Residential Mortgage Services, Inc. -- NMLS#1760
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Residential Mortgage Services, Inc. -- NMLS#1760 Employees
Residential Mortgage Services, Inc. -- NMLS#1760 November 2014 - Present
Mortgage Master February 2013 - Present
Gerry Abbott Inc., Realtors 2012 - Present
ExaGrid Systems February 2012 - June 2012
Skills
Bilingual-English/Spanis..., Experience in reading..., Familiar with Constant..., Familiar with utilizing..., Proficient in Microsoft..., Knowledgeable in Social..., Highly Organized &..., Productivity, SPSS, Constant Contact
Education
University of Massachusetts Boston 2009 — 2012
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services
Massachusetts College of Pharmacy and Health Sciences 2008 — 2009
Residential Mortgage Services, Inc. -- NMLS#1760 May 2014 - Present
cPort Credit Union March 2013 - December 2013
cPort Credit Union September 2011 - March 2013
cPort Credit Union December 2010 - September 2011
Skills
Mortgage Lending, Consumer Lending, Customer Service, Public Relations, Cash Handling Experience, Detailed Organization, Time Management, Swimmer, Swim Instruction, Client Rapport
Education
University of Maine 2005 — 2009
Bachelor of Arts (B.A.), Public Relations, Advertising, and Applied Communication
Residential Mortgage Services, Inc. -- NMLS#1760 January 2015 - Present
Fidelity Bank April 2010 - June 2014
Credit Suisse October 2006 - April 2010
Energy East 2003 - 2006
Northway Financial 2001 - 2002
Cambridge Savings Bank 1998 - 2001
Skills
Credit, Banking, Loans, Financial Analysis, Investment Banking, Credit Analysis, Commercial Banking, Risk Management, Credit Risk, Cash Management, Financial Risk, Portfolio Management
Education
New England College 1987 — 1994
business
8th Circuit Court November 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 2008 - 2009
New Hampshire State DOC 1996 - 2005
Skills
Project Management, Troubleshooting, Windows, Project Planning, Software Documentation, Windows 7, Spots, IMC, MDT, 911 CAD, ASP, Bilingual, Victim Services, Emergency Planning, Radio, Prisons, Budget Process, Loan Origination, Schedules, Staff Supervision, Supervisory Skills, Performance Reviews, Instruction, Classification, Microsoft Office, Customer Service
Education
Granite State College 2004 — 2007
Bachelor of Science (BS), Business Administration and Management, General
Hesser College 2001 — 2005
Associate of Science (A.S.), Criminal Justice/Law Enforcement Administration
Mortgage Network, Inc. May 2015 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 February 2012 - May 2015
MetLife July 2010 - January 2012
Wells Fargo Home Mortgage June 2007 - June 2010
Skills
VA, FHA, Mortgage Lending, Residential Mortgages, Mortgage Banking, Loans, Credit, Investments, Underwriting, Credit Analysis, Investment Properties, Loan Origination, Refinance, Banking, Portfolio Management, Real Estate, Real Estate Economics, Finance, Asset Management
Education
Union College 1998 — 2002
BS, Electrical Engineering
Middlesex 1995 — 1998
Fessenden 1990 — 1994
Dexter 1988 — 1992
Residential Mortgage Services, Inc. -- NMLS#1760 May 2015 - Present
Mortgage Master Inc. May 2011 - December 2014
Skills
Customer Service, Data Entry, Event Planning, Loans, Microsoft Office, Microsoft Excel, Microsoft Word, Mortgage Lending, PowerPoint, Public Speaking, Mortgage Banking, Time Management, Credit, Banking
Education
Dean College 2012 — 2015
Bachelor of Business Administration (B.B.A.), Business/Commerce, General, Senior
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - Present
Mortgage Network December 2011 - April 2014
MetLife Home Loans June 1994 - November 2011
ITT Financial 1987 - 1989
Skills
USDA, VA, FHA, Mortgage Lending, Conventional, Refinance, First Time Home Buyers, Purchase, Investment Properties, Mortgage Banking, Residential Mortgages, Loan Origination, Referrals, Sellers, Real Estate, New Home Sales, Real Estate Transactions, Underwriting, Short Sales, Single Family Homes, Relocation, Foreclosures, VA loans, Condos, Home Equity Loans, Loans, Finance, Reverse Mortgages, FHA financing, Government Loans, Certified Mortgage..., Credit, Mortgage Underwriting, Construction Loans, HUD, Real Estate Financing, Loss Mitigation
Education
University of Rhode Island 1981 — 1985
Bachelor of Arts (B.A.), Communication, General
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - Present
Skills
Mortgage, First Time Home Buyers, Loans, Mortgage Lending, Residential, FHA, Residential Homes, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, Credit, USDA, Banking, Construction Loans, VA loans, Consumer Lending, Credit Analysis, Commercial Lending, Mortgage Underwriting, Finance, Short Sales, FHA financing, REO, Government Loans, Real Estate, Commercial Mortgages, Underwriting, Certified Mortgage..., Real Estate Financing, Investment Properties, Lines Of Credit, Home Equity Lines of..., Investments, Reverse Mortgages, Foreclosures, Small Business Lending, Financial Services, VA Loans, FHA Financing
Education
University of Massachusetts, Amherst 1974 — 1976
MA
University at Buffalo 1970 — 1973
BA
Stuvesant High School 1966 — 1969
Diploma
Unum September 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 2014 - Present
Self-employed 2009 - 2014
Stepping Stones Agencies December 2008 - April 2010
Carriage House Restaurant 2010 - 2010
Skills
Administrative..., Outlook, Time Management, Real Estate, Microsoft Office, Microsoft Word, Public Speaking, Microsoft Excel, Customer Service, Sales
Education
Keene State College 2004 — 2008
Bachelor's Degree, Sociology
Residential Mortgage Services, Inc. -- NMLS#1760 July 2014 - Present
New Penn Financial August 2012 - August 2013
Skills
Mortgage Lending, Loans, Credit, Finance, Financial Analysis, Residential Mortgages, Refinance, Loan Origination, Mortgage Banking, Investments, Banking, Credit Analysis, Commercial Lending, Underwriting, Strategic Financial..., Mortgage Underwriting, Financial Modeling
Education
Bryant University 2008 — 2012
Bachelor of Science, Business Administration and Finance
Residential Mortgage Services, Inc. -- NMLS#1760 November 2009 - Present
First Choice Mortgage of Maine December 2005 - November 2009
H.C. Lending Inc. August 2004 - December 2005
Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Refinance, USDA, Residential Mortgages, Government Loans, FHA financing, VA loans, Certified Mortgage...
Education
University of Maine 1996 — 1998
Business Administration and Management, General
Marketplace Home Mortgage February 2014 - Present
Citi May 2011 - February 2014
Residential Mortgage Services, Inc. -- NMLS#1760 2001 - 2007
Skills
Banking, Credit, Credit Analysis, Credit Risk, Customer Satisfaction, Finance, First Time Home Buyers, Investment Properties, Investments, Loans, Management, Mortgage Lending, Real Estate, Real Estate Financing, Real Estate Transactions, Risk Management, Sales, Sellers, Underwriting, Sales Management, Team Building, Team Management, Team Leadership, Residential Mortgages
Education
Bentley College
Business Ethics/ Finance
Residential Mortgage Services, Inc. -- NMLS#1760 September 2011 - Present
Mortgage Master Inc. June 2007 - August 2011
Sallie Mae Home Loans November 2003 - July 2006
Wells Fargo Home Mortgage September 2001 - November 2003
Old Kent Mortgage Company 1998 - 2001
Skills
Relocation, FHA Specialist, 203k Specialist, FHA, Mortgage Banking, Mortgage Lending, FHA financing, Refinance, Residential Mortgages, VA loans, USDA, Loan Origination, Certified Mortgage..., Loans, Government Loans, Construction Loans, Mortgage Underwriting, Real Estate, Underwriting, FHA Financing, VA Loans, Home Equity Lines of...
Education
University of Massachusetts at Lowell 1980 — 1983
BS/BA, Criminal Justice/Psychology
Fitchburg State University 1978 — 1980
transferred, Psychology
Residential Mortgage Services, Inc. -- NMLS#1760 September 2014 - Present
Elite Personal Fitness January 2014 - Present
Residential Mortgage Services, Inc. September 2010 - Present
Self July 2000 - Present
Citizens Mortgage Corp March 1995 - September 2000
Citizens Bank March 1992 - March 1995
Kollsman April 1985 - March 1992
Skills
Mortgage Lending, Credit, Underwriting, Investment Properties, Finance, Residential Mortgages, Construction Loans, VA loans, Commercial Lending, Refinance, Time Management, Mortgage Banking, First Time Home Buyers, Customer Satisfaction, Investors, Management, Loan Servicing, Loan Origination, Foreclosures, Credit Analysis, Loans, Short Sales, Customer Service, Consumer Lending, FHA, Banking, Mortgage Underwriting, FHA financing, Sales, Residential Homes, REO, Referrals, Real Estate, USDA, Home Equity Loans, Home Equity Lines of..., Real Estate Financing, Real Estate Transactions, Government Loans, Condos, Mortgage Marketing
Education
Southern NH University 1985 — 1990
Associate's Degree, Accounting
Southern New Hampshire University 1985 — 1990
Bachelor's Degree, Marketing Associates in Accounting
Manchester West High
Mortgage Network, Inc. NMLS# 2668 May 2015 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 February 2012 - May 2015
MetLife Home Loans January 2008 - January 2012
First Horizon Home Loans January 2006 - 2008
Skills
Residential Mortgages, Certified Mortgage..., Consumer Lending, Credit, Investment Properties, Real Estate, Team Building, Branch Management, Sales, Customer Service, HUD, Sales Management, Residential Homes, Pricing, FHA financing, VA loans, Mortgage Servicing, Account Management, Selling, Mortgage Underwriting, Real Estate Financing, Commercial Lending, Loss Mitigation, Home Equity Loans, Home Equity Lines of..., FHA Financing, VA Loans, Mortgage Banking
Education
Stonehill College 1994 — 1998
Bachelor's degree, Liberal Arts
Blair Academy
Post Graduate
Walpole High School 1990 — 1993
High School
Residential Mortgage Services, Inc. -- NMLS#1760 February 2014 - Present
Mortgage Network October 2011 - February 2014
Wells Fargo Home Mortgage September 2009 - September 2011
Maxim Home Mortgage LLC September 2006 - December 2009
Asset Mortgage, LLC December 2000 - September 2006
Countrywide Home Loans 1999 - 2000
Skills
FHA, Mortgage Lending, Referrals, Real Estate, Short Sales, Residential Homes, Foreclosures, REO, Commercial Banking, Investments, Condos, Commercial Mortgages, Home Equity Lines of..., Sellers, Home Equity Loans, Investors, New Home Sales, Mortgage Marketing, Debt Consolidation
Education
Alvernia College
Residential Mortgage Services, Inc. -- NMLS#1760 August 2014 - Present
Home Savings July 2013 - July 2014
Mortgage Network, Inc. December 2009 - July 2013
Penn Lending LLC August 2007 - December 2009
First Capital Mortgage December 2005 - August 2007
CoreOne Mortgage July 2001 - November 2005
Citizens National Bank July 1999 - July 2001
PNC Bank June 1991 - July 1999
Skills
Loans, Real Estate, VA, Credit, FHA, Mortgage, Banking, Refinance, Mortgage Lending, Investment Properties, VA loans, Reverse Mortgages, Sales, Residential Mortgages, Sales Management, Loan Origination, USDA, Certified Mortgage..., Finance, Investors
Education
Grove City College 1987 — 1991
Bachelor, Economics
Knoch High School
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - Present
Merrimack Mortgage Company, Inc. February 2013 - March 2014
Wells Fargo June 2012 - February 2013
Family Choice Mortgage May 2004 - May 2012
Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Refinance, Residential Mortgages, Banking, Credit, VA loans, USDA, FHA financing, Credit Analysis, Commercial Lending, Retail Banking, Finance, Reverse Mortgages, Consumer Lending, Financial Analysis
Education
Central Connecticut State University 1981 — 1983
Bachelor's degree, Business/Managerial Economics
Becker College 1979 — 1981
Associates, Business Administration and Management, General, A
Southbridge High School 1975 — 1979
High School, Business
Residential Mortgage Services, Inc. -- NMLS#1760 March 2013 - Present
Wells Fargo August 2006 - February 2013
Wells Fargo Home Mortgage August 2006 - February 2013
Winestein 2007 - 2009
HomeVest Mortgage August 2002 - September 2006
Skills
Mortgage Banking, Mortgage Lending, Loans, Investments, Banking, Investment Properties, Finance, Real Estate Transactions, Residential Homes, Investors, Financial Services, Sellers, Referrals, Real Estate Development, Insurance, Loan Servicing, FHA
Education
Berklee College of Music
Residential Mortgage Services, Inc. -- NMLS#1760 April 2015 - Present
Skowhegan Savings Bank September 2014 - March 2015
L.L.Bean October 2013 - December 2013
Evergreen Credit Union September 1992 - July 2010
Skills
Strong client relations, Proficient in MS Office, Exceptional..., Strategic sales..., Superior..., Operations management, Strong team-builder, Cohesive team player, Software Quality..., Information Technology, Information Systems, Credit Analysis, Credit Management, Financial Analysis, Data Analysis, Team Management
Education
Southern New Hampshire University 2012 — 2013
Bachelor of Arts Degree, Liberal Arts; Computer Technology
Southern Maine Community College 2010 — 2011
Associate of Arts, Liberal Arts and Sciences
Residential Mortgage Services, Inc. -- NMLS#1760 September 2015 - Present
Emmy and Company at Higgins Group February 2014 - Present
Mortgage Master February 2015 - September 2015
Atlantic Residential Mortgage February 2013 - November 2014
G.C. Financial Services,LLC March 2010 - January 2013
Landmark Financial Group November 1998 - March 2010
Skills
Mortgage Lending, Loans, Residential Mortgages, Refinance, Mortgage Banking, Mortgage Underwriting, Credit, Loan Origination, VA loans, Reverse Mortgages, FHA, USDA, Credit Analysis, Underwriting, Investment Properties, FHA financing, First Time Home Buyers, Real Estate, Banking, VA Loans, FHA Financing
Education
Sacred Heart University
Associate's Degree
Katherine Gibbs School
Residential Mortgage Services, Inc. -- NMLS#1760 July 2014 - Present
Fulton Bank, Mortgage Division November 2008 - July 2014
Countrywide Home Loans (Bank of America) 1999 - 2008
Keystone Financial Mortgage (Pennsylvania National Bank) 1997 - 1999
Sovereign Bank (Santander) 1996 - 1998
Skills
Mortgage Banking, Funding, Refinance, FHA, VA loans, Mortgage Lending, Loans, Credit Analysis, Credit, First Time Home Buyers, Foreclosures, Banking, Certified Mortgage..., Condos, Construction Loans, FHA financing, Finance, Government Loans, Investment Properties, Loan Origination, Mortgage Underwriting, Residential Homes, Residential Mortgages, USDA, Underwriting, Consumer Lending, Reverse Mortgages, Single Family Homes, Short Sales, Commercial Mortgages, Lines Of Credit, Investors, Commercial Lending, Small Business Lending, FHA Financing, VA Loans
Education
Kutztown University of Pennsylvania 1993 — 1996
BS, EDUCATION
Montgomery County Community College 1990 — 1993
Associate's degree, General Studies
Methacton High School 1986 — 1990
Diploma
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - Present
Schaefer Mortgage January 2002 - March 2014
Skills
FHA, Refinance, Loans, Mortgage Lending, Real Estate, Credit, Mortgage Banking, Residential Mortgages, Sales, Loan Origination, Investment Properties, USDA, Residential Homes, Referrals, FHA Financing
Education
Nashua Community College 1979 — 1981
Associates, Drafting and Design Technology/Technician, General
First Home Mortgage May 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 August 2013 - April 2014
Sage Bank formerly Omega Mortgage, A division of Lowell Bank March 2011 - August 2013
Poli Mortgage Group November 2008 - February 2011
Great New England Mortgage August 2006 - March 2008
Sallie Mae Home Loans November 2001 - August 2006
Radian October 1997 - October 2002
Assurance Mortgage January 1997 - October 1997
CitiFinancial October 1988 - January 1997
Century Mortgage Company 1985 - 1987
Skills
Underwriting, Operations Management, Loans, Customer Service, Mortgage Lending, Mortgage Banking, New Business Development, Management, Pricing, Insurance, Credit, Negotiation, Banking, Training, Microsoft Excel, Sales Management, Financial Analysis, Microsoft Office, Real Estate, Budgets, Leadership, Loan Origination, Marketing
Education
Lesley University 1989 — 1991
BS, Management / Business
Bristol Community College 1983 — 1985
Associates, Business/Science
Norton High School
Residential Mortgage Services, Inc. -- NMLS#1760 June 2015 - Present
Skylight Mortgage Company March 2008 - May 2015
Ohio Lending Solutions September 2005 - March 2008
Nations Lending Corporation February 2005 - August 2005
Consumers Choice Mortgage, Inc December 1996 - February 2005
Skills
Mortgage Lending, Residential Mortgages, Refinance, USDA, Referrals, Mortgage Banking, VA loans, Reverse Mortgages, Finance, FHA financing, Credit, Government Loans, Loan Origination, Loan Servicing, First Time Home Buyers, Certified Mortgage..., Credit Analysis, Investment Properties, HUD, Home Equity Lines of..., Real Estate, Single Family Homes, Credit Risk, FHA, Loans, Residential Homes, Sales, Banking, VA Loans, FHA Financing
Education
Bowling Green State University 1990 — 1995
Psychology, Psychology
Strongsville High School 1987 — 1990
Residential Mortgage Services, Inc. -- NMLS#1760 February 2015 - Present
Scotts LawnService March 2013 - Present
Direct Capital Corporation April 2012 - January 2013
Cook's Lobster House June 2006 - May 2012
Skills
Credit, Credit Analysis, Finance, Financial Analysis, Loans, Microsoft Excel, Portfolio Management, Salesforce.com, Microsoft Office
Education
University of Maine 2006 — 2011
Bachelor of Science (B.S.), Finance, 3.0
Village Mortgage Company June 2015 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 June 2014 - February 2015
PrimeLending November 2013 - April 2014
United Mortgage Finance February 2012 - November 2013
Thomson Reuters 1994 - 2002
UBS 1992 - 1994
Skills
Series 7, Banking, Loan Origination, Real Estate, Mortgage Lending, FHA, Short Sales, First Time Home Buyers, Asset Management, Mortgage Banking, Asset Managment, Account Reconciliation, Budgets, Foreclosures, Credit, Loans, Finance, Refinance, Alternative Investments, Financial Reporting, Accounting, Residential Mortgages, Single Family Homes, Condos, Small Business, Sellers, Financial Analysis, Investments, Loss Mitigation, Fixed Income, Financial Services, Portfolio Management, Securities, Financial Markets, Strategic Financial..., Referrals, Equities
Education
University of California, Berkeley 1984 — 1988
Bachelor of Arts (B.A.), International Economy
Residential Mortgage Services, Inc. -- NMLS#1760 August 2015 - Present
Albright College October 2013 - August 2015
Kutztown University Student Services, Inc. July 2008 - October 2013
YMCA of Reading & Berks County July 2007 - January 2008
Century 21 Gold September 2003 - July 2007
Skills
Microsoft Office, Excel, Customer Service, Word, Data Analysis, Business Ethics, Data Archiving, Cash Receipts, Accounts Payable, Team Oriented, Payroll Processing, Reconciliation, Phone Etiquette
Education
Alvernia University 2008 — 2010
B.S., Human Resources Management
Berks Technical Institute 2003 — 2004
A.S.B, Business Administrative Management
Residential Mortgage Services, Inc. -- NMLS#1760 March 2015 - Present
Mortgage Master, Inc. June 2014 - March 2015
Cole Taylor Mortgage May 2013 - May 2014
PrimeLending September 2011 - May 2013
Express Mortgage Group, Inc. June 1995 - September 2011
Skills
Mortgage Banking, Mortgage Lending, Jumbo Mortgage, First Time Home Buyers, Second Mortgages, FHA, FHA financing, Finance, Commercial Lending, Refinance, Loan Origination, Loans, Credit, Residential Mortgages, USDA, Government Loans, Construction Loans, Mortgage Underwriting, Real Estate Financing, FHA Financing
Education
Villanova University
Bachelor's Degree, Accounting and Finance, Cum Laude
The Catholic University of America
Residential Mortgage Services, Inc. -- NMLS#1760 April 2015 - Present
Schaefer Mortgage Corporation September 2011 - April 2015
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Credit, Debt Consolidation, FHA financing, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Real Estate, Real Estate Economics, Residential Mortgages, USDA, Underwriting, VA loans, VA Loans, FHA Financing
Education
Nichols College 2001 — 2005
Attleboro high school, Business Administration and Management, General
Residential Mortgage Services, Inc. -- NMLS#1760 March 2014 - Present
AAA Southern New England March 2006 - March 2014
The Bank of Canton May 2004 - March 2006
Wells Fargo Home Mortgage February 2002 - May 2004
Putnam Investments 1999 - 2002
Skills
Mortgage Lending, Refinance, Loans, First Time Home Buyers, Loan Origination, Real Estate, Customer Service, Mortgage Banking, Reverse Mortgages, Credit, USDA, FHA financing, Residential Mortgages, Underwriting, VA loans, Banking, FHA, FHA Financing, VA Loans
Education
Fisher College
Bachelor's degree, Business
Residential Mortgage Services, Inc. -- NMLS#1760 July 2014 - Present
Fairway Independent Mortgage Corporation October 2006 - July 2014
CreateYourSpace.com 2002 - 2008
Abundant Earth 2000 - 2003
Interwest Bank 1999 - 2000
HomeTech, Inc. 1998 - 1999
Skills
Marketing, SEO, Graphic Design, Web Design, Mortgage Banking, Marketing Strategy, Writing, Online Marketing, Social Networking, Email Marketing, E-commerce, Social Media Marketing, Advertising, Photoshop, Microsoft Office, Lead Generation, Direct Marketing, Editing, WordPress, Customer Service, Small Business, Operations Management, HTML, Dreamweaver, Creative Writing, Facebook, Newsletters, Workflow Management, Mobile Web Design, PaintShop Pro, GIMP, Open Office, Peachtree, ACT!, Encompass, Wire Framing, Google Analytics, Google Webmaster Tools, Google+, Google Adwords, Management, Facebook Marketing, Facebook Fan Page..., Twitter, YouTube, Blogging, Klout
Education
Cornell College 1993 — 1997
BA, English, emphasis in Art
Residential Mortgage Services, Inc. -- NMLS#1760 September 2013 - Present
Bank of America October 2012 - September 2013
RE/MAX Paramount January 2012 - October 2012
All Phases Mechanical March 2011 - December 2011
Skills
Mortgage Lending, Residential Mortgages, Loan Origination, Customer Service, Real Estate Financing, Refinance, FHA financing, VA loans, Mortgage Marketing, Mortgage Banking, Home Equity Loans, Loan Modifications, Referral Networking, Real Estate Marketing, Marketing Management, System Administration, Social Media Marketing, Sales, Advertising, Account Management, Public Speaking, Marketing, Management, Loans, FHA Financing, VA Loans
Education
Bridgewater State University 2007 — 2012
Bachelor's Degree, Business Management, Communication Studies
Residential Mortgage Services, Inc. -- NMLS#1760 March 2014 - Present
Mortgage Network, Inc. February 2011 - March 2014
MetLife Home Loans September 2008 - December 2010
First Horizon Home Loans June 2004 - September 2008
Maryland National Mortgage Corp 1992 - 1994
Skills
Mortgage Lending, Mortgage Banking, Condos, Loan Origination, Loans, Management, First Time Home Buyers, Credit, Real Estate, Residential Mortgages, FHA financing, FHA, Sales, USDA, Government Loans, Reverse Mortgages, Banking, Referrals, Mortgage Underwriting, Residential Homes, Investment Properties, Refinance, Credit Analysis, Short Sales, Construction Loans, VA loans, Sales Operations, Home Equity Loans, Sellers, Commercial Lending, Selling, Underwriting, Foreclosures, REO, Real Estate Transactions, Sales Management
Education
Towson University 1988 — 1992
B.S., Marketing/Management
Residential Mortgage Services, Inc. -- NMLS#1760 February 2014 - Present
Mortgage Network, Inc. July 2012 - February 2014
KAS Apparel & Signs May 2009 - May 2012
Skills
Management, Financial Analysis, Loan Origination, Investments, Mortgage Banking, Finance, Mortgage Lending, Refinance, Residential Mortgages, FHA, Investment Properties, First Time Home Buyers, Credit, Reverse Mortgages
Education
Bloomsburg University of Pennsylvania
BS Finance, Business Economics
Holy Cross
Santander Bank, N.A. May 2015 - Present
Washington Trust Mortgage Company May 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 October 2013 - April 2014
Embrace Home Loans August 2006 - October 2013
Cedars Mediteranean November 2005 - April 2006
Ocean Beauty Seafoods September 2004 - October 2005
CROSSMARK February 1999 - September 2003
Marketing Specialists March 1997 - February 1999
Majesty May 1993 - January 1997
MetLife June 1988 - February 1993
Skills
Personal Finance, Direct Marketing, Sales Management, FHA, VA, Mortgage, Mortgage Lending, Customer Relations, Customer Service, Refinance, Sales, Sales Process, Loans, Loan Origination, FHA financing, Finance, Investment Properties, FHA Financing, VA Loans
Education
Rider University 1984 — 1988
Marketing/Finance, Finance, General
Residential Mortgage Services, Inc. -- NMLS#1760 June 2014 - Present
Delhaize America March 2013 - May 2014
Delhaize America October 2011 - March 2013
Delhaize America March 2010 - October 2011
Guiding Stars Licensing Company July 2008 - February 2010
Hannaford Bros. Co March 2005 - July 2008
Galleria Project (Center Store) January 2005 - July 2008
Hannaford Bros. Co 2003 - 2005
Ernst & Young August 1988 - September 1990
Skills
problem solver, consensus builder, analytical thinker, Consensus Building, Analytical Skills, Problem Solving, Strategy, Negotiation, Management, Forecasting, Cross-functional Team..., Leadership, Analysis, Strategic Planning, Microsoft Excel, Business Analysis, Leadership Development, Change Management, Program Management, Budgets, Training, Coaching, Performance Management, Access, Retail, Organizational..., Employee Benefits, Marketing, Sales, Grocery, Business Development, Process Improvement, New Business Development, Inventory Management, Team Building, Merchandising
Education
Merrimack College 1983 — 1988
Bachelor of Science, Business Management - Accounting
Edward Little High School 1979 — 1983
Residential Mortgage Services, Inc. -- NMLS#1760 October 2013 - Present
BNI Integrity Partners June 2007 - Present
Central Crew Club May 2006 - Present
Southern New Hampshire University May 2010 - May 2014
Schaefer Mortgage June 2009 - October 2013
Greater Manchester/Nashua Board of Realtors 2005 - December 2011
Bank of New England December 2008 - July 2009
National City Mortgage June 2005 - December 2008
National City Mortgage October 2005 - June 2006
Special Events of New England April 1996 - October 2005
Skills
Mortgage Lending, FHA, First Time Home Buyers, Loans, Investment Properties, USDA, Real Estate, Refinance, Credit, Mortgage Banking, Underwriting, Banking, Coaching, Finance, Loan Origination, Sales, Small Business, Team Building
Education
University of New Hampshire 2000 — 2005
BS, Mathematics
Pinkerton Academy 1996 — 2000
Residential Mortgage Services, Inc. -- NMLS#1760 February 2015 - Present
The VIA Group May 2013 - February 2015
R.C. Moore March 2011 - May 2013
Maine Fiber Company, Inc 2010 - 2010
Tilson Technology Management 2010 - 2010
Tilson Fiber Technology 2010 - 2010
Nestle Waters 2008 - 2009
Liberty Mutual Insurance 2005 - 2008
Skills
Process Improvement, Financial Reporting, Budgets, Sarbanes-Oxley Act, Accounting, Strategic Planning, Project Planning, Team Building, Organizational..., Collaborative Problem..., Public Speaking, Strategic Communications, Forecasting, Variance Analysis, Financial Analysis, Cost Accounting, Business Strategy, Accounts Receivable, Project Management, Logistics, Performance Management, Vendor Management, Transportation, Analysis, Microsoft Office, Managerial Finance, Business Process..., Finance, Income Statement, Leadership, SAP, Auditing, Data Analysis, Trucking, Strategic Financial..., Payroll, General Ledger, Integration, Policy, Internal Controls, Freight, Operations Management, Inventory Management, Financial Statements, Essbase, 3PL, Key Performance..., Employee Relations, Software Documentation
Education
Franklin Pierce University 2003 — 2008
BS, Business
Residential Mortgage Services, Inc. -- NMLS#1760 August 2009 - Present
Transcontinental Lending Group February 2008 - August 2009
Key Financial Corp. March 2008 - October 2008
Bear Stearns Residential Mortgage March 2006 - March 2008
NovaStar Mortgage, Inc. December 2002 - February 2006
Skills
Refinance, Residential Purchases, Mortgage Planning, FHA financing, USDA, Conforming, Jumbo, VA, Rehab Loans, Second Home, Refinance Transactions, Reverse Mortgages, Sellers, Mortgage Lending, Investment Properties, Certified Mortgage..., Purchasing, Real Estate, Loans, FHA, Residential Mortgages, Mortgage Banking, HUD, Loan Origination, Construction Loans, Government Loans, First Time Home Buyers, Mortgage Underwriting, Finance, Real Estate Financing, Mortgage Marketing, VA loans, Credit, Referrals
Education
California State University-Northridge
B.S., Business Administration - Marketing Specialization
Mortgage Network, Inc. NMLS# 2668 May 2015 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 January 2012 - May 2015
MetLife Home Loans October 2009 - January 2012
JPMorgan Chase July 2007 - September 2009
Wells Fargo March 2002 - June 2007
Darwin Partners May 1999 - April 2002
Putnam Investments May 1994 - May 1996
Skills
First Time Home Buyers, Investment Properties, Mortgage Lending, FHA, VA loans, Underwriting, Real Estate, Mortgage Banking, Loans, USDA, Referrals, Finance, Investments, Relocation, Construction, Loan Origination, Refinance, Residential Mortgages, Real Estate Financing, Banking, Residential Homes, Real Estate Transactions, Non-Conforming, Condos, Credit Analysis, Property, REO, Construction Loans, Buyers, FHA financing, Short Sales, Credit, Certified Mortgage..., Mortgage Underwriting, Single Family Homes, Vacation Homes, Brokerage, Government Loans, Selling, Marketing, Investors, Foreclosures, Reverse Mortgages, HUD, New Home Sales, Mortgage Marketing, Sellers, Portfolio Management, Real Estate Economics, Commercial Lending
Education
Merrimack College 1994 — 1998
Business, Business Management
cathedral high school 1990 — 1994
Residential Mortgage Services, Inc. -- NMLS#1760 February 2014 - Present
Mortgage Network, Inc. May 2011 - February 2014
First American Mortgage March 2005 - May 2011
Weichert Financial Services March 2003 - March 2005
Trident Mortgage Company, LP March 1997 - March 2003
Brandywine Mortgage Corporation March 1989 - March 1997
Skills
Mortgage Lending, First Time Home Buyers, Refinance, Reverse Mortgages, Real Estate, Investment Properties, Residential Homes, Real Estate Financing, Finance, Loans, Investments, Mortgage Banking, Loan Origination, Residential Mortgages, FHA
Education
Immaculata University 2011 — 2013
Elementary Education Certification, Elementary Education and Teaching, A
University of Miami 1984 — 1985
Master of Science, Education
Villanova University 1980 — 1984
Bachelor of Arts, History
Malvern Preparatory School 1977 — 1980
High School, College Preparatory
Residential Mortgage Services, Inc. -- NMLS#1760 February 2014 - Present
Mortgage Network Inc May 2008 - February 2014
HomeSale Mortgage Services May 2000 - May 2008
Prudential Homesale Services Group 2000 - 2008
Patriot Bank November 1999 - May 2000
Harris Savings Bank February 1998 - November 1999
Sovereign Bank October 1989 - February 1999
Skills
Mortgage Banking, FHA, Refinance, Certified Mortgage..., Loans, Mortgage Lending, Referrals, USDA, VA loans, Sellers, Residential Mortgages, Single Family Homes, Real Estate, Loan Origination, Short Sales, Relocation, Reverse Mortgages, Government Loans, FHA financing, First Time Home Buyers, Construction Loans, Mortgage Underwriting, Investment Properties, Home Equity Loans, Mortgage Marketing, Debt Consolidation, FHA Financing, VA Loans
Education
HACC, Central Pennsylvania's Community College
Residential Mortgage Services, Inc. -- NMLS#1760 February 2014 - Present
Mortgage Network Inc January 2008 - February 2014
First Horizon National Corporation October 2004 - December 2007
beiler campbell realtors 1994 - 2004
Skills
Mortgage Banking, Mortgage Lending, Loans, FHA, Refinance, VA loans, Loan Origination, USDA, Residential Mortgages, FHA financing, Certified Mortgage..., Credit, Reverse Mortgages, Credit Analysis, Construction Loans, First Time Home Buyers, Underwriting, Commercial Lending, Investment Properties, Banking, Real Estate
Education
Culinary Institute of America
Residential Mortgage Services, Inc. -- NMLS#1760 July 2013 - Present
PeoplesBank November 2010 - June 2013
Applied Mortgage Services September 2002 - November 2010
Skills
Mortgage Lending, Real Estate, First Time Home Buyers, Customer Service, Sales, Team Building, Cross Selling, Event Planning, VA loans, Refinance, Investment Properties, FHA financing, Social Media, Microsoft Office, Public Speaking, Credit, Banking, Social Media Marketing, Loans, FHA, Insurance, Loan Origination, Consumer Lending, Residential Mortgages, Credit Analysis, Small Business Lending, Branch Management, Retail Banking, USDA, Commercial Banking, Lines Of Credit, Construction Loans, Mortgage Banking, Branch Banking, Referrals, Underwriting, Finance, Cash Management, Financial Analysis, Commercial Mortgages, Small Business, Sellers, Risk Management, VA Loans, FHA Financing
Education
Smith College 1992 — 1995
BA, Social Policy, Urban Studies
Williston Northampton School 1987 — 1991
High School
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 September 2012 - April 2014
TD Bank Group September 2011 - September 2012
TD Bank Group April 2011 - September 2011
Uno Chicago Grill June 2009 - March 2011
Skills
Sales, Hospitality, Customer Service, Customer Satisfaction, Financial Analysis, Microsoft Office, Time Management, Loans, Mortgage Lending, Banking
Education
University of Massachusetts at Amherst - Isenberg School of Management 2005 — 2009
Bachelor of Science (B.S.), Hospitality and Tourism Management
University of Massachusetts, Amherst 2005 — 2009
Bachelor of Applied Science (B.A.Sc.), Hospitality and Tourism Management
Better Homes and Gardens Real Estate The Masiello Group January 2015 - Present
Bruno's Restaurant and tavern September 2008 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 October 2014 - May 2015
Residential Mortgage Services, Inc. November 2012 - September 2014
Stone Coast Mortgage December 2008 - November 2012
Skills
Mortgage Lending, Loans, Real Estate, Refinance, Credit, Mortgage Banking, Residential Mortgages, Investment Properties, First Time Home Buyers, Banking
Education
Johnson and Wales University 2003 — 2006
Sports/Entertainment & Event Management
Residential Mortgage Services, Inc. -- NMLS#1760 April 2008 - Present
Mortgage Partners, Inc. September 2002 - April 2008
Skills
First Time Home Buyers, Mortgage Lending, Mortgage Banking, Real Estate Financing, FHA, VA Loans, USDA, Refinance, Loans, Investment Properties, Real Estate Transactions, FHA financing, Real Estate, Residential Mortgages, Finance, Credit, New Home Sales, Loan Origination, Single Family Homes, Short Sales, Referrals, Foreclosures, Residential Homes, Condos
Education
University of New Hampshire 1995 — 1999
Bachelors, Environmental Science
University of New Hampshire 1995 — 1999
Bachelor of Science (B.S.)
Residential Mortgage Services, Inc. -- NMLS#1760 February 2010 - Present
BNI Cranberry April 2011 - April 2012
Hometown Mortgage Company Inc. January 2004 - November 2005
Skills
Loans, Sales, Retail, FHA, Mortgage Banking, Refinance, Mortgage Lending, First Time Home Buyers, USDA, VA loans, Real Estate, Customer Service, Residential Homes, Sales Management, Negotiation, Credit, Coaching, Team Building, Strategic Planning, Banking, Finance, FHA financing, Consumer Lending, Management, DU Refi Plus, Loan Origination, Residential Mortgages, Certified Mortgage..., Commercial Lending, Condos, Investment Properties, Government Loans, Time Management, Referrals, CRM, Real Estate Financing, Reverse Mortgages, Mortgage Underwriting, Underwriting, Selling, Credit Analysis, Home Equity Loans, Short Sales, Foreclosures
Education
Bridgewater State University 2001 — 2007
Business Management, Management
Bridgepoint Mortgage September 2015 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - August 2015
Rockville Bank September 2013 - April 2014
Rockville Bank February 2013 - September 2013
Rockville Bank April 2012 - February 2013
InterCommunity, Inc. February 2008 - February 2012
Skills
Banking, Mortgage Lending, Customer Service, Loans, Credit, Sales, Outlook, Microsoft Excel, Microsoft Office, Finance, Customer Satisfaction, Mortgage Banking, Residential Mortgages, FHA, Administrative..., Risk Management, PowerPoint, Process Improvement
Education
Connecticut Schools of Broadcasting
Radio and Television
Southern Connecticut State University
Psychology
Waterstone Mortgage Corporation June 2015 - Present
Union Trust Mortgage Corporation January 2015 - June 2015
Schaefer Mortgage Corporation July 2014 - January 2015
Residential Mortgage Services, Inc. -- NMLS#1760 December 2013 - July 2014
American Equity Mortgage September 2013 - December 2013
NE Moves Mortgage August 2012 - September 2013
NE Moves Mortgage 2003 - 2009
Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, USDA, VA loans, Loan Origination, Residential Mortgages, FHA financing, Loans, First Time Home Buyers, Banking, Construction Loans, Real Estate, Certified Mortgage..., Reverse Mortgages, Credit, Consumer Lending, Home Equity Loans, Home Equity Lines of..., Underwriting, Government Loans, Real Estate Financing, Credit Analysis, FHA Financing, VA Loans
Education
Southern Connecticut State University 2001 — 2002
BS, Communication and Media Studies
Southern Connecticut State University 2000 — 2002
Bachelor of Arts (B.A.), Business/Corporate Communications
Lyndon State College 1998 — 2000
Associate of Arts (A.A.), Communication and Media Studies
Residential Mortgage Services, Inc. -- NMLS#1760 November 2013 - Present
Schaefer Mortgage Corporation December 2011 - October 2013
MetLife Home Loans October 2008 - December 2011
GMAC Mortgage December 2003 - September 2008
Unum 1997 - 2000
Skills
VA, Mortgage, FHA, Loans, Conventional, Residential Mortgages, Mortgage Lending, First Time Home Buyers, Refinance, First Time Buyers, FHA financing, Real Estate, Mortgage Banking, Loan Origination, Credit, Real Estate Financing, USDA, Investment Properties, Reverse Mortgages, Condos, VA Loans
Education
University of Hartford, Barney School of Business 1991 — 1993
MBA, Marketing and International Business
Trinity College-Hartford 1985 — 1989
BA, American Studies
Residential Mortgage Services, Inc. -- NMLS#1760 April 2015 - Present
Robert Half July 2014 - April 2015
Sugarloaf November 2007 - April 2015
maurices October 2012 - May 2014
Lyndon State College September 2010 - May 2014
National Outdoor Leadership School May 2013 - November 2013
Lyndon State College September 2012 - May 2013
Lyndon State College August 2011 - December 2012
Camp Laurel June 2011 - August 2012
Skills
Outdoor Recreation, Event Planning, Public Speaking, Event Management, PowerPoint, Fundraising, Customer Service, Teaching, Public Relations, Community Outreach, Nonprofits, Editing, Microsoft Office, Microsoft Excel, Leadership, Microsoft Word, Leadership Development
Education
Lyndon State College 2010 — 2014
Bachelor of Science (B.S.), Mountain Recreation Management
Residential Mortgage Services, Inc. -- NMLS#1760 January 2010 - Present
Abstract Marketing Solutions, Inc. August 2005 - Present
Primary Residential Mortgage January 2009 - January 2010
Envision Lending Group 2008 - 2009
Skills
VA, FHA, Conventional, First Time Home Buyers, Refinance, Credit, Investment Properties, Residential, Residential Mortgages, FHA financing, VA loans, Mortgage Planning, Short Sales, Conforming, Mortgage Lending, Mortgage Banking, USDA, Real Estate, Loans, Loan Origination, Real Estate Financing, Reverse Mortgages, Certified Mortgage...
Education
Cape Cod Community College 1996 — 1999
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - Present
Mortgage Network, Inc. March 2009 - April 2014
Mortgage Master, Inc. 2007 - 2009
Countrywide Home Loans 2002 - 2007
MEDITECH 1994 - 2001
United States Bobsled and Skeleton Federation 1989 - 1991
Skills
Mortgage Lending, Project Planning, Referrals, Real Estate, Marketing, Sales, FHA, Financial Analysis, Public Speaking, Customer Service, Sales Management, Business Development, Loans, Account Management, Social Media Marketing, Marketing Strategy, Negotiation, Social Media, New Business Development, Project Management, Vacation Homes, First Time Home Buyers, Mortgage Banking, Short Sales, Residential Homes, Certified Mortgage..., Finance, Refinance
Education
Penn State University 1984 — 1989
BS, Marketing (Smeal College of Business)
Barnstable High School 1980 — 1984
Residential Mortgage Services, Inc. -- NMLS#1760 November 2013 - Present
Schaefer Mortgage February 2013 - November 2013
radius financial group inc. February 2009 - October 2012
GMAC Mortgage February 1995 - October 2008
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, USDA, FHA, Credit, Credit Analysis, Banking, Investment Properties, VA Loan, New Hampshire Housing, First Time Home Buyers, Refinance, Rehabilitation, Certified Mortgage..., FHA financing, VA loans, FHA Financing
Education
Norwich University 1972 — 1977
BS, Environmental engineering
Residential Mortgage Services, Inc. -- NMLS#1760 2009 - Present
Everon Technology Services 2007 - 2009
Nation One Mortgage 2005 - 2007
Skills
Mortgage Lending, Refinance, Investment Properties, Real Estate Transactions, First Time Home Buyers, FHA, Real Estate, Loans, Sales, Customer Service, Account Management, Credit, Condos, Residential Homes, Microsoft Office, Banking, Microsoft Excel, Sellers, Negotiation, New Business Development, Investments, Loan Origination, VA loans, USDA, Finance, Credit Analysis, Mortgage Banking
Education
University of Maine 1997 — 2002
BS, Forest Management
Residential Mortgage Services, Inc. - NMLS#1760 May 2014 - Present
Fulton Mortgage Company a division of Fulton Bank, N.A. March 2011 - April 2014
Liberty Home Mortgage Company March 2002 - March 2011
Berks County Bank March 1998 - March 2002
GMAC Mortgage May 1995 - March 1998
Hart Mortgage Company May 1992 - May 1995
Weeber Realtors February 1979 - May 1992
Skills
Loans, Lines Of Credit, Mortgage Lending, First Time Home Buyers, Refinance, Loan Origination, Mortgage Banking, Credit, Residential Mortgages, Customer Service, FHA, Commercial Lending, Small Business Lending, Banking, Credit Analysis, Consumer Lending, Real Estate, Commercial Banking, Public Speaking, Underwriting, Investment Properties, VA Loans
Education
Penn State University
Residential Mortgage Services, Inc. -- NMLS#1760 March 2015 - Present
Residential Mortgage Services, Inc. June 2014 - March 2015
Residential Mortgage Services, Inc. -- NMLS#1760 September 2008 - June 2014
Residential Mortgage Services, Inc. -- NMLS#1760 April 2006 - September 2008
College Solutions June 2002 - May 2005
Apartment Locator, LLC 1994 - 2002
Skills
Customer Service, Human Resources, Training, Account Management, Microsoft Excel, Coaching, Team Building, Outlook, Small Business, Microsoft Office, Microsoft Word, Employee Benefits, Payroll Processing, Benefits Administration, Compensation & Benefits, Payroll, Onboarding, ADP Payroll, Interviews
Education
Maine College of Art 1999 — 2000
Photography
University of Southern Maine
Business
Bottomline Technologies November 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 September 2014 - October 2014
KeyBank 1999 - 2013
Skills
Management, Leadership, Finance, Banking, Credit, Loans, Risk Management, Customer Service, Financial Analysis
Education
Khabarovsk State Institute of Arts and Culture
Bachelor of Library Science, Bibliography of Technical Literature
Residential Mortgage Services, Inc. NMLS#1760 December 2010 - Present
Lenders Network August 2005 - December 2010
Skills
USDA, VA loans, FHA, FHA financing, Mortgage Banking, Refinance, Residential Mortgages, Government Loans, Mortgage Lending, Certified Mortgage..., Reverse Mortgages, Loan Origination, HomePath, 203K, Loans, Mortgage Marketing, Real Estate Financing, Mortgage Underwriting, VA Loans, FHA Financing
Education
Plymouth State University 1994 — 1996
Cheverus High School 1990 — 1994
Residential Mortgage Services, Inc. -- NMLS#1760 April 2015 - Present
Schaefer Mortgage Corporation September 2011 - April 2015
MetLife Home Loans November 2010 - August 2011
American Home Bank November 2009 - November 2010
SB Mortgage December 2008 - November 2009
Travis Mortgage May 2007 - December 2008
the mortgage button October 2005 - May 2007
Skills
Mortgage Lending, Refinance, FHA, USDA, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, VA loans, FHA financing, Reverse Mortgages, First Time Home Buyers, Government Loans, Credit, Certified Mortgage..., Real Estate, Investment Properties, Mortgage Underwriting, Non-Conforming, Underwriting, Debt Consolidation, Banking, Finance, Mortgage Marketing, Referrals, Short Sales, Construction Loans, Real Estate Financing, Sellers, Residential Homes
Education
Nichols College 2001 — 2005
Business, Management
Nichols College 2001 — 2005
Bachelor of Science and BA, Management
South End Capital Corporation March 2014 - Present
jLinksus, LLC March 2008 - March 2014
Residential Mortgage Services, Inc. -- NMLS#1760 March 2012 - January 2014
The Mortgage Shoppe, LLC May 2006 - June 2008
Accurate Funding and Investment Services, LLC June 2002 - April 2006
Skills
Microsoft Office..., Real Estate, Management, Small Business, Commercial Real Estate, Investments, Strategic Planning, Financial Analysis, Business Strategy, Strategy, Banking, Insurance, Budgets, Due Diligence, Underwriting, Portfolio Management, Finance, Leadership, Strategic Financial..., Negotiation, Mergers & Acquisitions, Vendor Management, Management Consulting, Financial Modeling, Business Development, Sales, Coaching, Risk Management, Marketing, Project Management
Education
Central Connecticut State University
Bachelor of Arts (B.A.), Major: Economics Minor: Finance/Accounting/Marketing
Roosevelt University 2014 — 2016
MSRE, Real Estate
Hartford Seminary
Master's degree, Theological Ethics
Prospect Mortgage, LLC September 2015 - Present
Bank of America June 2015 - September 2015
Residential Mortgage Services, Inc. -- NMLS#1760 June 2014 - June 2015
Wells Fargo Home Mortgage October 2010 - January 2014
Poli Mortgage Group September 2004 - May 2009
Guaranty Residential Lending August 2003 - September 2004
Skills
Mortgage Lending, First Time Home Buyers, FHA, Investment Properties, Loan Origination, Residential Mortgages, Refinance, Mortgage Banking, VA loans, USDA, FHA financing, Sellers, Loans, Reverse Mortgages, Referrals, Real Estate, Investors, Residential Homes, Construction Loans, Certified Mortgage..., Non-Conforming, Real Estate Financing, Credit, Mortgage Underwriting, REO, Commercial Mortgages, HUD, Government Loans, Foreclosures, Real Estate Economics, Loss Mitigation, Short Sales, Real Estate Transactions, Wells Fargo VA Certified, Mortgage Servicing, Condos, Mortgage Marketing, Debt Consolidation, Underwriting, Investments, Credit Analysis, Commercial Lending, Loan Servicing, Brokerage, Funding, Commercial Real Estate, Single Family Homes, New Home Sales, Consumer Lending, Selling
Education
Dean College 1978 — 1980
Boston State College 1976 — 1978
Newton South High School 1973 — 1976
Residential Mortgage Services, Inc. -- NMLS#1760 May 2015 - September 2015
Bluefin Robotics August 2012 - December 2012
Aerie by American Eagle Outfitters January 2010 - January 2012
Danish Delights at BYU-Idaho September 2011 - December 2011
MassMutual Financial Group January 2011 - April 2011
Skills
Microsoft Excel, Financial Analysis, Microsoft Word, Finance, Google Adwords, Marketing, Organization, Microsoft Office, Time Management, Critical Thinking, Training, Teamwork, Leadership, Market Research, Research, Accounting, Social Media, QuickBooks, Customer Service, Spanish
Education
Brigham Young University - Idaho 2009 — 2013
Bachelor of Science (BS), Business Management with a dual emphasis in Finance and Marketing
Pinkerton Academy High School 2005 — 2009
Finance
Granite State Escape July 2015 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 February 2011 - May 2015
Skills
Entertainment, Design, Small Business, Event Planning
Education
Southern New Hampshire University 2013 — 2015
Finance
Northeastern University 2007 — 2010
Behavioral Neuroscience
Drexel University 2006 — 2007
Biology, General
Residential Mortgage Services, Inc. -- NMLS#1760 August 2008 - Present
Skills
Anything that I am..., Mortgage Lending, Social Media, Customer Service, Credit, Sales, Banking, Residential Homes, Investment Properties, Real Estate, Marketing
Education
Brandeis University 1995 — 1999
Comparative Literature, Writing and Music, 3.5 GPA
Residential Mortgage Services, Inc. -- NMLS#1760 September 2015 - Present
Suja Transport January 2014 - Present
Granite Bay Care inc May 2008 - Present
UnitedHealth Group September 2013 - June 2014
Skills
Leadership, Customer Service, Microsoft Office, Nonprofits, Public Speaking, Microsoft Word, Microsoft Excel, PowerPoint, Fundraising, Outlook, Data Entry, Program Development, Budgets, Event Planning, Accounting, Tax Preparation, Business Decision Making, Marketing Research, Creative Problem Solving, Team Leadership, Interpersonal Skill, Communication Skills, Highly detail oriented, Data Analysis, Team Building, Strategic Planning, Teamwork, Analysis, Management
Education
University of Southern Maine - School of Business 2009 — 2012
BACHELOR OF SCIENCE IN BUSINESS ADMINISTRATION, Business Administration and Management, General
Southern Maine Community College 2007 — 2009
Associate of Arts and Sciences (A.A.S.), Liberal Arts and Sciences/Liberal Studies
Residential Mortgage Services, Inc. -- NMLS#1760 March 2015 - Present
Mortgage Master, Inc. June 2014 - March 2015
Cole Taylor Mortgage May 2013 - May 2014
PrimeLending September 2011 - May 2013
Express Mortgage Group, Inc. May 1999 - September 2011
Skills
FHA, Mortgage Banking, Refinance, Mortgage Lending, Loans, FHA financing, Residential Mortgages, Credit, Investment Properties, USDA, REO, Loan Origination, Real Estate, Mortgage Underwriting, Reverse Mortgages
Education
Rosemont College 2010 — 2013
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, Graduated: summa cum laude
University of Delaware 1997 — 1999
Residential Mortgage Services, Inc. -- NMLS#1760 August 2015 - Present
The Frog and Turtle April 2010 - May 2015
Drummond Woodsum 2007 - 2010
Skills
Social Media, Franchising, Event Management, Social Networking, Sales, Leadership, Microsoft Excel, Food, Facebook, Fundraising, Microsoft Word, Recruiting, Account Management, Email Marketing, Legal Research, Customer Service, Event Planning, Social Media Marketing, Management, Microsoft Office, Inventory Management, Budgets, Customer Satisfaction, Menu Development, Small Business, Restaurant Management, Cooking, Contract Negotiation, Food Service, Food
Education
Kaplan University-Maine Campus 2004 — 2006
Associate's Degree, Legal Assistant/Paralegal
Clarkson University 1998 — 2000
Engineering & Management
Residential Mortgage Services, Inc. -- NMLS#1760 December 2006 - Present
Guardian Mortgage 2003 - 2006
TD Bank Group 2001 - 2003
Approved Federal Savings Bank March 1996 - May 2001
Skills
VA, Mortgage, FHA, Mortgage Lending, USDA, Refinance, Loans, Credit, Residential, First Time Home Buyers, Purchase, Conventional, Loan Origination, Real Estate, Customer Service, Government, Home, Investors, Investment Properties, Condos, Short Sales, Problem Solving, Negotiation, Banking, Construction, Sellers, Budgeting, Compliance, Finance, FHA financing, Residential Mortgages, Residential Homes, Mortgage Banking, Mortgage Underwriting, Construction Loans, Mortgage Marketing, Non-Conforming, Certified Mortgage..., Underwriting, Home Equity Loans, Real Estate Financing, HUD, Mortgage Servicing, Foreclosures, Consumer Lending, Referrals, Credit Analysis, VA loans, Real Estate Transactions, FHA Financing
Education
Virginia Commonweath University 1989 — 1991
Economics & Business Management
Mount Washington College 1987 — 1989
Associates, Business Administration & management
Residential Mortgage Services, Inc. -- NMLS#1760 January 2015 - Present
Bellmont Kitchen and Bath Cabinetry January 2012 - August 2014
Wells Fargo Home Mortgage June 2008 - June 2011
Education
Bay Path University 2009 — 2012
Bachelor of Arts (BA), Psychology, 4.0
Residential Mortgage Services, Inc. -- NMLS#1760 February 2014 - Present
MORTGAGE NETWORK, INC January 2009 - February 2014
Arlington Capital Mortgage April 2002 - September 2009
Allfirst Bank January 1999 - January 2002
Commercial Credit January 1994 - January 1996
Commercial Credit January 1993 - January 1994
Skills
Mortgage Lending, Credit, Banking, Refinance, Mortgage Banking, Finance
Education
Penn State University 1988 — 1992
Bachelor's degree, Business Administration and Management, General
The Pennsylvania State University 1988 — 1992
Bachelors, Business Management
Residential Mortgage Services, Inc. -- NMLS#1760 March 2014 - Present
Shade Wiley ART January 2013 - Present
Mortgage Network, Inc. May 2013 - March 2014
Habitat for Humanity September 2012 - May 2013
Fulton Financial Corporation October 2008 - April 2013
Fulton Financial Corporation December 2008 - January 2009
Fulton Financial Corporation January 2006 - October 2008
Skills
Customer Service, Social Media Marketing, Marketing, Office Administration, Sales, Event Planning, Organizational..., Team-oriented, Flexibility, Time Management, Adaptable to Changes, Banking, Finance, Highly detail oriented, Learning Quickly, Social Media, Facebook, Social Networking, Microsoft Excel, Microsoft Word, Marketing Communications, Community Outreach, Data Entry, Cross Selling, Spreadsheets, Facebook Marketing, Telephone Skills, Teamwork, Bank Secrecy Act, PowerPoint, Outlook, Nonprofits, Microsoft Office, Advertising, Mortgage Lending, Financial Services, Event Management, Loan Servicing, Deposits, Retail, Loans, Google, Customer Experience, Critical Thinking, Social Media Consulting, FHA, USDA, Pinterest, YouTube, Email Marketing
Education
Harrisburg Area Community College 2009 — 2012
Associate's degree, Business Administration
Harrisburg Area Community College 2006 — 2009
Associate's degree, Business Studies
Hempfield High School 2002 — 2006
Diploma
Residential Mortgage Services, Inc. -- NMLS#1760 May 2015 - Present
G4S Secure Solutions March 2015 - May 2015
Community Renewal Team December 2002 - December 2014
VF Environmental Services September 1993 - May 2001
Skills
Above average..., Confident Public Speaker, Microsoft Word, Microsoft Excel, Microsoft Power Point, Type over 75wpm, Excellent knowledge..., Familiar with home..., Teach financial classes, Train tax volunteers on..., Public Speaking, Teaching, PowerPoint, Team Building, Fundraising, Case Managment, Volunteer Management, Event Planning, Community Outreach, Nonprofits, Program Development, Non-profits, Leadership, Social Services, Program Evaluation, First Time Home Buyers, Case Management, Training, Microsoft Office
Education
Central Connecticut State University 1995 — 2000
Bachelor of Science (B.S.), Sociology, 3.52 GPA
New Britain High School 1985 — 1991
High School Diploma
Residential Mortgage Services, Inc. -- NMLS#1760 January 2013 - Present
inVentiv Health June 2012 - January 2013
Forest Pharmaceuticals June 2012 - January 2013
910 Web Traffic November 2010 - December 2012
Lyme Computer Systems July 2000 - December 2010
Dartmouth Hitchcock Medical Center July 1994 - June 2000
Skills
Refinance, Loans, Online Marketing, SEO, Social Media Marketing, Customer Service, Sales, Marketing Strategy, Information Technology, Public Speaking, Inside Sales, Account Management, IT Solutions, Cold Calling, Online Lead Generation, Wordpress, Small Business, Business Development, Web Development, Small Business Marketing, Solution Selling, Mortgage Banking, Mortgage Lending, Loan Origination, First Time Home Buyers, Government Loans, Investment Properties, Residential Mortgages, Reverse Mortgages, Jumbo Mortgage, Real Estate Lending, Real Estate Financing, Federal Government Sales, Technology Integration, Real Estate, Sales Management, Direct Sales, Lead Generation, Marketing, Sales Process, FHA, Residential Homes, Sellers, Referrals, Banking
Education
University of New Hampshire 1990 — 1994
Bachelor of Science, Medical Laboratory Science
Dover High School 1986 — 1990
Residential Mortgage Services, Inc. -- NMLS#1760 May 2014 - Present
Arbor Networks October 2006 - March 2014
Arbor Networks October 2006 - March 2014
Off Broadway Shoe Warehouse January 2009 - May 2011
Hartford Life January 2000 - January 2006
Skills
Customer Service, Accounts Payable, Negotiation, Team Leadership, Outlook, Account Management, Project Management, Contract Negotiation, HTML, Process Improvement, Microsoft Office, Strategy, Executive Support, Forecasting, New Business Development, PowerPoint
Education
University of Massachusetts Lowell 2006 — 2008
Financial Accounting
United Bank October 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 September 2013 - October 2014
Powder House Mortgage Company, Inc. March 2013 - July 2013
MSA Mortgage January 2012 - March 2013
Advantage Mortgage & Aclient Software Systems March 1986 - December 2011
Fortune Financial Group, Inc May 1985 - March 1986
Fleet Bank April 1984 - May 1985
House Hold Finance June 1982 - April 1984
Skills
Loans, Mortgage, Residential Mortgages, Home, Investors, Consultant, Mortgage Lending, Mortgage Banking, FHA, VA loans, Credit Analysis, Investment Properties, USDA, Reverse Mortgages, Refinance, First Time Home Buyers, Construction Loans, Real Estate Financing, Underwriting, Mortgage Marketing, Banking, Real Estate, Marketing, Certified Mortgage..., Sales, Loan Origination, Investments, FHA financing, Credit, Commercial Lending, Commercial Mortgages, Finance, Real Estate Economics, Financial Structuring, Funding, Loss Mitigation, VA Loans, Residential Homes, Condos, Real Estate Transactions, Short Sales, Referrals, Single Family Homes, Relocation, Interest Rates, Mortgage Underwriting
Education
State University of New York College at Plattsburgh 1978 — 1982
BS, Accounting
Residential Mortgage Services, Inc. -- NMLS#1760 February 2015 - Present
KerrMez Development LLC September 2013 - Present
Coldwell Banker Residential Brokerage, Saco Maine August 2014 - Present
Mezoian Development LLC September 2009 - Present
Residential Mortgage Services, Inc. June 2013 - February 2015
Captain's Galley Seafood Restaurant June 2004 - June 2014
Saco & Biddeford Savings Institution May 2012 - August 2012
Skills
Microsoft Word, Customer Service, Microsoft Excel, PowerPoint, Microsoft Office, English, Research, Windows, Outlook, Photoshop, Teaching, Public Speaking, Budgets, Strategic Planning, Editing, General Contracting, Real Estate Transactions, Residential Homes, General Ledger..., Account Management, Financial Accounting, Accounts Payable &...
Education
Providence College 2009 — 2013
Bachelor of Science (BS), Accounting, 3.1
Providence College 2009 — 2013
Bachelor of Science (BS), Accounting
Residential Mortgage Services, Inc. -- NMLS#1760 January 2012 - Present
Bank of America May 2009 - January 2012
JPMorgan Chase August 1990 - May 2009
Skills
Mortgage Marketing, Loans, Mortgage Lending, Retail, Branch Banking, Credit, Loan Origination, Banking, Consumer Lending, Networking, Mortgage Banking, Residential Mortgages, Refinance, FHA, Branch Management
Education
College of the Holy Cross 1979 — 1983
Bachelor's degree, English Language and Literature, General
Westwood High School
Northwestern Mutual 2011 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 2005 - 2010
Education
Coastal Carolina University
New Mexico State University
Residential Mortgage Services, Inc. -- NMLS#1760 CashierLL BeanNovember 2014 - January 2015
Hill Holliday July 2000 - June 2014
Skills
Microsoft Excel, Microsoft Office, Microsoft Word, Outlook, Customer Service, Training, Time Management, HRIS, Employee Benefits, Human Resources, Strategic Planning, Marketing
Education
Lasell College 1990 — 1994
Bachelor of Arts (BA), Psycho-Social Development of the Young Child
Residential Mortgage Services, Inc. -- NMLS#1760 August 2014 - Present
Guaranteed Rate January 2012 - August 2014
Willow Capital Group, LLC. September 2008 - August 2010
Eurohypo AG March 2007 - February 2008
Deutsche Bank September 2004 - August 2006
Citizens Bank July 2002 - September 2004
Skills
Real Estate Economics, CMBS, Loans, Credit, Portfolio Management, Mortgage Lending, Real Estate, Investment Properties, Commercial Mortgages, Underwriting, Commercial Real Estate, Commercial Lending, Residential Homes, Real Estate Financing, Loan Origination, Valuation, Real Estate Transactions, Leases, Due Diligence, Disposition, Credit Analysis, Finance, Construction Loans, Mortgage Banking, Condos
Education
Formal Credit Training 2002 — 2003
Saint Lawrence University 1998 — 2002
Bachelor of Science (B.S.), Bachelor of Science
Choate Rosemary Hall 1997 — 1998
Marblehead High School 1993 — 1997
Residential Mortgage Services, Inc. -- NMLS#1760 February 2015 - Present
Guaranteed Rate, INC May 2011 - February 2015
Mortgage Master March 2007 - May 2011
Absolute Mortgage Solutions October 2004 - February 2007
Provident Capital 2005 - 2007
Long Beach Mortgage, A Division of Washington Mutual 2004 - 2005
Town & Country Credit 2000 - 2004
Benco Dental 2000 - 2000
Skills
FHA, Mortgage Lending, Marketing, First Time Home Buyers, Real Estate, Investments, Relocation, New Home Sales, Loans, Investment Properties, Finance, Referrals, Real Estate Financing, Sellers, Single Family Homes, Sales, Condos, Mortgage Banking, Residential Mortgages, VA loans, Refinance, Investors, FHA financing, Real Estate Transactions, Luxury, REO, Foreclosures, Residential Homes
Education
University of Rhode Island 2007 — 2010
Masters, Secondary Education & Biology
University of Rhode Island
Bachelors, Marketing & Textile Science
haverhill high
Residential Mortgage Services, Inc. -- NMLS#1760 May 2014 - Present
Centennial Title Agency April 2010 - April 2014
Accountemps 2003 - 2005
Skills
Account Management, First Time Home Buyers, Investment Properties, Sales, Real Estate, Selling, Mortgage Lending, HUD, FHA, Customer Service, Foreclosures
Education
Proschools 2014 — 2014
Prelicensing Education, Mortgage Loan Officer
The Ohio State University 1996 — 2000
Financial Mgmt., Business
Residential Mortgage Services, Inc. -- NMLS#1760 June 2015 - Present
Biddeford Adult Education March 2012 - June 2015
Dr. Newton's Naturals May 2014 - March 2015
South Portland School Department January 2014 - January 2015
Erinn McCusker January 2011 - January 2015
Consumer Title February 2013 - March 2014
Accurate Group Title Services April 2007 - April 2013
Geoffrey B. Ginn & Associates April 2005 - May 2007
Skills
Real Estate, Real Estate Transactions, Marketing, Fine Art, Art Education, closings, Operations Management, Closings, Painting, Escrow, Teaching, Refinance, First Time Home Buyers, FHA, Sellers, Investment Properties
Education
Granite State College 1998 — 2001
Juris Doctor, University of Maine School of Law
University of Maine School of Law 1998 — 2001
Doctor of Law (JD), Environmental Law
Residential Mortgage Services, Inc. -- NMLS#1760 November 2013 - Present
Schaefer Mortgage September 2011 - November 2013
MetLife Home Loans October 2008 - August 2011
GMAC ResCap March 1993 - October 2008
Shatswell, McLeod & Co May 1992 - August 1992
Skills
Loan Origination, Mortgage Banking, Mortgage, Loans, Home, Banking, FHA, Mortgage Lending, VA, USDA, Refinance, Conventional, Origination, Referrals, Purchase, Real Estate, Credit, FHA financing, Mortgage Underwriting, VA loans, Investment Properties, VA Loans
Education
Merrimack College 1990 — 1994
Bachelor of Science, Finance
Residential Mortgage Services, Inc. -- NMLS#1760 January 2014 - Present
Mortgage Network March 2012 - February 2014
C&F Mortgage Corporation August 2009 - April 2012
National City Mortgage January 1998 - July 2009
Skills
Banking, Credit, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate Transactions, Refinance, Residential Mortgages, USDA, VA loans, Underwriting, Sellers, Marketing, VA Loans, FHA Financing
Education
Shippensburg University of Pennsylvania 1990 — 1995
Finance, Finance
Residential Mortgage Services, Inc. -- NMLS#1760 September 2007 - Present
Indymac Bank April 2006 - July 2007
MFS October 1998 - December 2005
BankBoston October 1995 - October 1998
BayBank May 1993 - October 1995
Skills
Mutual Funds, Loan Origination, Real Estate, Mortgage Lending, Investments, Management, Credit, Mortgage Banking, Series 6, Financial Services, Series 63, Asset Managment, Series 7, Asset Management, Loans, Banking, Wealth Management, Investment Properties, Residential Mortgages, VA loans
Education
Bentley College - Elkin B. McCallum Graduate School of Business 2000 — 2004
Master's Degree, Finance
Massachusetts College of Liberal Arts 1989 — 1993
BADM, Finance / Management
Residential Mortgage Services, Inc. -- NMLS#1760 March 2013 - Present
Flagstar Bank March 2011 - March 2013
Prospect Mortgage, LLC January 2011 - March 2011
Franklin American Mortgage Company June 2009 - January 2011
Connecticut Home Mortgage December 2008 - June 2009
Franklin American Mortgage Company November 2007 - December 2008
Travis Mortgage December 2006 - October 2007
Webster Bank 1996 - 2004
Skills
Residential Mortgages, FHA, Mortgage Lending, VA loans, Mortgage Banking, Real Estate Financing, Reverse Mortgages, Refinance, Finance, Government Loans, Real Estate, First Time Home Buyers, Real Estate Transactions, Loans, Loan Origination, USDA, FHA financing, VA Loans, FHA Financing
Education
The College of Wooster 1982 — 1986
BS, Urban Studies
Kingswood 1977 — 1982
Residential Mortgage Services, Inc. -- NMLS#1760 September 2011 - July 2015
Citizens Bank August 2008 - September 2011
New York Life September 2006 - July 2008
Skills
licensed mortgage..., Consumer Lending, Loans, IRA's, Series 63, Series 6, Series 7, Loan Origination, Residential Mortgages, Credit Analysis, Credit, Mortgage Lending, Mortgage Banking, USDA, FHA, VA loans, FHA financing, Refinance, Investments, FHA Financing, Sales, VA Loans
Education
University of Massachusetts Dartmouth 2001 — 2005
Bachelor's degree, Industrial and Organizational Psychology
Province Mortgage Associates NMLS # 2861 RI Licensed Mortgage Lender and Broker / MA Licensed Broker January 2013 - Present
Province Mortgage Associates January 2013 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 April 2011 - January 2013
First Eastern Mortgage August 2007 - February 2011
Countrywide Home Loans 2006 - 2007
Skills
purchase and refinance...., Refinance, Loan Origination, Loans, Investment Properties, FHA, Mortgage Lending, Mortgage Banking, VA loans, USDA, FHA financing, Residential Mortgages, Reverse Mortgages, Credit, Residential Homes, FHA Financing, VA Loans
Education
Bristol Community College 1988 — 1990
Business Administration and Management, General
Greater New Bedford Regional Vocational Technical High School 1984 — 1988
Electrical , Electrical
Residential Mortgage Services, Inc. -- NMLS#1760 August 2014 - Present
Wells Fargo Home Mortgage October 2011 - June 2014
GMAC Mortgage November 2009 - June 2011
GMAC ResCap September 2007 - November 2009
GMAC Global Relocation Services September 2007 - November 2009
GMAC Rescap 2003 - 2007
Home Connects Lending Services September 2000 - 2003
Skills
Mortgage Lending, Construction Loans, Relocation, Operations Management, Mortgage Banking, Credit, Loans, Banking, Financial Analysis, Loan Origination, Credit Analysis, Residential Mortgages, FHA, Refinance, Finance, VA loans
Education
Bucks County Community College 2008 — 2010
associate of business
Kutztown University of Pennsylvania 1990 — 1994
Business Administration and Management, General
Tamaqua Area High School 1986 — 1990
Delaware Valley College
Bachelor of Business Administration (BBA)
Residential Mortgage Services, Inc. -- NMLS#1760 May 2014 - Present
MNET MORTGAGE July 2011 - May 2014
MetLife Home Loans March 1986 - September 2011
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, VA loans, USDA, FHA financing, Investment Properties, First Time Home Buyers, REO, Reverse Mortgages, Residential Mortgages, Construction Loans, Referrals, Loan Origination, Foreclosures, Short Sales, Certified Mortgage..., Real Estate Economics
Education
Salisbury University 1979 — 1983
BS BUSINESS ADMIN /FINANCE
Safety First Financial Planners March 2014 - Present
Keller Williams Realty NH September 2007 - February 2014
Milford NH MCAA April 2012 - October 2013
Keller Williams - The Bergeron Group September 2007 - March 2013
Wells Appraisal Service April 2007 - September 2007
Residential Mortgage Services, Inc. -- NMLS#1760 February 2005 - October 2006
Coldwell Banker Brian Moses Realty October 2002 - February 2005
Hollywood Improv October 1986 - August 1991
Skills
Short Sales, Buyer Representation, First Time Home Buyers, Sellers, Foreclosures, Listings, Relocation, Single Family Homes, Condos, New Home Sales, Buyers, Townhomes, Investors, Real Property, Referrals
Education
Suffolk University 1982 — 1984
Political Science
North Middlesex Regional 1979 — 1982
Residential Mortgage Services, Inc. -- NMLS#1760 March 2015 - Present
Equity Resources, Inc November 2013 - March 2015
First Capital Mortgage Group November 2011 - November 2013
Skills
Financial Analysis, Credit, Mortgage Lending, Loan Origination, Loans, Banking, Mortgage Banking, Credit Analysis, Underwriting, Sales, Health Insurance, Commercial Lending, Cold Calling, Insurance, Refinance, Residential Mortgages, FHA, First Time Home Buyers, Real Estate, Customer Service
Education
Indiana University of Pennsylvania 1994 — 1999
B.S., Finance
Mortgage Network, Inc. January 2015 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 November 2013 - October 2014
RBS Citizens May 2012 - November 2013
MetLife Home Loans September 2010 - April 2012
Bank of America November 2008 - September 2010
Bank of America May 2007 - November 2008
Bank of America October 2002 - May 2007
Bank of America March 2002 - October 2002
North American Mortgage Company (A Dime Company) September 1998 - March 2002
Skills
Operations Management, Retail, Mortgage Lending, Mortgage Banking, Residential Mortgages, Program Management, Home Equity Loans, Leadership, Refinance, Loans, Training, Process Improvement, Team Building, Banking, Loan Origination, USDA, VA loans, VA Loans, Credit, Credit Analysis, FHA
Education
Siena College 1980 — 1982
BS
Residential Mortgage Services, Inc. -- NMLS#1760 January 2014 - Present
Hurdman Advisors July 2011 - December 2013
Snoozetops July 2011 - January 2013
Martin's Point Health Care March 2009 - July 2011
Hannaford Bros. Co. August 2001 - April 2005
Via Marketing & Design Group April 2000 - April 2001
Unum September 1993 - March 2000
Young & Rubicam February 1984 - August 1993
Skills
Brand Development, Business Strategy, Marketing Management, Business Development, Leadership, Marketing Strategy, Advertising, Management, New Business Development, Product Development, Account Management
Education
Colgate University 1979 — 1983
BA, English Literature, Economics
Kent School 1975 — 1979
Residential Mortgage Services, Inc. -- NMLS#1760 April 2013 - Present
Constitution Trust Mortgage April 2005 - April 2011
Skills
Refinance, Mortgage Lending, FHA, Mortgage Banking, Residential Mortgages, Loans, Loan Origination, USDA, Investment Properties, VA loans, Credit, First Time Home Buyers, Real Estate
Education
Providence College 1991 — 1995
Bachelor of Arts: English, English
Bishop Feehan High School 1987 — 1991
College Prep
Northeast Bank December 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 January 2014 - December 2014
TD Bank 2004 - November 2013
Skills
Banking, Credit, Business Analysis, Process Improvement, Business Process..., Financial Risk, Retail Banking, Credit Risk, Risk Management, Consumer Lending, Loans, Commercial Banking, Commercial Lending, Relationship Management, Financial Services, Management
Education
Colby College
English, English and Sociology
Lincoln Academy
University of Aberdeen
Residential Mortgage Services, Inc. -- NMLS#1760 March 2015 - Present
Franklin Mint Federal Credit Union August 2003 - March 2015
Skills
Banking, Mortgage Lending, Loans, Credit, Customer Service, Consumer Lending, Credit Analysis, Strategic Planning
Education
Bowling Green State University 1997 — 2000
Residential Mortgage Services, Inc. -- NMLS#1760 2003 - Present
Skills
FHA, Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, Residential Homes, Loans, Banking, First Time Home Buyers, Real Estate, Sellers, Sales Management, Sales, Short Sales, USDA, Credit, 203K, Certified Mortgage..., Closings, Commercial Lending, Commercial Mortgages, Condos, Construction Loans, Consumer Lending, Credit Analysis, Finance, Foreclosures, Government Loans, HUD, Investment Properties, Investors, Loss Mitigation, Mortgage Servicing, Mortgage Underwriting, NMLS, Real Estate Financing, REO, Referrals, Residential Mortgages, Selling, Reverse Mortgages, Underwriting, Single Family Homes, Wholesale Lending, VA loans, FHA financing
Education
Albertus Magnus College
Associate of Science (A.S.), Sociology / Human Service
Gateway Community College
Associate of Science (A.S.), Sciology / Human Service
Bank of America May 2015 - Present
KMH Designs 2005 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 January 2013 - August 2014
Jaguar Mining Inc - Robert Half April 2012 - October 2012
GBC, Inc. April 2010 - February 2012
Norwest Mortgage 1994 - 2000
Skills
Interior Design, Sketching, Furniture, Rendering, Budgets, Landscape Design, Marketing, Furnishings, AutoCAD, Concept Design, Drawing, SketchUp, Design Research, Space planning, Sales, Customer Service, Organizational Design, Space-planning, Event Management, Invoicing, Fashion Jewelry, Time Management, Management, Microsoft Office, Public Speaking, Microsoft Excel, Strategic Planning
Education
Hesser College 2005 — 2008
Bachelor of Sciene, Interior Design / Business
Hesser College
Residential Mortgage Services, Inc. -- NMLS#1760 April 2013 - 2015
TIAA-CREF 1999 - 2012
U.S. Department of Labor February 1997 - January 1999
Skills
Pensions, Employee Benefits, 401k, Financial Advisory, Management, Cross-functional Team..., Strategic Planning, Marketing, Business Planning, Financial Services, Leadership, Project Management, Mortgage Banking, Program Management, Consultative Sales..., Customer Oriented, Communication Skills, New Client Acquisitions, Sales
Education
San Diego State University-California State University
Master of Business Administration (M.B.A.)
Bangor Savings Bank February 2015 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 January 2014 - February 2015
Monaghan Mortgage October 2009 - February 2014
Monaghan Mortgage and Finance October 2004 - January 2014
First Financial Mortgage Corp. September 2000 - September 2004
TD October 1990 - September 2000
Skills
Loans, Mortgage Lending, FHA, Real Estate, Real Estate Financing, Refinance, First Time Home Buyers, Residential Homes, Residential Mortgages, Estate Planning, FHA financing, VA loans, Mortgage Banking, Investment Properties, Certified Mortgage..., USDA, Reverse Mortgages
Education
Boston College - Wallace E. Carroll Graduate School of Management 1981 — 1986
Bachelor of Science (BS), School of Management, Marketing Major
Cape Elizabeth High School
Residential Mortgage Services, Inc. -- NMLS#1760 September 2011 - Present
First Financial Mortgage March 2000 - June 2009
Skills
Mortgage Lending, Credit, Banking, Finance, Refinance, Loan Origination, Mortgage Banking, Sales, Regulatory Compliance, Credit Risk, Financial Services, Portfolio Management, Credit Analysis, Executive Management, Investments, Residential Mortgages
Education
New Hampshire College
University of New Hampshire-Manchester
Fairway Independent Mortgage Corporation October 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 September 2013 - October 2014
Sierra Pacific Mortgage August 2009 - August 2013
First Franklin June 2001 - October 2007
Skills
Mortgage Banking, FHA, Loan Origination, USDA, Refinance, Loans, FHA financing, Credit, Residential Mortgages, VA loans, Wholesale Lending, First Time Home Buyers, Selling, Government Loans, Finance, Sales Management, Banking, Insurance, Sales, FHA Financing
Education
University of Massachusetts Boston 1991 — 1994
BA, English Literature
Residential Mortgage Services, Inc. -- NMLS#1760 June 2012 - Present
Prospect Mortgage Company August 2008 - June 2012
Indy Mac April 2007 - August 2008
The New York Mortgage Company November 2004 - April 2007
Guaranty Residential Lending September 2001 - November 2004
Old Kent Mortgage Company 1998 - 2001
Skills
FHA, Refinance, Investment Properties, Mortgage Lending, VA Loans, Credit, Condos, First Time Home Buyers, Residential Homes, Banking
Education
Suffolk University - Sawyer Business School 1983 — 1987
Bachelor, Business Management
Malden Catholic High School
Malden Catholic High School
Residential Mortgage Services, Inc. -- NMLS#1760 June 2014 - Present
Home Loan Investment Bank July 2013 - June 2014
MSA Mortgage LLC March 2012 - July 2013
American Bank December 2011 - March 2012
Nationstar Mortgage April 2011 - March 2012
Greenpark Mortgage May 2010 - April 2011
Wells Fargo Advisors March 2008 - May 2010
CTX Mortgage CO August 2002 - February 2008
Skills
Banking, Certified Mortgage..., Credit
Education
Boston University 1980 — 1984
BFA
Residential Mortgage Services, Inc. -- NMLS#1760 February 2012 - Present
Bank of America September 1993 - February 2012
Skills
Management, Loans, Loan Origination, Mortgage Banking, Negotiation, VA loans, FHA financing, Mortgage Lending, FHA, Sales Management, Account Management, Refinance, Selling, USDA, Notary Public, Condos, Residential Mortgages, Credit, Real Estate Financing
Education
University of Kentucky 1986 — 1990
Marketing
Fairway Independent Mortgage Corporation December 2014 - April 2015
Residential Mortgage Services, Inc. -- NMLS#1760 August 2014 - November 2014
Kelly Services September 2012 - May 2013
Education
Rhode Island College 2013 — 2017
Bachelor's Degree, Business, Management, Marketing, and Related Support Services
Year Up Inc. 2010 — 2015
In Progress, Information Technology, Junior
Residential Mortgage Services, Inc. -- NMLS#1760 October 2013 - Present
Central Crew Club June 2012 - Present
Schaefer Mortgage September 2012 - October 2013
Skills
Public Speaking, PowerPoint, Higher Education, Microsoft Word, Microsoft Office, Microsoft Excel, Research, Event Planning, Time Management, Marketing, Fundraising, Community Outreach, Data Entry, Access, Spanish, Mortgage Banking, Critical Thinking, Administrative..., Leadership, Financial Analysis, Loan Origination, Training, Sales, Customer Service, Loans
Education
University of San Diego 2008 — 2012
Bachelor of Arts (B.A.), Mathematics, Computer Science, Spanish
Glastonbury Residential Mortgage 2013 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 2014 - 2014
Monson Savings Bank 2013 - 2013
Berkshire Bank 2012 - 2013
Rockville Bank 2012 - 2012
Skills
Mortgage Lending, FHA, Loans, Residential Mortgages, Mortgage Banking, Banking, Credit
Education
University of Massachusetts, Amherst 1999 — 2004
Bachelors in Business Management, Minor in Computer Science
Springfield Technical Community College 1997 — 1999
Associates in Business Management, Business Management
Residential Mortgage Services, Inc. -- NMLS#1760 May 2013 - Present
R2B Inc. 2008 - Present
XV Beacon Hotel 2012 - 2013
Portland Harbor Hotel 2007 - 2012
Skills
Customer Service, Interpersonal Skill, Mortgage Servicing, Building Relationships, Boutique Hotels
Education
Michigan State University 2010 — 2012
Bachelor of Arts (BA), Economics
University of Southern Maine 2008 — 2009
The Herb Chambers Companies March 2014 - Present
Residential Mortgage Services, Inc. -- NMLS#1760 August 2012 - August 2014
Baystate ford 2010 - 2011
Baystate ford 2010 - 2011
Skills
Customer Service, Outlook, Microsoft Office, Microsoft Word, Time Management, Telephone Skills
Education
Southeastern Technical Institute 2014 — 2015
Certified medical assistant, Medical/Clinical Assistant
Southeastern Regional Vocational High School 2004 — 2008
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - Present
Skills
Windows, Customer Service, C#, Microsoft Exchange, Project Management, Android, iOS, Banking, Microsoft Office, Citrix XenApp, SysAid
Education
Northeast Technical Institute
A+, Network+, and Security+
Sterling Corporation Seasonal Tax PreparerGianno & FredaJanuary 2009 - April 2014
Market Basket Foods August 2006 - June 2012
Residential Mortgage Services, Inc. -- NMLS#1760 July 2009 - August 2009
Education
Boston University 2010 — 2014
Bachelor of Applied Science (B.A.Sc.), Political Science and Government