Experience
Citizens Security Bank and Trust  August 2014 - Present
Plexus Worldwide  September 2013 - Present
NBC Oklahoma  February 2013 - September 2013
Patriot Bank   October 2009 - April 2012
Patriot Bank   1997 - 2012

Skills
Multi Level Marketing, Credit, Loans, Marketing, OFAC, Risk Management, Sales, Team Leadership

Education
Coffeyville Community College   1972 — 1972
None

Labette County High School   1968 — 1972
High School Diploma

Experience
ADP  March 2007 - Present
Robert Half International  June 2000 - March 2007
Patriot Bank   1999 - 2003
Patriot Bank   1999 - 2003

Skills
Salesforce.com, Cold Calling, Employee Management, Sales Process, Recruiting, Leadership, Talent Acquisition, Sales, Employee Benefits, Applicant Tracking..., New Business Development, Management, Talent Management, Benefits Administration, Selling, Inside Sales, CRM, B2B, Sales Operations, Human Resources, Solution Selling, Team Leadership, Hiring, Direct Sales, SaaS, Selling Skills, Sales Management, Performance Management, Employee Training, Employee Relations, Consulting, Budgets, Internet Recruiting, Sales Presentations, Payroll, Interviews, Lead Generation, Team Building, College Recruiting, ADP Payroll, HRIS, Account Management, Building Relationships, Onboarding, Business Development, Sourcing, Technical Recruiting, Coaching, Training, Customer Retention

Education
Alvernia University   1996 — 2000

Experience
The Discovery Museums  March 2013 - May 2013
Emerson Hospital  October 2012 - February 2013
TSMC  March 2012 - June 2012
LeapFrogRx  November 2003 - April 2004
Kimberly Quality Care  June 1990 - January 1993
Clean Forms Corporation   September 1984 - March 1988
Patriot Bank   January 1984 - September 1984
Kelly Services  February 1983 - December 1983
Corvus Systems  September 1979 - November 1982

Skills
English, Outlook, Events Coordination, Event Planning, Event Management, Meeting Planning, Volunteer Management, Strategic Planning, Travel Planning, Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, Windows, Teaching, HTML, Public Speaking, Budgets, Negotiation, Editing, Java, Non-profit Volunteer, Communication, Multi Tasking, Creativity, Teamwork

Education
Diablo Valley College   1988 — 1991

West Valley College   1978 — 1981

Experience
Patriot Bank   August 2013 - Present
Bank of America  January 2010 - July 2013
Pizza Hut  February 2009 - December 2009
Suzuki  November 2008 - February 2009

Skills
Customer Service, Cash Handling Experience, Photoshop, Microsoft Office, Banking, Data Entry, Time Management, Credit, Customer Satisfaction, Deposits, Retail Banking

Education
Houston Community College   2007 — 2015
Petroleum Engineering

Experience
Songrapher   July 2010 - Present
Songrapher   July 2010 - Present
Lombardis Management Inc.   March 2008 - February 2009
Patriot Bank   February 2006 - December 2007

Education
Texas Christian University   1995 — 1999
Psychology, Nuero

Experience
First California Mortgage Company  June 2014 - Present
SecurityNational Mortgage Company  August 2013 - June 2014
Patriot Bank   March 2012 - July 2013
JPMorgan Chase  February 2011 - February 2012

Skills
Mortgage Marketing, Loans, Investments, Credit, Banking, In the finance industry..., underwriting and..., documentation program., Equities, Wealth Management, Portfolio Management, Retirement Planning, Mutual Funds, Fixed Income, Financial Services, Derivatives, Capital Markets, Strategic Financial..., Refinance, First Time Home Buyers, FHA, Foreclosures, Real Estate Transactions, Real Estate, Investment Properties, REO, Sales, Residential Homes, Mortgage Banking

Education
City University of New York-Queens College   1980 — 1983
Bachelor of Business Administration (B.B.A.), Economics

Experience
Patriot Bank   February 2014 - Present
Cookie Pirate LLC   September 2014 - Present

Education
Stephen F. Austin State University   1994 — 1998
BBA

Experience
Capital One Home Loans  August 2015 - Present
New American funding  October 2013 - Present
Patriots bank  June 2013 - July 2013
Patriot Bank   June 2013 - July 2013
First United Bank  June 2013 - July 2013
Capital One Home Loans  June 2011 - June 2013
Bank of America Home Loans  November 2009 - November 2011
Bank of America  January 2003 - November 2009

Skills
Mortgage Lending, Loans, Construction Loans, First Time Home Buyers, Investments, Finance, Home Equity Lines of..., Management, Sales, CRM, Analysis, Mortgage Banking, Time Management, FHA, Refinance, Loan Origination, VA loans, Residential Mortgages, FHA financing, Credit, Consumer Lending, Credit Analysis, Foreclosures, Financial Services, Government Loans, Investment Properties, Insurance, Home Equity Loans, REO, Referrals, Real Estate Financing, Real Estate, Residential Homes, Reverse Mortgages, USDA, Banking, Certified Mortgage..., Loss Mitigation, Mortgage Underwriting, Commercial Lending, VA Loans, FHA Financing

Education
The University of Texas at Dallas   2002 — 2008
Electrical Engineer

SMU   2003 — 2005
Master of Business Administration (MBA)

Experience
Washington Federal  August 2013 - Present
Patriot Bank   May 2009 - June 2013
Patriot Bank   July 2008 - May 2009
First Horizon National Corporation  June 2005 - July 2008

Skills
Loans, Credit, Underwriting, Financial Risk, Finance, Construction Loans, Commercial Real Estate, Commercial Lending, Commercial Banking, Credit Analysis, Banking, Credit Risk, Portfolio Management, Financial Analysis, Risk Management, Lines Of Credit, Real Estate, Loan Origination

Education
Angelo State University   2001 — 2005
BBA, Finance, 3.9 / 4.0

Experience
Patriot Bank   December 2007 - Present
Chase  February 1998 - December 2007

Skills
Banking, Credit, Payments, Retail Banking

Education
The College of Westchester   2012 — 2014
Associate's Degree, Accounting

Anna Regina Multilateral Secondary

Experience
Patriot Bank   November 2010 - Present
West Heritage Management LLC   January 2006 - November 2010

Skills
Former City Council..., Sales, Insurance, Commercial Lending, Loans, Finance, Banking, Financial Structuring, Commercial Banking, Business Development, Commercial Real Estate, Credit, Credit Analysis, Financial Analysis, Management, Middle Market, Negotiation, Portfolio Management, Risk Management, Small Business Lending, Strategy, Underwriting

Education
New Mexico State University

Experience
Ernst & Young  September 2011 - Present
EY  September 2011 - Present
University of Northern Iowa  November 2008 - May 2011
Ernst & Young  June 2010 - August 2010
Whirlpool Corporation  June 2009 - July 2009
Patriot Bank   May 2008 - January 2009

Skills
CPA, Accounting, Internal Controls, Auditing, Leadership, Assurance

Education
University of Northern Iowa   2007 — 2011
BA, Accounting and Economics Cum Laude

Experience
BrownGreer PLC  March 2013 - Present
Wells Fargo  June 2010 - December 2012
Wachovia Bank  July 2005 - June 2010
Patriot Bank   October 2002 - July 2005
Wingate Inn  March 2002 - October 2002
Sears, Roebuck and Co.   March 1999 - March 2002

Skills
Online Research, Mergers, Customer Service, Employee Training, Team Building, Finance, PowerPoint, Microsoft Excel, Fax, Marketing, Sales, Training, Internet Explorer, Outlook, Marketing Strategy, Microsoft Office, Analysis

Education
Ashford University   2009 — 2013
Bachelors, Major in Accounting Minors in Information Technology & Social & Criminal Justice

Experience
Starstorm Investments, LLC   November 2011 - Present
Self employed  December 2011 - November 2013
Pasco Eucation Foundation   November 2012 - May 2013
Patriot Bank   June 2008 - July 2011
Wachovia Bank  January 2003 - August 2008
First Union National Bank (a Wachovia Bank predecessor)   1998 - 2003

Skills
Commercial Banking, Leadership, Finance, Mortgage Lending, Cash Management, Customer Service, Credit Risk, Credit Analysis, Insurance, Small Business Lending, Financial Risk, Consumer Lending, Asset Management, Nonprofits, Financial Services, Strategic Planning, Loan Origination, Sales Management, Team Building, New Business Development, Process Improvement, Strategic Financial..., Training, Strategy, Treasury Management, Lines Of Credit, Real Estate, Wealth Management, Restructuring, Negotiation, Relationship Management, Commercial Mortgages, Banking, Credit, Management Consulting, Investments, Loans, Financial Analysis, Risk Management, Executive Management, Commercial Lending, Mergers & Acquisitions, Retail Banking, Due Diligence, Small Business, Marketing, Underwriting, Securities, Sales, Management

Education
Eckerd College

St. Petersburg College
Real Estate Brokerage

University of North Carolina at Chapel Hill
Political Science and Government

Experience
JPMorgan Chase  July 2014 - Present
Patriot Bank   November 2012 - July 2014
Wells Fargo Home Mortgage  March 2012 - October 2012
Wells Fargo  February 2011 - March 2012
Wells Fargo  December 2009 - February 2011
The Reynolds and Reynolds Company  June 2007 - August 2009

Education
The University of Texas at Dallas   2014 — 2016
Master of Science (M.S.), International Political Economy

Texas A&M University   2005 — 2008
Bachelor of Arts (B.A.), Political Science

New Mexico Military Institute   2003 — 2005
Associate of Arts (A.A.), Criminal Justice

Eldorado High School   1999 — 2003

Experience
Patriot Bank   August 2014 - November 2014
SolomonEdwardsGroup  February 2013 - May 2013
SolomonEdwardsGroup  October 2011 - February 2013
Wachovia, A Wells Fargo Company  2007 - 2009
Washington Mutual Card Services  2004 - 2007
JPMorgan Chase  1997 - 2004
GE Capital  1997 - 1997

Skills
Recruiting, Sales, Management, Banking, Real Estate, Finance, Strategic Planning, Credit, Loans, Risk Management, Negotiation, Customer Service, Mortgage Lending, Financial Analysis, Team Building, Financial Services, Insurance, Small Business, Coaching, Sourcing, New Business Development, Contract Negotiation, Fundraising, New Home Sales, Internet Recruiting, Account Management, Cross Selling, Relocation, Property Tax Consulting

Education
The University of Texas at Austin   1990 — 1994
Bachelor of Science with Minor in Business, Communications

BTW/High School for the Engineering Professions   1986 — 1990
Diploma, Engineering

Experience
Patriot Bank   November 2012 - Present
PrimeLending  January 2009 - October 2012
CTX Mortgage  March 2003 - December 2008

Skills
New Home Sales, Investment Properties, Loans, Mortgage Banking, Relocation, Mortgage Lending, FHA, Real Estate, Referrals, USDA, Sellers, First Time Home Buyers, Buyer Representation, Investors, Investments, Condos, Refinance, Single Family Homes, Finance, Loan Origination, Residential Mortgages, Selling, Construction Loans, FHA financing, Government Loans, Certified Mortgage..., VA loans, HUD, Real Estate Financing, Real Estate Economics

Education
University of Notre Dame   1997 — 1999
MA, Sociology of Organizations and Quantitative Methodology

Eckerd College   1993 — 1997
BA, Sociology and History

Experience
The F&M Bank & Trust Company   May 2010 - Present
Patriot Bank   October 2009 - May 2010
Guaranty Bank  June 1999 - October 2009

Skills
Commercial Lending, Commercial Banking, Loans, Banking, Credit, Portfolio Management, Finance, Middle Market, Investments, Mergers, Treasury Services, Credit Analysis, Underwriting, Credit Risk, Financial Analysis, Mergers & Acquisitions, Corporate Finance, Financial Modeling, Risk Management

Education
Texas Christian University   1995 — 1999
BBA Magna Cum Laude, Finance

Experience
Residential Mortgage Services, Inc. -- NMLS#1760   February 2014 - Present
Mortgage Network Inc  May 2008 - February 2014
HomeSale Mortgage Services   May 2000 - May 2008
Prudential Homesale Services Group  2000 - 2008
Patriot Bank   November 1999 - May 2000
Harris Savings Bank  February 1998 - November 1999
Sovereign Bank  October 1989 - February 1999

Skills
Mortgage Banking, FHA, Refinance, Certified Mortgage..., Loans, Mortgage Lending, Referrals, USDA, VA loans, Sellers, Residential Mortgages, Single Family Homes, Real Estate, Loan Origination, Short Sales, Relocation, Reverse Mortgages, Government Loans, FHA financing, First Time Home Buyers, Construction Loans, Mortgage Underwriting, Investment Properties, Home Equity Loans, Mortgage Marketing, Debt Consolidation, FHA Financing, VA Loans

Education
HACC, Central Pennsylvania's Community College

Experience
Patriot Bank   June 2014 - Present
Allegiance Bank Texas  November 2012 - May 2014
FKM  June 2007 - August 2007

Skills
Banking, Finance, Football, Credit Analysis, Accounting, Time Management, Commercial Lending, Commercial Banking, Underwriting, Credit Management, Financial Analysis, Portfolio Management, Credit, Commercial Mortgages, Risk Management, Lines Of Credit, Financial Risk, Loans

Education
Texas A&M University   2008 — 2012
Bachelor of Business Administration (B.B.A.), Finance, General

Experience
Gateway Funding  2013 - 2014
Patriot Bank   June 2013 - November 2013
First Bank  May 2012 - May 2013
Aames Home Loan  1998 - 2002

Skills
Mortgage Banking, Credit, Loans, Loan Origination, Mortgage Lending, Commercial Lending, Banking, VA loans, Residential Mortgages, Commercial Banking, FHA financing, FHA, Underwriting, Refinance, Construction Loans, USDA, Residential Homes, First Time Home Buyers, Real Estate Financing, Loss Mitigation, Small Business Lending, Investments, Commercial Mortgages, Mortgage Underwriting, Reverse Mortgages, Credit Analysis, Investment Properties, Foreclosures, Cross Selling, Credit Risk, Financial Structuring, Lines Of Credit, Consumer Lending, Government Loans, Commercial Real Estate, Home Equity Loans, Certified Mortgage..., Real Estate Economics, Loan Servicing, Mortgage Marketing, SBA, Home Equity Lines of..., REO, Real Estate, Customer Service, VA Loans

Education
University of Northern Iowa
History / Political Science

Experience
Green Bank  October 2015 - Present
Patriot Bank   May 2008 - September 2015
BBVA Compass  June 1997 - April 2008
Bank United  November 1994 - June 1997
Pacific Southwest Bank  August 1993 - November 1994
Bank of the Southwest/MBank/Bank One   June 1984 - November 1992

Skills
Commercial Banking, Credit, Loans, Commercial Lending, Banking, Credit Analysis, Credit Risk, Small Business Lending, Portfolio Management, Underwriting, Financial Risk, Middle Market, Treasury Management, Consumer Lending, Risk Management, Finance

Education
The University of Texas at Austin   1980 — 1984

Experience
Equipment Depot (Manufacturing)   August 2011 - Present
Patriot Bank   January 2009 - August 2011
Verizon Telecommunication  July 2003 - December 2008
Georgia Department of Corrections  February 1995 - June 2003
Tenet Healthcare: South Fulton Medical Center  April 1990 - February 1995

Skills
Succession Planning, Employee Relations, FMLA, 401k Rollovers, 401k, ADP Payroll, Recruiting, Talent Management, Compensation & Benefit, Union Experience, Labor Relations, Coaching, Employee Training, SAP HR, Procedure Manuals, Collective Bargaining, ERISA, Ultipro, Employee Wellness, Supervisory Skills, Department Budgeting, Customer Service

Education
North Carolina State University
Bachelor of Science in Accounting, Accounting and Finance

Strayer University (GA)
Masters in Health Services Administration, Health/Health Care Administration/Management

Strayer University (GA)
Master of Business Administration (M.B.A.), Human Resources Management/Personnel Administration, General

Strayer University (GA)
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Experience
The Victory Bank   May 2011 - Present
Nova Bank  May 2006 - April 2011
Patriot Bank   March 1996 - April 2006

Skills
Commercial Lending, Small Business Lending, Lines Of Credit, Commercial Banking, Mortgage Lending, Credit Analysis, Investment Properties, Credit, Consumer Lending, Loans, Commercial Real Estate, Underwriting, Loan Origination, Commercial Mortgages, Asset Based Lending, Retail Banking, Credit Risk, Banking, SBA, Construction Loans

Education
Kutztown University of Pennsylvania   1983 — 1987
BS Business Administration, Management

Experience
VMC  August 2015 - Present
Frost Bank  May 2015 - June 2015
Mosaic Sales Solutions  November 2013 - June 2014
Patriot Bank   March 2012 - December 2012
Mosaic Sales Solutions  November 2011 - February 2012
BDS Marketing  December 2010 - November 2011
Fulbright & Jaworski  September 2001 - December 2007

Skills
Customer Service, PowerPoint, Negotiation, Microsoft Word, Marketing, Microsoft Office, Microsoft Excel, Time Management

Education
University of Houston-Downtown   2013 — 2016
Bachelor of Business Administration in Finance, Investments and Securities

Houston Community College   2010 — 2012
Associate of Arts, Business Management

Experience
Patriot Bank   August 2011 - Present
BBVA Compass Bank  October 1996 - August 2011
Regions Bank  1993 - 1994
Regions Bank  1989 - 1993

Skills
Commercial Banking, Underwriting, Portfolio Management, Commercial Lending, Credit Analysis

Education
The University of Texas -Austin   1981 — 1983
MBA, Accounting & Finance

Michigan State University   1976 — 1981
B.S., .Employee Relations

Experience
City of Millington  January 2013 - Present
Rotary International  July 2011 - Present
Bethany K. Huffman, CPA   June 2003 - Present
Patriot Bank   October 2001 - Present

Skills
Budgets, Fundraising, Non-profits, Strategic Planning, Accounting, Public Speaking, Leadership Development, Nonprofits, Project Planning, Business Planning, Outlook, Auditing, Policy, Microsoft Excel, Team Building, Research, Management, Coaching, Microsoft Office, Small Business, Event Planning, Management Consulting, Public Relations, Process Improvement, Analysis, Financial Analysis, Government, Leadership, Financial Reporting, Finance, Training, Risk Management, Customer Service, Team Leadership, Mergers & Acquisitions, Business Strategy, Forecasting, CPA, Managerial Finance, Sarbanes-Oxley Act

Education
The University of Memphis   1986 — 1990
Bachelors of Business Administration, Accounting

Tipton Rosemark Academy   1974 — 1986

Experience
Stonegate Mortgage Corporation (NYSE: SGM)   June 2015 - Present
Pioneer Bank  January 2015 - Present
Patriot Bank   April 2014 - January 2015
JPMorgan Chase  July 2010 - April 2014
AT&T Mobility  April 2003 - July 2010

Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Credit, Refinance, FHA, Residential Mortgages, Banking, Credit Analysis, VA loans, Consumer Lending, FHA financing, USDA, Commercial Lending, Customer Service, VA Loans, FHA Financing

Education
University of Phoenix   2004 — 2007
Bachelor's degree, Information Technology

Experience
Association Capital Bank a Division of Texas Capital   May 2014 - Present
Patriot Bank   September 2013 - May 2014
JPMorgan Chase  May 2012 - September 2013
Cathay Bank  April 2011 - April 2012
Coppermark Bank  July 2009 - April 2011
Capital One  January 2005 - July 2009

Skills
Retail Banking, Training, Residential Mortgages, Coaching, Cross Selling, Business Development, Mortgage Banking, Team Building, Small Business, Customer Service, Sales Management, Insurance, Auditing, Business Strategy

Education
University of North Texas   2000 — 2004
B.S. in Merchandising Minor in Business

Experience
Bank of New York Mellon  May 2015 - Present
Patriot Bank   September 2010 - April 2015
Wells Fargo Bank  May 2007 - September 2010
Wells Fargo Bank  May 2004 - May 2007

Skills
Banking, Retail Banking, Direct Sales, Retail Management, Credit, Sales Management, Loans, Microsoft Office, Customer Service, Cross Selling, Risk Management, Banking Operations, Customer Retention, Sales Presentations, Sales, Sales Management..., Personal Finance, Branch Banking, Banking Relationships, Business Development, Building Relationships, Networking, Client Rapport, Team Leadership, Commercial Banking, Portfolio Management, Core Banking, Store Management

Education
Texas A&M University   2004 — 2007
Bachelor of Science (B.S.), Agricultural Economics (Emphasis in Finance and Real Estate)

Experience
Rice University  August 2015 - Present
Kraton Polymers  April 2014 - Present
Castle Metals  September 2013 - March 2014
Enigma Promotions   March 2013 - September 2013
Katsuya  August 2012 - June 2013
Patriot Bank   December 2010 - June 2012
Chase  December 2009 - December 2010
INTECSEA  July 2009 - December 2009
Select Plumbing   May 2008 - May 2009

Skills
Customer Service, Marketing, Microsoft Excel, Microsoft Word, Advertising, Management, Administrative..., Social Media Marketing, Marketing Communications, Social Media, Microsoft Office, Music Theory, Music Production, Graphic Design, Analysis, Translation, Modeling, Data Entry, Photography, Email Marketing, Direct Marketing, Event Planning, Administrative..., Office Administration, Art Direction, Bilingual, Multi Tasking, Multicultural, Multicultural Education, Multicultural Marketing, Literature, Banking, Promotions, Project Planning, Adobe Creative Suite, Brand Development, Digital Marketing, Spanish, SAP, Budgeting

Education
University of Houston   2008 — 2013
Hispanic Studies, Spanish Language and Literature

University of Houston
Spanish

Experience
Santander Bank, N.A.   July 2013 - Present
Santander Bank, N.A.   April 2011 - July 2013
Santander Bank, N.A.   January 2000 - April 2011
Patriot Bank   1996 - 1999

Skills
Banking, Customer Service, Credit, Management, Risk Management, Credit Risk, Commercial Lending, Portfolio Management, Retail Banking, Consumer Lending, Loans

Education
Penn State University   1989 — 1991
Associate's Degree, Accounting and Business/Management

Experience
Houston Community College  February 2015 - Present
Patriot Bank   June 2013 - January 2014
Amegy Bank  May 2011 - June 2013
Sterling Bank  December 2007 - May 2011
Stewart Lending Services  January 2006 - January 2007
D.K. Solutions, Inc.   August 2001 - December 2005
Peregrine Systems, Inc.   March 2001 - August 2001
Cardinal/Owen Healthcare, Inc.   August 1997 - 2001

Skills
Loans, Risk Management, Banking, Access, Process Improvement, Software Documentation, Credit, Project Management, Financial Risk, Team Building, Business Analysis, Finance, Analysis, Marketing, Accounting, Leadership, Data Analysis, SAP BI, Mortgage Lending, Business Process, Microsoft Office, Real Estate, Mortgage Banking, Loan Origination, Business Process..., Microsoft Excel, Business Strategy, Microsoft Word, System Administration, Outlook, Financial Analysis

Education
Texas A&M University   1993 — 1997
Bachelor of Business Administration (BBA), Management Information Systems, Business Analysis

Experience
BBVA Compass  January 2015 - Present
Patriot Bank   February 2013 - December 2014
BBVA Compass  January 2006 - January 2013

Education
University of Phoenix   2007 — 2010
Bachelor's degree, Business Finance

Experience
Treliant Risk Advisors  October 2014 - Present
Patriot Bank   April 2013 - October 2014
US Department of the Treasury - Financial Crimes Enforcement Network (FinCEN)   February 2012 - March 2013
Members Choice Credit Union  January 2008 - February 2012
Washington Mutual Bank  September 2007 - January 2008
Washington Mutual Bank  March 2006 - September 2007
Washington Mutual Bank  February 2003 - March 2006
Accenture  October 2000 - February 2003

Skills
Risk Management, Financial Services, Financial Risk, Credit, Leadership, Loans, Mortgage Banking, Project Management, Banking, Mortgage Lending, Fraud, AML, Process Improvement, Financial Analysis, Underwriting, Bank Secrecy Act, Staff Development, Vendor Management, Relationship Management, Business Process..., Finance, Training, Loan Servicing, Internal Audit, Strategy, Portfolio Management, Change Management, Management, Business Process..., Team Building, Customer Service, Operations Management, Budgets, Sales Operations, Analysis, Anti Money Laundering

Education
University of Houston-Downtown   2008 — 2011
BS, Psychology

Experience
Tia Turner R.E.   March 2003 - Present
Patriot Bank   2001 - 2003
Bull Run Family Practice  June 2000 - 2001

Skills
First Time Home Buyers, Investment Properties, FHA, Sales Management, Portfolio Management, Mortgage Lending, Underwriting, Customer Service, Real Estate, Training, Selling, Account Management, Residential Mortgages, Negotiation, Residential Homes, Sales

Education
The Defiance College   1980 — 1981
Art

Experience
Morrill & Janes Bank and Trust  April 2015 - Present
BB&T (Branch Banking & Trust)   May 2010 - March 2015
United Texas Bank  April 2008 - May 2010
Patriot Bank   2006 - 2008
Capital One Bank  2004 - 2006
Bank of America - Business Banking Division   2002 - 2004
TRX  1997 - 2002
GE Capital  1994 - 1997
American Express  1989 - 1994
First City National Bank/Texas Commerce Bank   1984 - 1989

Skills
Surgery, Credit Analysis, Credit, Underwriting, Loans, Hospitals, Healthcare, Clinical, Medical Devices, Clinics, Managed Care, Portfolio Management, ICU, Credit Risk, Nursing, Healthcare IT, Mortgage, Home Care, Banking, Corporate Finance, Executive Management, Financial Analysis, Strategic Planning, Risk Management, Contract Negotiations, Process Improvement, Financial Management, New Business Development, Team Building, Sales Management, Customer Relations, P&L Management, Mentoring, Pricing, Budgeting, Business Planning, Business Strategy, Sales Presentations, Operations Management, Management Consulting, Analysis, Contract Negotiation, Account Management, Real Estate, Forecasting, Risk, Healthcare Management, Start-ups, Coaching, Customer Service

Education
Texas Tech University - Rawls College of Business   1974 — 1980
BBA, Finance & HR Management (Double Degree)

Experience
Zions Bancorporation  October 2014 - Present
Patriot Bank   January 2012 - October 2014
Sterling Bank  June 2010 - January 2012
Regions Financial Corporation  August 2007 - June 2010
The South Financial Group (Acquired by TD Bank)   May 2006 - August 2007
Trustmark National Bank  2000 - 2006
NBC of Mississippi (Acquired by Cadence Bank)   1999 - 2000
AmSouth Bank (Acquired by Regions Bank)   1996 - 1999
Deposit Guaranty National Bank (Acquired by Regions Bank)   1991 - 1996
Office of the Comptroller of the Currency  1985 - 1991

Skills
Training, Credit Risk, Loans, Portfolio Management, Financial Risk, Compliance Management, ALLL, CRE Risk Management, Loan Policy, CRE Concentration Limits, Regulatory Expertise, Process Improvement, Risk Management, Credit Analysis, Mergers & Acquisitions, Analysis, Banking, Underwriting, Credit, Commercial Lending, Small Business Lending, Asset Based Lending, Asset Management, Commercial Banking, Consumer Lending, Mortgage Lending, Lines Of Credit, Management

Education
Mississippi State University   1977 — 1981
BBA

Mississippi State University - College of Business and Industry   1977 — 1981
Bachelor of Business Administration (B.B.A.)

Experience
CommunityBank of Texas  April 2009 - Present
Vista Bank Texas  2012 - 2013
Vista Bank Texas  April 2009 - 2012
Patriot Bank   April 2007 - July 2008
JP Morgan Chase  1996 - 2006
JP Morgan Chase  2004 - 2005
JP Morgan Chase  1998 - 2004

Skills
Bank Secrecy Act, Mergers, Process Improvement, Project Management, OFAC, USA PATRIOT Act, Operational Risk..., Commercial Banking, Credit Risk, Regulatory Compliance, Reputational Risk, Consumer Banking, Retail Banking, AML, Financial Analysis, Mortgage Lending, Credit, Compliance, Banking, Commercial Lending, Risk Management, Fraud, Financial Risk, Management, Leadership, Training, Internal Audit, Loans, Financial Services, Auditing, Risk Assessment, Credit Analysis, Enterprise Risk..., Internal Controls, Financial Institutions, Due Diligence, Executive Management, Finance, Policy, Regulations, Underwriting, Small Business Lending, Corporate Governance, Consumer Lending, Mergers & Acquisitions, Anti Money Laundering

Education
University of Phoenix   2005 — 2008
BACHELORS, BUSINESS MANAGEMENT

Experience
ARC Florida   June 2011 - Present
Boy Scouts of America  January 2011 - Present
Patriot Bank   2009 - Present
Roe Family Household   1997 - Present
Roe Insurance, Inc.   January 1994 - Present
Roe Insurance   January 1980 - Present
Leut   August 2014 - October 2014

Skills
Financial Analysis, Risk Management, Accounting, Insurance, Financial Reporting, Property & Casualty..., Health Insurance, Commercial Insurance, Process Improvement, Budgets, Auditing, Strategic Planning, Executive Management, Professional Liability, Contract Negotiation, Business Process..., Investments, Banking, Workers Compensation, Underwriting, Due Diligence, Strategic Financial..., Customer Service, Construction, Small Business, Mergers & Acquisitions, Team Building, Finance, Employee Benefits, Business Planning, Leadership, New Business Development, Real Estate, Management, Training, Negotiation, Life Insurance, Disability Insurance, Sales Management, Umbrella Insurance, Marketing, Entrepreneurship, Management Consulting, Coaching

Education
University of South Florida   1975 — 1980
BA, Accounting, Finance

University of South Florida - College of Business Administration   1974 — 1979
Bachelor of Science (BS), Accounting and Finance

Experience
Texas Capital Bank  October 2013 - Present
Texas Capital Bank  September 2011 - October 2013
Patriot Bank   November 2008 - September 2011
Wachovia, A Wells Fargo Company  June 2004 - November 2008
Washington Mutual  2001 - 2003

Skills
Credit, Underwriting, Financial Risk, Commercial Lending, Loans, Credit Analysis, Commercial Banking, Portfolio Management, Banking, Mortgage Lending, Credit Risk, Financial Analysis, Real Estate, Small Business Lending, Mortgage Banking, Loan Origination

Education
Texas A&M University - Mays Business School   1996 — 2000
BS, Finance

Experience
Allegiance Bank Texas  August 2013 - Present
Patriot Bank   May 2007 - August 2013
Sterling Bank  March 1993 - May 2007
Security Bank NA (fka) Fonden National Bank   March 1985 - December 1992

Skills
Strategic Planning, Portfolio Management, Management, Sales, CRM, Finance, Mergers & Acquisitions, Corporate Finance, Team Building, Leadership, Real Estate, Financial Modeling, Investments

Education
University of Houston   1978 — 1980
Master of Business Administration (MBA)

Baylor University - Hankamer School of Business   1966 — 1970
Bachelor of Business Administration (BBA), Finance and Financial Management Services

Experience
Patriot Bank   December 2012 - Present
JP Morgan Chase  April 2010 - October 2012
JP Morgan Chase  January 2009 - April 2010
JPMorgan Chase  2006 - January 2009
JPMorgan Chase  1997 - 2006

Skills
Vendor Management, Coaching, Change Management, Training, Leadership, Project Management, Workshop Facilitation, Negotiation, Interviews, Onboarding, Talent Management, Organizational..., Succession Planning, Sales, Sourcing, Human Resources, Recruiting, Personnel Management, Talent Acquisition, Employee Relations, Performance Management, College Recruiting, Applicant Tracking..., Employee Engagement, Management, HRIS, Banking

Education
University of Houston
Merchandising and Consumer Science in progress

Experience
Washington Federal  May 2014 - Present
Patriot Bank   October 2013 - May 2014
3W, Inc.   September 2008 - October 2013
Rush Enterprises, Inc.   July 2003 - August 2008
Citicapital Commercial Corporation  June 2000 - July 2003

Skills
Finance, Asset Based Lending, Financial Analysis, Credit, Auditing, Corporate Finance, Loans, Accounting, Financial Reporting, Due Diligence, Banking, Internal Controls, Cash Flow, Credit Analysis

Education
The University of Texas at Austin - Red McCombs School of Business   1996 — 2000
BBA, Finance

Experience
Patriot Bank   November 2008 - Present
Wachovia  November 2005 - November 2008
Amegy Bank  May 2001 - December 2005
WaMu  June 1997 - May 2001

Skills
Banking, Credit, Loans, Portfolio Management, Risk Management, Operations Management, Commercial Lending, Finance, Commercial Banking, Consumer Lending, Credit Risk, Small Business Lending

Education
University of Houston-Clear Lake   1998 — 2001
Bachelor of Business Administration (B.B.A.)

San Jacinto College   1996 — 1998
Associates, Business

Experience
Patriot Bank   June 2008 - Present
BBVA Compass  July 2006 - June 2008
Bank of America  February 2002 - June 2006

Skills
Commercial Lending, Commercial Banking, Loans, Banking, Portfolio Management, Mergers, Financial Analysis, Risk Management, Strategic Planning, Sales Management, New Business Development, Negotiation, Contract Negotiation, Credit, Credit Analysis

Education
The University of Chicago Booth School of Business   1996 — 1998
IMBA, International Finance

Texas A&M University   1990 — 1994
Bachelor of Business Administration (BBA), Accounting and Finance

Experience
Century 21 Longacre Realty   June 2015 - Present
Monument Bank, PA  September 2013 - January 2015
Wells Fargo Home Mortgage  March 2009 - July 2011
National City Mortgage  October 2007 - March 2009
Blue Bell Mortgage   September 2006 - October 2007
Wells Fargo Home Mortgage  June 2003 - September 2006
Patriot Bank   June 2002 - June 2003

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loan Origination, VA loans, Residential Mortgages, FHA financing, Loans, USDA, Credit, Government Loans, Banking, Construction Loans, Credit Analysis, Non-Conforming, FHA Financing

Education
Schlicher Kratz Institute   2015 — 2015
Real Estate Fundamentals/Practice

SAFE Mortgage Loan Origniator - National Component Test with Uniform State Content   2013 — 2013
Licensure Education

Socratic Sales Certified

Albright College   2000 — 2002
Bachelor of Science (BS), Business Administration, Cum Laude

Montgomery County Community College   1983 — 1998
Associate's degree, General Education

Upper Perkiomen High School   1979 — 1983
Diploma, Business Major

Experience
Patriot Bank   May 2011 - Present
Patriot Bank   2011 - 2012

Skills
Commercial Lending, Credit, Credit Analysis, Credit Risk, Loans, Commercial Banking, Small Business Lending, Loan Origination, Construction Loans, Risk Management, Asset Based Lending, Asset Management, Banking, Cash Management, Commercial Mortgages, Commercial Real Estate, Consumer Lending, Corporate Finance, Due Diligence, Executive Management, FHA, Finance, Financial Analysis, First Time Home Buyers, Home Equity Lines of..., Home Equity Loans, Lines Of Credit, Loan Servicing, Mortgage Banking, Mortgage Lending, Portfolio Management, Real Estate, Real Estate Economics, Real Estate Financing, Real Estate Lending, Residential Mortgages, Retail Banking, SBA, Small Business, USDA, Underwriting, VA loans, Refinance, Financial Modeling

Education
University of Oklahoma   1983 — 1987
BA, Real Estate Finance

Experience
Santander Bank, N.A.   April 2005 - Present
Susquehanna Bancshares  March 2004 - April 2005
Patriot Bank   February 2002 - March 2004
Patriot Bank   February 2000 - February 2002
OMNOVA Solutions Inc  July 1998 - February 2000

Skills
Training, Payroll, Management, Deferred Compensation, Employee Relations, Succession Planning, Human Resources, Banking, New Hire Orientations, Performance Management, Customer Service, Leadership, Internet Recruiting, Interviews, Recruiting, Employee Benefits, Onboarding, Talent Acquisition, Talent Management, Applicant Tracking..., Technical Recruiting

Education
Kutztown University of Pennsylvania   1994 — 1998
Bachelors of Science, Telecommunications

Kutztown University of Pennsylvania
Bachelor of Science, Electronic Media

Experience
Patriot Bank   July 2012 - Present
BBVA Compass  June 2007 - July 2012
BBVA Compass  April 2003 - June 2007
BBVA Compass  July 1993 - April 2003

Skills
Portfolio Management, Commercial Banking, Credit Analysis, Small Business Lending, Banking, Loans, Credit, Asset Based Lending, Credit Risk, Lines Of Credit, Risk Management, Underwriting, Consumer Lending, Debt Restructuring, Financial Analysis, Retail Banking, Cash Management, Asset Management, Commercial Mortgages, Finance, Relationship Management, SBA, Deposits, Middle Market, Structured Finance, Valuation, Financial Services, Loan Servicing, Refinance, Funding, Commercial Finance, Corporate Finance, Treasury Services

Education
AIB
General Banking Certificate

Houston Community College
General Banking courses

Experience
Patriot Bank   September 2013 - Present
Unistar-Sparco Computers   May 2009 - July 2013
Fastenal  February 2008 - May 2009

Skills
Account Management, New Business Development, Sales Management, Sales, Solution Selling, Direct Sales, Sales Process, Business Development, Selling, Customer Service, Managed Services, Enterprise Software, Professional Services, Channel Partners, Cold Calling, Residential Mortgages, Loans, Government Loans, VA loans, Lead Generation, Key Account Management, Sales Operations

Education
The University of Memphis   2005 — 2009
Bachelor of Arts, Communication

The University of Memphis   2005 — 2009
Bachelor of Arts, Communication

Experience
FNB of Chester County   August 2005 - December 2010
Diamond Credit Union  September 2004 - July 2005
Patriot Bank   April 1997 - July 2004
The Data Group  February 1990 - January 1997

Skills
Customer Service, Public Relations, Banking, Market Research, Call Center, Press Releases, Strategic Planning, Microsoft Office, Customer Relations, Process Improvement, Marketing Strategy, Internet Banking, Mortgage Lending, Call Centers, Leadership, Analysis, Marketing, Training, Sales, Finance, Recruiting, Budgets

Education
City University of New York-Hunter College
BA, Econimics

Experience
Mortgage Network, Inc.   March 2014 - Present
Wells Fargo  October 2010 - March 2014
Patriot Bank   March 2010 - October 2010
union trust  March 2008 - March 2010

Skills
Customer Relations, Excel, Investments, Customer Service, Microsoft Office

Education
University of Massachusetts, Amherst   1982 — 1983
Bachelor of Business Administration (BBA), Marketing

Arizona State University   1981 — 1982

Experience
Patriot Bank   February 2015 - Present
Central National Bank  July 2010 - February 2015
Velocity Sports Performance  March 2010 - January 2012
First National Bank of Muskogee   August 2008 - July 2010

Skills
Commercial Lending, Small Business Lending, SBA, Cash Flow, Commercial Banking, Credit, Credit Analysis, USDA, Portfolio Management, Banking, Financial Analysis, Loans, Finance, Credit Risk, Commercial Mortgages, Consumer Lending, Loan Origination, Retail Banking, Risk Management

Education
Oklahoma City University   1997 — 2005
MBA, Finance, Marketing & Information Technology

Westminster College (MO)   1989 — 1993
B.A., Business Admin

Experience
Values Through History   September 2005 - Present
Patriot Bank   December 2004 - September 2005
First Continental Mortgage, Houston   November 2002 - October 2004
Comerica Bank Texas  February 1993 - March 1996
Sugar Creek National Bank, Sugar Land, Texas   August 1976 - February 1993

Skills
Banking, Strategic Planning, Risk Management, Financial Analysis, Commercial Banking, Budgets, Portfolio Management, Corporate Finance, Financial Risk

Education
Rice University   1965 — 1970
bachelor of commerce, business management & banking

Experience
Patriot Bank   February 2009 - Present
Network Liquidators n/k/a Vology Data Systems   November 2006 - December 2008
1 Nation Technology Corporation   April 1998 - November 2006
Barnett Bank  1996 - 1998

Skills
Banking, Commercial Lending, Commercial Banking, Small Business Lending, Telecommunications, Credit, Loans, Retail Banking, Commercial Mortgages, Lines Of Credit, Asset Based Lending, Financial Institutions, Consumer Lending, Underwriting, SBA, Credit Analysis, Financial Analysis, Risk Management

Education
University of South Florida   1988 — 1991
MBA, Management

University of South Florida   1982 — 1986
BA, Finance & Business Administration, Economics Minor

WHS

Experience
Patriot Bank   June 2007 - Present
Aegis Mortgage  2004 - 2007
MetroBank  2001 - 2004

Skills
Banking, Financial Analysis, Risk Management, Financial Risk, Portfolio Management, Mortgage Lending

Education
Miami University   1960 — 1964
BSBA, Accounting

Experience
Holt Crane and Equipment   March 2012 - June 2013
Patriot Bank   January 2011 - March 2012
Wells Fargo Bank  June 2009 - August 2010
Texas A&M Transportation Services  September 2007 - May 2009
Victoria Country Club  June 2007 - August 2007
Hobby Lobby  June 2006 - August 2006

Education
Texas A&M University - Mays Business School   2006 — 2010
Bachelors of Business Administration, Marketing

Experience
Patriot Bank   June 2014 - Present

Education
Texas A&M University   2002 — 2006
BBA, Finance

Experience
Allegiance Bank  August 2013 - Present
Patriot Bank   May 2007 - August 2013
Sterling Bank  March 1993 - May 2007
Security Bank Na Houston   January 1985 - August 1992

Education
University of Houton   1978 — 1980
MBA, Executive MBA

Baylor University - Hankamer School of Business   1966 — 1969
BBA, Management and Finance

Experience
Seeking Bank Regulatory Compliance opportunity   September 2015 - Present
Patriot Bank   November 2014 - Present
Southwest Securities FSB  December 2007 - October 2014

Skills
Bank Secrecy Act, BSA, Fair Lending, USA PATRIOT Act, OFAC, AML, RESPA, KYC, Compliance, Regulatory Risk, Bank Operations, Banking, Risk, Compliance Training, Risk Management, Fraud, Due Diligence, Small Business Lending, Credit, Retail Banking, Loans, Credit Analysis, Commercial Banking, Mortgage Banking, FINRA, Operational Risk, Commercial Lending, Financial Risk, Regulations, Mortgage Lending, Consumer Lending, Anti Money Laundering, Financial Institutions, Financial Services, Credit Risk, Fairs

Education
The University of Texas at Arlington
BA, Business Management

Experience
County of Berks  November 2001 - Present
Patriot Bank   April 1999 - November 2001

Skills
Policy, Budgets, Analysis, Auditing, Customer Service, Microsoft Excel, Project Management, Strategic Planning, Financial Reporting, Account Reconciliation, Accounting, Management, Accounts Receivable, Federal Grant Management, Defined Benefit, Retirement Plan..., Microsoft Office

Education
Alvernia University   1996 — 2000
Bachelor's Degree, Accounting and Finance, Banking, Business Administration, 3.89

Experience
SynergyPartners Group, LLC   2012 - Present
Texas Gulf Bank, N.A.   2010 - 2012
Patriot Bank   2005 - 2010
Wells Fargo (formerly First Community Bank)   2002 - 2005
Wallis State Bank  1998 - 2002

Skills
Mergers and Acquisitions, Mergers & Acquisitions, M&A experience, M&A execution, Risk Assessment, Risk Management, People Management, People Skills, People Development, Market Identification, Opportunity..., Market Research, Budget Administration, Budgets, Budget Process, Due Diligence, Market Analysis, Operational Due..., Management Due Diligence, Executive Advisory..., Executive Management, Executive Development, Executive Support, Financial Modeling, Financial Analysis, Financial Reporting, Flawless Deal Execution, Deal Closure, Deal Execution, Deal Development, Stakeholder Relations, Stakeholder Management, Stakeholder Engagement, International Business, International Business..., International Business..., Business Consulting, Strategic Consulting, Business Development..., Client Development, Manage Client..., Retention Strategies, Trusted Business Advisor, Cross Cultural..., Start-ups, Building Relationships, Staff Development, Corporate Finance, Entrepreneurship, Transition Management

Education
University of London International Programmes
Graduate courses, International Finance

Baylor University
BBA, Finance and Management

Experience
CommunityBank of Texas  2011 - Present
Patriot Bank   November 2006 - November 2011

Education
University of Houston-Downtown   2011 — 2013
Bachelor of Business Administration (BBA), Accounting

Experience
Patriot Bank   Personal BankerPatriot BankJune 2013 - Present

Education
ITT Technical Institute-Richardson   2006 — 2008
Associate’s Degree, Computer and Electronics Engineering Technology