Experience
HOLT CAT  April 2007 - Present
Lennox International  July 2005 - April 2007
Sebring Capital   January 2002 - July 2005
Allied Riser Communications  May 2000 - January 2002
United Advertising Publications  April 1998 - May 2000
The Associates - Ford Housing Finance Services   October 1995 - April 1998
The Associates - Corporate Training   October 1994 - October 1995
The Associates  April 1989 - October 1994

Skills
Organizational Design..., Leadership, Operations Management, Employee Survey and..., Team Building, Training, Onboarding, Contract Negotiation, Budgets, Project Management, Change Management, Process Improvement, Employee Relations, Performance Management, Sales, Technical, and..., Strategic & Succession..., Corporate University..., Talent Management and..., Management

Education
Southern Methodist University   1982 — 1986
Bachelor's Degree, Radio, Television, and Digital Communication / Graphic Design / Studio Art

Tascosa High School   1978 — 1982
High School

Experience
Morton Community Bank  May 2014 - Present
Cumberland County Sheriff's Office  August 2012 - June 2013
Wells Fargo Home Mortgage  March 2009 - December 2012
Homecomings Financial  June 2004 - October 2008
LoanStream   November 2002 - December 2003
Sebring Capital   April 1997 - November 2002
Shanks,Tritter & Ledbetter   January 1991 - April 1997

Skills
Microsoft Word, Microsoft Office, Microsoft Excel, Windows Explorer, PowerPoint, Dictaphone, Outlook Express, Empower, Residential Mortgages, Administrative..., Pay Close Attention to..., Notary Public, LPS, Wordperfect, Loans, Underwriting, Mortgage Lending, Powers of Attorney, Loan Closings, Task-oriented, Train New Employees, Interviews, Bankruptcy, FHA, VA loans, USDA, Credit Analysis, Mortgage Underwriting, Loan Origination, Public Relations, Customer Service, Listening to customers, Professional Experience, Court Proceedings, Court Cases, Court Appearances, Internships, Mortgage Servicing, Refinance, FHA financing, Loss Mitigation, Credit, Loan Servicing, Mortgage Banking, Construction Loans, Government Loans, CAD

Education
Fayetteville Technical Community College   2009 — 2013
Associate of Science (AS), Criminal Justice Technology, GPA 3.885

Houston Community College   1988 — 1990
Associates, General Studies

Southwest Texas State University   1986 — 1988
Criminal Justice

Kingwood High School   1982 — 1986
High School Diploma, General Studies

Experience
Icon Advisory   April 2015 - Present
Bank of America  November 2014 - April 2015
Bank of America  November 2010 - November 2014
Bank of America  September 2008 - November 2010
Bank of America  November 2007 - September 2008
Bank of America  February 2007 - November 2007
Sterling National Mortgage  September 2004 - February 2007
Sebring Capital   July 2003 - July 2004
First Horizon Home Loans  August 2002 - July 2003

Skills
Secondary Marketing, Product Management, Small Business, Pricing Strategy, Pricing Analysis, Home Equity Lines of..., Consumer Products, Competitive Analysis, Finance, Financial Analysis, Public Speaking, Secondary Market, Mortgage Banking, Capital Markets, Retail Banking, Hedging, Credit Cards, Analytics, Strategy, Leadership, Mortgage Lending, Credit, Portfolio Management, Loan Origination, Loans

Education
University of Arkansas at Fayetteville   1997 — 2001
Bachelor of Science (BS), Finance

Experience
EverBank  November 2012 - January 2014
SalesHeli   2014 - 2014
Wells Fargo Home Mortgage  July 2008 - April 2010
Lehman Brothers Bank  2006 - 2008
Sebring Capital   December 2005 - December 2006
Finance America  April 2004 - December 2005

Skills
Loans, Banking, Underwriting, Mortgage Banking, Customer Service, Foreign Languages, Translation, Teaching English as a..., Mortgage Lending, Risk Management, Credit, Loan Origination, Financial Services, Account Management, Residential Mortgages, Credit Analysis, Financial Analysis

Education
University of Denver   2010 — 2014
Master of Liberal Studies, Global Affairs

University of Maryland College Park   1990 — 1993
Bachelor of Arts (B.A.), Business Spanish

Finnish Businessmen's Commercial College
Associate's degree/Merkonomi, Accounting

Experience
University of North Texas  March 2015 - Present
Greatbatch  September 2013 - March 2015
JCPenney  April 2007 - May 2013
Sebring Capital   August 2005 - December 2006
Antidote   June 2003 - April 2004
Regus  July 2002 - June 2003
Regus (previously HQ Global Workplaces)   June 2000 - June 2002
Embassy Suites  September 1998 - October 2000
DoubleTree by Hilton  August 1995 - June 1997

Skills
Microsoft Office 2010, Visio, Windows 7, Customer Service, Lotus Notes, Budgeting, Databases, Event Planning, Employee Relations, Hospitality, Catering Sales, Internet, Social Media, Social Networking, Oracle, Photoshop, Purchasing, Customer Relations, Retail, Problem Solving, Troubleshooting, Telecommunications, Vendor Management, Writing, Expense Reports, Travel Planning, PeopleSoft, Khalix, Payroll, Confidentiality, Oracle SQL, Adobe Acrobat, Facilities Management, Office Management, Hotel Management, Wireless Networking, Assertiveness, Adaptability, Budgets, Microsoft Office

Education
Macomb Community College   2005 — 2007
Associates, General Studies

Central Michigan University   1992 — 1994
Counseling Psychology

Stevenson High School   1989 — 1992
Colleg Prep

Experience
Doonworx Health Solutions   January 2014 - April 2015
Optumas  April 2013 - December 2013
Colorado Department of Regulatory Agencies  May 2008 - April 2013
Aurora Loan Services / Lehman Brothers Bank   2006 - 2007
Sebring Capital   2005 - 2006
MortgageIT  2004 - 2005

Skills
Mortgage Lending, Banking, Insurance, Underwriting, Risk Management, Analysis, Financial Analysis, Credit, Strategic Planning, Process Improvement, Customer Service, Leadership, Management, Business Development

Education
University of Iowa   1995 — 1996

St. Ambrose University   1993 — 1995
International Marketing

Experience
Vision Floors and More/ Carpet One   August 2008 - Present
Fieldstone Mortgage Company  September 2005 - October 2006
Sebring Capital   June 1998 - August 2005

Education
Harrison high school   1990 — 1993

Indiana Business College
attended 2 yrs, Business, Management, Marketing, and Related Support Services

Experience
Landmark Dividend  January 2011 - Present
Sebring Capital   February 2006 - December 2006
Countrywide Speciality Lending Group   January 2005 - January 2006

Skills
Investments, Contract Negotiation, Marketing, Sales, Business Development, Finance, Leadership, Negotiation, Real Estate, Salesforce.com, Landlords, Sales Management, Strategic Planning, Team Building, Investment Properties

Education
Louisiana State University   1991 — 1997
Bachelor of Science (BS), Mass Communication/Psychology

Experience
Credit Planner Corp.   January 2014 - Present
Credit Planner Corp.   January 2014 - Present
Sebring Capital   January 2006 - February 2007

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking

Education
Arizona State University   1997 — 2001
Business & Communications

Holliston High School   1989 — 1993

Experience
Wells Fargo  July 2012 - Present
BB&T  May 2011 - July 2012
Fifth Third Bank  March 2009 - May 2011
The Warranty Group  2008 - 2009
Wachovia Securities, LLC  2006 - 2008
Wilmington Financial Group   2006 - 2007
Sebring Capital   1999 - 2006

Skills
Account Management, Banking, Business Analysis, Business Development, CRM, Coaching, Cold Calling, Consumer Lending, Credit Analysis, Credit, Customer Service, Finance, Financial Analysis, Financial Services, Insurance, Loan Origination, Leadership, Loans, Management, Merchant Services, Mortgage Banking, Mortgage Lending, New Business Development, Portfolio Management, Payment Card Processing, Recruiting, Risk Management, Sales, Sales Process, Salesforce.com, Selling, Small Business Lending, Team Building, Training, Marketing, Sales Management, Strategic Planning

Education
Liberty University   2008 — 2011
Psychology

Samford University   1993 — 2006

Experience
First United Mortgage Group  May 2014 - Present
Bank of Oklahoma Mortgage Group   October 2010 - April 2014
Neighborhood Mortgage Group   April 2009 - October 2010
WestStar Mortgage  October 2007 - April 2009
Premier Mortgage Funding  September 2003 - September 2007
Sebring Capital   October 1996 - September 2003
New Century Mortgage  1995 - 1996

Skills
Mortgage Lending, Loans, Loan Origination, Underwriting, Sales, Government Loans, Consumer Lending, Credit, FHA financing, Refinance, USDA, First Time Home Buyers, Residential Mortgages, Loss Mitigation, Mortgage Banking, Banking, FHA, Mortgage Servicing, Customer Service, Real Estate, Management, VA loans, Training, Mortgage Underwriting, Finance, Home Equity Loans, Commercial Mortgages, Loan Servicing, Certified Mortgage..., Credit Analysis, Home Equity Lines of..., REO, Real Estate Financing, Small Business Lending, Commercial Banking, Commercial Lending, Real Estate Economics, Reverse Mortgages

Education
Northeastern State University   1993 — 1995
Psychology

Experience
ACRE Capital, LLC. A Subsidiary Of ARES Commercial Real Estate Corporation   June 2014 - Present
PennyMac Loan Services, LLC  November 2013 - June 2014
Nationstar Mortgage  January 2013 - September 2013
Fannie Mae  June 2009 - January 2012
Bank of America  April 2006 - May 2009
Homecomings Financial  November 2004 - March 2006
Sebring Capital   June 2002 - November 2004
Nissan Motor Corporation  June 1996 - February 2002

Skills
Loans, Mortgage Lending, Credit, Loan Servicing, FHA, Mortgage Banking, Loan Origination, Loss Mitigation, Mortgage Servicing, Mortgage Underwriting, Residential Mortgages, Foreclosures, Customer Service, Training, REO, USDA, VA Loans, FHA financing, Default, Internal Audit, Commercial Real Estate, Commercial Insurance, Acquisitions, Loan Modifications, Manufactured Housing, Condos, Title Insurance, Government Loans, Automotive Finance, Operational Risk, Deed in Lieu, Business Management, Credit Risk, Team Building, Team Leadership, Insurance Risk..., Risk Management

Education
Collin County Community College   2014 — 2016
Business/Managerial Economics

Housing Finance Institute   2009 — 2009
Mortgage Underwriter Certification, Principles of Sound Underwriting

MetroTex Association of Realtors fka Greater Dallas Association of Realtors   2002 — 2002
Loan Originations Certification, Mortgage Loan Origination

Jackson State University   1988 — 1992
Bachelor of Arts (B.A.), Business Administration and Management, General

Experience
Cornerstone Community Bank  April 2015 - Present
Supreme Lending  November 2011 - March 2015
JPMorgan Chase  February 2009 - November 2011
JPMorgan Chase  February 2010 - May 2010
JPMorgan Chase  February 2009 - January 2010
Beal Bank  July 2008 - December 2008
Barnes and Noble Booksellers  November 2007 - July 2008
Beal Bank  August 2007 - November 2007
Clayton  October 2005 - May 2007
Sebring Capital   1998 - 2000

Education
University of North Texas   1993 — 1995
Bachelor of Science, Hotel/Restaurant Management

Experience
IGATE  February 2013 - August 2015
HP Debt Exchange, LLC   February 2011 - February 2013
HP Locate, LLC   February 2011 - February 2013
Recovery Management International   January 2009 - February 2011
North American Lending   March 2008 - January 2009
Countrywide Bank  April 2007 - March 2008
Sebring Capital   January 2006 - December 2006
New Century Mortgage  July 2002 - July 2005
Centex Home Equity  August 2000 - July 2002
First Federal Mortgage  March 1999 - August 2000

Skills
Mortgage Lending, Loans, Portfolio Management, Investments, Business Development, Sales, Commercial Real Estate, Financial Services, Credit, Mortgage Banking, Underwriting, Loss Mitigation, Investment Properties, Real Estate, Credit Analysis, Foreclosures, Banking, Asset Managment, Capital Markets, Fundraising, Capital Structure, Executive Management, Distressed Debt, Debt Restructuring, Receiverships, Receivers, Court Appointed Receiver, Finance, Management, Leadership, Strategic Planning, Asset Management, Mergers & Acquisitions, CRM

Education
Rice University   2003 — 2004
CFP Program

The University of Texas at Austin   1993 — 1996
College of Liberal Arts Plan I History Program

Plano Senior High School

Experience
Recruiting Consultant  June 2014 - Present
Owner Krista's Kookies   November 2011 - Present
ViaWest-Top 100 Companies to work for in Texas!   May 2012 - November 2013
CSG International  February 2009 - April 2012
AIG  June 2007 - February 2009
State Farm Insurance  October 2005 - June 2007
Sebring Capital   2001 - 2005
Michaels Arts and Crafts  March 1999 - November 2001
Sprint PCS  November 1996 - March 1998
Aetna Life & Casualty  April 1984 - November 1992

Skills
Performance Management, Succession Planning, Employee Relations, Talent Acquisition, Talent Management, Employee Engagement, Workforce Planning, Onboarding, Management, Change Management, Leadership, HR Policies, Training, Employee Training, Human Resources, Organizational..., Interviews, Personnel Management, Conflict Resolution, Employee Benefits, FMLA, Recruiting, HRIS, Coaching, Hiring, Employment Law, Executive Search, Applicant Tracking..., College Recruiting, Strategy, Temporary Placement, Technical Recruiting, HR Consulting, Sourcing, Deferred Compensation, Employer Branding, Internet Recruiting, Benefits Administration, Organizational Design, PeopleSoft, Taleo, Screening, Benefits Negotiation, HR Transformation, Career Development..., Contract Recruitment, Leadership Development, Job Coaching, Career Counseling, Career Strategist

Education
St. Edward's University   1992 — 1994
Bachelor of Arts, Communication with minor in HR Management

Experience
GreatBlue   January 2013 - Present
The Center for Research, Inc.   January 2010 - December 2012
Novelle Financial Services  July 2006 - July 2009
Aames Home Loan  2002 - 2005
Sebring Capital   2000 - 2002

Skills
Competitive Analysis, CRM, Market Research, Loans, Credit, Mortgage Banking, Loan Origination, Advertising Research, B2B, Operations Management, Management, Business Development, New Business Development, Sales, Marketing, Sales Operations, Marketing Research, Sales Management, FHA, Leadership, Marketing Strategy, Strategic Planning

Education
University of Louisiana at Lafayette   1990 — 1993
Bachelors, College of Business/Economics

The University of Connecticut   1988 — 1990

South Windsor High School

South Windsor High School

Experience
FICS - Financial Industry Computer Systems, Inc  April 2006 - Present
CAR Enterprises   April 2000 - Present
Sebring Capital   October 2000 - April 2006
FICS - Financial Industry Computer Systems, Inc  April 1993 - October 2000

Skills
Automotive, SQL Server, Analysis, C#, Software Development, Programming, XML, Vehicles, Visio, Databases, Microsoft SQL Server, SQL, HTML, Automobile, Visual Studio

Education
The University of Texas at El Paso   1988 — 1992
BBA, Computer Information Systems

Experience
Bigby Havis & Associates   March 2006 - October 2008
EMC Mortgage  June 2004 - August 2005
MortgageIT  February 2001 - March 2002
Sebring Capital   January 1999 - January 2001

Education
Brookhaven Community College   1983 — 1985
None, Some College

Experience
Capital Mortgage Dallas   January 2008 - Present
Sebring Capital   2003 - 2006
GMAC Mortgage  2000 - 2003

Education
University of Arkansas at Pine Bluff   1990 — 1995

Experience
P&H Casters   July 2013 - Present
Noral Holdings   April 2012 - June 2013
ProCore Laboratories   March 2011 - April 2012
Home Health Services of Texas   September 2010 - February 2011
The Delta Companies  July 2007 - August 2010
Chase Paymentech  January 2006 - July 2007
Sebring Capital   July 2002 - January 2006
AMF  February 1998 - July 2002

Skills
Accounting, Great Plains Software, Account Reconciliation, Financial Analysis, General Ledger, Auditing, Journal Entries, Fixed Assets, Tax, Analysis, Budgets, Financial Statements, Accruals, Forecasting, Payroll, QuickBooks, Cash Management, Financial Reporting, Process Improvement, Strategic Financial..., Cash Flow, Accounts Payable

Education
University of Phoenix   2006 — 2007
MBA, Accounting

University of Phoenix   2003 — 2005
MBA, Business

The University of Texas at Dallas   1997 — 2001

Experience
Independent Bank  January 2010 - Present
Sebring Capital   August 1996 - December 2005

Skills
Due Diligence, Loans, Business Development, Mortgage Lending, Financial Analysis, Strategic Planning, Portfolio Management, Mortgage Banking, Commercial Lending, Business Strategy, Banking, Sales, Credit, Budgets, Investment Properties, Investments, Negotiation, Real Estate, Asset Management, Customer Service, Risk Management, Contract Negotiation, Team Building, Marketing, Underwriting, Credit Analysis, Project Management, Insurance, Small Business Lending, Commercial Banking, Mortgage Underwriting, Construction Loans, Commercial Mortgages, Asset Based Lending, Loan Origination, Loss Mitigation

Education
Baylor University   1991 — 1993

Texas Tech University   1987 — 1990

Experience
Legend Title Company, Inc   June 2014 - Present
Industrial Plating & Machine and Bluefield Gear & Machine   June 2012 - May 2014
Settlement Capital Corporation  April 2011 - June 2012
Clearwire  March 2010 - October 2010
EquiFirst  2007 - 2009
Countrywide Home Loans  2006 - 2006
Sebring Capital   2006 - 2006
Countrywide  2005 - 2005
Countrywide  2003 - 2005
New Century  2003 - 2003

Skills
Mortgage Lending, Loans, Credit, Sales Management, Sales, Strategic Planning, Mortgage Banking, FHA, Underwriting, Account Management, New Business Development, Team Building, Management, Sales Operations, Business Development, Banking, Salesforce.com, Contract Negotiation, Leadership, Marketing, Sales Process, Cross-functional Team..., Recruiting, Start-ups, Customer Satisfaction, Mergers & Acquisitions, Executive Management, Change Management, Analysis, Strategy

Education
Queens University of Charlotte   2008 — 2010
MBA, Business

Virginia Polytechnic Institute and State University   1986 — 1990
BA, Political Science

Experience
MRN cubed, LLC  2008 - Present
Aurora Loan Services, A Lehman Brothers Company  2007 - 2007
Sebring Capital   2005 - 2006

Skills
Mortgage Banking, Bulk Sales, REO, Communicative Skills, Mortgage Lending, Management, Loans

Education
Southern Oregon University
Sociology/Economics

Experience
Legend Title Company   November 2013 - Present
TAKRAF USA   August 2010 - July 2013
Smoky Hill Vineyard  April 2008 - August 2009
EquiFirst  2007 - 2009
Sebring Capital   2005 - 2007
Countrywide Financial  2003 - 2005
New Century Mortgage  1998 - 2003

Skills
Sales Management, Strategic Planning, New Business Development, Team Building, Contract Negotiation, Mortgage Lending, Management, Product Development, Continuous Improvement, Business Development, Selling, Risk Management, Microsoft Office, Logistics, Sales Presentations, Project Management, Microsoft Excel, Mergers & Acquisitions, Process Improvement, Customer Service, Executive Management, Negotiation, Project Planning, Purchasing, Cold Calling, Engineering, Sales Process, Account Management, B2B, Procurement, Business Planning, Training, Team Leadership, Budgets, Change Management, Contract Management, Operations Management, Manufacturing, Marketing, Leadership, Coaching, Supply Chain Management, Salesforce.com, Sales Operations, Sales, Direct Sales, Construction, Key Account Management, Business Strategy, Recruiting

Education
University of Oklahoma   1988 — 1993
Bachelor's degree, Geography

University of Oklahoma
Bachelor of Science (B.S.)

Experience
Nationstar Mortgage  May 2013 - February 2014
Wells Fargo  January 2012 - May 2013
Emergency Medical Services Corporation  January 2009 - January 2012
AIG United Guaranty at CitiMortgage   April 2008 - November 2008
Aurora Loan Services  December 2006 - April 2008
Aurora Loan Services  December 2006 - February 2008
Sebring Capital   January 2006 - December 2006
Wells Fargo Financial  March 2003 - December 2005
Wells Fargo  2003 - 2005
Convergys Corp  July 2002 - December 2002

Skills
Financial Analysis, FHA financing, Banking, Internal Audit, Risk Management, Loans, Leadership, Finance, Credit, Commercial Banking, Mortgage Lending, Loan Servicing, Analysis, Corporate Finance, Customer Service, Accounting, Team Building, Negotiation, Financial Risk, Underwriting, Auditing, Mortgage Banking, Credit Analysis

Education
University of Colorado at Denver   2009 — 2012
MBA, Business

University of Utah   2000 — 2002
Bachelors, Finance

University of Utah   2000 — 2002
BS, Finance

SLC Community College   2000 — 2001
Associates; Bachelors

Bingham High School   1995 — 1999
General

Experience
Hitachi Consulting  February 2015 - Present
7-Eleven  2012 - Present
Hitachi Consulting  2015 - 2015
Hitachi Consulting  2015 - 2015
Torchmark Corporation  2014 - 2015
Torchmark Corporation  2014 - 2015
Intuit  2007 - 2012
Fujitsu Network Communications  January 2005 - September 2007
Valor Telecom  2004 - 2005
Sebring Capital   2004 - 2005

Skills
Project Management, Cisco Technologies, Wireless Networking, ITIL, Network Security, Security Management, Change Management, Program Management, IT Strategy, Solution Architecture, Vendor Management, Process Management, Juniper Network..., RFP Generation, Virtualization, Information Security..., Juniper, Leadership, Network Administration, Networking, Software Documentation, Troubleshooting, Firewalls, Data Center, Security, Juniper Technologies

Education
Dallas Baptist University   2011 — 2012
Master Certificate Information Technology, Information Techology

Dallas Baptist University   2009 — 2011
MBA, Business Technology

Devry University   2000 — 2003

Experience
Bella and Indys Closet LLC   May 2015 - Present
Goldman Sachs  June 2008 - May 2015
EMC Mortgage  August 2006 - March 2008
Sebring Capital   July 2004 - August 2006

Education
University of North Texas   1999 — 2004

Experience
Nationstar Mortgage  Sr. AnalystTXU EnergyOctober 2007 - Present
Sebring Capital   1999 - 2006

Education
Dallas Baptist University   2000 — 2002

Experience
Siepe Services LLC   April 2013 - Present
Beal Bank  April 2009 - July 2012
Highland Capital Management  October 2006 - June 2008
Sebring Capital   June 2002 - October 2006
KPMG  July 2000 - June 2002

Education
Southern Methodist University - Cox School of Business   1999 — 2000
MS, Accounting

Southern Methodist University   1995 — 1999
BBA, Accounting

Experience
Phoenix Whole Loan Solutions, a member of the Phoenix Family of Companies   July 2014 - Present
Steel Mountain Capital   October 2010 - July 2014
Spicy Pickle Franchising   July 2006 - June 2010
Sebring Capital   June 2005 - July 2006
Stonecreek Funding  2003 - June 2005
Enterprise Rent-A-Car  2001 - 2003

Skills
Loans, Mortgage Lending, Loan Origination, Mortgage Banking, Capital Markets, FHA financing, Residential Mortgages, Credit, Investment Properties, Real Estate, Banking, Portfolio Management, Investments, Asset Management, Valuation, Due Diligence, Trading

Education
University of Colorado Boulder   1995 — 2001
BA, Economics

Experience
Grant Thornton LLP  October 2012 - Present
Animal Haus   May 2012 - Present
University of Denver  March 2011 - June 2011
Uptown Mortgage   January 2010 - May 2011
University of Denver  March 2008 - August 2009
Wild Iris Recreation Services   November 2005 - January 2008
First Magnus Financial Corporation  December 2006 - August 2007
Sebring Capital   January 2006 - December 2006

Skills
Website Development, Leadership, Board of Director..., Public Speaking, Fundraising, Community Outreach, Microsoft Excel, Strategic Planning, Accounting, Non-profit..., Marketing, Board of Directors, Nonprofits, Event Planning, Policy, Management, Program Management, Corporate Tax, Tax Research, Tax Preparation, Income Tax, International Tax..., International Tax

Education
University of Denver - Daniels College of Business   2011 — 2012
Masters, Accounting

University of Denver - Daniels College of Business   2008 — 2009
Masters, Business Administration

Webster University - St   2000 — 2004
Bachelor of Arts, Psychology

Experience
Rushmore Loan Management Services, LLP  February 2013 - Present
Glacier Consulting   January 2012 - February 2013
School, HOA Board, Church, Girl Scouts   August 1998 - July 2012
Sebring Capital   December 1996 - August 1998
Bear Stearns/EMC Mortgage Corp.   October 1991 - December 1996

Skills
HAMP, FHA/VA, FNMA/FHLMC, Loans, Mortgage Banking, Mortgage Lending

Education
University of Arkansas at Fayetteville   1981 — 1984
BSBA, Finance