Experience
Luxury Mortgage Corp  January 2015 - Present
PMAC Lending Services Inc.   September 2013 - January 2015
WCS Lending  June 2013 - September 2013
MJ Mortgage Corp   July 2011 - May 2013

Skills
Mortgage Lending, Loans, Credit, Banking, FHA, Mortgage Banking, Refinance, Credit Analysis, Financial Analysis, Residential Mortgages, Customer Service, Real Estate, Investment Properties, Government Loans, First Time Home Buyers, VA loans, Loan Origination

Education
Broward College   2014 — 2015

University of Massachusetts Boston   2012 — 2013
Bachelor's degree, College of Management – concentration in Finance, Sophomore

North Shore Community College   2011 — 2012
Associates, Business

Quincy College   2009 — 2010
Associates, Business Administration and Management, General

Revere High School   2005 — 2009
High School Diploma

Experience
NLC Loans  April 2015 - Present
PMAC Lending Services Inc.   June 2014 - March 2015

Skills
203K, VA loans, FHA, Purchase Loans, Jumbo Loans, First time buyers, USDA Rural Housing

Education
Bryan College   1982 — 1983
Business

Experience
Boca Executive Realty  2014 - Present
PMAC Lending Services Inc.   2013 - 2014
Guaranteed Rate  2013 - 2013
Goldbil investment corp   2011 - 2012
Overdrive Direct Marketing   2009 - 2011

Skills
Investment Properties, Sales, Real Estate Transactions, Customer Service, Marketing, Leadership, Loans, Mortgage Lending, Investments, Finance, Investors, Advertising

Education
University of Central Florida
Bachelor of Arts (BA), Communication and Media Studies

Nova Southeastern University—Shepard Broad Law Center

Experience
Homeside Financial  March 2015 - Present
Chase  August 2014 - February 2015
PMAC Lending Services Inc.   January 2014 - August 2014
Residential Finance  October 2013 - January 2014
Chase  April 2013 - October 2013

Skills
Training, Personal Training, Sales, Fitness, Sports, Recruiting, Sales Management, Building Relationships, Fitness Training, Exercise Physiology, Coaching, Wellness Coaching, Leadership Development, Strength Training, Wellness, Sports Nutrition, Athletics, Nutrition, Public Speaking, Health Education, Nutritional Counseling, Human Resources, Team Building, Sales Process, Mortgage Banking, Mortgage Lending, Consultative Selling..., Sales Presentations, Outlook, Loans, Cold Calling, FHA, Refinance, Customer Service, VA Loans

Education
Liberty University   2015 — 2015
Finance, General

West Virginia University   2003 — 2004

Experience
Bricker & Eckler LLP  August 2014 - Present
PMAC Lending Services Inc.   February 2014 - August 2014
Residential Finance  May 1997 - February 2014
Stein, Chapin & Associates   December 1991 - January 2014
The Ohio State University  September 1992 - May 1994
Schottenstein, Zox & Dunn   June 1989 - December 1991

Skills
Commercial Litigation, Legal Compliance, Legal Research, Employment Law, Licensing, Cyber-security, Litigation, Real Estate, Civil Litigation, Arbitration, Mortgage Lending, Corporate Law, Due Diligence, Finance, Loans, Leadership, Corporate Governance, Privacy Law, Risk Management, Mergers & Acquisitions, Intellectual Property, Compliance, Strategic Planning, Litigation Management, Appeals

Education
Capital University Law School   1986 — 1989
JD, Law

The Ohio State University   1982 — 1986
BA, Political Science

Experience
Liberty Mortgage Company  December 2014 - Present
PMAC Lending Services Inc.   September 2013 - December 2014
Wells Fargo Home Mortgage  November 2012 - September 2013
WCS Lending  February 2012 - October 2012
JP Morgan Chase  October 2004 - February 2012
The Mortgage Source LLC   January 2002 - September 2004

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loan Origination, VA loans, Loans, FHA financing, USDA, Residential Mortgages, Government Loans, Non-Conforming, Underwriting, Credit Analysis, Commercial Lending, Banking, Home Equity Loans, Reverse Mortgages, Small Business Lending, First Time Home Buyers, Mortgage Servicing, Investment Properties, Credit, Loss Mitigation, Real Estate Financing, FHA Financing, VA Loans

Education
Ohio Wesleyan University   1996 — 2000
Bachelor of Science (B.S.), Sport and Fitness Administration/Management

Experience
PMAC Lending Services Inc.   January 2014 - Present
Reliant Mortgage Company - NMLS # 1888   January 2011 - December 2013
Bank of America  2009 - 2010
Morgan Stanley Smith Barney  2008 - 2009

Skills
Refinance, Mortgage Lending, Customer Service, USDA, Loans, Mortgage Banking, FHA, Sales Management, Loan Origination, FHA financing, Residential Mortgages, VA loans, Finance, Reverse Mortgages, Certified Mortgage...

Education
Boston University   1998 — 2002
BA, Economics

Experience
PMAC Lending Services Inc.   April 2008 - July 2015
BNI Summit President   June 2013 - October 2014
ROMAX Commercial Capital   February 2004 - April 2008
Statewide Trust Mortgage   May 2002 - April 2008

Skills
Finance, Credit Analysis, Investors, Mortgage Lending, Insurance, Management, Refinance, Short Sales, Investment Properties, Real Estate, Loans, Investments, Residential Mortgages, REO, Loan Origination, FHA, Foreclosures, Real Estate Transactions, Reverse Mortgages, FHA financing, VA loans, USDA, Mortgage Banking, Real Estate Financing, Certified Mortgage..., Construction Loans, Residential Homes, Commercial Mortgages, First Time Home Buyers, Credit, FHA Financing

Education
College of Southern Maryland
Business

Experience
New Penn Financial, LLC  2014 - Present
PMAC Lending Services Inc.   2013 - 2014
The World Rowing Network   2008 - 2014
US Bank  2010 - 2013
First Responders Financial   2008 - 2009
Lehman Mortgage Cap. - Lehman Brothers   2007 - 2008
MLN  1998 - 2007

Skills
Strategic Planning, B2B, Portfolio Management, Operations Management, Key Account Management, Income Statement, Selling, Creative Direction, Market Share, Cross-functional..., Mortgage Lending, New Business Development, Sales Management, Business Development, Loans, Credit, Training, Leadership, Management, Start-ups, Real Estate, Mortgage Banking, Negotiation, Cross-functional Team..., Marketing, Recruiting, Financial Analysis, Sales, Loan Origination, Executive Management, Sales Operations, Social Networking, Underwriting, Strategy, Banking, CRM, Finance, Team Building, Team Leadership, Analysis, P&L Management, Enterprise Software, Human Resources, Budgets, Networking, Coaching, Refinance, Entrepreneurship, P&L, Technical Leadership

Education
Marist College   1993 — 1997
BS, Business Adminstration

Experience
CrossCountry Mortgage, Inc.   April 2015 - Present
PMAC Lending Services Inc.   March 2014 - April 2015
Residential Finance  May 2008 - March 2014
Saperstein & Associates Inc.   March 2004 - August 2006

Skills
Leadership, Loans, Finance, Banking, Encompass, Loan Origination, Problem Solving, Sales, Mortgage Marketing, Referrals, Real Estate Economics, Real Estate Financing, Fannie Mae, VA loans, First Time Home Buyers, FHA financing, New Home Purchase, Refinance, Regulatory Guidelines, Residential Mortgages, Jumbo Mortgage, Mortgage Banking, Mortgage Underwriting, Mortgage Lending, Mortgage Servicing, Secondary Mortgage..., Consumer Lending, Credit, Credit Analysis, Debt Consolidation, Cash, Rates, Investment Properties, Reverse Mortgages, VA Loans

Education
The Ohio State University   2002 — 2007
Bachelor of Science (BS), Human Ecology

Youngstown Cardinal Mooney Highschool   1997 — 2001
Sanctity, Scholarship, Discipline

Experience
Cross Country Mortgage Inc   April 2015 - Present
PMAC Lending Services Inc.   March 2014 - April 2015
Residential Finance  September 2007 - March 2014

Skills
Residential Mortgages, Team Management, FHA financing, Veterans, Jumbo Mortgage, Super Jumbo, Referral Development, USDA, Sales, Finance, Investment Properties, Banking, FHA Financing, Management, Reverse Mortgages, Customer Service, FHA, Loans, Mortgage Banking, Mortgage Lending, Refinance, VA Loans, Loan Origination, Credit, Leadership, First Time Home Buyers, Real Estate, Sales Management

Education
Cleveland State University   1996 — 2000
Bachelor's degree, Finance and Financial Management Services

Experience
Bank of America  January 2015 - Present
PMAC Lending Services Inc.   May 2013 - September 2014
PODS  February 2012 - May 2013
Sandpearl Resort  February 2009 - May 2012

Skills
Mortgage Banking, Mortgage Lending, Personal Finance, Financial Analysis, Finance, Microsoft Office, Sales, Hospitality Industry, FHA financing, VA, USDA Rural Housing, Debt & Equity Financing, Benefits Negotiation, FHA

Education
University of South Florida   2009 — 2012
Bachelor's degree, Finance, General

St. Petersburg College   2006 — 2009
Associate of Arts and Sciences (A.A.S.), Business/Managerial Economics

Experience
PMAC Lending Services Inc.   September 2013 - Present
InterBank Mortgage Company  April 2012 - May 2013
Franklin American Mortgage Company  August 2005 - January 2012
InterFirst, A Division of ABN AMRO Mortgage Group   May 1991 - August 2005
Landmark Mortgage Corporation   June 1989 - May 1991
Foster Mortgage Corporation   June 1988 - May 1989
Consumer Mortgage Corporation   June 1984 - June 1988

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Sales Operations, FHA, Sales Management, Sales, Wholesale Lending, Government Loans, Cold Calling, Credit Analysis, Credit, Refinance, Residential Mortgages, VA loans, Retail, Loans, Direct Sales, Loan Servicing, Construction Loans, USDA, Account Management, Loss Mitigation, Reverse Mortgages, Team Building, FHA financing, Underwriting, Mortgage Underwriting, Banking

Education
Walsh College of Accountancy and Business Administration   1987 — 1988
Finance

Central Michigan University   1982 — 1984
B.S.B.A. - Finance, Banking

Experience
American Financial Network, Inc.   February 2015 - Present
PMAC Lending Services Inc.   June 2014 - February 2015
Chase  April 2010 - June 2014
Masis Corporation Inc   September 2008 - June 2010

Skills
Consumer Lending, Mortgage Banking, Notary Public, Customer Service, Banking, Loans, Sales, Cross Selling, Mortgage Lending, Mortgage Servicing, Microsoft Excel, Financial Analysis, Real Estate, FHA Financing, First Time Home Buyers, VA Loans, Government Loans, Investment Properties, USDA

Education
Palm Beach State College   2007 — 2009

Experience
RapidAdvance  March 2015 - Present
Cross Country Mortgage Corp  December 2014 - February 2015
Homeside Financial, LLC.   August 2014 - December 2014
PMAC Lending Services Inc.   June 2014 - August 2014
Huntington National Bank  June 2013 - October 2013
First Option Mortgage  September 2012 - April 2013
First Option Mortgage  July 2010 - September 2012

Skills
Residential Mortgages, Customer Service, Sales Management, Sales Operations, Training, Marketing Communications, Strategic Communications, Loans, FHA, Mortgage Banking, Mortgage Lending, Investors, Insurance, Selling, VA loans, Refinance, Credit, Referrals, Loan Origination, Underwriting, USDA, Certified Mortgage..., FHA financing, Reverse Mortgages, Marketing, Cold Calling, Foreclosures, HUD, Credit Analysis, Government Loans, Negotiation, Sales, Investment Properties, Home Equity Loans, Real Estate Financing, First Time Home Buyers, Banking, Mortgage Underwriting, Investments, VA Loans, Real Estate, FHA Financing, Commercial Lending

Education
The Ohio State University   2006 — 2010
Bachelor's degree, Economics

Olentangy   1992 — 2004

Experience
Finance of America Mortgage LLC  August 2015 - Present
PMAC Lending Services Inc.   June 2012 - August 2015
City of South Portland  December 2013 - December 2014
City of South Portland,Maine  December 2010 - December 2014
Long Creek Watershed Management District   2009 - December 2014
MetLife Reverse Mortgage   April 2011 - May 2012
Bank of America  2009 - 2010
First Financial  2006 - 2009
Wells Fargo Home Morgage  1995 - 2006
Husson University  1988 - 1994

Skills
FHA, Reverse Mortgages, Reverse Mortgage..., Mortgage, Mortgage Lending, Mortgage Banking, HECM, Refinance, Credit, Loan Origination, FHA financing, Real Estate, Loans, Banking, Finance, VA loans, USDA, Investment Properties, Underwriting, Credit Analysis, Residential Mortgages, First Time Home Buyers, Certified Mortgage..., Commercial Lending, Investments, Consumer Lending, Commercial Mortgages, Real Estate Financing, Financial Services, Government Loans, Mortgage Underwriting

Education
Husson College   1989 — 1994
B.S., Accounting

South Portland High School   1968 — 1971
High School Diploma, Education

Experience
PMAC Lending Services Inc.   January 2014 - June 2014
PennyMac Loan Services, LLC  January 2008 - July 2011
Countrywide Financial Corp.  January 2004 - January 2007
Countrywide Home Loans  January 2000 - January 2004
Countrywide financial Corp.  January 1996 - January 2000
Countrywide financial Corp.  January 1994 - January 1996
Countrywide Financial Corp.  January 1992 - January 1994
Countrywide Financial Corp.  January 1989 - January 1992
Countrywide Financial Corp.  April 1987 - January 1989

Skills
SDLC, CRM, Strategy, Program Management, Cloud Computing, Management, Leadership, Outsourcing, Project Management, Software Development, Change Management, Data Warehousing, Governance, MS Project, Training, Team Building, PMO, Process Improvement, Strategic Planning, IT Management, Executive Management, Start-ups, IT Strategy, Project Portfolio..., Vendor Management, Disaster Recovery

Education
University of Southern California   1981 — 1983
MS

University of Southern California   1981 — 1983
MS

University of Southern California   1978 — 1981
BS

Landmark Education   1992 — 2011

Experience
PMAC Lending Services Inc.   November 2012 - Present
TNG Mortgage Consultants   April 2012 - December 2012
MGR Real Estate  2009 - 2010
Fremont Bank  July 1999 - March 2007

Skills
Refinance, FHA, Mortgage Banking, Loans, Mortgage Lending, VA loans, Loan Origination, Credit, Residential Mortgages, Real Estate, Investment Properties, FHA financing, Real Estate Financing, Reverse Mortgages, Mortgage Underwriting, USDA, Property Management, Construction Loans, Underwriting, Real Estate Transactions, Certified Mortgage..., Government Loans

Education
California State Polytechnic University-Pomona
Business, Management, Marketing, and Related Support Services

Experience
Finance of America Mortgage LLC NMLS 1071   August 2015 - Present
PMAC Lending Services Inc.   September 2014 - August 2015
IKON Office Solutions  2002 - 2005
United States Navy  June 1983 - August 1987

Skills
FHA, Investment Properties, FHA financing, Residential Mortgages, Loans, Sellers, Real Estate, Sales, Reverse Mortgages, Sales Management, Referrals, Mortgage Marketing, Customer Service, Construction Loans, Real Estate Financing, Credit, Credit Analysis, Certified Mortgage..., Consumer Lending, Home Equity Lines of..., Underwriting, Non-Conforming, Commercial Lending, Home Equity Loans, Banking, Mortgage Underwriting, Investors, Mortgage Servicing, Finance, Foreclosures, 203K, REO, Short Sales, Loss Mitigation, Branch Management, Real Estate Economics, Investments, Selling, Real Estate Transactions, FHA Financing

Education
Norwalk Community College   1982 — 1983
General Studies

Experience
PMAC Lending Services Inc.   2015 - Present
JPMorgan Chase  December 2008 - December 2013
The Woda Group, LLC   May 2004 - May 2008
Armstrong Mortgage   2002 - 2004
Red Mortgage Capital  1997 - 2002

Skills
Outstanding time..., Multi Tasking, Communication, Finance, Real Estate Development, Loans, FHA financing, USDA Rural Housing, Time Management, Affordable Housing, Non-profit Volunteer, Nonprofits, FHA Financing, Refinance, Residential Mortgages, USDA, Credit, Credit Analysis, Mortgage Banking

Education
The Ohio State University   1986 — 1992
Bachelor's degree

Experience
L Brands  July 2015 - Present
PMAC Lending Services Inc.   July 2014 - July 2015
Nationwide Insurance  August 2012 - February 2014
Nationwide Mutal Insurance Co.   August 2009 - August 2012

Skills
Insurance, Employee Benefits, Customer Service, Property & Casualty..., Workers Compensation, Microsoft Office, Lotus Notes, Microsoft Excel, Outlook, Human Resources, Health Insurance, Recruiting, Claim, Microsoft Word, Process Improvement, Employee Relations, PeopleSoft, PowerPoint, Training, Access, Payroll

Education
Franklin University   2013 — 2016
Business Administration and Management, General

Franklin University (attending)   2013 — 2016

Experience
Bob Evans  March 2015 - Present
PMAC Lending Services Inc.   January 2014 - March 2015
Residential Finance  October 2012 - December 2013
Bravo Brio Restaurant Group  January 2006 - October 2012
Bravo Brio Restaurant Group  May 2005 - December 2006
Bravo Brio Restaurant Group  June 2003 - April 2005
Bravo Brio Restaurant Group (Brio Tuscan Grille)   July 1999 - June 2003

Skills
Employee Benefits, Employee Relations, Talent Acquisition, Personnel Management, HRIS, Performance Management, Deferred Compensation, FMLA, Onboarding, Hiring, COBRA, Employee Training, New Hire Orientations, Team Building, HR Policies, Human Resources

Education
The Ohio State University   1998 — 2002
Bachelor or Arts, Sociology

Experience
Cross Country Mortgage Inc.   April 2015 - Present
Service Extroidinaire   April 2005 - Present
PMAC Lending Services Inc.   February 2015 - May 2015
PMAC Lending Services Inc.   January 2014 - April 2015
Residential Finance  September 2013 - December 2013
Residential Finance Corporation  June 2013 - September 2013
Residential Finance  October 2012 - August 2013
Urban Active Sport Therapy Clinic  April 2012 - June 2012
Advanced Office Systems  August 2011 - March 2012
MacIntyre Park   October 2011 - December 2011

Skills
Microsoft Office, Problem Solving, quick learner, Statistics, Goal Oriented, Sales, Event Planning, Management, Account Management, Teamwork, Customer Service, Selling, Lead Generation, Customer Satisfaction, Leadership, Project Management, Recruiting, Call Centers, Microsoft Excel, Time Management, Cold Calling, Sales Management, Marketing, Customer Retention, Outlook, Coaching, Finance, Microsoft Word, Training, Customer Experience, First Time Home Buyers, Investment Properties, Real Estate, Credit, FHA, Mortgage Banking, Loan Origination, Mortgage Lending, Residential Homes, Residential Mortgages, Strategic Planning, Loans, Banking, Investments, Referrals, Refinance, Real Estate Transactions, Team Leadership, Credit Analysis, Team Building

Education
University of Rio Grande and Rio Grande Community College   2007 — 2011
Bachelor's degree, Business Administration and Management, General, 3.0

briggs   2003 — 2006

Muskingum College

Experience
Luxury Mortgage Corp  January 2015 - Present
PMAC Lending Services Inc.   September 2013 - January 2015
WCS Lending  August 2012 - September 2013
UBS  April 2012 - October 2012
Morgan Stanley Smith Barney  March 2009 - April 2012
WCS Lending  2006 - 2009

Skills
Series 7, Series 66, Mortgage Lending, Mortgage Banking, Residential Mortgages, NMLS Licensed, Portfolio Management, Series 63, Uniform Combined State..., Investments, Finance, Loan Origination, Credit, Credit Analysis, Banking, Refinance, FHA, Loans, Wealth Management, VA loans, Reverse Mortgages, USDA

Education
Florida State University - College of Business   2001 — 2005
BS, Finance

Experience
Hamilton Group Funding, Inc.   February 2014 - Present
PMAC Lending Services Inc.   September 2013 - January 2014
WCS Lending  March 2012 - September 2013
Mackinac Savings Bank   March 2010 - March 2012
MEEST Corporation, Inc/ JV ”Meest-Tour   May 1998 - December 2009

Skills
Accounting, Word, Financial Analysis, Quickbooks, Accounts Payable, Financial Reporting, General Ledger, Accounts Receivable, Reconciliation, Excel, Budgeting, Analysis, Microsoft Office, Bookkeeping, GAAP, Balance, Invoicing, Billing, Access, Outlook, Microsoft Excel, Finance, Banking, QuickBooks, Financial Statements, Payroll, Account Reconciliation, Corporate Finance, Auditing, Financial Modeling, Balance Sheet, Business Analysis, Microsoft Word, Budgets

Education
Inter-Regional Academy of Personnel Management   1996 — 2000
Master of Science (M.S.), Accounting & Auditing

Florida Atlantic University

Experience
Private  August 2013 - June 2015
PMAC Lending Services Inc.   March 2014 - August 2014
New American Funding  November 2013 - March 2014
Nationstar Mortgage  December 2011 - June 2013
Stonecrest   March 2011 - November 2011
J. Stephens   November 2010 - January 2011
ProMatch  January 2010 - June 2010
ADT Security Services  September 2008 - July 2009
Opteum Financial Services  June 2005 - September 2007
BNC Mortgage  July 2004 - April 2005

Skills
Selling, Sales, Leadership, Marketing, Cold Calling, Customer Service, Mortgage Lending, Management, New Business Development, Customer Satisfaction, Loans, Strategic Planning, Budgets, Credit, Real Estate, Team Building, Analysis, Microsoft Office, Account Management, Business Strategy, Investment Properties, Sales Management, Social Media Marketing, Trade Shows, Program Management, Networking, Referrals, Single Family Homes, Cloud Computing, Software Documentation, Salesforce.com, Business Development, Microsoft Excel, Process Improvement, Small Business, Sales Operations, Sellers, Insurance, Security, Property, Portfolio Management, Contract Management, Event Planning, Marketing Strategy, CRM, Negotiation, Social Media, Training, Project Management, Contract Negotiation

Education
San Jose State University   1982 — 1988
BA, Industrial Arts

West Valley College

Experience
Finance of America Mortgage LLC  August 2015 - Present
PMAC Lending Services Inc.   December 2012 - Present
Freedom Financial  September 2010 - December 2012
Accredited Financial   March 2007 - November 2007
Fremont Investment & Loan  October 2003 - March 2007
ResMae Corporation   July 2007 - 2007
Lime Light Group   January 2000 - September 2003

Skills
Fluent Spanish, Credit, Cold Calling, Customer Relations, Customer Service, Word, Excel, PowerPoint, Microsoft Office, Online Marketing, Account Management, Negotiation, Contract Negotiations, B2B, Outlook, Business Planning, Microsoft Excel, Microsoft Word, Salesforce.com, Strategic Planning, Selling, Sales Management, Loans, Contract Negotiation, Sales, Customer Satisfaction, Team Building, Finance, Marketing, Budgets, Leadership, Real Estate, Mortgage Lending, Direct Sales, Training, Management, Mortgage Banking, Loan Origination, Investment Properties, FHA, Residential Mortgages, Refinance

Education
San Jose State University   1998 — 2001
Bachelors, Kinesiology -Communications

Foothill College   1993 — 1998
A.S., Athletic Treatment

Experience
NLC Loans  January 2015 - Present
PMAC Lending Services Inc.   January 2014 - January 2015
Residential Finance  January 2006 - January 2014
Countrywide Home Loans  August 2005 - January 2006

Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, P&L Management, Mergers & Acquisitions, Sales, Leadership, FHA Financing, VA Loans, Construction Loans, Loss Mitigation, Government Loans, Insurance, Residential Mortgages, Certified Mortgage...

Education
Bethany College   2000 — 2004
Bachelor of Financial Economics, Economics

Jewett-Scio   1996 — 2000
College Prep, College/University Preparatory and Advanced High School/Secondary Diploma Program

Harrison Central High School   1987 — 2000
College Prep, College Prep

Experience
Luxury Mortgage Corp  January 2015 - Present
PMAC Lending Services Inc.   September 2013 - January 2015
WCS Lending  February 2013 - September 2013
Horizon Interactive LLC   September 2011 - April 2012
Chase Bank  April 2003 - April 2011
Generations Marketing Inc   April 2001 - March 2003
Future Computers Inc   November 1999 - March 2001

Skills
Sales, Leadership, Customer Service, Business Development, Account Management, Marketing, Real Estate, Marketing Strategy, Credit, Sales Management, Advertising, Mortgage Banking, Investment Properties, Residential Mortgages, Banking

Education
Art Institute of Fort Lauderdale   1998 — 2000
Associates, Broadcasting/Advertising

Experience
Loan Simple, LSI NMLS #3032   May 2015 - Present
PMAC Lending Services Inc.   April 2014 - August 2014
AmeriPro Funding  September 2010 - April 2014
American Southwest Mortgage Corp  June 2010 - September 2010
Clean Credit of Texas   January 2008 - June 2010
Webster Bank  November 2006 - January 2008
GreenPoint Mortgage  July 2003 - November 2006
CH Mortgage   2001 - 2003
Fort Worth Mortgage   1990 - 1999

Skills
Mortgage Lending, Mortgage Banking, Wholesale, FHA, USDA, Residential Mortgages, Loans, Loan Origination, Refinance, Credit, First Time Home Buyers, Underwriting, VA loans, Residential Homes, Investment Properties, FHA financing, Real Estate, Mortgage Underwriting, Credit Analysis, Business Development, Construction Loans, Real Estate Financing, Mortgage Marketing, Loan Servicing, Government Loans, Selling, Banking, Reverse Mortgages, Finance, Funding, Mortgage Servicing, REO, Referrals, Financial Structuring, Branch Management, Commercial Lending, Consumer Lending, Loss Mitigation, Real Estate Economics, Certified Mortgage..., Home Equity Loans, Recruiting, HUD, Small Business Lending, Home Equity Lines of..., Foreclosures, Investors, Non-Conforming, Rates, Interest Rates

Education
Penn State University   1978 — 1979
Liberal Arts

Cardinal Brennan High School   1974 — 1978

Experience
Air Tech Screen Products Inc.   March 2012 - Present
Mountain West Financial  February 2012 - March 2015
PMAC Lending Services INC  October 2010 - December 2011
Fremont Investment & Loan  1998 - 2007
Associates  1990 - 1998

Skills
Analysis, Banking, Business Process, Contract Negotiation, Credit, Credit Analysis, FHA, Leadership, Process Improvement

Education
College of DuPage

Senn High School Chicago, IL

Experience
PEOPLES BANK  August 2015 - Present
AMERICAN FEDERAL SAVINGS BANK  October 2014 - Present
First Choice Loan Service   July 2014 - October 2014
PMAC Lending Services Inc.   March 2014 - July 2014
Residential Finance Corporation  June 2007 - March 2014
H&R Block Mortgage  April 2005 - May 2007
New Age Capital   October 2002 - April 2005
Cognat and Associates   January 1994 - September 2002
Metropolitan Life Insurance Company  January 1986 - November 1993

Skills
USDA, FHA financing, Mortgage Banking, Loan Origination, FHA, Mortgage Lending, Refinance, Residential Mortgages, Loans, Credit, Underwriting, Credit Analysis, Finance, Investments, Reverse Mortgages, VA loans, Home Equity Loans, Government Loans, Certified Mortgage..., Mortgage Underwriting, FHA Financing

Education
Hofstra University   1982 — 1986
Bachelor of Business Administration (B.B.A.), Accounting and Finance

Experience
Peoples Bank  February 2015 - Present
PMAC Lending Services Inc.   August 2013 - February 2015
JPMorgan Chase  August 2008 - August 2013
Held this position at 3 Lenders   January 1995 - August 2008

Skills
Operations Management, Management, Sales Management, FHA, VA Loans, Mortgage Lending, Mortgage Underwriting, Underwriting, Credit Analysis, Residential Mortgages, Mortgage Banking, Loan Origination, Refinance, Credit, Loans, Banking, Marketing Strategy, Mortgage Industry, Employee Training, Customer Satisfaction, Customer Service, Sales, FHA Financing, Consumer Lending, Investment Properties, Finance, Real Estate, Team Building, Leadership

Education
Otterbein University   1987 — 1991
Bachelor of Arts (BA), Business Administration and Management, General

Experience
American Bancshares Mortgage, LLC  February 2015 - Present
PMAC Lending Services Inc.   July 2014 - February 2015
1st Global Capital Funding   April 2014 - July 2014
Everest Business Funding  July 2013 - April 2014
Kore Boutique   August 2012 - July 2013
Banco Popular North America  February 2011 - August 2011
Francesca's Collections  August 2010 - February 2011
Preferred Managing Agency  June 2008 - August 2009

Skills
Sales, Management, Loans, Customer Service, Payroll, Retail, Team Management, Banking, Leadership, Team Building, Business Planning, Sales Management, Training, Business Development, Process Scheduler, CRM, Finance, Mortgage Lending, Financial Analysis

Education
Florida International University   2008 — 2012
Bachelor of Business Administration (BBA), Finance, General

Florida State University   2008 — 2010
Associates Degree, Business

Pace

Experience
OPERS  July 2015 - Present
PMAC Lending Services Inc.   December 2014 - July 2015
McGraw-Hill Education  September 2014 - December 2014
20 Creative - Media and Marketing   November 2013 - September 2014
Adams Street Publishing Co.  July 2012 - September 2013
Erie Construction Mid West Inc.   August 2011 - June 2012
Hunger Network of Greater Cleveland  October 2010 - May 2011
Kent State University  August 2010 - December 2010

Skills
Adobe Creative Suite, Copywriting, Email Marketing, Video Editing, Microsoft Office, Google Adwords, Brand Management, Project Management, Audience Analysis, Social Media Marketing, Media Planning, Digital Strategy, Web Development, HTML, CSS, SEO, Video Production, Technical Writing, Political Campaigns, Graphic Design

Education
Kent State University   2007 — 2011
B.S., Advertising

Experience
American Financial Network, Inc.   December 2014 - Present
XOXO Design   January 2012 - Present
PMAC Lending Services Inc.   January 2014 - November 2014
Residential Finance  September 2012 - December 2013
Franklin University  October 2008 - September 2012

Education
Franklin University   2009 — 2012
Bachelor's Degree, eMarketing

Columbus State Community College   2007 — 2010
Associates, Graphic Design

Experience
PMAC Lending Services Inc.   March 2014 - January 2015
Residential Finance Corporation  November 2006 - March 2014

Skills
FHA, Residential Mortgages, VA loans, Conventional loans, Loan Origination, Mortgage Lending, FHA financing, Refinance, Reverse Mortgages, Loans, Government Loans, Credit, NMLS, NMLS Licensed, Jumbo Mortgage, Investment Properties, First Time Home Buyers, Loan Officers, Branch Management, Fixed Rate Mortgages, Sales Management, Credit Risk, Encompass, Customer Service, Compliance, Sales, Referrals, Harp, Building Relationships, Mortgage Underwriting, Certified Mortgage..., Home Equity Loans, Mortgage Banking, FHA Financing, VA Loans

Education
Capital University   1999 — 2003
Clinical Psychology, Criminology

Experience
Finance of America Mortgage LLC  August 2015 - Present
PMAC Lending Services Inc.   February 2014 - Present
Residential Finance Corporation  July 2005 - February 2014
EXXCEL Project Management  November 2002 - July 2005
Ohio Full Court Press   June 1998 - November 2002

Skills
Microsoft Office, Mortgage Lending, Financial Analysis, Loans, VA loans, Customer Service, Marketing, Mortgage Banking, USDA, Loan Origination, Real Estate, Refinance, Banking, Business Development, Credit Analysis, Credit, Strategic Planning, Leadership, Finance, Underwriting, Investment Properties, Residential Mortgages, Management, Sales

Education
Franklin University   1997 — 1999

The Ohio State University   1992 — 1994

Experience
AmeriPro Home Loans  September 2015 - Present
PMAC Lending Services Inc.   June 2014 - August 2015
Strock & Tanner Mortgage/STC Loans   November 2013 - May 2014
Sysco  April 2006 - July 2013
Delta Funding  March 1999 - March 2006

Skills
Food, Sales Operations, Account Management, Refinance, Cold Calling, Finance, Sales Management, Sales Presentations, Consumer Lending, Rates, Funding, First Time Home Buyers, Sales, Short Sales, Credit, Mortgage Lending, Residential Mortgages, Real Estate, Investment Properties, VA Loans, Residential Homes, Foreclosures

Education
Seton Hall University
Business Administration

Seton Hall University
Business Administration and Management, General

Experience
CNTXT Digital   August 2015 - Present
PMAC Lending Services Inc.   January 2015 - August 2015
ChaseTek   June 2013 - January 2015
Event Marketing Strategies  January 2012 - December 2013
OfficeTeam  January 2013 - May 2013
Dick's Sporting Goods  November 2012 - January 2013
Franklin County Board of Developmental Disabilities  April 2010 - October 2012
The Schottenstein Center   October 2008 - September 2011

Skills
Cpr Certified, Applied Behavior..., Developmental..., Autism Spectrum..., Program Development, First Aid, Teaching, Special Education, IEP, Public Speaking, Customer Service, Oral & Written..., Written & Oral..., Microsoft Office, Microsoft Excel, Microsoft Word, Photoshop, PowerPoint, Marketing, Management, Sales, Event Planning, Fundraising, Communication, Social Media, Strategic Planning, Account Management, Email Design, Email Management, Graphic Design, Email Marketing, Training, Email Strategy

Education
The Ohio State University   2007 — 2011
BS Business Admin, International Business, German

Technische Universität
German Language and Literature

Lorain Admiral King High School   2004 — 2007
Valedictorian

Experience
New American Funding  March 2014 - Present
RPM Mortgage, Inc.   October 2013 - February 2014
Just Fund it Mortgage, A Division of Pinnacle Capital Mortgage   October 2011 - July 2013
Wells Fargo  September 2010 - October 2011
Diamond Point Lending / Cornerstone Lending   April 2007 - August 2010
Loan Ex Funding   May 2005 - April 2007
PMAC Lending Services Inc.   August 2002 - May 2005
Equity Title Company  August 1995 - August 2002

Skills
Mortgage Lending, Refinance, Residential Mortgages, Loans, FHA, Mortgage Banking, VA loans, Loan Origination, FHA financing, Government Loans, Investment Properties, USDA, Credit, Commercial Mortgages

Education
California State University-Long Beach   1991 — 1995

Experience
Home Point Financial  July 2015 - Present
PMAC Lending Services Inc.   November 2013 - 2015
Ameritrust  November 2012 - November 2013

Skills
Residential Mortgages, Marketing, Banking, FHA, Refinance, Investment Properties, Mortgage Lending, Mortgage Banking

Education
Clemson University - College of Business and Behavioral Science
Bachelor of Science (B.S.), Marketing

Experience
Blenheim-Newport   June 2014 - Present
PMAC Lending Services Inc.   November 2013 - June 2014
Residential Mortgage Services Corporation   March 2013 - July 2013
New York Life Insurance Company  April 2011 - January 2013
HSBC  August 1994 - February 2009
HSBC  October 1993 - September 1995
HSBC  August 1993 - October 1993

Skills
Mortgage Lending, Insurance, Sales, Finance, Refinance, Residential Mortgages, Customer Satisfaction, Customer Retention, CRM, Underwriting, Strategic Financial..., Retirement Planning, Brokers, Telephone Skills, Disability Insurance, Credit, Mortgage Banking, Charities, Phone Etiquette, Positive Work..., Positive Team Player, Sales Presentations, Retirement, Financial Services, Relationship Management, FHA, Loan Origination, Gifts, Problem Solving, Helping Clients, Refinancings, USDA, VA loans, Residential Homes, Real Estate Financing, Jumbo Mortgage, First Time Home Buyers, FHA financing, Fixed Rate Mortgages, Government Loans, Investment Properties, Funding, Credit Analysis, Consolidation, Loans, Investments, Home Equity Loans, Referrals, VA Loans, FHA Financing

Education
Bristol Community College   1980 — 1982
Nursing Candidate, Healthcare

Experience
PMAC Lending Services Inc.   February 2015 - Present
Maverick Funding  August 2013 - August 2014
Total Lending Concepts   March 2012 - July 2013
Mortgage Solutions of Colorado  February 2010 - July 2010
Assurity Financial Services Inc   November 2007 - February 2010
Gateway Bank  July 2007 - October 2007
Topdot Mortgage  January 2007 - July 2007
UFG Mortgage Inc   November 2005 - January 2007
Dolphin Mortgage Express, Inc   May 2005 - November 2005
Affordable Mortgage, Inc   March 2005 - May 2005

Skills
Real Estate, Marketing, Pricing, Loan Origination, FHA, Mortgage Lending, Loans, Mortgage Banking, VA Loans, Residential Mortgages, Credit Analysis, Refinance, Credit

Education
Campbell University
Bachelor of Science, Business Administration

Experience
NLC Loans  January 2015 - Present
PMAC Lending Services Inc.   January 2014 - December 2014
Residential Finance Corporation  November 2003 - January 2014

Skills
Mortgage Lending, USDA, Loans, Credit, VA loans, Mortgage Banking, Sales, Credit Analysis, FHA, Investments, Underwriting, Financial Analysis, Refinance, Government Loans, Finance, Banking, FHA financing, Cold Calling, Consumer Lending, Loan Origination, Commercial Lending, Sales Management, Residential Mortgages, Reverse Mortgages, VA Loans, FHA Financing

Education
The Ohio State University   1998 — 2003
Bachlor of Science, Family Resource Management

Experience
Tidewater Mortgage Services, Inc  September 2014 - Present
PMAC Lending Services Inc.   September 2013 - August 2014
SKM Title and Closing Services, P.C.   February 2012 - September 2013
Mortgage Master  December 2008 - December 2011
Bank of America  January 2008 - July 2008
Bank of America  July 2005 - December 2007
Bank of America  July 2003 - July 2005

Skills
Leadership, Mortgage Lending, Mortgage Banking, Sales, Sales Management, Loan Origination, FHA, Refinance, Loans, USDA, First Time Home Buyers, FHA financing, Residential Mortgages, Credit, Credit Analysis, Risk Management, Stock Market, Stock Trading, Options Strategies, Option Agreements, Technical Analysis

Education
Bridgewater State University   1995 — 1999
Bachelor, Aviation Science

Bridgewater State University
Bachelor of Applied Science (BASc), Aviation/Airway Management and Operations

Experience
Berkshire Hathaway HomeServices Real Estate Professionals  July 2014 - Present
Insomnia Cookies / Serve U Brands  September 2012 - May 2015
PMAC Lending Services Inc.   April 2014 - August 2014
Miami University Club Soccer   August 2013 - May 2014
Jefferson Country Club • Blacklick, OH   April 2013 - September 2013
HER Realtors  May 2010 - August 2012

Skills
Social Media, Web Development, Social Networking, HTML, Social Media Marketing, Digital Media, Marketing, Graphic Design, Facebook, Twitter, Blogging, Advertising, Marketing Research, Content, Customer Service, Digital Marketing, Email Marketing, SEO, Google Adwords, Social Media Advertising, Web Analytics, Content Strategy, Online Reputation..., Brand Development, Usability Testing, Brand Awareness

Education
Miami University   2011 — 2015
Bachelor's degree, Interactive Media Studies

Experience
Heating, Air-conditioning & Refrigeration Distributors International   June 2015 - Present
PMAC Lending Services Inc.   October 2014 - Present
Thirty-One Gifts  April 2011 - October 2014
Victorias Secret Stores  August 2008 - April 2011

Skills
Customer Service, Microsoft Office, Sales, Training, Team Building, Research, Process Improvement, Retail, Coaching

Education
Capital University   2006 — 2007

Experience
AES  October 2008 - Present
Darnell Group   March 2008 - October 2008
PMAC Lending Services Inc.   May 2006 - January 2008
Ameriquest mortgage  2004 - 2007
Bank of America  November 2003 - December 2005
11h, 11m, 11b - Airborne Air Assult, Sniper   January 1996 - December 1999

Skills
Microsoft Certified..., MSCA, MCNE, Altiris, Active Directory, Blackberry Enterprise..., VMware, Microsoft Exchange, Windows Server, Virtualization, Cisco Technologies, Windows, Hardware, IT Service Management, Troubleshooting, Security, Avaya, Group Policy, Citrix, VPN, Computer Hardware, Customer Satisfaction, Software Development, XP, Disaster Recovery, Cloud Computing, Networking, Technical Support, Network Administration, Operating Systems, Windows XP, Servers, Help Desk Support, Integration, VoIP, SharePoint, Software Documentation, Blackberry, VMware ESX, Switches, DNS, Windows 7, Routers, Software Installation, WAN, System Administration, IT Operations, IT Management

Education
Palomar College   1999 — 2001
Computer and Information Sciences and Support Services

Orange High School

Experience
CrossCountry Mortgage, Inc.   May 2015 - Present
PMAC Lending Services Inc.   January 2014 - April 2015
Residential Finance  May 2013 - January 2014
Century Insurance Group  August 2008 - April 2013
ProCentury Corporation   July 2006 - August 2008
United States Trotting Association   2006 - 2006
Target  2003 - 2006
Great Northern Sentry Company   April 2002 - June 2003
Kalamazoo Valley Community College  2003 - 2003

Skills
Troubleshooting, Technical Support, Technology Needs..., Technical Training, Vendor Management, ITIL Certified, Process Improvement, Active Directory, Wireless Networking, Printer Fleet Management, Corporate Communications, Internal Communications, Digital Marketing, Windows 7, Windows XP Pro, Print Management, Software Documentation, Document Management, System Administration, Operating Systems, IT Management, Visio, Information Technology, SharePoint, ITIL, Microsoft SQL Server, Databases, SDLC, Software Development, Management, Training, Analysis, Telecommunications, Team Leadership, IT Service Management, Enterprise Support, Cross-functional...

Education
Franklin University   2007 — 2008
Master, Marketing and Communication

Franklin University   2005 — 2008
BS, Digital Communication

Kalamazoo Valley Community College   2000 — 2002
AAS, Microcomputer Technician

EXIN
IPSR, ITIL Practitioner Support & Restore.

EXIN
ITIL, ITIL Foundation in Service Management.

Experience
PMAC Lending Services Inc.   March 2014 - Present
Finance of America Mortgage LLC  October 2012 - Present
Ikon Financial Group  October 2012 - March 2014
PMAC Lending Services Inc.   2014 - 2014
Guidant Financial Services, LLC   January 2011 - August 2013
US Bank  August 2010 - October 2012
Courtesy Management (Hospitality, Hotel, Restaurants)   February 2010 - September 2010
Senderra/Avelo/Goldman Sachs   August 2007 - December 2009
NovaStar Financial Inc.  August 2003 - August 2007
Seabrook Island Resort   January 1997 - August 2003

Skills
Mortgage, Residential, Credit, Banking, Credit Analysis, Mortgage Lending, Residential Homes, Mortgage Banking, Loans, Mortgage Underwriting, Sales, Sales Management, Management, Customer Service, Loan Origination, Risk Management, Team Building, Finance, Business Planning, FHA, Residential Mortgages, Refinance, Leadership, VA loans, Real Estate, USDA, Investment Properties, Reverse Mortgages, Investments, Financial Services, Underwriting, Commercial Lending, Small Business Lending, FHA financing, Funding, Real Estate Financing, Commercial Mortgages, Selling, Small Business, First Time Home Buyers, Construction Loans, REO, Foreclosures, Loss Mitigation, Real Estate Economics, Mortgage Marketing, Executive Management, Investors, Financial Structuring, VA Loans

Education
The Citadel   1994 — 1997
MBA, Business Management

Emory and Henry College
Bachelor of Science, Business Management and Economics

Virginia Polytechnic Institute and State University
Pursued Bachelor of Arts, Business

Experience
River Works Credit Union   August 2015 - Present
PMAC Lending Services Inc.   March 2014 - July 2015
PMAC Lending Services Inc.   January 2014 - February 2014
Reliant Mortgage Company, LLC.   April 2013 - February 2014
TD Bank, N.A.   October 2009 - February 2013
TD Banknorth N.A.   March 2007 - October 2010
Carrabba's Italian Grill  2001 - 2003

Skills
Time Management, Microsoft Excel, Microsoft Office, Customer Satisfaction, Microsoft Word, PowerPoint, Training, Coaching, Cooking, Management, Hiring, Teamwork, Team Building, Outlook, Team Leadership, Employee Training, Data Entry, Sales, Financial Analysis

Education
North Shore Community College   2000 — 2002
Associate, Culinary Arts

Salem State College   1999 — 2000
Psychology

Experience
Royal Caribbean Cruise Line  February 2014 - Present
CPR, Etc.   2008 - Present
PMAC Lending Services Inc.   September 2012 - December 2013
JPMorgan Chase  2007 - 2008
Sawgrass Funding   November 2006 - October 2007
MortgageIT  2004 - 2006

Skills
Training, Fundraising, Customer Service, Management, Teaching, Refinance, Change Management, Leadership, Strategic Planning, Start-ups, Cpr Certified, Non-profits, Policy, Process Improvement, Nonprofits, Mortgage Lending, Team Building

Education
Boston University   1982 — 1985
Bachelor's degree, International Relations, Economics

Experience
Guaranteed Rate  March 2015 - Present
PMAC Lending Services Inc.   March 2014 - March 2015
Platinum Home Mortgage  May 2011 - March 2014
Woods Edge Advisors, LLC   December 2009 - May 2011
HomCastle Mortgage LLC.   March 2009 - January 2010
CIT  June 2008 - March 2009
Trust Company of the West  June 2007 - June 2008
Loan Interactive Group   March 2006 - June 2007
Opteum Financial Services  August 2002 - March 2006
HomeBanc Mortgage  April 2001 - March 2002

Skills
Mortgage, Mortgage Banking, Capital Markets, Loans, Financial Analysis, Mergers, Risk Management, Accounting, Financial Modeling, Valuation, Strategic Planning, Budgeting, Mortgage Lending, Process Improvement, Management, Credit Risk, Credit Analysis, Loan Origination, Leadership, Credit, Banking, Underwriting, Finance, Business Development, Budgets, Investments, Executive Management, Commercial Lending, Auditing, Start-ups, Refinance, Residential Mortgages

Education
LaSalle University   1980 — 1984
Bachelor of Applied Science (B.A.Sc.), Accounting and Finance

La Salle University   1979 — 1983
Bachelor of Business Administration (BBA), Accounting

Experience
Stearns Lending (NMLS #1854)   April 2014 - Present
PMAC Lending Services Inc.   April 2013 - April 2014
Genworth Financial  July 2007 - April 2013

Skills
Loan Origination, Credit, Account Management

Education
Sonoma State University   1999 — 2001
Bachelor of Business Administration (BBA), Accounting and Finance

Experience
PMAC Lending Services Inc.   Mortgage Underwriter, USDA Rural DevelopmentWCS LendingJuly 2011 - September 2013
CoreLogic  January 2011 - May 2011
AmTrust Bank (a/k/a New York Community Bank)   September 2010 - January 2011
First NLC Financial Services, LLC  May 1996 - January 2008
Bank of America  November 1985 - November 1995

Education
Broward Community College   1990 — 1995
None, Accounting

Experience
New Penn Financial, LLC  February 2015 - Present
PMAC Lending Services Inc.   September 2013 - February 2015
Flagstar Bank  June 2013 - September 2013
JPMorgan Chase  November 2007 - May 2013

Skills
FHA, Mortgage Banking, FHA financing, Loan Origination, VA loans, Single Family Homes, Real Estate, HUD, Short Sales, First Time Home Buyers, Foreclosures, New Home Sales, Investment Properties, Referrals, Loans, Mortgage Lending, Refinance, Government Loans, USDA, Residential Mortgages, Construction Loans, Home Equity Loans, Credit, Mortgage Underwriting, Real Estate Financing, Commercial Lending, Reverse Mortgages, Loss Mitigation, Underwriting, Consumer Lending, Credit Analysis, Rates, Residential Homes, Investments, Real Estate Transactions, Certified Mortgage..., REO, FHA Financing, VA Loans

Education
Columbus State
Associate's degree, Business Management

Ohio University

Experience
Finance of America Mortgage LLC  August 2014 - Present
PMAC Lending Services Inc.   August 2014 - Present
Mortgage Network, Inc.   December 2012 - September 2013
Franklin American Mortgage  March 2012 - December 2012
Hampshire First Bank  May 2011 - March 2012
Bella Casa Vacation Rentals   May 2005 - December 2011
Schaefer Mortgage  May 2010 - May 2011
EPI Mortgage   February 2006 - July 2006
Radian Guaranty  July 2001 - January 2005

Skills
Mortgage Lending, FHA, Mortgage Underwriting, FNMA, FHLMC, Loans, FHA financing, Credit, Banking, First Time Home Buyers, Loan Origination, Real Estate, Investment Properties, Refinance, Mortgage Banking, Residential Mortgages, USDA, VA loans, Short Sales, Condos, Foreclosures, Residential Homes, Non-Conforming, Certified Mortgage..., Vacation Homes, Underwriting

Education
Manchester West High   1978 — 1981

Southern NH University

Experience
Regions Financial Corporation  September 2014 - Present
Allied First Bank  April 2014 - September 2014
PMAC Lending Services Inc.   September 2012 - October 2013
JPMorgan Chase  June 2011 - September 2012
JPMorgan Chase  June 2009 - June 2011
HSBC  March 2002 - March 2009
Household International  March 2002 - May 2004
Spectrum Health Services  September 2001 - March 2002

Skills
Loans, Underwriting, Credit, Mortgage Lending, Banking, FHA, Credit Analysis, Finance, Loss Mitigation, Consumer Lending, Refinance, Leadership, Strategy, Loan Origination, Residential Mortgages, Financial Analysis, Strategic Planning, Management, Mortgage Banking, Risk Management, Risk Assessment, Credit Risk, Operational Risk, Team Leadership, Leadership Development, Cross-functional Team..., Educational Leadership, Organizational..., Situational Leadership, Thought Leadership, Culture Change, Leading Change, Behavioural Change, Economics, Personal Finance, Financial Risk, Business Strategy, Mortgage Underwriting, Mortgage Servicing, mortgage, FHA financing, Knowledge Sharing, development, Organizational..., Bankruptcy, Government Loans, Operational Strategy, HMDA, Compliance

Education
North Central College   2004 — 2007
MBA, Leadership and Change Management

University of Iowa   1997 — 2001
BA, Economics

Waubonsie Valley

Experience
National Mortgage Consultants, LLC   January 2015 - Present
PMAC Lending Services Inc.   January 2014 - April 2014
PMAC Lending Services  January 2013 - April 2013
AmeriBanc Holdings Corporation   2010 - 2013
Commercial Mortgage & Investments Corp   2008 - 2010
CFI Mortgage, Inc   2000 - 2001
PMC Mortgage Company   July 1993 - 2001

Skills
Real Estate, Mortgage Lending, Portfolio Management, Loans, Mergers & Acquisitions, Strategy, Management, Mortgage Banking, Loan Origination, Mergers, Refinance, Residential Mortgages, Banking, Credit, Finance

Education
Rutgers, The State University of New Jersey-New Brunswick   1977 — 1981
Bachelor of Science (BS), Chemical Engineering

Experience
Gymboree  July 2015 - Present
Discover Financial Services  December 2014 - July 2015
PMAC Lending Services Inc.   July 2013 - January 2014
The Auto Club Group  July 2012 - July 2013
Quicken Loans  November 2010 - July 2012
Knight Transportation  November 2007 - May 2010

Skills
Management, New Business Development, Account Management, Customer Satisfaction, Direct Mail, Program Management, Creative Direction, Marketing Communications, Internal & External..., Direct Mail Campaigns, Direct Marketing, Direct Mail Pieces, Marketing Strategy, Directing, Project Management, Collaborative Problem..., Creative Strategy, Marketing, Marketing Management, Lead Generation, Brand Awareness, Customer Acquisition, Web Analytics, Team Building, Analytics, B2B, Advertising, Online Marketing, Social Media Marketing, Email Marketing, Market Planning, Database Marketing, B2B Marketing, Marketing Research, Brand Management, Brand Development, Integrated Marketing, Interactive Marketing, Relationship Marketing, Multi-channel Marketing, Market Research, Lead Management, Content Marketing, Social Networking, Sales, Strategy, CRM, Leadership, Customer Service, Digital Marketing

Education
Oakland University   2010 — 2011
Masters in Organizational Development

Coastal Carolina University   2004 — 2006
Bachelors Degree, Business Administration - Management

Schoolcraft College   2002 — 2004
Associates Degree, Liberal Arts

Experience
1st Securities Mortgage   Sr. AdministratorPMAC Lending Services Inc.September 2013 - Present
PMAC Lending Services Inc.   September 2013 - Present
PMAC Lending Services Inc.   March 2010 - February 2015
WCS Lending  March 2010 - September 2013

Skills
Government Loans, VA loans, USDA, FHA financing, Residential Mortgages, Reverse Mortgages, Mortgage Servicing, Home Equity, Mortgage Marketing, Certified Mortgage..., Residential Homes, Mortgage Banking, Rates, Non-Conforming, Investment Properties, First Time Home Buyers, Loan Origination, FHA, Refinance, Mortgage Lending, Real Estate, HUD, Credit, Real Estate Economics, Loans, Mortgage Underwriting, Underwriting, Construction Loans, Credit Analysis, Referrals, Investors, FHA Financing

Education
Indiana University Bloomington   1980 — 1983
A/A, Journalism/Advertising

Experience
Tidewater Mortgage Services, Inc  December 2014 - Present
PMAC Lending Services Inc.   January 2012 - December 2014
Avidia Bank  August 2008 - November 2010
Countrywide Bank  September 2005 - June 2008
Countrywide Full Spectrum Lending  August 2003 - August 2005

Skills
Loans, Mortgage Lending, FHA, Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, Credit, Underwriting, Customer Service, Microsoft Excel, Microsoft Office, Sales, Financial Analysis, Leadership, FHA financing, FHA Financing, Reverse Mortgages, Management

Education
Anna Maria College   1998 — 2002
Bachelors, Criminal Justice

Clinton High School   1994 — 1998

Experience
Finance of America Mortgage LLC  August 2015 - Present
PMAC Lending Services Inc.   April 2015 - August 2015
MSI (Mortgage Services III, LLC)   November 2011 - August 2014

Skills
Mortgage Banking, Refinance, Mortgage Lending, FHA, Loan Origination, Residential Mortgages, Loans, FHA financing, VA loans, Finance, First Time Home Buyers, Calyx Point, Government Loans, USDA, Reverse Mortgages, VA Loans, FHA Financing

Education
Rasmussen College-Illinois   2012 — 2013

Experience
Maersk Line  September 2014 - Present
PMAC Lending Services Inc.   May 2014 - September 2014
Ikon Financial Group  November 2013 - May 2014
Ameritrust Mortgage Inc   June 2012 - November 2013
Reliance First Capital  April 2011 - May 2012
Boston Beanery Corporation   June 2007 - October 2010

Skills
Federally Licensed..., Hold State Mortgage..., Mortgage Lending, Sales, Business Development, Real Estate, Customer Service, Sales Management, Negotiation, Leadership, Account Management, Cold Calling, New Business Development, Marketing

Education
Longwood University   2000 — 2005
Bachelor of Science (BS), Economics

Experience
TD  May 2014 - Present
PMAC Lending Services Inc.   January 2013 - May 2014
Fannie Mae  June 2011 - December 2012
PwC  May 2010 - June 2011
Freddie Mac  April 2009 - May 2010
Morgan Stanley  June 2003 - May 2008
E*TRADE Financial  March 2001 - May 2003
G.E. Capital Mortgage Services   June 1997 - February 2001

Skills
Mortgage Lending, Risk Management, Mortgage Banking, Residential Mortgages, Credit, Residential Loan..., Secondary Market, Financial Risk, Loans, Banking, Underwriting, Sales Management, Credit Analysis, Sales, Loan Origination, Portfolio Management, Investments, Loan Servicing, Structured Finance, Capital Markets, Finance, Investment Properties, Leadership, Financial Services, Management, Executive Management, Real Estate, Consumer Lending, Valuation

Education
Northeastern University   1985 — 1989
B.S., Criminal Justice

Catholic Memorial High School   1981 — 1985

Experience
Peoples Bank, "Banking Unusual"   July 2015 - Present
TAG Signs & Designs, LTD   October 2014 - Present
Peoples Bank, "Banking Unusual"   April 2015 - July 2015
PMAC Lending Services Inc.   February 2014 - April 2015
Residential Finance  August 2010 - January 2014
Self Employed  April 2009 - August 2010
American Collection Systems   September 2008 - April 2009
The Ohio State University Wexner Medical Center  September 2005 - September 2008

Skills
Visio, Software Documentation, Leadership, SharePoint, Management, Project Management, System Administration, Access, Troubleshooting, Team Building, Time Management, Call Centers, Active Directory, Microsoft Exchange, Networking, Business Process, Information Technology, Finance, IT Management, Account Management, Process Improvement, Customer Satisfaction, Vendor Management, Databases, Microsoft Excel, Team Leadership, Encompass, Business Process..., Events Coordination, Microsoft Office, Inventory Management, Training Development, Windows 7, Xerox Printers, Document Drafting, Onboarding, Terminations, Technical Support, Help Desk Support, Executive..., Business Process..., Vendor Contracts, Sports Leagues, Employee Challenge..., Customer Support, Software Implementation, Procedure Manuals, Business Development, Business Process Design, Identity Management

Education
ITLX
PMP/BA Certifications, PMP/BA

Columbus State

Experience
Chase  September 2015 - Present
Peoples Bank  June 2015 - September 2015
PMAC Lending Services Inc.   June 2014 - January 2015
Rattlesnake Ridge Golf Club   March 2013 - June 2014
The Buckle, Inc.   September 2012 - March 2013
EXPRESS  May 2011 - November 2011
Wet Seal, Inc  June 2009 - May 2011

Skills
Customer Satisfaction, Customer Service, Professional Phone..., Alterations, Tailoring, Retail Sales, Visual Merchandising, Apparel, Styling, Fashion, Merchandising, Window Displays

Education
Bowling Green State University   2007 — 2012
Bachelor of Science (BS), Apparel Merchandising and Product Development

Experience
Worldpay  August 2015 - Present
Chase Paymentech  March 2014 - July 2015
Chase Paymentech  July 2011 - March 2014
PMAC Lending Services Inc.   2010 - 2011

Skills
Credit, Banking, Customer Service, Relationship Management, Merchant Services, Payments, Electronic Payments, Management, Payment Card Processing, Credit Analysis, Account Management, Analysis, Financial Services, Microsoft Excel

Education
Southern New Hampshire University   2005 — 2009
Bachelor of Science, Business

Southern New Hampshire University
Master of Business Administration (M.B.A.)

Experience
Cross Country Mortgage  July 2014 - Present
PMAC Lending Services, Inc  January 2014 - July 2014
Residential Finance Corporation  August 2009 - January 2014
SuperMedia LLC  February 2008 - August 2009
H&R Block Mortgage  September 2005 - February 2007
Ameriquest Mortgage  June 2003 - September 2005

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Sales, Finance, Sales Presentations, Branch Banking, Residential Mortgages, FHA, Refinance, VA loans, USDA, Credit, FHA financing, Credit Analysis, Underwriting, Team Management, Banking, Government Loans

Education
St. Petersburg College   1992 — 1996
Associate's degree, Business Administration and Management, General

Experience
PMAC Lending Services Inc.  

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Government Loans, VA loans, Loan Origination, Jumbo Mortgage, Mortgage Brokers, Wholesale Lending

Education
San Diego State University-California State University