Perl Mortgage
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Perl Mortgage Employees
Perl Mortgage December 2014 - Present
JPMorgan Chase December 2007 - August 2014
First Franklin - Merrill Lynch June 2004 - November 2007
Platinum Mortgage Services - Nashville, TN August 2001 - June 2004
Skills
•First-Time Home Buyer..., •Conforming Loan..., •Lending to the..., •Lending to..., •Vacation Home Financing, •Government (FHA and..., First Time Home Buyers, Finance, Real Estate, Foreclosures, REO, Investment Properties, Short Sales, Real Estate Transactions, Condos, Real Estate Financing, Single Family Homes, Relocation, Financial Services, Property, HUD, New Home Sales, Consumer Lending, Government Loans, Real Estate Development, Construction Loans, Property Management, Sellers, Commercial Real Estate, Residential Homes, Negotiation, Referrals, Mortgage Underwriting, Contract Negotiation, Customer Service, Commercial Lending, Asset Management, Equities, Commercial Mortgages, Financial Analysis, Insurance, Investors, Leadership, Management, Marketing, New Business Development, Portfolio Management, Real Estate Economics, Sales, Selling
Education
The Ohio State University 1995 — 2001
National Louis University - Veterans Advisory Committee December 2014 - Present
Chase September 2014 - Present
West Point Society of Chicago March 2011 - Present
Perl Mortgage February 2014 - September 2014
Bridgeview Bank Mortgage April 2013 - February 2014
Illinois Joining Forces (IJF) April 2013 - December 2013
The Federal Savings Bank September 2007 - April 2013
Latter & Blum 2000 - 2007
Logility January 2000 - 2002
JD Edwards 1999 - 2001
Skills
FHA, Residential Homes, Mortgage Lending, VA loans, Jumbo Mortgage, Super Jumbo, Residential Mortgages, Purchasing, Real Estate Development, Commercial Real Estate, Customer Service, Negotiation, Loans, Real Estate Transactions, Real Estate, Leadership, Due Diligence, Asset Management, Corporate Real Estate, Investment Properties, Strategic Planning, Risk Management, Team Building, FHA financing, Sellers, Real Estate Financing, Refinance, Leases, Mortgage Banking, Brokerage, Condos, First Time Home Buyers, Underwriting, Sales Operations, Property Management, REO, Networking, Investors, Funding, Contract Negotiation, Construction Loans, Loan Origination, Sales Management, USDA, Portfolio Management, Financial Services, Credit Analysis, Single Family Homes, Selling, Sales
Education
United States Military Academy at West Point 1986 — 1990
BS, Mathematics
Army 1990 — 1995
Perl Mortgage July 2014 - Present
Lincoln Park Chamber of Commerce 2009 - Present
The Federal Savings Bank April 2011 - July 2014
Homebuilders Association of Greater Chicagoland January 2011 - August 2013
Mortgage Direct, Inc January 2009 - April 2011
University of Chicago Medical Center 2008 - 2009
Fave Media Inc 2006 - 2008
Beacon Legal Finance 2004 - 2006
Bank One 2000 - 2003
J.P. Morgan 1991 - 2000
Skills
Mortgage Lending, Real Estate, Loans, Marketing, Credit, Sales, Loan Origination, Finance, Social Media, refinance, First Time Home Buyers, Single Family Homes, Residential Homes, Mortgage Banking, Residential Mortgages, Banking, Foreclosures, Bankruptcy, Lines Of Credit, Credit Risk, Financial Analysis, Refinance, New Homebuyer, Chicago Mortgage Lending, Chicago Refinance, Home Equity Lines of..., Downpayment Assistance, Credit Repair, Condos, Condominium Mortgage, Securitization, Mortgage-Backed..., Yelp, Sellers, Debt Settlement, MBS, Small Business, Credit Analysis, Fundraising, Real Estate Transactions, Budgets, Financial Services, Investors, Commercial Mortgages, Leadership, Business Planning, Underwriting, Due Diligence, Start-ups, Cash Flow
Education
Georgetown University 1987 — 1991
Bachelor of Science (BS), Foreign Service
St. Johns High School Shrewsbury 1983 — 1987
High School, High School Diploma
Perl Mortgage February 2015 - Present
Wintrust Mortgage August 2014 - February 2015
Perl Mortgage July 2011 - August 2014
Wells Fargo Home Mortgage November 2010 - May 2011
PNC Mortgage July 2010 - November 2010
Market Place Mortgage Corp. January 2010 - July 2010
Edward Jones June 2008 - December 2009
Smart Mortgage Centers, Inc. December 2005 - June 2008
Oak Street Mortgage June 2005 - December 2005
Lending Solutions March 2003 - February 2005
Skills
Mortgage Lending, Management, Consumer Lending, Quality Control, Mortgage Banking, FHA financing, Compliance, Mortgage Underwriting, Condos, Fair Housing Law, RESPA, FHA, Residential Mortgages, Loan Origination, VA loans, USDA, Credit Analysis, Credit, Refinance, Loss Mitigation, Banking, Finance, Reverse Mortgages, Non-Conforming, Funding, Certified Mortgage..., Construction Loans, Loan Servicing, Commercial Lending, FHA Financing
Education
Northern Illinois University 2000 — 2004
Music, Recording
New Horizons Financial Group August 2012 - April 2014
SJ Broadcasting November 2011 - October 2012
Merrill Lynch January 2011 - August 2011
Perl Mortgage March 2006 - December 2010
Skills
Mortgage Lending, Loans, Financial Analysis, Investments, Real Estate, Credit Analysis, Credit, Account Management, Strategic Financial..., Social Media, Series 7, Marketing, Sales, Social Media Marketing, Pricing
Education
University of Illinois at Urbana-Champaign 1998 — 2002
Liberal Arts and Sciences, History
Centennial High School 1994 — 1997
JPMorgan Chase & Co. March 2014 - Present
Perl Mortgage August 2013 - March 2014
Townstone Financial April 2013 - August 2013
Skills
Loans, Mortgage Lending, Refinance, FHA, Mortgage Banking, Valuation, Microsoft Office, Investments, Asset Management, Capital Markets, Credit, Finance, Loan Origination
Education
University of Illinois at Urbana-Champaign 2008 — 2011
Consumer Economics and Finance, Finance, General
Fara Commercial Brokerage November 2013 - September 2014
Perl Mortgage December 2012 - August 2013
Interbank Mortgage Company December 2011 - November 2012
Hampton August 2008 - July 2010
Brown Properties June 2004 - August 2008
International Intelligence Agency, LLC June 2007 - February 2008
Skills
Critical Thinking, Communication, Customer Service, Problem Solving, Sales, Microsoft Office, Investigative Research, Spanish, Skip Tracing, RESPA Compliance, Mortgage Fraud, Training, Leadership, Data Analysis, Customer Satisfaction, Analysis
Education
H.S.
University of Illinois at Urbana-Champaign 2003 — 2007
Bachelor of Arts (B.A.), Speech Communicatio/Finance
Oakton Community College 2010 — 2012
Post-Grad, Biology, Chemistry, and Physics, Post-Grad
Northeastern Illinois University 2010 — 2011
Post-Grad, Biology
Perl Mortgage August 2013 - Present
Perl Mortgage May 2008 - August 2009
Skills
Social Media, Microsoft Office, PowerPoint, Microsoft Word, Microsoft Excel, Customer Service, Psychology, InDesign, Benefits Administration, Onboarding
Education
University of Colorado at Boulder 2009 — 2013
Bachelor of Arts (B.A.), Psychology
Deerfield High School 2005 — 2009
Perl Mortgage April 2015 - Present
PHH Home Loans June 2011 - April 2015
Summit Mortgage Corp April 2000 - July 2010
Skills
Real Estate, Mortgage Lending, Loans, Investment Properties, Refinance, FHA financing, Mortgage Banking, Home Equity Loans, USDA, First Time Home Buyers, Credit, Residential Mortgages, FHA, VA loans, FHA Financing, Sales, Loan Origination, Residential Homes, Reverse Mortgages, Commercial Lending, Credit Analysis, Short Sales
Education
Adelphi University
Bachelor's Degree, Business
Perl Mortgage July 2012 - Present
Pillar Financial Advisors, LLC April 2007 - Present
Ausdal Financial Partners July 2010 - December 2014
Main Street Financial, Inc December 2011 - July 2012
Skills
Financial Advisory, Retirement Planning, Life Insurance, Wealth Management, Investments, Asset Allocation, Financial Goals, Long-term Care, Residential Mortgages, Securities, Wealth Accumulation
Education
Boston College 2001 — 2005
Bachelor of Arts (B.A.), Economics
Hinsdale Central 1998 — 2001
High School
1st Advantage Mortgage September 2015 - Present
Perl Mortgage October 2012 - Present
Gold Coast Bank May 2012 - September 2012
BLB Resources, Inc January 2012 - May 2012
BLB Resources, Inc May 2011 - January 2012
Kondaur Capital Corporation August 2010 - May 2011
Kondaur Capital Corporation September 2009 - August 2010
Washington Mutual, Inc. 2006 - 2008
Abercrombie & Fitch 2001 - 2006
Quiznos January 2001 - June 2004
Skills
Real Estate, REO, Mortgage Lending, Asset Managment, Loans, Investment Properties, Foreclosures, Short Sales, Investors, Refinance, Loan Origination, Sales Management, Sellers, Mortgage Banking, Residential Homes, Credit, Property, Training, HUD, Residential Mortgages, Referrals, Real Estate Economics, FHA, Asset Management
Education
San Jose State University 2003 — 2006
BS, Justice Studies
CSU Stanislaus
Perl Mortgage April 2012 - Present
Baytree National Bank & Trust Co. April 2011 - March 2012
American Street Mortgage Company January 2009 - August 2011
American Street Mortgage Company May 2006 - December 2008
Illinois Mortgage Funding Corp. September 2004 - April 2006
Education
University of Illinois at Chicago 1998 — 2002
Bachelor of Liberal Arts and Sciences, Political Science
Lane Technical High School 1994 — 1998
First Midwest Bank December 2014 - Present
Stonegate Mortgage Corporation August 2014 - December 2014
The Private Bank And Trust Company August 2013 - August 2014
Fifth Third Bank December 2011 - August 2013
Guaranteed Rate July 2010 - December 2011
Perl Mortgage 2006 - 2010
A-1 Mortgage 1993 - 2006
Skills
Mortgage Lending, Loan Origination, Residential Mortgages, Loans, Finance, Mortgage Marketing, Real Estate, FHA financing, FHA, Credit, Credit Analysis, Investments, Construction Loans, Certified Mortgage..., VA loans, Reverse Mortgages, Financial Structuring, Insurance, Retirement, Asset Management, Commercial Mortgages, Commercial Lending, Mortgage Underwriting, Investment Properties, Portfolio Management, Underwriting, USDA, Commercial Real Estate, Funding, Real Estate Economics, FHA Financing, VA Loans
Education
University of Illinois at Chicago 1974 — 1978
BS in Business, Finance & Economics, Graduated with Honors in Finance & Economics
Ida Crown 1970 — 1974
Perl Mortgage October 2014 - Present
Military Family Home Loans, LLC June 2012 - September 2014
Wells Fargo Home Mortgage June 2010 - June 2012
Skills
Mortgage Underwriting, Encompass, DU, LP, Appraisals, Credit Analysis, Income Analysis, Financial Analysis, Government Loans, Time Management, Microsoft Office, Customer Service, Dependable Team Player, Teamwork
Education
Morningside College 2005 — 2009
Bachelor's Degree, Business Administration, Finance
1st Advantage Mortgage July 2015 - Present
Bridgeview Bank Mortgage January 2015 - July 2015
Guaranteed Rate October 2012 - October 2014
Guaranteed Rate January 2012 - October 2012
Guaranteed Rate September 2010 - January 2012
Wells Fargo Home Mortgage August 2007 - October 2008
Perl Mortgage October 2006 - August 2007
Countrywide Home Loans January 2005 - October 2006
Skills
Loans, Financial Accounting, Mortgage Lending, Internal Audit, Marketing, Business Communications, Analysis, Operations Management, Mortgage Banking, Policy Analysis, Pricing Analysis, Financial Statement..., Inventory Management, Treasury Management, Project Management, Marketing Budget..., Financial Reporting, Banking, Refinance, Residential Mortgages, FHA, Customer Service, Financial Analysis, Finance, Management
Education
Dominican University 2010 — 2012
Master's Degree, Accounting
Northeastern Illinois University 2007 — 2009
Bachelor's Degree, Economics
Perl Mortgage October 2013 - Present
Independent Bank August 2007 - October 2013
Independent Bank April 1994 - July 2007
Old kent Bank April 1993 - April 1994
First of America (PNC) March 1989 - April 1993
Skills
FHA, USDA, Mortgage Lending, Refinance, Loans, Mortgage Banking, Loan Origination, FHA financing, Construction Loans, Residential Mortgages, Consumer Lending, Credit, Commercial Lending, VA loans, Banking, Credit Analysis, Reverse Mortgages, Foreclosures, Real Estate, Short Sales, Certified Mortgage..., Government Loans
Education
Michigan State University 1986 — 1988
BA, Finance
United States Air Force Academy 1983 — 1985
Undergrade, NONE
J.W. Sexton High School 1980 — 1983
High School
Perl Mortgage February 2010 - Present
Skills
FHA, Mortgage Lending, Residential Mortgages, Refinance, Mortgage Banking, FHA financing, Loans, VA loans, Credit, Loan Origination, Certified Mortgage..., FHA Financing, Banking
Education
The Ohio State University
Bachelor of Science (B.S.), Hospitality Management & Business
MBNG Mortgage Services April 2013 - August 2013
Perl Mortgage February 2012 - April 2013
CFS II September 2011 - February 2012
Equinox Collection Services April 2010 - September 2011
Skills
Negotiation, Collections, Account Management, Sales, Loan Origination, Microsoft Word, Microsoft Excel, PowerPoint, Outlook, Customer Service, Technical Support, Social Media, Research, Microsoft Office
Education
Tulsa Community College 2009 — 2015
not yet, macroeconomics, B
Rogers State University 1999 — 2000
No, Composition, A
Jenks High School 1998 — 1999
Diploma, Consumerism, A
Management Consulting, Fraud investigation, Credit policy and Risk management August 1996 - Present
JPMorgan Chase July 2013 - September 2014
TrueRate August 2011 - May 2013
Perl Mortgage August 2010 - September 2011
The Federal Savings Bank March 2009 - May 2010
Residential Loan Centers of America August 1999 - February 2009
Skills
FHA, Underwriting, Mortgage Underwriting, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Credit, Banking, Loan Origination, Customer Service, Finance, USDA, Credit Analysis, Investment Properties, FHA financing, Risk Management, VA loans, Commercial Lending, First Time Home Buyers, Credit Risk, Real Estate Economics, Foreclosures, REO, Financial Risk, Real Estate Transactions, Training, Certified Mortgage..., Leadership, Home Equity Loans, Business Development, Government Loans, Residential Homes, Construction Loans, Short Sales, Consumer Lending, Process Improvement, Funding, Management, Financial Analysis, Reverse Mortgages, Analysis, Commercial Mortgages, Real Estate, Investments, Financial Services, Appraisals, Real Estate Financing, Condos, Due Diligence
Education
The University of Kansas 1985 — 1990
BA, linguistics
niles west high school 1981 — 1985
Perl Mortgage July 2015 - Present
Nicole Borens, Graphic Designer July 2009 - Present
The Couples Corner February 2010 - April 2012
CareerBuilder.com January 2006 - October 2007
McKenzie & Associates, P.C. June 2003 - July 2005
Skills
Graphic Design, Branding & Identity, Web Design, Logo Design, Email Marketing, HTML, CSS, Typography, User Experience, Art Direction, digital design, Pre-press, Print, Adobe Creative Suite, Creative Direction, Graphics, Illustration
Education
Columbia College Chicago 1998 — 2003
Bachelors of Arts, Graphic Design
Coal City High School 1994 — 1998
High School Diploma, General Studies
Guaranteed Rate July 2014 - Present
Perl Mortgage June 2012 - January 2014
Perl Mortgage June 2012 - January 2014
Sports Avenue July 2005 - June 2012
Sports Avenue/Lids/Genesco July 2005 - October 2011
Community Service September 2006 - May 2007
Skills
Accounting, Word, Payroll, Retail, Microsoft Excel, Data Entry, Outlook, PowerPoint, Time Management, Customer Service, Microsoft Office, Budgets, Non-profits, Inventory Management, Teamwork, Data Analysis, Public Speaking, Fundraising, Financial Analysis, Event Planning, Analysis, Management, Microsoft Word, Sales, Project Management, Finance, Training, Marketing, Account Management, Auditing, Process Improvement, Nonprofits
Education
Loyola University of Chicago 2004 — 2010
BBA, Accounting
Shrine High School 2000 — 2004
Diploma-College Prep.
Perl Mortgage May 2012 - Present
Abel's Offering 2001 - Present
Baytree National Bank & Trust Co. May 2011 - May 2012
American Street Mortgage Company May 2006 - April 2011
Skokie Meadows Church 1999 - 2010
Toy-Tex, Inc 2001 - 2003
Skills
VA Loan Specialist, Worship Leading, Bible Preacher, FHA, Bible, Real Estate, Loans, Refinance, Leadership, Residential Homes, Sales, Nonprofits, Mortgage Lending, Mortgage Banking, Residential Mortgages, Banking, VA loans, Social Networking, Finance, Business Strategy, Loan Origination, Underwriting, Strategic Financial..., Credit, Investment Properties, First Time Home Buyers, Referrals, Real Estate Economics, Selling, Facebook, Small Business
Education
Moody Theological Seminary 2003 — 2006
Master of Divinity, Pastoral Emphasis
Northeastern Illinois University 1999 — 2003
B.S. Management, Strategic Management Emphasis
New Trier High School 1995 — 1999
High School Diploma
Perl Mortgage August 2011 - Present
JPMorgan Chase July 2010 - April 2012
Skills
Data Entry, Licensing, Appraisals, IT Operations, Office Management, NMLS, Quality Control, Project Management, Microsoft Excel, Microsoft Word, Management, Mortgage Lending, Residential Mortgages, Loan Origination, Mortgage Banking, Banking, Customer Service
Education
University of Phoenix 2012 — 2015
Bachelors of Science in Business, Project Management
2to5 Designs May 2015 - Present
Nate Berkus Associates January 2015 - April 2015
Townstone Financial October 2012 - December 2014
Perl Mortgage October 2011 - October 2012
Teach For America June 2009 - July 2011
Skills
AutoCAD, Photoshop, Revit, 3D Studio Max, SketchUp, Interior Design, Furnishings, Space Planning, Floor Plans, 3D Rendering, Microsoft Office, PowerPoint, Microsoft Word, Microsoft Excel, Outlook, Social Media, Social Networking, Leadership, Client Presentation, Event Planning, Marketing, Customer Service, Financial Analysis, Data Analysis
Education
Harrington College of Design 2014 — 2017
Master of Arts (M.A.)
Loyola Marymount University 2009 — 2009
Graduate Course Work
Accademia Italiana 2008 — 2008
Undergraduate Course Work
University of Illinois at Urbana-Champaign 2005 — 2009
Bachelor of Arts (B.A.)
Perl Mortgage May 2015 - Present
Centrad Healthcare, LLC September 2012 - May 2015
Skills
Human Resources, Employee Relations, Payroll, Recruiting, Team Building, Training, Leadership Development, Healthcare, Sales, Account Management, Customer Service, Organizational..., Leadership, Employee Benefits, Management, Mortgage Banking, Residential Mortgages, Banking, Credit
Education
Batavia High School
Illinois State University
Bachelor of Science (B.S.), Communication, Psychology
Self-employed Real Estate BrokerColdwell Banker Residential BrokerageJanuary 2014 - Present
Axis International Marketing, Ltd. July 2008 - May 2013
Perl Mortgage January 2004 - July 2006
RLCA October 2002 - December 2003
Carnica, Inc. September 1997 - August 2002
Century 21 April 1997 - December 1999
Skills
Real Estate Transactions, Mortgage Banking, Full-Charge Bookkeeping, SFR Certified, National Association of..., FHA, Foreclosures, Relocation, Short Sales
Education
Northeastern Illinois University 1991 — 1994
Accounting
Triton College
American Diabetes Association January 2015 - Present
Freddie Mac October 2011 - December 2012
Fannie Mae May 2011 - October 2012
Perl Mortgage December 2010 - May 2011
Skills
Mortgage Lending, Mortgage Banking, Mortgage Underwriting, Loans, Underwriting, Residential Mortgages, Credit, Banking, Credit Analysis, Refinance, Public Health, Credit Risk, FHA Financing, VA Loans
Education
Benedictine University 2013 — 2014
Master's degree, Public Health
University of Illinois at Urbana-Champaign
Bachelor of Applied Science (B.A.Sc.), Economics
Perl Mortgage August 2014 - Present
Perl Mortgage July 2013 - August 2014
Burns Photography July 2009 - August 2012
Skills
Microsoft Office, Research, Photoshop, PowerPoint, Spanish, Public Speaking, Event Planning, Editing, Social Media, Microsoft Word, Customer Service, Credit, Human Resources, Management, Microsoft Excel, Social Networking
Education
Illinois State University 2009 — 2013
Bachelor of Liberal Arts
University of Granada 2012 — 2012
Study Abroad
1st Advantage Mortgage January 2013 - Present
Senator Dan Duffy February 2010 - Present
CareerPlace ™ June 2012 - October 2014
Perl Mortgage August 2011 - January 2013
Diamond Mortgage Group (Diamond Bank) December 2008 - July 2011
mTeam Financial October 2004 - December 2008
Skills
Loans, Mortgage Lending, Credit, Loan Origination, Refinance, FHA, Credit Analysis, Investment Properties, Mortgage Banking, Real Estate Economics, Residential Mortgages, Real Estate, First Time Home Buyers, Reverse Mortgages, USDA, Small Business Lending, Banking, Small Business, Commercial Lending, Underwriting, Finance, Portfolio Management, FHA financing, Customer Service, Investments, Residential Homes, Real Estate Financing
Education
DePaul University
B.A., Business, Entrepreneurship, Finance
Midwest Lending June 2015 - Present
Perl Mortgage March 2009 - June 2015
mTeam Financial March 2004 - March 2009
Chicago Financial Services September 2001 - March 2004
Prism Mortgage Company June 1992 - September 2001
Citibank 1987 - 1992
Skills
Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Residential Mortgages, Finance, Real Estate Financing, Refinance, Credit, Real Estate, Underwriting, FHA financing, VA loans, USDA, Reverse Mortgages, Credit Analysis, FHA, Real Estate Economics, Mortgage Underwriting, Commercial Mortgages, Construction Loans, Home Equity Loans, First Time Home Buyers
Education
Boston University - School of Management 1981 — 1985
Bachelor of Science, Finance, marketing and business administration
Meadow Brook Financial Mortgage December 2012 - November 2013
Perl Mortgage September 2010 - March 2012
Wells Fargo 2008 - 2010
Remi Capital January 2006 - December 2008
Skills
Strategic Planning, Operations Management, Project Management, Change Management, Process Improvement, Customer Service, Team Building, Risk Management, Budget, Financial Analysis, Credit, Microsoft Office, Banking, Program Management, Team Leadership, VA loans, Loans, Finance, Loan Origination, Mortgage Banking, Underwriting, Real Estate, FHA, Mortgage Lending, Residential Mortgages, Sales Management, USDA, Insurance, Budgets, Management, Business Development, Commercial Lending, Refinance, Investment Properties, Negotiation, Investments, Sales, Microsoft Excel, Portfolio Management, FHA financing, Credit Analysis, Mortgage Underwriting, Business Planning, Leadership, Reverse Mortgages, Commercial Mortgages, Home Equity Loans
Education
University of St. Thomas (TX) 1995 — 1998
Bachelor's degree, International Business
Texas School of Business-North 1992 — 1994
Associate's degree, Accounting and Finance
Retired May 2013 - Present
Wells Fargo Bank September 2012 - Present
Wells Fargo November 2008 - August 2012
merrill lynch April 2004 - February 2008
Merrill Lynch Capital 2004 - 2008
Perl Mortgage 2004 - 2004
Equity Residential Properties Trust 1995 - January 2001
Starlight Children's Foundation 1995 - 2001
Equity Residential 1995 - 2000
Rosenberg & Liebentritt 1992 - 1995
Skills
Real Estate, Due Diligence, Real Estate Transactions, Commercial Real Estate, Loans, REO, Acquisitions, Portfolio Management, Management, Investments, Foreclosures, Asset Management, Property Management, Risk Management, Mortgage Lending, Investment Properties, Credit, Valuation
Education
Loyola University Chicago School of Law
MJ, Real Estate & Business Law Concentration
University of Illinois at Urbana-Champaign 1977 — 1982
BA, Interior Architecture
Pillar Financial Advisors, LLC. January 2008 - Present
Perl Mortgage July 2012 - Present
Ausdal Financial Partners July 2010 - December 2014
Main Street Financial December 2011 - July 2012
Caliber Funding February 2011 - December 2011
Skills
Wealth Accumulation, Securities, Retirement Planning, Debt, Financial Planning, VA, Mortgage, Mortgage Lending, Investments, Long Term Care, Wealth Management, Insurance, Asset Management, Investment Advisory, Financial Analysis, Asset Allocation, Loans, Financial Services
Education
OPRF 1984 — 1988
Loyola University Chicago 1988 — 1992
BBA, Finance, Economics
College for Financial Planning 2010 — 2012
Master of Science (M.S.), Personal Financial Planning
Pogofsky Real Estate Group Managing PartnerPogofsky Real Estate GroupSeptember 2012 - Present
Icm Properties February 2009 - Present
Perl Mortgage February 2008 - February 2011
Deerfield Park District May 2001 - August 2006
Skills
Real Estate, Mortgage Lending, Loans, Investments, Microsoft Excel, Investment Properties, Refinance, FHA, Mortgage Banking, Customer Service, Financial Analysis, First Time Home Buyers, PowerPoint
Education
Bradley University 2001 — 2005
BS, Finance
Bradley University
Finance
Red Bull April 2014 - Present
Perl Mortgage June 2013 - August 2013
The Keg Steakhouse and Bar September 2011 - July 2012
Browns Socialhouse August 2010 - September 2011
Skills
Restaurants, Food & Beverage, Hospitality, Food Service, Customer Service, Time Management, PowerPoint, Microsoft Office, Microsoft Word, Teamwork, Microsoft Excel
Education
British Columbia Institute of Technology 2013 — 2014
Associate's Certificate, Event Marketing
British Columbia Institute of Technology 2013 — 2014
Associate's Certificate, Event Marketing
British Columbia Institute of Technology / BCIT 2012 — 2013
Marketing/Marketing Management, General
Perl Mortgage December 2012 - Present
Pizza Capri LLC January 2010 - December 2011
Thai Oak Park Restaurant March 2007 - January 2010
Chase Manhattan Bank 2003 - 2005
Skills
Accounts Payable, Financial Analysis, Payroll, Invoicing, Bank Reconciliation, Accounting, Financial Statements, Bookkeeping, Finance, Microsoft Office, Financial Reporting, Internal Controls, Budgets, Financial Accounting, General Ledger, Microsoft Excel, Account Reconciliation, QuickBooks, Journal Entries, Microsoft Word, Accounts Receivable, Customer Service, Outlook, AMB
Education
Roosevelt University
Bachelor of Science, Accounting
Discover Financial Services September 2014 - Present
DIAMOND RESIDENTIAL MORTGAGE October 2011 - September 2014
US Bank July 2011 - November 2011
Fifth Third Bank November 2010 - July 2011
Perl Mortgage February 2003 - November 2010
Concord Mortgage Group November 2001 - November 2003
Revere Mortgage July 2000 - August 2001
Platinum Mortgage June 1998 - June 2000
Aon Hewitt June 1997 - June 1998
Bloomingdale's January 1997 - January 1998
Skills
Mortgage Lending, Client Service, Retail Banking, Retail Management, Conventional, FHA financing, Residential Mortgages, REO, Marketing, Banking, Loans, Mortgage Banking, Analysis, VA loans, Real Estate, Investment Properties, Underwriting, USDA, Refinance, Finance, Government Loans, 203K, Mortgage Underwriting, Reverse Mortgages, Certified Mortgage..., Construction Loans, Home Equity Loans, Credit, Residential Homes, Credit Analysis, Commercial Lending, Mortgage Marketing, Referrals, Real Estate Transactions, Loss Mitigation, First Time Home Buyers, Real Estate Economics, Commercial Mortgages, Funding, Debt Consolidation, Home Equity Lines of..., Wholesale Lending, HUD, Loan Servicing, FHA, Loan Origination, Real Estate Financing, Condos, FHA Financing, VA Loans
Education
Illinois Institute of Art 1991 — 1995
Bachelor of Arts (B.A.), Fashion Design (formerly Ray College of Design)
Perl Mortgage March 2015 - Present
N/A July 2013 - March 2015
T October 2014 - December 2014
Charter Communications March 2013 - July 2013
Walmart March 2008 - February 2013
Skills
Customer Service, Retail, Inventory Management, Data Entry, Time Management, Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Social Media, Event Planning, Team Leadership, Photoshop, Public Speaking, Event Management, Research, Windows, Teaching, Team Building, Public Relations, Marketing, Training, Social Media Marketing, Fundraising, Management, Advertising, Data Analysis, Sales, Strategic Planning, Nonprofits, Marketing Strategy, Editing, Social Networking, Newsletters, Community Outreach, Merchandising, Graphic Design, Volunteer Management, Facebook, Proofreading, Marketing Research, Sports, Media Relations, Pro Tools, Mathematics
Education
Southern Illinois University, Edwardsville 2005 — 2009
Bachelors, Music Performance
Southern Illinois University, Edwardsville 2005 — 2009
Bachelor of Music in Performance, Oboe Performance
Perl Mortgage July 2011 - Present
Metlife Bank October 2010 - June 2011
United Guaranty Corporation January 2009 - October 2010
Guaranteed Rate May 2007 - October 2010
Genworth Financial 2007 - 2009
Skills
Mortgage Lending, Underwriting, Credit, Loan Origination, Mortgage Banking, Loans, Banking, Credit Analysis, Management, USDA, Customer Service, Mortgage Underwriting, Leadership, Sales, Strategic Planning, Process Improvement, Residential Mortgages, Refinance
Education
Michigan State University 1997 — 2001
Bachelor of Arts, Telecommunications – Information Technology
33 February 2009 - Present
33 Management January 2008 - December 2012
Perl Mortgage February 2008 - June 2010
True Value Company October 2003 - April 2007
Skills
Property Management, Real Estate, Investments, Property, Mortgage Lending, Real Estate Transactions, Selling, Real Property, Marketing Strategy, First Time Home Buyers, Customer Service, Investment Properties
Education
University of Illinois at Urbana-Champaign 1997 — 2001
Economics
Perl Mortgage January 2013 - Present
American Bank July 2011 - December 2012
Guidance Residential April 2003 - December 2010
EMotion 2002 - 2003
CR Associates 2000 - 2002
WMF Group, Ltd 1999 - 2000
Navigant International 1998 - 1999
Washington Homes, Inc. 1995 - 1998
Ruth Truitt CPA 1994 - 1995
Skills
Strategic Planning, Payroll, Change Management, Financial Planning, Budget Process, HRIS, Financial Reporting, Accounting, Cash Flow Management, Financial Analysis, Cash Management, Financial Management, Cash Flow, Internal Controls, Consolidation, Financial Control, Financial Accounting, Forecasting, GAAP, Internal Audit, Accounts Payable, Executive Management, Variance Analysis, Cash Flow Forecasting, General Ledger, Budget Analysis, Financial Systems, Accounts Receivable, Strategic Financial..., Managerial Finance, Budgets, Financial Statements, Financial Audits, Sarbanes-Oxley Act, Cost Accounting, Auditing, Analysis, Finance, Banking, Strategy, Leadership, Management, Mergers & Acquisitions, Human Resources, Process Improvement, Credit, Financial Modeling, Risk Management, Corporate Finance, Due Diligence
Education
University of Maryland University College
BA, Business Management
University of Maryland University College
MBA, Executive, 2009
University of Maryland University College
Masters of Science, Financial Management
University of Regensburg
Junior year abroad program
Vanderbilt University
Wurzburg High School
DDB January 2014 - Present
Baird & Warner May 2013 - January 2014
Baird & Warner July 2011 - May 2013
Baird & Warner June 2011 - May 2013
Converse September 2010 - January 2011
Hirschberg Strategies, Inc. May 2010 - July 2010
Perl Mortgage December 2008 - August 2009
Skills
Marketing, Social Media Marketing, Political Consulting, Financial Analysis, Portfolio Management, Financial Advisory, Dreamweaver, Microsoft Word, Facebook, Social Media, Encompass, Microsoft Excel, Sales, Customer Service, Non-profits, Fundraising, Microsoft Office, Event Planning, Management, PowerPoint, Spanish-speaking, Account Management, Social Networking, Market Research, Nonprofits, Leadership, Outlook, Spanish, Public Speaking, Research, Real Estate, Recruiting, Advertising, Brand Development, Budgets, Data Analysis, Sales Operations
Education
Boston University 2009 — 2013
Bachelor of Business Administration (BBA), Finance, General
Highland Park High School 2005 — 2009
Perl Mortgage December 2014 - Present
1st Advantage Mortgage August 2012 - November 2014
JP Morgan Chase Bank April 2010 - August 2012
Wells Fargo Bank June 2009 - April 2010
Hartford Steam Boiler September 2008 - June 2009
Option One Mortgage 2001 - 2008
American Broker's Conduit April 2007 - August 2007
Option One Mortgage Corp January 2001 - January 2006
Skills
Mortgage Lending, Sales, Training, Mortgage Banking, Loans, Credit, Banking, Salesforce.com, Underwriting, Cold Calling, Real Estate, Account Management, Team Building, Sales Management, Insurance, New Business Development, Marketing, Loss Mitigation, Negotiation, Strategic Planning, Coaching
Education
Kaplan University 2008 — 2010
Bachelors, Criminal Justice
Kaplan University 2008 — 2010
BA, Applied Science/Criminal Justice
Wintrust Mortgage August 2011 - Present
Perl Mortgage March 2009 - March 2011
Skills
Refinance, FHA, VA loans, Residential Mortgages, Credit, Loans, Mortgage Banking, USDA, Mortgage Lending, Loan Origination, Banking
Education
Addison Trail 1998 — 2002
Benedictine University
Perl Mortgage September 2015 - Present
Prospect Mortgage, LLC June 2013 - September 2015
Guaranteed Rate January 2013 - June 2013
Elgin Country Club June 2012 - December 2012
Trudo Realty February 2012 - November 2012
Online websites August 2008 - February 2012
Currahee Club May 2008 - August 2008
Siena Golf Club January 2007 - August 2007
Bandon Dunes Golf Resort 2005 - 2005
Skills
Sales, Budgets, Mortgage Lending, Customer Service, Client Development, Inventory Control, Long Range Planning, Program Development, Inventory Management, Strategic Financial..., Resident Relations, Strategic Planning, Loans, Credit, Residential Mortgages, Credit Analysis, Sales Executive, Budgeting, Financial Planning, Time Management, Financial Analysis, Refinance, Banking, FHA, Hospitality, Marketing Strategy, Golf, FNMA, FHLMC, Mortgage Banking, Mortgage Industry, Business Analysis
Education
Clemson University 2003 — 2007
Bachelor of Science, Parks Recreation Tourism Management -emphasis in Professional Golf Management/ Minor- Business Admin
La Crosse Central High School 2000 — 2003
Perl Mortgage 2014 - Present
Eric James Olsen Enterprises, Inc. June 2005 - Present
The Lending Company, Inc. June 2012 - 2014
General Mortgage April 1996 - May 2010
Skills
Mortgage, Negotiation, FHA, Real Estate, First Time Home Buyers, Investment Properties, Investors, Real Estate Finance, Residential, Short Sales, Buying, Realty, Refinance, REO, Loans, Mortgage Banking, Real Estate Economics, Real Property, Real Estate Financing, Mortgage Lending, Residential Homes, Real Estate Transactions, Residential Mortgages
Education
Colorado State University 1990 — 1995
Economics, Economics
Redfin December 2014 - Present
Perl Mortgage August 2008 - December 2014
Chicago Financial Services November 2000 - August 2008
Skills
Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, VA loans, Loans, Residential Mortgages, Financial Services, Options, Reverse Mortgages, Investments, Real Estate, FHA financing, Risk Management, Real Estate Transactions, Certified Mortgage..., Sales, FHA, Customer Service, USDA, Credit
Education
Arizona State University 1983 — 1986
B.S. in Finance, Options and Investment Analysis
Farmers Insurance Group of Companies January 2014 - Present
Aon Hewitt 2011 - Present
Independent Consulting 2009 - 2011
Perl Mortgage 2008 - 2009
Mortgage Masters Lending Group, LLC 2003 - 2008
Automotive Sales & Lending Industry 1983 - 2003
Skills
Insurance, Employee Benefits, Health Insurance, Medicare, Underwriting, Process Improvement, Mortgage Lending, Strategic Planning, Leadership, Call Center, Benefits Administration, Executive Pay, Life Insurance, 401k, Retirement, Banking, Long-term Care, Defined Benefit, Budgets, Sales, Customer Service, Finance, Team Leadership, Vendor Management, Disability Insurance, Risk Management, Sales Management, Negotiation, CRM, Management, COBRA, Defined Contribution, Flexible Spending..., HRO, ERISA, Business Planning, Call Centers, Performance Management, Health & Welfare..., Health Savings Accounts, Loans, Training, Term Life Insurance, Actuarial Science, Open Enrollment, Recruiting, Pension Administration, Program Management, Brokers, Retirement Plan...
Education
Indiana Wesleyan University 2012 — 2015
Business and Divinity
Perl Mortgage August 2012 - Present
Main Street Financial Inc. October 2011 - October 2012
Caliber Funding, LLC November 2010 - October 2011
Mortgage Services III, LLC October 2009 - November 2010
Lifetime Financial Partners August 2008 - October 2009
Bank of America / LaSalle Bank November 2006 - August 2008
Pulte Mortgage. Masters Network 2002 - 2005
Platinum Home Mortgage 1999 - 2002
Skills
Mortgage Lending, First Time Home Buyers, Refinance, Loans, FHA, Finance, Real Estate, Leadership
Education
University of Illinois at Urbana-Champaign 1996 — 1998
no, Marketing
Downers Grove South 1989 — 1993
OCEAN Independence May 2015 - Present
Perl Mortgage August 2013 - Present
Townstone Financial December 2010 - August 2013
Chicago Bancorp October 2009 - December 2010
Plaza Home Mortgage October 2008 - October 2009
Webster Bank October 2001 - January 2008
Wachovia 2008 - 2008
Skills
Refinance, FHA, Mortgage Lending, First Time Home Buyers, Credit Scoring, Residential Mortgages, Mortgage Banking, VA loans, Underwriting, Referrals, Home Equity Loans, Loan Origination, Loans, FHA financing, Government Loans, Mortgage Underwriting, Lines Of Credit, Reverse Mortgages, Credit, USDA, Commercial Mortgages, Investment Properties, Mortgage Marketing, Finance, Residential Homes, VA Loans
Education
Michigan State University 1997 — 2001
B.A., Finance
Perl Mortgage February 2014 - Present
Skills
Cold Calling, Consultative Selling, Mortgage Banking, FHA financing, VA Financing, USDA Financing, Selling, VA loans, USDA, Management, Sales, Training, CRM, Business Development, Microsoft Excel, Finance, Strategy, Human Resources, Negotiation, Marketing, Banking, Loans, Real Estate, Mortgage Lending, Credit, Refinance, FHA, Real Estate Financing, Loan Origination, Financial Services
Education
Northern Illinois University 2002 — 2006
BS, Finance
Andrew High School 1998 — 2002
perl mortgage October 2002 - Present
RBC Bank January 1997 - September 2002
Prudential Preferred Properties October 1988 - May 1993
Arthur Andersen & Co. June 1984 - December 1988
Skills
Real Estate, Loans, Mortgage Banking, Mortgage Lending, Finance, Residential Mortgages, Refinance, Foreclosures, Risk Management, Sellers, Loan Origination, FHA, Mortgage Servicing, Sales
Education
University of Illinois at Urbana-Champaign - College of Business 1981 — 1984
Batchelors of Business, C.P. A.--specializing in tax
Perl Mortgage 2015 - Present
CMG Financial April 2014 - June 2015
Stonegate Mortgage Corporation /Nationstar Mortgage June 2012 - March 2014
Sprint 2011 - 2012
Sprint 2011 - 2012
Academy Mortgage Corporation 2010 - 2011
Wells Fargo Home Mortgage 2008 - 2010
Centennial Mortgage & Funding 2003 - 2008
Cresland Mortgage 2000 - 2003
North American Mortgage Company 1994 - 2000
Skills
Mortgage Lending, Sales Management, Innovative Leadership, Team Building/Training, New Business Development, Strategic Planning, Innovative Problem..., Marketing, C-Level Sales, Relationship Development, Management, Team Building, Leadership, Mortgage Banking, Real Estate, Retail, Marketing Strategy, Business Development, Customer Service
Education
St. John's University
Business
University of Minnesota-Twin Cities
BS, Ag. Business Administration
H&W Ingredients September 2015 - Present
Perl Mortgage January 2015 - July 2015
Bibby Financial Services September 2014 - January 2015
Midwest Cellular January 2013 - June 2014
Skills
Sales, Sales Operations, Microsoft Excel, Customer Service, Sales Management, Direct Sales, Microsoft Office, Interpersonal..., Team Building, Strategic Planning, Business Development, Team Leadership, Cold Calling, Leadership, Microsoft Word, Time Management
Education
Danville Area Community College 2007 — 2008
Business Administration and Management, General
Schlarman High School 2002 — 2006
Union Home Mortgage March 2014 - Present
Perl Mortgage September 2012 - March 2014
Integrity Financial Group L.L.C April 2009 - May 2012
Skills
FHA, Customer Service, Mortgage Lending, Public Speaking, Credit, Troubleshooting, Divorce Mortgage..., Reverse Mortgages, New Home Purchase, Investment Properties, Refinance, Marketing, Real Estate, Loan Origination, Mortgage Banking, VA loans, FHA financing, DU Refi Plus, Jumbos, Investment Property..., Low Rates, Rural Housing, Super Jumbo, 100% Financing, Purchase Financing, USDA Rural, Housing Finance, Direct Lender, Conv, Family Law, Certified Mortgage..., Investments, Residential Mortgages, First Time Home Buyers, Credit Analysis, Small Business, Banking, USDA, Debt Consolidation, Mortgage Underwriting, Home Equity Loans, Construction Loans, Foreclosures, Finance, Real Estate Transactions, Commercial Mortgages
Education
Grand Valley State University
Bachelor Degree, Marketing/Business
MSPCA at Nevins Farm September 2013 - Present
Phinney's Friends July 2013 - September 2013
Fifth Third Bank July 2009 - August 2012
Paragon Relocation July 2008 - July 2009
Wells Fargo Home Mortgage October 2007 - July 2008
Perl Mortgage July 2006 - October 2007
Countrywide Home Loans September 2002 - July 2006
Lutheran Social Services of Illinois June 1998 - September 2002
DePaul University August 1997 - May 1998
Skills
Non-profit Volunteer, Volunteer Management, Public Policy, Grassroots Fundraising, Animal Welfare, Nonprofits, Non-profit Leadership, Grants, Sales, Fundraising, Management, Community Outreach
Education
Tufts University Cummings School of Veterinary Medicine 2012 — 2014
Master of Science (MS), Animals and Public Policy
DePaul University 1994 — 1998
Bachelor of Arts (BA), Psychology
Perl Mortgage August 2001 - Present
Camelot Mortgage Corp. May 1999 - August 2001
JM Mortgage Services March 1997 - May 1999
MCI Corporation September 1993 - March 1997
Skills
Mortgage Lending, Refinance, Mortgage Banking, Loan Origination, Sales, Relationship Management, Building Relationships, FHA, Residential Mortgages, Residential Homes, Credit, First Time Home Buyers, Funding, Underwriting, Loans
Education
Barat College of DePaul University 1982 — 1984
Business Administration and Management, General
New Trier High School 1978 — 1982
Bridgeview Bank Mortgage December 2014 - Present
Perl Mortgage June 2014 - February 2015
Guaranteed Rate August 2013 - June 2014
The Schiele Group April 2013 - September 2013
Sunda Restaurant March 2008 - October 2009
Skills
Customer Service, Customer-focused, Account Management, Sales, Customer Satisfaction, Cold Calling, Building Relationships, New Business Development, B2B, Marketing, Marketing Strategy, Sales Management, Selling, Customer Retention, Team Building
Education
Kendall College 2009 — 2011
Bachelor's degree, Hospitality Administration/Management
niles north 1998 — 2002
Wintrust Mortgage March 2014 - Present
Wells Fargo Home Mortgage July 2011 - March 2014
RWF Mortgage An Affiliate of Wells Fargo Home Mortgage January 2010 - July 2011
Perl Mortgage December 2008 - January 2010
Wells Fargo 2000 - 2010
Skills
Mortgage Lending, Real Estate, Credit, Loans, Residential Mortgages, Loan Origination, Refinance, Mortgage Banking, FHA, VA loans, Sales, First Time Home Buyers, Mortgage Marketing, Credit Analysis, Commercial Lending, Certified Mortgage..., Mortgage Underwriting, USDA, FHA financing, FHA Financing, VA Loans, Residential Homes, Banking, Investment Properties
Education
Elmhurst College 1990 — 1992
ba, Communicatoins
Movement Mortgage, LLC February 2013 - Present
Cole Taylor Bank November 2011 - February 2013
Perl Mortgage November 2010 - November 2011
Illinois Association of Mortgage Professionals September 2010 - October 2011
Illinois Assoc of Mortgage Professionals October 2004 - September 2010
American Foundations MortgageBanc March 2009 - August 2010
Added Value, Inc. December 1998 - March 2009
Loan Tool Box 2000 - 2009
Skills
FHA, Mortgage, First Time Home Buyers, Mortgage Lending, Refinance, Loans, VA loans, Real Estate, Conventional, Investment Properties, Public Speaking, VA, Purchase, Short Sales, Home, Residential, First Time Buyers, Condos, Loan Origination, Coaching, New Home Sales, Mortgage Banking, Social Media, Single Family Homes, Social Media Marketing, USDA, Banking, Construction, Residential Homes, Mortgage Marketing, Sellers, Home Equity Loans, Reverse Mortgages, FHA financing, Residential Mortgages, Certified Mortgage..., Commercial Mortgages, Finance, FHA Financing, VA Loans
Education
DePaul University 1976 — 1980
Bachelor of Commerce (BCom), Accounting
Perl Mortgage November 2012 - Present
Inland Home Mortgage January 2010 - December 2012
Lifetime Financial Partners August 2008 - January 2009
LaSalle Bank/Bank of America September 2005 - August 2008
Skills
Mortgage, Loans, FHA, VA, Refinance, Conventional, USDA, Mortgage Lending, Mortgage Industry, First Time Home Buyers, Customer Service, Loan Origination, Mortgage Banking, Residential Mortgages, Real Estate, Credit, Underwriting, Investment Properties, FHA Financing, Credit Analysis, Sales, Banking
Education
Triton-College 1970 — 1972
Business
US Bank Home Mortgages July 2014 - Present
Inland Home Mortgage December 2013 - July 2014
Market Place Mortgage Corp. April 2012 - December 2013
COUNTRY Financial July 2008 - April 2012
LaSalle Bank 2003 - 2008
Perl Mortgage 2000 - 2003
National Archives 1996 - 2000
Skills
Mortgage Lending, Investments, Life Insurance, Homeowner's Insurance, Property & Casualty..., Disability Insurance, Long Term Care, College Savings Plans, Rehab Loans, Loan Origination, Construction Loans, Real Estate Financing, Finance, Refinance, Loans, Retirement Planning, FHA, Residential Homes, Investors, FHA financing, Mortgage Underwriting, Long-term Care, Certified Mortgage..., Insurance, Commercial Lending, Real Estate, Debt Consolidation, Residential Mortgages, Real Estate Transactions, Investment Properties, Real Estate Economics, Loss Mitigation, Home Equity Lines of..., Commercial Mortgages, Long Term Care Insurance, Financial Services, VA loans, Reverse Mortgages, Mortgage Banking, USDA, Retirement, Underwriting, Commercial Real Estate, Credit Analysis, Estate Planning, Credit, Home Equity Loans, Mortgage Servicing, First Time Home Buyers, FHA Financing
Education
Chicago State University 1996 — 2000
Bachelor's of Science, Economics
St Johns College 1990 — 1996
Associates, Economics
Perl Mortgage October 2012 - Present
Flying High Gym March 2012 - July 2015
University of Illinois at Chicago December 2012 - August 2014
EXPRESS November 2010 - November 2012
Excite! Gymnastics, Cheer, and Dance February 2010 - February 2012
Nationwide Insurance June 2009 - February 2010
Skills
Microsoft Excel, Microsoft Word, Microsoft Office, PowerPoint, Lotus Notes, Photoshop, Outlook, Customer Service, Fashion, Fitness, Cpr Certified, Event Planning, Data Entry, Teaching, Athletics, Sales, Telephone Skills, Sports Management, Visual Merchandising, Retail, Cashiering, Inventory Management, Social Media, Sports, Coaching, Facebook, Social Networking, Community Outreach
Education
University of Northern Iowa 2003 — 2008
Bachelor of Arts (B.A.), Communication, General
University of Arkansas at Fayetteville 2005 — 2006
Communication, General
Bureau of Land Management September 2015 - Present
XCEL Engineering March 2014 - September 2015
Cogstone Resource Management January 2014 - March 2014
Tierra Environmental Services, Inc. May 2012 - June 2013
Denver Museum of Nature & Science February 2011 - 2013
Geophysical Investigations, Inc. May 2011 - April 2012
Aurora History Museum October 2011 - January 2012
Perl Mortgage July 2010 - January 2011
University of Denver March 2010 - June 2010
University of Denver Museum of Anthropology February 2010 - April 2010
Skills
Archaeology, Museum Studies, Anthropology, Grant Writing, Research, Past Perfect, Data Collection, Collections Management, Survey, Excavation, Laboratory Research, Site Monitoring, Trimble GPS, Archival Research, Surveying, Museum Collections
Education
University of Denver 2008 — 2014
MA in Anthropology, Archaeology/Museum Studies
Ithaca College 1999 — 2003
BA, Anthropology
Cabrillo College 2004 — 2005
CCATP, Archaeology
Morgan Park Academy 1995 — 1999
HS
Perl Mortgage June 2014 - Present
The Federal Savings Bank February 2013 - May 2014
Royal United Mortgage February 2012 - January 2013
Household Cleaning Service January 2006 - February 2012
CDL Employment Services, Inc. September 2004 - December 2005
Blue Horizon Driving School August 2002 - May 2004
Skills
Microsoft Office, Marketing
Education
University of Illinois at Chicago 2009 — 2011
Bachelor of Science, Finance
Harold Washington Community College 2007 — 2009
MUCH SHELIST August 2015 - Present
Kearney & Phelan, Ltd May 2006 - July 2015
Perl Mortgage March 2012 - January 2014
Molly Phelan for 46th Ward Alderman June 2010 - April 2011
Skills
Real Estate, Leadership, Investment Properties, Negotiation, Commercial Property..., Property Tax, Commercial Real Estate..., Real Estate Investment..., Cost Reduction..., Cost Reduction..., Tax Reduction, Sales, Leases, Sellers, Condos, Property, Real Estate Transactions, Investments, Real Estate Tax Appeals, Commercial Real Estate, Economic Development..., Due Diligence, Management, Strategic Partnerships
Education
Loyola University Chicago School of Law 2002 — 2005
Doctor of Law (JD), Tax Law/Taxation
University of Notre Dame 1991 — 1995
Bachelor of Arts (B.A.), Political Science and Government
University of Notre Dame 1991 — 1994
Bachelor of Arts (B.A.), Political Science and Government
The Catholic University of America 1990 — 1991
Regina
Woodlands
Perl Mortgage June 2002 - Present
Prime Source Financial June 2000 - June 2002
Prism Mortgage January 1998 - June 2000
Chicago Board of Trade August 1983 - December 1998
Skills
Mortgage Banking, Mortgage Lending, Reverse Mortgages, Refinance, Mortgage, Loan Origination, Conventional, FHA, Loans, Purchase, FHA financing, First Time Home Buyers, Banking, Real Estate, Conforming, Residential, Condos, Customer Service, Real Estate Finance, Investments, Investment Properties, Funding, Home, First Time Buyers, Real Estate Investment, Short Sales, Residential Homes, Real Estate Economics, Residential Mortgages, VA loans, Credit, Finance, Insurance, Construction Loans, Mortgage Underwriting, Certified Mortgage..., Home Equity Loans, Commercial Mortgages, Debt Consolidation, Credit Analysis, Underwriting, Government Loans, Commercial Real Estate, Mortgage Marketing, Home Equity Lines of..., Real Estate Financing, Real Estate Transactions, REO, Investors, Foreclosures
Education
Arizona State University 1980 — 1983
New Trier West 1976 — 1979
Niles North 1976 — 1979
Comcast Cable April 2008 - Present
Perl Mortgage January 2005 - March 2008
Skills
Telecommunications, Management, Investments, Leadership, Sales, Account Management, Banking, Negotiation, Customer Satisfaction, Customer Service, Direct Sales, Marketing, Sales Operations, Sales Process, Team Building, Sales Management
Education
The University of Kansas 1993 — 1998
Bachelor's Degree, Communication, General
Deerfield High School 1989 — 1993
High School
GSF Mortgage Corporation NMLS #1018 April 2014 - Present
Perl Mortgage May 2013 - April 2014
Stearns Lending February 2011 - April 2013
Primary Residential Mortgage July 2010 - November 2010
Midwest Mortgage Planners, Inc. January 2002 - July 2010
Gold Banc Mortgage March 1999 - December 2000
Irwin Mortgage April 1996 - March 1999
MNC Mortgage November 1993 - April 1996
First Union Home Equity March 1993 - November 1993
Transamerica Financial Services June 1991 - March 1993
Skills
Mortgage Lending, Mortgage Planning, Liability Management, Mortgage, Refinance, First Time Home Buyers, Loans, Home, Certified Mortgage..., Sellers, Small Business Lending, Strategic Financial..., FHA, Mortgage Marketing, Real Estate, Residential Homes, Mortgage Banking, Financial Services, Finance, ALM, Referrals, Home Equity Lines of..., Investment Properties, Financial Planning
Education
Indiana University Bloomington 1985 — 1990
BS, Finance
Warren Central High School 1983 — 1985
Perl Mortgage October 2013 - Present
Guaranteed Rate August 2007 - October 2013
American Home Mortgage November 2001 - August 2007
McGladrey January 1999 - November 2001
Skills
Refinance, VA, Mortgage, FHA financing, Mortgage Planning, FHA 203(K) RENOVATION..., Certified Mortgage..., Mortgage Lending, Finance, FHA, Loans, Residential Mortgages, Mortgage Banking, VA loans, First Time Home Buyers, Mortgage Servicing, Referrals, HomePath, Real Estate, Mortgage Marketing, Government Loans, Credit, Financial Analysis, Loan Origination, VA Loans, FHA Financing
Education
Dominican University 1996 — 1999
Bachelor of Science (BS), Accounting
Triton College 1995 — 1996
East Leyden High School 1991 — 1994
Perl Mortgage May 2015 - Present
Loyola University Chicago August 2014 - May 2015
California State University, Chico January 2013 - May 2014
Pritzker Military Museum & Library June 2013 - August 2013
California State University, Chico January 2011 - December 2012
R.F. MacDonald Co. June 2011 - August 2011
Skills
Editing, Creative Writing, Research, Microsoft Office, Microsoft Word, PowerPoint, Public Speaking, Microsoft Excel, Customer Service, Critical Thinking, Management, History, Project Planning, Time Management, Leadership, Carpet Cleaning
Education
Loyola University Chicago 2014 — 2016
Master of Arts (M.A.), Public/Applied History
California State University-Chico 2010 — 2014
Bachelor of Arts (B.A.), History
Perl Mortgage April 2012 - Present
Chicago Fringe Festival July 2009 - Present
Baytree National Bank & Trust Co. May 2011 - April 2012
American Street Mortgage Company May 2010 - April 2011
Guaranteed Rate May 2006 - August 2009
PeopleScout April 2004 - August 2006
Cingular Wireless September 2003 - February 2004
Sera H. Russell & Charles Brandt Law Office August 2001 - March 2003
Skills
Customer Service, Microsoft Office, Mortgage Lending, Real Estate, Loans, Credit, Banking, Non-profits, Administrative..., PowerPoint, Public Speaking, Microsoft Excel, Social Media, Social Media Marketing, Research
Education
MicroTrain Technologies 2009 — 2009
University of Louisiana at Lafayette 1998 — 2003
Bachelors, Fine Arts
Perl Mortgage 2015 - Present
Lake Michigan Credit Union June 2014 - Present
Lake Michigan Credit Union January 2013 - Present
M&Y Care LLC March 2009 - Present
Sears Holdings Corporation March 2006 - March 2009
Skills
Leadership, Accounting, Analysis, Auditing, Internal Controls, Communication, Internal Communications, Customer Support, Customer Service, Microsoft Office, Microsoft Excel, Microsoft Word, Team Building, Cross Functional Team..., Data Analysis, Workflow, Efficiency, Goal Oriented, Loan Servicing
Education
Baker College of Muskegon 2009 — 2012
Bachelor of Business Administration (BBA), Accounting
Stonegate Mortgage Corporation (NYSE: SGM) July 2015 - Present
Angel Oak Home Loans LLC June 2014 - June 2015
Perl Mortgage October 2013 - May 2014
The Lending Company April 2012 - October 2013
Sunsational Capital Resource Group Inc. January 2008 - November 2012
Sunsational Mortgage Services April 2003 - September 2008
Skills
Negotiation, Real Estate, Investment Properties, Credit, Residential Homes, Real Estate Transactions, Training, Sellers, Short Sales, Selling, First Time Home Buyers, Banking, Aerospace, Sales, Microsoft Office, Investment Banking
Education
University of Southern California 1977 — 1981
Bachelor of Business Administration (B.B.A.), Business, Management, Marketing, and Related Support Services
Keller Williams September 2013 - Present
Chicago Financial Services January 2013 - Present
Perl Mortgage June 2001 - December 2012
Plastic Bottle Co 2000 - 2002
Skills
Refinance, Mortgage Lending, Mortgage Banking, FHA, Residential Mortgages, Loan Origination, Loans, FHA financing, VA loans, Credit, USDA, Reverse Mortgages, Banking, Certified Mortgage..., Credit Analysis, First Time Home Buyers, Investment Properties, Underwriting, Investments, Mortgage Underwriting
Education
North Central College 1994 — 2000
Marketing
Perl Mortgage 2014 - Present
Skills
Mortgage Lending, Customer Service, Social Media, Microsoft Office, Management, Sales, Social Media Marketing, Public Speaking, Social Networking, Real Estate Transactions
Education
Illinois State University 1997 — 2001
Bachelor of Fine Arts (B.F.A.), Theatre/Theater
Gohagan & Company 2014 - Present
University of Chicago, Harris School January 2013 - Present
Visan Translations October 2008 - Present
Perl Mortgage January 2003 - September 2009
DePaul University February 2002 - November 2004
European Parliament September 2002 - December 2002
Skills
Customer Service, Microsoft Excel, PowerPoint, Microsoft Office, Research, Public Speaking, Microsoft Word, Banking, Event Planning, Financial Analysis, Strategic Planning, Real Estate, Social Media Marketing, Editing, English, Fundraising, Marketing
Education
DePaul University
BA, International Studies
Castle Metals July 2015 - Present
Perl Mortgage April 2013 - July 2015
Perl Mortgage June 2012 - April 2013
Advanced Equities January 2012 - June 2012
Advanced Equities January 2011 - January 2012
JPMorgan Chase January 2007 - January 2011
Skills
Customer Service, Outlook, PowerPoint, Microsoft Excel, Sales, Microsoft Word, Management, Loans, Encompass, Mortgage Lending, Investments, DocMagic Online, Software Documentation, Residential Mortgages, Organization Skills, Mortgage Servicing, Time Management, Oracle
Education
Aurora University 2006 — 2010
Bachelor of Arts (B.A.), Business Administration and Management, General, GPA: 3.8/4.0
Perl Mortgage September 2014 - Present
MORTGAGE GURU September 1985 - August 2014
PMA 1986 - 1999
Skills
Loan Origination, Mortgage Lending, FHA financing, Residential Mortgages, FHA, Loans, Mortgage Banking, Refinance, First Time Home Buyers, VA loans, Real Estate Financing, Credit, Rates, Investment Properties, Real Estate, Reverse Mortgages, Certified Mortgage..., USDA, Non-Conforming, Construction Loans
Education
DePaul University 1977 — 1981
Bachelors, Accounting & Finance
East Leyden 1974 — 1977
Perl Mortgage April 2012 - Present
Skills
Mortgage Lending, Loans, Credit, Banking, Refinance, Microsoft Excel, FHA, Customer Service, Loan Origination, Residential Mortgages, USDA, VA loans, Mortgage Banking, Investment Properties, First Time Home Buyers, Credit Analysis, FHA Financing, Short Sales, Sales, Mortgage Underwriting, Investments, Condos
Education
Concordia University Chicago 2006 — 2008
Bachelor's degree, Exercise Physiology
Perl Mortgage June 2014 - Present
Perl Mortgage December 2012 - June 2014
Perl Mortgage April 2012 - December 2012
Perl Mortgage May 2011 - April 2012
Education
Eastern Illinois University 2007 — 2011
Bachelor's Degree, Health and Physical Education/Fitness
Perl Mortgage April 2009 - Present
Bear Stearns August 2001 - October 2007
Bear Stearns 2004 - 2006
Encore Credit Corp 2001 - 2003
Skills
Encompass, Windows Vista, Microsoft Excel, PowerPoint, WebEx, PMI Trained, Microsoft Office, FHA, VA, Management, Funding, FHA financing, Sales, Mortgage Underwriting, Underwriting, Banking, Operations Management, Credit, Loan Origination, Training, Residential Mortgages
Education
Illinois State University 1997 — 2001
Bachelor of Applied Science (B.A.Sc.), Business Administration, Management and Operations
York Community High School
Perl Mortgage March 2015 - Present
1st Advantage Mortgage February 2012 - March 2015
Providential Bancorp Ltd. April 2011 - February 2012
Housing opportunities for women November 2009 - May 2011
Christian Community Health Center December 2007 - November 2009
bethany christian services 2006 - 2008
Summer Association for Youth Outreach June 2006 - August 2006
Word of life Bible institute 2001 - 2001
Skills
Mortgage Banking, Mortgage Lending, Refinance, Loans, Credit, FHA, Residential Mortgages, Loan Origination, USDA, Finance, First Time Home Buyers, Investment Properties, FHA financing, Real Estate, VA loans, Commercial Lending, Credit Analysis, Short Sales, Construction Loans, Real Estate Transactions, Leadership, Referrals, Residential Homes, Real Estate Financing, Mortgage Underwriting
Education
Trinity Christian College 2002 — 2006
BSW, Social Work
Gloucester County College 2001 — 2003
art gen ed
Eagle Home Mortgage June 2014 - Present
Perl Mortgage March 2014 - June 2014
JPMorgan Chase February 2011 - March 2014
Mortgage Services III, LLC August 2010 - February 2011
Compass Mortgage October 2009 - August 2010
Capital Financial Bancorp, Inc. March 2009 - September 2009
Platinum Home Mortgage (NMLS ID #13589) September 2008 - March 2009
Countrywide Home Loans/Bank of America May 2007 - September 2008
MidAmerica Bank March 2006 - March 2007
Wells Fargo August 2002 - March 2006
Skills
Certified Mortgage..., Commercial Lending, USDA, Reverse Mortgages, Mortgage Underwriting, Home Equity Lines of..., Consumer Lending, Construction Loans, Refinance, Mortgage Lending, Loans, Mortgage Banking, First Time Home Buyers, Loan Origination, VA loans, FHA financing, Residential Mortgages, FHA, FHA Financing, VA Loans, Financial Services, Financial Analysis
Education
University of Illinois at Chicago 1991 — 1993
Bachelor of Science (B.S.), Marketing
Addison Trail HS
Perl Mortgage August 2012 - Present
Main Street Financial, Inc August 2010 - August 2012
Dilger Financial Group July 2008 - August 2010
Fidelity Mortgage 1997 - 1998
Skills
Mortgage, Loans, USDA, VA, Conventional, First Time Home Buyers, FHA, Refinance, Mortgage Lending, Underwriting, Loan Origination, Mortgage Underwriting, FHA financing, VA loans, Credit, Investment Properties, Mortgage Banking, Certified Mortgage..., Finance, Credit Analysis, Reverse Mortgages, Residential Mortgages, Government Loans, Commercial Lending, VA Loans, Home Equity Loans, Commercial Mortgages, FHA Financing, Debt Consolidation, Real Estate Financing, Loss Mitigation
Education
Ball State University 1984 — 1988
BS, Business Administration
Dirk A. Gould Realty 2005 - Present
Perl Mortgage March 2001 - Present
PricewaterhouseCoppers 2000 - 2001
Skills
Real Estate, Loans, Refinance, Mortgage Lending, Investment Properties, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, First Time Home Buyers, Credit, Credit Analysis, Residential Homes, Real Estate Transactions, Underwriting, Sellers, Short Sales, Foreclosures
Education
University of Illinois at Urbana-Champaign - College of Business 1995 — 1999
Perl Mortgage October 1999 - Present
Commerce Clearing House February 1984 - June 1993
Skills
Mortgage Banking, Refinance, Mortgage Lending, Residential Mortgages, Loan Origination, Loans, Credit, Credit Analysis, FHA, Certified Mortgage..., Commercial Mortgages, FHA financing, Finance, Financial Analysis, First Time Home Buyers, Investment Properties, Investments, Loss Mitigation, Mortgage Underwriting, Real Estate, Reverse Mortgages, Sales, USDA, Underwriting, VA loans
Education
Southern Illinois University, Carbondale 1965 — 1969
BS, Philosophy, Psychology
Perl Mortgage November 2006 - Present
Wells Fargo Bank November 2004 - November 2006
MidAmerica Bank January 2002 - November 2004
Skills
Underwriting, Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, Loans, FHA, Short Sales, First Time Home Buyers, Finance, Customer Service, Asset Management, Construction Loans, Banking, Reverse Mortgages, Risk Management, Financial Structuring, Financial Analysis, Real Estate, Real Estate Transactions, Credit, USDA, Sales, Commercial Mortgages, Strategic Partnerships, Investment Properties, Residential Mortgages, Real Estate Financing, Residential Homes, FHA financing, Mortgage Underwriting, Credit Analysis, Mortgage Marketing, Investments, Loss Mitigation, Certified Mortgage..., Small Business Lending, Strategic Financial..., Commercial Lending, Referrals, Wealth Management, Condos, Foreclosures, Investors, Portfolio Management, Insurance, Real Estate Economics, REO, Property, VA loans
Education
Loyola University Chicago 1997 — 2001
Loyola University of Chicago 1997 — 2001
Management Information Systems
Perl Mortgage May 2005 - Present
First Illinois Mortgage February 2005 - June 2008
Education
Columbia College Chicago 1998 — 2006
undergraduate, Economics
Perl Mortgage June 2012 - Present
Self-Employed Film Production 1986 - 2014
First Main Street Financial, LLC December 2011 - June 2012
Prospect Mortgage, LLC February 2010 - December 2011
Wintrust Mortgage Corporation December 2008 - February 2010
Professional Mortgage Partners September 2005 - December 2008
Guaranteed Rate March 2002 - August 2005
Air Mortgage 1999 - 2002
Skills
First Time Home Buyers, Renovation, Residential Mortgages, Mortgage Lending, Mortgage Banking, Loan Origination, VA loans, Loans, Certified Mortgage..., FHA, USDA, FHA financing, Refinance, Investment Properties, Reverse Mortgages, Credit, Finance, Underwriting, Referrals, Mortgage Underwriting, Credit Analysis, Government Loans, Real Estate Economics, Real Estate, Construction Loans, Loan Servicing, Banking, Sales Management, Funding, Financial Structuring, Real Estate Financing
Education
Iowa State University 1980 — 1986
BA, Telecommunications/Engineering
New Trier East 1975 — 1979
High School, Math, Science
Perl Mortgage January 2015 - Present
Perl Mortgage March 2013 - December 2014
Greek Nation January 2013 - March 2013
University of Illinois at Urbana-Champaign January 2012 - May 2012
Fraternity and Sorority Affairs January 2011 - December 2011
Delta Zeta Sorority December 2008 - December 2011
Te'shurt May 2011 - July 2011
Fraternity and Sorority Affairs February 2011 - February 2011
Delta Zeta Sorority December 2009 - December 2010
Fraternity and Sorority Affairs October 2010 - October 2010
Skills
French, Spanish, some Arabic
Education
University of Illinois at Urbana-Champaign 2008 — 2012
Bachelor's degree, Global Studies: Governance, Conflict, and Resolution
Whitney M. Young Magnet High School 2002 — 2008
Christensen Financial Inc. - NMLS 112516 January 2015 - January 2015
Perl Mortgage June 2014 - December 2014
Vertical Mortgage April 2006 - May 2014
Atlanta Direct Lender January 2001 - March 2006
PepsiCo January 1984 - December 1999
Skills
Refinance, Mortgage Lending, FHA, Residential Homes, Real Estate Transactions, Mortgage Banking, First Time Home Buyers, Negotiation, Finance, Real Estate, USDA, Loan Origination, Loans, Residential Mortgages, Mortgage Marketing, FHA financing, Credit, Investment Properties, Reverse Mortgages
Education
The Ohio State University
Chicago Public Schools May 2014 - Present
Perl Mortgage February 2014 - Present
Perl Mortgage May 2013 - May 2014
Franklin First Financial June 2012 - May 2013
Integra Mortgage Corp. November 2011 - June 2012
HBNB Productions August 2009 - January 2012
Prime Time Marketing August 2010 - December 2010
Nissan & Edventure Partners January 2009 - May 2009
Skills
Mortgage Lending, spss
Education
University of Illinois at Chicago 2008 — 2010
BA, Marketing
Guaranteed Rate February 2015 - Present
US Bank Home Mortgages July 2014 - February 2015
Midwest Lending Corporaion September 2011 - June 2014
Perl Mortgage October 2010 - September 2011
SUMMIT MORTGAGE CORP January 2001 - October 2010
CLEVER IDEAS, INC January 1999 - January 2001
AMERICAN GREETINGS CORP January 1995 - January 1999
Skills
Mortgage Lending, Mortgage, Loans, Refinance, Purchase, HARP
Education
The Ohio State University 1986 — 1990
BS, Transportation & Logistics
The Ohio State University 1986 — 1990
B.S, Transportation and Logistics
Perl Mortgage August 2014 - Present
PHH Home Loans April 2011 - August 2014
Baytree Lending Company October 2009 - April 2011
Leading Edge Financial March 2007 - October 2009
Homestead Mortgage March 2003 - March 2007
Fox Sports Net Chicago November 1998 - March 2003
Skills
Real Estate, Refinance, Mortgage Lending, Marketing, Investment Properties, Mortgage Banking
Education
The University of Kansas 1992 — 1996
BA, Journalism
Perl Mortgage May 2011 - Present
Guaranteed Rate October 2006 - May 2011
1st National Bank of Arizona 2001 - 2005
Cable & Wireless 1999 - 2001
MCI 1998 - 1999
Skills
Mortgage Lending, Loan Origination, FHA, Residential Mortgages, Sales, Mortgage Banking, Loans, VA loans, Mortgage Underwriting, FHA financing, Credit Analysis, Credit, Banking, Reverse Mortgages, Underwriting, Refinance, Certified Mortgage..., Commercial Mortgages
Education
Stephen F. Austin State University 1991 — 1995
Baylor University 1989 — 1991
Jersey Village 1985 — 1989
PERL MORTGAGE February 1998 - Present
Skills
Real Estate, Credit, Investment Properties, Investments, Real Estate Transactions, Financial Analysis, Real Estate Economics, Finance, Portfolio Management, Loan Origination, Mortgage Banking, Mortgage Lending, FHA, Strategic Planning, Refinance
Education
The University of Kansas 1984 — 1988
PERL Mortgage October 1994 - Present
Rockwell Automation September 1988 - August 1993
Skills
Residential Mortgages, Business Development, Real Estate, Mortgage Lending, Strategic Planning
Education
Cornell University 1981 — 1986
Masters, Electrical Engineering
Medway High School 1977 — 1981
Perl Mortgage February 2010 - Present
Guaranteed Rate August 2007 - January 2010
American Home Mortgage 2004 - 2007
Rbc Mortgage January 2000 - August 2004
Skills
Mortgage, Refinance, FHA, Conventional, Loans, First Time Home Buyers, Purchase, FHA financing, VA loans, Mortgage Lending, Sellers, Mortgage Banking, Condos, Loan Origination, Investment Properties, USDA, Residential Mortgages, Certified Mortgage..., Residential Homes, Real Estate Financing, Real Estate, Reverse Mortgages, Short Sales, Home Equity Loans, Mortgage Underwriting
Education
Northwestern University 1985 — 1987
University of Colorado Boulder
Perl Mortgage January 2015 - Present
PHH Home Loans Midwest 1990 - Present
Skills
First Time Home Buyers, FHA, Mortgage Banking, Mortgage Lending, Selling, VA loans, Real Estate, Loans, Refinance, Residential Homes, Foreclosures, Loan Origination, Credit Analysis, Residential Mortgages, Credit, Real Estate Financing, FHA financing
Education
College of Saint Benedict 1979 — 1983
NMI Holdings, Inc. (National MI) December 2012 - Present
Perl Mortgage January 2012 - August 2012
RMIC January 1997 - December 2011
GE Mortgage Insurance 1985 - 1996
Skills
Mortgage Lending, Customer Relations, Customer Service, Mortgage, Mortgage Banking, Loans, Sales Management, Mortgage Underwriting, Residential Mortgages, Loan Origination, Refinance, FHA, Credit, Consulting, Market Development, VA loans, FHA financing, Banking, Lead Generation, USDA, Team Leadership, Mortgage Insurance, Management, Loss Mitigation, Insurance, Selling, New Business Development, Underwriting, Leadership, Sales, CRM, Credit Analysis, Relationship Management, Mortgage Servicing, Executive Management, Sales Operations, Loan Servicing, Mortgage Marketing, Risk Management, Home Equity Lines of..., Certified Mortgage..., Reverse Mortgages, Credit Risk, Government Loans, Construction Loans, Financial Services, Default, Consumer Lending
Education
University of Wisconsin-Whitewater 1982 — 1985
Finance, Business
University of Florida 1980 — 1982
Finance
Perl Mortgage September 2014 - Present
First Centennial Mortgage Corporation April 2012 - September 2014
Wintrust Mortgage Corporation January 1999 - April 2012
Professional Mortgage Partners January 2000 - January 2008
Skills
Credit, Banking, Real Estate, FHA, Mortgage Lending, Refinance, First Time Home Buyers, Residential Mortgages, FHA financing, Investment Properties, Finance, Loan Origination, Residential Homes, Mortgage Banking, VA loans, Loans, Certified Mortgage..., Government Loans, Reverse Mortgages, Non-Conforming, Construction Loans, Commercial Mortgages, 203K, HomePath, Rates, Home Equity Lines of..., Home Equity Loans, Mortgage Underwriting, Commercial Lending, Real Estate Financing, Mortgage Marketing, Debt Consolidation, Credit Analysis, Underwriting, USDA, Mortgage Servicing, Life Coaching, Loss Mitigation, Wholesale Lending, Home Equity, New Home Purchase, Loan Servicing, Real Estate Economics, Real Estate Lending, HUD, Financial Structuring, Consumer Lending, Loan Officers, Small Business Lending, Loan Modifications
Education
Marquette University 1987 — 1991
Finance, Finance and Financial Management Services
Nazareth Academy 1983 — 1987
Carrington Mortgage Services, Mortgage Lending Division May 2015 - Present
Green Hill Financial February 2014 - February 2015
First Centennial Mortgage Corporation October 2012 - November 2013
NewCastle Home Loans March 2012 - October 2012
Prospect Mortgage, LLC March 2010 - March 2012
Perl Mortgage May 2002 - September 2010
Capital Sources March 1995 - March 2002
CDK Mortgage September 1992 - March 1995
Skills
Purchase, Mortgage, Investment Properties, Loans, Refinance, FHA financing, 203k Financing, Homepath, Loan Origination, HomePath, VA loans, Mortgage Lending, Residential Mortgages, Banking, Mortgage Underwriting, USDA, Government Loans, Short Sales, Referrals, Mortgage Marketing, Credit Analysis, Commercial Lending, Reverse Mortgages, Finance, Credit, Real Estate, FHA, New Home Sales, Foreclosures, Residential Homes, Mortgage Banking, Real Estate Transactions, Construction Loans, Investments, First Time Home Buyers, Underwriting, Equities, Condos, REO, Loss Mitigation, Certified Mortgage..., Investors, Loan Servicing, Mortgage Servicing, Relocation
Education
Illinois State University 1988 — 1992
Bachelor of Science (B.S.), Psychology
Maine East 1984 — 1987
Right Start Mortgage July 2014 - Present
Perl Mortgage October 2013 - July 2014
The Lending Company February 2012 - October 2013
All Home Lending, Inc January 2010 - February 2012
Merchant Services August 2008 - April 2010
Countrywide February 2005 - July 2008
Lenders Direct September 2003 - January 2005
CBSK Finanical 2000 - 2003
Dollar Mortgage 1996 - 2000
Skills
Mortgage Lending, Loans, Banking, FHA, Negotiation, Sales, Mortgage Banking, Credit, Refinance, Loan Origination, VA loans, Real Estate, FHA financing, USDA, Residential Mortgages, FHA Financing, VA Loans
Education
Christian Heritage College 1998 — 2000
BS, Management
San Diego State University-California State University 1988 — 1993
Business Finance
Christian High School 1984 — 1988
Perl Mortgage September 2010 - Present
Harris Bank September 2007 - July 2009
Mid America Bank May 2006 - May 2007
First American Bank July 2002 - May 2006
American Home Mortgage 1995 - 2002
Skills
Customer Service, Loans, Credit, Customer Relations, Loan Origination, Mortgage Lending, Sales, Business Development, Underwriting, Finance, Residential Mortgages, FHA, Mortgage Banking, VA loans, FHA financing, Refinance, Mortgage Underwriting, Reverse Mortgages, USDA, Home Equity Loans, Credit Analysis, Construction Loans, Certified Mortgage..., Commercial Mortgages, VA Loans
Education
Roosevelt University 1992 — 1994
Bachelor, Hospitality
Perl Mortgage April 2010 - Present
Guaranteed Rate June 2005 - April 2010
RBC Mortgage May 2002 - January 2005
Prism Mortgage May 2000 - May 2002
Skills
SQL, VBA, Microsoft Excel, Microsoft Word, Microsoft Access, Financial Analysis, Loan Origination, Mortgage Banking, Mortgage Lending, Loans, Secondary Market, Capital Markets
Education
St. Ambrose University 1997 — 2002
CIS
Perl Mortgage January 2011 - Present
Guaranteed Rate May 2005 - December 2010
Key Mortgage October 2004 - May 2005
RBC September 2002 - October 2004
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, FHA financing, Loan Origination, Loans, VA loans, Reverse Mortgages, Certified Mortgage..., First Time Home Buyers, Investment Properties, Credit, Real Estate, Residential Mortgages, Construction Loans, Credit Analysis, Home Equity Loans, Mortgage Underwriting, Real Estate Economics, Underwriting, USDA
Education
St. Ambrose University 1998 — 2002
BS, Business Administration and Management, General
Academy Mortgage Corporation June 2015 - Present
Perl Mortgage October 2013 - May 2015
Providential.com December 2011 - May 2013
Wells Fargo November 2010 - April 2011
JPMorgan Chase June 2003 - November 2010
Skills
Mortgage Lending, Loans, Leadership, Customer Service, Mortgage Banking, Credit, Loan Origination, Program Management, FHA, Refinance, Residential Mortgages, Credit Analysis, Loan Officers, Mortgage Insurance
Education
Governors State University
Bachelor of Arts, Operations Managment
Moraine Valley Community College 2000 — 2004
Associate’s Degree
Oak Forest High School 1996 — 2000
Perl Mortgage April 2015 - Present
MCS Mortgage Bankers, Inc. December 2014 - April 2015
1st Advantage Mortgage November 2013 - June 2014
THE National Bank July 2012 - November 2013
American Bank and Trust June 2011 - June 2012
Money Tree Mortgage June 2008 - January 2010
Money Tree Mortgage June 2008 - January 2010
Chase Home Finance October 2000 - June 2008
Skills
Sales, Investment Properties, Loans, New Business Development, Mortgage Banking, FHA, B2B, First Time Home Buyers, Customer Satisfaction, Leadership, Refinance, Real Estate, Short Sales, Competitive Analysis, Foreclosures, Mortgage Lending, Training, Finance, Referrals, REO, Marketing, FHA financing, Real Estate Financing, Residential Mortgages, Residential Homes, Underwriting, Home Equity Loans, USDA, Construction Loans, Mortgage Underwriting, Selling, HUD, Certified Mortgage..., Reverse Mortgages, Government Loans, VA loans, Loan Origination, Loss Mitigation, Credit, Commercial Mortgages, VA Loans, FHA Financing
Education
Lewis University 1994 — 1996
BA, Criminal Justice and Finance
College of DuPage 1992 — 1994
AA, General
Corporate Settlement Solutions January 2015 - Present
Perl Mortgage August 2014 - January 2015
Ravenswwood Title October 2013 - April 2014
Chicago Title July 2006 - October 2013
chicago Title May 2001 - June 2006
Skills
FHA, Mortgage Banking, Investment Properties, Refinance, Mortgage Lending, Real Estate Transactions, Negotiation, Commercial Real Estate, First Time Home Buyers, Real Estate, Real Estate Economics, Sales, Residential Homes, Contract Negotiation, Residential Mortgages, Loan Origination, Referrals, Title Insurance, FHA financing, Reverse Mortgages, Construction Loans, Loans, USDA, VA loans, Short Sales, Sellers, Foreclosures, Closings, REO, Underwriting, Escrow, VA Loans
Education
Eastern Illinois University 1989 — 1992
Perl Mortgage 1999 - Present
Skills
First Time Home Buyers, Financial Analysis, Refinance, Business Strategy, Mortgage Lending, Real Estate, Advertising, Public Speaking, Mortgage Banking, Social Media, Investments, FHA financing, Real Estate Economics, Residential Mortgages, Loan Origination
Education
University of Michigan Business School
Master of Business Administration (MBA)
Cornell University
Bachelor of Science (BS)
Florida Property Managers, Inc. November 2010 - Present
Keller Williams Realty, Coral Gables May 2009 - Present
Real Estate.com, Realtors December 2008 - May 2009
Perl Mortgage 2008 - 2009
American Realty Company 2003 - 2008
Help U Sell Real Estate 2003 - 2008
The Mortgage Outlet, LLC 2003 - 2007
Skills
Investment Properties, Property Management, International Real..., Portfolio Management, Foreclosures, REO, Luxury
Education
Keller Graduate School of Management of DeVry University 2001 — 2003
MBA, Finance
University of Iowa 1984 — 1988
Bachelors, Finance
Perl Mortgage March 2014 - Present
Keller Williams Real Estate October 2013 - Present
Skills
Administrative..., Outlook, Data Entry, Microsoft Excel, PowerPoint, Microsoft Office, Microsoft Word, Spreadsheets, Customer Service, Time Management, Lotus Notes, Research, Access, Process Scheduler, Accounts Payable, QuickBooks
Education
Everett High School 1989 — 1993
Lansing Community College
Perl Mortgage October 2014 - Present
First Centennial Mortgage Corporation April 2012 - October 2014
Wintrust Mortgage Corporation August 2002 - April 2012
Skills
Loan Origination, FHA, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, FHA financing, Public Speaking, Investment Properties, Loans, Credit, First Time Home Buyers, VA loans, Certified Mortgage..., Reverse Mortgages, USDA
Education
Illinois State University 1996 — 2001
Self Employed August 2015 - Present
Andrew Hill Investment Advisors, Inc. May 2015 - Present
Naples Equestrian Challenge October 2013 - May 2015
Banyan Brown December 2012 - October 2013
Perl Mortgage August 2012 - November 2012
Silk Road Rising January 2012 - August 2012
Hometown Lenders January 2010 - December 2011
Av-Aerie August 2008 - April 2009
Thrill Jockey May 2008 - September 2008
Gem Development January 2004 - December 2007
Skills
Conversational Spanish, Strong verbal and..., Computer literacy in..., Spanish, Interpersonal..., Photoshop, Social Media, Blogging, Facebook, Event Planning, Public Speaking, Microsoft Office, Non-profits, Editing, Fundraising, Nonprofits, English, Italian, Management, Press Releases, Public Relations, Strategic Communications, Community Outreach, Marketing, Social Networking, Volunteer Management, Creative Writing, Event Management, Media Relations, Social Media Marketing, Songwriting
Education
Columbia College Chicago 2007 — 2009
Bachelors degree, Marketing Communications; Public Relations
Perl Mortgage August 2012 - Present
Main Street Financial August 2011 - August 2012
Caliber Funding, LLC September 2010 - October 2011
Lifetime Financial Partners 2008 - 2010
Wachovia Mortgage 2005 - 2008
Skills
Mortgage Lending, Mortgage Banking, Marketing, First Time Home Buyers, Refinance, FHA, Loans, Credit, Loan Origination, Customer Service, Sales Management, Team Building, USDA, Banking, Business Development, Sales, Investment Properties, Residential Mortgages
Education
Eastern Illinois University 1996 — 2001
BA, Consumer Affairs/Business Admin
Stewart Title of California June 2011 - Present
Auction.com 2009 - June 2011
Bank of America Home Loans June 2006 - June 2009
Perl Mortgage 2001 - 2006
Education
California State University-Northridge
J.P. Morgan, Global Wealth Management April 2015 - Present
Perl Mortgage October 2012 - April 2015
Chicago Bancorp January 2009 - October 2012
Skills
Microsoft Office, Outlook, Analysis, Customer Service, Microsoft Excel, PowerPoint, Mortgage Lending, Market Analysis, Appraisals, Credit Analysis, Mortgage Underwriting, Fraud Detection, Residential Mortgages, Mortgage Banking, Real Estate, Loan Origination
Education
New York University 2014 — 2017
Certificate of Real Estate Finance and Investment
University of Illinois at Chicago 2003 — 2007
Bachelor of Arts (B.A.), Communication, General
St. Patrick High School 1999 — 2003
High School Diploma
Perl Mortgage August 2015 - Present
Skills
Refinance, Mortgage Banking, Investment Properties, Loans, Credit, USDA, Residential Mortgages, FHA financing, FHA, First Time Home Buyers, Mortgage Lending, Loan Origination, Real Estate, Customer Service
Education
Bradley University
BS
American Red Cross August 2012 - December 2012
Rhodes Lab January 2012 - December 2012
Division of Human Services May 2012 - October 2012
Perl Mortgage May 2011 - August 2011
Carle Foundation Hospital August 2010 - May 2011
Skills
Fluent Russian, Basic Spanish, Laboratory, Cell, Research, Data Entry, PowerPoint, Microsoft Word, Microsoft Excel, Microsoft Office, Customer Service
Education
University of Illinois at Urbana-Champaign 2009 — 2013
BS, Psychology
University of Illinois 2009 — 2012
Bachelor of Art and Science, Psychology
Guaranteed Rate November 2014 - Present
Perl Mortgage November 2012 - October 2014
Skills
Economics, Financial Analysis, Credit, Investments, Banking, Residential Mortgages, Mortgage Banking, Mortgage Lending, Leadership, Refinance, Sales, Real Estate, FHA, Loan Origination, Finance, Credit Analysis, Investment Properties, Real Estate Economics, Loans, Management, Customer Service
Education
DePaul University 2010 — 2012
MBA, Economics
DePaul University 2004 — 2008
Bachelor of Science (BS), Economics, Finance
Perl Mortgage November 2010 - Present
Crowe Horwath LLP 1998 - 2005
Skills
Tax Preparation, Journal Entries, Tax Returns, General Ledger, Bookkeeping, Sales Tax, Accounts Payable, Account Reconciliation
Education
Indiana University South Bend
Bachelor's degree, Business Administration and Management, General
Perl Mortgage January 2010 - Present
Guaranteed Rate August 2007 - December 2009
American Home Mortgage 2004 - August 2007
Prism Mortgage Co./ RBC Mortgage September 2000 - January 2004
Skills
FHA, Mortgage Lending, Refinance, Reverse Mortgages, Mortgage Banking, FHA financing, Credit, Loan Origination, Credit Analysis, Loans, VA loans, Banking, First Time Home Buyers, Investments, Real Estate, USDA Loans, IHDA loans, Mortgage Underwriting
Education
Northeastern Illinois University 2000 — 2004
BA, Criminal Justice & Social Work
UIC 1998 — 2000
Criminal Justince
Perl Mortgage June 2013 - Present
The Federal Savings Bank December 2012 - June 2013
Guaranteed Rate January 2012 - December 2012
Doug Bruno Girls Basketball Summer Camps January 2008 - January 2011
Doug Bruno Camps 2008 - 2011
Skills
Social Media, Public Speaking, Sports, Customer Service, Microsoft Office, PowerPoint, Microsoft Excel, Coaching, Microsoft Word
Education
DePaul University 2011 — 2012
Master of Arts, Education
DePaul University 2007 — 2011
Bachelor of Arts (B.A.), Sociology
Perl Mortgage May 2013 - June 2014
Education
DePaul University 2010 — 2014
Bachelor Of Communication And Media Studies
New Trier High School 2006 — 2010
Perl Mortgage August 2015 - Present
Skills
Structure, process FHA,..., Mortgage Lending, Loans, Quality Assurance, Mortgage Banking, FHA, Loan Origination, Refinance, Credit, Residential Mortgages, FHA financing, USDA, VA
Education
Instituto Tecnológico de Sonora 1997 — 2001
B.A. Administrative Information Systems
Tower Hill Trading March 2014 - Present
Perl Mortgage July 2012 - February 2014
Arizona Dept. of Corrections June 2008 - July 2010
Deluxe Small Business Services January 2007 - June 2008
Hewitt Associate, LLC August 2005 - September 2006
Skills
Problem Solving, Microsoft Excel, Team Leadership, Financial Analysis, Microsoft Office, Clerical Skills, Customer Service, Data Entry, Data Analysis, Loan Documents, CRM, Portfolio Management, Loans, Sales, Management, Leadership, Credit, Banking, Microsoft Word
Education
Northern Arizona University 2007 — 2011
Bachelors of Finance in Business Administration, Finance, General, 3.40
Perl Mortgage October 2003 - Present
A-1 Mortgage March 1998 - September 2003
JD Investment Properties LLC January 1989 - March 1998
TEN and CO. February 1980 - December 1988
Education
University of Illinois at Urbana-Champaign 1971 — 1975
Bachelor of Science (B.S.), Economics
Highland Park High School 1968 — 1971
Perl Mortgage October 2014 - Present
Education
Illinois State University 1993 — 1995
Bachelor of Science (BSc), Criminal Justice and Corrections
Full-Time Nanny March 2015 - Present
Credentials eScrip-Safe August 2006 - March 2015
Perl Mortgage December 2010 - May 2011
OfficeMax May 2004 - July 2006
Education
Harper College