Sage Bank
Description
Sage Bank is a bank headquartered in Lowell, Massachusetts. It operates 2 branches, both of which are in Lowell. Headquarters: Lowell, MA Founded: 1885 Total assets: 147.1 million USD (2017) Total equity: 11.29 million USD (2017) Type of business: Privately held company
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Sage Bank Employees
Employee
Years
Job
Industry
Barry Cohoon Barry Cohoon's Sage Bank Experience June 2010 - Present
Job Senior Mortgage Consultant
Industry Financial Services
Experience
Sage Bank June 2010 - Present
BC Service Holdings, LLC April 1993 - March 2012
MAG Mortgage Corp. August 2009 - June 2010
Allegiance Mortgage April 2001 - July 2009
Fireye Inc. 1991 - 1993
Arthur Andersen & Company 1986 - 1991
Skills
Loans, Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, VA loans, FHA financing, USDA, Residential Mortgages, Reverse Mortgages, First Time Home Buyers
Education
University of Massachusetts Dartmouth 1982 — 1986
Bachelor's Degree, Business Adminstration - Accounting / Finance, 3.5 GPA
Braintree High School, Braintree, MA
Sage Bank June 2010 - Present
BC Service Holdings, LLC April 1993 - March 2012
MAG Mortgage Corp. August 2009 - June 2010
Allegiance Mortgage April 2001 - July 2009
Fireye Inc. 1991 - 1993
Arthur Andersen & Company 1986 - 1991
Skills
Loans, Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, VA loans, FHA financing, USDA, Residential Mortgages, Reverse Mortgages, First Time Home Buyers
Education
University of Massachusetts Dartmouth 1982 — 1986
Bachelor's Degree, Business Adminstration - Accounting / Finance, 3.5 GPA
Braintree High School, Braintree, MA
Gary Girolamo NMLS# 872561 Gary Girolamo NMLS# 872561's Sage Bank Experience January 2012 - March 2015
Job Loan Officer at Prospect Mortgage, LLC
Industry Banking
Experience
Prospect Mortgage, LLC August 2015 - Present
Regency Mortgage Corp. NMLS #1938 March 2015 - Present
Sage Bank January 2012 - March 2015
Skills
Mortgage Lending, Loan Origination, Loan Officers, Microsoft Excel, PowerPoint, Social Media, Microsoft Word, Management, Referrals, Credit Analysis, Sales, Home Equity Loans, Risk Management, Refinance, Financial Analysis, Mortgage Banking, Funding, Microsoft Office, Corporate Finance, Customer Satisfaction, Government Loans, Banking, Credit, Negotiation, Mortgage Marketing, Real Estate Economics, Real Estate Transactions, New Business Development, Residential Mortgages, Outlook, Home Equity Lines of..., Investment Properties, Loans, Real Estate, VA loans, FHA, FHA financing, First Time Home Buyers, Finance, Marketing, Mortgage Underwriting, Customer Service, Training, Real Estate Financing, Reverse Mortgages, USDA, Team Building
Education
University of Massachusetts at Amherst - Isenberg School of Management 2008 — 2012
Bachelor of Business Administration (BBA), Finance, General
Peabody Veterans Memorial High School
Peabody Veterans Memorial High School
Peabody Veterans Memorial High School
Prospect Mortgage, LLC August 2015 - Present
Regency Mortgage Corp. NMLS #1938 March 2015 - Present
Sage Bank January 2012 - March 2015
Skills
Mortgage Lending, Loan Origination, Loan Officers, Microsoft Excel, PowerPoint, Social Media, Microsoft Word, Management, Referrals, Credit Analysis, Sales, Home Equity Loans, Risk Management, Refinance, Financial Analysis, Mortgage Banking, Funding, Microsoft Office, Corporate Finance, Customer Satisfaction, Government Loans, Banking, Credit, Negotiation, Mortgage Marketing, Real Estate Economics, Real Estate Transactions, New Business Development, Residential Mortgages, Outlook, Home Equity Lines of..., Investment Properties, Loans, Real Estate, VA loans, FHA, FHA financing, First Time Home Buyers, Finance, Marketing, Mortgage Underwriting, Customer Service, Training, Real Estate Financing, Reverse Mortgages, USDA, Team Building
Education
University of Massachusetts at Amherst - Isenberg School of Management 2008 — 2012
Bachelor of Business Administration (BBA), Finance, General
Peabody Veterans Memorial High School
Peabody Veterans Memorial High School
Peabody Veterans Memorial High School
Ryan Zannini Ryan Zannini's Sage Bank Experience June 2013 - Present
Job Senior Loan Officer | Mortgage Consultant | Mortgage Broker | Mortgage Lender | Mortgage Problem Solver at Sage Bank
Industry Financial Services
Experience
Sage Bank June 2013 - Present
Omega Mortgage Corp August 2011 - June 2013
Eastpointe Mortgage Company, Methuen Mass. November 2004 - August 2011
Putnam Investments October 1999 - September 2004
Skills
Loans, Finance, Mortgage Banking, FHA, First Time Home Buyers, Sales, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Financial Reporting, Financial Accounting, Accounting, Account Reconciliation, USDA, Real Estate, Real Estate Transactions, Credit, Small Business, Reverse Mortgages, Government Loans
Education
Northern Essex Community College 1995 — 1997
Associate's degree, Accounting and Finance
North Andover High School 1989 — 1993
Saint Michael School 1980 — 1989
Sage Bank June 2013 - Present
Omega Mortgage Corp August 2011 - June 2013
Eastpointe Mortgage Company, Methuen Mass. November 2004 - August 2011
Putnam Investments October 1999 - September 2004
Skills
Loans, Finance, Mortgage Banking, FHA, First Time Home Buyers, Sales, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Financial Reporting, Financial Accounting, Accounting, Account Reconciliation, USDA, Real Estate, Real Estate Transactions, Credit, Small Business, Reverse Mortgages, Government Loans
Education
Northern Essex Community College 1995 — 1997
Associate's degree, Accounting and Finance
North Andover High School 1989 — 1993
Saint Michael School 1980 — 1989
Jessica Foster Jessica Foster's Sage Bank Experience November 2013 - Present
Job Yoga Instructor
Industry Banking
Experience
Sage Bank November 2013 - Present
First Commons Bank, Newton Centre, MA May 2010 - October 2013
Strata Bank April 2008 - July 2009
ReMax Executive Real Estate 2006 - 2007
Skills
Loans, Internet Banking, Merchant Services, Commercial Lending, Small Business Lending, Branch Management, Banking, Commercial Banking, Credit, Cash Management, Credit Analysis, Credit Risk, Consumer Lending, Retail Banking, Commercial Mortgages, Loan Origination, Lines Of Credit, Portfolio Management, Underwriting, Refinance, Mortgage Banking, USDA, Investments, Asset Based Lending, Residential Mortgages, Wealth Management, Cross Selling, Risk Management, Financial Services, FHA, Financial Analysis, Government Loans, Real Estate Financing, VA loans, Relationship Management, Finance, FHA financing, Asset Management, Strategic Financial...
Education
University of Houston
Sage Bank November 2013 - Present
First Commons Bank, Newton Centre, MA May 2010 - October 2013
Strata Bank April 2008 - July 2009
ReMax Executive Real Estate 2006 - 2007
Skills
Loans, Internet Banking, Merchant Services, Commercial Lending, Small Business Lending, Branch Management, Banking, Commercial Banking, Credit, Cash Management, Credit Analysis, Credit Risk, Consumer Lending, Retail Banking, Commercial Mortgages, Loan Origination, Lines Of Credit, Portfolio Management, Underwriting, Refinance, Mortgage Banking, USDA, Investments, Asset Based Lending, Residential Mortgages, Wealth Management, Cross Selling, Risk Management, Financial Services, FHA, Financial Analysis, Government Loans, Real Estate Financing, VA loans, Relationship Management, Finance, FHA financing, Asset Management, Strategic Financial...
Education
University of Houston
Rose Muzerall Rose Muzerall's Sage Bank Experience March 2012 - Present
Job Senior Loan Officer at Georgetown Bank
Industry Banking
Experience
Georgetown Bank October 2013 - Present
Sage Bank March 2012 - Present
Eastpointe Mortgage Company, Methuen Mass. October 1992 - March 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, English, Outlook, Public Speaking, HTML, Strategic Planning, Budgets
Education
Franklin Pierce College 1986 — 1990
Bachelor's degree, Accounting
Castle Junior College 1976 — 1978
Associate's degree, Business/Commerce, General
Georgetown Bank October 2013 - Present
Sage Bank March 2012 - Present
Eastpointe Mortgage Company, Methuen Mass. October 1992 - March 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, English, Outlook, Public Speaking, HTML, Strategic Planning, Budgets
Education
Franklin Pierce College 1986 — 1990
Bachelor's degree, Accounting
Castle Junior College 1976 — 1978
Associate's degree, Business/Commerce, General
Lauren McGoff's Sage Bank Experience March 2013 - Present
Job Loan Processor at Sage Bank
Industry Banking
Experience
Sage Bank March 2013 - Present
Fidelity Investments June 2012 - February 2013
Fidelity Investments May 2011 - May 2012
Merit Consulting Services November 2010 - April 2011
Mortgage Access Corporation June 2010 - August 2010
Skills
Series 7, Microsoft Excel, PowerPoint, Loans, Microsoft Office, Microsoft Word
Education
Pace University - Lubin School of Business 2008 — 2012
BBA, Finance
Sage Bank March 2013 - Present
Fidelity Investments June 2012 - February 2013
Fidelity Investments May 2011 - May 2012
Merit Consulting Services November 2010 - April 2011
Mortgage Access Corporation June 2010 - August 2010
Skills
Series 7, Microsoft Excel, PowerPoint, Loans, Microsoft Office, Microsoft Word
Education
Pace University - Lubin School of Business 2008 — 2012
BBA, Finance
christina montecalvo christina montecalvo's Sage Bank Experience September 2012 - September 2013
Job Mortgage/Banking
Industry Banking
Experience
Sage Bank September 2012 - September 2013
Sage Bank September 2011 - September 2012
Vantage Point Bank February 2010 - July 2012
Complete Mortgage Company February 2001 - October 2010
Skills
Customer Service, VA loans, FHA, Loans
Education
National Academy of Legal Studies, Rhode Island College
Paralegal Degree
Rhode Island College
Bachelor of Liberal Arts, Liberal Arts
Sage Bank September 2012 - September 2013
Sage Bank September 2011 - September 2012
Vantage Point Bank February 2010 - July 2012
Complete Mortgage Company February 2001 - October 2010
Skills
Customer Service, VA loans, FHA, Loans
Education
National Academy of Legal Studies, Rhode Island College
Paralegal Degree
Rhode Island College
Bachelor of Liberal Arts, Liberal Arts
Courtney Martel Courtney Martel's Sage Bank Experience December 2011 - November 2014
Job Executive Assistant
Industry Research
Experience
The Angiogenesis Foundation November 2014 - Present
Sage Bank December 2011 - November 2014
Neuron Robotics LLC February 2011 - January 2012
Premier Club Enterprises, Inc . May 2010 - June 2011
University of Massachusetts Dartmouth September 2009 - June 2011
Brown University December 2009 - May 2010
Skills
Public Relations, Corporate Communications, Research, Writing, Politics, Social Media, Public Speaking, Focus Groups, Microsoft Word, PowerPoint, Microsoft Office, Customer Service, Social Networking, Microsoft Excel, Editing, Time Management, Social Media Marketing, Outlook, Administrative..., Creative Writing, Ethnography, Critical Thinking, Proofreading, English, Facebook, Blogging, Management, Event Planning, Nonprofits, Administration, Leadership, Teaching, Office Administration, Team Building, Event Management, Data Entry, Training, Process Improvement
Education
UMass Dartmouth 2008 — 2011
Sociology and Anthropology
Brown University 2007 — 2009
Undergraduate, Sociology, Anthropology, & Logic
Oxford University 2004 — 2005
Undergraduate, Political Science, History, Literature
The Angiogenesis Foundation November 2014 - Present
Sage Bank December 2011 - November 2014
Neuron Robotics LLC February 2011 - January 2012
Premier Club Enterprises, Inc . May 2010 - June 2011
University of Massachusetts Dartmouth September 2009 - June 2011
Brown University December 2009 - May 2010
Skills
Public Relations, Corporate Communications, Research, Writing, Politics, Social Media, Public Speaking, Focus Groups, Microsoft Word, PowerPoint, Microsoft Office, Customer Service, Social Networking, Microsoft Excel, Editing, Time Management, Social Media Marketing, Outlook, Administrative..., Creative Writing, Ethnography, Critical Thinking, Proofreading, English, Facebook, Blogging, Management, Event Planning, Nonprofits, Administration, Leadership, Teaching, Office Administration, Team Building, Event Management, Data Entry, Training, Process Improvement
Education
UMass Dartmouth 2008 — 2011
Sociology and Anthropology
Brown University 2007 — 2009
Undergraduate, Sociology, Anthropology, & Logic
Oxford University 2004 — 2005
Undergraduate, Political Science, History, Literature
Richard Balmer Richard Balmer's Sage Bank Experience April 2011 - November 2013
Job Originate residential mortgages and manage to closing
Industry Banking
Experience
CFSB - Community Federal Savings Bank May 2015 - Present
Gladewater National Bank November 2013 - May 2015
Sage Bank April 2011 - November 2013
Poli Mortgage April 2010 - April 2011
Skills
Loans, Mortgage Lending, Credit, Banking, Loan Origination, Refinance, Mortgage Banking, Credit Analysis, FHA, Residential Mortgages, Commercial Lending, Commercial Banking, VA loans, Credit Risk, USDA, Consumer Lending, Financial Analysis, Retail Banking, FHA financing, Underwriting, VA Loans, FHA Financing
Education
Moravian College
BA Business and Economics, Business
CFSB - Community Federal Savings Bank May 2015 - Present
Gladewater National Bank November 2013 - May 2015
Sage Bank April 2011 - November 2013
Poli Mortgage April 2010 - April 2011
Skills
Loans, Mortgage Lending, Credit, Banking, Loan Origination, Refinance, Mortgage Banking, Credit Analysis, FHA, Residential Mortgages, Commercial Lending, Commercial Banking, VA loans, Credit Risk, USDA, Consumer Lending, Financial Analysis, Retail Banking, FHA financing, Underwriting, VA Loans, FHA Financing
Education
Moravian College
BA Business and Economics, Business
Paul Shea's Sage Bank Experience July 2013 - Present
Job Senior Mortgage Advisor at Sage Bank
Industry Financial Services
Experience
Sage Bank July 2013 - Present
Omega Mortgage/Division of Lowell Bank August 2008 - July 2013
Mortgage Options of America August 2007 - July 2008
Cross Country Lenders March 2006 - July 2007
Lighthouse Mortgage February 2005 - February 2006
First Capital September 2004 - January 2005
Loansnap.com February 2004 - August 2004
Liquid Lunch Productions February 2003 - January 2004
SYSCO Foods July 2000 - November 2002
NECN January 1998 - August 2000
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, VA loans, Loans, USDA
Education
Boston College 1991 — 1995
BA, English Lit
St. Sebastian's Country Day 1986 — 1991
High School
Sage Bank July 2013 - Present
Omega Mortgage/Division of Lowell Bank August 2008 - July 2013
Mortgage Options of America August 2007 - July 2008
Cross Country Lenders March 2006 - July 2007
Lighthouse Mortgage February 2005 - February 2006
First Capital September 2004 - January 2005
Loansnap.com February 2004 - August 2004
Liquid Lunch Productions February 2003 - January 2004
SYSCO Foods July 2000 - November 2002
NECN January 1998 - August 2000
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, VA loans, Loans, USDA
Education
Boston College 1991 — 1995
BA, English Lit
St. Sebastian's Country Day 1986 — 1991
High School
Elizabeth Matos-Araujo Elizabeth Matos-Araujo's Sage Bank Experience June 2013 - Present
Job Branch Manager at Sage Bank
Industry
Experience
Sage Bank June 2013 - Present
Guaranteed Rate June 2011 - June 2013
Mortgage Master, Inc. December 2008 - June 2011
Skills
Portuguese, Mortgage Lending, FHA, Investment Properties, First Time Home Buyers, Refinance, Residential Mortgages, Loans, Real Estate, Sellers, Referrals, Credit Analysis
Education
Johnson & Wales University
Bachelor's degree, Finance and Financial Management Services
Sage Bank June 2013 - Present
Guaranteed Rate June 2011 - June 2013
Mortgage Master, Inc. December 2008 - June 2011
Skills
Portuguese, Mortgage Lending, FHA, Investment Properties, First Time Home Buyers, Refinance, Residential Mortgages, Loans, Real Estate, Sellers, Referrals, Credit Analysis
Education
Johnson & Wales University
Bachelor's degree, Finance and Financial Management Services
Ric Beaudoin's Sage Bank Experience July 2010 - Present
Job Senior Loan Officer @ Sage Bank
Industry Financial Services
Experience
Sage Bank July 2010 - Present
Home Buyer Institute 1999 - Present
The ALS Association Massachusetts Chapter January 2007 - September 2013
Mag Mortgage Corp. 2008 - July 2010
Skills
Mortgage Banking, Loans, FHA, First Time Home Buyers, Retirement Planning, Loan Origination, Residential Homes, Real Estate, Customer Service, Mortgage Lending, Refinance, Finance, Underwriting, Short Sales, Credit, Real Estate Transactions, Referrals, Real Estate Economics, Credit Analysis, Residential Mortgages, Commercial Lending, Reverse Mortgages, Condos, Real Estate Financing, Commercial Real Estate, Foreclosures, Mortgage Underwriting, Banking, Commercial Mortgages, FHA financing, VA loans, USDA, Investment Properties
Education
Boston College 1969 — 1973
Bachelors, Economics
Sage Bank July 2010 - Present
Home Buyer Institute 1999 - Present
The ALS Association Massachusetts Chapter January 2007 - September 2013
Mag Mortgage Corp. 2008 - July 2010
Skills
Mortgage Banking, Loans, FHA, First Time Home Buyers, Retirement Planning, Loan Origination, Residential Homes, Real Estate, Customer Service, Mortgage Lending, Refinance, Finance, Underwriting, Short Sales, Credit, Real Estate Transactions, Referrals, Real Estate Economics, Credit Analysis, Residential Mortgages, Commercial Lending, Reverse Mortgages, Condos, Real Estate Financing, Commercial Real Estate, Foreclosures, Mortgage Underwriting, Banking, Commercial Mortgages, FHA financing, VA loans, USDA, Investment Properties
Education
Boston College 1969 — 1973
Bachelors, Economics
Sue Zacharer's Sage Bank Experience April 2012 - May 2015
Job Director of Development at Merrimack Valley Food Bank, Inc.
Industry Nonprofit Organization Management
Experience
Merrimack Valley Food Bank, Inc. May 2015 - Present
Sage Bank April 2012 - May 2015
Lowell Five Cent Savings Bank September 2006 - April 2012
Greater Lowell Chamber of Commerce 2003 - 2006
Skills
Commercial Lending, Commercial Banking, Loans, Business Development, Banking, Small Business Lending, Credit, Consumer Lending, Retail Banking, Private Banking, Mortgage Lending, Cross Selling, Public Finance, Career Counseling, Loan Origination, Real Estate, Commercial Mortgages, Branch Management, Business Networking, Deposits, Internet Banking, Home Equity Loans, Credit Analysis, Residential Mortgages, Investments, Underwriting, Credit Cards, Refinance, Credit Risk, Lines Of Credit, Mortgage Banking, Sales Management, Portfolio Management, Relationship Management, Cash Management, Risk Management, Finance, Core Banking, Customer Service, Fundraising, Networking, Special Events
Education
Saint Michael's College 1981 — 1985
BA, Fine Arts/Art
Merrimack Valley Food Bank, Inc. May 2015 - Present
Sage Bank April 2012 - May 2015
Lowell Five Cent Savings Bank September 2006 - April 2012
Greater Lowell Chamber of Commerce 2003 - 2006
Skills
Commercial Lending, Commercial Banking, Loans, Business Development, Banking, Small Business Lending, Credit, Consumer Lending, Retail Banking, Private Banking, Mortgage Lending, Cross Selling, Public Finance, Career Counseling, Loan Origination, Real Estate, Commercial Mortgages, Branch Management, Business Networking, Deposits, Internet Banking, Home Equity Loans, Credit Analysis, Residential Mortgages, Investments, Underwriting, Credit Cards, Refinance, Credit Risk, Lines Of Credit, Mortgage Banking, Sales Management, Portfolio Management, Relationship Management, Cash Management, Risk Management, Finance, Core Banking, Customer Service, Fundraising, Networking, Special Events
Education
Saint Michael's College 1981 — 1985
BA, Fine Arts/Art
Steven Salerno Jr Steven Salerno Jr's Sage Bank Experience February 2012 - November 2013
Job EVP, Eastern Regional Manager at Inland Bank and Trust
Industry Real Estate
Experience
Inland Bank and Trust December 2013 - Present
Massachusetts Mortgage Association 2008 - Present
Sage Bank February 2012 - November 2013
Home Savings of America September 2010 - January 2012
SB Mortgage Group Inc January 2006 - August 2010
Skills
Office Management, Loans, FHA, Mortgage, Credit, Mortgage Lending, Banking, Sales, Refinance, Residential Mortgages, Short Sales, Residential Homes, Real Estate, Training, Insurance, Investment Properties, Selling, Mortgage Banking, First Time Home Buyers, Negotiation, USDA, Loan Origination, Recruiting, FHA financing, Reverse Mortgages, Customer Service, Condos, Sales Management, VA loans, Commercial Real Estate, Real Estate Economics, Investors, Team Building, Investments, Foreclosures, Underwriting, Referrals, Real Estate Transactions, Commercial Mortgages, Certified Mortgage..., REO, Sellers, Commercial Lending, Real Estate Financing, Government Loans, Construction Loans, Mortgage Marketing, Loss Mitigation, Mortgage Underwriting, HUD
Education
University of Massachusetts, Amherst 1995 — 2000
Bachelors Degree, Bachelor of Science, Economics
Inland Bank and Trust December 2013 - Present
Massachusetts Mortgage Association 2008 - Present
Sage Bank February 2012 - November 2013
Home Savings of America September 2010 - January 2012
SB Mortgage Group Inc January 2006 - August 2010
Skills
Office Management, Loans, FHA, Mortgage, Credit, Mortgage Lending, Banking, Sales, Refinance, Residential Mortgages, Short Sales, Residential Homes, Real Estate, Training, Insurance, Investment Properties, Selling, Mortgage Banking, First Time Home Buyers, Negotiation, USDA, Loan Origination, Recruiting, FHA financing, Reverse Mortgages, Customer Service, Condos, Sales Management, VA loans, Commercial Real Estate, Real Estate Economics, Investors, Team Building, Investments, Foreclosures, Underwriting, Referrals, Real Estate Transactions, Commercial Mortgages, Certified Mortgage..., REO, Sellers, Commercial Lending, Real Estate Financing, Government Loans, Construction Loans, Mortgage Marketing, Loss Mitigation, Mortgage Underwriting, HUD
Education
University of Massachusetts, Amherst 1995 — 2000
Bachelors Degree, Bachelor of Science, Economics
John Bardis's Sage Bank Experience July 2013 - Present
Job at Sage Bank
Industry Information Technology and Services
Experience
Sage Bank July 2013 - Present
RoamingAround LLC November 2011 - January 2013
The Lending Company 2009 - March 2011
Rizzo Realty Group 2008 - 2009
Bank of America Home Loans 2004 - 2008
Skills
Mortgage, FHA, VA, New Business Development, Customer Service
Education
Boston University - School of Management 2000 — 2004
Bachelor's in Business Administration / Entrepreneurship, Business
Stoneham High 1996 — 2000
Sage Bank July 2013 - Present
RoamingAround LLC November 2011 - January 2013
The Lending Company 2009 - March 2011
Rizzo Realty Group 2008 - 2009
Bank of America Home Loans 2004 - 2008
Skills
Mortgage, FHA, VA, New Business Development, Customer Service
Education
Boston University - School of Management 2000 — 2004
Bachelor's in Business Administration / Entrepreneurship, Business
Stoneham High 1996 — 2000
Alex Doce Alex Doce's Sage Bank Experience June 2011 - May 2015
Job Senior Mortgage Banker at Peoples Bank
Industry Financial Services
Experience
Peoples Bank, "Banking Unusual" May 2015 - Present
Sage Bank June 2011 - May 2015
Baron Mortgage Corporation November 1987 - July 2012
Closing Associates, Inc. February 1998 - October 2010
Skills
too many to bore the..., Mortgage Lending, Loans, Credit, Negotiation, Banking, Business Development, New Business Development, Sales Management, Residential Mortgages, Business Strategy, Sales, Strategic Planning, Risk Management, Finance, FHA financing, Mortgage Banking, VA loans, Loan Origination, Real Estate, Financial Analysis, Investment Properties, Investments, USDA, FHA, Refinance, Government Loans, First Time Home Buyers, Investors, Residential Homes, Rentals, Entrepreneurship, Real Estate Financing, REO, Foreclosures, Referrals, Real Estate Economics, Reverse Mortgages, Certified Mortgage..., Commercial Mortgages, Mortgage Marketing, Home Equity Loans, Vacation Homes, Loss Mitigation, Mortgage Underwriting, Construction Loans, Commercial Lending, HUD, Brokerage, Debt Consolidation
Education
New York University 1982 — 1986
Doctor of Philosophy (Ph.D.), Philosophy of mind, Philosophy
Peoples Bank, "Banking Unusual" May 2015 - Present
Sage Bank June 2011 - May 2015
Baron Mortgage Corporation November 1987 - July 2012
Closing Associates, Inc. February 1998 - October 2010
Skills
too many to bore the..., Mortgage Lending, Loans, Credit, Negotiation, Banking, Business Development, New Business Development, Sales Management, Residential Mortgages, Business Strategy, Sales, Strategic Planning, Risk Management, Finance, FHA financing, Mortgage Banking, VA loans, Loan Origination, Real Estate, Financial Analysis, Investment Properties, Investments, USDA, FHA, Refinance, Government Loans, First Time Home Buyers, Investors, Residential Homes, Rentals, Entrepreneurship, Real Estate Financing, REO, Foreclosures, Referrals, Real Estate Economics, Reverse Mortgages, Certified Mortgage..., Commercial Mortgages, Mortgage Marketing, Home Equity Loans, Vacation Homes, Loss Mitigation, Mortgage Underwriting, Construction Loans, Commercial Lending, HUD, Brokerage, Debt Consolidation
Education
New York University 1982 — 1986
Doctor of Philosophy (Ph.D.), Philosophy of mind, Philosophy
Christine Reny's Sage Bank Experience January 2013 - Present
Job Loan Processor
Industry Banking
Experience
Sage Bank January 2013 - Present
Prospect Mortgage July 2010 - February 2011
Franklin American Mortgage Company February 2008 - July 2010
Countrywide Bank November 2007 - February 2008
Plaza Home Mortgage, Inc June 2006 - August 2007
Option One Mortgage Corporation March 2004 - June 2006
Washington Mutual Bank October 2002 - March 2004
Ivy Mortgage June 2000 - April 2002
Education
Northern Essex Community College 1998 — 2001
Business Administration and Management, General
Sage Bank January 2013 - Present
Prospect Mortgage July 2010 - February 2011
Franklin American Mortgage Company February 2008 - July 2010
Countrywide Bank November 2007 - February 2008
Plaza Home Mortgage, Inc June 2006 - August 2007
Option One Mortgage Corporation March 2004 - June 2006
Washington Mutual Bank October 2002 - March 2004
Ivy Mortgage June 2000 - April 2002
Education
Northern Essex Community College 1998 — 2001
Business Administration and Management, General
James Kohr James Kohr's Sage Bank Experience August 2008 - Present
Job Mortgage Manager at Sage Bank NMLS# 616414
Industry Banking
Experience
Sage Bank August 2008 - Present
First Eastern Mortgage Corporation September 1985 - February 2008
Stoneham Bank 1982 - 1985
Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, FHA financing, Loan Origination, Mortgage Marketing, Banking, Refinance, Residential Mortgages, First Time Home Buyers, Investment Properties, Credit, Reverse Mortgages, Home Equity Loans, Mortgage Underwriting, VA Loans, Real Estate, MassHousing, REO, Short Sales, Second Mortgages, Commercial Lending, Small Business Lending, Residential Homes, Portfolio Management, Government Loans, Construction Loans, Consumer Lending, 203K, Real Estate Financing, Underwriting, Foreclosures, Commercial Mortgages, Investors, Certified Mortgage...
Education
University of Massachusetts at Lowell 1980 — 1984
Bachelor of Science (BS), Finance and Banking
Winchester High School Winchester, MA 1976 — 1980
Sage Bank August 2008 - Present
First Eastern Mortgage Corporation September 1985 - February 2008
Stoneham Bank 1982 - 1985
Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, FHA financing, Loan Origination, Mortgage Marketing, Banking, Refinance, Residential Mortgages, First Time Home Buyers, Investment Properties, Credit, Reverse Mortgages, Home Equity Loans, Mortgage Underwriting, VA Loans, Real Estate, MassHousing, REO, Short Sales, Second Mortgages, Commercial Lending, Small Business Lending, Residential Homes, Portfolio Management, Government Loans, Construction Loans, Consumer Lending, 203K, Real Estate Financing, Underwriting, Foreclosures, Commercial Mortgages, Investors, Certified Mortgage...
Education
University of Massachusetts at Lowell 1980 — 1984
Bachelor of Science (BS), Finance and Banking
Winchester High School Winchester, MA 1976 — 1980
Jeffrey Mintz's Sage Bank Experience May 2013 - March 2014
Job
Industry Banking
Experience
Bankers Advisory July 2015 - Present
Santander Bank December 2014 - July 2015
Sage Bank May 2013 - March 2014
Commonwealth Mortgage August 2012 - February 2013
Mortgage Equity Partners NMLS 1936 January 2012 - August 2012
Andover Public Schools September 2008 - August 2012
GMAC Mortgage November 2010 - December 2011
Reliant Mortgage Company September 2001 - July 2010
Trenda Home Network, LLC June 2006 - November 2009
Assurance Mortgage Corporation of America 1992 - 2001
Skills
Mortgage Lending, Loan Origination, Loans, Real Estate, Construction Loans, Underwriting, Due Diligence, Refinance, FHA, Mortgage Banking, USDA, Investment Properties, VA loans, First Time Home Buyers, Credit, Credit Analysis, Finance, Residential Mortgages, FHA financing, Mortgage Underwriting, Real Estate Financing, Funding, Condos, Banking, Sales, FHA Financing, VA Loans
Education
Clark University
Bachelor's Degree
Bankers Advisory July 2015 - Present
Santander Bank December 2014 - July 2015
Sage Bank May 2013 - March 2014
Commonwealth Mortgage August 2012 - February 2013
Mortgage Equity Partners NMLS 1936 January 2012 - August 2012
Andover Public Schools September 2008 - August 2012
GMAC Mortgage November 2010 - December 2011
Reliant Mortgage Company September 2001 - July 2010
Trenda Home Network, LLC June 2006 - November 2009
Assurance Mortgage Corporation of America 1992 - 2001
Skills
Mortgage Lending, Loan Origination, Loans, Real Estate, Construction Loans, Underwriting, Due Diligence, Refinance, FHA, Mortgage Banking, USDA, Investment Properties, VA loans, First Time Home Buyers, Credit, Credit Analysis, Finance, Residential Mortgages, FHA financing, Mortgage Underwriting, Real Estate Financing, Funding, Condos, Banking, Sales, FHA Financing, VA Loans
Education
Clark University
Bachelor's Degree
Scott Weinberg Scott Weinberg's Sage Bank Experience August 2011 - July 2013
Job Mortgage Loan Processor at Fairway Independent Mortgage Corporation
Industry Financial Services
Experience
Fairway Independent Mortgage Corporation June 2014 - Present
Sage Bank August 2011 - July 2013
Coast to Coast Mortgage January 1996 - August 2011
Skills
Leadership, Operations Management, Compliance, Business Planning, Marketing, Multi Tasking, Mortgage Banking, Corporate Finance, Commercial Banking, Residential Mortgages, Mortgage Lending, Real Estate Financing, Underwriting
Education
Suffolk University
Master of Business Administration (MBA)
University of Massachusetts, Amherst
Bachelor of Business Administration (BBA)
Fairway Independent Mortgage Corporation June 2014 - Present
Sage Bank August 2011 - July 2013
Coast to Coast Mortgage January 1996 - August 2011
Skills
Leadership, Operations Management, Compliance, Business Planning, Marketing, Multi Tasking, Mortgage Banking, Corporate Finance, Commercial Banking, Residential Mortgages, Mortgage Lending, Real Estate Financing, Underwriting
Education
Suffolk University
Master of Business Administration (MBA)
University of Massachusetts, Amherst
Bachelor of Business Administration (BBA)
Kathy Vasel Kathy Vasel's Sage Bank Experience June 2012 - Present
Job Licensed Mortgage Banker at Sage Bank
Industry Banking
Experience
Sage Bank June 2012 - Present
KDBS Inc 1989 - 2013
Reliant Mortgage Company December 2011 - July 2012
Guaranteed Rate May 2011 - December 2011
Reliant Mortgage Company March 2010 - 2011
DREW Mortgage Associates August 2008 - 2010
United First Financial July 2008 - 2010
Unlimited Mortgage Corporation October 2007 - August 2008
Kristen Salon Inc 1984 - 2005
Skills
VA, Refinance, Loans, Mortgage, Residential, Sellers, Mortgage Lending, First Time Home Buyers, Purchase, Investment Properties, Residential Homes, FHA, Real Estate, USDA, VA loans, Referrals, Real Estate Transactions, Mortgage Banking, Residential Mortgages, Loan Origination, FHA financing, Real Estate Financing, Government Loans, Banking, Relocation, HUD, Home Equity Loans, Vacation Homes, Jumbo Mortgage, High Agency Mortgage, Uncomforming Mortgage, Short Sales, Selling, Investors, Finance, Commercial Real Estate, Reverse Mortgages, Certified Mortgage..., Loan Servicing, Investments, Credit, Commercial Mortgages, Underwriting, Retail Banking, Real Estate Economics, Commercial Lending, Networking, REO, Loss Mitigation, Credit Analysis
Education
University of Massachusetts Lowell 1981 — 1983
Business
Chelmsford High School 1976 — 1980
Sage Bank June 2012 - Present
KDBS Inc 1989 - 2013
Reliant Mortgage Company December 2011 - July 2012
Guaranteed Rate May 2011 - December 2011
Reliant Mortgage Company March 2010 - 2011
DREW Mortgage Associates August 2008 - 2010
United First Financial July 2008 - 2010
Unlimited Mortgage Corporation October 2007 - August 2008
Kristen Salon Inc 1984 - 2005
Skills
VA, Refinance, Loans, Mortgage, Residential, Sellers, Mortgage Lending, First Time Home Buyers, Purchase, Investment Properties, Residential Homes, FHA, Real Estate, USDA, VA loans, Referrals, Real Estate Transactions, Mortgage Banking, Residential Mortgages, Loan Origination, FHA financing, Real Estate Financing, Government Loans, Banking, Relocation, HUD, Home Equity Loans, Vacation Homes, Jumbo Mortgage, High Agency Mortgage, Uncomforming Mortgage, Short Sales, Selling, Investors, Finance, Commercial Real Estate, Reverse Mortgages, Certified Mortgage..., Loan Servicing, Investments, Credit, Commercial Mortgages, Underwriting, Retail Banking, Real Estate Economics, Commercial Lending, Networking, REO, Loss Mitigation, Credit Analysis
Education
University of Massachusetts Lowell 1981 — 1983
Business
Chelmsford High School 1976 — 1980
Michael Breda Michael Breda's Sage Bank Experience 2009 - Present
Job SVP Compliance at Sage Bank
Industry Financial Services
Experience
Sage Bank 2009 - Present
Pioneer Mortgage Company 2005 - 2008
ChartBank, A Cooperative Bank March 1996 - June 2005
Pioneer Financial, A Cooperative Bank February 1985 - December 1994
Skills
Mortgage Lending, Commercial Lending, Loan Origination, First Time Home Buyers, Mergers & Acquisitions, Financial Analysis, Budgets, Portfolio Management, Loans, Residential Homes, Banking, Credit, Sales Management, Mortgage Banking, Consumer Lending, Refinance, FHA financing, Commercial Banking, VA loans, Small Business Lending, USDA, Underwriting, VA Loans, FHA Financing, Residential Mortgages
Education
University of Pennsylvania 1977 — 1981
BS, Economics
University of Pennsylvania - The Wharton School 1977 — 1981
BS, Entrepreneurial Mgmnt; Marketing
Revere High School 1974 — 1977
Sage Bank 2009 - Present
Pioneer Mortgage Company 2005 - 2008
ChartBank, A Cooperative Bank March 1996 - June 2005
Pioneer Financial, A Cooperative Bank February 1985 - December 1994
Skills
Mortgage Lending, Commercial Lending, Loan Origination, First Time Home Buyers, Mergers & Acquisitions, Financial Analysis, Budgets, Portfolio Management, Loans, Residential Homes, Banking, Credit, Sales Management, Mortgage Banking, Consumer Lending, Refinance, FHA financing, Commercial Banking, VA loans, Small Business Lending, USDA, Underwriting, VA Loans, FHA Financing, Residential Mortgages
Education
University of Pennsylvania 1977 — 1981
BS, Economics
University of Pennsylvania - The Wharton School 1977 — 1981
BS, Entrepreneurial Mgmnt; Marketing
Revere High School 1974 — 1977
Nicholas Wing's Sage Bank Experience July 2015 - Present
Job Revenue Analyst at Granite Telecommunications
Industry Telecommunications
Experience
Sage Bank July 2015 - Present
Granite Telecommunications January 2015 - July 2015
Granite Telecommunications July 2014 - December 2014
Janz Inc. May 2011 - May 2013
University of New Hampshire January 2011 - May 2011
Skills
Microsoft Office, Microsoft Excel, Customer Service, Outlook, Telecommunications, Microsoft Word, Team Leadership, Project Management, Data Entry, Management, Data Analysis, Financial Analysis, Leadership, Time Management, PowerPoint, Analysis, Social Networking, Access, Process Improvement, Finance, Accounting, Account Management, Microsoft Dynamics GP, Microsoft SQL Server, SQL Server Management...
Education
University of Connecticut 2011 — 2014
Bachelor of Arts (BA), Economics
University of New Hampshire 2009 — 2011
Bachelor of Arts (BA), Economics
Sage Bank July 2015 - Present
Granite Telecommunications January 2015 - July 2015
Granite Telecommunications July 2014 - December 2014
Janz Inc. May 2011 - May 2013
University of New Hampshire January 2011 - May 2011
Skills
Microsoft Office, Microsoft Excel, Customer Service, Outlook, Telecommunications, Microsoft Word, Team Leadership, Project Management, Data Entry, Management, Data Analysis, Financial Analysis, Leadership, Time Management, PowerPoint, Analysis, Social Networking, Access, Process Improvement, Finance, Accounting, Account Management, Microsoft Dynamics GP, Microsoft SQL Server, SQL Server Management...
Education
University of Connecticut 2011 — 2014
Bachelor of Arts (BA), Economics
University of New Hampshire 2009 — 2011
Bachelor of Arts (BA), Economics
Kyle Berlin's Sage Bank Experience September 2014 - Present
Job Underwriter at Sage Bank
Industry Financial Services
Experience
Sage Bank September 2014 - Present
Merrimack Mortgage Company June 2013 - January 2014
Sage Bank June 2012 - June 2013
MetLife Home Loans October 2011 - April 2012
Middlesex Savings Bank April 2010 - October 2011
MassHousing October 2009 - April 2010
Republic Mortgage Insurance Company April 2009 - July 2009
PMI Mortgage Insurance Group July 1998 - March 2009
Radian Group, Inc. March 1996 - July 1998
Shawmut Mortgage Company 1986 - 1996
Skills
Mortgage Underwriting, Mortgage Lending, Underwriting, Credit, Mortgage Banking, Loans, Loan Origination, FHA, Refinance, USDA, Mortgage Servicing, FHA financing, Mortgage Marketing, Residential Mortgages, Credit Analysis, Government Loans, Loss Mitigation, Commercial Lending, Consumer Lending, VA loans, Residential Homes, Reverse Mortgages, FHA Financing
Education
University of New Hampshire 1980 — 1982
B.A., Art History
Bradford College 1974 — 1976
A.A., Liberal Arts
Wilton High School
Sage Bank September 2014 - Present
Merrimack Mortgage Company June 2013 - January 2014
Sage Bank June 2012 - June 2013
MetLife Home Loans October 2011 - April 2012
Middlesex Savings Bank April 2010 - October 2011
MassHousing October 2009 - April 2010
Republic Mortgage Insurance Company April 2009 - July 2009
PMI Mortgage Insurance Group July 1998 - March 2009
Radian Group, Inc. March 1996 - July 1998
Shawmut Mortgage Company 1986 - 1996
Skills
Mortgage Underwriting, Mortgage Lending, Underwriting, Credit, Mortgage Banking, Loans, Loan Origination, FHA, Refinance, USDA, Mortgage Servicing, FHA financing, Mortgage Marketing, Residential Mortgages, Credit Analysis, Government Loans, Loss Mitigation, Commercial Lending, Consumer Lending, VA loans, Residential Homes, Reverse Mortgages, FHA Financing
Education
University of New Hampshire 1980 — 1982
B.A., Art History
Bradford College 1974 — 1976
A.A., Liberal Arts
Wilton High School
Kevin Wentzell's Sage Bank Experience June 2013 - June 2015
Job Sr. Mortgage Consultant/ Mortgage Coach at Village Mortgage Company
Industry Real Estate
Experience
Village Mortgage Company July 2015 - Present
Sage Bank June 2013 - June 2015
Prospect Mortgage August 2008 - May 2013
Indymac Bank January 2006 - July 2008
Marlborough Savings Bank 1987 - 2005
Skills
Mortgage Lending, USDA, FHA financing, First Time Home Buyers, Investment Properties, Reverse Mortgages, Construction Loans, Certified Mortgage..., Short Sales, Foreclosures, VA loans, Relocation, Refinance, FHA, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Real Estate Financing, Funding, Mortgage Underwriting, Government Loans, VA Loans, FHA Financing, Real Estate, Condos, Referrals, Real Estate Transactions, Residential Homes, Credit
Education
Babson College
MHS
Village Mortgage Company July 2015 - Present
Sage Bank June 2013 - June 2015
Prospect Mortgage August 2008 - May 2013
Indymac Bank January 2006 - July 2008
Marlborough Savings Bank 1987 - 2005
Skills
Mortgage Lending, USDA, FHA financing, First Time Home Buyers, Investment Properties, Reverse Mortgages, Construction Loans, Certified Mortgage..., Short Sales, Foreclosures, VA loans, Relocation, Refinance, FHA, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Real Estate Financing, Funding, Mortgage Underwriting, Government Loans, VA Loans, FHA Financing, Real Estate, Condos, Referrals, Real Estate Transactions, Residential Homes, Credit
Education
Babson College
MHS
Carla Rojo Carla Rojo's Sage Bank Experience March 2010 - November 2014
Job Reporter Multimedia Journalist at Univision Boston
Industry Broadcast Media
Experience
Entravision Communications December 2014 - Present
Sage Bank March 2010 - November 2014
Entravision Communications February 2014 - May 2014
WHDH-TV September 2013 - December 2013
NECN January 2013 - July 2013
Walker's Gymnastics January 2005 - February 2010
Skills
Final Cut Pro, Avid Media Composer, News Writing, Video Editing, Video Production, News Producing, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Social Media, Public Speaking, Event Planning, Broadcast Television
Education
Suffolk University 2012 — 2014
Bachelor of Arts (BA), Broadcast Journalism major, (minor) in Spanish, Senior
Middlesex Community College 2008 — 2012
Associate of Arts (A.A.), Communications
Entravision Communications December 2014 - Present
Sage Bank March 2010 - November 2014
Entravision Communications February 2014 - May 2014
WHDH-TV September 2013 - December 2013
NECN January 2013 - July 2013
Walker's Gymnastics January 2005 - February 2010
Skills
Final Cut Pro, Avid Media Composer, News Writing, Video Editing, Video Production, News Producing, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Social Media, Public Speaking, Event Planning, Broadcast Television
Education
Suffolk University 2012 — 2014
Bachelor of Arts (BA), Broadcast Journalism major, (minor) in Spanish, Senior
Middlesex Community College 2008 — 2012
Associate of Arts (A.A.), Communications
Brad Chase's Sage Bank Experience March 2014 - Present
Job Mortgage Loan Officer NMLS# 1380388 at Sage Bank
Industry Banking
Experience
Sage Bank March 2014 - Present
Education
Plymouth State University 2006 — 2008
BA, Business Administration
Assumption College 2004 — 2006
Associates, Political Science
Plymouth Regional High School 2000 — 2004
High School
Plymouth Regional Highschool
Sage Bank March 2014 - Present
Education
Plymouth State University 2006 — 2008
BA, Business Administration
Assumption College 2004 — 2006
Associates, Political Science
Plymouth Regional High School 2000 — 2004
High School
Plymouth Regional Highschool
john Fabiani john Fabiani's Sage Bank Experience July 2013 - Present
Job Sr. Mortgage Loan Officer at Sage Bank
Industry Financial Services
Experience
Sage Bank July 2013 - Present
Bank of America July 2003 - July 2013
Y Pro - Young Professionals of New England 1995 - 2006
Cambridge Design Group September 1998 - June 2003
Education
Plymouth Sate University
Bachelor's degree, Marketing, Art, Psychology
School of the Museum of Fine Arts
Fine Art Lithography
Sage Bank July 2013 - Present
Bank of America July 2003 - July 2013
Y Pro - Young Professionals of New England 1995 - 2006
Cambridge Design Group September 1998 - June 2003
Education
Plymouth Sate University
Bachelor's degree, Marketing, Art, Psychology
School of the Museum of Fine Arts
Fine Art Lithography
Albert Mariano Albert Mariano's Sage Bank Experience
Job Mortgage Loan Officer at Sage Bank
Industry Banking
Experience
Sage Bank
Skills
Mortgage Lending, Loans, Bartending, Events, Food & Beverage, Residential Mortgages, Mortgage Banking
Education
Middlesex Community College 2009 — 2012
Business, Business Administration and Management, General
North Middlesex Regional High School
Sage Bank
Skills
Mortgage Lending, Loans, Bartending, Events, Food & Beverage, Residential Mortgages, Mortgage Banking
Education
Middlesex Community College 2009 — 2012
Business, Business Administration and Management, General
North Middlesex Regional High School
Jim Ryder Jim Ryder's Sage Bank Experience August 2013 - Present
Job Branch Manager at Norcom Mortgage
Industry Financial Services
Experience
Norcom Mortgage March 2015 - Present
Sage Bank August 2013 - Present
Homestead Funding Corp. September 2009 - September 2013
Continental Home Loans September 2007 - September 2009
Peoples Bank, CT January 2004 - April 2005
Skills
FHA financing, VA loans, conventional mortgages, Direct Lender, Rural Development..., Top Originator, 203K Regab Mortgages, Construction Finance, Credit Analysis, Presidents Club, Mortgage Lending, Underwriting, USDA, Finance, Mortgage Banking, FHA, Foreclosures, 203K, Residential Homes, Refinance, Rural Development, Real Estate, Loans, Government Loans, HUD, Reverse Mortgages, Loan Origination, Real Estate Financing, Certified Mortgage..., Residential Mortgages, Sellers, Credit, First Time Home Buyers, FHA Financing, VA Loans
Education
Bryant University 1998 — 2001
BS in Business Administration, Information Technology / Finance
Bryant University 1997 — 2001
Bachelor of science, Computer and Information Systems Security/Information Assurance
Norcom Mortgage March 2015 - Present
Sage Bank August 2013 - Present
Homestead Funding Corp. September 2009 - September 2013
Continental Home Loans September 2007 - September 2009
Peoples Bank, CT January 2004 - April 2005
Skills
FHA financing, VA loans, conventional mortgages, Direct Lender, Rural Development..., Top Originator, 203K Regab Mortgages, Construction Finance, Credit Analysis, Presidents Club, Mortgage Lending, Underwriting, USDA, Finance, Mortgage Banking, FHA, Foreclosures, 203K, Residential Homes, Refinance, Rural Development, Real Estate, Loans, Government Loans, HUD, Reverse Mortgages, Loan Origination, Real Estate Financing, Certified Mortgage..., Residential Mortgages, Sellers, Credit, First Time Home Buyers, FHA Financing, VA Loans
Education
Bryant University 1998 — 2001
BS in Business Administration, Information Technology / Finance
Bryant University 1997 — 2001
Bachelor of science, Computer and Information Systems Security/Information Assurance
Matt Packard Matt Packard's Sage Bank Experience February 2010 - April 2015
Job Mortgage Loan Officer at Ditech Mortgage Corp
Industry Banking
Experience
Ditech Mortgage Corp April 2015 - Present
Sage Bank February 2010 - April 2015
ADP July 2008 - February 2010
ADP Total Source July 2008 - February 2010
Citizens Bank 2004 - 2008
Citizens Bank 1999 - 2003
Olympia Sports 1993 - 1999
Skills
Mortgage Lending, Banking, Strategic Planning, Leadership, Refinance, Small Business, Customer Service, Loans, Sales, Commercial Lending, Credit, Small Business Lending, Investment Properties, Mortgage Banking, Commercial Banking, FHA, Loan Origination, Residential Mortgages, Consumer Lending, Underwriting
Education
Rutgers, The State University of New Jersey-New Brunswick 1989 — 1993
Bachelor of Science (B.S.), Management
Milford High School 1985 — 1989
Diploma
Ditech Mortgage Corp April 2015 - Present
Sage Bank February 2010 - April 2015
ADP July 2008 - February 2010
ADP Total Source July 2008 - February 2010
Citizens Bank 2004 - 2008
Citizens Bank 1999 - 2003
Olympia Sports 1993 - 1999
Skills
Mortgage Lending, Banking, Strategic Planning, Leadership, Refinance, Small Business, Customer Service, Loans, Sales, Commercial Lending, Credit, Small Business Lending, Investment Properties, Mortgage Banking, Commercial Banking, FHA, Loan Origination, Residential Mortgages, Consumer Lending, Underwriting
Education
Rutgers, The State University of New Jersey-New Brunswick 1989 — 1993
Bachelor of Science (B.S.), Management
Milford High School 1985 — 1989
Diploma
JR Gilet JR Gilet's Sage Bank Experience March 2015 - Present
Job Mortgage Banker at Sage Bank
Industry Financial Services
Experience
Sage Bank March 2015 - Present
Skills
Mortgage Lending, Construction Loans, Credit, Loans, Investment Properties, Business Development, Real Estate, Commercial Mortgages, Banking, Financial Analysis, Investments, Real Estate Financing, First Time Home Buyers, Sales Management, New Business Development, Mortgage Banking, Microsoft Excel, Refinance, FHA, PowerPoint, Veterans Affairs, Bilingual, Real Estate Transactions, Referrals, Finance, Home Equity Lines of..., Loan Origination, Residential Mortgages
Education
University of Massachusetts Boston
BS, Management, Finance
Sage Bank March 2015 - Present
Skills
Mortgage Lending, Construction Loans, Credit, Loans, Investment Properties, Business Development, Real Estate, Commercial Mortgages, Banking, Financial Analysis, Investments, Real Estate Financing, First Time Home Buyers, Sales Management, New Business Development, Mortgage Banking, Microsoft Excel, Refinance, FHA, PowerPoint, Veterans Affairs, Bilingual, Real Estate Transactions, Referrals, Finance, Home Equity Lines of..., Loan Origination, Residential Mortgages
Education
University of Massachusetts Boston
BS, Management, Finance
Kevin Kohr Kevin Kohr's Sage Bank Experience September 2013 - Present
Job Mortgage Loan Officer at Sage Bank NMLS #1114909
Industry Banking
Experience
Sage Bank September 2013 - Present
Mortgage Network, Inc. August 2012 - September 2013
Metrick Manufacturing May 2011 - June 2013
Omega Mortgage, A division of Lowell Bank December 2011 - June 2012
Continental Resources June 2011 - August 2011
Skills
Mortgage Lending, Customer Service, Refinance, Loans, Investment Properties, Sales, FHA, Credit, New Business Development, Marketing, Team Building, Management, Portfolio Management, VA Loans, Banking, USDA
Education
University of Massachusetts at Lowell 2009 — 2012
BSBA, Finance, 3.9
Sage Bank September 2013 - Present
Mortgage Network, Inc. August 2012 - September 2013
Metrick Manufacturing May 2011 - June 2013
Omega Mortgage, A division of Lowell Bank December 2011 - June 2012
Continental Resources June 2011 - August 2011
Skills
Mortgage Lending, Customer Service, Refinance, Loans, Investment Properties, Sales, FHA, Credit, New Business Development, Marketing, Team Building, Management, Portfolio Management, VA Loans, Banking, USDA
Education
University of Massachusetts at Lowell 2009 — 2012
BSBA, Finance, 3.9
Bob Clark (603) 233-6310 Bob Clark (603) 233-6310's Sage Bank Experience January 2011 - Present
Job Senior Mortgage Consultant at Sage Bank bclark@sagebank.com
Industry Banking
Experience
Sage Bank January 2011 - Present
Skills
Mortgage Banking, Loan Origination, Refinance, Mortgage Lending, Loans, Residential Mortgages, Banking, New Business Development, FHA, First Time Home Buyers, Credit, Sales Management, Investment Properties, Real Estate, USDA
Education
University of Massachusetts, Amherst 1980 — 1984
Bachelor of Science, Mechanical Engineering
Sage Bank January 2011 - Present
Skills
Mortgage Banking, Loan Origination, Refinance, Mortgage Lending, Loans, Residential Mortgages, Banking, New Business Development, FHA, First Time Home Buyers, Credit, Sales Management, Investment Properties, Real Estate, USDA
Education
University of Massachusetts, Amherst 1980 — 1984
Bachelor of Science, Mechanical Engineering
Abigail Dougan Abigail Dougan's Sage Bank Experience November 2011 - Present
Job Underwriter at Sage Bank
Industry Financial Services
Experience
Sage Bank November 2011 - Present
MSA Mortgage February 2008 - October 2011
H&R Block Mtg April 1999 - July 2007
UC Lending March 1996 - April 1999
Skills
Underwriting, Loans, Training, USDA, Refinance, Credit Analysis, Loan Origination, Mortgage Lending, Banking, Management, First Time Home Buyers, Process Improvement, Mortgage Banking, Residential Mortgages, Credit, FHA financing, FHA, VA loans, Reverse Mortgages, Government Loans, Loss Mitigation, Consumer Lending, Leadership, Mortgage Underwriting, Commercial Lending, Home Equity Loans, Finance
Education
University of New Hampshire 1984 — 1988
Business
Andover High School 1981 — 1984
Sage Bank November 2011 - Present
MSA Mortgage February 2008 - October 2011
H&R Block Mtg April 1999 - July 2007
UC Lending March 1996 - April 1999
Skills
Underwriting, Loans, Training, USDA, Refinance, Credit Analysis, Loan Origination, Mortgage Lending, Banking, Management, First Time Home Buyers, Process Improvement, Mortgage Banking, Residential Mortgages, Credit, FHA financing, FHA, VA loans, Reverse Mortgages, Government Loans, Loss Mitigation, Consumer Lending, Leadership, Mortgage Underwriting, Commercial Lending, Home Equity Loans, Finance
Education
University of New Hampshire 1984 — 1988
Business
Andover High School 1981 — 1984
Karyn Nisbet Karyn Nisbet's Sage Bank Experience January 2012 - Present
Job Processor
Industry Financial Services
Experience
Sage Bank January 2012 - Present
J.L. Marshall 2008 - 2009
Silver Hill Financial February 2005 - April 2008
Fine Hotels 1998 - 2005
Skills
Sales, Refinance, Residential Mortgages, FHA, Microsoft Excel, Outlook, Microsoft Word, Customer Service
Education
Salve Regina University 1993 — 1997
Sage Bank January 2012 - Present
J.L. Marshall 2008 - 2009
Silver Hill Financial February 2005 - April 2008
Fine Hotels 1998 - 2005
Skills
Sales, Refinance, Residential Mortgages, FHA, Microsoft Excel, Outlook, Microsoft Word, Customer Service
Education
Salve Regina University 1993 — 1997
Giuseppe Morfea Jr.'s Sage Bank Experience December 2011 - December 2013
Job Sr. Loan Officer at Inland Bank and Trust
Industry Real Estate
Experience
Inland Bank and Trust December 2013 - Present
Sage Bank December 2011 - December 2013
Porter and Chester Institute June 2008 - May 2011
SB Mortgage February 2005 - June 2008
Countrywide Full Spectrum Lending March 2004 - January 2005
Ameriquest Mortgage Company Ameriquest Mortgage August 2003 - February 2004
Bally Total Fitness August 1999 - August 2003
Skills
Refinance, Residential Mortgages, FHA, Mortgage Lending, Mortgage Banking, Speak Spanish Fluently, VA loans, 203k, Rehab loan, New Home Purchase, First Time Home Buyers, FHA Financing, Investment Properties, Loans, Loan Origination, Banking, VA Loans, Credit, Real Estate, Sales
Education
State University of New York at Albany 1996 — 1999
Inland Bank and Trust December 2013 - Present
Sage Bank December 2011 - December 2013
Porter and Chester Institute June 2008 - May 2011
SB Mortgage February 2005 - June 2008
Countrywide Full Spectrum Lending March 2004 - January 2005
Ameriquest Mortgage Company Ameriquest Mortgage August 2003 - February 2004
Bally Total Fitness August 1999 - August 2003
Skills
Refinance, Residential Mortgages, FHA, Mortgage Lending, Mortgage Banking, Speak Spanish Fluently, VA loans, 203k, Rehab loan, New Home Purchase, First Time Home Buyers, FHA Financing, Investment Properties, Loans, Loan Origination, Banking, VA Loans, Credit, Real Estate, Sales
Education
State University of New York at Albany 1996 — 1999
Jeffrey Kobold's Sage Bank Experience January 2015 - Present
Job Sr. Loan Officer / Team Leader, Sage Bank
Industry Banking
Experience
Sage Bank January 2015 - Present
Prospect Mortgage, LLC May 2012 - December 2014
Cape Cod Five November 2001 - May 2012
US Navy 1987 - 1994
Skills
Loan Origination, Loans, Credit, Consumer Lending, Mortgage Banking, Credit Analysis, Banking, Commercial Mortgages, Commercial Lending, Commercial Banking, Portfolio Management, Small Business Lending, Underwriting, Financial Analysis, Wealth Management, Strategic Financial..., Construction Loans, Real Estate, Asset Managment, Investment Properties, Relationship Management, Condos, Investments, Refinance, First Time Home Buyers, Buyer Representation, Short Sales, Asset Management, Residential Mortgages, Referrals, Real Estate Economics, Sellers, FHA, New Home Sales, Single Family Homes, REO, Real Estate Transactions, FHA financing, USDA, Reverse Mortgages, VA loans, FHA Financing, VA Loans
Education
Pepperdine University 1981 — 1984
Sage Bank January 2015 - Present
Prospect Mortgage, LLC May 2012 - December 2014
Cape Cod Five November 2001 - May 2012
US Navy 1987 - 1994
Skills
Loan Origination, Loans, Credit, Consumer Lending, Mortgage Banking, Credit Analysis, Banking, Commercial Mortgages, Commercial Lending, Commercial Banking, Portfolio Management, Small Business Lending, Underwriting, Financial Analysis, Wealth Management, Strategic Financial..., Construction Loans, Real Estate, Asset Managment, Investment Properties, Relationship Management, Condos, Investments, Refinance, First Time Home Buyers, Buyer Representation, Short Sales, Asset Management, Residential Mortgages, Referrals, Real Estate Economics, Sellers, FHA, New Home Sales, Single Family Homes, REO, Real Estate Transactions, FHA financing, USDA, Reverse Mortgages, VA loans, FHA Financing, VA Loans
Education
Pepperdine University 1981 — 1984
Eric Abenaim's Sage Bank Experience July 2007 - Present
Job Branch Director at Sage Bank
Industry Financial Services
Experience
Sage Bank July 2007 - Present
Omega Mortgage a Div. of Lowell Bank July 2007 - June 2013
cross country lenders 2004 - 2007
Loansnap.com 2002 - 2004
Administaff 2001 - 2002
ADP 1995 - 2001
Skills
Residential Homes, Real Estate, Loans, Refinance, FHA, Mortgage Lending, Mortgage Banking, First Time Home Buyers, Rates, New Business Development, Portfolio Management, Insurance, Commercial Mortgages, Certified Mortgage..., Finance, Real Estate Transactions, FHA financing, USDA, Loan Origination, VA loans, Residential Mortgages, Sales, Referrals, Credit
Education
Isenberg School of Management, UMass Amherst 1991 — 1995
Marketing, Minor in Psychology
lynnfield 1988 — 1991
Sage Bank July 2007 - Present
Omega Mortgage a Div. of Lowell Bank July 2007 - June 2013
cross country lenders 2004 - 2007
Loansnap.com 2002 - 2004
Administaff 2001 - 2002
ADP 1995 - 2001
Skills
Residential Homes, Real Estate, Loans, Refinance, FHA, Mortgage Lending, Mortgage Banking, First Time Home Buyers, Rates, New Business Development, Portfolio Management, Insurance, Commercial Mortgages, Certified Mortgage..., Finance, Real Estate Transactions, FHA financing, USDA, Loan Origination, VA loans, Residential Mortgages, Sales, Referrals, Credit
Education
Isenberg School of Management, UMass Amherst 1991 — 1995
Marketing, Minor in Psychology
lynnfield 1988 — 1991
J. Mark Olsen's Sage Bank Experience April 2012 - Present
Job Senior VicePresident Secondary Marketing Sage Bank
Industry Banking
Experience
Sage Bank April 2012 - Present
1-800 East West Mortgage Subsidiary of Commerce Bank & Trust Worcester Ma. 01615 July 2005 - April 2012
1-800 East West Mortgage Subsidiary of Commerce Bank & Trust Worcester Ma. 01615 February 2004 - June 2005
1-800 East West Mortgage Subsidiary of Commerce Bank & Trust Worcester Ma. 01615 August 1991 - January 2004
Skills
Mortgage Lending, Mortgage Banking, Credit, Loans, Loan Origination, Residential Mortgages, VA loans, Refinance, FHA, Banking, FHA financing, Mortgage Underwriting, Commercial Lending, Commercial Mortgages, Small Business Lending, USDA, Consumer Lending, Loss Mitigation, Underwriting, Secondary Market, Loan Servicing, Risk Management, FHA Financing, VA Loans
Education
Gordon College 1989 — 1991
Bachelor of Arts (BA), Business Administration and Management, General
American Institute of Banking 1985 — 1987
Sage Bank April 2012 - Present
1-800 East West Mortgage Subsidiary of Commerce Bank & Trust Worcester Ma. 01615 July 2005 - April 2012
1-800 East West Mortgage Subsidiary of Commerce Bank & Trust Worcester Ma. 01615 February 2004 - June 2005
1-800 East West Mortgage Subsidiary of Commerce Bank & Trust Worcester Ma. 01615 August 1991 - January 2004
Skills
Mortgage Lending, Mortgage Banking, Credit, Loans, Loan Origination, Residential Mortgages, VA loans, Refinance, FHA, Banking, FHA financing, Mortgage Underwriting, Commercial Lending, Commercial Mortgages, Small Business Lending, USDA, Consumer Lending, Loss Mitigation, Underwriting, Secondary Market, Loan Servicing, Risk Management, FHA Financing, VA Loans
Education
Gordon College 1989 — 1991
Bachelor of Arts (BA), Business Administration and Management, General
American Institute of Banking 1985 — 1987
Laurie Leahy's Sage Bank Experience 2008 - Present
Job Banking Professional
Industry Banking
Experience
Sage Bank 2008 - Present
Hudson Savings Bank k/n/a Avidia Bank 2004 - 2007
Watertown Savings Bank 1997 - 2001
Skills
Small Business Lending, Commercial Lending, Financial Risk, Consumer Lending, Loans, Credit, Commercial Banking, Small Business, Mortgage Lending, Risk Management, Banking, Mortgage Banking, Commercial Mortgages, Underwriting, Loan Origination
Education
Chelmsford High School
Salem State College
Bachelor of Science (BS), Business Administration and Management, General
Sage Bank 2008 - Present
Hudson Savings Bank k/n/a Avidia Bank 2004 - 2007
Watertown Savings Bank 1997 - 2001
Skills
Small Business Lending, Commercial Lending, Financial Risk, Consumer Lending, Loans, Credit, Commercial Banking, Small Business, Mortgage Lending, Risk Management, Banking, Mortgage Banking, Commercial Mortgages, Underwriting, Loan Origination
Education
Chelmsford High School
Salem State College
Bachelor of Science (BS), Business Administration and Management, General
John (Jay) Gallo's Sage Bank Experience January 2015 - Present
Job Chief Risk Officer at Sage Bank
Industry Financial Services
Experience
Sage Bank January 2015 - Present
Citizens Financial Group, Inc. April 2014 - December 2014
RMPI Consulting, LLC September 2009 - April 2014
Fair Isaac February 2006 - 2009
John Hancock March 1995 - October 2002
Fleet Management and Recovery Corporation 1992 - 1995
Fleet Financial Group 1989 - 1995
RECOLL Management Corporation 1989 - 1992
Bank of New England 1987 - 1989
United States Navy May 1982 - August 1987
Skills
Risk Management, Process Improvement, Banking, Credit Risk, Strategy, Enterprise Risk..., Business Analysis, Portfolio Management, Business Process, Management, Financial Analysis, Due Diligence, Mergers & Acquisitions, Commercial Lending, Credit, Business Strategy, Financial Services, Insurance, Consulting, Relationship Management, Leadership, Executive Management
Education
Boston College - Wallace E. Carroll Graduate School of Management 1988 — 1993
MBA, Business
United States Naval Academy 1978 — 1982
B.S., Naval Architecture
Belmont Hill School 1973 — 1978
Sage Bank January 2015 - Present
Citizens Financial Group, Inc. April 2014 - December 2014
RMPI Consulting, LLC September 2009 - April 2014
Fair Isaac February 2006 - 2009
John Hancock March 1995 - October 2002
Fleet Management and Recovery Corporation 1992 - 1995
Fleet Financial Group 1989 - 1995
RECOLL Management Corporation 1989 - 1992
Bank of New England 1987 - 1989
United States Navy May 1982 - August 1987
Skills
Risk Management, Process Improvement, Banking, Credit Risk, Strategy, Enterprise Risk..., Business Analysis, Portfolio Management, Business Process, Management, Financial Analysis, Due Diligence, Mergers & Acquisitions, Commercial Lending, Credit, Business Strategy, Financial Services, Insurance, Consulting, Relationship Management, Leadership, Executive Management
Education
Boston College - Wallace E. Carroll Graduate School of Management 1988 — 1993
MBA, Business
United States Naval Academy 1978 — 1982
B.S., Naval Architecture
Belmont Hill School 1973 — 1978
Brad Salerno's Sage Bank Experience January 2012 - November 2013
Job VP, Loan Operations Manager at Inland Bank and Trust
Industry Banking
Experience
Inland Bank and Trust November 2013 - Present
Inland Bank and Trust November 2013 - December 2014
Sage Bank January 2012 - November 2013
Home Savings of America October 2010 - February 2012
SB Mortgage Group Inc January 2006 - October 2010
Skills
FHA, USDA Rural Housing, VA loans, Conventional Financing, Loans, Construction Loans, 203K, Credit, Investment Properties, Finance, Investors, Mortgage Banking, Mortgage Lending, Policy, Refinance, Residential Mortgages, Team Building, USDA, Underwriting, Vendor Management, Loan Origination, Management, Commercial Lending
Education
Nichols College 1997 — 2000
Bachelor of Business Administration & Management Information Systems
Gordon College 1996 — 1997
PVCS
Inland Bank and Trust November 2013 - Present
Inland Bank and Trust November 2013 - December 2014
Sage Bank January 2012 - November 2013
Home Savings of America October 2010 - February 2012
SB Mortgage Group Inc January 2006 - October 2010
Skills
FHA, USDA Rural Housing, VA loans, Conventional Financing, Loans, Construction Loans, 203K, Credit, Investment Properties, Finance, Investors, Mortgage Banking, Mortgage Lending, Policy, Refinance, Residential Mortgages, Team Building, USDA, Underwriting, Vendor Management, Loan Origination, Management, Commercial Lending
Education
Nichols College 1997 — 2000
Bachelor of Business Administration & Management Information Systems
Gordon College 1996 — 1997
PVCS
Stephen Cote's Sage Bank Experience March 2012 - Present
Job Mortgage Professional at Sage Bank
Industry Financial Services
Experience
Sage Bank March 2012 - Present
Mortgage Debt Services, LLC November 2003 - December 2012
Home Savings of America December 2010 - February 2011
Eastpointe Mortgage Company, Methuen Mass. November 2003 - December 2010
TD Bank October 1996 - October 2003
Skills
Mortgage Lending, Loans, Refinance, FHA, Loan Origination, Mortgage Banking, Credit, Residential Mortgages, Commercial Lending, First Time Home Buyers, USDA, Underwriting, Sellers, Condos, Investment Properties, HUD, VA loans, Residential Homes, Finance, Short Sales, Government Loans, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Home Equity Loans, Mortgage Marketing, Real Estate Financing, Construction Loans, Commercial Mortgages, Loss Mitigation, Mortgage Servicing, Consumer Lending, Referrals, VA Loans
Education
Johnson State College 1995 — 1996
Central Catholic High School 1991 — 1995
High School Diploma
Sage Bank March 2012 - Present
Mortgage Debt Services, LLC November 2003 - December 2012
Home Savings of America December 2010 - February 2011
Eastpointe Mortgage Company, Methuen Mass. November 2003 - December 2010
TD Bank October 1996 - October 2003
Skills
Mortgage Lending, Loans, Refinance, FHA, Loan Origination, Mortgage Banking, Credit, Residential Mortgages, Commercial Lending, First Time Home Buyers, USDA, Underwriting, Sellers, Condos, Investment Properties, HUD, VA loans, Residential Homes, Finance, Short Sales, Government Loans, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Home Equity Loans, Mortgage Marketing, Real Estate Financing, Construction Loans, Commercial Mortgages, Loss Mitigation, Mortgage Servicing, Consumer Lending, Referrals, VA Loans
Education
Johnson State College 1995 — 1996
Central Catholic High School 1991 — 1995
High School Diploma
Christopher Raleigh's Sage Bank Experience November 2011 - August 2013
Job Loan Originator NMLS# 1201261 at Poli Mortgage Group
Industry Banking
Experience
Poli Mortgage Group April 2015 - Present
Poli Mortgage Group May 2014 - Present
Sage Bank November 2011 - August 2013
Poli Mortgage Group February 2009 - November 2011
Taylor, Bean & Whitaker August 2007 - February 2009
Stonegate Mortgage 2007 - 2007
Poli Mortgage Group August 2001 - December 2006
Skills
Mortgage Banking, Banking, Credit, FHA, FHA financing, Investment Properties, Loans, Loan Origination, Mortgage Lending, Mortgage Underwriting, Refinance, Real Estate, Reverse Mortgages, Residential Mortgages, Sales Management, USDA, Underwriting, VA loans, First Time Home Buyers, Government Loans, Real Estate Financing, Sales, Residential Homes, Consumer Lending, Real Estate Transactions, Certified Mortgage..., Finance, Real Estate Economics, Referrals
Education
University of Notre Dame - Mendoza College of Business
Executive Management and Leadership
Bridgewater State University 1994 — 1999
BA and BS, Mathematics and History
Poli Mortgage Group April 2015 - Present
Poli Mortgage Group May 2014 - Present
Sage Bank November 2011 - August 2013
Poli Mortgage Group February 2009 - November 2011
Taylor, Bean & Whitaker August 2007 - February 2009
Stonegate Mortgage 2007 - 2007
Poli Mortgage Group August 2001 - December 2006
Skills
Mortgage Banking, Banking, Credit, FHA, FHA financing, Investment Properties, Loans, Loan Origination, Mortgage Lending, Mortgage Underwriting, Refinance, Real Estate, Reverse Mortgages, Residential Mortgages, Sales Management, USDA, Underwriting, VA loans, First Time Home Buyers, Government Loans, Real Estate Financing, Sales, Residential Homes, Consumer Lending, Real Estate Transactions, Certified Mortgage..., Finance, Real Estate Economics, Referrals
Education
University of Notre Dame - Mendoza College of Business
Executive Management and Leadership
Bridgewater State University 1994 — 1999
BA and BS, Mathematics and History
Jeff Guimond's Sage Bank Experience May 2009 - Present
Job Vice President at Sage Bank
Industry Banking
Experience
Sage Bank May 2009 - Present
Benjamin Franklin Bank August 2000 - May 2009
US Trust 1997 - 1999
Skills
Banking, Credit, Loans, Mortgage Lending, Commercial Lending, Small Business Lending, Loan Origination, Commercial Banking, Mortgage Banking, Underwriting, Risk Management, Financial Analysis, Customer Service, Budgets, Management, Refinance, Strategic Planning, FHA, Team Building, Credit Analysis
Education
Johnson & Wales University 1982 — 1986
BS, Hospitality
Sage Bank May 2009 - Present
Benjamin Franklin Bank August 2000 - May 2009
US Trust 1997 - 1999
Skills
Banking, Credit, Loans, Mortgage Lending, Commercial Lending, Small Business Lending, Loan Origination, Commercial Banking, Mortgage Banking, Underwriting, Risk Management, Financial Analysis, Customer Service, Budgets, Management, Refinance, Strategic Planning, FHA, Team Building, Credit Analysis
Education
Johnson & Wales University 1982 — 1986
BS, Hospitality
Pamela MacShane's Sage Bank Experience June 2015 - Present
Job Compliance Officer at Sage Bank
Industry Financial Services
Experience
Sage Bank June 2015 - Present
Schaefer Mortgage August 2010 - June 2015
MAG Mortgage Corporation September 2009 - May 2010
The Mortgage Specialists, Inc. September 2008 - May 2009
GN Mortgage LLC June 2000 - September 2008
Skills
Mortgage Lending, Microsoft Excel, Finance, Microsoft Office, Compliance, HMDA, NMLS, Encompass, Quality Control, Auditing, Legal Compliance, Process Improvement, Loans, Credit, Mortgage Banking, Refinance, Risk Management
Education
Middlesex Community College 1988 — 1990
Accounting and Business/Management
Chelmsford High School 1984 — 1988
High School
Sage Bank June 2015 - Present
Schaefer Mortgage August 2010 - June 2015
MAG Mortgage Corporation September 2009 - May 2010
The Mortgage Specialists, Inc. September 2008 - May 2009
GN Mortgage LLC June 2000 - September 2008
Skills
Mortgage Lending, Microsoft Excel, Finance, Microsoft Office, Compliance, HMDA, NMLS, Encompass, Quality Control, Auditing, Legal Compliance, Process Improvement, Loans, Credit, Mortgage Banking, Refinance, Risk Management
Education
Middlesex Community College 1988 — 1990
Accounting and Business/Management
Chelmsford High School 1984 — 1988
High School
Jim Sardina's Sage Bank Experience March 2014 - Present
Job Loan Officer NMLSR ID 6014
Industry Financial Services
Experience
Sage Bank March 2014 - Present
Skills
Loans, Marketing Strategy, Mortgage Banking, Product Development, Strategic Planning, Negotiation, Loan Origination, FHA, Refinance, Residential Mortgages, USDA, FHA financing, Mortgage Lending, VA loans, Real Estate, Credit, Reverse Mortgages, Investments, Certified Mortgage..., Banking, Commercial Mortgages, Construction Loans, Government Loans, Finance
Education
UMass Boston 1984 — 1989
Bachelor of Science (BS), Economics, 3.0
Sage Bank March 2014 - Present
Skills
Loans, Marketing Strategy, Mortgage Banking, Product Development, Strategic Planning, Negotiation, Loan Origination, FHA, Refinance, Residential Mortgages, USDA, FHA financing, Mortgage Lending, VA loans, Real Estate, Credit, Reverse Mortgages, Investments, Certified Mortgage..., Banking, Commercial Mortgages, Construction Loans, Government Loans, Finance
Education
UMass Boston 1984 — 1989
Bachelor of Science (BS), Economics, 3.0
jesus Paraliticci's Sage Bank Experience June 2011 - Present
Job Sr. Loan Officer at Sage Bank NMLS # 17695
Industry Financial Services
Experience
Sage Bank June 2011 - Present
Prospect Mortgage, LLC 2010 - 2011
Eastern Bank 2010 - 2011
Mortgage World Corp 2002 - 2009
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, USDA, Loans, Loan Origination, VA loans, Relationship Management, REO, Commercial Lending, Commercial Mortgages, FHA financing, Small Business Lending, Banking, Reverse Mortgages, Residential Mortgages, Credit, Real Estate, Government Loans, Home Equity Loans, Real Estate Financing, Mortgage Underwriting, FHA Financing, VA Loans
Education
University of Massachusetts Boston 1997 — 2001
Sage Bank June 2011 - Present
Prospect Mortgage, LLC 2010 - 2011
Eastern Bank 2010 - 2011
Mortgage World Corp 2002 - 2009
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, USDA, Loans, Loan Origination, VA loans, Relationship Management, REO, Commercial Lending, Commercial Mortgages, FHA financing, Small Business Lending, Banking, Reverse Mortgages, Residential Mortgages, Credit, Real Estate, Government Loans, Home Equity Loans, Real Estate Financing, Mortgage Underwriting, FHA Financing, VA Loans
Education
University of Massachusetts Boston 1997 — 2001
Steven Demers's Sage Bank Experience April 2011 - October 2013
Job Technical Support Engineer/Analyst III at Kronos
Industry Human Resources
Experience
Kronos October 2013 - Present
Sage Bank April 2011 - October 2013
Paychex September 2010 - April 2011
Paychex January 2007 - September 2010
Paychex June 2005 - December 2006
Staples September 2004 - May 2005
Wingate University August 2001 - July 2004
Northeast Rehabilitation Health Network September 2000 - July 2001
Cotuit Kettlers June 2000 - August 2000
Northeast Rehabilitation Health Network July 1999 - May 2000
Skills
Employee Benefits, WorldatWork CCP...
Education
Wingate University 2001 — 2004
MBA, Business Administration
Merrimack College 1995 — 1999
BS, Sports Medicine
Kronos October 2013 - Present
Sage Bank April 2011 - October 2013
Paychex September 2010 - April 2011
Paychex January 2007 - September 2010
Paychex June 2005 - December 2006
Staples September 2004 - May 2005
Wingate University August 2001 - July 2004
Northeast Rehabilitation Health Network September 2000 - July 2001
Cotuit Kettlers June 2000 - August 2000
Northeast Rehabilitation Health Network July 1999 - May 2000
Skills
Employee Benefits, WorldatWork CCP...
Education
Wingate University 2001 — 2004
MBA, Business Administration
Merrimack College 1995 — 1999
BS, Sports Medicine
Tina McKenney's Sage Bank Experience July 2013 - Present
Job Loan Servicing & Collection Administrator at Sage Bank
Industry Banking
Experience
Sage Bank July 2013 - Present
Lowell Cooperative Bank March 2009 - July 2013
Express Employment Professionals August 2007 - February 2009
Skills
Microsoft Word, Loans, Outlook, Customer Service, Sales, Jack Henry, Insurance Tracking, Synergy System, Banking
Education
Middlesex Community College 1981 — 1982
Certification in Business & Accounting, Business Administration and Management, General
Sage Bank July 2013 - Present
Lowell Cooperative Bank March 2009 - July 2013
Express Employment Professionals August 2007 - February 2009
Skills
Microsoft Word, Loans, Outlook, Customer Service, Sales, Jack Henry, Insurance Tracking, Synergy System, Banking
Education
Middlesex Community College 1981 — 1982
Certification in Business & Accounting, Business Administration and Management, General
Greg Capodagli's Sage Bank Experience 2009 - Present
Job Closing Manager at Sage Bank
Industry Banking
Experience
Sage Bank 2009 - Present
SimplexGrinnell 2009 - 2009
Eastern Mountain Sports 2007 - 2009
Skills
Mortgage Banking, Mortgage Lending, FHA, Credit
Education
University of Massachusetts at Lowell 2004 — 2008
Bachelor's Degree, Business Administration and Management, General
Victoria University of Wellington 2007 — 2007
Study Abroad
Green Mountain Club 2006 — 2006
Internship
Sage Bank 2009 - Present
SimplexGrinnell 2009 - 2009
Eastern Mountain Sports 2007 - 2009
Skills
Mortgage Banking, Mortgage Lending, FHA, Credit
Education
University of Massachusetts at Lowell 2004 — 2008
Bachelor's Degree, Business Administration and Management, General
Victoria University of Wellington 2007 — 2007
Study Abroad
Green Mountain Club 2006 — 2006
Internship
Linda Slafsky's Sage Bank Experience December 2011 - November 2013
Job DE Mortgage Underwriter and Operations Manager
Industry Banking
Experience
Mortgage Underwriter August 2014 - Present
New Fed Mortgage Corp. April 2014 - August 2014
Sage Bank December 2011 - November 2013
Omega Mortgage Corp October 2009 - July 2011
Self Employed November 2008 - October 2009
Mortgage Network January 2006 - October 2008
Gateway Funding March 2004 - December 2005
SIB Mortgage October 1998 - March 2004
Skills
Mortgage Lending, Underwriting, FHA, Residential Mortgages, Loans, Credit Analysis, Refinance, First Time Home Buyers, Portfolio Management, Mortgage Banking, USDA, Loan Origination, Mortgage Underwriting, FHA Financing
Education
Boston University
Bachelor's degree
Mortgage Underwriter August 2014 - Present
New Fed Mortgage Corp. April 2014 - August 2014
Sage Bank December 2011 - November 2013
Omega Mortgage Corp October 2009 - July 2011
Self Employed November 2008 - October 2009
Mortgage Network January 2006 - October 2008
Gateway Funding March 2004 - December 2005
SIB Mortgage October 1998 - March 2004
Skills
Mortgage Lending, Underwriting, FHA, Residential Mortgages, Loans, Credit Analysis, Refinance, First Time Home Buyers, Portfolio Management, Mortgage Banking, USDA, Loan Origination, Mortgage Underwriting, FHA Financing
Education
Boston University
Bachelor's degree
Emilie Chmiel's Sage Bank Experience February 2012 - November 2013
Job Loan Discloser at Inland Bank
Industry Banking
Experience
Inland Home Mortgage Company December 2013 - Present
Sage Bank February 2012 - November 2013
Home Savings of America September 2010 - February 2012
SB Mortgage March 2009 - September 2010
Skills
Mortgage Lending, Disclosure, Disclosure Statements, Microsoft Excel, Microsoft Word, Encompass, Byte, Doc magic, Bilingual-English/Spanis..., SoftPro, Violin, Customer Service, Administrative..., Project Coordination, Department Coordination
Education
University of Massachusetts, Amherst
Bachelor of Arts (BA), Spanish
Inland Home Mortgage Company December 2013 - Present
Sage Bank February 2012 - November 2013
Home Savings of America September 2010 - February 2012
SB Mortgage March 2009 - September 2010
Skills
Mortgage Lending, Disclosure, Disclosure Statements, Microsoft Excel, Microsoft Word, Encompass, Byte, Doc magic, Bilingual-English/Spanis..., SoftPro, Violin, Customer Service, Administrative..., Project Coordination, Department Coordination
Education
University of Massachusetts, Amherst
Bachelor of Arts (BA), Spanish
Casey Hill's Sage Bank Experience August 2013 - April 2014
Job Business Development Representative at InsightSquared
Industry Computer Software
Experience
InsightSquared March 2015 - Present
TIBCO Spotfire May 2014 - January 2015
Sage Bank August 2013 - April 2014
Vineyard Vines May 2013 - August 2013
Skills
Sales, SaaS, Sales Management, Account Management, New Business Development, Salesforce.com, Business Development, Management, Strategic Planning, Customer Service, Direct Sales, Negotiation, Team Building
Education
Concordia University 2009 — 2013
Bachelor of Arts (B.A.), Political Science
Algonquin Regional High School 2005 — 2009
High School Diploma
Trottier!!
InsightSquared March 2015 - Present
TIBCO Spotfire May 2014 - January 2015
Sage Bank August 2013 - April 2014
Vineyard Vines May 2013 - August 2013
Skills
Sales, SaaS, Sales Management, Account Management, New Business Development, Salesforce.com, Business Development, Management, Strategic Planning, Customer Service, Direct Sales, Negotiation, Team Building
Education
Concordia University 2009 — 2013
Bachelor of Arts (B.A.), Political Science
Algonquin Regional High School 2005 — 2009
High School Diploma
Trottier!!