Severn Savings Bank
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Severn Savings Bank Employees
Severn Savings Bank May 2010 - July 2012
Severn Savings Bank May 2010 - July 2012
Severn Savings Bank May 2010 - July 2012
Bank of Hawaii October 2002 - August 2009
American Savings Bank January 2001 - October 2002
Life Financial Corporation December 1997 - November 2000
Skills
Secondary Marketing, Mortgage Operations, Mortgage Lending, Quality Control, Banking, Mortgage Banking, Loans, Operational Risk, Loan Origination, Residential Mortgages, Refinance, Risk Analysis, Analytical Skills, Structured Finance, Team Building, Rates, Financial Institutions, Secondary Market, Mortgage Marketing
Education
Hawaii Pacific University 2008 — 2011
Master of Business Administration (M.B.A.), Organizational Change & Development
University of Hawaii-West Oahu 2003 — 2007
Bachelor's degree, Economics
Priority Financial Services April 2012 - Present
Severn Savings Bank January 2012 - May 2012
Securus May 2011 - March 2012
Nationwide Referral Services, Inc October 2007 - December 2011
Priority Financial Services April 2004 - November 2010
GeoDecisions May 2003 - April 2004
Skills
Sales Management, Team Building, Team Leadership, Sales, Sales Leadership..., IT Management, Sales Effectiveness, Building Relationships, Goal Setting, Goal Oriented, Financial Goals, Mortgage Banking, Reverse Mortgages, Mortgage Lending, Certified Mortgage..., Independent Financial..., Credit Analysis, Credit Reports, Insurance, Investment Strategies, Retirement Planning, College Savings Plans, Networking
Education
Salisbury State University 2001 — 2003
Finance / Management Information Systems
Gettysburg College 1997 — 2001
Computer Science, Business
Stephen Decatur High 1994 — 1997
Sandy Spring Bank February 2013 - Present
Severn Savings Bank July 2012 - February 2013
Maryland Financial Bank October 2009 - July 2012
BankAnnapolis December 2007 - October 2009
BankAnnapolis December 2003 - January 2007
BankAnnapolis January 2002 - December 2003
Skills
MIS, Financial Analysis, Banking, Credit, Credit Analysis, Loans, Microsoft Excel, Risk Management, Microsoft Office, Microsoft Word, Customer Service, Analysis, Commercial Banking, Portfolio Management, Credit Risk
Education
2004 — 2006
Certificado de Contabilidad, Accounting and Finance
Anne Arundel Community College 2001 — 2003
Certificado en Programacion Cientifica
Severn Savings Bank As an E-Home Finance Specialist, I specialize in home lending - both refinances and purchases. Working for a direct lender and a community bank I can help walk customers through the process of home loans while being able to offer some of the lowest rate and fee combinations on the market.Branch ManagerCitizens Bank2008 - 2011
Skills
Banking, Credit, Loans, Sales Management, Sales, Customer Service, Networking, Credit Analysis, Portfolio Management, Mortgage Lending, Team Building, Financial Analysis, Account Management, Team Leadership, Microsoft Excel, Refinance, Real Estate
Education
University of Maryland University College 2009 — 2013
Master's degree, Business Administration and Management, General
Towson University 1997 — 2002
Bachelor Of Science, English/Writing
Severn Savings Bank FSB November 2002 - Present
Severn Savings Bank September 2002 - Present
BEST Tree Services January 2002 - September 2002
Mavis Mechanical July 1997 - December 2000
Skills
Outstanding Customer..., Loans, Customer Service, Credit, Banking, Team Building, Sales Management, Sales, Coaching, Retail, Negotiation, Business Strategy, Microsoft Excel, Account Management, Team Leadership
Education
Anne Arundel Community College 1998 — 1999
Emergency Medical Technician, Trade
Anne Arundel Community College 1986 — 1989
Emergency Medical Technician Certification
Severn Savings Bank September 2009 - Present
Angevine & Associates, CPA, CFP 2007 - 2009
Skills
Team Building, Microsoft Excel, Banking, Microsoft Word, Analytical Skills, Communication Skills, Microsoft Office, Customer Service, Loans, Real Estate, PowerPoint
Education
UMUC 2000 — 2001
Business Communications
Shenandoah University 1996 — 1997
Art Studies
Community Bank of the Chesapeake March 2015 - Present
Severn Savings Bank February 2011 - March 2015
Sandy Spring Bank April 2007 - February 2011
Skills
Commercial Banking, Credit, Banking, Loans, Risk Management, Customer Service, Mortgage Lending, Commercial Real Estate, Portfolio Management, Credit Analysis, Small Business, Financial Analysis, New Business Development, Underwriting, Small Business Lending, Mortgage Banking, Commercial Lending, Sales, Business Development, Insurance, Leadership
Education
Salisbury University - Perdue School of Business 1993 — 1996
Tristar Realty Inc. 2014 - Present
PBF Global Inc. August 2013 - Present
Severn Savings Bank 2012 - Present
Lamartin Tech is now L4G Technology June 2009 - Present
Wolverton & Company 2012 - 2014
Anne Arundel County Public Schools September 2007 - January 2010
Keller Williams Realty 2006 - 2009
SIM Corp. - Systems Interface Management 1999 - 2005
Unisys 1998 - 1999
Vista Computer Services now RMS Vista November 1997 - November 1998
Skills
SharePoint Designer, Information Engineering, SQL Database design and..., Business Intelligence, Data Modeling
Education
Sojourner-Douglass College
Masters, Public Administration
Sojourner-Douglass College
B.A., Information Systems
The Johns Hopkins University
Oracle8i DBA
University of Maryland Baltimore County
IT Specialist - CCNA, SharePoint, .Net, Security+
Severn Savings Bank February 2013 - Present
Hobo International July 2011 - January 2013
Smartlink LLC 2008 - 2010
Castle Point Mortgage January 2005 - July 2008
Skills
Account Management, Marketing, Sales, Social Media, Negotiation, Microsoft Excel, Microsoft Office, PowerPoint, Microsoft Word, Customer Service, Merchandising
Education
Towson University 2000 — 2004
Business, Marketing
Severn School
LifeStyle Caddies, LLC May 2014 - Present
Severn Savings Bank June 2010 - Present
Capital One June 2008 - June 2010
Chevy Chase Bank July 2007 - June 2008
North Atlantic Mortgage Corporation January 2006 - July 2007
American Home Mortgage November 2004 - December 2006
Prosperity Mortgage, Inc July 2003 - November 2004
Trusted Advisers Mortgage November 2002 - July 2003
Innovation Funding February 2000 - November 2002
Success Processing Service April 1997 - February 2000
Skills
Account Management, Banking, Financial Risk, Loss Mitigation, Mortgage Lending, Strategy, Analysis, Credit, Customer Service, Foreclosures, Loans, Management, Mortgage Banking, Real Estate, Sales, Training
Education
Howard University
Finance
Howard University
Computer Information System
Hyatt Commercial June 2014 - Present
Hyatt Commercial May 2007 - Present
Hyatt & Weber PA January 2013 - June 2014
Severn Savings Bank April 2010 - December 2010
The Charleston City Marina Company August 2008 - January 2009
Petrie Ross Ventures June 2008 - August 2008
Skills
Land, Loans, Excel, Word, Negotiation, Leasing, Tenant, Commercial Sales, Land Acquisition, Real Estate Investor, Investor Relations, Real Estate, Real Estate Development, Real Estate Investment, Real Estate Transactions, Real Estate Financing, Corporate Real Estate, Investment Properties, Leases, Brokerage, Real Estate Economics, Disposition, Landlords, Microsoft Word, Microsoft Excel, Commercial Real Estate, Location Intelligence, Marketing, Sales
Education
University of Baltimore School of Law 2012 — 2016
Doctor of Law (J.D.)
College of Charleston 2005 — 2009
BA, Corporate Communication
Severn Savings Bank April 2014 - Present
Dynamic Moves Dance Studio & Company 2012 - Present
SunTrust Bank March 2013 - April 2014
Artisan Blue/LSG March 2009 - January 2013
Skills
Project Management, Account Management, Banking, Event Management, Creative Strategy, Budget Monitoring, Social Media Marketing, Customer Relations, Customer Service, Administrative..., Digital Strategy, Credit, Management, Leadership, Business Analysis, Executive Management, Microsoft Office, Project Delivery, Public Speaking, Team Building, Strategic Planning, Program Management, Project Planning, Sales, Marketing Strategy, Social Networking
Education
Hampton University 2003 — 2007
Bachelor's of Science, Business Management
Archbishop Spalding High School
Severn Savings Bank June 2014 - Present
SunTrust Bank April 2011 - June 2014
Therapy Systems Dme September 2008 - March 2011
AACEFCU March 2003 - February 2008
Skills
Credit, Commercial Banking, Mortgage Lending, Risk Management, Core Banking, Credit Cards, Banking, Retail Banking, Cash Handling Experience, Cash Management, Loans, Collections, Operations Management
Education
Anne Arundel Community College 1998 — 1999
annapolis high school
Severn Savings Bank September 2015 - Present
Susquehanna Bank June 1992 - September 2015
Education
University of Baltimore
Master’s Degree, Banking, Corporate, Finance, and Securities Law
University of Maryland College Park 1985 — 1989
Bachelor’s Degree, Banking, Corporate, Finance, and Securities Law
DeMatha Catholic High School 1981 — 1985
High School
CFG Community Bank May 2014 - Present
Severn Savings Bank October 2009 - April 2014
Sandy Spring Bank September 2008 - September 2009
SunTrust Bank October 1999 - September 2008
Skills
Banking, Loans, Credit, Commercial Banking, Small Business Lending, Portfolio Management, Credit Analysis
Education
Salisbury State University 1995 — 1999
Bachelors of Science, Business Management
Severn Savings Bank March 2014 - Present
The Washington Savings Bank May 2011 - February 2013
1st Mariner Mortgage March 1998 - July 2009
Skills
FHA financing, FHA, VA loans, USDA Rural Housing, USDA, Mortgage, Loans, Mortgage Lending, Mortgage Banking, Finance, Home Equity Loans, Foreclosures, Government Loans, Real Estate, Banking, Loan Origination, Construction Loans, Commercial Lending, Refinance, Home Equity Lines of..., Credit, Residential Mortgages, Reverse Mortgages, First Time Home Buyers, Referrals, Underwriting, Investment Properties, Short Sales, Single Family Homes, New Home Sales, Condos, Investors, Certified Mortgage..., REO, Residential Homes, Commercial Mortgages, Real Estate Financing, Consumer Lending, Non-Conforming, Mortgage Marketing, Credit Analysis, HUD, Rates, Mortgage Underwriting, Investments, Real Estate Economics, Real Estate Transactions, Debt Consolidation, Mortgage Servicing, Loss Mitigation
Education
University of Maryland College Park
EagleBank August 2015 - Present
Aether Vision LLC April 2013 - Present
Severn Savings Bank July 2013 - August 2015
Transportation Federal Credit Union January 2012 - July 2013
LA Fitness October 2011 - January 2012
Various Small Businesses December 2010 - December 2011
Education
University of Maryland College Park 2005 — 2010
B.S., History
Tabor Academy 2003 — 2005
Thayer Academy 2000 — 2003
DrinkMore Water January 2015 - Present
Mutual of Omaha March 2005 - Present
Severn Savings Bank May 2012 - February 2014
Mutual of Omaha September 2006 - September 2008
Skills
Medicare Supplements, Long Term Care, Disability Insurance, Critical Illness, Insurance, Annuities, Health Insurance, Fixed Annuities, Long-term Care, Risk Management, Life Insurance, Loans, Sales, Mutual Funds, Mortgage Lending, Property & Casualty..., Term Life Insurance, Medicare, Employee Benefits, 401k, Leadership
Education
Georgetown Prep
Saint Leo University
BA, Business Administration
Fortace LLC December 2009 - Present
Severn Savings Bank July 2008 - December 2009
Fieldstone Mortgage Company August 2004 - August 2007
Carteret Mortgage 1996 - 2004
Skills
Credit, Loans, Mortgage Lending, Fraud, Underwriting
Education
Anne Arundel Community College
A.A, General Studies; Criminology
Schindler Elevator Corporation (U.S.) August 2014 - Present
Severn Savings Bank March 2014 - August 2014
RoundPoint Financial Group September 2013 - March 2014
New Day Financial March 2013 - September 2013
Skills
Account Management, Business Development, Sales, Customer Service, Negotiation, Financial Analysis, Selling Skills, Credit, Finance, Leadership
Education
University of Maryland University College 2010 — 2012
Bachelor of Science (B.S.), Finance, General, 3.47 GPA
Coastal Carolina University 2008 — 2010
Bachelor of Science (B.S.), Accounting and Finance
Severn Savings Bank August 2014 - Present
Atlantic Community Bankers Bank April 2014 - Present
Chesapeake Bank and Trust and Chesapeake Bancorp April 2004 - July 2014
McKinsey 2003 - 2004
DiamondCluster International 1999 - 2003
Mid-Atlantic Technical Services May 1993 - August 1999
Skills
Management Consulting, Due Diligence, Business Strategy, Business Development, Risk Management, Banking Risk Management, Compliance, IT Systems Development, Strategy, Private Equity, Mergers & Acquisitions, Financial Services, Investments, Financial Modeling, Corporate Development, Portfolio Management, New Business Development, Asset Management, Venture Capital, Financial Analysis, Corporate Finance, Start-ups
Education
Georgetown University 2004 — 2005
Banking, Stonier Graduate School of Banking
The University of Chicago Booth School of Business 1998 — 2000
MBA, Finance and Marketing
University of Maryland College Park 1995 — 1998
Masters, Systems Engineering
University of Maryland College Park 1989 — 1993
BS, Mechanical Engineering
Mt. Hebron 1985 — 1989
Severn Savings Bank January 2015 - Present
1st Mariner Bank April 2006 - January 2015
Skills
Mortgage Lending, Credit, Loans, FHA financing, VA loans, FHA, Mortgage Banking, Insurance, Financial Services, Refinance, Credit Analysis
Education
University of Maryland College Park
BS, Business
State of Maryland January 2011 - Present
Cbay Systems and Services, Inc. March 2010 - April 2010
Cbay Systems and Services, Inc. September 1999 - April 2010
Cbay Systems and Service, Inc. February 2005 - March 2010
First Virginia Bank August 1997 - September 1999
Severn Savings Bank December 1995 - August 1997
Queenstown Bank of Maryland June 1993 - December 1995
Skills
Quality Control, CRM, Transcription, PowerPoint, Spreadsheets, Invoicing, Finance, Bank Reconciliation, Outlook, Process Improvement, Purchasing, Time Management, Software Documentation, Accounts Receivable, Quality Assurance, HIPAA, Accounting, Administrative...
Education
University of Maryland University College 2011 — 2015
In progress, Business Administration
East Carolina University 1992 — 1993
Queen Anne's County High School 1989 — 1992
Diploma
Howard Bank March 2015 - Present
Colombo Bank February 2014 - March 2015
Northwest Savings Bank May 2012 - January 2014
Severn Savings Bank August 2011 - May 2012
Maryland Department of Housing and Community Development May 2010 - August 2011
Bradford Bank May 2008 - August 2009
Aerotek/Allegis Group June 2005 - April 2008
Skills
Financial Analysis, Credit, Credit Analysis, Finance, Commercial Lending, Risk Management, Microsoft Excel, Loans, Forecasting, Customer Service, Analysis, Mortgage Lending, Access, PowerPoint, Microsoft Word, Banking, Financial Risk, Underwriting, Portfolio Management, Excel, Word, Customer Relations, Management
Education
Strayer University 2006 — 2008
Master of Business Administration (MBA), Management and Finance
McDaniel College 2001 — 2005
Bachelor of Science, Double MajorBusiness Administration and Economics, 3.0
Mount Saint Joseph High School 2000 — 2001
Dipolma, High School/Secondary Diplomas and Certificates, High School
Baltimore City College H.S. 1998 — 1999
SSG Construction, Inc. 1996 - Present
Panera Bread 2005 - Present
Rent-A-Center 2010 - Present
Quarterfield Medical Building 2010 - Present
Severn Savings Bank 2010 - Present
Arundel Properties 2009 - Present
Five Guys Enterprises 2008 - 2012
Empire Management 2000 - 2012
Anne Arundel Dermatology 2011 - 2011
Arundel Physical Therapy 2010 - 2010
Skills
10 quality..., Areas of expertise are..., This includes plumbing,..., Construction management..., Interior and exterior..., We do office build out..., We work nights enabling...
Education
Anne Arundel Community College 1978 — 1979
Business Management
Severn Savings Bank July 2015 - Present
Primary Residential Mortgage March 2014 - July 2015
SunTrust Bank July 2009 - March 2014
National City Bank June 2003 - July 2009
SunTrust Bank February 1997 - June 2003
Skills
First Time Home Buyers, Mortgage Lending, Real Estate, Credit, Loan Origination, FHA, Investment Properties, Mortgage Banking, Construction Loans, Residential Mortgages, Refinance, Short Sales, Single Family Homes, Credit Analysis, Commercial Lending, USDA, Loans, VA loans, Residential Homes, Banking, FHA financing, Foreclosures, Government Loans, Mortgage Underwriting, Consumer Lending, Reverse Mortgages, Underwriting, Home Equity Loans, Home Equity Lines of..., Certified Mortgage...
Education
University of Maryland College Park 1984 — 1987
Business Administration
Severn Savings Bank December 2012 - Present
Chesapeake Bank & Trust Co. September 2011 - December 2012
Revere Bank December 2007 - September 2011
County National Bank April 2002 - December 2007
Skills
Commercial Lending, Lines Of Credit, Commercial Banking, Small Business Lending, Commercial Mortgages, Credit Analysis, Loans, Credit, Banking, Credit Risk, Underwriting, Portfolio Management, C&I Lending, Financial Analysis, Risk Management, SBA 504, Cash Flow Lending, SBA, Equipment Loans, Cash Flow
Education
The Johns Hopkins University
MAS, Finance
University of Baltimore
BA, History
CFG Community Bank May 2014 - Present
Severn Savings Bank May 2012 - May 2014
Lombardo Wagner Stitcher & Company, LLC August 2008 - February 2012
Clifton and Gunderson LLP May 2005 - July 2008
H. Smith School August 2006 - May 2007
Education
University of Maryland - Robert H. Smith School of Business 2007 — 2008
MS, Accounting
University of Maryland - Robert H. Smith School of Business 2003 — 2007
BS, Accounting
Severn Savings Bank April 2010 - Present
Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Credit Analysis, Banking, Networking, Financial Analysis, Underwriting, Real Estate, Portfolio Management, Sales, Sales Management, Team Building, Customer Service
Education
University of Baltimore