Ready State Bank
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Ready State Bank Employees
Coconut Grove Bank August 2014 - Present
Banco Popular of North America-Popular Community Bank 2011 - 2014
Total Bank 2010 - 2011
Gibraltar Private Bank and Trust 1998 - 2010
Ready State Bank 1995 - 1998
Capital Bank 1989 - 1995
United National Bank 1986 - 1989
Intercontinental Bank 1982 - 1986
Atlantic National Bank 1981 - 1982
Skills
Banking, Credit Risk, Investment Banking, Credit, Portfolio Management, Commercial Banking, Credit Analysis, Retail Banking, Investments, Commercial Lending, Private Banking, Wealth Management, AML, Loans, Small Business Lending
Education
University of Miami - School of Business 1976 — 1980
Bachelor of Business Administration (BBA), International Finance
Bancafe International June 2006 - December 2007
Pinebank June 2003 - June 2006
Popular Bank of Florida January 2000 - June 2003
Eastern National Bank December 1998 - January 2000
CoreStates Bank International August 1998 - December 1998
Ready State Bank November 1997 - August 1998
NBG International Bank May 1986 - November 1997
Florida National Bank September 1981 - May 1986
C&S International Bank July 1975 - September 1981
C&S Bank January 1973 - July 1975
Skills
Multilingual..., Fluent in English,..., French, Spanish, Microsoft Excel, Financial Analysis, Management, Portfolio Management, Banking, International Relations, Mergers, Risk Management, Correspondent Banking, Banking Relationships, Policy, Commercial Lending, Start-ups, Trade Finance, Financial Services, Strategic Planning, Credit Risk, Credit, Team Building, Contract Negotiation, OFAC, Sales Management, Business Development, Business Analysis, Financial Risk, Cash Management, Bank Secrecy Act, Corporate Finance, Financial Institutions, Finance, Budgets, Private Banking, Program Management, Capital Markets, Executive Management, Retail Banking, Mergers & Acquisitions, Negotiation, Training, AML, Latin America, Investments, Financial Modeling, Due Diligence, Structured Finance, Financial Structuring
Education
University of Virginia, Darden School of Business 1985 — 1985
Banking and Finance
C&S Corporate Credit School 1973 — 1974
Accounting and Finance
Emory University 1966 — 1973
Master of Arts (M.A.), French Literature and Civilization
The Citadel 1960 — 1964
Bachelor of Arts (B.A.), Romance Languages, Literature and Linguistics
Mercantil Commercebank April 2015 - Present
TotalBank October 2008 - April 2015
Intercredit Bank, NA April 2008 - October 2008
Premier American Bank February 2004 - October 2008
Ocean Bank April 1995 - February 2004
Ready State Bank 1985 - 1995
Skills
Banking, Commercial Banking, AML, Bank Secrecy Act, Fraud, OFAC, Due Diligence, Investments, KYC, Risk Assessment, USA PATRIOT Act, Financial Risk, Retail Banking, Operations Management, Anti Money Laundering, Certified Fraud Examiner, Risk Management, Enterprise Risk..., Operational Risk
Education
Florida International University - College of Business
GEPAT Construction & Engineering, Corp / DBA GLamour Pool Builders September 2008 - Present
Marlin Engineering 2008 - 2010
De-Simone Consulting Engineers April 2007 - November 2007
Florida Department Of Transportation January 2006 - April 2007
Ocean Bank 1999 - 2004
Ready State Bank 1998 - 1999
Skills
Civil Engineering, Road, Highways, Construction, Bridge, Drainage, Transportation Planning, Microstation, Primavera P6, Transportation..., Structural Engineering, Construction Management, Project Estimation, Concrete, Traffic Engineering, Structural Analysis, MS Project, CPM Scheduling, Geotechnical Engineering
Education
Florida International University 2001 — 2005
CUJAE 1989 — 1992
Civil Engineering
Stay at Home Mom August 2006 - Present
John I. Smith Elementary School August 2005 - June 2006
AOL 1999 - 2005
Ready State Bank 1992 - 1993
Skills
Community Sites, Social Media, Social Networking, Online Advertising, SEO, Project Management, Online Research, Community Management, Community Building, Event Planning, Budgets, Management, E-commerce
Education
Florida International University 1999 — 2001
Bachelor of Science (B.S.), Elementary Education and Teaching
Continental National Bank May 2010 - Present
Continental National Bank May 2010 - Present
First Bank of Miami August 2008 - April 2010
TransAtlantic Bank March 1999 - July 2008
Ready State Bank March 1992 - March 1999
TerrBank, NA March 1986 - March 1992
Republic National Bank 1983 - 1986
Skills
Loans, Banking, Commercial Banking, Credit, Commercial Lending, Loan Origination, Real Estate, Mortgage Lending, Commercial Mortgages, Commercial Real Estate, Consumer Lending, Construction Loans, Contract Negotiation, Core Banking, Corporate Finance, Credit Analysis, Financial Risk, Investments, Retail Banking, Financial Analysis
Education
Husson University 1974 — 1975
did not complete, Business Administration
Commercial Credit May 2015 - Present
Regions Bank March 2010 - March 2015
Republic Federal Bank 2007 - 2009
Union Credit Bank, Miami, Florida October 2001 - October 2007
Intercredit Bank, Miami, FL October 1998 - October 2001
Ready State Bank 1996 - 1998
Citibank, NA , San Juan, PR April 1985 - October 1990
Ernst & Young 1982 - 1985
Skills
Commercial Lending, Analysis, Financial Risk, Banking, Commercial Banking, Executive Management, Financial Analysis, Financial Reporting, Strategic Planning, Credit, Lines Of Credit, Process Improvement, Project Planning, Accounting, Risk Management, Auditing, Consumer Lending, Loans, Retail Banking, Portfolio Management, Credit Analysis, Customer Service, Financial Accounting, Small Business Lending, Credit Risk, Loan Origination
Education
Boston College 1978 — 1982
BS, Major in Accounting
Colegio San Antonio
TotalBank May 2011 - Present
TotalBank January 2001 - May 2011
Ocean Bank January 1999 - January 2001
Ready State Bank 1995 - 1999
Skills
Commercial Lending, Commercial Banking
Education
Nova Southeastern University 2005 — 2010
MBA, Finance
Florida International University - College of Business 1993 — 1995
BBA, Finance
Miami Dade College
Intercredit Bank, NA February 2015 - Present
First Bank of Miami November 2001 - August 2014
Florida Bankers Association (FBA) June 2013 - June 2014
Union Planters Bank 1999 - 2001
Ready State Bank March 1996 - 1999
Ready State Bank March 1995 - March 1996
Ready State Bank September 1993 - March 1995
Capital Bank July 1986 - August 1993
Intercontinental Bank May 1981 - June 1986
Florida Office of Financial Regulation March 1979 - 1981
Skills
Commercial Banking, Loans, Banking, Investments, Risk Management, Finance, Bank Secrecy Act, Financial Analysis, Credit, Credit Analysis, Retail Banking, Small Business Lending, AML, Commercial Lending, Credit Risk, Portfolio Management, Anti Money Laundering
Education
Florida International University 1976 — 1978
BA, Banking & Finance
Gibraltar Private Bank & Trust May 2011 - Present
Regions Bank August 2009 - May 2011
Regions Financial Corporation April 2005 - August 2009
Ready State Bank 1995 - 1999
Skills
Financial Analysis, Banking, Auditing, Internal Audit, Internal Controls, Financial Reporting, Financial Risk, Accounting, Cash Management, Risk Management, Sarbanes-Oxley Act, Credit, Financial Accounting, Credit Risk, Finance, Commercial Banking, Loans, Credit Analysis, Commercial Lending, Small Business Lending, Loan Origination
Education
Barry University 1994 — 1999
Master of Business Administration (M.B.A.), Accounting and Finance
First Bank Florida October 2012 - Present
U.S. Century Bank June 2003 - September 2012
Ready State Bank February 1992 - 2003
Education
Florida International University 1976 — 1978
Bachelor of Arts (B.A.), Major in Finance, Minor in International Business
Miami- Dade Community College- South Campus 1974 — 1976
Associate in Arts, Business Administration and Management, General