Rancho Financial, Inc.
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Rancho Financial, Inc. Employees
Quality Claims Management Corp July 2014 - Present
SD Properties Group January 2006 - Present
Rancho Financial, Inc. May 2013 - July 2014
DH Consulting June 2004 - July 2014
Predatory Mortgage Analysis January 2010 - May 2013
Skills
Microsoft Excel, Microsoft Office, Databases, Data Analysis, Financial Analysis, Financial Reporting, Financial Modeling, Structured Finance, Forecasting, Business Modeling
Education
San Diego State University-California State University 1999 — 2003
BS, finance
mt. carmel 1996 — 1999
American Capital Home Loans, Inc. September 2012 - Present
Premier Residential Mortgage Inc. December 2011 - August 2012
Rancho Financial, Inc. September 2007 - December 2011
General Mortgage February 1983 - August 2007
Skills
Mortgage Lending, Loans, Mortgage Banking, Certified Mortgage..., First Time Home Buyers, USDA, FHA financing, Real Estate Financing, Residential Homes, Finance, Single Family Homes, Residential Mortgages, Property, Reverse Mortgages, Credit
Education
Community College of Denver
C2 Financial Corporation 2011 - Present
RBV Real Estate 2008 - Present
Rancho Financial, Inc. 2007 - 2011
Teamwork Mortgage 2003 - 2007
Education
University of California, San Diego
Cornerstone Mortgage Company August 1994 - Present
Synergy 1 Lending January 2011 - January 2012
Rancho Financial, Inc. 2010 - 2011
Skills
Loans, Mortgage Lending, Credit, Mortgage Banking, Loan Origination, FHA, Commercial Lending, Banking, Refinance, Residential Mortgages, Construction Loans, VA loans, FHA financing
Education
California Polytechnic State University-San Luis Obispo 1984 — 1989
Bachelor Science Business Admin, Finance, General
San Ramon Valley High School 1980 — 1984
Rancho Financial, Inc. 2011 - December 2013
Residential Wholesale Mtg September 2010 - March 2011
Bank of America September 2009 - July 2010
TCS Mortgage Inc. January 1985 - September 2009
Skills
Mortgage Lending, FHA, Loans, First Time Home Buyers, USDA, VA loans, Refinance, Credit, Mortgage Banking, Investment Properties, FHA financing, Residential Mortgages, Underwriting, Banking, Selling, Real Estate, Sales Management, Loan Origination, Leadership, Brokerage, REO, Credit Analysis, Mortgage Underwriting, Short Sales
Education
New Mexico State University 1973 — 1976
BS
Rancho Financial, Inc. October 2014 - Present
US Bank Home Mortgages September 2008 - August 2014
Skills
Credit, Loans, Finance, Mortgage Lending, Business Development, Investments, Sales, Banking, Customer Service
Education
The University of New Mexico 1982 — 1986
Rancho Financial, Inc. December 2008 - Present
Better Homes and Gardens Real Estate Heritage Properties October 2012 - August 2013
RE/MAX Heritage Homes 2003 - 2012
Master Lenders January 2004 - December 2008
Mortgage Masters of San Diego April 1988 - 2003
C-21 Affilliated 1990 - 2000
Mical Mortgage 1979 - 1987
Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, Refinance, Loan Origination, FHA financing, VA loans, Residential Mortgages, Reverse Mortgages, First Time Home Buyers, Credit, Investment Properties, Real Estate, Foreclosures, USDA, Buyer Representation, Real Estate Financing, Marketing Strategy, Strategic Planning, Real Estate Transactions, Marketing, Commercial Lending, Move Up Buyers, Relocation Buyers, Corporate Relocation, Jumbo Mortgage, Mortgage Planning, Real Estate Economics, Finance, Commercial Real Estate, REO, Single Family Homes
Education
University of Minnesota-Twin Cities
Rancho Financial, Inc. July 2010 - Present
Harmony Home Organization 2007 - July 2010
Friedkin Companies, Inc. 1999 - 2000
Transamerica 1995 - 1999
Skills
Strategic Planning, Customer Service, Event Planning, Social Media, Microsoft Office, Marketing Strategy, Event Management, Team Building, Microsoft Excel, Investments, Data Analysis, Access, Management, Leadership, Risk Management
Education
UC Santa Barbara 1991 — 1995
Bachelor of Science (BS), Actuarial Science
University of California, Santa Barbara 1991 — 1995
BS, Actuarial Statistics
RPM Mortgage Inc December 2012 - Present
Rancho Financial, Inc. January 2007 - December 2012
Skills
Loan Origination, Certified Mortgage..., Refinance, Mortgage Lending, Residential Mortgages, Mortgage Banking, Loans, Real Estate Financing, FHA, Investment Properties, VA loans, Mortgage Underwriting, FHA financing, USDA, Reverse Mortgages
Education
Fullerton College 1979 — 1981
Real Estate Law, Real Estate Economics
Troy High School 1974 — 1978
Brooks Jucha and Associates January 2015 - Present
Rancho Financial, Inc. February 2013 - Present
The Lending Company June 2012 - January 2013
All Home Lending May 2011 - May 2012
General Mortgage 1991 - May 2011
Skills
Mortgage Lending, Investment Properties, Refinance, Residential Mortgages, FHA, Loans, Mortgage Banking, Referrals, Finance, Loan Origination, Real Estate
Education
The University of Texas at Austin 1982 — 1986
BBA, Finance
Rancho Financial, Inc. April 2015 - Present
Wells Fargo Private Mortgage Banking October 2014 - April 2015
W. J. Bradley Mortgage October 2012 - May 2014
Novak Design Group 2001 - 2011
Wells Fargo Home Mortgage 1991 - 2001
Skills
Art Direction, Illustration, Graphic Design, Logo Design, Illustrator, Real Estate Financing, Financial Accounting, Interior Design, Custom Remodeling, Painting, Customer Oriented, Client Service Oriented, Helping Clients Succeed, Assisting First Time..., Mortgage Lending, Residential Mortgages, QuickBooks, Quick Study, Proactive self-starter, Executive Financial..., Kitchen & Bath Design, Client Services, Loans, First Time Home Buyers, FHA, Refinance, Investment Properties, Mortgage Banking, FHA Financing, Real Estate, Credit, Referrals, Residential Homes
Education
Arizona State University
Bachelor's degree, Accounting
Scottsdale Community College
Associate of Applied Science, Interior Design
Rancho Financial, Inc. June 2014 - Present
Cal Dream Mortgage 1997 - June 2014
American Trust Mortgage 1991 - 1997
Gibraltar Savings & Loans 1983 - 1991
Skills
Start-ups, Microsoft Office, Management, Business Strategy, Team Leadership, Small Business, Financial Analysis, Finance, Banking, Mortgage Lending, Real Estate, Strategic Financial..., Loans, Analysis, Refinance, Credit Analysis
Education
John F. Kennedy University 2009 — 2012
Master of Arts, Counseling Psychology
Southern Illinois University, Carbondale 1980 — 1982
Master's Degree, Educational/Instructional Media Design
College of Journalism and Mass Communication & UCLA
Bachelor's Degree, Accounting and Business/Management
Rancho Financial, Inc. April 2015 - Present
Synergy One Lending April 2014 - March 2015
Guaranteed Rate November 2012 - March 2014
Wireless Capital Partners March 2012 - September 2012
Md7 September 2009 - March 2012
New York Life Insurance Company June 2008 - September 2009
DebtWave Credit Counseling February 2003 - June 2008
San Diego County Office of Education November 2000 - February 2003
Skills
Wireless, Telecommunications, Account Management, Sales, Negotiation, New Business Development, Contract Negotiation, Customer Satisfaction, Real Estate, Team Leadership, Strategic Planning, Customer Service, Finance, First Time Home Buyers, Loans, Investment Properties, Team Building, REO
Education
San Diego State University-California State University 2005 — 2006
Certificate, Personal Financial Planning
National University 1998 — 2000
Bachelor of Science (BS), Liberal Studies
Moorpark College 1991 — 1993
Associate's degree, General Studies
Newbury Park High School
RanchoTed Real Estate Loans & Investments September 2010 - Present
Rancho Financial, Inc. April 2010 - January 2012
General Mortgage August 2008 - March 2010
Countrywide Home Loans July 2007 - July 2008
AME Financial 2000 - 2006
Skills
Business Networking, Private Money, Real Estate Financing, Refinance, Mortgage Lending, Real Estate, First Time Home Buyers, Investment Properties, Investments, Residential Mortgages, Real Estate Economics, Finance, Loans, Referrals, Sellers, Selling, Certified Mortgage..., Mortgage Banking, Investors, Foreclosures, Property, Residential Homes, Commercial Mortgages, Buyers, Private Banking, VA loans, FHA, Loan Origination, Reverse Mortgages, USDA
Education
Salem State College 1980 — 1985
BA
Bartlett High School
Farmers Insurance 2014 - Present
Skyline Financial Corporation February 2011 - Present
Rancho Financial, Inc. March 2011 - 2013
General Mortgage February 2008 - April 2010
Skills
Loan Origination, Mortgage Lending, Underwriting, Selling, Refinance, Finance, Portfolio Management, FHA, VA & conventional..., Selling insurance, Team Management
Education
Cal Poly San Luis Obispo 1973 — 1977
B.S.Degree, Agricultural Business
Petaluma High School 1969 — 1973