Security National Mortgage
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Security National Mortgage Employees
Security National Mortgage
Education
University of Phoenix 2009 — 2013
Doctor of Management, Management and Organizational Leadership
University of Phoenix 2006 — 2009
Master of Business Administration (MBA), Business Administration and Management, General
Security National Mortgage August 2014 - Present
Eagle Home Mortgage November 2012 - May 2014
The Mortgage Connection August 2007 - September 2011
Skills
FHA, USDA, VA loans, Refinance, FHA financing, Loan Origination, Residential Mortgages, First Time Home Buyers, Loans
Education
Utah State University 1992 — 1995
Bachelor of Applied Science (B.A.Sc.), Business and Agribusiness
Ricks College 1987 — 1988
Security National Mortgage January 2014 - Present
Keller Graduate School of Management February 2012 - October 2014
Eaglegate College group August 2011 - February 2012
DeVry University May 2009 - August 2011
Independence University August 2007 - April 2009
Kaplan 2005 - 2006
University of Phoenix 2002 - 2005
Skills
Organizational..., Staff Development, Human Resources, Microsoft Office, Campus, Leadership, Adult Education, PowerPoint, Conflict Management, Training, CampusVue, Microsoft Excel, Higher Education..., Employee Training, Strategic Planning, Admissions, Retaining Customers, Academic Advising, Student Affairs, E-Learning, Program Management, Change Management, Salesforce.com, Student Engagement, Admissions Counseling, Management, Student Development, Time Management, Higher Education..., Job Search Strategies, Student Counseling, Distance Learning
Education
Keller Graduate School of Management of DeVry University 2012 — 2015
MBA, Human Resources Management and Services, 3.86
DeVry University 2009 — 2012
Bachelor's degree, Human Resource, 3.66
University of Phoenix 2002 — 2005
Glendale Community College
Glendale Community College
Glendale Community College
Glendale Community College
Security National Mortgage January 2012 - Present
AMT PROCESSING & SERVICES July 2004 - Present
ARMEX BUSINESS SERVICES dba AMT PROCESSING & SERVICES July 2004 - Present
Skills
Residential Mortgages, FHA, USDA, VA loans, Investment Properties, First Time Home Buyers, Financial Analysis, Financial Services, Customer Service, Accounting, Business Development, Finance, Credit
Education
Salt Lake Community College
Security National Mortgage December 2013 - Present
1910 Main American Bistro May 2011 - March 2013
Skills
Mortgage Lending, Loans, Refinance, FHA, Mortgage Banking, USDA, Real Estate, Real Estate Economics, HomePath, Construction Loans
Education
The Art Institute of Portland
The Mortgage House June 2015 - Present
Security National Mortgage June 2009 - July 2015
Heritage Home Mortgage June 1990 - June 2009
4 Different Lenders February 1971 - June 1990
Skills
Mortgage Lending, Loan Origination, FHA, VA loans, USDA, Refinance, Residential Mortgages, Reverse Mortgages, Multiple Family, Assisted Down Payment..., 580 FICO Programs, REO, Loans, VA Loans, Foreclosures, Property, Short Sales, Investment Properties
Education
Bakersfield College 1964 — 1966
AA, Veterinary Medicine
Mid America Mortgage, Inc - Corporate Offices December 2014 - Present
Affinity Lending Solutions January 2014 - December 2014
Security National Mortgage January 2012 - October 2012
Alternative Mortgage Express April 2008 - January 2012
JPMorgan Chase September 2004 - January 2008
Skills
CRM, Business Development, B2B, Account Management, Sales Operations, Leadership, Management, Recruiting, FHA, Customer Retention, Investment Properties, Residential Mortgages, Mortgage Banking, Credit, Loan Origination, Refinance, First Time Home Buyers, Real Estate
Education
Cypress College 1979 — 1981
Associate's Degree, Business Administration and Management, General
Security National Mortgage November 2014 - Present
Streamline Funding February 2013 - Present
Theoria Partners LLC January 2013 - June 2015
Seton Healthcare Family October 2009 - April 2012
Stealth Products, Inc. March 2006 - December 2009
MD Anderson Cancer Center August 2004 - June 2005
St. Edward's University September 2002 - May 2004
Warden's Exxon February 1998 - August 2000
Skills
Contract Negotiation, Strategic Planning, Customer Service, Microsoft Office, Public Speaking, Real Estate, Microsoft Excel, Sales Management, Leadership, Negotiation, New Business Development, Team Building, Account Management, Management, Marketing, Sales, PowerPoint, Microsoft Word, Project Management, Process Improvement, Hospitals, Medical Devices, Healthcare Information..., Retail, Healthcare, Financial Analysis, Cross-functional Team..., Social Networking, CRM, Business Development, Training, Budgets, Analysis, Program Management, Team Leadership, Business Strategy, Market Research, Policy, Finance, Marketing Strategy, Investment Properties, Insurance, Strategy, Loans, Time Management, Mortgage Lending, Commercial Real Estate, Investments, Access, Event Planning
Education
St. Edward's University 1999 — 2004
Bachelor of Applied Science (B.A.Sc.), Biology/Biological Sciences, General
Burnet High School 1996 — 1999
High School Diploma
Security National Mortgage May 2012 - Present
Laughing Trout Publishers March 2012 - Present
Rune Marketing LLC September 2006 - Present
Jim Ure Company January 2001 - Present
Medallion Mortgage Company July 2011 - May 2012
Alliance Mortgage Capital July 2010 - July 2011
WJ Bradley Mortgage Capital Corp December 2009 - June 2010
City 1st Mortgage Services May 2009 - November 2009
One On One Mortgage Services, LLC July 2008 - March 2009
Sunwest Capital LLC August 2006 - July 2008
Skills
Motorsports Marketing, Automotive Aftermarket, Advertising, FHA, Mortgage, VA, Residential, Refinance, Mortgage Lending, Customer Relations, Sales Management, Credit, Home, New Business Development, Customer Service, Budgeting, Online Marketing, Marketing Strategy, Loans, Purchase, Microsoft Office, Problem Solving, Retail, First Time Home Buyers, Excel, Team Building, Social Media, Public Relations, Social Media Marketing, PowerPoint, Purchasing, SEO, Real Estate, Automotive, Coatings, Automotive Repair, Product Marketing, Magazine Advertising, Magazine Ads, Technical Writing, Copywriting, SEO copywriting, Search Engine..., Keyword Advertising, Advertising Consulting, Advertising Copy, Catalog Copy, Brochure Copy, Brochure Development, Residential Homes
Education
Salt Lake Community College 2000 — 2002
Marketing Management
University of Utah 1983 — 1984
Fine Arts
Cottonwood High School
Umpqua Bank 2011 - Present
Security National Mortgage 2009 - 2010
Security National Mortgage 2007 - 2009
Security National Mortgage 2003 - 2007
Mid-Pacific Mortgage 2003 - 2007
Palliser Furniture Upholstery Ltd. 2000 - 2003
Skills
Loans, FHA, Refinance, Mortgage Banking, Mortgage Lending, USDA, First Time Home Buyers, Commercial Lending, Small Business Lending, Loan Origination, Credit Analysis, Investment Properties, Credit, Construction Loans, VA loans, Commercial Mortgages, Banking, Commercial Banking, Consumer Lending, Residential Mortgages, FHA financing, Residential Homes, Reverse Mortgages, Government Loans, VA Loans
Education
University of Hawaii at Manoa 1995 — 1998
Bachelor of Business Administration, Finance
Nations Direct Mortgage October 2014 - Present
ClearVision Funding March 2013 - September 2014
IMPAC October 2011 - March 2013
Sierra Pacific Mortgage September 2010 - October 2011
Security National Mortgage August 2007 - September 2010
Fieldstone Investment July 2002 - May 2007
First Franklin Financial Corp. August 1997 - July 2002
AmerUs Group January 1993 - July 1997
Skills
Refinance, FHA, Mortgage Banking, VA loans, Mortgage Lending, Loan Origination, Residential Mortgages, USDA, Certified Mortgage..., Reverse Mortgages, Business Development, FHA financing, Foreclosures, Loans, Sales, REO, Government Loans, Real Estate, Mortgage Underwriting, Credit, Construction Loans, Account Management, Home Equity Loans, Underwriting, VA Loans, Consumer Lending, Credit Analysis, Mortgage Marketing, Selling, Debt Consolidation, Investment Properties, Marketing, Home Equity Lines of..., First Time Home Buyers, Real Estate Financing, Banking, Mortgage Servicing
Education
DePaul University 1986 — 1989
business
UnitedHealth Group November 2014 - April 2015
Security National Mortgage May 2012 - September 2013
WellCare May 2011 - April 2012
UnitedHealthcare September 2010 - April 2011
UnitedHealthcare July 2006 - September 2010
Skills
Fast learner that..., Training, Auditing, Claim, Claim Investigation, Research, Insurance, Process Improvement, Customer Service, Microsoft Excel, Health Insurance, Analysis, Medicare, Credit, Financial Analysis, Leadership, Microsoft Office
Education
University of Phoenix 2015 — 2016
Master of Arts in Education (MAED/AET), Adult Education and Training, 4.00
University of South Florida 2013 — 2014
Bachelor of Arts (BA), Economics
Saint Petersburg College 2013 — 2013
Certificate, Lean Six-Sigma Green Belt
Saint Peterburg Junior College 1989 — 1993
Associate of Arts (AA), General Education
MLD Mortgage Inc./DBA The Money Store October 2014 - Present
Affinty Lending Solutions December 2013 - August 2014
Security National Mortgage November 2012 - December 2013
Providential Bancorp August 2012 - November 2012
All Right Data Inc July 1995 - May 2008
CME February 2002 - January 2004
Skills
FHA, Reverse Mortgages, Credit, Certified Mortgage..., Real Estate, Loan Origination, Underwriting, FHA financing, Construction Loans, Investment Properties, Residential Mortgages, Government Loans, Mortgage Banking, USDA, VA loans, First Time Home Buyers, Refinance, Mortgage Lending, Loans, Real Estate Financing, Mortgage Underwriting, Real Estate Economics, Home Equity Loans, Credit Analysis, Home Equity Lines of..., Debt Consolidation, FHA Financing, VA Loans
Education
Illinois State University 1991 — 1995
Bachelor of Science (BS), Accounting, Finance, IT
Moraine Valley Community College 1989 — 1991
Assoc, Finance
CE Class
Oak lawn Community High School
Security National Mortgage August 2013 - Present
United Lending May 2012 - Present
Seller / Buyer at ETSY.COM December 2010 - Present
Self Employed April 2009 - June 2010
The Container Store June 2007 - January 2009
Skills
Licensed Mortgage Loan..., Organization, Acting, Singing, Dance
Education
The University of Texas at Austin 2005 — 2008
Bachelor of Arts (B.A.), Theatre/Theater Performance
Highlands Residential Mortgage, Ltd. December 2014 - Present
Loan Simple, Inc June 2014 - Present
Security National Mortgage February 2014 - June 2014
AmeriPro Funding, Inc. May 2012 - February 2014
First Continental Mortgage August 2011 - May 2012
Venta Financial Group, Inc. April 2011 - July 2011
Leahy & Associates (a Branch of Cornerstone Mortgage August 2010 - March 2011
Patriot Bank Mortgage 2009 - 2010
Skills
FHA, First Time Home Buyers, Insurance, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Residential Mortgages, USDA, VA loans, Construction Loans, FHA financing, Government Loans, VA Loans, Residential Homes, FHA Financing
Education
Lamar University 1984 — 1986
Vidor High School 1978 — 1981
Security National Mortgage March 2015 - Present
Essex Mortgage January 2014 - March 2015
Green Tree Servicing August 2012 - January 2014
Greenlight Financial March 2012 - August 2012
American Financial Network Inc. January 2012 - March 2012
Bank of America September 2006 - June 2011
Mortgage Solutions-JRC Group September 2002 - April 2005
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, First Time Home Buyers, Investment Properties, Credit, Real Estate, Real Estate Economics, Construction Loans, Credit Analysis, Reverse Mortgages, REO, Banking, Consumer Lending, Mortgage Servicing, Financial Analysis, Home Equity Lines of..., Government Loans, VA Loans
Education
The Realty Institute 2004 — 2004
Sales License, Real Estate
Chaffey College
Neighborhood Loans September 2009 - Present
Security National Mortgage July 2011 - Present
PRMI July 2011 - August 2011
Met Life Home Loans 2009 - 2011
Aegis Wholesale 2006 - 2009
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Sales, Loan Origination, Residential Mortgages, VA loans, USDA, FHA financing, Loans, Credit, Reverse Mortgages, Mortgage Underwriting, Underwriting, Government Loans, Certified Mortgage..., Construction Loans, Credit Analysis, Banking, Home Equity Loans, Selling, Investment Properties, Real Estate
Education
Indiana State University 1990 — 1993
Bachelor of Arts (BA), Business Administration and Management, General
Glenbard East
Security National Mortgage May 2014 - Present
Modernized Media July 2011 - Present
Guaranteed Rate December 2013 - April 2014
Primary Residential Mortgage June 2011 - December 2013
Independent flight instruction 1994 - 2012
Strategic Service Management October 2010 - May 2011
Primary Residential Mortgage April 2009 - August 2010
SkyWest Airlines May 2007 - May 2009
Homenet Realty February 2002 - June 2008
Primary Residential Mortgage February 2001 - February 2002
Skills
FHA, Mortgage Lending, Loans, Investment Properties, Aviation, Residential Homes, Real Estate, Loan Origination, Sellers, Real Estate Financing, Marketing, Residential Mortgages, USDA, First Time Home Buyers, Real Estate Transactions, VA loans, Refinance, Mortgage Banking, Buyers, FHA financing, Referrals, Selling, Licensed Mortgage Loan..., Commercial Pilot, Flight Operations, Aviation Operations
Education
Middle Tennessee State University 1990 — 1993
BS, Aerospace
Dean College 1988 — 1990
AA, Communications
Mid America Mortgage, Inc February 2015 - Present
Security National Mortgage October 2014 - February 2015
Nations Reliable Lending April 2013 - July 2014
Finance My Home December 2012 - April 2013
United Debt Services August 2011 - March 2012
Mortgages USA January 2011 - March 2011
Payment Relief Center June 2010 - August 2010
Supreme Lending October 2009 - April 2010
Self Employed December 2008 - September 2009
Dallas Home Loans August 2007 - December 2008
Skills
Real Estate, Credit, Underwriting, Mortgage Lending, VA loans, Loan Origination, Residential Mortgages, Mortgage Banking, FHA financing, USDA, FHA, Refinance, Commercial Real Estate, Financial Structuring, Loans, Mortgage Underwriting, Residential Homes, Credit Analysis, Mortgage Servicing, Home Equity Loans, Construction Loans, Reverse Mortgages, Government Loans, Certified Mortgage..., Sales, Call Centers, Loan Servicing, Banking, First Time Home Buyers, Consumer Lending, Investment Properties, Debt Consolidation, Home Equity Lines of..., Customer Retention, Customer Service, Finance, Referrals, Mortgage Marketing, Management, 203K, Funding, Home Equity, NMLS Licensed, Financial Services, Non-Conforming, Credit Risk, Real Estate Financing
Education
Dallas County Community College 1989 — 1990
North Mesquite High School 1983 — 1987
Diploma
Security National Mortgage May 2013 - Present
Comprehensive Industrial Equipment, Inc. January 1993 - Present
MAXQUIP PROCESS EQUIPMENT 1995 - 2015
MAXQUIP PROCESS EQUIPMENT 1995 - 2015
Skills
Contract Negotiation, Upstream, Gas, Negotiation, Energy Industry, New Business Development, Contract Management, Business Development, Energy, Transportation, Strategic Planning, Supply Chain Management, Logistics, Offshore Drilling, Budgets, Purchasing, Operations Management, Management, Sourcing, Strategic Sourcing, Supply Chain, Sales Management, Microsoft Excel, Leadership, Inventory Management, Project Planning, Residential Mortgages
Education
Mortgage Training Institute 2014 — 2014
Mortgage Licensing Education, Certificate of Completion
University of Oklahoma 1973 — 1977
Business, Marketing/Finance
Security National Mortgage August 2014 - Present
Phoenix elementary school district no. 1 August 2011 - May 2014
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Photoshop, Social Media, Public Speaking, C++, English, Java, HTML, C, Data Analysis
Education
Phoenix College 2010 — 2014
Business Administration and Management, General
Integrity First Lending August 2015 - Present
Security National Mortgage June 2014 - August 2015
Eagle Home Mortgage October 2013 - February 2014
Primary Residential Mortgage March 2012 - August 2012
iFreedom Direct Corporation July 2007 - January 2012
Skills
Refinance, FHA, Mortgage Lending, Loans, USDA, Residential Mortgages, FHA financing, Loan Origination, Government Loans, Mortgage Banking, VA loans, Certified Mortgage..., Mortgage Underwriting, Reverse Mortgages, Home Equity Lines of..., Construction Loans, Loss Mitigation, Home Equity Loans, Non-Conforming, Credit, Debt Consolidation, VA Loans, First Time Home Buyers, FHA Financing
Education
Salt Lake Community College 2005 — 2007
Skyline High School 2000 — 2004
H.S. Diploma
New Home Specialist @ Expertise Realty - North by Northwest Austin Area September 2005 - Present
Ryland Homes November 2014 - June 2015
Expertise Realty - Austin September 2005 - October 2014
COLDWELL BANKER UNITED, REALTORS July 2013 - December 2013
Security National Mortgage January 2012 - July 2013
Skills
FHA, Real Estate, First Time Home Buyers, USDA, Investment Properties, Mortgage Lending, VA loans, Investors, Refinance, Residential Homes, REO, FHA financing, Mortgage Banking, Residential Mortgages, Sellers, Buyers, Foreclosures, Relocation Buyers, Single Family Homes, 1031 Exchanges, New Homes, ABR, Move Up Buyers, Condos, New Home Sales, Rentals, Seller Representation, Townhomes, Relocation, Listings, Referrals, Vacation Homes, Seniors, Short Sales, SFR, Certified Mortgage..., Resellers, Property, Real Property, Home Staging, Real Estate Transactions, Selling, Waterfront, Luxury, Real Estate License, Buyer Representation, Loans, National Association of..., HUD, Income Properties
Education
Sam Houston State University 1970 — 1972
Master's degree, Education
Lamar University
Bachelor's degree, EDUCATION
Security National Mortgage June 2003 - Present
Skills
Real Estate, Real Estate Transactions, Sales Management, Marketing, Residential Homes, Sellers, Construction Management, Marketing Strategy, Customer Service, New Business Development, Investors, Construction, Real Estate Development, Negotiation, Short Sales, Relocation, Business Strategy, Property Management, Investment Properties, Contract Negotiation, Condos, First Time Home Buyers, Strategic Planning, Real Estate Financing, FHA, Selling, Refinance, Real Estate Economics, VA loans, Loans, HUD, Mortgage Lending, Sales, VA Loans
Education
University of North Carolina at Greensboro
Bachelor of Arts (B.A.)
Michigan State University
Graystone Mortgage December 2014 - Present
Security National Mortgage January 2013 - November 2014
MAC Federal Credit Union February 2011 - April 2012
Club Red: The Moab Teen Center April 2010 - December 2010
Rave N' Image May 2010 - November 2010
Skills
Customer Service, Fundraising, Marketing, Event Planning, Executive..., Office Management, Microsoft Office, Marketing Strategy, Banking, Leadership, FHA, Consumer Lending, Mortgage Banking, Social Media Marketing, Title Clerk, Call Center, Green Business..., Retail Sales, Cash Handling Experience, Merchandising, Inventory Management, Teen Programming, Life Skills Teaching, Tutoring, Curriculum Development, Grant Writing, Community Outreach, Organizational..., Operational Efficiency, Creativity Skills, Oral & Written..., Persuasive Presentation..., Critical Thinking, Time Management, Decisiveness, Peer Reviews, Editing, Resource Management, Tenacious Work Ethic, Integrity
Education
Lewis and Clark College 2005 — 2009
Bachelor of Arts (BA), English, 3.633
Tornier June 2014 - Present
Tornier, Inc. June 2013 - June 2014
Gulf Coast Surgical Services July 2003 - June 2013
Security National Mortgage April 2002 - July 2003
Skills
Office Management, Sales, Account Management, Medical Devices, Sales Management, Strategic Planning, Project Management, Negotiation, Customer Service, Product Launch, Team Building, Organizational..., Business Process..., Process Improvement, Sales Operations, Healthcare, Management, Leadership, New Business Development, Human Resources, Strategy, Cross-functional Team..., Cold Calling
Education
University of Phoenix 2011 — 2013
MBA, Business Administration, Management and Operations
Texas A&M University 1998 — 2001
Bachelor of Arts, Speech Communications
Security National Mortgage June 2014 - Present
18 years experience 1996 - 2014
Higher Ground Mortgage Co. January 1999 - January 2007
Skills
Loans, Credit, Banking, Loan Origination, Mortgage Banking, Refinance, Mortgage Lending, FHA, REO, VA loans, USDA, Residential Mortgages, FHA financing, Short Sales, Real Estate Transactions, Construction Loans, Customer Service, Small Business Lending, Investments, Commercial Lending, Microsoft Excel, Microsoft Office, Cash Management, Cash Flow
Education
University of Central Florida 1990 — 1996
Bachelor of Science (BS), Finance
Fairway Independent Mortgage Corporation April 2014 - Present
BluFi Lending June 2013 - April 2014
PrimeLending August 2010 - June 2013
Security National Mortgage August 2009 - August 2010
Skills
FHA, VA, Conventional, Residential, Refinance, Mortgage Lending, Mortgage Industry, Mortgage, Loan Origination, First Time Home Buyers, Purchase, Investment Properties, Investors, Condos, USDA, VA loans, Conforming, Mortgage Planning, Mortgage Banking, FHA financing, Rehab Loans, Non-Conforming, Residential Mortgages, Government Loans, Rates, Real Estate Finance, First Time Buyers, Move Up Buyers, HARP, Residential Homes, Loans, Certified Mortgage..., Sellers, Real Estate, Short Sales, HUD, Finance, Real Estate Financing, Referrals, REO, Foreclosures, Closings, FHA Financing, Interest Rates, VA Loans
Education
Arizona State University 1977 — 1982
Bachelor of Science, Pre-med
Paradise Valley High School 1973 — 1977
High school diploma, Science and math
CMG Financial September 2013 - Present
BluFi Lending February 2013 - September 2013
Security National Mortgage January 2010 - January 2013
Mortgage Industry April 2002 - January 2010
Skills
Mortgage Lending, First Time Home Buyers, Loans, Residential Mortgages, FHA, Refinance, REO, Investors, Foreclosures, Referrals, Investment Properties, Marketing, FHA financing, VA loans, Mortgage Banking, Finance, Real Estate Transactions, USDA, Loan Origination, Certified Mortgage..., Government Loans, VA Loans, FHA Financing
Education
College of Southern Nevada 2007 — 2011
Associates, Business Management
Security National Mortgage January 2015 - Present
Phoenix Sky Harbor Airport October 2010 - Present
Security National Mortgage 2014 - Present
Mountain Land Assoc of Governments 2014 - 2014
Laser Diva January 2008 - October 2010
Toni and Guy Academy / National Aesthetics Institute March 2003 - January 2008
Great Clips January 1988 - February 2003
Skills
Leadership, Budgets, Team Building, Program Management, Visio, Policy, Income Statement, New Business Development, Training, Project Planning, Performance Management, Management, Employee Relations, Marketing, Contract Negotiation, Software Documentation, Business Analysis, Strategic Planning, Marketing Strategy, Human Resources, Organizational..., Customer Service, Quality Assurance, Coaching, Vendor Management, Operations Management, Process Improvement, Management Consulting, Project Management, PMP, Change Management, Leadership Development, Sales Operations, Analysis, Sales, Customer Satisfaction, Team Leadership, Executive Management, Competitive Analysis, Public Speaking, Account Management, Business Process..., Negotiation, Business Development, Strategy, Business Planning, Cross-functional Team..., Recruiting, Business Strategy, CRM
Education
National Laser Institute 2006 — 2006
Medical Laser Certification
Business - DDI
Camieo
Masters in Peramedical Esthetics
PHOENIX COMPUTER ACADEMY
Salt Lake Community College
Security National Mortgage March 2015 - Present
Lawton Brokerage February 2008 - Present
New American Funding May 2013 - June 2014
Skills
Mortgage Banking, Refinance, FHA, Loan Origination, Residential Mortgages, Real Estate, VA loans, FHA financing, Real Estate Transactions, Residential Homes, Government Loans, Real Estate Financing, USDA
Education
Santa Ana College 2002 — 2004
Fire Science/Fire-fighting
Culhane Premier Properties February 2014 - Present
TxHome Realty February 2013 - February 2014
Casa Grande Realty January 2010 - February 2013
Security National Mortgage 2010 - 2010
Shacklett Insurance Team January 2008 - October 2009
Wachovia March 2007 - October 2007
Argent Mortgage May 2005 - March 2007
Harbor First Mortgage February 2002 - May 2005
Skills
Real Estate, Process Improvement, Sales, Marketing, First Time Home Buyers, Customer Service, New Construction Sales, First Time Renters, Apartment Locating, Investment Properties, New Home Sales, Apartments, Mortgage Lending, Renters, Locating, Foreclosures, Referrals, Loan Origination, Banking, Loans, Brokerage, Short Sales, Contract Negotiation, Finance, Selling, Relocation, Condos, Investors, REO, Sellers, Listings, Budgets, Residential Homes, Insurance, Real Estate Transactions, FHA, Residential Mortgages, Buyer Representation, Single Family Homes, HUD, FHA financing, Property Management, VA loans, Real Estate Financing, Refinance, Vacation Homes, Property, Rentals, Commercial Real Estate, Real Estate Development
Education
Austin Institute of Real Estate 2007 — 2008
Austin Community College 1991 — 1992
Business Administration Studies
The Scientista Foundation July 2015 - Present
University of Utah Linguistics Department June 2015 - Present
The Scientista Foundation September 2014 - Present
University of Utah - Purchasing Department October 2013 - June 2015
NVate.com August 2013 - December 2013
Republic Mortgage Home Loans February 2013 - October 2013
Republic Mortgage Home Loans August 2012 - February 2013
Security National Mortgage December 2011 - August 2012
Primary Residential Mortgage May 2011 - December 2011
Security National Mortgage April 2005 - March 2011
Skills
Loans, Mortgage Lending, VA loans, USDA, Residential Mortgages, Mortgage Compliance, Foreign Languages, Mortgage Banking, Loan Processing, Linguistics, Russian, German, Magazine Articles, Online Articles, English language skills, Proofreading, Editing, Article Writing, AP Style, Customer Service, Microsoft Excel, Research, Microsoft Office, Management, Leadership, PowerPoint
Education
University of Utah 2014 — 2015
Bachelor of Arts (B.A.), Linguistics
Salt Lake Community College 2005 — 2011
Associate of Science (AS), General Studies
StoreFront Consulting, Inc. May 2011 - Present
Bozmur January 2010 - March 2011
Security National Mortgage March 2007 - March 2010
Deep Fat Fried Design June 2005 - March 2010
NLU Design March 2003 - June 2005
Fonix 2000 - 2002
Skills
User Interface Design, WordPress, Web Design, Graphic Design, Graphics, Adobe Creative Suite, Magento, PHP, E-commerce, Logo Design, Flash, Art Direction, Agile Project Management, Coda, HTML, Advanced CSS, Web Development, Microsoft Office, Online Marketing, Responsive Web Design
Education
Ricks College 1992 — 1997
Associate of Arts, Graphic Design
Plaza Home Mortgage February 2014 - Present
Impac Mortgage November 2013 - February 2014
Rushmore Home Loans August 2012 - October 2013
Security National Mortgage February 2012 - August 2012
Fifth Third Bank June 2011 - February 2012
Assurity Financial 2008-2010 February 2008 - February 2010
NovaStar Mortgage January 2002 - October 2007
Novastar January 2000 - January 2007
Associates home mortgage 1994 - 2000
Skills
Mortgage Underwriting, Sales Management, Office Administration, Loan Origination, Mortgage Lending, FHA, Loans, Portfolio Management, Banking, Cold Calling, Management, Customer Satisfaction, Refinance, REO, First Time Home Buyers, Mortgage Banking, Credit, Selling, Investment Properties, Sales Operations, Reverse Mortgages, Credit Analysis, B2B, Foreclosures, Commercial Mortgages, Sales, Insurance, Underwriting, Leadership, Real Estate, USDA, Residential Mortgages, VA loans, Finance, Training, Certified Mortgage..., FHA financing, Financial Services, Loss Mitigation, Government Loans, Real Estate Financing, Wholesale Lending, Mortgage Servicing, Loan Servicing, Commercial Lending, Consumer Lending, Funding, Lines Of Credit, Rates, Small Business Lending
Education
Training Pro 2012 — 2013
NMLS National and State Licenses, Mortgage Loan Originator, NMLS License #762680
Gold Coast Professional Schools 2012 — 2012
NMLS, Mortgage SAFE Loan Origination, NMLS License
Robert Hughes Real Estate 2001 — 2001
Cuyahoga Community College
Michigan Mutual April 2015 - Present
Florida Association of Mortgage Professionals August 2007 - Present
Security National Mortgage January 2015 - April 2015
Carolina Bank May 2014 - December 2014
Pacific Union Financial, LLC February 2014 - May 2014
Cole Taylor Mortgage/A Division of Cole Taylor Bank July 2013 - October 2013
Franklin American Mortgage Company July 2012 - June 2013
Icon Residential Lenders February 2011 - July 2012
Freedom Mortgage Orlando August 2009 - December 2010
CitiMortgage November 2005 - December 2008
Skills
Loan Origination, Mortgage Banking, Mortgage Lending, FHA, Wholesale Lending, Commercial Lending, Certified Mortgage..., Wholesale, FHA financing, Investment Properties, Consumer Lending, Loss Mitigation, Government Loans, Reverse Mortgages, REO, Residential Mortgages, Real Estate Financing, Credit, USDA, Banking, Credit Analysis, VA loans, Refinance, First Time Home Buyers, Underwriting, Mortgage Underwriting, Real Estate, Short Sales, Construction Loans, Real Estate Economics, Loans, Home Equity Loans, Mortgage Servicing, Condos, Commercial Mortgages, Home Equity Lines of..., Mortgage Marketing, Loan Servicing, Financial Structuring, Referrals, FHA Financing, VA Loans
Education
University of Montevallo
Finance
Century 21 Everest Realty Group (Utah) June 2014 - Present
Security National Mortgage June 2012 - Present
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Negotiation, Editing, C++, Java, Team Leadership, FHA, Analysis
Education
Salt Lake Community College 2012 — 2015
Pre-Engineering, A
University of Utah
TeleNotes August 2014 - Present
Catmull Homeschool October 2002 - Present
Wingers Grill and Bar June 2010 - February 2011
lia sophia October 2007 - June 2010
Security National Life March 2009 - March 2010
Security National Mortgage November 2000 - April 2004
Skills
Microsoft Office, Customer Service, Customer Satisfaction, Direct Sales, Sales, Computer Proficiency, Data Entry, Cash Handling Experience, Funding, Ten Key, Proficient Typing Skills, Software Documentation, Retail, Outlook, PowerPoint, Telephone Skills
Education
Salt Lake Community College 1995 — 1997
AS, GENERAL STUDIES
Security National Mortgage August 2015 - Present
Eagle Home Mortgage August 2012 - July 2015
Windermere Real Estate -Team Utah REO November 2009 - August 2012
Alta Mortgage Financial March 2007 - September 2009
Community Solutions and Sales September 2005 - March 2007
RE/MAX Associates, Salt Lake City Utah September 2000 - September 2005
Skills
Real Estate, REO, Short Sales, Investment Properties, First Time Home Buyers, Sellers, Foreclosures, Single Family Homes, Relocation, New Home Sales, Condos, HUD, Residential Homes, Buyer Representation, Investors, Referrals, Listings, Buyers, Real Property, Real Estate Transactions, Luxury, Mortgage Lending, Rentals, Loans, Property, Residential Mortgages, Real Estate Financing, FHA, Real Estate Economics, USDA, Refinance, VA loans, Brokerage, FHA financing, Reverse Mortgages, Seniors, SFR, Escrow, Townhomes, Loan Origination, Title Insurance, Mortgage Banking
Education
Salt Lake Community College 1991 — 1993
Associates of Science
Utah Valley State College 1987 — 1990
Weber State University 1988 — 1989
Wintrust Mortgage August 2015 - Present
Westerra Credit Union November 2014 - July 2015
Security National Mortgage July 2013 - November 2014
US Bank Home Mortgage October 2011 - July 2013
EverBank May 2010 - October 2011
Charter Bank 2007 - 2010
New Mexico Mortgage Lenders Association 1998 - 2010
Aurora Loan Services 2007 - 2007
Eagle Home Mortgage 2005 - 2007
RBC Mortgage 2003 - 2005
Skills
Mortgage Banking, Underwriting, Mortgage Lending, FHA, Loans, Loan Origination, Financial Risk, Credit, USDA, Refinance, Credit Analysis, Financial Services, Residential Mortgages, Investment Properties, Risk Management, Real Estate, Consumer Lending, Credit Risk, FHA financing, Commercial Mortgages, VA loans, Sales, Mortgage Underwriting, Reverse Mortgages, Mortgage Servicing, Banking, Executive Management, Funding, Commercial Lending, Government Loans, First Time Home Buyers
Education
The University of New Mexico 1980 — 1985
Liberal Arts
Boulder High 1975 — 1978
Fresh Meal Plan November 2014 - Present
Quick Quote Mortgage inc. November 2014 - Present
Security National Mortgage August 2014 - November 2014
JPMorgan Chase May 2013 - May 2014
LED Lighting Professional August 2012 - May 2013
LED Lighting Products Inc. Dba TLT Panel USA January 2011 - August 2012
America's Best Mortgage Inc. August 1998 - December 2010
Total Lending Consultants August 1996 - August 1998
Universal Underwriters Group August 1995 - November 1996
Aegis Auto Finance November 1993 - 1995
Skills
Sales Management, Automotive, Product Development, New Business Development, Consultative Selling, Product Marketing, Selling, B2B, Channel, Negotiation, Solution Selling, Lead Generation, Profitability, Strategic Partnerships, Sales Process, Marketing Strategy, Competitive Analysis, Marketing Management, Strategic Planning, Start-ups, Product Management, Sales Operations, Sales Support, Purchasing, Business Planning, Market Planning, Business Strategy, Team Building, Customer Satisfaction, Customer Relations, Pricing, Market Penetration, Forecasting, Market Research, Team Leadership, Trade Shows, Marketing Communications, Contract Negotiations, Account Management, Profit, Customer Retention, Finance, Business Development, Customer Service, Sales, Contract Negotiation, CRM, International Sales, Income Statement, Retail
Education
University of South Florida 1982 — 1988
BS, Finance
Bank of America August 2010 - Present
Arbonne Independent Consultant September 2011 - September 2012
Aircraft Component Repair (ACR) May 2010 - August 2010
Security National Mortgage October 2009 - February 2010
Skills
Customer Service, Training, Team Building, Microsoft Excel, Microsoft Office, Leadership Development, Management, Outlook, Microsoft Word, Data Entry
Education
College of the Canyons 2013 — 2015
Psychology
Everest College 2006 — 2007
Certificate, Surgical Technology
Security National Mortgage May 2013 - Present
United Lending, a division of Networkfunding, LP NMLS 2297 April 2011 - April 2013
WR Starkey Mortgage March 2002 - May 2011
Mortgage Bank 1997 - 2006
Health Care Strategies 1985 - 1993
Skills
Refinance, Loans, Mortgage Lending, Home Equity Loans, Real Estate, Investment Properties, FHA, Mergers & Acquisitions, Loan Origination, Mortgage Banking, Real Estate Transactions, Finance
Education
University of Missouri-Saint Louis
Bachelor of Science (BS), Accounting and Finance
First California Mortgage Company July 2014 - Present
Security National Mortgage July 2013 - July 2014
JPMorgan Chase January 2011 - July 2013
Wells Fargo January 2010 - January 2011
Nevada Fair Housing January 2008 - February 2010
Financial Title Company 2006 - 2008
Financial Title Company 2006 - 2008
Financial Title Company 2006 - 2008
Skills
New Business Development, Business Development, Sales Operations, Sales Management, Sales Presentations, Mortgage Lending, Mortgage Marketing, Non-profit..., Non-profit Leadership, Product Marketing, Analysis, Loans, Credit, Sales, Relationship Management, Selling, Funding, Investment Properties, First Time Home Buyers, Investors, Real Estate, Foreclosures, Sellers, Referrals
Education
Nevada State College 2012 — 2014
Nevada State College
Flagship Financial Group September 2012 - Present
Security National Mortgage May 2009 - August 2012
Skills
Microsoft Office, Customer Service, Phlebotomy, Medical Terminology, Written & Verbal..., Medical Education, Data Entry, Cpr Certified, Insurance
Education
Stevens Henager College 2011 — 2013
Associate's degree, Medical Specialties
Security National Mortgage January 2012 - Present
Open Mortgage, LLC July 2010 - January 2012
America's Mortgage Broker August 2008 - August 2010
Genesis Mortgage Services, Inc. 2006 - 2008
Atlantic Mortgage Loans 2001 - 2006
Statewide Mortgage 2000 - 2001
Skills
Mortgage Lending, FHA, FNMA, FHLMC, FHA financing, VA loans, USDA Rural Housing, Mortgage Marketing, USDA, Home Equity Loans, Loans, Mortgage Brokers, Sales, Sales&Marketing, Sales Growth, Sales Operations, Sales Workshops, Loan Origination, Credit, Mortgage Banking, Reverse Mortgages, Refinance, Residential Mortgages, Real Estate, Referrals, Construction Loans, Mortgage Underwriting, Real Estate Financing, Certified Mortgage..., Home Equity Lines of..., Debt Consolidation, Loss Mitigation, FHA Financing, VA Loans
Education
Purdue University 1987 — 1988
Community Association Management April 2010 - Present
Stinson Brand Innovation July 2009 - April 2010
Self-Employed June 2007 - June 2009
Security National Mortgage November 2006 - May 2007
Citimortgage August 2004 - November 2006
American Mortgage Network May 2003 - June 2004
Homecomings Financial December 1999 - March 2003
Countrywide Mortgage October 1995 - November 1996
Skills
Mortgage Banking, Mortgage Lending, Leadership, Sales, Residential Mortgages, CRM, Business Development, Strategy, Real Estate, Training, Loans, Customer Service, Product Development, Start-ups, Selling, Management, Credit
Education
Louisiana State University and Agricultural and Mechanical College 1982 — 1984
Broadcast Journalism
The Federal Savings Bank July 2014 - Present
The Federal Savings Bank September 2013 - July 2014
Security National Mortgage April 2010 - August 2013
Premium Developments LLC January 2008 - December 2012
FCM Direct Lenders January 2005 - March 2010
Skills
Mortgage Lending, Finance, FHA, Credit, Underwriting, First Time Home Buyers, Real Estate Economics, Investment Properties, Banking, Real Estate, Investors, Sales Management, Residential Homes, Loans, Real Estate Transactions, Referrals, Portfolio Management, Commercial Real Estate
Education
University of Illinois at Urbana-Champaign 1997 — 2002
Bachelor, Liberal Arts-Speech Communication
Ameriana Bank February 2013 - Present
First Farmers Bank & Trust November 2011 - February 2013
Chase Bank May 2011 - November 2011
Security National Mortgage December 2010 - May 2011
Plaza Home Mortgage January 2009 - December 2010
Universal Mortgage Corporation April 2005 - December 2008
AccuBanc Mortgage a Division of National City June 1995 - April 2005
Temple-Inland Mortgage/Lumbermen's Investment December 1990 - December 1994
Lisle Savings and Loan January 1987 - January 1990
Skills
Mortgage, Underwriting, Conforming, Mortgage Lending, Loans, Loan Origination, Banking, Construction Loans, Refinance, Mortgage Banking, FHA, Sales, Residential Mortgages, Investment Properties, First Time Home Buyers, Investments, Credit Analysis, Mortgage Marketing
Education
College of DuPage 1987 — 1988
Business
Naperville Central High School 1983 — 1985
Premier Mortgage Resources June 2012 - Present
MK + Associates August 2011 - November 2012
Wealth Management Merrill Lynch January 2011 - September 2011
Gluten Free: Or not March 2009 - December 2010
Security National Mortgage March 2007 - February 2009
Ownit Mortgage Solutions January 2007 - January 2007
First Franklin 1995 - 2006
American Mortgage Network January 2003 - January 2004
Skills
Series 7, Series 66, Credit, Mortgage Lending, Loan Origination, Mortgage, Loans, Refinance, Wholesale, Mortgage Banking, Investors, FHA, B2B, Mortgage Industry, Banking, Subprime
Education
California State University-Sacramento 1983 — 1988
BA, Communication
University of Utah School of Medicine September 2014 - Present
Security National Mortgage June 2010 - Present
Concentrix June 2010 - May 2011
Blueroof.com April 2008 - June 2010
Security National November 2007 - June 2010
Countrywide home loans October 2005 - November 2007
Utah Mortgage Loan Corp April 2003 - October 2005
Skills
Excel, SQL, Salesforce.com, Some C++, Microsoft Excel, Management, Sales, Account Management, Recruiting, Call Centers, Training, Sales Operations, Finance, Leadership, Sales Process, Customer Satisfaction, CRM, Marketing, Customer Service, SaaS, Microsoft Office
Education
University of Phoenix 2008 — 2011
B.S., Software
University of Phoenix
Bachelors, Software Engineering
Patch Rats Oilfield Services LLC January 2012 - Present
Kiosk Universal, LLC February 2011 - March 2012
US Navy December 2010 - February 2012
Security National Mortgage February 2009 - September 2009
Bankers Life & Casualty February 2008 - February 2009
US Navy May 2000 - September 2006
US Navy February 2002 - April 2006
United States Naval Academy July 1996 - May 2000
Skills
Military, Leadership, Security, Coaching, Government, Training, Public Speaking, Team Leadership, Program Management, Team Building, Public Relations, Risk Management, Marketing Strategy, Leadership Development, Management, Operations Management, Process Improvement, Security Clearance, DoD, Marketing, New Business Development, Strategy, Sales, Sales Management, Operational Planning, Strategic Planning, Navy, Defense, Customer Service, Negotiation, Entrepreneurship, Analysis, Military Experience, Project Planning, Contract Negotiation, Start-ups, Military Operations, National Security, Command, Logistics, Organizational..., Intelligence, Small Business, Tactics
Education
The George Washington University 2000 — 2000
Certificate, Dynamic Web Development
United States Naval Academy 1996 — 2000
BS, Political Science, minor Spanish & Russian
Phillips Exeter Academy 1992 — 1994
H.S. Diploma, General, Russian
Mill River Union High School 1988 — 1993
HS Grades 7-10, General, Spanish
Security National Mortgage March 2014 - Present
Self Employed January 2010 - Present
American Notary Professionals March 1997 - Present
American Mortgage Professionals, Inc January 1995 - January 2010
Skills
Real Estate, Accounting, Mortgage Lending, Notary Public, Social Media Marketing, Customer Service, Signing Agent, Notary, Small Business, Residential Homes, Selling, Investment Properties, Real Estate Transactions, Title Insurance, Public Speaking, Foreclosures, Contract Negotiation, Sales, Marketing, Short Sales, Entrepreneurship, Sellers, Loans, Negotiation
Education
University of Phoenix 1990 — 1991
Bachelors, Business Administration
Utah Valley University
Associate's degree, Accounting, A
Elite Financing Group February 2012 - Present
Security National Mortgage April 2007 - May 2008
Countrywide Bank, FSB 2005 - 2007
Countrywide Full Spectrum Lending March 2005 - November 2006
Skills
FHA, Mortgage Lending, Loans, USDA, Mortgage Banking, Refinance
Education
Texas State University 2000 — 2004
Capital One Home Loans August 2015 - Present
United Lending February 2015 - August 2015
BBVA Compass February 2013 - January 2015
Security National Mortgage October 2012 - February 2013
Aflac May 2012 - October 2012
Focused Advocacy May 2011 - August 2011
Focused Advocacy February 2011 - May 2011
Burson-Marsteller September 2010 - December 2010
Skills
Legislative Relations, Nonprofits, Public Relations, Customer Service, Strategic Communications, Government Relations, Legislative Analysis, Legislative Research, Legislative Tracking, Market Research, Mortgage Lending, Jumbo Mortgage, Mortgage Banking, Residential Mortgages, Public Speaking, Legislation, Financial Analysis, Loans, First Time Home Buyers, Condos, Banking, Sales, Microsoft Office, Social Media, Marketing, Real Estate
Education
The University of Texas at Austin 2007 — 2011
Bachelor of Arts (B.A.), History, Business Foundations Program
Employee Leasing Strategies April 2014 - Present
Security National Mortgage August 2012 - Present
Integrity Mortgage Group August 2014 - February 2015
HSN September 2001 - November 2002
MediaBrowser 2000 - 2001
Monogram International/ToyMax 1997 - 2000
The Hamilton Collection (now owned by The Bradford Group) 1992 - 1997
Skills
Mortgage Lending, Marketing, Product Development, Project Management, Branded Entertainment, licensed properties, Sales, Loan Origination, Mortgage Banking, Online Marketing, Management, Purchasing, Loans, Investment Properties
Education
University of Florida
C1 Bank April 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM) December 2014 - March 2015
Meridian Asset Services November 2013 - December 2014
Caliber Home Loans October 2012 - September 2013
IBERIABANK September 2010 - October 2012
Security National Mortgage July 2009 - September 2010
SunTrust March 2009 - July 2009
Countrywide/Bank of America January 2009 - March 2009
JPMorgan Chase April 2007 - December 2008
Ownit Mortgage Solutions June 2005 - April 2007
Skills
Mortgage Lending, FHA, USDA, Funding, Microsoft Excel, Mortgage Banking, Construction Loans, Microsoft Word, Microsoft Office, Title Insurance, 203K, Loan Closings, Loan Servicing, Post Closing, Title Clearing, E3, VA loans, RESPA, HUD, TILA, Home Equity Loans, Legal Documents, Loan Documents, Management, Employee Training, Credit, VA Loans
Education
Manatee Community College
Business Administration and Management, General
Mortgage Bankers Assoc
Underwriting coursework
Security National Mortgage December 2014 - April 2015
Jeff Byrd for Congress 2014 - 2014
Gencor Mortgage, Inc. January 2012 - October 2012
L&G Mortgagebanc July 2011 - January 2012
Skills
Customer Service, PowerPoint, English, Research, Outlook, Teaching, Public Speaking, Budgets, Strategic Planning, Marketing, Social Networking, Management, Insurance, Leadership, Fundraising, Real Estate, Banking, Finance, USDA, Loans, FHA, Mortgage Banking, Refinance, Residential Mortgages, FHA financing, VA loans, Reverse Mortgages, Loan Origination, Mortgage Lending, Commercial Lending, Construction Loans, Underwriting, Referrals, Credit, Investment Properties, Investments, First Time Home Buyers, Commercial Mortgages, Investors, Real Estate Economics, Short Sales, Small Business, Credit Analysis, Government Loans, Small Business Lending, Certified Mortgage..., Foreclosures, REO, Brokerage, Real Estate Transactions
Education
The University of New Mexico 1986 — 1987
Communication, General
McNeese State University 1985 — 1986
Communication, General
New Mexico Junior College 1982 — 1984
Speech Communications
Kohls Distribution Center September 2014 - Present
Bank of America August 2010 - April 2014
Security National Mortgage February 2006 - May 2010
The Frye Law Firm February 2002 - June 2006
Skills
Payroll, Mortgage Lending, Loans, Analysis, Underwriting, Notary, Microsoft..., Account Management, Mortgage Banking, Team Building, Business Analysis, Business Planning, Loan Origination, Loan Servicing, Team Leadership, Operations Management, Organizing Meetings, Office Organizing, Quality Assurance, Quality Management, Loss Mitigation, Short Sales, Loan Modifications, Risk Management, Residential Mortgages, Jumbo Mortgage, Mortgage Servicing, Expense Reports, Employee Relations, Customer Service, Foreclosures, USDA, Fannie Mae, VA loans, Windows, Microsoft Excel, RESPA, Accounts Payable, Accounts Receivable, Accounting, Managing Accounts, Personnel Management, HUD, AS400 system, 10 Key Touch, PowerPoint, Strategic Planning, Problem Solving, Quality Control, Quality Auditing, HMDA
Education
Central Texas Commercial College 1990 — 1991
Business, Accounting and Business/Management, 98
Sunset High School 1985 — 1989
HS Diploma, 12
Supreme Funding Corp May 2015 - Present
Security National Mortgage March 2015 - June 2015
Alliance Investment Group September 2014 - January 2015
DESHINE TECHNOLOGY CORPORATION January 2014 - March 2014
Skills
Credit Analysis, Small Business..., Interactive Advertising, Customer Satisfaction..., CRM Integration, Service Marketing, Email Marketing, QuickBooks, Mandarin and English..., Public Relations, Pricing Strategy, Business Efficiency, Search Engine..., Loan Origination, S.W.O.T Analysis, Five Force Analysis, Multitasking, Photoshop, Project Management, Social Media Marketing, Task Effectiveness, Public Speaking, Strategic Planning, Microsoft Office, Marketing, Business Planning, Customer Service, Management, Marketing Communications, Business Strategy, Team Building, Time Management, Budgets, Consulting, Financial Analysis
Education
University of La Verne 2012 — 2014
Master of Business Administration (M.B.A.), Marketing/Marketing Management, General, 3.75
Harbin University of Science and Technology 2002 — 2007
Bachelor's Degree, Human Resources Management/Personnel Administration, General, B
Security National Mortgage May 2015 - Present
New American Funding October 2014 - May 2015
Prospect Mortgage, LLC January 2013 - September 2014
Premier Designs High Fashion Jewelry May 2009 - April 2014
KLA-Tencor May 2012 - January 2013
Silicon Valley Cares January 2010 - December 2011
White Dove Release by Nor Cal Loft June 2007 - October 2011
DNA Health Institute September 2008 - February 2010
XanGo June 2007 - 2010
A&G Solutions July 2009 - September 2009
Skills
Customer Relations, Sales Management, Selling, Creative Problem Solving, Mortgage, Sales, Coaching, Account Management, Refinance, Loans, CRM, Sales Operations, Business Development, Mortgage Banking, FHA, Mortgage Lending, Training, Finance, Real Estate, Customer Service, Banking, Cold Calling, Email Marketing, Leadership, Loan Servicing, Management, Marketing, Networking, Retail, Small Business, Underwriting, Credit, Customer Retention, Customer Satisfaction, Direct Sales, Funding, Negotiation, New Business Development, Risk Management, Short Sales, Social Networking, Investment Properties, Residential Mortgages, Strategic Planning, Team Building, Portfolio Management, Loan Origination, Analysis, Executive Management, Entrepreneurship
Education
Mission College 1995 — 1995
General
Sierra College 1995 — 1995
General
Wilcox High School 1985 — 1987
General
Peterson Junior High School 1983 — 1985
Movement Mortgage, LLC August 2015 - Present
Franklin American Mortgage Company July 2011 - April 2014
Clear Point Funding April 2010 - April 2011
SunTrust Mortgage August 2009 - December 2009
Security National Mortgage January 2008 - August 2009
MortgageIT a subsidiary of Deutsche Bank September 2000 - January 2008
CrossLand Mortgage November 1997 - August 2000
Skills
Mortgage Lending, FHA, Mortgage Banking, Credit, Loan Origination, Loans, Refinance, Residential Mortgages, Underwriting, USDA, Customer Service, Investment Properties, VA loans, Sales Management, Mortgage Underwriting, Real Estate, First Time Home Buyers, Sales, Marketing, Credit Analysis, Construction Loans, FHA financing, Loss Mitigation, Reverse Mortgages, Mortgage Servicing, Government Loans, Certified Mortgage..., Home Equity Loans, Consumer Lending, Loan Servicing, Wholesale Lending, Real Estate Financing, Commercial Mortgages, Mortgage Marketing, Real Estate Economics, Finance, Foreclosures, Financial Services, Commercial Lending, VA Loans
Education
Lone Star College
Computer Science
SecurityNational Mortgage Company #3116 January 2012 - Present
SecurityNational Mortgage October 2012 - February 2015
Security National Mortgage January 2012 - November 2012
SunTrust Mortgage July 2007 - December 2011
Skills
Bilingual-Spanish, Microsoft Office, Loans, Customer Service, Loan Origination, Microsoft Excel, Credit, Sales, Mortgage Lending, FHA, Team Leadership, Social Networking, Refinance, First Time Home Buyers, USDA, VA loans, Condos, FHA financing, Single Family Homes, Short Sales, Investors, Investment Properties, Foreclosures, Mortgage Underwriting, Real Estate, Sellers, Mortgage Banking, Underwriting, Residential Mortgages, Real Estate Transactions, Residential Homes, Mortgage Servicing, REO, Government Loans, Reverse Mortgages, Real Estate Financing, Referrals, Commercial Lending, Loss Mitigation, Credit Analysis, Finance, Banking, Selling, Funding, Investments, Real Estate Economics
Education
St. Petersburg College 2011 — 2013
Business Administration, Management and Operations
OutboundEngine May 2015 - Present
Yodle April 2014 - April 2015
Security National Mortgage May 2013 - January 2014
Seven Oaks Family Medicine December 2012 - May 2013
Southwest Home Health August 2012 - December 2012
Standards Home Health November 2011 - August 2012
Humana Military Healthcare Services February 2001 - November 2011
American Home-Front Mortgage Company January 2003 - January 2007
Skills
Sales, Microsoft Excel, Microsoft Office, Leadership, Training, Microsoft Word, Research, Management, PowerPoint, English, Process Improvement, Windows, Outlook, Salesforce.com
Education
Austin Community College 1998 — 2001
Associate's degree, Surgical Technology/Technologist
University Federal Credit Union April 2013 - Present
OneWest Bank October 2010 - April 2013
Security National Mortgage December 2009 - November 2010
AMCAP Mortgage Bank July 2009 - October 2009
AMCAP Mortgage Bank June 2009 - October 2009
Open Mortgage, LLC October 2008 - June 2009
Pathfinder Mortgage June 2004 - October 2008
Skills
extensive loan..., FHA/VA/USDA lending, Mortgage Lending, FHA, Refinance, Loan Origination, Loans, VA loans, First Time Home Buyers, Investment Properties, Referrals, Mortgage Banking, Residential Mortgages, Credit, USDA, Real Estate, Foreclosures, Single Family Homes, Real Estate Financing, Mortgage Underwriting, Home Equity Lines of..., FHA financing, Home Equity Loans, FHA Financing, Cross-functional Team...
Education
Florida State University 1998 — 2001
Florida State University 1998 — 2001
Liberal Arts and Sciences, General Studies and Humanities
AmeriFirst Home Mortgage June 2014 - Present
Security National Mortgage June 2013 - April 2014
Evolve Bank and Trust January 2012 - July 2013
Envoy Mortgage 2010 - 2012
Wells Fargo Home Mortgage 2008 - 2010
Bob Sumerel Tire Company 2006 - 2008
Wells Fargo Home Mortgage 2003 - 2006
US Bank Home Mortgages 2001 - 2003
Wells Fargo Home Mortgage 1998 - 2001
Skills
Refinance, USDA, VA loans, Mortgage Banking, FHA, FHA financing, Residential Mortgages, Loan Origination, Mortgage Lending, Government Loans, Loans, Non-Conforming, Construction Loans, FHA 203(k), Continuing Education, FHA EEM, Mortgage Underwriting, Sellers, Renovation, VA Loans, FHA Financing, First Time Home Buyers
Education
Wright State University 1992 — 1996
Business, Financial Services
Hondros College 1996 — 1996
Real Estate Sales, Real Estate
Fairborn High School 1986 — 1990
General Studies
TEXAS CAPITAL LENDING August 2015 - Present
Security National Mortgage November 2011 - April 2014
Allied Home Mortgage October 2009 - November 2011
Wachovia, A Wells Fargo Company September 2007 - August 2009
Skills
Mortgage Lending, Mortgage Banking, Loans, Short Sales, First Time Home Buyers, Commercial Lending, Real Estate Economics, Small Business, Refinance, Finance, Cash Management, Foreclosures, Investors, Real Estate, Residential Homes, Investment Properties, REO, FHA, Loan Origination, Residential Mortgages, VA loans, USDA, FHA financing, Construction Loans, Government Loans, Credit, Real Estate Financing, Home Equity Loans, Credit Analysis, HUD, HomePath, 203K, Condos, Rates, Certified Mortgage..., FHA Financing, VA Loans
Education
Lone Star College System 2013 — 2014
Bachelor of Arts (BA), Accounting
California State Polytechnic University-Pomona 2003 — 2006
Bachelor of Applied Science (B.A.Sc.), Finance, Real Estate, Law
Security National Mortgage January 2014 - Present
Skills
Mortgage Lending, Residential Mortgages, Refinance, FHA, Loan Origination, Mortgage Banking, FHA financing, Residential Homes, Investment Properties, VA loans, Short Sales, USDA, Real Estate, Government Loans, Real Estate Financing, Certified Mortgage..., Reverse Mortgages
Education
Belhaven College 2004 — 2006
Master of Business Administration (MBA), Accounting and Finance
Capital Title of Texas, LLC July 2015 - Present
The Texas Team at Supreme Lending October 2014 - May 2015
Widmer Construction March 2014 - May 2015
Security National Mortgage March 2014 - October 2014
Trinity Title Texas October 2009 - September 2013
Fidelity National Title (Austin Title) & Chicago Title Company March 1997 - November 2009
Covington Middle School August 1994 - May 1996
Skills
Real Estate Transactions, Real Estate, Investment Properties, REO, Investors, Loans, Sellers, Business Development, New Home Sales, Short Sales, Foreclosures, Relocation, First Time Home Buyers, Selling, Residential Homes, Listings, FHA, Luxury, Leases, Condos, Referrals, Buyers, Single Family Homes, Refinance, Buyer Representation, Mortgage Lending, Sales
Education
Texas State University-San Marcos 1985 — 1988
Bachelor of Science in Education, Biology, General
Kilgore Jr. College 1983 — 1985
Basic Courses
Capital Factory September 2015 - Present
BG Group - Finance Graduate September 2014 - September 2015
Texas University Unions April 2013 - June 2014
The Tejas Club April 2013 - January 2014
Longhorn Stringing & Tennis – August 2011 - January 2014
Security National Mortgage December 2012 - December 2013
Colleges Against Cancer January 2011 - April 2013
University of Texas RecSports October 2010 - January 2013
Grantmakers In Aging May 2012 - September 2012
Game Set Match, Inc July 2010 - October 2010
Education
The University of Texas at Austin 2010 — 2014
Bachelor of Business Administration, Finance
The University of Texas at Austin - The Red McCombs School of Business 2010 — 2014
Energy Finance
Unique and Elite LLC May 2015 - Present
Security National Mortgage January 2014 - Present
Veritas Funding October 2013 - January 2014
RANLife Home Loans December 2012 - October 2013
ACS, a Xerox Company August 2011 - December 2012
ACS Inc December 2009 - August 2011
ACS Inc May 2009 - December 2009
Heuristic Systems December 2008 - May 2009
Asierus Inc June 2006 - November 2008
TJ Maxx July 2005 - May 2006
Skills
Troubleshooting, Software Documentation, Visio, Customer Service, Call Center, SharePoint, Quality Assurance, Customer Satisfaction, Windows, Microsoft Office, Process Improvement, Active Directory, Access, Operating Systems, Networking, Mortgage Lending, Sales, Budgets, Loans, Databases, Coaching, Call Centers, Investment Properties, First Time Home Buyers, Real Estate, Credit
Education
Western Governors University 2011 — 2014
Bachelors of Science, Network Administration
Salt Lake Community College 1998 — 1998
Brighton High School 1991 — 1995
Salt Lake Community College
Security National Mortgage February 2015 - Present
AMP Lending June 2014 - February 2015
National Reliable Lending February 2014 - June 2014
Starwood Hotels & Resorts Worldwide, Inc. 2013 - 2014
I.C.G. Bank July 2011 - November 2012
Skills
Loan Origination, Refinance, Mortgage Lending, Investment Properties, Customer Retention, USDA Rural Housing, Loans, CRM, Direct Sales, Professional Phone..., Telemarketing, Customer Oriented, Sales, inves, New Home Purchase, Real Estate Financing, Credit
Education
Austin Community College
FAIRWAY INDEPENDENT MORTGAGE December 2009 - Present
TEXAS LENDING June 2009 - December 2009
Security National Mortgage February 2009 - June 2009
REALTY MORTGAGE CORP July 2008 - February 2009
Premier Nationwide Lending March 2008 - July 2008
ADVANTAGE MORTGAGE October 2006 - October 2007
AMERICA HOME KEY, INC April 2001 - July 2006
Barbara Fortner October 2000 - April 2001
GOLDBANC MORTGAGE August 1999 - October 2000
FT MORTGAGE/SUNBELT MORTGAGE November 1995 - July 1999
Education
Northeast Louisiana University
University of Kentucky
Interbank Mortgage Company November 2011 - Present
Cartwright Innovations June 2010 - November 2011
Alpha Broadcasting May 2010 - September 2010
Security National Mortgage July 2007 - April 2010
Plaza Home Mortgage December 2006 - January 2007
Skills
Time Management, Negotiation, Advertising, Business Analysis, Sales, Team Building, Customer Satisfaction, Customer Service, New Business Development, Selling, Loans, FHA, Mortgage Lending, Mortgage Banking, Product Management
Education
University of Oregon 2003 — 2007
Bachelor of Science, Business Administration, minor in Economics
Southridge High School 1999 — 2003
Citywide Home Loans January 2015 - Present
Plaza Home Mortgage August 2008 - November 2009
Security National Mortgage July 2007 - August 2008
Northwest Mortgage August 2006 - July 2007
Rocky Mountain Home Loans January 1999 - August 2006
Skills
Mortgage Lending, FHA, VA loans, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, USDA, Foreclosures, Loans, First Time Home Buyers, Credit, FHA financing, Certified Mortgage..., Government Loans, Construction Loans, VA Loans, Mortgage Underwriting
Education
Salt Lake Community College 1988 — 1991
Business/ Pre-Nursing
Hamilton Group Funding, Inc. June 2014 - Present
PB Disaster Services April 2009 - Present
Mid America Mortgage (fka Schmidt Mortgage Company) September 2013 - May 2014
Nations Reliable Lender February 2013 - September 2013
Security National Mortgage January 2012 - September 2012
Members Preferred Mortgage Services, Inc. May 2001 - December 2011
Chase 1992 - 1998
Western Wireline Svc July 1983 - March 1986
Skills
Loans, Commercial Mortgages, Title Searches, Escrow Agent/Officer, Fixed Annuities, Variable Annuities, Mutual Funds, Viaticals / Life..., Mortgage Lending, Credit, Mortgage Banking, Banking, FHA, Loan Origination, Consumer Lending, Customer Service, VA Loans, Real Estate, USDA, Strategic Planning, Financial Analysis, Credit Unions, Credit Analysis, First Time Home Buyers, Team Building, Finance, Loan Servicing, Commercial Lending, Risk Management, Sales, Budgets, Refinance, Financial Services, Small Business Lending, Residential Homes, Underwriting, Leadership, Commercial Real Estate, Management, Residential Mortgages, Marketing, Sales Management, Insurance, Lines Of Credit, Portfolio Management, Retail Banking, Executive Management, Small Business, Investments, Coaching
Education
University of Southern Mississippi 1983 — 1984
Bachelor of Science (BS), Economics
Lamar University 1980 — 1983
Bachelor of Business Administration (BBA), Business Administration and Management, General
Lamar University 1980 — 1983
Bachelor of Business Administration (BBA), Business Administration and Management, General
SecurityNational Mortgage May 2012 - Present
Security National Mortgage April 2009 - May 2012
Associated Food Stores Inc. October 2005 - March 2009
Deseret Book - Lion House Pantry September 2003 - December 2005
Deseret Book October 2001 - December 2005
Skills
Mortgage Banking, Customer Service, Retail, Strategic Planning, Residential Mortgages, Microsoft Excel, Microsoft Office, Outlook, Microsoft Word, Leadership, Time Management, Efficent, 10 Key, Client Relations Skills, Mortgage Compliance, Highly detail oriented, Food Service, Food Preparation, FHA, VA Loans
Education
Salt Lake Community College 2004 — 2007
Granger High School 2000 — 2003
Wasatch Financial Group June 2015 - Present
Wasatch Financial Group November 2014 - Present
codyjaypeart.com September 2013 - Present
Crown Acquisitions, LLC June 2005 - Present
Security National Mortgage 2015 - 2015
Skills
Real Estate, Investment Properties, Real Estate Transactions, Entrepreneurship, Marketing, Investments, Selling, Sales, Strategy, Small Business, Property, Insurance, Direct Sales, Management, Referrals, Negotiation, Online Marketing, Success Magnet, Attraction Marketing..., Business Owner, Real Estate Investment, Entrepreneur
Education
Salt Lake Community College 2005 — 2007
General Studies
Paradise Valley High School 1993 — 1997
Diploma, General Studies
Security National Mortgage September 2014 - Present
Digital Risk November 2012 - August 2014
MIS Insurance Services September 2007 - November 2012
American Brokers Conduit (A division of American Home Mortgage) May 2004 - August 2007
PMI Mortgage Insurance Co. December 2002 - May 2004
Skills
Bilingual-English/Spanis..., Credit Analysis, Mortgage Lending, Mortgage Banking, Mortgage Underwriting, Residential Mortgages, Refinance, Customer Service, Customer Oriented, Customer Satisfaction, Troubleshooting, Work Well Independently, Loans, Training, Real Estate, Credit, Banking, FHA, VA Loans, USDA, FHA Financing
Education
Queensborough Community College 1995 — 1997
Computer Science
Security National Mortgage February 2014 - Present
DHI Mortgage June 2013 - Present
Nova Home Loans September 2011 - Present
Southern Fidelity Mortgage December 2009 - September 2011
Kimball Hill Homes February 2008 - June 2009
Skills
Credit, Reverse Mortgages, Finance, Real Estate Development, Funding, Real Estate Financing, Certified Mortgage..., Credit Analysis, Time Management, Banking, Financial Services, Government Loans, Real Estate Economics, Foreclosures, Construction Loans, Commercial Lending, Selling, Microsoft Word, Vacation Homes, Commercial Mortgages, HUD, Negotiation, Investments, Sellers, Marketing, Strategic Planning, Small Business, Referrals, New Business Development, Real Estate Transactions, Financial Structuring, Sales, REO, Mortgage Servicing, Short Sales, Mortgage Underwriting, Management, Investors, Home Equity Loans, Underwriting, Down Payment Assistance, Brokerage
Education
College of Southern Nevada
Champions Real Estate Services September 2015 - Present
Mortgage Lending Group LLC July 2015 - Present
SMS - Superior Maintenance Solutions May 2014 - August 2015
Security National Mortgage November 2013 - January 2014
TriStar Finance, Inc April 2013 - November 2013
Scotsman Guide Media January 2013 - March 2013
Bank of America February 2012 - January 2013
Bank of America February 2012 - January 2013
UDR June 2011 - February 2012
Premier Lending Group June 2008 - August 2011
Skills
Negotiation, Editing, Team Building, Accounting, Social Media, Event Planning, Sales, Business Development, Residential Mortgages, Loans, Investment Properties, Mortgage Lending, FHA, Loan Origination, Real Estate, Refinance, First Time Home Buyers, USDA, Foreclosures, Underwriting, REO, Short Sales, Loan Servicing, Finance, Referrals, Residential Homes, Investments, Credit, Commercial Lending, Commercial Mortgages, Commercial Real Estate, Mortgage Banking, Construction Loans
Education
Idaho State University 1994 — 1999
Bachelor of Business Administration (B.B.A.), Finance & Human Resource Management, 3.65
North Idaho College 1990 — 1993
Associate of Science (A.S.), Computer Science
University of Idaho 1988 — 1990
Associate of Arts and Sciences (A.A.S.), Computer Science
Security National Mortgage March 2015 - Present
CMG Financial December 2013 - November 2014
The Home Lending Group LLC
Closeyourownloan.com June 2010 - July 2012
Set2Go Loans Inc April 2006 - June 2010
Lendia Inc. LLC June 2006 - September 2009
Nationpoint Home Loans April 2004 - April 2006
Indymac Bank June 2002 - February 2004
Fancy Publications January 2001 - May 2002
Skills
Microsoft Office, Salesforce.com, Advertising Sales, Inside Sales, Customer Service, Account Management, Social Media, Social Networking, Social Media Marketing, New Business Development, Calyx Point, Encompass, Online Advertising, Mortgage Lending, FHA, Loan Origination, Sales, Refinance, Loans, Real Estate, Marketing
Education
Sandia High School
High School Diploma
University of Phoenix
Business Law and Management
TimeShareWare October 2014 - Present
Security National Mortgage February 2013 - October 2014
Aviacode November 2012 - February 2013
UnitedHealth Group July 2011 - October 2012
United First Financial October 2008 - July 2011
Option Technologies Interactive February 2002 - August 2008
Skills
C#, TFS, WCF, Visual Studio, Agile Methodologies, Microsoft SQL Server, HTML, Design Patterns, T-SQL, XML, ASP.NET MVC, UML, Object Oriented Design, VB.NET, JavaScript, NUnit, OOAD, REST, Subversion, Test Driven Development, jQuery, SOAP, TDD, MSMQ, Entity Framework, XAML, Accounting, Investments, Mortgage Acceleration, Financial Accounting, Philosophy, Git, AJAX, T-SQL Stored Procedures, SQL Server Management..., Silverlight, MVVM, jQuery UI, jQuery Mobile, Ninject, Unity
Education
Brigham Young University
M.S., Computer Science
Brigham Young University
Bachelor's Degree, Computer Science
University of Utah
Educational Studies and Philosophy
CitiMortgage November 2007 - Present
National City Mortgage October 2005 - November 2007
Security National Mortgage 2004 - 2005
Skills
Risk Management, Loans, Credit, Refinance, Mortgage Banking, Mortgage Lending, Financial Analysis, Credit Analysis, Credit Risk, FHA, Loan Origination, Banking, Underwriting, Residential Mortgages
Education
Lake Washington Technical College 1991 — 1991
Fundamentals of Loan Processing, Retail Mortgage Origination
Edmonds High School 1984 — 1988
High School
Security National Mortgage April 2014 - Present
Venta Financial Group, Inc. April 2012 - April 2014
Skills
Real Estate, Mortgage Lending, FHA, Customer Service, Foreclosures, Short Sales, REO, First Time Home Buyers, Investment Properties, Mortgage Banking, Refinance, Residential Homes
Education
The University of Texas-Pan American
Security National Mortgage July 2015 - Present
Orange County Public Defender's Office May 2014 - June 2015
Skills
Microsoft Office, Microsoft Word, PowerPoint, Microsoft Excel, Public Speaking, Research, Customer Service, Teamwork, Criminal Justice, English, Enforcement, Social Media, Windows, Photoshop, Criminal Law
Education
University of California, Irvine 2011 — 2014
Bachelor of Arts (B.A.), Criminology, Law & Society
Ellie Mae June 2013 - Present
Performance Technologies, LLC September 2008 - Present
Security National Mortgage September 2012 - June 2013
Ideal Home Loans, LLC November 2008 - September 2012
PTF Financial February 2005 - October 2008
H&R Block Mortgage 1998 - 2000
Education
Ashford University 2012 — 2015
Business Information Systems
Security National Mortgage August 2009 - Present
Education
Brigham Young University 2001 — 2005
Commerce Mortgage February 2014 - Present
Performance home loans July 2012 - October 2013
Security National Mortgage October 2011 - July 2012
PMAC Lending Services June 2011 - October 2011
Pacific Union Financial March 2011 - May 2011
NDFC DBA Morgan strause October 2010 - March 2011
Essex Mortgage July 2009 - May 2010
World Financial Group (WFG) September 2007 - May 2009
Argent Mortgage Company LLC. April 2001 - May 2007
Argent Mortgage April 2001 - October 2003
Skills
Leadership, Management, Training, Team Building, Marketing, Human Resources, Forecasting, Loans, Coaching, Customer Service, Public Relations, Mortgage Lending, Policy, Mortgage Banking, FHA, Refinance, Cold Calling, Banking, Credit, Risk Management, Business Ethics, Goal Oriented, Underwriting, Finance, Credit Analysis, Investment Properties, Negotiation, Loan Origination, FHA financing, Residential Mortgages, Account Management, Business Development, VA loans, Real Estate, REO, Strategic Planning, Selling, Mortgage Underwriting
Education
Santa Ana college 1981 — 1985
Business
Skillpath Seminars
The Prieston Group
Mortgage Fraud Training
Security National Mortgage January 2008 - Present
North American Morgage September 1995 - December 1997
Education
Salt Lake Community College
Security National Mortgage September 2014 - Present
Security National Mortgage Company April 2014 - Present
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, Loan Origination, Customer Service, Loans, Real Estate Transactions, Residential Mortgages, USDA, Investments, Investment Properties, VA loans, Property Management, Negotiation, Asset Managment, Credit, Real Estate, First Time Home Buyers
Education
University of Cincinnati 1992 — 1996
BS, English Language and Literature, General
University of Cincinnati
Bachelor's degree, English Language and Literature/Letters
Federal Home Loan Bank of Seattle September 2011 - Present
Plaza Home Mortgage January 2010 - September 2011
Security National Mortgage August 2009 - January 2010
Intraspect Group December 2008 - June 2009
Washington Mutual Bank November 2000 - August 2008
California Federal Bank (formerly Glendale Federal Bank) June 1997 - November 2000
Self Employed March 1996 - June 1997
Windtree Mortgage April 1994 - March 1996
Fidelity Federal Bank January 1993 - April 1994
Arco May 1980 - January 1993
Skills
Capital Markets, Mortgage Lending, Banking, Underwriting, Finance, Investments, Fixed Income, Risk Management, Credit, Credit Analysis, Loans, Projects, Securitization, Start-ups, Funding, Residential Mortgages, Mortgage Banking, Pricing, MBS, Management, Managerial Finance, Investment Properties, Training, Financial Risk, Mortgage Servicing, Business Development, Accounting, Executive Management, Loan Origination, Portfolio Management, Foreclosures, Loan Servicing, Leadership, Due Diligence, Securities, Mortgage Underwriting, Loss Mitigation, Commercial Mortgages, Commercial Lending, Financial Modeling, VA loans, Cash Management, Financial Analysis, Valuation, Credit Risk, Real Estate Financing, Asset Management, FHA, Refinance, Financial Services
Education
California Lutheran University 1989 — 1991
BA, Business Administration
Cedar Hills Golf Club June 2012 - Present
Security National Mortgage March 2012 - Present
Newport Sports & Fitness Club, L.C. August 2011 - Present
Markinvest Enterprises April 2009 - Present
Envoy Mortgage April 2010 - January 2012
City of Orem March 2008 - December 2010
Liberty Tax Service January 2010 - April 2010
United Way of Utah County December 2003 - March 2009
Skills
Loans, Spanish, Short Sales, Yoga, Marketing, Loan Origination, Investment Properties, Real Estate, Mortgage Banking, FHA, First Time Home Buyers, Leadership, Credit
Education
Utah Valley University 2010 — 2012
Master of Business Administration (M.B.A.)
Brigham Young University 2001 — 2003
Eastern Washington University 1999 — 2001
International Studies
Lincoln Elementary
Security National Mortgage May 2013 - Present
Security national mortgage services August 2011 - Present
Skills
FHA, Proformas, USDA, Refinance, Mortgage Lending, Loans, VA loans, Mortgage Banking, 203K, Residential Mortgages, Construction Loans, Certified Mortgage..., Reverse Mortgages, Single Family Homes, Government Loans, FHA financing, Referrals, Real Estate, Loan Origination, First Time Home Buyers, Real Estate Financing, Investment Properties, Non-Conforming, Finance, Mortgage Underwriting, Credit, Commercial Mortgages, Mortgage Marketing, Real Estate Economics, Foreclosures, HUD, Home Equity Loans, Investors, Financial Structuring, Underwriting, Rates, Loss Mitigation, Real Estate Transactions, Credit Analysis, Home Equity Lines of..., Escrow, Debt Consolidation, REO, Loan Servicing, Mortgage Servicing, Short Sales, Residential Homes, Funding, Commercial Lending, Condos
Education
University of Maryland University College 1991 — 1995
BA, Business Administration
Security National Mortgage July 2005 - Present
Silver Mountain Mortgage March 2003 - July 2005
I-Net Mortgage 2001 - 2003
RMIC April 1998 - April 2001
Education
Brigham Young University 1994 — 1996
Bachelor's degree
Utah Valley University 1993 — 1994
Associate's degree
Angel Oak Home Loans LLC December 2014 - Present
AES Lending April 2009 - December 2014
StoneWater Mortgage August 2008 - December 2008
Security National Mortgage March 2008 - August 2008
MortgageIT August 2006 - March 2008
Wells Fargo Home Mortgage April 2004 - August 2006
Countrywide Bank September 1993 - April 2004
Skills
Mortgage Banking, Refinance, Mortgage Lending, FHA, USDA, Leadership, Loan Origination, Management, REO, Loans, Sales, Residential Mortgages, Sales Management, Credit Analysis, Reverse Mortgages, Construction Loans, First Time Home Buyers, VA loans, Consumer Lending, Credit, Customer Service, Real Estate Economics, Recruiting, Residential Homes, Loss Mitigation, Loan Servicing, FHA financing, Foreclosures, Real Estate, Investment Properties, Selling, Short Sales, Banking, Investors, Underwriting, VA Loans, FHA Financing
Education
Indiana University of Pennsylvania 1984 — 1986
BS, Journalism/Public Relations
Community College of Allegheny County 1980 — 1984
A.S., Business Management
University of Dayton 1979 — 1980
Communications
Lone Star Financing April 2015 - Present
BBVA Compass May 2014 - April 2015
Weststar Mortgage Corporation May 2013 - May 2014
Supreme Lending April 2012 - December 2012
Security National Mortgage October 2010 - April 2012
Bank of America June 2009 - May 2010
Option One Mortgage June 1998 - December 2007
Skills
B2B, Retail, Direct Sales, Sales Operations, Wholesale, Mortgage Banking, USDA, Mortgage Lending, Loan Origination, FHA, FHA financing, Refinance, VA loans, Residential Mortgages, Credit, Loans, Construction Loans, Underwriting, Banking, Account Management, New Business Development, Real Estate, Strategic Planning, Leadership, Sales, Negotiation, Credit Analysis, Real Estate Economics, Business Development, Recruiting, Start-ups, CRM, Commercial Lending, Home Equity Loans, Selling, Management, Commercial Mortgages, Investment Properties, Investments, Marketing Strategy, Reverse Mortgages, Certified Mortgage..., Finance, Real Estate Financing, Mortgage Underwriting, Funding, Financial Structuring, Mortgage Marketing, Consumer Lending, First Time Home Buyers
Education
University of Oklahoma College of Law 1986 — 1989
Juris Doctor, Law
Southern Methodist University 1983 — 1985
Bachelor of Arts, Economics
MK Lending 2014 - August 2014
Citi 2013 - 2014
Citi 2012 - 2013
Citi Mortgage 2010 - 2012
Security National Mortgage 2008 - 2009
Fifth Third Bank 2006 - 2008
Ace Mortgage Funding 2003 - 2005
The Activation Center 1999 - 2003
Skills
Mortgage Underwriting, Underwriting, Financial Services, Credit, Mortgage Lending, Correspondent Banking, Loan Closings, Mortgage Banking, Management, Customer Service, Sales, Sales Management, Loan Origination, Microsoft Office, Microsoft Word, Microsoft Excel, Calyx Point, PowerPoint, Windows Vista, Windows 7, Cellular Communications, Unifi, Residential Mortgages, Sales Presentations, Store Management, Account Management, Accounts Receivable, Banking, Loans, Business Development
Education
Arizona State University 1989 — 1994
Computer Science
Security National Mortgage June 2015 - Present
Charter One Bank August 2014 - June 2015
Union Savings Bank September 2013 - August 2014
Residential Finance November 2012 - September 2013
MAXIMUS March 2011 - November 2012
Franklin Mortgage Solutions October 2009 - February 2011
Ace Mortgage Funding March 2006 - September 2009
Allied Home Mortgage March 2004 - March 2006
Cleveland Cavaliers 2002 - 2003
Skills
Mortgage Lending, Finance, Refinance, Credit Analysis, Mortgage Banking, Loans, Residential Mortgages, Purchase Financing, FHA Financing, Mortgage Analytics, Mortgage Underwriting, Sales, FHA, Loan Origination, Credit, USDA, Underwriting, Residential Homes
Education
Ohio University 2001 — 2002
MSA, Sports Administration
Ohio University 2000 — 2001
MBA, Business
Ohio University 1996 — 2000
BS, Sports Industry / Business
St. Xavier High School 1993 — 1996
Security National Mortgage April 2015 - Present
iFreedom Direct Corporation November 2012 - March 2015
M&T Bank June 2005 - November 2012
RMIC January 2008 - October 2010
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA, Loan Origination, Refinance, Loans, Credit, Credit Analysis, FHA financing, VA loans, Consumer Lending, Underwriting, Credit Risk, Loss Mitigation, Financial Risk, Risk Management, Financial Analysis, Portfolio Management, Mortgage Underwriting, USDA, Banking, SAR
Education
LaSalle University 1998 — 2001
Bachelor of Science (BS), Communication and Media Studies
Mountain States Supply July 2014 - Present
Mountain States/Mountainland October 2012 - Present
Shred It August 2011 - August 2012
Security National Mortgage May 2011 - November 2011
Stearns Wholesale November 2008 - May 2010
Skills
Mortgage Lending, Loans, Credit, Sales, Marketing, Business Development, Mortgage Banking, New Business Development, Banking, Credit Analysis, Account Management, Residential Mortgages, VA loans, Leadership, Loan Origination, Management, FHA, Refinance, Finance, Sales Management, Strategic Planning
Education
Brigham Young University 1982 — 1987
BS, Business Management
DHI Mortgage March 2012 - June 2014
AmeriPro Funding April 2011 - February 2012
Apple Retail October 2010 - June 2011
Security National Mortgage June 2008 - April 2011
Countrywide Home Loans April 2007 - May 2008
Accredited Home Lenders October 2006 - March 2007
Aegis Mortgage Corporation July 2005 - September 2006
First Magnus Financial July 2004 - July 2005
Skills
Underwriting, Mortgage Lending, Training, Loans, Account Management, Insurance, FHA, Sales
Education
The University of Texas at Austin 1996 — 2000
Bachelor of Journalism, German, Journalism, Public Relations
Security National Mortgage July 2011 - Present
Preferred home lending December 2008 - July 2011
Abb Mortgage November 2005 - December 2008
Education
Ecole supérieure et internationale de Gestion 1987 — 1990
Bachelor, BA
Security National Mortgage August 2011 - Present
McMillin Mortgage December 2010 - August 2011
SecurityNational Mortgage Company August 2007 - December 2010
Megamerica Mortgage Group, Inc. August 1994 - August 2007
Chase Manhattan Bank August 1993 - August 1994
Skills
Mortgage Banking, FHA, Mortgage Lending, Residential Mortgages, Management, Loans, USDA, Loan Origination, VA loans, Refinance, Construction Loans, Reverse Mortgages, Certified Mortgage..., FHA financing, Mortgage Underwriting
Education
Baylor University - Hankamer School of Business 1989 — 1993
BBA, Mgmt - Real Estate
Security National Mortgage December 2014 - Present
E Mortgage Management, LLC. August 2014 - November 2014
JCIII December 2011 - October 2013
JCIII & ASSOCIATES INC December 2011 - October 2013
Carrington Mortgage Services August 2011 - September 2011
CARRINGTON MORTGAGE SERVICES LLC August 2011 - September 2011
A & M Mortgage Corporation February 2008 - July 2011
A & M Mortgage Corporation February 2008 - July 2011
A&M Mortgage Group 2008 - 2011
MORTGAGE CONSULTANTS-TAMPA BAY January 1999 - January 2008
Skills
MS Office tools, LOS-Calyx;Mtg Dashboard, Adobe Software, Mortgage Lending, Loans, Loan Origination, FHA, Investment Properties, Mortgage Banking, Real Estate, Credit, Investors, Refinance, Funding, Real Estate Economics, Investments, Credit Analysis, Residential Homes, Due Diligence, Residential Mortgages, Commercial Real Estate, VA loans, USDA, Banking, FHA financing, Government Loans, VA Loans
Education
University of South Florida 1972 — 1977
B. A., MARKETING
University of South Florida 1972 — 1977
B.A, Marketing
University of South Florida 1972 — 1976
B.A . Marketing, Minor - Economics
SecurityNational Mortgage Co. November 2010 - Present
Security National Mortgage June 2006 - Present
Skills
Underwriting, Construction Loans
Education
Fort Lewis College 1980 — 1983
BS, Geology
Eagle Home Mortgage June 2010 - Present
Security National Mortgage January 2010 - June 2010
Security National Mortgage Company June 2009 - January 2010
Pro Mortgage Group May 2008 - June 2009
Eagle River Mortgage 2000 - 2008
The Leukemia and Lymphoma Society 2000 - 2008
Education
University of Idaho 1999 — 2003
B.S., Health Education
Allsprings Smallbiz Solutions January 2002 - Present
Security National Mortgage January 2009 - December 2011
Ebun Industries Limited March 1997 - November 2000
Ebun Industries Limited March 1995 - March 1997
Skills
Tax Preparation, Mortgage Loan..., Tax Audits, Mortgage Banking, Refinance, Mortgage, FHA, VA, Conventional, Credit, Mortgage Lending, Mortgage Marketing, Finance, Small Business, Asset Management, Auditing, Risk Management, Investments, Strategic Financial..., Financial Analysis, Retirement Planning, Sales, Investment Properties, Financial Advisory, Real Estate, Banking, Negotiation, Business Strategy, Public Speaking, Strategic Planning, Management, Financial Planning
Education
Clark University 2001 — 2002
Certificate Course, Oracle DBA
University of Lagos 1987 — 1991
Bachelors of Science, Accounting
FGC AZARE 1980 — 1985
LeaderOne FinancialN October 2013 - Present
Abbas Enterprizes LLC October 2007 - Present
First Midwest Bank April 2013 - September 2013
Bridgeview Bank Mortgage March 2012 - March 2013
Security National Mortgage 2010 - 2012
Perfect Choice Realty January 2009 - December 2010
Dan Schwarz Realty January 2004 - December 2008
Valley Mortgage Financial November 2004 - October 2007
Ameriquest Mortgage 2002 - 2004
Skills
Mortgage Lending, Business Analysis, FHA, Loan Origination, Banking, Investment Properties, Investments, Credit, Loans, Risk Management, Strategic Planning, Residential Mortgages, Microsoft Office, Financial Analysis, Microsoft Excel, Project Management, Customer Service, Business Development, Executive Management, Sales Management, Negotiation, Due Diligence, Short Sales, Refinance, Commercial Lending, Real Estate, Real Estate Economics, Funding, Foreclosures, Residential Homes, Credit Analysis, First Time Home Buyers, Investors, Finance, Mortgage Banking, REO, Commercial Mortgages, Real Estate Transactions, Real Estate Financing, VA loans, FHA financing, Sellers, Referrals, USDA
Education
Northeastern Illinois University
Political Sciece
Arizona State University
Human Biology
Security National Mortgage November 2009 - Present
Zions Bancorporation 1998 - 2007
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, Loans, USDA, VA loans, Residential Mortgages, FHA financing, Credit, Reverse Mortgages
Education
Salt Lake Community College
PrimeLending April 2014 - Present
AmeriFirst Financial, Inc. September 2012 - December 2013
Security National Mortgage July 2011 - September 2012
Republic Mortgage January 2009 - July 2011
Wells Fargo March 2005 - December 2008
Skills
Mortgage Industry, FHA, Mortgage Lending, VA, Refinance, Mortgage, Loans, Purchase, First Time Home Buyers, Conforming, USDA, VA loans, Mortgage Banking, Conventional, Reverse Mortgages, Loan Origination, Investors, Residential, Real Estate, Investment Properties, Credit, Construction Loans, Underwriting, Sales Management, Loan Structuring, Purchasing, Certified Mortgage..., Sellers, Referrals, FHA financing, Short Sales, Residential Mortgages, Selling, Residential Homes, Real Estate Transactions, Banking, Real Estate Financing, Mortgage Marketing, Real Estate Economics, Credit Analysis, HUD
Education
Brigham Young University 1984 — 1985
Security National Mortgage January 2014 - Present
Rutland Group August 2007 - December 2013
Decision One Mortgage 2003 - 2007
Wachovia Bank 1991 - 2002
Skills
Mortgage Lending, Mortgage, Foreclosures, Real Estate, Mortgage Banking, Financial Planning, Loan Origination, Sales, Loans, Strategic Financial..., Residential Mortgages, FHA, First Time Home Buyers, Referrals, Short Sales, Real Estate Financing, Condos, Investment Properties, REO, Single Family Homes, Real Estate Economics, Sellers, Investors, Refinance, HUD, Real Estate Transactions, Property Management, VA loans, USDA, Relocation, FHA financing, New Home Sales, Real Property, Residential Homes, Reverse Mortgages, Listings, Property, Mortgage Underwriting, Rentals, Buyer Representation, Buyers
Education
The University of Memphis
Business Finance
Security National Mortgage August 2013 - Present
Commerce Mortgage April 2013 - July 2013
Residential Finance Corporation December 2012 - April 2013
Guaranteed Rate June 2012 - January 2013
Security National Mortgage May 2011 - June 2012
America One Mortgage Group August 2004 - May 2011
MGM Financial Corp 2000 - 2004
Zions First National Bank 1997 - 1998
Wells Fargo Bank 1992 - 1996
Skills
Refinance, FHA, Loans, Mortgage Lending, Loan Origination, Reverse Mortgages, Sales, Marketing, Mortgage Banking, USDA, Credit, Investment Properties, First Time Home Buyers, Real Estate Financing, Strategic Planning, Risk Management, Funding, Residential Homes, Home Equity Loans, Sellers, Underwriting, VA loans, Finance, Residential Mortgages, Certified Mortgage..., FHA financing, VA Loans
Education
Salt Lake Community College
General Administration/Business
Security National Mortgage October 2014 - Present
Skills
Mortgage Lending, Credit, Loans, Banking, Mortgage Banking, Loan Origination, Real Estate, FHA, Credit Analysis
Education
University of Puerto Rico-Mayaguez 1974 — 1979
Business Administration
Axia Home Loans September 2014 - Present
Security National Mortgage July 2012 - September 2014
Mountain View Mortgage June 2009 - July 2012
Skills
Banking, Credit, Customer Service, Mortgage Lending, Financial Analysis, Finance, Credit Analysis, Management, Microsoft Office, Sales
Education
University of Maryland College Park 1979 — 1982
Bachelor of Science (BS), Business/Managerial Economics
Security National Mortgage February 2014 - Present
Low Cost Mortgages Inc. February 2007 - February 2014
Skills
Investments, Loans, Mortgage Lending, Asset Managment, Entrepreneurship, Due Diligence, Real Estate, Private Equity, Management Consulting, Financial Analysis, Strategic Planning, Investment Properties, Negotiation, Business Planning, Start-ups, New Business Development, Commercial Real Estate, Team Building, Marketing Strategy, Sales Management, Loan Origination, Real Estate Financing, USDA, Refinance, FHA, Credit, First Time Home Buyers, Real Estate Economics, Commercial Mortgages, Funding, Commercial Lending
Education
Azusa Pacific University 2001 — 2003
Bachelor's degree, Applied management
Security National Mortgage May 2014 - Present
Top Flite Financial, Inc February 2014 - April 2014
Skills
Credit, Customer Service, FHA, FHA financing, Loan Origination, Loans, Microsoft Office, Mortgage Banking, Mortgage Lending, Negotiation, Photoshop, Refinance, Residential Mortgages, Team Building, USDA, VA loans, FHA Financing, VA Loans, Banking
Education
Chaffey College 1994 — 1995
Security National Mortgage 2015 - Present
Royal Palm Mortgage, Inc. October 1999 - 2015
Skills
Investment Properties, Mortgage Lending, Short Sales, Loan Origination, Loans, Real Estate, Foreclosures, New Business Development, Refinance, First Time Home Buyers, FHA, VA loans, Referrals, Mortgage Banking, HUD, REO, Real Estate Financing
Education
Saint Leo University
AS
American Pacific Mortgage May 2015 - Present
Axiom Financial November 2013 - Present
Ranlife Home Loans July 2012 - Present
Security National Mortgage June 2011 - July 2012
Bank of America August 2009 - June 2011
Skills
FHA, Real Estate, Mortgage Lending, Underwriting, Short Sales, REO, Home Equity Loans, Loans, Refinance, Loan Origination, Sellers, USDA, Residential Mortgages, FHA financing, VA loans
Education
Hillcrest High School 1986 — 1989
Salt Lake Community College
Security National Mortgage April 2012 - Present
BlueRoof.com September 2011 - September 2014
AAA NCNU October 2007 - June 2012
American Red Cross December 2006 - October 2007
Skills
Insurance, Strategic Planning, Salesforce.com, Property & Casualty..., Cross-functional Team..., Marketing Strategy, Budgets, Marketing, Business Analysis, Team Building, Competitive Analysis, Project Management, Business Strategy, Data Analysis, Microsoft Excel, Process Improvement, Business Development, Analysis, Training, Management, Customer Satisfaction, Leadership, Sales, Forecasting, Operations Management
Education
Westminster College 2004 — 2006
MBA, Master of Business Administration
Southern Utah University 2001 — 2004
BS, Advertising and Interpersonal Communication
Security National Mortgage May 2013 - Present
Premier Nationwide Lending September 2009 - May 2011
Education
The University of Texas at El Paso
BBA FINANCE/MANAGEMENT
Carrington Mortgage Services, Mortgage Lending Division April 2015 - Present
Gladewater National Bank November 2014 - April 2015
FIS - Fidelity Information Services May 2014 - October 2014
Security National Mortgage September 2003 - September 2013
Skills
FHA, USDA, Mortgage Banking, Refinance, Mortgage Lending, Real Estate Economics, Loans, VA loans, FHA financing, Residential Mortgages, Construction Loans, Government Loans, Credit Analysis, Real Estate Financing, HUD, USDA Rural Housing, Home Equity Loans, Closings, Real Estate Transactions, Residential Homes, Single Family Homes, Wholesale Lending, Credit, Mortgage Underwriting
Education
Keiser University-Ft Lauderdale 2014 — 2016
Bachelor of Arts (BA), Accounting and Finance
Florida State College at Jacksonville 2004 — 2006
A.A., Accounting
hibu (formerly Yellowbook) May 2008 - June 2015
Security National Mortgage April 2007 - April 2008
Peoples Choice Home Loan October 2006 - March 2007
Equibanc Mortgage Corp November 2005 - October 2006
NovaStar Mortgage January 2004 - November 2005
AXA Advisors July 2003 - October 2003
CitiStreet, LLC January 1995 - February 2003
RBC Dain Rauscher October 1993 - October 1994
Prudential Financial, Inc October 1987 - October 1993
National Life Group March 1986 - October 1987
Skills
Sales, Management, Leadership, Research, Microsoft Excel, PowerPoint, Marketing, Strategic Planning, Public Speaking, Social Media, Marketing Strategy, New Business Development, Strategy
Education
North Carolina State University 1973 — 1976
Master of Science (MS), Biochemistry
Hampden-Sydney College 1969 — 1973
Bachelor of Science (BS), Chemistry
NxtGen Consulting August 2011 - Present
Security National Mortgage May 2012 - June 2013
Security National Mortgage January 2012 - May 2012
Total Eclipse Marketing May 2011 - August 2011
Skills
AngularJS, Social Media Marketing, Responsive Web Design, JavaScript, CSS3, YouTube, Marketing, Google Analytics, Sales, Facebook Marketing, WordPress, Loan Origination, Cold Calling, Pinterest, Social Media, Mobile Marketing, Ruby, Mortgage Planning, Mortgage Servicing, Home Equity Loans, Mortgage Lending, HTML 5, Photoshop, PowerPoint, Hootsuite, Mortgage Banking, Refinance, Illustrator, Bit.ly, Web Design, Social Networking, Management, Customer Service, Microsoft Office, SEO, Leadership
Education
Arizona State University 2007 — 2011
Bachelor's, Communication
Planet Home Lending August 2015 - Present
Fremont Bank October 2010 - July 2015
Security National Mortgage October 2009 - October 2010
First California Mortgage Company 2007 - 2009
Downey Savings 1993 - 2005
Citibank 1990 - 1993
Bankers Mutual 1985 - 1988
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Loans, FHA financing, Residential Homes, Credit, Underwriting, Commercial Lending, FHA Financing, First Time Home Buyers, Investment Properties, Mortgage Underwriting, Real Estate Financing, Real Estate, Certified Mortgage..., VA Loans
Education
University of California, Irvine 1981 — 1985
Bachelor of Sciences, Biological Sciences
University of California, Irvine 1981 — 1985
BS, Biology/Biological Sciences, General
Hunt Electric, Inc. 2014 - 2014
Premier Mortgage Services 2001 - 2004
Premier Mortgage Services 2001 - 2004
Security National Mortgage 1998 - 2001
Security National Mortgage 1998 - 2001
Skills
Energy Audits, Energy Management, Energy Efficiency, Environmental Awareness, Microsoft Office, Solar Energy, Energy Project Finance, Natural Resources, Wildlife Biology, Fisheries Biology, Property Assessed Clean..., Renewable Energy, Renewable Energy Law, Water Law, Environmental Law, Energy Policy, Contract Negotiation, Sustainable Energy, Energy Conservation, Energy
Education
Salt Lake Community College 2012 — 2013
Energy Management
University of Utah S.J. Quinney College of Law 1973 — 1976
Juris Doctorate, Environmental and Natural Resources
Utah State University 1966 — 1969
Fisheries Biology
University of Utah
Juris Doctorate, Environmental and Natural Resources Law
Security National Mortgage July 2012 - Present
Skills
Transportation, Strategic Planning, Logistics, Negotiation, Microsoft Office, Team Building, Project Management, Budgets, New Business Development, Freight, Microsoft Excel, Truckload, Coaching, Sales Management, LTL, Contract Negotiation, Sales
Education
Tarleton State University
Bachelor of Science (BS), Human Sciences with emphasis in Child and Family
American Family Insurance February 2015 - Present
Security National Mortgage July 2014 - Present
American Equity Mortgage February 2013 - August 2014
The Berry Company November 2012 - February 2013
Zale November 2011 - July 2012
Skills
Loans, Sales, Customer Service, Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, Microsoft Excel, FHA, Credit
Education
Hickey College 2001 — 2002
Security National Mortgage Mortgage BrokerGulf & Southern Mortgage Comp.January 1993 - August 2011
Education
State University of New York College at Plattsburgh 1977 — 1981
Bachelor's degree, Elementary Education and Teaching
Security National Mortgage January 2013 - Present
Citywide Home Loans July 2010 - December 2012
First National Bank of Layton 2009 - 2010
Skills
Mortgage Lending, DE Underwriter, VA SAR, Management, Financial Analysis, Finance, Risk Management, Banking, Credit, Loans, Underwriting, Mortgage Banking, Credit Analysis, Loan Origination
Education
Keller Graduate School of Management of DeVry University 2011 — 2014
Master of Business Administration (MBA)
DeVry University
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Owner October 2006 - Present
Mortgage Banking - MB Loan Processor August 2012 - September 2013
Security National Mortgage November 2011 - August 2012
AT&T August 2003 - June 2012
SBC/Ameritech October 2002 - July 2003
Ameritech - Data Networking Solutions January 2001 - October 2002
Ameritech - Information Systems November 1996 - January 2001
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Outlook, Budgets, Networking, Documentation, Management, Problem Solving, Negotiation, Software Installation, Team Leadership, TCP/IP, Marketing
Education
Keller Graduate School of Management of DeVry University 2008 — 2010
Master's in Business Administrator, Finance, General
Cisco Certification 2003 — 2003
Cisco Certified Network Associate
DeVry University 1996 — 2001
Bachelor of Science in Electronic Engineering Technology, Electronics
Keller Graduate School of Management of DeVry University
Graduate Certificate in Financial Analysis
Adfitech/VLN, Inc. August 2007 - Present
Security National Mortgage June 2009 - October 2009
First Magnus Financial June 2007 - August 2007
Countrywide Mortgage Services September 2001 - June 2007
Evans Mortgage Company November 1998 - September 2001
Skills
Financial Analysis, Credit Analysis, Credit Risk, Automated Underwriting..., Risk Analysis, Mortgage Underwriting, FHA, USDA Rural Housing, forensic underwriting, Underwriting, USDA, Credit, Loans
Education
University of Central Oklahoma
Security National Mortgage 2013 - Present
Platinum Lending Services, LLC 2000 - 2013
Copper Hills Youth Center 1994 - 2000
Skills
Business Operations, Project Management, Mortgage Lending, Residential Mortgages, Sales Management, Consultation, Behavioral Health, Behavioral Intervention, Strategic Planning, Marketing, Staff Development, Staff Management, Staff Supervision, Mentoring, Youth Mentoring, Strategic Financial..., Financial Services, Credit Analysis, Credit Management, Refinance, Short Sales, Purchase Contracts, Team Building, Team Leadership, Team Management, Dependable Team Player, Highly detail oriented, Conflict Resolution, Administrative Work, Coaching, Sports Coaching, Recruiting, Sports, Small Business, Small Business Marketing, Customer Service, Customer Satisfaction, Negotiation, Relationship Management, Creative Direction, Business Process..., Goal-driven leader, Organizational..., Persuasive Presentations, Sales Presentations, Crisis Management, Program Development, New Business Development, Loans, Banking
Education
South High, Snow College, University of Phoenix 1984 — 1988
Business, Management, Marketing, and Related Support Services
University of Phoenix
Business / Management Cirriculum