Experience
PHH Home Loans   January 2012 - Present
PrimeLending  April 2010 - February 2012
PWRE   2005 - 2011
Wells Fargo Home Mortgage  November 2004 - April 2010
District 77 Community Education   July 1997 - July 2003

Skills
Mortgage Lending, Investment Properties, FHA financing, Refinance, Residential Mortgages, Credit, Foreclosures, VA Loans

Education
College of St. Benedict
Bachelor of Science, Business Administration

Lakeville High School

Experience
Friendship Village of Bloomington  January 2013 - Present
PHH Home Loans   October 1996 - January 2013

Skills
Loans, Real Estate, Mortgage Banking, FHA, Refinance, REO, Underwriting, Investment Properties, Loan Origination, Mortgage Lending, USDA, Real Estate Financing, Credit, Mortgage Underwriting, First Time Home Buyers, Customer Service, Residential Mortgages, Marketing, Analysis, VA loans, FHA financing, Credit Analysis, Referrals, Finance, Reverse Mortgages

Education
Minnesota School of Business   2009 — 2014
Bachelor's Degree, Accounting

Experience
Key Mortgage Services, Inc.   January 2015 - Present
Chamber630   January 2014 - Present
Naperville Area Chamber of Commerce  2014 - Present
PHH Home Loans   August 2013 - January 2015
Chase  April 2011 - August 2013
JPMorgan Chase  September 2009 - April 2011
JPMorgan Chase  September 2008 - September 2009
JPMorgan Chase  April 2006 - September 2008
JPMorgan Chase  May 2004 - April 2006

Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Loan Origination, Banking, Residential Mortgages, FHA, VA loans, Consumer Lending, FHA financing, Retail Banking, Lines Of Credit, Government Loans, Life Insurance, Small Business Lending, FHA Financing, VA Loans, Credit, Real Estate, Sales

Education
University of Illinois at Urbana-Champaign   1996 — 2000
Bachelor of Science (BS), Consumer Merchandising/Retailing Management

University of Illinois at Urbana-Champaign   1996 — 2000
Bachelor of Science (B.S.)

Experience
Perl Mortgage  April 2015 - Present
PHH Home Loans   June 2011 - April 2015
Summit Mortgage Corp  April 2000 - July 2010

Skills
Real Estate, Mortgage Lending, Loans, Investment Properties, Refinance, FHA financing, Mortgage Banking, Home Equity Loans, USDA, First Time Home Buyers, Credit, Residential Mortgages, FHA, VA loans, FHA Financing, Sales, Loan Origination, Residential Homes, Reverse Mortgages, Commercial Lending, Credit Analysis, Short Sales

Education
Adelphi University
Bachelor's Degree, Business

Experience
Coldwell Banker Real Estate  July 2014 - Present
College of Saint Benedict and Saint John’s University  2012 - Present
PHH Home Loans   May 2013 - September 2013
Avotra Ltd/Buccellati   October 2012 - December 2012
PHH Home Loans   May 2010 - May 2012
Hummingbird Floral   April 2008 - September 2010

Skills
Sales, Marketing, Loan Origination, Loans, Microsoft Excel, PowerPoint, Microsoft Office, Outlook, Mortgage Banking, Microsoft Word, Social Media, Retail, Social Media Marketing, Facebook, Teamwork

Education
St. John's University   2010 — 2014
Business Administration and Management, General, Junior

Totino Grace   2006 — 2010

Experience
PHH Home Loans   2013 - Present
1st Metropolitan Mortgage  January 1999 - October 2007

Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, VA loans, FHA financing, USDA, Loans, Credit, Mortgage Underwriting, First Time Home Buyers, Investment Properties, Banking, Government Loans, Underwriting, Credit Analysis, Mortgage Servicing

Education
Loyola University of Chicago
Bachelor of Arts (B.A.), English Literature

University of Notre Dame

Experience
Cornerstone Capital Management  April 2014 - Present
PHH Home Loans   August 2012 - October 2013
The Business Bank dba Prime Mortgage   March 2009 - August 2012
LandAmerica Commonwealth  June 1992 - September 2008

Skills
Organized with Strong..., Account Reconciliation, Multitasking Skills, Accounting, Employee Training, Time Management, Positive Team Player, Accounts Receivable

Education
University of Northern Iowa   1983 — 1988
Bachelor's degree, Businesss Management emphasis in Finance

Experience
Citizens Bank  August 2015 - Present
PHH Home Loans   January 2013 - July 2015
Long Grove Mortgage   December 2000 - December 2012

Skills
Refinance, Mortgage Lending, Residential Mortgages, Credit, Mortgage Banking, Loan Origination, FHA, Banking, Finance, Financial Analysis, VA loans

Education
University of Iowa   1990 — 2000
Bachelor's degree, Economics

Illinois State University

Maine East High School

Experience
Keller Williams Realty, Inc.   August 2014 - Present
Buy This House LLC, a division of Trilutions Real Estate Group   November 2012 - Present
PHH Home Loans   October 2011 - October 2012
Philadelphia Housing Authority  March 2011 - September 2011

Skills
Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Customer Service, Negotiation, Outlook, Social Media, Sales, Marketing, Social Media Marketing, Real Estate, Real Estate Investment..., Real Estate Financing, Residential Mortgages, Sellers, Property Management, Residential Homes, Property, Investors, Investment Properties, Real Estate Development, Real Estate Transactions, Investments

Education
Drexel University   2009 — 2014
Bachelors of Science in Business Administration, Finance and Entrepreneurship

Moorestown Friends School   2005 — 2009
High School Diploma

Experience
PHH Home Loans   July 2014 - Present
Forever Yogurt  June 2010 - November 2014
Elite Chicago Rentals   June 2008 - January 2011

Skills
Microsoft Excel, Microsoft Office, Business Intelligence, Entrepreneurship, Strategy, Business Analysis, Joint Ventures, Venture Capital, Business Valuation, Start-ups, Private Equity, Sales, Business Strategy, Finance, Small Business, Analysis, Process Improvement, Project Management, Negotiation, Management Consulting, Business Planning, Marketing, Marketing Strategy

Education
Benedictine University   2003 — 2007
International Business and Economics

Addison Trail High School   1999 — 2003

Experience
NFM Lending  January 2013 - Present
PHH Home Loans   January 2001 - December 2013

Skills
USDA, FHA, VA, Conventional, VA loans, Mortgage Lending, Mortgage Planning, Loan Origination, Mortgage Industry, Purchase, Residential Mortgages, Conforming, First Time Home Buyers, Government Loans, Investment Properties, Construction Loans, Wholesale Lending, Rehab Loans, First Time Buyers, Second Homes, Residential, Commercial Mortgages, Home Equity Loans, Real Estate Financing, Refinance, Communication Skills, Home Loans, Contract Negotiation, Credit Score for home..., Southern Maryland home..., Mortgage Underwriting, Mortgage Servicing, FHA financing, VA Loans

Education
Old Dominion University

Virginia Wesleyan College

Experience
PHH Home Loans   June 2011 - Present
Cartus  January 2009 - June 2011
Cartus  July 2007 - January 2009
PHH Mortgage  June 2005 - July 2007
Kilgore College  January 2004 - July 2007
Century 21 The Elite Group   June 1999 - September 2005

Skills
Contract Negotiation, Management Consulting, Customer Service, Mortgage Lending, Real Estate, Mortgage, Account Management, Relocation, Conventional, Customer Relations, Strategic Planning, Problem Solving, Negotiation, Process Improvement, New Business Development, Team Leadership, Coaching, Team Building, Contract Negotiations, Microsoft Office, Sales Management, Budgeting, Excel, PowerPoint, Management, Business Development, Selling, Training, Marketing, Sales, Strategy, Sales Operations, Leadership, Lead Generation, B2B, Business Planning, Program Management, Finance, Entrepreneurship

Education
University of Texas at Tyler   1999 — 2002
Bachellor of Business Administration, Marketing

Tyler Junior College   1995 — 1998
AA, Business Administration

Experience
Freedom Mortgage  March 2015 - Present
PHH Home Loans   January 2000 - March 2015
PHH Mortgage  January 2000 - March 2015
PHH Mortgage  January 1999 - January 2005

Skills
Underwriting, Mortgage Lending, Loans, Mortgage Banking, FHA, Mortgage Underwriting, First Time Home Buyers, Refinance, Residential Mortgages, Team Building, Sales Management, Loan Origination, VA loans, USDA, Coaching, Selling, Real Estate Financing, Sales, Referrals, Investment Properties, Real Estate, FHA financing, Short Sales, REO, Foreclosures, Credit, Residential Homes

Education
Anderson University   1986 — 1990
BS, Marketing and Public Relations

Anderson University   1986 — 1990
Bachelor's degree, Marketing

Experience
YMCA of the Greater Twin Cities  June 2013 - Present
PHH Home Loans   December 2012 - March 2013
Target  May 2012 - July 2012
Valleyfair Family Amusement Park  May 2009 - October 2011

Skills
Management, Event Planning, Critical Thinking, Public Speaking, PowerPoint, Social Networking, Microsoft Word, Microsoft Office, Community Outreach, Time Management, Microsoft Excel, First Aid, Customer Service, Outlook, Fundraising, Data Entry, Event Management, Spanish, Research, Leadership

Education
College of St. Benedict   2010 — 2014
Bachelor of Arts (B.A.), Environmental Studies

University of Notre Dame Australia   2012 — 2012
Environmental Studies

Benilde-St. Margaret's High School   2006 — 2010

Experience
Mars National Bank  2014 - Present
Victorian Finance, LLC  2013 - 2014
Fifth Third Bank  2011 - 2013
PHH Home Loans   2009 - 2011
HLS - Division of Merrill Lynch   2007 - 2009
First Franklin  2002 - 2007

Skills
Mortgage Lending, Refinance, Mortgage Banking, Investment Properties, FHA, USDA, Real Estate Economics, Loan Origination, Sales, Foreclosures, Residential Mortgages, Finance, First Time Home Buyers, FHA financing, VA loans, Sellers, Certified Mortgage..., Real Estate Financing, Sales Management, Construction Loans, Condos, Government Loans, Mortgage Marketing, Reverse Mortgages, Commercial Finance, Underwriting, Commercial Lending, Portfolio Lending

Education
University of Pittsburgh   1995 — 1999
B.S., Business

Ambridge HS

Experience
Brock & Scott, PLLC   October 2013 - July 2014
First Guaranty Mortgage Corporation  May 2013 - October 2013
First Guaranty Mortgage Corporation  October 2012 - May 2013
PHH Home Loans   April 2012 - November 2012
Wells Fargo  September 2011 - April 2012
New York & Company  April 2011 - November 2011
Guidance Residential, LLC Industry: Financial Services, Mortgage   January 2011 - September 2011
DLT Solutions  July 2009 - August 2010
Guidance Residential, LLC Industry: Financial Services, Mortgage   June 2008 - December 2008
Aramark, Inc  August 2005 - May 2008

Skills
Organized, Goal Oriented, Neat, Escrow Analysis, Multitasker, Remain professional..., Customer Service, Sales, Sales Support, Mortgage Lending, Conventional Mortgages, Loan Processing, Freddie Mac, Administrative Support, Office Administration, MS Office Suite, Background Checks, Flood, Flood Insurance, Hazard Insurance, Condominium Certificates, Condominium..., Income Calculation, Management, Teamwork, Team Building, Team Oriented, People Skills, Data Entry, Order Entry, Government Contracts, Government Contract..., Mortgage, Document Review, Credit Review, Billing, Order Processing, Office Management, Insurance, Accounts Payable, Credit, Microsoft Office, PowerPoint, Outlook, Excel, Word, Access, Retail, Problem Solving, Scheduling

Education
James Madison University   2005 — 2010
General Studies

Experience
PHH Home Loans   June 2012 - Present
ClearPoint Funding  September 2011 - April 2012
Indecomm Global Services  June 2011 - September 2011
Consultant  March 2011 - June 2011
Sovereign Bank  May 2004 - November 2010
Wells Fargo Financial  January 2003 - April 2004
Countrywide KB Home Loans  January 2001 - January 2003

Skills
FHA, USDA, VA loans, FHA financing, Appraisals, Mortgage Banking, Mortgage Underwriting, Loans, Refinance, Loan Origination, Residential Mortgages

Education
Southern New England School of Law   1990 — 1995
JD, Law

Worcester State College   1985 — 1989
BA, History and Pre-Law

Experience
Guaranteed Rate  March 2015 - Present
PHH Home Loans   December 2004 - September 2014

Education
University of Iowa   1992 — 1996
B.S., Industrial Engineering

Experience
PHH Home Loans   August 1992 - Present
PHH Home Loans   1992 - Present
PHH Home Loans   1988 - Present

Skills
Leadership, Loans, Real Estate, Relocation, First Time Home Buyers, Mortgage Lending, Real Estate Transactions, Finance, Mortgage Banking, Refinance, Real Property, FHA, Sellers, FHA financing, Loan Origination, Budgets, Program Management, Buyers, VA loans, Team Building, Strategic Planning, Residential Mortgages, Marketing, Selling, Construction Loans, Reverse Mortgages, Certified Mortgage..., USDA, Real Estate Financing, Government Loans, Mortgage Underwriting, Commercial Mortgages, Mortgage Marketing, Investment Properties, VA Loans, Sales

Education
Bemidji State University   1983 — 1987
BS, Finance

Experience
Merchants Capital Access  June 2015 - Present
OnDeck  August 2011 - April 2015
PHH Home Loans   February 2003 - August 2011
PHH Mortgage  April 2005 - January 2008
PHH Corporation  February 2003 - April 2005
ETI International   May 2000 - November 2002
LHJ and Associates   April 1997 - April 2000

Skills
Business Development, Sales, Selling, Leadership, Account Management, Sales Management, Training, Team Building, Strategy, New Business Development, Coaching, Strategic Planning, Salesforce.com, Process Improvement, Sales Process, Contract Negotiation, Agile Methodologies, Website Development, Content Management, Microsoft Office, OS X, Macintosh Applications, Pipeline Management

Education
Neumann University   2009 — 2010
BS, Liberal Arts

Clemson University   1997 — 2000
Computer Science

Experience
Mortgage Education Foundation (MEF) / Illinois Association of Mortgage Professionals (IAMP)   February 2010 - Present
DMC  June 2009 - October 2011
Regus  August 2010 - April 2011
PHH / Coldwell Banker Home Loans   March 2005 - July 2009
GMAC  August 2003 - August 2004
PHH Home Loans   May 2002 - August 2003
Debt Management Consulting   August 1991 - March 2002

Skills
Mortgage Lending, FHA, Sales Management, Mortgage Banking, New Business Development, Refinance, Loans, Account Management, Sales, Residential Mortgages, Loan Origination, Credit, Negotiation, Financial Analysis, Business Development, Foreclosures, Contract Negotiation, Entrepreneurship, Marketing, Team Building, FHA financing, Insurance, Management, Selling, Training, Sellers, VA loans, Leadership, Financial Services, Finance, Coaching, Referrals, First Time Home Buyers, Direct Sales, Banking, Small Business, Sales Operations, USDA, Time Management, Underwriting, Credit Analysis, Executive Management, Investments, Funding, Real Estate Economics, Risk Management, REO, Short Sales, Mortgage Underwriting, FHA Financing

Education
Mortgage Education Foundation
First time homebuyer & Predatory housing counselor certification / Certified Mortgage Instructor

Debt Free America
Professional credit and debt counseling certification

Neighbor Works
1st Time Home Buyer Counseling certification

Bradley University
Business Management

Morgan Park Academy

Richard J Daley College
Business Management

Experience
JPMorgan Chase & Co.   March 2015 - Present
PHH Home Loans   February 2005 - March 2015
Various School Districts  September 1990 - November 2004
Beneficial California   1984 - 1990

Skills
FHA, First Time Home Buyers, VA loans, Refinance, USDA, Sellers, Loans, Mortgage Lending, HomePath, Finance, Real Estate, Mortgage Marketing, FHA financing, Loan Origination, Real Estate Transactions, Residential Mortgages, Jumbo Mortgage, Customer Satisfaction, HUD, Investment Properties, Credit, REO, Real Estate Financing, Referrals, Government Loans, Investors, VA Loans, FHA Financing

Education
California State University-Fullerton   1977 — 1981
BA

Experience
PHH Home Loans   2003 - Present

Skills
First Time Home Buyers, Investment Properties, Mortgage, FHA, Refinance, Home, Real Estate, Loans, Short Sales, Foreclosures, VA, Condos, Mortgage Lending, Investors, Conventional, Residential, USDA, First Time Buyers, Residential Mortgages, Residential Homes, Finance, Real Estate Financing, Customer Service, Investments, Referrals, Loan Origination, Reverse Mortgages, Mortgage Banking, VA loans, FHA financing, Credit, Government Loans, Construction Loans, Mortgage Marketing, Credit Analysis, Mortgage Underwriting, Underwriting

Education
University of Pennsylvania   1998 — 2002
Bachelor of Arts and Science, Economics

Edina High School

Edina High School

Experience
PRMG, Inc.   October 2013 - Present
Residential Finance  January 2013 - October 2013
City 1st Mortgage Services  January 2011 - January 2013
Hayhurst Mortgage, Inc.   March 2009 - December 2010
PHH Home Loans   February 2008 - February 2009
Real Loan Partners   March 2003 - February 2008
Transcontinental Lending Group  September 2002 - September 2003
Preferred Mortgage Lenders   November 2001 - November 2002
Ritz Carlton South Beach  February 2000 - September 2001
InterContinental Hotels Group  1993 - 2000

Skills
FHA, First Time Home Buyers, Investors, VA loans, Reverse Mortgages, VA, Home, REO, First Time Buyers, Foreclosures, Short Sales, FHA financing, New Business Development, Mortgage Lending, Finance, Investment Properties, Investments, Loan Origination, Loans, Mortgage Banking, Property, Real Estate, Real Estate Financing, Real Estate Transactions, Refinance, Residential Homes, Residential Mortgages, USDA, Underwriting, VA Loans, FHA Financing

Education
Miami Dade College   1988 — 1996
Associates

Barry University   1990 — 1994
Business & Finance

Miami Senior High   1987 — 1990
High School Diploma

Experience
Coldwell Banker  2013 - Present
Tiny Tots & Little Tykes   September 2010 - Present
Master Minds   June 2008 - Present
Social Enterprise Alliance - Twin Cities   December 2010 - December 2013
Innovative Packaging Solutions Div. of Lifetrack Resources   January 2011 - January 2013
PHH Home Loans   February 2010 - June 2011
Minnesota State University Mankato  July 2008 - December 2009
Saint Paul Area Association of Realtors   January 2008 - December 2008
Realty Executives Midwest  October 1998 - June 2008
Prosource (Kaplan) Educational Services   February 2002 - August 2003

Skills
Legal and Regulatory, Talent Acquisition, Team Building, Leadership, B2B Networking, Marketing campaign..., Social Media Guru, Linkedin, Facebook, YouTube, Twitter, Microsoft Office, Adobe, Videography, Direct Marketing, Direct Sales, Real Estate, Marketing, Social Media, B2B, Sales, Social Networking, Strategic Partnerships, CRM, Marketing Strategy, Business Development, Business Planning, Strategic Planning, New Business Development, Management, Public Relations, Recruiting, Program Management, Nonprofits, Networking, Management Consulting, Investment Properties, Sellers, Blogging, Online Marketing, Relocation, Entrepreneurship, Finance, Contract Negotiation, Social Media Marketing, Negotiation, Referrals, Lead Generation, Real Estate Transactions, Small Business

Education
Minnesota State University, Mankato   1987 — 2009
Bachelor of Applied Science (B.A.Sc.), Political Science and Government, Business Administration

Inver Hills Community College   2008 — 2008
Associates, General Studies, Business Admin

University of St. Thomas (TX)   2006 — 2006
Mini MBA, Real Estate

New Horizons Computer Learning Center   2003 — 2003
Certified, Computer Software Certifications

Rock Valley College   1984 — 1985
General Studies, General Studies

Experience
Midwest Mortgage Consultants   April 2014 - Present
PHH Home Loans   December 1999 - April 2014
Wells Fargo Home Mortgage  August 1998 - December 1999
Samboy Financial   October 1995 - July 1998

Skills
FHA, Mortgage Lending, Refinance, Loans, Residential Homes, Residential Mortgages, FHA financing, Loan Origination, First Time Home Buyers, Foreclosures, Rural Development, Investment Properties, VA loans, USDA, Construction, Home, Investors, Short Sales, Real Estate

Education
Kirkwood Community College   1992 — 1996
Associates, Parks and Natural Resources

Tipton High School   1987 — 1991
High School Diploma

Experience
Alpine Mortgage Planning  July 2015 - Present
Washington Federal  July 2013 - July 2015
PHH Home Loans   June 2012 - June 2013
Homestead Funding Corp.  December 2010 - June 2012
Bank of America  November 2009 - November 2010
Genworth Financial  2002 - 2005

Skills
FHA, Mortgage Lending, Residential Mortgages, Refinance, USDA, Loan Origination, VA loans, FHA financing, Loans, Mortgage Underwriting, Mortgage Insurance, Credit, Certified Mortgage..., FHA Financing, First Time Home Buyers, Investment Properties, Banking, Construction Loans, Government Loans, Real Estate, Reverse Mortgages, Underwriting

Education
College of the Canyons

Saugus High School, Saugus, CA

Experience
PHH Home Loans   October 2000 - Present

Skills
Mortgage Lending, Loan Origination, Loans, First Time Home Buyers, FHA, Refinance, Credit, Real Estate, USDA, FHA financing, Investment Properties, Mortgage Banking, VA loans, Underwriting, Residential Mortgages, Credit Analysis, Banking, Short Sales, Foreclosures, Mortgage Underwriting, Real Estate Financing, Construction Loans, Reverse Mortgages, Certified Mortgage..., Referrals, Loss Mitigation, Real Estate Economics, Condos, Residential Homes, Investors, Government Loans, Real Estate Transactions, Sellers, REO, Commercial Mortgages, 203K, Consumer Lending, Mortgage Marketing, Debt Consolidation, Finance, Home Equity Loans, Commercial Lending, Home Equity Lines of..., Funding, Single Family Homes, Financial Structuring, Investments, New Home Sales, HUD, Credit Risk

Education
Michigan State University
BS, Natural Science

Experience
American Mortgage & Equity Consultants, Inc.   July 2015 - Present
W.J. Bradley Mortgage Capital, LLC   November 2013 - July 2015
MegaStar Financial  July 2013 - September 2013
Prime Mortgage  September 2009 - July 2013
BNI - Business Networking Intl.   October 2011 - October 2012
PHH Home Loans   September 2008 - September 2009
Lakeland Mortgage Corporation  October 1998 - September 2008
University of Minnesota  1989 - 1994

Skills
VA, FHA, Mortgage, Residential, Conventional, First Time Home Buyers, Refinance, Loans, Purchase, Real Estate, Mortgage Lending, Customer Relations, Home, Investment Properties, Problem Solving, Customer Service, Strategic Planning, Retail, Residential Homes, Team Building, Foreclosures, Residential Mortgages, Mortgage Banking, FHA financing, Certified Mortgage..., Finance, Loan Origination, Commercial Mortgages, Credit, Investors, Construction Loans, Short Sales, REO, Reverse Mortgages, Mortgage Marketing, Underwriting, FHA Financing, VA Loans

Education
University of Minnesota-Twin Cities   1988 — 1993
Bachelor of Arts, Psychology

Experience
PHH Home Loans   January 1991 - Present

Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, Loans, Residential Mortgages, VA loans, FHA financing, Loan Origination, Real Estate, Mortgage Underwriting, Real Estate Transactions, Reverse Mortgages, Real Estate Financing, USDA

Education
Iowa State University   1982 — 1986
Bachelor of Science (BS), Finance, General

Faribault High School   1978 — 1982

Experience
Weichert Financial Services  August 2015 - Present
Weichert Financial Services  August 2013 - August 2015
Wells Fargo Mortgage  July 2012 - August 2013
Superior Mortgage  April 2009 - 2011
PHH Home Loans   July 2002 - July 2009

Skills
Mortgage Lending, FHA, Refinance, Investment Properties, VA loans, Loan Origination, First Time Home Buyers, Reverse Mortgages, Residential Mortgages, Mortgage Banking, Banking, Real Estate, FHA financing, USDA, Real Estate Financing, VA Loans, FHA Financing

Education
Rutgers University – Camden   2000 — 2016
Bachelor of Business Administration (B.B.A.), Finance, General

University of Nevada-Las Vegas   1996 — 1999

Experience
PHH Home Loans   October 1994 - Present
Redeemer Lutheran School  January 2010 - May 2012
Merrill Lynch Mortgage   November 1988 - February 1990
Craig-Hallum Capital Group  March 1986 - March 1988

Skills
Mortgage, Loans, New Home Sales, VA, Mortgage Lending, FHA, Refinance, Mortgage Banking, Purchase, Conventional, Sellers, Investment Properties, Underwriting, FHA financing, First Time Home Buyers, Finance, Real Estate, Loan Origination, Residential Mortgages, FHA Financing, VA Loans

Education
Trinity University   1979 — 1982
BA, Business Finance

Experience
PHH Home Loans   November 2011 - Present
1st Advantage Mortgage  October 2001 - November 2011

Skills
Mortgage Banking, FHA, Refinance, Residential Mortgages, VA loans, Mortgage Lending, FHA financing, Loan Origination, USDA, Loans, Reverse Mortgages, Credit, Commercial Mortgages, First Time Home Buyers, Investment Properties, Underwriting, Banking, Real Estate, Construction Loans, Home Equity Loans, Government Loans, Certified Mortgage..., Mortgage Underwriting, Debt Consolidation, Home Equity Lines of..., Loss Mitigation, Real Estate Financing, Rates

Education
Knox College   1987 — 1989

Experience
Community Mortgage; 701 Emerson Rd, Suite 100; Creve Couer, MO 63141; NMLS#224143   2015 - Present
PHH Home Loans   2013 - February 2015
Pulaski Bank  2013 - 2013
Vinson Mortgage Group  2010 - 2013
Charter Media  2007 - 2010
HSBC - Decision One Mortgage  2004 - 2007
World Savings  2002 - 2004
GE Commercial Finance/Deutsche Financial   1998 - 2002

Skills
Credit, Loans, Credit Analysis, New Business Development, Mortgage Lending, Residential Mortgages, Mortgage Banking, Advertising, Management, Public Speaking, Real Estate, Loan Origination, Marketing, USDA, Sales, Refinance, Banking, Finance, Underwriting, FHA, Customer Service, Sales Management, Investment Properties, Real Estate Transactions

Education
Missouri State University   1993 — 1998
Bachelor of Science in Finance, All areas of finance with a secondary emphasis on insurance, management, accounting, and investing.

Lafayette High School   1990 — 1993
General High School Diploma, Business Administration and Management, General

Experience
PHH Home Loans   June 2005 - Present
Clinique  2005 - October 2011
PHH Home Loans, John Skoglund   June 2005 - October 2008
Tim Lovett   March 2002 - June 2005

Skills
Social Media Marketing, Twitter, Facebook, Marketing Communications, Online Marketing, Social Networking, Retail, Team Building, Promotions, Media Planning, Microsoft Word, Microsoft Excel, Email Marketing, Coaching, Advertising, Graphic Design, Account Management, Adobe Creative Suite, Web Marketing, Sales, Marketing, Customer Service

Education
University of Minnesota-Twin Cities   2003 — 2005
College of Libral Arts

University of Wisconsin-Stout   1988 — 1991
Psychology/Graphic Art Design

Experience
First Capital, A Mortgage Company  November 2014 - Present
PHH Home Loans   August 2010 - October 2014
Bank of America  August 2009 - August 2010
TCS Mortgage, INC.   March 2004 - August 2009

Skills
Mortgage Lending, VA, Mortgage Banking, Refinance, FHA, USDA, Finance, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Mortgage Underwriting, REO, Real Estate Financing, Real Estate, Real Estate Transactions, Sellers, Selling, Underwriting, Residential Mortgages, VA loans, Referrals, FHA financing, Certified Mortgage..., Credit, Credit Analysis, Residential Homes, Investors, Foreclosures, Commercial Mortgages

Education
San Diego State University-California State University   1986 — 1989
Bachelors, Business Administration- Marketing

Orange Coast College   1984 — 1985
AA, Business Management

Experience
Radian  January 2014 - Present
Weichert Financial Services  October 2011 - October 2013
Fannie Mae  September 2010 - October 2011
Fannie Mae  May 2010 - September 2010
PHH Home Loans   July 2009 - April 2010
PHH Mortgage  May 2003 - June 2009
Cendant Mortgage  February 1999 - May 2003
Cendant Mortgage Corporation  March 1996 - February 1999

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, FHA, Mortgage Underwriting, Loans, Change Management, First Time Home Buyers, Underwriting, Refinance, Business Development, Portfolio Management, Loan Servicing, Real Estate, Credit, Strategic Planning, Credit Risk, Financial Services, Loss Mitigation, FHA financing, Investment Properties, Leadership, Sales, Call Centers, USDA, Management, Banking, Mortgage Servicing, VA loans, Credit Analysis, Government Loans, Relationship Management, Business Planning, Construction Loans, Reverse Mortgages, Commercial Mortgages, Finance, Marketing, Account Management

Education
Seton Hall University   1987 — 1991
Bachelor of Arts, Public Relations & Marketing

Bishop Eustace Preparatory School   1983 — 1987

Experience
Massage Envy Spa Woodbury   January 2015 - Present
Spalon Montage  March 2014 - January 2015
PHH Home Loans   February 2009 - March 2014

Education
Saint Paul College-A Community and Technical College   2014 — 2014
Certificate, Aesthetician/Esthetician and Skin Care Specialist

Metropolitan State University   1984 — 1987
Bachelor of Arts (B.A.), Business Administration and Management, General

Bemidji State University   1981 — 1984
Associate of Arts (AA), Business Administration and Management, General

Experience
Perl Mortgage  August 2014 - Present
PHH Home Loans   April 2011 - August 2014
Baytree Lending Company   October 2009 - April 2011
Leading Edge Financial   March 2007 - October 2009
Homestead Mortgage  March 2003 - March 2007
Fox Sports Net Chicago  November 1998 - March 2003

Skills
Real Estate, Refinance, Mortgage Lending, Marketing, Investment Properties, Mortgage Banking

Education
The University of Kansas   1992 — 1996
BA, Journalism

Experience
PHH Home Loans   2013 - Present
PHH Mortgage  August 1995 - February 2013
Cendant Mortgage  August 1995 - January 2005

Skills
Business Development, Account Management, Leadership, Management, Mortgage Banking, Mortgage Lending, Sales Management, Residential Mortgages, Refinance, Credit, FHA, Loan Origination, Loans, Risk Management, Sales, Selling

Education
Rowan University   1992 — 1994
Bachelors, Marketing

Experience
Sunstreet Mortgage, LLC  September 2015 - Present
PHH Home Loans   May 2012 - September 2015

Skills
Residential Mortgages, Refinance, Communication, Organization, Friendly Personality, Positive Energy, Reliable, Responsiveness, Dedication to work, Public Speaking

Education
Michigan State University - The Eli Broad Graduate School of Management   2000 — 2004
Bachelor of Arts (B.A.), Finance, General

Experience
Lenders One Mortgage Cooperative   September 2014 - Present
U.S. Bank   February 2014 - September 2014
PHH Home Loans   August 2013 - February 2014
Everbank  April 2012 - August 2013
Ally Financial/GMAC   February 2011 - April 2012
Icon Residential Lenders  May 2010 - February 2011
Sierra Pacific Mortgage  July 2009 - July 2010
Stonewater Mortgage  January 2009 - January 2010
National City  2003 - 2008
First National Bank of Arizona  March 2002 - December 2003

Skills
Mortgage Banking, Mortgage Lending, FHA, Underwriting, VA loans, Loan Origination, Credit Analysis, Residential Mortgages, Loans, Cold Calling, Mortgage Underwriting, Refinance, USDA, Credit, FHA financing, Reverse Mortgages, Government Loans, Certified Mortgage..., Commercial Lending, Loss Mitigation, Referrals, Commercial Mortgages, Real Estate Financing, Construction Loans, Wholesale Lending, Mortgage Servicing, Loan Servicing, Home Equity Loans, VA Loans, FHA Financing

Education
University of Illinois at Urbana-Champaign   1977 — 1981
Bachelor of Science (BS), Finance, General

Experience
BankSouth Mortgage Company   March 2011 - Present
Wells Fargo Home Mortgage  January 2009 - March 2011
JPMorgan Chase  April 2007 - January 2009
Coldwell Banker The Condo Store  2007 - 2008
PHH Home Loans   2006 - 2007
Wells Fargo Home Mortgage  June 2004 - February 2006
SunAmerica Mortgage   2000 - 2001
HomeBanc Mortgage  1999 - 2000
BellSouth Mobility  1994 - 1999

Skills
Retail, Secondary Market, Construction Loans, Certified Mortgage..., Loan Origination, Loans, Real Estate, Mortgage Banking, VA loans, Refinance, Mortgage Lending, Reverse Mortgages, Residential Mortgages, FHA financing

Education
Oglethorpe University   2001 — 2004
Organizational Management

Experience
McLean Mortgage Corporation  December 2014 - Present
PHH Home Loans   April 2013 - December 2014
McLean Mortgage Corporation  March 2011 - April 2013
Bank of America  November 2008 - May 2009
Nations Home Funding  February 2008 - October 2008
EquiTitle LLC   January 2006 - February 2008
Countrywide  2002 - 2004

Skills
FHA, Loans, Mortgage Lending, Business Strategy, Analysis, Marketing, Business Planning, REO, Real Estate, Credit, Loan Origination, Refinance, Residential Mortgages, Mortgage Banking, USDA

Education
Rider University

Experience
PHH Home Loans   January 1998 - Present

Education
University of Scranton

Experience
Progressive Pipeline Management   January 2014 - Present
Bell Consumer Products LLC   January 2008 - Present
Helium Comedy Clubs and Other Open Mic Venues   2010 - Present
Comic Energy Sketch Comedy Troup   January 2008 - January 2010
PHH Home Loans   June 2005 - November 2008
Bally Total Fitness  June 2003 - June 2005
COMCAST SPECTACOR  January 2001 - January 2003
WORLD GYM  January 2000 - January 2002
Comcast-Spectacor  2002 - 2002
draft Wordwide   1999 - 2002

Skills
SEO, E-commerce, Strategic Planning, Negotiation, SEM, CRM, Leadership, Forecasting, Market Analysis, Marketing Strategy, Account Management, Trade Promotions, Promotions, Event Management, Event Planning, Sales Management, Real Estate Financing, Real Estate Transactions, Social Media Blogging, Blog Marketing, Product Marketing, Facebook, Advertising, Marketing Management, PPC, Sales

Education
Rutgers University School of Business   1999 — 2003
B.S, Marketing 2003

Camden County College   1996 — 1999
Associate's degree, Business Administration and Management, General

Philadelphia Comedy Academy   2012 — 2013
Completed, Stand up Comedy, Laughter

Experience
PHH Home Loans   1991 - 1997

Education
La Salle University   1978 — 1982

Experience
Freedom Mortgage  April 2014 - Present
PHH  September 2002 - October 2013
PHH Home Loans   September 2002 - October 2013
microwarehouse  1995 - 2001

Skills
Sales Management, Refinance, Customer Service, Mortgage Lending, Credit

Education
Camden County College   1993 — 1994

Highland High School   1989 — 1993

Experience
PHH Home Loans   January 2014 - Present
American Portfolio Mortgage  August 2012 - August 2013
DJ Management, LLC.   January 2006 - January 2011
The Lending Center, LLC.   January 2004 - December 2006

Skills
FHA financing, 203K, VA loans, First Time Home Buyers, Refinance, Purchase Financing, FHA, Residential Mortgages, Mortgage Lending, Loans, Investment Properties

Education
Loyola University of Chicago   2004 — 2007
BBA, Finance

Experience
FlightCar  November 2014 - Present
Enterprise Rent-A-Car  February 2010 - November 2014
TCF Bank  June 2009 - January 2010
PHH Home Loans   May 2008 - September 2008
Target  December 2006 - September 2007

Skills
Training, Marketing, Management, Sales, Analysis, Microsoft Excel, Advertising, Finance, Spanish, Negotiation, Credit, New Business Development, Account Management, Time Management, Sales Operations

Education
University of Illinois at Urbana-Champaign - College of Business   2005 — 2009
Bachelors, Economics/Business

Experience
PNC Mortgage  July 2014 - Present
Wells Fargo Home Mortgage  September 2012 - June 2014
The Federal Savings Bank  December 2011 - June 2012
PHH Home Loans   February 2011 - November 2011
American Equity Mortgage  November 2010 - January 2011
New Day Financial  May 2010 - June 2010
Residential Loan Centers of America  June 2008 - February 2009
Lifetime Financial Partners  August 2007 - May 2008
American Security Mortgage  July 1992 - August 2007
Old Stone Credit   April 1991 - May 1992

Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Loans, Residential Mortgages, Reverse Mortgages, Refinance, FHA financing, Sales, Selling, Credit Analysis, Credit, VA loans, Mortgage Marketing, Finance, USDA, Mortgage Underwriting, Certified Mortgage..., Government Loans, Referrals, Home Equity Loans, Financial Structuring, Construction Loans, Home Equity, Home Equity Lines of..., Non-Conforming, Loss Mitigation, Real Estate Financing, Commercial Mortgages, VA Loans

Education
Northern Illinois University   1982 — 1985
BS, Business Administration

Palatine High School

Experience
Homeowners Financial Group USA, LLC  September 2014 - Present
PHH Home Loans   November 2009 - July 2011
PHH Home Loans   November 2009 - July 2011

Skills
FHA, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, Real Estate, Loans, FHA Financing, Customer Service, Sellers, Investment Properties

Education
Phoenix College   2014 — 2017

Experience
Citibank, N.A.   December 2014 - Present
PHH Home Loans   October 2013 - December 2014
Guaranteed Rate  September 2012 - October 2013
Morgan Stanley  May 2010 - March 2012
Key Mortgage Services, Inc.   March 2007 - March 2009
Town and Country Credit Corp.   May 2001 - May 2006

Skills
Customer Service, Account Management, Sales Management, Sales, Operations Management, New Business Development, Strategic Planning, Negotiation, Microsoft Office, Microsoft Excel, Credit, Banking, Business Development, Team Building, Business Planning, Management, Process Improvement, Residential Mortgages, Mortgage Banking

Education
University of Illinois at Urbana-Champaign   1988 — 1993
Bachelor's degree, Economics

Experience
Citizens Bank  August 2015 - Present
PHH Home Loans   January 2012 - August 2015
Metropolitan Bank Group  September 2006 - January 2012
North Shore Mortgage   2004 - 2006
1st Metropolitan Mortgage  November 1998 - March 2004
Green Tree Servicing  1996 - 1998
Household Finance  1992 - 1996

Skills
Commercial Lending, Loans, Sales, New Business Development, Sales Management, Credit, Credit Analysis, Real Estate, Start-ups, Loan Origination, Retail, Mortgage Lending, Mortgage Banking, Management, FHA, Refinance, P&L Management, Strategic Planning, Residential Mortgages, Account Management, Underwriting, Banking, Business Development, Finance, Risk Management, FHA financing

Education
Loyola University of Chicago   1987 — 1991
BA, Communications & Business

LaLumiere

Loyola University Chicago

Experience
First Equity Mortgage  November 2012 - Present
Huntington National Bank  November 2010 - October 2012
PHH Home Loans   April 2009 - October 2010

Skills
Mortgage Lending, Refinance, Residential Mortgages, Mortgage Banking, Creative Financing, FHA financing, USDA Financing, VA Financing, USDA, FHA, Loan Origination, First Time Home Buyers, VA Loans, Investment Properties

Education
Goshen High School   1997 — 2001
Diploma, General

University of Cincinnati

Experience
Wells Fargo Bank  November 2009 - Present
Wells Fargo Home Mortgage  2009 - Present
Wells Fargo  2001 - Present
PHH Home Loans   October 1996 - November 2009

Education
Normandale Community College
general studies

Experience
PHH Mortgage  February 2015 - Present
PHH Home Loans   2008 - February 2015
PHH Mortgage  1997 - 2008

Skills
Mortgage Banking, Mortgage Lending, Call Centers, Sales Operations, Sales Management, Residential Mortgages, Loans, Loan Origination, Underwriting, USDA, Sales, Leadership, Refinance, FHA, Credit, Credit Analysis

Education
Bloomsburg University of Pennsylvania   1992 — 1996
Bachelor of Science (B.S.), Marketing

Holy Ghost Prep   1988 — 1992

Experience
PHH Home Loans   May 2010 - Present

Skills
Mortgage Lending, Loans, Refinance, Mortgage Banking, FHA, Residential Mortgages, Loan Origination, Credit, VA loans, Credit Analysis, Banking, USDA, FHA financing, Underwriting, Investments

Education
North Hennepin Community College   2007 — 2010
Associate's degree, Criminal Justice and Corrections