Experience
Rancho Lucero   November 2014 - Present
Santander Bank, N.A.   October 2011 - January 2014

Education
Universidad Tecmilenio
Maestría, Negocios

Experience
Raiffeisen Bank Aval  July 2013 - Present
Santander Bank, N.A.   2012 - April 2013
Raiffeisen Bank Aval  February 2011 - February 2012
UkrSibbank  June 2008 - February 2011
Dongorbank   2006 - 2008
PrivatBank  June 2004 - June 2006

Skills
Loans, Strategy, Credit Risk, Commercial Banking, CRM, Banking, Project Management, Sales, Credit Analysis, Financial Services, Credit, Finance, Risk Management, Relationship Management

Education
Lviv Academy of Commerce   1999 — 2004
Master's degree, International Relations and Affairs, A

Experience
Santander Bank, N.A.   April 2014 - Present
HSH Nordbank AG New York Branch   September 2010 - April 2014
HSH Nordbank AG New York Branch   June 2006 - September 2010
HSH Nordbank  January 2003 - May 2006
Landesbank Schleswig-Holstein Stockholm Rep Office (LB Kiel/predecessor to HSH Nordbank AG)   September 1999 - December 2002
Landesbank Schleswig Holstein (LB Kiel/predecessor to HSH Nordbank AG)   May 1994 - August 1999

Skills
Portfolio Management, Credit Risk, Risk Management, Financial Modeling, Banking, Credit Analysis, Structured Finance, Commercial Banking, Credit, Due Diligence, Loans, Project Finance, Finance, Financial Risk, Corporate Finance

Education
CFA Institute   2004 — 2006
Chartered Financial Analyst, CFA designation

Frankfurt School of Finance & Management   1996 — 1999
Bankbetriebswirt, Bankfachwirt, Banking, Corporate, Finance, and Securities Law

Experience
Santander Bank, N.A.   September 2013 - Present
Caliber Funding  January 2012 - September 2013
MetLife Home Loans  December 2010 - December 2011
Wells Fargo Home Mortgage  2009 - 2010

Skills
Banking, Real Estate, First Time Home Buyers, Reverse Mortgages, Mortgage Lending, USDA, Real Estate Transactions, Sellers, VA loans, Mortgage Banking, FHA, Refinance, Residential Mortgages, Loan Origination, Loans, Real Estate Financing, Construction Loans, FHA financing

Education
Alliant International University-San Diego Scripps Ranch   1986 — 1988
Master of Business Administration (MBA)

Cornell College   1980 — 1984
Bachelor of Science (BSc), Biology, Chemistry, Philosophy

Experience
Santander Bank, N.A.   July 2014 - Present
MarketSource Inc.  September 2012 - July 2014
Allegany College of Maryland  January 2009 - May 2012
LIDS  August 2007 - January 2008

Skills
Microsoft Excel, Microsoft Office, Microsoft Word, Financial Modeling, Java, Corporate Finance, Financial Analysis, Bloomberg, Research, Equities, Economics, English

Education
Frostburg State University   2010 — 2012
B.S, Business Administration;Concentration Finance, Minor in Accounting

Allegany College of Maryland   2008 — 2010
A.S, Business Administration, 3.63

Experience
Santander Bank, N.A.   August 2015 - Present
Santander Bank, N.A.   January 2014 - August 2015
Ernst & Young  September 2004 - January 2014

Skills
Sarbanes-Oxley Act, Auditing, Financial Reporting, CPA, Allowances, Financial Services, GAAP, SEC filings, Internal Controls, Internal Audit, Accounting, SEC Filings, Management, Financial Accounting

Education
Albright College   2000 — 2004
Bachelor of Science (BS), Accounting and Finance

Experience
Santander Bank, N.A.   January 2015 - Present
Santander Bank, N.A.   July 2014 - December 2014
Harvest English Institute  June 2010 - March 2014
American Express  January 2000 - March 2007
Pratik Cursos Profissionalizantes   July 1999 - March 2000

Skills
Program Management, Community Outreach, Nonprofits, Program Evaluation, Program Development, Educational Leadership, Educational Technology, Classroom, Tutoring, Instructional Design, English

Education
Centro Universitário do Triângulo   2002 — 2006
Bachelor's degree, Journalism

Experience
Santander Bank, N.A.   September 2014 - Present
Santander Bank, N.A.   February 2014 - September 2014
Santander Bank, N.A.   September 2010 - February 2014
Sovereign Bank  November 2006 - September 2010
Sovereign Bank  June 2003 - November 2006
First Union Brokerage Services, Inc.   July 1999 - October 2001

Skills
Risk Management, Banking, Financial Risk, Operational Risk, Operational Risk..., Credit, Internal Audit, Analysis, Finance, Enterprise Risk..., Financial Analysis, Sarbanes-Oxley Act, Auditing, Internal Controls, Financial Services, Microsoft Office, Portfolio Management, Retail Banking, Fraud, AML, Management, Credit Risk, Commercial Lending, Commercial Banking, Cash Management, Budgets, Loans, Credit Analysis, Financial Modeling

Education
Albright College   2010 — 2011
Bachelors of Science, Business Administration

Bloomsburg University of Pennsylvania   1997 — 1999

Experience
ERT  January 2013 - Present
Santander Bank, N.A.   September 2011 - November 2012
Comcast  December 2007 - February 2010

Education
ITT Technical Institute-King of Prussia   2005 — 2007
Associate of Science (A.S.), Computer Networking Systems

Winthrop University   2002 — 2004

Experience
Capital One Home Loans  April 2015 - Present
Santander Bank, N.A.   September 2012 - April 2015
Conestoga Bank  June 2009 - August 2012
Conestoga Bank  June 2009 - November 2011
First American Title  June 2007 - June 2009
Citicorp Trust Bank  October 2005 - June 2007
Beneficial Bank  September 2000 - October 2005

Skills
Experience with FNMA,..., Microsoft Office, Loans, Loan Servicing, Banking, Financial Analysis, Risk Management, Customer Service, Outlook, Microsoft Excel, Credit, Real Estate, Commercial Lending, Loan Origination, Consumer Lending, Credit Analysis, Sales, Commercial Banking, Small Business Lending, Mortgage Banking, Management, Customer Satisfaction, Budgets

Education
Chestnut Hill College   2010 — 2013
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

PJA School   2008 — 2010
Associate of Science (A.S.), Accounting and Business

Experience
Santander Bank, N.A.   October 2014 - Present
Santander Bank, N.A.   March 2014 - October 2014
Sovereign Bank  February 2013 - September 2013
State Street  July 2010 - February 2013
State Street  2008 - June 2010

Skills
Credit Risk, Banking, Business Analysis, Credit, Credit Analysis, Analysis, Financial Services, Risk Management, Enterprise Risk..., Financial Analysis, Hedge Funds, Accounting, Economics, Basel II, Financial Risk

Education
Brandeis University International Business School   2006 — 2008
Master's degree, International Finance and Economics

Reykjavik University   2003 — 2006
BSc, Business Administration

ESADE Business & Law School   2005 — 2005
Business Administration

Experience
National Debt Relief, LLC  July 2015 - Present
Forest Hills Financial Group  January 2015 - Present
Santander Bank, N.A.   January 2014 - January 2015
Prudential Financial  January 2013 - January 2014
Busy Bee Bicycles   June 2007 - September 2011
National Income Life Insurance Company  September 2010 - February 2011
Rapid Realty, Fort Greene Inc   May 2010 - September 2010
Mayor's Office of Contract Services  January 2008 - December 2008
Department of Buildings of the City of New York, NY 10007   July 2003 - July 2006

Skills
Marketing Strategy, Marketing, Team Building, New Business Development, Training, Public Relations, Emotional Intelligence, Building Relationships, Active Learning, Sales, Customer Satisfaction, Customer Service, Series 6, Investment Strategies, Licensed Property &..., Series 63, Critical Thinking, Conflict Resolution, Sales Management, Licensed Life & Health..., Leadership Development, Selling Skills, Change Management, Team Leadership, Organization, Social Skills, Building Business..., Coaching, Priority Management, Cold Calling, Direct Sales, Insurance, Public Speaking, Management, Sales Presentations, Interpersonal..., Team Management, Small Business, Teamwork, Entrepreneurship, Microsoft Office, Deal Closure, Team-oriented, Time Management, Relationship Management, Long-term Customer..., Strategic Partnerships, Creative Problem Solving, Social Networking, Life Insurance

Education
Ashford University   2010 — 2012
Bachelor's degree, Public Relations & Marketing, 3.7

Borough of Manhattan Community College   2008 — 2010
Associate's Degree, Business Management, 3.33

City University of New York City College   2002 — 2006
Bachelor's Degree, Civil Engineering, 3.0

Great Neck South High School   1998 — 2002
High School, Honors/Regents High School/Secondary Diploma Program, A

Experience
Princeton University  October 2012 - Present
Santander Bank, N.A.   2011 - September 2012
Charter One Bank - RBS Citizens N.A.   2006 - 2009
The Kunde Group   2002 - 2005
Wendy's Old Fashioned Hamburgers, Des Plaines, IL   1995 - 2001
Finley Properties, Ltd.   1992 - 1994
Heitman Properties, Ltd.   1979 - 1991
Charles O. Finley & Co., Inc.   1977 - 1979

Education
Arizona State University
Bachelors of Science, General Business

Indiana University Bloomington

Experience
Santander Bank, N.A.   January 2014 - Present
Santander Bank, N.A.   January 2013 - January 2014
UMass Boston  January 2010 - December 2011
PCI Educational Publishing  June 2011 - November 2011
Cottrell Brewing Company   January 2011 - June 2011
John's Liquors   June 2007 - August 2010
John's Liquors   July 1997 - August 2010
Victory Productions  2008 - 2009
Houghton Mifflin Harcourt  November 2005 - December 2008
Prentice Hall  February 2005 - November 2005

Skills
Editing, Publishing, Project Management, Written & Oral..., Small Business, Business Strategy, Alcoholic Beverages, Wine & Spirits Industry, Budgets, Management, Curriculum Design, Program Management, Teaching, Public Speaking, Sales, Microsoft Excel, Copy Editing, Risk Management, Microsoft Office, Microsoft Word, Access, Training, Proofreading, Web Content, Analysis, Marketing Strategy, Content Management, Entrepreneurship, Customer Service, Academic Publishing, Editorial, Marketing, Business Development, PowerPoint, Content Development, Marketing Communications, Leadership

Education
University of Massachusetts Boston   2010 — 2011
MBA, Entrepreneurship & Operations

Western New England University   1993 — 1995
B.A., Mathematics

American International College   1991 — 1992
Mathematics

Stonington High School

Experience
Santander Bank, N.A.   April 2015 - Present
Citi  June 2014 - April 2015
JPMorgan Chase  July 2011 - June 2014
ALMA BANK  August 2010 - July 2011
NEW YORK COMMERCIAL BANK  January 2008 - August 2010
GREAT FLORIDA BANK  January 2007 - December 2007
BankUnited  June 2006 - November 2006
Washington Mutual  April 2004 - June 2006
Pro TV  January 1998 - May 2000

Skills
Small Business Lending, Italian, Romanian, Loans, Retail Banking, Banking, Credit, Compliance, Customer Relations, Sales Management, Commercial Banking, Customer Service, Cash Management, Problem Solving, Microsoft Office, New Business Development, Team Leadership, Coaching, Team Building, Public Speaking, Word, Mentoring, PowerPoint, Microsoft Word, Branch Management, Mortgage Banking, Leadership, Process Improvement, Mortgage Lending, CRM, Consumer Lending, Marketing, Management, Relationship Management, Sales, Risk Management, Customer Retention, Deposits, Finance, Training, Cross Selling, Employee Training, Commercial Lending, Financial Services, Business Development, Entrepreneurship, Branch Banking, Small Business, Loan Origination, Program Management

Education
Laguardia Community College   2008 — 2012
AA, Business Administration

   2000 — 2001
Acting

Benjamin Franklin   1996 — 2000
High School, Computer Science

Experience
Santander Bank, N.A.   September 2014 - Present
AmeriHealth Caritas  May 2013 - September 2014
The AmeriHealth Mercy Family of Companies  June 2012 - April 2013
Helping Hands Medical Supply   May 2011 - August 2011

Skills
Microsoft Excel, Microsoft Word, PowerPoint, Outlook, Microsoft Project, Business Analysis, Healthcare, Access, Data Analysis, Healthcare Management, Medicaid, Insurance, Customer Service, Process Improvement

Education
Widener University   2011 — 2012
Master of Business Administration (MBA), Health/Health Care Administration/Management, Graduate

Arcadia University   2007 — 2011
Bachelor of Arts (B.A.), Health/Health Care Administration/Management

Experience
Santander Bank, N.A.   February 2015 - Present
SOTEC CONSULTING   October 2013 - January 2015
SOTEC CONSULTING, INC   September 2012 - September 2013
SOTEC   November 2011 - September 2012
everis  September 2009 - October 2011

Skills
IT Management, Project Coordination, Team Leadership, IT Solutions, Gestión de proyectos de..., Gestión de proyectos, Anti Money Laundering, AML, Legal Compliance, Project Management, Norkom, Liderazgo de equipos, Administración de las..., Análisis de negocio, Team Coordination, COBOL, Estrategia TI, JCL, Collections, Tallyman, Riesgos, Recoveries, FIA, Fiserv, Credit Cards, Settlement Agreements, Risk Analysis, Requirements Analysis, Software Testing Life..., SAS, Process Migration, Test Cases, Data Analysis, CTR, UAT coordination, Migration Projects, DDR, End User Training, User Scenarios, IT Strategy, IT, Compliance, FIU, KYC, P3, Software Project...

Education
UCAM Universidad Católica San Antonio de Murcia.   2002 — 2007
University graduate of Engineering, Computer Systems

Experience
Martha's Vineyard Insurance Agency   June 2015 - Present
Santander Bank, N.A.   April 2015 - May 2015
Santander Bank, N.A.   November 2014 - April 2015
Jimmy Seas   July 2014 - October 2014
Depot Market   March 2013 - June 2014
TheInvisibleBoss.com   October 2011 - December 2011
Bellarmine University Athletics   September 2011 - December 2011

Skills
Microsoft Office, Social Media, Teamwork, English, Research, Leadership, Photoshop, Organizing, Stata, Intercultural..., Time Management, Customer Service, Training, Sales, Management, Mac OS X, Windows, Accounting, Branch Operation, Teller Operations, Market Research, Financial Analysis, Public Speaking

Education
American University in Bulgaria   2008 — 2012
Undergraduate, Business Administration, Economics

Bellarmine University   2011 — 2011
Undergraduate, Communications, Business Administration, Music

Evrasiiskij Gosudarstvennyj Universitet im. L.N. Gumileva   2007 — 2011
undergraduate, Economics

Experience
Santander Bank, N.A.   2014 - Present
Fidelity Investments  2012 - 2014
State Street Bank and Trust Company  2008 - 2012
Davis, Malm & D'Agostine, P.C.   2007 - 2008
State Street Bank and Trust Company  2007 - 2007
United States Department of Justice  2006 - 2007
United States District Court  2006 - 2006
Putnam Investments  2002 - 2003
Yankee Advisers, LLC   2001 - 2002
Morgan Stanley Dean Witter  1999 - 2000

Skills
Securities, Legal Research, Legal Assistance, Litigation, Mutual Funds, Hedge Funds, Equities, Civil Litigation, Due Diligence, Fund Administration, Finance, Corporate Governance, Corporate Law, Securities Regulation

Education
Northeastern University School of Law   2005 — 2008
JD

The French Culinary Institute   2004 — 2004
Grand Diplôme, Classic Culinary Arts

Wellesley College   1994 — 1998
Bachelor's Degree, Japanese Studies

Waseda University   1996 — 1996
Study Abroad Program

日本女子大学   1996 — 1996
Study Abroad Program

The Governor's Academy (Governor Dummer Academy)   1990 — 1994

Experience
Santander Bank, N.A.   June 2014 - Present
Dove Chocolate Discoveries- Independent Chocolatier  January 2014 - Present
Country Inns & Suites  January 2013 - Present
Amazon  August 2012 - January 2013
Country Inn & Suites-Yok, PA   January 2010 - August 2012
York Revolution  March 2007 - May 2008

Skills
Customer Service, Hospitality, Management, Customer Satisfaction, Front Office, Event Management, Hospitality Management, Time Management, Hospitality Industry, Event Planning, Catering, Hotel Management, Hotels

Education
Alvernia University   2000 — 2002
Sports Management, Business, Sports Management

Kennard Dale High School   1995 — 1999
Diploma, General Studies, Business, College Prep

Experience
Santander Bank, N.A.   December 2012 - Present
Know Your Net, LLC   2009 - Present
Hewlett-Packard  December 2000 - September 2010
Sovereign Bank  September 1997 - December 2000
Cenlar FSB  September 1985 - September 1997

Education
Albright College   2011 — 2013
Bachelors, Business Administration

Reading Area Community College   2009 — 2011
Associates, Business Administration

Experience
Belco Community Credit Union  January 2014 - Present
Santander Bank, N.A.   October 2011 - December 2013
Carroll Community Bank   June 2009 - October 2011
Provident Bank (now M&T Bank)   October 2002 - June 2009
Provident Bank  April 2000 - October 2002
Provident Bank  June 1996 - April 2000
Provident Bank  December 1994 - June 1996
West View Savings Bank   August 1992 - October 1994

Skills
Negotiation, Contract Negotiation, Training, Management, Analysis, Customer Service, Accounting, Time Management, Security, Retail, Banking, Leadership, Team Building, Process Improvement, Coaching, Budgets, Performance Management, Vendor Management, Selling

Education
Anne Arundel Community College
Business/Accounting

Community College of Beaver County   1992 — 1993
Accounting

Community College of Allegheny County
Business Administration

Experience
Santander Bank, N.A.   July 2014 - Present
Hewlett-Packard  April 2014 - June 2014
Hewlett-Packard  November 2013 - March 2014
Bank of America  February 2013 - November 2013
Hewlett-Packard  November 2010 - February 2013
Hewlett-Packard  May 2010 - October 2010
Hewlett-Packard  December 2007 - April 2010
Hewlett-Packard  November 2006 - April 2010
Sinergia Servicios, S.C.   January 2006 - November 2006
Sinergia Servicios, S.C.   October 2004 - January 2006

Skills
Business Process, PMO, Visio, ITIL, Cross-functional Team..., Project Management, MS Project, Process Improvement, Program Management, IT Management, PMP, Management, SharePoint, Change Management, Supply Chain Management, Business Analysis, Software Project..., Business Intelligence, Data Warehousing, Databases, Strategy, Visual Studio, Java, Team Leadership, Project Portfolio..., Software Development, Enterprise Software, VBA, Excel, SharePoint Designer, Microsoft Office, Provision, JavaScript, Web Development, Business Process..., System Architecture, System Design, Toastmasters, Systems Analysis, Process Engineering, SQL Server, Pivot Tables, Requirements Analysis, Business Management, Visual Basic, Enterprise Architecture, Team Management, People Management, SAP, Scrum

Education
Universidad TecMilenio   2007 — 2009
MBA, MBA with a minor in Information Systems

Universidad Autónoma de Guadalajara   1999 — 2003
Bachelor of Science, Computer Information Systems

Eastern Washington University   2002 — 2002
Bachelor of Science, Computer Information Systems

Fachhochschule Ulm - Hochschule für Technik   2002 — 2002
Bachelor of Science, Computer Information Systems

Experience
Santander Bank, N.A.   August 2014 - Present
Meradia Group  February 2013 - August 2014
MobileAware  July 2012 - January 2013
JPMorgan Chase  October 2007 - July 2012
BBN Technologies  September 2009 - December 2010

Skills
•Cross-Functional Team..., •Fluent in English and..., •SWOT Analysis, •Business Analytics..., Microsoft Office, Lotus Notes, Visual Basic, BLOOMBERG, Software Quality..., Data Quality Assurance, ARPU, EBITDA Growth, ASIC, User Acceptance Testing, Business Case Modelling, HTML 5, Change Management, Comparative Market..., SEO, Google Analytics, Zoho, Salesforce.com, User Interface, A/B testing, Project Management, Business Strategy, CRM, IVR, Service Level Agreements, Service Level Management, Net Promoter Score, Proof of Concept, KPI Reports, Performance Benchmarking, SaaS, Knowledge Management..., Competitive Marketing..., Mobile Networking, Enterprise Solution..., Customer Engagement, Global Business..., Contract Negotiation, Visionary Thinking, Delivering ROI, Customer Experience..., RFP Generation, RFI, Alfresco Enterprise..., SQL, Strategy

Education
Northeastern University - Graduate School of Business Administration   2010 — 2012
MBA

The Washington Campus of Public Policy   2012 — 2012

American University of Beirut   2004 — 2007
BA, Buisness/Finance

Experience
Santander Bank, N.A.   October 2014 - July 2015
Santander Bank, N.A.   February 2013 - October 2014
Santander Bank, N.A.   November 2012 - February 2013
Florence Savings Bank  June 2011 - June 2012
Webster Bank  March 2010 - June 2011

Skills
Loans, Consumer Lending, Banking, Credit, Retail Banking, Customer Service, Leadership, Small Business Lending, Microsoft Office, Microsoft Word, Finance

Education
American International College   2008 — 2010
Bachelor's Degree, Business Administration and Management, General

Springfield Technical Community College   2006 — 2008
Associate's Degree, Business Administration and Management, General

Experience
Santander Bank, N.A.   December 2014 - Present
Chase  April 2009 - December 2014
Old Navy  February 2008 - May 2009

Skills
Customer Service, Sales, Retail Banking, Cash Management, Financial Services, Microsoft Word, PowerPoint, Risk Management, Customer Experience, Cross Selling, Data Entry, Time Management, Banking, Credit

Education
University of Phoenix   2015 — 2017
Bachelor’s Degree, Business Administration and Management, General

University of Phoenix   2013 — 2015
Associate of Arts (AA), Health/Health Care Administration/Management

Anthem Institute-Manhattan   2007 — 2008
Certificate/Diploma, Medical/Clinical Assistant

Experience
Santander Bank, N.A.   January 2015 - Present
CTDI  November 2014 - December 2014
Sb1 Federal Credit Union  March 2014 - October 2014
Sb1 Federal Credit Union  January 2004 - March 2014
Sb1 Federal Credit Union  September 2003 - January 2004

Skills
Accounting, Banking, Account Reconciliation, Financial Accounting, Credit, Financial Analysis, Financial Reporting, Finance, General Ledger, Accounts Receivable, Accounts Payable, Financial Statements, Forecasting, Journal Entries, Bank Reconciliation

Education
Arcadia University   2001 — 2003
Business Administration and Management, General

Peirce College
Associate's degree, Accounting

Experience
Santander Bank, N.A.   June 2015 - Present
Santander Bank, N.A.   April 2012 - June 2015
Santander Bank, N.A.   January 2009 - April 2012

Skills
Microsoft Office, Microsoft Excel, PowerPoint, Management, Leadership, English, Process Improvement

Education
Escuela Europea de Negocios   2007 — 2008
Master of Business Administration (M.B.A.), Business Administration and Management, General

Universidad Carlos III de Madrid   1998 — 2004
Bachelor of Business Administration (B.B.A.), Finance, General

Universidad Carlos III de Madrid   1998 — 2004
Bachelor of Laws (LL.B.), Law

Experience
Laboratorium   May 2010 - Present
E-Commerce Brasil   March 2013 - May 2015
Blander & Costa Comunicação   May 2009 - April 2010
Cultural Norte Americano   April 2007 - September 2008
Santander Bank, N.A.   January 2006 - April 2007

Skills
E-commerce, Digital Marketing, Business Model..., Social Media, Storytelling, Start-up Consulting, Business Intelligence, Event Management, Digital Storytelling, Entrepreneurship, Transmedia Storytelling, Network Design, Marketing, Start-ups, Media Production..., Design Thinking, Web 2.0, Marketing Strategy, Blogging, Digital Strategy, Marketing digital, Comércio eletrônico, Online Advertising, Mobile Marketing, Publicidade online, Empreendedorismo, Estratégias de marketing, Estratégia digital, SEO (Otimização de..., SEM, E-mail Marketing, Mídias sociais, Marketing de motor de..., Marketing para..., Marketing por e-mail, Email Marketing

Education
Escola Superior de Propaganda e Marketing   2011 — 2012
Transmídia e Storytelling, Marketing

Escola Superior de Propaganda e Marketing   2011 — 2011
Redes sociais e Inovação Digital, Marketing

Uninove - Universidade Nove de Julho   2007 — 2010
Marketing, Comunicação

Experience
Saint-Gobain Abrasives  May 2014 - Present
Santander Bank, N.A.   October 2013 - May 2014
EMC  June 2013 - October 2013
Citizens Bank  March 2012 - June 2013
Boston Financial Data Services  December 2011 - March 2012
Citizens Bank  June 2011 - December 2011
Nestle Waters  April 2010 - November 2010
The Hanover Insurance Group  2009 - 2010
Santander Bank, N.A.   2006 - 2009
Excel Staffing  2005 - 2006

Skills
Talent Acquisition, Talent Management, Recruiting, Employee Relations, Executive Search, Business Relationship..., IT Recruitment, Sales Management, Human Resources, Technology Recruitment, Corporate Recruiting, Onboarding, Applicant Tracking..., Sourcing, College Recruiting, Technical Recruiting, HRIS, Workforce Planning, Contract Recruitment, Deferred Compensation, Employee Engagement, PeopleSoft, Screening, Taleo, Vendor Management, Recruitment Advertising, Coaching, Organizational..., Personnel Management, HR Policies, Building Relationships, Change Management, Business Development, Leadership, Hiring, Succession Planning, Temporary Placement, Interviews, New Hire Orientations, Management, Strategy, Permanent Placement, Employer Branding, Strategic Sourcing, Resume Writing, HR Consulting, Behavioral Interviewing, Account Management, Background Checks, Staff Augmentation

Education
Assumption College   2007 — 2009

Assumption College   2001 — 2005

Experience
EMCOR Facilities Services  November 2013 - Present
Santander Bank, N.A.   August 2012 - November 2013
Sovereign Bank  October 2010 - August 2012
Sovereign Bank  April 2010 - October 2010
Sovereign Bank  July 2008 - April 2010
Towers Perrin  May 2005 - July 2008
International SOS  June 2004 - May 2005
Albright College  October 2000 - June 2004

Skills
Human Resources, HRIS, Job Descriptions, Personnel Management, Workforce Planning, Incentive Programs, PeopleSoft, HR Policies, Benefits Administration, Compensation & Benefit, Expatriate Management, Salary, Compensation Structures, Employment Law, Microsoft Office, Market Pricing, Salary Review

Education
Temple University   2006 — 2008
MS

Albright College   2000 — 2004
BS

World at Work
Compensation Professional Certification in progress

Experience
Santander Bank, N.A.   2004 - Present
Sovereign Bank  November 2004 - January 2012
Citibank  July 2002 - November 2004
Citigroup  2002 - 2004
ABN AMRO  November 1997 - July 2002
Republic National Bank  1989 - 1997

Education
New York University - Leonard N. Stern School of Business   1991 — 1995
MBA, Finance

Adelphi University   1985 — 1989
BS, Banking and Money Management

Experience
My Alarm Center  October 2015 - Present
Toys R Us  June 2012 - October 2015
Santander Bank, N.A.   2011 - 2013
Toys R Us  August 2011 - June 2012

Skills
Employee Relations, Recruiting, Hiring, Sales, Onboarding, New Hire Orientations, Taleo, Human Resources, Interviews, Talent Acquisition, Customer Service, Training, Time Management, Leadership, Management, Employee Training, Workday, Microsoft Office, HRIS, PowerPoint

Education
La Salle University   2015 — 2018
Master's Degree, Human Capital Development

Neumann University   2011 — 2014
Bachelor of Arts (B.A.), Psychology, 3.8 GPA

Arcadia University   2010 — 2011
Bachelor of Arts (B.A.), Psychology

Ridley High School   2006 — 2010
High School Diploma

Experience
Santander Bank, N.A.   July 2015 - Present
Bunker Hill Community College  September 2009 - Present
Wellington Management  April 2014 - December 2014
Wellington Management  March 2012 - April 2014
State Street  April 2011 - February 2012
State Street  March 2008 - December 2010
U.S. Bank   January 2002 - March 2007

Skills
Business Analysis, Systems Analysis, Team Building, Business Requirements, Change Management, Problem Solving, Process Improvement, SDLC, Team Leadership, Business Strategy, Customer Facing, Outstanding Customer..., Operations Management, Financial Reporting, Banking, Customer Relations, Testing, Excel, Data Analysis, Mentoring, Instructing, Structuring Deals, Customer Presentations, Team Orientation, External Clients, Investment Operations, Microsoft Excel, Customer Experience..., Analytical Skills, Fixed Income, Financial Services, Analysis, Project Management, Vendor Management, Training, Management, Derivatives, Business Process..., Finance, Leadership, Requirements Gathering, Integration, Strategic Planning, Asset Managment, Team Management, Requirements Analysis, Bonds, Coaching, Securities, Employee Relations

Education
Anna Maria College
Master of Business Administration, Business Administration, 3.7

Archbishop Williams Class 1984

University of Massachusetts at Lowell
Bachelor of Business Administration, Business Administration, Marketing

Experience
Santander Bank, N.A.   April 2014 - Present
New Penn Financial, LLC  March 2013 - February 2014
Santander Bank, N.A.   March 2006 - March 2013

Skills
Finance, Accounting, General Ledger, Loans, Portfolio Management, Mergers & Acquisitions, Analysis, Journal Entries, Bank Reconciliation, Accruals, Time Management

Education
Alvernia University   2007 — 2009
Master of Business Administration (MBA)

Shippensburg University of Pennsylvania   2001 — 2005
Bachelors of Science, Accounting

Experience
Santander Bank, N.A.   May 2014 - Present
Assumption College  September 2010 - May 2014

Skills
Statistical Data..., Microsoft Office, Credit Risk, Project Management, Quantitative Analytics, Portfolio Management, Financial Reporting, Time Management, Microsoft Excel, Public Speaking, Valuation, Financial Modeling

Education
Assumption College   2010 — 2014
B.A., Economics, International Business

Universitat Autònoma de Barcelona   2012 — 2012
Economics

Experience
Buonitalia   May 2014 - Present
Santander Bank, N.A.   November 2013 - May 2014
MTS Consulting   May 2013 - September 2013
Procredit Bank Albania  November 2009 - October 2012
Procredit Bank Albania  July 2006 - September 2009
Procredit Bank Albania  July 2001 - July 2006

Skills
Banking, Retail Banking, Credit Risk, Credit, Credit Analysis, Loans, Risk Management, Credit Cards, Financial Analysis, Commercial Banking, Corporate Finance, Branch Management, Leadership, Commercial Lending, Training, Small Business Lending, Branch Banking, Sales, Accounting

Education
Aleksandër Xhuvani University of Elbasan   1997 — 2001
Bachelor of Science (BS), Business Administration and Management, General

Experience
Santander Bank, N.A.   June 2014 - Present
RBS Citizens Financial Group  July 2013 - June 2014
RBS Citizens Financial Group  July 2012 - July 2013
The Washington Trust Company  March 2011 - July 2012
The Washington Trust Company  December 2010 - March 2011
CVS Caremark Corporation  May 2003 - February 2011
University of Rhode Island  September 2009 - August 2010
Graduate Student Association - University of Rhode Island   2009 - 2010
College of Environmental Life and Science - University of Rhode Island   January 2009 - May 2009
University of Rhode Island  September 2004 - May 2009

Skills
Risk Management, Analysis, Financial Risk, Banking, Project Management, Vendor Management, Information Security, Data Analysis, Research, Process Improvement, Portfolio Management, Management, Financial Services, Business Analysis, International Project..., Third Party Assurance, Business Relationship..., Information Security..., Third Party Vendor..., Assurance, Process Unity

Education
University of Rhode Island   2009 — 2010
Master of Business Administration, Kingston, Rhode Island

University of Rhode Island   2004 — 2009
Bachelor of Science, Business Administration; Double minor - Microbiology and Chemistry

Asia University (TW)   2008 — 2008
Elite International Youth Leader Camp - July 2008

Experience
Reading Health System  April 2012 - Present
HealthSouth  January 2012 - Present
Sovereign Bank  January 2011 - February 2012
Santander Bank, N.A.   February 2003 - February 2012

Skills
Nursing, Leadership, Management, Customer Service, Time Management, Financial Analysis, Analysis, Sales, Negotiation, Outlook, Banking, Epic Systems, Healthcare, Clinical Research, Surgery, Documentation, Access, Treatment, Process Improvement, Hospitals, Registered Nurses, Healthcare Information..., Disease Management, Rehabilitation, Medicine

Education
Alvernia University   2007 — 2015
Master of Business Administration (MBA), Accounting and Business/Management, 4.0

Chamberlain College of Nursing   2013 — 2016
Master of Science (M.S.), Nursing Administration, 4.0

West University of Timisoara, Romania   1994 — 1999
Bachelor of Science (B.S.), Economics

Experience
Santander Bank, N.A.   February 2014 - Present
Santander Bank, N.A.   June 2011 - February 2014
Prospect Mortgage Company  August 2010 - February 2011
Bank of America  April 2009 - August 2010
Northstar Mortgage  July 2006 - 2009

Skills
Mortgage Lending, Loans, Credit, Loan Origination, FHA, Credit Risk, Government Loans, Credit Analysis

Education
University of Rhode Island - College of Business Administration   2013 — 2015
Master of Business Administration (M.B.A.)

American University   2000 — 2003
Bachelor of Arts, Communications

Experience
Santander Bank, N.A.   November 2013 - Present
Sovereign Bank  February 2013 - Present
Santander Bank, N.A.   November 2012 - Present
Cell Press/Elsevier  August 2012 - Present
JPMorgan Chase  May 2011 - July 2011
State Street Bank and Trust  July 2007 - October 2010
Navigant Consulting, Inc  June 2006 - July 2007
Columbia Management Group  April 2001 - June 2006
Bank of America  April 2000 - June 2006
Bank of America  2001 - 2006

Skills
Compliance, Asset Management, Due Diligence, Investments, Audit, Risk Management, Mutual Funds, Process Improvement, Documentation, Administration, General Office Duties, Compliance Management, Regulatory Risk, Risk Monitoring, Risk Measurement, Compliance Testing, Issues Resolution, Auditing, System Administration

Education
2002- 2006UNIVERSITY OF MASSACHUSETTS   2002 — 2006
MASTERS, BUSINESS ADMINISTRATION

Emerson College   1994 — 1997
BACHELOR OF SCIENCE (B.S), Communication Studies

American Academy of Dramatic Arts   1992 — 1995
ACTING

Bosotn University

Experience
Santander Bank, N.A.   January 2015 - Present
Vanguard  February 2014 - January 2015
BNY Mellon  May 2011 - September 2013
BNP Paribas  2008 - June 2011
SEI  2003 - 2008

Skills
Equities, Middle Office, Fixed Income, Mutual Funds, Investments, Asset Management, Bloomberg, Financial Services, Derivatives, Hedge Funds, Securities, Banking, Alternative Investments, Financial Markets, Corporate Actions

Education
Alvernia University   1997 — 2002
Bachelor of Arts (B.A.), Accounting

Alvernia University   1997 — 2002
BS in Accounting, Accounting

Experience
Marx Capital Group LLC   2009 - Present
Santander Bank, N.A.   2013 - 2015
Santander Bank, N.A.   2013 - 2015
MetLife Home Loans  2010 - 2011
J.P. Morgan Chase - Home Lending   2008 - 2009
J.P. Morgan Chase - Home Finance   2000 - 2008
Chase Manhattan Funding   1997 - 2000
Countrywide Funding Corporation  1994 - 1997
Churchill Mortgage  1992 - 1994
Globe Mortgage Company   1991 - 1993

Skills
Mortgage Lending, Mortgage, Real Estate, Banking, Mortgage Banking, Mortgage Industry, Investment Properties, Loan Origination, Loans, Residential Mortgages, Credit Analysis, Real Estate Finance, REO, Loan Structuring, Foreclosures, Short Sales, Loss Mitigation, Funding, Commercial Lending

Education
Adelphi University
Bachelor of Science (B.S.), Sociology

Experience
Santander Bank, N.A.   May 2015 - Present
Santander Bank  December 2012 - May 2015
Pitney Bowes Software  June 2006 - November 2012
Pitney Bowes MapInfo  June 2006 - June 2011
Corporate Executive Board  April 2005 - June 2006

Skills
Agile Methodologies, Business Analysis, Business Intelligence, CRM, Consulting, Customer Insight, Financial Services, Forecasting, Leadership, Management, Performance Management, Predictive Analytics, Product Development, Product Management

Education
American University   2000 — 2005
PhD, Economics

University of Pittsburgh   1995 — 1999
BS, Math / Economics

Experience
Santander Bank, N.A.   September 2014 - Present
Nationwide Insurance  January 2013 - September 2014
Nationwide Bank  June 2010 - January 2013
Nationwide Mutual Insurance Company  August 2008 - May 2010
Litefx/Litecubes, LLC   August 2002 - July 2006

Skills
Financial Modeling, Financial Analysis, Strategic Planning, Corporate Finance, Risk Management, Business Strategy, Valuation, Equities, Portfolio Management, Investments, Asset Managment, Mergers, Treasury Management, Mergers & Acquisitions, Due Diligence, Strategy, Finance

Education
Carnegie Mellon University - Tepper School of Business   2006 — 2008
MBA, Finance, Economics

San Diego State University-California State University   1997 — 2002
BA, International Business, Japanese, Finance and Asian Studies

大阪国際大学   1998 — 2000
Certificate of Completion of Japanese Language Program, Japanese

New Mexico Military Institute   1996 — 1997

Experience
Santander Bank, N.A.   July 2013 - Present
Banco Santander UK   February 2012 - 2013
Banco Santander UK   2008 - 2012
Panaca S.A   2004 - 2006
Industrias Spring S.A   2003 - 2004

Skills
Retail Banking, Service Management, Development & delivery..., Information Management, Risk Management, Sales Management, Project Management, International Business, Strategic Planning, Analysis, Market Research

Education
Cass Business School   2008 — 2009
Master's degree, Management & Internal Auditing

Universidad de Manizales   2000 — 2005
Bachelor's degree, International Marketing

Experience
Santander Bank, N.A.   January 2014 - Present
Santander Bank, N.A.   January 2003 - Present
Big Brothers Big Sisters of Berks County   2012 - 2014
UtiliTech, Inc  May 1996 - January 2003

Skills
Contract Negotiation, Banking, Public Speaking, Written Communication, Collaboration, Motivation, Time Management, Microsoft Office, Ingenuity, Database Design, Contract Management, Auditing, Budgets, Risk Management, Telecommunications, Financial Analysis, Process Improvement, Project Management, Business Analysis, Management

Education
University of Maryland
Master of Business Administration

University of Maryland
Master of Science, Procurement and Contract Management

Albright College
Bachelor of Science, Marketing

Experience
Congolese Genocide Awareness, Inc   January 2015 - Present
Santander Bank, N.A.   June 2014 - Present
Citizens Bank  April 2013 - May 2014
State Street  May 2008 - May 2012

Skills
Leadership, Management, Customer Service, Microsoft Office, Programming, Microsoft Excel, PowerPoint, Financial Analysis, Data Analysis, Accounting, Microsoft Word, Nonprofits, Accurate Data Entry, Project Management, Corporate Communications, Internal Communications, Account Management, Financial Accounting

Education
Assumption College   2004 — 2008
Bachelor, Accounting

Experience
Santander Bank, N.A.   March 2014 - Present
Santander Consumer USA Inc.  May 2013 - March 2014
Santander Consumer USA Inc.  November 2011 - May 2013
Santander Consumer USA Inc.  October 2009 - October 2011
Santander Consumer Finance, UK   May 2011 - August 2011
Algebris Investments   June 2008 - August 2008
Banco Santander  June 2007 - August 2008
Bankinter  March 2007 - June 2007
Banco Santander  October 2006 - December 2006

Skills
Analysis, Portfolio Management, Data Analysis, Financial Analysis, Business Analysis, Credit Risk, Risk Management, Banking, Business Strategy, Corporate Finance, Business Intelligence, Microsoft Excel, Credit, Forecasting, Negotiation, Sales Management, Team Leadership, Change Management, Strategic Planning, Project Management, Análisis financiero, Modeling, Riesgo de crédito

Education
Southern Methodist University - Cox School of Business   2010 — 2012
PMBA-MSM

Universidad Pontificia Comillas   2003 — 2009
ICAI-Ingieneria

HEI - Hautes Etudes d'Ingénieur   2007 — 2008
Ingeniero en Informatica

Experience
Santander Bank, N.A.   March 2015 - Present
Imagine This Company, Inc.   August 2013 - October 2014
US House of Representatives  September 2009 - August 2013
Starwood Hotels & Resorts Worldwide, Inc.   February 2006 - June 2008
Starwood Hotels & Resorts Worldwide, Inc.   May 2004 - February 2006

Skills
Continuous Process..., Business Process..., Streamlining..., Customer Relationship..., Strategic Planning, Business Strategy, Customer Service, Project Management, Operations Management, Employee Training, Program Development, Employee Engagement, Cost Management, Cost Control, Business Communications, Leadership

Education
American University
Master of Business Administration (MBA), Business Administration, Management and Operations

Longwood University
BSBA, Marketing and Management

Experience
HSBC  December 2014 - Present
Barclays  June 2010 - December 2014
Reed Exhibitions  April 2009 - June 2010
Schroders  March 2007 - December 2009
Santander Bank, N.A.   April 2006 - March 2007
Barclays  September 2004 - April 2006
GE  October 2001 - September 2004
Deloitte Australia  December 1998 - August 2000

Skills
Project Management, Program Management, Business Process..., Business Integration, Strategic Planning, Business Process..., Portfolio Management, Change Management, Acquisition Integration, Negotiation, Financial Analysis, Financial Reporting, Strategic Financial..., Investment Banking, Asset Management, Retail Banking, Mergers & Acquisitions, Business Analysis, Stakeholder Management, Stakeholder Engagement, Senior Stakeholder..., Finance Consulting, Financial Modeling, Fixed Income, Financial Forecasting, Presentations

Education
Institute of Chartered Accountants in Australia

Curtin University
Bachelor's Degree, Accounting and Finance

Experience
Santander Bank, N.A.   May 2014 - Present
Sovereign Bank  July 2013 - May 2014
Sovereign Bank  June 2012 - July 2013
Sovereign Bank  June 2011 - June 2012
Sovereign Bank  May 2010 - June 2011
Worcester Police Department   September 2008 - February 2009

Skills
AML, Bank Secrecy Act, KYC, Banking, Anti Money Laundering, Credit, Financial Risk, Fraud, Retail Banking, USA PATRIOT Act, Operational Risk, Due Diligence, Management, OFAC, Risk Assessment, Risk Management

Education
Anna Maria College   2007 — 2009
Masters, Criminal Justice, Computer Forensics

Experience
Santander Bank, N.A.   December 2013 - Present
Sovereign Bank  June 2011 - Present
Chase Home Finance  February 1999 - October 2008

Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, Loan Origination, Credit Analysis, Refinance, Residential Mortgages, FHA, Banking, Consumer Lending, Mortgage Underwriting, Underwriting, VA loans, Credit Risk, FHA financing, USDA, Commercial Lending, Retail Banking, Loss Mitigation, Construction Loans, Small Business Lending

Education
Ashford University   2008 — 2009
MA, Education

Shippensburg University of Pennsylvania   1991 — 1996
BS, Finance

Experience
HarborOne Bank  April 2015 - Present
Santander Bank, N.A.   February 2012 - April 2015
Citibank  2006 - February 2012
Citizens Financial Group  May 2002 - September 2006

Skills
Sales, Commercial Banking, Small Business Lending, Mortgage Lending, Leadership, Loans, Banking, Commercial Lending, Credit, Portfolio Management, Consumer Lending, Credit Analysis, FHA, Loan Origination, Retail Banking

Education
Appalachian State University   1987 — 1992
BS

Salve Regina University   1986 — 1987

Experience
The TJX Companies, Inc.   February 2015 - Present
Clients: Netcost, BCCI   February 2014 - February 2015
Bramson ORT College  June 2013 - February 2015
Santander Bank, N.A.   January 2013 - February 2014
Santander Bank, N.A.   October 2010 - January 2013
Santander Bank, N.A.   September 2007 - October 2010
United Nations  February 2003 - March 2005

Skills
Organizational..., Training Facilitation, Performance Improvement, Instructor-led Training, Training, Employee Learning &..., Consulting, Banking Software, Retail Banking, Training Delivery, Banking, Strategy, Management

Education
Baruch College, City University of New York (CUNY)   2005 — 2008
Master's Degree, Human Resources and Organizational Behavior Studies

American University in Bulgaria
Bachelor of Arts (B.A.), Business Administration and Management, General

Experience
Santander Bank, N.A.   September 2013 - Present
Banco Santander  July 1994 - August 2012
National Australia Bank  September 1993 - July 1994
Bank of New Zealand  December 1985 - September 1993

Skills
International Banking..., Banking, Auditing, Accounting, Corporate Finance, Cash Management, Payments, Executive Management

Education
Adelphi University
Bachelor of Science (BS), Management and Communications

Experience
Domus Realty  November 2012 - Present
Capital One  2006 - 2012
Santander Bank, N.A.   2002 - 2006

Education
Moscow State Mining University (MSMU)   1988 — 1994
Bachelor of Economics & Engineering

Experience
Santander Bank, N.A.   February 2015 - Present
Janssen, Pharmaceutical Companies of Johnson and Johnson  November 2005 - Present

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Research, Leadership, Training, Access, Accounts Payable, Financial Analysis, Analysis, Process Improvement, Vendor Management, Account Reconciliation, Finance, General Ledger

Education
Albright College
Bachelor of Science (B.S.), Accountant

Experience
Santander Bank, N.A.   October 2012 - Present
Passumspic Savings Bank   June 2009 - November 2010
Mascoma Savings Bank  February 2003 - May 2009

Skills
Cash Management, Customer Service, Branch Banking, Branch Management, Management, Credit Cards, Microsoft Excel

Education
Norton High School   1985 — 1989
High School Diploma

Argosy University Phoenix

Experience
Northwestern Mutual  May 2015 - Present
Kickstand Cafe   November 2013 - August 2015
Santander Bank, N.A.   June 2013 - September 2013
The Black Dog Tavern, Co.   May 2011 - August 2012
The Ministry of Communication and Information Technology of Republic of Azerbaijan   March 2010 - June 2010

Skills
Social Media

Education
Suffolk University   2015 — 2016
Finance, Economics, Finance, Economics, Junior

American University in Bulgaria   2010 — 2013
Business Administration/Economics, 3.7