Refinance.com Company
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Refinance.com Employees
The Conference Board November 2014 - Present
IIR June 2010 - November 2014
People Corps February 2010 - December 2011
Human Capital Institute (HCI) April 2009 - June 2010
Blue Fish Music March 2006 - May 2009
Refinance.com November 2005 - March 2008
K&O Realty December 2004 - November 2005
Warner Music Group August 2004 - September 2005
Sony April 2003 - August 2004
Skills
Customer Relations, Marketing Strategy, New Business Development, Account Management, Event Planning, Event Management, Marketing Communications, Public Speaking, Business Strategy, Customer Service, Sales, Management, Market Research, Strategy
Education
Oregon State University
Bachelor's degree, Economics
Healing Hands Wellness February 2004 - Present
HEALING HANDS WELLNESS AND CATERING 2004 - Present
EARTHLYNN January 2001 - June 2014
Naturopathica Holistic Health July 2007 - December 2008
HAMPTONS INTERNATIONAL FILM FESTIVAL 1996 - 2008
Refinance.com January 2007 - September 2007
Galkos Construction Co July 2006 - February 2007
London International Television Co October 2002 - January 2004
Hamptons International Film Festival September 1996 - July 2001
Hamptons International Film Festival September 1996 - July 2001
Skills
Event Management, Marketing, Film, Training, Customer Service, Video, Management, Sales, Lead Generation, Project Planning, Theatre, Time Management, Documentaries, Acting, Songwriting, Social Media, Public Speaking, Social Media Marketing, Public Relations, Social Networking, Event Planning
Education
Long Island University, Southampton Campus 1995 — 2001
BFA/BDST, ELECTRONIC JOURNALISM/BROADCASTING
Long Island University 1994 — 2001
BFA/BDST, Electronic Journalism
New York University 1994 — 1995
BFA/BDST, Broadcasting/Post Production Editing
Lamar High School 1990 — 1994
Business/Commerce, General
Bethpage Federal Credit Union Private Client Loan processorChaseJanuary 2010 - Present
Refinance.com August 2004 - March 2008
Fidelity Borrowing Mortgage Bankers January 2003 - January 2004
Skills
Residential Mortgages, Loan Origination, Credit, Loans, Banking, Underwriting, Customer Service, Budgets, Credit Analysis, FHA Financing, Management, Government Loans, FHA financing, Mortgage Underwriting, Real Estate, Reverse Mortgages, USDA, VA loans
Education
Nassau Community College
Business Administration and Management, General
Reliance First Capital, LLC February 2012 - Present
Reliance First Capital December 2008 - February 2012
Refinance.com January 2008 - December 2008
Fidelity Mortgage May 2003 - December 2007
Conseco Finance January 2002 - April 2003
Conseco Finance August 1997 - January 2002
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Refinance, FHA, Leadership, Sales, Residential Mortgages, Credit, Banking, Finance, Underwriting, Sales Operations, Operations Management, Loss Mitigation, Direct Sales, Start-ups, Credit Analysis
Education
LIU Post 1985 — 1986
None, Criminal Justice
American University 1984 — 1985
Political Science
American Advisors Group, Inc. (AAG Reverse Mortgage) January 2015 - Present
a February 2012 - January 2015
NACLE May 2009 - April 2012
Refinance.com February 2006 - March 2009
Skills
Credit, Mortgage Banking, Mortgage Lending, Refinance, Sales, Sales Management, Underwriting
Education
John Jay College of Criminal Justice
Bachelor's degree
Coldwell Banker Commercial June 2015 - Present
Venture Business Brokers Inc. June 2015 - Present
Coldwell Banker Residential Brokerage January 2015 - Present
Faithful Capital Real Estate Services Inc. January 2007 - Present
Keller Williams Realty Homes & Estates October 2013 - November 2014
Douglas Elliman August 2012 - June 2013
American Mortgage Modifications December 2007 - August 2008
Refinance.com March 2006 - December 2007
Wells Fargo Home Mortgage December 2003 - March 2006
Cambridge/Brighton Budget Planning November 1995 - December 2003
Skills
Mortgage, Foreclosures, Loans, Home, Credit, Real Estate, FHA, Referrals, B2B, Refinance, Lead Generation, Team Building, Entrepreneur, Direct Sales, Debt, Strategic Planning, New Business Development, Construction, Mortgage Lending, Entrepreneurship, Short Sales, Selling, Investment Properties, Sellers, Investors, Real Estate Economics, REO, Negotiation, First Time Home Buyers, Real Estate Transactions, Residential Homes, Single Family Homes, Listings, Loan Modifications, Investments, Real Property, Rentals, Condos, Residential Mortgages, Commercial Real Estate, Property, HUD, Real Estate Financing, Real Estate Development, New Home Sales, New Homes, Property Management, Brokerage, Relocation, Buyers
Education
Suffolk County Community College 1983 — 1985
Construction Technology
New York Institute of Technology-Old Westbury 1979 — 1984
Architecture
InterContinental Capital Group January 2009 - Present
Refinance.com October 2007 - January 2009
Franklin First Financial August 2005 - August 2007
Champion Mortgage September 2002 - July 2005
Skills
Mortgage Banking, Residential Mortgages, Refinance, FHA financing, Credit Analysis, Loans, FHA, Loan Origination, Mortgage Lending, Mortgage Underwriting, Reverse Mortgages, USDA, VA loans
Education
Salisbury University - Perdue School of Business 1998 — 2002
Bachelor's degree, Communications/Marketing
Morris Knolls High School Rockaway,NJ 1994 — 1998
Frantic LLC March 2014 - Present
Infinity Consulting Solutions October 2008 - February 2010
Refinance.com February 2007 - August 2008
Skills
Troubleshooting, Windows, Active Directory, VPN, Networking, Routers, Management, Information Technology, BMC Remedy, Call Centers, Outlook, Cisco Technologies, VMware, Data Center, System Administration, Microsoft Exchange, DHCP, Group Policy, Software Installation, Security
Education
DeVry University 2007 — 2008
NCM, Network Management
Wilson Tech 2005 — 2007
Certificate of Completion, Computer Electronics I and II
Wells Fargo September 2013 - Present
THE FEDERAL SAVINGS BANK February 2013 - September 2013
Mid-Island Mortgage Corp. October 2011 - January 2013
JPMorgan Chase 2009 - 2010
Lend America May 2008 - June 2009
New Century Mortgage Corp June 2002 - April 2007
Refinance.com May 2001 - May 2002
Delta Funding October 1996 - April 2001
Skills
Mortgage Lending, Sales, Outside Sales, Quality Control, Pricing, B2B, Management, Mortgage Banking, Retail
Education
Stony Brook University Health Sciences Center School of Medicine 1992 — 1996
Bachelor of Applied Science (B.A.Sc.), Cytotechnology
Archbishop Molloy 1988 — 1992
regents diploma
Vanguard Funding 2014 - Present
US Mortgage Corp. 2011 - 2013
Refinance.com 2006 - 2009
Scottrade Inc. March 2004 - December 2005
Webair September 2004 - February 2005
Skills
Operations Management, Strategic Planning, Analysis, Mortgage Lending, Loans, Credit, Banking, Investments, Asset Managment, Loan Origination, Real Estate, Credit Analysis, Business Development, Underwriting, Asset Management, Mortgage Banking, Equities, Refinance, Negotiation, Finance, Residential Mortgages, FHA
Education
State University of New York at Albany 2002 — 2005
BS Accounting, Accounting, Finance, Business
CoStar Group September 2013 - Present
CoStar Group March 2013 - September 2013
Reis October 2010 - December 2012
Reis November 2009 - October 2010
AlliedBarton Security Services May 2008 - December 2008
Refinance.com April 2007 - September 2007
Philadelphia Housing Authority April 2006 - November 2006
Skills
Financial Analysis, Sales, Microsoft Excel, Analysis, Market Research, Finance, Management, Marketing, Training, Portfolio Management, Data Analysis, Social Media, Financial Reporting
Education
Drexel University - LeBow College of Business 2004 — 2009
BSBA, Finance/Entrepreneurship
Roslyn High School 2000 — 2004
Regents Diploma, General
RBS Citizens Financial Group August 2009 - March 2013
Cambridge Home Capital, LLC March 2007 - January 2009
Refinance.com February 2003 - January 2007
Skills
Credit Analysis, Budgets, Loans, Credit, Commercial Lending, Consumer Lending, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages
Education
State University of New York College at Geneseo 1998 — 2002
BA, Economics
Reno & Cavanaugh PLLC August 2010 - January 2015
CSA Research Solutions December 2009 - August 2010
Refinance.com August 2005 - November 2009
Education
The Johns Hopkins University 2013 — 2016
Master of Science (MS) - Degree Candidate, Applied Economics
Coastal Carolina University 2002 — 2005
Bachelor of Arts (BA)
The George Washington University 1999 — 2001
Eastern Long Island Hospital April 2010 - Present
BJ's Wholesale Club 1999 - 2013
Capital One / Global Computer Systems September 2007 - April 2010
Refinance.com 2006 - 2007
Skills
Security, Windows 7, Active Directory, Technical Support, Windows XP, Computer Hardware, System Administration, Process Improvement, Troubleshooting, Software Documentation, Windows Server, Networking, Network Administration, Virtualization, Access, firewall management, Procurement, Linux System..., Desktop Administration, EMR Administration, Server Administration, Content Filtering, Microsoft Technologies, Microsoft Exchange, Wireless Networking, AS400 Administration, TCP/IP, Software Installation, Group Policy, Vendor Relationship..., Microsoft Server..., VSphere, Endpoint Security, Sophos Endpoint Security
Education
York College of Pennsylvania 2003 — 2006
Bachelor of Science (BS), Information Systems/Development
Suffolk County Community College 2000 — 2003
Associate of Science (AS), Computer and Information Systems
Miller Place High School 1996 — 2000
High School Diploma, General Studies
Residential Home Funding Corp. May 2013 - Present
United Northern Mortgage Bankers, Ltd. June 2009 - May 2013
Precision Financial February 2007 - June 2009
Refinance.com 2004 - 2007
Skills
FHA, Residential Mortgages, VA loans, Condos, Mortgage Banking, Refinance, Mortgage Lending, Loan Origination, FHA financing, Direct Lender, Loans, Co-ops, Investment Properties, Reverse Mortgages, Debt Consolidation, Home Equity Loans, NMLS Licensed, Credit, Underwriting, Real Estate, Real Estate Financing, Certified Mortgage..., Construction Loans, USDA, 203K, Government Loans, Finance, Commercial Mortgages, Banking, Mortgage Underwriting, Wholesale Lending, First Time Home Buyers, REO, Building Strong..., Non-Conforming, HomePath, Social Networking, VA Loans, FHA Financing
Education
Suffolk County Community College 2003 — 2005
Criminal Justice Major
Avenue Group LLC January 2008 - Present
The Landstone Group July 2013 - January 2014
TTS Media August 2012 - June 2013
Refinance.com 2004 - 2007
Skills
New Business Development, Social Media Marketing, Advertising, Digital Marketing, Recruiting, Lead Generation, Online Advertising, Account Management, Digital Media, Marketing Strategy, Online Marketing, Sales Management, Business Development, SEO, Digital Strategy, Google Analytics, B2B, Direct Sales, Sales Process, Sales
Education
SUNY at Buffalo
Studio 28 Tattoos April 2010 - Present
InterContinental Capital Group 2008 - 2009
Refinance.com 2006 - 2008
Skills
Mortgage Lending, Loans, Sales, Sales Management, Marketing, New Business Development, Social Media Marketing, Marketing Strategy, Real Estate, Team Building, Strategic Planning, Customer Service, Microsoft Office, Investment Properties, Management, Account Management, Negotiation, Investments, Leadership, Advertising
Education
Hofstra University 2001 — 2006
BS, political science, psychology, philosophy
Fork Union Military Academy 1998 — 2001
high school diploma, high school studies
Quintessential Mortgage Group LLC May 2014 - Present
Residential Home Funding May 2011 - May 2014
InterContinental Capital Group July 2009 - April 2011
Topdot Mortgage October 2007 - June 2009
Refinance.com January 2006 - June 2007
Skills
FHA financing, VA loans, FHA, Mortgage Banking, Refinance, USDA, Reverse Mortgages, Residential Mortgages, Certified Mortgage..., Loan Origination, Mortgage Lending, Loans, Credit, Credit Analysis, First Time Home Buyers, Underwriting, Banking, Investment Properties, Real Estate, Finance, Real Estate Financing, Home Equity Loans, Construction Loans, Government Loans, Debt Consolidation, Funding, NMLS Licensed, Encompass, Branch Management, Referrals, Residential Homes, Commercial Lending, Commercial Mortgages, Financial Structuring, Home Equity Lines of..., Investments, Investors, Loss Mitigation, Mortgage Underwriting, Non-Conforming, VA Loans
Education
State University of New York Maritime College 2003 — 2006
International Business
US Mortgage Corporation May 2009 - Present
Refinance.com June 2006 - October 2008
Mortgage Concepts November 2000 - June 2006
Skills
Mortgage Underwriting, VA underwriting, USDA underwriting, FHA 203(k), FHA DE, Conventional..., Mortgage Banking, Residential Mortgages, Refinance, FHA, Mortgage Lending, Loans, Credit, FHA Financing, Banking, USDA, Loan Origination, Reverse Mortgages, VA Loans, Credit Analysis
Education
Binghamton University 1990 — 1995
Bachelor of Arts (B.A.), Political Science and Government
Smithtown HS East 1986 — 1990
Regents Diploma
FRANKLIN FIRST FINANCIAL February 2011 - Present
RESIDENTIAL HOME FUNDING February 2010 - February 2011
PREMIUM CAPITAL FUNDING April 2008 - February 2010
REFINANCE.COM December 2007 - April 2008
SAXON MORTGAGE - A MORGAN STANLEY COMPANY May 2007 - October 2007
GE MONEY BANK DBA WMC MORTGAGE 2004 - 2007
EXCLUSIVE HOMES ENTERPRISES March 2003 - January 2004
ALPHA DEVELOPMENT CORP September 2002 - January 2004
Skills
Mortgage, FHA, Mortgage Lending, Loans, Real Estate, Residential Mortgages, Mortgage Banking, Refinance, VA loans, Loan Origination, Reverse Mortgages, Credit, Credit Analysis, USDA, Underwriting, FHA financing, Mortgage Underwriting
Education
New York University 1998 — 2002
B.A., Economics
Penn Biomedical Support February 2011 - Present
Jilward Technologies October 2000 - Present
JILWARD DIVERSIFIED January 2000 - Present
Service Solutions 2012 - 2013
Refinance.com 2007 - 2008
Chase Manhattan Bank March 1991 - October 2000
CHASE MANHATTAN BANK January 1991 - January 2000
Pan American World Airways August 1986 - September 1988
Skills
Mortgage Banking, Mortgage Lending, Loan Origination
Education
Hunter Business School 2010 — 2011
Certificate, Computer Repair Technology w Networking / Introduction To Electronics
Hofstra University 2000 — 2001
Certificate, Web Page Design
F.H. LaGuardia Community College 1971 — 1973
A.A.S., Data Processing
HUNTER BUSINESS SCHOOL
Electronics, Computer Repair Technology; Networking Diploma
LA GUARDIA COMMUNITY COLLEGE
A.A.S. Degree, Data Processing
Refinance.com president capitol recordsEMI Records2000 - 2004
emi 1994 - 2001
Education
Stevens Institute of Technology 1973 — 1975
Alacra November 2009 - Present
Lend America January 2009 - January 2010
Refinance.com February 2008 - December 2008
Alacra June 2001 - January 2008
Opus360 April 2000 - June 2001
Bigfoot, Inc. October 1998 - April 2000
Skills
Business Rules, Web Applications, XSLT, SQL, Object-oriented Software, C++, C#, Software Design Patterns, Rules Engines, Enterprise Architecture, .NET, AJAX, Agile Methodologies
Education
Moscow Institute of Physics and Technology (State University) (MIPT) 1991 — 1997
refinance.com Senior loan officerAccredited Home LendingApril 2006 - December 2006
Oppenheimer December 2005 - April 2006
Education
Hofstra University 2002 — 2005
B.S, Finance, legal studies
Florida Atlantic University 1999 — 2002
AA, business management
Beaver Country Day School 1994 — 1998
HS Diploma
Refinance.com
Education
Baruch College, City University of New York (CUNY) 1997 — 2000
Con Edison June 2008 - Present
Refinance.com 2008 - 2008
memedia (Formely WhenU) 2007 - 2008
memedia (Formely WhenU) 2007 - 2008
Citigroup 2005 - 2007
Cybersettle Inc. February 2005 - April 2005
Aon Consulting February 2004 - January 2005
State Street Bank February 2000 - March 2002
Salomon Smith Barney December 1995 - January 2000
NYC Department of City Planning February 1990 - December 1995
Skills
Microsoft SQL Server, SQL, Project Management, Object Oriented Design, Web Interface Design, Web Development, Database Modeling, Database Design, Data Warehouse..., .NET, ASP.NET, C++, C#, VB.NET, Web Services, Agile Methodologies, Tableau, Software Development, ASP.NET MVC
Education
City University of New York City College
BE, Civil Engineering
Kingsborough Community College September 2011 - August 2013
Refinance.com October 2006 - April 2008
Skills
Loans, Account Management, Banking, New Business Development, Community Organizing, Management, Mortgage Banking, Relationship-builder..., Communication Skills, Social Networking, Residential Mortgages, Sales, Student Development, Recruiting, Credit, Teaching, Microsoft Word, Security, Fundraising, Strategic Planning, Mortgage Lending, Customer Service, QuickBooks, Higher Education, Research, Event Planning, Nonprofits, Marketing, Training, Public Speaking, Microsoft Office, Teamwork, PowerPoint, Microsoft Excel, Team Leadership, Real Estate, Social Media, Data Entry, Leadership, Time Management, Community Outreach, Outlook
Education
New York University 2013 — 2016
Bachelor of Applied Science (B.A.Sc.), Sociology and Anthropology, 3.0
GDS International February 2009 - Present
Refinance.com June 2008 - January 2009
Education
Skidmore College 2004 — 2008
BA, American Studies
Community action Committee November 2014 - Present
Gateway Funding July 2010 - July 2013
REFINANCE.COM August 2007 - November 2009
REMN August 2004 - August 2006
HCI MORTGAGE October 2000 - March 2005
Skills
Loans, Training, Banking, Leadership, Mortgage Lending, Mortgage Banking, Underwriting, FHA, Loan Origination, Sales, Loan Servicing, Executive Management, USDA, Government Loans, VA loans, Refinance, Credit, VA Loans
Education
Bryant & Stratton College 1972 — 1974
BUSINESS
JPMorgan Chase 2011 - Present
Chase Bank 2012 - 2015
Chase Bank 2012 - 2015
Lend America 2009 - 2009
Refinance.com 2007 - 2009
E-Home Credit 2006 - 2007
Global Home Loans (Merged with E-Home Credit) 2003 - 2006
Skills
Mortgage Lending, Loan Origination, Loans, Credit, FHA, Mortgage Banking, Refinance, Residential Mortgages, Finance, Sales, VA loans, Sales Management, Reverse Mortgages, Banking, Financial Structuring, Client Service Relations, Team Leadership &..., Business Growth, Prospecting, Referral Networks, Prioritization, Strategic Marketing, Solicitation, Clear Communication, Effective Presentation, Revenue Generation, Quality Assurance, Deadline Oriented, Asset Management, Multilingualism, Collaboration, Problem Solving, Expert Consultation, Strategic Planning
Education
Southern New Hampshire University 2014 — 2016
Master's degree, Finance and Financial Management Services, A-
Herbert H. Lehman College
Bachelor of Arts (B.A.), Business Management
Vanguard Funding February 2013 - Present
Guaranteed Home Mortgage Company, Inc. July 2011 - February 2013
ICG February 2009 - June 2011
Refinance.com April 2007 - February 2009
People's Choice Home Loan January 2006 - April 2007
WMC Mortgage January 2005 - June 2006
Washington Mutual May 2002 - January 2005
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Credit, VA loans, Reverse Mortgages, FHA financing, Underwriting, Credit Analysis, Investment Properties, First Time Home Buyers, Commercial Mortgages, Risk Management, Credit Risk
Education
American University
Law, Criminal Justice
Refinance.com Loan OfficerWilmington Finance2003 - 2008
Skills
Mortgage Banking, Loans, Mortgage Lending, Banking, Credit, Credit Analysis, Underwriting, Residential Mortgages, Finance, Commercial Lending, Investments, FHA Financing
Education
Hofstra University 1997 — 2001
BBA, Business
PumpOne December 2014 - Present
9mmedia May 2013 - November 2014
Self-Employed 2009 - 2013
UBI UBI, LLC. June 2008 - August 2008
Refinance.com July 2007 - August 2007
Pilot Drafting and Consulting, Inc. June 2006 - January 2007
Skills
Linux, Python, Ubuntu, Gentoo, ASP.NET, Microsoft SQL Server, Ansible, Nginx, Phusion Passenger, Redis, Amazon Web Services..., Git, Mercurial, MySQL, RightScale, JMeter, TeamCity, Qt, Red Hat Enterprise..., CentOS 6.x, Arch Linux, Debian, Python 2/3, LVM, Btrfs, SMB, NFS, SELinux, ACLs, LDAP, Systemd, Linux and Open Source...
Education
Red Hat Training 2012 — 2012
Red Hat Certified System Administrator (RHCSA), Red Hat Enterprise Linux 6.x
University of Pennsylvania 2005 — 2009
Bachelor of Arts (B.A.), Major: Cognitive Science, Concentration: Linguistics
HomeBridge Financial Services, Inc. September 2010 - Present
Atlantic Home Loans January 2010 - September 2010
LendAmerica December 2008 - December 2009
Refinance.com May 2005 - December 2008
Countrywide Mortgage February 2003 - May 2005
HOME123/Provident Bank January 2001 - February 2003
Champion Mortgage January 1998 - January 2001
Skills
Mortgage Lending, Underwriting, Mortgage Banking, FHA, Refinance, Residential Mortgages, Credit, FHA financing, Credit Analysis, Mortgage Underwriting, USDA, Loan Origination
Education
Rutgers University-New Brunswick
United Mortgage Corp. January 2014 - Present
US Mortgage January 2012 - December 2013
Mortgage and Financial Services 2009 - January 2012
Long Term Solutions 2009 - 2009
Refinance.com 1997 - 2009
GEM Auction Corp 1994 - 1998
Skills
Customer Service, FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, Real Estate, Loans, Refinance, Credit, Loan Origination, FHA financing, Reverse Mortgages, Selling, First Time Home Buyers, Real Estate Financing, Residential Homes, REO, Referrals, Foreclosures, Short Sales, Real Estate Transactions, Condos, Retirement, Investors, Retirement Planning, Sales, VA loans
Education
State University of New York College at Oneonta
B.S., Business
The Village Bank July 2015 - Present
The Village Bank April 2013 - Present
Graystone Solutions, Inc. February 2012 - April 2013
RBS Citizens Bank NA September 2010 - February 2012
Morgan Stanley April 2010 - September 2010
REFINANCE.COM/INTERCONTINENTAL CAPITAL GROUP January 2006 - March 2010
Refinance.com January 2006 - March 2010
OPPENHEIMER FUND December 2003 - January 2006
Skills
Hyperion, Oracle, Microsoft Office, Credit, Banking, Credit Analysis, Financial Analysis, Financial Modeling, Loans, Strategic Financial..., Corporate Finance, Financial Statement..., Financial Reporting, Risk Management, Portfolio Management, Mortgage Lending, Credit Risk, Finance, Cloud Computing, Cloud-based, Mortgage Servicing, Trade Finance, Standards Compliance, Compliance Testing, Accounting, Forecasting, Analysis, Asset Management, Auditing, Budgets, Hyperion Enterprise, Investments, Financial Planning
Education
HOFSTRA UNIVERSITY, Frank G. Zarb School of Business 2002 — 2005
B.S, Business Management; Accounting and Finance
Hofstra University 2002 — 2005
B.S., Finance/Businesss Management
Beaver Country Day 1994 — 1998
HS Diploma
Anderson Merchandisers March 2011 - February 2015
Refinance.com April 2008 - May 2011
Capitol Records November 1994 - March 2001
Skills
Strategic Planning, Marketing, Leadership, Marketing Strategy, Sales Management, Team Building, Retail, Account Management
Education
Montclair State University 1969 — 1973
BS, Business, Management, Marketing, and Related Support Services
United Mortgage Corp. Senior Mortgage Loan OfficerUnited Mortgage BankersFebruary 2011 - Present
Refinance.com February 2001 - July 2007
Education
St. John's University 2000 — 2003
Finance/ Tobin School of Business