Pacific Union Financial, LLC
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Pacific Union Financial, LLC Employees
DHI Mortgage February 2015 - Present
Pacific Union Financial, LLC September 2014 - February 2015
DHI Mortgage July 2013 - September 2014
OneWest Bank December 2011 - June 2013
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Residential Mortgages, Loans, VA loans, USDA, Credit, FHA financing, Credit Analysis, Underwriting, Banking, Fannie Mae, FHLMC, MBS, Loss Mitigation, Mortgage Servicing, Loan Servicing, Government Loans, Default, Consumer Lending, FHA Financing, VA Loans, Loan Origination, Customer Service, First Time Home Buyers, Investment Properties, Mortgage Underwriting, Finance, Sales, Real Estate, Financial Services, Credit Risk, Real Estate Financing, Financial Analysis, Foreclosures, Investments, Home Equity Loans, Management, Call Centers, REO, Short Sales, Investors, Risk Management, Reverse Mortgages
Education
Pearl River Community College 2009 — 2010
Business Administration, Management and Operations/English
Pacific Union Financial, LLC March 2015 - Present
Wells Fargo Home Mortgage October 2011 - January 2015
SUPERVALU May 2009 - October 2011
College Pro Painters May 2008 - August 2008
Skills
Inventory Management, Leadership, Customer Service, Retail, Inventory Control, Time Management, Microsoft Excel, Microsoft Word, PowerPoint, Microsoft Office, Merchandising, Data Entry
Education
Gustavus Adolphus College 2007 — 2011
Bachelor of Science, Political Science
Pacific Union Financial, LLC October 2014 - Present
Sunstone Yoga September 2010 - September 2014
Fluor Corporation October 2010 - July 2014
Litton Loan Servicing August 2008 - August 2010
Skills
Employee Relations, HRIS, Human Resources, Recruiting, Performance Management
Education
Lake Washington Institute of Technology
Business
Lorenzo High School
Endeavor America Loan Services May 2014 - Present
iApprove Lending January 2013 - August 2013
Nations Direct Mortgage September 2012 - December 2012
Pacific Union Financial, LLC December 2010 - August 2012
iApprove Lending April 2009 - December 2010
Skills
Mortgage Lending, Loans, FHA, Refinance, Mortgage Banking, Residential Mortgages, Microsoft Excel, Loan Servicing, Credit, Loss Mitigation, FHA financing, VA loans, Banking, Funding, Mortgage Servicing
Education
California State University-Long Beach - College of Business Administration 2005 — 2009
Bachelor Of Science, Finance
United Guaranty Corporation July 2014 - Present
Pacific Union Financial, LLC January 2014 - June 2014
NYCB Mortgage, LLC April 2008 - December 2013
EverBank March 2004 - March 2008
Principal Residential Mortgage June 2000 - October 2004
Finance America January 2000 - June 2000
United Pan Am Mortgage September 1999 - December 1999
Cherry Creek Mortgage May 1996 - August 1999
Mellon Mortgage Company February 1993 - April 1996
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, FHA, Default, Loss Mitigation, Sales, Real Estate, Training, Residential Mortgages, Credit Analysis, Refinance, Selling, Sales Management, Credit, Management, USDA, FHA financing, Underwriting, Mortgage Underwriting, Banking, Consumer Lending, FHA Financing
Education
Colorado State University 1987 — 1990
Bachelors, Business Management
Pacific Union Financial, LLC September 2013 - 2014
Flagstar Bank June 2012 - June 2013
Real Estate Mortgage Network 2011 - 2012
Prospect Mortgage November 2009 - October 2011
Nationstar Mortgage April 2009 - September 2009
Gateway Mortgage Group June 2008 - April 2009
Premier Nationwide Lending July 2007 - June 2008
AmPro /Alliance Mortgage March 2005 - May 2007
Access National Mortgage June 2004 - February 2005
AccuBanc Mortgage February 2001 - June 2004
Skills
Credit, Banking, Shipping, Executive Management, Customer Service, FHA, Conventional, Loans, Mortgage, Mortgage Industry, Underwriting, Non-Conforming, Refinance, Mortgage Lending, Conforming, First Time Home Buyers, Credit Risk, Construction Loans, Purchase, Risk Management, Credit Analysis, Capital Markets, Funding, Investment Properties, Mortgage Underwriting, Mortgage Banking, Loan Origination, Residential Mortgages, Home Equity Loans, FHA financing, Loss Mitigation, Government Loans, Mortgage Servicing, Loan Servicing
Education
American Trades Institute 1989 — 1990
Diploma: Field of, Business Administration; Executive Assistants
American Trades Institute 1989 — 1990
Diploma: Field of, Business Administration; Executive Assistants
Oklahoma City University 1981 — 1982
Diploma: Field of, Business, Music and Speech Education; Vocal Performance, Music and Business; Music and Theatre
Oklahoma City University 1981 — 1982
Diploma: Field of, Business, Music and Speech Education; Vocal Performance, Music and Business; Music and Theatre
Altus High School 1978 — 1981
high school 1978 — 1981
High School Diploma, English and Music
Black, Mann & Graham LLP July 2015 - Present
Aviator Air LLC March 2014 - Present
Pbe Travel March 2003 - Present
Pacific Union Financial, LLC April 2014 - March 2015
Bank of America December 2012 - April 2014
Citi February 2009 - February 2012
Skills
Project Management, Microsoft Project, Networking +, CompTIA A+, Management, Analysis, Customer Service, Access, Sales, Training, Team Building, Banking, Vendor Management, Strategic Planning
Education
Colorado Technical University-Online 2013 — 2015
Associate’s Degree, Accounting and Finance, 3.0
New Horizion Computer Learning Center 2014 — 2014
Associate's Degree, Project Management
Pacific Union Financial, LLC August 2014 - Present
Citi April 2014 - August 2014
First American Title November 2013 - April 2014
Rels March 2013 - October 2013
JPMorgan Chase June 2011 - March 2013
Bank of America November 2009 - June 2011
Skills
Underwriting, Quality Assurance, Risk Management, Auditing, Payments, Process Improvement, Quality Auditing, Software Documentation, Quality Control, Call Center, Access, Lotus Notes, •Strong banking ethics, •Proficient in many..., •DRE NMLS License, •Flexible, •Goal-oriented, •Self-sufficient, •Complex problem..., •Superior organization..., Microsoft Word, Microsoft Publisher, Call Centers, Loans
Education
University of Phoenix 2012 — 2014
Bachelor of Business Administration (B.B.A.), Business Administration, Management and Operations
Concorde Career Institute-Arlington 2006 — 2007
certified dental assistant, Dental Assisting/Assistant
Navarro College 2004 — 2006
certificate, Dental Assisting/Assistant
Pacific Union Financial, LLC March 2014 - Present
Envoy Mortgage September 2013 - March 2014
Wells Fargo Home Mortgage November 2011 - September 2013
21st Century Bank May 2001 - October 2011
Skills
Mortgage Lending, Banking, Marketing, Team Building, Recruiting, Microsoft Office, Event Planning, Customer Satisfaction, Training, Outlook, Time Management, Employee Training, Bookkeeping, Compliance, General Ledger, Interviews, Internet, 10 Key, Social Media, Social Networking, Organization, Office Management, Office Administration, PowerPoint, Vendor Management, Customer Service, Leadership, Loans, Accounts Receivable, Sales
Education
Bethel University 2006 — 2008
Bachelor's degree, Business Administration and Management, General
Anoka Ramsey Community College
Associate of Arts (A.A.), General Studies
Blaine
Pacific Union Financial, LLC December 2014 - Present
ALCO Stores, Inc April 2013 - December 2014
Manhattan Broadcasting February 2011 - April 2013
Freelance Design October 2011 - January 2013
Kansas State University August 2008 - December 2012
Last Chance Saloon and Restaurant February 2010 - February 2011
The Times Tribune December 2009 - January 2010
Skills
Event Planning, Marketing, Graphic Design, Social Media Marketing, Time Management, Public Relations, Journalism, Adobe Creative Suite, Social Media, Press Releases, Team-oriented, Project Management, Communication, Interpersonal Skill, Organization, Pay Close Attention to..., Resourceful..., Determined to Succeed, Thrive in..., Promotions, Radio Promotions, Web Content Management, Digital Marketing, Email Marketing, Email Design, Web Content, Retail Marketing, Marketing Strategy, Creativity Skills, Marketing Event Planning, Customer Relations, Customer Engagement, Email Strategy, Web Marketing Strategy, Print Marketing, Training & Development, Customer Service, Teamwork
Education
Kansas State University 2008 — 2012
Bachelor of Arts, Public Relations
Houston Christian High School 2004 — 2008
Caliber Home Loans September 2015 - Present
Pacific Union Financial, LLC March 2015 - September 2015
USAA June 2013 - November 2014
Bank of America January 2010 - June 2013
Pottery Barn September 2000 - April 2010
Washington Mutual/Long Beach Mortgage December 2005 - May 2007
Washington Mutual July 2004 - December 2005
Washington Mutual March 2002 - July 2004
Results Mortgage July 1995 - June 1999
Foster Mortgage 1979 - 1982
Skills
Customer Relations, Mortgage, Customer Service, Credit, Compliance, Coaching, Strategic Planning, Team Building, Mentoring, New Business Development, Sales Management, Negotiation, Problem Solving, Team Leadership, Mergers, Loans, Process Improvement, Hiring, Retail, Word, Real Estate, Account Management, Public Speaking, Underwriting, Team Management, Mortgage Lending, Banking, Start-ups, Operations Management, Product Development, Home, Small Business, Public Relations, Finance, Microsoft Word, Customer Satisfaction, Leadership, Management, Credit Analysis, Mortgage Banking, Loan Origination, Sales, Consumer Lending, Residential Mortgages, Refinance, VA loans, Human Resources, Financial Services, Mergers & Acquisitions, Sales Operations
Education
George Leonard School of Real Estate 1989 — 1992
Real Estate
Real Estate Training Institute 1987 — 1990
Real Estate
The University of Texas at Arlington 1988 — 1989
Real Estate Finance
Harper College 1977 — 1979
Law
Fremd High School 1969 — 1973
Art
Nationstar Mortgage June 2015 - Present
New American Funding December 2013 - Present
Great Plains National Bank October 2013 - December 2013
Pacific Union Financial, LLC August 2012 - October 2013
MetLife Home Loans July 2011 - October 2012
Great Western Financial Services, Inc. July 2012 - August 2012
Bank of America December 2007 - July 2011
Skills
Finance, Leadership, Loan Origination, Loans, Mortgage Lending, Mortgage Banking, FHA, Strategic Financial..., Funding, Mortgage Underwriting, Real Estate, Refinance, Residential Mortgages, Sales, USDA, Underwriting, VA loans, VA Loans
Education
Prairie View A&M University 1975 — 1976
Master of Business Administration (MBA), Business, Management, Marketing, and Related Support Services
Pacific Union Financial, LLC August 2014 - Present
Roundpoint Mortgage November 2013 - August 2014
Sun West Mortgage Company, Inc. September 2013 - October 2013
Cash Call, Inc February 2012 - September 2013
AAA Insurance September 2008 - February 2012
Mortgage Industry April 2001 - July 2011
Skills
Analysis, Insurance, FHA, Loan Origination, Commercial Insurance, Employee Benefits, Call Centers, Risk Management, Residential Mortgages, Process Improvement, Refinance, Budgets, Financial Analysis, Loan Servicing, First Time Home Buyers, Microsoft Office, Management, Selling, Strategic Planning, Customer Experience, Onboarding, Reverse Mortgages, Residential Homes, VA loans, FHA financing, USDA, REO, Mortgage Marketing, Home Equity Loans, Government Loans, 203K, Real Estate Financing, Single Family Homes, Home Equity Lines of..., Financial Services, FHA Financing, VA Loans, Sales
Education
California State University-Northridge 2000 — 2002
BSBA, Option Information Systems
Los Angeles Valley College 1997 — 1999
Associate's degree, Liberal Arts and Sciences/Liberal Studies
Schurr High School 1992 — 1996
High School Degree, General Education
Pacific Union Financial, LLC January 2015 - Present
IPA Family, LLC October 2013 - January 2015
PrimeLending March 2010 - October 2013
Wells Fargo Home Mortgage November 2007 - March 2010
Norstar Lending September 1997 - August 2007
Skills
Real Estate, Mortgage Lending, Mortgage Banking, Loans, Investment Properties, Real Estate Economics, Credit, Banking, Investments, Underwriting, Business Analysis, Customer Service, Sales, Financial Services, Time Management, Vendor Management, Management, Credit Analysis, Commercial Mortgages, Business Development, FHA financing, Marketing, Loan Origination, FHA, Leadership, Process Improvement, Salesforce.com, Software Documentation, Training, Portfolio Management, Refinance, Funding, Real Estate Financing, Call Centers, Mortgage Underwriting, Mortgage Servicing, Loss Mitigation, Residential Mortgages, Analysis, Loan Servicing, Finance, Product Management, Executive Management
Education
Century College 2002 — 2004
Pacific Union Financial, LLC December 2014 - Present
Bolinger Law Firm December 2013 - December 2014
Service First Mortgage December 2010 - December 2013
REO Authority at Keller Williams DFW September 2005 - December 2010
JP Morgan Chase/First Union September 2003 - September 2005
Wachovia Bank June 2000 - September 2003
First Tennessee Bank/First Horizon Home Loans/ Sunbelt National Mortage March 1992 - June 2000
Skills
FHA, Mortgage Banking, Mortgage Lending, Underwriting, REO, Loss Mitigation, Investors, Mortgage Servicing, Mortgage Underwriting, Real Estate Economics, Real Estate Transactions, Foreclosures, FHA financing, Appraisals, Real Estate Development, Construction Loans, Escrow, Real Estate, Portfolio Management, Post Closing, VA loans, Investment Properties, Short Sales, Credit Risk, VA Automatic Underwriter, VA, Direct Endorsement..., Oil & Gas Industry, Oil & Gas Exploration, Shale Gas, Royalties, Trust Deeds, Title Opinions, Legal Writing, Legal Documents, Drilling, Land Administration, Contract Negotiation, Natural Gas, Energy, Mineral Rights, Mineral Exploration, VA Loans
Education
Boston University 2013 — 2014
Bachelor's Degree, Cerified Legal Paralegal, A
University of Houston 2013 — 2013
Oil and Gas, Certified Professional Landman, A
Troy University 2001 — 2005
Master of Business Administration (M.B.A.), Finance
Auburn University 1988 — 1992
Bachelor's Degree, Finance and Psychology
Bridgid McGuiness, Independent Loan Processing Manager May 2014 - Present
American Pacific Mortgage dba Diversified Capital Funding August 2011 - May 2014
WesternBancorp June 2010 - August 2011
Partners Insurance Co December 2007 - January 2010
Pacific Union Financial, LLC February 2007 - September 2007
United Home Mortgage June 2006 - February 2007
American Financial Lending, Inc/Liberty Properties December 2002 - June 2006
American Security Financial December 2001 - December 2002
Ad Club Advertising Servics=es October 1999 - July 2002
Skills
calyx point software..., Microsoft Office Suite, Office Management, Sales Management, Real Estate Financing, Mortgage Lending, Payroll, Loans, Microsoft Office, Relocation, PowerPoint, Microsoft Excel, Event Management, Management, Refinance, Fundraising, First Time Home Buyers, Underwriting, Training, Customer Retention, Administrative..., Banking, Business Planning, Team Building, Marketing, Outlook, Residential Mortgages, Leadership, Sales, Accounting, Real Estate Transactions, Customer Service, Budgets, FHA, Real Estate, Event Planning, Microsoft Word, Strategic Planning, Social Media Marketing, Mortgage Banking
Education
University of Phoenix (ONLINE) 2007 — 2009
acquiring BA then MBA, Business Management/Accounting
Universtiy of Phoenix 2003 — 2007
Bachelor of Science, Business Administration
Humphreys College 2000 — 2003
Associate Degree, Business Administration
Humphreys College & Modesto Junior College 2000 — 2003
AA degree, Business Administration and Management, General
Pacific Union Financial, LLC November 2013 - Present
Lenox Financial February 2013 - September 2013
Carrington Mortgage Services November 2011 - February 2013
Icon Residential Lenders November 2010 - November 2011
GEM Mobile Treatment Services November 2007 - November 2010
Impac Mortgage November 2002 - July 2007
Skills
Mortgage Lending, Mortgage Banking, Credit, Customer Service, Residential Mortgages, Loan Origination, Loans, Refinance, Mortgage Underwriting, FHA, Account Management, Banking, Certified Mortgage..., FHA financing, Government Loans, Loan Servicing, Mortgage Servicing, Real Estate, Real Estate Financing, Sales, Selling, USDA, Underwriting, VA loans, Investment Properties, First Time Home Buyers, Residential Homes, Short Sales, Referrals, Real Estate Transactions, Wholesale Lending, Condos, Home Equity Loans, Loss Mitigation, Credit Analysis, Reverse Mortgages, Training, VA Loans
Education
New Mexico Highlands University
Pacific Union Financial, LLC September 2015 - Present
Caliber Home Loans June 2014 - September 2015
Nationstar Mortgage June 2012 - March 2014
Nationstar Mortgage April 2011 - June 2012
Nationstar Mortgage September 2009 - April 2011
Skills
Project Management, Business Process..., Mortgage Banking, Mortgage Servicing, Business Process Mapping, Team Management, Risk Management, Team Leadership, Project Team Management, Operations Management, Call Centers, Data Entry, Business Analysis, Microsoft Office, Microsoft Excel, PowerPoint, SharePoint, Visio, Access, Microsoft SQL Server, Lotus Notes, SDLC, Management
Education
University of North Texas 2007 — 2009
Bachelor of Arts (BA), Psychology
Midwestern State University 2004 — 2007
Psychology
Kansas State University 2001 — 2004
Architecture
International City Mortgage November 2014 - Present
Gold Star Mortgage Financial Group May 2014 - November 2014
Pacific Union Financial, LLC January 2014 - May 2014
Supreme Lending October 2013 - January 2014
Heartland Payment Systems 2009 - 2013
Enterprise Lending March 2005 - June 2008
The Lending Specialists February 2003 - March 2005
Skills
Mortgage Lending, Loans, Credit, Account Management, Sales, Banking, Sales Management, Cold Calling, New Business Development, Credit Cards, Salesforce.com, Relationship Management, Business Development, Direct Sales, Marketing, Customer Service, Sales Process, B2B, Management, Insurance
Education
North Texas State University 1975 — 1976
Philosophy
Montgomery College 1971 — 1973
No, Philosophy, History
Pacific Union Financial, LLC June 2012 - Present
Grand Bank October 2010 - June 2012
Platinum Home Mortgage October 2009 - September 2010
Sierra Pacific Mortgage February 2009 - October 2009
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, FHA financing, Refinance, USDA, Loans, Credit, Underwriting, Non-Conforming, Government Loans, VA loans, Mortgage Underwriting, Residential Mortgages, Certified Mortgage..., Construction Loans, Real Estate, Loss Mitigation, Credit Analysis, Banking, Wholesale Lending, FNMA, HomePath, FHLMC, Self-Employed Borrowers, Post Closing, Purchase Financing, Mortgage Insurance, Automated Underwriting..., FHA, Mortgage Servicing, Real Estate Financing, VA Loans
Education
Golden West College 1986 — 2006
General
Marina High School 1977 — 1981
General
Pacific Union Financial, LLC February 2013 - Present
Skills
Credit, Loan Origination, Loans, Mortgage Banking, Mortgage Lending
Education
Arizona State University 2000 — 2004
Bachelor of Arts (BA), Communication, General
Pacific Union Financial, LLC September 2014 - Present
Anchor Bank, N.A. October 2013 - August 2014
Edina Realty Mortgage August 2000 - February 2010
Advantage America Mortgage July 1998 - July 2000
Skills
Mortgage Lending, Residential Mortgages, Jumbo Mortgage, Business Development, Credit Scoring, Referrals, Credit Analysis, Real Estate Financing, Customer Service, Customer Satisfaction, Customer Retention, Credit, Loans, Refinance, Leadership, Real Estate, Sellers, Investment Properties, Finance, REO, Foreclosures
Education
DeVry University-Minnesota 2010 — 2011
Accounting
Minneapolis Community and Technical College 2001 — 2003
Associate, Finance, Accounting, Marketing
LeSueur - Henderson High School
Pacific Union Financial, LLC August 2015 - Present
Stearns Lending (NMLS #1854) May 2014 - August 2015
Plaza Home Mortgage October 2012 - May 2014
Wells Fargo June 2006 - September 2012
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Loan Origination, Sales Management, FHA, Refinance, Banking, Sales, Credit Analysis, Residential Mortgages, Account Management, New Business Development, FHA Financing, Management, Marketing, USDA, VA Loans, VA loans
Education
Portland Community College
Nations Reliable Lending, LLC February 2015 - Present
Pacific Union Financial LLC December 2013 - February 2015
Nations Reliable Lending, LLC September 2013 - November 2013
Supreme Lending July 2012 - August 2013
PMA-RX and In-Home Personal Care Agency January 2010 - June 2012
Various Mortgage Companies July 1998 - December 2009
Life Insurance and Annuity Broker May 1988 - June 1998
Skills
New Business Development, Mortgage Banking, Real Estate, Refinance, Residential Mortgages, Credit, Loan Origination, Recruiting, VA loans, FHA, USDA, Reverse Mortgages, Mortgage Lending, Certified Mortgage..., FHA financing, Mortgage Underwriting, FHA Financing, Loans, VA Loans, Banking, Credit Analysis, Finance, Management, First Time Home Buyers, Sales, Funding
Education
University of Iowa 1986 — 1988
Finance, General
Cornell College 1984 — 1985
Crestwood High School
Pacific Union Financial, LLC November 2014 - Present
Capital One September 2013 - Present
Nationstar Mortgage March 2012 - Present
Grand Hall USA January 2008 - February 2012
The Home Depot June 2006 - July 2007
Skills
Microsoft Excel, Microsoft Office, PowerPoint, Microsoft Word, Customer Service, Teamwork, Learning Quickly, Positive Can-do Attitude, Delivering projects on..., Always On Time, Always Willing to Learn, Organized Multi-tasker
Education
The University of Texas at Dallas 2009 — 2011
Bachelors of Science (BS), Finance
Collin County Community College 2006 — 2010
Associates Degree, Business Administration
Pacific Union Financial, LLC May 2014 - Present
Nationstar Mortgage March 2013 - May 2014
Homeward Residential, Inc. June 2011 - March 2013
American Home Mortgage Servicing November 2010 - June 2011
American Home Mortgage Servicing January 2010 - November 2010
USA Mobility Wireless, Inc August 2006 - June 2009
Wireless, Inc January 2006 - August 2006
Arch Communications August 2000 - January 2006
Skills
Account Reconciliation, Cash Flow, Customer Service, Auditing, Finance, PeopleSoft, Analysis, Software Documentation, Management, Leadership, Call Centers, Bank Reconciliation, Loans, Sarbanes-Oxley Act, Accounting
Education
DeVry University
B.S.B.A., Accounting
Pacific Union Financial, LLC October 2014 - Present
TR3 Management February 2014 - Present
Irongate Home Finance, LLC September 2014 - October 2014
RoundPoint Financial Group June 2013 - September 2014
Skills
Sports, Event Management, Loans, Microsoft Office, PowerPoint, Customer Service, Public Speaking, Microsoft Excel, Leadership, Time Management, Mortgage Lending, Microsoft Word, Sales
Education
Kennesaw State University 2009 — 2011
Bachelor's degree, Business Administration and Management, General
Gavilan College 2006 — 2009
Associate of Arts (A.A.), Business Administration and Management, General
Nations Reliable Lending, LLC July 2015 - Present
Pacific Union Financial, LLC January 2015 - July 2015
Banc Home Loans September 2014 - January 2015
EverBank January 2013 - August 2014
Parlanta BSC October 2009 - December 2010
Congressional Funding 2004 - 2008
OMF Contractors 2003 - 2004
Oracle Corporation 2002 - 2003
Oracle Corporation 2002 - 2002
Oracle Corporation 2001 - 2002
Skills
SAP ERP, Oracle E-Business Suite, Call Center Development, Customer Service, Training Delivery, Management, Team Leadership, Business Intelligence, ERP
Education
Universidad Nacional Abierta, Caracas 1984 — 1988
N/A, Systems Engineering
Pacific Union Financial, LLC August 2014 - Present
US Bank Home Mortgage August 2008 - August 2014
Chevy Chase Bank Wholesale 1999 - 2008
Countrywide 1997 - 1999
Dynamics Financial 1992 - 1996
SUMCO 1988 - 1992
The Mortgage Group 1986 - 1988
Freddie Mac 1982 - 1985
The Rockefeller Family Trust 1982 - 1983
Salomon Brothers Inc 1978 - 1981
Skills
Mortgage Banking, Credit, Mortgage Lending, Loans, FHA, Account Management, Loan Origination, Residential Mortgages, New Business Development, Refinance, First Time Home Buyers, Sales, Banking, Sales Management, USDA, Lead Generation, Financial Services, Marketing, Investment Properties, Real Estate, Portfolio Management, Training, Negotiation, FHA financing, Customer Service, Management, Credit Analysis, Leadership, Underwriting, Investments, Funding, Marketing Strategy, Mortgage Underwriting, Customer Satisfaction, Executive Management, Commercial Lending, Cross Selling, Loss Mitigation, Mortgage Servicing, Finance, Mergers & Acquisitions, Loan Servicing, Real Estate Financing, VA Loans
Education
Ithaca College 1977 — 1980
Westfield High School 1974 — 1977
Pacific Union Financial, LLC January 2015 - Present
Lending One Solutions, Inc. January 2011 - January 2015
Fannie Mae September 2009 - June 2011
Fannie Mae September 2009 - June 2011
Champions Mortgage September 2007 - June 2009
ICF International September 2007 - April 2009
Congressional Funding USA June 2004 - September 2007
Skills
Mortgage Lending, Loans, Credit, Refinance, Training, Loss Mitigation, Analysis, Loan Servicing, Management
Education
Northern Virginia Community College
Associates Degree, Business Administration
goodmortgage.com September 2015 - Present
Pacific Union Financial, LLC July 2014 - June 2015
RoundPoint Mortgage Company January 2011 - June 2014
LendingTree June 2009 - December 2010
Sparkroom.com January 2007 - May 2009
Helix Financial September 2006 - December 2006
Decision One Mortgage May 2005 - August 2006
LendingTree.com January 1999 - April 2005
Morgan Stanley 1997 - 1997
Chevy Chase Bank / B.F. Saul Mortgage Co. September 1989 - June 1996
Skills
Sales Management, Recruiting, Skilled Labor, Business Development, Strategic Partnerships, Lead Generation, Analytics, Online Advertising, Mortgage Lending, Relationship Management, Start-ups, Marketing Strategy, Customer Acquisition, New Business Development, Account Management, Mortgage Banking, Marketing, Management, Market Research, E-commerce, Leadership, Competitive Analysis, Strategy, Business Strategy, Mergers & Acquisitions, Sales, CRM, Strategic Planning, Executive Management, Loans, Product Management, Loan Origination, Credit, Online Marketing, Direct Marketing, Financial Services, Customer Retention, Advertising
Education
Duke University - The Fuqua School of Business 1996 — 1998
MBA, Finance and Marketing
Davidson College 1985 — 1989
Bachelor Of Arts, Political Science
Georgetown Preparatory 1981 — 1985
Pacific Union Financial, LLC December 2013 - Present
Prime Lending / Plains Capital Bank March 2012 - November 2013
MetLife Home Loans February 2011 - March 2012
Sprint Nextel August 2007 - January 2009
First Horizon Home Loans November 2004 - August 2007
Skills
Microsoft Office, Customer Relations, Problem Solving, Ad Hoc Reporting, Presto, Pricing, Loans, Mortgage Banking, Mortgage, Teamwork, Financial Analysis, Credit, Outlook, Banking, Excel, Risk Management, Call Center, Customer Service, Process Improvement, Mortgage Lending, PowerPoint, Analysis, Financial Planning
Education
Hinds Community College
Business Management
Texas Christian University
Business Management
Tristar Realty Inc. July 2014 - Present
Pacific Union Financial, LLC December 2014 - February 2015
Keller Williams March 2014 - July 2014
The Shelter Group 2012 - 2013
Commercial Lending Services 2011 - 2012
TGI Fridays 2006 - 2012
Skills
Residential Leasing, Hospitality, Loans, Office Administration, Real Estate License, Property, Retail, Apartments, Real Estate, Investment Properties, Sales, Selling, Referrals, Mortgage Lending, FHA, First Time Home Buyers, Short Sales, Marketing, Mortgage Banking, Refinance, Finance
Education
University of Maryland University College 2011 — 2016
Business, Management, Marketing, and Related Support Services
Prince George's Community College 2006 — 2008
Associate of Science (A.S.), Biology/Biological Sciences, General
Damascus High School
Wells Fargo Home Mortgage August 2015 - Present
Pacific Union Financial, LLC March 2015 - August 2015
Security 1 Lending November 2014 - March 2015
Cardinal Financial, LP July 2013 - November 2014
Bank of America June 2009 - June 2013
Bills.com February 2008 - September 2008
ROOT Markets February 2007 - October 2007
LendingTree June 2005 - February 2007
LendingTree, LCC 2002 - 2007
Wachovia November 2001 - November 2002
Skills
Mortgage Lending, Refinance, Mortgage Banking, Business Development, Relationship Management, Lead Generation, CRM, Leadership, Sales Management, Salesforce.com, Marketing Strategy, First Time Home Buyers, Strategic Planning, Account Management, FHA, Loans, Loan Origination, Residential Mortgages, Finance, Marketing, Sales
Education
East Carolina University 1989 — 1997
Bachelor of Science (BS), Hospitality Management, Business Minor
NRL Mortgage July 2015 - Present
Pacific Union Financial, LLC December 2014 - Present
Bank of California July 2013 - October 2014
Skills
Management, Microsoft Office, Key Account Development, Wineries, National Accounts, P&L Management, P&L, Account Management, Sales, Sales Management, Salesforce.com, Banking, Mortgage Banking, Loan Origination, Refinance, Credit, Investment Properties, FHA, Residential Mortgages, First Time Home Buyers, Mortgage Lending, Leadership, Credit Analysis, Finance, Real Estate
Education
Community College of the Air Force 1981 — 1986
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, 3.6
Amway December 2014 - Present
Pacific Union Financial, LLC October 2013 - October 2014
CoreLogic August 2011 - October 2013
Goldman Sachs November 2010 - August 2011
Nationstar Mortgage March 2010 - November 2010
State of Michigan August 2007 - February 2010
Skills
Financial Analysis, Auditing, Mortgage Banking, Mortgage Underwriting, Loss Mitigation, Access, Microsoft Excel, Finance, Financial Accounting, Management, Income Tax, Tax Preparation, Tax Accounting, Tax Returns, Essbase, Business Analysis, Corporate Tax, Market Analysis, Tax Law, Forecasting, Analysis, Financial Modeling, Banking, Tax, Sales & Use Tax, Tax Advisory, Risk Management, Budgets, Leadership, Loans, Credit, Real Estate Appraising, Appraising, Appraisals
Education
Texas A&M University-Commerce 2011 — 2013
Master of Science (M.S.), Accountancy
Michigan State University 2005 — 2008
Bachelor of Arts (B.A.), Political Science
Pacific Union Financial LLC August 2014 - Present
Roundpoint Mortgage September 2013 - Present
Sebonic Financial May 2013 - September 2013
Roundpoint Mortgage August 2011 - May 2013
Trust One Mortgage September 2008 - June 2011
Trust One Mortgage January 2003 - November 2007
Trust One Mortgage January 1998 - January 2003
Bradstreet Financial Inc January 1994 - January 1998
R & C Funding Inc January 1991 - January 1994
Ajax Financial Inc January 1987 - January 1991
Skills
Mortgage Lending, Real Estate, FHA, Credit, Loans, Mortgage, VA, HARP, Operations Management, Sales Management, Consumer Direct, Marketing, Sales, VA loans, Management, Training, Funding, Underwriting, VA Loans, Mortgage Banking, Residential Mortgages, Loan Origination
Education
Citrus College
TD Bank July 2014 - Present
ResMac February 2014 - July 2014
Pacific Union Financial, LLC October 2013 - February 2014
New Penn Financial November 2011 - September 2013
Residential Mortgage Acceptance Corp. January 2009 - June 2011
CFN Mortgage Capital September 2008 - June 2009
Citi Residential Mortgage October 2007 - May 2008
Ideal Mortgage Services 2008 - 2008
Option One Mortgage Corp January 1996 - April 2006
Imperial Credit Industries January 1994 - January 1996
Skills
FHA, Business Development, Loans, Sales Management, Mortgage Banking, CRM, Sales, Mortgage Lending, Loan Servicing, Loan Origination, Strategy, Account Management, Residential Mortgages, Credit, Strategic Planning, Portfolio Management, Team Building, Refinance, Customer Satisfaction, Banking, Salesforce.com, FHA financing, VA loans, Reverse Mortgages, Mortgage Underwriting, Loss Mitigation, USDA, Government Loans, Underwriting, Certified Mortgage..., VA Loans
Education
Johnson & Wales University 1978 — 1981
BS, Hospitality management
Johnson and Wales University 1978 — 1981
B.S., Management
The Culinary Institute of America 1977 — 1979
A.S. Culinary Arts, Culinary Arts
Ethos Lending LLC September 2015 - Present
Finance of America Mortgage LLC (acquired PMAC Lending Services Inc.) November 2014 - September 2015
Pacific Union Financial, LLC March 2014 - November 2014
InterBank Mortgage Company February 2012 - March 2014
BOFI Federal Bank - formerly Bank of Internet, USA March 2011 - February 2012
Kinecta Federal Credit Union August 2010 - March 2011
Esquire Solutions January 2010 - April 2010
Intellichoice Realty Services June 2009 - December 2009
StoneWater Mortgage May 2008 - May 2009
Deutsche Bank - MortgageIT, Inc. September 2006 - March 2008
Skills
Small Business Lending, Loans, Loan Origination, Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA, Refinance, Credit, Real Estate, Underwriting, Mortgage Underwriting, Real Estate Financing, Sales, Sales Management, USDA, Credit Analysis, Marketing, Finance, Leadership, Banking, Loan Servicing, Real Estate Economics, Investment Properties, Selling, Business Development, Funding, New Business Development, Commercial Mortgages, Investments, Strategic Planning, Commercial Lending, Loss Mitigation, Mortgage Servicing, FHA financing, Financial Structuring, VA loans, Portfolio Management, Wholesale Lending, FHA Financing, VA Loans
Education
William Mitchell College of Law 1990 — 1993
JD
University of Wisconsin-Madison 1986 — 1990
BS, Economics
Pacific Union Financial, LLC December 2014 - Present
First Mortgage Corporation September 2013 - December 2014
Mortgage Solutions February 2011 - June 2013
South Pacific Financial Corporation July 2010 - February 2011
PRMG Paramount Residential Mortgage Group January 2001 - July 2010
Wells Fargo Mortgage August 1997 - July 1998
Norwest Mortgage October 1996 - September 1997
Directors Mortgage Company September 1995 - August 1996
US Marine Corps May 1988 - May 1993
Skills
Mortgage Banking, FHA, Mortgage Lending, USDA, VA loans, FHA financing, Refinance, REO, Real Estate Financing, Mortgage Underwriting, Wholesale Lending, HomePath, Secondary Market, Residential Homes, FHLMC, Mortgage Marketing, Residential Mortgages, Underwriting, Loans, Loss Mitigation, Real Estate, Certified Mortgage..., Non-Conforming, Government Loans, Home Equity Loans, Investment Properties, First Time Home Buyers, Loan Origination, Construction Loans, Credit, Selling, Foreclosures, Reverse Mortgages, Commercial Mortgages, Funding, HUD, Leadership, Building Business..., Referrals, Investors, Short Sales, Real Estate Economics, Credit Analysis, Banking, Loan Servicing, Financial Structuring, Commercial Lending, Debt Consolidation, Sales Management, Management
Education
Idaho State University 1986 — 1988
SWBC Mortgage Corporation April 2015 - Present
Supreme Lending January 2015 - Present
Pacific Union Financial, LLC July 2014 - January 2015
Supreme Lending May 2012 - July 2014
DHI Mortgage/DR Horton, Inc. April 2010 - April 2012
Centex Financial Services/CTX Mortgage Company November 2008 - January 2010
Centex Homes December 1995 - January 2010
CTX Mortgage Company December 1995 - November 2008
Skills
Branch Management, Mortgage Lending, Mortgage Banking, FHA, Residential Mortgages, Loan Origination, Refinance, VA Loans, Credit, Loans, USDA, Underwriting
Education
Miami University 1988 — 1990
MBA, Finance
Stephen F. Austin State University 1981 — 1985
BS, Biology & Chemistry
Pacific Union Financial, LLC 2015 - Present
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, VA loans, Loan Origination, Residential Mortgages, FHA financing, USDA, Loans, Certified Mortgage..., Reverse Mortgages, Credit, Government Loans, Underwriting, Construction Loans, FHA Financing, VA Loans
Education
East Los Angeles College
Pacific Union Financial, LLC April 2014 - Present
Veterans United Home Loans October 2012 - April 2014
State National Companies July 2012 - November 2012
Town Square Financial May 2012 - June 2012
MetLife Home Loans April 2005 - April 2012
Fidelity Investments September 2004 - April 2005
First Horizon Home Loans August 2002 - September 2004
Realty Mortgage Corpration December 2001 - July 2002
Providian Financial August 1998 - November 2001
Skills
Lotus Notes, 10 Key, Tango, Excel, Outlook, Citrix, TMO, Access, AS400, Presto, Pronto, Interactive Intellgence, Encompass, Calyx Point, Residential Mortgages, Credit, Real Estate, Banking, Insurance, Finance, Loans, Loss Mitigation, Mortgage Lending, Financial Analysis, Underwriting, FHA, Call Center, Microsoft Excel, IBM iSeries, Mortgage Banking, Software Documentation, USDA
Education
American River College 1992 — 1996
Pacific Union Financial, LLC May 2015 - Present
Nationstar Mortgage November 2013 - May 2015
Nationstar Mortgage November 2011 - November 2013
Nationstar Mortgage November 2010 - November 2011
US Army July 2009 - March 2010
Lewisville Independent School District September 2007 - June 2009
U.S. Smokeless Tobacco Company March 2007 - May 2009
Lowes April 2005 - April 2006
Skills
Leadership, Marketing, Risk Management, Microsoft Office, Business Analysis, Training, Business Planning, Research, Microsoft Excel, Account Management, Customer Service, Microsoft Word, Financial Analysis, Credit, Management, Mortgage Banking, Mortgage Lending, Negotiation, Team Building, Sales
Education
University of North Texas 2005 — 2009
Bachelors, Criminal Justice
DeSales University 2004 — 2005
History/Criminal Justice
Pacific Union Financial, LLC March 2015 - Present
US Bank August 1996 - December 2014
Burnet Realty January 1990 - May 1994
Skills
FHA, Credit, Residential Mortgages, First Time Home Buyers, Loan Origination, Construction Loans, VA loans, Mortgage Banking, FHA financing, Loans, Banking, Real Estate, Relocation, Mortgage Lending, Investment Properties
Education
Minnesota State University, Mankato
Arch Mortgage Insurance Company May 2014 - Present
Pacific Union Financial, LLC November 2013 - May 2014
Cole Taylor Bank April 2012 - October 2013
MetLife Home Loans November 2009 - April 2012
Taylor, Bean & Whitaker October 2006 - August 2009
MGIC July 2000 - October 2006
Skills
Mortgage Lending, FHA, Loans, Residential Mortgages, Mortgage Banking, Credit, Refinance, USDA, FHA financing, Loan Origination
Education
Northeastern University
Bachelor's Degree, Finance
Oak Mortgage Group June 2015 - Present
Pacific Union Financial, LLC November 2014 - July 2015
Cobalt Mortgage September 2013 - November 2014
Caliber Funding, LLC October 2012 - October 2013
JPMorgan Chase July 2010 - October 2012
Credit Solutions/Lending December 2007 - May 2010
Countrywide Home Loans April 2004 - December 2007
Wells Fargo Bank January 1999 - April 2004
Skills
Sales Management, Forecasting, Strategic Planning, Income Statement, Skilled Labor, Sales Analysis, Mortgage Lending, Loans, Credit, Mortgage Banking, Banking, Loan Origination, Credit Analysis, Refinance, FHA, Leadership, New Business Development, Mortgage Servicing, Sales, Loan Servicing, FHA financing, Portfolio Management, CRM, Residential Mortgages, Training, USDA, VA loans, Mortgage Underwriting, Loss Mitigation, Reverse Mortgages, Government Loans, Independent Thinking, Home Equity Loans, Construction Loans, Creative Solutions, VA Loans, FHA Financing
Education
Midwestern State University 2000 — 2003
BBA, Finance
Texas Tech University 1998 — 2001
Finance
Midwestern State University
B.A, Finance
Healthy Credit, LLC 2010 - Present
Pacific Union Financial, LLC March 2015 - Present
Citi Bank November 2011 - March 2015
PNC Bank September 2009 - November 2011
Advanced Home Loans January 2007 - August 2009
Skills
Customer Service, Sales Management, Direct Sales, Mortgage Lending, Loans, Credit, Loan Origination, Refinance, Banking, Mortgage Banking, Residential Mortgages, FHA, Investments, Commercial Lending, Consumer Lending, Underwriting, Credit Analysis, Cross Selling, Small Business Lending, Retail Banking, Financial Analysis, Real Estate, Commercial Banking, Investment Properties, Finance
Education
George Mason University 2012 — 2015
Bachelor of Business Administration (B.B.A.), Marketing, A
Northern Virginia Community College 2005 — 2007
Associate, General Studies
Pacific Union Financial, LLC November 2014 - Present
Bank of America September 2009 - November 2014
Bank of America June 2012 - October 2012
Bank of America Corporation January 2009 - September 2009
Bank of America Corporation April 2007 - January 2009
Bank of America October 2005 - April 2007
Skills
Credit, Risk Management, Loans, Mortgage Lending, Customer Service, Credit Analysis, Microsoft Excel, Microsoft Office, Leadership, Business Analysis, Data Analysis, Financial Risk, Coaching, Management, Training, Public Speaking, Strategic Planning, Process Improvement, Project Management, Team Building, Program Management, Strategy, Leadership Development, Research
Education
Walden University 2010 — 2015
Doctor of Business Administration, Organizational Leadership
Faulkner University 2004 — 2005
Master of Science (MS), Management
Florida Agricultural and Mechanical University 1998 — 2002
Bachelor of Science (BS), Health/Health Care Administration/Management
Pacific Union Financial LLC July 2014 - Present
P&P Services Inc October 2012 - October 2013
Citibank USA January 2010 - October 2012
WebGovernments April 2011 - December 2011
Mirania Data Systems April 2011 - November 2011
Financial Services Institution January 2010 - October 2011
First Americano Insurance April 2004 - December 2006
Road Safety Network Organization (RSN) June 1995 - September 2003
Omni-Odres Consultancies March 1985 - December 2000
Ion Minet January 1980 - September 1983
Skills
Creative Concept..., consultative approach..., Strong negotiation,..., Property & Casualty..., Life & Health Insurance..., Mortgage Processing &..., Logistics & Supply Chain, Negotiation, Property & Casualty..., Communication, Logistics, Problem Solving, Leadership, Supply Chain, Business Development, Product Development, Mortgage Lending, Program Management, Training, Process Improvement, New Business Development, Project Management, Marketing, Business Strategy, Management, Sales, Team Leadership, Strategic Planning, Management Consulting, Business Planning, Risk Management, Entrepreneurship, Strategy, Leadership Development, Finance, Contract Negotiation, Business, Business Analysis, Business Process..., Change Management, Team Management, Insurance, Vendor Management, CRM, Team Building, Operations Management, Executive Management, Outsourcing, Cross-functional Team..., Coaching
Education
Keller Graduate School of Management of DeVry University 2015 — 2016
Master of Business Administration (M.B.A.), Business Administration: Major - Business Intelligence & Analytics Management, 3.50 GPA
DeVry University 2014 — 2015
Bachelor's Degree, Bachelor of Science :Major Technical Management : Major Concentration - General Technical Speciality, GPA 4.0/4.0
University of North Texas ( UNT) 2012 — 2014
Courses in, Applied Technology & Performance Improvement, GPA: 3.50/4.00
North Lake College 2010 — 2013
Associate's Degree, Applied Technology in Logistics, GPA 3.59/4.00
Pacific Union Financial, LLC March 2015 - Present
Independant Music Professional January 2015 - Present
Student Loan Consolidations September 2014 - January 2015
THE FINANCIAL CORP. September 2013 - June 2014
American Financial Network Inc. June 2012 - August 2013
North County Legal Services 2009 - April 2012
Country Care Hospital January 2009 - January 2011
Skills
PowerPoint, Research, Customer Service, Facebook, Microsoft Office, Outlook, Event Management, Microsoft Excel, Microsoft Word, Public Speaking, Sales, Social Media, Strategic Planning, Social Networking, Team Building, Blogging, Leadership, Investment Properties, Finance, Social Media Marketing, Mortgage Banking, Loans, Marketing, Sales Management, Mortgage Lending, Marketing Strategy, Negotiation
Education
Saddleback College
Business/Corporate Communications
Cuesta College
Pacific Union Financial, LLC May 2015 - Present
Skills
Credit, Banking, Mortgage Lending, Credit Analysis, Loan Origination, Mortgage Banking, Finance, Refinance, Financial Analysis, Customer Service, First Time Home Buyers, Residential Mortgages, Loans, Investment Properties, Underwriting, Investments, FHA
Education
Chapman University 2007 — 2011
Bachelor of Arts (B.A.), Psychology
Pacific Union Financial, LLC March 2015 - Present
Pacific Union Financial June 2013 - March 2015
CONEXIS December 2013 - May 2014
Franklin American Mortgage Company October 2012 - January 2013
Skills
Microsoft Excel, Customer Service, PowerPoint, Research, Data Entry, Event Planning, Finance, Financial Analysis, Leadership, Loans, Microsoft Office, Microsoft Word, Outlook, Public Speaking, Teamwork, Time Management
Education
Southern Methodist University 2010 — 2012
Bachelor's Degree, Philosophy, B+
University of Southern California 2009 — 2010
Philosophy, Politics, and Law
Laney College 2006 — 2008
Associate of Arts (A.A.), Social Sciences
Nations Reliable Lending, LLC August 2015 - Present
Pacific Union Financial, LLC February 2015 - August 2015
Pacific Union Financial December 2014 - February 2015
Banc Home Loans September 2013 - December 2014
Peoples Choice home loans October 2005 - March 2007
Wells Fargo Home Mortgage June 2004 - September 2005
Ameriquest Mortgage 2001 - 2003
Aames Home Loan December 2001 - October 2002
New Century Mortgage July 1998 - December 2001
Skills
Finance, Team Building, New Business Development, Credit, Training, Business Process..., Recruiting, Banking, Strategic Planning, Real Estate, Loss Prevention, Business Development, Managerial Finance, Strategy, Sales Management, Negotiation, Accounting, Underwriting, Loans, Risk Management, Loan Origination, Residential Mortgages, Mortgage Banking, FHA, Refinance, Investments, Portfolio Management, Executive Management, Credit Analysis, Financial Analysis, Leadership, Management, Sales, Asset Management, First Time Home Buyers
Education
Norfolk State University 1990 — 1995
BS, Electrical Engineering
Keller Williams Realty, Inc. June 2015 - Present
Pacific Union Financial, LLC June 2013 - Present
Stewart Lending August 2013 - June 2015
Kroll Factual Data March 2013 - August 2013
Ideal Home Loans July 2011 - July 2012
Deutsche Bank dba Chapel Funding Corporation November 2005 - July 2008
Aames Home Loans July 2002 - November 2005
Aames Home Loans July 2002 - July 2005
Residential Credit Corporation January 1998 - June 2002
Fremont Investment & Loan January 1996 - January 1998
Skills
Loans, Training, Marketing, Sales Management, Mortgage Lending, Loan Origination, FHA, Underwriting, Networking, Banking, Investment Properties, Sales, Real Estate, Reverse Mortgages, Investments, Refinance, Leadership, Management, Funding, Residential Mortgages, VA loans, USDA, FHA financing, Mortgage Banking, Real Estate Financing, Mortgage Underwriting, Commercial Mortgages, Financial Services, Credit, Loss Mitigation
Education
California State University-Fullerton, Mihaylo College of Business and Economics
Bachelors, Business Admin
Fullerton High School
General
Pacific Union Financial, LLC September 2015 - Present
Carter Group Tax November 2014 - August 2015
TBC Mobile Book Binding June 2012 - October 2014
Veterans Affairs December 2010 - December 2011
Jack in the Box Distribution Center December 2005 - June 2009
US Marine Corps June 2003 - June 2005
Skills
Microsoft Word, PowerPoint, Microsoft Office, Microsoft Excel, Time Management, Teamwork, English, Accounting, Customer Service, Bookkeeping, Training
Education
University of Texas at Dallas - Naveen Jindal School of Management 2015 — 2018
Master’s Degree, Accounting
University of Texas at Dallas - Naveen Jindal School of Management 2013 — 2015
Bachelor’s Degree, Accounting, 3.801 GPA
Collin County Community College 2011 — 2013
Associate’s Degree, Business Field of Study, 3.831 GPA
Pacific Union Financial, LLC June 2015 - Present
Coon Rapids Chrysler Dodge Jeep Ram October 2012 - June 2015
Skills
Customer Service, Customer Satisfaction, Mortgage Lending, Marketing, Loan Origination, Sales, Conventional Financing, Residential Mortgages, Residential Homes, Real Estate, Government Loans, FHA Financing, Refinance, Credit, VA Loans, USDA Rural Housing, Loans, Investment Properties, First Time Home Buyers, Home Equity Lines of..., Reverse Mortgages, Budgets, Credit Analysis, Sales Process, Negotiation, Customer Retention, Automobile, Retail, Automotive, Vehicles, Contract Negotiation, Profit, Continuous Improvement, Strategic Planning, Social Media, PowerPoint, Microsoft Office, Social Networking
Education
Anoka Ramsey Community College 2008 — 2010
Princeton High School 2004 — 2007
High School
Pacific Union Financial, LLC May 2015 - Present
Insurance Services of Minnesota June 2012 - April 2015
Sodexo September 2013 - March 2015
Epicor Software Corp November 2011 - September 2013
Comcast May 2011 - November 2011
IQ Services June 2010 - March 2011
TDX Tech August 2008 - March 2010
Skills
Account Management, Telecommunications, Management, Sales, Strategic Planning, Team Building, Leadership, Project Management, Call Centers, Insurance, New Business Development, Solution Selling, Human Resources, Business Development, Marketing, Lead Generation, Customer Service, Team Leadership
Education
Cardinal Stritch University 2006 — 2011
Bachelor's, Business Management
Minneapolis Community and Technical College 1991 — 1993
2-year, Avaition Maintenance
Dale Carnegie Sales Advantage
Pacific Union Financial, LLC March 2014 - June 2015
Genpact Mortgage Servicing September 2012 - February 2014
Bank of America (Contractor) – Richardson, TX September 2011 - September 2012
.P Morgan Chase January 2008 - March 2010
Skills
Loans, Banking, Mortgage Lending, Credit, Finance, Customer Service, Financial Analysis, Risk Management, Portfolio Management, Mortgage Banking, Underwriting, loan processing
Education
Grambling State University
Pacific Union Financial, LLC March 2015 - Present
Wells Fargo 2010 - 2013
ABI Financial May 2006 - September 2009
Comm-Works 2000 - 2003
Skills
Sales, Management, Leadership, Mortgage Lending, Customer Service, Finance, Business Development, Contract Negotiation, Strategic Planning, Marketing
Education
Louisiana State University and Agricultural and Mechanical College 1995 — 1998
Bachelors, Veterinary Medicine
South High
Pacific Union Financial, LLC April 2015 - Present
Graduated from Brandman University in August 2013 2011 - 2013
Skills
Accounting, Operations Management, Microsoft Excel, Budgets, Income Tax, Communication, Finance, Financial Reporting, Managerial Finance, Microsoft Office, Financial Services, Business Strategy, Corporate Finance, Financial Analysis, Leadership, Analysis, Customer Service, Investors, Real Estate, First Time Home Buyers, Investment Properties
Education
Brandman University, Part of the Chapman University System 2010 — 2013
Bachelor of Business Administration (BBA), Finance and Accounting, GPA 3.80
University of Arkansas at Little Rock 2008 — 2010
Business Administration - Finance, GPA 3.82
Arkansas State University-Beebe 2007 — 2008
Liberal Arts, GPA 3.70
Mid America Mortgage, Inc - Corporate Offices 2015 - Present
Certitiude Advisors 2015 - Present
Pacific Union Financial, LLC 2014 - 2015
First Command Financial Services 2014 - 2015
The Advantage Group (TAG) 2013 - 2014
Sierra Pacific Mortgage Company, Inc. 2010 - 2013
EverBank 2007 - 2010
USA Funding Corp/Ideal Team 2005 - 2007
Lydian Trust 2003 - 2005
Skills
Employee Benefits, Mortgage Banking, Underwriting, FHA, Loan Origination, Loans, Sales, Insurance, Residential Mortgages, Mortgage Lending, Cold Calling, VA loans, Refinance, FHA financing, USDA, Government Loans, Credit, VA Loans, FHA Financing
Education
Benedictine University 1987 — 1991
Bachelor of Arts (B.A.), Business Management
Franklin American Mortgage Company March 2015 - Present
Pacific Union Financial, LLC June 2014 - January 2015
Citibank February 2013 - January 2014
Adecco/ Capital One December 2012 - February 2013
Wingspan Portfolio Advisors February 2012 - November 2012
Skills
Customer Service, Microsoft Office, Outlook, Data Entry, Microsoft Excel, Microsoft Word, Administrative..., PowerPoint, Office Management, Social Media, Sales, Telephone Skills, Time Management, Team Building, Process Scheduler, Customer Satisfaction, Office Administration
Education
Paul Mitchell the School-Dallas 2013 — 2014
Cosmetology License of Esthetics, Esthetics
Langston University 2005 — 2006
N/A, Business Administration and Management, General
Richardson High School 2002 — 2005
Pacific Union Financial, LLC March 2013 - Present
Indecomm Global Services/SunTrust Mortgage and Homeward Funding September 2011 - March 2013
5/3 Bank 2010 - 2012
5/3 Bank April 2005 - July 2011
Skills
Microsoft Excel, Microsoft Office, Customer Service, Microsoft Word, Management, Process Improvement, Training, Project Management, Project Planning, MS Project, Forecasting, Budgets, Customer Satisfaction, Time Management, Continuous Improvement, Finance, Retail, Process Scheduler, Project Delivery, Sales, Team Building, Marketing, Team Leadership, Credit, Mortgage Lending, Credit Analysis, Mortgage Banking, Loans, Sales Management, Negotiation, Strategy, Coaching, Residential Mortgages, Program Management, Strategic Planning, FHA, Analysis
Education
Central Piedmont Community College 2014 — 2014
Project Management Professional
Kerr Business College 1991 — 1995
Bachelor’s Degree, Bachelors of Business Administration
Alcancia Capital LLC April 2011 - Present
Pacific Union Financial, LLC September 2014 - May 2015
New Leaf Wholesale Corporation January 2014 - August 2014
The Sepulveda Group LLC July 2013 - December 2013
All Home Lending, Inc March 2011 - June 2013
AT&T Advertising Solutions May 2009 - April 2011
Citi Corp Trust Bank October 2007 - April 2009
Funding America LLC January 2006 - June 2007
Aegis Mortgage July 2003 - January 2006
Saxon Capital Inc January 2000 - July 2003
Skills
Negotiation, Loans, Business Development, Marketing, Bilingual, Mortgage Banking
Education
California State University-Fullerton 1980 — 1982
Pol/Sci
Cerritos College 1978 — 1980
General 2yr Transfer
Pacific Union Financial, LLC June 2013 - December 2013
Great Western Financial Services, Inc. January 2013 - June 2013
Bank of America August 2010 - January 2013
US Navy September 2005 - September 2009
Countrywide Home Loans March 2003 - July 2005
Skills
Mortgage Lending, Banking, Mortgage Banking, Management, Loans, Customer Service, Business Analysis, Training, Analysis, Process Improvement, Risk Management, Credit, Security Clearance, Pricing, Leadership, Team Leadership, Loan Origination, Credit Analysis, Underwriting, Sales, Residential Mortgages, Analytic Reporting, Best Execution, Capital Markets, Consumer Lending, Data Mining, Data Modeling, SQL, Investment Strategies, Model Making, VBA, Pricing Strategy, Mortgage Analytics, Relationship Management, Secondary Market, Trading Strategies, Pipeline Management, Refinance, FHA, Client Relations, Mortgage Servicing, Finance, Portfolio Management, Forecasting, Strategic Planning, VA Loans, USDA, Loss Mitigation, Microsoft Excel, Business Analytics
Education
Collin County Community College 2010 — 2011
Associate’s Degree, Computer Aided Drafting, 3.5
Brookhaven Community College
Associate’s Degree, Finance
Pacific Union Financial, LLC September 2013 - Present
Skyline Home Loans November 2012 - September 2013
First Guaranty Mortgage Corp March 2012 - November 2012
Home Savings of America April 2007 - February 2012
Bank of America December 2008 - August 2009
Wilmington Finance January 2005 - April 2007
Skills
FHA, Management, Credit, Mortgage Lending, Underwriting, Loans, Mortgage Banking, Credit Analysis, Analysis, Loan Origination, Finance, Real Estate, Mortgage Underwriting, Executive Management, Refinance, Portfolio Management, Residential Mortgages, Mortgage Servicing, Business Development, Auditing, VA loans, Due Diligence, Loss Mitigation, Strategic Planning, FHA financing, USDA
Education
California State University-San Bernardino - College of Business and Public Administration 1998 — 2002
Pacific Union Financial, LLC March 2015 - Present
Wells Fargo Home Mortgage May 2013 - Present
JPMorgan Chase July 2011 - May 2013
Skills
Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Underwriting, Credit, Refinance, FHA
Education
Penn State University 2010 — 2012
MS, Economic Development
University of Connecticut
BA, Urban Planning/Studies
Pacific Union Financial, LLC March 2015 - Present
SunTrust Mortgage July 2012 - March 2015
American Mortgage Consultants, Inc. February 2012 - July 2012
Saxon, a Morgan Stanley Company (Acquired by Ocwen) August 2010 - February 2012
AMERICAN HOME MORTGAGE SERVICING, INC. (Acquired by Ocwen) March 2009 - July 2010
Citi Residential Lending, Inc (Acquired Ameriquest Mortgage) January 2007 - March 2009
Ameriquest Capital Group (Acquired by Citi Residential Lending) June 1997 - December 2006
SOUTHERN CALIFORNIA SAVINGS & LOAN January 1990 - June 1997
Home Savings of America 1988 - 1989
Citicorp Savings 1985 - 1988
Skills
Loans, Acquisitions, Account Reconciliation, Cash Flow, Mortgage Servicing, Mortgage Lending, Loan Servicing, Due Diligence, Portfolio Management, Capital Markets, Loss Mitigation, Leadership, Mortgage Banking, Banking, Finance, Executive Management, Real Estate, Accounting, Risk Management, Credit, Analysis, Loan Origination, Investor Reporting
Education
St. Scholasticas College 1972 — 1976
Bachelor of Science, Literature
St. Joseph's Academy 1962 — 1972
High School
Pacific Union Financial, LLC March 2014 - Present
Envoy Mortgage October 2012 - March 2014
Home Savings of America May 2006 - March 2012
Town and Country Credit 2002 - 2006
Skills
Mortgage Banking, Loans, Loan Origination, USDA, Residential Mortgages, VA loans, Credit, Reverse Mortgages, FHA financing, Credit Analysis, Investment Properties, Banking, First Time Home Buyers, Underwriting, Customer Service, Finance, Account Management, Sales Management, Consumer Lending, Financial Analysis
Education
Normandale Community College 2009 — 2012
Associate's degree, Dietetics with an Emphasis in Spanish
Pacific Union Financial, LLC March 2014 - Present
Envoy Mortgage March 2012 - March 2014
BNI All About Business April 2009 - February 2013
Home Savings of America July 2006 - March 2012
Resolution Graphics 2005 - 2007
Skills
FHA, Mortgage, Loans, VA, Conventional, Home, Refinance, Purchase, First Time Home Buyers, Real Estate, Credit, Mortgage Lending, Reverse Mortgages, Investment Properties, Residential Mortgages, Problem Solving, Mortgage Industry, USDA, Credit Analysis, Loan Origination, Financial Analysis, Customer Relations, Residential, REO, First Time Buyers, Foreclosures, Investors, Short Sales, Customer Service, Real Estate Transactions, VA loans, Certified Mortgage..., Government Loans, 203K, FHA financing, Construction Loans, Home Equity Loans, HomePath, Mortgage Underwriting, Sales, USDA Rural Housing
Education
North Hennepin Community College 1995 — 1997
AAS, GraphicDesign
St. Catherine University 1992 — 1995
AAS, Physical Therapy Assistant
GENPACT June 2015 - Present
Endeavor America Loan Services May 2014 - June 2015
Pacific Union Financial, LLC January 2014 - May 2014
Pacific Union Financial, LLC January 2013 - January 2014
Bank of America May 2012 - January 2013
Bank of America March 2010 - May 2012
Blue Sky Sports Center January 2009 - March 2010
Skills
Residential Mortgages, Mortgage Underwriting, Mortgage Servicing, Short Sales, Loan Modifications, Underwriting, Refinance, Foreclosures, Loan Origination, Mortgage Lending, FHA, Loans, VA loans, Government Loans, Mortgage Banking, Loan Servicing, VA Loans
Education
Midwestern State University 2004 — 2006
The Colony High School
Franklin American Mortgage Company February 2015 - Present
Pacific Union Financial, LLC August 2014 - January 2015
Freedom Wholesale Mortgage October 2012 - September 2014
Wells Fargo Home Mortgage January 2003 - October 2012
1st National Bank of Arizona January 2002 - January 2003
PCFS Financial Services January 2001 - January 2002
Equifirst Mortgage Corporation January 1998 - January 2001
Unicor Mortgage January 1997 - January 1998
Skills
Sales Management, Recruiting, Sales Process..., Account Management, Marketing Strategy, Strategic Planning, Customer Retention, Underwriting, Management, New Business Development, Banking, Operations Management, Sales, VA loans, Sales Operations, Training, Relationship Management, FHA financing, Coaching, FHA Financing, VA Loans
Education
Missouri State University 1986 — 1991
BS, Financae
Pacific Union Financial, LLC August 2014 - Present
Wells Fargo Bank, NA November 2007 - February 2014
Financial Freedom Senior Funding Corp 2006 - 2006
Stearns Lending 2005 - 2006
Sea Breeze Financial Services 2005 - 2005
CBSK Financial Group 2002 - 2005
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Residential Homes, Residential Mortgages, Loan Origination, FHA financing, Reverse Mortgages, Construction Loans, Credit, Government Loans, Finance, VA loans
Education
Certificates and Courses
Irvine Valley College
Business Administration and Management, General
Orange Coast College
BUSINESS
Pacific Union Financial, LLC April 2015 - Present
Wyndham Capital Mortgage August 2014 - April 2015
Wyndham Capital Mortgage April 2011 - August 2014
Zenta December 2010 - April 2011
Walker Jackson Mortgage Corporation 2011 - 2011
Lowe's Motor Speedway January 2009 - May 2010
Skills
Event Management, Event Planning, Sports Marketing, Marketing, Customer Service, Sports, Social Media, Sales, Account Management, Public Relations, Microsoft Word, Leadership, Management, Mortgage Underwriting, Refinance, Social Media Marketing
Education
Belmont Abbey College 2007 — 2009
Bachelor of Arts (B.A.), Business Management
University of Central Florida 2004 — 2005
SWBC Mortgage August 2015 - Present
Pacific Union Financial, LLC December 2013 - August 2015
W.J. Bradley Mortgage Capital, LLC June 2009 - December 2013
The Human Slingshot Company January 2009 - January 2009
Student and Foundation Fund (SAFF UNC) August 2008 - December 2008
Skills
Financial Analysis, Financial Modeling, Mortgage Lending, Executive Management, Risk Management, Due Diligence, Investments, Mortgage Banking, Loans, Microsoft Excel, Budgets, Financial Services, Marketing, Strategic Financial..., Leadership, P&L Forecasting, Process Improvement, Market Analysis, Supply Chain Management, Product Development, Website Merchandising, Website Promotion, National Distribution
Education
University of Northern Colorado
BA in Business Administration with an emphasis in Finance, Minors in: Accounting, Spanish
The College of William and Mary
Undergrad Studies
Tecnológico de Monterrey
Undergrad Studies, Business, Spanish
Dixie State College
Undergrad Studies
Heritage High School
Pacific Union Financial, LLC July 2015 - Present
American Home Free MTG March 2015 - July 2015
AmCap Mortgage, LTD May 2013 - March 2015
Pinnacle/Bank of America April 2012 - May 2013
Real Time Resolutions, Inc. September 2011 - April 2012
Bankers Life and Casualty June 2011 - October 2011
Arron's Sales and Lease Ownership January 2011 - May 2011
Rhode Island College January 2010 - May 2010
The Home Depot February 2009 - April 2010
LaSalle Pizzeria January 2009 - July 2009
Skills
Risk Management, Financial Analysis, Analysis, Auditing, Accounting, Outlook, Mortgage Underwriting, Mortgage Banking, Microsoft Excel, Research, Quantitative Finance, PowerPoint, Access, Equity Valuation, Collections, Data Entry, AS400 system, Bankruptcy, Loans
Education
Rhode Island College 2009 — 2010
BS, Finance
Arkansas Tech University 2005 — 2008
Pacific Union Financial, LLC January 2014 - Present
Pacific Union Financial October 2012 - Present
ACC Direct - American Capital May 2012 - October 2012
ACC Direct - American Capital Corp. June 2010 - October 2012
American Capital Corporation April 2002 - June 2010
ACBN / American Capital Broker Network January 2002 - March 2010
Skills
Mortgage Lending, Loans, FHA, Refinance, Loan Origination, Underwriting, Funding, Residential Homes, Training, Marketing, Investment Properties, Real Estate
Education
California State University-Long Beach 2001 — 2005
Bachelor's, Management and Marketing
Pacific Union Financial, LLC February 2015 - Present
Pacific Union Financial, LLC May 2014 - January 2015
W.J. Bradley Mortgage Capital, LLC August 2012 - April 2014
W.J. Bradley Mortgage Capital, LLC December 2011 - August 2012
Bank of America October 2010 - December 2011
Bank of America June 2010 - October 2010
Skills
Finance, Mortgage Lending, Credit, Mortgage Banking, Credit Analysis, Financial Analysis, Financial Reporting, Risk Management, Financial Modeling, Banking, Strategic Financial..., Portfolio Management, Underwriting, Investments, Loans
Education
Colorado State University
BA, Economics
Pacific Union Financial, LLC March 2012 - Present
Pacific Union Fincancial August 2011 - March 2012
Pacific Union Financial 2012 - 2012
Santa Clara University 2001 - 2011
Education
Cal Poly San Luis Obispo 1995 — 2001
Bachelor of Science, Kinesiology
Pacific Union Financial, LLC July 2014 - Present
Pacific Union Financial July 2013 - July 2014
Comniscient June 2012 - July 2013
Santa Fe Partners June 2011 - September 2011
Skills
Quantitative Finance, R, SQL, Monte Carlo Simulation, Business Planning, Matlab, Product Development, Quantitative Analysis, VBA, JavaScript, Microsoft Excel, MDX, Java, Mondrian, XML, Tableau, User Interface Design, C++, Pentaho, Microsoft SQL Server, Amazon Web Services..., Eclipse, Quantitative Modeling, Mathematica, SAS, Statistical Modeling, Stata, Econometrics, XML Schema, Business Management, Business Strategy, Microsoft Office, Cloud Computing, Management
Education
Boston University - School of Management 2010 — 2012
Master of Science, Mathematical Finance
University of Arizona, Eller College of Management 2004 — 2008
Bachelor of Science, Business Administration; Economics
Pacific Union Financial, LLC May 2012 - Present
Essex Mortgage October 2011 - Present
California Polytechnic University, Pomona September 2006 - June 2011
California Polytechnic University, Pomona June 2009 - January 2010
California Polytechnic University, Pomona November 2008 - June 2009
Miry Collection Incorporated November 2006 - January 2008
Skills
Leadership, Microsoft Excel, Microsoft Word, PowerPoint, Microsoft Office, Sales, Teamwork, Strategic Planning, Social Media, Management, Microsoft PowerPoint, Time Management, Customer Service, Social Media Marketing, Marketing, Event Planning, Facebook
Education
California State Polytechnic University-Pomona 2006 — 2011
Bachelor of Science, International Business, Marketing
Pacific Union Financial, LLC July 2013 - Present
Bank of America October 2012 - July 2013
Accenture Credit Services August 2010 - September 2012
The StoneHill Group, Inc. March 2008 - August 2010
Sigman Company May 2007 - December 2007
Pinestate Mortgage March 2001 - April 2007
Provident Consumer Financial Services March 1997 - January 2001
Skills
Customer Service, Mortgage Lending, Banking, Loans, Finance, Mortgage Underwriting, Analysis, Loan Origination, Management, Underwriting, Auditing, Sales, Credit, Residential Mortgages, Refinance, Portfolio Management, Credit Risk, Real Estate, Financial Analysis, Accounting, Jumbos, Non-Conforming
Education
Strayer University 2008 — 2010
M.B.A.
Lipscomb University
Bachelor of Science
Pacific Union Financial, LLC 2015 - Present
Skills
FHA, VA Loans, USDA, Credit, Sales, Customer Service, Management, Banking, Loans, Leadership
Education
California State University-Northridge
Bachelor of Science (B.S.), Consumer Science
Pacific Union Financial, LLC April 2015 - Present
Pacific Union Financial, LLC May 2014 - Present
Pacific Union Financial, LLC August 2013 - May 2014
Bank of America July 2009 - August 2013
Wereldhave October 2008 - July 2009
Nationstar Mortgage July 2006 - October 2008
North Texas Lawn and Tree January 2006 - July 2006
Western Rim Property Services February 2003 - January 2006
Stream International May 1999 - August 2000
MSC Computers June 1995 - August 1999
Skills
Databases, Customer Service, Java, MS Project, Mortgage Lending, Sales, Management, Software Documentation, Computer Repair, Banking, Microsoft Office, Training, Software Development, Access, Microsoft Excel, Computer Maintenance, .NET, VB.NET, HTML, CSS, VBA, Computer Science, Computer Proficiency, Desktop Application..., C#, Microsoft Project, Microsoft Office VBA, Microsoft Access, Eclipse, Android SDK, Computer Hardware, Software Design, Software Project..., Software Engineering, Software Installation, NetOxygen Mortgage LOS, Mortgage Operations, DataTrac, LendingQB, Fannie Mae, Freddie Mac, eDocs, Active Directory..., Microsoft Exchange, NetOxygen
Education
DeVry University-Texas 2009 — 2013
Bachelor's degree, Computer Programming, 3.83
University of North Texas 2000 — 2003
Bachelor's degree, Computer Science
Newman Smith
First California Mortgage Company September 2015 - Present
Loan Simple, Inc March 2015 - September 2015
Guild Mortgage 2014 - February 2015
Pacific Union Financial, LLC 2012 - 2014
TransFirst 2010 - 2012
Cherry Creek Properties, LLC 1997 - 2012
The Miranda Group LLC 1997 - 2011
Owen REO LLC 2008 - 2010
Skills
Foreclosures, Short Sales, REO, Property Management, Selling, over 15 years credit..., over 15 years..., Sales, Mortgage Lending, Investors, FHA, Asset Management, Sellers, Real Estate Transactions, Real Estate Economics, Property, Investment Properties, First Time Home Buyers, Credit, Loans, HUD, Management, Residential Homes, Real Estate, Leases, Relocation, Appraisals, Negotiation, Loan Origination
Education
Regis University 2004 — 2006
Bachelor's degree, Economics
Allied Real Estate School 2005 — 2005
Real Estate
Lara bee School of Real Estate 1997 — 1998
Real Estate
Western Nebraska Community College 1995 — 1997
Economics
Gering
Gering high
Pacific Union Financial, LLC December 2014 - Present
Pacific Union Financial March 2013 - December 2014
Bank of America November 2012 - March 2013
Bank of America February 2012 - November 2012
Bank of America June 2011 - February 2012
Bank of America June 2010 - August 2010
TENNECO AUTOMOTIVE, INC September 2004 - May 2010
EASi January 2001 - January 2004
EASi Engineering, Inc. January 2000 - January 2001
EASi Engineering, Inc. January 1998 - January 2000
Skills
Product Development, Change Management, Risk Management, Continuous Improvement, Financial Analysis, Financial Reporting, Six Sigma, Project Management, Offshore Operations, Quantitative Analytics, Operations Management, Program Management, Process Improvement, Lean Manufacturing, Strategic Planning, Manufacturing, Engineering, Forecasting, Business Process..., Team Building, Cross-functional Team..., Management
Education
University of Michigan - Stephen M. Ross School of Business 2008 — 2011
MBA
The University of Western Ontario 1996 — 1998
Master of Engineering Sciences
PSG College of Technology 1991 — 1995
Bachelor
Nations Reliable Lending, LLC August 2015 - Present
Pacific Union Financial, LLC August 2013 - August 2015
MetLife April 2007 - June 2011
MetLife April 2004 - April 2007
MetLife January 2003 - April 2004
Job Expo International 2000 - 2003
Isram World of Travel 1998 - 2000
Canadian Pacific Hotels/ Princess Hotels 1995 - August 1998
Skills
Event Management, Project Planning, Budget Management, Operations Management, Team Building, Business Process..., Language Proficiency, Negotiation, Strategic Planning, Process Improvement, Spanish, Microsoft Office, Budgeting, Event Planning, Vendor Management, Customer Relations, Contract Negotiation, Problem Solving, Change Management, PowerPoint, Business Strategy, Process Engineering, Competitive Analysis, Market Research, Financial Analysis, Data Analysis, Social Media, Program Management, Forecasting, Business Planning, Business Analysis, Corporate Communications, Public Relations, Internal Communications, Financial Management, Mentoring, Analysis, Team Leadership, Market Analysis, Budgets, Marketing, Human Resources, Sales, Mergers & Acquisitions, Leadership, Insurance, Procurement, Project Management, Management Consulting, Management
Education
Cardinal Spellman 1991 — 1995
Baruch College, City University of New York (CUNY)
Pacific Union Financial, LLC September 2015 - Present
NewOak Capital January 2014 - September 2015
Wells Fargo Home Mortgage August 2013 - December 2013
Wingspan Portfolio Advisors December 2012 - July 2013
Bank of America July 2011 - December 2012
AllRegs January 2007 - December 2011
Bank of America August 2010 - July 2011
Bank of America April 2009 - August 2010
Beach Community Mortgage November 2005 - March 2009
Weichert Financial Services April 2005 - November 2005
Skills
Credit, FHA, Mortgage Lending, Loans, VA, Residential, Underwriting, Customer Satisfaction, Compliance, Sales Management, Customer Relations, Risk Management, Process Improvement, Strategic Planning, New Business Development, Team Building, Team Leadership, Operations Management, Public Speaking, Consultative Selling, Retail, PowerPoint, Problem Solving, Business Strategy, First Time Home Buyers, Mortgage Banking, Word, Change Management, Microsoft Office, Analysis, Marketing Strategy, Outlook, Selling, Coaching, Excel, Mortgage, Customer Service, Loan Origination, Management, Marketing, Microsoft Excel, Microsoft Word, Portfolio Management, Real Estate, Residential Homes, Residential Mortgages, Sales, Training, Leadership, Refinance
Education
Southern New Hampshire University 2012 — 2015
Master of Business Administration (M.B.A.), Corporate Sustainability, 3.88
Florida State University 1993 — 1997
B.S., Sociology/Business
Northwest Florida State College 1991 — 1993
A.A., Business
Fort Walton Beach High School 1989 — 1991
Pacific Union Financial, LLC April 2014 - Present
Concordia University at Austin February 2008 - Present
Fannie Mae Corporation January 2010 - April 2014
Credit Answers, LLC January 2009 - September 2009
Countrywide Financial June 2003 - December 2007
HSBC September 2001 - June 2003
Jeff Ellis & Associates, Inc May 1997 - September 2001
Skills
Budgets, Business Planning, Coaching, Financial Analysis, Credit, Higher Education, Leadership, Leadership Development, Loans, Marketing, Management, Mortgage Lending, Process Improvement, Operations Management, Public Speaking, Sales, Risk Management, Sales Management, Strategic Planning, Teaching, Team Building, Time Management, Project Management
Education
Dallas Baptist University 2011 — 2015
Ph.D. - Student, Leadership Studies
Keller Graduate School of Management of DeVry University 2003 — 2006
MBA, Business
Keller Graduate School of Management of DeVry University 2003 — 2006
MS, Human Resoure Management
University of Illinois at Urbana-Champaign 1995 — 1999
Bacehlor of Science
Fairway Independent Mortgage Corporation August 2015 - Present
Gradient Home Mortgage August 2014 - August 2015
Pacific Union Financial, LLC March 2014 - August 2014
Cascade Mortgage January 2009 - March 2014
America One Finance August 2006 - January 2009
First National Mortgage Sources August 2005 - August 2006
Rapid Results Mortgage July 2004 - August 2005
American Alliance Mortgage Group August 2002 - July 2004
Skills
Mortgage Lending, Residential Mortgages, FHA financing, Purchase Financing, Refinance, Fannie Mae, Freddie Mac, VA loans, USDA Rural Housing, USDA Streamline Loans, FHA, VA IRRRL Loans, Non-Warrantable Condo..., Foreign National Loans, Investment Properties, Referrals, Real Estate, Finance, Loans, Banking, USDA, Loan Origination, Funding, Mortgage Banking, Construction Loans, Mortgage Marketing, Reverse Mortgages, VA Loans, FHA Financing, First Time Home Buyers, Sales, Investors, Foreclosures, Short Sales, Residential Homes, Credit
Education
North Hennepin Community College 1997 — 1999
Generals
Eden Prairie High School
Pacific Union Financial, LLC December 2014 - Present
Bank of America April 2009 - November 2014
Neumann Homes January 2003 - February 2007
Skills
Leadership, Training, Real Estate, Mortgage Lending, Coaching, Management, Marketing, Sales Management, Sales, Finance, Operations Management, Contract Negotiation, Credit, Loans, Loan Origination, New Home Sales, Mortgage Banking, Budgets, Customer Satisfaction, Mortgage Underwriting, Operational Risk..., Risk Management, Quality Control, Quality Assurance Review, Project Management, Project Planning, Diversity Champion, Diversity & Inclusion..., Managing Database, Certified New Home..., Custom Homes, Selling, Employee Training, FHA, Residential Homes, Relationship Management, Negotiation, Credit Analysis, Construction Loans, Recruiting, Contract Management, First Time Home Buyers
Education
Concordia University-Wisconsin 2008 — 2009
Business
Mortgage Bankers Association 1987 — 2009
Certification, Underwriting
IAMB 1987 — 2008
Underwriting, Closing, Process
Neumann Homes University 2003 — 2007
New Home sales certification, Leadership, Hiring, sales and advertising
US Department of HUD 1988 — 1988
DE Underwriter
Pacific Union Financial, LLC December 2014 - Present
WJ Bradley Mortgage Capital, LLC June 2003 - December 2014
BancCap Funding, LLC May 2002 - June 2003
Household Financial Services October 2000 - May 2002
The Mortgage Conduit, Inc. February 2000 - October 2000
Fremont Investment & Loan January 1999 - February 2000
AMRESCO Residential Credit Corporation December 1996 - November 1998
MIS September 1989 - December 1996
Skills
Analysis, Securities, Mortgage Lending, Banking, Credit, Financial Services, Mortgage Banking, Risk Management, Sales, Refinance, Finance, Portfolio Management, Loan Origination, Residential Mortgages, Loans, FHA
Education
Chaffey College 1993 — 1995
Pacific Union Financial, LLC March 2014 - Present
Wells Fargo Home Mortgage November 2012 - February 2014
Bank of America 2010 - 2012
Skills
Customer Service, Sales, Leadership, Time Management, Microsoft Excel, Microsoft Office, Marketing, Recruiting, Training, Customer Satisfaction, PowerPoint, Finance, Microsoft Word, Cold Calling, Financial Analysis, Management, Credit, Team Building, Team Leadership, Outlook, Forecasting, Insurance
Education
Midwestern State University 2005 — 2007
General Studies, Business Administration and Management, General
Pacific Union Financial, LLC May 2014 - Present
Citi July 2008 - April 2014
JP Morgan Chase March 2008 - February 2010
Aurora Loan Services 2005 - 2007
Captal Commerce 2003 - 2005
Mortgage Guaranty Insurance Corporation 2003 - 2005
Capitol Commerce Mortgage 2003 - 2004
First Nationwide 2001 - 2002
Provident Bank 1996 - 1997
Education
John Brown University 1992 — 1995
Lake Country Christian
Franklin American Mortgage Company July 2015 - Present
Pacific Union Financial, LLC July 2014 - June 2015
First Federal Bank of Florida January 2014 - July 2014
CU Companies July 2012 - January 2014
American Heartland Bank & Trust October 2011 - July 2012
McHenry County Hurricanes 2006 - July 2011
SportsCity Academy 2008 - August 2010
Wells Fargo Home Mortgage September 2004 - April 2009
American General Finance 2002 - 2003
Aquion Partners L.P 1998 - 2002
Skills
Mortgage Lending, Real Estate, Coaching, Loans, Marketing, Leadership, Program Management, Business Development, Sales Management, Recruiting, Sales, Team Building, Credit, Strategic Partnerships, Mortgage Banking, Customer Service, Loan Origination, Insurance, FHA, Customer Satisfaction, Start-ups, Sales Operations
Education
National Louis University 1998 — 2000
Masters, Business
Barat College of DePaul University 1991 — 1994
BA, Business Administration
Augustana College 1990 — 1991
Pacific Union Financial, LLC April 2014 - Present
Pacific Union Financial November 2012 - April 2014
Homeward Residential, Inc. July 2008 - November 2012
Countrywide Financial Corporation 2006 - 2008
Countrywide Financial Corporation 2003 - 2006
Education
University of North Texas 2007 — 2009
Bachelor of Arts (B.A.), General Business
Henderson State University 1998 — 2001
Business Management
Aeronet July 2012 - Present
Pacific Union Financial, LLC January 2012 - October 2012
Kushner, Smith, Joanou & Gregson, LLP 2002 - 2011
Unit Construction 1996 - 2001
Skills
GAAP, Financial Analysis, Financial Reporting, Internal Controls, CPA, Auditing, Accounting, Corporate Tax, Financial Accounting
Education
California State University-Fullerton - College of Business and Economics 1996 — 2002
B.A., Accounting
Pacific Union Financial, LLC March 2014 - Present
Capital One December 2013 - March 2014
Wells Fargo January 2001 - September 2013
Wells Fargo Financial/ HE group January 1998 - January 2001
Wells Fargo Preferred Capital January 1996 - January 1998
Wells Fargo Financial January 1991 - January 1996
Wells Fargo Financial February 1986 - December 1990
Skills
Credit, Banking, Sales Management, P&L Management, Commercial Lending, Mortgage Banking, Residential Mortgages, New Business Development, Asset Managment, Business Development, Leadership, Mortgage Lending, Risk Management, Loans, Sales, Management, Start-ups, Relationship Management, Strategic Planning, Change Management, Financial Services, Process Improvement, Finance, Asset Management, Competitive Analysis, Executive Management, Underwriting, Loan Origination, Financial Analysis, Portfolio Management, Consumer Lending, Credit Analysis, Investments, Refinance, VA loans, FHA financing, FHA, USDA, Loss Mitigation
Education
Center for Creative Leadership 2004 — 2004
Certificate of completion, Leadership at the peak
Northwestern University - Kellogg School of Management 1996 — 1996
Executive certificate of completion, Balance sheet, income statement and equity analysis
Elmira College, Elmira NY 1982 — 1985
Bachelor of Science (BS), Business Admin
Pacific Union Financial, LLC December 2013 - Present
Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, FHA, Loan Origination, Refinance, Banking, Underwriting, Residential Mortgages, Credit Analysis, Sales, Account Management, Sales Management, Government Loans, REO, VA loans, USDA, Real Estate Financing, Short Sales, Real Estate, Real Estate Economics, Investment Properties, First Time Home Buyers, FHA financing, Reverse Mortgages, Mortgage Underwriting, Wholesale Lending, Construction Loans
Education
Golden West College 1993 — 1997
Pacific Union Financial, LLC August 2014 - Present
Rutherford County Schools August 2013 - Present
Gerson Lehrman Group May 2008 - Present
AmeriSave Mortgage Corporation 2012 - 2013
Accenture 2010 - 2012
SunTrust Bank September 2004 - April 2008
Contemporary Services, Inc. August 2002 - August 2004
Wells Fargo 2001 - 2002
JPMorgan Chase 1998 - 2001
Household International 1993 - 1996
Skills
Program Management, Finance, Leadership, Training, Business Development, Financial Services, FHA, Organizational..., Management Consulting, Time Management, Strategy, Management, Executive Management, Mortgage Lending, Sales, Credit, Underwriting, Loans, Team Building
Education
Jacksonville University 2006 — 2008
MBA, Business Administration
The Citadel 1989 — 1993
B.S., Business Administration
Pacific Union Financial, LLC September 2012 - Present
Ernst & Young December 2000 - August 2009
Perot Systems Corporation March 1997 - November 2000
United We Stand America January 1993 - March 1997
Skills
Strategic HR, Employment Law, Employee Relations, Organizational..., Succession Planning, Strategic Planning, Performance Management, Operational Excellence, Project Management, Compensation & Benefit, Conflict Resolution, Diversity & Inclusion, Legal Compliance, HR Policies, Personnel Management, Talent Management, Performance Appraisal, Workforce Planning, Job Evaluation, Policy, FMLA, Onboarding, Training, Coaching, Benefits Administration, Workers Compensation, Process Improvement, Rewards, New Hire Orientations, Recruiting
Education
Oklahoma City University School of Law 2009 — 2012
Doctor of Law (J.D.)
The University of Texas at Dallas 1989 — 1991
Liberal Arts, Human Resources
Pacific Union Financial, LLC January 2014 - Present
Pacific Union Financial May 2013 - January 2014
US Bank Home Mortgages June 2012 - May 2013
Michaelson Connor & Boul January 2009 - April 2012
TWC/Idearc Media Corp February 2008 - June 2008
Von Hemert Interiors November 2007 - January 2008
American Senior Funding July 2007 - October 2007
Mili Corporation May 2007 - July 2007
NovaStar Mortgage September 2005 - May 2007
H & R Block Mortgage (Option One Parent Company) November 2004 - September 2005
Skills
Accounts Payable, Banking, Customer Service, Data Entry, FHA, Insurance, Loans, Marketing, Microsoft Excel, Microsoft Word, Negotiation, Sales, Software Documentation, Team Building
Education
Orange Coast College 1993 — 1996
NA, Accounting
La Quinta High School 1989 — 1993
Pacific Union Financial, LLC November 2014 - Present
Wells Fargo Home Mortgage August 2012 - November 2014
Wells Fargo Home Mortgage November 2011 - August 2012
Wells Fargo Home Mortgage November 2004 - November 2011
Wells Fargo Financial June 2001 - November 2004
Skills
Mortgage Lending, Loans, Negotiation, Marketing, Banking, Team Building, Investment Properties, Real Estate, Refinance, Credit, Mortgage Banking, Real Estate Transactions, Customer Service, Sellers, Sales, Business Development, FHA, Referrals, Finance, Loan Origination, Residential Mortgages
Education
Gustavus Adolphus College 1997 — 2001
Bachelor of Arts, Financial Economics
Blaine High School 1993 — 1997
New Penn Financial, LLC September 2015 - Present
Pacific Union Financial, LLC October 2013 - July 2015
Supreme Lending September 2012 - August 2013
Envoy Mortgage January 2010 - September 2012
EXPRESS LOAN AMERICA January 2008 - December 2009
National City Mortgage January 2001 - January 2008
Bank United of Texas 1999 - 2000
Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Residential Mortgages, Refinance, USDA, Business Development, Certified Mortgage..., Construction Loans, FHA financing, Government Loans, Investment Properties, Investors, Loans, Mortgage Underwriting, Reverse Mortgages, Mortgage Marketing, VA loans, Home Equity Loans, Loss Mitigation, FHA Financing, Leadership, Sales Management, VA Loans
Education
Oregon State University 1990 — 1993
Speech Communication and Rhetoric
Pacific Union Financial, LLC March 2014 - Present
Envoy Mortgage August 2012 - March 2014
Wells Fargo Home Mortgage July 2011 - August 2012
Radisson Property Management 2007 - 2011
Shortstop Restaurant 2006 - 2009
All American Title Comany 2003 - 2006
St Cloud School of Dance and Ultimate Gymnastics 2003 - 2005
Edina Realty 2003 - 2004
Champps 2001 - 2004
Skills
Team Leadership, Financial Analysis, Credit, Sales, Management, Marketing, Loans, FHA, Mortgage Lending, Mortgage Banking, Leadership, Residential Mortgages, Real Estate, Finance, Customer Service, Loan Origination
Education
Metropolitan State University 2008 — 2010
Bachelor's of Science, Business Administration
Totino-Grace High School 2000 — 2003
Diploma
Pacific Union Financial, LLC October 2014 - Present
Skills
Sales, Mortgage Lending, Loss Mitigation
Education
University of California, Irvine 1987 — 1989
Orange Coast College 1985 — 1987
AA
Pacific Union Financial, LLC March 2014 - Present
Envoy Mortgage, LTD July 2013 - March 2014
Allied Interstate LLC December 2012 - July 2013
JC christensen and associates 2011 - 2012
SuperValu October 2004 - August 2010
Skills
Mortgage Lending, Finance, Investments, Purchasing, Forecasting, Microsoft Excel, Customer Service, Creative Direction, Pricing, Accounting, Financial Analysis, Accounts Receivable, Microsoft Office, Microsoft Word, Accounts Payable, Inventory Management, Process Improvement, Account Reconciliation, Payroll, Strategic Planning, Analysis, Negotiation, Loans, Time Management, Auditing, Retail, First Time Home Buyers, FHA, Investment Properties, Sales, Credit, Residential Homes, Foreclosures
Education
Minneapolis Business College 2003 — 2004
Associate of Arts and Sciences (AAS), Accounting
Richfield High 2000 — 2003
High School Diploma
Pacific Union Financial, LLC July 2014 - Present
Wells Fargo Home Mortgage September 2012 - January 2014
Wells Fargo Home Mortgage August 2007 - November 2011
Wells Fargo Home Equity February 2003 - August 2007
Skills
Mortgage Banking, Customer Service, Underwriting, FHA, Loans, Credit, Mortgage Lending, Loan Origination, FHA financing, VA loans, Residential Mortgages, Refinance, Investment Properties, Loan Servicing, USDA, VA Loans, FHA Financing
Education
Hope International University 1998 — 2000
Bachelor's Degree, Psychology, 3.87 GPA
Saddleback College
General Education, Human Development and Family Studies, General
TelePacific Communications June 2014 - Present
Pacific Union Financial, LLC June 2013 - November 2013
Cozmetica Dermatology March 2007 - June 2013
Lending Tree Mortgage Company May 2006 - March 2007
Skills
Mobile Devices, Telecommunications, Wireless, Strategic Partnerships, Product Management, New Business Development, Start-ups, Business Development, Sales Management, Marketing Strategy, Strategic Planning, Strategy, Solution Selling, Management, Account Management, Sales, Marketing, Direct Sales, VoIP
Education
Certified Pharmacy Technician - Columbus State College
Franklin University
Bachelor's Degree, Marketing and Finance, GPA 3.9
Pacific Union Financial, LLC February 2015 - Present
American Southwest Mortgage Corp March 2014 - Present
AMERICAN SOUTHWEST MORTGAGE November 2009 - February 2014
AME Financial 2007 - 2009
Loan City Wholesale 2003 - 2007
WACHOVIA MORTGAGE January 1998 - January 2003
SUNBELT NATIONAL MORTGAGE January 1994 - January 1998
NORTH AMERICAN MORTGAGE January 1991 - January 1994
PIONEER MORTGAGE COMPANY January 1982 - January 1991
Skills
Mortgage Lending, FHA, VA, Construction Lending, Operations Management, Sales Pipeline..., Salesforce.com, Direct Sales, Inside Sales, Customer Satisfaction, Sales Operations, Underwriting, Sales Management, Finance, Loan Origination, Construction Loans, Credit, Customer Service, Sales, Investment Properties, Refinance, New Business Development, Referrals, Account Management, Training, Management, VA Loans
Education
Eastern New Mexico University-Roswell Campus
West Texas A&M University
Pacific Union Financial, LLC February 2015 - Present
SourceHOV August 2014 - February 2015
Ogilvy Public Relations April 2013 - August 2014
Ogilvy Public Relations November 2011 - April 2013
Hub International January 2011 - October 2011
Chicago Transit Authority September 2010 - January 2011
Chicago Transit Authority August 2009 - September 2010
Steffen Consulting, Inc. September 2008 - August 2009
Skills
Financial Analysis, Financial Reporting, Budgeting, Budget Tracking, Government Finance, Variance Analysis, Billing, Forecasting, Transition Management, Performance Analysis, Performance Measurement, Performance Metrics, Accounts Payable, Accounts Receivable, Budgets, Financial Modeling, Invoicing
Education
Roosevelt University 2012 — 2014
Master's Degree, Accounting
University of Illinois at Urbana-Champaign 2004 — 2008
BS, Finance
Stearns Lending, LLC NMLS #1854 May 2013 - Present
Pacific Union Financial, LLC June 2012 - May 2013
Great Western Financial Services, Inc. March 2012 - June 2012
MetLife Home Loans (a division of MetLife Bank) December 2010 - March 2012
MRG Document Technologies August 1993 - December 2010
Skills
Mortgage Banking, Mortgage Lending, Loans, Residential Mortgages, Loan Origination, FHA, Underwriting, Credit, Mortgage Servicing, Refinance, Loss Mitigation, Banking, Loan Servicing, Mortgage Underwriting, Real Estate, Legal Research, Strategic Planning, Legal Counseling, Mortgage Compliance, VA loans, USDA, Risk Management, Consumer Lending, Credit Risk, FHA financing, Financial Services, Management, Reverse Mortgages, Credit Analysis
Education
College of the Holy Cross
BA, Religious Studies
Loyola University School of Law New Orleans
JD, Certificate in Civil Law
St. Agnes Academy
High School Diploma, General Studies
Pacific Union Financial, LLC January 2014 - Present
Caesars Entertainment Corporation August 2013 - January 2014
MetLife Home Loans June 2009 - August 2013
Consolidated Market Response November 1996 - June 2009
Skills
Telecommunications, Call Center, Contact Center..., Dialers, VoIP, Production Support, Project Management, Fulfillment Services, Call Centers, Access, Business Process..., Leadership, Unix
Education
Lakeland Community College
Associate of Arts Science, Computer Information System
Training and Certifications
Pacific Union Financial, LLC March 2014 - Present
BIA/Kelsey January 2013 - October 2013
Questcare Partners August 2010 - December 2012
Solis Women's Health October 2009 - August 2010
CareerStaff Unlimted July 2008 - September 2009
Staff Care March 2007 - July 2008
NYU Stern School of Business August 1997 - June 1999
Skills
Analysis, Access, Marketing, Event Planning, Human Resources, Project Management, Outlook, Microsoft Office, Administration, Hospitals, Physicians, Payroll, Sourcing, Databases, Teamwork, PowerPoint, Microsoft Excel, Credentialing, Legal Compliance, Investor Audits
Education
New York University 1990 — 1994
Bachelor of Fine Arts (BFA), Modern Dance
BTWHSPVA
Pacific Union Financial, LLC November 2014 - Present
Wells Fargo November 2013 - April 2014
Wells Fargo February 2013 - November 2013
Employment Plus May 2012 - November 2012
STATE FARM INSURANCE AND FINANCIAL SERVICES August 1998 - January 2000
STATE FARM INSURANCE AND FINANCIAL SERVICES July 1997 - August 1998
First of America Bank May 1996 - July 1997
First of America Bank April 1995 - May 1996
Skills
Administration, Outlook, Microsoft Excel, Microsoft Office, Microsoft Word, Microsoft Publisher, BDCMS, SharePoint, CPS, CPI, VendorScape, LIV, MSP, LPS, Vendor Matrix, Pipeline Management, Foreclosures, Document Processing, Exceeding Quotas, Affidavits, Highly detail oriented, Document Research, Quality Assurance, High Organizational..., Administrative Office..., Deadline Driven, Avaya
Education
Illinois State University 1990 — 1994
Psychology/Sociology
Lincoln College 1988 — 1990
Associate of Arts (A.A.), General Studies
Pacific Union Financial LLC February 2012 - Present
Pacific Union Financial LLC December 2006 - Present
Pacific Union Financial December 2006 - February 2012
Skills
Warehouse Management, Funding, Ginnie Mae/VA Pooling, Collateral, Correspondent Banking, Investment Properties, Account Management, REO, Real Estate, Banking, Customer Service, Credit Risk, Commercial Lending, Management, Post Closing, Real Estate Financing, Finance, Financial Structuring, Mortgage Banking
Education
Saint Mary's College of California 1999 — 2003
Bachelor of Arts, Communication with Minor in Finance
Pacific Union Financial, LLC November 2014 - Present
Cobalt Mortgage April 2013 - November 2014
JP Morgan Chase July 2009 - April 2013
HSBC May 2005 - April 2009
HSBC October 1998 - April 2005
Millsaps College August 1990 - March 1998
Skills
Mortgage Lending, Loans, Credit, Banking, Mortgage Banking, Consumer Lending, Credit Analysis, Loan Origination, Underwriting, Retail Banking, Portfolio Management, Credit Risk, Relationship Management, Construction Loans, VA loans, FHA, Refinance, Residential Mortgages, Deposits, Management, USDA, Cash Management, Insurance, Cross Selling, Financial Analysis, Reverse Mortgages, Home Equity Loans, Leadership, Loan Servicing, Team Building, FHA financing, Commercial Lending, Mortgage Underwriting, Small Business Lending, Loss Mitigation, Lines Of Credit, Home Equity Lines of..., Branch Management, Government Loans, Commercial Mortgages, Mortgage Servicing, Financial Services, Finance, Rates, Certified Mortgage..., Funding, Mortgage Marketing, Investments, Real Estate Financing, Mutual Funds
Education
Delta State University 1987 — 1989
Master of Science, Health Education
University of Arkansas at Monticello 1982 — 1987
Bachelor of Science, Health Education
Pacific Union Financial, LLC July 2015 - Present
HR Green Services Inc June 2009 - Present
Activus Home Loans October 2014 - April 2015
All Western Mortgage Inc March 2014 - October 2014
SolarCity September 2013 - February 2014
Maslin Realty May 2009 - September 2013
U.S. Bank September 2001 - 2003
First Interstate Bank 1988 - 1991
Skills
Organizational..., Process Consultation, Wholesale Lending, travel, hiking, Problem Solving, Process Automation, Marketing Strategy, Management Consulting, Customer Relations, Cloud Computing, Start-ups, Customer Service, Contract Negotiation, Vendor Management, Hiking, Recruiting, Leadership, Banking, Team Building, Process Consulting, Real Estate, Marketing, Small Business, Process Improvement, Loans, Training, Selling, Finance, Management, Sales, FHA, Mortgage Lending, Investment Properties, Loan Origination
Education
California State University-Northridge 1984 — 1989
BS, Consumer Science
Pierce College 1978 — 1982
AS, Business
Parkmont Lending March 2015 - Present
Pacific Union Financial, LLC July 2014 - January 2015
Wells Fargo Home Mortgage October 2012 - February 2014
Nationstar Mortgage September 2011 - October 2012
Goldman Sachs, Litton Loan Servicing August 2010 - September 2011
CitiMortgage November 2007 - August 2010
CitiMortgage November 2006 - November 2007
Athletic Warehouse August 2003 - October 2007
Skills
Mortgage Lending, Refinance, Portfolio Management, Loans, Short Sales, Mortgage Marketing, Default, Negotiation, Mortgage Banking, Loan Origination, Residential Mortgages, FHA, Mortgage Servicing, Loss Mitigation, VA loans, Loan Servicing, FHA financing, USDA, Credit Analysis, Underwriting, Mortgage Underwriting, Investment Properties, Foreclosures, REO, Government Loans, Loan Modifications, VA Loans
Education
North Central Texas College
Business Administration and Management, General
Washburn University
Business Administration and Management, General
Pacific Union Financial, LLC August 2013 - Present
Randstad January 2012 - July 2013
Newbold Advisors October 2011 - January 2012
JPMorgan Chase Bank November 2009 - October 2011
Fidelity National Information Services2006-2009 May 2006 - November 2009
Spherion2005-2006 December 2005 - May 2006
Kelly Services2005-2005 August 2005 - December 2005
Trustmark Bank September 2004 - May 2005
Honeywell January 2000 - May 2004
Skills
•Microsoft Office..., •Quickbooks,..., •Fidelity MSP, Agent..., Computers, •LAMP, LMP, iPortal,..., •Working knowledge of..., •Billing, Bookkeeping,..., •Customer Service,..., •Help desk support,..., Software and Hardware..., Time Management, Software Documentation, Analysis, Process Improvement, Training, Change Management, Insurance, Accounting, Credit, Finance, Loans, Underwriting, Mortgage Lending, Financial Risk
Education
Cardinal Stritch University 2006 — 2009
Degree: Bachelor of Science, Business Management and Administration
ITT Technical Institute 1999 — 2001
Degree: Associate of Applied Science, Computer Network System Technology
Rufus King
Rufus King
Pacific Union Financial, LLC January 2015 - Present
ClearVision Funding May 2014 - January 2015
CVS Pharmacy September 2009 - July 2014
Downey Savings and Loan November 2003 - March 2008
Skills
Real Estate Financing, Real Estate Lending, Mortgage Brokers, Loans, Loan Origination, Residential Mortgages, Mortgage Banking, FHA, Investment Properties, Credit, Underwriting, Refinance, Mortgage Lending, VA Loans, FHA Financing, First Time Home Buyers, Mortgage Underwriting, Short Sales, Sales Management, USDA, Sales
Education
Irvine Valley College
Morpho Detection, LLC June 2014 - November 2014
PayPal, Inc. October 2012 - May 2014
Pacific Union Financial, LLC August 2010 - December 2010
Land Home Financial Services, Inc. August 2006 - July 2010
Olympia Funding August 2004 - July 2006
JB & Associates January 2002 - January 2004
Gunderson Dettmer May 2000 - October 2001
Kelly Services January 1995 - January 1998
American Savings Bank, FSB January 1990 - July 1994
Skills
Fraud, PowerPoint, KYC, Microsoft Word, Risk Management, AML, Credit, Financial Risk, Licensing, Microsoft Excel, Customer Service, Banking, Microsoft Office
Education
California State University-East Bay 2000 — 2001
ABA Paralegal Certificate, Paralegal, 3.5
Heald College-Hayward 1999 — 2000
AA Degree, Legal Office Administration, 3.5
Orion Lending August 2015 - Present
Pacific Union Financial, LLC July 2014 - Present
Rushmore Loan Management Services LLC April 2014 - Present
Rushmore Loan Management Services LLC July 2012 - October 2013
US Army June 2003 - September 2008
Skills
Asset Management, Leadership, Mortgage Lending, Risk Management, Credit, FHA, Financial Analysis, Loan Origination, Loans, Mortgage Banking, Refinance, Residential Mortgages
Education
Bolsa Grande High School 1994 — 1998
Diploma, General
Coastline Community College
Political Science and Government
Pacific Union Financial, LLC May 2014 - Present
ClearVision Funding May 2014 - Present
Indecomm Global Services February 2013 - December 2013
First Financial Services, Inc. July 2011 - March 2013
Zenta May 2010 - July 2012
Wells Fargo Home Mortgage February 2008 - October 2009
Skills
Banking, Customer Service, Credit, Microsoft Excel, Microsoft Office, Mortgage Banking, Residential Mortgages, Project Management, Employee Training, IT Operations, Loans, FHA, Financial Analysis, Sales, Refinance, Account Management, Real Estate, Training, Underwriting, Mortgage Lending
Education
ITT Technical Institute-Charlotte South 2010 — 2012
Bachelor of Applied Science (BASc), Applied Sciences and Technology
Pacific Union Financial, LLC July 2015 - Present
Nationstar Mortgage April 2014 - August 2015
Nationstar Mortgage March 2013 - April 2014
Homeward Residential (Formerly American Home Mortgage Servicing) April 2009 - March 2013
Citi Residential Lending (Formerly Ameriquest Mortgage) 2004 - 2009
Ameriquest Mortgage 1999 - 2004
Ameriquest Mortgage 1997 - 1999
Prosoft I-Net Solutions 1996 - 1997
General Bank 1995 - 1996
Skills
Mortgage Servicing, LPS, Investor Reporting, Servicing Accounting, Investor Accounting, Loan Accounting, Loss Mitigation, Investors, Credit, Mortgage Lending, Mortgage Banking, Loans, Process Improvement, Loan Origination, Finance, Portfolio Management, Account Reconciliation, Accounting, Auditing
Education
California State University-San Bernardino - College of Business and Public Administration 1990 — 1994
Bachelor of Science, Business Administration with an emphasis in Accounting
Pacific Union Financial, LLC December 2014 - Present
Nationstar Mortgage November 2012 - November 2014
Nationstar Mortgage November 2010 - November 2012
Nationstar Mortgage January 2009 - November 2010
Nationstar Mortgage September 2008 - December 2008
Nationstar Mortgage May 2008 - September 2008
First National Bank of Baird January 2007 - May 2008
Skills
Mortgage Banking, Mortgage Lending, Residential Mortgages, Loan Origination, FHA, Loans, Refinance, Credit, VA loans, USDA, FHA financing, Credit Analysis, Banking, Mortgage Underwriting, Mortgage Servicing, Underwriting, Loan Servicing, Loss Mitigation, Reverse Mortgages, Finance
Education
Hardin-Simmons University 2004 — 2008
Bachelor of Business, Finance
Pacific Union Financial, LLC February 2015 - Present
Novartis Pharmaceuticals September 2014 - February 2015
Nationstar Mortgage January 2011 - September 2014
Citigroup November 2005 - December 2010
Main Event Entertainment 2004 - 2005
Skills
Personnel Management, Recruiting, Human Resources, Leadership Development, Employee Relations, Onboarding, Organizational Design, Talent Acquisition, Project Planning, Succession Planning, Process Improvement, Coaching, Applicant Tracking..., HRIS, Leadership, Relationship Management, Performance Management, Talent Management, Workforce Planning, Employee Engagement, Interviews, Organizational..., College Recruiting, HR Policies, Training, PeopleSoft, Hiring, Employee Training, Labor Relations, Conflict Resolution, HR Consulting, Organizational..., FMLA, Employment Law, Career Development, Job Descriptions, Legal Compliance, Team Building, Internet Recruiting, Training Delivery, Policy, ADP Payroll, Career Counseling, Resume Writing, Performance Improvement, Screening Resumes, Mergers, Staffing Services, Deferred Compensation, Benefits Administration
Education
Liberty University
MA, Professional Counseling
Samford University
BA, Psychology
Pacific Union Financial, LLC January 2015 - Present
Allsec Financial Services May 2012 - January 2015
Berkshire Hathaway HomeServices 2013 - 2014
JPMorgan Chase & Co. July 2010 - May 2012
Wells Fargo March 2008 - July 2010
Prudential Financial July 1994 - March 2010
Capital Lending and Investments June 2003 - March 2008
Skills
Loss Mitigation, Mortgage Lending, Mortgage Servicing, Call Centers, Team Building, Banking, Risk Management, Strategic Planning, Process Improvement, Leadership, Loan Origination, Mortgage Banking, Loan Servicing, Mortgage Underwriting, Analysis, Training, Access, Financial Analysis, Management, Team Leadership, Microsoft Excel, Customer Service, Contract Negotiation, Change Management, Program Management, Outlook, Business Analysis, Customer Satisfaction, Project Management, Microsoft Office, Project Planning, Leadership Development, Microsoft Word, PowerPoint, Marketing, English, Research, Teaching, Public Speaking, Negotiation, Editing, Coaching, Accounting, Employee Relations, Organizational..., Performance Management, Policy, Supervisory Skills, Data Analysis, Budgets
Education
University of Phoenix 2008 — 2010
Public Administration, 3.5
North Lake College 2013 — 2015
Associate of Arts (AA), Political Science and Government, 3.25
Sprint April 2014 - Present
Pacific Union Financial, LLC December 2013 - Present
Akkerman Homes June 2012 - Present
JPMorgan Chase June 2013 - December 2013
Precision Repair & Calibration August 2010 - February 2013
Ultimate Elecronics September 2009 - August 2010
Verizon Wireless October 2006 - August 2009
Sprint June 2003 - October 2006
Best Buy 2002 - 2004
Skills
Sales, Direct Sales, Sales Management, Solution Selling, Sales Process, Account Management, New Business Development, Customer Satisfaction, Key Account Management, Telecommunications, Negotiation, Outside Sales, Relationship Management, Leadership, Mortgage Banking, Job Estimating, Real Estate Development, CRM, B2B, Selling
Education
University of Minnesota-Twin Cities
Minnesota School of Business
University of Minnesota-Twin Cities
Pacific Union Financial, LLC December 2012 - Present
THE INDUSTRY 2012 - 2015
Sierra Pacific Mortgage September 2010 - May 2011
Sierra Pacific Mortgage September 2010 - May 2011
Skills
Mortgage Banking, Residential Mortgages, Customer Service, Mortgage Underwriting, Mortgage Lending, Risk Management, Strategic Planning, FHA financing, Government Loans, Financial Services, Underwriting, Loss Mitigation, Credit
Education
Alabama State University
Pacific Union Financial, LLC February 2015 - Present
Wells Fargo Home Mortgage December 2012 - November 2013
Skills
Credit, Credit Analysis, FHA financing, FHA, Loan Origination, Mortgage Lending, Refinance
Education
Grossmont College 1985 — 1987
general
Grossmont College 1985 — 1986
Pacific Union Financial, LLC January 2014 - Present
Pacific Union Financial December 2012 - January 2014
Guaranty Federal Mortgage May 2012 - November 2012
Nationstar Mortgage December 2010 - May 2012
MetLife November 2009 - December 2010
Centex Home Equity 2002 - 2005
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loans, Residential Mortgages, Credit, Consumer Lending, Banking, Underwriting, Credit Analysis, Mortgage Servicing, Loan Servicing, FHA financing, Reverse Mortgages, Credit Risk, FHA Financing
Education
Tarrant County College
Collin County Community College
AA, Business
Pacific Union Financial, LLC December 2014 - Present
Capital One February 2013 - Present
Capital One Home Loans January 2011 - February 2013
Home Loans July 2010 - January 2011
Bank of America July 2009 - June 2010
Home Loans / Bank of America February 2003 - July 2009
Herb Shop February 1998 - February 2003
Door Doctors, Inc April 1995 - September 2001
S & T Sewing Machine Co., Inc. February 1983 - January 1994
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Photoshop, English, Windows, Budget, Outlook, HTML, Budgets, Mortgage Banking, Management, FHA, Sales, Customer Satisfaction, Loans, Real Estate, Refinance, Risk Management, Credit Analysis, Credit, Residential Mortgages, Loan Origination, Banking
Education
Platt College-Tulsa 1996 — 1996
Sam Houston High School
Pacific Union Financial, LLC July 2014 - Present
Willow Bend Mortgage June 2014 - Present
Citi December 2011 - February 2013
Skills
Loans, Residential Mortgages, Mortgage Lending, Credit, Mortgage Banking, Credit Analysis, FHA
Education
American University of Beirut 1979 — 1981
BBA, Finance
Pacific Union Financial, LLC August 2013 - Present
Pacific Union Financial August 2013 - Present
Bank of America November 2008 - June 2012
Skills
Banking, Retail Banking, Credit, Loans, Commercial Banking, Consumer Lending, Credit Analysis, Cross Selling, Credit Cards, Small Business Lending, Commercial Lending, Mortgage Servicing
Education
Collin County Community College
Delgado Community College
Opes Advisors May 2015 - Present
Pacific Union Financial, LLC October 2010 - May 2011
Franklin American Mortgage Company July 2009 - October 2010
MGIC May 2003 - July 2009
National City Mortgage October 2001 - April 2003
North American Mortgage Corporation June 1999 - May 2001
Skills
Residential Mortgages, Mortgage Banking, Refinance, Credit, Mortgage Underwriting, Mortgage Lending
Education
Kaplan University 2011 — 2013
Master of Business Administration (MBA)
North Carolina State University 1986 — 1990
Bachelor's degree, Business Administration and Management, General
Pacific Union Financial, LLC August 2014 - Present
Sun West Mortgage Company, Inc. April 2014 - August 2014
CashCall, Inc. December 2012 - September 2013
Greenlight Financial Services August 2012 - December 2012
Bank of America March 2011 - July 2012
NuView Financial Services March 2009 - February 2011
Skills
DE Underwriter, FHA, FNMA, Manual Underwriting, FHLMC, Investment Properties, Underwriting, Jumbo Loans, Collateral Review, Credit Analysis, Mortgage Underwriting, Residential Mortgages, Refinance, VA, Loan Origination, Mortgage Lending, Mortgage Banking, Credit, Non-Conforming, LP Open Access, Empower, Encompass, DU Refi Plus, FHA Financing, Loans, Banking, DataTrac, Loss Mitigation
Education
California State University-Fullerton
Pacific Union Financial, LLC January 2015 - Present
Pacific Union Financial, LLC January 2015 - Present
CoreLogic 2000 - March 2014
First American Financial Corporation 1999 - 2000
First American Financial Corporation 1998 - 1999
First American Financial Corporation 1997 - 1998
Skills
Process Improvement, Call Centers, Customer Service, Problem Solving, Employee Training, Communication, Strategic Planning, Project Management, Account Management, Client Services, Offshore Management, Leadership, Team Building, Business Process..., Research & Analysis, Interpersonal Skills, Mortgage Banking
Education
Dallas Baptist University 1993 — 1994
Bachelor of Science, Criminal Justice
Mt. View College 1989 — 1991
Associate's degree, General Studies
Pacific Union Financial, LLC September 2014 - Present
Altisource June 2014 - September 2014
Bank of America March 2012 - September 2013
Nationstar Mortgage May 2010 - March 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, HTML, Budgets, Strategic Planning, Negotiation, Editing, Java
Education
Arkansas Tech University 2005 — 2009
Bachelor of Arts (B.A.)
Pacific Union Financial, LLC August 2014 - Present
Accenture December 2013 - July 2014
SunTrust Mortgage December 2008 - December 2013
Skills
I have 10+ years mtg...
Education
Belmont Abbey College 1994 — 1996
Bachelor's degree, Business Administration and Management, General
Pacific Union Financial, LLC February 2015 - Present
Bank of America February 2009 - Present
Countrywide Home Loan Inc October 2005 - February 2009
Skills
Mortgage Lending, Analysis, Credit
Education
Brigham Young University - Idaho 2003 — 2005
Bachelor of Science (BS), Business and Personal/Financial Services Marketing Operations, 3.2 Average
Pacific Union Financial, LLC July 2014 - Present
ClearVision Funding July 2014 - Present
SunTrust Mortgage July 2010 - March 2014
First Choice Title Services December 2008 - July 2010
Bank of America June 2003 - April 2008
Lisa F. Jarvis, Attorney June 1993 - May 2002
Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, VA loans, Loan Origination, FHA financing, Residential Mortgages, USDA, Refinance, Funding, Closings, Title Insurance, HUD, Investment Properties, VA Loans, FHA Financing
Education
Bob Jones University 1992 — 1993
Business and Accounting Classes
Pensacola Christian College 1990 — 1991
One Year Business Degree, Business Administration and Management, General
TCS 1977 — 1990
High School Diploma
Pacific Union Financial, LLC
Skills
Management, Sales
Education
California State University-Los Angeles 2009 — 2014
BA, Business Administration- Mgmt
New American Funding February 2014 - Present
Pacific Union Financial, LLC April 2011 - February 2014
Fremont Investment & Loan December 1995 - March 2007
Education
California State University-Long Beach