Real Estate Economics, Home Equity Lines of..., Sales, Rates, Foreclosures, Short Sales, Financial Services, Financial Structuring, HUD, Real Estate Transactions
Education
Georgia Southern University
Open Mortgage, LLC May 2008 - Present
Sharp Business Systems December 2002 - June 2008
Gaylord Containers May 1996 - November 2001
Education
California State University Stanislaus 1991 — 1997
graduate, Computer Science
American General Life and Accident Company...Life Insurance You Don't Have to Die to Use. November 2011 - Present
Open Mortgage, LLC January 2010 - Present
HomeView Lending September 2006 - October 2007
Oak Street Mortgage September 2005 - October 2006
Aegis Funding October 2004 - October 2005
Nations Home Lending Center November 2002 - October 2004
National Home Loan Corp October 1994 - November 2002
Skills
Loans, Brokers, Insurance, Mortgage, FHA, Residential, First Time Home Buyers, Purchase, Mortgage Lending
Education
New England Institute of Technology 1988 — 1989
Associates, Architectural Drafting
Carteret High School 1980 — 1984
Diploma
Carteret High SchoolHigh School DiplomaCollege
Diploma
Open Mortgage August 2007 - Present
Open Mortgage, LLC 2008 - 2011
Kitchen Table Technologies 2007 - 2010
North American Title Company 2002 - 2008
North American Title 2002 - 2008
Fidelity National Title 1998 - 2004
Old epublic Title Co 1992 - 1998
Alain Pinel Realtors 1989 - 1991
Skills
Sales, Real Estate, Recruiting, Mortgage Lending, Investment Properties, Loans, FHA, Credit, Mortgage Banking, Training, Residential Homes, First Time Home Buyers, Refinance, REO, Short Sales, USDA, Selling, Investors, Credit Analysis, Loan Servicing, Management, Marketing, Loan Origination, Strategic Planning, Referrals, Small Business, Finance, Residential Mortgages, Team Building, Real Estate Financing, Investments, Foreclosures, Negotiation, Underwriting, Banking, Funding, Sales Management, Real Estate Transactions, Commercial Real Estate, Insurance, Portfolio Management, Executive Management, Financial Structuring, Commercial Lending, Business Development, Real Estate Economics, Entrepreneurship, Financial Analysis, Financial Services, Leadership
Education
Colorado State University 1971 — 1974
MSEE, Electrical Engineering
University of California, Berkeley 1967 — 1971
Bachelor of Science, Electrical Engineering and Computer Sciences
Stonebridge First Financial Group an LPO of Foundation First Bank March 2014 - Present
Pulaski Bank August 2012 - February 2014
The Federal Savings Bank March 2012 - August 2012
Stonebridge National Lending a LPO of Foundation First Bank 2010 - March 2012
Open Mortgage, LLC April 2008 - January 2009
Vested Mortgage Group February 2006 - April 2008
HomeSmartz 2001 - 2006
Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, Sales Management, Foreclosures, Real Estate, First Time Home Buyers, Credit, Sales, Residential Homes, USDA, Investment Properties, Refinance, Residential Mortgages
Education
Kansas City Kansas Community College 1995 — 1996
Associate of Arts (A.A.), Mortuary Science
University of Nebraska-Lincoln 1991 — 1995
Bachelor of Science (B.S.), Criminal Justice
HighTechLending, Inc April 2015 - Present
Open Mortgage, LLC April 2014 - January 2015
American Advisors Group February 2009 - July 2013
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, FHA, Credit, Loans, Banking, Sales Management, FHA financing, Refinance, Reverse Mortgages, Residential Mortgages, VA loans
Education
Orange Coast College
Park Park Real Estate LLC January 2005 - Present
Assured Capital Funding Inc November 2011 - 2013
Open Mortgage LLC January 2006 - November 2011
Skills
FHA, First Time Home Buyers, Refinance, Mortgage Lending, USDA, Residential Mortgages, Real Estate, VA loans, Mortgage Banking
Education
Northwood University 2001 — 2003
Wheaton Mortgage Corporation June 2012 - Present
Open Mortgage LLC May 2010 - June 2012
Results One Mortgage Corp. November 1997 - May 2010
American General Finance December 1994 - October 1997
Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Loan Origination, Commercial Lending, Underwriting, Investments, Credit, Residential Mortgages, Banking, Finance, Financial Services, Insurance, FHA
Education
Northern Illinois University 1991 — 1994
BA, Sociology/Criminology & Business Minor
College of DuPage 1989 — 1990
Associates, Criminology & Business
Iglesia Bautista Fe Victoriosa April 2010 - Present
Aspire Lending October 2014 - March 2015
Open Mortgage, LLC June 2014 - October 2014
Christian Financial Services February 2009 - April 2014
CCCS of Orange County June 1998 - April 2014
Iglesia Bautista Nueva Esperanza April 2008 - April 2010
Skills
Reverse Mortgage..., Spanish Pastor, Loan Origination, Business Services, Mortgage Lending, FHA, Public Speaking, Gospel, Reverse Mortgages, Bible, Church Events, Bible Study, Biblical Studies, Community Organizing, Community Outreach, Credit, Discipleship, Evangelism, Fundraising, Investment Properties, Leadership Development, Missions, Mortgage Banking, Nonprofits, Pastoral Care, Pastoral Counseling, Pastoring, Preaching, Religion, Religious Studies, Spanish, Theology, Volunteer Management, Youth Ministry, Residential Mortgages, Loss Mitigation, Loans, Training, Refinance, HUD, Finance, USDA, Real Estate Financing, Loan Servicing
Education
Hope International University 2004 — 2004
General
Instituto Bautista Hispano de Los Angeles 1996 — 1998
Missionalogy
Pacific Coast Baptist Bible College now Heartland Baptist College 1995 — 1995
Children's Ministry
Bethel Baptist Bible Institute 1993 — 1994
Bible
United States Marine Corps 1991 — 1992
Aviation Ordinance
California State Polytechnic University-Pomona 1991 — 1991
General
Market Place Mortgage Corp. February 2015 - Present
Market Place Mortgage Corp. January 2013 - October 2014
Open Mortgage LLC July 2009 - December 2010
South Holland Mortgage Inc. April 2003 - June 2009
Wellman Distributing Co. January 1995 - February 2003
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, Loans, VA loans, Loan Origination, Residential Mortgages, USDA, Credit, FHA financing, Reverse Mortgages, Certified Mortgage..., Banking, Government Loans, Construction Loans, Credit Analysis, First Time Home Buyers, Residential Homes, Foreclosures, Real Estate, Investors, Investment Properties, Mortgage Underwriting, Real Estate Financing, Condos, Loss Mitigation, Underwriting, Finance, Home Equity Lines of..., Referrals, Commercial Lending, REO, Debt Consolidation, Sellers, Mortgage Marketing, Home Equity Loans, Commercial Mortgages, Funding, Real Estate Economics, HUD, Single Family Homes, Loan Servicing, Financial Structuring, Short Sales, Non-Conforming, VA Loans, FHA Financing
Education
CUNY Medgar Evers College 1981 — 1987
Bachelor's degree, Accounting
Open Mortgage, LLC December 2014 - Present
360 Mortgage Group September 2014 - Present
Capital Funding January 2014 - September 2014
Liberty Home Equity June 2013 - December 2013
Security One Lending April 2011 - June 2013
Wells Fargo Home Mortgage April 2009 - March 2011
Countrywide 2007 - 2008
Ray Fladeboe Automotive Group March 1982 - June 2005
Skills
Purchase, Reverse Mortgages, Mortgage Lending, FHA, Mortgage, Seniors, Mortgage Industry, First Time Home Buyers, Loan Origination, Investment Properties, Mortgage Banking, Refinance, USDA, FHA financing, Home Equity Loans, Loans, Home Equity, Financial Services, Residential Mortgages, Home Equity Lines of..., Senior Services, Finance, Government Loans, Credit, Certified Mortgage..., Banking, Real Estate Financing, Mortgage Underwriting, Construction Loans, Mortgage Marketing, VA loans, Referrals, Underwriting, Commercial Mortgages, Credit Analysis, Real Estate, Foreclosures, REO, Funding, Short Sales, Loan Servicing, Commercial Lending, Investors, Loss Mitigation, Debt Consolidation, Investments, Residential Homes, Real Estate Economics, Real Estate Transactions, Consumer Lending
Education
Santa Ana College 1972 — 1975
Riggin & Company Real Estate Team February 2012 - Present
Open Mortgage, LLC September 2012 - July 2013
Skills
Mortgage Lending, Credit Analysis, Budgets, Account Reconciliation, Bookkeeping, Compliance, Internal Audit, Loans, Operations Management, Office Administration, Change Management
Education
Kansas State University 1988 — 1993
Skyline Ultd Inc. July 2012 - Present
Open Mortgage, LLC December 2010 - July 2012
Maxwell, Locke & Ritter, LLP August 2008 - March 2009
PricewaterhouseCoopers, LLP January 2007 - July 2008
AIM Investments August 1999 - November 2003
Skills
Accounting, Internal Controls, Accounts Payable, Accounts Receivable, CPA, Fixed Assets, Financial Audits, SEC filings, Financial Reporting, Auditing, Financial Accounting, Financial Analysis
Education
Texas State University 2004 — 2006
Masters, Accounting
Texas A&M University, College 1991 — 1996
Bachelor of Arts, Speech Communication
International Fixed Income, LLC February 2015 - Present
Elite Financing Group May 2014 - Present
Halen Capital Management Inc. May 2014 - January 2015
Advisors Asset Management, Inc. September 2012 - April 2014
Open Mortgage, LLC January 2012 - September 2012
Laidlaw & Co (UK) November 2009 - January 2011
Entrust Wealth Solutions, LLC May 2009 - November 2009
Open Mortgage, LLC September 2007 - February 2009
Pathfinder Mortgage Group 2005 - 2007
Fixed Income Securities 2003 - 2005
Skills
Portfolio Management, Residential Mortgages, Banking, Investment Properties, Fixed Income, Refinance, Finance, Retirement Planning, Mortgage Lending, Loans, Investment Banking, Mortgage Banking, Investments, New Business Development, Sales, FHA, Financial Advisory, Estate Planning
Education
Texas State University-San Marcos 1992 — 1999
BBA, Finance, Marketing
Sprint April 2015 - Present
360 Mortgage Inc May 2010 - Present
Open Mortgage LLC April 2009 - May 2010
Fortress Financial (no longer in business) November 2003 - March 2009
Aames Home Loan (no longer in business) November 2002 - November 2003
J.C. Nichols February 2000 - November 2002
Cydcor (local branch closed) December 2001 - October 2002
Kansas City Landscape Company April 1993 - September 2000
Skills
Sales Management, New Business Development, Financial Analysis, Sales, Insurance, Mortgage Lending, Strategic Planning, Marketing, Account Management, Customer Service, Loans, Team Building, Credit Analysis
Education
Avila University 2011 — 2013
Business Administration
Amerita, Inc October 2014 - Present
Open Mortgage, LLC 2013 - October 2014
Global Sleep 2011 - 2013
SleepTek LLC 2008 - 2010
Rotech Healthcare 2006 - 2008
Accumed Home Health 2005 - 2006
Rotech Healthcare 2002 - 2005
Skills
Medical Devices, Sales, Healthcare, Strategic Planning, Customer Service, Account Management, New Business Development, Sales Management, Selling, Sales Operations, Business Development, Start-ups, Salesforce.com, Direct Sales, Marketing Strategy
Education
The University of Texas at Austin 1994 — 1999
Open Mortgage, LLC December 2014 - Present
Kent Group Capital September 2009 - Present
360 Mortgage Group July 2014 - December 2014
United Northern Mortgage Bankers, Ltd. March 2014 - June 2014
Security One Lending April 2012 - February 2014
R and B Mortgage Services, Inc. 2010 - 2012
Prospect Mortgage, LLC June 1999 - 2010
Metrocities Mortgage 1999 - 2009
Film 3 February 1998 - December 1999
Skills
Transaction Engineer, Networking, Bridge Loan Financier, Commercial Note Broker, Commercial Real Estate..., Residential Mortgage..., Reverse Mortgage..., Real Estate Syndication, Mortgage Lending, Real Estate, Real Estate Transactions, Loans, Reverse Mortgages, Commercial Mortgages, Investment Properties, Commercial Real Estate, Condos, FHA, Residential Homes, Foreclosures, Investors, Real Estate Development, Investments, Property, 1031 Exchanges, Property Management, Real Estate Financing, REO, Short Sales, Loan Origination, Refinance, First Time Home Buyers, Residential Mortgages, Mortgage Banking, Single Family Homes, Finance, Sellers, Credit, Selling, Funding, Referrals, Strategic Financial..., HUD, FHA financing, Buyers, Certified Mortgage..., Real Estate Economics, VA loans, FHA Financing, Construction Loans
Education
Franklin & Marshall College 1969 — 1973
BA, Dramatic Literature
Kent School 1964 — 1969
Completion course of study
Open Mortgage, LLC December 2014 - Present
Generation Mortgage Company September 2012 - November 2014
Financial Freedom April 1997 - June 2011
Skills
Reverse Mortgages, FHA
Education
Auburn University, College of Business 1987 — 1991
BS Business Administration, Finance
Open Mortgage, LLC December 2010 - Present
Open Mortgage, LLC 2010 - 2011
Southwest Funding December 2008 - August 2010
American Brokers Conduit September 2006 - August 2007
Advantage Credit 2006 - 2007
American Brokers Conduit, a division of American Home Mortgage 2006 - 2007
MortgageIT Inc, a subsidiary of Deutsche Bank November 2004 - August 2005
Allied Home Mortgage Capital 1998 - 2005
Allied Home Mortgage 1998 - 2005
Aegis Mortgage 1997 - 1998
Skills
Mortgage Lending, Mortgage Banking, FHA, USDA, Recruiting, Certified Mortgage..., Residential Mortgages, Loans, Refinance, Loan Origination, Government Loans, Real Estate Financing, Real Estate, Investors, Banking, Mortgage Underwriting, Investment Properties, Underwriting, Credit Analysis, CRM, Credit, VA loans, Home Equity Loans, FHA financing, Commercial Lending, REO, Construction Loans, Loss Mitigation, First Time Home Buyers, Reverse Mortgages, Customer Service, Commercial Mortgages, Loan Servicing, Mortgage Servicing, Mortgage Marketing, Referrals, Residential Homes, Home Equity Lines of..., Investments, Foreclosures, Funding, Selling, Short Sales, Finance, Consumer Lending, HUD, Branch Management, Small Business Lending, Real Estate Economics, Debt Consolidation
Education
Houston Baptist University 1968 — 1969
Attended 1 year, Pre-Nursing Studies
Finance 1, LLC May 2015 - Present
Open Mortgage, LLC October 2014 - May 2015
Capital City Mortgage January 2007 - August 2013
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Loans, First Time Home Buyers, Real Estate Economics, Investment Properties, Real Estate, Foreclosures, VA loans, USDA
Education
Doane College 2003 — 2006
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Southeast Community College 2000 — 2003
Academic Transfer
FedEx Services February 2012 - Present
Penny Mac Mortgage January 2011 - January 2012
Open Mortgage, LLC October 2008 - January 2011
Bank of America April 2008 - October 2008
Countrywide Home Loans June 2005 - November 2007
Countrywide March 2003 - June 2005
Household Finance March 2001 - March 2003
Skills
Leadership, Certified Mortgage..., Credit Analysis, Management, FHA financing, Sales, Time Management, Sales Management, Risk Management, Mergers & Acquisitions, Mortgage Banking, Funding, Mortgage Lending, New Business Development, Real Estate, Credit Risk, Business Development, Marketing Strategy, Branch Banking, Government Loans, Account Management, First Time Home Buyers, Mortgage Underwriting, Loss Mitigation, FHA Financing, Loan Origination, Residential Mortgages, Cross Selling, Loan Servicing, Investments, Banking, Branch Management, Loans, Real Estate Financing, Refinance, Consumer Lending, Credit
Education
Augustana College 1993 — 1997
BA, Finance, Marketing, Management
Open Mortgage, LLC November 2012 - Present
The Mortgage Department, Inc February 2008 - October 2011
Everyone's Mortgage 2003 - 2007
Skills
Mortgage Lending, 1031 Exchanges, Investment Properties, Loans, Sellers, Refinance, FHA, Real Estate, First Time Home Buyers, Foreclosures, Residential Homes, Referrals, Loan Origination, REO, Condos, Investors, VA loans, FHA financing, Single Family Homes, USDA, Credit, Property, Short Sales, Mortgage Banking, Residential Mortgages, Reverse Mortgages, Real Estate Financing, HUD, VA Loans
Education
Houston Community College
Lamar University
Open Mortgage, LLC February 2013 - Present
Skills
Metal art, painting,..., Welding, I can ride a bike?, Mortgage Lending, FHA, Reverse Mortgages, Investment Properties, Loans, First Time Home Buyers, Real Estate, Credit, Refinance, Loan Origination, Residential Homes, Mortgage Banking, VA loans, Finance, Seniors, USDA, Insurance, Residential Mortgages, Real Estate Financing, Mortgage Underwriting, Home Equity, Referrals, Underwriting, Government Loans, Home Equity Lines of..., Certified Mortgage..., HUD, Foreclosures, REO, Short Sales
Education
Texas 1986 — 1989
MA, Art History
Texas A&M University 1984 — 1986
Scientific Nutrition
American Advisors Group (AAG Reverse Mortgage) January 2015 - Present
Geneva Financial LLC June 2014 - January 2015
Open Mortgage, LLC 2013 - June 2014
Security 1 Lending April 2011 - May 2013
Bank of America 2010 - 2011
1st Mariner Bank 2007 - 2008
Skills
FHA, Reverse Mortgages, Short Sales, Referrals, Refinance, Loan Origination, Foreclosures, FHA financing
Education
Pro-Schools 2012 — 2012
NMLS required Classes
Fullerton College 1962 — 1964
Business Administration and Management, General
Mellizoz Tacos December 2008 - Present
Open Mortgage, LLC April 2012 - December 2013
TXL Mortgage Corporation September 2010 - February 2011
TXL Mortgage Corporation January 2008 - September 2010
Aegis Mortgage January 2004 - September 2007
Skills
Loans, Residential Mortgages, Banking, Mortgage Lending, USDA, Credit, Mortgage Banking, FHA, VA loans, Loan Origination, Refinance, Investment Properties, Investors, Real Estate, Sales
Education
University of Houston-Downtown 2005 — 2007
Bachelors, International Business
Bowie 1994 — 1998
High School Diploma
Open Mortgage, LLC OwnerMemories by Tammra LLC2008 - Present
Prime Financial Mortgage 2005 - 2007
Education
Gateway Technical College
EMT
Open Mortgage, LLC October 2010 - Present
Self Employed November 2004 - September 2010
American Pacific Mortgage June 2007 - October 2007
SEQUOIA PACIFIC MORTGAGE COMPANY February 2003 - November 2004
Misson Hills Mortgge 1993 - 1997
Skills
Conventional, VA, FHA, USDA, Refinance, Underwriting, Credit, Purchase, VA loans, First Time Home Buyers, Customer Service
Education
College of the Sequoias 1988 — 1999
Acc of Science, Business
Ashford University
Bachelor's, Business Administration / Finance
Open Mortgage, LLC January 2013 - Present
Mortex Lending,LTD December 2008 - May 2010
MBI Mortgage (f/k/a Merchants Home Loan) December 2004 - July 2008
Aurora Loan Services January 2004 - June 2004
The Associates/ Citigroup June 1989 - April 2002
BancPLUS Mortgage June 1984 - May 1989
Dollar Rent-A-Car January 1970 - February 1984
Skills
Compliance, Mortgage, Accounting, Audit, Auditing, Mortgage Lending, Credit, Loan Origination, Strategic Financial..., Real Estate, Marketing, Residential Mortgages, FHA, Investment Properties, Loans, Financial Analysis, Financial Services, Banking, Mortgage Banking, Human Resources, Access, Refinance, Finance, USDA, VA loans, Commercial Lending, Reverse Mortgages, Underwriting, Loss Mitigation, Government Loans, FHA financing, REO, Mortgage Underwriting, First Time Home Buyers, FHA Financing
Education
Trinity University 1971 — 1975
BS, Business Administration
Robert E Lee High School 1970 — 1971
Diploma
Westbury High School 1969 — 1970
Midwest Mortgage Associates Corporation January 2014 - Present
Open Mortgage, LLC August 2009 - June 2012
Primary Residential Mortgage, Inc. March 2002 - August 2009
Skills
Refinance, FHA, Mortgage Banking, Loans, USDA, Finance, Mortgage Lending, Residential Mortgages, Branch Banking, Commercial Real Estate, Credit, Loan Origination
Education
Kansas State University 1969 — 1973
BS/BA, Accounting
Open Mortgage, LLC June 2015 - Present
US Mortgage Corporation October 2014 - April 2015
Executive Lending Group July 2014 - September 2014
CMG Financial April 2014 - July 2014
Primary Residential Mortgage June 2010 - April 2014
Mortgage Banker 2002 - 2014
All Star Mortgage February 2006 - June 2010
Skills
Sellers, Short Sales, Foreclosures, Investment Properties, REO, Listings, Condos, Investors, Relocation, Property Management, Real Estate Transactions, Rentals, Referrals, Townhomes, First Time Home Buyers, Single Family Homes, Mortgage Lending, New Home Sales, Residential Homes, Real Estate, FHA, Loans
Education
University of Oklahoma - Price College of Business 1982 — 1986
Bachelor of Business Administration (BBA), Marketing/Marketing Management, General
Northwest Classen HS 1978 — 1982
American Mortgage and Equity Consultants February 2012 - Present
Open Mortgage, LLC October 2011 - February 2012
Open Mortgage LLC, dba Advisors Mortgage Group November 2008 - October 2011
GMAC Mortgage June 2004 - June 2008
Skills
Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Loans, Credit, FHA, VA, Conventional, Credit Analysis, Processing, Banking, Networking, Painting, Designing Marketing..., Customer Service, Sales, USDA
Education
Pacific Northwest College of Art 1993 — 1995
Art
Edmund Jenschke Inc. February 2014 - Present
Open Mortgage, LLC September 2012 - January 2014
Highlands Residential Mortgage November 2010 - August 2012
Skills
FHA, Refinance, Mortgage Banking, Mortgage Lending, USDA, VA loans, Residential Mortgages, Loan Origination, FHA financing, Loans, First Time Home Buyers, Reverse Mortgages, Certified Mortgage..., Credit
Education
Texas A&M University 1979 — 1982
Studies of Advanced Real Estate Subjects, Real Estate
McMurry University 1958 — 1962
BBA, Finance, General
Sente Mortgage July 2010 - October 2014
Open Mortgage, LLC June 2009 - April 2010
Texas Star Mortgage, LLC January 2006 - June 2009
GMAC Mortgage April 2004 - January 2006
Charles Maund Toyota November 2003 - April 2004
Loan Execs, LLC May 2000 - November 2003
Guardian Mortgage May 1999 - May 2000
Columbia National Mortage May 1998 - April 1999
Skills
Mortgage Lending, Loan Origination, Loans, FHA, Credit, VA Loans, USDA, Finance, Underwriting, Real Estate
Education
The University of Texas at Austin 1982 — 1986
BBA, Accounting, Finance
Highlands Residential Mortgage, Ltd. "Equal Housing Lender" October 2013 - Present
Grace & Truth International March 2013 - Present
Gateway Mortgage Group April 2013 - October 2013
Southwest Funding August 2012 - April 2013
Freedom Mortgage January 2012 - August 2012
Open Mortgage, LLC January 2010 - December 2010
Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Refinance, Credit, Loan Origination, Residential Mortgages, USDA, Banking, VA loans, FHA financing, Mortgage Underwriting, First Time Home Buyers, Construction Loans, Certified Mortgage..., Government Loans, Loan Servicing, Investment Properties, Real Estate Financing
Education
Rhema Bible School 1992 — 1993
Certificate, Teaching & Bible
The University of Texas at Arlington 1980 — 1982
Music Education
Open Mortgage, LLC January 2014 - Present
Security 1 Lending July 2012 - January 2014
Marinello Schools of Beauty January 2012 - July 2012
Sports Club LA January 2010 - February 2012
Sports Club LA January 2010 - January 2012
24 Hour Fitness January 2009 - January 2012
Prudential Financial January 2007 - June 2009
Milestones Clothing Boutique March 2004 - December 2006
IRE Glass Designs January 2000 - December 2005
Skills
Goal Oriented, Customer Service, Sales Management, Exceeding Expectations, Executive Management, Cold Calling, Data Entry, Information Gathering, Finance, Loan Origination, Loans, Management, Public Speaking, Sales, Social Media, Social Networking, Strategic Planning
Education
San Francisco State University 2010 — 2012
currently enrolled, Business
Bethel Ministry School 2004 — 2007
Pastoral license, Theological and Ministerial Studies
San Francisco State University
San Francisco State University
Sound Engineering /Music Business
Top Flite Financial January 2013 - Present
Open Mortgage, LLC May 2012 - January 2013
Skills
Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Refinance, FHA, Residential Mortgages, USDA, Credit, VA loans, FHA financing, Reverse Mortgages, Commercial Lending, Banking, Underwriting, Credit Analysis, Mortgage Underwriting, Finance, Certified Mortgage..., Government Loans
Education
Saint Cloud State University - G.R. Herberger College of Business 1997 — 2001
Bachelor of Science (B.S.), Finance, General
St Cloud Technical and Community College 1995 — 1997
Associate of Arts and Sciences (A.A.S.), Credit and Finance
Open Mortgage, LLC May 2014 - Present
Cendera Funding October 2008 - December 2013
NATIONAL CITY MORTGAGE May 1998 - October 2008
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Residential Mortgages, Loan Origination, Underwriting, Credit, USDA, VA Loans, FHA Financing, Mortgage Underwriting, Credit Analysis, Reverse Mortgages, Banking, Commercial Lending, Insurance, Loss Mitigation, Finance
Education
ACORN HIGH SCHOOL
Brookhaven Community College
REAL ESTATE