Rancho Financial, Inc.

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Rancho Financial, Inc. Employees

Employee
Years
Job
Industry
Brian Reschke Brian Reschke Greater San Diego Area Details
Brian Reschke's Rancho Financial, Inc. Experience May 2013 - July 2014
Job Business Analyst, Broker
Industry Real Estate
Experience
Quality Claims Management Corp  July 2014 - Present
SD Properties Group   January 2006 - Present
Rancho Financial, Inc.   May 2013 - July 2014
DH Consulting  June 2004 - July 2014
Predatory Mortgage Analysis   January 2010 - May 2013

Skills
Microsoft Excel, Microsoft Office, Databases, Data Analysis, Financial Analysis, Financial Reporting, Financial Modeling, Structured Finance, Forecasting, Business Modeling

Education
San Diego State University-California State University   1999 — 2003
BS, finance

mt. carmel   1996 — 1999

Diane Hemelstrand Diane Hemelstrand Greater San Diego Area Details
Diane Hemelstrand's Rancho Financial, Inc. Experience September 2007 - December 2011
Job Loan Officer at American Capital Home Loans, Inc.
Industry Financial Services
Experience
American Capital Home Loans, Inc.   September 2012 - Present
Premier Residential Mortgage Inc.   December 2011 - August 2012
Rancho Financial, Inc.   September 2007 - December 2011
General Mortgage  February 1983 - August 2007

Skills
Mortgage Lending, Loans, Mortgage Banking, Certified Mortgage..., First Time Home Buyers, USDA, FHA financing, Real Estate Financing, Residential Homes, Finance, Single Family Homes, Residential Mortgages, Property, Reverse Mortgages, Credit

Education
Community College of Denver

Bond Schoeffel Bond Schoeffel Greater San Diego Area Details
Bond Schoeffel's Rancho Financial, Inc. Experience 2007 - 2011
Job R.E. Broker/Mortgage Loan Originator
Industry Real Estate
Experience
C2 Financial Corporation  2011 - Present
RBV Real Estate   2008 - Present
Rancho Financial, Inc.   2007 - 2011
Teamwork Mortgage   2003 - 2007

Education
University of California, San Diego

Joseph Pangelinan Joseph Pangelinan San Diego, California Details
Joseph Pangelinan's Rancho Financial, Inc. Experience 2010 - 2011
Job Senior Vice President at Cornerstone Mortgage Company
Industry Banking
Experience
Cornerstone Mortgage Company  August 1994 - Present
Synergy 1 Lending   January 2011 - January 2012
Rancho Financial, Inc.   2010 - 2011

Skills
Loans, Mortgage Lending, Credit, Mortgage Banking, Loan Origination, FHA, Commercial Lending, Banking, Refinance, Residential Mortgages, Construction Loans, VA loans, FHA financing

Education
California Polytechnic State University-San Luis Obispo   1984 — 1989
Bachelor Science Business Admin, Finance, General

San Ramon Valley High School   1980 — 1984

Gordon Park Gordon Park Greater San Diego Area Details
Gordon Park's Rancho Financial, Inc. Experience 2011 - December 2013
Job Mortgage Loan Officer
Industry Banking
Experience
Rancho Financial, Inc.   2011 - December 2013
Residential Wholesale Mtg   September 2010 - March 2011
Bank of America  September 2009 - July 2010
TCS Mortgage Inc.   January 1985 - September 2009

Skills
Mortgage Lending, FHA, Loans, First Time Home Buyers, USDA, VA loans, Refinance, Credit, Mortgage Banking, Investment Properties, FHA financing, Residential Mortgages, Underwriting, Banking, Selling, Real Estate, Sales Management, Loan Origination, Leadership, Brokerage, REO, Credit Analysis, Mortgage Underwriting, Short Sales

Education
New Mexico State University   1973 — 1976
BS

Joseph Detmer Joseph Detmer San Diego, California Details
Joseph Detmer's Rancho Financial, Inc. Experience October 2014 - Present
Job Business Develpoment Manager at Rancho Financial, Inc.
Industry Banking
Experience
Rancho Financial, Inc.   October 2014 - Present
US Bank Home Mortgages  September 2008 - August 2014

Skills
Credit, Loans, Finance, Mortgage Lending, Business Development, Investments, Sales, Banking, Customer Service

Education
The University of New Mexico   1982 — 1986

Jan Paulsen Jan Paulsen Greater San Diego Area Details
Jan Paulsen's Rancho Financial, Inc. Experience December 2008 - Present
Job Loan Officer
Industry Banking
Experience
Rancho Financial, Inc.   December 2008 - Present
Better Homes and Gardens Real Estate Heritage Properties   October 2012 - August 2013
RE/MAX Heritage Homes   2003 - 2012
Master Lenders   January 2004 - December 2008
Mortgage Masters of San Diego   April 1988 - 2003
C-21 Affilliated   1990 - 2000
Mical Mortgage  1979 - 1987

Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, Refinance, Loan Origination, FHA financing, VA loans, Residential Mortgages, Reverse Mortgages, First Time Home Buyers, Credit, Investment Properties, Real Estate, Foreclosures, USDA, Buyer Representation, Real Estate Financing, Marketing Strategy, Strategic Planning, Real Estate Transactions, Marketing, Commercial Lending, Move Up Buyers, Relocation Buyers, Corporate Relocation, Jumbo Mortgage, Mortgage Planning, Real Estate Economics, Finance, Commercial Real Estate, REO, Single Family Homes

Education
University of Minnesota-Twin Cities

Sandra Munson Sandra Munson Greater San Diego Area Details
Sandra Munson's Rancho Financial, Inc. Experience July 2010 - Present
Job LOA (Mortgages) at Rancho Financial, Inc.
Industry Consumer Services
Experience
Rancho Financial, Inc.   July 2010 - Present
Harmony Home Organization   2007 - July 2010
Friedkin Companies, Inc.   1999 - 2000
Transamerica  1995 - 1999

Skills
Strategic Planning, Customer Service, Event Planning, Social Media, Microsoft Office, Marketing Strategy, Event Management, Team Building, Microsoft Excel, Investments, Data Analysis, Access, Management, Leadership, Risk Management

Education
UC Santa Barbara   1991 — 1995
Bachelor of Science (BS), Actuarial Science

University of California, Santa Barbara   1991 — 1995
BS, Actuarial Statistics

Phil Spangenberg Phil Spangenberg Encinitas, California Details
Phil Spangenberg's Rancho Financial, Inc. Experience January 2007 - December 2012
Job Mortgage Advisor with RPM Mortgage
Industry Banking
Experience
RPM Mortgage Inc  December 2012 - Present
Rancho Financial, Inc.   January 2007 - December 2012

Skills
Loan Origination, Certified Mortgage..., Refinance, Mortgage Lending, Residential Mortgages, Mortgage Banking, Loans, Real Estate Financing, FHA, Investment Properties, VA loans, Mortgage Underwriting, FHA financing, USDA, Reverse Mortgages

Education
Fullerton College   1979 — 1981
Real Estate Law, Real Estate Economics

Troy High School   1974 — 1978

Laura Jucha Laura Jucha Greater San Diego Area Details
Laura Jucha's Rancho Financial, Inc. Experience February 2013 - Present
Job Director of Finance at Brooks Jucha and Associates
Industry Insurance
Experience
Brooks Jucha and Associates   January 2015 - Present
Rancho Financial, Inc.   February 2013 - Present
The Lending Company  June 2012 - January 2013
All Home Lending   May 2011 - May 2012
General Mortgage  1991 - May 2011

Skills
Mortgage Lending, Investment Properties, Refinance, Residential Mortgages, FHA, Loans, Mortgage Banking, Referrals, Finance, Loan Origination, Real Estate

Education
The University of Texas at Austin   1982 — 1986
BBA, Finance

Joyce Novak Joyce Novak San Diego, California Details
Joyce Novak's Rancho Financial, Inc. Experience April 2015 - Present
Job Mortgage Loan Officer at Rancho Financial in Encinitas. NMLS 847916
Industry Banking
Experience
Rancho Financial, Inc.   April 2015 - Present
Wells Fargo Private Mortgage Banking  October 2014 - April 2015
W. J. Bradley Mortgage   October 2012 - May 2014
Novak Design Group   2001 - 2011
Wells Fargo Home Mortgage  1991 - 2001

Skills
Art Direction, Illustration, Graphic Design, Logo Design, Illustrator, Real Estate Financing, Financial Accounting, Interior Design, Custom Remodeling, Painting, Customer Oriented, Client Service Oriented, Helping Clients Succeed, Assisting First Time..., Mortgage Lending, Residential Mortgages, QuickBooks, Quick Study, Proactive self-starter, Executive Financial..., Kitchen & Bath Design, Client Services, Loans, First Time Home Buyers, FHA, Refinance, Investment Properties, Mortgage Banking, FHA Financing, Real Estate, Credit, Referrals, Residential Homes

Education
Arizona State University
Bachelor's degree, Accounting

Scottsdale Community College
Associate of Applied Science, Interior Design

Sophie Pirshafi Sophie Pirshafi San Diego, California Details
Sophie Pirshafi's Rancho Financial, Inc. Experience June 2014 - Present
Job Senior Loan Consultant, Rancho Financial Mortgage Center
Industry Financial Services
Experience
Rancho Financial, Inc.   June 2014 - Present
Cal Dream Mortgage   1997 - June 2014
American Trust Mortgage   1991 - 1997
Gibraltar Savings & Loans   1983 - 1991

Skills
Start-ups, Microsoft Office, Management, Business Strategy, Team Leadership, Small Business, Financial Analysis, Finance, Banking, Mortgage Lending, Real Estate, Strategic Financial..., Loans, Analysis, Refinance, Credit Analysis

Education
John F. Kennedy University   2009 — 2012
Master of Arts, Counseling Psychology

Southern Illinois University, Carbondale   1980 — 1982
Master's Degree, Educational/Instructional Media Design

College of Journalism and Mass Communication & UCLA
Bachelor's Degree, Accounting and Business/Management

Jason Cash Jason Cash Greater San Diego Area Details
Jason Cash's Rancho Financial, Inc. Experience April 2015 - Present
Job Senior Loan Officer at Rancho Financial, Inc.
Industry Banking
Experience
Rancho Financial, Inc.   April 2015 - Present
Synergy One Lending  April 2014 - March 2015
Guaranteed Rate  November 2012 - March 2014
Wireless Capital Partners  March 2012 - September 2012
Md7  September 2009 - March 2012
New York Life Insurance Company  June 2008 - September 2009
DebtWave Credit Counseling   February 2003 - June 2008
San Diego County Office of Education  November 2000 - February 2003

Skills
Wireless, Telecommunications, Account Management, Sales, Negotiation, New Business Development, Contract Negotiation, Customer Satisfaction, Real Estate, Team Leadership, Strategic Planning, Customer Service, Finance, First Time Home Buyers, Loans, Investment Properties, Team Building, REO

Education
San Diego State University-California State University   2005 — 2006
Certificate, Personal Financial Planning

National University   1998 — 2000
Bachelor of Science (BS), Liberal Studies

Moorpark College   1991 — 1993
Associate's degree, General Studies

Newbury Park High School

Ted Przybylek Ted Przybylek Greater San Diego Area Details
Ted Przybylek's Rancho Financial, Inc. Experience April 2010 - January 2012
Job President at RanchoTed Real Estate Loans & Investments
Industry Financial Services
Experience
RanchoTed Real Estate Loans & Investments   September 2010 - Present
Rancho Financial, Inc.   April 2010 - January 2012
General Mortgage  August 2008 - March 2010
Countrywide Home Loans  July 2007 - July 2008
AME Financial  2000 - 2006

Skills
Business Networking, Private Money, Real Estate Financing, Refinance, Mortgage Lending, Real Estate, First Time Home Buyers, Investment Properties, Investments, Residential Mortgages, Real Estate Economics, Finance, Loans, Referrals, Sellers, Selling, Certified Mortgage..., Mortgage Banking, Investors, Foreclosures, Property, Residential Homes, Commercial Mortgages, Buyers, Private Banking, VA loans, FHA, Loan Origination, Reverse Mortgages, USDA

Education
Salem State College   1980 — 1985
BA

Bartlett High School

Tom Gambonini Tom Gambonini San Francisco Bay Area Details
Tom Gambonini's Rancho Financial, Inc. Experience March 2011 - 2013
Job Agent at Farmers Insurance
Industry Insurance
Experience
Farmers Insurance  2014 - Present
Skyline Financial Corporation   February 2011 - Present
Rancho Financial, Inc.   March 2011 - 2013
General Mortgage  February 2008 - April 2010

Skills
Loan Origination, Mortgage Lending, Underwriting, Selling, Refinance, Finance, Portfolio Management, FHA, VA & conventional..., Selling insurance, Team Management

Education
Cal Poly San Luis Obispo   1973 — 1977
B.S.Degree, Agricultural Business

Petaluma High School   1969 — 1973