Proficio Bank
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Proficio Bank Employees
Employee
Years
Job
Industry
MARIA AGRAMON MARIA AGRAMON's Proficio Bank Experience January 2013 - May 2013
Job Account Manager II at Carrington Mortgage Services, Mortgage Lending Division
Industry Wholesale
Experience
Carrington Mortgage Services, Mortgage Lending Division May 2013 - Present
Carrington Holding Company, LLC May 2013 - Present
Proficio Bank January 2013 - May 2013
BRIGHT STAR MORTGAGE INC May 2007 - December 2012
Bottomline Mortgage January 2008 - December 2008
Right Away Mortgage January 2003 - December 2007
Skills
Real Estate, Investment Properties, First Time Home Buyers, FHA processing, VA & and USDA processing, conforming and..., Wholesale account..., HARP and reverse..., hard money and..., FHA, Non-Conforming, Refinance, Wholesale, Residential Mortgages, Credit, Loan Origination, Loans, Mortgage Lending, Sales, USDA
Education
University of California, Riverside 2011 — 2013
Psychology
The Chicago School of Professional Psychology 2010 — 2011
Master of Arts (Psychology), psychology
UC Riverside 1995 — 2000
Bachelor of Psychology
Carrington Mortgage Services, Mortgage Lending Division May 2013 - Present
Carrington Holding Company, LLC May 2013 - Present
Proficio Bank January 2013 - May 2013
BRIGHT STAR MORTGAGE INC May 2007 - December 2012
Bottomline Mortgage January 2008 - December 2008
Right Away Mortgage January 2003 - December 2007
Skills
Real Estate, Investment Properties, First Time Home Buyers, FHA processing, VA & and USDA processing, conforming and..., Wholesale account..., HARP and reverse..., hard money and..., FHA, Non-Conforming, Refinance, Wholesale, Residential Mortgages, Credit, Loan Origination, Loans, Mortgage Lending, Sales, USDA
Education
University of California, Riverside 2011 — 2013
Psychology
The Chicago School of Professional Psychology 2010 — 2011
Master of Arts (Psychology), psychology
UC Riverside 1995 — 2000
Bachelor of Psychology
Noel Maiden Noel Maiden's Proficio Bank Experience January 2012 - Present
Job Senior Mortgage Banker at Proficio Bank
Industry Banking
Experience
Proficio Bank January 2012 - Present
American Express Financial Advisors January 1993 - October 2001
Skills
Banking, Mortgage Banking, Team Management, Mortgage Lending, Residential Mortgages, Commercial Mortgages, Jumbo Mortgage, Reverse Mortgages, FHA, Loan Origination, VA loans
Education
Cleveland State University 1992 — 1996
Bachelor of Business Administration (B.B.A.), Finance, General
Proficio Bank January 2012 - Present
American Express Financial Advisors January 1993 - October 2001
Skills
Banking, Mortgage Banking, Team Management, Mortgage Lending, Residential Mortgages, Commercial Mortgages, Jumbo Mortgage, Reverse Mortgages, FHA, Loan Origination, VA loans
Education
Cleveland State University 1992 — 1996
Bachelor of Business Administration (B.B.A.), Finance, General
Blake Pavlich Blake Pavlich's Proficio Bank Experience October 2014 - Present
Job Reverse Mortgage Consultant at Proficio Bank
Industry Financial Services
Experience
Proficio Bank October 2014 - Present
Generation Mortgage Co. December 2013 - October 2014
Urban Financial Group July 2012 - October 2013
MetLife Home Loans January 2012 - July 2012
Wells Fargo Home Mortgage April 2011 - September 2011
Bank of America March 2010 - April 2011
Wells Fargo Home Mortgage March 2006 - March 2010
Sterling Savings Bank 2001 - 2005
Skills
Mortgage Banking, Reverse Mortgages, Mortgage Lending, FHA, Loan Origination, Refinance, Loans, FHA financing, Credit, Underwriting, Construction Loans, Real Estate, Investments, Certified Mortgage..., Home Equity Lines of..., Government Loans
Education
Seattle Pacific University 1993 — 1994
Teachers Certification
Seattle Pacific University 1990 — 1993
Bachelor of Arts (B.A.), History
Proficio Bank October 2014 - Present
Generation Mortgage Co. December 2013 - October 2014
Urban Financial Group July 2012 - October 2013
MetLife Home Loans January 2012 - July 2012
Wells Fargo Home Mortgage April 2011 - September 2011
Bank of America March 2010 - April 2011
Wells Fargo Home Mortgage March 2006 - March 2010
Sterling Savings Bank 2001 - 2005
Skills
Mortgage Banking, Reverse Mortgages, Mortgage Lending, FHA, Loan Origination, Refinance, Loans, FHA financing, Credit, Underwriting, Construction Loans, Real Estate, Investments, Certified Mortgage..., Home Equity Lines of..., Government Loans
Education
Seattle Pacific University 1993 — 1994
Teachers Certification
Seattle Pacific University 1990 — 1993
Bachelor of Arts (B.A.), History
Jeff Richard Jeff Richard's Proficio Bank Experience May 2014 - March 2015
Job Chief Marketing Officer at vLoan
Industry Banking
Experience
vLoan March 2015 - Present
Proficio Bank May 2014 - March 2015
Proficio Mortgage Ventures LLC. January 2012 - April 2014
First Liberty Financial Mortgage January 2011 - January 2012
First National Loan Modification April 2009 - February 2010
First Ohio Banc & Lending November 2003 - April 2009
Fidelity Mortgage 1996 - 2001
Skills
Flexible team player, Exceptional listener &..., Goal-driven high..., Retail, Mortgage, Customer Relations, Loans, First Time Home Buyers, Mortgage Lending, Customer Service, FHA, Mortgage Banking, Goal Oriented, High Achiever, Loan Origination, Refinance, Residential Mortgages, Sales, Management, Training, Marketing, Finance, VA loans, Credit, Underwriting, Banking, FHA financing, Cold Calling, USDA, Selling, Reverse Mortgages, Lead Generation, Government Loans, FHA Financing, VA Loans, Real Estate, Investment Properties, Credit Analysis, Sales Management, Strategy, Leadership
Education
University of Kentucky 1987 — 1992
BBA, Marketing
Anderson High School 1984 — 1987
High School Diploma, College Preparatory Coursework
vLoan March 2015 - Present
Proficio Bank May 2014 - March 2015
Proficio Mortgage Ventures LLC. January 2012 - April 2014
First Liberty Financial Mortgage January 2011 - January 2012
First National Loan Modification April 2009 - February 2010
First Ohio Banc & Lending November 2003 - April 2009
Fidelity Mortgage 1996 - 2001
Skills
Flexible team player, Exceptional listener &..., Goal-driven high..., Retail, Mortgage, Customer Relations, Loans, First Time Home Buyers, Mortgage Lending, Customer Service, FHA, Mortgage Banking, Goal Oriented, High Achiever, Loan Origination, Refinance, Residential Mortgages, Sales, Management, Training, Marketing, Finance, VA loans, Credit, Underwriting, Banking, FHA financing, Cold Calling, USDA, Selling, Reverse Mortgages, Lead Generation, Government Loans, FHA Financing, VA Loans, Real Estate, Investment Properties, Credit Analysis, Sales Management, Strategy, Leadership
Education
University of Kentucky 1987 — 1992
BBA, Marketing
Anderson High School 1984 — 1987
High School Diploma, College Preparatory Coursework
paul shickel paul shickel's Proficio Bank Experience 2007 - 2008
Job Special Assets at M&T Bank
Industry Financial Services
Experience
M&T Bank 2011 - Present
U. S. Preventive Medicine September 2008 - 2010
Proficio Bank 2007 - 2008
First Bank of Jacksonville 2005 - 2007
BBVA Compass 2000 - 2005
Skills
Loans, Financial Analysis, Asset Based Lending, Credit, Commercial Lending, Portfolio Management, Banking, Treasury Management, Business Relationship..., Wealth Management, Cash Management, Investments, Commercial Banking, Valuation, Management, Consumer Lending, Credit Analysis, Commercial Mortgages, Sales, Small Business Lending, Underwriting, Corporate Finance, Business Development, Loan Origination, Private Banking, Workout, Relationship Management, Series 7, Credit Risk, Retail Banking
Education
College for Financial Planning
CFP, Certified Financial Planning
Louisiana State University
Graduate School of Banking
University of Delaware
BSBA, Finance
University of Delaware - Lerner College of Business and Economics
M&T Bank 2011 - Present
U. S. Preventive Medicine September 2008 - 2010
Proficio Bank 2007 - 2008
First Bank of Jacksonville 2005 - 2007
BBVA Compass 2000 - 2005
Skills
Loans, Financial Analysis, Asset Based Lending, Credit, Commercial Lending, Portfolio Management, Banking, Treasury Management, Business Relationship..., Wealth Management, Cash Management, Investments, Commercial Banking, Valuation, Management, Consumer Lending, Credit Analysis, Commercial Mortgages, Sales, Small Business Lending, Underwriting, Corporate Finance, Business Development, Loan Origination, Private Banking, Workout, Relationship Management, Series 7, Credit Risk, Retail Banking
Education
College for Financial Planning
CFP, Certified Financial Planning
Louisiana State University
Graduate School of Banking
University of Delaware
BSBA, Finance
University of Delaware - Lerner College of Business and Economics
Joseph D Chip Sistare III Joseph D Chip Sistare III's Proficio Bank Experience July 2007 - February 2011
Job Office Team Leader Coldwell Banker Commercial Benchmark
Industry Commercial Real Estate
Experience
Coldwell Banker Commercial Benchmark July 2014 - Present
Coldwell Banker Commercial - Benchmark 2013 - July 2014
Heritage Bank of North Florida February 2011 - April 2012
Proficio Bank July 2007 - February 2011
Ironstone Bank (First Citizens Bank) April 2003 - July 2007
(BBVA) Compass Bank May 1999 - April 2003
NationsBank (Bank of America) July 1998 - June 1999
First Union National Bank (Wells Fargo) January 1980 - July 1998
Skills
Credit, Loans, Commercial Banking, Banking, Commercial Lending, New Business Development, Portfolio Management, Commercial Real Estate..., Management, Relationship Management, Risk Management, Leadership, Financial Risk, Real Estate, Commercial Real Estate, Underwriting, Mortgage Lending, Commercial Mortgages, Credit Analysis, Finance, Investments, Small Business Lending
Education
University of South Carolina - The Moore School of Business
BS Banking and Finance
Coldwell Banker Commercial Benchmark July 2014 - Present
Coldwell Banker Commercial - Benchmark 2013 - July 2014
Heritage Bank of North Florida February 2011 - April 2012
Proficio Bank July 2007 - February 2011
Ironstone Bank (First Citizens Bank) April 2003 - July 2007
(BBVA) Compass Bank May 1999 - April 2003
NationsBank (Bank of America) July 1998 - June 1999
First Union National Bank (Wells Fargo) January 1980 - July 1998
Skills
Credit, Loans, Commercial Banking, Banking, Commercial Lending, New Business Development, Portfolio Management, Commercial Real Estate..., Management, Relationship Management, Risk Management, Leadership, Financial Risk, Real Estate, Commercial Real Estate, Underwriting, Mortgage Lending, Commercial Mortgages, Credit Analysis, Finance, Investments, Small Business Lending
Education
University of South Carolina - The Moore School of Business
BS Banking and Finance
Robert G. Concha Robert G. Concha's Proficio Bank Experience March 2013 - Present
Job HECM Loan Specialist Reverse Mortgage Consultant/ Sr Residential Mortgage Specialist at Proficio Bank
Industry Banking
Experience
Proficio Bank March 2013 - Present
Carolina Premier Bank January 2014 - February 2014
Wyndham Capital Mortgage 2012 - 2013
Wells Fargo Home Mortgage December 2011 - September 2012
Zenta December 2009 - December 2011
Ameritrust October 2008 - 2009
Ace Mortgage Funding August 2005 - October 2008
Skills
Fuent in Spanish as..., Mortgage Lending, Loans, FHA, Training, Finance, Underwriting, Analysis, Software Documentation, Marketing, Strategy, Program Management, Customer Service, October 2007 Loan..., CRM, Sales, Loss Mitigation, Sales, Management,..., Mortgage Banking, Credit, Loan Origination, VA Loans, Real Estate, Residential Mortgages, Refinance, Banking, First Time Home Buyers, Investment Properties, Credit Analysis, FHA Financing, Short Sales, USDA, Residential Homes, Mortgage Underwriting, Foreclosures, Referrals, REO, Investments, Real Estate Financing, Real Estate Transactions
Education
Miami Dade College 1983 — 1985
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General
Miami Sunset Sr High 1980 — 1983
Gen Education, Business Administration and Management, General
Proficio Bank March 2013 - Present
Carolina Premier Bank January 2014 - February 2014
Wyndham Capital Mortgage 2012 - 2013
Wells Fargo Home Mortgage December 2011 - September 2012
Zenta December 2009 - December 2011
Ameritrust October 2008 - 2009
Ace Mortgage Funding August 2005 - October 2008
Skills
Fuent in Spanish as..., Mortgage Lending, Loans, FHA, Training, Finance, Underwriting, Analysis, Software Documentation, Marketing, Strategy, Program Management, Customer Service, October 2007 Loan..., CRM, Sales, Loss Mitigation, Sales, Management,..., Mortgage Banking, Credit, Loan Origination, VA Loans, Real Estate, Residential Mortgages, Refinance, Banking, First Time Home Buyers, Investment Properties, Credit Analysis, FHA Financing, Short Sales, USDA, Residential Homes, Mortgage Underwriting, Foreclosures, Referrals, REO, Investments, Real Estate Financing, Real Estate Transactions
Education
Miami Dade College 1983 — 1985
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General
Miami Sunset Sr High 1980 — 1983
Gen Education, Business Administration and Management, General
Carolyn Palmer Carolyn Palmer's Proficio Bank Experience April 2008 - Present
Job Auditor at Proficio Mortgage Ventures, LLC
Industry Financial Services
Experience
Proficio Bank April 2008 - Present
Pinnacle Financial March 2006 - April 2008
Skills
FHA, Mortgage Banking, Mortgage Lending, Loans, Refinance, Residential Mortgages, Credit, Loan Origination, USDA, VA loans, Credit Analysis, Mortgage Underwriting, Reverse Mortgages, Microsoft Office, Banking
Education
Broward College 1979 — 1981
Library and Information Science
Piper High
Proficio Bank April 2008 - Present
Pinnacle Financial March 2006 - April 2008
Skills
FHA, Mortgage Banking, Mortgage Lending, Loans, Refinance, Residential Mortgages, Credit, Loan Origination, USDA, VA loans, Credit Analysis, Mortgage Underwriting, Reverse Mortgages, Microsoft Office, Banking
Education
Broward College 1979 — 1981
Library and Information Science
Piper High
Jonathan Cohen CRP, GMS Jonathan Cohen CRP, GMS's Proficio Bank Experience July 2012 - June 2013
Job Sales Manager at AIG Travel Guard
Industry Insurance
Experience
AIG Travel Guard June 2013 - Present
Proficio Bank July 2012 - June 2013
Coldwell Banker Residential Brokerage. January 2006 - June 2012
Coldwell Banker Residential Brokerage. December 2003 - December 2005
Skills
Service Delivery..., Finance, Commercial Finance, Relocation, Corporate Relocation, Real Estate, Negotiation, Strategic Planning, Business Development, Credit, Sales, Referrals, Sellers, Management, Global Mobility, Short Sales, Foreclosures, Selling, Client Development,..., Customer Service, Buyers, Mortgage Lending, REO, FHA, Domestic and..., Account Management, Relocation Credit...
Education
University of Maryland College Park
Bachelors of Science, Human Services and Family Studies
AIG Travel Guard June 2013 - Present
Proficio Bank July 2012 - June 2013
Coldwell Banker Residential Brokerage. January 2006 - June 2012
Coldwell Banker Residential Brokerage. December 2003 - December 2005
Skills
Service Delivery..., Finance, Commercial Finance, Relocation, Corporate Relocation, Real Estate, Negotiation, Strategic Planning, Business Development, Credit, Sales, Referrals, Sellers, Management, Global Mobility, Short Sales, Foreclosures, Selling, Client Development,..., Customer Service, Buyers, Mortgage Lending, REO, FHA, Domestic and..., Account Management, Relocation Credit...
Education
University of Maryland College Park
Bachelors of Science, Human Services and Family Studies
Bill Exeter MBA's Proficio Bank Experience April 2015 - Present
Job Business Development Officer VP SBA Lending at Proficio Bank
Industry Banking
Experience
Proficio Bank April 2015 - Present
Carmen B Pingree Autism Center of Learning 2009 - Present
Utah State Development Center 2011 - Present
CenturyLink November 2014 - April 2015
Meridian Bank October 2013 - January 2014
Zions First National Bank January 2006 - December 2012
KeyBank January 2004 - February 2006
Skills
Banking, Business Development, CRM, Sales, Sales Management, Portfolio Management, Leadership, Loans, Management, Public Speaking, Treasury Management, Risk Management, Sales Operations, Training, Commercial Lending, Small Business Lending, Relationship Management, Commercial Banking, Small Business, Analysis, Salesforce.com, Credit, Mortgage Lending, Finance, New Business Development, Credit Analysis, Process Improvement, Marketing, Budgets, Financial Analysis, Cash Management, Consumer Lending, Business Strategy, Strategic Planning, Investments, Business Planning, Insurance, Business Relationship..., Corporate Finance, Program Management, Credit Cards, Loan Origination, Negotiation, Retail Banking, Strategy, Team Building, Underwriting, ACH, Strategic Financial..., Acting
Education
University of Phoenix 2006 — 2008
MBA, Business Administration and Management, General
University of Phoenix 1991 — 1993
BA, Business
Utah Valley State College 1988 — 1989
General Studies
Proficio Bank April 2015 - Present
Carmen B Pingree Autism Center of Learning 2009 - Present
Utah State Development Center 2011 - Present
CenturyLink November 2014 - April 2015
Meridian Bank October 2013 - January 2014
Zions First National Bank January 2006 - December 2012
KeyBank January 2004 - February 2006
Skills
Banking, Business Development, CRM, Sales, Sales Management, Portfolio Management, Leadership, Loans, Management, Public Speaking, Treasury Management, Risk Management, Sales Operations, Training, Commercial Lending, Small Business Lending, Relationship Management, Commercial Banking, Small Business, Analysis, Salesforce.com, Credit, Mortgage Lending, Finance, New Business Development, Credit Analysis, Process Improvement, Marketing, Budgets, Financial Analysis, Cash Management, Consumer Lending, Business Strategy, Strategic Planning, Investments, Business Planning, Insurance, Business Relationship..., Corporate Finance, Program Management, Credit Cards, Loan Origination, Negotiation, Retail Banking, Strategy, Team Building, Underwriting, ACH, Strategic Financial..., Acting
Education
University of Phoenix 2006 — 2008
MBA, Business Administration and Management, General
University of Phoenix 1991 — 1993
BA, Business
Utah Valley State College 1988 — 1989
General Studies
Rand Klemp Rand Klemp's Proficio Bank Experience 2008 - Present
Job Business Analyst ISR at Merchant Services
Industry Financial Services
Experience
Merchant Services January 2013 - Present
Proficio Bank 2008 - Present
JPMorgan Chase 2004 - 2008
TWP Inc 1993 - 2001
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, Credit, FHA, Credit Analysis, Refinance, Loans, Banking, Real Estate
Education
Northwestern School of Law
Juris Doctorate
The George Washington University
BS, Urban Studies
University of Copenhagen
Washington State University
Willapa Valley High School
Merchant Services January 2013 - Present
Proficio Bank 2008 - Present
JPMorgan Chase 2004 - 2008
TWP Inc 1993 - 2001
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, Credit, FHA, Credit Analysis, Refinance, Loans, Banking, Real Estate
Education
Northwestern School of Law
Juris Doctorate
The George Washington University
BS, Urban Studies
University of Copenhagen
Washington State University
Willapa Valley High School
Abel Torres Abel Torres's Proficio Bank Experience December 2012 - Present
Job Experienced Multidisciplinary Consultant in Telecom, Aerospace and Financial Services Industries
Industry Information Technology and Services
Experience
Proficio Bank December 2012 - Present
First National Bank of Layton August 2011 - November 2012
Equity Loans, LLC January 2011 - August 2011
Cole, Realty and Lending, Inc December 2009 - December 2010
Eagle National Bank December 2007 - December 2009
One West Bank (formerly Financial Freedom) May 2005 - December 2007
SAIC September 2004 - September 2006
Microsoft October 2003 - October 2004
Ericsson (formerly Telcordia Technology) February 2000 - September 2003
National Aeronautics and Space Administration (NASA) September 1990 - February 2000
Skills
Reverse Mortgages, FHA, Conventional and..., Loan Origination,..., Mortgage Lending..., Multi State NMLS MLO..., Statistical Risk..., Telecommunications..., Hypersonic Aerodynamics..., Next Generation Networks, LTE, Aerospace Engineering, Computer Science, Software Project..., Enterprise-wide..., Mortgage Lending, Management, Recruiting, Loan Origination, NGN, Strategy, Residential Mortgages, Real Estate, Analysis, Mortgage Banking, Loans, FHA, Cloud Computing, MapReduce, Requirements Analysis, Refinance, Banking, Credit, Finance
Education
NYU Polytechnic University 2000 — 2000
Doctor of Philosophy (Ph.D.), Mechanical Engineering
City University of New York-Queens College 1998 — 2000
MS, Computer Science
NYU Polytechnic University 1986 — 1990
Bachelor of Science, Aerospace Engineer
Proficio Bank December 2012 - Present
First National Bank of Layton August 2011 - November 2012
Equity Loans, LLC January 2011 - August 2011
Cole, Realty and Lending, Inc December 2009 - December 2010
Eagle National Bank December 2007 - December 2009
One West Bank (formerly Financial Freedom) May 2005 - December 2007
SAIC September 2004 - September 2006
Microsoft October 2003 - October 2004
Ericsson (formerly Telcordia Technology) February 2000 - September 2003
National Aeronautics and Space Administration (NASA) September 1990 - February 2000
Skills
Reverse Mortgages, FHA, Conventional and..., Loan Origination,..., Mortgage Lending..., Multi State NMLS MLO..., Statistical Risk..., Telecommunications..., Hypersonic Aerodynamics..., Next Generation Networks, LTE, Aerospace Engineering, Computer Science, Software Project..., Enterprise-wide..., Mortgage Lending, Management, Recruiting, Loan Origination, NGN, Strategy, Residential Mortgages, Real Estate, Analysis, Mortgage Banking, Loans, FHA, Cloud Computing, MapReduce, Requirements Analysis, Refinance, Banking, Credit, Finance
Education
NYU Polytechnic University 2000 — 2000
Doctor of Philosophy (Ph.D.), Mechanical Engineering
City University of New York-Queens College 1998 — 2000
MS, Computer Science
NYU Polytechnic University 1986 — 1990
Bachelor of Science, Aerospace Engineer
Brian Dunne's Proficio Bank Experience June 2013 - January 2014
Job Community Liaison for Complete Home Care
Industry Financial Services
Experience
Complete Home Care January 2015 - Present
Total Private Home Health, Inc February 2014 - December 2014
Proficio Bank June 2013 - January 2014
First Choice Bank January 2010 - April 2013
Skills
Healthcare, Customer Service, VA, Customer Relations, Referrals, Selling, Negotiation, Contract Negotiation, Insurance, Sales, Leadership, Marketing, Budgets, Small Business, Strategic Planning, Marketing Strategy, Medicare, Management, Healthcare Management, Team Building, Hospitals, Long-term Care
Education
Assumption College 1978 — 1982
Bachelor of Arts (B.A.), Politics
University of Fribourg, Switzerland 1980 — 1981
International Relations
Complete Home Care January 2015 - Present
Total Private Home Health, Inc February 2014 - December 2014
Proficio Bank June 2013 - January 2014
First Choice Bank January 2010 - April 2013
Skills
Healthcare, Customer Service, VA, Customer Relations, Referrals, Selling, Negotiation, Contract Negotiation, Insurance, Sales, Leadership, Marketing, Budgets, Small Business, Strategic Planning, Marketing Strategy, Medicare, Management, Healthcare Management, Team Building, Hospitals, Long-term Care
Education
Assumption College 1978 — 1982
Bachelor of Arts (B.A.), Politics
University of Fribourg, Switzerland 1980 — 1981
International Relations
Terry Grant's Proficio Bank Experience March 2006 - February 2011
Job Utah Market President at KeyBank
Industry Financial Services
Experience
KeyBank October 2014 - Present
Wells Fargo February 2011 - October 2014
Proficio Bank March 2006 - February 2011
US Bank January 2005 - March 2006
JP Morgan Chase August 2003 - December 2004
Credit Lyonnais (Credit Agricole CIB) 1996 - 2003
Royal Bank of Canada 1990 - 1996
Skills
Banking, Credit, Finance, Commercial Lending, Commercial Banking, Portfolio Management, Corporate Finance, Loans, Banking Relationships, Leadership, Management, Cash Management, Team Leadership, Financial Risk, Financial Services, Capital Markets, Strategy, Relationship Marketing, Financial Analysis, Relocation, Investment Banking, Asset Based Lending, Underwriting, Credit Analysis, Structured Finance, Financial Structuring, Negotiation, Derivatives, CRM, Treasury Management, Credit Risk, New Business Development, Risk Management, Mortgage Lending, Budgets, Training, Investments, Lines Of Credit, Restructuring, Auditing, Executive Management
Education
Thunderbird School of Global Management 1989 — 1990
MBA, International Business
Denver College 1986 — 1989
Bachelor of Science, Business
Orem High School 1978 — 1980
KeyBank October 2014 - Present
Wells Fargo February 2011 - October 2014
Proficio Bank March 2006 - February 2011
US Bank January 2005 - March 2006
JP Morgan Chase August 2003 - December 2004
Credit Lyonnais (Credit Agricole CIB) 1996 - 2003
Royal Bank of Canada 1990 - 1996
Skills
Banking, Credit, Finance, Commercial Lending, Commercial Banking, Portfolio Management, Corporate Finance, Loans, Banking Relationships, Leadership, Management, Cash Management, Team Leadership, Financial Risk, Financial Services, Capital Markets, Strategy, Relationship Marketing, Financial Analysis, Relocation, Investment Banking, Asset Based Lending, Underwriting, Credit Analysis, Structured Finance, Financial Structuring, Negotiation, Derivatives, CRM, Treasury Management, Credit Risk, New Business Development, Risk Management, Mortgage Lending, Budgets, Training, Investments, Lines Of Credit, Restructuring, Auditing, Executive Management
Education
Thunderbird School of Global Management 1989 — 1990
MBA, International Business
Denver College 1986 — 1989
Bachelor of Science, Business
Orem High School 1978 — 1980
Grant Jex Grant Jex's Proficio Bank Experience February 2012 - Present
Job SVPCompliance and Internal Audit at Proficio Bank
Industry Financial Services
Experience
Proficio Bank February 2012 - Present
American Express September 2011 - February 2012
Proficio Bank April 2010 - October 2011
Barnes Banking Company May 2009 - January 2010
Jefferson Wells International July 2007 - May 2009
Wells Fargo Bank October 1992 - July 2007
First Security Bank May 1984 - July 1992
Education
University of Phoenix 1990 — 1992
Bachelors, Business Administration
Proficio Bank February 2012 - Present
American Express September 2011 - February 2012
Proficio Bank April 2010 - October 2011
Barnes Banking Company May 2009 - January 2010
Jefferson Wells International July 2007 - May 2009
Wells Fargo Bank October 1992 - July 2007
First Security Bank May 1984 - July 1992
Education
University of Phoenix 1990 — 1992
Bachelors, Business Administration
Jeff BLUE Caniff Jeff BLUE Caniff's Proficio Bank Experience January 2012 - March 2014
Job General Sales Manager at Cowboy Motors
Industry Automotive
Experience
Cowboy Motors August 2015 - Present
MobileHelp June 2014 - July 2015
Campus Debt Solutions February 2014 - May 2014
Proficio Bank January 2012 - March 2014
Righttrack Financial Services February 2007 - May 2010
Caniff Companies LLC December 1997 - January 2010
HMS Financial December 1997 - November 2006
Skills
Mortgage Banking, Foreclosures, Reverse Mortgages, Credit Repair, Lines Of Credit, First Time Home Buyers, Residential Homes, Counseling, Short Sales, Loans, Automobile Loans, Subprime, Finance, Debt Settlement, Psychotherapy, Mortgage Lending, FHA, Real Estate, Commercial Real Estate, Loss Mitigation, Commercial Lending, Residential Mortgages, Sales, Management, Customer Service
Education
Draughons Buisness College
Buisness and Marketing Management
Palm Beach Community College
Piano
Saint Louis Community College-Forest ParkDigital Music Theory
Digital Music Theory
Cowboy Motors August 2015 - Present
MobileHelp June 2014 - July 2015
Campus Debt Solutions February 2014 - May 2014
Proficio Bank January 2012 - March 2014
Righttrack Financial Services February 2007 - May 2010
Caniff Companies LLC December 1997 - January 2010
HMS Financial December 1997 - November 2006
Skills
Mortgage Banking, Foreclosures, Reverse Mortgages, Credit Repair, Lines Of Credit, First Time Home Buyers, Residential Homes, Counseling, Short Sales, Loans, Automobile Loans, Subprime, Finance, Debt Settlement, Psychotherapy, Mortgage Lending, FHA, Real Estate, Commercial Real Estate, Loss Mitigation, Commercial Lending, Residential Mortgages, Sales, Management, Customer Service
Education
Draughons Buisness College
Buisness and Marketing Management
Palm Beach Community College
Piano
Saint Louis Community College-Forest ParkDigital Music Theory
Digital Music Theory
Jim Ardoin's Proficio Bank Experience September 2010 - Present
Job EVP & Chief Credit Officer, Lending, Business Development,NonPerforming Assets, Litigation, ORE and SBA
Industry Banking
Experience
Proficio Bank September 2010 - Present
FDIC May 2009 - September 2010
America West Bank September 2008 - May 2009
WebBank August 2005 - September 2008
Wright Express Financial Services June 1999 - August 2005
First Plus Financial Services February 1997 - April 1999
Bank One December 1985 - December 1995
MBank 1985 - 1989
MBank 1985 - 1989
First Interstate Bank March 1984 - December 1985
Skills
Foreclosures, Banking, Commercial Lending, Business Development, Credit, Portfolio Management, Loans, Management, Credit Analysis, Strategic Planning, Financial Analysis, Due Diligence, Commercial Banking, SBA, Risk Management, Mortgage Lending, Finance, Credit Risk
Education
Louisiana State University 1970 — 1978
BS, Economics and Accounting
Opelousas High
Opelousas High
Proficio Bank September 2010 - Present
FDIC May 2009 - September 2010
America West Bank September 2008 - May 2009
WebBank August 2005 - September 2008
Wright Express Financial Services June 1999 - August 2005
First Plus Financial Services February 1997 - April 1999
Bank One December 1985 - December 1995
MBank 1985 - 1989
MBank 1985 - 1989
First Interstate Bank March 1984 - December 1985
Skills
Foreclosures, Banking, Commercial Lending, Business Development, Credit, Portfolio Management, Loans, Management, Credit Analysis, Strategic Planning, Financial Analysis, Due Diligence, Commercial Banking, SBA, Risk Management, Mortgage Lending, Finance, Credit Risk
Education
Louisiana State University 1970 — 1978
BS, Economics and Accounting
Opelousas High
Opelousas High
Lauren Vickery Lauren Vickery's Proficio Bank Experience 2015 - Present
Job Marketing & Analytics Executive
Industry Marketing and Advertising
Experience
Proficio Bank 2015 - Present
Caesars Entertainment Corporation 2014 - 2015
Selling Source, LLC 2010 - 2013
Selling Source, LLC 2009 - 2010
Selling Source, LLC 2007 - 2009
Credit One Bank 2002 - 2007
Skills
Direct Marketing, Analytics, Lead Generation, Customer Acquisition, Database Marketing, CRM, Direct Mail, Digital Marketing, Marketing, Online Advertising, Segmentation, Strategy, Online Marketing, Web Analytics, Marketing Strategy, SEO, Email Marketing, Vendor Management, Multi-channel Marketing, Integrated Marketing, Customer Retention, E-commerce, Interactive Marketing, Campaign Management, Financial Services, Marketing Communications, Account Management, B2B, Program Management, Predictive Modeling, Google Analytics, Creative Direction, B2C marketing, Credit Cards, SAS, Consumer Lending, Quality Assurance, Print Management, Credit Risk, Financial Analysis, Financial Forecasting, Risk Analytics, Budget Forecasts, Marketing Management, Creative Strategy, Monetization, Inventory Analysis, Press Releases, Brand Management, Management
Education
Boston University 1997 — 2001
BA, Mathematics
Harvard University Graduate School of Design 2000 — 2000
Summer Program, Architecture
Proficio Bank 2015 - Present
Caesars Entertainment Corporation 2014 - 2015
Selling Source, LLC 2010 - 2013
Selling Source, LLC 2009 - 2010
Selling Source, LLC 2007 - 2009
Credit One Bank 2002 - 2007
Skills
Direct Marketing, Analytics, Lead Generation, Customer Acquisition, Database Marketing, CRM, Direct Mail, Digital Marketing, Marketing, Online Advertising, Segmentation, Strategy, Online Marketing, Web Analytics, Marketing Strategy, SEO, Email Marketing, Vendor Management, Multi-channel Marketing, Integrated Marketing, Customer Retention, E-commerce, Interactive Marketing, Campaign Management, Financial Services, Marketing Communications, Account Management, B2B, Program Management, Predictive Modeling, Google Analytics, Creative Direction, B2C marketing, Credit Cards, SAS, Consumer Lending, Quality Assurance, Print Management, Credit Risk, Financial Analysis, Financial Forecasting, Risk Analytics, Budget Forecasts, Marketing Management, Creative Strategy, Monetization, Inventory Analysis, Press Releases, Brand Management, Management
Education
Boston University 1997 — 2001
BA, Mathematics
Harvard University Graduate School of Design 2000 — 2000
Summer Program, Architecture
Kimberly Shelton's Proficio Bank Experience December 2012 - June 2014
Job Executive Assistant at Pillar Wealth Management
Industry Financial Services
Experience
Pillar Wealth Management September 2014 - Present
Proficio Bank December 2012 - June 2014
Hancock Bank January 2008 - March 2012
R-G Crown Bank September 2000 - November 2007
Cornerstone Propane dba Coast Gas April 1993 - September 2000
Skills
Commercial Mortgages, Loans, Credit Analysis, Underwriting, Mortgage Banking, FHA, Credit, Mortgage Lending, Residential Mortgages, Loan Origination, USDA, Refinance, Mortgage Underwriting, Consumer Lending, Portfolio Management
Education
University of Central Florida 2006 — 2010
Bachelor of Science (BS), Business and Behavioral Sciences/ Minor Legal Studies
Seminole Community College 1997 — 2005
Associate of Arts (A.A.), Business Administration and Management, General
Vero Beach Senior High School 1988 — 1990
High School, General Studies
Pillar Wealth Management September 2014 - Present
Proficio Bank December 2012 - June 2014
Hancock Bank January 2008 - March 2012
R-G Crown Bank September 2000 - November 2007
Cornerstone Propane dba Coast Gas April 1993 - September 2000
Skills
Commercial Mortgages, Loans, Credit Analysis, Underwriting, Mortgage Banking, FHA, Credit, Mortgage Lending, Residential Mortgages, Loan Origination, USDA, Refinance, Mortgage Underwriting, Consumer Lending, Portfolio Management
Education
University of Central Florida 2006 — 2010
Bachelor of Science (BS), Business and Behavioral Sciences/ Minor Legal Studies
Seminole Community College 1997 — 2005
Associate of Arts (A.A.), Business Administration and Management, General
Vero Beach Senior High School 1988 — 1990
High School, General Studies
Steve Ayers Steve Ayers's Proficio Bank Experience January 2012 - August 2012
Job Lease Manager at Prime Alliance Bank
Industry Financial Services
Experience
Prime Alliance Bank August 2012 - Present
Proficio Bank January 2012 - August 2012
Bank of Utah August 2010 - January 2012
AmericanWest Bank March 2007 - August 2010
Zions Bank August 2000 - March 2007
Skills
Credit, Loans, Banking, Portfolio Management, Commercial Lending, Financial Modeling, Financial Analysis, Credit Analysis, Mortgage Banking, Commercial Banking, Risk Management, Refinance, Underwriting, Loan Servicing, Loan Origination, Finance, SBA, Commercial Real Estate, Management, Credit Risk, Commercial Mortgages, Business Development
Education
Pacific Coast Banking School - University of Washington 2014 — 2016
University of Utah - David Eccles School of Business 1998 — 1999
Bachelor's Degree, Finance
Salt Lake Community College 1994 — 1998
Associate's degree, Business/Commerce, General
Prime Alliance Bank August 2012 - Present
Proficio Bank January 2012 - August 2012
Bank of Utah August 2010 - January 2012
AmericanWest Bank March 2007 - August 2010
Zions Bank August 2000 - March 2007
Skills
Credit, Loans, Banking, Portfolio Management, Commercial Lending, Financial Modeling, Financial Analysis, Credit Analysis, Mortgage Banking, Commercial Banking, Risk Management, Refinance, Underwriting, Loan Servicing, Loan Origination, Finance, SBA, Commercial Real Estate, Management, Credit Risk, Commercial Mortgages, Business Development
Education
Pacific Coast Banking School - University of Washington 2014 — 2016
University of Utah - David Eccles School of Business 1998 — 1999
Bachelor's Degree, Finance
Salt Lake Community College 1994 — 1998
Associate's degree, Business/Commerce, General
Mike Washburn's Proficio Bank Experience September 2014 - June 2015
Job Cardinal Advisory Group / President Providing Expert Witness Support | Interim Leadership | Strategic Planning
Industry Banking
Experience
Cardinal Advisory Group July 2010 - Present
Proficio Bank September 2014 - June 2015
Birmingham-Southern College August 2014 - December 2014
Lafayette State Bank July 2014 - September 2014
SunSouth Bank August 2013 - February 2014
Ameris Bank August 2011 - September 2012
One Georgia Bank September 2010 - July 2011
Red Mountain Bank May 2003 - June 2010
Heritage Bank of Birmingham May 1999 - May 2003
First Commercial Bank May 1989 - May 1999
Skills
Profitability..., Process Evaluation, Strategic Planning, Interim Management, Expert Witness, Mergers, Commercial Banking, Speaking/Training, Risk Management, Due Diligence, Strategy, Business Planning, Business Development, Banking, Leadership, Mergers & Acquisitions, Commercial Lending, Credit Analysis, Business Strategy, Small Business Lending
Education
University of Alabama 1973 — 1979
Undergraduate, College of Communication and Information Sciences
University of North Alabama 1980 — 1982
MBA, Business
Cardinal Advisory Group July 2010 - Present
Proficio Bank September 2014 - June 2015
Birmingham-Southern College August 2014 - December 2014
Lafayette State Bank July 2014 - September 2014
SunSouth Bank August 2013 - February 2014
Ameris Bank August 2011 - September 2012
One Georgia Bank September 2010 - July 2011
Red Mountain Bank May 2003 - June 2010
Heritage Bank of Birmingham May 1999 - May 2003
First Commercial Bank May 1989 - May 1999
Skills
Profitability..., Process Evaluation, Strategic Planning, Interim Management, Expert Witness, Mergers, Commercial Banking, Speaking/Training, Risk Management, Due Diligence, Strategy, Business Planning, Business Development, Banking, Leadership, Mergers & Acquisitions, Commercial Lending, Credit Analysis, Business Strategy, Small Business Lending
Education
University of Alabama 1973 — 1979
Undergraduate, College of Communication and Information Sciences
University of North Alabama 1980 — 1982
MBA, Business
Marc Horne's Proficio Bank Experience September 2013 - Present
Job Chief Information Officer at Proficio Bank
Industry Information Technology and Services
Experience
Proficio Bank September 2013 - Present
BUSINESS TRANSFORMATION CONSULTING September 2009 - Present
HighPoint Solutions January 2013 - August 2013
MedImmune January 2011 - September 2012
Genentech September 2009 - October 2010
Proficio Bank March 2006 - September 2009
BUSINESS TRANSFORMATION CONSULTING September 2002 - March 2006
PROFESSIONAL SERVICES January 2001 - January 2002
ACQUISITION AND CONSULTING SERVICES January 1999 - January 2001
FIRST SECURITY BANK INFORMATION TECHNOLOGY January 1993 - January 1999
Skills
Cross-functional Team..., CRM, Business Analysis, Program Management, Integration, Management Consulting, ERP, Change Management, ITIL, Strategy, Business Planning
Education
Brigham Young University 1985 — 1987
MBA
Brigham Young University 1985 — 1987
MASTER, BUSINESS ADMINISTRATION; Finance and Operations
University of Utah 1981 — 1985
BACHELOR OF ARTS, Accounting
Viewmont
Proficio Bank September 2013 - Present
BUSINESS TRANSFORMATION CONSULTING September 2009 - Present
HighPoint Solutions January 2013 - August 2013
MedImmune January 2011 - September 2012
Genentech September 2009 - October 2010
Proficio Bank March 2006 - September 2009
BUSINESS TRANSFORMATION CONSULTING September 2002 - March 2006
PROFESSIONAL SERVICES January 2001 - January 2002
ACQUISITION AND CONSULTING SERVICES January 1999 - January 2001
FIRST SECURITY BANK INFORMATION TECHNOLOGY January 1993 - January 1999
Skills
Cross-functional Team..., CRM, Business Analysis, Program Management, Integration, Management Consulting, ERP, Change Management, ITIL, Strategy, Business Planning
Education
Brigham Young University 1985 — 1987
MBA
Brigham Young University 1985 — 1987
MASTER, BUSINESS ADMINISTRATION; Finance and Operations
University of Utah 1981 — 1985
BACHELOR OF ARTS, Accounting
Viewmont
Roger Schubert's Proficio Bank Experience October 2013 - May 2014
Job SQL DBA/Analyst/Developer at FIMC
Industry Information Technology and Services
Experience
FIMC May 2014 - Present
Proficio Bank October 2013 - May 2014
Securities Capital April 2013 - October 2013
Hilton Grand Vacations November 2011 - March 2013
Hilton Grand Vacations December 2007 - January 2012
Hilton Grand Vacations April 2006 - December 2007
Dow Jones & Company January 2000 - April 2006
Skills
Data Warehousing, Cognos, Process Improvement, Web Services, Business Intelligence, Databases, Business Analysis, Analysis, Data Integration, SDLC, Visio, CRM, Integration, Microsoft SQL Server, SharePoint, Management, Requirements Analysis, Leadership, Software Project..., Database Design, Analytics, ETL, Crystal Reports
Education
The Cooper Union for the Advancement of Science and Art 1986 — 1990
BE, Chemical Engineering
FIMC May 2014 - Present
Proficio Bank October 2013 - May 2014
Securities Capital April 2013 - October 2013
Hilton Grand Vacations November 2011 - March 2013
Hilton Grand Vacations December 2007 - January 2012
Hilton Grand Vacations April 2006 - December 2007
Dow Jones & Company January 2000 - April 2006
Skills
Data Warehousing, Cognos, Process Improvement, Web Services, Business Intelligence, Databases, Business Analysis, Analysis, Data Integration, SDLC, Visio, CRM, Integration, Microsoft SQL Server, SharePoint, Management, Requirements Analysis, Leadership, Software Project..., Database Design, Analytics, ETL, Crystal Reports
Education
The Cooper Union for the Advancement of Science and Art 1986 — 1990
BE, Chemical Engineering
Rob Donaghue's Proficio Bank Experience September 2007 - Present
Job Loan officer cross country home lending
Industry Banking
Experience
First Franklin Finincial mortgage November 2012 - Present
Proficio Bank September 2007 - Present
Skills
Banking, Credit, Loans, Commercial Banking, Risk Management, Credit Analysis, Portfolio Management, Commercial Lending, Financial Analysis, Credit Risk, Capital Markets, Fixed Income, Mortgage Banking, Loan Origination
Education
Florida Gulf Coast University 1996 — 2004
Bachelor of Business Administration (B.B.A.), Business/Commerce, General
First Franklin Finincial mortgage November 2012 - Present
Proficio Bank September 2007 - Present
Skills
Banking, Credit, Loans, Commercial Banking, Risk Management, Credit Analysis, Portfolio Management, Commercial Lending, Financial Analysis, Credit Risk, Capital Markets, Fixed Income, Mortgage Banking, Loan Origination
Education
Florida Gulf Coast University 1996 — 2004
Bachelor of Business Administration (B.B.A.), Business/Commerce, General
Travis Carlson's Proficio Bank Experience June 2012 - December 2012
Job Internal Retirement Consultant
Industry Financial Services
Experience
Allianz Life February 2015 - Present
Allianz Life June 2010 - January 2015
Proficio Bank June 2012 - December 2012
US Bank January 2010 - February 2010
Rels Valuation May 2008 - August 2009
Rels March 2004 - May 2008
Skills
Temporary Placement, Customer Service, Management, Time Management, Staff Development, Credit, Banking, Loans, Real Estate, Process Improvement, Call Center, Leadership, Sales, Outlook, Business Analysis, Operations Management, New Business Development, Training, Finance, Coaching, Microsoft Excel, Risk Management, Strategy, Insurance, Negotiation, Underwriting, Analysis, Financial Analysis, Team Building, Call Centers
Education
Prosource Appraisal 2006 — 2006
Appraising Homes
University of Minnesota Duluth 2002 — 2004
Minnesota State University, Mankato 1999 — 2002
Eden Prairie High School 1996 — 1999
Allianz Life February 2015 - Present
Allianz Life June 2010 - January 2015
Proficio Bank June 2012 - December 2012
US Bank January 2010 - February 2010
Rels Valuation May 2008 - August 2009
Rels March 2004 - May 2008
Skills
Temporary Placement, Customer Service, Management, Time Management, Staff Development, Credit, Banking, Loans, Real Estate, Process Improvement, Call Center, Leadership, Sales, Outlook, Business Analysis, Operations Management, New Business Development, Training, Finance, Coaching, Microsoft Excel, Risk Management, Strategy, Insurance, Negotiation, Underwriting, Analysis, Financial Analysis, Team Building, Call Centers
Education
Prosource Appraisal 2006 — 2006
Appraising Homes
University of Minnesota Duluth 2002 — 2004
Minnesota State University, Mankato 1999 — 2002
Eden Prairie High School 1996 — 1999
Scott Malchow's Proficio Bank Experience November 2013 - March 2015
Job Senior Systems Administrator at OmniTicket Network
Industry Financial Services
Experience
OmniTicket Network March 2015 - Present
Proficio Bank November 2013 - March 2015
PowerDMS September 2010 - October 2013
Rumberger, Kirk & Caldwell March 2007 - September 2010
Skills
Windows, IT Management, Strategic Planning, ITIL, Microsoft SQL Server, Microsoft Exchange, VMware, Microsoft Cluster, SAN, Cloud Computing, Disaster Recovery, Datacenter..., Firewalls, Load Balancing, IIS, Hyper-V, Vendor Management, Salesforce.com, Management, Project Management, Enterprise IT..., Wireless Networking, Data Center, Windows Server, VMware ESX, VMware Infrastructure, Servers, Cluster, Storage Area Networks
Education
Florida State University
MBA, Business
Florida State University
BS, Marketing
OmniTicket Network March 2015 - Present
Proficio Bank November 2013 - March 2015
PowerDMS September 2010 - October 2013
Rumberger, Kirk & Caldwell March 2007 - September 2010
Skills
Windows, IT Management, Strategic Planning, ITIL, Microsoft SQL Server, Microsoft Exchange, VMware, Microsoft Cluster, SAN, Cloud Computing, Disaster Recovery, Datacenter..., Firewalls, Load Balancing, IIS, Hyper-V, Vendor Management, Salesforce.com, Management, Project Management, Enterprise IT..., Wireless Networking, Data Center, Windows Server, VMware ESX, VMware Infrastructure, Servers, Cluster, Storage Area Networks
Education
Florida State University
MBA, Business
Florida State University
BS, Marketing
Dianne Racek's Proficio Bank Experience October 2013 - January 2014
Job Freelance Writer and Screenplay Writer
Industry Writing and Editing
Experience
Panacea February 2015 - Present
Waterford Consultants LLC January 2015 - July 2015
Specialists On Call, Inc. May 2012 - January 2015
Proficio Bank October 2013 - January 2014
Physiotherapy Associates April 2011 - February 2012
EVO Platinum Services September 2010 - December 2011
Wells Fargo March 2007 - January 2010
Peoples Choice July 2006 - December 2006
The New York Mortgage Company August 2005 - March 2006
Allied Home Mortgage July 2003 - August 2005
Skills
Merchant Services, Credit Card Processing, Customer Relations, Retail, Business Analysis, Customer Service, Administration, Banking, Team Building, Lotus Notes, Microsoft Office, Scheduling, Writing, Windows, Scanners, Word, Final Draft, Cooking, Culinary, Review, Requirements Gathering, Teaching, Leadership Development, Reconciliation, Business Strategy, Business Management, Research, Problem Solving, Trade Shows, Credentialing, Verification, Credentials, Microsoft Word, Management, Human Resources, Customer Satisfaction, Process Scheduler
Education
Institute of Culinary Education 2007 — 2008
Certification, French Culinary Arts
Accu Tech 2000 — 2001
Computer Tech
Eastern College 1995 — 1997
General Studies
Parkside High 1991 — 1995
High School/Cert, Merit
Panacea February 2015 - Present
Waterford Consultants LLC January 2015 - July 2015
Specialists On Call, Inc. May 2012 - January 2015
Proficio Bank October 2013 - January 2014
Physiotherapy Associates April 2011 - February 2012
EVO Platinum Services September 2010 - December 2011
Wells Fargo March 2007 - January 2010
Peoples Choice July 2006 - December 2006
The New York Mortgage Company August 2005 - March 2006
Allied Home Mortgage July 2003 - August 2005
Skills
Merchant Services, Credit Card Processing, Customer Relations, Retail, Business Analysis, Customer Service, Administration, Banking, Team Building, Lotus Notes, Microsoft Office, Scheduling, Writing, Windows, Scanners, Word, Final Draft, Cooking, Culinary, Review, Requirements Gathering, Teaching, Leadership Development, Reconciliation, Business Strategy, Business Management, Research, Problem Solving, Trade Shows, Credentialing, Verification, Credentials, Microsoft Word, Management, Human Resources, Customer Satisfaction, Process Scheduler
Education
Institute of Culinary Education 2007 — 2008
Certification, French Culinary Arts
Accu Tech 2000 — 2001
Computer Tech
Eastern College 1995 — 1997
General Studies
Parkside High 1991 — 1995
High School/Cert, Merit
Ken Rizza's Proficio Bank Experience June 2010 - June 2011
Job Executive Director at KJR Distributing LLC
Industry Arts and Crafts
Experience
KJR Distributing LLC October 2012 - Present
Homestar Financial Corporation March 2012 - March 2015
Homestar Financial Corp March 2012 - February 2015
Brand Mortgage Group May 2011 - February 2012
Proficio Bank June 2010 - June 2011
Performance Capital January 2008 - March 2009
Integrity 1st Mortgage June 2003 - October 2008
Skills
VA, Mortgage, Conventional, FHA, Purchase, Debt Consolidation, Mortgage Lending, Investment Properties, Credit, VA loans, Mortgage Banking, FHA financing, Mortgage Underwriting, Certified Mortgage..., Mortgage Marketing, Real Estate Financing, Refinance, Real Estate, USDA, Loans, Commercial Lending, Loan Origination, Credit Analysis, Condos, Residential Homes
Education
Boston College 1968 — 1972
BS, Business & Marketing
xavier high school 1964 — 1968
Business Administration and Management, General
KJR Distributing LLC October 2012 - Present
Homestar Financial Corporation March 2012 - March 2015
Homestar Financial Corp March 2012 - February 2015
Brand Mortgage Group May 2011 - February 2012
Proficio Bank June 2010 - June 2011
Performance Capital January 2008 - March 2009
Integrity 1st Mortgage June 2003 - October 2008
Skills
VA, Mortgage, Conventional, FHA, Purchase, Debt Consolidation, Mortgage Lending, Investment Properties, Credit, VA loans, Mortgage Banking, FHA financing, Mortgage Underwriting, Certified Mortgage..., Mortgage Marketing, Real Estate Financing, Refinance, Real Estate, USDA, Loans, Commercial Lending, Loan Origination, Credit Analysis, Condos, Residential Homes
Education
Boston College 1968 — 1972
BS, Business & Marketing
xavier high school 1964 — 1968
Business Administration and Management, General
Tootie Johnson's Proficio Bank Experience August 2009 - February 2010
Job sr underwriter at remote position
Industry Financial Services
Experience
remote position March 2013 - Present
real estate mortgage network March 2012 - March 2013
MiLend Inc November 2010 - March 2012
Proficio Bank August 2009 - February 2010
Capital Community Bank 2010 - 2010
Proficio Mortgage Ventures LLC 2009 - 2010
old kent mortgage 2003 - 2006
citizens/ gulf states 1994 - 1996
Skills
FHA, USDA, Residential Mortgages, Refinance, Loans, Mortgage Banking, Government Loans, Mortgage Lending, Underwriting, FHA financing, Mortgage Underwriting, Loan Origination, VA loans
Education
Middle Tennessee State University 1979 — 1983
BS, recording industry management
Hillsboro high school 1976 — 1979
college prep
remote position March 2013 - Present
real estate mortgage network March 2012 - March 2013
MiLend Inc November 2010 - March 2012
Proficio Bank August 2009 - February 2010
Capital Community Bank 2010 - 2010
Proficio Mortgage Ventures LLC 2009 - 2010
old kent mortgage 2003 - 2006
citizens/ gulf states 1994 - 1996
Skills
FHA, USDA, Residential Mortgages, Refinance, Loans, Mortgage Banking, Government Loans, Mortgage Lending, Underwriting, FHA financing, Mortgage Underwriting, Loan Origination, VA loans
Education
Middle Tennessee State University 1979 — 1983
BS, recording industry management
Hillsboro high school 1976 — 1979
college prep
Brian Masarik's Proficio Bank Experience February 2009 - November 2014
Job Senior Mortgage Banker
Industry Banking
Experience
Bridgeview Bank Mortgage 2014 - Present
Proficio Bank February 2009 - November 2014
First Ohio Banc & Lending February 2007 - February 2009
Bankers Life and Casualty Company January 2005 - October 2008
First Nations Mortgage, LLC August 2005 - January 2007
Star Metal Products Inc. June 1995 - July 2005
Skills
Loans, Mortgage Lending, Credit, Banking, Loan Origination, Refinance, Mortgage Banking, Credit Analysis, FHA, Residential Mortgages, Commercial Lending, Commercial Banking, FHA Financing
Education
Malone College 1996 — 1999
Business, Management, Marketing, and Related Support Services
Lakewood High School 1993 — 1996
Bridgeview Bank Mortgage 2014 - Present
Proficio Bank February 2009 - November 2014
First Ohio Banc & Lending February 2007 - February 2009
Bankers Life and Casualty Company January 2005 - October 2008
First Nations Mortgage, LLC August 2005 - January 2007
Star Metal Products Inc. June 1995 - July 2005
Skills
Loans, Mortgage Lending, Credit, Banking, Loan Origination, Refinance, Mortgage Banking, Credit Analysis, FHA, Residential Mortgages, Commercial Lending, Commercial Banking, FHA Financing
Education
Malone College 1996 — 1999
Business, Management, Marketing, and Related Support Services
Lakewood High School 1993 — 1996
Brett Smiley's Proficio Bank Experience December 2011 - Present
Job Vice President, Business Development Officer at Proficio Bank
Industry Banking
Experience
Proficio Bank December 2011 - Present
Mountain America Credit Union February 2010 - December 2011
Zions Bank February 2005 - December 2011
Skills
Loans, Business Development, SBA, Commercial Finance, New Business Development, Commercial Lending, Banking, Commercial Banking, Small Business Lending, Credit, Financial Analysis, Credit Analysis, Finance, Mortgage Lending, Underwriting
Education
University of Utah 1987 — 1991
Bachelor of Arts (BA), Economics
Brigham Young University 1986 — 1987
General Studies
Proficio Bank December 2011 - Present
Mountain America Credit Union February 2010 - December 2011
Zions Bank February 2005 - December 2011
Skills
Loans, Business Development, SBA, Commercial Finance, New Business Development, Commercial Lending, Banking, Commercial Banking, Small Business Lending, Credit, Financial Analysis, Credit Analysis, Finance, Mortgage Lending, Underwriting
Education
University of Utah 1987 — 1991
Bachelor of Arts (BA), Economics
Brigham Young University 1986 — 1987
General Studies
Alvin Pearis's Proficio Bank Experience January 2013 - Present
Job Mortgage Professional at Proficio Bank
Industry Financial Services
Experience
Proficio Bank January 2013 - Present
Pleasant Valley Home Mortgage, Inc. August 2012 - December 2012
FSB May 1992 - June 2006
Skills
Microsoft Office, Android, Inspection, Sports, Social Media, Microsoft Word, Team Management
Education
University of Maryland Eastern Shore 1988 — 1992
Communications/Journalism
Washington Township High School 1980 — 1984
College Prep
Proficio Bank January 2013 - Present
Pleasant Valley Home Mortgage, Inc. August 2012 - December 2012
FSB May 1992 - June 2006
Skills
Microsoft Office, Android, Inspection, Sports, Social Media, Microsoft Word, Team Management
Education
University of Maryland Eastern Shore 1988 — 1992
Communications/Journalism
Washington Township High School 1980 — 1984
College Prep
Elie Wesch's Proficio Bank Experience May 2013 - September 2013
Job Vice President of Marketing and Business Development / Short Sale to Buy, Inc.
Industry Financial Services
Experience
Short Sale to Buy, Inc. October 2013 - February 2014
Proficio Bank May 2013 - September 2013
Skills
Mortgage Lending, Business Strategy, Mortgage Banking, Business Development, Portfolio Management, Financial Modeling, Banking, Credit, Marketing Strategy, Loans, New Business Development, Investments, Financial Analysis, Executive Management
Education
Adelphi University
Bachelor of Business Administration (BBA)
Short Sale to Buy, Inc. October 2013 - February 2014
Proficio Bank May 2013 - September 2013
Skills
Mortgage Lending, Business Strategy, Mortgage Banking, Business Development, Portfolio Management, Financial Modeling, Banking, Credit, Marketing Strategy, Loans, New Business Development, Investments, Financial Analysis, Executive Management
Education
Adelphi University
Bachelor of Business Administration (BBA)
Stephen Peeke's Proficio Bank Experience July 2012 - Present
Job Lock Desk Specialist at Proficio Bank
Industry Financial Services
Experience
Proficio Bank July 2012 - Present
Proficio Mortgage Ventures, LLC 2012 - Present
Oxford Lending Group December 2007 - November 2009
Proserv Financial Corp January 2000 - December 2007
Skills
Mortgage Lending, Loans, Credit, Banking, Refinance, FHA, Credit Analysis, Mortgage Banking, Commercial Lending, Financial Analysis, Portfolio Management, USDA, Residential Mortgages, Commercial Banking, Underwriting
Education
Columbus State 2009 — 2011
Associate's degree, Business Administration, Management and Operations
Columbus State
Proficio Bank July 2012 - Present
Proficio Mortgage Ventures, LLC 2012 - Present
Oxford Lending Group December 2007 - November 2009
Proserv Financial Corp January 2000 - December 2007
Skills
Mortgage Lending, Loans, Credit, Banking, Refinance, FHA, Credit Analysis, Mortgage Banking, Commercial Lending, Financial Analysis, Portfolio Management, USDA, Residential Mortgages, Commercial Banking, Underwriting
Education
Columbus State 2009 — 2011
Associate's degree, Business Administration, Management and Operations
Columbus State
James Vincent Gentile's Proficio Bank Experience December 2014 - May 2015
Job Commercial Real Estate Credit Analyst at Huntington National Bank
Industry Banking
Experience
Proficio Bank December 2014 - May 2015
Proficio Bank August 2014 - May 2015
Bank of America July 2012 - October 2013
Bank of America May 2005 - July 2012
Bank of America July 2008 - September 2009
MBNA America NA September 2003 - May 2005
MBNA America NA February 2002 - September 2003
Skills
Credit, Mortgage Lending, Customer Service, Banking, FHA, Refinance, Portfolio Management, Credit Analysis, Financial Risk, Relationship Management, Lines Of Credit, Loan Servicing, Project Management, Customer Satisfaction, Financial Services, Insurance, Internal Audit, Auditing, Quality Auditing, Secondary Mortgage..., Capital Markets, Commercial Real Estate, Commercial Lending, Analysis, Program Management, Budgets, Loans, VA loans, Jumbo Mortgage, Unsecured Loans, Secured Financing
Education
Cleveland State University 2001 — 2005
Bachelor of Business Administration (B.B.A.), Finance
University of Mount Union 2000 — 2001
Business Administration and Management, General
Proficio Bank December 2014 - May 2015
Proficio Bank August 2014 - May 2015
Bank of America July 2012 - October 2013
Bank of America May 2005 - July 2012
Bank of America July 2008 - September 2009
MBNA America NA September 2003 - May 2005
MBNA America NA February 2002 - September 2003
Skills
Credit, Mortgage Lending, Customer Service, Banking, FHA, Refinance, Portfolio Management, Credit Analysis, Financial Risk, Relationship Management, Lines Of Credit, Loan Servicing, Project Management, Customer Satisfaction, Financial Services, Insurance, Internal Audit, Auditing, Quality Auditing, Secondary Mortgage..., Capital Markets, Commercial Real Estate, Commercial Lending, Analysis, Program Management, Budgets, Loans, VA loans, Jumbo Mortgage, Unsecured Loans, Secured Financing
Education
Cleveland State University 2001 — 2005
Bachelor of Business Administration (B.B.A.), Finance
University of Mount Union 2000 — 2001
Business Administration and Management, General