Provident Bank Mortgage

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Provident Bank Mortgage Employees

Employee
Years
Job
Industry
Charon Smith Charon Smith Riverside, California Details
Charon Smith's Provident Bank Mortgage Experience June 2010 - July 2011
Job Realtor at Westcoe Realtors
Industry Financial Services
Experience
Westcoe Realtors   September 2014 - Present
Caliber Home Loans  December 2013 - September 2014
imortgage  May 2013 - December 2013
Caliber Funding  January 2012 - April 2013
MetLife Home Loans  2011 - 2012
Provident Bank Mortgage   June 2010 - July 2011
PRMG, Inc.   2009 - 2010
Academy Mortgage Corporation  2009 - 2009
Wells Fargo Home Mortgage  2009 - 2009
Indymac Bank/American Home Mortgage   May 2008 - August 2008

Skills
Customer Service, Income Statement, Mortgage Banking, Mortgage Lending, FHA, Loans, Loan Origination, USDA, Refinance, Residential Mortgages, VA loans, Reverse Mortgages, Certified Mortgage..., Government Loans, FHA financing, Investors, Credit, Construction Loans, Sales, Short Sales, Real Estate Economics, Real Estate, Sellers, Mortgage Underwriting, Home Equity Loans, Loss Mitigation, Real Estate Financing, Home Equity Lines of..., Commercial Mortgages, First Time Home Buyers, Credit Analysis, Mortgage Marketing, Investment Properties, Branch Management, REO, Commercial Lending, Consumer Lending, HUD, Mortgage Servicing, Foreclosures, Underwriting, VA Loans

Education
Riverside Community College   1972 — 1974
R.E.Broker, Business / Real Estate

Steve Bertone Steve Bertone Carlsbad, California Details
Steve Bertone's Provident Bank Mortgage Experience 2009 - Present
Job Branch Manager Loan Originator at Provident Bank Mortgage
Industry Real Estate
Experience
Provident Bank Mortgage   2009 - Present

Skills
Sales, Investment Properties, Customer Service, First Time Home Buyers

Education
San Diego State University-California State University
Bachelor of Business Administration (B.B.A.), Accounting and Finance

Chantelle Wright Chantelle Wright Redlands, California Details
Chantelle Wright's Provident Bank Mortgage Experience December 2012 - Present
Job Attended California State UniversitySan Bernardino
Industry Public Relations and Communications
Experience
Provident Bank Mortgage   December 2012 - Present
Color Trenz Full Service Salon   April 2009 - November 2010
Peek Inside   November 2004 - May 2005

Skills
Customer Service, Event Planning, Fashion, Loans, Marketing, Merchandising, Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Social Media, Social Networking, Stylists

Education
California State University-San Bernardino   2005 — 2012
Bachelor of Arts (B.A.), Communication with an emphasis in Public Relations

Riverside Community College   2008 — 2009
Certificate, Cosmetology/Cosmetologist, General

Kellee Lavars Kellee Lavars Fort Lauderdale, Florida Details
Kellee Lavars's Provident Bank Mortgage Experience August 2011 - September 2014
Job Sr. Production Artist, InStore Customer Experience at JKG Group Office Depot
Industry Marketing and Advertising
Experience
JKG Group - Office Depot Corporate   April 2015 - Present
Provident Bank Mortgage   August 2011 - September 2014
Provident Savings Bank  April 2011 - August 2011
Atomic Ranch Media   February 2004 - August 2011
Maui Time Weekly   2008 - 2009
Versus On-Line, Inc   April 2005 - February 2007
Thomson Course Technology  April 2001 - February 2004
Aquent  July 2000 - April 2001
Grand Printing & Graphics   July 1998 - July 2000
Turner's Outdoorsman  November 1995 - July 1998

Skills
Advertising, Creative Direction, Art Direction, Publishing, Adobe Creative Suite, QuarkXPress, Brand Development, Book Design, Print Production Process, Production Editor, Digital Prepress, Photography, Photo Editor, Direct Marketing, Pre-press, Direct Mail, Textbooks, Marketing Compliance, UDAP, Reg Z, Digital Photography, Branding & Identity, Media Planning, Budgets, Email Marketing, Startup Marketing, Product Development, Brochures, Graphics, Marketing, Newsletters, Copywriting, Layout, Packaging, Online Marketing, Graphic Design, Public Relations, Integrated Marketing, Social Media Marketing

Education
California State University-Fullerton
Advertising

Citrus College
Fine Art

Pasadena City College
Communications-Journalism

Niloufar Ghavami Niloufar Ghavami Greater Los Angeles Area Details
Niloufar Ghavami's Provident Bank Mortgage Experience May 2014 - September 2014
Job Realtor at Coldwell Banker Residential Brokerage BRE# 01354658
Industry Real Estate
Experience
Coldwell Banker Residential Brokerage  September 2014 - Present
Provident Bank Mortgage   May 2014 - September 2014
Wells Fargo Home Mortgage  February 2012 - May 2014
Home owners financial   January 2002 - September 2007

Skills
Mortgage Lending, Residential Mortgages, FHA, VA loans, Government Loans, Construction Loans, FHA financing, Financial Services, Loan Origination, Loans, Mortgage Banking, Refinance, USDA, Real Estate, Investment Properties, Investors, Real Estate Transactions, Investments, Credit

Education
UBC School of Community and Regional Planning: SCARP

Meyoung Spektor Meyoung Spektor Greater Los Angeles Area Details
Meyoung Spektor's Provident Bank Mortgage Experience April 2014 - Present
Job Senior Loan Consultant at Provident Bank Mortgage
Industry Financial Services
Experience
Provident Bank Mortgage   April 2014 - Present
PNC Mortgage  November 2011 - April 2014
Prospect Mortgage, LLC  January 2010 - December 2011
Bank of America Home Loans  2009 - 2010
JP Morgan Chase  2005 - 2009

Skills
Refinance, FHA, Mortgage Lending, First Time Home Buyers, Loans, Underwriting, Real Estate Financing, Real Estate, Sales, Condos, Credit, FHA Financing, FHA financing, Finance, Government Loans, Investment Properties, Investments, Loan Origination, Mortgage Marketing, Mortgage Banking, Negotiation, Real Estate Economics, Residential Mortgages, VA Loans, VA loans

Education
University of Colorado at Denver   1999 — 2000
MBA, Marketing/Marketing Management, General

University of Colorado Boulder   1991 — 1995
B.S. Business, Marketing and Organizational Management

Don Wansten Don Wansten Greater Los Angeles Area Details
Don Wansten's Provident Bank Mortgage Experience December 2012 - Present
Job Renovation Sales Production Manager, NMLS #276952 at Provident Bank Mortgage
Industry Banking
Experience
Provident Bank Mortgage   December 2012 - Present
Promontory Financial Group, LLC  August 2011 - June 2012
Alaska USA Federal Credit Union  October 2009 - May 2011
Wansten Consulting Services   September 2008 - October 2009
Wells Fargo Home Mortgage  January 2004 - September 2008
Chase Home Finance  September 2002 - December 2003
Desert Community Bank  November 1995 - August 2002

Skills
Mortgage Lending Expert, Management - Both Sales..., Teacher/Trainer/Facilita..., Construction Lending..., FHA DE and VA SAR..., Due Diligence Review, Due Diligence, Mortgage Lending, Management, Construction Loans, Loans, FHA, Real Estate, Credit, Loan Origination, Banking, Mortgage Banking, Underwriting, Commercial Lending, Loss Mitigation, Investment Properties, Loan Servicing, Real Estate Economics, USDA, First Time Home Buyers, Portfolio Management, Finance, Financial Services, Funding, Lines Of Credit, Investors, Residential Homes, Refinance, Residential Mortgages, Foreclosures

Education
Aquinas College   1990 — 1991
Partial Completion towards MM Degree, Masters in Management and Concentration in Marketing

North Central University   1979 — 1983
Bachelor of Arts Degree, Public Speaking/Christian Education/Youth Ministry

East Kentwood

Andrew Anaya Andrew Anaya Greater Los Angeles Area Details
Andrew Anaya's Provident Bank Mortgage Experience March 2012 - July 2014
Job Mortgage Originator at Mountain West Financial, Inc.
Industry Real Estate
Experience
Mountain West Financial, Inc.   July 2014 - Present
Provident Bank Mortgage   March 2012 - July 2014
Majestic Home Loan  February 2012 - September 2012
M power Mortgage   January 2008 - February 2012
PMRG  January 2007 - December 2008
Royal Alliance Mortgage   January 1999 - June 2006

Skills
Mortgage Lending, Loans, First Time Home Buyers, Short Sales, Investment Properties, FHA, Certified Mortgage..., Commercial Mortgages, Construction Loans

Education
Mt. San Antonio College   1978 — 1980

Chaffey College

Debbie Lintao Debbie Lintao Vacaville, California Details
Debbie Lintao's Provident Bank Mortgage Experience June 2012 - October 2012
Job Mortgage Loan Officer at New American Funding
Industry Financial Services
Experience
New American Funding  October 2014 - Present
Solano Mortgage, Vacaville, CA   June 2013 - October 2014
NSCAR and WCR   1989 - 2014
Envoy Mortgage  November 2012 - June 2013
Provident Bank Mortgage   June 2012 - October 2012
Century 21 Mortgage   January 2010 - June 2012
Century 21 M&M and Associates  January 2010 - June 2012
Bank of America Home Loans  August 2000 - January 2010

Skills
VA, Mortgage, Conventional, USDA, Refinance, Mortgage Lending, Loans, Conforming, Mortgage Industry, VA loans, Purchase, First Time Home Buyers, Mortgage Banking, Mortgage Planning, Government Loans, Non-Conforming, Loan Origination, Residential Mortgages, FHA financing, HUD, FHA, Investment Properties, Short Sales, Real Estate, Listings, REO, Certified Mortgage..., Foreclosures, Referrals, Reverse Mortgages, HomePath, Investors, 203K, Down Payment Assistance, Real Estate Financing, Real Estate Economics, Vacation Homes, Move Up Buyers, Condos, Mortgage Marketing, Assisting First Time..., New Home Sales, Closings, Real Estate Transactions, Residential Homes, Single Family Homes, Sellers, Relocation, Income Properties, New Homes

Education
Solano Community College   1983 — 2003
AS, Real Estate & Business Management

Armijo High School   1978 — 1981
High School Diploma, Math and Science

Al Salahi Al Salahi Greater Los Angeles Area Details
Al Salahi's Provident Bank Mortgage Experience March 2014 - Present
Job Area Manager West Los Angeles & Ventura Regions
Industry Financial Services
Experience
Provident Bank Mortgage   March 2014 - Present
PNC Mortgage (PNC Bank, N.A.)   December 2011 - March 2014
Prospect Mortgage, LLC  May 2010 - June 2011
Bank of America  May 2009 - May 2010
MilBank Mortgage   January 2003 - May 2009
Washington Mutual Bank  March 2001 - January 2003
Pacific Standard Funding   January 1992 - March 2001
Southern California Funding  September 1986 - January 1992

Skills
Mortgage Lending, FHA, Residential Mortgages, Mortgage Banking, Refinance, Loan Origination, Loans, VA loans, FHA financing, Certified Mortgage..., Investment Properties, Real Estate, Credit, Government Loans, Banking, Underwriting, Home Equity Loans, Commercial Lending, Mortgage Marketing, Real Estate Financing, Financial Services, REO, Reverse Mortgages, Consumer Lending, Home Equity Lines of..., Asset Management, First Time Home Buyers, Referrals, Foreclosures, Short Sales, Commercial Mortgages, Portfolio Management, Mortgage Underwriting, Retail Banking, Mortgage Servicing, HUD, Loan Servicing, Financial Structuring, Credit Analysis, Investments, Loss Mitigation, Real Estate Economics, FHA Financing

Education
CSUN, UCLA, NMLS, CA DRE   1988 — 2010
B.S. Degree; Continuing Higher Education; Professional Licensing & Certificates, Accounting & Information Systems; Finance, Mortgage & Real Estate, Dean's List

University of California, Los Angeles   2000 — 2007
Certificates, in Real Estate, Finance & Economics

California State University-Northridge   1987 — 1990
BS Degree, Accountancy & Management Information Systems

Jill Martin-Smith Jill Martin-Smith Upland, California Details
Jill Martin-Smith's Provident Bank Mortgage Experience July 2011 - Present
Job Senior Loan Consultant at Provident Bank Mortgage
Industry Banking
Experience
Provident Bank Mortgage   July 2011 - Present
Bank of America Home Loans  April 2009 - June 2011
Countrywide Home Loans  February 1989 - March 2009
North American Mortgage  September 1987 - February 1989
Sherson Lehman Mortgage   November 1985 - September 1987

Education
University of California, Riverside   1970 — 1974
Bachelor of Arts, Psychology

Chuck Meng Chuck Meng Elk Grove, California Details
Chuck Meng's Provident Bank Mortgage Experience April 2014 - Present
Job at
Industry Banking
Experience
Provident bank mortgage   April 2014 - Present
HomeStreet Bank  August 2013 - Present
Provident Savings Bank  February 2011 - August 2012

Skills
Mortgage Lending

Education
California State University-Sacramento
Bachelor's degree, Communication and Media Studies

Vintage High School, Napa, CA

Bruce Walton Bruce Walton Sacramento, California Area Details
Bruce Walton's Provident Bank Mortgage Experience April 2014 - Present
Job Mortgage Counselor at Provident Bank Mortgage
Industry Real Estate
Experience
Provident Bank Mortgage   April 2014 - Present
AmericanWest Bank (prev. PremierWest)   August 2011 - March 2014
Unified Brokers Capital / First Priority Financial   2009 - August 2011
CLC Inc.  2008 - August 2011
MarketStar  2006 - 2007
Assist 2 Sell  2003 - 2004
Neighbors Financial  2001 - 2003

Skills
Loans, Mortgage, Credit, FHA, Home, Real Estate, Mortgage Lending, Coaching, Customer Service, VA, Underwriting, First Time Home Buyers, Selling, Budgeting, Public Speaking, Foreclosures, Budgets, Finance, Short Sales, Investment Properties, Refinance, Insurance, Banking, Sales, Residential Homes, Mortgage Banking, Loan Origination, Residential Mortgages

Education
California State University-Sacramento   1991 — 1994

Joe Siau, MLO 582917 Joe Siau, MLO 582917 Granite Bay, California Details
Joe Siau, MLO 582917's Provident Bank Mortgage Experience 2015 - Present
Job Mortgage Advisor
Industry Financial Services
Experience
Provident Bank Mortgage   2015 - Present
Merrill Lynch  2007 - 2007
Hewlett-Packard  July 1998 - May 2001

Education
University of Southern California   1982 — 1986
BS, Industrial & Systems Engineering

University of Southern California   1982 — 1986
BS, Industrial Engineering

University of California, Berkeley
Business Management & Environmental Law

Lowell Semans Lowell Semans Greater Los Angeles Area Details
Lowell Semans's Provident Bank Mortgage Experience September 2011 - Present
Job Senior Loan Officer at Provident Bank Mortgage
Industry Banking
Experience
Provident Bank Mortgage   September 2011 - Present
Golden Empire Mortgage  November 2008 - August 2011
CTX Mortgage  February 1990 - November 1998

Skills
Real Estate, Construction Loans, First Time Home Buyers, Investment Properties, Debt Consolidation, HUD, Credit, REO, Investors, Referrals, Residential Homes, Condos, Customer Satisfaction, Construction, Contract Negotiation, Mortgage Underwriting

Education
University of California, Davis
BA, Individual and Group Guidance, Education

Fresno State University
Drivers Education Certification, Drivers Education Trainer Instructor

California State University-Fullerton
Secondary Admistrative Credential, Education

JAY YOUNG JAY YOUNG Greater San Diego Area Details
JAY YOUNG's Provident Bank Mortgage Experience April 2006 - September 2007
Job Sr. Loan Officer at Banc of California
Industry Financial Services
Experience
Banc of California  December 2013 - Present
PrimeLending  December 2012 - November 2013
Mutual of Omaha Bank  July 2011 - September 2012
Prospect Mortgage, LLC  May 2009 - August 2010
Provident Bank Mortgage   April 2006 - September 2007
Eli Lilly  October 1977 - 1981

Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Refinance, Foreclosures, Sellers, REO, Short Sales, Relocation, Real Estate, Investment Properties, First Time Home Buyers, Referrals, Residential Mortgages, New Home Sales, Real Estate Financing, Investments, Underwriting, Loan Origination, Government Loans, Home Equity Lines of..., Leadership, USDA, FHA financing, VA loans, Reverse Mortgages, Funding, Certified Mortgage..., Real Estate Economics, Construction Loans, Investors, Loss Mitigation, Credit

Education
University of Oklahoma   1964 — 1967

Hardin Simmons University
BS, Behavioral Psychology/Biology

Jodi Lin Deshler Jodi Lin Deshler Orange County, California Area Details
Jodi Lin Deshler's Provident Bank Mortgage Experience September 2002 - April 2007
Job UnderwriterLoan Review Analyst II at Bank of America
Industry Real Estate
Experience
Bank of America  September 2010 - Present
Paramount Residential Mortgage Group  September 2007 - January 2008
First Magnus  May 2007 - August 2007
Provident Bank Mortgage   September 2002 - April 2007
Howard Roberts Financial (nka: Builder’s Affiliated Mortgage)   March 2002 - September 2002
Valley View Mortgage, Inc.   November 1998 - February 2002
San Antonio Community Hospital  May 1996 - September 1997
Home Savings of America  March 1987 - March 1989
IBM, Corporation  May 1978 - July 1982

Skills
Loans, FHA, Underwriting, Refinance, Mortgage Lending, Real Estate

Education
California State Polytechnic University-Pomona   1977 — 1978
Vocal Music and General Education

Gladstone High School   1974 — 1977

Wally Borland Wally Borland Sacramento, California Area Details
Wally Borland's Provident Bank Mortgage Experience October 2014 - Present
Job Mortgage Consultant at Provident Bank Mortgage
Industry Real Estate
Experience
Provident Bank Mortgage   October 2014 - Present
Comstock Mortgae   May 2010 - October 2014
Big Valley Mortgage  June 2009 - May 2010
Vitek Mortgage Group  October 2000 - March 2008

Education
California State University-Sacramento   1968 — 1974
Bachelor, Business Administration

Greg Vaughn Greg Vaughn San Francisco Bay Area Details
Greg Vaughn's Provident Bank Mortgage Experience November 2008 - Present
Job Account Executive at Provident Bank Mortgage
Industry Financial Services
Experience
Provident Bank Mortgage   November 2008 - Present
CitiMortgage  2006 - 2008

Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loans, Loan Origination, Residential Mortgages, Short Sales, Credit, Investment Properties, Funding, First Time Home Buyers, Investors, REO, Underwriting, FHA financing, Credit Analysis, Mortgage Underwriting, Real Estate Financing, VA loans

Education
George Mason University   2004 — 2006
MA, International Commerce and Policy

San Diego State University-California State University   1996 — 2001
BA, Political Science

Joseph J. Frontauria Joseph J. Frontauria Greater Los Angeles Area Details
Joseph J. Frontauria's Provident Bank Mortgage Experience August 2013 - December 2013
Job Senior Mortgage Banker at First Bank
Industry Banking
Experience
First Bank  March 2015 - Present
Banc of California  December 2013 - March 2015
Provident Bank Mortgage   August 2013 - December 2013
Wells Fargo Home Mortgage  January 2013 - August 2013
Realty ONE Group  March 2011 - November 2012
Atlantic Mortgage Executives   June 2001 - June 2009

Skills
Short Sales, Foreclosures, REO, First Time Home Buyers, Investors, Referrals, Single Family Homes, Real Estate Transactions, Condos, Buyer Representation, HUD, Investment Properties, New Home Sales, Selling, Relocation, Sellers, Residential Homes, Leases, ABR, SFR, Commercial Real Estate, Townhomes, Vacation Homes, Real Property, Listings, Investments, Property Management, Buyers, Move Up Buyers, Real Estate, Luxury, Income Properties, Mortgage Lending, 1031 Exchanges, New Homes, Mortgage Banking, Loans, Refinance, FHA, Real Estate Financing, Loan Origination, Finance, Residential Mortgages, Management, Credit, Customer Service, Real Estate Economics

Education
University of Phoenix   2005 — 2008
BSBM, Business Management

Bergen County Vocational & Technical High School   1975 — 1979
Autobody/Collision and Repair Technology/Technician

Mark Twain Grammar School   1967 — 1975

Neelab Kanishka Neelab Kanishka Greater San Diego Area Details
Neelab Kanishka's Provident Bank Mortgage Experience May 2013 - December 2013
Job Client Services Account Manager at Real Capital Markets
Industry Retail
Experience
Real Capital Markets  December 2013 - Present
Provident Bank Mortgage   May 2013 - December 2013
Zimmer Dental  February 2010 - May 2013
The Time Zone   March 2006 - August 2009
Overstock.com  2001 - 2005

Skills
Product Marketing, Cross-functional Team..., Forecasting, Online Advertising, Marketing, Marketing Strategy, E-commerce, B2B, Account Management, Negotiation, Market Research, Strategic Planning, Email Marketing, Product Development, Competitive Analysis, Product Management, Merchandising, CRM, Marketing Management, New Business Development, Team Building, Leadership, Sales, Process Improvement, Sales Operations, Project Planning, Public Relations, Brand Management, Customer Service, Salesforce.com, Product Launch, Market Planning, Sales Management

Education
Mira Costa Community College   2010 — 2013
AA, Industrial Psychology

Salt Lake Community College   2007 — 2007

Salt Lake City Community College
Diploma, English Language

Courtney Fryling Courtney Fryling Greater Los Angeles Area Details
Courtney Fryling's Provident Bank Mortgage Experience January 2015 - Present
Job Account Executive at Provident Bank Mortgage
Industry Real Estate
Experience
Provident Bank Mortgage   January 2015 - Present
Plexus Worldwide, Inc.   October 2012 - Present
GreenBox Loans   February 2014 - January 2015
Right Start Mortgage, Wholesale  September 2013 - February 2014
Bottomline Mortgage   January 2009 - February 2010
CMG Financial  2007 - 2009
No Red Tape Mortgage  2006 - 2007
SBMC Mortgage  1999 - 2005
Greenpoint Mortgage / Headlands Mortgage   1997 - 1999

Skills
Selling, Sales, Account Management, Marketing, Sales Management, New Business Development, Marketing Strategy, Salesforce.com, Cold Calling, Customer Service, Direct Sales, Insurance, Sales Presentations, Customer Retention, Strategic Planning

Education
California Lutheran University   1988 — 1989
Accounting

Village Christian

Kailey Pearce Kailey Pearce Greater Los Angeles Area Details
Kailey Pearce's Provident Bank Mortgage Experience 2012 - Present
Job Mortgage Loan Officer at Provident Bank Mortgage
Industry Financial Services
Experience
Provident Bank Mortgage   2012 - Present
AstraZeneca  February 2011 - March 2012

Skills
Residential Mortgages, Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Refinance, Conventional Financing, Government Loans, FHA, FHA Financing, VA Loans, USDA, USDA Rural Housing

Education
University of California, San Diego
Bachelor of Arts (BA), Psychology, Minor in Cognitive Science

Jayme Olson Jayme Olson Greater San Diego Area Details
Jayme Olson's Provident Bank Mortgage Experience May 2015 - July 2015
Job Project Management, Operations & Administration Professional
Industry Financial Services
Experience
Provident Bank Mortgage   May 2015 - July 2015
JPMorgan Chase  2009 - 2013
Wells Fargo  April 2009 - September 2009
Cal Gold Processing   April 2004 - April 2009

Skills
Financial Analysis, Long-term Customer..., Risk Management, Project Management, Financial Reporting, Project Planning, Process Improvement, Customer Service, Loans, Analysis, Project Coordination, Mortgage Banking, Credit, Team Building, Due Diligence, Financial Services, Finance, Non-profit Volunteer, Volunteer Training, Mortgage Lending, Budgets, Teamwork, Time Management, Refinance, Vendor Management, Leadership, Loan Servicing, Call Centers, Consumer Lending, Business Analysis

Education
University of California, San Diego   2014 — 2015
Project Management Professional Certificate

California State University San Marcos
Bachelor's Degree, Psychology w Business Admin minor

Susan Garrett Susan Garrett Santa Barbara, California Details
Susan Garrett's Provident Bank Mortgage Experience February 2014 - Present
Job Mortgage Loan Consultant at Provident Bank Mortgage
Industry Financial Services
Experience
Provident Bank Mortgage   February 2014 - Present
Prospect Mortgage LLC  April 2012 - February 2014
BofA/Countrywide   March 2007 - April 2012
JPMorgan Chase  May 1995 - March 2007

Skills
Mortgage Lending, FHA financing, Refinance, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, Credit, Credit Analysis, Underwriting, Government Loans, VA loans, First Time Home Buyers, Jumbo Mortgage, Investment Properties

Education
UC Berkeley

Mark Bratlien Mark Bratlien San Francisco Bay Area Details
Mark Bratlien's Provident Bank Mortgage Experience February 2012 - Present
Job Regional Manager at Provident Bank Mortgage
Industry Financial Services
Experience
Provident Bank Mortgage   February 2012 - Present
MetLife Home Loans  April 2010 - January 2012
Bank of America  October 2006 - March 2010

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning, Negotiation, C++, Editing, C, Java

Education
California State Polytechnic University-Pomona
Business Administration and Management, General

Erica York Erica York Roseville, California Details
Erica York's Provident Bank Mortgage Experience September 2015 - Present
Job Mortgage Loan Officer at Provident Bank Mortgage
Industry Financial Services
Experience
Provident Bank Mortgage   September 2015 - Present
First Mortgage Corporation  September 2014 - August 2015
Summit Funding  February 2011 - June 2014
Sacramento Home Loans   March 1999 - August 2008

Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Residential Mortgages, Loan Origination, FHA financing, VA loans, Loans, Credit, Credit Analysis, Construction Loans, First Time Home Buyers, Government Loans, Underwriting, Mortgage Underwriting, Investment Properties, Consumer Lending, Debt Consolidation, Real Estate Financing, Non-Conforming, Sales, Refinance, Short Sales, Referrals, Residential Homes, Real Estate Transactions, Real Estate, Sellers, REO, Foreclosures, Investors, Reverse Mortgages, Single Family Homes, Banking, Customer Service, Certified Mortgage..., Real Estate Economics, Condos, Finance, Home Equity Loans, VA Loans, FHA Financing

Education
American River College   2012 — 2014

Jefferson Elementary

Jefferson Elementary

Andrei Flores Andrei Flores Greater Los Angeles Area Details
Andrei Flores's Provident Bank Mortgage Experience April 2012 - August 2012
Job Sr. Loan Officer
Industry Real Estate
Experience
Senior Mortgage Banker for a Direct Lender & Servicer   June 2005 - Present
Provident Bank Mortgage   April 2012 - August 2012
Mission Hills Mortgage  January 2012 - April 2012
Metropolitan Home Mortgage  April 2011 - June 2011
LendingTree  December 2010 - April 2011
Bank of America  January 2007 - December 2008

Skills
Mortgage Industry, Loan Origination, Mortgage Lending, Mortgage Banking, USDA, Conventional, FHA, Refinance, VA, Mortgage, Loans, Credit, Purchase, Conforming, First Time Home Buyers, Credit Analysis, Home, Real Estate, Real Estate Financing, Short Sales, Options, Residential Mortgages, Construction Loans, Mortgage Planning, Reverse Mortgages, Loan Structuring, Commercial Mortgages, REO, Investment Properties, Sellers, Investments, Financial Structuring, Foreclosures, Selling, Investors, VA loans, Real Estate Economics, Condos, Underwriting, Commercial Lending, CHAMP, Certified Mortgage..., Single Family Homes, Real Estate Transactions, Residential Homes, Finance, Referrals, Mortgage Underwriting, Government Loans, Non-Conforming

Education
University of California, Riverside   1999 — 2002
Business & Economics

Laura Watts Laura Watts Greater Los Angeles Area Details
Laura Watts's Provident Bank Mortgage Experience 1990 - 1991
Job Engagement Manager at Neudesic
Industry Financial Services
Experience
Neudesic  January 2010 - Present
Visionet Systems Inc.  January 2008 - September 2009
First American Corporation  September 2006 - September 2007
Fidelity National Financial  January 2002 - August 2006
Provident Bank Mortgage   1990 - 1991

Skills
Visio, Project Planning, Software Project..., SharePoint, Customer Relations, Team Leadership, SDLC, Agile, Program Management, Change Management, MS Project, Software Development, PMP, Risk Management, Product Development, Scrum, Account Management, Vendor Management, Product Management, Agile Project Management, Negotiation, Strategic Planning, Management Consulting, Waterfall, Agile Methodologies, IT Strategy, Integration, Project Portfolio..., PMO, Process Improvement, CRM, Project Management, Cloud Computing, Resource Management, Cross-functional Team..., IT Management, Enterprise Software, Project Delivery, Solution Architecture, ERP, SQL, Management, Team Management, Governance, Consulting, TFS, Certified Scrum Master..., Team Building, Leadership, IT Service Management

Education
Loyola Marymount University
BA

David Haden David Haden San Francisco Bay Area Details
David Haden's Provident Bank Mortgage Experience April 2009 - Present
Job Sr. Underwriter at Provident Bank Mortgage
Industry Banking
Experience
Provident Bank Mortgage   April 2009 - Present
Indymac Bank  2008 - April 2011
Falconbridge Capital   October 2008 - April 2009
Fieldstone Mortgage Company  October 2004 - April 2007
Fieldstone Mortgage Company  October 2003 - October 2004
Appraisal Enhancement Services  July 1998 - October 2003

Skills
Residential Mortgages, Mortgage Underwriting, Loss Mitigation, Financial Risk, Mortgage Banking, Home Equity Loans, Loans, Credit, Underwriting, Risk Management, FHA financing, Real Estate, Commercial Mortgages, FHA, Mortgage Lending, USDA, Appraisals, Construction Loans, Loan Origination, Commercial Lending, Refinance, Financial Analysis, Credit Risk, Loan Servicing, Finance, Consumer Lending, Credit Analysis, Real Estate Financing, Banking, VA loans

Education
Ohlone College   2007 — 2007
Certificate in Bio-Pharmaceutical Manufacturing, Bio-Technology

California State University-Sacramento   1987 — 1989
B.A., English

Diablo Valley College   1984 — 1987
A.A., General

Jordan Yarbrough Jordan Yarbrough Sacramento, California Area Details
Jordan Yarbrough's Provident Bank Mortgage Experience March 2012 - February 2013
Job Broker / Owner at JordanYarbrough.com
Industry Real Estate
Experience
JordanYarbrough.com / New Paradigm Investments, Inc.   April 2013 - Present
Rossi Mortgage / Jordan Yarbrough   April 2013 - December 2014
Provident Bank Mortgage   March 2012 - February 2013
Vilex Inc.   July 2011 - 2012
Faro De Agua   August 2010 - June 2011
Bay Equity LLC  March 2010 - July 2010
New Paradigm Investments Inc.   April 2004 - March 2010
Trade Studios LLC. (as Client of NPI)   May 2006 - January 2008
Peoples Choice Home Loans  August 2002 - March 2004

Skills
Analytical, Entrepreneurial, Customer focused, Deadline driven, Enthusiastic, Good listener, Innovative, Process driven, Professional, Resourceful, Self motivated, Team player, Analytical Skills, Loans, Innovation, Mortgage Lending, Entrepreneurship, Teamwork, Customer Oriented, Flexibility, Leadership, Business Development, Loan Origination, Deadline Driven, Lead Generation, Sales Management, Real Estate, Mortgage Banking, New Business Development, FHA, Marketing, Management, Marketing Strategy, Selling, CRM, Banking, Sales, B2B, Real Estate Transactions, Refinance, Cold Calling, Team Building, Residential Mortgages, Mortgage Underwriting, FHA financing, VA loans, USDA, Residential Homes, Reverse Mortgages, Social Media Marketing

Education
California State University-Sacramento   1999 — 2003
Bachelor of Arts, Cum Laude - Communications and Digital Media

Beverly Solis Beverly Solis Greater Los Angeles Area Details
Beverly Solis's Provident Bank Mortgage Experience
Job Sr. Underwriter at Provident Bank Mortgage
Industry Banking
Experience
Provident Bank Mortgage  

Skills
Mortgage Underwriting, Underwriting, FHA, Mortgage Lending, Credit Analysis, VA, Conforming, Mortgage, Subprime, Mortgage Banking, Loans, Credit

Education
California State University-Fullerton   1967 — 1995

Lucas Coronel Lucas Coronel Greater Los Angeles Area Details
Lucas Coronel's Provident Bank Mortgage Experience May 1998 - October 2007
Job Managing Broker | Owner, Hacienda Group Inc.
Industry Real Estate
Experience
HACIENDA FUNDING INC.   February 2009 - Present
HACIENDA GROUP INC.   January 2007 - Present
Provident Bank Mortgage   May 1998 - October 2007

Skills
REO, Short Sales, Foreclosures, Sellers, First Time Home Buyers, Investors, Listings, Investment Properties, Single Family Homes, Buyer Representation, Condos, Real Estate, New Home Sales, Relocation, Residential Homes, Real Estate Transactions, Referrals, SFR, Property Management, Luxury, Real Property, 1031 Exchanges, HUD, Mortgage Lending, Loans, Townhomes, FHA

Education
Cal State San Bernardino   1993 — 1995
BA, PRE LAW

Ron Kiuttu Ron Kiuttu Greater Los Angeles Area Details
Ron Kiuttu's Provident Bank Mortgage Experience February 1994 - August 2007
Job Sr Vice President at Mortgage Capital Management, Inc
Industry Financial Services
Experience
Mortgage Capital Management, Inc   June 2011 - Present
Merrill Lynch  March 2010 - June 2011
Mortgage Minds   November 2007 - March 2010
Secondary Marketing Committee Western Secondary Market   1994 - 2008
Provident Bank Mortgage   February 1994 - August 2007

Skills
Mortgage Pipeline..., Secondary Marketing..., Secondary Marketing..., Mortgage Lending, Management, Product Development, Asset Managment, Investments, Risk Management, Financial Analysis, Due Diligence, Fixed Income, Business Planning, Strategic Planning, Management Consulting, Business Strategy, Portfolio Management, Leadership, Mortgage Banking, Asset Management, Loans, Hedging, Loan Origination, Finance, Sales, Forecasting, Banking, Financial Risk, Residential Mortgages, Refinance, FHA, Executive Management, Financial Services

Education
Claremont Graduate University - Peter F. Drucker and Masatoshi Ito Graduate School of Management   2006 — 2009
EMBA, Management

University of Redlands   2002 — 2004
Bachelos of Science, Business Admin

Karolin Gregorian Karolin Gregorian Greater Los Angeles Area Details
Karolin Gregorian's Provident Bank Mortgage Experience September 2013 - Present
Job Loan Agent
Industry Banking
Experience
Provident Bank Mortgage   September 2013 - Present
Union Bank  May 2010 - August 2013
wells fargo bank  January 2009 - December 2009
Countrywide home Loans  February 2005 - December 2009
Wells fargo Bank  March 2003 - February 2005
Rode Brothers Flooring   January 2002 - February 2003
Fierce Energy Production, West Hollywood, CA   December 1998 - January 2002

Education
FIDM/Fashion Institute of Design & Merchandising-San Francisco   1996 — 1998
Associate of Arts (AA), Interior Design

Tina Gallagher Tina Gallagher Fremont, California Details
Tina Gallagher's Provident Bank Mortgage Experience September 2006 - July 2007
Job
Industry Events Services
Experience
Eclipse Sales   2008 - October 2010
GE Intelligent Platforms  2008 - 2010
Provident Bank Mortgage   September 2006 - July 2007
Silver State Mortgage  May 2005 - August 2006
LoanCity.com  November 2003 - May 2005
Union Planters Mortgage  November 2001 - November 2003
Union Planters Mortgage  April 1998 - November 2001

Skills
Sales, Account Management, Salesforce.com

Education
Ohlone College   1989 — 1994
AA - Natural Sciences, Psychology

Tyler Walling Tyler Walling Tucson, Arizona Details
Tyler Walling's Provident Bank Mortgage Experience May 2012 - May 2014
Job Studio Assistant at the Ben's Bells Project
Industry Nonprofit Organization Management
Experience
Ben's Bells Project  August 2014 - Present
jcpenney  June 2014 - August 2014
Ben's Bells Project  May 2014 - August 2014
Provident Bank Mortgage   May 2012 - May 2014

Skills
Customer Service, Microsoft Office, Clinical Research, Applied Psychology, Photoshop, Editing, Public Speaking, French to English, Mortgage Banking, FHA financing, Mortgage Lending, Time Management, Credit, VA loans, Residential Mortgages, FHA, Nonprofits, Event Planning, Social Media, Leadership, Social Networking

Education
University of Arizona   2011 — 2015
Bachelor of Science (B.S.), Psychology

University of Arizona   2011 — 2015
French

Poway High   2007 — 2011

Greg Seymour Greg Seymour Ontario, California Details
Greg Seymour's Provident Bank Mortgage Experience December 2012 - September 2013
Job MLO at One Trust Home Loans
Industry Financial Services
Experience
Mastermind Financial Consultants   December 2013 - Present
One Trust Home Loans  July 2015 - Present
PrimeSource Mortgage, Inc.   September 2014 - June 2015
Residential Bancorp  February 2014 - September 2014
H&R Block  December 2009 - December 2013
Provident Bank Mortgage   December 2012 - September 2013
First Mortgage Corporation  April 2011 - April 2012
WFG World Group Securities  November 2007 - February 2012

Skills
Bilingual-Spanish, Credit, Real Estate, Refinance, Financial Analysis, Finance, Tax, Mortgage Lending, Loans, Microsoft Excel, Strategic Planning, Budgets, Payroll, Real Estate Financing, Investments, Marketing, Strategic Financial..., Sellers, Loan Origination, Residential Mortgages, FHA, Small Business, Leadership, Real Estate Transactions, Mortgage Underwriting, Mortgage Banking, Process Improvement, Short Sales, Insurance, Credit Analysis, Banking, First Time Home Buyers, Funding

Education
Sawyer Business College   1983 — 1984
Accounting Diploma, Accounting and Business/Management, A

Citrus College   1979 — 1983
AA degrees, Humanities (music) and Math

Glendora High School   1976 — 1979
Diploma, General Education

Kelly Hagler Kelly Hagler Napa, California Details
Kelly Hagler's Provident Bank Mortgage Experience February 2012 - August 2013
Job NMLS # 583063/Senior Loan Officer/HomeStreet Bank
Industry Financial Services
Experience
HomeStreet Bank  August 2013 - Present
Provident Bank Mortgage   February 2012 - August 2013
Allsource/MetLife Home Loans   May 2010 - January 2012
Home Owner's Advocate Loss Mitigation   2009 - May 2010
Prospect Mortgage/Indymac Bancorp   April 2007 - July 2009
CTX Mortgage Division   June 2003 - April 2007
Bank of America  November 2001 - May 2003

Skills
Customer Service, Mortgage Lending, FHA, Loans, Loan Origination, Credit, Real Estate, Construction Loans, USDA, First Time Home Buyers, VA Loans, Sellers, Investment Properties, REO, Short Sales, Residential Homes

Education
Sonoma State University   1999 — 2001
Bachelor's Degree, Psychology

Sonoma State University

Steve Atwood Steve Atwood Coronado, California Details
Steve Atwood's Provident Bank Mortgage Experience August 2010 - Present
Job Retail Production Manager at Provident Bank
Industry Financial Services
Experience
Provident Bank Mortgage   August 2010 - Present
Expressions of Thanks!   January 2010 - August 2010
National City Mortgage  April 1997 - April 2009

Skills
FHA, Management, REO, Team Building, Strategy, Recruiting, Banking, Loan Origination, P&L Management, Coaching, Mortgage Lending, Refinance, Business Strategy, First Time Home Buyers, Loan Servicing, Mortgage Banking, Business Planning, Sales Management, Residential Homes, Underwriting, VA loans, Leadership, Customer Service, FHA financing, Loans, Residential Mortgages, Finance, Strategic Planning, Real Estate, USDA, Referrals, Marketing, Sales, Investment Properties

Education
Texas Wesleyan University   1971 — 1974
BBA, Business Administration

David Walling David Walling Greater San Diego Area Details
David Walling's Provident Bank Mortgage Experience March 2010 - Present
Job Branch Manager at Provident Bank Mortgage
Industry Banking
Experience
Provident Bank Mortgage   March 2010 - Present
PNC Mortgage/ National City Mortgage   August 1990 - February 2010

Education
California State University-Chico   1980 — 1985
Social Psychology, Business, Collective Bargaining

Carolyn Thomas Carolyn Thomas San Francisco Bay Area Details
Carolyn Thomas's Provident Bank Mortgage Experience 2006 - 2008
Job Mortgage Loan Originator NMLS 256827
Industry Financial Services
Experience
Cherry Creek Mortgage NMLS 3001   October 2008 - Present
Provident Bank Mortgage   2006 - 2008

Skills
First Time Home Buyers, VA loans, USDA, FHA, FHA financing, Refinance, Government Loans, Investment Properties, Mortgage Lending, Mortgage Banking, Reverse Mortgages, USDA Rural Housing, FHA 203K Renovation..., Foreclosures, Short Sales, REO, Residential Homes, Loan Origination, Residential Mortgages, Real Estate Financing, Real Estate, Sellers, Investors, Referrals, Relocation, Single Family Homes, HUD, Certified Mortgage..., Condos, Construction Loans, Real Estate Transactions, Underwriting, Vacation Homes, Home Equity Loans, VA Loans

Education
University of California, Davis   1971 — 1975
Bachelor of Science

Apple Valley High School   1970 — 1971

Marti Burckhardt Marti Burckhardt Greater San Diego Area Details
Marti Burckhardt's Provident Bank Mortgage Experience October 2010 - Present
Job Retail Operations Manager at Provident Bank Mortgage
Industry Banking
Experience
Provident Bank Mortgage   October 2010 - Present
National City Mortgage  November 1999 - October 2009

Skills
Team Building, FHA, Mortgage Lending, Training, Sales, Process Improvement, Mortgage Banking

Education
Benedictine College   1971 — 1975
BA, English

Cindy Eyanson Cindy Eyanson Santa Barbara, California Area Details
Cindy Eyanson's Provident Bank Mortgage Experience October 2013 - Present
Job Mortgage Loan Officer | Real Estate Loans | Jumbo Loan Specialist | NMLS # 614322
Industry Real Estate
Experience
Provident Bank Mortgage   October 2013 - Present
Caliber Funding  October 2012 - October 2013
Caliber Home Loans  2012 - October 2013
Santa Barbara Bank and Trust  1995 - November 2012
JP Morgan Chase  2007 - 2009
Quadran Mortgage Consulting   1990 - 1995

Skills
Luxury Financing, Jumbo Mortgage, Super Jumbo, Portfolio Lending, Internet Marketing, Purchase Financing, Purchase Money, Home Loans, Mortgage Lending, Portfolio Management, Marketing, Marketing Strategy, Digital Marketing, Digital Media, Video Marketing, Mobile Marketing, Refinance, Loans, Finance, Mortgage Banking, NMLS Licensed, Loan Origination, FHA, NMLS, First Time Home Buyers, Credit, Vacation Homes, FHA financing, Investment Properties, Certified Mortgage..., FNMA, Residential Mortgages, Mortgage Marketing, Condos, Single Family Homes, Credit Analysis, Real Estate, Non-Conforming, FHLMC, HomePath, Mortgage Underwriting

Education
California State Polytechnic University-Pomona

Brook Baker Brook Baker Roseville, California Details
Brook Baker's Provident Bank Mortgage Experience February 2012 - August 2014
Job VP, Originating Branch Manager at HomeStreet Bank
Industry Financial Services
Experience
HomeStreet Bank  August 2014 - Present
Provident Bank Mortgage   February 2012 - August 2014
Chase Home Finance  May 2008 - May 2009
JPMorgan Chase  1995 - 2005

Skills
Mortgage Banking, Real Estate, FHA, Loan Origination, Refinance, Mortgage Lending, First Time Home Buyers, Loans, Residential Mortgages, FHA financing, VA loans, Investors

Education
Oregon State University   1985 — 1990
BA, Business

denae higbee denae higbee Grand Terrace, California Details
denae higbee's Provident Bank Mortgage Experience September 2014 - November 2014
Job Loan processor
Industry Financial Services
Experience
Provident Bank Mortgage   September 2014 - November 2014
Wells Fargo Home Mortgage/Home Services Lending   February 2008 - September 2013
JPMorgan Chase  September 2006 - December 2007
Wells Fargo Home Mortgage  September 2005 - August 2006
Wells Fargo Home Mortgage  January 2005 - August 2005
Wells Fargo  April 1996 - December 2004

Skills
Wholesale Lending, Correspondent Banking, Mortgage Lending, Calyx Point, Dropbox, Mortgage Banking, Refinance, VA loans, Residential Mortgages, Loans, Post Closing, Mortgage Servicing, FHA financing, LPS Desktop, Credit, FHLMC, Income calculation

Education
San Bernardino Valley College   2000 — 2006
Associates of Science – Paralegal Degree, Law

Riverside City College
Communication, General