Provident Bank Mortgage
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Provident Bank Mortgage Employees
Westcoe Realtors September 2014 - Present
Caliber Home Loans December 2013 - September 2014
imortgage May 2013 - December 2013
Caliber Funding January 2012 - April 2013
MetLife Home Loans 2011 - 2012
Provident Bank Mortgage June 2010 - July 2011
PRMG, Inc. 2009 - 2010
Academy Mortgage Corporation 2009 - 2009
Wells Fargo Home Mortgage 2009 - 2009
Indymac Bank/American Home Mortgage May 2008 - August 2008
Skills
Customer Service, Income Statement, Mortgage Banking, Mortgage Lending, FHA, Loans, Loan Origination, USDA, Refinance, Residential Mortgages, VA loans, Reverse Mortgages, Certified Mortgage..., Government Loans, FHA financing, Investors, Credit, Construction Loans, Sales, Short Sales, Real Estate Economics, Real Estate, Sellers, Mortgage Underwriting, Home Equity Loans, Loss Mitigation, Real Estate Financing, Home Equity Lines of..., Commercial Mortgages, First Time Home Buyers, Credit Analysis, Mortgage Marketing, Investment Properties, Branch Management, REO, Commercial Lending, Consumer Lending, HUD, Mortgage Servicing, Foreclosures, Underwriting, VA Loans
Education
Riverside Community College 1972 — 1974
R.E.Broker, Business / Real Estate
Provident Bank Mortgage 2009 - Present
Skills
Sales, Investment Properties, Customer Service, First Time Home Buyers
Education
San Diego State University-California State University
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Provident Bank Mortgage December 2012 - Present
Color Trenz Full Service Salon April 2009 - November 2010
Peek Inside November 2004 - May 2005
Skills
Customer Service, Event Planning, Fashion, Loans, Marketing, Merchandising, Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Social Media, Social Networking, Stylists
Education
California State University-San Bernardino 2005 — 2012
Bachelor of Arts (B.A.), Communication with an emphasis in Public Relations
Riverside Community College 2008 — 2009
Certificate, Cosmetology/Cosmetologist, General
JKG Group - Office Depot Corporate April 2015 - Present
Provident Bank Mortgage August 2011 - September 2014
Provident Savings Bank April 2011 - August 2011
Atomic Ranch Media February 2004 - August 2011
Maui Time Weekly 2008 - 2009
Versus On-Line, Inc April 2005 - February 2007
Thomson Course Technology April 2001 - February 2004
Aquent July 2000 - April 2001
Grand Printing & Graphics July 1998 - July 2000
Turner's Outdoorsman November 1995 - July 1998
Skills
Advertising, Creative Direction, Art Direction, Publishing, Adobe Creative Suite, QuarkXPress, Brand Development, Book Design, Print Production Process, Production Editor, Digital Prepress, Photography, Photo Editor, Direct Marketing, Pre-press, Direct Mail, Textbooks, Marketing Compliance, UDAP, Reg Z, Digital Photography, Branding & Identity, Media Planning, Budgets, Email Marketing, Startup Marketing, Product Development, Brochures, Graphics, Marketing, Newsletters, Copywriting, Layout, Packaging, Online Marketing, Graphic Design, Public Relations, Integrated Marketing, Social Media Marketing
Education
California State University-Fullerton
Advertising
Citrus College
Fine Art
Pasadena City College
Communications-Journalism
Coldwell Banker Residential Brokerage September 2014 - Present
Provident Bank Mortgage May 2014 - September 2014
Wells Fargo Home Mortgage February 2012 - May 2014
Home owners financial January 2002 - September 2007
Skills
Mortgage Lending, Residential Mortgages, FHA, VA loans, Government Loans, Construction Loans, FHA financing, Financial Services, Loan Origination, Loans, Mortgage Banking, Refinance, USDA, Real Estate, Investment Properties, Investors, Real Estate Transactions, Investments, Credit
Education
UBC School of Community and Regional Planning: SCARP
Provident Bank Mortgage April 2014 - Present
PNC Mortgage November 2011 - April 2014
Prospect Mortgage, LLC January 2010 - December 2011
Bank of America Home Loans 2009 - 2010
JP Morgan Chase 2005 - 2009
Skills
Refinance, FHA, Mortgage Lending, First Time Home Buyers, Loans, Underwriting, Real Estate Financing, Real Estate, Sales, Condos, Credit, FHA Financing, FHA financing, Finance, Government Loans, Investment Properties, Investments, Loan Origination, Mortgage Marketing, Mortgage Banking, Negotiation, Real Estate Economics, Residential Mortgages, VA Loans, VA loans
Education
University of Colorado at Denver 1999 — 2000
MBA, Marketing/Marketing Management, General
University of Colorado Boulder 1991 — 1995
B.S. Business, Marketing and Organizational Management
Provident Bank Mortgage December 2012 - Present
Promontory Financial Group, LLC August 2011 - June 2012
Alaska USA Federal Credit Union October 2009 - May 2011
Wansten Consulting Services September 2008 - October 2009
Wells Fargo Home Mortgage January 2004 - September 2008
Chase Home Finance September 2002 - December 2003
Desert Community Bank November 1995 - August 2002
Skills
Mortgage Lending Expert, Management - Both Sales..., Teacher/Trainer/Facilita..., Construction Lending..., FHA DE and VA SAR..., Due Diligence Review, Due Diligence, Mortgage Lending, Management, Construction Loans, Loans, FHA, Real Estate, Credit, Loan Origination, Banking, Mortgage Banking, Underwriting, Commercial Lending, Loss Mitigation, Investment Properties, Loan Servicing, Real Estate Economics, USDA, First Time Home Buyers, Portfolio Management, Finance, Financial Services, Funding, Lines Of Credit, Investors, Residential Homes, Refinance, Residential Mortgages, Foreclosures
Education
Aquinas College 1990 — 1991
Partial Completion towards MM Degree, Masters in Management and Concentration in Marketing
North Central University 1979 — 1983
Bachelor of Arts Degree, Public Speaking/Christian Education/Youth Ministry
East Kentwood
Mountain West Financial, Inc. July 2014 - Present
Provident Bank Mortgage March 2012 - July 2014
Majestic Home Loan February 2012 - September 2012
M power Mortgage January 2008 - February 2012
PMRG January 2007 - December 2008
Royal Alliance Mortgage January 1999 - June 2006
Skills
Mortgage Lending, Loans, First Time Home Buyers, Short Sales, Investment Properties, FHA, Certified Mortgage..., Commercial Mortgages, Construction Loans
Education
Mt. San Antonio College 1978 — 1980
Chaffey College
New American Funding October 2014 - Present
Solano Mortgage, Vacaville, CA June 2013 - October 2014
NSCAR and WCR 1989 - 2014
Envoy Mortgage November 2012 - June 2013
Provident Bank Mortgage June 2012 - October 2012
Century 21 Mortgage January 2010 - June 2012
Century 21 M&M and Associates January 2010 - June 2012
Bank of America Home Loans August 2000 - January 2010
Skills
VA, Mortgage, Conventional, USDA, Refinance, Mortgage Lending, Loans, Conforming, Mortgage Industry, VA loans, Purchase, First Time Home Buyers, Mortgage Banking, Mortgage Planning, Government Loans, Non-Conforming, Loan Origination, Residential Mortgages, FHA financing, HUD, FHA, Investment Properties, Short Sales, Real Estate, Listings, REO, Certified Mortgage..., Foreclosures, Referrals, Reverse Mortgages, HomePath, Investors, 203K, Down Payment Assistance, Real Estate Financing, Real Estate Economics, Vacation Homes, Move Up Buyers, Condos, Mortgage Marketing, Assisting First Time..., New Home Sales, Closings, Real Estate Transactions, Residential Homes, Single Family Homes, Sellers, Relocation, Income Properties, New Homes
Education
Solano Community College 1983 — 2003
AS, Real Estate & Business Management
Armijo High School 1978 — 1981
High School Diploma, Math and Science
Provident Bank Mortgage March 2014 - Present
PNC Mortgage (PNC Bank, N.A.) December 2011 - March 2014
Prospect Mortgage, LLC May 2010 - June 2011
Bank of America May 2009 - May 2010
MilBank Mortgage January 2003 - May 2009
Washington Mutual Bank March 2001 - January 2003
Pacific Standard Funding January 1992 - March 2001
Southern California Funding September 1986 - January 1992
Skills
Mortgage Lending, FHA, Residential Mortgages, Mortgage Banking, Refinance, Loan Origination, Loans, VA loans, FHA financing, Certified Mortgage..., Investment Properties, Real Estate, Credit, Government Loans, Banking, Underwriting, Home Equity Loans, Commercial Lending, Mortgage Marketing, Real Estate Financing, Financial Services, REO, Reverse Mortgages, Consumer Lending, Home Equity Lines of..., Asset Management, First Time Home Buyers, Referrals, Foreclosures, Short Sales, Commercial Mortgages, Portfolio Management, Mortgage Underwriting, Retail Banking, Mortgage Servicing, HUD, Loan Servicing, Financial Structuring, Credit Analysis, Investments, Loss Mitigation, Real Estate Economics, FHA Financing
Education
CSUN, UCLA, NMLS, CA DRE 1988 — 2010
B.S. Degree; Continuing Higher Education; Professional Licensing & Certificates, Accounting & Information Systems; Finance, Mortgage & Real Estate, Dean's List
University of California, Los Angeles 2000 — 2007
Certificates, in Real Estate, Finance & Economics
California State University-Northridge 1987 — 1990
BS Degree, Accountancy & Management Information Systems
Provident Bank Mortgage July 2011 - Present
Bank of America Home Loans April 2009 - June 2011
Countrywide Home Loans February 1989 - March 2009
North American Mortgage September 1987 - February 1989
Sherson Lehman Mortgage November 1985 - September 1987
Education
University of California, Riverside 1970 — 1974
Bachelor of Arts, Psychology
Provident bank mortgage April 2014 - Present
HomeStreet Bank August 2013 - Present
Provident Savings Bank February 2011 - August 2012
Skills
Mortgage Lending
Education
California State University-Sacramento
Bachelor's degree, Communication and Media Studies
Vintage High School, Napa, CA
Provident Bank Mortgage April 2014 - Present
AmericanWest Bank (prev. PremierWest) August 2011 - March 2014
Unified Brokers Capital / First Priority Financial 2009 - August 2011
CLC Inc. 2008 - August 2011
MarketStar 2006 - 2007
Assist 2 Sell 2003 - 2004
Neighbors Financial 2001 - 2003
Skills
Loans, Mortgage, Credit, FHA, Home, Real Estate, Mortgage Lending, Coaching, Customer Service, VA, Underwriting, First Time Home Buyers, Selling, Budgeting, Public Speaking, Foreclosures, Budgets, Finance, Short Sales, Investment Properties, Refinance, Insurance, Banking, Sales, Residential Homes, Mortgage Banking, Loan Origination, Residential Mortgages
Education
California State University-Sacramento 1991 — 1994
Provident Bank Mortgage 2015 - Present
Merrill Lynch 2007 - 2007
Hewlett-Packard July 1998 - May 2001
Education
University of Southern California 1982 — 1986
BS, Industrial & Systems Engineering
University of Southern California 1982 — 1986
BS, Industrial Engineering
University of California, Berkeley
Business Management & Environmental Law
Provident Bank Mortgage September 2011 - Present
Golden Empire Mortgage November 2008 - August 2011
CTX Mortgage February 1990 - November 1998
Skills
Real Estate, Construction Loans, First Time Home Buyers, Investment Properties, Debt Consolidation, HUD, Credit, REO, Investors, Referrals, Residential Homes, Condos, Customer Satisfaction, Construction, Contract Negotiation, Mortgage Underwriting
Education
University of California, Davis
BA, Individual and Group Guidance, Education
Fresno State University
Drivers Education Certification, Drivers Education Trainer Instructor
California State University-Fullerton
Secondary Admistrative Credential, Education
Banc of California December 2013 - Present
PrimeLending December 2012 - November 2013
Mutual of Omaha Bank July 2011 - September 2012
Prospect Mortgage, LLC May 2009 - August 2010
Provident Bank Mortgage April 2006 - September 2007
Eli Lilly October 1977 - 1981
Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Refinance, Foreclosures, Sellers, REO, Short Sales, Relocation, Real Estate, Investment Properties, First Time Home Buyers, Referrals, Residential Mortgages, New Home Sales, Real Estate Financing, Investments, Underwriting, Loan Origination, Government Loans, Home Equity Lines of..., Leadership, USDA, FHA financing, VA loans, Reverse Mortgages, Funding, Certified Mortgage..., Real Estate Economics, Construction Loans, Investors, Loss Mitigation, Credit
Education
University of Oklahoma 1964 — 1967
Hardin Simmons University
BS, Behavioral Psychology/Biology
Bank of America September 2010 - Present
Paramount Residential Mortgage Group September 2007 - January 2008
First Magnus May 2007 - August 2007
Provident Bank Mortgage September 2002 - April 2007
Howard Roberts Financial (nka: Builder’s Affiliated Mortgage) March 2002 - September 2002
Valley View Mortgage, Inc. November 1998 - February 2002
San Antonio Community Hospital May 1996 - September 1997
Home Savings of America March 1987 - March 1989
IBM, Corporation May 1978 - July 1982
Skills
Loans, FHA, Underwriting, Refinance, Mortgage Lending, Real Estate
Education
California State Polytechnic University-Pomona 1977 — 1978
Vocal Music and General Education
Gladstone High School 1974 — 1977
Provident Bank Mortgage October 2014 - Present
Comstock Mortgae May 2010 - October 2014
Big Valley Mortgage June 2009 - May 2010
Vitek Mortgage Group October 2000 - March 2008
Education
California State University-Sacramento 1968 — 1974
Bachelor, Business Administration
Provident Bank Mortgage November 2008 - Present
CitiMortgage 2006 - 2008
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loans, Loan Origination, Residential Mortgages, Short Sales, Credit, Investment Properties, Funding, First Time Home Buyers, Investors, REO, Underwriting, FHA financing, Credit Analysis, Mortgage Underwriting, Real Estate Financing, VA loans
Education
George Mason University 2004 — 2006
MA, International Commerce and Policy
San Diego State University-California State University 1996 — 2001
BA, Political Science
First Bank March 2015 - Present
Banc of California December 2013 - March 2015
Provident Bank Mortgage August 2013 - December 2013
Wells Fargo Home Mortgage January 2013 - August 2013
Realty ONE Group March 2011 - November 2012
Atlantic Mortgage Executives June 2001 - June 2009
Skills
Short Sales, Foreclosures, REO, First Time Home Buyers, Investors, Referrals, Single Family Homes, Real Estate Transactions, Condos, Buyer Representation, HUD, Investment Properties, New Home Sales, Selling, Relocation, Sellers, Residential Homes, Leases, ABR, SFR, Commercial Real Estate, Townhomes, Vacation Homes, Real Property, Listings, Investments, Property Management, Buyers, Move Up Buyers, Real Estate, Luxury, Income Properties, Mortgage Lending, 1031 Exchanges, New Homes, Mortgage Banking, Loans, Refinance, FHA, Real Estate Financing, Loan Origination, Finance, Residential Mortgages, Management, Credit, Customer Service, Real Estate Economics
Education
University of Phoenix 2005 — 2008
BSBM, Business Management
Bergen County Vocational & Technical High School 1975 — 1979
Autobody/Collision and Repair Technology/Technician
Mark Twain Grammar School 1967 — 1975
Real Capital Markets December 2013 - Present
Provident Bank Mortgage May 2013 - December 2013
Zimmer Dental February 2010 - May 2013
The Time Zone March 2006 - August 2009
Overstock.com 2001 - 2005
Skills
Product Marketing, Cross-functional Team..., Forecasting, Online Advertising, Marketing, Marketing Strategy, E-commerce, B2B, Account Management, Negotiation, Market Research, Strategic Planning, Email Marketing, Product Development, Competitive Analysis, Product Management, Merchandising, CRM, Marketing Management, New Business Development, Team Building, Leadership, Sales, Process Improvement, Sales Operations, Project Planning, Public Relations, Brand Management, Customer Service, Salesforce.com, Product Launch, Market Planning, Sales Management
Education
Mira Costa Community College 2010 — 2013
AA, Industrial Psychology
Salt Lake Community College 2007 — 2007
Salt Lake City Community College
Diploma, English Language
Provident Bank Mortgage January 2015 - Present
Plexus Worldwide, Inc. October 2012 - Present
GreenBox Loans February 2014 - January 2015
Right Start Mortgage, Wholesale September 2013 - February 2014
Bottomline Mortgage January 2009 - February 2010
CMG Financial 2007 - 2009
No Red Tape Mortgage 2006 - 2007
SBMC Mortgage 1999 - 2005
Greenpoint Mortgage / Headlands Mortgage 1997 - 1999
Skills
Selling, Sales, Account Management, Marketing, Sales Management, New Business Development, Marketing Strategy, Salesforce.com, Cold Calling, Customer Service, Direct Sales, Insurance, Sales Presentations, Customer Retention, Strategic Planning
Education
California Lutheran University 1988 — 1989
Accounting
Village Christian
Provident Bank Mortgage 2012 - Present
AstraZeneca February 2011 - March 2012
Skills
Residential Mortgages, Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Refinance, Conventional Financing, Government Loans, FHA, FHA Financing, VA Loans, USDA, USDA Rural Housing
Education
University of California, San Diego
Bachelor of Arts (BA), Psychology, Minor in Cognitive Science
Provident Bank Mortgage May 2015 - July 2015
JPMorgan Chase 2009 - 2013
Wells Fargo April 2009 - September 2009
Cal Gold Processing April 2004 - April 2009
Skills
Financial Analysis, Long-term Customer..., Risk Management, Project Management, Financial Reporting, Project Planning, Process Improvement, Customer Service, Loans, Analysis, Project Coordination, Mortgage Banking, Credit, Team Building, Due Diligence, Financial Services, Finance, Non-profit Volunteer, Volunteer Training, Mortgage Lending, Budgets, Teamwork, Time Management, Refinance, Vendor Management, Leadership, Loan Servicing, Call Centers, Consumer Lending, Business Analysis
Education
University of California, San Diego 2014 — 2015
Project Management Professional Certificate
California State University San Marcos
Bachelor's Degree, Psychology w Business Admin minor
Provident Bank Mortgage February 2014 - Present
Prospect Mortgage LLC April 2012 - February 2014
BofA/Countrywide March 2007 - April 2012
JPMorgan Chase May 1995 - March 2007
Skills
Mortgage Lending, FHA financing, Refinance, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, Credit, Credit Analysis, Underwriting, Government Loans, VA loans, First Time Home Buyers, Jumbo Mortgage, Investment Properties
Education
UC Berkeley
Provident Bank Mortgage February 2012 - Present
MetLife Home Loans April 2010 - January 2012
Bank of America October 2006 - March 2010
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning, Negotiation, C++, Editing, C, Java
Education
California State Polytechnic University-Pomona
Business Administration and Management, General
Provident Bank Mortgage September 2015 - Present
First Mortgage Corporation September 2014 - August 2015
Summit Funding February 2011 - June 2014
Sacramento Home Loans March 1999 - August 2008
Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Residential Mortgages, Loan Origination, FHA financing, VA loans, Loans, Credit, Credit Analysis, Construction Loans, First Time Home Buyers, Government Loans, Underwriting, Mortgage Underwriting, Investment Properties, Consumer Lending, Debt Consolidation, Real Estate Financing, Non-Conforming, Sales, Refinance, Short Sales, Referrals, Residential Homes, Real Estate Transactions, Real Estate, Sellers, REO, Foreclosures, Investors, Reverse Mortgages, Single Family Homes, Banking, Customer Service, Certified Mortgage..., Real Estate Economics, Condos, Finance, Home Equity Loans, VA Loans, FHA Financing
Education
American River College 2012 — 2014
Jefferson Elementary
Jefferson Elementary
Senior Mortgage Banker for a Direct Lender & Servicer June 2005 - Present
Provident Bank Mortgage April 2012 - August 2012
Mission Hills Mortgage January 2012 - April 2012
Metropolitan Home Mortgage April 2011 - June 2011
LendingTree December 2010 - April 2011
Bank of America January 2007 - December 2008
Skills
Mortgage Industry, Loan Origination, Mortgage Lending, Mortgage Banking, USDA, Conventional, FHA, Refinance, VA, Mortgage, Loans, Credit, Purchase, Conforming, First Time Home Buyers, Credit Analysis, Home, Real Estate, Real Estate Financing, Short Sales, Options, Residential Mortgages, Construction Loans, Mortgage Planning, Reverse Mortgages, Loan Structuring, Commercial Mortgages, REO, Investment Properties, Sellers, Investments, Financial Structuring, Foreclosures, Selling, Investors, VA loans, Real Estate Economics, Condos, Underwriting, Commercial Lending, CHAMP, Certified Mortgage..., Single Family Homes, Real Estate Transactions, Residential Homes, Finance, Referrals, Mortgage Underwriting, Government Loans, Non-Conforming
Education
University of California, Riverside 1999 — 2002
Business & Economics
Neudesic January 2010 - Present
Visionet Systems Inc. January 2008 - September 2009
First American Corporation September 2006 - September 2007
Fidelity National Financial January 2002 - August 2006
Provident Bank Mortgage 1990 - 1991
Skills
Visio, Project Planning, Software Project..., SharePoint, Customer Relations, Team Leadership, SDLC, Agile, Program Management, Change Management, MS Project, Software Development, PMP, Risk Management, Product Development, Scrum, Account Management, Vendor Management, Product Management, Agile Project Management, Negotiation, Strategic Planning, Management Consulting, Waterfall, Agile Methodologies, IT Strategy, Integration, Project Portfolio..., PMO, Process Improvement, CRM, Project Management, Cloud Computing, Resource Management, Cross-functional Team..., IT Management, Enterprise Software, Project Delivery, Solution Architecture, ERP, SQL, Management, Team Management, Governance, Consulting, TFS, Certified Scrum Master..., Team Building, Leadership, IT Service Management
Education
Loyola Marymount University
BA
Provident Bank Mortgage April 2009 - Present
Indymac Bank 2008 - April 2011
Falconbridge Capital October 2008 - April 2009
Fieldstone Mortgage Company October 2004 - April 2007
Fieldstone Mortgage Company October 2003 - October 2004
Appraisal Enhancement Services July 1998 - October 2003
Skills
Residential Mortgages, Mortgage Underwriting, Loss Mitigation, Financial Risk, Mortgage Banking, Home Equity Loans, Loans, Credit, Underwriting, Risk Management, FHA financing, Real Estate, Commercial Mortgages, FHA, Mortgage Lending, USDA, Appraisals, Construction Loans, Loan Origination, Commercial Lending, Refinance, Financial Analysis, Credit Risk, Loan Servicing, Finance, Consumer Lending, Credit Analysis, Real Estate Financing, Banking, VA loans
Education
Ohlone College 2007 — 2007
Certificate in Bio-Pharmaceutical Manufacturing, Bio-Technology
California State University-Sacramento 1987 — 1989
B.A., English
Diablo Valley College 1984 — 1987
A.A., General
JordanYarbrough.com / New Paradigm Investments, Inc. April 2013 - Present
Rossi Mortgage / Jordan Yarbrough April 2013 - December 2014
Provident Bank Mortgage March 2012 - February 2013
Vilex Inc. July 2011 - 2012
Faro De Agua August 2010 - June 2011
Bay Equity LLC March 2010 - July 2010
New Paradigm Investments Inc. April 2004 - March 2010
Trade Studios LLC. (as Client of NPI) May 2006 - January 2008
Peoples Choice Home Loans August 2002 - March 2004
Skills
Analytical, Entrepreneurial, Customer focused, Deadline driven, Enthusiastic, Good listener, Innovative, Process driven, Professional, Resourceful, Self motivated, Team player, Analytical Skills, Loans, Innovation, Mortgage Lending, Entrepreneurship, Teamwork, Customer Oriented, Flexibility, Leadership, Business Development, Loan Origination, Deadline Driven, Lead Generation, Sales Management, Real Estate, Mortgage Banking, New Business Development, FHA, Marketing, Management, Marketing Strategy, Selling, CRM, Banking, Sales, B2B, Real Estate Transactions, Refinance, Cold Calling, Team Building, Residential Mortgages, Mortgage Underwriting, FHA financing, VA loans, USDA, Residential Homes, Reverse Mortgages, Social Media Marketing
Education
California State University-Sacramento 1999 — 2003
Bachelor of Arts, Cum Laude - Communications and Digital Media
Provident Bank Mortgage
Skills
Mortgage Underwriting, Underwriting, FHA, Mortgage Lending, Credit Analysis, VA, Conforming, Mortgage, Subprime, Mortgage Banking, Loans, Credit
Education
California State University-Fullerton 1967 — 1995
HACIENDA FUNDING INC. February 2009 - Present
HACIENDA GROUP INC. January 2007 - Present
Provident Bank Mortgage May 1998 - October 2007
Skills
REO, Short Sales, Foreclosures, Sellers, First Time Home Buyers, Investors, Listings, Investment Properties, Single Family Homes, Buyer Representation, Condos, Real Estate, New Home Sales, Relocation, Residential Homes, Real Estate Transactions, Referrals, SFR, Property Management, Luxury, Real Property, 1031 Exchanges, HUD, Mortgage Lending, Loans, Townhomes, FHA
Education
Cal State San Bernardino 1993 — 1995
BA, PRE LAW
Mortgage Capital Management, Inc June 2011 - Present
Merrill Lynch March 2010 - June 2011
Mortgage Minds November 2007 - March 2010
Secondary Marketing Committee Western Secondary Market 1994 - 2008
Provident Bank Mortgage February 1994 - August 2007
Skills
Mortgage Pipeline..., Secondary Marketing..., Secondary Marketing..., Mortgage Lending, Management, Product Development, Asset Managment, Investments, Risk Management, Financial Analysis, Due Diligence, Fixed Income, Business Planning, Strategic Planning, Management Consulting, Business Strategy, Portfolio Management, Leadership, Mortgage Banking, Asset Management, Loans, Hedging, Loan Origination, Finance, Sales, Forecasting, Banking, Financial Risk, Residential Mortgages, Refinance, FHA, Executive Management, Financial Services
Education
Claremont Graduate University - Peter F. Drucker and Masatoshi Ito Graduate School of Management 2006 — 2009
EMBA, Management
University of Redlands 2002 — 2004
Bachelos of Science, Business Admin
Provident Bank Mortgage September 2013 - Present
Union Bank May 2010 - August 2013
wells fargo bank January 2009 - December 2009
Countrywide home Loans February 2005 - December 2009
Wells fargo Bank March 2003 - February 2005
Rode Brothers Flooring January 2002 - February 2003
Fierce Energy Production, West Hollywood, CA December 1998 - January 2002
Education
FIDM/Fashion Institute of Design & Merchandising-San Francisco 1996 — 1998
Associate of Arts (AA), Interior Design
Eclipse Sales 2008 - October 2010
GE Intelligent Platforms 2008 - 2010
Provident Bank Mortgage September 2006 - July 2007
Silver State Mortgage May 2005 - August 2006
LoanCity.com November 2003 - May 2005
Union Planters Mortgage November 2001 - November 2003
Union Planters Mortgage April 1998 - November 2001
Skills
Sales, Account Management, Salesforce.com
Education
Ohlone College 1989 — 1994
AA - Natural Sciences, Psychology
Ben's Bells Project August 2014 - Present
jcpenney June 2014 - August 2014
Ben's Bells Project May 2014 - August 2014
Provident Bank Mortgage May 2012 - May 2014
Skills
Customer Service, Microsoft Office, Clinical Research, Applied Psychology, Photoshop, Editing, Public Speaking, French to English, Mortgage Banking, FHA financing, Mortgage Lending, Time Management, Credit, VA loans, Residential Mortgages, FHA, Nonprofits, Event Planning, Social Media, Leadership, Social Networking
Education
University of Arizona 2011 — 2015
Bachelor of Science (B.S.), Psychology
University of Arizona 2011 — 2015
French
Poway High 2007 — 2011
Mastermind Financial Consultants December 2013 - Present
One Trust Home Loans July 2015 - Present
PrimeSource Mortgage, Inc. September 2014 - June 2015
Residential Bancorp February 2014 - September 2014
H&R Block December 2009 - December 2013
Provident Bank Mortgage December 2012 - September 2013
First Mortgage Corporation April 2011 - April 2012
WFG World Group Securities November 2007 - February 2012
Skills
Bilingual-Spanish, Credit, Real Estate, Refinance, Financial Analysis, Finance, Tax, Mortgage Lending, Loans, Microsoft Excel, Strategic Planning, Budgets, Payroll, Real Estate Financing, Investments, Marketing, Strategic Financial..., Sellers, Loan Origination, Residential Mortgages, FHA, Small Business, Leadership, Real Estate Transactions, Mortgage Underwriting, Mortgage Banking, Process Improvement, Short Sales, Insurance, Credit Analysis, Banking, First Time Home Buyers, Funding
Education
Sawyer Business College 1983 — 1984
Accounting Diploma, Accounting and Business/Management, A
Citrus College 1979 — 1983
AA degrees, Humanities (music) and Math
Glendora High School 1976 — 1979
Diploma, General Education
HomeStreet Bank August 2013 - Present
Provident Bank Mortgage February 2012 - August 2013
Allsource/MetLife Home Loans May 2010 - January 2012
Home Owner's Advocate Loss Mitigation 2009 - May 2010
Prospect Mortgage/Indymac Bancorp April 2007 - July 2009
CTX Mortgage Division June 2003 - April 2007
Bank of America November 2001 - May 2003
Skills
Customer Service, Mortgage Lending, FHA, Loans, Loan Origination, Credit, Real Estate, Construction Loans, USDA, First Time Home Buyers, VA Loans, Sellers, Investment Properties, REO, Short Sales, Residential Homes
Education
Sonoma State University 1999 — 2001
Bachelor's Degree, Psychology
Sonoma State University
Provident Bank Mortgage August 2010 - Present
Expressions of Thanks! January 2010 - August 2010
National City Mortgage April 1997 - April 2009
Skills
FHA, Management, REO, Team Building, Strategy, Recruiting, Banking, Loan Origination, P&L Management, Coaching, Mortgage Lending, Refinance, Business Strategy, First Time Home Buyers, Loan Servicing, Mortgage Banking, Business Planning, Sales Management, Residential Homes, Underwriting, VA loans, Leadership, Customer Service, FHA financing, Loans, Residential Mortgages, Finance, Strategic Planning, Real Estate, USDA, Referrals, Marketing, Sales, Investment Properties
Education
Texas Wesleyan University 1971 — 1974
BBA, Business Administration
Provident Bank Mortgage March 2010 - Present
PNC Mortgage/ National City Mortgage August 1990 - February 2010
Education
California State University-Chico 1980 — 1985
Social Psychology, Business, Collective Bargaining
Cherry Creek Mortgage NMLS 3001 October 2008 - Present
Provident Bank Mortgage 2006 - 2008
Skills
First Time Home Buyers, VA loans, USDA, FHA, FHA financing, Refinance, Government Loans, Investment Properties, Mortgage Lending, Mortgage Banking, Reverse Mortgages, USDA Rural Housing, FHA 203K Renovation..., Foreclosures, Short Sales, REO, Residential Homes, Loan Origination, Residential Mortgages, Real Estate Financing, Real Estate, Sellers, Investors, Referrals, Relocation, Single Family Homes, HUD, Certified Mortgage..., Condos, Construction Loans, Real Estate Transactions, Underwriting, Vacation Homes, Home Equity Loans, VA Loans
Education
University of California, Davis 1971 — 1975
Bachelor of Science
Apple Valley High School 1970 — 1971
Provident Bank Mortgage October 2010 - Present
National City Mortgage November 1999 - October 2009
Skills
Team Building, FHA, Mortgage Lending, Training, Sales, Process Improvement, Mortgage Banking
Education
Benedictine College 1971 — 1975
BA, English
Provident Bank Mortgage October 2013 - Present
Caliber Funding October 2012 - October 2013
Caliber Home Loans 2012 - October 2013
Santa Barbara Bank and Trust 1995 - November 2012
JP Morgan Chase 2007 - 2009
Quadran Mortgage Consulting 1990 - 1995
Skills
Luxury Financing, Jumbo Mortgage, Super Jumbo, Portfolio Lending, Internet Marketing, Purchase Financing, Purchase Money, Home Loans, Mortgage Lending, Portfolio Management, Marketing, Marketing Strategy, Digital Marketing, Digital Media, Video Marketing, Mobile Marketing, Refinance, Loans, Finance, Mortgage Banking, NMLS Licensed, Loan Origination, FHA, NMLS, First Time Home Buyers, Credit, Vacation Homes, FHA financing, Investment Properties, Certified Mortgage..., FNMA, Residential Mortgages, Mortgage Marketing, Condos, Single Family Homes, Credit Analysis, Real Estate, Non-Conforming, FHLMC, HomePath, Mortgage Underwriting
Education
California State Polytechnic University-Pomona
HomeStreet Bank August 2014 - Present
Provident Bank Mortgage February 2012 - August 2014
Chase Home Finance May 2008 - May 2009
JPMorgan Chase 1995 - 2005
Skills
Mortgage Banking, Real Estate, FHA, Loan Origination, Refinance, Mortgage Lending, First Time Home Buyers, Loans, Residential Mortgages, FHA financing, VA loans, Investors
Education
Oregon State University 1985 — 1990
BA, Business
Provident Bank Mortgage September 2014 - November 2014
Wells Fargo Home Mortgage/Home Services Lending February 2008 - September 2013
JPMorgan Chase September 2006 - December 2007
Wells Fargo Home Mortgage September 2005 - August 2006
Wells Fargo Home Mortgage January 2005 - August 2005
Wells Fargo April 1996 - December 2004
Skills
Wholesale Lending, Correspondent Banking, Mortgage Lending, Calyx Point, Dropbox, Mortgage Banking, Refinance, VA loans, Residential Mortgages, Loans, Post Closing, Mortgage Servicing, FHA financing, LPS Desktop, Credit, FHLMC, Income calculation
Education
San Bernardino Valley College 2000 — 2006
Associates of Science – Paralegal Degree, Law
Riverside City College
Communication, General